SKIM 1 : 6 BULAN

Caj Pengurusan = 4% setahun
Simpanan peminjam = 5% daripada jumlah pinjaman setahun
PINJAMAN
Bulanan
JUMLAH BAYARAN
(6 kali)
Caj
Simpanan
Keseluruhan
500
87.08
10.00
12.50
522.50
600
104.50
12.00
15.00
627.00
700
121.92
14.00
17.50
731.50
800
139.33
16.00
20.00
836.00
900
156.75
18.00
22.50
940.50
1,000
174.17
20.00
25.00
1,045.00
1,500
261.25
30.00
37.50
1,567.50
2,000
348.33
40.00
50.00
2,090.00
2,500
435.42
50.00
62.50
2,612.50
3,000
522.50
60.00
75.00
3,135.00
3,500
609.58
70.00
87.50
3,657.50
4,000
696.67
80.00
100.00
4,180.00
4,500
783.75
90.00
112.50
4,702.50
5,000
870.83
100.00
125.00
5,225.00
6,000
1,045.00
120.00
150.00
6,270.00
7,000
1,219.17
140.00
175.00
7,315.00
8,000
1,393.33
160.00
200.00
8,360.00
9,000
1,567.50
180.00
225.00
9,405.00
10,000
1,741.67
200.00
250.00
10,450.00
11,000
1,915.83
220.00
275.00
11,495.00
12,000
2,090.00
240.00
300.00
12,540.00
13,000
2,264.17
260.00
325.00
13,585.00
14,000
2,438.33
280.00
350.00
14,630.00
15,000
2,612.50
300.00
375.00
15,675.00
16,000
2,786.67
320.00
400.00
16,720.00
17,000
2,960.83
340.00
425.00
17,765.00
18,000
3,135.00
360.00
450.00
18,810.00
19,000
3,309.17
380.00
475.00
19,855.00
20,000
3,483.33
400.00
500.00
20,900.00
* Bayaran balik pinjaman termasuk bayaran pokok, caj dan simpanan

SKIM 2 : 12 BULAN
Caj Pengurusan = 4% setahun
Simpanan peminjam = 5% daripada jumlah pinjaman setahun
PINJAMAN
Bulanan
JUMLAH BAYARAN
(12 kali)
Caj
Simpanan Keseluruhan
500
45.42
20.00
25.00
545.00
600
54.50
24.00
30.00
654.00
700
63.58
28.00
35.00
763.00
800
72.67
32.00
40.00
872.00
900
81.75
36.00
45.00
981.00
1,000
90.83
40.00
50.00
1,090.00
1,500
136.25
60.00
75.00
1,635.00
2,000
181.67
80.00
100.00
2,180.00
2,500
227.08
100.00
125.00
2,725.00
3,000
272.50
120.00
150.00
3,270.00
3,500
317.92
140.00
175.00
3,815.00
4,000
363.33
160.00
200.00
4,360.00
4,500
408.75
180.00
225.00
4,905.00
5,000
454.17
200.00
250.00
5,450.00
6,000
545.00
240.00
300.00
6,540.00
7,000
635.83
280.00
350.00
7,630.00
8,000
726.67
320.00
400.00
8,720.00
9,000
817.50
360.00
450.00
9,810.00
10,000
908.33
400.00
500.00
10,900.00
11,000
999.17
440.00
550.00
11,990.00
12,000
1,090.00
480.00
600.00
13,080.00
13,000
1,180.83
520.00
650.00
14,170.00
14,000
1,271.67
560.00
700.00
15,260.00
15,000
1,362.50
600.00
750.00
16,350.00
16,000
1,453.33
640.00
800.00
17,440.00
17,000
1,544.17
680.00
850.00
18,530.00
18,000
1,635.00
720.00
900.00
19,620.00
19,000
1,725.83
760.00
950.00
20,710.00
20,000
1,816.67
800.00
1,000.00
21,800.00

SKIM 3 : 18 BULAN

SKIM 4 : 24 BULAN

Caj Pengurusan = 4% setahun
Simpanan peminjam = 5% daripada jumlah pinjaman setahun
PINJAMAN
Bulanan
JUMLAH BAYARAN
(18 kali)
Caj
Simpanan
Keseluruhan
500
31.53
30.00
37.50
567.50
600
37.83
36.00
45.00
681.00
700
44.14
42.00
52.50
794.50
800
50.44
48.00
60.00
908.00
900
56.75
54.00
67.50
1,021.50
1,000
63.06
60.00
75.00
1,135.00
1,500
94.58
90.00
112.50
1,702.50
2,000
126.11
120.00
150.00
2,270.00
2,500
157.64
150.00
187.50
2,837.50
3,000
189.17
180.00
225.00
3,405.00
3,500
220.69
210.00
262.50
3,972.50
4,000
252.22
240.00
300.00
4,540.00
4,500
283.75
270.00
337.50
5,107.50
5,000
315.28
300.00
375.00
5,675.00
6,000
378.33
360.00
450.00
6,810.00
7,000
441.39
420.00
525.00
7,945.00
8,000
504.44
480.00
600.00
9,080.00
9,000
567.50
540.00
675.00
10,215.00
10,000
630.56
600.00
750.00
11,350.00
11,000
693.61
660.00
825.00
12,485.00
12,000
756.67
720.00
900.00
13,620.00
13,000
819.72
780.00
975.00
14,755.00
14,000
882.78
840.00
1,050.00
15,890.00
15,000
945.83
900.00
1,125.00
17,025.00
16,000
1,008.89
960.00
1,200.00
18,160.00
17,000
1,071.94
1,020.00
1,275.00
19,295.00
18,000
1,135.00
1,080.00
1,350.00
20,430.00
19,000
1,198.06
1,140.00
1,425.00
21,565.00
20,000
1,261.11
1,200.00
1,500.00
22,700.00
* Bayaran balik pinjaman termasuk bayaran pokok, caj dan simpanan

Caj Pengurusan = 4% setahun
Simpanan peminjam = 5% daripada jumlah pinjaman setahun
PINJAMAN
Bulanan
JUMLAH BAYARAN
(24 kali)
Caj
Simpanan Keseluruhan
500
24.58
40.00
50.00
590.00
600
29.50
48.00
60.00
708.00
700
34.42
56.00
70.00
826.00
800
39.33
64.00
80.00
944.00
900
44.25
72.00
90.00
1,062.00
1,000
49.17
80.00
100.00
1,180.00
1,500
73.75
120.00
150.00
1,770.00
2,000
98.33
160.00
200.00
2,360.00
2,500
122.92
200.00
250.00
2,950.00
3,000
147.50
240.00
300.00
3,540.00
3,500
172.08
280.00
350.00
4,130.00
4,000
196.67
320.00
400.00
4,720.00
4,500
221.25
360.00
450.00
5,310.00
5,000
245.83
400.00
500.00
5,900.00
6,000
295.00
480.00
600.00
7,080.00
7,000
344.17
560.00
700.00
8,260.00
8,000
393.33
640.00
800.00
9,440.00
9,000
442.50
720.00
900.00
10,620.00
10,000
491.67
800.00
1,000.00
11,800.00
11,000
540.83
880.00
1,100.00
12,980.00
12,000
590.00
960.00
1,200.00
14,160.00
13,000
639.17
1,040.00
1,300.00
15,340.00
14,000
688.33
1,120.00
1,400.00
16,520.00
15,000
737.50
1,200.00
1,500.00
17,700.00
16,000
786.67
1,280.00
1,600.00
18,880.00
17,000
835.83
1,360.00
1,700.00
20,060.00
18,000
885.00
1,440.00
1,800.00
21,240.00
19,000
934.17
1,520.00
1,900.00
22,420.00
20,000
983.33
1,600.00
2,000.00
23,600.00

125.000 735.658.00 5.50 5.00 31.00 150.17 2.00 2.00 4.83 700.680.00 * Bayaran balik pinjaman termasuk bayaran pokok.00 4.33 2.00 3.00 625.00 46.375.375.225.100.023.000 775.00 13.00 9.00 43.000 1.00 3.00 11.300.050.00 6.33 1.00 10.56 240.00 13.800.070.600.00 6.840.625.500.06 1.00 375.22 3.100.17 500.100.000 493.000 653.00 18.250.000 846.450.550.00 1.720.00 14.00 4.700.00 26.00 600.39 600.00 1.00 1.000.000 898.00 40.622.00 22.000 1.280.00 1.000 423.00 15.00 250.925.00 3.000 1.600.00 3.00 21.000.00 1.305.900.22 960.00 33.00 50.00 10.000 811.050.250.100.00 2.950.00 22.28 4.00 19.50 300.00 21.00 1.78 1.000 141.102.900.400.800.000 816.725.080.040.880.000 1.000 40.94 840.00 28.89 6.00 4.275.00 2.00 34.000.000 987.400.00 28.00 3.00 12.00 15.00 15.400.000 245.00 3.00 12.00 1.000 917.00 33.67 720.00 7.83 1.020.625.000 776.000.00 57.825.250.675.763.00 4.72 2.875.00 4.00 6.000 211.00 4.430.320.080.33 1.058.750.000 1.620.270.00 9.000 1.290.125.480.400.350.750.00 11.50 1.00 38.00 3.050.640.300.000.000.17 2.00 7.880.78 3.000 1.800.000 449.00 2.000 282.00 900.400.000 1.750.525.00 2.00 12.000 317.250.00 450.00 35.00 24.075.000 952.000 1.600.00 7.440.000 367.000 204.00 34.00 17.00 35.540.587.00 36.33 3.900.000 326.440.560.00 1.00 32.00 1.00 20.33 1.00 6.00 1.39 2.00 1.970.750.061.000 635.00 3.150.175.500.700.150.44 1.00 55.67 200.00 3.000 1.00 2.810.800.750.184.240.480.00 20.240.050.00 2.00 11.00 16.000 705.00 50.00 44.83 1.00 2.850.00 20.130.000 105.39 4.00 63.00 8.080.00 22.225.450.650.143.000 939.500.000 1.00 14.00 13.00 6.00 29.00 1.000 857.160.000 881.210.00 2.00 2.00 46.800.875.000 1.125.00 19.000 285. caj dan simpanan .00 3.00 3.520.00 2.00 47.00 36.00 5.00 24.00 5.00 10.000 1.00 6.500.00 7.00 23.00 26.700.200.50 3.00 36.940.680.00 34.00 6.000 35.00 41.00 2.00 750.500.120.000 352.625.00 1.00 27.00 12.100.370.00 25.00 58.17 1.17 1.00 20.67 2.00 29.00 1.400.500.625.00 3.SKIM 5 : 30 BULAN SKIM 6 : 36 BULAN Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (30 kali) Caj Simpanan Keseluruhan 1.000 246.00 28. caj dan simpanan Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (36 kali) Caj Simpanan Keseluruhan 1.000.00 24.000 529.025.83 2.200.00 4.200.17 1.67 2.00 2.640.67 2.320.800.00 15.320.83 100.000 1.00 3.360.250.00 16.00 6.00 23.00 14.375.00 2.00 25.00 16.00 26.00 5.28 120.000 70.000 612.89 1.700.920.00 4.00 3.11 480.400.000 388.00 30.000 81.44 4.446.800.000 176.000 530.000 1.093.950.00 3.11 2.250.06 3.234.150.00 3.375.00 2.00 875.67 1.00 31.67 800.350.575.00 24.00 25.900.00 300.800.00 25.00 4.00 600.400.00 2.000.61 3.552.00 500.50 1.00 13.00 1.00 37.00 2.000 122.510.00 18.000 1.00 35.475.000 1.00 17.350.00 5.500.00 30.00 1.50 2.760.78 5.375.920.33 2.270.500.72 4.00 17.00 22.000 670.300.160.00 39.61 1.00 26.00 39.200.750.128.000 408.830.00 19.000 490.000 1.550.00 8.00 27.780.00 7.00 8.00 5.00 125.850.600.00 3.11 4.00 27.00 40.500.420.89 3.00 52.50 2.94 3.00 3.00 * Bayaran balik pinjaman termasuk bayaran pokok.720.00 30.590.00 5.00 2.000.00 6.500.00 17.199.000 1.520.000 1.050.650.000 980.890.300.83 360.83 2.00 49.670.640.125.000 163.900.000 599.56 2.00 59.00 30.700.00 3.00 1.28 2.00 5.690.00 11.00 8.200.00 2.000 571.00 29.00 45.000 740.000 694.350.00 7.00 21.06 5.000.33 400.860.00 23.450.00 1.00 9.00 2.00 19.560.600.600.83 4.850.00 750.280.00 1.00 44.750.000 564.530.50 900.00 29.990.150.00 18.000 458.00 31.180.00 45.000 1.000 1.020.200.22 5.411.

080.400.000 657.00 18.00 35.408.00 24.000 1.00 2.225.00 14.100.00 9.00 175.00 34.283.76 5.000.000 906.095.000 1.31 6.000 688.000 720.300.33 6.00 6.161.325.00 39.260.00 5.00 1.655.67 4.00 37.000 62.00 8.400.05 3.00 7.00 7.00 9.400.45 5.00 36.00 25.00 2.00 19.920.240.33 1.00 50.00 6.740.00 2.600.00 4.000 125.000 500.67 3.00 3.600.575.425.000.00 4.000 623.175.00 4.00 7.300.00 4.000 563.760.00 1.000 935.520.565.000 736.190.640.080.55 700.00 43.480.000.000.67 2.780.600.320.74 3.880.00 8.560.000.00 30.00 47.00 17.465.820.00 6.00 1.930.00 1.00 700.31 140.00 18.000 1.00 9.00 50.000 56.00 6.00 39.00 37.00 4.120.00 200.800.040.000 187.775.00 41.00 32.00 54.346.00 17.000 113.00 4.00 7.00 28.000 1.245.120.675.400.250.95 2.620.00 17.00 33.00 1.000 368.600.800.71 1.00 35.200.00 10. caj dan simpanan .221.67 320.850.200.00 21.00 15.285.00 25.62 280.00 800.025.000 850.540.750.00 25.79 1.00 2.00 40.00 8.67 5.105.33 2.00 46.200.025.00 22.480.67 4.00 1.SKIM 7 : 42 BULAN SKIM 8: 48 BULAN Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (36 kali) Caj Simpanan Keseluruhan 1.890.64 2.00 35.275.07 5.000 425.450.00 2.00 61.00 50.200.000 1.840.000 876.00 29.00 29.000.00 3.315.175.060.00 55.00 8.600.000 344.520.00 39.00 36.67 7.21 4.00 59.560.200.00 47.545.00 30.000 438.00 20.00 20.200.00 5.340.00 62.00 6.88 2.00 480.440.000.020.00 44.00 1.00 52.98 4.00 4.780.00 1.000 255.360.800.650.000 821.400.00 350.048.400.00 21.550.340.60 4.320.00 9.000 28.750.000 1.000 510.29 4.520.67 1.331.00 9.120.033.150.00 19.400.000 85.820.00 47.000 170.33 640.00 5.81 3.00 5.600.940.080.725.200.000 532.00 4.00 2.00 23.19 2.00 46.218.000.150.00 9.800.800.67 2.000 566.000 1.00 3.360.040.00 15.133.33 4.600.000 1.00 6.93 6.00 3.00 9.00 16.630.00 5.395.000 793.00 6.900.00 2.000 1.360.00 16.400.38 5.520.00 1.000 1.000 907.000 340.00 7.680.660.075.471.000 538.000 594.800.160.580.33 2.33 3.00 45.240.67 3.00 68.800.00 10.000 93.00 11.303.00 63.00 53.40 1.000 219.00 1.00 26.67 3.720.000 595.680.205.00 2.450.00 3.880.00 600.600.00 12.00 27.00 49.975.000 1.00 8.17 980.00 13.00 3.000 1.00 4.00 7.000.00 10.00 65.520.400.000 765.00 2.000 313.00 2.000 250.57 2.600.355.00 21.000 1.000 1.00 3.12 3.000.000.36 3.180.00 8.400.000.760.00 2.00 24.460.00 1.67 800.000 680.00 5.67 8.67 1.960.86 840.800.925.000 939.00 29.000 311.475.000 453.00 2.00 43.00 32.00 7.970.189.875.00 3.83 4.760.67 7.000 1.400.575.040.400.400.00 43.240.615. caj dan simpanan Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (48 kali) Caj Simpanan Keseluruhan 1.00 21.805.00 23.00 14.560.135.00 39.00 4.000 782.000 469.00 22.625.00 23.200.200.00 7.00 38.00 2.00 875.00 9.00 15.00 2.000 31.000 1.00 5.00 4.040.945.00 3.000 281.00 6.00 24.00 7.00 26.280.00 53.125.00 35.920.00 30.200.000 1.000 626.080.00 3.000.000 1.220.00 13.00 8.14 5.985.840.380.000 1.600.765.00 1.00 16.800.160.00 20.800.320.600.00 3.00 13.00 12.00 34.410.400.00 * Bayaran balik pinjaman termasuk bayaran pokok.375.560.505.120.840.000 226.00 45.00 63.00 27.720.360.040.00 1.320.480.33 4.00 2.100.275.00 13.00 28.000 1.69 5.00 48.00 400.000 991.200.00 4.00 31.00 14.260.600.00 48.00 10.00 38.500.600.920.00 31.00 4.00 40.000.00 56.000 407.02 1.00 11.00 26.00 32.00 3.33 3.00 41.300.00 44.00 28.900.400.240.00 47.800.000 396.67 5.520.680.000 751.00 61.158.00 38.00 4.00 5.00 6.000 845.00 22.560.000 1.525.24 560.00 8.33 7.00 40.225.000 814.280.00 24.00 27.252.360.00 5.33 1.000 651.00 51.00 6.00 28.33 6.00 43.00 5.48 1.93 420.880.000 1.280.00 10.880.00 6.440.670.280.680.00 17.00 48.416.10 1.127.246.360.000.502.00 5.00 14.720.000 970.67 6.000 283.00 8.200.00 8.00 3.00 5.33 1.000 481.00 4.00 65.33 5.00 3.48 7.00 5.00 59.00 5.095.00 1.000.00 3.00 4.00 11.000 1.960.00 960.640.00 33.00 36.55 6.835.00 19.00 * Bayaran balik pinjaman termasuk bayaran pokok.800.875.725.120.000 198.920.33 160.00 40.00 7.00 58.00 31.000 708.600.440.040.640.000 1.00 7.00 1.920.00 12.050.00 19.00 6.720.00 18.43 3.000 141.915.86 6.00 23.500.200.00 2.000 375.825.000 156.00 2.00 525.50 2.00 6.00 7.750.26 2.00 27.

72 7.000 598.000 845.00 21.000.00 4.00 9.00 18.00 1.092.00 8.00 7.00 39.250.00 18.00 32.00 58.00 10.00 2.00 34.00 10.00 1.750.00 14.17 1.00 11.00 11.00 5.175.800.00 9.00 28.00 4.00 63.600.290.00 12.050.00 25.375.67 2.184.00 5.00 3.00 68.700.000 1.820.61 5.00 6.00 7.000 468.000 858.000.00 15.625.400.67 3.00 3.00 47.000.300.91 8.00 4.500.200.00 17.00 7.00 31.44 4.00 16.170.00 2.00 65.00 19.530.160.00 11.000 884.00 1.000 628.00 12.00 24.000 780.000 1.695.00 9.960.00 60.000 1.000 459.00 6.00 25.00 2.33 8.000.240.800.33 3.52 5.00 40.00 35.500.645.00 3.00 1.83 5.475.00 3.000 290.400.505.00 26.000.750.00 12.00 27.00 11.980. caj dan simpanan .605.640.00 43.000 1.080.78 7.250.850.00 27.00 70.39 3.00 71.000 728.250.000 145.222.250.00 47.00 56.248.00 19.000 362.00 8.00 8.600.00 57.200.400.000 1.57 5.500.000 1.500.800.770.00 450.800.555.83 8.430.67 800.560.750.00 46.795.00 36.575.00 32.000 72.00 8.30 2.00 44.935.00 62.00 43.820.00 2.65 6.000 130.760.00 53.35 3.000 265.775.500.00 29.00 52.405.00 13.650.000 652.000 48.00 37.00 12.350.975.000 702.320.960.00 37.00 49.340.000 24.00 250.00 30.000 520.175.00 900.800.00 61.00 225.750.000 217.500.000 604.985.900.00 25.28 2.250.00 42.00 41.000 1.00 46.33 5.720.150.00 40.800.063.200.46 4.00 23.500.000 182.780.250.70 6.00 68.000 1.000 1.00 41.00 2.00 10.400.039. caj dan simpanan SKIM 10: 60 BULAN Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (60 kali) Caj Simpanan Keseluruhan 1.00 37.24 2.41 3.00 26.00 23.19 1.460.00 36.00 9.125.480.000 624.17 3.135.04 360.00 45.000.000 910.000.000 942.93 9.00 750.00 31.00 50.750.580.150.000 338.000.000 312.350.850.600.500.000.00 6.67 6.000.00 55.250.00 7.010.00 24.000 821.725.200.00 1.00 14.54 5.22 2.500.125.00 11.00 47.00 3.17 200.00 33.810.000 390.075.260.580.00 44.00 72.00 22.000 832.00 8.750.380.250.00 10.50 4.00 6.920.00 8.150.00 13.00 33.600.750.250.600.00 1.63 6.00 12.000 1.17 5.00 9.600.550.700.000 676.17 9.000 241.000 507.250.400.000.00 40.00 34.200.050.250.425.00 5.50 7.300.160.950.000 338.00 18.000 1.33 2.800.600.00 6.50 3.400.00 2.00 60.835.450.440.250.000 1.67 6.200.035.340.274.600.00 3.800.860.200.20 1.000.67 8.745.00 63.00 69.650.00 4.910.00 5.225.00 33.50 4.000 797.000 483.600.00 24.00 20.140.000 988.15 1.750.250.00 47.00 10.00 43.014.00 36.87 8.000 676.13 1.000 286.00 7.200.00 27.00 53.440.200.620.50 1.00 8.00 4.00 35.00 7.025.31 3.00 67.880.00 11.000 918.000 364.00 10.00 1.00 42.81 7.750.00 15.50 600.600.83 2.680.450.000 555.200.00 10.00 56.950.500.00 43.900.83 3.00 10.02 180.860.100.600.000 773.00 51.300.250.000.00 7.100.900.300.00 4.00 38.000 78.00 8.000.000 546.00 34.800.00 10.800.00 7.800.00 9.00 44.00 3.000 754.000 650.00 48.025.050.00 19.59 5.000 870.000 725.00 9.150.00 50.33 10.43 4.56 5.575.000 208.670.00 * Bayaran balik pinjaman termasuk bayaran pokok.67 5.11 1.00 40.00 49.00 3.500.00 42.000.33 400.00 675.000 193.00 2.000 442.00 21.00 33.845.00 11.700.00 3.875.37 3.300.390.00 30.00 4.00 5.00 26.80 7.000 234.83 7.00 4.000 749.000 1.48 4.00 5.00 4.400.00 1.00 6.750.00 8.400.000 416.420.000 894.00 16.000 700.100.350.00 6.200.000.00 11.400.000.26 2.200.000.00 6.840.000 260.00 50.660.450.00 9.066.00 5.000 26.33 7.69 6.00 3.000 314.885.600.000 966.00 48.17 2.750.00 21.750.000 1.060.00 29.740.00 32.000 1.500.00 7.400.040.00 20.750.00 4.500.00 20.000 1.000 1.00 2.00 8.100.00 9.67 4.000 580.00 9.00 66.00 4.015.00 29.00 59.525.675.00 54.00 49.450.315.250.00 39.620.825.500.00 15.00 23.00 10.00 5.83 9.040.025.00 5.00 28.000.00 2.500.00 39.000 435.00 18.33 4.00 13.06 540.900.00 59.000.000.00 2.00 31.00 38.17 7.700.00 7.00 1.83 4.940.087.00 4.00 9.00 7.00 49.00 1.800.415.250.09 900.000 806.00 2.00 16.520.000 494.00 11.00 5.500.00 30.00 5.275.000 410.33 1.00 8.000.050.020.200.00 45.00 29.07 720.00 30.050.850.000 156.000 936.00 44.000 96.00 6.550.89 8.100.000.650.00 500.600.00 2.000 1.325.00 2.950.220.00 8.50 5.250.17 6.00 6.00 4.000 1.50 9.000.240.83 1.00 50.SKIM 9: 54 BULAN Caj Pengurusan = 4% setahun Simpanan peminjam = 5% daripada jumlah pinjaman setahun PINJAMAN Bulanan JUMLAH BAYARAN (54 kali) Caj Simpanan Keseluruhan 1.000 572.000 120.00 * Bayaran balik pinjaman termasuk bayaran pokok.50 6.208.76 7.144.00 17.00 7.00 8.33 6.000 531.350.74 7.000 962.00 14.00 6.225.00 36.455.00 14.00 26.00 35.000.00 15.800.400.800.00 42.17 1.00 4.400.120.00 17.000 52.00 6.00 22.400.925.125.00 22.00 9.00 2.00 5.550.000.00 23.118.00 39.075.215.800.00 21.000 386.00 37.480.000 990.365.150.00 12.250.000 104.83 8.000 169.00 3.00 1.00 9.00 28.17 8.00 7.750.265.600.

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