Div evsK wjwgUW

--------Avengvb evsjvi HwZn jvwjZ

BANGLADESH AUTOMATED CLEARING HOUSING (BACH)

Emergency Contact Number: EFT- 01755620486, Clearing- 01713063161 Email: bach@uttarabank-bd.com BACH Clearing mean Next Day Clearing- gvb njv Kvb cvwU AvR PK w`j AvMvgxKvj UvKv wbZ cvie | ROUTING NUMBER:

5
Bank Code

8
Branch Code

7
Check Digit

District Code

SOME RELATED TOPICS: 1. OCE- Outward Cheque Envelope 2. ICE- Inward Cheque Envelope 3. ORE- Outward Returned Envelope 4. IRE- Inward Returned Envelope 5. HV- High Value ( Tk. 5,00,000/- or more) 6. RV- Regular Value or Normal Value (Below Tk. 5,00,000/-) 7. 1st Line- Fresh Cheque or h PKwU c_gevi wKqvwis G hve 8. 2nd Line- h PKwU AvM GKevi wKqvwis G place nq wiUvb GmwQjv, mwU wZxqevi place ne 9. 3rd Line- h PKwU AvM `yBevi wKqvwis G place nq wiUvb GmwQjv, mwU ZZxqevi place ne 10. BAPCS- Bangladesh Automated Cheque Processing System 11. BEFTN- Bangladesh Electronic Fund Transfer Network 12. APCS- Automated Cheque Processing Systems 13. MICR- Magnetic Ink Character Recognition 14. Same Day Clearing- only for HV cheque, i.e. we can collect the amount within this day 15. Business Date- 2.00 pm to 11.00 am 16. Instruments- MICR Cheques, MICR DD, MICR Payment Order 17. TR- Transaction
1|BACH- swapnomoyekdin@yahoo.com

REPORTS WITH TIME TABLE: c_g Avcbvi BUvibU evDmviwU Pvjy Kiyb (Internet Explorer, gwRjv dvqvid BZvw`), Gici GWmevi evP Gi GWmwU wjL GUvi Pvcyb ev Bach Web Reporting G wKK Kiyb | GKwU bZzb DBv Avme, ZvZ evi bvg wmj Ki h ZvwiLi wicvU `iKvi mB ZvwiL wbevPb Ki Preview wKK KijB GKwU Welcoming Window Avme, GLb hh wicvU `iKvi ZvZ Wvej wKK Ki evg w`Ki Ici 3bs QvU AvBKbwUZ wKK Kij Avgiv High Value & Regular Value bvgi `yUv Ackb cvev | GK GK Ki `yUvZB wKK Kij Details cvev, Gici Avgiv Ctrl+P press Ki wicvU wcU `ev| Avi Save Kivi Rb hv evg w`Ki Icii c_g QvU NiwUZ (Marked in Red Rectangle), Export wjLv `Lve, wKK Kij GLb wbPi w`K GKwV Pop-Up Blocked wjLv Avme, Zv Allow once G GKevi wKK Kij AviKwU QvU DBv Avme mUvZ Cancel wjLvwU press Kiev| GKwU Export Option bvgi QvU DBv Avme, ZvZ Kvb digvU wbev Zv Select (generally Acrobat Format, i.e PDF) Ki Ok press Kiev | ZLb wicvUwU PDF Format Pj Avme, ZvZ Icii gvSi QvU Save Icon G wKK Ki Kv_vq Save Kiev mB jvKkb wVK Ki G Save wKK Kiev| cqvRb Save Kivi mgq Avgiv Rename Kiev Date Abyhvqx (Inward Return nj Rename: IRE-24.04.2012) | Gfve Avgiv Excel Format G Save KiZ cviev| Avi Inward details Myjv Referral Login G cvev| Inward Instruments Gi Rb Avgiv c_gi. Double Click on short cut icon Referral Login from ur Desktop, then give User Name and Password. ii. After login we will find all the Inwars Instruments of our Branch as like bellows1. Account Number= 0000001111847, Account Name=, Cheques on Account=1 Amount Core Banking Status Technical Status S. No. Cheque No. 1 0945213 100000.00 Accepted 2. Account Number= 0000001111848, Account Name=, Cheques on Account=2 S. No. Cheque No. Amount Core Banking Status Technical Status 1 0946147 50000.00 Accepted 2 0946150 27000.00 Accepted Select All DeSelect All Accept Reject iii. To find the specific instrument press CTRL+F from ur key board & then insert the instrument number in Find what box to get it (avoid the zero in left side of any number) iv. Click on the specific cheque number (suppose 0946147) to view the details for Accept/ Reject. v. Then we find the details view of cheque with Image (front and rear), MICR Information (Cheque No., Routing No., TR Code, A/C No.), A/C Information (A/C Holder name, Amount, Remarks) and Reject Information (Core Banking Status- ACCEPTED, Technical Reason, Reject Reason). If all are ok, then click on Accept Button to accept the cheque. To reject a cheque select a Reject Reason & Click on Reject Button to Reject.
2|BACH- swapnomoyekdin@yahoo.com

 Outward Details (Ab evsKi PK, hv Avgiv KvjKkb cvVvev): me PKjv vb Ki evP AvcjvW Kivi ci wcU w`Z ne | vb Kivi mgq AvMiw`b `ycyi 2Uv _K ciiw`b mKvj 11Uv, Ze kl mgq 11.30 | hw` mKvj 11.30 wgwbU ci Kvb HV Instruments Avm hv AwZ Riywi, Zvnj m m jvKvj Awdm dvb Ki Rb wbZ ne h Avgiv vb Kiev wKbv| Inward Details (Avgv`i evi PK, hv KvjKkbi Rb Avme): `ycyi 12.30 Gi ci _K cvIqv iy Kiev| HV- 12.30pm to 1.30pm, RV- 1.00 pm to 2.30 pm Outward Returned (Avgv`i evi PK, hv KvjKkbi Rb GmwQjv, Zv hw` cvm bv nq Zvnj wiUvb KiZ ne): HV- within 2.00pm with proper cause, RV- within 4.00 pm with proper cause Inward Returned (Ab evsKi PK, hv Avgiv KvjKkb cvwVqwQjvg, Zv cvm bv nj diZ Avme): within 5.00 pm to 6.00 pm, but in case of HV we can collect info about HV Returned by calling our L/O after 3.10 pm ***Outward and Inward Details Gi Rb IBDA and IBCA AekB m m Avgv`i jvKvj Awdm Mail Ki cvVvZ ne|

# MAIL FORMAT (Sample): Uttara Bank Limited

Branch
Date Total Number IBDA/ IBCA of Instruments Number IBDA/ IBCA Value Amount (in Tk.) (HV or RV) Remarks

1ST STEP: OUTWARD DETAILS 1) c_g Instruments jv fvjv fve Lqvj Kiyb, gvb ZvwiL, UvKvi cwigvb (AsK), UvKvi cwigvb (K_vq), PKwU wQuov wKbv, fvuR cov wKbv, stapler wcb jvMvbv wKbv, PKwU AwZwi fvuR cov wKbv, ^vi wVK gZ AvQ wKbv, MICR wKbv, BZvw`? 2) Gici PwKs gwkb w`q fvjv fve Lqvj Kiyb Instruments Rvj ev bKj wKbv? 3) Zvici wKqvwis hme mxj w`Z ne Zv w`q wbb | 4) Gevi Instruments jvK HV and RV `yB fvM fvM Ki then HV Gi Rb 1st Line, 2nd Line, 3rd Line Abyhvqx mvRvb| Avevi RV Gi RbI 1st Line, 2nd Line, 3rd Line Abyhvqx mvRvb| 5) Gevi Avcbvi KwDUvii WUc G Single Scanning Login G Wvej wKK Ki User Name, Password w`q Login Kiyb|
3|BACH- swapnomoyekdin@ yahoo.com

6) Gevi evg w`Ki GKevi Ici QvU Ni (Scanning wjLv iqQ) AvQ, ZvZ gvDm aij New jLv Avme ZvZ wKK Kiyb| 7) GLb bZzb GKwU QvU DBv Avme, mLvb Presenting Branch Gi Ni ev Gi bvg , Presentation Date Gi Ni Business Date, Endorsement Line Gi Ni 1st 2nd or 3rd Select Kiyb, Cheques Value Gi Ni Normal or High Value Items Select Ki Ok press Kiyb| 8) GLb AviKwU DBv Avme ZvZ Total Number of Cheques Gi Ni megvU PK Gi msLvwU wjLyb, Amount Gi Ni megvU UvKvi cwigvb wjLyb| Credited Account Gi Ni hZjv 1 ev 2 ev hKvb msLv bq ZZMjv wjLyb, Gici `yBevi Enter Button wU Press Kiyb| 9) GKwU QvU DBv Avme, GLb Instruments jv 1st Line, 2nd Line, 3rd Line Abyhvqx vbvi gwkb w`q Start Button wU Press Kiyb | 1st Line (for example) vb kl nj (hw` 10 wU Ki 20wU PK `b, Zvnj c_g 10wU kl nj cii 10wU PK vb gwkb w`Z ne) Stop Button wUZ wKK Ki Exit Button wUZ wKK Kiyb | ZLb GKevi Ici KqwU Instruments vb Kijvg Zv ej `e | hw` Avgv`i Total Number of Cheques Ges Instruments vwbs mgvb bv nq Ze hwU vb nqwb Zv LyuR ei Ki vbvi gwkbi KvwUR Lyj Avevi vb KiZ `ev| 10) GLb 1st Line Instruments Gi BgR gvbymvi Avme Avi Zvi wbP Serial Number (Instruments Number), Sort Code (Routing Number, for DD- Drawing branch Gi Uv w`Z ne), Account Number, TR Code automatically Pj Avme, Avi Zvicvk Amount Gi Ni Avgv`i Instrument Gi UvKvi cwigvb wjLZ ne| mvavibZ Account Number 13 wWwRUi Avi Serial Number 7 wWwRUi nq _vK, hw` Kvb Kvib Kg _K _vK Zvnj Avgiv Zvi mvgb cqvRbgZ k~Y ewmq bev (13 ev 7wU msLv c~Y Kivi Rb)|Gici Enter Button wU Press KiZ ne | Enter Button wU Press Kivi cici bU BgR Avme, mLvbI GKB KvR KiZ ne Ges AveviI Enter Button wU Press KiZ ne | Gfve hZjv Instruments vb KiwQ, mejvi UvKvi cwigvbUv wjLZ ne| UvKvi cwigvb wjLvi mv_ mv_ Wvb w`Ki Icii Ni Calculated amount G megvU UvKvi cwigvb `Lve| Avi Kvbv Kvib vwbs gwkb coZ bv cvij Serial Number (Instruments Number), Sort Code (Routing Number), TR Code Gi Nijv jvj is Gi nq hve, ZLb Zv Avgv`i nvZ wjL wVK Ki w`Z ne| hw` Avgv`i ay 1st Line Instruments _vK Ze Amount Avi Calculated amount Gi UvKvi cwigvb GKB ne | me wVK _vKj Z_b Upload Batch G wKK Kij Instruments jv jvKvj Awdmi mvfvi Pj hve | ZLb GKwU QvU DBv Avme, hvZ wjLv _vKe h Upload Successfully Ges KqKwU Instruments vb KiwQ Zvi msLvUvI `qv _vKe| hw` Kvb Kvib GKwU Instrument fzj `yBevi vb nq hvq A_ev vb Kievi ci Avcwb h Instruments wU wKqvwis G w`Z PvQbbv Zv Cancel KiZ PvBj Upload Batch Kievi AvMB Discard G wUK gvK w`q Gici Upload Batch G wKK KiZ ne| Avi hw` fzj Ki Upload Batch Ki _vKb, Zvnj m m jvKvj Awdm hvMvhvM KiZ ne|
4|BACH- swapnomoyekdin@ yahoo.com

11) Avi hw` 2nd Line Instruments _K _vK Ze (10) wgK b^i Upload Batch Kivi AvM evgw`Ki wbP Open Batch G wKK Kij (7) wgK b^ii ay gv Line Gi Ni 2nd Select Kiyb, Cheques Value Gi Ni Normal or High Value Select Ki Ok press Ki h_v wbqg (10) wgK b^ii KvRjv KiZ ne | Avi hw` 3rd Line Instruments _K _vK Ze GKB KvR KiZ ne| 12) Ze Avgv`i AekB HV and RV Instruments, 1st, 2nd, 3rd jv Avjv`v Avjv`v vb KiZ ne| 13) Amount Avi Calculated amount Gi UvKvi cwigvb GKB nj bv nj Save Batch G Click Ki Avgiv vbjv Save Ki bev | Save Batch G Click Kij QvU GKwU DBv Avme hvZ mBf Complete nqQ GB wjLv _vKe Ges Zvi mv_B GKwU wmwiqvj b^i wjLv Avme hv AekB Avgv`i wjLZ ne| Gici fzjwU wVK Ki Avgiv Open Batch G wKK Ki wmwiqvj b^iwU LyuR ZvZ Wvej wKK KijB Avgiv Avevi Avgv`i vb Kiv Instruments jv `LZ cviev Ges hLvb fzj nqQ Zv Avgiv wVK Ki wbZ cviev | wVK Kivi ci Upload Batch G wKK Kiev| 14) Upload Batch kl nevi ci Avgiv m m Outward Details wcU `ev Avi megvU UvKvi mgcwigvb UvKvi IBDA issue Kiev jvKvj Awdm Gi Ici Ges IBDA b^iUv I UvKvi cwigvbwU gBj Ki I gvevBj jvKvj Awdm RvbvZ ne| HV and RV Instruments jvi Rb Avjv`v Avjv`v IBDA issue Kiev| 2ND STEP: INWARD DETAILS + INWARD RETURNED 1) c_g Avgiv h_vh_ wbqg h_vh_ mgq Inward Details hvev, wKfve, Kvb mgq hvev Zv c~e AvjvPbv Kiv nqQ| 2) c_g HV Instruments jv cvev I mB mv_ jvKvj Awdm _KI ICE I OCE wicvU mn gBj cvev, Ges jvKvj Awdmi wicvU Avi Inward Details wgwjq `Lev wVK Avm wKbv| mjv cvIqv gvB AvM `Lev h Avgv`i evi wKbv, bv nj ZrbvZ wiUvb `ev h_vh_ Kvib `wLq| 3) Gici Avgiv Kvgvii KwDUvi (PK Gi Avi DD ev PO Gi AvMi gZB) cvws `qv iy Kiev, hw` Kvb Kvib cvws `qv me bv nq Ze mB KvibwU `wLq Avgiv wiUvb Ki `ev | D`vniY ^ic, 10wU HV Instruments cjvg Gi gvS 8wU cvm y KivZ cvijvg Ges evKx 2wU cvijvg bv, Zvnj wK Kvib cvm KivZ cvijvg bv Zv `wLq Avgv`i AekB `ycyi 2Uvi ga wiUvb KiZ ne | hw` Kvb Kvib QvovB Avgiv wiUvb Kwi Zvnj Zv evsjv`k evsK cvm nq hve| Gmgq c_g Avgv`i jvKvj Awdm RvbvZ ne Ges IB Instrument wU Kvb evsK _K GmQ mB evsK dvb w`q Stop Payment KivZ ne| 4) D`vniY ^ic, 10wU HV Instruments cjvg Gi gvS 8wU cvm KivZ cvijvg Ges evKx y 2wU cvijvg bv, Zvnj 8wUi megvU UvKvi cwigvbwU Avgiv ZrbvZ IBCA issue Kiev
5|BACH- swapnomoyekdin@yahoo.com

jvKvj Awdm Gi Ici Ges IBCA b^iUv I UvKvi cwigvbwU gBj Ki I gvevBj jvKvj Awdm RvbvZ ne| 5) RV Instruments jvi RbI Avgiv GKB fve KvR Kiev | Ze G Avgiv wicvU KLb, Kv_vq cvev Zv c~eB AvjvPbv Kiv nqQ| Avi G Avgv`i AekB `ycyi 4Uvi ga wiUvb KiZ ne| 6) gb ivLZ ne, HV and RV Instruments jvi Rb Avjv`v Avjv`v IBCA issue Kiev| 3RD STEP: INWARD RETURNED 1) wicvUwU Avgiv Kv_vq, wKfve, KLb cvev Zv c~eB AvjvPbv Kiv nqQ| 2) wicvU Gi mv_ mv_ Avgiv jvKvj Awdm _KI IRE gBj cvev Ges `yUvB GKB wKbv Zv wgwjq `Lev | 3) hw` Avgv`i cvVvbv Instruments Kvb wiUvb nq Avm, Ze Avgiv mB wiUvb Instruments Gi mgcwigvb UvKvi IBDA cvev jvKvj Awdmi KvQ _K| mB IBDA wU Avgiv IB w`bB (hw` m^f nq) Ifvi dvb bevi Pv Kiev A_ev ciiw`b mKvj ev weKvj 4Uvq bev | IBw`b wbjI Avgiv Zv cii w`b Respond Kiev| Ges GB cvwUi GKvDU ev Clearing Adjustment Head A/C (in case of SC) WweU Avi jvKvj Awdm wWU ne | Avi IBDA wU Physically cj fvDPvii mv_ ivLev Avi Schedule Gi Rb GK Kwc iL `ev| hme fvDPvi KiZ ne: 1) G HV and RV Instruments jvi Rb Avjv`v Avjv`v IBDA/IBCA issue Kiev| 2) Outward Instruments mgcwigvb UvKvi WweU fvDPvi jvKvj Awdm K WweU Ki IBDA cvVvZ ne, hvi KUv ne cvwUi Rgv fvDPvijv, Clearing Adjustment Head A/C (in case of SC) Local Office Debit Contra Clearing (1 debit voucher) 3) Inward Instruments mgcwigvb UvKvi wWU fvDPvi jvKvj Awdm K wWU Ki IBCA cvVvZ ne, hvi KUv ne cvwUi Accounts (S/P A/C), DD, PO Myjv, ZvB Avgiv KUv `ev Clearing Local Office Credit Contra Clearing (1 credit voucher) 4) hw` Ab ev _K SC Collection Avm, Ze Avgiv mB cwigvb UvKvwU c_g Clearing Adjustment Head wWU Ki ivLev, KUv ne h ev _K GmQ| Clearing Adjustment Head A/C (250300) Credit contra UBL Gen A/C- Branch Name (1 credit voucher) 5) Inward Returned cj h IBDA cvev Zvi - Partys A/C or Clearing Head Adjustment A/C Debit, Local Office Credit (1 debit & 1 credit voucher)
6|BACH- swapnomoyekdin@ yahoo.com

6) hw` SC Gi Instruments wU cvm nq Avm, Ze IBCA cvVvZ ne G- Clearing Adjustment A/C Debit, UBL Gen A/C- Branch Name Credit (1 debit & 1 credit voucher) 7) hw` party ev SC Gi Instruments wU Return nq Avm, Ze Zv hw` Avevi Avgiv ciiw`b cvVvZ PvB Zvnj Avevi Avgv`i Partys A/C or Clearing Head Adjustment A/C Credit (for 1 instrument, 1 credit voucher) QvoZ ne| 8) DD, PO Gi AvMi gZB KvR Kiev| CLEARING TRANSACTION: 1. hw`b Instruments jv vb Ki cvwVq `e, mBw`bB Rgv fvDPviMyjv 2 w`q cvws `ev| 2. hw` mejv Instruments cvm nq Avm, Ze ciiw`b Clearing Transaction hq evgcvki wbP Single Pass G GKevi wKK Kij mLvb All Pass wjLvwU Avme, Gevi wbPi Wvb cvki Pass G wKK Kivi ci GKwU QvU DBv Avme ZvZ me cvm Kivi K_v ejv _vKe, Avgiv ZLb Yes wjLvwUZ wKK Kiev| 3. Avi Kvb hw` Returned nq, Ze mB account Gi Ni double click Ki voucher number w`q dishonor Ki `ev| mZKZv Avi wKQz `iKvix KvRt 1) Outward Instrument put into the scanning machine such a way that counter part of instruments and front side of instruments will be outside of the machine. 2) AwMg ZvwiLi A_ev gqv` kl, Gme PK wKqvwis G Place Kiev bv| 3) cwZw`bi BgRjv KwDUvi wKqvwis dvvi Zwi Ki ZvwiL Ab~hvqx mve-dvvi Zix Ki mBf Ki ivLev, cqvRb evK-Avc wbq ivLev| 4) hw` Kvb Kvib mvfvi WvDb _vK ev Avgiv evP Kvb KvR KiZ cviwQbv Zvnj IBw`b Outward wKqvwis nebv, wK Inward wKqvwis ne | ZLb Avgiv jvKvj Awdm dvb Ki gBj Gi gvag Inward Instruments Gi image jv Pq wbev, Ges hvhv Kiv jvMe ZvZv Ki IBCA cvwVq `ev, Avi wiUvb _vKj gBj ev dvbi gvag wiUvb Instruments Gi wmwiqvj b^i, UvKvi cwigvbUv Rvwbq `ev| 5) memgq wekl wekl jvKvj Awdmi mv_ hvMvhvM Kiev|

7|BACH- swapnomoyekdin@yahoo.com

6) GKB Instrument Wvej vb nq jvKvj Awdm Pj Mj Avgiv IBDA issue Kiev Ges jvKvj Awdm Rvwbq `ev I wiUvb wnme IB mgcwigvb UvKvi IBDA Pq bev| 7) Scanner Machine Gi Adapter wU AbK `vgx, ZvB hLb vb Kiev wVK ZLbB vbvi gwkbwU Pvjy Kiev| bvnj e ivLev| 8) hLvb vbvi gwkb AvQ, ZvK Truncation Point ej| 9) Serial Number (Instruments Number), Sort Code (Routing Number, for DDDrawing branch Gi Uv w`Z ne), Account Number, TR Code Gi Avgiv `yGKUv wVK Ki w`Z cviev, m~b wVK Ki `qv DwPZ bq|** wekl wekl Qvov 10)wKqvwis mxjjv QvU evbvZ ne I mxj Kvjv Kvwj eenvi KiZ ne| 11) vbvi gwkb Serial Number (Instruments Number), Sort Code (Routing Number, for DD- Drawing branch Gi Uv w`Z ne), Account Number, TR Code Myjv coZ bv cvij ??? wjLv `Lve| 12) hw` Kvb Kvib Outward Instrument wU vb G bv bq, Ze wekl , h evsKi Instrument mB evsK SC Ki Avgiv PO Collect Ki bev| GRb Avgv`i IB ev dvbi mv_ gBj w`Z ne| 13) WvP-evsjv evsKi Kvbv Instrument cj Zvi ivDwUs A_ev GKvDU b^iwU 059 w`q iy nq Ze Zv vb bv Ki SC Ki Avgiv PO Collect Ki bev| ay 090 w`q iy Instrument jv vb Kiev| 14) hw` Inward Instrument wU cvevi ci mB evsK hw` Avgv`i Stop Payment KiZ ej, Zvnj Avgiv mB evsKi KvQ _K GKwU Stop Payment Gi gBj Pq bev Ges mB UvKvi cwigvbwU Sundry Z iL `ev| ci mB evsK PO PvBj mB evsKi KvQ _K mB welqwUi Rb wPwV wbq Gici PO issue Kiev| 15) IBDA or IBCA issue Gi Rb wbv wjLvi mxj evbvZ ne ev nvZ wjLjI neBeing the a/o clearing (clg) cheques for collection/paid by us/ returned unpaid 16) PwKs gwkb MICR Cheques/ DD/ PO jv PwKs Kivi mgq- mv`v AvjvZ Avgiv evsKi bvg PKi jvBb Lye QvU Ai (gvBv) `LZ ev coZ cviev| Avi bxj AvjvZ evsKi jvMv ev Abvb wm^j wUqv Kvjvii `LZ cviev| MICR Cheques/ DD/ PO jv me GKB mvBRi nq _vK|
8|BACH- swapnomoyekdin@yahoo.com

17) hw` Avgiv fzj Ki 10 UvKvi RvqMvq 100 UvKv wjL AvcjvW Ki cvwVq `B, Ze Avgv`i AekB jvKvj Awdm RvbvZ ne Ges 100 UvKvi IBDA issue Ki cvVvZ ne| Avi 90UvKv wKb Kvki Clearing Adjustment Head G wWU Ki ivLZ ne Avi ci Returned IBDA cj WweU Ki djev| 18) Avgv`i wbR^ evsKi PK, wWwW ev cIqvW nj Avgiv vb Kievbv, Normally SC Ki cvwVq `ev| 19) hw` Kvb Kvib Upload Batch Kivi mgq GKwU Instrument wVK gZ vb bv nq Zvnj H Instrument wUi Image `Lve Ges wbP wjLv _vKe Scan and Replace. Then we click on this Scan and Replace, then again scan will start and we place the instrument in scanner machine. After finishing scan, press Stop then Exit. Then the new image of this instrument will show and now we press Upload Batch (which was located below in the right hand side) 20) hw` Upload Batch Kivi mgq Kvb Kvib mejv Instrument Upload bv nq (D`vnib^ic- 20 wUi gvS 11 wU Upload njv evKxjv njvbv), Ze fq cvevi wKQzbvB, ZLb h QvU DBvwU Avme ZvZ Partially Upload `Lve, ZLb OK button G press Kiev, ZLb AveviI vb BgRmn Instrument jvi details Avme, Avi hjv Upload nqQ (D`t 11wU) mjv Ash Color Gi `Lve Avi evKxjv (D`t 9wU) normal `Lve| ZLb AveviI Avgiv Upload Batch G Click Kiev| ***wekl mZKZv (GLbI cixwZ bq)t hw` Kvb cvwU Ab evsKi Non-MICR Cheque Clearing G `q, Zvnj c_g Avgiv mB evsK SC Ki cvVvB, Gici Zviv DD `q (Zviv DD Gi Pvh KU ivL), Avgiv ZLb cvwUi Rgv xc `L UvKv wWU Kwi Avi DD Gi Pvh cwigvb UvKv WweU fvDPvi Ki KU bB (mv_ hw` Avgv`i Pvh _vK ZvI KU bB)| wK IB DD wU hw` Avgiv BACH Clearing G Place Kwi Zvnj m wKQz mgmv `Lv w`Z cvi| ZvB ZLb Avgv`i KvRi myweavi Rb Avgiv wbv Dcvq fvDPvi Kij Avkv Kwi mgmv Avi nebvGUv aygv D`vniY wnme `Lvbv nqQ1) NUbv-1t cvwU 08/05/2012ZvwiL =11,673/- UvKvi Non-MICR Cheque w`jv mv_ mB cwigvb UvKvi Rgv xc (=11,673/- UvKvi) hv cwikva Kie mvbvjx evsK wjwgUW, RvZxq wekwe`vjq kvLv, MvRxcyi| IBw`b Avgiv cvwUi Rgv xcUv ai ivLev, gvb cvwUi GvKvDU wWU Kievbv| Avgiv mivmwi mvbvjx evsK wjwgUW, RvZxq wekwe`vjq kvLv, MvRxcyi eivei SC Ki cvVvev| 2) NUbv-2t 16/05/2012 ZvwiL mvbvjx evsK Avgv`i GKUv MICR DD cvVvjv =11,608/- UvKvi Avi mv_ GKUv =65/- UvKvi Pvhh fvDPvi (Zviv DD Gi Pvh KU iLQ)|
9|BACH- swapnomoyekdin@yahoo.com

3) NUbv-3t 16/05/2012 ZvwiL Avgiv cvwUi Rgv xci cwieZ `yUv wWU fvDPvi Qvoev, GKUv =11,608/- UvKvi Avi GKUv =65/- UvKvi, Zvnj cvwUi Rgv xci UvKvi cwigvb Avi wWU fvDPvi `yUvi UvKvi cwigvb GKB nq Mjv (11673= 11608+65)| Ze cvwUi Rgv xcUv mB `yUv wWU fvDPvii mv_ mvcvwUs wnme iL `ev| 4) NUbv-4t Gevi hnZz Avgiv MICR DD (=11,608/- UvKvi) wU BACH Clearing G Place Kiev, ZvB h wWU fvDPviwU =11,608/- UvKvi Zv 2 w`q (Clearing Transaction) cvws `ev Avi h wWU fvDPviwU =65/- UvKvi Zv 3 w`q (Transfer) cvws `ev| Ges mBmv_ Avgiv mvbvjx evsKi DD Gi Pvh Gi UvKvi cwigvb (=65/UvKv) + mv_ hw` Avgiv Pvh KvwU Zvi cwigvb hvM Ki hv ne mB cwigvb UvKvi GKUv WweU fvDPvi Qvoev Zv 3 w`q (Transfer) cvws `ev | 5) Gevi h_vh_ wbqg BACH Clearing Kiev, hw` mB MICR DD wU cvm nq Ze ciiw`b cvm Ki `ev, Avi hw` bv cvm nq Ze ciiw`b Dishonor Ki `ev| Example of Voucher: 1. Partys A/C credit slip= Tk.11,673/-, Non-MICR DD= Tk.11,673/2. Sonali Banks MICR DD= Tk.11,608/-, DD Charge of Sonali Bank= Tk.65/3. Two Credit Voucher- 1st Tk.11,608/- for partys A/C contra Clearing (which will be posted as Clearing if that DD place on BACH Clearing), 2nd Tk.65/for partys A/C contra Clearing (which will be posted as Transfer). N.B. must keep the Partys A/C credit slip with those two credit voucher as supporting or backup. 4. One debit voucher (amount including DD Charge of Sonali Bank= Tk.65/- + our SC collection charge if we take) for for partys A/C contra Clearing or SC Collection Charge. But better contra is clearing.
**GUv Kej gv mnvwqKv wnme KvR Kie Ges GZ wKQzUv njI fyjvw _vKZ cvi| ZvB GUvK cwic~Y KLbB gb Kiv wVK ne bv| Ges GZ bZzb bZzb mshvRb ne ev nZ cvi| wevwiZ AviI RvbZ PvBj wb wVKvbvq ev gvevBj b^i hvMvhvM KiZ cvib | Avkv Kwi GUv wKQzUv njI Avcbv`i KvR Avme Bbkvjvn& ...

Prepared By-

MD. ATIQUR RAHMAN

Contact:
(+8800)1716-249829 swapnomoyekdin@yahoo.com
http://www.uttarabank-bd.com/

10 | B A C H - s w a p n o m o y e k d i n @ y a h o o . c o m