Spi 1212

VOL: 11 No.
1
DESEMBER 2012
BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
ISSN: 2086-2954
KATA PENGANTAR
Statistik Perbankan Indonesia (SPI) merupakan

media publikasi yang menyajikan data mengenai
perbankan Indonesia. SPI diterbitkan secara bulanan
oleh Departemen Perizinan dan Informasi Perbankan
Bank Indonesia, untuk memberikan gambaran
perkembangan perbankan di Indonesia.
Mulai penerbitan edisi Maret 2012, dilakukan
penyempurnaan penyajian SPI agar selaras dengan
perubahan Laporan Bulanan Bank Umum yang telah
terlebih dahulu diimplementasikan berdasarkan
Peraturan Bank Indonesia No. 10/40/PBI/2008 tanggal
24 Desember 2008 Tentang Laporan Bulanan Bank
Umum. Penyempurnaan dimaksud mengakibatkan
perubahan penyajian pada beberapa tabel terkait data
Bank Umum dan data Perkreditan sedangkan data
terkait Bank Syariah serta data Bank Perkreditan
Rakyat tidak mengalami perubahan.
Namun demikian, untuk mempermudah
pengguna dalam memahami perubahan data yang
disajikan, dalam SPI edisi ini disertakan matriks
PREFACE
The Banking Statistics Indonesia (SPI) is a media

publication that presents data regarding banking
industry in Indonesia. The SPI is published monthly by
the Department of Licensing and Banking Information,
Bank Indonesia, to provide an overview of banking
development in Indonesia.
Starting from March 2012 Edition, SPI format is
enhanced to align with changes in the monthly
bank report format that had already been
implemented. The enhancement to SPI format will
result in changes to the format presented in several
tables. However, to simplify the users in understanding
the changes to the data presented, the SPI
enhancement edition will be attached with
enhancement matrix of SPI which inform the mapping
of tables in previous edition into tables in
enhancement edition.
We sincerely hope that the data presented in
this SPI enhancement edition will provide a more
optimal benefits for users.
penyempurnaan SPI yang memetakan tabel-tabel SPI

edisi sebelumnya ke dalam SPI penyempurnaan.
Dengan penyempurnaan SPI ini, diharapkan data
yang disajikan dapat memberikan manfaat yang lebih
optimal bagi pengguna.
Jakarta,
Februari 2013
BANK INDONESIA
Departemen Perizinan dan Informasi Perbankan
Jakarta, February 2013

BANK INDONESIA
Bank Licensing and Banking Information Department
Indonesian Banking Statistics, Vol. 11, No. 1, December 2012
PAGE OF REFERENCE
HALAMAN KETERANGAN
Jadwal Publikasi Kedepan
Edisi Januari 2013 akan diterbitkan pada minggu ke III
bulan Maret 2013.
Advance Release Calender (ARC)

January 2012 edition will be released on the 3rd week of
March 2013.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Tanda koma pada angka-angka harap dibaca sebagai titik

dan sebaliknya tanda titik harap dibaca sebagai koma.
Commas in the numbers please read as point and vice

versa, please read the point as a comma
Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.
Data Source : Bank Indonesia unless mentioned otherwise.
1. Data yang digunakan dalam Publikasi SPI bersumber

dari Laporan Bulanan Bank Umum (LBU), Laporan
Bulanan Bank Umum Syariah (LBUS), dan Laporan
Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali
dinyatakan lain.
2. Proses download data; Data Laporan Bulanan Bank
Umum (LBU) dan Laporan Bulanan Bank Umum Syariah
(LBUS) yang disampaikan dari bank pelapor kepada
Bank Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data LBU
melalui SIP dapat menyebabkan perbedaan pada data
yang dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Desember 2012 untuk
Publikasi Statistik Perbankan Indonesia penerbitan
periode ini dilakukan dari tanggal 29 Januari s/d
tanggal 10 Februari 2013.
1.
The data used in the Indonesian Banking Statistics is

derive from Commercial Bank Monthly Reports, Sharia
Bank Monthly Reports and Rural Bank Monthly
Reports.
2.
Data from the Commercial Bank Monthly Reports and

the Sharia Bank Monthly Reports which submitted
by the reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System can result in variations
of the data that is published in this book, compared
to other published data. Therefore, readers are
recommended to pay attention to the download time
of data. The processing of the December 2012
monthly reports for this periode of the Indonesian
Banking Statistics was done from 29 January until 10
February 2013.
Data dalam publikasi Bank Indonesia ini juga disediakan

melalui website Bank Indonesia (http://www.bi.go.id)
selambat-lambatnya 1 minggu setelah edisi publikasi
The data in Bank Indonesia publication are also provided

through Bank Indonesia website (http://www.bi.go.id) no
later than 1 week after the edition.
Departemen Perizinan dan Informasi Perbankan

Divisi Informasi, Administrasi dan Publikasi Perbankan
(IAdmP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telepon: (021) 3817080
Fax: (021) 3523705
Bank Licensing and Banking Information Department

Information, Administration and Publication Banking
Division (IAdmP)
Bank Indonesia
Radius Prawiro Tower, 11th Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telephone: +62-21-3817080
Fax: +62-21-3523705
ii
Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012
TABLE OF CONTENT
DAFTAR ISI
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
LIST OF TABLES
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA PERBANKAN SYARIAH
117
SHARIA BANK DATA
117
DATA BANK PERKREDITAN RAKYAT (BPR)
133
RURAL BANK DATA
133
DATA PERKREDITAN
149
CREDIT DATA
149
iii
LIST OF ABBREVIATIONS
DAFTAR SINGKATAN
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise Industry
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
iv
(SMEs)
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
DAFTAR TABEL
LIST OF TABLES
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
DATA
1.
Kegiatan Usaha Perbankan
1.1.a s.d 1.7.a
1.8.a s.d 1.14.a
19
1.15.a s.d 1.21.a
33
1.22.a s.d 1.28.a
47
1.29
61
1.30
62
1.31 s.d 1.37
65
1.38 s.d 1.44
79
1.45
92
1.46
95
1.47 s.d 1.53
97
1.54
111
Bank Industries Operation

DATA BANK UMUM
COMMERCIAL BANK DATA

2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
Kegiatan Usaha Bank Umum
Commercial Banks Operation

Laporan Laba/Rugi Bank Umum
Commercial Banks Income Statement
Rekening Administratif Bank Umum
Commercial Banks Off-Balance Sheet
Kinerja Bank Umum Konvensional
Commercial Banks Performance
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
Growth of Commercial Banks Asset Based Group Bank
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
Total of Commercial Banks Based on Total Assets
Aset Produktif Bank Umum Konvensional dan
Kualitas Kredit Bank Umum Kepada Bank Lain
Earning Assets of Commercial Banks and Credit Quality of
Commercial Banks to Other Bank
Komposisi Dana Pihak Ketiga Bank Umum
Composition of Third Party Funds of Commercial Banks
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
Composition of Third Party Funds of Commercial Banks
Based on Bank Location Month (...) Year (...)
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank
Penghimpunan Dana
Third Party Funds of Commercial Banks Based on Bank Location
of Deposits
Suku Bunga Rata-rata DPK Bank Umum
Average of Interest Rate of Third Party Fund of Commercial Banks
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit
DAFTAR TABEL / LIST OF TABLES
Judul
Topic
No.
Average of Credit Interest Rates of Commercial Bank to Parties

Non Bank Based on Industrial Origin and Non Industrial Origin
Credit Recipients
14. Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
Average of Credit Interest Rate of Commercial Based on Types
and Orientation User
15. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
No. Tabel
Tables
Halaman
Pages
1.55
113
1.56
114
1.57
115
2.1 s.d 2.3
118
2.4
121
2.5
122
2.6
123
2.7
124
2.8
125
2.9
126
2.10
127
2.11
128
Growth of Total Commercial Banks and Bank Offices

16. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
Growth of Total Branch offices Based on Region

DATA BANK SYARIAH
SHARIA BANK DATA

17. Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation

18. Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets

19. Aktiva Produktif Perbankan Syariah
Earning Assets of Sharia Banks

20. Komposisi DPK Perbankan Syariah
Composition of Third Party Funds of Syariah Banks

21. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
Average of Profit Sharing Rates of Third Party Fund of

Sharia Banks
22. TIngkat Margin Rata-rata Pembiayaan Berdasarkan Sektor
Ekonomi
Average of Margin Rates of Financing

23. Tingkat Margin Rata-rata Pembiayaan Berdasarkan
Jenis Penggunaan
Average of Margin Rates of Financing Based on Type of Use

24. Kegiatan Usaha BPR Syariah
Syariah Rural Bank

25. Aset dan Pembiayaan BPR Syariah
Asset and Financing of Sharia Rural Bank)
vi
Judul
Topic
No.
No. Tabel
Tables
26. Jaringan Kantor Perbankan Syariah
Halaman
Pages
2.12
129
2.13
130
2.14
131
3.1
134
3.2
135
3.3
136
3.4
137
3.5
138
3.6
139
3.7
140
3.8
141
3.9
142
3.10
143
3.11
144
3.12
146
Sharia Bank Office Network

27. Kinerja Bank Umum Syariah
Islamic Commercial Bank Performance

28. Bank Umum Syariah Berdasarkan Tingkat Rasio
Sharia Commercial Based on Ratios

DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA

29. Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations

30. Kinerja Bank Perkreditan Rakyat
Rural Bank Performance

31. Perkembangan Aset BPR Berdasarkan Lokasi BPR
Growth of Assets based Rural Bank Data

32. Jumlah BPR Berdasarkan Total Aset
Rural Banks Based on Total Assets

33. Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank

34
Non Performing Loan BPR Berdasarkan Lokasi
NPL of Rural Banks Based On Location

35. Dana Pihak Ketiga
Third Party Funds of Rural Bank

a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan
Composition of Third Party Funds Based on Location

c. DPK BPR Berdasarkan Lokasi Penghimpun
Third Party Funds of Rural Banks Based on Location

36. Suku Bunga Rata-rata DPK BPR
Average of Third Party Interest Rates of Rural Banks

37. Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
Average of Credit Interest Rates of Rural Banks

38. Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
Average of Credit Interest Rates of Rural Banks Bases on Type of Use

39. Perkembangan Jumlah Bank dan Kantor Bank
vii
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
Growth of Total Rural Banks and Bank Offices

a. Perkembangan Jumlah BPR
3.13
147
3.14
148
4.1.a s.d 4.7.a
151
4.8.a
165
4.9.a s.d 4.15.a
167
4.16.a
180
4.17.a
183
Growth of Total Rural Bank

b. Perkembangan Jumlah BPR dan Kantor BPR
Berdasarkan Lokasi
Growth of Total Rural Bank Offices Based on Region

DATA PERKREDITAN
CREDIT DATA
40. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Penerima Kredit
Credit Channeling and Non Performing Loan (NPL) Credit

Channeling of Commercial Banks to Non Bank Third Party
Based on Business Sector and non Business Sector of Credit
Channeling Beneficiary
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Per Lokasi Dati I Bank Penyalur Kredit
Credit and Non Performing Loan (NPL) of Comemrcial Bank to

Non Bank Third Party Based on Business Sector and non
Business Sector of Credit by Region
42. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Credit and Non Perfoming Loan (NPL) of Commercial Banks to

Non Bank Third Party Based on Types and Orientation of Use
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
per Lokasi Dati I Bank Penyalur Kredit
Credit and Non Perfoming Loan (NPL) of Commercial Banks to

Non Bank Third Party Based on Types and Orientation of Use
by Bank Location for [month] [year]
Berdasarkan Lokasi Dati I Bank Penyalur Kredit
Credit and Non Performing Loan (NPL) 0f Commercial Banks to

Non Bank Third Party Based on Bank Location
viii
Judul
Topic
No.
No. Tabel
Tables
45. Kredit dan Non Performing Loan (NPL) Bank Umum Kepada
Halaman
Pages
4.18.a
185
4.19.a
187
4.20.a
189
4.21.a
191
4.22
192
4.23
193
4.24
194
4.25
197
4.26
199
4.27
200
Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima

Kredit dengan Bank
Credit and NPL of Commercial Bank to Non Bank Third Party

Based on Bank Relation with Beneficiary
Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
Credit and NPL of Commercial Bank to Non Bank Third Party

Withdrawn By Card Based on Group of Bank
47. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima
Penerusan Kredit
Credit Channeling (Off-Balance Sheet) and NPLof Commercial

Banks Based on Industries Sector and non Industries Sector of
Credit Channeling Beneficiary
48. Penerusan Kredit (Off-Balance Sheet) dan Non Performing
Loan (NPL) Penerusan Kredit Bank Umum Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan
Penyalur Kredit
Off-Balance Sheet Credit Channeling and NPL of Commercial

Banks to Non-Bank Third Party Based on Types of Credit and
Classification of Credit Providers
49. Pembiayaan Perbankan Syariah
Financing of Sharia banks

50. Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
Financing of Syariah Banks Based on Economic Sector

51. Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank
Penyalur
Financing of Syariah Banks Based on Banks Location

52. Kredit BPR Berdasarkan Sektor Ekonomi
Credit of Rural Banks Based on Economic Sector

53. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
Credit of Rural Banks Based on Type of Use

54. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank
ix
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
Penyalur
Credit of Rural Bank Based on Location

55. Kredit dan Non Performing Loan MKM dan UMKM
4.28
200
4.29
201
4.30
202
4.31
204
Berdasarkan Sektor Ekonomi
Credit & NPL of MSMEs and SMEs Based on Economic Sector

56. Kredit dan Non Performing Loan MKM dan UMKM
Berdasarkan Jenis Penggunaan
Credit & NPL of MSMEs and SMEs Based on Type Use

57. Kredit dan Non Performing Loan Rincian Kredit MKM dan
UMKM Menurut Kelompok Bank
Credit & NPL of MSMEs and SMEs Based on Group of Bank

58. Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah
Tingkat I
Credit & NPL of MSMEs and SMEs Based on Project Location
DATA
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012
Indonesia Banking Statistics - Vol. 11, No. 1, December 2012
Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)

Miliar Rp (Billion Rp)
2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Distribution of Funds
Penyaluran Dana
Bank Umum
Bank Perkreditan Rakyat
SBI dan SBIS
1.702.520
2.015.221
2.282.179
2.765.912
3.412.463
3.388.179
3.397.937
3.663.111
3.693.571
3.778.832
3.839.118
3.835.056
3.841.859
3.948.283
3.952.177
4.036.091
4.172.672
21.904
26.549
31.313
36.076
43.877
53.534
53.843
54.568
54.930
55.655
56.668
57.636
58.337
59.206
60.772
61.763
63.062
64.753
179.045
203.863
166.518
212.116
139.316
117.983
107.644
96.171
97.872
93.890
96.627
91.719
83.578
83.758
69.432
70.838
76.573
81.158 SBI and SBIS
1.468.369
1.718.965
1.990.345
2.180.934
2.563.562
3.093.848
3.011.907
3.011.656
3.094.603
3.120.646 r)
3.207.162
3.263.231
3.260.206
3.272.415
3.348.827
3.346.113
3.410.851
3.542.518
18.733
22.629
26.345
30.367
37.034
45.462
45.817
46.473
46.763
47.562
48.380
49.150
49.724
50.513
51.796
52.573
53.561
55.289
1.693.850
1.986.501
2.310.557
2.534.106
3.008.853
3.652.832
3.598.715
3.628.111
3.708.726
3.745.067
3.827.432
3.891.116
3.902.536
3.923.764
4.009.368
4.028.789
4.103.456
4.262.587
23.045
27.741
32.533
37.554
45.742
55.799
56.172
56.908
57.211
57.966
58.980
60.034
60.868
61.783
63.385
64.409
65.698
67.397
Bank Umum
130
130
124
121
122
120
120
120
120
120
120
120
120
120
120
120
120
120
1.880
1.817
1.772
1.733
1.706
1.669
1.663
1.665
1.665
1.667
1.668
1.667
1.669
1.669
1.669
1.669
1.667
1.653
Bank Umum
9.110
9.680
10.868
12.837
13.837
14.797
14.840
14.839
14.840
14.880
15.142
15.372
15.512
15.727
15.899
16.067
16.067
16.625
3.173
3.250
3.367
3.644
3.910
4.172
4.194
4.217
4.239
4.250
4.268
4.286
4.313
4.337
4.357
4.378
4.404
4.425
r)
Sertifikat Bank Indonesia Syariah

revisi
Commercial Banks
Rural Banks
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
1)
Rural Banks
Total Banks
Jumlah Bank
Ket :
Commercial Banks
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
Source of Funds
Sumber Dana
Bank Umum
Commercial Banks
1.380.373
Note :
1)
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)

r)
revised
DATA BANK UMUM


Tabel 1.1 Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv
r)
revisi
2006
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
1.765.845
1.492.407
273.438
228.549
41.764
94.116
27.036
65.633
581.901
164.833
139.316
195.431
82.321
133.454
1.773.889
1.497.508
276.381
227.863
40.492
95.961
25.095
66.315
558.183
179.444
121.302
207.356
50.082
138.250
1.814.846
1.530.507
284.339
216.019
34.587
87.130
27.253
67.049
596.704
194.431
139.756
201.847
60.669
146.910
1.843.538
1.552.656
290.881
203.894
34.406
77.399
26.837
65.252
579.643
200.606
133.574
179.278
66.185
145.121
1.889.465
1.590.748
298.716
193.662
38.170
67.730
27.291
60.470
598.555
203.034
111.449
211.982
72.090
151.697
1.950.727
1.640.039
310.688
188.332
34.072
63.819
28.144
62.296
616.691
218.773
115.315
201.037
81.567
144.547
1.973.599
1.664.262
309.337
176.950
34.248
55.179
23.655
63.869
637.263
220.580
114.578
218.787
83.317
138.254
2.031.614
1.704.910
326.703
178.022
32.581
57.089
23.727
64.624
585.929
227.911
107.359
172.213
78.445
139.296
2.079.261
1.739.276
339.985
203.654
34.283
76.230
28.928
64.214
634.108
227.644
107.538
209.543
89.383
153.793
2.106.157
1.762.073
344.084
188.164
35.481
64.988
26.251
61.445
657.542
229.373
111.338
219.800
97.031
154.103
2.150.957
1.792.622
358.335
207.531
44.412
67.282
28.078
67.760
652.257
235.059
118.599
191.793
106.805
161.850
2.200.094
1.838.953
361.142
226.942
44.069
75.982
30.681
76.211
753.986
245.054
117.983
227.217
163.732
157.025
2.184.306
1.825.088
359.218
211.460
48.011
61.927
28.594
72.927
757.136
253.165
107.644
285.923
110.405
160.616
10.010
39.908
12.356
43.807
12.778
45.095
12.874
47.216
12.242
50.477
12.417
51.260
12.598
54.838
12.991
56.870
14.542
60.643
13.460
59.699
14.028
60.471
14.344
62.168
10.968
63.448
10.941
63.720
1.753.292
1.460.443
307.743
675.983
476.717
292.849
122.257
148.722
21.870
11.272
158.648
14.301
12.949
8.395
4.554
34.663
5.220
1.973.042
1.656.625
332.729
758.280
565.616
316.417
133.159
143.429
39.829
8.028
134.543
14.918
21.553
13.131
8.422
22.874
5.977
2.338.824
1.990.518
383.808
928.089
678.621
348.306
152.047
141.723
54.536
6.107
152.746
17.158
29.323
18.304
11.019
14.646
4.757
2.287.844
1.933.691
367.528
908.254
657.909
354.153
162.245
136.603
55.305
6.286
149.203
21.160
27.261
18.226
9.035
20.407
3.759
2.351.357
1.988.765
377.265
944.962
666.538
362.592
163.527
142.872
56.193
6.161
150.606
21.109
29.543
19.572
9.971
14.415
3.784
2.340.213
1.989.797
373.486
939.649
676.662
350.415
154.797
137.787
57.831
6.129
146.443
21.021
29.539
18.851
10.688
15.797
4.063
2.397.179
2.049.308
406.427
958.009
684.873
347.870
154.803
137.184
55.884
8.090
148.777
21.905
30.073
19.037
11.035
15.749
3.987
2.438.011
2.092.979
425.466
970.623
696.890
345.032
151.530
136.713
56.789
5.619
161.853
25.170
32.500
20.603
11.897
23.717
4.070
2.464.083
2.109.470
411.578
992.082
705.811
354.613
155.700
141.241
57.672
5.919
164.590
23.753
28.504
21.898
6.606
17.055
3.987
2.459.898
2.113.250
378.855
1.005.374
729.020
346.648
145.349
144.633
56.666
5.877
176.443
21.495
36.955
24.375
12.580
21.549
3.973
2.544.862
2.183.424
425.895
1.017.894
739.636
361.437
154.663
149.401
57.373
5.714
200.502
21.196
35.319
24.633
10.686
21.869
4.224
2.587.282
2.219.943
436.647
1.039.189
744.107
367.340
159.820
148.946
58.573
5.394
186.562
20.818
38.576
25.668
12.908
19.467
4.578
2.644.742
2.259.450
444.626
1.045.395
769.429
385.292
171.834
155.223
58.236
5.433
194.644
20.823
34.125
25.560
8.565
21.046
4.587
2.784.912
2.398.474
485.692
1.072.665
840.118
386.437
166.954
161.302
58.181
5.144
221.238
23.255
32.430
26.001
6.430
21.854
5.015
2.770.571
2.372.968
474.106
1.077.430
821.431
397.603
174.510
162.470
60.622
5.324
194.851
23.597
28.580
25.601
2.979
20.185
4.382
2.763.943
2.366.656
454.702
1.087.572
824.382
397.287
169.465
168.254
59.567
5.155
199.659
23.187
30.631
26.004
4.627
21.147
4.457
86.283
21.765
30.606
35.346
37.815
1.047
96.301
24.054
45.215
52.805
40.958
1.454
105.516
27.846
57.309
75.032
59.744
2.955
106.577
27.809
11.037
136.942
71.842
4.677
109.339
28.283
18.319
135.138
72.470
3.036
109.649
28.917
23.944
129.091
73.030
2.799
109.825
30.658
29.544
120.550
72.832
2.510
109.723
33.987
37.096
110.041
73.946
4.186
108.919
34.051
42.397
109.563
74.303
4.231
109.273
34.094
48.240
109.353
74.140
4.095
109.973
34.092
56.748
109.347
77.744
4.203
111.972
34.112
63.603
108.438
78.680
2.349
112.088
34.084
69.446
108.748
78.501
3.097
112.724
34.208
75.077
106.666
79.354
4.160
113.402
34.233
9.902
183.731
80.755
3.513
113.973
34.268
19.637
183.395
80.057
3.178
2007
2008
2009
2010
792.297
638.500
153.798
156.906
9.051
83.314
20.086
44.455
343.455
125.791
179.045
21.216
17.403
55.988
1.002.012
791.605
210.407
139.777
11.562
58.717
12.435
57.064
418.269
167.566
203.863
35.727
11.114
108.007
1.307.688
1.054.289
253.399
213.779
40.318
81.435
20.436
71.589
322.333
83.927
166.518
49.799
22.090
113.851
1.437.930
1.228.656
209.273
261.474
68.086
110.883
20.746
61.758
397.897
101.364
212.116
60.758
23.659
134.960
5.924
25.803
5.620
28.835
6.626
50.944
1.287.102
1.093.445
249.564
510.008
333.873
193.657
88.447
105.155
55
10.807
119.454
14.942
12.883
7.023
5.860
19.913
3.267
1.510.834
1.284.797
309.335
540.982
434.480
226.037
96.216
125.726
4.095
9.105
137.790
17.333
14.319
8.023
6.296
24.893
4.691
73.046
13.997
28.334
(6.880)
42.248
14.946
78.928
18.696
35.015
1.736
45.413
14.863
2012
Nov
r)
Des
Jan
r)
Feb
Indicator
a. Credit
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
9.431
e. Equity Participation
73.367
f. Other Claims
2.203.029
1.844.413
358.616
213.722
42.401
69.364
30.856
71.101
721.020
249.426
96.171
269.088
106.335
177.366
Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
1) see explanation page iv
Note:
r) revised

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Peyaluran Dana
1.984.952 2.044.252 2.091.924 2.119.843 2.164.910 2.216.538
a. Kredit Yang Diberikan
1.973.599 2.031.614 2.079.261 2.106.157 2.150.957 2.200.094
- Kepada Pihak Ketiga
1.664.262 1.704.910 1.739.276 1.762.073 1.792.622 1.838.953
Rupiah
309.337
326.703
339.985
344.084
358.335
361.142
Valas
11.353
12.638
12.663
13.686
13.953
16.444
- Kepada Bank Lain
5.462
6.005
6.044
6.156
6.236
8.601
Rupiah
5.891
6.634
6.619
7.530
7.716
7.843
Valas
114.803
115.658
141.175
128.299
141.440
152.905
b. Penempatan pada Bank Lain
34.248
32.581
34.283
35.481
44.412
44.069
- Giro
55.179
57.089
76.230
64.988
67.282
75.982
- Inter Bank Call Money
23.655
23.727
28.928
26.251
28.078
30.681
- Deposito Berjangka
1.722
2.261
1.734
1.579
1.669
2.173
- Lainnya
493.484
442.941
491.371
498.742
470.559
567.783
c. Penempatan pada Bank Indonesia
220.580
227.911
227.644
229.373
235.059
245.054
- Giro
97.818
77.268
100.699
86.195
75.042
74.703
- Fine Tune Operation (FTO)
120.969
94.933
108.845
133.605
116.751
152.514
- Fasbi
54.117
42.828
54.184
49.570
43.706
95.512
- Lainnya
408.738
397.477
412.293
412.910
433.998
427.040
d. Surat Berharga
114.578
107.359
107.538
111.338
118.599
117.983
- Sertifikat Bank Indonesia (SBI)
214
41
5.132
4.510
6.161
4.474
- Surat Perbendaharaan Negara (SPN)
239.533
237.168
247.923
248.422
254.937
250.089
- Obligasi
54.412
52.909
51.700
48.640
54.301
54.494
- Lainnya
20.412
20.705
21.018
21.686
21.981
18.912
e. Penyertaan
73.572
74.216
73.624
73.712
73.679
70.150
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
66.650
67.843
67.285
67.507
72.933
64.494
2.555
2.404
2.421
2.291
2.376
1.784
- Surat Berharga
4.367
3.970
3.919
3.915
(1.630)
3.872
- Lainnya
11.043
10.716
9.012
8.414
8.254
7.458
g. Tagihan Spot dan Derivatif
80.155
92.884
92.986
106.561
125.169
136.239
h. Tagihan Lainnya
Sumber Dana
2.464.083 2.459.898 2.544.862 2.587.282 2.644.742 2.784.912
a. Dana Pihak Ketiga
2.109.470 2.113.250 2.183.424 2.219.943 2.259.450 2.398.474
Rupiah
411.578
378.855
425.895
436.647
444.626
485.692
Giro
705.811
729.020
739.636
744.107
769.429
840.118
Tabungan
992.082 1.005.374 1.017.894 1.039.189 1.045.395 1.072.665
Simpanan Berjangka
354.613
346.648
361.437
367.340
385.292
386.437
Valas
155.700
145.349
154.663
159.820
171.834
166.954
Giro
57.672
56.666
57.373
58.573
58.236
58.181
Tabungan
141.241
144.633
149.401
148.946
155.223
161.302
Simpanan Berjangka
2.772
2.710
2.291
2.233
2.350
2.192
b. Kewajiban kepada Bank Indonesia
89.207
96.362
106.867
90.871
90.243
104.552
c. Kewajiban kepada Bank lain
30.781
28.242
28.383
27.987
28.497
32.543
d. Surat Berharga yang diterbitkan
41.303
50.422
59.868
61.990
65.518
70.530
7.511
7.506
7.554
7.893
7.878
11.419
Rupiah
33.792
42.916
52.313
54.097
57.640
59.111
Valas
6.243
6.131
8.412
6.503
8.697
7.046
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
35.618
40.116
41.349
43.307
44.816
49.585
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
3.987
3.973
4.224
4.578
4.587
5.015
Beberapa komponen modal
108.919
109.273
109.973
111.972
112.088
112.724
a. Modal Disetor
34.051
34.094
34.092
34.112
34.084
34.208
b. Cadangan
109.563
109.353
109.347
108.438
108.748
106.666
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
42.397
48.240
56.748
63.603
69.446
75.077
78.524
78.225
82.245
81.019
81.588
83.365
e. Tambahan modal disetor
24.993
27.436
27.902
28.250
26.605
26.070
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2.200.258
2.184.306
1.825.088
359.218
15.951
8.227
7.725
140.844
48.011
61.927
28.594
2.311
570.439
253.165
107.068
178.854
31.351
418.356
107.644
1.387
254.412
54.913
18.944
72.306
2.217.962
2.203.029
1.844.413
358.616
14.933
8.210
6.723
144.707
42.401
69.364
30.856
2.086
550.584
249.426
103.900
165.188
32.070
425.591
96.171
3.589
266.629
59.203
17.446
71.583
2.282.724
2.266.175
1.894.453
371.722
16.549
8.448
8.101
157.676
40.794
74.987
39.495
2.400
543.214
252.913
73.724
185.718
30.859
431.390
97.872
3.383
267.070
63.065
13.958
71.150
2.334.211
2.317.209
1.935.197
382.011
17.002
8.505
8.497
159.215
43.059
72.907
40.445
2.803
505.896
255.137
79.120
149.500
22.140
439.927
93.890
4.304
276.589
65.146
13.937
71.799
2.403.656
2.386.145
1.988.905
397.240
17.511
8.732
8.779
173.945
47.221
79.108
45.158
2.458
492.918
262.000
115.889
96.166
18.863
448.555
96.627
3.582
282.481
65.866
13.986
72.725
2.470.380
2.452.856
2.051.193
401.663
17.524
9.422
8.102
188.328
50.377
93.557
42.214
2.181
482.620
260.665
93.000
107.249
21.706
449.426
91.719
4.052
287.232
66.422
14.056
72.134
2.487.835
2.470.111
2.074.552
395.559
17.724
9.673
8.050
188.716
58.383
90.687
37.729
1.917
479.261
261.529
127.276
68.885
21.571
443.975
83.578
3.992
289.405
67.000
14.219
72.825
2.527.989
2.510.651
2.110.038
400.613
17.337
9.505
7.833
172.011
50.825
81.325
37.850
2.011
472.976
264.766
98.527
93.304
16.380
442.062
83.758
5.165
289.182
63.957
14.229
73.516
2.573.056
2.555.839
2.146.193
409.645
17.217
9.767
7.450
183.218
61.207
78.914
41.210
1.887
505.407
267.078
155.766
63.873
18.690
423.549
69.432
4.382
286.143
63.592
14.375
72.403
2.601.768
2.585.345
2.175.819
409.526
16.423
9.851
6.572
173.652
61.856
74.700
35.059
2.037
493.142
269.233
154.363
52.631
16.915
428.016
70.838
4.424
291.259
61.496
14.565
72.671
2.647.930
2.631.002
2.215.458
415.544
16.928
10.024
6.904
168.532
61.363
69.517
35.456
2.197
524.437
271.175
149.183
84.394
19.685
429.092
76.573
3.485
286.069
62.965
14.606
72.850
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
66.630
1.803
3.873
8.741
141.027
66.148
1.994
3.441
7.919
143.636
65.188
2.039
3.923
6.977
156.022
65.925
2.098
3.776
6.511
162.075
67.190
2.124
3.411
9.137
163.910
66.520
2.150
3.464
8.016
154.156
67.399
3.402
2.025
7.720
140.505
68.052
2.138
3.326
7.370
131.705
67.052
3.928
1.423
7.356
168.920
67.189
2.108
3.374
7.137
161.225
67.984
2.108
2.758
7.533
171.110
65.389
2.105
2.437
8.229
176.507
2.770.571
2.372.968
474.106
821.431
1.077.430
397.603
174.510
60.622
162.470
2.247
84.413
33.167
65.762
10.711
55.051
6.626
44.739
2.763.915
2.366.620
454.676
824.395
1.087.548
397.295
169.474
59.567
168.254
2.064
91.297
32.566
65.194
10.911
54.283
5.848
46.314
2.825.975
2.420.232
483.154
827.682
1.109.396
405.743
172.882
61.246
171.616
2.226
106.285
33.086
66.721
10.969
55.753
5.673
49.867
2.841.361
2.439.319
487.366
841.995
1.109.958
402.043
168.424
61.463
172.156
2.227
108.922
35.137
71.495
10.951
60.544
5.577
51.301
2.908.957
2.484.038
518.350
852.491
1.113.197
424.920
181.954
60.742
182.224
2.091
114.509
34.506
71.970
10.903
61.068
11.123
59.246
2.955.833
2.516.672
530.661
874.930
1.111.080
439.161
187.603
64.270
187.288
1.958
127.361
37.070
69.025
11.745
57.279
8.238
59.091
2.961.417
2.511.915
520.646
881.225
1.110.044
449.502
188.400
67.130
193.972
1.842
117.787
36.328
72.254
11.510
60.745
7.703
58.246
2.984.050
2.534.560
505.959
905.391
1.123.210
449.491
190.429
65.159
193.903
1.891
110.495
37.894
72.969
11.375
61.594
8.351
51.893
3.049.956
2.591.133
539.191
917.469
1.134.473
458.824
187.009
63.990
207.824
1.702
119.598
35.626
72.316
11.606
60.709
8.070
56.650
3.070.604
2.598.755
513.237
928.728
1.156.790
471.849
193.887
65.558
212.404
1.787
103.372
40.816
63.009
11.559
51.450
7.605
54.086
3.130.518
2.653.701
537.730
947.636
1.168.335
476.817
197.883
64.669
214.266
2.366
107.904
40.832
61.992
11.511
50.481
7.094
55.765
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
4.382
4.457
4.770
4.625
4.759
4.656
4.629
113.402
34.233
183.731
7.959
84.120
26.117
113.973
34.268
183.395
15.519
83.085
26.623
114.893
34.512
174.466
21.614
82.511
26.642
115.417
38.403
164.239
28.085
82.782
28.137
118.587
37.964
158.377
36.355
79.666
28.190
119.295
38.855
154.072
45.732
81.665
28.284
120.193
39.027
152.893
52.887
83.702
29.012
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
120.272
120.700
121.267
122.177
123.279
a. Paid In Capital
39.064
39.118
39.145
39.152
38.656
b. Reserves
152.737
152.056
152.037
152.071
149.971
c. Retained Earnings (Profit/Loss) 1)
59.721
68.067
76.125
84.862
92.830
d. Current Earnings (Profit /Loss) 2)
83.422
83.994
84.349
86.396
89.426
e. Additional Paid In Capital
29.019
29.032
28.943
28.932
31.242
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
4.870
4.909
4.834
4.380
5.031

Tabel 1.2 Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
r)
revisi
2011
Jul
2012
2006
2007
2008
2009
2010
287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
11.093
356.151
282.055
74.095
41.287
3.515
15.574
3.187
19.010
151.828
78.113
46.200
20.758
6.756
29.617
470.665
396.024
74.641
62.023
12.447
26.395
3.728
19.453
114.991
33.759
36.763
34.014
10.455
28.742
544.870
486.859
58.011
99.401
35.572
39.551
4.228
20.050
135.860
39.818
42.320
43.835
9.887
35.425
642.718
569.041
73.677
72.226
24.343
21.742
5.812
20.329
202.565
60.036
31.371
68.924
42.234
43.648
637.831
562.850
74.982
71.088
19.212
27.054
5.962
18.861
154.179
66.357
23.531
60.252
4.039
42.329
656.897
579.990
76.907
67.775
16.906
24.755
5.533
20.581
169.473
66.655
31.088
59.482
12.248
46.954
665.361
586.286
79.075
60.923
15.307
19.722
5.819
20.074
159.943
70.059
32.972
53.889
3.022
44.548
681.752
598.490
83.262
55.759
19.718
14.268
5.527
16.245
164.282
68.750
26.449
64.636
4.448
49.944
710.769
625.300
85.469
52.246
17.656
11.199
4.552
18.839
166.425
75.316
25.149
57.749
8.210
48.614
717.161
636.414
80.748
47.741
16.218
9.769
4.099
17.655
166.795
76.060
23.591
59.879
7.265
50.449
733.460
645.197
88.263
44.854
13.552
11.341
3.439
16.522
147.995
76.385
19.905
49.405
2.299
46.737
748.038
656.030
92.008
60.467
18.455
20.343
3.393
18.277
164.190
77.029
19.136
62.760
5.265
48.510
749.689
660.404
89.285
55.741
18.309
18.594
3.281
15.556
190.888
77.989
15.925
88.045
8.930
54.348
2.872
10.331
1.922
10.372
1.842
14.258
2.000
13.796
2.261
13.820
2.274
15.402
2.277
15.797
2.353
15.339
2.457
15.819
2.446
17.904
2.482
18.926
3.848
22.138
2.492
22.312
480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645
571.008
509.552
121.749
179.313
208.490
61.456
24.865
36.559
33
5.881
41.998
9.259
6.714
4.118
2.595
7.578
2.391
669.827
588.704
123.438
235.219
230.047
81.123
28.329
45.395
7.399
5.446
52.023
5.631
3.880
3.618
262
7.174
2.838
783.384
680.371
136.512
274.965
268.894
103.013
36.090
57.236
9.687
4.409
45.539
5.043
15.886
8.629
7.257
7.324
3.401
898.405
793.338
152.770
328.677
311.891
105.067
41.763
51.429
11.876
4.222
32.571
5.813
18.096
8.274
9.822
6.873
2.341
819.032
717.301
108.525
312.719
296.057
101.731
46.561
43.135
12.036
4.263
35.689
5.770
15.868
8.226
7.642
9.235
1.899
845.763
738.868
116.001
325.054
297.814
106.895
48.091
46.391
12.414
4.269
37.840
5.751
17.549
8.776
8.773
6.383
1.883
833.443
732.508
114.651
319.730
298.128
100.935
42.618
46.007
12.310
4.228
34.360
5.732
17.515
8.005
9.509
6.932
1.899
847.258
742.921
117.332
321.500
304.089
104.337
46.577
45.788
11.972
4.261
39.919
5.513
18.008
8.148
9.860
7.255
1.743
869.061
768.765
130.138
325.208
313.420
100.296
42.047
45.510
12.739
4.253
41.092
6.804
19.769
9.053
10.716
14.717
1.763
876.413
773.058
135.285
323.679
314.094
103.355
44.791
45.923
12.641
4.308
44.459
6.066
13.980
8.542
5.438
8.754
1.810
871.186
770.980
121.017
321.405
328.558
100.206
41.566
46.370
12.270
4.223
44.495
6.082
19.739
8.503
11.236
12.343
1.797
27.751
8.097
9.644
(12.107)
13.145
13.844
28.572
10.837
13.332
(10.772)
15.864
13.908
29.965
12.363
13.159
7.508
11.961
-
28.179
12.402
18.050
14.300
15.398
-
30.077
13.567
22.766
24.050
25.375
61
31.265
13.567
5.080
50.567
34.524
87
31.293
13.549
8.185
53.291
34.916
63
31.293
13.606
10.791
49.218
35.016
213
31.293
14.436
12.853
44.893
34.884
63
31.293
15.520
16.619
40.210
34.575
63
31.293
15.520
18.291
40.265
34.867
63
31.293
15.520
20.806
40.265
34.785
63
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
r)
r)
Des
Jan
764.543
671.863
92.680
67.603
24.644
18.835
3.771
20.352
180.347
80.941
14.367
66.264
18.775
54.616
776.833
684.620
92.213
69.082
19.184
21.952
4.304
23.642
270.822
84.814
16.592
104.629
64.788
54.241
764.685
675.047
89.639
65.775
23.213
19.696
4.374
18.492
246.422
91.273
13.339
109.460
32.350
57.363
2.612
21.288
2.669
21.430
2.874
21.595
2.763
21.852
899.322
790.333
134.819
324.000
331.513
108.989
48.167
48.520
12.301
4.481
51.961
6.052
17.634
8.332
9.301
12.125
2.074
926.133
821.945
148.019
340.953
332.973
104.188
46.192
45.404
12.592
4.237
48.787
6.041
19.973
8.460
11.513
10.187
2.352
937.971
823.190
141.462
337.096
344.632
114.781
56.207
46.216
12.358
4.318
55.566
6.033
15.527
8.452
7.075
10.872
2.342
1.039.257
924.763
190.610
350.862
383.291
114.494
52.253
50.161
12.080
4.034
61.386
6.085
12.453
8.271
4.182
10.376
2.615
995.381
882.986
165.622
348.175
369.189
112.395
52.613
46.879
12.903
3.890
62.087
6.074
10.008
8.265
1.743
10.267
2.196
960.609
849.821
136.526
345.566
367.728
110.789
48.421
49.255
13.113
4.063
57.962
6.046
11.575
8.188
3.386
10.900
2.218
31.293
15.520
24.369
40.265
34.474
212
31.301
15.520
26.984
39.748
34.853
56
31.307
15.520
29.476
40.234
34.910
60
31.307
15.590
32.659
40.295
35.243
199
31.307
15.590
3.657
74.379
36.041
199
31.307
15.590
8.360
75.455
35.729
199
Nov
Feb
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
2.812
29.973
f. Other Claims
767.507
679.443
88.065
62.221
17.581
23.141
4.259
17.241
198.534
87.556
11.997
84.134
14.847
64.189
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
Note:
r) revised

Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Peyaluran Dana
719.216
735.607
750.151
751.879
766.750
779.412
717.161
733.460
748.038
749.689
764.543
776.833
636.414
645.197
656.030
660.404
671.863
684.620
Rupiah
80.748
88.263
92.008
89.285
92.680
92.213
Valas
2.054
2.147
2.112
2.190
2.207
2.579
- Kepada Bank Lain
1.733
1.807
1.799
1.830
1.843
2.259
Rupiah
322
340
314
360
364
321
Valas
30.303
28.459
42.191
40.185
47.251
45.440
16.218
13.552
18.455
18.309
24.644
19.184
- Giro
9.769
11.341
20.343
18.594
18.835
21.952
4.099
3.439
3.393
3.281
3.771
4.304
217
126
0
0
0
1
- Lainnya
139.835
128.090
140.696
170.604
149.386
235.855
76.060
76.385
77.029
77.989
80.941
84.814
- Giro
24.679
21.004
27.066
22.949
16.870
14.936
35.200
28.401
35.694
65.095
49.394
89.693
- Fasbi
3.897
2.299
907
4.571
2.181
46.412
- Lainnya
185.056
174.097
176.208
176.084
177.919
179.034
d. Surat Berharga
23.591
19.905
19.136
15.925
14.367
16.592
59
2.150
3.118
3.345
3.009
- Surat Perbendaharaan Negara
139.868
135.201
135.068
139.686
139.227
138.685
- Obligasi
21.538
18.990
19.854
17.355
20.980
20.747
- Lainnya
7.947
8.053
8.090
8.306
8.391
8.901
e. Penyertaan
38.171
38.683
38.238
38.332
37.950
36.728
35.987
36.864
36.500
36.608
36.192
34.982
338
330
298
299
303
281
- Surat Berharga
1.846
1.489
1.441
1.425
1.455
1.465
- Lainnya
215
194
388
220
188
200
21.773
22.658
27.958
27.593
41.059
45.282
h. Tagihan Lainnya
Sumber Dana
876.413
871.186
899.322
926.133
937.971 1.039.257
773.058
770.980
790.333
821.945
823.190
924.763
Rupiah
135.285
121.017
134.819
148.019
141.462
190.610
Giro
314.094
328.558
331.513
332.973
344.632
383.291
Tabungan
323.679
321.405
324.000
340.953
337.096
350.862
Simpanan Berjangka
103.355
100.206
108.989
104.188
114.781
114.494
Valas
44.791
41.566
48.167
46.192
56.207
52.253
Giro
12.641
12.270
12.301
12.592
12.358
12.080
Tabungan
45.923
46.370
48.520
45.404
46.216
50.161
Simpanan Berjangka
2.077
1.974
2.021
1.991
2.054
1.944
26.873
26.361
26.392
23.234
22.244
24.024
5.438
5.438
5.438
5.439
5.439
5.439
18.133
23.094
28.080
29.208
32.569
34.253
2.909
2.887
2.865
2.853
2.845
4.797
Rupiah
15.224
20.207
25.214
26.355
29.724
29.455
Valas
387
380
897
667
892
724
13.833
17.890
18.351
17.780
18.069
16.789
h. Setoran Jaminan
1.810
1.797
2.074
2.352
2.342
2.615
31.293
31.293
31.293
31.301
31.307
31.307
a. Modal Disetor
15.520
15.520
15.520
15.520
15.520
15.590
b. Cadangan
40.265
40.265
40.265
39.748
40.234
40.295
18.291
20.806
24.369
26.984
29.476
32.659
34.930
34.848
34.994
34.909
34.970
35.303
8.177
8.161
8.166
8.157
8.163
7.993
f. Modal Pinjaman
1)
2)
Jan
Feb
Mar
766.960
764.685
675.047
89.639
2.275
2.064
211
47.284
23.213
19.696
4.374
0
207.594
91.273
31.013
78.447
6.861
176.466
13.339
328
141.183
21.616
8.847
39.302
769.774
767.507
679.443
88.065
2.267
2.056
211
44.981
17.581
23.141
4.259
0
174.592
87.556
33.589
50.545
2.902
182.774
11.997
1.061
146.983
22.732
8.876
38.211
795.041
792.719
702.232
90.487
2.322
2.113
209
53.577
19.927
28.494
5.156
37.589
277
1.437
352
47.740
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
171.616
85.540
27.623
50.011
8.443
182.462
13.027
497
145.355
23.584
6.108
37.690
813.321
811.030
714.576
96.454
2.291
2.089
202
53.195
18.851
26.249
7.510
585
171.494
85.305
29.054
48.880
8.255
188.551
14.232
1.346
148.254
24.719
6.074
37.670
834.671
832.330
734.768
97.562
2.341
2.145
197
58.671
26.191
25.026
7.267
188
177.335
91.125
40.671
41.300
4.239
191.529
15.219
799
149.147
26.363
6.112
37.932
857.257
854.674
754.487
100.187
2.583
2.400
183
52.640
23.629
23.585
5.425
0
187.228
87.759
43.970
50.039
5.460
188.810
14.212
937
148.351
25.310
6.129
37.843
853.228
850.583
757.712
92.871
2.645
2.451
193
55.899
27.146
23.367
5.386
0
177.200
88.299
58.292
27.039
3.570
186.835
14.640
740
146.759
24.695
6.169
37.946
868.005
865.367
770.143
95.224
2.638
2.453
185
57.416
27.328
24.330
5.758
0
174.872
91.174
46.474
35.124
2.100
188.200
17.251
1.512
146.914
22.524
6.172
38.139
891.558
888.985
789.604
99.381
2.574
2.465
108
56.709
32.371
18.415
5.923
0
171.400
90.066
61.325
15.810
4.199
186.315
15.649
1.293
145.398
23.975
6.294
38.078
899.634
897.082
797.818
99.264
2.552
2.388
164
52.105
32.670
15.428
4.006
0
169.605
89.908
61.231
13.849
4.618
185.862
14.713
1.349
146.798
23.002
6.309
38.154
922.737
920.147
815.688
104.459
2.590
2.433
157
53.003
31.234
18.415
3.354
0
188.518
92.019
59.537
30.604
6.359
186.928
15.409
1.934
147.103
22.481
6.331
38.059
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
36.492
286
1.434
300
39.860
35.947
204
1.539
173
40.647
35.959
196
1.515
93
40.344
36.194
181
1.557
348
47.833
36.107
222
1.515
173
48.456
36.314
136
1.495
253
41.629
36.479
136
1.524
150
30.307
36.464
128
1.487
176
43.891
36.498
140
1.516
169
40.539
36.328
144
1.587
275
42.910
34.846
150
1.520
342
49.032
995.381
882.986
165.622
369.189
348.175
112.395
52.613
12.903
46.879
1.822
26.106
5.439
31.323
4.792
26.532
620
16.431
960.609
849.821
136.526
367.728
345.566
110.789
48.421
13.113
49.255
1.855
24.231
5.439
31.659
4.741
26.919
513
16.074
976.682
860.242
141.961
368.116
350.164
116.440
52.524
13.505
50.411
1.690
33.677
5.439
33.196
5.204
27.992
584
16.284
983.288
872.104
141.294
373.876
356.934
111.184
50.852
13.548
46.783
1.682
37.584
9.980
37.251
5.204
32.047
580
18.085
1.028.702
901.813
173.519
382.415
345.879
126.890
54.633
13.193
59.064
1.718
37.029
9.785
36.327
5.191
31.135
1.157
20.964
1.048.512
914.765
174.777
398.238
341.750
133.748
59.545
13.631
60.571
1.670
40.511
11.778
33.499
5.727
27.772
844
22.698
1.035.025
898.238
169.505
397.082
331.651
136.786
57.968
13.706
65.112
1.665
33.912
11.805
35.036
5.521
29.515
812
21.174
1.044.060
904.599
165.191
405.953
333.455
139.461
61.252
14.148
64.061
1.606
36.532
11.851
36.952
5.506
31.445
790
18.975
1.060.300 1.071.565
917.858
920.386
170.695
155.986
409.270
416.565
337.893
347.836
142.442
151.179
59.710
66.872
14.047
14.644
68.684
69.663
1.594
1.626
34.823
29.532
11.869
11.888
34.567
27.714
5.496
5.489
29.071
22.225
833
810
21.272
18.933
1.112.462
961.137
176.906
426.720
357.512
151.324
65.235
14.353
71.736
1.638
27.682
11.883
25.783
5.492
20.291
833
20.229
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
2.196
2.218
2.212
2.144
2.246
2.277
2.297
31.307
15.590
74.379
3.062
36.101
7.989
31.307
15.590
75.455
6.688
35.789
7.973
31.308
15.521
71.777
9.127
35.525
7.975
31.308
17.542
65.209
12.075
35.723
7.966
31.308
17.688
61.384
15.215
35.165
7.970
31.311
17.693
61.322
19.025
35.479
7.840
31.311
17.693
61.379
22.394
36.140
7.838
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
31.311
31.311
32.062
32.067
a. Paid In Capital
17.693
17.693
17.693
17.693
b. Reserves
61.379
61.378
61.384
61.384
37.348
40.823
25.565
29.384
35.625
35.892
37.514
37.567
7.823
7.824
7.825
7.139
f. Loan Capital
1)
2)
2.373
2.390
2.253
31.311
17.693
61.379
33.056
36.233
7.825
2.347
2.788

Tabel 1.3 Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
2011
Jul
2012
2006
2007
2008
2009
2010
315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
29.702
407.742
351.351
56.390
37.716
3.191
16.692
2.783
15.050
146.616
54.966
83.476
8.148
26
55.471
524.295
452.613
71.682
57.016
21.825
16.350
5.355
13.486
116.730
32.354
73.834
6.909
3.633
59.650
555.617
492.045
63.573
58.649
23.580
17.242
4.842
12.986
173.090
42.473
118.589
6.583
5.444
69.002
718.639
630.777
87.863
67.057
11.341
36.125
4.662
14.929
248.452
69.835
63.955
89.300
25.363
68.885
728.002
637.778
90.224
65.861
12.311
32.615
5.384
15.552
254.173
74.654
62.684
91.740
25.094
73.337
741.401
648.321
93.080
60.455
10.469
29.944
5.041
15.002
261.414
84.431
69.585
80.488
26.910
79.216
756.128
660.297
95.831
59.298
10.820
28.572
4.120
15.786
259.044
87.024
61.498
71.491
39.031
79.876
774.377
677.944
96.432
52.560
10.066
24.213
3.095
15.187
262.477
87.824
50.863
80.950
42.840
78.051
798.019
695.965
102.055
52.180
10.062
23.396
3.388
15.335
262.185
92.270
53.444
73.683
42.788
75.735
804.203
702.339
101.864
50.966
10.855
22.514
2.126
15.472
282.879
93.035
54.436
90.371
45.037
69.828
830.444
723.762
106.681
52.170
10.780
22.175
2.205
17.009
267.989
98.291
53.123
72.117
44.458
69.873
854.915
743.538
111.377
54.697
8.333
27.689
2.090
16.584
280.180
97.554
52.324
89.845
40.457
70.106
2.979
8.620
3.613
10.892
4.681
17.401
7.888
14.500
9.930
16.700
10.339
16.521
10.429
16.935
9.723
18.465
9.794
18.559
9.986
18.421
10.343
19.792
10.518
19.863
525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749
606.932
528.154
91.502
252.222
184.429
78.778
36.676
42.082
21
3.109
49.041
4.768
6.455
2.754
3.701
6.338
886
701.710
597.459
89.607
309.732
198.120
104.251
47.875
51.326
5.051
3.910
48.388
5.383
7.683
3.391
4.292
9.834
794
781.072
668.798
104.102
326.063
238.632
112.274
49.827
46.729
15.718
2.780
37.640
6.415
3.980
2.815
1.165
7.190
1.022
975.308
835.532
133.895
407.603
294.034
139.777
61.322
56.435
22.020
1.860
53.688
5.538
9.360
8.164
1.197
4.223
1.147
977.251
833.695
135.672
401.156
296.867
143.556
62.858
57.906
22.791
1.948
53.980
7.490
9.555
8.161
1.393
8.654
981
1.001.422
852.469
135.906
412.373
304.191
148.953
65.141
60.367
23.445
1.792
50.995
7.479
9.572
8.374
1.198
5.565
984
1.004.067
860.052
134.490
412.962
312.600
144.016
61.137
57.789
25.090
1.772
53.648
7.503
9.615
8.436
1.179
6.277
1.283
1.021.827
882.295
149.603
418.794
313.897
139.532
58.958
56.396
24.178
3.687
48.388
8.092
9.680
8.505
1.175
6.242
1.411
1.031.629
890.992
149.675
425.822
315.495
140.637
59.014
57.893
23.730
1.226
56.513
9.292
10.076
8.895
1.180
6.602
1.453
1.052.110
906.919
143.782
444.188
318.948
145.192
61.181
59.375
24.636
1.205
55.676
7.313
11.873
10.705
1.168
5.592
1.371
24.524
3.332
9.822
(925)
28.197
229
25.523
4.646
11.735
4.468
28.848
150
27.969
5.186
4.809
14.948
26.893
-
36.846
6.047
14.205
21.284
25.660
224
40.155
7.170
20.559
31.038
32.225
50
40.526
7.170
3.350
52.096
35.401
-
41.558
7.200
5.589
50.427
34.947
-
41.560
7.207
7.394
50.302
35.284
-
41.626
7.292
9.838
49.860
35.236
-
42.099
9.130
12.316
44.135
36.616
-
42.140
9.139
14.804
44.073
36.636
25
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
Des
Jan
Feb
870.482
756.733
113.749
49.796
10.022
21.558
2.410
15.806
276.439
96.724
54.739
79.352
45.623
70.727
887.709
770.063
117.646
50.702
12.048
20.645
2.431
15.578
285.158
99.040
59.673
75.556
50.889
73.838
922.541
801.969
120.572
60.255
13.822
24.020
3.200
19.214
303.512
101.459
57.499
85.585
58.969
73.244
914.763
796.268
118.495
57.728
14.568
20.017
3.162
19.981
312.403
104.436
55.417
95.480
57.069
73.876
10.791
19.850
11.240
21.571
11.498
22.170
7.919
23.364
8.002
23.400
1.066.147
925.005
144.942
454.530
325.533
141.142
56.836
60.828
23.478
1.193
60.626
5.018
14.544
13.200
1.344
5.967
1.379
1.082.802
939.601
145.426
460.235
333.940
143.201
57.645
61.208
24.348
1.182
66.593
4.761
15.010
13.625
1.385
5.757
1.288
1.095.158
945.176
149.190
461.223
334.762
149.982
60.474
64.386
25.122
1.087
60.257
4.771
15.499
14.104
1.395
6.340
1.367
1.122.451
971.114
156.242
469.303
345.569
151.337
58.650
68.517
24.171
1.016
60.880
4.783
15.513
14.024
1.490
5.793
1.380
1.174.957
1.021.904
166.328
491.864
363.712
153.053
59.043
69.555
24.455
1.035
73.540
7.936
15.764
13.517
2.248
5.637
1.441
1.177.919
1.017.849
166.893
487.205
363.751
160.071
62.926
71.596
25.549
1.097
63.108
7.750
14.897
13.661
1.236
6.563
1.376
1.187.610
1.025.655
165.127
489.103
371.425
161.955
62.645
74.351
24.959
1.006
64.296
7.470
15.374
14.133
1.241
7.348
1.453
42.140
9.139
16.761
44.043
36.597
25
42.746
9.139
19.410
44.043
40.539
25
42.746
9.139
21.748
44.043
40.965
25
42.771
9.139
23.791
43.811
40.761
-
43.071
9.139
24.955
41.063
41.132
500
43.071
9.143
2.476
65.858
41.484
500
43.071
9.139
4.621
64.318
41.255
500
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
6.446
24.858
f. Other Claims
921.643
802.325
119.319
58.308
16.093
18.918
3.232
20.065
318.420
103.884
46.819
101.886
65.831
76.828
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
Note: 1) see explanation page iv

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Peyaluran Dana
809.115
835.667
860.622
876.201
893.544
930.326
804.203
830.444
854.915
870.482
887.709
922.541
702.339
723.762
743.538
756.733
770.063
801.969
Rupiah
101.864
106.681
111.377
113.749
117.646
120.572
Valas
4.912
5.223
5.707
5.719
5.835
7.785
- Kepada Bank Lain
3.085
3.116
3.131
3.125
3.193
5.130
Rupiah
1.827
2.108
2.575
2.594
2.642
2.655
Valas
36.319
36.349
38.925
34.650
35.781
42.240
10.855
10.780
8.333
10.022
12.048
13.822
- Giro
22.514
22.175
27.689
21.558
20.645
24.020
2.126
2.205
2.090
2.410
2.431
3.200
824
1.189
812
660
657
1.199
- Lainnya
217.116
199.108
216.171
201.263
195.564
213.648
93.035
98.291
97.554
96.724
99.040
101.459
- Giro
58.700
45.073
60.971
53.080
47.653
50.504
31.671
27.044
28.875
26.272
27.902
35.081
- Fasbi
33.709
28.700
28.772
25.186
20.969
26.604
- Lainnya
152.910
150.338
148.549
151.135
158.468
155.074
d. Surat Berharga
54.436
53.123
52.324
54.739
59.673
57.499
6
8
1.005
1.168
1.182
759
79.966
77.115
76.126
76.365
78.189
77.339
- Obligasi
18.502
20.093
19.094
18.862
19.423
19.476
- Lainnya
11.627
11.803
12.079
12.529
12.739
9.160
e. Penyertaan
23.020
22.890
22.675
22.714
23.049
22.677
19.439
19.470
19.214
19.177
25.072
19.675
2.178
2.035
2.082
1.955
2.041
1.462
- Surat Berharga
1.403
1.384
1.379
1.582
(4.064)
1.541
- Lainnya
1.182
1.091
1.393
1.297
1.372
1.208
29.033
34.157
29.651
39.542
49.854
54.957
h. Tagihan Lainnya
Sumber Dana
1.052.110 1.066.147 1.082.802 1.095.158 1.122.451 1.174.957
906.919
925.005
939.601
945.176
971.114 1.021.904
Rupiah
143.782
144.942
145.426
149.190
156.242
166.328
Giro
318.948
325.533
333.940
334.762
345.569
363.712
Tabungan
444.188
454.530
460.235
461.223
469.303
491.864
Simpanan Berjangka
145.192
141.142
143.201
149.982
151.337
153.053
Valas
61.181
56.836
57.645
60.474
58.650
59.043
Giro
24.636
23.478
24.348
25.122
24.171
24.455
Tabungan
59.375
60.828
61.208
64.386
68.517
69.555
Simpanan Berjangka
288
276
259
231
199
190
28.419
31.300
35.450
28.581
28.955
35.002
10.552
7.928
8.153
8.151
8.162
12.928
8.532
10.666
12.703
12.546
12.327
12.587
1.783
1.780
2.078
2.377
2.377
2.460
Rupiah
6.749
8.886
10.625
10.169
9.950
10.127
Valas
784
658
778
635
866
659
13.719
14.150
13.976
15.334
17.255
23.046
h. Setoran Jaminan
1.371
1.379
1.288
1.367
1.380
1.441
42.140
42.140
42.746
42.746
42.771
43.071
a. Modal Disetor
9.139
9.139
9.139
9.139
9.139
9.139
b. Cadangan
44.073
44.043
44.043
44.043
43.811
41.063
14.804
16.761
19.410
21.748
23.791
24.955
36.661
36.622
40.564
40.990
40.761
41.632
14.844
17.298
17.367
17.313
15.623
15.185
f. Modal Pinjaman
1)
2)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
922.313
914.763
796.268
118.495
7.550
4.943
2.607
39.038
14.568
20.017
3.162
1.291
218.781
104.436
50.820
44.660
18.865
153.610
55.417
721
78.762
18.711
9.245
22.461
929.175
921.629
802.395
119.235
7.546
4.930
2.616
39.508
16.093
18.918
3.232
1.265
226.516
103.884
46.871
55.015
20.747
149.554
46.819
820
82.277
19.638
7.715
22.757
956.947
949.216
824.314
124.902
7.731
5.067
2.664
34.071
12.702
16.851
3.034
1.485
207.759
105.623
29.000
57.943
15.192
153.690
45.471
1.161
85.389
21.669
7.034
22.792
978.185
970.465
842.582
127.883
7.720
5.043
2.677
32.783
11.632
17.503
2.289
1.359
177.777
104.873
33.567
31.844
7.493
155.795
42.762
702
90.707
21.624
7.037
23.159
1.004.527
996.625
864.146
132.479
7.902
5.160
2.741
36.086
12.607
19.593
2.541
1.345
179.111
105.260
47.052
17.875
8.924
156.145
41.717
1.263
91.881
21.283
7.050
23.525
1.034.281
1.026.096
894.247
131.849
8.185
5.492
2.692
51.359
16.943
30.676
2.501
1.240
167.825
105.979
29.283
20.912
11.651
159.962
41.798
1.170
94.724
22.270
7.116
23.283
1.041.452
1.033.109
903.110
129.999
8.343
5.650
2.693
53.074
20.777
28.310
2.975
1.012
173.063
107.047
35.175
19.528
11.313
152.462
36.763
700
93.018
21.982
7.136
23.568
1.055.817
1.047.497
915.365
132.132
8.319
5.839
2.481
39.947
13.044
22.146
3.673
1.084
178.080
108.485
33.045
25.940
10.609
156.249
37.942
1.420
95.372
21.514
7.149
23.964
19.353
1.491
1.616
1.346
60.247
19.833
1.672
1.252
1.287
68.137
19.417
1.799
1.576
1.227
79.105
19.716
1.868
1.576
1.154
80.869
20.462
1.902
1.161
1.580
76.387
20.165
1.893
1.225
1.595
68.824
20.510
3.231
(172)
1.479
65.418
20.855
1.966
1.143
1.445
65.402
1.177.919
1.017.849
166.893
363.751
487.205
160.071
62.926
25.549
71.596
164
29.489
12.834
11.751
2.589
9.162
688
18.390
1.187.582
1.025.619
165.102
371.437
489.080
161.963
62.654
24.959
74.350
157
30.829
12.181
11.262
2.590
8.671
597
19.439
1.195.653
1.032.029
168.809
374.505
488.716
163.624
62.870
25.413
75.341
182
39.399
13.444
10.602
2.466
8.136
509
21.803
1.192.073
1.027.752
173.015
377.948
476.789
164.321
60.721
25.593
78.006
134
36.150
10.954
11.483
2.653
8.831
470
22.309
1.207.976
1.041.680
175.044
381.404
485.233
166.296
63.495
25.293
77.507
134
41.426
10.517
12.002
2.625
9.377
952
26.588
1.235.649
1.062.033
179.124
386.535
496.375
173.616
64.909
28.098
80.609
122
42.888
10.544
12.363
2.729
9.633
718
25.333
1.250.280
1.073.848
181.851
390.657
501.340
176.432
65.797
28.790
81.845
121
35.661
9.857
11.879
2.718
9.161
648
24.746
1.266.392
1.096.356
179.175
407.184
509.997
170.035
63.515
25.850
80.671
106
32.578
9.876
10.895
2.703
8.192
859
22.486
1.376
1.453
1.527
1.628
1.633
1.640
1.592
43.071
9.143
65.858
2.476
41.984
15.251
43.071
9.139
64.318
4.621
41.755
15.768
43.071
8.812
62.774
6.761
41.510
15.770
43.072
10.508
61.042
8.904
41.480
17.264
43.572
10.646
60.921
12.459
40.219
17.284
43.787
10.990
58.589
16.005
42.100
17.285
43.908
10.994
58.581
18.482
42.640
17.990
Sep
Okt
Nov
Des
1.094.294
1.085.626
954.990
130.637
8.667
6.173
2.494
39.634
18.614
17.331
2.426
1.262
189.371
110.781
50.441
20.262
7.887
154.402
36.868
984
95.549
21.001
7.342
22.987
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
19.695
1.936
1.181
1.464
76.466
20.560
1.931
496
1.478
85.480
20.190
1.936
208
1.430
87.650
1.280.972 1.291.125
1.106.516 1.114.501
176.931
183.108
415.527
416.720
514.057
514.672
174.456
176.624
62.934
62.399
26.064
26.469
85.458
87.756
102
102
41.238
33.173
9.644
14.638
10.745
9.510
2.970
2.932
7.775
6.577
680
607
24.419
24.798
1.310.431
1.126.646
182.855
424.624
519.167
183.786
67.854
26.646
89.286
101
36.873
14.937
10.334
2.908
7.426
595
24.824
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.067.582 1.080.430
1.059.131 1.071.848
925.062
939.843
134.069
132.005
8.450
8.582
5.960
6.084
2.490
2.497
37.133
37.152
16.819
18.725
18.746
16.014
629
1.266
938
1.146
198.177
189.531
110.324
110.239
59.204
55.742
19.509
17.025
9.141
6.525
150.064
152.944
31.212
33.225
1.473
1.594
95.715
96.836
21.664
21.289
7.161
7.332
22.727
22.812
19.690
3.769
(732)
1.513
75.599
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
43.934
44.052
44.052
43.878
44.383
a. Paid In Capital
11.000
11.006
11.006
10.990
10.636
b. Reserves
58.492
58.363
58.359
58.261
57.402
26.066
28.635
31.687
20.697
23.394
42.994
43.187
43.264
43.661
46.335
17.995
18.000
17.903
17.906
20.893
f. Loan Capital
1)
2)
1.627
1.681
1.727
1.179
1.145

Tabel 1.4 Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
2006
2007
2008
2009
2010
2011
2012
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
69.998
69.998
3.307
74
361
647
2.225
23.785
6.930
3.752
11.698
1.404
5.269
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
0
359
f. Other Claims
19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
1.100
23.863
23.863
1.604
440
556
59
549
9.238
2.021
6.352
621
243
1.521
27.122
27.122
1.238
121
205
28
884
8.503
1.678
5.393
807
625
2.812
35.700
35.700
2.399
92
1.322
128
857
10.053
2.193
6.321
975
564
4.528
48.757
48.757
4.266
111
2.290
369
1.497
17.105
4.935
2.982
7.536
1.652
4.768
50.450
50.450
2.604
135
665
280
1.524
16.363
4.800
3.356
6.772
1.436
3.994
51.873
51.873
2.513
77
678
212
1.545
18.144
5.052
3.636
7.952
1.504
4.021
53.050
53.050
2.687
88
759
280
1.560
18.008
4.995
4.166
7.495
1.352
3.351
54.607
54.607
2.559
72
677
190
1.621
17.941
5.244
2.358
8.817
1.522
3.602
56.380
56.380
4.138
99
1.855
384
1.800
18.757
5.263
2.672
9.340
1.483
3.539
57.909
57.909
3.029
101
880
446
1.601
19.944
5.667
2.842
9.779
1.656
3.567
60.615
60.615
3.676
108
1.100
710
1.758
19.588
5.734
2.995
9.762
1.098
3.512
62.124
62.124
3.873
93
1.238
780
1.761
21.115
6.062
3.013
10.230
1.811
3.754
64.011
64.011
3.772
116
1.059
804
1.793
21.830
6.203
3.263
10.832
1.532
3.752
65.907
65.907
3.647
115
795
715
2.022
21.082
6.368
3.447
9.541
1.726
4.196
68.143
68.143
4.926
80
1.358
1.192
2.296
24.341
6.604
3.866
10.866
3.005
4.463
68.749
68.749
3.507
95
585
598
2.228
24.333
7.055
4.509
11.198
1.571
4.632
52
187
0
61
0
74
0
376
0
384
0
358
0
339
0
333
0
331
0
312
0
348
0
341
0
335
0
253
0
255
0
341
24.423
24.423
1.811
20.234
2.379
20
802
59
59
161
26
30.491
30.491
2.195
25.103
3.194
17
2.017
309
62
62
226
6
33.213
33.213
1.779
28.059
3.375
0
0
388
1.088
301
76
76
244
8
43.980
43.979
2.183
37.635
4.161
0
0
0
67
2.272
1.021
128
128
311
6
58.950
58.950
2.745
50.026
6.178
4
2.458
3.433
306
306
203
9
57.536
57.536
2.618
48.255
6.662
3
2.318
3.430
303
303
282
8
60.121
60.121
2.686
50.517
6.919
3
2.488
3.410
888
888
193
8
60.857
60.857
2.691
51.193
6.973
2
2.011
3.411
884
884
184
9
62.696
62.696
2.908
52.445
7.344
2
1.941
3.411
883
883
165
8
65.393
65.393
2.864
54.767
7.762
2
2.443
3.910
885
885
212
9
68.244
68.244
2.914
57.095
8.236
1
1.316
3.907
884
884
224
8
70.184
70.184
2.867
59.171
8.146
1
2.162
3.907
908
908
261
8
73.398
73.398
3.085
61.274
9.039
1
2.323
3.908
937
937
209
8
75.789
75.789
2.917
63.441
9.431
1
1.815
3.911
1.000
1.000
222
9
77.350
77.350
3.107
64.409
9.834
0
2.229
3.912
998
998
248
9
83.095
83.095
3.634
69.180
10.281
0
3.178
3.888
997
997
283
10
83.690
83.690
2.969
69.924
10.796
0
1.895
3.888
995
995
257
7
83.662
83.662
3.082
70.107
10.473
2.835
3.889
994
994
250
7
2.258
194
399
677
46
87
3.042
200
765
921
47
256
3.693
217
604
1.332
(1)
459
4.295
254
360
1.503
89
444
6.931
225
502
1.742
1.368
281
6.983
230
241
2.189
1.318
220
6.987
241
421
2.119
1.360
381
6.602
244
578
2.438
1.389
208
7.200
250
694
2.034
1.397
249
7.200
252
826
2.012
1.401
673
6.277
261
972
2.698
1.425
697
6.338
261
1.103
2.701
1.412
847
6.338
261
1.293
2.701
1.410
847
6.666
261
1.506
2.701
1.450
830
6.731
261
1.678
2.701
1.439
764
6.837
261
1.785
2.776
1.467
826
6.737
267
199
4.576
1.552
934
7.087
272
390
4.596
1.517
584
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
10

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Peyaluran Dana
58.293
61.030
62.585
64.529
66.432
57.909
60.615
62.124
64.011
65.907
57.909
60.615
62.124
64.011
65.907
Rupiah
Valas
384
415
461
518
525
- Kepada Bank Lain
384
415
461
518
525
Rupiah
Valas
1.718
2.247
2.409
2.257
1.939
101
108
93
116
115
- Giro
880
1.100
1.238
1.059
795
446
710
780
804
715
291
328
297
277
314
- Lainnya
17.010
16.405
17.979
18.431
17.559
5.667
5.734
6.062
6.203
6.368
- Giro
6.343
5.736
6.937
5.816
6.319
3.435
4.013
3.292
5.016
3.222
- Fasbi
1.564
921
1.688
1.396
1.650
- Lainnya
7.181
7.366
7.616
7.858
8.669
d. Surat Berharga
2.842
2.995
3.013
3.263
3.447
3.311
3.273
3.513
3.570
3.776
- Obligasi
1.027
1.099
1.089
1.024
1.446
- Lainnya
144
144
144
147
146
e. Penyertaan
1.194
1.196
1.193
1.215
1.215
1.172
1.176
1.176
1.194
1.195
8
7
6
6
6
- Surat Berharga
13
13
11
15
14
- Lainnya
92
189
123
136
76
h. Tagihan Lainnya
Sumber Dana
68.244
70.184
73.398
75.789
77.350
68.244
70.184
73.398
75.789
77.350
Rupiah
2.914
2.867
3.085
2.917
3.107
Giro
8.236
8.146
9.039
9.431
9.834
Tabungan
57.095
59.171
61.274
63.441
64.409
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
1
1
1
1
0
1.125
2.006
2.170
1.676
2.090
4.027
4.028
4.028
4.031
4.032
914
938
937
1.000
998
914
938
937
1.000
998
Rupiah
Valas
h. Setoran Jaminan
8
8
8
9
9
6.277
6.338
6.338
6.666
6.731
a. Modal Disetor
261
261
261
261
261
b. Cadangan
2.698
2.701
2.701
2.701
2.701
972
1.103
1.293
1.506
1.678
2.122
2.259
2.257
2.280
2.203
f. Modal Pinjaman
1)
2)
Items
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
68.685
68.143
68.143
542
542
2.946
80
1.358
1.192
316
20.254
6.604
5.783
5.082
2.784
9.608
3.866
3.936
1.806
148
1.166
69.294
68.749
68.749
545
545
1.562
95
585
598
284
19.720
7.055
5.785
5.413
1.467
10.383
4.509
4.272
1.603
148
1.189
70.561
69.998
69.998
563
563
1.370
74
361
647
287
19.907
6.930
6.160
5.537
1.279
10.233
3.752
4.768
1.712
153
1.284
72.235
71.655
71.655
580
580
1.908
107
980
523
298
19.281
7.096
4.920
6.131
1.134
10.177
3.642
4.615
1.920
144
1.272
73.706
73.069
73.069
637
637
1.437
107
695
352
283
20.000
7.263
4.468
7.104
1.165
10.172
3.551
4.623
1.998
149
1.290
75.516
74.836
74.836
680
680
1.315
112
575
357
272
17.394
7.397
4.524
4.131
1.341
10.543
3.543
4.833
2.167
147
1.321
78.480
77.753
77.753
728
728
2.476
120
1.365
707
283
18.796
7.239
4.252
5.868
1.438
9.988
3.470
4.558
1.960
140
1.335
80.773
80.016
80.016
757
757
1.924
116
873
658
277
17.763
7.327
5.560
3.700
1.176
10.006
3.587
4.537
1.883
142
1.362
82.440
81.651
81.651
789
789
1.796
107
560
835
295
18.184
7.612
3.837
5.278
1.457
9.938
3.257
4.808
1.873
136
1.433
84.662
83.848
83.848
813
813
2.271
98
850
1.015
308
19.519
7.686
6.121
4.239
1.474
9.606
2.879
4.992
1.735
140
1.485
86.132
85.317
85.317
815
815
1.972
121
745
825
282
19.169
7.808
7.160
2.552
1.649
9.715
2.930
5.184
1.601
144
1.541
87.840
86.978
86.978
862
862
2.008
140
890
685
292
19.767
7.952
7.573
2.721
1.520
9.827
3.162
5.104
1.561
153
1.576
90.341
89.451
89.451
890
890
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
5.047
1.521
155
1.557
1.146
7
12
221
1.170
7
12
192
1.263
8
13
217
1.250
9
14
703
1.272
8
10
1.325
1.296
13
12
1.499
1.311
9
15
968
1.341
7
14
573
1.410
7
16
2.731
1.465
4
17
3.631
1.553
4
19
3.357
1.499
5
53
1.930
83.095
83.095
3.634
10.281
69.180
0
3.017
4.032
997
997
-
83.690
83.690
2.969
10.796
69.924
0
1.735
4.032
995
995
-
83.662
83.662
3.082
10.473
70.107
2.674
4.033
994
994
1
85.619
85.619
3.439
10.664
71.516
2.885
3.634
853
853
59
88.371
88.371
3.547
11.422
73.402
2.548
3.634
861
861
59
87.139
87.139
3.537
11.253
72.350
2.920
3.635
856
856
59
90.365
90.365
3.645
12.403
74.317
3.589
4.129
904
904
59
90.811
90.811
3.551
11.889
75.370
3.093
4.129
895
895
59
93.116
93.116
3.524
12.103
77.489
3.209
5.380
894
894
59
96.178
96.178
3.757
12.270
80.152
4.074
5.374
980
980
-
1.508
4
29
3.162
97.191
97.191
3.998
12.397
80.796
3.745
5.025
977
977
-
99.472
99.472
4.076
12.644
82.752
3.890
5.026
953
953
-
104.346
104.346
5.074
12.794
86.478
5.091
5.027
1.051
1.051
-
10
6.837
261
2.776
1.785
2.292
-
6.737
267
4.576
199
2.486
-
7.087
272
4.596
390
2.101
-
7.138
278
4.430
599
2.300
-
7.154
279
4.338
823
2.363
-
7.214
289
4.345
1.076
2.348
-
7.231
250
4.384
1.283
2.409
-
7.260
257
4.335
1.524
2.602
14
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
7.260
7.466
7.466
7.605
7.806
a. Paid In Capital
257
257
257
257
257
b. Reserves
4.335
4.335
4.335
4.335
4.335
2.247
2.479
2.790
1.751
2.003
2.530
2.544
2.536
2.471
2.406
14
14
14
14
14
f. Loan Capital
1)
2)
8
11

Tabel 1.5 Kegiatan Usaha BPD
(Regional Development Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
46
978
f. Other Claims
55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
3.654
71.881
71.529
351
14.786
2.332
4.285
6.400
1.769
62.827
20.972
34.842
4.000
3.014
9.503
96.385
95.751
635
19.517
734
5.923
11.216
1.645
45.986
8.677
26.260
4.709
6.340
10.212
120.754
120.244
510
22.312
970
8.392
11.434
1.516
32.609
8.793
10.645
6.191
6.980
9.750
143.707
143.174
534
29.634
1.299
8.952
15.992
3.391
47.372
16.269
5.411
14.763
10.930
3.359
145.945
145.459
486
28.506
2.145
9.568
13.095
3.698
68.004
15.536
6.995
29.131
16.341
3.530
149.427
148.860
567
28.672
1.698
7.421
16.098
3.455
72.238
18.366
7.554
31.794
14.523
3.038
152.882
152.328
553
28.093
1.582
7.407
16.254
2.849
69.176
18.996
8.294
24.516
17.370
4.669
156.810
156.345
465
31.417
1.627
8.463
18.117
3.210
71.568
19.847
8.055
26.665
17.001
5.408
161.654
160.929
725
32.221
900
8.752
19.456
3.113
76.464
19.670
7.619
28.573
20.601
3.038
164.753
164.003
750
31.322
2.563
8.721
16.525
3.514
76.145
21.157
7.432
28.103
19.453
2.754
167.632
166.879
753
32.410
2.010
9.785
16.910
3.705
66.467
20.462
7.121
18.600
20.285
2.692
170.352
169.425
927
36.797
2.328
8.474
22.188
3.808
82.041
20.160
5.843
35.976
20.062
2.949
173.415
172.474
941
30.792
1.437
6.266
19.276
3.813
79.859
22.221
7.615
26.484
23.539
3.480
176.645
175.637
1.007
33.418
1.337
7.383
20.669
4.029
79.850
21.260
7.726
28.514
22.350
3.763
175.702
174.668
1.034
37.963
1.410
10.697
21.368
4.487
66.726
22.898
8.130
14.836
20.862
3.217
174.872
173.816
1.056
31.599
2.374
4.715
20.092
4.418
78.041
21.904
7.533
34.178
14.426
3.719
177.886
176.833
1.052
34.265
1.644
6.251
22.131
4.239
85.880
21.078
6.107
43.486
15.209
5.710
13
9
34
24
34
341
36
434
36
490
36
509
36
492
36
509
36
580
36
612
36
861
46
704
46
795
46
915
46
1.975
46
2.049
46
1.493
129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232
134.287
134.077
69.123
31.750
33.205
209
167
42
1
99
5.733
2.997
1.089
1.089
6.812
466
143.262
143.027
70.653
34.877
37.497
235
93
138
4
882
10.092
2.887
1.310
1.310
4.627
543
152.251
151.425
63.553
44.148
43.724
826
294
525
7
41
13.084
2.340
1.559
1.559
4.453
554
183.624
182.685
61.725
67.365
53.595
939
471
450
19
19
14.823
2.126
1.561
1.561
1.781
407
210.593
209.446
87.860
75.939
45.647
1.147
392
731
24
19
8.013
4.221
1.535
1.535
532
266
216.693
215.793
89.039
81.876
44.878
900
384
494
21
17
8.791
4.220
1.533
1.533
603
252
219.317
218.577
89.689
83.266
45.622
740
334
387
19
17
7.626
4.227
1.525
1.525
604
254
229.398
228.685
94.808
87.788
46.088
712
295
400
18
17
9.162
4.740
1.501
1.501
539
250
237.031
236.188
99.843
89.799
46.545
844
390
437
16
14
10.048
5.015
1.770
1.770
673
206
236.777
235.625
94.420
91.721
49.484
1.151
367
769
15
13
10.590
6.319
1.767
1.767
745
210
222.857
221.571
76.146
92.521
52.904
1.286
316
954
16
13
10.651
6.339
1.763
1.763
1.237
224
252.118
250.746
104.596
95.448
50.703
1.372
448
906
17
11
10.740
6.325
1.738
1.738
819
238
248.307
247.307
99.672
95.559
52.077
1.000
169
814
16
11
9.932
5.946
2.104
2.104
696
255
252.276
251.284
103.257
93.571
54.456
992
304
668
20
10
11.457
5.947
2.085
2.085
781
253
235.265
234.097
88.033
78.734
67.329
1.169
362
787
20
9
15.760
5.197
3.216
3.216
3.025
394
247.621
245.868
96.327
88.125
61.416
1.753
973
763
17
9
9.695
5.736
2.680
2.680
960
307
263.103
261.997
104.244
100.485
57.268
1.106
285
804
17
8
8.959
5.634
2.689
2.689
812
258
7.136
1.782
3.908
(68)
51
331
8.979
2.367
4.530
(75)
28
220
9.903
3.072
5.751
22
(200)
206
11.501
4.190
6.488
4
36
372
13.200
5.570
7.511
63
1.016
615
13.225
5.538
1.320
8.481
946
643
13.550
6.011
2.142
6.160
968
402
13.646
6.566
2.776
4.299
989
508
13.757
7.356
3.420
1.262
995
459
13.985
7.642
4.141
613
1.006
575
14.064
7.686
4.836
189
987
572
14.121
7.729
5.249
62
989
521
14.215
7.728
6.169
62
990
479
14.278
7.746
6.901
76
1.010
398
14.298
7.719
7.636
133
994
783
14.528
7.773
7.954
255
1.054
1.147
14.857
7.786
887
8.968
1.072
840
15.077
7.822
1.583
9.017
1.055
855
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
12

Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Peyaluran Dana
164.869
167.760
170.468
173.559
176.784
164.753
167.632
170.352
173.415
176.645
164.003
166.879
169.425
172.474
175.637
Rupiah
750
753
927
941
1.007
Valas
116
128
116
144
139
- Kepada Bank Lain
116
128
116
144
139
Rupiah
Valas
28.176
29.299
33.583
27.600
30.075
2.563
2.010
2.328
1.437
1.337
- Giro
8.721
9.785
8.474
6.266
7.383
16.525
16.910
22.188
19.276
20.669
367
593
594
621
685
- Lainnya
58.906
44.303
64.106
53.925
56.199
21.157
20.462
20.160
22.221
21.260
- Giro
1.930
399
455
589
815
26.173
18.200
35.521
25.895
27.699
- Fasbi
9.646
5.242
7.970
5.220
6.425
- Lainnya
12.243
11.778
10.907
13.119
13.656
d. Surat Berharga
7.432
7.121
5.843
7.615
7.726
3.802
3.923
4.207
4.562
4.910
- Obligasi
1.009
734
857
942
1.020
- Lainnya
565
575
575
574
574
e. Penyertaan
4.256
4.392
4.310
4.389
4.388
4.136
4.280
4.195
4.270
4.223
17
17
17
15
10
- Surat Berharga
103
96
97
105
155
- Lainnya
0
0
0
0
9.923
15.054
12.208
18.462
17.093
h. Tagihan Lainnya
Sumber Dana
236.777
222.857
252.118
248.307
252.276
235.625
221.571
250.746
247.307
251.284
Rupiah
94.420
76.146
104.596
99.672
103.257
Giro
49.484
52.904
50.703
52.077
54.456
Tabungan
91.721
92.521
95.448
95.559
93.571
Simpanan Berjangka
1.151
1.286
1.372
1.000
992
Valas
367
316
448
169
304
Giro
15
16
17
16
20
Tabungan
769
954
906
814
668
Simpanan Berjangka
13
13
11
11
10
8.250
8.249
8.417
7.613
9.186
8.468
8.552
8.468
8.069
8.070
1.307
1.302
1.274
1.263
1.258
1.307
1.302
1.274
1.263
1.258
Rupiah
Valas
3
3
3
17
58
h. Setoran Jaminan
210
224
238
255
253
14.064
14.121
14.215
14.278
14.298
a. Modal Disetor
7.686
7.729
7.728
7.746
7.719
b. Cadangan
189
62
62
76
133
4.836
5.249
6.169
6.901
7.636
1.549
1.500
1.459
1.398
1.767
634
633
633
1.031
1.031
f. Modal Pinjaman
1)
2)
Des
Jan
Feb
Mar
175.839
175.702
174.668
1.034
137
137
34.116
1.410
10.697
21.368
640
44.938
22.898
318
14.518
7.205
14.139
8.130
4.640
1.368
574
3.181
175.012
174.872
173.816
1.056
140
140
27.907
2.374
4.715
20.092
726
59.032
21.904
5.252
28.926
2.950
13.995
7.533
4.987
1.475
575
3.209
178.013
177.881
176.829
1.052
132
132
30.537
1.644
6.251
22.131
511
69.088
21.078
3.748
39.738
4.525
14.509
6.107
6.800
1.603
575
3.152
182.422
182.268
181.102
1.166
154
154
42.700
1.761
10.205
30.187
546
82.709
23.667
1.830
52.555
4.657
16.758
7.844
7.284
1.630
573
3.159
3.112
17
51
15.139
3.151
15
44
0
12.276
3.169
14
(31)
0
10.955
235.265
234.097
88.033
67.329
78.734
1.169
362
20
787
9
13.337
7.289
2.465
2.465
79
247.621
245.868
96.327
61.416
88.125
1.753
973
17
763
9
7.096
8.007
1.936
1.936
115
263.103
261.997
104.244
57.268
100.485
1.106
285
17
804
8
6.164
8.058
1.937
1.937
125
294.986
293.985
126.641
56.106
111.238
1.001
215
19
767
8
6.828
8.018
1.894
1.894
157
394
307
258
14.528
7.773
255
7.954
2.190
1.112
14.857
7.786
8.968
887
1.902
1.112
15.077
7.822
9.017
1.583
1.900
1.113
Apr
186.939
186.736
185.583
1.154
203
203
41.505
4.144
6.943
29.863
556
81.913
28.335
2.101
47.822
3.655
17.678
8.099
160
7.975
1.444
578
3.331
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
192.413
192.197
190.961
1.236
216
216
48.087
1.769
11.366
34.383
569
66.037
28.023
12.878
21.737
3.398
20.545
9.309
9.844
1.392
579
3.408
198.908
198.634
197.281
1.353
274
274
52.518
1.816
17.162
33.029
511
62.002
29.339
5.521
24.929
2.213
22.609
10.120
10.852
1.637
579
3.506
202.847
202.561
201.196
1.365
286
286
43.958
1.803
13.351
28.266
538
66.003
29.037
18.474
13.888
4.605
20.588
9.208
9.629
1.751
680
3.654
205.239
204.939
203.595
1.344
299
299
40.512
1.222
11.617
27.137
536
51.667
26.557
5.250
18.882
978
23.050
9.963
11.361
1.726
680
3.670
209.043
208.726
207.422
1.304
316
316
54.497
1.577
19.222
33.143
556
63.943
28.385
15.729
17.067
2.761
22.492
8.518
12.128
1.845
688
3.796
213.376
213.024
211.734
1.291
352
352
44.473
1.855
13.585
28.511
521
65.038
30.795
17.263
13.736
3.243
21.763
7.648
12.136
1.979
688
3.997
217.071
216.726
215.416
1.311
345
345
42.809
1.578
12.138
28.540
553
65.875
28.213
16.514
18.349
2.799
21.777
8.342
11.156
2.279
688
4.048
219.207
218.851
217.563
1.287
357
357
40.194
1.809
15.142
22.894
349
48.455
27.642
9.368
10.033
1.413
18.640
6.618
49
9.590
2.383
688
3.653
3.520
13
(125)
2
12.610
3.491
13
2
13.409
3.656
14
(16)
1
12.017
3.677
13
(20)
0
15.351
3.801
14
(19)
10
25.789
4.000
14
(17)
0
22.813
4.061
12
(25)
0
18.792
3.667
8
(22)
17.366
303.670
302.381
124.625
60.071
117.685
1.290
229
18
1.043
8
5.605
8.019
1.882
1.882
159
300.782
299.483
119.931
59.771
119.781
1.299
243
19
1.036
8
6.374
8.020
1.879
1.879
2
160
310.028
309.026
128.356
60.967
119.703
1.002
248
20
735
7
6.268
8.069
1.833
1.833
154
307.036
306.131
121.124
64.088
120.919
906
189
19
697
6
5.713
7.687
1.824
1.824
0
101
297.228
296.268
114.856
63.027
118.384
960
210
23
727
6
5.456
7.938
1.821
1.821
0
107
328.861
327.989
145.488
62.452
120.048
872
202
29
641
6
11.760
7.643
1.810
1.810
10
193
321.401
320.328
127.729
66.712
125.887
1.073
233
28
813
6
9.946
8.169
1.809
1.809
0
262
317.976
317.010
128.634
66.912
121.464
967
210
29
728
6
10.320
7.890
1.806
1.806
0
257
278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
2.101
241
237
241
233
234
15.946
8.448
5.878
2.321
1.734
1.103
15.994
8.622
4.483
3.042
1.812
1.103
17.564
7.891
2.704
3.769
1.670
1.103
18.037
8.238
1.109
4.557
1.370
1.328
18.785
8.396
468
5.338
1.996
1.328
3.148
14
(3)
11.927
3.448
13
(130)
0
15.014
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
18.839
18.943
19.510
19.529
19.920
a. Paid In Capital
8.432
8.477
8.491
8.498
8.356
b. Reserves
401
319
319
348
344
6.027
6.881
7.631
8.489
8.946
2.027
2.076
1.999
2.355
2.729
1.328
1.328
1.328
1.328
1.328
f. Loan Capital
1)
2)
245
247
255
262
479
13

Tabel 1.6 Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
110
7.060
f. Other Claims
40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
2.073
58.520
23.634
34.886
7.137
803
4.569
1.765
16.566
3.686
11.830
296
755
3.262
75.849
33.360
42.489
14.821
3.727
7.212
109
3.773
15.687
2.724
10.384
1.542
1.037
3.726
80.977
43.962
37.015
16.828
5.348
9.495
114
1.871
23.781
3.538
17.909
2.110
224
5.907
99.020
50.311
48.709
12.144
2.748
5.679
202
3.515
24.116
5.840
9.585
6.994
1.697
5.792
94.606
49.664
44.943
16.346
4.475
7.470
198
4.204
22.481
7.877
7.228
6.147
1.229
5.567
96.821
50.348
46.473
14.406
3.497
6.629
195
4.085
26.438
8.501
8.123
8.028
1.786
4.287
97.360
50.553
46.806
13.503
4.072
4.767
192
4.472
23.810
7.902
7.648
6.531
1.729
4.667
100.362
52.020
48.342
12.526
3.073
4.795
191
4.467
25.630
8.769
5.824
8.572
2.465
5.498
103.579
52.835
50.744
11.945
3.171
4.999
192
3.583
26.669
10.425
5.569
8.692
1.983
5.164
104.378
52.238
52.140
10.034
2.497
3.197
289
4.051
29.666
10.462
5.773
11.721
1.710
3.679
109.307
54.653
54.654
11.526
3.138
4.542
291
3.554
25.325
10.893
5.170
7.999
1.263
4.272
111.733
55.546
56.188
11.664
3.012
4.655
301
3.697
25.354
11.237
5.521
7.433
1.163
6.884
115.938
56.300
59.639
12.434
3.463
5.250
303
3.418
27.942
10.918
6.455
9.337
1.232
4.344
120.398
57.193
63.205
11.880
3.654
4.077
311
3.838
27.392
11.417
6.904
8.043
1.028
7.090
120.389
57.276
63.113
15.172
6.202
4.461
436
4.074
29.434
12.529
7.213
8.364
1.328
5.080
122.976
58.822
64.155
13.289
4.766
4.077
188
4.258
33.263
12.051
6.982
12.334
1.897
5.081
124.746
60.295
64.451
16.277
4.444
6.595
407
4.831
31.087
12.975
6.041
9.654
2.417
6.381
36
2.328
37
2.523
40
4.727
73
4.117
109
4.816
109
4.497
111
5.033
111
5.156
111
5.403
111
6.140
111
6.527
111
6.956
111
6.224
111
6.641
112
6.933
112
6.783
112
6.700
35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175
54.934
26.779
4.112
21.197
1.471
28.154
9.155
18.999
17.644
588
134
76.902
37.691
4.976
29.691
3.023
39.211
13.896
25.315
0
0
18.292
99
2.411
91
94.761
54.321
7.136
43.203
3.983
40.440
14.336
22.668
3.436
0
16.119
99
835
143
98.161
54.292
7.984
40.151
6.156
43.869
14.295
21.223
8.351
0
24.873
248
628
102
96.183
51.438
8.228
37.065
6.145
44.745
14.880
21.568
8.297
0
22.500
248
0
0
747
112
97.746
52.440
8.583
37.848
6.009
45.306
14.492
22.440
8.374
0
24.071
248
0
0
761
132
95.698
52.396
7.868
38.299
6.230
43.301
14.041
20.802
8.458
0
22.969
148
0
0
736
99
98.794
55.296
8.380
40.331
6.586
43.498
14.639
20.653
8.206
0
25.357
148
0
0
698
81
100.610
56.622
8.498
41.242
6.881
43.988
15.151
19.999
8.838
0
26.427
148
0
0
631
89
98.768
55.906
8.401
39.784
7.720
42.863
12.799
21.153
8.911
0
28.744
148
0
0
718
54
99.384
55.234
8.278
39.945
7.012
44.150
13.235
21.654
9.262
0
30.739
148
0
0
585
65
100.932
56.312
9.172
39.721
7.418
44.620
13.785
21.659
9.177
9
33.438
148
0
0
829
68
104.593
58.180
9.195
41.339
7.646
46.412
14.964
22.201
9.247
5
34.921
148
0
0
600
97
108.890
61.665
11.090
42.620
7.955
47.226
15.657
21.558
10.010
1
35.756
149
0
0
942
114
110.865
61.217
9.404
43.504
8.310
49.647
15.797
23.749
10.101
7
37.608
149
0
0
775
56
116.319
64.952
10.355
46.147
8.451
51.366
16.186
24.870
10.310
269
35.731
149
0
0
630
37
118.505
65.702
11.580
45.628
8.494
52.802
16.360
26.846
9.596
47
37.811
149
0
0
536
40
8.002
592
1.561
1.786
(400)
456
9.434
646
1.656
3.579
(343)
329
10.673
927
2.026
4.920
(487)
382
11.650
1.160
2.129
6.900
(369)
329
11.324
1.314
2.063
7.468
(348)
1.948
10.749
1.304
364
9.076
(378)
3.727
12.121
1.281
604
9.095
233
2.190
12.121
1.294
800
9.020
268
1.740
12.121
1.324
920
9.052
270
1.740
11.316
1.442
1.120
9.573
285
2.875
11.316
1.445
1.167
9.580
293
2.875
11.551
1.445
1.378
9.578
288
2.640
11.551
1.444
1.696
9.571
279
2.640
13.151
1.445
2.051
9.580
289
1.040
13.151
1.444
2.219
9.580
280
1.489
13.151
1.445
2.434
9.774
286
1.489
13.600
1.447
348
12.251
322
1.040
13.600
1.446
580
12.243
302
1.040
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
14

Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Peyaluran Dana
104.387
109.315
111.739
115.946
120.405
120.394
104.378
109.307
111.733
115.938
120.398
120.389
52.238
54.653
55.546
56.300
57.193
57.276
Rupiah
52.140
54.654
56.188
59.639
63.205
63.113
Valas
9
8
6
8
7
5
- Kepada Bank Lain
9
8
6
8
7
5
Rupiah
Valas
5.996
7.988
7.990
9.028
8.050
11.115
2.497
3.138
3.012
3.463
3.654
6.202
- Giro
3.197
4.542
4.655
5.250
4.077
4.461
289
291
301
303
311
436
13
16
23
12
8
17
- Lainnya
23.615
19.878
19.419
20.962
20.103
21.493
10.462
10.893
11.237
10.918
11.417
12.529
- Giro
5.759
4.820
5.047
3.581
3.339
2.862
5.962
3.180
2.386
5.756
4.704
5.501
- Fasbi
1.431
985
749
707
643
600
- Lainnya
13.343
12.659
16.178
14.275
17.937
16.177
d. Surat Berharga
5.773
5.170
5.521
6.455
6.904
7.213
130
3
1.028
2
1.282
75
5.528
5.481
7.599
5.898
7.601
6.526
- Obligasi
1.913
2.005
2.030
1.920
2.150
2.363
- Lainnya
111
111
111
111
112
112
e. Penyertaan
2.479
2.494
2.537
2.582
2.649
2.489
2.315
2.341
2.390
2.440
2.490
2.332
6
6
7
6
5
5
- Surat Berharga
159
148
140
136
154
151
- Lainnya
1.495
1.543
1.357
1.168
1.234
1.125
6.255
6.461
6.208
6.681
7.012
7.206
h. Tagihan Lainnya
Sumber Dana
98.768
99.384
100.932
104.593
108.890
110.865
55.906
55.234
56.312
58.180
61.665
61.217
Rupiah
8.401
8.278
9.172
9.195
11.090
9.404
Giro
7.720
7.012
7.418
7.646
7.955
8.310
Tabungan
39.784
39.945
39.721
41.339
42.620
43.504
Simpanan Berjangka
42.863
44.150
44.620
46.412
47.226
49.647
Valas
12.799
13.235
13.785
14.964
15.657
15.797
Giro
8.911
9.262
9.177
9.247
10.010
10.101
Tabungan
21.153
21.654
21.659
22.201
21.558
23.749
Simpanan Berjangka
0
0
0
0
0
0
9.073
8.747
9.046
9.131
8.428
8.673
297
297
297
297
795
795
12.418
14.422
16.874
17.972
18.365
20.229
599
599
400
399
399
700
Rupiah
11.819
13.823
16.474
17.573
17.966
19.529
Valas
1.356
1.392
1.298
954
1.172
977
4.735
4.982
4.808
5.175
5.808
5.733
h. Setoran Jaminan
54
65
68
97
114
56
11.316
11.551
11.551
13.151
13.151
13.151
a. Modal Disetor
1.445
1.445
1.444
1.445
1.444
1.445
b. Cadangan
9.580
9.578
9.571
9.580
9.580
9.774
1.167
1.378
1.696
2.051
2.219
2.434
3.168
2.928
2.919
1.329
1.769
1.775
1.338
1.344
1.736
1.748
1.788
1.779
f. Modal Pinjaman
1)
2)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
122.982
122.976
58.822
64.155
6
6
9.039
4.766
4.077
188
8
24.947
12.051
1.861
10.474
562
16.055
6.982
130
6.502
2.442
112
2.353
124.748
124.746
60.295
64.451
2
2
11.450
4.444
6.595
407
4
23.138
12.975
1.328
8.325
509
16.996
6.041
589
7.228
3.139
110
2.359
128.464
128.457
61.635
66.821
8
8
10.527
3.845
6.218
412
52
24.339
13.433
929
9.559
418
18.480
7.004
958
7.301
3.217
81
2.359
131.755
131.747
63.898
67.848
9
9
13.048
5.863
6.933
248
3
21.416
12.686
1.051
7.264
415
17.767
7.359
97
7.114
3.197
81
2.328
136.400
136.393
65.825
70.568
7
7
11.517
4.629
6.462
422
4
20.989
13.491
2.401
4.612
484
19.021
7.686
375
7.875
3.085
81
2.321
140.788
140.784
69.703
71.081
5
5
8.733
4.630
3.673
364
66
18.210
13.746
1.735
2.309
420
19.253
6.882
785
8.484
3.102
81
2.366
143.784
143.778
72.653
71.125
6
6
11.263
5.080
5.919
255
8
17.850
13.415
1.944
2.171
320
17.822
6.074
72
8.250
3.427
81
2.366
147.631
147.628
75.820
71.809
3
3
10.893
5.729
4.894
257
13
19.152
13.783
1.960
3.035
373
17.721
5.547
337
8.476
3.361
81
2.470
147.377
147.374
75.641
71.733
3
3
12.382
6.222
5.849
308
3
20.647
13.964
2.810
3.493
381
16.020
4.200
207
8.141
3.472
81
2.571
148.734
148.729
76.527
72.202
4
4
11.823
5.147
6.411
259
5
20.980
13.798
3.242
3.326
614
17.120
4.633
340
8.940
3.207
81
2.564
148.273
148.269
76.724
71.545
4
4
13.247
5.491
7.489
259
7
23.477
14.432
4.353
4.074
619
15.558
4.828
128
7.380
3.223
81
2.593
153.299
153.295
77.872
75.424
4
4
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
2.238
2
113
1.182
7.611
2.226
4
129
1.081
8.515
2.215
3
141
1.018
8.328
2.187
3
138
1.028
8.637
2.179
3
139
1.557
9.301
2.234
3
129
1.506
8.084
2.236
3
126
1.494
8.149
2.358
5
107
1.521
6.784
2.452
2
117
1.558
7.364
2.443
2
119
1.516
7.011
2.449
4
139
1.428
7.868
2.421
3
146
1.516
8.077
116.319
64.952
10.355
8.451
46.147
51.366
16.186
10.310
24.870
252
7.221
795
19.757
400
19.357
910
5.643
118.505
65.702
11.580
8.494
45.628
52.802
16.360
9.596
26.846
45
9.350
795
19.343
650
18.693
915
5.953
121.530
68.101
10.447
8.704
48.950
53.429
15.221
10.223
27.985
345
10.355
795
20.176
551
19.624
813
6.104
126.129
69.330
11.317
8.926
49.087
56.799
16.125
10.350
30.324
404
8.447
795
20.018
351
19.666
811
5.838
129.341
69.078
11.673
8.153
49.252
60.263
19.142
10.660
30.460
63
9.163
795
20.906
351
20.555
1.385
6.400
123.685
63.993
11.357
8.110
44.525
59.692
20.608
10.736
28.349
159
12.727
796
20.425
551
19.874
1.144
5.873
125.177
65.659
11.915
8.503
45.241
59.518
20.633
10.750
28.135
49
12.300
1.095
22.620
551
22.069
1.099
6.287
129.582
67.095
11.817
8.580
46.697
62.488
21.391
11.071
30.026
173
12.114
1.095
22.408
451
21.957
1.160
5.285
131.384
67.204
11.476
8.814
46.914
64.180
20.248
10.294
33.638
0
9.175
1.095
24.215
351
23.864
1.157
5.620
131.865
68.013
10.862
8.459
48.692
63.853
19.783
10.523
33.546
49
11.634
1.096
22.999
351
22.648
1.118
5.330
134.510
69.684
10.751
8.844
50.089
64.827
20.581
10.825
33.420
623
9.643
1.096
23.115
352
22.763
1.045
5.474
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
37
40
74
44
56
44
79
13.600
1.447
12.251
348
1.362
1.764
13.600
1.446
12.243
580
1.342
1.770
13.600
1.453
12.162
774
1.334
1.795
13.600
1.453
12.138
1.096
1.332
1.804
14.640
1.451
12.046
1.477
264
1.833
14.640
1.685
11.723
1.770
265
1.832
14.640
1.687
11.657
2.064
266
1.842
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
14.640
14.640
14.640
14.814
14.814
a. Paid In Capital
1.683
1.684
1.698
1.713
1.714
b. Reserves
11.657
11.657
11.642
11.741
11.736
2.281
2.458
2.752
3.167
3.448
246
262
268
324
333
1.859
1.866
1.873
1.859
1.867
f. Loan Capital
1)
2)
185
32
39
87
99
15

Tabel 1.7 Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
f. Modal pinjaman
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
18
10.139
f. Other Claims
73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
8.367
83.856
39.171
44.685
37.246
1.280
17.040
5
18.921
31.195
7.808
21.163
1.904
320
8.633
113.372
49.420
63.952
59.163
1.465
25.350
32.348
20.437
4.735
13.885
1.817
0
8.709
100.011
49.846
50.165
61.885
2.524
34.882
24.479
22.505
4.550
16.332
1.064
559
10.350
113.004
50.348
62.656
43.223
1.923
19.328
21.972
42.290
7.920
26.011
7.914
445
7.002
117.054
51.307
65.747
43.457
2.215
18.589
176
22.477
42.984
10.219
17.507
13.315
1.942
9.494
118.427
51.114
67.313
42.197
1.940
17.703
174
22.380
48.997
11.427
19.770
14.103
3.697
9.393
118.757
50.142
68.616
39.390
2.536
16.171
171
20.511
49.663
11.630
18.995
15.356
3.682
8.010
121.557
51.342
70.215
38.841
3.615
15.315
171
19.741
56.656
12.601
17.899
22.342
3.814
9.193
120.327
48.631
71.695
35.601
2.185
13.617
173
19.627
66.192
15.829
20.862
23.000
6.501
8.457
125.194
51.359
73.835
33.858
2.014
10.097
170
21.577
61.833
14.199
20.504
18.933
8.197
7.977
130.156
53.804
76.352
33.385
2.992
8.146
171
22.077
58.564
16.145
19.046
14.331
9.042
12.210
132.098
52.612
79.485
36.156
2.063
13.830
176
20.087
61.227
15.602
21.700
3.299
20.626
21.589
132.622
52.152
80.470
35.630
2.133
12.261
177
21.059
60.584
15.318
23.339
5.750
16.176
17.451
135.755
51.958
83.796
40.281
2.613
15.546
182
21.940
58.428
16.035
26.482
3.875
12.036
18.346
136.486
52.277
84.209
39.544
3.371
13.494
181
22.497
59.150
16.750
24.682
2.938
14.780
16.781
138.261
52.386
85.874
39.562
2.994
12.838
180
23.550
62.674
16.445
19.864
23.273
3.092
15.945
141.249
55.519
85.730
39.344
2.564
14.099
180
22.500
63.315
17.003
21.455
18.231
6.626
18.989
23
4.462
12
4.837
29
14.157
13
6.987
19
7.605
20
7.781
20
8.601
19
10.668
19
10.566
19
11.430
19
10.452
19
10.633
19
10.177
19
9.721
19
9.408
18
9.402
18
9.935
92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440
113.182
55.743
20.655
31.398
3.690
57.438
25.353
28.045
4.040
21.357
3.350
809
128.377
60.349
17.290
38.405
4.654
68.028
32.064
26.547
9.417
648
28.764
10.374
947
117.594
57.731
19.242
32.267
6.222
59.864
32.612
16.270
10.982
731
19.890
2.759
851
124.376
65.722
24.689
34.265
6.768
58.653
34.197
12.187
12.270
2
24.332
939
752
127.249
64.275
24.624
33.119
6.531
62.975
37.554
13.263
12.157
52
26.703
958
494
129.612
69.074
25.051
37.294
6.728
60.538
35.419
13.180
11.939
80
26.421
911
524
126.831
65.408
24.098
34.201
7.109
61.423
36.667
12.801
11.955
110
25.829
1.064
520
137.207
77.415
33.395
37.151
6.869
59.791
34.334
13.946
11.511
123
24.008
850
493
134.288
75.020
34.448
33.786
6.786
59.268
34.928
12.873
11.466
124
25.330
882
551
131.771
69.718
26.775
35.615
7.329
62.052
36.562
14.022
11.468
392
23.804
1.023
535
130.140
70.276
25.605
37.803
6.868
59.864
33.395
14.827
11.641
447
27.771
1.155
499
136.290
73.035
28.796
37.216
7.023
63.255
34.618
17.107
11.530
30
35.446
2.130
546
137.303
71.546
27.653
36.674
7.218
65.758
38.020
16.141
11.596
54
30.851
1.423
499
145.804
74.847
29.468
38.396
6.983
70.956
41.015
18.264
11.677
88
28.756
2.411
488
141.473
73.399
27.683
38.522
7.195
68.074
39.498
17.050
11.526
60
29.766
1.758
498
149.642
77.624
31.940
37.855
7.829
72.018
41.812
18.362
11.843
59
22.334
1.509
460
150.454
79.819
34.142
36.683
8.994
70.635
41.754
16.998
11.883
30
27.795
1.300
482
3.376
3.000
3.757
1.210
-
3.376
2.998
3.614
970
-
4.080
4.257
6.616
(352)
-
3.830
3.983
8.814
144
-
3.830
3.907
10.670
108
-
3.830
681
14.532
32
-
3.830
1.378
14.048
47
-
3.830
1.604
13.814
84
-
3.830
1.819
13.450
51
-
3.830
2.074
13.497
62
-
3.830
2.327
12.758
94
-
3.830
2.944
12.704
68
-
3.830
3.811
12.704
52
-
3.830
4.413
12.289
113
-
3.830
4.646
12.289
118
-
3.830
5.289
12.503
173
-
3.830
986
17.699
285
-
3.830
1.657
17.766
199
-
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. paid in Capital
b. Reserves
f. Loan Capital
1)
see explanation page iv
16

Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Peyaluran Dana
129.071
134.873
136.359
137.730
140.996
141.882
125.194
130.156
132.098
132.622
135.755
136.486
51.359
53.804
52.612
52.152
51.958
52.277
Rupiah
73.835
76.352
79.485
80.470
83.796
84.209
Valas
3.877
4.717
4.261
5.108
5.241
5.396
- Kepada Bank Lain
134
531
531
531
530
529
Rupiah
3.743
4.186
3.730
4.577
4.711
4.867
Valas
12.290
11.317
16.077
14.579
18.345
17.048
2.014
2.992
2.063
2.133
2.613
3.371
- Giro
10.097
8.146
13.830
12.261
15.546
13.494
170
171
176
177
182
181
9
9
8
9
4
1
- Lainnya
37.002
35.157
33.000
33.558
31.748
31.595
14.199
16.145
15.602
15.318
16.035
16.750
- Giro
407
237
223
179
45
299
18.527
14.094
3.077
5.571
3.830
2.639
- Fasbi
3.870
4.681
14.099
12.489
11.838
11.908
- Lainnya
38.004
41.240
52.835
50.440
57.349
53.009
d. Surat Berharga
20.504
19.046
21.700
23.339
26.482
24.682
20
31
949
221
352
630
7.058
12.175
21.410
18.341
21.233
18.962
- Obligasi
10.424
9.987
8.776
8.538
9.281
8.734
- Lainnya
19
19
19
19
19
18
e. Penyertaan
4.452
4.561
4.672
4.481
4.428
3.910
3.600
3.711
3.810
3.818
3.761
3.247
8
10
11
9
10
11
- Surat Berharga
844
841
850
654
656
652
- Lainnya
8.150
7.888
5.873
5.729
5.459
4.926
13.079
14.365
16.838
14.148
10.075
13.434
h. Tagihan Lainnya
Sumber Dana
131.771
130.140
136.290
137.303
145.804
141.473
69.718
70.276
73.035
71.546
74.847
73.399
Rupiah
26.775
25.605
28.796
27.653
29.468
27.683
Giro
7.329
6.868
7.023
7.218
6.983
7.195
Tabungan
35.615
37.803
37.216
36.674
38.396
38.522
Simpanan Berjangka
62.052
59.864
63.255
65.758
70.956
68.074
Valas
36.562
33.395
34.618
38.020
41.015
39.498
Giro
11.468
11.641
11.530
11.596
11.677
11.526
Tabungan
14.022
14.827
17.107
16.141
18.264
17.050
Simpanan Berjangka
392
447
86
49
15.467
19.699
25.393
20.637
19.339
20.499
2.000
2.000
2.000
2.000
2.000
2.061
Rupiah
Valas
3.717
3.702
5.439
4.247
5.767
4.686
3.328
3.091
4.212
5.000
3.626
3.938
h. Setoran Jaminan
535
499
546
499
488
498
3.830
3.830
3.830
3.830
3.830
3.830
a. Modal Disetor
b. Cadangan
12.758
12.704
12.704
12.289
12.289
12.503
2.327
2.944
3.811
4.413
4.646
5.289
94
68
52
113
118
173
f. Modal Pinjaman
1)
2)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
143.696
138.261
52.386
85.874
5.435
528
4.907
16.015
2.994
12.838
180
3
40.365
16.445
12.337
10.935
647
47.846
19.864
209
18.707
9.067
18
3.792
145.673
141.249
55.519
85.730
4.424
527
3.897
16.861
2.564
14.099
180
18
37.343
17.003
12.203
6.027
2.109
51.525
21.455
1.119
18.572
10.379
18
3.819
147.613
141.860
53.515
88.345
5.754
526
5.227
14.892
2.452
12.240
183
18
37.510
17.553
9.423
9.519
1.015
49.822
20.885
767
17.125
11.045
18
3.878
150.305
144.162
55.490
88.672
6.143
525
5.618
17.247
2.461
14.583
184
18
33.297
16.675
8.878
6.587
1.156
49.966
17.887
1.999
17.916
12.164
18
4.021
160.130
153.764
58.370
95.394
6.366
524
5.841
18.269
1.914
16.087
188
81
32.054
16.703
8.363
6.512
476
50.773
19.153
1.144
18.900
11.576
18
4.217
160.667
154.916
57.722
97.194
5.751
523
5.227
20.603
3.239
17.095
188
81
28.560
16.604
8.239
3.192
526
48.805
15.238
1.160
20.264
12.144
12
3.800
165.750
160.064
59.863
100.201
5.686
523
5.164
22.598
3.461
18.867
189
81
27.381
16.404
7.832
2.559
587
56.262
13.307
2.481
27.212
13.262
12
3.930
168.857
163.569
63.465
100.104
5.288
122
5.167
21.446
3.395
17.778
191
83
31.021
17.154
7.960
5.045
862
46.904
9.798
1.896
22.251
12.959
12
3.841
172.835
167.774
64.616
103.158
5.061
209
4.852
20.226
4.119
15.833
191
82
31.721
16.653
10.577
3.756
734
39.054
6.974
1.408
19.769
10.902
12
3.745
173.463
169.344
64.579
104.765
4.119
208
3.911
26.128
3.338
22.515
192
82
28.819
16.685
9.726
2.142
266
40.612
7.689
1.141
21.365
10.417
12
3.603
177.715
173.255
65.662
107.593
4.460
207
4.253
17.833
4.306
13.253
192
82
37.429
17.777
10.765
8.385
501
40.600
7.964
439
19.777
12.420
12
3.588
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
3.129
11
652
5.862
12.961
3.163
11
645
5.252
15.952
3.211
10
656
4.559
15.311
3.343
11
667
4.236
15.886
3.540
11
666
5.651
16.279
3.212
11
577
4.743
14.415
3.341
11
578
4.494
12.720
3.273
11
557
4.254
11.130
3.181
11
553
4.099
12.645
3.044
11
547
3.987
11.234
3.033
12
543
4.352
12.703
2.766
2
532
4.941
12.452
149.642
77.624
31.940
7.829
37.855
72.018
41.812
11.843
18.362
12.766
2.061
4.408
4.160
150.454
79.819
34.142
8.994
36.683
70.635
41.754
11.883
16.998
18.050
2.061
3.823
4.720
151.505
80.256
31.857
9.587
38.811
71.249
42.052
12.086
17.112
13.141
1.755
3.767
5.460
147.830
79.380
33.568
9.753
36.059
68.450
40.496
11.954
16.000
18.587
1.755
3.716
4.851
155.017
84.844
34.646
9.495
40.703
70.173
44.440
11.577
14.156
168
17.596
1.755
7.628
5.076
147.593
76.490
33.401
8.679
34.410
71.103
42.293
11.785
17.025
21.378
1.755
5.533
4.973
153.088
77.228
32.700
9.005
35.523
75.860
43.813
13.865
18.183
0
27.108
1.755
5.144
5.879
153.673
77.126
31.396
8.543
37.187
76.546
44.061
14.068
18.417
20.605
1.755
5.542
4.980
152.261
75.388
30.844
9.135
35.409
76.873
43.916
13.556
19.402
18.528
5.391
5.147
157.456
78.336
31.554
7.875
38.908
79.120
44.600
13.895
20.625
3
15.342
5.070
4.763
155.666
79.752
34.508
7.891
37.353
75.914
44.002
12.815
19.097
19.496
4.621
4.980
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
5.373
4.463
460
482
709
564
577
456
420
3.830
17.699
986
285
-
3.830
17.766
1.657
199
-
3.830
17.444
2.031
107
-
4.289
17.029
2.145
73
-
4.289
16.978
2.359
1
-
4.289
16.947
3.092
41
-
4.289
16.473
3.085
58
-
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
4.289
4.289
4.289
4.289
4.289
a. Paid In Capital
b. Reserves
16.473
16.003
16.003
16.003
14.770
3.400
3.946
4.373
4.743
5.137
0
33
48
72
56
f. Loan Capital
1)
2)
433
551
551
495
511
17
Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012
Tabel 1.8 Laporan Laba / Rugi Bank Umum
(Commercial Banks Income Statements)

Indikator
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Dari
bank-bank lain
Surat berharga
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya
B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
Indonesia
b. Kepada
bank-bank lain
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)
r)
Ket : Revisi
2011
2012
2006
2007
2008
2009
2010
212.499
174.463
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
2.576
667
477
159
31
4.545
11.755
15.730
219.653
176.036
170.714
17.874
8.567
144.272
29.685
113.813
774
5.323
987
2.438
1.898
1.592
258
48
2.670
13.142
20.145
262.061
201.775
198.874
16.129
9.005
173.739
29.567
142.927
1.245
2.901
766
1.421
714
340
264
110
2.090
26.748
24.911
298.180
233.750
231.797
18.117
7.477
206.203
29.372
175.504
1.328
1.953
679
605
669
396
185
88
2.761
24.390
27.852
350.873
251.562
250.478
16.980
5.700
227.798
22.110
203.844
1.844
1.083
28
630
425
239
174
12
8.482
48.300
31.906
32.288
24.062
23.977
2.045
679
21.253
1.640
19.437
177
85
4
44
38
15
22
0
577
3.968
2.565
68.865
45.624
45.454
3.865
1.236
40.354
3.426
36.609
318
170
7
86
76
40
35
1
7.736
7.207
5.054
94.909
71.138
70.912
5.763
1.867
63.282
5.059
57.726
497
225
10
132
83
38
45
0
2.828
8.754
8.007
125.882
94.100
93.804
7.600
2.541
83.663
6.732
76.224
707
296
12
176
108
47
61
0
3.802
11.529
10.809
155.305
117.210
116.845
9.582
3.250
104.014
8.345
94.854
815
365
17
212
135
57
78
0
4.608
13.740
13.452
186.451
141.635
141.195
11.541
4.016
125.639
10.036
114.655
947
440
17
255
168
76
92
0
5.643
14.853
16.564
219.415
167.632
167.118
13.545
5.143
148.430
11.378
135.900
1.152
514
17
292
205
92
113
0
7.024
16.652
18.590
252.429
193.371
192.809
15.547
5.587
171.675
12.843
157.416
1.416
562
17
332
212
85
127
0
8.129
18.962
21.525
6.051
7.659
6.537
9.427
10.623
1.115
3.244
4.183
5.642
6.295
7.755
9.517
184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
875
539
26
122
8
102
68
214
5
9.745
184.617
79.627
76.126
456
4.964
70.706
8.392
45.905
12.536
551
2.735
587
3.495
1.413
1.304
778
43
70
7
408
31
220
6
10.966
232.170
88.813
85.155
453
5.341
79.361
9.225
51.975
14.089
587
2.299
1.185
3.597
1.394
1.411
792
31
166
8
476
66
44
61
20.146
258.311
104.496
101.776
535
3.924
97.316
9.754
68.845
15.254
689
1.884
890
2.700
1.174
1.062
464
15
88
18
273
19
52
20
18.234
302.549
101.777
99.957
702
4.528
94.727
9.266
59.734
16.648
5.196
2.814
1.070
1.098
354
514
229
17
88
9
83
5
26
722
44.614
37.948
10.878
9.507
51
437
9.019
917
5.605
1.608
440
371
78
95
27
37
31
3
7
1
5
2
13
1.276
3.636
59.357
19.548
17.987
103
833
17.051
1.620
10.696
3.066
881
641
147
186
52
79
55
5
12
2
10
4
22
1.375
6.835
80.768
29.229
27.438
153
1.282
26.004
2.461
16.396
4.692
1.394
800
261
266
77
106
82
8
18
3
16
6
31
1.525
7.944
106.466
38.491
36.696
202
1.683
34.811
3.226
22.038
6.275
1.865
1.065
341
340
98
134
107
11
25
4
21
7
39
1.454
10.532
131.315
48.316
46.489
254
2.129
44.106
4.034
27.973
7.927
2.356
1.371
445
428
126
168
135
14
32
5
27
10
48
1.399
12.485
160.370
58.042
56.320
314
2.564
53.443
4.910
33.748
9.605
2.959
1.673
548
515
154
202
158
17
38
6
31
12
54
1.207
13.420
989
1.268
1.791
1.834
3.479
198
403
644
797
1.011
29.596
53.122
29.285
63.472
44.925
76.496
50.860
82.886
57.268
95.410
14.505
8.730
9.058
23.513
16.781
26.169
20.548
36.098
27.719
77.669
64.832
12.837
40.555
28.334
35.035
72.003
57.180
14.823
49.859
35.015
29.891
83.797
65.531
18.267
48.158
30.606
39.869
104.504
82.589
21.915
61.784
45.215
48.325
100.948
73.218
27.730
76.140
57.309
(5.660)
21.632
8.631
13.001
7.338
5.658
9.508
24.100
19.480
4.619
14.118
11.037
14.142
37.523
28.828
8.696
22.887
18.319
19.416
57.546
47.062
10.485
30.050
23.944
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
287.634
219.912
219.277
17.370
6.194
195.713
14.291
179.808
1.614
635
21
371
243
94
149
0
9.504
22.542
24.267
322.288
245.964
245.183
19.226
7.155
218.802
15.770
201.381
1.651
781
23
417
342
99
229
14
11.048
25.114
27.084
357.094
270.999
270.154
20.964
7.485
241.706
17.231
222.623
1.852
845
25
448
373
115
258
0
12.137
29.628
29.864
390.779
298.261
297.323
24.021
7.052
266.250
18.712
245.548
1.989
938
21
484
433
141
292
0
12.612
30.118
32.379
10.442
11.409
13.077
14.465
191.935
68.818
67.066
363
2.928
63.775
5.839
39.841
11.246
4.237
1.980
633
604
182
239
182
21
43
7
35
15
63
1.148
17.819
225.530
78.967
77.219
410
3.282
73.527
6.714
46.018
12.941
4.629
2.370
855
633
211
280
142
24
54
8
38
17
0
1.114
17.095
250.863
88.717
86.910
456
3.706
82.748
7.608
52.103
14.584
4.740
2.747
967
725
244
323
158
28
62
9
41
18
0
1.082
20.102
278.876
98.971
97.100
502
4.157
92.441
8.494
58.442
16.223
5.163
3.066
1.053
826
281
372
174
31
67
11
45
19
0
1.044
21.819
1.536
2.230
2.583
2.835
24.249
45.253
31.755
55.617
38.142
64.925
51.604
75.280
23.990
68.366
55.023
13.343
37.303
29.544
26.081
70.767
50.276
20.491
46.689
37.096
27.480
89.841
63.796
26.045
53.614
42.397
26.900
96.657
62.361
34.296
61.217
48.240
r)
Jan
Feb
Indicator
17.410
41.154
28.626
28.535
2.017
629
25.889
1.527
24.087
275
91
0
37
54
9
43
2
1.969
6.629
2.660
1.269
73.662 A. Operations Income

51.748
1. Income from interest/profit sharing/margin
51.545
Citizens
3.724
a. From Bank Indonesia
1.180
b. From other banks
46.642
c. From Third Party non Banks
2.848
Securities
43.423
Credit disbursed
371
Others
203
Non-citizens
7
a. Head/Branch Offices outside of Indonesia
90
b. From other banks
105
20
Securities
82
Credit disbursed
3
Others
4.232
2. Increase in the value of securities
10.167
3. Profit from foreign exchange transactions/derivatives
5.224
4. Div
2.292
5. ide
Others
307.383
109.067
107.147
550
4.539
102.058
9.386
64.641
17.858
5.633
3.363
1.178
925
320
418
187
33
73
11
49
21
0
995
26.196
334.322
119.408
117.527
606
4.925
111.996
10.359
70.938
19.575
5.982
3.744
1.398
919
373
344
203
35
79
13
53
22
0
962
26.191
39.105
11.963
10.161
52
399
9.709
1.045
6.377
1.729
103
289
168
127
54
54
19
4
10
1
2
1
0
1.676
5.817
63.273 B. Operations Expenses

21.072
1. Interest/profit sharing charges
19.261
Citizens
102
a. At Bank Indonesia
713
b. At other banks
18.446
c. At third party non-banks
1.972
Demand Deposit
12.195
Time deposits
3.229
Savings Deposit
160
Loans received
583
Securities
306
Others
235
Non-Citizens
100
98
b. At other banks
37
7
Demand Deposit
21
Time deposits
2
Savings Deposit
4
Loans received
2
Securities
0
Others
1.576
Corrections to interest income
8.892
2. Losses on foreign exchange transactions / derivatives
3.209
3.424
3.749
197
626
54.971
84.238
60.096
94.781
63.196
105.500
64.472
120.502
9.737
11.390
12.395
20.289
4. Depreciation/amortizations/write-offs
5. Others
36.771
104.496
68.869
35.627
72.533
56.748
43.411
120.215
82.639
37.577
81.192
63.603
49.711
119.812
80.525
39.287
89.060
69.446
56.457
130.071
89.392
40.679
97.068
75.077
2.049
16.391
8.538
7.853
9.902
7.922
10.389
24.700
15.452
9.248
19.637
15.513
C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised
3. Commissions/provisions
18
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements

Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
b. Penurunan Nilai Wajar dan kerugian
c. Penurunan Nilai Wajar dan kerugian
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.
209.393
8.323
3.590
17.594
136.416
136.003
413
43.469
110.584
349
1.657
56.996
5.859
11.253
39.884
2.445
4.885
43.105
1.147
98.808
234.871
9.565
4.044
19.355
157.380
156.909
471
44.527
121.209
395
1.856
65.760
6.739
12.950
46.071
2.907
5.301
43.876
1.114
113.662
268.080
10.715
4.582
21.713
180.493
179.954
539
50.577
136.899
441
2.146
74.393
7.636
14.593
52.164
3.354
5.510
49.973
1.082
131.181
307.308
11.875
5.067
24.233
202.217
201.610
607
63.916
160.320
487
2.407
83.268
8.525
16.234
58.509
3.744
6.029
63.341
1.044
146.988
329.612
12.876
5.487
26.161
223.530
222.861
669
61.558
167.682
534
2.619
92.001
9.419
17.870
64.713
4.111
6.597
60.825
995
161.930
364.339
15.019
4.882
28.582
246.545
245.807
738
69.312
185.619
591
2.816
101.000
10.395
19.588
71.018
4.561
6.945
68.744
962
178.720
35.763
1.309
398
2.281
25.707
25.627
80
6.068
19.796
49
204
9.165
1.049
1.730
6.386
365
2.342
5.995
1.676
15.967
63.435
2.378
684
4.276
44.664
44.510
154
11.434
34.144
97
346
17.427
1.980
3.231
12.216
735
2.746
11.217
1.576
29.291
92.329
3.407
969
6.282
64.489
64.258
231
17.183
46.689
146
513
25.983
2.869
4.775
18.339
1.116
587
16.781
1.563
45.640
124.665
4.260
1.272
8.341
88.029
87.715
314
22.764
61.506
196
674
34.144
3.774
6.259
24.110
1.822
919
22.228
1.523
63.159
156.634
5.075
1.622
10.410
110.570
110.179
391
28.958
76.579
252
889
42.457
4.745
7.776
29.937
2.242
1.031
28.289
1.418
80.055
189.405
5.757
2.022
12.355
133.603
133.133
471
35.668
91.672
302
1.128
50.453
5.701
9.278
35.474
2.623
1.238
34.818
1.111
104.689
222.219
6.456
2.430
14.493
157.104
156.549
555
41.736
106.838
353
1.401
58.691
6.703
10.807
41.182
3.025
1.447
40.856
1.064
115.381
254.854
7.050
2.836
16.455
180.849
180.208
640
47.664
121.855
410
1.668
66.905
7.661
12.309
46.935
3.436
1.665
46.772
1.000
132.999
288.013
7.790
3.191
18.320
205.035
204.314
721
53.677
136.609
461
1.913
74.981
8.586
13.824
52.571
3.848
1.864
52.578
963
151.404
322.428
8.476
3.592
20.288
229.595
228.788
807
60.477
152.651
511
2.164
83.469
9.539
15.410
58.520
4.250
2.051
59.283
924
169.776
355.961
9.133
3.954
22.179
254.011
253.120
891
66.685
167.859
560
2.389
91.760
10.428
16.806
64.527
4.696
2.227
65.344
882
188.102
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
67.715
7.024
83.175
8.129
95.527
9.504
106.109
11.048
117.501
12.137
125.876
12.612
28.331
1.969
39.891
4.232
37.793
4.560
47.182
5.058
62.924
5.383
67.202
6.488
79.563
7.663
83.244
7.930
92.657
8.257
99.583
8.666
112.791
9.549
125.557
9.929
16
213
17
17
16
15
16
18
17
17
16
17
11
12
15.870
19.799
15.870
22.661
21.246
25.591
23.659
28.712
28.019
31.630
28.337
34.332
6.205
2.853
9.575
5.502
9.042
8.067
12.733
11.071
15.261
15.065
17.838
18.739
23.805
22.213
21.547
25.271
23.825
28.092
24.456
31.488
29.183
34.756
32.261
38.537
25.014
123.200
4.152
36.506
144.356
4.761
39.177
161.919
5.305
42.682
180.327
6.156
45.695
198.782
7.215
50.377
215.336
7.222
17.296
41.778
937
20.575
58.924
2.618
15.379
57.138
2.735
17.667
75.702
3.137
26.324
98.664
3.686
23.102
109.102
4.507
25.858
129.902
5.092
28.468
142.930
5.436
32.460
160.022
5.342
34.947
175.623
5.231
39.277
196.445
5.517
44.800
218.409
5.710
273
348
348
348
350
349
123
123
365
363
365
368
371
365
16
17.820
37.086
2.264
15.167
50.504
2.595
19.986
53.627
2.869
21.819
58.988
3.251
26.196
61.807
3.462
26.191
63.840
3.792
5.882
25.131
300
8.892
27.659
626
8.234
15.975
596
11.421
20.331
838
13.492
30.206
1.092
15.228
27.710
1.313
19.698
32.015
1.507
17.104
35.548
1.858
18.843
40.483
1.956
19.285
44.117
2.169
23.463
48.598
2.387
26.045
52.385
2.622
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
Other Operating Income and Expenses

1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
61.240
43.323
32.302
22.011
10.291
53.614
(50)
339
42.397
70.618
52.480
28.694
19.957
8.737
61.217
(59)
351
48.240
79.419
64.788
28.533
20.788
7.745
72.533
(71)
384
56.748
89.397
72.769
29.358
20.935
8.423
81.192
(81)
547
63.603
99.381
80.647
30.037
21.624
8.413
89.060
(90)
669
69.446
113.577
89.259
30.696
22.888
7.808
97.067
40.391
41.719
75.077
9.526
2.520
25.218
17.837
7.381
9.901
(11)
(10)
7.922
19.122
10.258
19.347
9.967
9.380
19.638
(16)
1
15.513
29.586
26.294
5.328
4.180
1.148
27.442
(24)
60
21.614
39.964
34.639
6.749
5.488
1.261
35.900
(27)
285
28.085
50.169
44.316
9.250
7.124
2.126
46.442
(37)
243
36.355
60.332
55.833
10.669
8.330
2.339
58.172
(44)
231
45.732
71.583
65.042
12.502
9.806
2.696
67.738
(48)
584
52.887
82.978
73.313
14.375
11.193
3.181
76.494
(56)
588
59.721
93.393
84.038
15.770
12.543
3.227
87.265
(54)
584
68.067
104.809
93.736
17.786
13.932
3.854
97.590
(49)
702
76.125
116.352
104.448
19.732
15.395
4.336
108.784
(45)
728
84.862
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
D.
E.
F.
G.
H.
I.
J.
K.
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
19
Tabel 1.9 Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Indikator
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
2012
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan
Feb
Indicator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
Indonesia
b. Dari
bank-bank lain
Surat berharga
Lainnya
5. Lainnya
74.585
65.869
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
355
345
156
158
31
1.184
902
4.815
1.815
74.745
65.677
62.980
3.107
3.212
56.660
15.804
40.663
192
2.697
700
428
1.569
1.281
240
48
197
554
6.460
1.857
85.799
73.708
72.327
3.400
3.111
65.816
14.869
50.682
264
1.381
557
427
398
116
262
20
107
1.472
8.544
1.968
102.480
87.974
87.054
3.178
2.859
81.018
14.854
65.901
263
920
287
216
417
149
182
86
518
1.319
10.128
2.541
119.152
97.982
97.574
2.996
1.296
93.283
12.498
80.192
593
408
1
143
264
133
120
12
1.290
3.006
13.075
3.798
11.335
9.774
9.734
453
230
9.051
899
8.107
45
39
0
12
27
9
18
0
83
121
970
388
23.631
17.967
17.886
851
436
16.598
1.992
14.536
71
80
1
24
56
28
27
1
597
1.024
1.951
2.093
36.601
29.085
28.996
1.176
639
27.182
2.870
24.218
93
88
1
36
52
20
32
0
1.624
413
3.042
2.438
47.719
37.614
37.499
1.455
886
35.159
3.793
31.234
131
115
1
48
66
22
44
0
2.116
643
4.132
3.215
57.585
45.620
45.476
1.703
1.197
42.576
4.666
37.753
156
145
4
59
81
27
55
0
2.732
829
5.270
3.133
70.345
55.145
54.972
1.956
1.521
51.495
5.675
45.635
185
173
2
71
100
38
63
0
3.482
1.334
6.484
3.901
82.028
65.723
65.525
2.217
2.234
61.074
6.343
54.484
247
199
0
82
117
42
75
0
4.020
686
6.805
4.794
94.424
75.845
75.646
2.494
2.220
70.933
7.145
63.408
380
199
0
93
107
26
80
0
4.837
811
7.837
5.093
107.314
86.537
86.310
2.707
2.358
81.245
7.931
72.904
411
227
3
103
121
27
94
0
5.689
860
8.889
5.339
120.173
96.632
96.373
2.937
2.882
90.555
8.712
81.368
474
258
4
111
143
22
106
14
6.383
1.151
9.933
6.074
132.977
105.614
105.340
3.183
2.830
99.327
9.510
89.293
525
274
6
119
148
30
118
0
6.936
2.837
10.943
6.647
146.022
116.185
115.875
4.730
1.990
109.155
10.185
98.418
552
310
1
127
182
48
133
0
7.029
2.868
12.264
7.675
14.762
11.689
11.658
492
206
10.960
822
10.049
89
31
0
10
21
2
17
2
835
719
1.020
499

19.458
19.380
Citizens
892
374
b. From other banks
18.114
1.481
Securities
16.508
Credit disbursed
126
Others
78
Non-citizens
0
39
b. From other banks
40
6
Securities
30
Credit disbursed
3
Others
1.793
457
3. Profit from foreign exchange transactions / derivatives
2.028
4. Dividends, commissions, provisions/fees
836
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
Indonesia
b. Kepada
bank-bank lain
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
326
343
3
47
36
47
209
4
179
250
18.239
19.397
67.776
28.253
26.887
181
1.090
25.617
2.771
15.426
5.704
363
1.154
198
1.365
626
478
262
2
16
31
30
182
233
271
16.846
22.174
77.148
30.054
28.814
133
1.289
27.392
3.176
16.060
6.351
392
852
563
1.239
622
495
122
2
14
0
20
57
30
0
680
424
20.683
25.308
94.645
38.534
37.697
92
1.131
36.474
4.124
24.529
6.639
436
503
244
836
364
394
79
1
12
0
21
17
28
0
831
512
26.669
28.100
105.127
39.240
38.329
459
1.281
36.589
3.524
20.440
6.790
4.940
670
225
205
38
150
17
1
15
0
1
1
706
2.236
1.866
29.258
32.527
19.711
4.865
3.576
38
120
3.419
407
1.868
645
399
84
16
16
3
11
2
0
2
0
0
0
1.274
128
59
12.112
2.547
19.971
8.202
6.792
75
218
6.499
632
3.515
1.232
799
289
32
37
4
31
2
0
2
0
0
1.372
1.178
116
4.743
5.732
32.182
11.789
10.224
113
325
9.787
942
5.372
1.891
1.258
269
55
43
6
34
3
0
3
0
0
1.521
453
201
10.733
9.006
41.461
15.102
13.609
150
427
13.031
1.173
7.221
2.522
1.683
351
79
43
0
39
4
0
3
0
0
1.451
661
245
12.452
13.000
50.427
18.642
17.192
188
572
16.432
1.419
9.130
3.185
2.128
459
110
54
1
47
6
0
5
0
0
1.395
794
323
14.206
16.463
64.734
22.088
20.820
226
700
19.894
1.700
10.986
3.821
2.676
576
136
65
2
57
7
0
6
0
0
1.203
1.290
707
19.828
20.820
78.867
26.443
25.224
263
840
24.121
2.016
12.920
4.458
3.902
660
165
75
1
67
7
0
7
0
0
1.144
3.442
1.267
24.201
23.514
95.442
30.004
28.807
300
878
27.629
2.333
14.825
5.133
4.249
825
264
87
1
77
8
0
7
0
0
1.111
813
1.436
35.612
27.576
103.648
33.174
31.999
337
970
30.691
2.646
16.695
5.781
4.304
971
294
97
0
88
9
0
8
0
0
1.078
1.054
1.573
37.395
30.453
115.056
36.663
35.516
374
1.046
34.096
2.942
18.649
6.431
4.682
1.060
332
107
0
97
9
1
7
1
0
1.040
1.197
1.812
40.656
34.727
124.966
40.154
39.046
412
1.155
37.480
3.262
20.551
7.067
5.107
1.130
363
116
2
105
9
0
8
0
1
992
2.925
1.903
41.505
38.479
134.247
43.723
42.639
454
1.242
40.944
3.619
22.490
7.742
5.405
1.257
432
125
0
114
11
0
10
0
1
958
2.882
2.092
40.238
45.313
16.816
4.999
3.312
40
101
3.171
428
1.942
651
58
55
36
13
0
11
2
0
2
0
0
1.674
526
60
6.372
4.858

7.848
6.248
Citizens
80
191
b. At other banks
5.977
798
Demand Deposit
3.726
Time deposits
1.213
Savings Deposit
74
Loans received
110
Securities
57
Others
25
Non-Citizens
0
21
b. At other banks
3
0
Demand Deposit
3
Time deposits
0
Savings Deposit
0
Loans received
Securities
Others
1.576
279
355
7.292
6.717
5. Others
C. Laba Operasional
2.202
16.208
5.634
10.574
12.776
9.644
6.969
12.684
1.767
10.918
17.887
13.332
8.651
13.675
2.346
11.328
19.979
13.159
7.835
18.816
3.393
15.423
23.258
18.050
14.025
25.470
9.591
15.879
30.003
22.766
(8.376)
13.301
1.934
11.367
2.990
2.203
3.660
9.312
6.422
2.890
6.548
5.080
4.418
15.202
9.334
5.867
10.302
8.185
6.258
26.477
19.210
7.266
13.547
10.791
7.158
29.506
20.414
9.091
16.253
12.853
5.611
22.686
7.513
15.173
20.808
16.619
3.161
34.891
15.234
19.655
22.820
18.291
(1.018)
39.587
12.409
27.177
26.175
20.806
3.666
40.235
12.902
27.333
31.016
24.369
5.117
41.522
12.388
29.134
34.287
26.984
8.011
40.740
11.206
29.534
37.565
29.476
11.774
42.217
12.494
29.723
41.513
32.659
(2.054)
7.413
1.702
5.711
3.657
3.062
Ket : r) Revisi
2.082
9.077
2.798
6.279
8.360
6.688
G. Current profit
Note : r) Revised
20
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Items
Des
A.
68.108
1.133
1.651
8.031
54.658
54.556
102
2.635
28.808
263
349
19.400
2.016
4.458
12.926
660
4.226
2.766
1.144
39.300
78.535
1.247
1.808
8.808
63.600
63.486
114
3.072
32.671
300
392
22.299
2.333
5.134
14.832
825
4.541
3.203
1.111
45.864
89.525
1.379
2.038
9.577
73.130
72.997
133
3.401
36.141
337
421
25.130
2.646
5.781
16.703
971
4.635
3.569
1.078
53.384
99.964
1.518
2.248
10.749
81.624
81.475
149
3.825
39.973
374
446
28.031
2.942
6.432
18.657
1.060
5.046
3.976
1.040
59.991
108.342
1.681
2.463
11.366
89.574
89.411
163
3.259
42.856
412
494
30.889
3.263
7.068
20.559
1.130
5.512
3.428
991
65.486
120.468
2.977
1.586
12.335
98.731
98.549
182
4.839
47.976
454
501
33.861
3.619
7.742
22.500
1.257
5.868
5.077
958
72.492
13.441
411
148
952
11.454
11.432
22
475
7.483
40
23
3.023
428
651
1.944
55
2.245
423
1.674
5.958
21.138
716
261
1.773
17.523
17.482
41
866
10.942
80
44
5.740
798
1.213
3.729
110
2.558
834
1.576
10.196
28.557
980
343
2.582
23.372
23.315
57
1.281
11.841
121
69
8.368
1.076
1.758
5.534
164
293
1.265
1.563
16.716
39.638
1.227
422
3.382
32.814
32.734
79
1.793
15.526
161
101
10.903
1.349
2.302
7.252
551
521
1.767
1.522
24.112
49.169
1.520
521
4.160
40.688
40.589
99
2.280
18.751
209
152
13.548
1.696
2.844
9.007
614
554
2.257
1.418
30.418
59.081
1.739
624
4.995
48.965
48.847
118
2.759
21.688
249
201
16.037
2.018
3.387
10.631
704
634
2.753
1.111
37.393
68.942
1.966
732
5.922
57.051
56.914
136
3.272
24.957
291
252
18.549
2.361
3.918
12.270
791
741
3.270
1.064
43.985
78.624
2.154
838
6.692
65.302
65.143
159
3.638
28.072
339
298
21.038
2.697
4.454
13.887
882
857
3.658
1.000
50.552
89.255
2.358
940
7.485
74.265
74.087
178
4.208
31.337
381
348
23.477
2.990
4.991
15.496
968
957
4.245
963
57.918
99.489
2.523
1.051
8.196
82.990
82.791
199
4.729
34.666
422
387
26.023
3.272
5.566
17.186
1.050
1.059
4.802
922
64.823
109.634
2.674
1.164
8.986
91.556
91.337
218
5.255
37.921
463
419
28.525
3.526
6.134
18.864
1.133
1.147
5.353
882
71.713
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
26.557
4.020
38.786
4.837
42.239
5.689
45.993
6.383
50.749
6.936
54.376
7.029
16.610
835
20.267
1.793
15.545
2.097
18.443
2.376
28.245
2.608
25.232
3.463
29.695
4.373
33.173
4.613
37.536
4.736
39.941
4.884
44.773
5.094
50.412
5.149
310
7.506
404
8.551
498
9.637
743
10.917
2.390
11.992
2.357
13.421
642
1.196
315
2.275
611
3.115
959
4.385
1.405
5.582
1.778
6.849
2.236
8.375
2.616
9.667
3.117
10.745
2.858
12.083
3.011
13.411
3.734
14.985
f. Lainnya
14.721
52.450
3.203
24.994
65.472
4.011
26.415
70.405
4.366
27.950
78.512
4.998
29.431
84.958
5.483
31.569
90.671
5.470
13.937
26.318
730
15.884
31.347
1.634
9.526
21.457
1.720
10.481
27.983
1.974
18.345
40.503
2.086
12.793
39.937
2.979
14.711
47.238
3.732
16.277
53.427
3.782
18.938
60.110
3.775
20.116
65.257
3.734
23.257
71.953
3.753
26.543
80.785
3.766
3.442
23.591
1.300
813
34.987
1.467
938
36.759
1.606
1.197
40.033
1.853
2.925
40.554
1.941
2.882
40.136
2.134
591
21.693
160
279
22.555
355
610
8.754
194
971
10.971
290
1.467
19.327
385
1.808
14.223
427
1.886
16.755
469
2.113
18.315
647
2.453
20.999
578
2.361
22.122
630
2.439
24.397
672
2.940
26.429
732
g. Lainnya
penghasilan)
20.914
13.408
22.258
12.846
9.412
22.820
18.291
24.194
19.179
16.711
9.714
6.997
26.176
20.806
26.736
25.218
15.813
10.015
5.798
31.016
24.369
30.431
27.472
15.781
8.966
6.815
34.287
26.984
34.055
31.276
14.657
8.368
6.289
37.565
29.476
40.049
36.197
13.418
8.102
5.316
41.513
15.441
15.441
32.659
3.144
(3.750)
23.652
16.236
7.416
3.666
3.062
6.524
(884)
16.455
7.192
9.263
8.379
6.688
10.177
10.804
884
53
831
11.634
9.127
13.775
14.571
802
87
715
15.286
12.075
17.235
18.160
1.229
149
1.080
19.240
15.215
20.498
22.688
1.387
162
1.225
23.913
19.025
24.396
26.442
1.605
187
1.418
27.860
22.394
28.569
30.299
1.880
202
1.679
31.978
25.565
32.305
35.345
1.722
197
1.524
36.869
29.384
36.411
39.507
2.234
207
2.027
41.534
33.056
40.692
44.533
2.705
236
2.469
47.002
37.348
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823

D.
E.
F.
G.
H.
I.
J.
K.
2011
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
e. transaction
with equity method,
f
Others
sale of securities
form sale of credit
e. transaction
f
provisions
g. Others
Current Year profit
21
Tabel 1.10 Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Indikator
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
2012
Jun
Jul
Ags
Sep
Okt
Nov
Des
Janr)
Feb
Indicator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
Indonesia
b. Dari
bank-bank lain
Surat berharga
Lainnya
5. Lainnya
79.491
68.289
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
1.176
293
292
808
1.161
6.288
2.991
81.770
67.208
65.656
7.737
1.920
55.999
11.084
44.582
333
1.551
198
1.061
293
292
877
1.986
7.845
3.853
97.989
78.054
77.269
5.545
2.062
69.663
11.125
57.961
577
785
122
450
214
213
637
6.561
9.921
2.815
115.378
90.783
89.960
8.696
1.457
79.807
10.552
68.429
826
823
380
210
234
233
0
0
554
8.759
10.489
4.793
138.422
93.499
93.158
8.087
1.531
83.540
7.092
75.456
992
341
0
239
102
101
0
0
3.812
25.025
11.273
4.814
11.015
9.000
8.979
1.047
146
7.786
573
7.122
92
21
15
6
6
158
459
993
405
21.165
17.454
17.412
1.967
286
15.160
1.133
13.846
181
41
30
12
12
273
749
1.881
809
32.071
26.378
26.316
2.912
433
22.971
1.760
20.921
290
63
45
17
17
0
412
1.024
3.035
1.221
43.230
35.444
35.362
3.892
563
30.907
2.365
28.156
386
82
59
23
23
0
577
1.459
4.034
1.715
54.550
44.876
44.773
4.919
696
39.157
2.984
35.696
478
103
74
29
28
1
751
1.631
5.026
2.266
65.873
54.116
53.992
5.910
848
47.234
3.547
43.117
569
124
88
37
35
2
841
1.966
6.234
2.715
77.728
63.769
63.619
6.967
1.017
55.636
4.093
50.888
654
150
99
50
45
5
1.270
2.059
7.298
3.332
89.503
73.541
73.367
8.012
1.174
64.182
4.629
58.808
744
174
113
60
52
8
1.492
2.253
8.503
3.714
101.994
83.299
83.103
9.006
1.325
72.772
5.147
66.768
857
196
127
70
58
11
1.663
3.180
9.637
4.214
114.071
93.109
92.885
9.980
1.487
81.418
5.643
74.991
784
224
145
79
65
15
1.834
3.443
10.764
4.921
126.321
103.034
102.793
10.901
1.644
90.247
6.116
83.236
895
241
152
89
71
18
1.945
3.986
11.853
5.504
139.515
113.418
113.158
11.804
1.823
99.531
6.638
91.926
968
259
161
99
77
22
2.038
4.718
12.275
7.066
13.066
10.463
10.445
953
181
9.311
519
8.702
90
18
9
9
4
4
283
847
974
499

20.300
20.258
Citizens
1.774
329
b. From other banks
18.155
1.011
Securities
16.983
Credit disbursed
161
Others
42
Non-citizens
6
18
b. From other banks
18
9
Securities
9
Credit disbursed
Others
809
2.330
1.830
972
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
Indonesia
b. Kepada
bank-bank lain
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
199
127
5
29
5
66
21
2
1
921
236
6.404
20.016
66.931
32.811
31.743
245
1.656
29.842
2.641
20.340
5.628
118
905
211
1.063
214
410
438
5
15
4
378
1
35
5
1.624
349
7.816
24.331
91.874
38.394
37.052
266
1.941
34.845
2.848
24.231
6.181
124
1.131
331
1.283
220
557
506
3
18
4
457
10
14
59
5.389
389
17.806
29.896
99.540
43.464
42.299
238
1.072
40.989
2.698
29.728
6.948
171
1.037
407
1.147
376
471
299
2
21
16
252
2
7
18
6.941
488
16.701
31.945
118.530
40.011
39.593
236
1.387
37.969
2.999
24.969
7.960
175
1.340
526
407
37
235
136
2
14
7
83
4
26
11
24.409
629
17.185
36.296
9.418
3.949
3.911
14
152
3.745
300
2.466
774
36
130
39
36
0
14
22
0
2
1
5
2
13
2
370
54
1.579
3.466
17.947
7.586
7.514
24
301
7.189
563
4.752
1.476
73
255
70
69
3
26
40
0
3
2
9
4
22
3
598
131
2.911
6.721
26.970
11.562
11.459
36
458
10.966
840
7.261
2.266
109
383
106
100
3
39
58
1
5
2
14
6
31
3
842
190
4.006
10.370
36.029
15.494
15.361
47
608
14.707
1.115
9.748
3.041
146
515
143
129
3
50
76
1
7
3
19
7
39
3
1.185
218
5.171
13.961
44.714
19.589
19.424
60
762
18.602
1.402
12.331
3.845
182
662
181
161
4
63
95
1
8
4
24
10
48
3
1.299
270
6.154
17.402
53.611
23.689
23.497
82
914
22.501
1.707
14.863
4.700
217
788
227
189
4
75
110
1
10
5
28
12
54
3
1.479
334
7.255
20.853
62.595
27.921
27.699
93
1.067
26.539
2.021
17.559
5.509
257
932
261
219
4
88
127
1
11
6
32
15
62
3
1.500
391
8.320
24.463
72.454
32.241
32.059
103
1.232
30.724
2.335
20.339
6.331
289
1.068
361
179
5
101
73
1
13
6
35
17
0
3
1.633
448
9.789
28.344
81.933
36.511
36.306
110
1.382
34.814
2.653
23.082
7.128
326
1.227
399
201
6
116
80
2
15
7
38
18
3
2.227
499
10.726
31.970
91.309
40.875
40.642
118
1.567
38.957
2.959
25.935
7.912
361
1.375
415
230
6
136
88
2
16
8
42
19
0
3
2.304
547
11.877
35.706
101.231
45.191
44.931
126
1.690
43.116
3.269
28.750
8.698
396
1.521
481
256
7
154
96
2
18
9
45
21
0
3
2.710
594
13.120
39.616
113.046
49.537
49.373
138
1.848
47.386
3.611
31.608
9.502
425
1.685
556
160
8
48
104
2
20
10
50
22
0
3
3.260
647
15.444
44.158
11.467
4.607
4.580
8
166
4.406
344
2.939
837
32
161
93
26
1
19
7
0
2
1
2
1
0
1
668
60
2.111
4.021

8.732
8.689
Citizens
15
286
b. At other banks
8.388
655
Demand Deposit
5.600
Time deposits
1.574
Savings Deposit
62
Loans received
320
Securities
177
Others
43
Non-Citizens
2
29
b. At other banks
13
0
Demand Deposit
4
Time deposits
2
Savings Deposit
4
Loans received
2
Securities
0
Others
2.005
111
3.352
8.065
5. Others
C. Laba Operasional
13.933
51.091
50.986
105
14.038
9.822
14.839
48.138
45.936
2.202
17.040
11.735
6.115
53.697
49.735
3.962
10.076
4.809
15.838
63.326
59.548
3.778
19.616
14.205
19.892
53.945
47.023
6.922
26.875
20.559
1.597
5.992
5.084
908
2.508
2.058
3.218
10.749
9.739
1.010
4.230
3.350
5.101
16.084
14.288
1.796
6.944
5.589
7.201
22.561
20.690
1.871
9.216
7.394
9.836
28.843
26.410
2.433
12.274
9.838
12.261
35.064
32.091
2.973
15.379
12.316
15.133
39.107
35.926
3.181
18.460
14.804
17.049
39.382
35.655
3.727
20.934
16.761
20.062
44.264
40.255
4.009
24.231
19.410
22.762
56.607
52.405
4.203
27.129
21.748
25.091
54.095
49.718
4.377
29.639
23.791
26.469
60.180
55.116
5.064
31.601
24.955
1.599
5.967
4.467
1.500
3.107
2.476
r)
Ket : Revisi
3.975
10.407
8.546
1.861
5.846
4.621
G. Current profit
Note : r) Revised
22
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
Jul
Ags
Sep
2012
Okt
Nov
Des
Jul
Ags
Sep
Okt
Nov
Items
Jan
Feb
Mar
Apr
Mei
Jun
Des
26.470
1.083
114
1.570
17.147
17.053
94
6.556
14.872
15
160
7.835
655
1.576
5.604
401
93
6.368
11.598
39.953
1.544
155
2.339
26.008
25.864
145
9.907
22.265
23
242
11.717
973
2.371
8.373
611
140
9.531
17.688
53.038
1.840
199
3.152
34.862
34.670
193
12.985
29.101
31
316
15.302
1.275
3.126
10.902
819
186
12.447
23.937
66.709
2.117
248
3.974
44.011
43.773
238
16.359
36.298
38
403
18.903
1.590
3.899
13.413
1.031
238
15.684
30.411
80.163
2.363
310
4.773
53.364
53.078
286
19.354
43.143
46
514
22.443
1.907
4.659
15.877
1.236
285
18.619
37.021
94.001
2.606
393
5.512
62.994
62.657
337
22.496
50.253
54
635
26.137
2.241
5.459
18.437
1.429
336
21.662
43.748
107.941
2.847
472
6.285
72.688
72.300
388
25.647
57.458
61
751
29.867
2.572
6.238
21.056
1.621
383
24.775
50.483
121.736
3.107
526
7.043
82.228
81.790
439
28.832
64.498
69
854
33.509
2.891
7.034
23.583
1.817
427
27.822
57.239
136.467
3.394
580
7.846
92.145
91.652
493
32.503
72.227
76
960
37.311
3.222
7.851
26.237
2.014
474
31.391
1
64.240
150.483
3.660
621
8.617
101.827
101.283
544
35.759
79.372
83
1.077
40.937
3.549
8.485
28.903
2.244
518
34.514
0
71.111
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
25.572
1.245
23.039
1.280
25.462
1.374
28.041
1.492
30.281
1.686
33.347
1.834
A.
250
287
324
363
397
440
29.157
27.925
31.703
42.677
38.928
43.055
56.164
59.104
66.971
82.303
82.626
91.041
82
90
98
106
113
126
650
761
856
985
1.058
1.153
25.106
29.026
32.886
36.833
40.747
44.753
2.022
2.337
2.654
2.961
3.272
3.613
5.514
6.337
7.135
7.920
8.707
9.512
17.570
20.352
23.096
25.952
28.768
31.628
1.156
1.323
1.510
1.686
1.861
2.057
397
450
509
568
623
553
28.770
27.451
31.109
42.122
38.221
42.396
35.841
41.294
46.786
52.239
57.852
63.735
13.794
595
69
816
8.829
8.781
48
3.485
7.882
8
93
4.124
344
838
2.942
202
48
3.406
1
5.912
17.185
1.270
19.657
1.492
22.356
1.663
25.092
1.834
27.550
1.945
30.950
2.038
4.036
283
7.765
809
9.182
852
11.565
959
14.594
987
18.446
1.052
196
10
1.734
7.801
1.896
8.993
2.352
10.208
2.518
11.402
2.977
12.563
3.628
13.048
741
990
2.144
1.860
1.148
2.890
1.571
3.889
2.351
5.797
2.650
7.532
7.974
8.750
3.721
9.763
4.158
10.785
4.525
12.058
4.836
13.187
4.710
14.598
f. Lainnya
6.378
34.697
115
7.272
40.240
135
8.130
45.230
203
9.334
50.493
209
10.061
56.121
264
12.035
63.557
320
2.020
6.876
71
2.950
13.551
163
4.035
18.427
181
4.843
24.378
249
5.012
29.755
328
6.682
35.872
292
7.595
46.452
288
8.265
47.832
370
9.139
53.627
366
9.956
59.782
353
10.563
65.655
346
12.195
71.838
426
273
348
348
348
348
348
10
13
16
1.500
7.907
391
1.633
9.358
448
2.227
10.055
499
2.304
11.430
547
2.710
12.728
594
3.260
14.940
647
668
2.098
62
2.005
3.352
111
993
4.939
160
1.384
6.245
200
2.005
6.849
257
2.153
8.776
312
6.836
10.231
369
2.519
11.499
430
2.857
12.918
485
3.070
14.581
547
3.239
15.914
603
2.993
17.278
686
g. Lainnya
penghasilan)
24.503
18.329
7.787
7.655
132
18.461
14.804
28.313
20.710
8.981
8.757
224
20.934
16.761
31.890
23.911
10.074
9.754
320
24.231
19.410
35.645
26.837
11.208
10.916
292
27.129
21.748
39.464
29.281
12.536
12.177
359
29.640
23.791
44.035
31.129
13.936
13.463
473
31.602
19.567
19.685
24.955
3.975
3.072
1.281
1.246
35
3.107
2.476
7.917
5.812
2.499
2.465
34
5.846
4.621
12.150
8.443
3.784
3.642
142
8.585
6.761
16.296
11.124
5.118
4.919
199
11.323
8.904
20.300
15.250
6.743
6.368
375
15.625
12.459
24.329
19.595
7.801
7.389
412
20.007
16.005
28.723
22.867
9.106
8.652
454
23.322
18.482
33.008
25.690
10.496
9.978
518
26.207
20.697
36.994
29.074
11.789
11.183
605
29.680
23.394
41.226
32.499
13.055
12.462
593
33.092
26.066
45.549
35.736
14.371
13.735
636
36.372
28.635
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687

D.
E.
F.
G.
H.
I.
J.
K.
2011
92.005
100.398
113.757
134.542
140.478
154.776
4.479
5.191
5.859
6.511
7.070
7.612
522
605
686
762
827
899
6.709
7.580
8.410
9.224
10.016
10.851
51.138
59.096
67.099
75.368
83.638
92.359
50.888
58.809
66.775
75.005
83.241
91.919
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
e. transaction
with equity method,
f
Others
sale of securities
form sale of credit
e. transaction
f
provisions
g. Others
Current Year profit
23
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Indikator
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan
Feb
Indicator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5. Lainnya
4.178
3.823
3.823
294
133
3.395
217
3.174
4
18
1
92
245
5.227
4.597
4.597
303
112
4.181
177
4.004
1
12
1
122
495
5.854
5.367
5.367
455
134
4.778
263
4.490
25
1
1
117
367
7.689
6.912
6.912
540
101
6.271
377
5.881
13
0
0
0
11
1
121
645
10.395
9.597
9.597
544
147
8.906
357
8.452
97
414
1
117
267
987
925
925
65
21
839
32
793
14
31
0
8
24
1.905
1.825
1.825
122
36
1.668
53
1.585
29
25
0
13
42
2.938
2.790
2.790
189
52
2.549
76
2.411
61
44
0
27
77
3.941
3.739
3.739
259
68
3.412
88
3.244
80
47
0
48
106
5.040
4.792
4.792
334
86
4.373
117
4.157
99
57
0
57
134
6.092
5.809
5.809
403
103
5.303
136
5.050
117
60
1
58
164
7.200
6.860
6.860
471
124
6.264
158
5.965
141
75
1
63
202
8.385
7.981
7.981
549
145
7.287
177
6.943
167
95
1
72
236
9.601
9.138
9.138
626
169
8.343
198
7.945
200
111
1
81
270
10.938
10.386
10.386
707
193
9.487
217
9.033
236
0
0
0
139
1
99
313
12.335
11.712
11.712
782
216
10.713
237
10.204
272
148
1
116
358
13.746
13.017
13.017
858
244
11.914
259
11.353
302
159
1
145
423
1.384
1.311
1.311
81
26
1.204
23
1.151
30
21
0
13
39

2.589
2.589
Citizens
147
50
b. From other banks
2.392
45
Securities
2.297
Credit disbursed
49
Others
Non-citizens
b. From other banks
Securities
Credit disbursed
Others
42
0
26
82
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Kepada bank-bank lain
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
16
341
1.186
4.369
2.264
2.255
2
66
2.187
103
1.928
114
1
32
9
8
8
8
13
502
1.591
5.078
2.855
2.850
6
94
2.750
137
2.447
117
1
37
11
5
5
0
5
0
0
13
356
1.854
7.307
3.599
3.599
8
107
3.483
75
3.198
137
2
56
16
0
0
0
0
0
0
0
11
692
3.004
9.500
4.308
4.305
2
133
4.170
101
3.675
162
12
208
12
1
1
1
0
2
0
5
1.367
3.819
975
445
445
0
13
431
11
369
19
1
30
2
1
1
0
0
0
0
0
0
137
393
1.748
848
846
0
24
822
20
697
38
3
60
5
1
0
1
0
0
1
0
0
0
213
687
2.575
1.289
1.287
0
35
1.252
30
1.057
59
7
91
8
2
2
0
0
2
0
0
0
282
1.004
3.405
1.691
1.689
0
47
1.641
41
1.386
78
13
120
3
3
3
1
0
2
0
0
1
369
1.343
4.362
2.206
2.202
0
60
2.143
53
1.804
103
20
150
13
3
3
1
0
2
0
0
1
426
1.729
5.316
2.663
2.659
0
72
2.587
65
2.173
125
27
183
15
4
4
1
0
3
0
0
12
525
2.116
6.244
3.158
3.154
0
83
3.071
78
2.574
149
34
218
18
4
4
1
0
3
0
0
1
601
2.483
7.252
3.667
3.662
0
92
3.570
91
2.987
176
42
255
20
4
4
1
0
3
0
0
1
680
2.904
8.258
4.183
4.178
0
105
4.073
103
3.405
202
49
290
24
4
4
1
0
3
0
0
2
768
3.305
9.319
4.735
4.730
0
117
4.613
116
3.852
233
57
329
27
5
5
2
0
3
0
0
4
849
3.731
10.480
5.282
5.276
0
127
5.149
130
4.285
265
64
366
39
5
5
2
0
3
0
0
2
1.013
4.184
11.798
5.858
5.853
0
141
5.712
143
4.756
296
72
400
43
5
5
2
0
3
0
0
2
1.125
4.813
1.168
596
596
0
13
583
13
485
34
8
36
7
0
0
0
0
0
0
144
428

1.136
1.136
Citizens
0
23
b. At other banks
1.112
23
Demand Deposit
927
Time deposits
64
Savings Deposit
15
Loans received
69
Securities
14
Others
0
Non-Citizens
b. At other banks
0
Demand Deposit
0
Time deposits
0
Savings Deposit
Loans received
Securities
Others
0
0
272
885
5. Others
C. Laba Operasional
324
1.210
1.002
208
531
399
858
1.642
1.509
133
991
765
777
2.180
2.092
88
865
604
383
3.837
3.592
245
628
360
896
5.577
5.424
153
1.050
502
12
699
555
144
155
114
157
1.243
1.073
170
327
241
363
1.846
1.660
187
550
421
536
2.403
2.201
203
739
578
678
3.035
2.816
219
898
694
776
3.726
3.424
302
1.078
826
956
4.348
4.031
317
1.274
972
1.134
5.023
4.702
321
1.455
1.103
1.344
5.761
5.404
357
1.702
1.293
1.619
6.478
6.127
351
1.971
1.506
1.855
7.198
6.852
346
2.202
1.678
1.948
8.042
7.673
369
2.318
1.785
216
944
910
34
250
199
r)
Ket : Revisi
446
1.775
1.730
45
491
390
G. Current profit
Note : r) Revised
24
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Keterangan
2012
Jul
Ags
Sep
Okt
Nov
10.833
357
57
316
5.983
5.965
18
4.120
7.124
70
2.802
78
150
2.575
225
42
3.985
3.709
12.610
419
67
357
6.964
6.943
21
4.803
8.289
78
3.255
91
176
2.988
264
50
4.642
4.321
14.461
482
79
399
7.971
7.945
26
5.531
9.497
89
3.712
103
203
3.406
300
57
5.339
4.964
16.419
548
90
441
9.063
9.033
30
6.278
10.758
100
4.202
116
233
3.853
340
64
6.052
5.661
18.473
607
100
483
10.239
10.204
35
7.043
12.032
109
4.682
130
265
4.287
379
72
6.790
6.441
20.597
667
111
532
11.393
11.353
40
7.893
13.426
122
5.198
143
296
4.758
415
80
7.611
7.171
2.217
62
9
52
1.156
1.151
5
937
1.500
12
532
13
34
485
37
8
911
717
4.309
113
16
101
2.307
2.297
10
1.772
2.854
21
1.015
23
64
928
72
15
1.731
1.455
6.370
162
22
151
3.437
3.421
16
2.597
4.221
32
1.519
36
94
1.389
106
23
2.541
2.149
634
707
790
875
951
1.067
75
95
111
139
148
159
105
21
188
42
66
75
85
103
120
f. Lainnya
493
3.086
32
537
3.585
32
594
4.075
37
633
4.584
33
583
1
661
1
g. Lainnya
penghasilan)
2.470
1.257
81
64
17
1.274
(8)
972

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2011
Des
Jan
Feb
Mar
Apr
Items
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
8.407
210
28
199
4.614
4.592
22
3.356
5.502
0
43
2.007
48
124
1.836
137
30
3.285
0
2.905
10.803
250
35
247
5.864
5.837
28
4.407
7.072
0
55
2.497
60
154
2.283
169
36
4.315
0
3.731
12.913
285
42
294
7.111
7.077
35
5.180
8.334
0
67
2.954
73
185
2.697
200
43
5.070
0
4.579
15.238
324
51
340
8.430
8.388
42
6.094
9.772
81
3.441
85
217
3.139
236
50
5.963
5.467
17.525
361
61
385
9.750
9.700
50
6.968
11.184
0
95
3.935
96
250
3.589
279
58
6.817
0
6.342
19.804
401
69
430
11.080
11.023
57
7.824
12.582
0
110
4.437
107
284
4.045
323
64
7.648
0
7.222
22.254
443
78
477
12.448
12.383
65
8.808
14.132
0
127
4.962
119
322
4.521
364
72
8.607
0
8.122
24.697
486
87
522
13.837
13.764
73
9.765
15.650
0
143
5.482
130
355
4.997
407
80
9.538
0
9.047
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
275
53
367
58
518
66
608
73
688
81
749
83
862
89
967
95
1.059
98
1.184
104
165
13
26
42
112
169
159
1
192
1
225
1
254
1
281
1
311
2
340
683
5.199
35
743
5.940
35
71
572
-
120
1.157
10
179
1.681
4
196
2.262
4
283
2.937
4
375
3.583
10
414
4.252
10
440
4.905
10
517
5.591
12
590
6.291
13
649
7.015
15
738
7.751
14
748
2
828
4
989
2
1.124
2
144
-
272
-
344
-
0
454
1
0
621
1
0
721
1
858
1
0
1.006
2
0
1.152
2
0
1.312
2
0
1.456
3
0
1.503
3
4.173
2.194
109
101
8
2.202
(13)
1.678
4.779
2.298
123
104
19
2.317
2.984
2.998
1.785
428
249
6
6
0
249
(1)
199
875
486
17
12
5
491
(2)
390
1.332
743
25
18
7
749
(4)
599
1.803
1.010
38
28
11
1.020
823
2.310
1.312
45
34
11
1.324
1.076
2.851
1.604
53
40
12
1.616
1.283
3.383
1.903
65
50
16
1.918
1.524
3.886
2.186
74
60
14
2.200
1.751
4.425
2.493
82
66
16
2.509
2.003
4.964
2.797
89
73
16
2.813
2.247
5.541
3.091
100
83
18
3.108
2.479
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
A.
B.
C.
2.891
1.444
91
79
12
1.456
(9)
1.103
3.288
1.679
112
89
23
1.702
(10)
1.293
3.719
1.952
121
103
18
1.970
(12)
1.506
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
transaction
e. Deviden,
gain from investment in shares
with equity method,
f
Others
sale of securities
form sale of credit
transaction
e. Depreciation/Amortizations
f
provisions
g. Others
Current Year profit
25
Tabel 1.12 Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Indikator
2006
2007
2008
2009
2011
2010
Jan
Feb
Mar
Apr
Mei
2012
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
Jan
Indicator
Feb
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5. Lainnya
17.599
16.293
16.290
4.872
1.866
9.551
422
9.118
11
3
3
193
540
573
19.264
17.465
17.460
3.912
1.928
11.619
517
11.091
11
5
5
257
4
684
854
22.606
20.580
20.578
4.080
1.984
14.514
818
13.680
16
2
2
273
10
912
832
25.375
23.082
23.082
2.743
1.987
18.353
837
17.489
26
0
0
205
23
1.381
684
31.070
28.265
28.264
2.363
1.739
24.162
405
23.733
24
1
1
336
20
980
1.469
2.535
2.356
2.356
170
145
2.041
23
2.017
1
0
0
2
1
69
107
5.010
4.655
4.654
369
269
4.017
46
3.969
1
0
0
4
2
136
213
7.853
7.250
7.250
634
407
6.210
71
6.137
2
0
0
33
4
217
349
10.691
9.868
9.868
916
548
8.404
90
8.270
44
0
0
40
6
301
477
13.468
12.402
12.402
1.206
715
10.481
108
10.369
3
1
0
0
41
8
391
625
16.419
15.097
15.097
1.497
892
12.708
126
12.576
6
0
0
42
9
468
803
19.444
17.839
17.839
1.780
1.072
14.987
156
14.824
7
0
0
48
10
549
997
22.443
20.547
20.547
2.042
1.237
17.268
193
17.066
9
0
0
59
48
622
1.167
25.529
23.388
23.388
2.263
1.397
19.727
208
19.509
10
0
0
78
52
687
1.323
28.598
26.190
26.190
2.502
1.565
22.123
251
21.860
12
0
0
106
55
769
1.478
31.621
28.946
28.946
2.708
1.714
24.524
293
24.215
16
0
0
130
61
844
1.640
34.924
31.872
31.872
2.947
1.858
27.067
422
26.615
30
0
0
156
65
970
1.860
3.213
2.883
2.883
190
139
2.554
36
2.516
2
0
0
41
9
82
197

5.342
5.342
Citizens
375
251
b. From other banks
4.716
74
Securities
4.639
Credit disbursed
4
Others
0
Non-citizens
0
b. From other banks
Securities
Credit disbursed
Others
97
22
144
343
5. Others
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
-
14.652
7.086
7.085
23
370
6.692
2.282
3.159
936
70
241
4
1
-
16.510
7.223
7.203
13
452
6.737
2.212
3.112
1.084
70
250
9
18
-
18.687
8.677
8.675
8
539
8.129
2.292
4.348
1.203
77
201
8
0
0
24.125
9.844
9.840
4
604
9.233
2.021
5.544
1.365
69
193
42
0
0
1.819
854
854
0
65
789
143
492
140
3
10
1
-
3.636
1.688
1.687
1
125
1.562
292
966
263
6
31
5
0
-
5.631
2.690
2.690
1
193
2.496
477
1.523
389
20
50
38
0
-
7.932
3.662
3.662
2
262
3.397
660
2.086
519
23
69
41
0
0
10.259
4.675
4.675
3
342
4.330
851
2.675
646
26
88
44
0
-
12.601
5.708
5.708
3
416
5.289
1.051
3.261
778
39
113
47
0
-
15.074
6.806
6.806
3
499
6.303
1.261
3.881
914
43
153
51
0
-
17.765
7.883
7.883
4
578
7.302
1.443
4.503
1.051
48
204
53
0
-
20.015
8.948
8.948
5
655
8.288
1.627
5.118
1.189
60
240
55
0
-
22.438
10.071
10.071
6
729
9.336
1.841
5.764
1.330
63
281
57
0
-
24.735
11.153
11.152
7
805
10.341
2.032
6.383
1.476
66
324
60
0
-
27.639
12.259
12.250
8
862
11.381
2.232
6.971
1.649
80
378
70
9
9
2.586
1.049
1.048
1
65
983
195
571
173
5
35
3
-

2.020
2.020
Citizens
2
114
b. At other banks
1.904
377
Demand Deposit
1.111
Time deposits
315
Savings Deposit
9
Loans received
82
Securities
10
Others
Non-Citizens
0
0
2
0
3
1.824
8.182
4
1
28
3.696
10.556
6.688
9.362
8.651
710
7.399
6.488
6.945
11.495
9.632
1.863
8.805
7.511
C. Laba Operasional
Ket : r) Revisi
12
1.327
5.157
6
15
1.290
6.255
18
3
12
3
2
0
11
1.505
7.771
4.197
6.193
5.833
360
4.557
3.908
4.612
6.889
6.346
543
5.155
4.530
6.096
7.436
6.963
473
6.569
5.751
0
-
0
0
0
-
0
-
0
0
0
0
0
0
0
0
0
0
0
-
0
0
0
0
0
0
0
0
0
-
0
0
0
0
0
0
3
277
685
0
0
4
521
1.424
0
0
8
724
2.209
0
0
9
1.148
3.112
0
0
11
1.562
4.011
0
0
14
1.917
4.961
1
0
16
2.235
6.017
0
39
19
2.664
7.160
0
43
23
2.888
8.112
0
45
26
3.199
9.096
0
51
28
3.389
10.115
0
55
34
3.403
11.888
0
9
1
716
811
0
21
4
844
1.814
716
969
842
127
843
661
1.374
1.787
1.638
149
1.523
1.320
2.223
2.786
2.546
240
2.463
2.142
2.760
3.869
3.449
421
3.180
2.776
3.209
5.133
4.358
775
3.968
3.420
3.818
6.412
5.404
1.007
4.803
4.141
4.370
7.644
6.387
1.257
5.601
4.836
4.678
8.769
7.217
1.552
6.116
5.249
5.515
9.958
8.278
1.680
7.197
6.169
6.160
11.148
9.339
1.809
8.022
6.901
6.886
12.300
10.209
2.091
8.901
7.636
7.285
13.544
11.208
2.336
9.527
7.954
627
1.485
980
505
1.118
887
1.245
2.507
1.809
698
1.920
1.583
b.
c.
At other banks
At third party non-banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
5. Others
G. Current profit
Note : r) Revised
26
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Keterangan
Sep
Okt
Nov
Des
23.806
1.270
933
766
14.828
14.824
4
6.008
12.768
3
264
6.056
1.261
914
3.881
375
50
6.020
11.038
27.393
1.441
1.074
914
17.071
17.066
5
6.893
14.753
4
301
6.997
1.443
1.051
4.503
464
56
6.931
12.640
31.162
1.569
1.213
1.037
19.515
19.509
6
7.828
16.728
5
338
7.934
1.627
1.189
5.118
538
69
7.844
14.434
34.905
1.721
1.358
1.184
21.868
21.860
8
8.773
18.788
6
372
8.934
1.841
1.330
5.764
620
73
8.783
16.117
38.595
1.829
1.477
1.340
24.221
24.210
11
9.727
20.807
7
406
9.891
2.032
1.476
6.383
701
77
9.725
17.788
42.494
1.965
1.611
1.580
26.622
26.613
9
10.717
22.880
8
440
10.853
2.232
1.649
6.971
786
92
10.701
19.614
3.838
119
127
130
2.573
2.572
1
889
2.023
1
38
940
195
173
571
64
6
974
1.815
2.825
48
3.342
59
3.799
78
4.258
106
4.655
130
5.211
156
16
9
551
48
623
52
689
2.211
2.607

8.268
7
g. Lainnya
penghasilan)

f. Lainnya
Jul
2012
Ags

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
7.069
241
198
241
4.639
4.638
1
1.750
3.749
2
54
1.803
377
315
1.111
139
11
1.740
3.320
10.710
388
302
369
7.013
7.011
2
2.637
5.704
3
72
2.799
596
451
1.752
215
28
2.587
1
5.006
14.592
561
421
505
9.510
9.506
4
3.594
7.808
4
89
3.808
842
570
2.396
289
48
3.569
0
6.785
18.625
693
561
649
12.122
12.117
5
4.601
9.968
6
108
4.848
1.084
702
3.062
394
38
4.574
0
8.656
22.527
814
722
648
14.631
14.626
6
5.711
12.036
7
121
5.854
1.325
834
3.694
443
81
5.530
0
10.490
864
41
1.252
97
1.654
136
2.241
166
2.829
194
17
17
17
54
770
60
845
65
973
9
82
21
144
2.974
3.324
3.604
4.000
726
9.877
10
11.066
20
12.376
31
13.589
50
15.377
57
2.232
17
39
2.659
19
43
2.885
23
6.012
5.595
463
457
6
5.601
4.836
7.150
6.104
514
502
12
6.116
5.249
8.095
7.167
578
548
30
7.197
6.169
Items
Ags
Sep
Okt
Nov
Des
26.744
942
885
783
17.349
17.342
7
6.784
14.226
9
137
6.883
1.575
967
4.341
523
89
6.584
12.518
30.828
1.016
1.034
895
20.039
20.032
7
7.844
16.325
10
153
7.850
1.790
1.093
4.967
598
98
7.616
0
14.503
34.778
1.123
1.182
1.017
22.630
22.622
8
8.825
18.330
12
172
8.813
2.031
1.212
5.570
672
119
8.542
0
16.448
39.115
1.251
1.356
1.203
25.337
25.328
9
9.967
20.570
13
203
9.862
2.290
1.339
6.233
744
127
9.620
1
18.545
43.326
1.352
1.511
1.282
28.135
28.125
9
11.047
22.717
14
232
10.861
2.524
1.469
6.868
830
135
10.644
1
20.609
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
3.424
267
3.305
229
3.595
235
4.017
254
4.510
278
4.998
315
5.652
363
16
14
16
18
17
17
16
17
28
214
33
295
46
378
52
463
61
540
65
628
81
721
85
798
87
880
90
1.000
985
1.257
1.729
2.193
2.625
2.460
2.650
2.945
3.332
3.699
4.180
1.656
3
2.683
46
4.025
92
5.593
142
7.200
230
8.741
256
9.734
169
11.201
207
12.596
199
14.347
200
15.890
208
18.181
215
45
3.196
27
51
3.385
28
55
3.395
35
9
802
1
21
844
4
27
1.084
7
31
1.552
11
42
1.964
11
47
2.362
14
53
2.194
17
54
2.321
19
69
2.666
21
71
3.148
23
73
3.465
26
75
3.592
29
9.077
7.999
644
621
23
8.022
6.901
10.075
8.854
733
686
47
8.901
7.636
11.835
9.448
833
754
79
9.527
2.488
2.704
7.954
841
1.023
157
62
95
1.118
887
1.764
1.890
144
114
30
1.920
1.583
2.812
2.635
216
176
40
2.675
2.321
3.854
3.433
275
237
38
3.471
3.042
4.952
4.285
380
318
63
4.348
3.769
6.063
5.172
452
393
58
5.231
4.557
7.301
6.089
517
453
64
6.153
5.338
8.600
6.898
594
523
71
6.969
6.027
9.641
7.869
662
588
75
7.944
6.881
10.905
8.708
746
642
104
8.812
7.631
12.118
9.718
817
713
104
9.822
8.489
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
A.
B.
C.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
transaction
e. Deviden,
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense

sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
27
Tabel 1.13 Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Indikator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
2006
2007
2008
2009
2010
2011
Jan
Febr)
Mar
Apr
Mei
Jun
2012
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan
7.860
5.680
5.391
796
354
4.241
358
3.777
107
289
288
1
1
8
1.296
9.528
6.354
6.091
1.028
261
4.801
316
4.318
168
263
243
20
2
18
24
1.931
14.681
7.894
7.751
955
435
6.361
427
5.902
32
144
141
3
3
50
5.504
15.772
10.128
10.073
1.318
409
8.347
683
7.472
191
55
0
43
11
7
3
2
87
3.886
14.661
9.098
8.955
1.085
231
7.639
515
7.047
76
143
140
2
2
0
290
3.503
1.878
841
832
89
26
717
48
658
10
9
9
0
0
3
875
9.774
1.572
1.553
148
52
1.353
88
1.248
17
19
19
0
0
6.282
1.632
4.617
2.373
2.342
228
84
2.031
133
1.874
25
31
31
0
0
57
1.715
5.673
3.188
3.149
302
117
2.730
179
2.520
31
39
39
0
0
85
1.778
8.122
4.022
3.977
383
149
3.444
217
3.189
38
46
46
0
0
111
3.202
8.523
4.866
4.808
460
178
4.171
262
3.864
45
57
57
0
0
123
2.560
10.294
5.758
5.693
542
223
4.928
307
4.573
48
65
65
0
0
174
3.240
12.183
6.609
6.534
621
263
5.650
345
5.251
55
75
75
0
0
199
4.070
14.042
7.498
7.415
693
305
6.418
387
5.975
56
83
83
0
0
216
4.899
16.027
8.387
8.234
792
317
7.126
425
6.638
63
153
95
58
0
58
295
5.741
17.973
9.277
9.109
864
307
7.938
466
7.403
68
169
104
65
0
65
264
6.659
18.389
10.205
10.016
936
342
8.738
507
8.156
75
189
116
73
0
72
279
5.930
2.289
1.061
1.044
76
30
938
41
891
7
17
9
8
0
8
91
960
688
187
1.083
135
1.137
96
1.463
207
1.663
107
135
24
255
32
432
39
577
45
732
55
907
67
1.053
69
1.231
74
1.349
80
1.514
90
1.678
95
1.835
139
157
20
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
228
42
4
34
1
3
954
85
902
1.476
7.601
3.004
2.619
2
435
2.183
129
1.896
61
10
86
385
22
325
38
11
24
3
1.673
134
769
2.021
12.268
3.863
3.489
4
394
3.091
177
2.709
84
8
112
374
18
319
37
12
24
1
4.542
203
1.077
2.584
13.328
4.914
4.658
4
253
4.400
174
3.888
174
3
12
148
257
12
175
70
9
43
1
18
3.279
288
1.377
3.469
12.328
3.711
3.598
0
233
3.365
173
2.895
173
12
112
113
7
95
11
4
6
1
0
0
2.864
304
1.486
3.964
1.769
309
299
0
17
282
13
241
16
2
9
11
0
9
1
0
1
0
0
0
847
27
183
403
9.444
572
553
3
26
524
26
445
31
5
17
19
18
1
0
1
0
0
1.554
50
267
7.001
4.029
878
848
3
38
807
43
683
48
7
27
30
28
2
0
2
0
0
1.570
93
429
1.060
4.872
1.180
1.139
3
50
1.086
62
916
64
9
36
41
37
3
1
3
0
0
1.586
111
583
1.412
7.138
1.496
1.444
3
65
1.376
79
1.159
83
10
45
52
47
5
1
4
0
0
2.925
137
820
1.761
7.319
1.826
1.761
3
77
1.681
95
1.408
102
11
64
65
58
6
1
5
0
0
2.258
144
948
2.143
9.112
2.150
2.074
3
90
1.981
114
1.666
124
13
64
76
69
7
1
6
0
0
2.906
175
1.328
2.554
10.751
2.481
2.388
3
105
2.280
131
1.918
145
14
72
93
82
11
1
9
1
0
3.726
241
1.380
2.924
12.385
2.827
2.718
3
122
2.592
149
2.172
167
16
88
109
95
14
1
12
1
0
4.512
233
1.551
3.263
13.853
3.173
3.045
3
137
2.905
167
2.429
187
17
105
128
114
14
1
12
1
0
5.179
263
1.704
3.534
15.691
3.526
3.379
5
153
3.220
187
2.685
211
18
119
148
133
15
1
12
1
0
6.101
287
1.861
3.916
15.808
3.900
3.731
5
171
3.555
210
2.950
234
20
141
169
154
15
1
13
1
0
5.288
322
1.910
4.387
1.978
383
358
3
17
339
22
275
22
2
18
24
24
1
0
0
0
0
813
26
249
508
C. Laba Operasional
1.647
843
305
538
2.185
1.561
1.927
773
296
478
2.405
1.656
2.412
1.100
611
489
2.901
2.026
2.444
2.340
1.717
623
3.067
2.129
2.333
1.663
1.248
415
2.748
2.063
109
372
184
188
297
208
330
524
345
179
509
364
587
766
538
229
816
604
801
1.002
736
265
1.066
800
984
1.135
892
244
1.228
920
1.204
1.330
1.073
257
1.461
1.120
1.181
1.635
1.302
333
1.514
1.167
1.431
1.890
1.509
381
1.812
1.378
1.657
2.267
1.674
593
2.250
1.696
2.174
2.471
1.902
569
2.743
2.051
2.282
2.802
2.116
686
2.968
2.219
2.582
3.170
2.455
715
3.297
2.434
311
438
294
144
455
348
5. Lainnya
r)
Ket : Revisi
Feb
Indicator

1.816
1.783
Citizens
140
54
b. From other banks
1.589
77
Securities
1.500
Credit disbursed
11
Others
33
Non-citizens
17
b. From other banks
16
0
Securities
16
Credit disbursed
Others
116
1.572
335
28

5. Others

724
678
Citizens
6
32
b. At other banks
640
42
Demand Deposit
526
Time deposits
43
Savings Deposit
Loans received
3
Securities
26
Others
47
Non-Citizens
46
b. At other banks
1
0
Demand Deposit
1
Time deposits
0
Savings Deposit
Loans received
Securities
0
Others
1.374
54
348
771
5. Others
596
644
462
182
777
580
G. Current profit
Note : r) Revised
28
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
A.

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
6.946
318
213
576
4.573
4.573
1.266
3.338
70
1.910
115
124
1.672
25
80
8.016
375
249
642
5.251
5.251
1.499
3.888
79
2.204
131
146
1.927
28
97
9.105
422
282
715
5.975
5.975
1.710
4.434
91
2.502
150
168
2.184
31
115
10.199
493
289
788
6.696
6.696
1.933
4.985
104
2.797
168
188
2.441
34
133
11.286
533
270
868
7.468
7.468
2.147
5.535
2
118
3.098
188
212
2.697
36
153
12.400
571
297
951
8.229
8.229
2.352
6.095
2
129
3.409
211
235
2.962
43
175
1.252
41
22
78
899
899
212
574
9
320
22
22
276
7
26
2.200
80
40
143
1.516
1.516
421
1.108
19
612
42
43
526
13
49
3.398
117
62
217
2.327
2.327
675
1.733
28
945
63
66
816
20
75
4.566
150
86
288
3.112
3.112
0
929
2.337
38
1.269
79
88
1.102
26
99
5.777
176
109
371
3.953
3.953
0
1.168
2.939
47
1.602
97
109
1.396
33
123
8.078
197
135
447
4.792
4.792
0
2.506
4.610
60
1.909
119
129
1.661
39
145
9.492
219
151
526
5.689
5.689
2.907
5.422
80
2.217
141
151
1.925
46
170
10.958
234
166
599
6.600
6.599
0
3.359
6.254
0
102
2.538
165
169
2.204
55
195
12.309
255
180
662
7.502
7.502
0
3.709
6.971
0
119
2.859
187
188
2.484
64
219
13.822
276
199
730
8.438
8.438
0
4.179
7.831
0
139
3.202
216
209
2.778
73
239
15.382
315
219
800
9.508
9.508
0
4.540
8.658
0
150
3.625
236
231
3.158
82
267
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
f. Lainnya
1.253
3.608
1.480
4.128
1.695
4.671
1.917
5.214
2.128
5.751
2.337
6.305
212
678
415
1.092
665
1.665
905
2.229
1.134
2.839
2.456
3.468
2.908
4.071
3.364
4.704
3.710
5.338
4.177
5.992
4.535
6.725
4.876
7.384
4.761
174
5.820
199
6.795
216
7.907
295
8.957
264
8.450
279
1.428
91
2.253
116
2.882
126
3.368
133
3.979
107
5.132
122
5.666
162
6.145
164
6.401
169
6.598
201
6.624
266
7.934
272
3.159
1.054
3.977
1.231
4.794
1.350
5.621
1.515
6.508
1.679
5.775
1.836
944
158
1.535
335
1.990
509
2.256
670
2.618
850
3.573
1.007
4.003
1.174
4.195
1.350
4.256
1.511
4.201
1.701
3.930
1.914
4.975
2.112
f. Lainnya
374
6.963
26
413
8.271
29
435
9.559
36
476
10.681
46
506
12.166
20
560
11.908
21
235
1.596
2
267
2.547
9
203
3.530
41
221
4.161
43
283
4.915
60
294
6.260
60
326
7.004
78
436
7.844
80
466
8.460
71
495
8.919
63
514
9.177
54
575
10.853
47
2.906
1.319
175
3.726
1.370
241
4.512
1.540
233
5.179
1.690
263
6.101
1.846
287
5.288
1.896
322
813
250
26
1.374
348
54
1.811
430
84
1.986
476
111
2.233
572
143
2.988
707
175
3.157
814
210
3.280
1.095
248
3.256
1.286
280
3.139
1.399
315
2.792
1.523
362
3.821
1.659
382
g. Lainnya
penghasilan)
2.537
1.406
222
113
109
1.515
(54)
(54)
1.167
2.905
1.678
236
102
134
1.812
(63)
(63)
1.378
3.238
1.907
409
66
343
2.250
(72)
(72)
1.696
3.503
2.440
393
90
303
2.743
(79)
(79)
2.051
3.911
2.543
532
107
425
2.968
(88)
(88)
2.219
4.381
2.847
709
259
450
3.297
(96)
(96)
2.434
505
511
47
102
(55)
456
(9)
(9)
348
1.164
1.017
167
137
31
1.047
(27)
(27)
774
1.545
1.435
172
162
11
1.446
(36)
(36)
1.096
1.907
1.903
233
166
67
1.970
(45)
(45)
1.477
2.331
2.340
277
217
60
2.400
(52)
(52)
1.770
2.746
2.733
332
251
81
2.814
(59)
(59)
2.064
3.141
3.005
383
274
109
3.114
(64)
(64)
2.281
3.567
3.280
449
322
127
3.407
(69)
(69)
2.458
4.002
3.671
470
337
134
3.805
(74)
(74)
2.752
4.447
4.172
476
331
145
4.317
(78)
(78)
3.167
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448

D.
E.
F.
G.
H.
I.
J.
K.
B.
C.
762
798
57
78
(21)
777
(18)
(18)
580
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
transaction
e. Deviden,
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
29
Tabel 1.14 Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Indikator
Penduduk
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Dari bank-bank lain
Surat berharga
Lainnya
5. Lainnya
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
b. Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
3. Komisi/provisi
5. Lainnya
C. Laba Operasional
r)
Ket : Revisi
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
2012
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan
Feb
Indicator

2.243
2.194
Citizens
395
123
b. From other banks
1.676
159
Securities
1.497
Credit disbursed
20
Others
49
Non-citizens
1
17
b. From other banks
32
5
Securities
27
Credit disbursed
Others
1.374
5.785
28.786
14.509
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
754
28
28
2.334
8.395
29.119
14.736
13.930
1.786
1.133
11.011
1.787
9.155
70
806
89
701
17
16
1.302
8.665
35.132
16.171
15.582
1.695
1.279
12.608
2.065
10.212
331
589
88
401
100
10
0
90
1.022
13.199
31.486
14.872
14.716
1.644
664
12.409
2.068
10.332
8
155
12
137
7
7
0
1.386
10.402
37.173
13.121
12.929
1.905
757
10.268
1.243
8.963
61
192
28
107
57
4
53
0
2.340
16.744
4.537
1.166
1.151
220
112
820
65
739
15
15
4
7
5
0
4
301
2.512
7.380
2.151
2.122
408
157
1.558
114
1.425
20
29
6
13
9
1
9
555
3.800
10.830
3.261
3.218
624
253
2.341
149
2.165
27
43
9
20
14
1
13
659
5.598
14.627
4.247
4.187
776
360
3.052
216
2.800
35
60
11
29
19
2
17
936
7.642
16.540
5.497
5.426
1.036
407
3.983
252
3.690
41
71
13
33
24
2
22
916
8.069
19.199
6.602
6.517
1.316
474
4.727
290
4.413
24
85
15
39
31
3
27
1.095
8.983
22.721
7.682
7.582
1.569
472
5.541
321
5.166
54
100
16
46
38
5
33
1.437
10.657
25.492
8.849
8.734
1.829
549
6.356
354
5.940
61
114
17
51
46
7
39
1.446
11.780
29.154
10.053
9.924
2.076
639
7.208
421
6.708
80
129
18
58
53
9
44
1.747
13.550
32.481
11.259
11.114
2.308
712
8.094
521
7.491
82
145
18
65
62
12
50
2.290
14.724
35.866
12.417
12.255
2.526
774
8.956
608
8.272
76
161
19
72
70
14
56
2.714
16.084
38.184
13.564
13.385
2.746
795
9.844
702
9.080
62
179
19
80
80
16
64
2.950
16.534
6.440
1.219
1.194
225
47
921
86
777
58
26
0
8
17
3
14
699
4.094
3.308
240
3.951
464
4.280
460
4.270
557
4.799
168
391
167
819
54
1.254
58
1.719
84
1.976
82
2.414
106
2.821
123
3.260
157
3.623
181
4.006
202
4.431
221
4.889
246
414
15
23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
121
26
13
12
1
1
7.690
392
2.383
5.890
23.289
6.210
5.537
3
1.349
4.186
464
3.156
94
392
79
673
551
90
32
25
5
2
7.430
485
2.063
7.101
29.292
6.425
5.747
32
1.171
4.545
675
3.416
273
0
22
160
677
534
39
104
10
93
1
9.535
752
3.497
9.083
24.805
5.307
4.848
186
821
3.841
391
3.153
153
75
67
459
422
21
16
4
12
0
7.183
532
3.598
8.185
32.939
4.663
4.292
0
891
3.401
448
2.210
198
1
390
154
371
272
35
64
12
51
1
0
15.103
646
4.277
8.249
4.256
455
423
71
353
42
168
14
0
116
11
32
24
2
6
3
3
0
2.291
55
218
1.237
6.611
653
594
139
455
86
322
26
1
20
60
45
4
11
5
6
0
3.505
101
403
1.948
9.380
1.021
930
234
696
128
500
39
0
1
28
91
69
6
16
7
8
0
5.079
153
608
2.520
12.767
1.361
1.237
289
949
174
682
53
0
1
39
124
94
8
22
10
12
0
7.099
214
824
3.269
14.415
1.709
1.552
0
328
1.224
230
874
66
0
2
52
158
121
10
27
12
14
0
7.467
270
1.082
3.887
16.789
2.068
1.875
0
385
1.490
292
1.057
79
0
3
60
192
149
12
31
15
16
0
8.392
324
1.282
4.723
20.043
2.340
2.110
1
348
1.761
350
1.241
93
0
3
74
230
177
15
38
18
19
1
9.971
380
1.457
5.894
21.865
2.691
2.421
1
398
2.022
382
1.447
106
0
4
84
270
205
20
45
22
23
1
10.884
438
1.479
6.373
24.626
3.075
2.761
1
472
2.289
430
1.630
117
0
4
107
314
239
23
52
25
27
1
12.266
506
1.643
7.136
26.902
3.453
3.096
1
560
2.535
470
1.813
130
0
4
118
357
275
24
58
27
30
1
13.094
556
1.811
7.988
30.281
3.762
3.362
1
610
2.751
505
1.986
141
0
4
116
400
311
26
63
30
33
1
14.410
610
2.308
9.192
31.785
4.132
3.681
1
661
3.019
544
2.163
152
0
4
157
450
356
27
67
32
35
1
14.707
651
2.352
9.943
5.090
330
266
38
228
43
164
11
11
64
53
1
9
4
5
0
0
3.801
50
144
765

611
491
Citizens
66
b. At other banks
425
77
Demand Deposit
305
Time deposits
21
Savings Deposit
Loans received
Securities
22
Others
120
Non-Citizens
98
3
b. At other banks
19
7
Demand Deposit
12
Time deposits
0
Savings Deposit
Loans received
Securities
0
Others
5.212
101
287
2.037
5. Others
5.416
2.124
1.072
1.052
6.468
3.000
5.830
1.877
1.326
550
6.380
2.998
5.841
5.710
3.783
1.927
7.767
4.257
6.680
6.823
5.687
1.136
7.816
3.983
4.234
2.798
299
2.499
6.660
3.907
282
300
32
268
545
415
769
485
263
222
982
681
1.450
839
462
377
1.813
1.378
1.861
1.234
776
459
2.301
1.604
2.125
714
133
581
2.682
1.819
2.411
1.550
771
779
3.161
2.074
2.678
2.216
915
1.301
3.944
2.327
3.626
2.006
868
1.138
4.724
2.944
4.528
2.012
357
1.655
6.138
3.811
5.579
1.989
478
1.511
7.039
4.413
5.586
2.677
424
2.253
7.784
4.646
6.399
2.919
446
2.472
8.813
5.289
1.350
145
186
(41)
1.306
986
2.046
291
108
183
2.224
1.657
861
31

5. Others
G. Current profit
Note : r) Revised
30
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Keterangan
2011
Jul
Ags
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
A.

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
7.694
766
213
1.195
5.236
5.197
39
284
2.382
1
255
1.721
368
93
1.260
3
90
7.919
892
242
1.053
5.399
5.355
44
334
2.506
245
1.979
403
106
1.470
4
107
10.070
1.004
285
1.575
6.802
6.752
50
405
3.128
1
351
2.229
454
118
1.657
4
126
11.278
1.085
320
1.847
7.597
7.541
56
430
3.513
1
400
2.471
497
131
1.843
4
145
12.438
1.156
350
2.087
8.390
8.328
62
455
3.826
1
433
2.695
534
142
2.019
4
161
13.604
1.227
376
2.333
9.211
9.144
67
456
4.201
1
470
2.926
576
153
2.198
4
178
1.222
82
22
252
795
791
4
70
335
28
227
47
11
169
11
2.248
145
55
448
1.531
1.524
7
69
618
49
422
84
21
317
20
3.340
216
86
623
2.330
2.319
11
86
925
70
635
125
35
475
28
4.424
271
116
815
3.116
3.100
16
106
1.232
89
854
181
51
623
35
5.551
319
149
1.008
3.931
3.910
21
144
1.551
124
1.061
217
68
776
0
42
6.644
359
189
1.199
4.739
4.713
26
158
1.862
165
1.256
259
83
914
0
51
7.802
398
219
1.410
5.591
5.559
33
183
2.209
216
1.464
299
95
1.070
60
8.977
439
264
1.598
6.469
6.433
36
208
2.563
269
1.678
341
105
1.232
0
74
10.130
545
295
1.682
7.329
7.290
39
279
2.891
310
1.886
378
115
1.393
5
78
11.279
588
328
1.837
8.237
8.195
42
290
3.225
0
347
2.109
421
123
1.565
5
80
12.439
647
353
1.973
9.148
9.103
45
319
3.542
0
370
2.331
464
131
1.737
0
81
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
f. Lainnya
312
5.312
171
5.413
417
6.942
492
7.765
532
8.612
622
9.403
69
887
127
1.630
192
2.415
254
3.192
324
4.000
390
4.782
468
5.593
542
6.414
612
7.239
685
8.054
761
8.897
837
9.790
15.753
1.437
14.863
1.446
19.549
1.747
21.984
2.290
24.638
2.714
25.821
2.950
5.288
699
8.165
1.374
8.256
1.296
11.198
1.366
12.760
1.422
14.360
1.511
14.638
1.574
16.543
1.555
18.377
1.635
19.527
1.716
25.056
2.090
27.028
2.206
10.657
2.821
9.545
3.188
13.549
3.623
14.723
4.006
16.083
4.431
16.511
4.889
3.868
414
5.559
861
5.265
1.297
7.914
1.720
8.841
2.288
9.786
2.729
9.529
3.181
10.948
3.638
12.211
4.077
12.786
4.566
17.318
5.053
18.751
5.502
838
17.736
769
684
16.910
544
630
21.584
643
965
23.680
838
1.410
26.750
1.363
1.471
27.883
1.319
307
4.760
131
371
7.638
756
180
8.018
698
197
11.324
726
209
13.354
977
333
14.709
911
353
15.223
816
401
17.722
986
454
19.639
919
458
21.027
869
595
26.755
1.143
569
29.002
1.242
123
123
358
358
358
358
358
358
9.971
1.455
380
8.956
1.470
418
12.266
1.641
506
13.094
1.810
556
14.410
2.305
610
14.707
2.350
651
3.801
144
50
5.212
287
101
4.793
424
151
7.048
633
226
7.744
873
295
8.232
921
384
7.766
1.164
441
9.139
1.311
512
10.208
1.462
589
10.643
1.555
651
14.920
1.843
721
16.216
1.923
790
4.803
3.329
1.491
876
615
3.944
12
393
2.327
5.164
3.366
2.163
804
1.359
4.725
13
415
2.944
6.170
4.906
1.549
317
1.232
6.138
12
456
3.811
7.024
6.069
1.210
240
970
7.039
9
625
4.413
7.703
6.500
1.470
185
1.285
7.785
10
756
4.646
8.497
7.341
1.678
206
1.472
8.813
8
987
5.289
634
1.415
75
185
(110)
1.305
(1)
986
1.282
2.157
174
107
67
2.224
4
18
1.657
1.951
2.654
252
154
98
2.752
7
87
2.031
2.690
3.066
343
55
288
3.354
9
321
2.145
3.465
3.406
620
89
530
3.936
8
288
2.359
4.261
4.433
699
128
571
5.004
8
283
3.092
5.036
5.007
876
213
663
5.670
11
643
3.085
5.774
5.235
948
157
792
6.026
8
653
3.400
6.462
5.977
1.067
186
880
6.857
16
654
3.946
7.301
6.554
1.191
210
981
7.535
25
776
4.373
8.005
7.198
1.262
297
965
8.163
33
806
4.743
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137

f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
form sale of credit
transaction
e. Deviden,
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
31
Tabel 1.15 Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
324.247
16.321
300.041
7.885
Indicator
Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya
17.440
5.559
9.997
1.884
33.963
7.496
20.181
6.286
20.983
5.246
10.910
4.828
21.650
6.321
13.641
1.688
131.215
8.629
120.109
2.478
131.733
8.701
120.866
2.166
151.598
8.699
140.466
2.433
151.802
10.219
139.070
2.513
169.706
15.275
151.881
2.550
170.304
15.394
152.480
2.430
177.335
18.841
156.039
2.455
169.445
17.170
149.353
2.922
184.905
14.143
166.730
4.031
192.724
13.171
173.507
6.046
182.457
13.017
163.098
6.342
209.460
16.310
185.233
7.916
229.849
15.588
206.521
7.741
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya
198.826
162.988
272.594
208.338
296.167
247.673
374.255
323.716
794.241
554.709
861.379
587.496
908.941
623.224
870.389
576.973
851.260
589.455
880.256
614.149
894.043
623.272
902.159
630.782
907.712
623.290
946.950
641.711
954.022
661.872
1.083.342
683.279
1.049.693
702.887
515
765
872
803
6.486
4.442
4.447
3.150
3.603
2.837
2.816
2.088
2.193
2.341
2.844
2.491
2.719
2.304 -
23.955
8.390
2.978
42.019
15.724
5.748
31.744
10.165
5.713
37.177
11.382
1.177
49.967
182.155
924
50.933
217.697
812
54.110
226.475
685
55.194
234.225
847
53.288
204.329
585
51.891
206.438
4.941
53.551
213.286
1.118
59.601
209.174
513
62.618
218.826
785
62.474
234.738
5.686
63.906
223.430
1.971
149.921
245.727
1.924
70.044
271.611
2.163
72.937 358.536 1.645 -
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
84.730
68.627
15.460
643
119.740
102.454
15.383
1.903
221.486
138.537
69.873
13.075
139.047
115.923
15.498
7.626
160.947
136.529
23.292
1.127
163.377
138.478
23.721
1.178
167.630
143.931
22.493
1.205
164.446
140.465
22.761
1.220
168.680
144.354
22.982
1.344
166.615
142.107
23.195
1.314
166.388
140.043
25.005
1.339
170.791
144.007
25.427
1.356
174.835
147.769
25.685
1.381
175.119
147.551
26.139
1.428
182.272
154.442
26.419
1.410
179.882
152.959
25.546
1.377
181.047
153.799
25.837
1.410
181.161
153.116
26.574
1.471
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
44.659
43.755
904
77.430
74.397
3.032
123.784
109.488
14.296
101.455
99.985
1.470
117.228
116.029
1.199
111.366
109.896
1.470
114.754
113.271
1.483
116.649
115.223
1.426
116.747
115.327
1.420
119.151
117.791
1.360
117.639
116.387
1.253
121.822
120.299
1.522
127.826
125.937
1.890
131.394
129.093
2.301
136.064
133.834
2.230
142.367
140.652
1.715
134.125
131.974
2.151
137.134 Liabilities Contingency

135.218 - Guarantees issued
1.916 - Others
166.370
40.719
125.650
199.082
43.675
155.407
148.821
45.965
102.856
135.192
32.896
102.296
146.144
30.173
115.970
147.218
30.032
117.186
148.344
29.377
118.967
147.039
29.065
117.974
147.727
29.171
118.556
148.740
28.955
119.784
146.130
28.730
117.400
147.418
29.238
118.180
149.695
29.355
120.339
150.548
29.338
121.210
152.796
29.591
123.205
155.839
29.435
126.404
152.887
29.010
123.877
154.773 Others
28.725 - Channelling Credit
126.048 - Written-off Earning assets
Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan
1.139.192 Liabilities Commitments

703.770 - Client credit facilities that are
not yet withdrawn

Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others
Claim Contingency
- Guarantees received
- Adjusted interest income
- Others
32
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
2011
Jul
Ags
Sep
Okt
2012
Indicator
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
275.380 Commited Claims

16.205 - Unused borrowing
254.545 - Outstanding spot and derivatives
Tagihan Komitmen
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
177.335
18.841
156.039
169.445
17.170
149.353
184.905
14.143
166.730
192.724
13.171
173.507
182.457
13.017
163.098
209.460
16.310
185.233
229.849
15.588
206.521
324.247
16.321
300.041
266.103
15.893
244.966
242.037
16.602
219.523
269.706
17.204
248.183
272.193
17.106
250.392
250.148
14.543
230.673
227.077
15.462
207.621
252.799
14.709
233.382
314.891
18.584
291.245
296.133
19.614
271.778
2.455
894.043
623.272
2.922
902.159
630.781
4.031
907.712
623.290
6.046
946.950
641.711
6.342
954.022
661.872
7.916
1.083.342
683.279
7.741
1.049.424
702.887
7.885
1.140.811
705.389
5.244
1.099.528
707.637
5.912
1.091.845
719.505
4.320
1.117.584
722.058
4.695
1.151.537
747.792
4.932
1.149.860
764.925
3.994
1.124.938
772.049
4.708
1.167.334
778.165
5.061
1.291.502
887.022
4.741
1.261.668
898.232
228.351
394.921
2.816
239.184
391.596
2.089
259.524
363.767
2.193
260.279
381.431
2.341
267.861
394.011
2.844
261.688
421.591
2.491
272.731
430.156
2.719
268.429
436.960
2.304
270.380
437.257
3.011
272.287
447.217
4.163
276.580
445.478
5.294
277.848
469.944
4.552
291.208
473.717
4.027
305.335
466.714
4.348
307.027
471.138
5.096
284.623
602.399
5.263
274.981
623.250
5.540
265.664
551.608
5.911 -
1.313
1.503
53.551
213.286
1.075
1.014
59.601
209.174
988
1.205
62.618
218.826
1.250
1.091
62.474
234.738
1.481
1.363
63.906
223.430
1.497
994
149.921
245.727
1.759
960
70.044
271.611
1.347
958
72.937
358.536
1.851
1.159
72.687
314.553
3.192
971
72.899
293.723
3.919
1.374
72.395
315.537
2.651
1.901
70.415
326.556
2.893
1.134
65.734
312.129
2.748
1.600
68.337
278.605
3.876
1.221
70.614
311.412
3.989
1.274
73.565
323.857
3.967
1.573
74.570
281.809
1.609
4.301
73.439
255.717
1.118
166.388
140.043
25.005
1.339
117.639
116.387
1.253
155.054
513
170.791
144.007
25.427
1.356
121.822
120.299
1.522
156.616
785
174.835
147.769
25.685
1.381
127.826
125.937
1.890
160.118
5.686
175.119
147.551
26.139
1.428
131.394
129.093
2.301
161.654
1.971
182.272
154.442
26.419
1.410
136.064
133.834
2.230
164.407
1.924
179.882
152.959
25.546
1.377
142.367
140.652
1.715
167.791
2.163
181.047
153.799
25.837
1.410
134.125
131.974
2.151
164.537
1.645
181.968
153.116
27.381
1.471
137.132
135.216
1.916
165.111
1.640
182.822
152.104
28.820
1.898
141.326
140.143
1.183
168.202
1.555
188.519
154.973
31.609
1.937
145.990
143.894
2.095
167.363
2.299
200.058
166.330
31.770
1.959
147.701
145.688
2.014
170.551
2.222
219.334
186.501
31.979
853
148.773
146.619
2.153
173.289
3.045
191.105
165.129
25.302
674
154.077
151.930
2.147
171.557
1.599
192.116
165.725
25.709
682
158.894
156.781
2.113
183.804
2.046
195.785
169.438
25.671
676
166.239
164.160
2.079
187.492
1.795
198.008
171.408
25.903
697
170.883
168.046
2.838
188.148
1.518
200.587
173.780
26.091
716
172.773
169.977
2.796
189.370
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
28.730
121.284
114.227
7.058
5.040
4.391
649
29.238
122.291
115.105
7.185
5.087
4.490
597
29.355
125.068
117.929
7.139
5.695
4.790
905
29.338
126.250
119.046
7.204
6.066
5.066
1.000
29.591
128.567
121.173
7.395
6.249
5.121
1.128
29.435
132.218
124.589
7.629
6.138
5.302
836
29.010
129.084
121.432
7.652
6.443
5.402
1.041
28.725
130.232
122.765
7.467
6.154
5.438
716
28.736
131.988
124.520
7.468
7.478
5.495
1.984
27.704
132.645
125.245
7.401
7.013
5.573
1.439
27.806
135.442
126.341
9.101
7.303
5.713
1.590
27.787
138.957
129.741
9.215
6.545
5.977
567
23.849
140.450
131.170
9.280
7.257
6.081
1.176
25.359
151.500
135.973
15.527
6.945
6.217
728
25.326
155.072
139.515
15.557
7.095
6.391
704
24.784
156.139
140.590
15.549
7.225
6.468
758
24.914
157.037
141.441
15.597
7.420
6.567
852
24.576 - Channelling
159.833 - Written off earning assets
144.316
- Credit disbursed
15.517
- Others
7.480 - Charged off earning assets
6.913
- Credit disbursed
567
- Others
(purchased)
4.630 - Others
1.154.122 Commited Liabilities
817.271 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
33
Tabel 1.16 Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
1.870
841
235
794
2.580
175
2.023
382
497
188
154
155
36
0
36
0
7.481
199
6.657
625
10.086
297
9.164
624
11.074
301
10.148
624
8.926
307
7.996
623
10.436
373
9.440
623
16.849
2.030
14.195
623
16.056
2.013
13.420
623
19.472
2.015
16.832
625
23.513
312
22.575
625
17.503
310
16.557
635
17.535
301
16.577
657
14.040
297
13.069
674
15.787
263
14.837
687
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
59.736
47.703
79.368
58.652
97.045
79.791
150.680
130.405
168.046
139.200
179.543
152.453
182.812
153.345
182.294
154.103
175.120
151.740
193.700
159.888
187.220
157.149
199.643
164.586
207.036
163.932
210.299
172.057
211.861
176.615
309.000
189.035
233.558
191.293
260
384
494
269
130
155
149
176
167
117
176
166
182
205
222
163
211
193 -
11.334
233
205
20.165
155
13
16.735
11
14
19.995
6
6
20.266
8.442
7
18.629
8.299
7
20.486
8.824
8
21.616
6.390
8
21.058
2.148
8
20.741
8.640
4.314
22.138
7.751
6
22.695
12.190
6
25.848
17.067
7
25.308
9.430
3.298
25.809
9.209
6
112.773
7.023
6
32.851
8.927
7
31.160 10.576 7-
Tagihan Kontinjensi
- Lainnya
14.544
2.728
11.578
238
14.492
2.430
10.944
1.118
70.167
3.279
65.584
1.304
21.904
4.090
10.527
7.286
24.076
4.937
18.224
915
24.917
5.194
18.764
958
24.438
5.993
17.461
984
24.778
6.190
17.596
992
26.822
8.023
17.774
1.026
26.814
7.810
17.930
1.075
28.815
7.974
19.760
1.081
29.374
8.218
20.045
1.111
29.603
8.153
20.321
1.129
31.344
9.548
20.629
1.167
32.283
10.236
20.884
1.164
32.101
10.440
20.529
1.131
32.607
10.806
20.664
1.138
33.368
11.047
21.138
1.183
- Lainnya
17.235
17.101
134
22.386
22.355
31
30.699
30.305
393
34.918
34.666
252
39.794
39.722
72
37.570
37.380
191
38.985
38.577
408
39.561
39.217
344
39.610
39.290
319
40.208
39.902
305
39.851
39.761
89
42.030
41.888
143
43.961
43.621
340
46.256
45.671
585
48.895
48.318
577
54.641
54.066
575
50.821
50.267
554

680 - Others
109.163
35.775
73.389
139.519
38.318
101.201
124.429
40.616
83.813
106.712
27.403
79.309
112.091
26.948
85.143
109.975
26.462
83.512
110.383
26.119
84.265
109.871
26.061
83.810
109.745
25.839
83.905
110.567
26.025
84.541
110.086
25.849
84.237
110.217
25.995
84.221
112.276
26.323
85.953
112.686
26.297
86.389
114.260
26.492
87.768
114.823
26.383
88.440
111.640
26.029
85.611
Lainnya
- Penerusan Kredit
17.858
272
16.890
695
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya
241.585 Liabilities Commitments

not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
112.936 Others
34
Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Jul
Ags
Sep
Okt
Des
16.056
2.013
13.420
19.472
2.015
16.832
23.513
312
22.575
17.503
310
16.557
17.535
301
16.577
14.040
297
13.069
15.787
263
14.837
17.858
272
16.890
11.032
11.029
9.933
9.933
23.773
23.773
20.735
281
20.353
15.940
15.940
16.655
16.646
20.524
20.524
17.903
17.903
22.778
22.778
623
187.220
157.149
625
199.643
164.585
625
207.036
163.932
635
210.299
172.057
657
211.861
176.615
674
309.000
189.035
687
233.289
191.293
695
241.585
199.651
3
235.097
190.153
231.670
186.103
240.629
189.350
101
244.783
198.656
220.406
180.307
10
224.650
182.260
227.677
178.451
233.105
187.838
236.799
186.620
- - Others
240.565 Commited Liabilities
18.707
138.442
176
21.083
143.502
166
32.237
131.695
182
37.333
134.724
205
39.422
137.193
222
49.572
139.463
163
52.907
138.386
211
53.649
146.001
193
45.419
144.734
177
43.953
142.149
208
41.971
147.379
223
41.047
157.608
183
49.867
130.440
188
51.408
130.852
222
44.702
133.748
224
50.891
136.947
244
48.254
138.366
275
48.414
145.065
211 -
114
61
22.138
7.751
105
61
22.695
12.190
95
88
25.848
17.067
105
100
25.308
9.430
121
101
25.809
9.209
50
113
112.773
7.023
122
89
32.851
8.927
104
88
31.160
10.576
89
88
31.653
13.108
120
88
31.066
14.286
119
104
31.923
19.126
81
102
32.768
13.168
80
108
30.094
9.808
122
100
31.144
11.011
115
108
34.535
14.457
129
115
33.736
11.277
159
116
36.033
13.862
72
140
34.112
12.749
6
28.815
7.974
19.760
1.081
39.851
39.761
89
112.022
25.849
86.091
82.850
3.241
83
83
0
6
29.374
8.218
20.045
1.111
42.030
41.888
143
112.290
25.995
86.212
82.969
3.243
83
83
0
7
29.603
8.153
20.321
1.129
43.961
43.621
340
114.627
26.323
88.218
84.973
3.245
85
85
0
3.298
31.344
9.548
20.629
1.167
46.256
45.671
585
115.205
26.297
88.822
85.575
3.247
86
86
0
6
32.283
10.236
20.884
1.164
48.895
48.318
577
116.956
26.492
90.375
87.102
3.273
89
89
0
6
32.101
10.440
20.529
1.131
54.641
54.066
575
117.840
26.383
91.369
88.092
3.277
88
88
0
7
32.607
10.806
20.664
1.138
50.821
50.267
554
113.975
26.029
87.859
84.582
3.277
87
87
-
7
33.368
11.047
21.138
1.183
51.832
51.151
680
114.082
25.656
88.338
85.061
3.277
88
88
-
6
32.888
9.047
22.188
1.653
54.784
54.703
81
115.608
25.667
89.852
86.574
3.279
89
89
-
7
32.855
9.635
21.538
1.682
56.988
56.913
75
115.270
24.671
90.510
87.229
3.281
90
90
-
8
33.341
9.932
21.705
1.704
58.796
58.714
82
116.176
24.744
91.340
88.057
3.283
92
92
-
9
34.751
12.568
21.600
583
57.948
57.805
143
116.871
24.684
92.096
88.812
3.284
92
92
-
9
30.735
10.845
19.492
398
61.206
61.095
111
113.592
20.473
93.027
89.747
3.280
92
92
-
12
32.223
12.070
19.745
409
64.238
64.109
129
118.745
20.472
98.181
94.898
3.283
93
93
-
11
34.872
14.463
19.992
417
69.568
69.468
100
120.064
20.392
99.579
96.293
3.285
94
94
-
10
34.933
14.315
20.195
424
71.545
71.431
114
119.841
19.734
100.014
96.728
3.286
94
94
-
10
35.798
15.080
20.284
434
73.016
72.863
153
119.751
19.377
100.281
96.996
3.285
94
94
-
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-

- - Unused borrowing
(purchased)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
35
Tabel 1.17 Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
5.081
2.206
2.346
529
11.644
1.127
5.016
5.501
7.199
654
1.972
4.573
5.332
141
4.101
1.089
44.148
388
42.830
930
53.885
427
52.622
836
59.456
430
57.984
1.042
57.374
437
55.791
1.147
56.387
429
54.697
1.261
61.684
724
59.705
1.256
61.806
484
60.181
1.141
53.500
500
51.727
1.272
64.772
330
62.474
1.968
68.991
287
65.932
2.771
65.139
323
61.810
3.006
62.293
325
58.190
3.779
71.699
318
68.329
3.052
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
78.586
68.281
116.802
93.638
127.426
110.519
132.078
118.457
276.731
212.273
301.422
223.914
318.320
235.474
308.285
224.877
310.554
229.127
314.243
230.512
321.661
238.439
332.642
256.313
346.535
258.616
354.057
262.897
363.176
273.952
353.226
269.233
378.025
283.516
246
366
358
486
1.431
1.446
1.538
1.510
1.661
1.536
1.602
1.418
1.540
1.648
1.492
1.383
1.347
1.527 -
7.137
1.487
1.435
12.666
4.877
5.256
8.968
2.255
5.326
9.347
2.735
1.054
18.506
43.735
787
20.914
54.471
677
21.545
59.228
535
20.734
60.500
664
20.449
58.898
418
19.417
62.393
385
19.556
61.764
300
21.623
53.047
242
22.780
63.319
281
22.496
66.752
264
22.508
65.108
116
21.864
60.678
69
21.286
71.764
112
25.762 61.408 55 -
Tagihan Kontinjensi
- Lainnya
2.086
273
1.694
119
3.216
565
2.047
605
15.110
920
2.628
11.561
3.787
690
3.008
90
5.081
1.527
3.464
90
7.689
4.043
3.556
90
7.796
4.095
3.611
90
7.919
4.080
3.747
92
7.892
4.057
3.745
90
8.005
4.221
3.689
94
7.612
3.894
3.627
92
7.073
3.296
3.684
94
7.093
3.323
3.678
91
7.212
3.388
3.733
92
8.149
4.269
3.786
94
7.752
4.094
3.566
92
7.877
4.021
3.764
91
7.929
4.051
3.767
110
- Lainnya
8.940
8.202
738
17.381
14.400
2.981
32.307
18.422
13.885
18.531
17.392
1.139
24.355
23.253
1.103
25.430
24.189
1.241
25.539
24.501
1.038
25.765
24.727
1.038
25.380
24.382
998
26.163
25.152
1.011
25.133
24.014
1.118
25.798
24.467
1.331
27.070
25.560
1.510
28.316
26.687
1.629
29.498
27.951
1.547
30.467
29.366
1.102
29.153
27.643
1.510

1.031 - Others
48.860
2.869
45.991
50.754
2.883
47.870
15.274
2.854
12.420
18.480
2.879
15.601
22.650
680
21.969
22.874
671
22.203
22.965
668
22.298
23.137
664
22.473
23.420
657
22.763
23.784
650
23.134
21.698
646
21.052
22.335
645
21.690
22.736
642
22.093
22.983
640
22.344
23.434
643
22.791
24.479
641
23.839
24.594
640
23.954
24.956 Others
638 - Channelling Credit
Lainnya
- Penerusan Kredit
62.533
320
59.145
3.068
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya

not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
36
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Jul
Ags
Sep
Okt
Des
61.806
484
60.181
53.500
500
51.727
64.772
330
62.474
68.991
287
65.932
65.139
323
61.810
62.293
325
58.190
71.699
318
68.329
62.533
320
59.145
68.105
320
66.217
63.056
325
59.292
67.724
279
65.837
70.965
483
68.593
63.899
484
61.879
61.096
488
58.988
63.904
537
61.240
66.593
3.420
60.762
68.529
3.416
62.947
1.141
321.661
238.439
1.272
332.642
256.313
1.968
346.536
258.616
2.771
354.057
262.897
3.006
363.177
273.952
3.779
353.226
269.233
3.052
378.025
283.516
3.068
369.256
280.504
1.568
381.329
288.348
3.439
374.978
286.547
1.607
388.805
295.241
1.890
398.322
301.269
1.535
402.329
311.091
1.620
425.421
336.715
2.128
435.772
343.762
2.412
442.943
348.707
2.166
446.829
352.852
2.183 - Others
116.944
121.495
1.602
129.898
126.415
1.418
129.572
129.044
1.540
131.561
131.336
1.648
135.968
137.984
1.492
127.260
141.973
1.383
134.866
148.650
1.347
130.518
149.986
1.527
141.919
146.429
1.328
140.440
146.108
1.220
146.585
148.656
1.587
146.602
154.667
1.427
151.639
159.453
1.561
160.390
176.325
1.826
167.163
176.599
1.891
169.983
178.725
2.020
169.083
183.769
2.084
163.347
184.594
2.234 -
816
786
19.556
61.764
737
681
21.623
53.047
754
785
22.780
63.319
742
906
22.496
66.752
778
714
22.508
65.108
779
604
21.864
60.678
777
570
21.286
71.764
782
746
25.762
61.408
744
584
26.265
65.339
750
470
25.911
61.283
772
815
24.311
67.335
789
638
22.502
72.763
928
634
21.625
67.744
993
833
23.405
63.348
977
914
22.466
67.409
978
1.043
24.820
67.218
1.036
1.048
24.390
67.377
1.140
1.094
25.113
66.171
300
7.612
3.894
3.627
92
25.133
24.014
1.118
27.947
646
22.641
19.356
3.285
4.660
4.021
639
242
7.073
3.296
3.684
94
25.798
24.467
1.331
28.697
645
23.350
19.948
3.403
4.702
4.117
585
281
7.093
3.323
3.678
91
27.070
25.560
1.510
30.005
642
24.144
20.791
3.354
5.219
4.324
895
264
7.212
3.388
3.733
92
28.316
26.687
1.629
30.747
640
24.522
21.109
3.413
5.585
4.594
991
116
8.149
4.269
3.786
94
29.498
27.951
1.547
31.456
643
25.051
21.471
3.580
5.762
4.645
1.117
69
7.752
4.094
3.566
92
30.467
29.366
1.102
32.425
641
26.219
22.425
3.794
5.565
4.767
797
112
7.877
4.021
3.764
91
29.153
27.643
1.510
32.849
640
26.409
22.636
3.774
5.800
4.791
1.010
55
7.928
4.051
3.767
110
29.341
28.310
1.031
33.111
638
26.930
23.340
3.590
5.543
4.827
716
49
8.500
4.392
3.996
112
30.113
29.059
1.054
34.218
627
27.006
23.417
3.588
6.585
4.878
1.707
16
8.362
4.247
3.991
124
30.960
29.012
1.948
33.899
615
26.918
23.385
3.533
6.367
4.928
1.439
331
8.357
4.093
4.142
122
31.059
29.222
1.837
36.051
614
28.859
23.672
5.187
6.577
4.987
1.590
361
7.865
3.570
4.161
134
31.685
29.726
1.960
35.685
764
29.269
23.998
5.271
5.653
5.085
567
307
8.060
3.747
4.175
137
32.154
30.173
1.981
36.604
1.201
29.109
23.756
5.353
6.293
5.157
1.137
127
8.494
4.100
4.265
129
32.838
30.895
1.942
43.183
2.601
34.607
23.028
11.579
5.975
5.247
728
244
8.607
4.551
3.939
117
33.621
31.687
1.934
45.049
2.650
36.294
24.711
11.583
6.105
5.401
704
177
8.606
4.530
3.949
127
34.927
32.255
2.672
45.669
2.788
36.700
25.125
11.574
6.182
5.451
731

(purchased)
126
82
9.067
8.659
4.929
4.023
114
4.553
3.979
126
36.281
37.219
33.724
2.557
34.706
2.512
46.572
46.937
3.137
37.067
25.451
11.616
6.367
5.515
852
3.268
37.317
25.663
11.655
6.351
5.784
567
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
37
Tabel 1.18 Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
10
0
0
10
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya
40
9
0
32
83
9
0
74
75
0
0
75
62
0
0
62
65
0
0
65
60
40
0
20
60
40
0
20
58
50
0
8
69
50
12
7
71
50
0
21
72
50
0
22
77
50
0
27
72
50
0
22
57
50
0
7
58
50
0
8
63
50
0
13
13
0
0
13
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
1.666
1.618
1.882
1.853
1.966
1.926
2.232
2.197
2.305
2.242
2.297
2.245
2.341
2.292
2.398
2.359
2.377
2.333
2.576
2.520
2.524
2.470
2.381
2.308
2.605
2.547
2.793
2.724
2.907
2.795
2.735
2.651
2.883
2.817
10
27
25
23
24
24
32
26
24
33
37
47
51
38
22 -
0
0
44
0
0
25
0
0
34
0
0
25
0
0
36
0
0
28
0
0
26
0
0
16
0
0
20
0
0
25
0
0
28
0
0
50
0
0
26
0
0
32
0
0
65
0
0
33
0
0
29
0034 -
Tagihan Kontinjensi
- Lainnya
202
0
177
25
156
0
147
9
100
0
95
4
137
1
136
0
226
1
226
0
240
1
239
0
230
1
229
0
166
1
163
2
267
1
182
84
263
0
261
2
286
0
285
0
261
0
261
0
263
0
261
2
273
0
270
2
266
0
265
1
245
0
244
0
260
0
249
10
375
0
373
2
- Lainnya
103
95
8
127
112
16
120
107
12
194
121
73
180
158
22
189
157
31
199
169
31
211
173
38
267
170
96
225
189
35
202
165
37
208
167
41
205
168
37
210
171
39
215
173
42
222
185
37
199
166
34
206 Liabilities Contingency

163 - Guarantees issued
43 - Others
Lainnya
- Penerusan Kredit
590
41
549
637
41
596
530
39
491
710
21
689
955
65
890
1.038
63
974
1.094
63
1.031
1.099
63
1.036
1.138
63
1.075
1.196
63
1.132
1.181
63
1.117
1.217
63
1.153
1.214
86
1.129
1.234
86
1.148
1.261
86
1.175
1.288
85
1.203
1.309
85
1.223

not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
1.323 Others
38
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
15
-
18 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives
72
50
0
77
50
0
72
50
0
57
50
0
58
50
0
63
50
0
13
-
10
-
18
-
12
-
15
-
14
-
13
-
14
-
14
-
14
-
22
2.523
2.470
27
2.382
2.308
22
2.605
2.547
7
2.793
2.724
8
2.908
2.796
13
2.735
2.651
13
2.883
2.817
10
3.079
3.023
18
3.005
2.960
12
3.216
3.152
15
3.461
3.401
14
3.446
3.360
13
4.246
4.171
14
4.386
4.315
14
4.596
4.542
14
4.660
4.608
4.756
18 - Others
1.860
610
26
1.896
411
24
1.882
665
33
1.961
763
37
2.094
702
47
2.008
643
51
2.113
703
38
2.292
730
22
2.228
732
16
2.411
741
26
2.579
822
20
2.590
770
33
2.926
1.246
21
2.874
1.441
21
2.761
1.781
23
2.911
1.697
32
3.031
1.725
72
2.954
1.808
70 -
17
9
0
0
18
6
0
0
22
11
0
0
21
16
0
0
23
23
0
0
29
22
0
0
30
8
-
11
12
-
4
13
-
9
17
-
5
14
-
11
22
-
8
13
-
10
11
-
9
15
-
6
27
-
38
35
0
0
28
286
0
285
0
202
165
37
1.198
63
1.134
976
158
1
1
0
50
261
0
261
0
208
167
41
1.234
63
1.170
1.012
158
1
1
0
26
263
0
261
2
205
168
37
1.317
86
1.145
988
157
86
86
0
32
273
0
270
2
210
171
39
1.337
86
1.165
1.008
157
86
86
0
65
266
0
265
1
215
173
42
1.365
86
1.193
1.037
156
86
86
0
33
245
0
244
0
222
185
37
1.432
85
1.223
1.067
156
124
124
0
29
260
0
249
10
199
166
34
1.453
85
1.244
1.087
157
124
124
-
34
375
373
2
206
163
43
1.472
85
1.263
1.107
156
124
124
-
29
268
261
7
217
170
47
1.497
85
1.288
1.105
182
124
124
-
38
265
264
1
262
191
71
1.507
85
1.298
1.122
176
124
124
-
41
268
268
0
246
198
48
1.486
85
1.277
1.126
151
124
124
-
52
287
285
1
272
222
50
1.904
85
1.534
1.380
154
285
285
-
54
293
291
1
262
207
54
1.989
85
1.596
1.442
154
308
308
-
50
311
311
0
238
198
40
2.044
85
1.633
1.478
155
327
327
-
31
317
315
2
270
226
44
2.093
83
1.670
1.517
153
341
341
-
20
319
314
5
289
238
51
2.140
83
1.698
1.545
153
359
359
-
(purchased)
15
4.852
41
29
0
0
24
29
313
308
5
301
309
303
6
374
255
46
289
85
2.222
2.255
83
1.752
1.595
157
387
387
82
1.761
1.612
149
412
412
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
39
Tabel 1.19 Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
28
10
0
18
336
21
0
315
35
15
0
20
515
9
0
507
657
55
0
602
609
11
1
597
652
10
1
640
1.890
9
1.299
583
1.869
9
1.293
567
1.851
11
1.339
501
509
6
20
483
2.204
5
1.293
905
2.277
6
1.310
961
2.308
5
24
2.280
2.406
4
180
2.221
3.270
5
0
3.265
3.669
6
79
3.585
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
2.208
2.136
3.820
3.426
6.799
6.548
11.276
10.865
12.593
11.889
13.308
12.627
13.171
12.458
12.968
12.281
13.098
12.454
13.970
13.313
14.364
13.764
14.420
13.452
14.620
13.571
15.625
13.435
14.949
12.817
16.931
14.712
17.686
15.195
12
14
28
41
58
59
60
55
42
47
39
48
56
54
72
67
69 -
18
0
50
25
0
356
13
0
224
320
0
64
582
0
80
540
1
82
584
1
70
546
5
77
532
0
57
500
46
69
462
13
78
915
0
13
930
0
72
884
32
1.219
863
0
1.215
894
27
1.226
1.139
63
1.222
1.107 28 1.223 -
624
2
465
157
599
56
496
47
876
345
463
68
2.066
1.389
591
87
873
168
598
108
1.565
785
664
116
1.635
821
696
119
1.781
921
740
120
1.794
913
753
129
1.974
1.062
784
127
2.016
1.072
794
149
2.088
1.076
879
133
2.027
1.043
845
140
2.213
1.125
939
149
2.162
1.080
934
148
1.973
989
833
152
1.730
763
812
156
1.765
672
932
161
- Lainnya
2.856
2.833
23
5.788
5.783
5
9.198
9.193
5
10.666
10.660
6
11.258
11.257
1
10.361
10.355
6
10.555
10.548
6
10.734
10.728
6
10.849
10.843
6
10.905
10.899
6
10.823
10.817
6
11.376
11.369
7
11.349
11.348
1
10.679
10.678
1
10.555
10.554
1
10.377
10.376
1
8.752
8.750
2

1 - Others
Lainnya
- Penerusan Kredit
4.807
2.035
2.772
5.112
2.280
2.832
5.257
2.389
2.868
5.432
2.593
2.840
5.179
2.479
2.700
5.602
2.835
2.768
6.084
2.527
3.556
5.033
2.276
2.757
5.391
2.611
2.780
5.029
2.217
2.812
4.956
2.172
2.784
5.303
2.534
2.769
5.144
2.304
2.840
5.206
2.316
2.890
5.257
2.370
2.887
5.979
2.326
3.653
5.928
2.256
3.672
6.048 Others
Tagihan Kontinjensi
- Lainnya
3.725
6
95
3.624
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya

not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
40
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
2.578

77 - Unused borrowing
10 - Outstanding spot and derivatives
509
6
20
2.204
5
1.293
2.277
6
1.310
2.308
5
24
2.406
4
180
3.270
5
0
3.669
6
79
3.725
6
95
3.523
6
53
2.345
76
22
2.545
76
155
2.466
80
122
2.758
76
430
2.471
77
201
2.950
77
462
2.806
77
164
483
14.364
13.764
905
14.419
13.452
961
14.621
13.571
2.280
15.625
13.435
2.221
14.948
12.817
3.265
16.931
14.712
3.585
17.686
15.195
3.624
15.895
13.468
3.464
19.781
17.445
2.247
16.087
13.844
2.314
16.682
14.326
2.264
17.027
14.710
2.252
18.250
15.670
2.193
18.521
16.062
2.412
19.674
17.173
2.564
19.588
17.038
17.232
2.340 - Others
6.695
7.070
47
6.413
7.039
39
6.529
7.042
48
6.978
6.457
56
6.340
6.476
54
6.353
8.360
72
6.702
8.493
67
6.786
6.682
69
6.505
10.940
77
6.253
7.591
67
6.130
8.196
67
6.181
8.530
65
6.138
9.532
68
6.361
9.702
58
6.724
10.449
68
6.606
10.433
67
5.222
12.010
73
5.366
13.460
78 -
38
9
462
13
33
6
915
0
41
7
930
0
40
16
884
32
40
15
863
0
55
16
894
27
48
19
1.139
63
61
8
1.107
28
72
5
992
46
58
9
950
18
60
7
974
96
59
6
981
47
60
8
918
369
53
5
948
230
62
6
969
223
58
10
1.052
193
6
68
893
96
15
64
865
39
78
2.016
1.072
794
149
10.823
10.817
6
5.391
2.172
3.074
2.871
203
145
136
9
13
2.088
1.076
879
133
11.376
11.369
7
5.752
2.534
3.071
2.852
218
147
136
12
72
2.027
1.043
845
140
11.349
11.348
1
5.519
2.304
3.070
2.851
219
145
136
10
1.219
2.213
1.125
939
149
10.679
10.678
1
5.592
2.316
3.131
2.909
222
145
135
9
1.215
2.162
1.080
934
148
10.555
10.554
1
5.700
2.370
3.186
2.966
220
144
133
11
1.226
1.973
989
833
152
10.377
10.376
1
6.449
2.326
3.952
3.714
238
171
133
39
1.222
1.730
763
812
156
8.752
8.750
2
6.379
2.256
3.968
3.737
231
155
123
32
1.223
2.573
672
1.740
161
8.632
8.631
1
6.463
2.346
3.999
3.769
230
118
118
-
1.221
2.847
680
2.055
112
9.118
9.117
1
6.803
2.357
4.052
3.848
204
394
117
276
1.208
6.228
627
5.487
114
9.569
9.568
1
6.494
2.334
4.043
3.847
195
117
117
0
1.219
10.240
4.923
5.200
116
9.809
9.808
1
6.575
2.363
4.100
3.835
265
113
113
0
1.223
10.912
5.254
5.539
119
10.047
10.046
1
6.454
2.255
4.086
3.882
204
113
113
-
1.224
6.710
5.663
927
120
10.292
10.291
1
6.343
2.090
4.101
3.910
191
152
113
40
1.222
7.094
6.005
962
127
11.068
11.067
1
6.660
2.202
4.346
4.138
208
113
113
0
1.241
7.239
6.163
952
124
11.475
11.474
1
6.963
2.201
4.649
4.430
219
113
113
0
1.238
7.621
6.485
1.016
120
11.883
11.883
1
7.025
2.179
4.706
4.487
219
140
113
27
1.280
1.196
7.594
7.391
6.418
1.032
143
6.255
1.018
118
11.420
11.946
11.419
1
11.945
1
77
67
(purchased)
2.433
19.574
7.196
7.310
2.317
4.767
4.545
222
113
113
0
2.160
4.998
4.763
236
153
153
0
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
41
Tabel 1.20 Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2011
2010
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
36.116
8.056
27.889
170
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya
2
2.494
2.011
502
10.730
6.163
4.565
2
5.617
4.389
1.227
1
5.262
3.823
1.411
29
31.455
3.031
28.168
256
29.791
3.075
26.628
89
30.140
3.128
26.906
107
31.169
4.706
26.313
150
39.622
9.720
29.816
86
36.058
7.862
28.172
24
35.288
8.200
27.011
76
35.689
7.347
28.284
58
33.736
5.975
27.731
30
34.949
4.994
29.930
25
35.061
4.596
30.395
70
34.781
7.927
26.736
119
37.116
7.360
29.598
158
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
15.427
10.341
20.805
13.298
16.235
11.400
19.575
14.167
113.836
88.396
117.651
89.927
121.575
90.997
120.176
90.578
123.981
90.646
134.600
102.446
140.119
107.765
135.893
99.774
113.229
79.999
125.916
87.216
126.894
89.241
120.035
85.198
123.376
87.052
10
8-
2.068
1.779
1.239
2.890
4.530
87
2.913
1.809
111
3.233
2.136
28
3.985
21.433
14
4.411
23.288
16
4.556
25.967
47
4.339
25.172
80
4.710
28.542
77
4.894
27.112
143
5.485
26.742
123
6.418
29.557
138
5.462
27.587
174
6.414
32.016
265
5.791
31.603
255
6.352
28.175
303
6.113
29.899
306
6.178 29.014 213 -
Tagihan Kontinjensi
- Lainnya
20.284
20.042
242
0
29.927
29.715
212
0
41.419
41.256
163
0
32.484
32.153
331
0
39.315
38.943
373
0
35.334
35.065
269
0
38.510
38.239
271
0
36.193
35.908
286
0
37.646
37.350
295
0
37.523
37.226
297
0
36.826
36.520
307
0
39.173
38.854
319
0
41.730
41.397
333
0
42.773
42.454
319
0
44.490
44.138
352
0
45.523
45.322
201
0
46.432
46.266
166
0
47.517
47.337
180
0
- Lainnya
4.507
4.506
1
6.801
6.801
0
9.972
9.971
0
7.453
7.453
0
10.173
10.173
1
8.421
8.420
1
9.321
9.321
0
9.370
9.370
0
9.290
9.290
0
9.376
9.376
0
9.891
9.891
0
10.229
10.229
0
11.115
11.115
0
11.594
11.547
47
11.998
11.935
63
12.035
12.035
0
11.809
11.758
51

161 - Others
Lainnya
- Penerusan Kredit
1.217
0
1.217
1.362
0
1.362
1.736
0
1.736
1.783
0
1.783
1.691
0
1.690
1.813
0
1.812
1.863
0
1.863
1.911
0
1.911
1.991
0
1.991
2.069
0
2.069
2.136
0
2.136
2.201
0
2.201
2.111
0
2.111
2.172
0
2.172
2.262
0
2.262
2.304
0
2.304
2.333
0
2.333

not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
2.400 Others
42
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Jul
Ags
Sep
Okt
Des
35.288
8.200
27.011
35.689
7.347
28.284
33.736
5.975
27.731
34.949
4.994
29.930
35.061
4.596
30.395
34.781
7.927
26.736
37.116
7.360
29.598
36.115
8.056
27.889
38.124
7.794
30.153
43.948
8.388
35.411
48.684
8.452
39.895
45.950
8.279
37.525
44.602
5.954
38.476
45.996
6.793
39.070
43.974
5.961
37.860
44.095
6.923
37.102
76
140.119
107.765
58
135.892
99.774
30
113.229
79.999
25
125.916
87.216
70
126.894
89.241
119
120.035
85.198
158
123.376
87.052
170
123.825
88.412
177
125.465
88.286
150
130.934
89.268
338
140.355
91.857
147
142.486
97.611
172
143.520
98.948
133
142.694
98.882
153
139.370
96.740
70
143.583
101.308
103.079
18.913
88.852
4
17.560
82.214
5
17.469
62.530
7
16.909
70.308
6
17.418
71.822
5
15.607
69.591
7
15.785
71.267
6
16.606
71.806
8
15.408
72.878
5
18.071
71.197
4
16.217
75.640
5
17.757
79.854
8
17.852
81.096
6
18.022
80.860
9
18.393
78.348
9
17.669
83.639
8
12.559
90.520
12
12.083
92.581
15 -
1
3
5.485
26.742
2
3
6.418
29.557
2
5
5.462
27.587
2
3
6.414
32.016
1
4
5.791
31.603
2
5
6.352
28.175
2
4
6.113
29.899
3
5
6.178
29.014
1
3
5.251
31.696
2
2
5.737
35.781
4
1
7.562
40.328
2
6
7.265
37.357
3
3
6.349
38.007
3
6
6.232
37.428
3
7
6.176
35.927
3
4
6.286
35.631
3
9
6.649
34.140
4
11
6.022
32.721
123
36.826
36.520
307
0
9.891
9.891
0
2.370
0
2.271
2.112
159
99
99
0
138
39.173
38.854
319
0
10.229
10.229
0
2.442
0
2.342
2.189
153
100
100
0
174
41.730
41.397
333
0
11.115
11.115
0
2.379
0
2.276
2.123
153
103
103
0
265
42.773
42.454
319
0
11.594
11.547
47
2.446
0
2.343
2.190
153
103
103
0
255
44.490
44.138
352
0
11.998
11.935
63
2.546
0
2.440
2.286
153
106
106
0
303
45.523
45.322
201
0
12.035
12.035
0
2.624
0
2.490
2.336
153
134
134
0
306
46.432
46.266
166
11.809
11.758
51
2.727
0
2.520
2.367
153
207
207
-
213
47.517
47.337
180
12.036
11.875
161
2.801
2.594
2.440
153
207
207
-
227
48.476
48.285
191
12.087
12.087
2.895
2.686
2.533
153
209
209
-
144
51.928
51.724
204
12.891
12.891
2.993
0
2.759
2.605
153
234
234
-
603
52.960
52.749
211
13.286
13.241
45
2.902
0
2.682
2.528
153
220
220
-
245
76.141
75.930
211
14.075
14.075
2.966
0
2.747
2.593
153
219
219
-
210
55.408
55.179
228
14.531
14.531
0
3.334
0
3.114
2.960
153
221
221
-
142
57.122
56.887
235
14.710
14.710
3.405
0
3.165
3.011
153
240
240
-
517
56.676
56.398
278
15.113
15.113
3.471
0
3.229
3.076
153
241
241
-
350
57.517
57.279
233
5
15.445
15.445
3.556
0
3.314
3.160
153
242
242
-
43.586
7.059
36.414

(purchased)
113
143.954
84 - Others
74
215
61.885
62.290
61.636
246
4
62.040
246
4
15.728
15.200
15.689
39
15.158
42
3.652
0
3.410
3.257
153
242
242
-
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
43
Tabel 1.21 Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
Claim Commitments
- Others
Tagihan Komitmen
- Lainnya
5.415
0
5.406
9
8.590
0
8.577
13
7.562
0
7.557
5
10.442
2.349
8.093
1
47.410
4.956
42.454
0
37.303
4.852
32.451
1
50.216
4.789
45.426
1
52.384
4.710
47.671
2
61.324
4.695
56.623
6
53.791
4.717
49.069
6
63.604
8.087
55.406
110
58.503
7.253
51.215
34
60.536
7.472
52.641
423
68.917
7.525
61.064
328
62.258
7.744
54.135
380
95.013
7.707
87.238
67
101.565
7.642
93.678
246
204.005
7.667
196.022
316
Kewajiban Komitmen
belum ditarik
yang belum ditarik
- Lainnya
41.203
32.909
49.917
37.471
46.696
37.488
58.413
47.625
220.729
100.708
247.158
106.329
270.721
128.658
244.269
92.776
226.131
103.155
221.168
105.470
228.155
103.685
217.180
94.349
223.687
104.626
238.260
103.382
234.234
106.451
281.415
122.450
294.165
123.014

4.849
2.750
2.670
1.372
1.690
1.106
960
437
383
389
1.024
816
1.051
485 -
3.398
4.891
5
6.273
6.163
10
3.114
6.089
4
4.282
6.506
0
6.627
108.544
0
6.439
131.638
1
6.939
132.454
1
7.960
142.159
2
6.539
114.741
6
6.339
108.247
6
5.910
117.016
583
7.950
114.381
64
7.599
110.853
226
7.373
126.508
609
8.936
117.509
315
8.039
149.823
287
8.656
160.958
486
8.731 257.509 113 -
Tagihan Kontinjensi
- Lainnya
46.991
45.582
1.303
105
71.351
69.689
1.538
124
93.815
92.737
940
138
78.670
77.602
905
163
91.375
90.953
409
13
93.632
93.390
228
13
95.020
94.782
226
12
93.608
93.365
229
14
94.259
94.011
234
14
92.036
91.787
234
15
90.833
90.583
233
17
92.821
92.563
240
18
94.119
93.852
247
19
91.305
91.037
249
19
94.921
94.719
200
3
92.289
92.113
173
2
92.141
91.943
182
16
90.207
90.009
183
16
- Lainnya
11.018
11.018
0
24.947
24.947
0
41.489
41.489
0
29.692
29.692
0
31.467
31.467
0
29.394
29.394
0
30.155
30.155
0
31.009
31.009
0
31.351
31.350
1
32.274
32.273
2
31.740
31.738
2
32.181
32.180
1
34.126
34.125
1
34.338
34.338
0
34.902
34.902
0
34.623
34.623
0
33.390
33.390
0

0 - Others
1.732
0
1.732
1.698
154
1.544
1.596
67
1.529
2.074
0
2.074
3.578
0
3.578
5.916
0
5.916
5.955
0
5.955
5.988
0
5.988
6.042
0
6.042
6.096
0
6.096
6.074
0
6.074
6.146
0
6.146
6.214
0
6.214
6.267
0
6.267
6.322
0
6.322
6.965
0
6.965
7.084
0
7.084
Lainnya
- Penerusan Kredit
not yet withdrawn

not yet withdrawn
Current spot sales
Others
Claim Contingency
- Others
7.109 Others
44
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
Jul
Ags
Sep
Okt
Nov
63.604
8.087
55.406
58.503
7.253
51.215
60.536
7.472
52.641
68.917
7.525
61.064
62.258
7.744
54.135
110
228.155
103.685
34
217.181
94.349
423
223.686
104.626
328
238.260
103.382
65.233
38.452
960
62.333
32.016
437
71.835
32.791
383
326
634
5.910
117.016
180
257
7.950
114.381
583
90.833
90.583
233
17
31.740
31.738
2
6.125
0
6.074
6.064
11
51
51
0
64
92.821
92.563
240
18
32.181
32.180
1
6.200
0
6.146
6.135
11
54
54
0
Des
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
95.013
7.707
87.238
101.565
7.642
93.678
204.005
7.667
196.022
145.302
7.772
137.515
122.742
7.812
114.866
126.965
8.396
118.524
132.063
7.984
123.800
122.937
8.028
113.949
100.845
8.105
92.716
121.433
8.135
113.297
183.480
8.164
175.316
158.647
9.062
149.571

380
234.235
106.451
67
281.415
122.450
246
294.165
123.014
316
387.170
120.332
15
334.849
120.445
64
334.961
140.591
45
327.651
127.883
280
345.475
132.186
959
361.110
154.737
24
309.267
133.814
2
340.245
137.497
1
447.624
227.522
14
409.659
233.693
4 - Others
65.537
37.845
389
66.619
39.833
1.024
60.888
61.561
816
60.357
62.657
1.051
58.577
61.754
485
58.901
61.544
1.408
61.160
79.431
2.639
63.098
64.785
3.392
63.671
68.515
2.836
62.787
91.951
2.183
66.281
67.533
2.212
67.284
70.213
2.882
36.563
190.959
2.892
36.832
196.861
3.023
33.500
114.101
3.302 -
74
309
7.599
110.853
340
49
7.373
126.508
518
506
8.936
117.509
581
236
8.039
149.823
780
271
8.656
160.958
386
99
8.731
257.509
942
466
8.525
204.364
2.253
386
9.235
182.355
2.959
432
7.625
188.653
1.709
1.127
6.900
203.221
1.815
369
6.749
196.201
1.568
644
6.606
166.589
2.710
172
6.468
193.396
2.815
77
7.672
209.538
2.725
297
6.605
166.335
338
2.964
7.328
144.037
226
94.119
93.852
247
19
34.126
34.125
1
6.271
0
6.214
6.203
11
57
57
0
609
91.305
91.037
249
19
34.338
34.338
0
6.327
0
6.267
6.256
11
60
60
0
315
94.921
94.719
200
3
34.902
34.902
0
6.385
0
6.322
6.311
11
63
63
0
287
92.289
92.113
173
2
34.623
34.623
0
7.020
0
6.965
6.954
11
55
55
0
486
92.141
91.943
182
16
33.390
33.390
7.153
7.084
7.023
61
69
69
-
113
90.207
90.009
183
16
35.086
35.086
7.182
7.109
7.048
61
73
73
-
107
89.845
89.700
130
15
35.007
35.007
7.182
7.105
7.044
61
77
77
-
142
88.881
88.741
125
15
35.320
35.320
7.199
7.118
7.057
61
81
81
-
98
94.892
94.633
244
15
34.505
34.505
7.362
7.185
7.123
61
177
177
-
331
89.379
89.180
182
16
34.745
34.745
9.409
9.225
9.077
149
183
183
-
1.240
89.900
89.696
187
18
35.632
35.632
9.694
9.504
9.355
149
190
190
-
45
86.871
86.662
192
17
35.802
35.802
9.766
9.569
9.420
149
198
198
-
2
88.075
87.864
195
16
36.192
36.192
9.852
9.651
9.488
163
202
202
-
1
89.011
88.799
197
15
36.793
36.793
9.916
9.708
9.545
163
209
209
-
(purchased)
249
85.930
85.357
85.717
199
15
85.156
187
13
36.027
36.027
9.977
9.760
9.597
163
217
217
-
36.785
36.785
9.899
9.676
9.664
12
223
223
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
45
Tabel 1.22 Kinerja Bank Umum
(Commercial Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
Feb
Jan
21,27
19,30
16,76
17,42
- CAR (%)
Modal
183.391
211.176
238.270
268.601
Capital
ATMR
862.145
1.094.196
1.421.448
1.541.598
Risk Weighted Assets
17,18
18,07
17,57
17,76
17,41
17,00
17,24
17,29
16,63
17,15
16,61
16,05
CAR (%)
CAR (%) - Termasuk Risiko

Operasional
18,41
18,41 CAR (%) - Included Operasional
Risk
Modal
323.246
372.758
373.821
381.060
379.694
380.460
386.621
396.871
393.783
409.894
408.233
404.698
450.319
456.022
ATMR
1.881.533
2.063.330
2.127.460
2.145.089
2.181.199
2.237.532
2.242.345
2.295.552
2.367.253
2.390.479
2.457.566
2.520.964
2.445.705
2.477.670
3,91
3,03
2,95
2,83
2,36
2,63
2,48
2,56
2,58
2,51
2,51
2,61
2,39
2,42
2,35
2,00
2,15
2,21
61.192
56.026
66.144
69.856
65.071
72.616
69.691
71.735
73.591
72.640
73.059
76.376
73.172
74.550
73.971
66.472
69.595
72.162
1.565.103
1.851.990
2.242.282
2.464.256
2.762.578
2.758.567
2.814.592
2.799.829
2.850.270
2.891.286
2.913.313
2.928.716
3.057.109
3.085.796
3.144.596
3.326.566
3.230.362
3.283.014
PPAPYD terhadap PPAPWD

(%)
126,88
193,95
168,12
157,55
130,69
129,08
123,25
134,48
127,38
124,74
159,58
155,01
41,14
193,89
125,34
114,28
107,83
104,55
- PPAPYD
47.918
49.137
64.068
77.526
76.924
76.852
76.574
77.526
78.420
79.120
79.542
80.389
80.074
80.374
80.483
69.915
69.383
69.549
- PPAPWD
37.767
25.335
38.108
49.208
58.860
59.538
62.128
57.650
61.564
63.426
49.845
51.860
194.639
41.454
64.210
61.179
64.347
66.520
- APYD
- Total Aktiva Produktif
Classified Earning assets to Earning

assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability
Rentabilitas
ROA (%)
- Earning assets Quality
KAP
APYD terhadap Aktiva
Produktif (%)
Capital
ROA (%)
2,64
2,78
2,33
2,60
2,86
2,86
3,07
3,01
2,97
3,07
3,00
2,98
3,12
3,11
3,07
3,03
3,70
3,62
40.555
49.859
48.158
61.784
75.157
83.410
90.043
88.659
88.072
91.948
90.460
90.379
95.272
95.964
95.667
95.555
118.265
117.457
1.538.821
1.792.481
2.067.044
2.372.152
2.625.033
2.913.767
2.936.721
2.949.533
2.969.648
2.992.266
3.010.570
3.029.020
3.056.004
3.081.028
3.115.850
3.150.826
3.194.096
3.247.910
86,98
84,05
88,59
86,63
86,14
86,07
85,00
84,46
84,33
85,92
87,43
89,34
87,14
86,44
85,97
85,42
91,78
85,96
- Biaya Operasional
184.826
184.617
232.170
258.311
295.422
57.887
78.549
103.437
126.476
155.746
186.500
219.209
243.634
270.756
298.173
323.825
37.682
62.036
- Operations Expenses
- Pendapatan Operasional
212.499
219.653
262.061
298.180
342.937
67.253
92.407
122.465
149.984
181.268
213.322
245.354
279.596
313.235
346.821
379.120
41.057
72.167
- Operations Income
- Laba
- Rata-rata total aset
BOPO (%)
- Kredit
- Dana Pihak Ketiga
- Average Assets
Operations Expenses/Operations
Income (%)
Liquidity
Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)
LDR (%)
- Profit
Liquid assets to liquid liabilities ratio
3,06
3,55
4,49
4,03
3,99
3,56
3,40
3,42
3,41
3,56
3,39
4,44
3,60
3,57
3,56
3,80
3,53
3,20
61,56
66,32
74,58
72,88
75,21
77,11
76,83
78,40
78,45
79,67
79,79
82,21
81,36
81,03
81,00
78,77
78,58
79,43
792.297
1.002.012
1.307.688
1.437.930
1.710.677
1.715.612
1.754.235
1.781.879
1.825.632
1.883.859
1.905.650
1.958.512
2.003.592
2.028.141
2.070.867
2.117.608
2.078.652
2.120.633
- Credits
1.287.102
1.510.834
1.753.292
1.973.042
2.274.489
2.224.826
2.283.375
2.272.766
2.327.073
2.364.630
2.388.436
2.382.356
2.462.736
2.502.986
2.556.469
2.688.364
2.645.430
2.669.949
- Third Party Funds
Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi
LDR (%)
Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised
46
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)

2012
Items
Keterangan
r)
Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
17,43 Capital Adequacy Ratio (%)
18,41
18,41
18,28
17,97
17,87
17,49
17,28
17,29
17,41
17,31
17,44
- Modal
450.319
456.022
453.764
455.881
463.105
466.131
466.511
471.494
481.024
481.099
490.094
496.629
- ATMR
2.445.705
2.477.670
2.482.748
2.536.379
2.591.560
2.664.705
2.699.394
2.727.375
2.762.856
2.779.759
2.810.359
2.849.997
16,65
16,62
16,42
16,11
16,04
15,63
15,48
15,43
15,54
15,48
15,58
407.197
411.679
407.780
408.494
415.792
416.520
417.882
420.946
429.376
430.352
437.798
444.545
2.445.705
2.477.670
2.482.748
2.536.379
2.591.560
2.664.705
2.699.394
2.727.375
2.762.856
2.779.759
2.810.359
2.849.997
3,70
3,62
3,05
2,98
3,05
3,16
3,13
3,07
3,09
3,10
3,12
118.265
117.457
107.765
105.849
109.304
114.209
113.942
112.537
114.033
114.788
116.327
117.103
3.194.096
3.247.910
3.529.662
3.555.152
3.586.545
3.617.193
3.640.673
3.660.546
3.684.874
3.706.039
3.729.813
3.761.912
91,78
85,96
76,68
76,70
76,75
74,68
74,94
74,70
74,26
74,02
73,97
- Biaya Operasional
37.682
62.036
84.843
112.018
143.356
161.551
190.745
212.172
237.409
261.595
290.737
321.357
- Operating Expenses
41.057
72.167
110.645
146.050
186.783
216.332
254.535
284.034
319.714
353.421
393.059
433.678
- Operating Income
6,06
5,40
5,15
5,31
5,33
5,38
5,41
5,43
5,45
5,48
5,48
183.471
169.889
176.666
183.510
185.970
189.115
191.240
192.862
195.023
196.860
198.231
200.338
3.028.268
3.143.660
3.429.746
3.454.767
3.486.112
3.516.358
3.534.925
3.551.432
3.575.594
3.595.175
3.618.565
3.648.741
78,57
79,43
79,89
81,17
81,61
82,57
82,55
83,70
83,33
83,78
83,61
- Total Kredit kepada pihak ketiga bukan Bank
2.078.493
2.120.633
2.181.181
2.230.568
2.297.363
2.360.735
2.363.995
2.414.668
2.455.427
2.482.519
2.525.169
2.597.026
- Total Credit to third party
- Total Dana Pihak Ketiga
2.645.395
2.669.949
2.730.265
2.748.059
2.815.001
2.859.206
2.863.630
2.884.859
2.946.482
2.963.231
3.020.235
3.107.385
- Total Third Party Funds
Rasio Aset Likuid (%)
21,27
20,76
20,45
19,53
19,13
18,98
19,02
18,48
18,23
17,75
18,03
- Aset Likuid Primer
620.497
601.098
602.860
571.762
570.259
574.169
573.475
560.596
566.436
547.693
573.906
616.043
- Aset Likuid Sekunder
120.482
128.268
131.574
137.390
139.765
141.546
145.609
141.543
140.963
143.927
141.277
142.989
3.483.251
3.513.645
3.592.089
3.631.623
3.712.118
3.770.434
3.781.548
3.799.658
3.879.497
3.896.525
3.967.552
4.115.003
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi
- Capital
- Risk Weighted Assets
15,60 Core Capital Ratio to ATMR (%)

- Core Capital (Tier I)
3,11 Return On Assets Ratio (%)

- Profit
- Average total assets
74,10 Operating Expenses/Operating Income (%)
5,49 Net Interest Margin Ratio (%)

- Interest income net
- Average total earning assets
83,58 Loan to Deposits Ratio (%)
18,45 Liquid Assets Ratio (%)
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised
47
Tabel 1.23 Kinerja Bank Persero
(State Owned Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
Feb
Jan
CAR (%)
21,20
17,85
14,31
13,81
- CAR (%)
Modal
62.577
67.263
68.757
77.893
Capital
ATMR
295.153
376.844
480.330
563.841
15,36
17,93
17,47
17,56
16,96
16,43
17,16
16,87
15,60
16,54
15,33
15,04
17,82
101.472
128.514
128.208
131.515
129.883
128.135
133.164
134.809
130.039
136.632
133.504
132.854
154.257
156.087
660.561
716.769
733.734
749.011
766.017
780.111
775.945
799.314
833.397
826.054
870.628
883.075
865.871
864.645

Operasional
Modal
ATMR

Earning assets Quality
KAP
Produktif (%)
Risk
Capital

assets (%)
6,55
4,59
3,33
3,03
2,64
3,19
2,90
2,99
3,12
3,02
3,06
3,26
2,90
2,93
2,89
2,32
2,71
2,78
38.096
31.383
27.388
29.037
27.750
32.471
30.474
31.269
33.255
32.713
33.396
35.548
33.080
34.172
33.881
30.672
32.476
33.621
581.590
683.347
823.508
958.452
1.049.282
1.018.578
1.049.921
1.044.599
1.065.504
1.084.545
1.090.320
1.091.423
1.139.944
1.166.460
1.172.843
1.320.279
1.198.374
1.209.750
PPAPYD terhadap PPAPWD

(%)
131,12
266,35
258,87
151,62
163,73
150,79
151,29
153,95
146,82
150,04
236,46
221,40
137,87
503,77
142,36
132,47
135,69
132,91

- PPAPYD
29.480
27.665
28.965
36.087
38.226
38.176
38.035
38.783
39.698
41.048
41.551
42.226
41.892
42.232
42.025
38.292
38.440
38.338
- PPAPWD
22.483
10.387
11.189
23.800
23.347
25.317
25.141
25.192
27.039
27.358
17.572
19.072
30.384
8.383
29.519
28.906
28.330
28.845
- APYD
Profitability
Rentabilitas
ROA (%)
ROA (%)
2,22
2,76
2,72
2,71
3,08
3,67
3,82
3,76
3,59
3,80
3,56
3,56
3,72
3,67
3,60
3,60
3,76
4,23
12.776
17.887
19.979
23.258
30.003
39.286
41.208
40.642
39.006
41.615
39.121
39.262
41.355
41.145
40.980
41.513
43.888
50.163
574.323
647.872
734.720
858.353
975.505
1.070.630
1.078.549
1.080.569
1.086.842
1.094.117
1.098.405
1.103.637
1.111.423
1.120.428
1.137.615
1.153.494
1.168.452
1.185.069
97,05
90,68
89,92
92,35
88,23
84,51
87,93
86,89
87,57
92,02
96,15
101,08
96,58
95,74
93,98
91,94
113,91
91,53
- Biaya Operasional
72.383
67.776
77.148
94.645
105.127
19.971
32.182
41.461
50.427
64.734
78.867
95.442
103.648
115.056
124.966
134.247
16.816
22.491
74.585
74.745
85.799
102.480
119.152
23.631
36.601
47.719
57.585
70.345
82.028
94.424
107.314
120.173
132.977
146.022
14.762
24.572
- Operations Income
- Laba
BOPO (%)
- Average Assets
Income (%)
Liquidity
Likuiditas
(%)
LDR (%)
- Profit
3,17
3,58
4,15
3,96
4,43
3,77
3,73
3,77
3,73
3,84
3,63
5,88
4,19
3,66
3,96
4,11
4,01
3,80
59,93
62,37
70,27
69,55
71,54
77,88
77,67
79,83
80,47
81,79
81,83
84,19
83,18
80,95
81,51
74,75
76,58
79,90
- Kredit
287.910
356.151
470.665
544.870
642.718
637.831
656.897
665.361
681.752
710.769
717.161
733.460
748.038
749.689
764.543
776.833
740.594
767.507
- Credits
- Dana Pihak Ketiga
480.394
571.008
669.827
783.384
898.405
819.032
845.763
833.443
847.258
869.061
876.413
871.186
899.322
926.133
937.971
1.039.257
967.126
960.609
- Third Party Funds
- r) Revisi
LDR (%)
- r) Revised
48
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
17,82
18,05
17,86
17,11
17,17
16,58
16,11
16,38
16,61
16,13
16,39
- Modal
154.257
156.087
157.570
154.789
157.320
156.964
154.424
157.593
163.076
160.442
165.603
166.297
- ATMR
865.871
864.645
882.289
904.767
916.005
946.896
958.384
962.384
981.974
994.742
1.010.575
1.028.287
16,21
16,46
16,07
15,37
15,60
14,82
14,53
14,66
14,85
14,46
14,62
140.343
142.329
141.814
139.018
142.927
140.284
139.293
141.074
145.822
143.797
147.726
150.049
- ATMR
865.871
864.645
882.289
904.767
916.005
946.896
958.384
962.384
981.974
994.742
1.010.575
1.028.287
3,76
4,23
3,67
3,59
3,58
3,67
3,64
3,64
3,71
3,74
3,82
43.888
50.163
46.538
45.859
46.175
47.827
47.760
47.967
49.159
49.841
51.275
51.669
1.168.452
1.185.069
1.266.905
1.276.551
1.290.522
1.303.727
1.311.085
1.318.793
1.326.552
1.333.507
1.343.006
1.359.034
113,91
91,53
74,87
74,22
75,92
72,29
72,38
72,09
71,27
70,78
70,24
- Biaya Operasional
16.816
22.491
32.190
41.954
57.254
59.190
69.304
78.275
87.688
95.677
105.132
116.981
14.762
24.572
42.994
56.525
75.414
81.879
95.746
108.574
123.033
135.184
149.665
165.852
- Operating Income
6,27
5,31
5,38
5,78
5,77
5,84
5,86
5,87
5,94
5,95
5,94
70.941
61.175
66.864
72.335
73.003
74.787
75.402
75.829
77.224
77.788
78.233
79.244
1.131.360
1.151.770
1.241.850
1.251.723
1.266.189
1.279.814
1.286.796
1.292.480
1.300.430
1.306.717
1.316.095
1.331.277
76,58
79,90
81,16
82,48
80,91
81,51
82,18
82,88
83,84
83,72
82,71
740.594
767.507
792.719
811.030
832.330
854.674
850.583
865.367
888.985
897.082
920.147
959.128
967.126
960.609
976.682
983.288
1.028.702
1.048.512
1.035.025
1.044.060
1.060.300
1.071.565
1.112.462
1.201.284
22,02
19,99
19,99
20,03
20,03
20,02
19,87
20,15
18,71
18,40
19,29
206.145
173.314
179.989
184.695
192.539
194.578
190.963
199.873
183.061
180.470
200.082
229.643
72.374
77.587
75.975
76.777
77.149
79.701
78.301
76.767
76.719
76.463
77.263
78.295
1.264.866
1.255.304
1.280.544
1.305.491
1.346.402
1.369.752
1.355.233
1.372.756
1.388.621
1.396.102
1.437.996
1.535.343
ROA (%)
BOPO (%)
NIM (%)
LDR (%)

- Total Aset
r) revisi
- Capital


- Profit



- Total Assets
r) revised
49
Tabel 1.24 Kinerja BUSN Devisa
(Foreign Exchange Commercial Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
CAR (%)
19,84
18,21
14,82
16,61
- CAR (%)
Modal
70.049
82.094
85.315
100.158
Capital
ATMR
353.108
450.710
575.699
603.116
15,76
16,07
15,59
15,80
15,82
15,60
15,55
15,58
15,12
15,71
15,34
14,37
16,44

Operasional
Risk
Modal
119.559
134.699
133.022
136.898
139.434
139.572
141.578
144.829
145.236
152.476
151.344
147.098
163.002
165.394
ATMR
758.511
838.285
853.232
866.612
881.629
894.622
910.598
929.494
960.560
970.421
986.442
1.023.782
991.339
1.007.143
2,43
2,03
2,97
2,73
2,27
2,44
2,34
2,43
2,39
2,34
2,31
2,34
2,18
2,18
2,15
1,91
2,00
2,08
14.486
14.218
24.426
24.591
23.849
25.969
25.118
25.869
25.601
25.310
25.348
25.879
24.995
25.079
25.290
23.257
24.314
25.477
596.214
700.622
821.136
899.511
1.049.697
1.065.155
1.072.398
1.066.022
1.072.229
1.082.969
1.098.406
1.105.618
1.147.767
1.152.824
1.175.619
1.220.804
1.215.528
1.234.216
PPAPYD terhadap
PPAPWD (%)
123,48
141,48
121,45
223,02
115,50
122,55
109,49
120,95
116,05
111,20
121,79
121,90
16,03
120,51
114,05
104,12
95,96
92,75
- PPAPYD
10.621
11.334
21.335
25.460
25.251
25.184
25.079
25.129
24.805
23.994
24.018
23.930
23.822
23.904
24.293
20.954
20.560
20.803
- PPAPWD
8.601
8.011
17.568
11.416
21.863
20.549
22.905
20.775
21.374
21.577
19.720
19.631
148.614
19.836
21.299
20.124
21.425
22.430
- APYD

assets (%)
Profitability
Rentabilitas
ROA (%)

KAP
Produktif (%)
Capital
ROA (%)
2,35
2,44
1,25
2,20
2,58
2,09
2,28
2,26
2,40
2,50
2,56
2,52
2,58
2,58
2,54
2,46
2,66
2,63
14.038
17.040
10.076
19.616
25.959
24.030
26.375
26.256
28.106
29.433
30.306
30.069
30.998
31.234
31.014
30.274
36.245
33.407
596.617
699.122
807.788
889.789
1.006.426
1.150.866
1.157.575
1.163.614
1.170.098
1.177.034
1.184.608
1.192.808
1.202.379
1.210.967
1.220.245
1.232.600
1.364.610
1.269.443
82,53
81,85
93,76
86,27
85,53
84,67
83,96
83,16
81,67
81,01
80,12
80,54
79,80
79,50
79,58
80,47
87,32
78,93
- Biaya Operasional
65.603
66.931
91.874
99.540
112.674
16.792
25.198
33.617
41.671
49.915
58.259
67.407
76.136
84.803
93.908
104.657
10.597
20.664
79.491
81.770
97.989
115.378
131.734
19.833
30.011
40.426
51.022
61.613
72.718
83.689
95.406
106.673
118.007
130.057
12.136
26.179
- Operations Income
- Laba
BOPO (%)
- Average Assets
Income (%)
Liquidity
Likuiditas
(%)
- Profit
2,92
3,67
5,25
4,02
3,42
3,33
2,87
2,96
2,96
3,15
2,96
3,95
3,14
3,25
2,98
3,40
3,00
2,58
LDR (%)
60,03
67,18
74,72
71,14
73,16
73,61
73,24
74,40
74,86
76,50
75,62
76,94
78,13
78,67
78,40
78,16
77,33
77,12
- Kredit
315.256
407.742
524.295
555.617
673.076
679.731
690.745
704.350
720.638
741.666
747.021
769.633
792.008
806.071
821.912
855.167
847.994
854.368
- Dana Pihak Ketiga
525.177
606.932
701.710
755.441
920.009
923.455
943.160
946.770
962.632
969.473
987.902
1.000.363
1.013.711
1.024.566
1.048.362
1.094.184
1.096.618
1.107.908
- r) Revisi

LDR (%)
- Credits
- Third Party Funds
- r) Revised
50
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
16,44
16,42
16,06
16,16
15,93
15,60
15,57
15,42
15,58
15,44
15,50
- Modal
163.002
165.394
163.229
166.408
168.553
168.595
170.082
170.726
173.209
173.733
176.163
177.744
- ATMR
991.339
1.007.143
1.016.636
1.029.471
1.057.870
1.080.514
1.092.666
1.107.004
1.112.032
1.125.129
1.136.737
1.159.788
14,30
14,18
13,86
13,88
13,61
13,36
13,31
13,18
13,34
13,23
13,28
141.768
142.809
140.916
142.889
143.963
144.385
145.487
145.898
148.327
148.858
150.983
151.331
- ATMR
991.339
1.007.143
1.016.636
1.029.471
1.057.870
1.080.514
1.092.666
1.107.004
1.112.032
1.125.129
1.136.737
1.159.788
2,66
2,63
2,35
2,33
2,56
2,72
2,70
2,64
2,64
2,63
2,61
36.245
33.407
32.478
32.318
35.626
38.155
38.097
37.420
37.630
37.719
37.728
38.452
1.364.610
1.269.443
1.380.575
1.384.991
1.392.571
1.402.498
1.411.364
1.418.959
1.427.588
1.435.270
1.443.953
1.455.843
87,32
78,93
78,49
78,36
76,48
75,10
76,35
75,45
75,29
75,25
75,23
- Biaya Operasional
10.597
20.664
29.144
38.311
47.073
56.344
70.312
75.126
84.215
93.794
103.114
112.722
12.136
26.179
37.129
48.893
61.548
75.023
92.094
99.567
111.848
124.649
137.073
150.543
- Operating Income
5,63
5,30
4,95
5,01
5,06
5,09
5,12
5,15
5,15
5,17
5,18
66.075
64.945
66.119
67.140
68.197
69.084
69.876
70.531
71.025
71.693
72.193
72.679
1.173.590
1.225.335
1.336.092
1.339.807
1.347.147
1.356.459
1.363.747
1.370.219
1.378.426
1.385.543
1.393.803
1.404.733
77,33
77,12
78,92
80,78
81,83
82,35
81,84
81,88
81,87
82,22
82,03
847.982
854.368
879.806
899.835
924.135
951.054
956.954
969.674
978.429
988.514
1.001.877
1.026.324
1.096.618
1.107.908
1.114.752
1.113.987
1.129.288
1.154.877
1.169.339
1.184.324
1.195.159
1.202.328
1.221.338
1.257.990
18,33
18,33
16,54
14,87
14,82
15,02
15,44
15,05
15,01
14,49
14,45
222.558
223.595
197.754
170.483
172.827
181.826
188.429
183.985
186.446
177.611
180.779
203.772
27.507
29.368
33.372
37.467
38.027
36.270
37.755
37.561
38.154
40.422
40.391
41.689
1.364.585
1.379.678
1.397.462
1.398.237
1.422.893
1.452.130
1.464.562
1.472.123
1.496.618
1.504.408
1.530.790
1.586.631
ROA (%)
BOPO (%)
NIM (%)
LDR (%)

- Total Aset
r) revisi
- Capital


- Profit


- Total Assets
r) revised
51
Tabel 1.25 Kinerja BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
CAR (%)
19,27
23,14
24,44
19,01
- CAR (%)
Modal
3.459
5.020
5.832
6.740
Capital
ATMR
17.951
21.694
23.858
35.451
18,91
21,85
17,60
21,34
20,80
16,63
19,59
19,74
19,69
20,17
19,69
19,33
21,25

Operasional
Risk
Modal
8.381
9.010
9.167
9.609
9.204
9.327
9.080
9.342
9.365
9.849
10.017
10.124
11.040
11.203
Capital
ATMR
44.309
41.234
52.088
45.032
44.238
56.091
46.348
47.327
47.567
48.829
50.874
52.367
51.949
53.674

KAP
Produktif (%)
2,90
1,96
1,61
2,02
2,05
2,32
2,08
2,09
2,06
1,92
1,91
1,88
1,85
1,76
1,79
1,56
1,61
1,71
- APYD
757
677
608
1.017
1.192
1.312
1.233
1.257
1.252
1.238
1.250
1.262
1.277
1.250
1.276
1.182
1.233
1.288
26.141
34.610
37.729
50.318
58.074
56.485
59.354
60.002
60.800
64.431
65.461
66.961
69.072
70.868
71.216
75.972
76.631
78.300
PPAPYD terhadap
PPAPWD (%)
177,72
144,47
184,60
147,74
126,86
145,59
115,12
117,38
124,90
135,20
228,30
141,84
96,08
185,81
125,45
196,74
98,38
99,86
- PPAPYD
500
643
692
1.003
1.335
1.237
1.185
1.153
1.164
1.130
1.140
1.133
1.134
1.141
1.138
1.003
1.012
1.067
- PPAPWD
282
445
375
679
1.052
850
1.029
982
932
836
499
799
1.180
614
907
510
1.029
1.069

assets (%)
Profitability
Rentabilitas
ROA (%)
2,08
2,99
2,20
1,35
1,82
3,18
3,25
3,23
3,12
3,08
3,08
3,04
3,09
3,16
3,14
2,95
3,31
3,67
ROA (%)
- Laba
531
991
865
628
1.005
2.054
2.126
2.157
2.089
2.091
2.113
2.111
2.183
2.263
2.277
2.175
2906
2.854
- Profit
25.572
33.119
39.379
46.600
55.248
64.520
65.502
66.742
66.969
67.812
68.547
69.508
70.546
71.568
72.520
73.756
87.835
77.810
BOPO (%)
92,25
83,58
86,73
95,02
89,91
88,58
85,51
83,97
84,26
85,05
84,28
84,09
83,71
82,97
82,79
83,91
81,40
80,22
Income (%)
- Biaya Operasional
3.854
4.369
5.078
7.307
8.252
1.455
2.156
2.827
3.638
4.443
5.214
6.059
6.901
7.789
8.687
9.794
958
1.910
4.178
5.227
5.854
7.689
9.178
1.642
2.521
3.366
4.317
5.224
6.187
7.205
8.244
9.387
10.493
11.672
1.176
2.381
- Operations Income
Liquidity
Likuiditas
(%)
- Average Assets
2,49
2,08
2,25
2,35
2,77
2,87
2,73
2,77
2,80
2,91
3,19
2,67
2,81
2,88
2,97
2,67
2,80
2,73
LDR (%)
78,26
78,26
81,66
81,17
79,11
84,40
83,70
85,66
86,24
85,07
83,47
83,29
82,46
81,88
82,40
79,85
80,26
80,25
LDR (%)
- Kredit
19.114
23.863
27.122
35.700
39.764
41.092
42.549
43.793
45.111
46.506
47.853
49.023
50.100
51.142
52.344
54.035
54.991
56.033
- Credits
- Dana Pihak Ketiga
24.423
30.491
33.213
43.980
50.263
48.686
50.833
51.126
52.310
54.671
57.327
58.855
60.759
62.459
63.525
67.669
68.518
69.824
- Third Party Funds
- r) Revisi
- r) Revised
52
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
21,25
20,87
19,88
20,82
20,85
20,51
20,34
20,33
20,55
20,39
20,39
- Modal
11.040
11.203
11.062
11.692
11.944
12.187
12.334
12.445
12.762
12.856
12.986
13.530
- Capital
- ATMR
51.949
53.674
55.644
56.157
57.294
59.411
60.628
61.222
62.115
63.056
63.678
65.057
20,38
20,01
20,78
19,91
19,95
19,58
19,39
19,37
19,60
19,43
19,43
10.587
10.739
11.565
11.182
11.432
11.635
11.755
11.857
12.178
12.251
12.375
12.610
- ATMR
51.949
53.674
55.644
56.157
57.294
59.411
60.628
61.222
62.115
63.056
63.678
65.057
3,31
3,67
3,26
3,26
3,30
3,32
3,34
3,30
3,30
3,29
3,29
2.906
2.854
2.911
2.937
2.984
3.039
3.075
3.070
3.103
3.122
3.149
3.204
87.835
77.810
89.267
90.162
90.536
91.415
92.050
92.919
94.017
94.880
95.757
96.840
81,40
80,22
79,47
79,40
79,42
79,17
79,08
79,23
79,22
79,28
79,28
958
1.910
2.797
3.738
4.763
5.736
6.746
7.782
8.840
9.928
11.011
12.149
1.176
2.381
3.520
4.708
5.997
7.245
8.531
9.822
11.159
12.522
13.888
15.320
- Operating Income
10,78
10,29
8,78
8,79
8,95
9,07
9,21
9,28
9,28
9,30
9,33
7.470
7.625
7.447
7.531
7.699
7.880
8.052
8.188
8.291
8.389
8.499
8.606
69.310
74.127
84.837
85.683
86.041
86.844
87.420
88.263
89.347
90.194
91.057
92.126
80,26
80,25
80,31
79,20
82,63
82,64
85,47
84,75
83,39
85,01
84,06
54.991
56.033
57.265
58.292
59.760
61.946
63.576
64.792
66.279
67.190
68.073
69.804
68.518
69.824
71.307
73.598
72.320
74.956
74.386
76.452
79.481
79.041
80.984
84.374
21,37
21,16
20,21
20,07
17,09
18,72
17,12
15,97
16,76
16,08
16,49
17.503
17.332
17.035
17.300
14.342
16.895
15.409
14.670
16.009
15.196
15.953
19.716
1.270
1.555
1.302
1.334
1.384
1.044
1.001
1.144
1.222
1.310
1.285
1.291
87.835
89.252
90.713
92.846
92.032
95.814
95.857
98.999
102.801
102.653
104.519
108.758
ROA (%)
BOPO (%)
- Biaya Operasional
NIM (%)
LDR (%)

- Total Aset
r) revisi

- Profit


- Total Assets
r) revised
53
Tabel 1.26 Kinerja BPD
(Regional Development Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
CAR (%)
19,12
18,35
16,82
15,82
- CAR (%)
Modal
11.586
14.224
17.025
20.366
Capital
ATMR
60.591
77.533
101.190
128.744
16,68
17,32
16,04
15,58
15,24
14,24
14,52
14,79
15,26
14,10
14,67
14,33
20,03

Operasional
Risk
Modal
25.088
29.393
28.736
27.959
26.487
26.691
26.585
27.004
27.008
27.687
28.409
28.900
34.009
34.496
ATMR
150.390
169.754
179.171
179.499
173.759
187.393
183.044
182.528
176.941
196.407
193.626
201.667
169.820
176.586

KAP
Produktif (%)
Capital

assets (%)
0,81
0,99
1,00
1,39
1,66
1,89
1,87
2,00
1,95
1,84
1,92
2,06
1,84
2,02
1,89
1,49
1,60
1,54
1.075
1.393
1.661
2.520
3.466
4.262
4.346
4.609
4.682
4.515
4.732
4.973
4.868
5.138
4.977
3.778
4.221
4.291
131.845
140.981
166.823
181.225
209.002
225.126
231.845
229.956
240.024
244.817
246.205
241.131
264.699
253.953
263.067
253.121
263.110
278.013
143,57
105,63
110,82
115,83
98,50
97,79
100,48
135,40
120,68
91,91
133,76
146,16
99,10
145,72
141,14
83,01
74,92
66,61

- PPAPYD
1.570
1.906
2.499
3.147
3.895
4.195
4.188
4.378
4.394
4.435
4.456
4.601
4.508
4.590
4.581
3.260
3.242
3.179
- PPAPWD
1.094
1.804
2.255
2.717
3.955
4.290
4.169
3.234
3.641
4.826
3.332
3.148
4.549
3.150
3.246
3.927
4.327
4.772
- APYD
PPAPYD terhadap
PPAPWD (%)
Profitability
Rentabilitas
ROA (%)
ROA (%)
3,38
3,08
3,70
3,65
3,82
3,62
3,83
3,67
3,61
3,58
3,54
3,37
3,47
3,45
3,44
3,36
4,36
3,92
4.557
5.155
6.569
7.399
8.805
9.136
9.851
9.541
9.523
9.605
9.602
9.174
9.596
9.627
9.710
9.527
13.415
11.518
134.622
167.279
177.394
202.904
230.303
252.691
257.529
260.247
264.112
268.146
271.300
272.455
276.333
279.026
281.907
283.748
307.452
294.154
76,15
76,06
73,04
73,64
77,65
72,58
71,70
74,19
76,17
76,74
77,52
79,16
78,40
78,46
78,22
79,14
80,49
71,35
Income (%)
- Biaya Operasional
13.403
14.652
16.510
18.687
24.125
3.636
5.631
7.932
10.259
12.601
15.074
17.765
20.015
22.438
24.735
27.639
2.586
4.705
17.599
19.264
22.606
25.375
31.070
5.010
7.853
10.691
13.468
16.419
19.444
22.443
25.529
28.598
31.621
34.924
3.213
6.595
- Operations Income
- Laba
BOPO (%)
- Average Assets
Liquidity
Likuiditas
(%)
- Profit
6,26
7,74
8,91
11,08
10,80
8,36
8,64
8,60
8,46
8,31
8,23
6,03
7,75
8,90
8,81
9,46
8,49
7,84
LDR (%)
43,33
53,53
67,28
79,31
78,26
69,30
68,96
69,71
68,36
68,20
69,58
75,22
67,57
69,84
70,02
74,74
70,62
67,61
- Kredit
55.955
71.881
96.385
120.754
143.707
145.945
149.427
152.882
156.810
161.654
164.753
167.632
170.352
173.415
176.645
175.702
174.872
177.881
- Credits
129.141
134.287
143.262
152.251
183.624
210.593
216.693
219.317
229.398
237.031
236.777
222.857
252.118
248.307
252.276
235.265
247.621
263.103
- Third Party Funds
- Dana Pihak Ketiga
- r) Revisi
LDR (%)
- r) Revised
54
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
20,03
19,53
19,79
18,69
18,28
17,00
17,74
17,49
17,15
17,59
17,91
- Modal
34.009
34.496
32.862
32.106
31.535
30.967
32.247
32.636
32.936
33.798
34.606
35.198
- ATMR
169.820
176.586
166.052
171.826
172.542
182.188
181.789
186.601
192.020
192.091
193.175
195.318
18,70
18,24
18,48
17,38
16,93
15,57
16,27
16,04
15,65
16,16
16,47
31.749
32.217
30.679
29.861
29.217
28.359
29.578
29.939
30.053
31.033
31.812
32.531
169.820
176.586
166.052
171.826
172.542
182.188
181.789
186.601
192.020
192.091
193.175
195.318
4,36
3,92
3,26
3,09
3,06
3,03
3,03
2,99
2,97
2,95
2,97
13.415
11.518
10.699
10.412
10.435
10.462
10.548
10.453
10.532
10.574
10.715
10.462
307.452
294.154
328.395
336.788
341.147
345.756
348.627
349.614
354.611
357.984
360.593
361.101
80,49
71,35
73,11
74,17
74,66
74,72
74,11
74,33
74,17
74,46
74,28
- Biaya Operasional
2.586
4.705
7.164
9.855
12.628
15.289
17.431
19.975
22.426
25.391
28.067
31.470
3.213
6.595
9.799
13.287
16.913
20.461
23.521
26.873
30.235
34.099
37.785
41.797
- Operating Income
8,16
7,14
6,45
6,38
6,42
6,40
6,54
6,60
6,52
6,58
6,60
21.779
19.922
20.024
20.354
20.775
20.980
21.459
21.755
21.833
22.254
22.483
22.856
266.904
278.958
310.600
319.073
323.483
328.071
328.257
329.410
334.666
338.116
340.855
341.257
70,62
67,61
61,79
61,49
63,90
64,07
62,00
68,95
63,35
66,28
68,16
174.872
177.881
182.268
186.736
192.197
198.634
190.366
204.939
207.967
213.024
216.726
218.851
247.621
263.103
294.986
303.670
300.782
310.028
307.036
297.228
328.298
321.401
317.976
278.535
27,37
30,17
34,60
32,34
30,77
30,26
28,94
26,04
29,18
26,74
27,00
83.352
94.929
120.011
113.963
106.350
106.770
101.987
87.397
108.995
98.316
99.928
80.457
811
2.353
2.902
3.081
3.978
4.820
3.901
5.448
6.158
5.510
4.492
3.626
307.467
322.439
355.279
361.967
358.581
368.804
365.851
356.528
394.584
388.340
386.685
366.684

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)

- Total Aset
r) revisi
- Capital


- Profit


- Total Assets
r) revised
55
Tabel 1.27 Kinerja Bank Campuran
(Joint Venture Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
CAR (%)
30,78
28,22
24,95
27,04
- CAR (%)
Modal
12.664
15.920
19.266
22.002
Capital
ATMR
41.151
56.416
77.216
81.375
23
23
23
23
22
22
22
21
21
20
20
20
20,66

Operasional
Risk
Modal
23.468
25.398
25.931
25.587
25.684
26.837
27.012
27.020
27.182
27.379
28.376
28.382
29.623
29.576
ATMR
100.551
109.106
112.300
110.303
118.382
121.998
123.984
127.850
132.538
137.257
141.479
139.541
143.386
146.916

KAP
Produktif (%)
Capital

assets (%)
3,10
2,17
1,79
2,06
1,94
1,99
1,89
1,95
1,92
1,88
1,84
1,86
1,81
1,73
1,66
1,53
1,42
1,43
2.118
2.054
2.242
2.877
2.983
2.949
2.861
2.908
2.939
2.931
2.904
3.007
3.023
3.008
2.979
2.777
2.620
2.690
68.277
94.740
125.190
139.962
153.417
148.059
151.331
149.128
152.689
155.849
157.908
161.894
166.591
173.386
179.581
181.235
184.916
187.779
PPAPYD terhadap
PPAPWD (%)
113,96
126,44
105,92
125,76
96,44
100,34
90,84
93,87
103,79
97,59
108,65
98,92
94,31
98,76
97,81
77,65
81,46
77,46
- PPAPYD
1.470
1.527
2.009
2.183
2.614
2.463
2.473
2.466
2.521
2.601
2.832
2.830
2.863
2.893
2.943
2.486
2.338
2.342
- PPAPWD
1.290
1.208
1.897
1.736
2.711
2.455
2.722
2.628
2.429
2.665
2.606
2.861
3.036
2.929
3.009
3.202
2.870
3.024
3,72
3,06
2,87
2,32
2,03
2,07
2,20
2,15
1,97
1,93
1,70
1,77
1,93
2,10
2,04
2,05
2,97
2,76
ROA (%)
2.185
2.405
2.901
3.067
2.725
3.015
3.232
3.161
2.911
2.881
2.556
2.678
2.957
3.248
3.193
3.253
5.461
4.559
- Profit
58.670
78.492
101.022
131.969
134.111
145.488
146.822
146.846
147.975
149.368
150.394
151.524
152.940
154.618
156.628
158.496
183.695
165.208
BOPO (%)
79,05
79,78
83,57
84,50
84,10
96,58
87,19
85,79
86,02
85,79
88,45
88,18
88,24
86,47
87,34
85,99
85,01
80,60
Income (%)
- Biaya Operasional
6.213
7.601
12.268
13.328
12.305
9.422
4.003
4.834
6.066
7.264
9.044
10.671
12.309
13.769
15.597
15.703
1.821
3.241
7.860
9.528
14.681
15.772
14.631
9.756
4.591
5.635
7.052
8.467
10.224
12.101
13.949
15.923
17.857
18.262
2.142
4.020
- Operations Income
- APYD
Rentabilitas
ROA (%)
- Laba

Profitability
- Average Assets
Liquidity
Likuiditas
(%)
0,51
0,49
0,64
0,80
0,92
0,97
0,96
0,85
0,90
0,96
0,95
1,04
0,91
1,00
0,95
0,96
0,91
0,88
LDR (%)
113,66
106,53
98,63
85,45
100,61
98,07
98,84
101,53
101,52
102,83
105,52
109,76
110,40
110,54
110,26
108,03
105,21
104,70
LDR (%)
- Kredit
40.833
58.520
75.849
80.977
98.408
93.958
96.190
96.737
99.763
102.938
103.668
108.608
110.995
115.203
119.668
119.385
121.941
123.596
- Credits
- Dana Pihak Ketiga
35.927
54.934
76.902
94.761
97.812
95.811
97.315
95.280
98.269
100.106
98.247
98.955
100.536
104.217
108.531
110.515
115.905
118.052
- Third Party Funds
- r) Revisi
- r) Revised
56
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
20,66
20,13
20,47
19,75
19,19
18,97
18,52
18,53
18,50
18,56
18,96
- Modal
29.623
29.576
29.510
29.264
29.884
29.926
30.132
30.357
30.439
30.531
30.744
30.770
- ATMR
143.386
146.916
144.161
148.183
155.729
157.724
162.677
163.868
164.536
164.519
162.183
164.956
18,52
18,07
18,35
17,66
17,16
16,95
16,53
16,41
16,37
16,42
16,81
26.560
26.552
26.453
26.168
26.716
26.739
26.885
26.889
26.942
27.014
27.258
27.253
143.386
146.916
144.161
148.183
155.729
157.724
162.677
163.868
164.536
164.519
162.183
164.956
2,97
2,76
2,20
2,25
2,42
2,45
2,44
2,34
2,27
2,27
2,29
5.461
4.559
4.131
4.261
4.637
4.718
4.741
4.587
4.466
4.490
4.556
4.479
183.695
165.208
187.926
189.695
191.957
192.909
194.247
195.647
196.824
197.994
198.954
200.343
85,01
80,60
82,13
79,91
78,32
78,57
78,02
78,45
78,43
77,69
76,49
- Biaya Operasional
1.821
3.241
4.607
5.608
6.738
8.427
9.528
10.738
11.721
12.567
13.133
15.179
2.142
4.020
5.609
7.017
8.604
10.726
12.212
13.687
14.944
16.175
17.170
19.494
- Operating Income
4,39
3,97
3,54
3,52
3,55
3,60
3,59
3,61
3,61
3,63
3,64
6.564
6.443
6.548
6.572
6.696
6.820
6.862
6.938
6.999
7.071
7.118
7.163
149.554
162.223
184.735
186.553
188.663
189.697
190.989
192.366
193.618
194.800
195.786
197.239
105,21
104,70
105,15
103,84
104,88
113,20
114,18
113,32
111,46
112,12
110,08
121.941
123.596
127.262
130.513
135.178
139.511
142.452
146.327
145.994
147.364
145.091
150.061
115.905
118.052
121.033
125.685
128.892
123.240
124.756
129.123
130.984
131.439
131.809
129.772
18,09
17,62
17,71
17,40
16,17
13,36
13,45
13,50
14,01
14,40
15,04
29.477
29.418
29.842
29.737
28.216
21.762
22.558
23.174
24.368
25.293
27.809
29.856
3.755
3.675
4.204
4.193
4.296
4.641
4.640
4.559
4.519
4.727
3.563
3.334
183.695
187.854
192.228
195.004
201.002
197.672
202.276
205.445
206.237
208.525
208.550
215.621

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)

- Total Aset
r) revisi
- Capital


- Profit


- Total Assets
r) revised
57
Tabel 1.28 Kinerja Bank Asing
(Foreign Owned Banks Performance)

2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
Feb
Jan
24
24
29
32
- CAR (%)
Modal
23.057
26.655
41.031
41.443
Capital
ATMR
94.192
111.000
141.205
129.071
27,08
24,31
24,76
25,43
24,85
25,29
24,31
25,77
25,41
26,42
26,38
26,00
26,14
CAR (%)

Operasional
Risk
Modal
45.279
45.743
48.757
49.491
49.003
49.898
49.203
53.867
54.953
55.871
56.583
57.340
58.388
59.266
ATMR
167.210
188.182
196.936
194.633
197.174
197.317
202.427
209.039
216.250
211.512
214.517
220.532
223.339
228.706
2,89
3,19
3,67
4,18
2,40
2,30
2,26
2,35
2,26
2,29
2,13
2,18
2,20
2,20
1,97
1,74
1,62
1,63
4.659
6.300
9.819
9.814
5.831
5.657
5.663
5.897
5.862
5.934
5.430
5.707
5.930
5.902
5.570
4.805
4.732
4.807
161.035
197.690
267.897
234.787
243.313
245.506
250.090
250.470
259.172
258.826
255.167
261.885
269.245
268.523
282.509
275.417
292.076
295.233
106,43
174,18
173,95
108,87
94,43
92,10
91,12
116,06
94,95
95,90
90,67
89,29
85,17
85,83
88,33
86,92
59,56
59,87
- PPAPYD
4.276
6.061
8.567
9.646
5.602
5.597
5.615
5.616
5.838
5.911
5.545
5.669
5.857
5.615
5.503
3.920
3.792
3.819
- PPAPWD
4.018
3.480
4.925
8.860
5.933
6.077
6.162
4.839
6.148
6.164
6.115
6.349
6.876
6.542
6.230
4.510
6.367
6.380
- APYD
PPAPYD terhadap
PPAPWD (%)

assets (%)
Profitability
Rentabilitas
ROA (%)

KAP
Produktif (%)
Capital
ROA (%)
4,35
3,83
3,89
3,54
3,05
2,60
3,17
3,00
2,77
2,69
2,86
2,97
3,39
3,47
3,45
3,55
5,70
5,21
6.468
6.380
7.767
7.816
6.660
5.889
7.251
6.903
6.438
6.323
6.762
7.085
8.183
8.447
8.492
8.813
15.667
13.341
148.597
166.598
199.670
220.809
218.155
226.865
228.939
230.162
232.570
234.887
236.304
238.202
241.596
243.713
246.292
248.142
274.961
256.226
81,18
79,98
83,38
78,78
88,61
89,58
86,61
87,28
87,16
87,44
88,21
85,77
84,47
82,82
84,43
83,24
79,03
79,28
Income (%)
- Biaya Operasional
23.370
23.289
29.292
24.805
32.939
6.611
9.380
12.767
14.415
16.789
20.043
21.865
24.626
26.902
30.281
31.785
5.090
8.255
28.786
29.119
35.132
31.486
37.173
7.380
10.830
14.627
16.540
19.199
22.721
25.492
29.154
32.481
35.866
38.184
6.440
10.411
- Laba
BOPO (%)
- Average Assets
- Operations Income
Liquidity
Likuiditas
(%)
- Profit
0,68
0,68
0,93
0,91
0,94
0,82
0,78
0,77
0,82
0,83
0,80
0,97
0,82
0,73
0,70
0,81
0,77
0,66
LDR (%)
79,56
74,09
88,31
85,05
90,86
91,99
91,37
93,63
88,59
89,60
95,01
100,01
96,92
96,59
93,11
96,47
92,39
93,88
- Kredit
73.230
83.856
113.372
100.011
113.004
117.054
118.427
118.757
121.557
120.327
125.194
130.156
132.098
132.622
135.755
136.486
138.261
141.249
- Credits
- Dana Pihak Ketiga
92.040
113.182
128.377
117.594
124.376
127.249
129.612
126.831
137.207
134.288
131.771
130.140
136.290
137.303
145.804
141.473
149.642
150.454
- Third Party Funds
- r) Revisi
LDR (%)
- r) Revised
58
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)

2012
Items
Keterangan
r)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
26,14
25,91
27,08
27,27
27,52
28,36
27,66
27,50
27,42
29,03
28,68
- Modal
58.388
59.266
59.028
61.622
63.869
67.493
67.292
67.737
68.601
69.739
69.992
73.091
- ATMR
223.339
228.706
217.966
225.975
232.120
237.973
243.252
246.297
250.179
240.222
244.013
236.592
25,16
24,94
26,08
26,28
26,51
27,36
26,67
26,51
26,40
28,06
27,72
56.191
57.034
56.855
59.377
61.537
65.119
64.884
65.289
66.055
67.399
67.644
70.771
223.339
228.706
217.966
225.975
232.120
237.973
243.252
246.297
250.179
240.222
244.013
236.592
5,70
5,21
3,98
3,63
3,38
3,56
3,43
3,18
3,20
3,16
3,10
15.667
13.341
11.007
10.063
9.447
10.009
9.720
9.039
9.143
9.042
8.905
8.837
274.961
256.226
276.595
276.965
279.814
280.888
283.300
284.613
285.282
286.404
287.550
288.751
79,03
79,28
77,11
80,37
81,39
78,89
77,68
79,48
79,03
78,72
80,79
- Biaya Operasional
5.090
8.255
8.940
12.552
14.900
16.564
17.424
20.276
22.518
24.238
30.280
32.856
6.440
10.411
11.594
15.619
18.306
20.997
22.432
25.510
28.495
30.792
37.478
40.672
- Operating Income
4,48
3,89
3,56
3,52
3,50
3,47
3,45
3,45
3,46
3,45
3,45
10.642
9.778
9.663
9.577
9.600
9.564
9.588
9.621
9.652
9.665
9.706
9.790
237.550
251.247
271.633
271.928
274.588
275.473
277.717
278.693
279.107
279.805
280.969
282.108
92,39
93,88
93,63
97,52
99,19
104,96
104,56
106,44
110,19
107,55
111,30
138.261
141.249
141.860
144.162
153.764
154.916
160.064
163.569
167.774
169.344
173.255
172.859
149.642
150.454
151.505
147.830
155.017
147.593
153.088
153.673
152.261
157.456
155.666
155.430
27,74
27,31
26,12
25,22
24,35
23,55
24,90
23,00
21,25
22,36
21,28
61.461
62.510
58.229
55.584
55.985
52.338
54.129
51.497
47.558
50.806
49.355
52.599
14.765
13.730
13.819
14.538
14.931
15.071
20.010
16.065
14.191
15.495
14.283
14.754
274.804
279.118
275.862
278.077
291.207
286.262
297.769
293.807
290.636
296.496
299.013
301.966

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
- Total Aset
r) revisi
- Capital


- Profit

- Total Assets
r) revised
59
Tabel 1.31 Perkembangan Aset Bank Umum
(Growth of Commercial Bank Assets)

2011
Kelompok Bank
2006
2007
2008
2009
2012
Group of Bank
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Bank Persero
621.212
741.988
847.563
979.078
943.789
1.059.435
1.094.387
1.086.629
1.111.932
1.130.496
1.129.718
1.140.422
1.173.705
1.201.141
1.210.925
1.328.168
1.264.866
1.255.304
State Owned Banks
BUSN Devisa
663.002
768.730
883.470
958.549
967.658
1.220.500
1.239.689
1.249.248
1.265.829
1.284.848
1.305.301
1.327.407
1.360.282
1.370.972
1.399.282
1.464.007
1.459.221
1.473.521
Foreign Exchange
Commercial Banks
BUSN Non Devisa
29.657
39.012
42.467
55.762
54.164
76.986
80.424
82.726
82.798
87.125
88.934
91.940
95.439
98.036
100.210
107.085
106.740
107.841
Non-Foreign Exchange
Commercial Banks
BPD
159.476
170.012
185.252
200.542
205.754
260.368
267.204
268.400
279.604
288.318
290.140
280.538
307.500
303.405
310.716
304.003
307.452
322.441
Regional Development
Banks
Bank Campuran
64.421
90.480
118.131
135.675
134.941
147.676
151.036
148.387
154.046
157.859
158.107
160.894
165.775
171.188
178.194
181.088
185.475
189.726
Joint Venture Banks
Bank Asing
156.083
176.278
233.674
204.502
210.707
228.171
233.087
233.702
242.199
246.472
244.691
251.484
268.752
262.766
272.132
268.482
274.961
279.278
Foreign Owned Banks
Total
1.693.850
1.986.501
2.310.557
2.534.106
2.517.014
2.993.135
3.065.827
3.069.093
3.136.407
3.195.117
3.216.891
3.252.684
3.371.453
3.407.508
3.471.460
3.652.832
3.598.715
3.628.111
Total
60
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)

Miliar (Billion)
2011
2012
Group of Bank
Kelompok Bank
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
- Bank Persero
1.129.718
1.140.422
1.173.705
1.201.141
1.210.925
1.328.168
1.264.866
1.255.304
1.280.545
1.305.492
1.346.403
1.369.752
1.355.233
1.372.756
1.388.621
1.396.102
1.437.996
1.535.343 - State Owned Banks
- BUSN Devisa
1.305.301
1.327.407
1.360.282
1.370.972
1.399.282
1.464.007
1.459.221
1.473.521
1.493.055
1.490.197
1.516.427
1.549.745
1.562.224
1.572.030
1.601.017
1.611.323
1.640.486
1.705.408 - Foreign Exchange
Commercial Banks
- BUSN Non Devisa
88.934
91.940
95.439
98.036
100.210
107.085
106.740
107.841
109.629
112.232
111.777
116.682
117.014
120.981
125.482
125.990
128.684
135.472 - Non-Foreign Exchange
Commercial Banks
- BPD
290.140
280.538
307.500
303.405
310.716
304.003
307.452
322.441
355.294
361.975
358.582
368.805
365.852
356.529
395.213
388.341
386.686
366.685 - Regional Development
Banks
- Bank Campuran
158.107
160.894
165.775
171.188
178.194
181.088
185.475
189.726
194.173
196.910
202.834
199.654
204.172
207.395
208.233
210.536
210.591
217.713 - Joint Venture Banks
- Bank Asing
244.691
251.484
268.752
262.766
272.132
268.482
274.961
279.278
276.030
278.260
291.408
286.477
298.041
294.072
290.801
296.496
299.013
301.966 - Foreign Owned Banks
3.216.891
3.252.684
3.371.453
3.407.508
3.471.460
3.652.832
3.598.715
3.628.111
3.708.726
3.745.067
3.827.432
3.891.116
3.902.536
3.923.764
4.009.368
4.028.789
4.103.456
Total
4.262.587
Total
61
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)

Desember 2006
Kelompok Bank
< Rp.
1
Triliun
Desember 2007
Desember 2008
Desember 2009
Desember 2010
Desember 2011
Desember 2012
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
State Owned Banks
BUSN Devisa
15
12
14
11
16
10
18
18
10
18
10
17
11
Foreign Exchange
Commercial Banks
BUSN Non Devisa
28
26
24
21
21
12
15
10
17
Commercial Banks
BPD
18
18
19
17
15
11
14
11
14
11
Banks
Bank Campuran
14
15
Joint Venture Banks
Bank Asing
Foreign Owned Banks
39
59
27
33
60
29
28
55
30
11
25
56
29
11
23
53
34
12
13
57
32
18
11
57
31
21
Total
Total
62
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63
Tabel 1.34 Aktiva Produktif Bank Umum
(Earning Assets of Commercial Banks)

Indikator
2006
2007
2008
2009
2010
1.565.103
1.851.990
2.242.282
2.464.256
1.446.264
1.742.691
2.108.571
b. DPK
67.604
65.257
c. Kurang Lancar
10.909
Aktiva Produktif
a. Lancar
d. Diragukan
e. Macet
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Janr)
2.831.871
2.829.838
2.890.073
2.874.190
2.926.515
2.971.551
2.994.969
3.014.417
3.146.715
3.177.230
3.238.602
3.426.350
3.354.822
2.321.463
2.691.806
2.666.133
2.741.845
2.722.499
2.773.939
2.818.404
2.842.261
2.852.864
2.994.271
3.020.832
3.081.584
3.284.630
3.201.503
3.220.058
80.607
86.232
87.271
107.234
90.473
92.470
90.001
93.197
92.346
99.149
91.168
95.120
97.591
89.062
96.489
101.502
6.901
11.472
11.729
10.529
11.287
11.309
11.054
12.226
10.701
9.747
10.755
11.445
10.858
9.477
7.606
11.099
9.430
c. Sub-Standard
5.955
3.523
5.500
9.591
8.797
9.853
10.406
9.645
10.757
9.789
10.019
9.098
8.636
8.446
8.690
7.933
7.847
8.578
d. Doubtful
34.370
33.619
36.131
35.241
33.469
35.325
36.034
38.423
39.588
39.420
40.555
42.512
41.192
41.974
41.176
36.988
37.883
38.823
52.794
56.465
57.748
59.123
62.571
59.910
60.321
62.364
61.274
61.278
59.343
52.527
56.829
56.830 Non Performing Earning Asset
Non Performing Earning Asset

(Nominal)
51.234
Rasio Non Performing Earning

Asset (%)
3,27
Kredit
2011
44.043
53.104
56.560
Feb
3.378.402 Earning Assets
a. Current
b. Special Mention
e. Loss
(Nominal)
2,38
2,37
2,30
1,86
2,00
2,00
2,06
2,14
2,02
2,01
2,07
1,95
1,93
1,83
1,53
1,69
1,68 Non Performing Earning Asset
Ratio (%)
2.203.029 Credit
792.297
1.002.012
1.307.688
1.437.930
1.765.845
1.773.889
1.814.846
1.843.538
1.889.465
1.950.727
1.973.599
2.031.614
2.079.261
2.106.157
2.150.957
2.200.094
2.184.306
a. Lancar
680.805
900.094
1.190.245
1.307.983
1.636.854
1.620.643
1.676.714
1.701.778
1.748.041
1.807.517
1.830.436
1.879.723
1.934.965
1.957.610
2.001.942
2.067.704
2.039.031
2.053.369
b. DPK
63.436
61.150
75.571
82.399
83.751
103.885
87.162
89.263
86.179
89.712
88.673
95.631
88.789
92.621
95.092
84.695
93.823
98.239
c. Kurang Lancar
9.183
5.874
8.177
9.772
9.180
10.182
10.275
10.082
11.279
9.657
9.301
10.236
10.917
10.590
9.146
7.407
10.301
8.772
c. Sub-Standard
d. Diragukan
5.869
3.489
5.406
8.132
7.665
8.742
9.358
8.684
8.975
8.810
9.051
8.092
7.685
7.480
7.690
6.887
6.824
7.577
d. Doubtful
33.005
31.405
28.290
29.644
28.396
30.437
31.336
33.732
34.991
34.992
36.138
37.932
36.904
37.856
37.004
33.401
34.327
35.073
e. Macet
a. Current
b. Special Mention
e. Loss
Non Performing Loan (Nominal)
48.057
40.767
41.872
47.548
45.241
49.361
50.969
52.497
55.245
53.458
54.489
56.260
55.507
55.926
53.840
47.695
51.452
51.421 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
6,07
4,07
3,20
3,31
2,56
2,78
2,81
2,85
2,92
2,74
2,76
2,77
2,67
2,66
2,50
2,17
2,36
2,33 Non Performing Loan Ratio (%)
Ket: r) revisi
Note:
64
r)
revised
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
Aset Produktif Neraca
2012
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
2.878.450
2.820.670
2.879.431
2.965.809
3.033.578
3.128.499
3.195.127
3.175.613
3.203.509
3.274.512
3.289.277
3.339.825
2.745.968
2.678.793
2.730.426
2.818.767
2.879.184
2.979.721
3.044.533
3.026.450
3.047.937
3.112.689
3.130.332
3.180.983
3.250.997
81.809
88.314
94.656
92.326
97.779
92.261
94.652
92.951
97.876
106.528
100.941
103.026
110.176
c. Kurang Lancar
6.790
9.839
8.837
9.330
9.483
10.866
9.920
10.123
10.365
9.924
12.122
9.945
9.189
c. Sub-Standard
d. Diragukan
7.913
7.348
7.853
8.133
8.449
7.579
8.420
8.078
8.324
8.263
8.926
7.704
9.515
d. Doubtful
35.970
36.376
37.658
37.253
38.682
38.072
37.603
38.009
39.007
37.108
36.956
38.167
37.113
2.136.989
2.097.445
2.138.799
2.201.043
2.251.438
2.318.159
2.381.575
2.385.238
2.435.458
2.476.098
2.502.560
2.545.653
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
a. Current
b. Special Mention
e. Loss
2.618.467 Earning Assets - Account Administrative
Transactions
a. Current
2.006.373
1.957.874
1.992.215
2.056.726
2.099.613
2.172.063
2.233.496
2.238.157
2.281.808
2.316.729
2.345.885
2.389.103
2.455.120
81.102
87.595
93.778
91.189
96.763
91.130
93.680
92.149
97.081
105.446
99.975
102.105
108.860
c. Kurang Lancar
6.676
9.275
8.255
8.765
8.925
10.275
9.317
9.786
10.162
9.481
11.811
9.501
8.786
c. Sub-Standard
d. Diragukan
6.869
6.326
6.893
7.109
7.455
6.619
7.479
7.135
7.400
7.336
7.934
6.776
8.589
d. Doubtful
35.970
36.376
37.658
37.253
38.682
38.072
37.603
38.009
39.007
37.108
36.956
38.167
37.113
100.187
105.540
107.155
107.843
111.677
111.483
110.341
111.142
114.265
109.219
114.704
110.261
16.444
15.951
14.933
16.548
17.002
17.511
17.524
17.724
17.337
17.217
16.423
16.928
16.329
15.835
14.815
16.397
16.871
17.381
17.310
17.577
17.204
17.060
16.331
16.831
17.668
b. DPK
13
13
12
43
24
26
112
47
32
79
13
19
64
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
102
103
107
107
107
104
102
99
102
78
78
78
80
102
104
107
108
108
104
102
99
102
79
79
78
80 Interbank Non Performing Loan (Nominal)
b. DPK
e. Macet
Non Performing Earning Aset (Nominal)

Kredit kepada Bank Lain
a. Lancar
e. Macet
Non Performing Loan kepada Bank Lain

(Nominal)
b. Special Mention
e. Lost
110.304 Non Performing Earning Asset (Nominal)

17.812 Interbank Loans
a. Current
b. Special Mention
e. Loss
65
Tabel 1.35 Aktiva Produktif Bank Persero
(Earning Assets of State Owned Banks)

Indikator
2006
2007
2008
2009
Aktiva Produktif
581.590
683.347
823.508
958.452
a. Lancar
514.140
626.735
766.622
34.770
31.412
c. Kurang Lancar
5.102
d. Diragukan
2010
2011
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Des
Janr)
1.049.282
1.018.578
1.049.921
1.044.599
1.065.504
1.084.545
1.090.320
1.091.423
1.139.944
1.166.460
1.172.843
1.320.279
1.223.098
894.206
986.077
942.743
981.517
976.435
995.548
1.014.940
1.020.878
1.017.144
1.071.817
1.095.365
1.100.182
1.253.934
1.150.317
1.134.997
36.546
43.339
43.829
53.742
46.530
45.595
44.065
44.990
44.184
48.072
43.173
45.852
48.609
45.430
48.879
51.763
2.723
3.034
3.516
3.678
4.293
3.897
3.367
4.799
4.393
3.761
3.653
3.835
3.581
3.115
1.978
4.225
3.295
c. Sub-Standard
2.899
1.237
2.285
3.790
2.977
3.645
4.333
4.057
5.010
3.809
4.115
3.401
2.998
2.971
3.061
2.444
2.057
2.648
d. Doubtful
24.678
21.240
15.021
13.601
12.721
14.155
13.643
15.144
16.082
16.412
17.383
19.152
18.121
18.690
17.876
16.493
17.619
17.047

(Nominal)
32.679
25.201
20.340
20.907
19.376
22.093
21.873
22.569
25.891
24.614
25.259
26.207
24.954
25.243
24.051
20.915
23.901
22.990

(Nominal)

Asset (%)
5,62
3,69
2,47
2,18
1,85
2,17
2,08
2,16
2,43
2,27
2,32
2,40
2,19
2,16
2,05
1,58
1,95
1,90

Ratio (%)
b. DPK
e. Macet
Kredit
Feb
a. Current
b. Special Mention
e. Loss
767.507 Credit
287.910
356.151
470.665
544.870
642.718
637.831
656.897
665.361
681.752
710.769
717.161
733.460
748.038
749.689
764.543
776.833
764.685
224.579
303.693
418.002
483.886
582.549
564.738
591.215
599.667
615.717
644.217
650.625
662.492
681.962
680.491
693.843
714.755
694.680
695.752
32.528
29.310
35.069
42.156
42.187
52.187
45.039
44.316
42.031
43.125
42.359
46.131
42.287
45.115
47.828
42.295
47.349
49.866
c. Kurang Lancar
4.374
2.701
2.973
3.410
3.331
4.142
3.788
3.339
4.768
4.249
3.728
3.596
3.760
3.516
3.048
1.955
4.206
3.269
c. Sub-Standard
d. Diragukan
2.839
1.237
2.275
3.756
2.976
3.641
4.259
3.960
4.218
3.803
4.112
3.399
2.996
2.953
3.033
2.428
2.055
2.636
d. Doubtful
23.589
19.210
12.346
11.663
11.675
13.123
12.597
14.078
15.018
15.375
16.337
17.842
17.034
17.614
16.791
15.400
16.396
15.983
30.803
23.148
17.594
18.828
17.982
20.907
20.643
21.378
24.004
23.427
24.177
24.837
23.790
24.083
22.872
19.783
22.657
10,70
6,50
3,74
3,46
2,80
3,28
3,14
3,21
3,52
3,30
3,37
3,39
3,18
3,21
2,99
2,55
2,96
a. Lancar
b. DPK
e. Macet
Ket: r) revisi
a. Current
b. Special Mention
e. Loss
Note:
66
r)
revised
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Indikator
2012
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
1.065.942
1.030.751
1.054.549
1.086.447
1.109.848
1.146.720
1.160.713
1.151.485
1.157.399
1.192.625
1.193.701
1.221.352
1.002.233
961.639
981.087
1.015.215
1.034.503
1.075.338
1.087.498
1.079.683
1.084.875
1.114.839
1.118.072
1.145.819
1.176.286
42.834
46.028
50.478
48.526
51.596
47.441
49.807
48.095
48.665
54.634
50.400
52.093
59.753
c. Kurang Lancar
1.970
4.083
3.292
3.575
3.345
4.253
3.434
4.142
3.923
3.888
5.743
3.825
2.699
c. Sub-Standard
d. Diragukan
2.444
1.957
2.648
3.190
3.640
3.149
3.753
3.180
3.198
3.216
3.769
2.743
4.709
d. Doubtful
16.461
17.044
17.044
15.941
16.763
16.540
16.219
16.384
16.739
16.048
15.717
16.872
16.967
780.364
743.821
770.729
795.992
814.284
835.641
858.230
854.203
868.988
892.526
900.605
923.620
a. Lancar
b. DPK
e. Macet
Administratif
a. Lancar
a. Current
b. Special Mention
e. Loss
962.964 Earning Assets - Account Administrative
Transactions
a. Current
717.213
675.268
697.905
725.289
739.484
764.867
785.539
782.802
796.807
815.220
825.563
848.693
879.324
42.306
45.483
49.873
48.007
51.067
46.850
49.294
47.706
48.334
54.167
49.825
51.642
59.278
c. Kurang Lancar
1.955
4.069
3.270
3.575
3.343
4.245
3.434
4.142
3.923
3.887
5.742
3.683
2.698
c. Sub-Standard
d. Diragukan
2.428
1.957
2.637
3.180
3.627
3.139
3.743
3.169
3.185
3.204
3.758
2.730
4.697
d. Doubtful
16.461
17.044
17.044
15.941
16.763
16.540
16.219
16.384
16.739
16.048
15.717
16.872
16.967
41.720
46.155
45.935
45.402
47.482
47.865
46.804
47.401
47.706
46.291
50.446
46.725
2.579
2.275
2.267
2.321
2.291
2.341
2.583
2.645
2.638
2.574
2.552
2.590
2.465
2.161
2.151
2.176
2.167
2.214
2.371
2.509
2.514
2.421
2.473
2.495
2.740
13
12
10
39
18
26
112
37
23
76
18
48
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
101
102
105
106
106
102
100
98
101
77
77
77
78
101
102
105
106
106
102
100
98
101
77
77
77
b. DPK
e. Macet

a. Lancar
b. DPK
e. Macet

(Nominal)
b. Special Mention
e. Loss

a. Current
b. Special Mention
e. Loss
67
Tabel 1.36 Aktiva Produktif BUSN Devisa
(Earning Assets of Foreign Exchange Commercial Banks)

Indikator
2006
2007
2008
2009
Aktiva Produktif
596.214
700.622
821.136
899.511
a. Lancar
565.801
670.749
774.507
18.274
19.016
c. Kurang Lancar
3.341
d. Diragukan
e. Macet
2010
2011
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1.107.162
1.124.217
1.135.701
1.128.159
1.136.020
1.150.292
1.167.051
1.176.304
1.221.981
1.228.033
1.252.708
1.302.517
1.297.461
851.445
1.056.635
1.065.179
1.083.105
1.073.616
1.082.101
1.094.834
1.111.116
1.117.312
1.166.227
1.171.845
1.196.784
1.251.524
1.242.707
1.254.447
27.134
27.546
29.682
37.267
29.599
31.050
30.634
33.444
33.656
36.634
33.399
34.035
33.845
30.600
33.257
35.266
2.068
2.570
4.004
3.596
3.875
4.289
4.454
4.204
3.340
3.505
3.881
4.518
4.396
3.945
3.673
4.472
3.919
c. Sub-Standard
2.203
1.432
2.269
3.256
3.497
4.042
3.868
3.484
3.473
3.633
3.667
3.467
3.285
3.168
3.359
3.327
3.479
3.563
d. Doubtful
6.595
7.356
14.656
13.261
13.751
13.854
14.840
15.556
15.604
15.002
15.066
14.969
14.552
14.589
14.774
13.394
13.546
14.715

(Nominal)
12.139
10.856
19.495
20.520
20.845
21.771
22.997
23.494
23.281
21.974
22.238
22.317
22.355
22.152
22.078
20.394
21.497

Asset (%)
2,04
b. DPK
Kredit
Feb
a. Current
b. Special Mention
e. Loss
(Nominal)
1,55
2,37
2,28
1,88
1,94
2,02
2,08
2,05
1,91
1,91
1,90
1,83
1,80
1,76
1,57
1,66
Ratio (%)
921.643 Credit
315.256
407.742
524.295
555.617
718.639
728.002
741.401
756.128
774.377
798.019
804.203
830.444
854.915
870.482
887.709
922.541
914.763
285.540
378.247
484.022
512.733
672.422
673.201
692.462
705.298
724.044
745.946
751.900
775.026
802.512
817.619
835.118
873.971
862.955
867.406
18.087
18.860
25.975
26.910
29.314
36.829
29.374
30.742
30.394
33.278
33.258
36.180
33.077
33.604
33.563
30.429
33.142
35.068
c. Kurang Lancar
3.069
1.981
2.514
3.208
3.513
3.811
4.225
4.399
4.149
3.286
3.450
3.825
4.443
4.320
3.798
3.620
3.817
3.361
c. Sub-Standard
d. Diragukan
2.198
1.416
2.223
2.972
3.346
3.885
3.842
3.468
3.453
3.606
3.651
3.459
3.280
3.165
3.332
3.245
3.420
3.558
d. Doubtful
e. Macet
6.363
7.237
9.560
9.795
10.045
10.275
11.497
12.221
12.336
11.863
11.945
11.953
11.604
11.775
11.899
11.275
11.428
12.251
11.629
10.635
14.298
15.974
16.904
17.971
19.564
20.089
19.938
18.755
19.046
19.237
19.327
19.260
19.028
18.141
18.665
3,69
2,61
2,73
2,88
2,35
2,47
2,64
2,66
2,57
2,35
2,37
2,32
2,26
2,21
2,14
1,97
2,04
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
68
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Indikator
2012
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
1.119.243
1.109.919
1.124.096
1.155.846
1.181.027
1.205.215
1.243.320
1.241.235
1.244.708
1.254.822
1.268.611
1.293.983
1.072.537
1.060.900
1.072.867
1.104.631
1.127.590
1.152.865
1.191.446
1.189.896
1.189.936
1.200.800
1.215.115
1.239.756
1.274.458
27.546
29.574
31.022
30.609
32.756
31.627
31.172
30.724
34.162
34.789
33.879
34.831
33.686
c. Kurang Lancar
3.060
3.540
3.530
3.877
4.135
4.504
4.119
3.646
3.512
3.373
3.642
3.516
3.810
c. Sub-Standard
d. Diragukan
3.360
3.106
2.927
2.636
2.595
2.303
2.579
2.609
2.553
2.520
2.580
2.442
2.305
d. Doubtful
12.739
12.799
13.750
14.094
13.952
13.916
14.004
14.360
14.545
13.340
13.395
13.438
12.881
864.789
857.468
864.076
889.782
909.793
934.200
961.502
967.820
980.391
989.290
999.661
1.011.321
a. Lancar
b. DPK
e. Macet
Administratif
a. Lancar
a. Current
b. Special Mention
e. Loss
1.036.135 Earning Assets - Account Administrative
Transactions
a. Current
818.297
809.076
813.455
839.544
857.270
882.657
910.338
916.848
925.898
935.868
946.593
957.574
984.001
27.464
29.511
30.932
30.138
32.347
31.342
30.985
30.619
34.032
34.575
33.707
34.586
33.460
c. Kurang Lancar
3.010
3.035
3.016
3.373
3.633
3.992
3.601
3.390
3.366
2.992
3.394
3.287
3.492
c. Sub-Standard
d. Diragukan
3.279
3.048
2.924
2.634
2.591
2.293
2.575
2.602
2.550
2.515
2.573
2.435
2.300
d. Doubtful
12.739
12.799
13.750
14.094
13.952
13.916
14.004
14.360
14.545
13.340
13.395
13.438
12.881
38.187
38.327
39.897
40.708
40.858
40.923
40.882
40.967
41.072
38.079
38.979
38.556
7.785
7.550
7.546
7.731
7.720
7.902
8.185
8.343
8.319
8.450
8.582
8.667
7.784
7.549
7.543
7.730
7.714
7.901
8.183
8.342
8.310
8.448
8.571
8.667
9.069
b. DPK
11
16
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
e. Macet

a. Lancar

(Nominal)
b. Special Mention
e. Loss

a. Current
b. Special Mention
Interbank Non Performing Loan (Nominal)
69
Tabel 1.37 Aktiva Produktif BUSN Non Devisa
(Earning Assets of Non-Foreign Exchange Commercial Banks)

Indikator
2006
2007
2008
2009
2010
2011
2012
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Indicator
Aktiva Produktif
26.141
34.610
37.729
50.318
69.067
67.697
70.504
71.246
72.430
76.571
77.594
81.065
83.494
86.128
87.156
92.694
93.093
94.539 Earning Assets
a. Lancar
24.650
33.177
36.296
48.063
66.013
64.181
67.479
68.092
69.236
73.406
74.416
77.813
80.025
82.821
83.568
89.309
89.572
90.900
b. DPK
867
935
964
1.463
1.766
2.184
1.840
1.940
1.939
1.874
1.877
1.984
2.180
2.014
2.255
2.142
2.236
2.175
c. Kurang Lancar
122
75
145
217
301
292
245
259
287
313
292
251
276
273
335
301
271
370
c. Sub-Standard
94
65
116
128
227
246
226
221
221
240
233
243
221
222
209
201
269
264
d. Doubtful
409
357
208
448
760
794
714
734
748
738
776
773
792
798
788
742
745
829
e. Loss

(Nominal)
625
497
468
792
1.288
1.332
1.185
1.215
1.256
1.291
1.301
1.268
1.290
1.293
1.333
1.244
1.285

Asset (%)
2,39
d. Diragukan
e. Macet
a. Current
b. Special Mention
(Nominal)
1,44
1,24
1,57
1,86
1,97
1,68
1,70
1,73
1,69
1,68
1,56
1,54
1,50
1,53
1,34
1,38
Ratio (%)
19.114
23.863
27.122
35.700
48.757
50.450
51.873
53.050
54.607
56.380
57.909
60.615
62.124
64.011
65.907
68.143
68.749
69.998 Credit
17.653
22.468
25.690
33.451
45.765
46.945
48.855
49.901
51.418
53.221
54.736
57.368
58.659
60.709
62.320
64.759
65.230
66.381
b. DPK
867
935
964
1.462
1.731
2.177
1.834
1.936
1.934
1.870
1.872
1.980
2.176
2.009
2.255
2.141
2.235
2.174
c. Kurang Lancar
122
75
145
212
300
288
245
259
287
313
292
251
276
273
335
301
271
370
c. Sub-Standard
93
65
116
128
201
245
226
221
221
240
233
243
221
222
209
201
269
264
d. Doubtful
379
320
207
448
760
794
713
734
747
737
775
773
791
797
788
741
745
809
e. Loss
594
460
468
787
1.261
1.328
1.184
1.214
1.255
1.290
1.300
1.267
1.289
1.292
1.332
1.243
1.285
3,11
1,93
1,73
2,20
2,59
2,63
2,28
2,29
2,30
2,29
2,25
2,09
2,07
2,02
2,02
1,82
1,87
Kredit
a. Lancar
d. Diragukan
e. Macet
a. Current
b. Special Mention
70
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Indikator
2012
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
65.209
65.424
66.613
68.698
69.684
71.787
73.756
74.605
77.937
80.388
80.746
81.967
62.694
62.848
63.962
66.008
66.847
69.189
71.106
71.820
74.766
77.296
77.663
78.802
79.366
1.601
1.605
1.613
1.556
1.734
1.432
1.485
1.569
1.923
1.879
1.884
1.923
1.872
c. Kurang Lancar
189
168
199
186
161
281
259
308
278
208
185
267
361
c. Sub-Standard
d. Diragukan
152
218
213
275
226
223
242
239
267
278
248
254
197
d. Doubtful
e. Macet
574
585
626
674
717
663
664
669
704
727
765
720
686
e. Loss
54.484
55.441
56.503
57.754
58.842
60.343
62.580
64.234
65.482
66.996
67.914
68.847
51.969
52.865
53.852
55.064
56.005
57.763
59.949
61.467
62.311
63.904
64.841
65.683
1.601
1.605
1.613
1.556
1.734
1.432
1.485
1.569
1.923
1.879
1.874
1.923
1.872
c. Kurang Lancar
189
168
199
186
161
263
241
290
278
208
185
267
361
c. Sub-Standard
d. Diragukan
152
218
213
275
226
223
242
239
267
278
248
254
197
d. Doubtful
e. Macet
574
585
626
674
717
663
664
669
704
727
765
720
686
e. Loss
1.829
1.942
2.075
2.270
2.207
2.315
2.312
2.414
2.496
2.426
2.398
2.483
542
545
563
580
637
680
728
757
789
813
815
862
890 Interbank Loans
542
545
563
579
637
680
728
757
789
812
813
861
888
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
a. Lancar
b. DPK

Administratif
a. Lancar
b. DPK

a. Lancar

(Nominal)
a. Current
b. Special Mention

67.492
Transactions
a. Current
b. Special Mention
a. Current
71
Tabel 1.38 Aktiva Produktif BPD
(Earning Assets of Regional Development Banks)

Indikator
2011
2012
Indicator
2006
2007
2008
2009
2010
Aktiva Produktif
131.845
140.981
166.823
181.225
209.002
225.126
231.845
229.956
240.024
244.817
246.205
241.131
264.699
253.953
263.067
253.121
263.110
a. Lancar
129.815
138.560
163.857
176.715
203.275
217.103
224.241
221.696
231.965
237.410
238.139
232.533
256.462
245.012
254.507
246.405
255.151
270.119
1.121
1.195
1.581
2.313
2.715
4.644
3.996
4.503
4.033
3.513
4.066
4.464
4.094
4.590
4.287
3.443
4.420
4.334
c. Kurang Lancar
160
178
168
350
266
378
360
377
500
305
386
350
429
551
391
305
704
470
c. Sub-Standard
d. Diragukan
141
174
143
319
365
358
326
341
408
417
368
409
337
341
359
285
285
469
d. Doubtful
e. Macet
609
874
1.075
1.528
2.381
2.643
2.923
3.039
3.117
3.171
3.247
3.376
3.378
3.460
3.441
2.552
2.550
2.622

(Nominal)
909
1.227
1.385
2.197
3.012
3.379
3.609
3.757
4.026
3.893
4.000
4.135
4.143
4.351
4.190
3.141
3.539

Asset (%)
0,69
b. DPK
Kredit
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
a. Current
b. Special Mention
e. Loss
(Nominal)
0,87
0,83
1,21
1,44
1,50
1,56
1,63
1,68
1,59
1,62
1,71
1,57
1,71
1,59
1,24
1,34
Ratio (%)
177.886 Credit
55.955
71.881
96.385
120.754
143.707
145.945
149.427
152.882
156.810
161.654
164.753
167.632
170.352
173.415
176.561
175.702
174.872
53.942
69.477
93.449
116.386
138.072
137.989
141.907
144.703
148.858
154.325
156.786
159.176
162.211
164.566
168.223
169.212
167.019
170.097
1.121
1.194
1.579
2.308
2.669
4.626
3.982
4.486
4.014
3.496
4.033
4.432
4.059
4.559
4.213
3.416
4.388
4.299
c. Kurang Lancar
155
172
160
332
261
374
356
373
496
303
383
349
427
547
385
298
698
464
c. Sub-Standard
d. Diragukan
140
174
142
236
362
349
318
340
383
417
362
358
335
339
357
282
282
467
d. Doubtful
e. Macet
598
864
1.056
1.492
2.343
2.607
2.865
2.980
3.060
3.112
3.188
3.317
3.321
3.403
3.384
2.494
2.485
2.558
892
1.209
1.358
2.060
2.966
3.330
3.539
3.693
3.938
3.832
3.933
4.024
4.082
4.290
4.125
3.073
3.465
1,59
1,68
1,41
1,71
2,06
2,28
2,37
2,42
2,51
2,37
2,39
2,40
2,40
2,47
2,34
1,75
1,98
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
72
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Indikator
2012
2011
Indicator
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
240.588
230.376
235.389
255.204
262.581
275.087
289.007
263.372
285.813
312.770
304.128
302.368
234.041
222.421
227.501
246.916
254.364
266.948
280.229
254.724
275.546
301.682
292.944
291.642
287.538
3.419
4.428
4.333
4.673
4.314
4.142
4.677
4.671
4.996
6.031
5.788
5.345
4.570
c. Kurang Lancar
297
695
470
524
687
595
638
579
1.175
1.074
1.236
1.038
945
c. Sub-Standard
d. Diragukan
281
307
469
405
410
442
442
537
830
652
707
672
637
d. Doubtful
2.551
2.525
2.616
2.686
2.806
2.959
3.022
2.861
3.266
3.331
3.453
3.671
3.532
175.927
174.922
178.070
182.480
186.995
192.468
198.975
190.665
205.303
208.347
213.440
217.131

a. Lancar
b. DPK
e. Macet
Administratif
a. Lancar
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
169.414
167.007
170.224
174.266
178.865
184.398
190.259
182.029
195.081
197.336
202.396
206.460
209.647
3.393
4.395
4.299
4.641
4.277
4.102
4.629
4.670
4.965
5.972
5.731
5.309
4.535
c. Kurang Lancar
290
689
464
518
671
583
624
569
1.163
1.058
1.220
1.022
921
c. Sub-Standard
d. Diragukan
279
305
467
369
376
427
441
537
828
650
640
670
635
d. Doubtful
2.551
2.525
2.616
2.686
2.806
2.959
3.022
2.861
3.266
3.331
3.453
3.671
3.532
6.248
7.047
7.102
7.188
7.756
7.966
8.189
7.943
10.528
10.096
10.709
10.743
137
140
132
154
203
216
274
286
299
316
352
345
357 Interbank Loans
136
139
131
150
201
215
273
277
299
315
351
345
357
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
e. Macet

a. Lancar

(Nominal)
b. Special Mention
e. Loss
a. Current
73
Tabel 1.39 Aktiva Produktif Bank Campuran
(Earning Assets of Joint Venture Banks)

Indikator
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
Aktiva Produktif
68.277
94.740
125.190
139.962
154.045
148.714
152.012
149.761
153.364
156.500
158.631
162.609
167.352
174.133
180.319
182.323
185.984
a. Lancar
62.684
89.164
119.252
133.713
148.116
142.428
146.194
143.763
147.090
150.197
152.320
156.030
160.930
167.738
174.036
176.496
180.095
183.010
b. DPK
3.788
4.150
4.323
3.697
3.207
3.771
3.175
3.371
3.730
3.841
3.909
4.109
3.931
3.907
3.809
3.609
3.793
3.782
c. Kurang Lancar
1.158
700
790
958
892
782
899
872
828
715
704
762
597
612
620
434
535
595
c. Sub-Standard
d. Diragukan
214
234
233
483
365
383
421
424
416
457
421
364
536
516
474
427
513
381
d. Doubtful
e. Macet
432
491
592
1.111
1.464
1.350
1.323
1.332
1.300
1.289
1.278
1.344
1.358
1.359
1.381
1.358
1.049
1.191

(Nominal)
1.804
1.425
1.615
2.552
2.721
2.515
2.643
2.628
2.544
2.461
2.402
2.470
2.491
2.488
2.474
2.218
2.096

Asset (%)
2,64
Kredit
a. Current
b. Special Mention
e. Loss
(Nominal)
1,50
1,29
1,82
1,77
1,69
1,74
1,75
1,66
1,57
1,51
1,52
1,49
1,43
1,37
1,22
1,13
Ratio (%)
124.746 Credit
40.833
58.520
75.849
80.977
99.020
94.606
96.821
97.360
100.362
103.579
104.378
109.307
111.733
115.938
120.398
120.389
122.976
36.100
54.044
70.679
75.273
93.866
89.055
91.770
92.122
94.860
98.030
98.828
103.388
105.965
110.227
114.765
115.148
117.529
119.306
3.259
3.550
3.630
3.209
2.570
3.135
2.505
2.719
2.997
3.123
3.188
3.491
3.312
3.235
3.180
3.204
3.367
3.291
c. Kurang Lancar
835
218
726
949
814
713
830
804
822
711
702
759
594
609
599
414
519
577
c. Sub-Standard
d. Diragukan
209
228
228
453
365
383
421
424
416
456
421
364
536
516
473
427
513
381
d. Doubtful
e. Macet
430
481
587
1.094
1.404
1.320
1.295
1.290
1.267
1.258
1.240
1.305
1.325
1.351
1.380
1.195
1.049
1.191
1.474
926
1.540
2.496
2.583
2.416
2.547
2.518
2.505
2.426
2.362
2.428
2.456
2.476
2.453
2.036
2.080
3,61
1,58
2,03
3,08
2,61
2,55
2,63
2,59
2,50
2,34
2,26
2,22
2,20
2,14
2,04
1,69
1,69
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
74
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Indikator
2012
2011
Indicator
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
154.950
155.752
161.681
165.483
170.924
176.513
176.994
181.119
183.144
183.209
184.827
184.970
149.721
150.348
155.879
160.008
164.863
170.839
171.462
175.720
177.556
177.045
178.981
179.178
184.439
3.187
3.321
3.650
3.265
3.353
3.463
3.258
3.088
3.196
3.731
3.391
3.417
4.239
c. Kurang Lancar
420
521
580
453
425
504
583
521
586
490
452
436
540
c. Sub-Standard
d. Diragukan
427
513
381
379
373
306
316
416
351
477
510
447
482
d. Doubtful
1.195
1.049
1.191
1.378
1.910
1.402
1.374
1.374
1.455
1.466
1.493
1.491
1.346
119.391
121.947
123.598
127.270
131.050
135.203
139.533
142.476
146.348
146.015
147.387
146.917

a. Lancar
b. DPK
e. Macet
Administratif
a. Lancar
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
114.228
116.609
117.931
121.912
125.015
129.691
134.169
137.309
141.025
140.186
141.674
141.292
145.849
3.127
3.258
3.518
3.172
3.333
3.310
3.105
2.872
2.939
3.406
3.263
3.268
3.721
c. Kurang Lancar
414
519
577
429
418
493
569
506
578
481
446
418
523
c. Sub-Standard
d. Diragukan
427
513
381
379
373
306
316
416
351
477
510
447
482
d. Doubtful
1.195
1.049
1.191
1.378
1.910
1.402
1.374
1.374
1.455
1.466
1.493
1.491
1.346
4.078
4.163
4.301
4.396
5.409
4.413
4.532
4.607
4.775
4.856
4.905
4.732
4 Interbank Loans
a. Lancar
a. Current
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
e. Macet


(Nominal)
b. Special Mention
e. Loss
75
Tabel 1.40 Aktiva Produktif Bank Asing
(Earning Assets of Foreign Owned Banks)

Indikator
2011
2012
Indicator
2006
2007
2008
2009
2010
Aktiva Produktif
161.035
197.690
267.897
234.787
243.313
245.506
250.090
250.470
259.172
258.826
255.167
261.885
269.245
268.523
282.509
275.417
292.076
a. Lancar
149.174
184.305
248.037
217.322
231.689
234.499
239.309
238.898
247.999
247.616
245.392
252.032
258.810
258.051
272.507
266.963
283.657
286.585
b. DPK
8.784
8.549
10.059
7.873
6.071
5.627
5.332
6.012
5.600
5.535
4.655
3.886
4.392
4.721
4.785
3.839
3.904
4.182
c. Kurang Lancar
1.026
1.157
4.766
2.685
1.797
1.666
1.619
1.724
1.608
1.635
1.100
1.857
1.791
1.444
1.071
916
895
780
405
380
455
1.615
1.365
1.184
1.238
1.217
1.229
1.233
1.215
1.214
1.261
1.228
1.230
1.250
1.246
1.253
1.647
3.300
4.580
5.292
2.391
2.530
2.591
2.619
2.736
2.808
2.805
2.897
2.991
3.079
2.916
2.449
2.374
2.431

(Nominal)
3.077
4.837
9.801
9.592
5.553
5.379
5.449
5.560
5.573
5.676
5.120
5.968
6.043
5.751
5.216
4.616
4.515

Asset (%)
1,91
d. Diragukan
e. Macet
Kredit
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
(Nominal)
2,45
3,66
4,09
2,28
2,19
2,18
2,22
2,15
2,19
2,01
2,28
2,24
2,14
1,85
1,68
1,55
Ratio (%)
141.249 Credit
73.230
83.856
113.372
100.011
113.004
117.054
118.427
118.757
121.557
120.327
125.194
130.156
132.098
132.622
135.755
136.486
138.261
62.991
72.166
98.403
86.254
104.180
108.715
110.505
110.087
113.145
111.778
117.560
122.273
123.656
123.998
127.672
129.857
131.615
134.426
7.575
7.301
8.355
6.354
5.279
4.931
4.429
5.064
4.808
4.820
3.963
3.417
3.879
4.100
4.054
3.210
3.342
3.541
c. Kurang Lancar
628
727
1.659
1.662
961
852
831
908
756
795
747
1.455
1.417
1.324
981
818
794
730
c. Sub-Standard
d. Diragukan
389
369
422
588
415
238
292
271
285
288
271
269
317
285
286
304
285
271
d. Doubtful
1.647
3.292
4.533
5.153
2.169
2.318
2.370
2.427
2.563
2.645
2.653
2.742
2.829
2.916
2.762
2.296
2.224
2.281
2.664
4.389
6.614
7.403
3.545
3.409
3.493
3.606
3.604
3.728
3.671
4.467
4.563
4.525
4.029
3.418
3.303
3,64
5,23
5,83
7,40
3,14
2,91
2,95
3,04
2,96
3,10
2,93
3,43
3,45
3,41
2,97
2,50
2,39
a. Lancar
b. DPK
e. Macet
a. Current
b. Special Mention
e. Loss
76
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Indikator
2012
2011
Indicator
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
232.518
228.448
237.102
234.131
239.514
253.176
251.338
263.796
254.508
250.698
257.265
255.186
224.743
220.636
229.130
225.989
231.017
244.542
242.792
254.607
245.258
241.027
247.557
245.785
248.910
3.222
3.359
3.559
3.697
4.027
4.157
4.253
4.804
4.934
5.464
5.600
5.416
6.057
855
832
766
715
730
729
886
927
891
891
864
863
833
d. Diragukan
1.250
1.246
1.215
1.248
1.207
1.156
1.087
1.098
1.126
1.119
1.112
1.147
1.184
d. Doubtful
e. Macet
2.450
2.374
2.432
2.481
2.533
2.593
2.319
2.361
2.299
2.196
2.133
1.974
1.700
e. Loss
142.035
143.845
145.823
147.764
150.475
160.304
160.754
165.839
168.947
172.924
173.553
177.815

a. Lancar
b. DPK
c. Kurang Lancar

Administratif
a. Lancar
a. Current
b. Special Mention
c. Sub-Standard
Transactions
a. Current
135.252
137.049
138.848
140.652
142.974
152.687
153.242
157.702
160.686
164.215
164.819
169.401
168.808
3.211
3.343
3.542
3.675
4.005
4.094
4.182
4.712
4.887
5.446
5.574
5.377
5.994
c. Kurang Lancar
818
794
730
684
699
699
848
890
856
855
823
823
790
c. Sub-Standard
d. Diragukan
304
285
271
272
263
231
162
173
219
212
205
240
277
d. Doubtful
2.450
2.374
2.432
2.481
2.533
2.593
2.319
2.361
2.299
2.196
2.133
1.974
1.700
8.125
7.906
7.845
7.881
7.966
8.000
7.623
7.810
7.689
7.470
7.269
7.022
5.396
5.435
4.424
5.754
6.143
6.366
5.751
5.686
5.288
5.061
4.119
4.460
5.396
5.435
4.424
5.754
6.143
6.366
5.751
5.686
5.288
5.061
4.119
4.460
4.610
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
e. Macet
a. Lancar

(Nominal)
b. Special Mention
e. Loss
a. Current
77
Tabel 1.65 Komposisi DPK Bank Umum
(Composition of Third Party Funds of Commercial Banks)

Desember 2007
Indikator
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
405.551
26,84
430.000
24,53
465.222
23,85
535.855
22,91
529.773
23,16
652.646
23,44
624.167
22,58 Demand Deposits
309.335
20,47
307.743
17,55
332.198
17,03
383.808
16,41
367.528
16,06
485.692
17,44
454.702
16,45
96.216
6,37
122.257
6,97
133.024
6,82
152.047
6,50
162.245
7,09
166.954
5,99
169.465
6,13
Deposito
666.708
44,13
824.704
47,04
899.783
46,13
1.069.811
45,74
1.044.857
45,67
1.233.967
44,31
1.255.826
45,44 Time Deposits
Rupiah
540.982
35,81
675.983
38,56
761.844
39,05
928.089
39,68
908.254
39,70
1.072.665
38,52
1.087.572
39,35
Valas
125.726
8,32
148.722
8,48
137.939
7,07
141.723
6,06
136.603
5,97
161.302
5,79
168.254
6,09
Tabungan
438.574
29,03
498.587
28,44
585.707
30,03
733.157
31,35
713.213
31,17
898.299
32,26
883.950
31,98 Saving Deposits
Rupiah
434.480
28,76
476.717
27,19
544.411
27,91
678.621
29,02
657.909
28,76
840.118
30,17
824.382
29,83
4.095
0,27
21.870
1,25
41.295
2,12
54.536
2,33
55.305
2,42
58.181
2,09
59.567
2,16
Total DPK
1.510.834
100,00
1.753.292
100,00
1.950.712
100,00
2.338.824
100,00
2.287.844
100,00
2.784.912
100,00
2.763.943
Rupiah
1.284.797
85,04
1.460.443
83,30
1.638.454
83,99
1.990.518
85,11
1.933.691
84,52
2.398.474
86,12
2.366.656
85,63
Rupiah
226.037
14,96
292.849
16,70
312.258
16,01
348.306
14,89
354.153
15,48
386.437
13,88
397.287
14,37
Foreign Exchange
Giro
Rupiah
Valas
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds
78
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of Commercial Banks)

Desember 2006
Keterangan
Giro
Rupiah
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2008
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition
to Total Third
Party Funds)
(%)
338.011
26,26
405.551
26,84
430.000
24,53
465.222
23,85
535.855
22,91
652.708
23,44
767.070
249.564
19,39
309.335
20,47
307.743
17,55
332.198
17,03
383.808
16,41
485.716
17,44
567.801
17,61
Valas
88.447
6,87
96.216
6,37
122.257
6,97
133.024
6,82
152.047
6,50
166.992
6,00
199.270
Tabungan
333.928
25,94
438.574
29,03
498.587
28,44
585.707
30,03
733.157
31,35
898.245
32,25
1.076.830
33,39 Saving
333.873
25,94
434.480
28,76
476.717
27,19
544.411
27,91
678.621
29,02
840.063
30,16
1.010.488
31,33
Rupiah
6,18
Rupiah
Rupiah
55
0,00
4.095
0,27
21.870
1,25
41.295
2,12
54.536
2,33
58.181
2,09
66.342
615.163
47,79
666.708
44,13
824.704
47,04
899.783
46,13
1.069.811
45,74
1.234.072
44,31
1.381.298
42,83 Time Deposits
Rupiah
510.008
39,62
540.982
35,81
675.983
38,56
761.844
39,05
928.089
39,68
1.072.770
38,52
1.179.242
36,56
Valas
105.155
8,17
125.726
8,32
148.722
8,48
137.939
7,07
141.723
6,06
161.302
5,79
202.056
6,26
Valas
Simpanan Berjangka
2,06
Foreign Exchange
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan

Rupiah
673.312
24,18
677.030
20,99
Valas
110.978
3,98
128.829
3,99
Rupiah
222.071
7,97
251.926
7,81
Rupiah
Valas
21.467
0,77
27.543
0,85
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
- Periode 6 Month

Rupiah
90.412
3,25
125.555
3,89
Valas
15.504
0,56
27.215
0,84
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan

Rupiah
86.975
3,11
124.731
3,87
Rupiah
Valas
13.352
0,48
18.469
0,57
Foreign Exchange
Total DPK
1.287.102
100,00
1.510.834
100,00
1.753.292
100,00
1.950.712
100,00
2.338.824
100,00
2.785.024
100,00
3.225.198
Rupiah
1.093.445
84,95
1.284.797
85,04
1.460.443
83,30
1.638.454
83,99
1.990.518
85,11
2.398.549
86,12
2.757.530
85,50
Rupiah
193.657
15,05
226.037
14,96
292.849
16,70
312.258
16,01
348.306
14,89
386.475
13,88
467.668
14,50
Foreign Exchange
Valas
79
Tabel 1.66 Komposisi DPK Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2007
Indikator
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
Giro
Rupiah
Valas
146.613
121.749
24.865
25,68
21,32
4,35
151.767
123.438
28.329
22,66
18,43
4,23
172.602
136.512
36.090
22,03
17,43
4,61
194.533
152.770
41.763
21,65
17,00
4,65
155.085
108.525
46.561
18,94
13,25
5,68
242.863
190.610
52.253
23,37
18,34
5,03
184.948
136.526
48.421

Rupiah
14,21
Foreign Exchange
5,04
Deposito
Rupiah
Valas
215.871
179.313
36.559
37,81
31,40
6,40
280.614
235.219
45.395
41,89
35,12
6,78
332.201
274.965
57.236
42,41
35,10
7,31
380.106
328.677
51.429
42,31
36,58
5,72
355.854
312.719
43.135
43,45
38,18
5,27
401.023
350.862
50.161
38,59
33,76
4,83
394.821
345.566
49.255
41,10 Time Deposits

Rupiah
35,97
Foreign Exchange
5,13
Tabungan
208.524
36,52
237.446
35,45
278.581
35,56
323.767
36,04
308.093
37,62
395.371
38,04
380.841
Rupiah
208.490
36,51
230.047
34,34
268.894
34,32
311.891
34,72
296.057
36,15
383.291
36,88
367.728
33
0,01
7.399
1,10
9.687
1,24
11.876
1,32
12.036
1,47
12.080
1,16
13.113
38,28
1,37
Total DPK
571.008
100,00
669.827
100,00
783.384
100,00
898.405
100,00
819.032
100,00
1.039.257
100,00
960.609
Rupiah
Valas
509.552
61.456
89,24
10,76
588.704
81.123
87,89
12,11
680.371
103.013
86,85
13,15
793.338
105.067
88,31
11,69
717.301
101.731
87,58
12,42
924.763
114.494
88,98
11,02
849.821
110.789
Valas
Rupiah
Foreign Exchange

Rupiah
88,47
Foreign Exchange
11,53
80
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2006
Keterangan
Nominal
(Composition
to Total Third
Party Funds)
(%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition
to Total Third
Party Funds)
(%)
22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31
194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429
21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283

17,19
Rupiah
5,46
Foreign Exchange
40,21 Saving
38,93
Rupiah
1,28
Foreign Exchange
37,14 Time Deposits
31,54
Rupiah
5,60
Foreign Exchange
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
- Periode 1 Month
Rupiah
Foreign Exchange
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
- Periode 3 Month
Rupiah
Foreign Exchange
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
- Periode 6 Month
Rupiah
Foreign Exchange
100,00
86,85
13,15
898.405
793.338
105.067
100,00
88,31
11,69
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259

Rupiah
Valas

Rupiah
Valas

Rupiah
Valas
571.008
509.552
61.456
100,00
89,24
10,76

Rupiah
Valas
Total DPK
Rupiah
Valas
151.767
123.438
28.329
237.446
230.047
7.399
280.614
235.219
45.395
Komposisi thd
Total DPK (%)
25,68
21,32
4,35
36,52
36,51
0,01
37,81
31,40
6,40
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
23,38
18,52
4,87
33,42
33,41
0,01
43,20
36,79
6,42
Nominal
Komposisi thd
Total DPK (%)
Desember 2008
146.613
121.749
24.865
208.524
208.490
33
215.871
179.313
36.559
Giro
112.324
88.947
23.377
160.534
160.496
38
207.536
176.718
30.818
Komposisi thd
Total DPK (%)
Desember 2007
22,66
18,43
4,23
35,45
34,34
1,10
41,89
35,12
6,78
172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236
480.394
426.160
54.234
100,00
88,71
11,29
669.827
588.704
81.123
100,00
87,89
12,11
783.384
680.371
103.013
4,28
Rupiah
0,56
Foreign Exchange
87,66
Rupiah
12,34
Foreign Exchange
81
Tabel 1.67 Komposisi DPK BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2007
Indikator
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
128.178
21,12
137.481
19,59
153.929
19,71
195.216
20,02
198.530
20,32
225.371
19,18
227.772
Rupiah
91.502
15,08
89.607
12,77
104.102
13,33
133.895
13,73
135.672
13,88
166.328
14,16
165.127
13,90
Valas
36.676
6,04
47.875
6,82
49.827
6,38
61.322
6,29
62.858
6,43
59.043
5,03
62.645
5,27
Deposito
294.304
48,49
361.058
51,45
372.792
47,73
464.038
47,58
459.062
46,97
561.419
47,78
563.454
47,44 Time Deposits
Rupiah
252.222
41,56
309.732
44,14
326.063
41,75
407.603
41,79
401.156
41,05
491.864
41,86
489.103
41,18
42.082
6,93
51.326
7,31
46.729
5,98
56.435
5,79
57.906
5,93
69.555
5,92
74.351
6,26
Tabungan
184.450
30,39
203.171
28,95
254.350
32,56
316.054
32,41
319.658
32,71
388.167
33,04
396.384
Rupiah
184.429
30,39
198.120
28,23
238.632
30,55
294.034
30,15
296.867
30,38
363.712
30,96
371.425
31,28
21
0,00
5.051
0,72
15.718
2,01
22.020
2,26
22.791
2,33
24.455
2,08
24.959
2,10
Total DPK
606.932
100,00
701.710
100,00
781.072
100,00
975.308
100,00
977.251
100,00
1.174.957
100,00
1.187.610
Rupiah
528.154
87,02
597.459
85,14
668.798
85,63
835.532
85,67
833.695
85,31
1.021.904
86,97
1.025.655
86,36
Rupiah
78.778
12,98
104.251
14,86
112.274
14,37
139.777
14,33
143.556
14,69
153.053
13,03
161.955
13,64
Foreign Exchange
Giro
Valas
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
82
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition
to Total Third
Party Funds)
(%)
104.100
19,82
128.178
21,12
137.481
19,59
153.929
19,71
195.216
20,02
225.170
19,19
264.982
Rupiah
68.884
13,12
91.502
15,08
89.607
12,77
104.102
13,33
133.895
13,73
166.221
14,17
198.251
14,65
Valas
35.216
6,71
36.676
6,04
47.875
6,82
49.827
6,38
61.322
6,29
58.949
5,02
66.731
4,93
Tabungan
141.341
26,91
184.450
30,39
203.171
28,95
254.350
32,56
316.054
32,41
388.030
33,07
461.038
34,07 Saving
141.324
26,91
184.429
30,39
198.120
28,23
238.632
30,55
294.034
30,15
363.575
30,99
433.712
32,05
17
0,00
21
0,00
5.051
0,72
15.718
2,01
22.020
2,26
24.455
2,08
27.326
2,02
279.736
53,27
294.304
48,49
361.058
51,45
372.792
47,73
464.038
47,58
560.098
47,74
627.129
46,35 Time Deposits
244.890
46,63
252.222
41,56
309.732
44,14
326.063
41,75
407.603
41,79
490.904
41,84
541.950
40,05
34.845
6,63
42.082
6,93
51.326
7,31
46.729
5,98
56.435
5,79
69.194
5,90
85.179
6,29
Giro
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
307.839
26,24
320.362
23,68
Valas
47.742
4,07
49.251
3,64
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
107.755
9,18
127.361
9,41
Valas
9.728
0,83
14.451
1,07
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
39.826
3,39
54.242
4,01
Rupiah
Valas
5.505
0,47
12.135
0,90
Foreign Exchange
35.483
3,02
39.985
2,95
Rupiah
0,69
Foreign Exchange

Rupiah
6.219
0,53
9.343
Total DPK
525.177
100,00
606.932
100,00
701.710
100,00
781.072
100,00
975.308
100,00
1.173.297
100,00
1.353.149
Rupiah
455.098
86,66
528.154
87,02
597.459
85,14
668.798
85,63
835.532
85,67
1.020.700
86,99
1.173.913
86,75
Rupiah
Valas
70.079
13,34
78.778
12,98
104.251
14,86
112.274
14,37
139.777
14,33
152.597
13,01
179.236
13,25
Foreign Exchange
Valas
83
Tabel 1.68 Komposisi DPK BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2007
Indikator
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2011
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
Nominal
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
2.195
7,20
1.779
5,36
2.184
4,96
2.745
4,66
2.618
4,55
3.634
4,37
3.082
2.195
7,20
1.779
5,36
2.183
4,96
2.745
4,66
2.618
4,55
3.634
4,37
3.082
3,68
0,00
0,00
Deposito
25.103
82,33
28.059
84,48
37.635
85,57
50.026
84,86
48.255
83,87
69.180
83,25
70.107
83,80 Time Deposits
Rupiah
25.103
82,33
28.059
84,48
37.635
85,57
50.026
84,86
48.255
83,87
69.180
83,25
70.107
83,80
0,00
Tabungan
3.194
10,48
3.375
10,16
4.161
9,46
6.178
10,48
6.662
11,58
10.281
12,37
10.473
Rupiah
3.194
10,48
3.375
10,16
4.161
9,46
6.178
10,48
6.662
11,58
10.281
12,37
10.473
12,52
Total DPK
30.491
100,00
33.213
100,00
43.980
100,00
58.950
100,00
57.536
100,00
83.095
100,00
83.662
Rupiah
30.491
100,00
33.213
100,00
43.979
100,00
58.950
100,00
57.536
100,00
83.095
100,00
83.662
100,00
0,00
0,00
Giro
Rupiah
Valas
Valas
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
84
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Items
(Composition
to Total Third
Party Funds)
(%)
1.811
7,41
2.195
7,20
1.779
5,36
2.184
4,96
2.745
4,66
3.634
4,37
5.074
1.811
7,41
2.195
7,20
1.779
5,36
2.183
4,96
2.745
4,66
3.634
4,37
5.074
4,86
Valas
0,00
0,00
Tabungan
2.379
9,74
3.194
10,48
3.375
10,16
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26 Saving
2.379
9,74
3.194
10,48
3.375
10,16
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
20.234
82,85
25.103
82,33
28.059
84,48
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88 Time Deposits
20.234
82,85
25.103
82,33
28.059
84,48
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
0,00
Giro
Rupiah
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
36.567
44,01
43.915
42,09
Valas
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
18.991
22,86
22.133
21,21
Valas
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
11.284
13,58
15.658
15,01
Valas
2.337
2,81
4.771
4,57
Rupiah
Foreign Exchange

Rupiah
Total DPK
24.423
100,00
30.491
100,00
33.213
100,00
43.980
100,00
58.950
100,00
83.095
100,00
104.346
Rupiah
24.423
100,00
30.491
100,00
33.213
100,00
43.979
100,00
58.950
100,00
83.095
100,00
104.346
100,00
0,00
0,00
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
85
Tabel 1.69 Komposisi DPK BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2007
Indikator
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Desember 2011
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Komposisi
thd Total
DPK (%)
Nominal
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
69.289
51,60
70.746
49,38
63.848
41,94
62.196
33,87
88.252
41,91
88.395
37,57
104.529
69.123
51,47
70.653
49,32
63.553
41,74
61.725
33,61
87.860
41,72
88.033
37,42
104.244
39,62
167
0,12
93
0,07
294
0,19
471
0,26
392
0,19
362
0,15
285
0,11
Deposito
31.792
23,67
35.015
24,44
44.673
29,34
67.815
36,93
76.670
36,41
79.521
33,80
101.290
38,50 Time Deposits
Rupiah
31.750
23,64
34.877
24,34
44.148
29,00
67.365
36,69
75.939
36,06
78.734
33,47
100.485
38,19
42
0,03
138
0,10
525
0,34
450
0,24
731
0,35
787
0,33
804
0,31
Tabungan
33.205
24,73
37.498
26,17
43.728
28,72
53.614
29,20
45.670
21,69
67.349
28,63
57.285
Rupiah
33.205
24,73
37.497
26,17
43.724
28,72
53.595
29,19
45.647
21,68
67.329
28,62
57.268
21,77
0,00
0,00
19
0,01
24
0,01
20
0,01
17
0,01
Total DPK
134.287
100,00
143.262
100,00
152.251
100,00
183.624
100,00
210.593
100,00
235.265
100,00
263.103
Rupiah
134.077
99,84
143.027
99,84
151.425
99,46
182.685
99,49
209.446
99,46
234.097
99,50
261.997
99,58
209
0,16
235
0,16
826
0,54
939
0,51
1.147
0,54
1.169
0,50
1.106
0,42
Giro
Rupiah
Valas
Valas
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
86
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
Items
(Composition
to Total Third
Party Funds)
(%)
74.723
57,86
69.289
51,60
70.746
49,38
63.848
41,94
62.196
33,87
88.456
37,59
112.953
74.692
57,84
69.123
51,47
70.653
49,32
63.553
41,74
61.725
33,61
88.094
37,43
112.715
40,47
Valas
31
0,02
167
0,12
93
0,07
294
0,19
471
0,26
362
0,15
238
0,09
Tabungan
25.008
19,37
33.205
24,73
37.498
26,17
43.728
28,72
53.614
29,20
67.338
28,61
79.968
28,71 Saving
25.008
19,37
33.205
24,73
37.497
26,17
43.724
28,72
53.595
29,19
67.318
28,60
79.938
28,70
0,00
0,00
19
0,01
20
0,01
30
0,01
29.409
22,77
31.792
23,67
35.015
24,44
44.673
29,34
67.815
36,93
79.555
33,80
85.614
30,74 Time Deposits
29.365
22,74
31.750
23,64
34.877
24,34
44.148
29,00
67.365
36,69
78.767
33,47
84.903
30,48
44
0,03
42
0,03
138
0,10
525
0,34
450
0,24
787
0,33
711
0,26
Giro
Rupiah
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
46.523
19,77
37.513
13,47
Valas
673
0,29
468
0,17
-

Rupiah
14.335
6,09
12.214
4,39
Valas
51
0,02
14
0,01
-
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
12.559
5,34
13.495
4,84
Rupiah
Valas
0,00
27
0,01
Foreign Exchange

-
Rupiah
5.349
2,27
21.682
7,78
Rupiah
0,07
Foreign Exchange
59
0,03
203
Total DPK
129.141
100,00
134.287
100,00
143.262
100,00
152.251
100,00
183.624
100,00
235.348
100,00
278.535
Rupiah
129.065
99,94
134.077
99,84
143.027
99,84
151.425
99,46
182.685
99,49
234.179
99,50
277.555
99,65
75
0,06
209
0,16
235
0,16
826
0,54
939
0,51
1.169
0,50
980
0,35
Valas
Valas
Rupiah
Rupiah
Foreign Exchange
87
Tabel 1.70 Komposisi DPK Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2007
Indikator
Giro
Desember 2008
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Komposisi
thd Total
DPK (%)
Nominal
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
13.267
24,15
18.872
24,54
21.472
22,66
22.280
22,70
23.108
24,03
25.201
22,73
27.941
Rupiah
4.112
7,48
4.976
6,47
7.136
7,53
7.984
8,13
8.228
8,56
9.404
8,48
11.580
9,77
Valas
9.155
16,67
13.896
18,07
14.336
15,13
14.295
14,56
14.880
15,47
15.797
14,25
16.360
13,81
Deposito
40.196
73,17
55.007
71,53
65.871
69,51
61.374
62,52
58.633
60,96
67.253
60,66
72.474
61,16 Time Deposits
Rupiah
21.197
38,59
29.691
38,61
43.203
45,59
40.151
40,90
37.065
38,54
43.504
39,24
45.628
38,50
Rupiah
Valas
18.999
34,59
25.315
32,92
22.668
23,92
21.223
21,62
21.568
22,42
23.749
21,42
26.846
22,65
Foreign Exchange
Tabungan
1.471
2,68
3.023
3,93
7.418
7,83
14.507
14,78
14.441
15,01
18.411
16,61
18.090
Rupiah
1.471
2,68
3.023
3,93
3.983
4,20
6.156
6,27
6.145
6,39
8.310
7,50
8.494
7,17
Rupiah
3.436
3,63
8.351
8,51
8.297
8,63
10.101
9,11
9.596
8,10
Foreign Exchange
Total DPK
54.934
100,00
76.902
100,00
94.761
100,00
98.161
100,00
96.183
100,00
110.865
100,00
118.505
Rupiah
26.779
48,75
37.691
49,01
54.321
57,32
54.292
55,31
51.438
53,48
61.217
55,22
65.702
55,44
Rupiah
Valas
28.154
51,25
39.211
50,99
40.440
42,68
43.869
44,69
44.745
46,52
49.647
44,78
52.802
44,56
Foreign Exchange
Valas
Rupiah
Foreign Exchange
88
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition
to Total Third
Party Funds)
(%)
10.125
28,18
13.267
24,15
18.872
24,54
21.472
22,66
22.280
22,70
25.396
22,57
34.508
Rupiah
2.715
7,56
4.112
7,48
4.976
6,47
7.136
7,53
7.984
8,13
9.485
8,43
12.226
9,23
Valas
7.410
20,62
9.155
16,67
13.896
18,07
14.336
15,13
14.295
14,56
15.912
14,14
22.282
16,82
Tabungan
1.224
3,41
1.471
2,68
3.023
3,93
7.418
7,83
14.507
14,78
18.503
16,44
19.292
14,57 Saving
1.224
3,41
1.471
2,68
3.023
3,93
3.983
4,20
6.156
6,27
8.402
7,47
8.529
6,44
Rupiah
3.436
3,63
8.351
8,51
10.101
8,98
10.763
8,13
Foreign Exchange
24.577
68,41
40.196
73,17
55.007
71,53
65.871
69,51
61.374
62,52
68.642
60,99
78.654
59,38 Time Deposits
Rupiah
12.173
33,88
21.197
38,59
29.691
38,61
43.203
45,59
40.151
40,90
44.532
39,57
47.948
36,20
Rupiah
Valas
12.405
34,53
18.999
34,59
25.315
32,92
22.668
23,92
21.223
21,62
24.110
21,42
30.706
23,18
Foreign Exchange
Giro
Rupiah
Valas
Simpanan Berjangka
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
27.920
24,81
26.748
20,19
Valas
15.002
13,33
20.389
15,39
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
8.971
7,97
9.285
7,01
Valas
3.725
3,31
3.964
2,99
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
4.539
4,03
6.842
5,17
Rupiah
Valas
3.062
2,72
4.743
3,58
Foreign Exchange
3.102
2,76
5.073
3,83
Rupiah
1,22
Foreign Exchange

Rupiah
2.321
2,06
1.611
Total DPK
35.927
100,00
54.934
100,00
76.902
100,00
94.761
100,00
98.161
100,00
112.541
100,00
132.454
Rupiah
16.112
44,85
26.779
48,75
37.691
49,01
54.321
57,32
54.292
55,31
62.418
55,46
68.704
51,87
Rupiah
Valas
19.815
55,15
28.154
51,25
39.211
50,99
40.440
42,68
43.869
44,69
50.123
44,54
63.751
48,13
Foreign Exchange
Valas
89
Tabel 1.71 Komposisi DPK Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2007
Indikator
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2008
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2009
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2010
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2011
Nominal
Desember 2011
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Februari 2012
Nominal
Komposisi
thd Total
DPK (%)
Indicator
(Compositio
n to Total
Third Party
Funds) (%)
46.009
40,65
49.354
38,44
51.854
44,10
58.886
47,35
62.179
48,86
67.181
47,49
75.896
Rupiah
20.655
18,25
17.290
13,47
19.242
16,36
24.689
19,85
24.624
19,35
27.683
19,57
34.142
22,69
Rupiah
Valas
25.353
22,40
32.064
24,98
32.612
27,73
34.197
27,49
37.554
29,51
39.498
27,92
41.754
27,75
Foreign Exchange
Deposito
59.443
52,52
64.952
50,59
48.537
41,28
46.452
37,35
46.383
36,45
55.572
39,28
53.681
35,68 Time Deposits
Rupiah
31.398
27,74
38.405
29,92
32.267
27,44
34.265
27,55
33.119
26,03
38.522
27,23
36.683
24,38
Rupiah
Valas
28.045
24,78
26.547
20,68
16.270
13,84
12.187
9,80
13.263
10,42
17.050
12,05
16.998
11,30
Foreign Exchange
Tabungan
7.730
6,83
14.071
10,96
17.203
14,63
19.038
15,31
18.688
14,69
18.721
13,23
20.877
Rupiah
3.690
3,26
4.654
3,63
6.222
5,29
6.768
5,44
6.531
5,13
7.195
5,09
8.994
5,98
Rupiah
Valas
4.040
3,57
9.417
7,34
10.982
9,34
12.270
9,87
12.157
9,55
11.526
8,15
11.883
7,90
Foreign Exchange
113.182
100,00
128.377
100,00
117.594
100,00
124.376
100,00
127.249
100,00
141.473
100,00
150.454
Rupiah
55.743
49,25
60.349
47,01
57.731
49,09
65.722
52,84
64.275
50,51
73.399
51,88
79.819
53,05
Rupiah
Valas
57.438
50,75
68.028
52,99
59.864
50,91
58.653
47,16
62.975
49,49
68.074
48,12
70.635
46,95
Foreign Exchange
Giro
Total DPK
90
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2006
Keterangan
Desember 2007
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2008
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Komposisi
thd Total
DPK (%)
(Compositio
n to Total
Third Party
Funds) (%)
Desember 2012
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition
to Total Third
Party Funds)
(%)
34.927
37,95
46.009
40,65
49.354
38,44
51.854
44,10
58.886
47,35
67.199
47,49
77.405
Rupiah
12.515
13,60
20.655
18,25
17.290
13,47
19.242
16,36
24.689
19,85
27.683
19,56
32.996
21,23
Rupiah
Valas
22.412
24,35
25.353
22,40
32.064
24,98
32.612
27,73
34.197
27,49
39.516
27,93
44.409
28,57
Foreign Exchange
Tabungan
3.442
3,74
7.730
6,83
14.071
10,96
17.203
14,63
19.038
15,31
18.721
13,23
20.715
13,33 Saving
3.442
3,74
3.690
3,26
4.654
3,63
6.222
5,29
6.768
5,44
7.195
5,09
7.858
5,06
Rupiah
4.040
3,57
9.417
7,34
10.982
9,34
12.270
9,87
11.526
8,15
12.857
8,27
Foreign Exchange
53.671
58,31
59.443
52,52
64.952
50,59
48.537
41,28
46.452
37,35
55.572
39,28
57.310
36,87 Time Deposits
Rupiah
26.629
28,93
31.398
27,74
38.405
29,92
32.267
27,44
34.265
27,55
38.522
27,23
39.133
25,18
Rupiah
Valas
27.042
29,38
28.045
24,78
26.547
20,68
16.270
13,84
12.187
9,80
17.050
12,05
18.176
11,69
Foreign Exchange
Giro
Rupiah
Valas
Simpanan Berjangka
- Periode 1 Month

Rupiah
25.177
17,79
25.315
16,29
Valas
12.382
8,75
12.011
7,73
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
9.237
6,53
8.962
5,77
Valas
2.987
2,11
3.673
2,36
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
2.654
1,88
3.110
2,00
Rupiah
Valas
1.010
0,71
1.910
1,23
Foreign Exchange
1.453
1,03
1.746
1,12
Rupiah
0,38
Foreign Exchange

Rupiah
670
0,47
583
Total DPK
92.040
100,00
113.182
100,00
128.377
100,00
117.594
100,00
124.376
100,00
141.491
100,00
155.430
Rupiah
42.586
46,27
55.743
49,25
60.349
47,01
57.731
49,09
65.722
52,84
73.399
51,88
79.987
51,46
Rupiah
Valas
49.455
53,73
57.438
50,75
68.028
52,99
59.864
50,91
58.653
47,16
68.092
48,12
75.443
48,54
Foreign Exchange
Valas
91
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Desember 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - December 2012)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
1. Jawa Barat
2. Banten
Rupiah
Exchange)
42.701
Valas (Foreign
6.392
Rupiah
Exchange)
108.295
Valas (Foreign
4.560
Rupiah
Exchange)
90.845
Valas (Foreign
9.640
(Portion to
Total Third
Party (%)
Total
Exchange)
241.842
Pangsa Thd
Total DPK (%)
20.592
262.433
Location
8,14
1. Jawa Barat
2. Banten
17.255
3.672
31.669
1.125
30.580
4.195
79.504
8.992
88.496
2,74
295.283
157.485
270.193
38.867
707.223
160.534
1.272.699
356.886
1.629.585
50,53
4.619
389
17.553
349
8.930
660
31.103
1.398
32.501
1,01
4. D.I Yogyakarta
5. Jawa Tengah
20.063
2.212
77.288
2.188
40.862
2.645
138.213
7.044
145.257
4,50
5. Jawa Tengah
6. Jawa Timur
42.829
7.027
128.104
6.396
98.678
9.190
269.611
22.613
292.224
9,06
6. Jawa Timur
7. Bengkulu
1.744
36
4.162
20
1.390
16
7.296
72
7.368
0,23
7. Bengkulu
8. Jambi
3.536
226
9.984
149
3.961
89
17.481
464
17.945
0,56
8. Jambi
9. Aceh
6.176
76
11.389
63
4.180
85
21.744
225
21.969
0,68
9. Aceh
10. Sumatera Utara
18.417
3.336
59.078
3.247
50.254
4.928
127.748
11.511
139.259
4,32
10. Sumatera Utara
11. Sumatera Barat
4.599
269
12.982
205
7.454
116
25.034
589
25.623
0,79
11. Sumatera Barat
3. DKI Jakarta
4. D.I Yogyakarta
3. DKI Jakarta
13.123
1.026
24.876
498
12.281
438
50.280
1.963
52.243
1,62
12. Riau
14. Sumatera Selatan
7.958
1.253
23.459
566
20.135
873
51.552
2.693
54.244
1,68
15. Bangka Belitung
1.592
633
6.746
104
2.958
140
11.296
876
12.172
0,38
15. Bangka Belitung
13. Kepulauan Riau
6.173
4.581
11.061
1.367
4.407
1.214
21.642
7.163
28.804
0,89
13. Kepulauan Riau
16. Lampung
3.989
310
12.814
276
4.903
319
21.707
905
22.612
0,70
16. Lampung
17. Kalimantan Selatan
7.717
712
17.932
382
7.173
202
32.821
1.297
34.118
1,06
12. Riau
18. Kalimantan Barat
4.226
402
19.482
342
7.397
151
31.105
895
32.000
0,99
19. Kalimantan Timur
23.278
2.503
31.359
1.580
18.993
2.279
73.630
6.362
79.992
2,48
20. Kalimantan Tengah
3.762
200
7.752
30
2.520
20
14.034
251
14.285
0,44
21. Sulawesi Tengah
1.681
43
6.525
53
1.695
25
9.901
121
10.022
0,31
21. Sulawesi Tengah
22. Sulawesi Selatan
7.147
817
30.892
664
14.362
572
52.401
2.053
54.453
1,69
23. Sulawesi Utara
2.689
288
8.506
367
4.339
217
15.534
873
16.407
0,51
23. Sulawesi Utara
323
1.931
14
708
2.963
28
2.990
0,09
24. Gorontalo
24. Gorontalo
570
1.856
157
2.584
2.585
0,08
25. Sulawesi Barat
26. Sulawesi Tenggara
1.636
80
6.079
166
1.896
13
9.612
258
9.870
0,31
27. Nusa Tenggara Barat
1.709
62
7.810
145
2.956
51
12.476
259
12.734
0,39
28. Bali
8.450
2.040
26.523
1.505
15.656
774
50.629
4.319
54.948
1,70
28. Bali
29. Nusa Tenggara Timur
2.864
25
8.468
49
3.444
35
14.776
108
14.884
0,46
30. Maluku
1.696
30
4.608
40
1.917
48
8.221
118
8.340
0,26
30. Maluku
31. Papua
7.176
1.129
13.655
94
4.774
321
25.604
1.543
27.148
0,84
31. Papua
750
115
2.730
815
4.295
129
4.425
0,14
32. Maluku Utara
2.065
20
4.708
67
1.381
44
8.153
131
8.284
0,26
33. Papua Barat
1.874
19
855
18
2.207
40
4.936
4.976
0,15
34. Lainnya
567.801
199.270
1.010.488
66.342
1.179.242
202.056
2.757.530
467.668
3.225.198
100
25. Sulawesi Barat
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
Total
92
93
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Februari 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - February 2012)
2011
Lokasi
2006
2007
2008
2012
Location
2009
Feb
Janr)
Feb
1. Jawa Barat
1. Jawa Barat
2. Banten
104.431
119.504
135.580
154.212
183.688
217.474
217.502
27.317
28.310
33.011
39.103
56.882
70.304
72.345
3. DKI Jakarta
620.919
751.466
868.803
995.417
1.141.149
1.410.213
1.385.540
13.908
15.323
16.834
19.679
23.005
26.985
27.485
62.701
70.139
80.782
91.223
105.040
124.768
125.994
5. Jawa Tengah
127.851
143.778
171.426
193.720
213.282
248.576
250.120
6. Jawa Timur
7. Bengkulu
2.760
3.482
4.143
3.967
5.035
6.380
6.361
8. Jambi
4. D.I. Yogyakarta
5. Jawa Tengah
6. Jawa Timur
2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta
7. Bengkulu
7.535
9.321
10.069
10.843
14.338
16.313
16.652
8. Jambi
9. Aceh
10. Sumatera Utara
21.956
18.341
20.464
19.215
18.106
19.605
19.526
9. Aceh
60.126
71.021
83.941
94.458
110.086
126.631
127.669 10. Sumatera Utara
11. Sumatera Barat
11.490
13.974
15.349
17.728
20.204
22.844
22.992 11. Sumatera Barat
12. Riau
40.074
30.155
31.760
30.892
39.149
44.365
46.567 12. Riau
21.068
24.867
30.058
34.119
41.651
50.926
51.718 14. Sumatera Selatan
13.587
16.341
17.088
20.518
23.675
24.849 15. Kepulauan Riau
4.728
6.384
6.828
7.469
9.004
10.335
10.691 13. Bangka Belitung
15. Kepulauan Riau

13. Bangka Belitung
9.496
14.789
21.559
14.836
16.801
19.571
19.607 16. Lampung

10.813
12.798
16.026
18.164
21.579
28.216
28.935 17. Kalimantan Selatan
12.793
14.965
17.570
18.995
23.720
27.989
28.371 18. Kalimantan Barat
16. Lampung
30.596
34.316
41.518
43.719
52.444
65.287
69.242 19. Kalimantan Timur
5.510
6.530
6.909
7.708
9.463
12.396
12.897 20. Kalimantan Tengah
21. Sulawesi Tengah
4.448
5.171
5.721
6.301
7.430
8.878
8.911 21. Sulawesi Tengah

23. Sulawesi Utara
21.952
24.794
29.013
34.271
37.432
45.591
45.566 22. Sulawesi Selatan
6.057
7.133
8.941
10.082
11.659
14.358
14.409 23. Sulawesi Utara
1.076
1.451
1.440
1.691
2.105
2.097 24. Sulawesi Barat
24. Sulawesi Barat
25. Gorontalo
1.392
1.641
1.833
1.909
2.305
2.787
2.751 25. Gorontalo
3.218
3.977
4.563
5.207
6.407
8.580
8.648 26. Sulawesi Tenggara
4.441
5.402
6.363
7.101
8.445
10.806
10.753 27. Nusa Tenggara Barat
28. Bali
19.030
23.522
28.524
32.247
38.213
45.807
46.295 28. Bali
6.628
7.296
8.005
9.119
10.684
12.977
12.916 29. Nusa Tenggara Timur
3.993
4.413
4.671
5.101
5.777
7.216
15.096
13.276
14.227
16.344
20.004
23.970
2.184
2.576
2.800
2.673
3.002
3.892
4.031 32. Maluku Utara
4.506
5.084
5.334
5.908
7.047
7.207 33. Irian Jaya Barat
2.596
3.000
3.126
3.358
3.741
3.703
3.909 34. Others
1.287.102
1.510.834
1.753.292
1.973.042
2.287.844
2.770.570
30. Maluku
31. Papua
32. Maluku Utara
33. Irian Jaya Barat
34. Lainnya
Total
Ket: r) revisi
7.229 30. Maluku

24.159 31. Papua
2.763.943
Total
Note: r) revised
94
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)

2011
2012
Location
Lokasi
Jul
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I Yogyakarta
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
196.230
197.080
204.444
205.797
210.665
219.405
217.474
217.502
225.244
229.017
236.025
237.542
238.355
242.824
244.482
247.398
254.567
262.433
1.
Jawa Barat
63.126
63.586
65.972
65.734
66.953
70.218
70.304
72.345
74.862
77.570
78.662
79.028
79.846
81.717
81.486
82.859
85.298
88.496
2.
Banten
1.225.583
1.230.557
1.255.394
1.293.125
1.320.964
1.417.266
1.410.213
1.385.540
1.410.500
1.407.328
1.458.755
1.477.968
1.480.163
1.488.856
1.510.724
1.524.850
1.566.877
1.629.585
3.
DKI Jakarta
24.840
24.776
25.839
26.134
26.270
26.837
26.985
27.485
28.029
28.488
28.576
29.227
29.723
30.425
31.056
30.962
31.719
32.501
4.
D.I Yogyakarta
111.322
118.301
118.404
122.107
124.743
124.768
125.994
129.494
131.524
132.133
134.997
134.858
137.370
141.489
140.417
142.949
145.257
5.
Jawa Tengah
116.897
5.
Jawa Tengah
6.
Jawa Timur
228.094
225.597
234.007
235.536
241.240
250.524
248.576
250.120
255.493
256.319
260.011
266.096
267.098
268.903
277.597
280.965
283.615
292.224
6.
Jawa Timur
7.
Bengkulu
5.752
5.640
5.986
6.024
6.232
6.190
6.380
6.361
6.616
6.770
6.954
7.108
7.287
7.353
7.494
7.614
7.622
7.368
7.
Bengkulu
8.
Jambi
15.440
15.335
16.079
15.973
16.149
16.415
16.313
16.652
17.255
17.435
17.504
17.612
17.506
17.208
17.918
17.729
17.707
17.945
8.
Jambi
Aceh
18.554
17.958
20.063
19.438
19.251
20.333
19.605
19.526
19.706
20.934
20.693
20.668
20.015
19.348
22.414
21.551
21.140
21.969
Aceh
10.
9.
Sumatera Utara
117.380
115.577
120.200
120.910
124.317
127.076
126.631
127.669
128.448
128.817
129.117
129.083
131.537
133.098
135.506
135.990
136.897
9.
139.259 10.
11.
Sumatera Barat
21.164
20.704
22.554
22.319
23.076
23.126
22.844
22.992
23.593
23.628
23.818
24.251
24.538
24.715
25.852
25.603
25.829
25.623 11.
Sumatera Barat
12.
Riau
41.856
41.415
44.115
43.074
43.189
45.067
44.365
46.567
48.480
48.445
48.063
50.314
50.974
50.375
53.457
52.653
51.749
13.
Sumatera Selatan*)
46.887
48.668
49.377
50.378
51.235
50.926
51.718
53.280
53.322
53.287
52.071
52.173
51.451
52.833
52.763
52.755
52.243 12.
54.244 13.
Riau
45.517
14.
Bangka Belitung
10.458
10.235
10.616
10.230
10.129
10.243
10.335
10.691
10.849
10.812
10.910
10.920
10.713
10.758
11.877
12.242
12.303
Bangka Belitung
15.
Kepulauan Riau*)
22.143
22.173
22.547
22.500
22.950
24.114
23.675
24.849
25.551
25.730
25.611
26.721
26.945
26.388
28.003
28.141
28.284
12.172 14.
28.804 15.
16.
Lampung
18.568
18.354
19.222
19.150
19.591
19.745
19.571
19.607
20.474
21.156
21.451
22.056
22.008
21.865
22.502
22.889
22.958
22.612 16.
Lampung
17.
Kalimantan Selatan
24.442
24.374
26.282
26.262
27.006
28.305
28.216
28.935
29.647
30.237
30.978
31.881
31.287
31.209
32.836
32.868
33.521
Kalimantan Selatan
18.
Kalimantan Barat
25.538
25.481
26.213
26.327
27.597
27.857
27.989
28.371
28.856
29.038
29.572
30.352
30.270
30.419
31.060
30.996
31.882
34.118 17.
32.000 18.
19.
Kalimantan Timur
56.446
57.158
61.696
61.829
62.426
66.880
65.287
69.242
73.171
73.209
72.640
77.217
76.613
75.582
79.990
79.022
78.165
79.992 19.
Kalimantan Timur
Kalimantan Tengah
11.394
11.456
12.064
12.099
12.003
11.924
12.396
12.897
13.458
13.848
14.136
14.562
14.208
14.272
14.785
15.526
15.480
14.285 20.
Kalimantan Tengah
7.767
8.054
8.241
8.593
8.865
8.878
8.911
9.338
9.603
9.765
10.064
9.904
9.842
10.177
10.070
10.106
10.022 21.
Sulawesi Tengah
Sulawesi Selatan
20.
Sumatera Utara
Sumatera Selatan
Kepulauan Riau
Kalimantan Barat
21.
Sulawesi Tengah
7.818
22.
Sulawesi Selatan
40.205
40.088
41.879
42.390
43.727
46.262
45.591
45.566
46.249
47.307
47.604
48.625
48.552
49.435
51.079
51.502
52.445
23.
Sulawesi Utara
12.805
12.802
13.447
13.563
13.908
14.340
14.358
14.409
14.785
14.987
15.069
15.584
15.346
15.328
15.795
15.852
15.991
54.453 22.
16.407 23.
2.389
2.590
2.659
2.738
2.712
2.787
2.751
2.874
2.944
2.916
2.996
2.906
2.828
3.027
3.005
3.008
2.990 24.
Gorontalo
Sulawesi Barat
24.
Gorontalo*)
2.411
25.
Sulawesi Barat*)
1.816
1.773
1.863
1.861
2.043
1.934
2.105
2.097
2.091
2.308
2.424
2.445
2.466
2.462
2.598
2.624
2.678
26.
Sulawesi Tenggara*)
7.170
7.479
7.962
8.155
8.256
8.428
8.580
8.648
9.258
9.617
9.701
9.930
9.728
9.632
10.020
9.933
10.081
2.585 25.
9.870 26.
27.
Nusa Tenggara Barat
Sulawesi Utara
Sulawesi Tenggara
9.574
9.298
10.018
10.246
10.694
10.872
10.806
10.753
11.005
11.259
11.383
11.900
11.736
11.752
12.365
12.495
12.625
12.734 27.
Nusa Tenggara Barat
41.124
42.801
43.646
44.799
45.604
45.807
46.295
46.898
47.413
48.101
49.577
50.264
51.492
52.988
53.883
54.555
54.948 28.
14.884 29.
Bali
Maluku
28.
Bali
40.965
29.
Nusa Tenggara Timur
11.537
11.522
11.827
11.974
12.438
12.755
12.977
12.916
13.430
13.814
13.893
14.296
14.477
14.457
14.752
14.698
14.834
30.
Maluku
6.131
6.126
6.409
6.477
6.735
6.989
7.216
7.229
7.199
7.383
7.455
7.684
7.630
7.752
7.894
8.022
8.233
31.
Papua
21.391
20.564
23.996
23.945
23.857
23.946
23.970
24.159
24.332
25.529
25.798
26.298
25.771
27.739
27.982
27.506
27.054
8.340 30.
27.148 31.
3.194
3.431
3.552
3.714
3.769
3.892
4.031
4.313
4.238
4.170
4.268
4.273
4.220
4.462
4.466
4.493
4.425 32.
Maluku Utara
8.284 33.
4.976 34.
Papua Barat
32.
Maluku Utara
3.258
33.
Papua Barat
6.249
6.910
7.123
6.838
7.305
7.097
7.047
7.207
7.224
7.296
7.762
7.956
7.745
8.456
8.377
8.294
7.977
34.
Lainnya
3.331
3.201
3.198
3.494
3.443
3.835
3.703
3.909
3.974
4.037
4.020
4.537
4.501
4.518
5.080
5.213
5.117
2.464.083
2.459.898
2.544.862
2.587.282
2.644.742
2.784.912
2.770.570
2.763.943
2.825.975
2.841.361
2.908.957
2.955.833
2.961.417
2.984.050
3.049.956
3.070.604
3.130.518
Total
3.225.198
Nusa Tenggara Timur

Papua
Others
Total
95
Tabel 1.75 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
2,90
2,39
2,23
2,24
2,19
2,24
2,28
2,21
2,16
2,22
2,23
2,11
2,26
2,04
2,24
2,08
1,05
0,41
0,23
0,23
0,21
0,21
0,21
0,21
0,21
0,21
0,22
0,20
0,23
0,25
0,31
0,24
1 month deposit
Deposito 1 bln
Valas
10,71
6,77
6,64
6,65
6,77
6,77
6,78
6,77
6,77
6,75
6,84
6,78
6,57
6,40
6,31
6,05
3,40
1,74
1,22
1,14
1,19
1,16
1,21
1,24
1,29
1,32
1,35
1,42
1,43
1,56
1,56
1,62
Valas
11,17
7,45
6,94
6,97
7,05
7,07
7,09
7,06
7,05
7,06
7,19
7,21
7,14
6,90
6,75
6,56
4,18
2,14
1,29
1,27
1,32
1,35
1,41
1,40
1,45
1,52
1,56
1,79
1,87
1,93
1,82
1,95
Valas
10,32
7,89
7,07
7,07
7,14
7,15
7,16
7,18
7,07
7,04
7,19
7,18
7,18
7,27
7,23
6,94
3,94
2,32
1,47
1,48
1,55
1,55
1,54
1,57
1,62
1,61
1,77
1,86
1,99
2,12
2,15
2,20
Valas
10,34
9,54
7,65
7,13
7,08
7,04
7,01
7,00
6,96
6,94
6,97
6,97
6,94
6,84
6,72
6,82
3,08
2,72
1,86
1,88
1,80
1,77
1,34
1,47
1,53
1,47
1,48
1,54
1,51
1,58
1,81
1,73
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
3,11
2,79
2,92
2,60
2,51
2,46
2,46
2,56
2,47
2,46
2,42
2,34
2,32
2,27
2,25
2,10
1,21
0,50
0,34
0,27
0,19
0,18
0,19
0,37
0,25
0,28
0,29
0,26
0,29
0,27
0,33
0,25
Ket: Data tersedia mulai Januari 2008
Rupiah
Foreign Exchange
Note: Data available since January 2008
96
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
2,51
2,52
2,56
2,48
2,60
2,41
2,46
2,37
2,36
2,32
2,26
2,27
2,23
2,20
2,20
2,16
2,14
2,12
- Rupiah
Valas
0,31
0,31
0,32
0,30
0,35
0,37
0,36
0,37
0,35
0,33
0,35
0,37
0,37
0,37
0,36
0,35
0,35
0,37
- Foreign Exchange
Saving
Tabungan
Rupiah
2,68
2,67
2,62
2,53
2,51
2,44
2,39
2,26
2,13
2,10
2,07
2,02
1,94
1,91
1,90
1,89
1,90
1,91
- Rupiah
Valas
0,30
0,34
0,35
0,32
0,35
0,35
0,33
0,32
0,34
0,35
0,36
0,44
0,37
0,32
0,32
0,31
0,30
0,34
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln

Rupiah
6,81
6,77
6,86
6,80
6,59
6,41
6,31
6,07
5,76
5,53
5,47
5,48
5,43
5,43
5,46
5,50
5,50
5,59
Rupiah
Valas
1,31
1,34
1,39
1,45
1,47
1,59
1,57
1,65
1,57
1,64
1,56
1,55
1,53
1,58
1,62
1,60
1,57
1,57
Foreign Exchange

Rupiah
7,05
7,06
7,20
7,22
7,15
6,91
6,76
6,56
6,33
6,07
5,87
5,75
5,71
5,72
5,72
5,76
5,82
5,90
Rupiah
Valas
1,46
1,53
1,57
1,79
1,91
2,00
1,85
1,98
2,00
2,00
1,87
1,90
1,89
1,81
1,88
1,88
1,91
1,91
Foreign Exchange

Rupiah
7,11
7,07
7,22
7,22
7,21
7,29
7,21
6,96
6,74
6,48
6,28
6,15
6,01
5,90
5,97
5,96
6,01
6,04
Rupiah
Valas
1,62
1,63
1,82
1,89
1,99
2,10
2,12
2,21
2,34
2,35
2,39
2,40
2,35
2,39
2,39
2,39
2,36
2,33
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
7,02
6,97
7,01
6,98
6,95
6,87
6,77
6,75
6,68
6,59
6,54
6,48
6,35
6,27
6,17
6,12
6,10
6,05
Rupiah
Valas
1,70
1,59
1,58
1,66
1,70
1,71
1,86
1,87
1,92
1,97
1,98
2,03
1,95
1,94
1,96
1,99
1,98
1,97
Foreign Exchange
97
Tabel 1.76 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
3,23
2,52
2,22
2,22
2,17
2,12
2,10
2,01
1,97
2,09
2,00
1,81
1,95
1,77
2,07
2,01
1,24
0,42
0,11
0,15
0,11
0,11
0,09
0,11
0,11
0,11
0,11
0,11
0,14
0,12
0,14
0,12
1 month deposit
Deposito 1 bln
Valas
10,07
6,49
6,43
6,47
6,55
6,54
6,54
6,51
6,48
6,53
6,58
6,43
6,24
6,04
5,90
5,72
3,99
2,44
1,36
1,22
1,26
1,17
1,25
1,29
1,33
1,30
1,30
1,34
1,30
1,33
0,89
1,24
Valas
10,44
7,34
6,74
6,77
6,84
6,82
6,90
6,90
6,87
6,89
6,89
6,88
6,84
6,65
6,36
6,25
5,28
3,20
1,66
1,64
1,68
1,63
1,65
1,65
1,62
1,61
1,55
1,89
2,16
2,10
1,57
1,79
Valas
10,59
7,70
6,55
6,55
6,56
6,57
6,58
6,59
6,60
6,62
6,64
6,63
6,60
6,54
6,44
6,34
3,99
2,95
1,64
1,73
1,74
1,69
1,68
1,66
1,67
1,60
1,71
1,82
1,94
2,05
1,77
2,15
Valas
11,32
9,35
6,93
6,98
7,01
6,98
6,97
6,97
6,98
6,96
6,99
7,00
6,97
6,92
6,59
6,64
3,59
2,74
2,16
2,07
1,82
1,76
1,11
1,31
1,41
1,38
1,37
1,37
1,43
1,46
1,08
1,50
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
2,79
2,62
2,37
2,42
2,25
2,23
2,23
2,48
2,28
2,27
2,22
2,08
2,08
1,98
1,91
1,78
2,80
0,53
0,23
0,36
0,02
0,00
0,00
0,76
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
Rupiah
Foreign Exchange
98
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
2,53
2,51
2,51
2,50
2,44
2,37
2,35
2,35
2,28
2,30
2,12
2,13
2,13
2,07
1,93
1,92
1,89
2,08
- Rupiah
Valas
0,13
0,13
0,14
0,13
0,17
0,16
0,15
0,15
0,14
0,14
0,14
0,15
0,14
0,14
0,14
0,16
0,15
0,15
- Foreign Exchange
Saving
Tabungan
Rupiah
2,51
2,49
2,42
2,27
2,27
2,15
2,06
1,93
1,74
1,74
1,73
1,69
1,60
1,56
1,55
1,55
1,55
1,59
- Rupiah
Valas
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,23
0,22
0,22
0,22
0,22
0,22
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,56
6,54
6,58
6,46
6,30
6,04
5,90
5,72
5,38
5,18
5,08
5,05
5,10
5,09
5,10
5,15
5,15
5,23
Rupiah
Valas
1,36
1,30
1,31
1,35
1,33
1,35
0,89
1,25
1,00
1,06
0,99
0,93
0,85
0,97
0,91
0,89
0,96
0,97
Foreign Exchange

Rupiah
6,88
6,89
6,89
6,88
6,83
6,65
6,37
6,25
5,99
5,71
5,53
5,43
5,41
5,41
5,43
5,48
5,47
5,54
Rupiah
Valas
1,64
1,64
1,56
1,93
2,26
2,21
1,63
1,87
1,78
1,63
1,45
1,33
1,31
1,30
1,29
1,27
1,14
1,11
Foreign Exchange

Rupiah
6,60
6,62
6,64
6,63
6,60
6,54
6,43
6,34
6,10
5,91
5,76
5,64
5,52
5,42
5,40
5,40
5,51
5,53
Rupiah
Valas
1,65
1,59
1,70
1,82
1,90
2,02
1,65
2,14
2,28
2,32
1,45
2,20
2,15
2,20
2,16
2,04
1,99
1,99
Foreign Exchange

Rupiah
7,00
6,99
7,01
7,01
6,98
6,94
6,60
6,66
6,58
6,52
6,43
6,32
6,22
6,12
5,98
5,98
5,93
5,91
Rupiah
Valas
1,45
1,40
1,39
1,39
1,45
1,47
1,09
1,52
1,56
1,57
1,61
1,68
1,66
1,67
1,73
1,73
1,65
1,65
Foreign Exchange
99
Tabel 1.77 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
2,61
2,09
2,11
2,06
2,00
2,11
2,26
2,07
2,16
2,11
2,15
2,08
2,11
2,16
2,18
1,99
1,80
0,68
0,44
0,44
0,40
0,40
0,40
0,41
0,40
0,39
0,42
0,38
0,40
0,45
0,49
0,46
1 month deposit
Deposito 1 bln
Valas
11,20
6,85
6,75
6,69
6,78
6,76
6,78
6,78
6,79
6,76
6,92
6,93
6,68
6,53
6,48
6,25
4,18
1,71
1,32
1,25
1,28
1,22
1,27
1,27
1,38
1,39
1,46
1,57
1,63
1,80
1,94
1,95
Valas
11,55
7,31
6,78
6,82
6,89
6,92
6,91
6,85
6,79
6,79
7,11
7,22
7,16
6,87
6,72
6,55
4,82
1,85
1,53
1,40
1,43
1,41
1,50
1,51
1,62
1,71
1,81
2,03
2,00
2,16
2,14
2,30
Valas
9,86
7,68
6,72
6,77
6,79
6,85
6,86
6,91
6,73
6,68
6,95
6,93
6,92
7,06
6,98
6,66
4,26
2,06
1,53
1,40
1,42
1,39
1,36
1,53
1,66
1,79
2,06
2,16
2,35
2,47
2,54
2,58
Valas
9,56
9,09
6,39
6,47
6,55
6,55
6,55
6,54
6,55
6,63
6,73
6,69
6,68
6,53
6,51
6,65
3,10
3,04
1,71
1,62
1,62
1,63
1,61
1,67
1,62
1,66
1,67
1,68
1,68
1,68
2,08
1,85
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
3,32
2,88
2,70
2,70
2,69
2,59
2,59
2,55
2,53
2,50
2,48
2,44
2,41
2,40
2,43
2,30
0,82
0,79
0,37
0,37
0,37
0,36
0,37
0,38
0,39
0,42
0,40
0,39
0,41
0,41
0,42
0,40
Rupiah
Foreign Exchange
100
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
2,27
2,23
2,26
2,19
2,21
2,28
2,28
2,11
2,02
2,01
1,98
2,02
1,89
1,96
1,89
1,91
1,93
1,91
- Rupiah
Valas
0,47
0,46
0,49
0,47
0,48
0,53
0,52
0,54
0,52
0,47
0,47
0,48
0,50
0,51
0,48
0,47
0,48
0,50
- Foreign Exchange
Saving
Tabungan
Rupiah
2,68
2,67
2,64
2,60
2,56
2,55
2,52
2,43
2,36
2,29
2,23
2,21
2,12
2,12
2,11
2,11
2,12
2,11
- Rupiah
Valas
0,40
0,42
0,41
0,40
0,42
0,42
0,42
0,41
0,40
0,42
0,42
0,60
0,50
0,41
0,42
0,41
0,38
0,46
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,80
6,78
6,94
6,94
6,69
6,54
6,49
6,27
5,94
5,68
5,67
5,68
5,51
5,48
5,52
5,56
5,54
5,69
Rupiah
Valas
1,38
1,39
1,47
1,58
1,64
1,81
1,94
1,95
1,88
1,89
1,88
1,94
1,95
1,91
2,01
2,00
1,99
1,94
Foreign Exchange

Rupiah
6,78
6,78
7,10
7,21
7,16
6,87
6,72
6,54
6,32
6,08
5,89
5,78
5,70
5,69
5,65
5,68
5,76
5,86
Rupiah
Valas
1,62
1,70
1,80
2,02
2,01
2,17
2,16
2,30
2,36
2,41
2,34
2,36
2,32
2,26
2,33
2,30
2,30
2,32
Foreign Exchange

Rupiah
6,72
6,67
6,96
6,94
6,92
7,08
7,00
6,67
6,48
6,21
6,04
5,92
5,75
5,68
5,70
5,67
5,70
5,75
Rupiah
Valas
1,67
1,78
2,06
2,16
2,34
2,44
2,52
2,57
2,63
2,61
2,34
2,61
2,59
2,61
2,63
2,68
2,69
2,63
Foreign Exchange

Rupiah
6,70
6,68
6,77
6,70
6,70
6,54
6,52
6,43
6,33
6,26
6,19
6,13
5,95
5,86
5,77
5,65
5,57
5,48
Rupiah
Valas
1,80
1,83
1,85
1,88
1,90
1,92
2,09
2,12
2,16
2,23
2,26
2,26
2,19
2,09
2,13
2,19
2,23
2,22
Foreign Exchange
101
Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
4,68
-
3,59
3,60
0,94
3,70
4,02
- -
3,73
-
3,64
3,91
4,09
3,93
3,61
3,51
3,54
3,54
3,73
3,28
-
1 month deposit
Deposito 1 bln
Valas
11,64
-
8,65
8,17
6,92
8,15
8,19
8,13
8,09
8,11
8,05
7,99
7,99
7,86
7,78
7,47
7,19
-
Valas
11,77
-
9,00
8,90
8,36
8,62
8,59
8,52
8,46
8,49
8,48
8,40
8,34
8,21
8,04
7,88
7,67
-
Valas
11,35
-
9,44
9,11
8,89
9,00
8,94
8,89
8,82
8,78
8,73
8,70
8,65
8,60
8,57
2,00
8,43
8,31
-
Valas
11,52
-
10,49
9,22
8,95
9,16
9,18
9,13
8,98
8,89
8,79
8,69
8,69
8,62
8,49
8,47
8,40
-
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
4,28
-
3,33
3,56
3,69
- -
3,73
3,63
-
3,66
3,78
3,72
3,86
3,95
4,04
3,92
3,69
3,98
3,46
-
Rupiah
Foreign Exchange
102
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
Valas
4,16
4,08
4,20
4,14
4,22
4,11
3,81
3,84
3,96
3,96
3,80
3,49
3,48
3,45
3,43
3,05
3,10
3,25
Valas
4,58
4,65
4,78
4,86
4,70
4,41
4,50
4,16
3,99
3,94
3,80
3,72
3,83
3,86
3,79
3,76
3,75
3,70
Simpanan Berjangka
Valas
Valas
8,12
8,06
8,00
8,00
7,87
7,79
7,47
7,20
6,93
6,66
6,51
6,54
6,56
6,58
6,66
6,71
6,77
6,90
Valas
8,49
8,49
8,41
8,34
8,21
8,04
7,88
7,67
7,28
7,08
6,87
6,75
6,72
6,78
6,89
6,99
7,09
7,22
Valas
Foreign Exchange
Rupiah
Foreign Exchange
8,80
8,74
8,71
8,67
8,60
8,57
8,43
8,31
8,13
7,88
7,65
7,39
7,18
7,07
7,11
7,19
7,32
7,45
Rupiah
Foreign Exchange

Rupiah
Rupiah

Rupiah
- Foreign Exchange

Rupiah
- Rupiah
Time Deposits

Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
8,88
8,76
8,65
8,64
8,62
8,51
8,47
8,41
8,28
8,26
8,13
7,97
7,91
7,81
7,72
7,69
7,67
7,67
Rupiah
Foreign Exchange
103
Tabel 1.79 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
3,16
3,02
3,01
2,85
2,73
2,81
2,81
2,91
2,80
2,94
2,88
2,86
2,88
2,67
2,94
2,71
1,33
0,79
0,65
0,62
0,63
0,63
0,61
0,54
0,65
0,62
0,64
0,69
0,65
0,71
0,65
0,54
1 month deposit
Deposito 1 bln
Valas
10,07
7,69
7,93
7,73
7,54
7,56
7,58
7,54
7,52
7,45
7,49
7,53
7,40
7,43
6,99
6,66
4,03
3,22
1,79
2,84
1,83
1,39
3,42
4,02
2,68
2,41
2,59
3,08
3,43
3,08
3,33
3,70
Valas
9,41
8,28
8,57
8,25
8,19
8,03
8,13
8,11
8,07
8,02
8,06
8,12
8,13
7,96
7,69
7,40
3,27
3,96
1,88
1,77
1,49
1,92
1,04
1,08
1,87
1,87
1,01
2,10
2,12
1,90
2,07
1,93
Valas
10,18
9,16
9,69
8,68
8,74
8,71
8,59
8,54
8,42
8,31
8,10
8,09
8,09
8,28
8,14
7,74
4,47
4,18
1,41
1,26
1,25
1,15
1,15
1,09
1,01
1,10
0,99
1,01
0,99
0,98
1,01
1,41
Valas
8,74
11,33
11,89
8,86
8,47
8,36
8,27
8,29
8,00
7,75
7,64
8,03
7,90
7,76
8,06
7,47
3,25
4,48
1,30
1,31
1,30
1,32
1,32
1,31
1,30
1,30
1,45
1,50
1,49
1,49
1,46
1,52
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
3,62
3,37
3,08
2,99
2,86
2,92
2,87
3,02
3,02
3,06
3,05
3,01
2,99
2,92
2,93
2,64
1,88
2,11
0,98
0,91
0,91
0,92
0,90
0,77
0,76
0,80
0,92
0,76
0,89
0,76
0,74
0,66
Rupiah
Foreign Exchange
104
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
3,03
3,13
3,06
2,99
3,01
2,78
3,03
2,94
3,01
2,94
2,93
2,90
2,89
2,82
2,93
2,88
2,85
2,67
- Rupiah
Valas
0,66
0,65
0,64
0,70
0,65
0,71
0,65
0,56
0,77
0,80
1,01
0,87
0,73
0,53
0,45
0,55
0,57
0,47
- Foreign Exchange
Saving
Tabungan
Rupiah
3,48
3,53
3,47
3,44
3,41
3,31
3,27
3,04
2,90
2,81
2,83
2,63
2,55
2,52
2,53
2,46
2,50
2,54
- Rupiah
Valas
0,95
0,98
1,13
0,93
1,06
0,93
0,90
0,68
0,72
0,67
0,50
0,51
0,52
0,57
0,60
0,58
0,58
0,58
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
7,57
7,51
7,52
7,56
7,44
7,46
7,01
6,81
6,48
6,09
5,99
5,87
5,86
5,87
5,78
5,86
5,90
6,08
Rupiah
Valas
2,65
2,40
2,58
3,09
3,43
3,23
3,33
3,60
4,01
3,73
3,35
3,79
2,12
2,15
2,00
2,21
2,16
2,11
Foreign Exchange

Rupiah
8,08
8,07
8,06
8,16
8,15
7,98
7,70
7,54
7,15
6,78
6,43
6,34
6,25
6,28
6,31
6,42
6,51
6,57
Rupiah
Valas
1,06
1,04
1,01
2,10
2,12
1,90
2,10
2,02
2,01
2,18
2,09
2,15
1,92
1,97
1,87
1,80
1,20
1,40
Foreign Exchange

Rupiah
8,61
8,50
8,24
8,30
8,29
8,38
8,14
7,78
7,57
7,24
6,91
6,70
6,60
6,28
6,45
6,46
6,54
6,76
Rupiah
Valas
1,01
1,11
0,99
1,01
0,99
0,98
1,01
1,50
1,46
1,41
2,09
1,54
1,31
1,28
1,51
1,56
1,59
1,69
Foreign Exchange

Rupiah
8,11
7,92
7,95
8,16
8,05
8,06
8,02
7,64
7,46
7,34
7,30
7,25
7,13
7,09
7,01
6,95
6,97
6,96
Rupiah
Valas
1,30
1,30
1,50
1,51
1,49
1,49
1,49
1,52
1,53
1,33
1,22
1,12
1,10
1,13
1,07
1,07
1,20
0,96
Foreign Exchange
105
Tabel 1.80 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
1,46
2,62
1,37
1,66
1,85
1,80
1,65
1,60
1,59
1,59
1,67
1,67
1,70
1,82
1,76
1,69
0,33
0,20
0,13
0,14
0,14
0,15
0,11
0,14
0,16
0,21
0,17
0,15
0,26
0,27
0,37
0,23
1 month deposit
Deposito 1 bln
Valas
11,06
6,44
6,30
6,44
6,46
6,40
6,41
6,56
6,57
6,47
6,46
6,41
6,19
6,07
5,86
5,68
2,91
1,01
1,13
1,11
1,26
1,43
1,45
1,39
1,38
1,55
1,56
1,58
1,59
1,80
1,71
1,82
Valas
12,63
7,06
6,95
6,96
7,03
7,02
6,98
7,03
7,10
6,96
7,02
7,00
6,88
6,65
6,52
6,28
3,93
1,55
1,05
1,08
1,10
1,27
1,31
1,29
1,30
1,52
1,54
1,68
1,75
1,84
1,78
1,89
Valas
11,14
7,78
7,12
7,12
7,09
7,05
6,93
7,01
6,99
6,89
6,91
6,94
6,98
6,87
6,83
6,67
4,07
1,40
1,51
1,27
1,78
1,92
1,93
2,00
2,03
1,77
1,75
1,82
1,85
2,07
2,08
2,07
Valas
10,76
8,97
7,01
7,00
6,92
7,01
7,04
7,07
7,12
6,88
6,81
6,69
6,66
6,56
6,38
6,32
2,49
1,83
1,64
1,74
0,97
1,00
0,98
1,56
1,26
1,19
1,19
1,35
1,38
1,41
1,47
1,76
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
5,04
2,83
2,87
2,78
2,38
2,55
2,63
3,09
3,16
3,15
3,17
2,87
2,93
2,77
2,86
2,61
0,75
0,41
0,15
0,19
0,14
0,14
0,16
0,19
0,14
0,28
0,35
0,22
0,33
0,25
0,23
0,17
Rupiah
Foreign Exchange
106
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
1,95
1,87
2,00
1,95
1,98
2,13
1,98
1,98
1,75
1,83
1,96
1,83
1,85
1,81
1,92
1,73
1,50
1,70
- Rupiah
Valas
0,30
0,37
0,32
0,29
0,47
0,48
0,47
0,40
0,38
0,34
0,54
0,54
0,48
0,59
0,58
0,43
0,53
0,55
- Foreign Exchange
Saving
Tabungan
Rupiah
3,29
3,23
3,24
3,09
3,00
2,83
2,91
2,67
2,66
2,59
2,54
2,50
2,48
2,47
2,47
2,37
2,25
2,14
- Rupiah
Valas
0,18
0,34
0,42
0,27
0,40
0,31
0,25
0,22
0,35
0,34
0,37
0,31
0,23
0,25
0,25
0,21
0,18
0,19
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,57
6,45
6,46
6,42
6,19
6,07
5,86
5,67
5,59
5,47
5,32
5,32
5,38
5,53
5,59
5,57
5,56
5,66
Rupiah
Valas
1,39
1,57
1,59
1,61
1,63
1,83
1,73
1,86
1,87
2,04
2,02
1,99
1,98
2,07
2,17
2,15
1,97
2,05
Foreign Exchange

Rupiah
7,12
7,04
7,10
7,04
6,98
6,72
6,60
6,36
6,24
5,92
5,84
5,80
5,86
5,91
6,02
6,08
6,08
6,17
Rupiah
Valas
1,29
1,49
1,49
1,66
1,75
1,88
1,72
1,80
1,80
1,87
1,80
1,91
1,92
1,80
1,88
1,76
1,81
1,71
Foreign Exchange

Rupiah
6,96
6,93
6,89
6,90
6,91
6,83
6,77
6,64
6,10
5,95
5,80
5,83
5,92
5,98
6,46
6,56
6,63
6,64
Rupiah
Valas
1,85
1,75
1,86
1,86
1,85
2,00
2,05
2,12
2,33
2,29
1,80
2,55
2,50
2,58
2,72
2,69
2,65
2,65
Foreign Exchange

Rupiah
7,17
6,88
6,84
6,75
6,72
6,65
6,45
6,40
6,78
6,15
6,17
6,62
6,60
6,57
6,56
6,64
6,78
6,76
Rupiah
Valas
1,68
1,17
1,14
1,43
1,47
1,47
1,50
1,86
2,35
1,99
2,07
2,38
1,86
2,22
2,21
2,21
2,23
2,24
Foreign Exchange
107
Tabel 1.81 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2011
Indikator
2006
2007
2008
2009
2012
Indicator
2010
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Demand Deposits
Giro
Rupiah
Valas
1,16
0,86
1,17
1,14
1,29
1,41
1,54
1,47
0,81
1,30
1,33
1,11
2,50
1,04
2,24
0,88
0,10
0,09
0,04
0,03
0,04
0,04
0,06
0,03
0,03
0,03
0,03
0,04
0,09
0,09
0,31
0,07
1 month deposit
Deposito 1 bln
Valas
10,03
5,85
3,76
5,41
5,65
5,63
5,70
5,56
5,61
5,42
5,18
4,84
4,64
4,51
6,31
3,85
1,23
0,28
0,19
0,29
0,35
0,35
0,37
0,44
0,45
0,71
0,77
0,71
0,70
0,82
1,56
0,85
Valas
11,65
6,57
4,70
6,21
6,39
6,48
6,54
6,62
6,69
6,68
6,36
5,89
5,54
5,27
6,75
5,12
2,39
0,66
0,38
0,60
0,63
0,70
0,90
0,91
0,92
0,93
1,02
1,19
1,26
1,18
1,82
1,19
Valas
10,64
7,18
5,46
6,43
6,49
6,53
6,62
6,66
6,71
6,75
6,75
6,66
6,51
6,20
7,23
5,43
2,63
0,77
0,43
0,67
0,66
0,64
0,63
0,63
0,61
0,60
0,59
0,58
0,72
0,73
2,15
0,89
Valas
9,87
9,67
4,46
6,25
6,25
6,28
6,30
6,32
6,59
6,73
6,72
6,75
6,74
6,69
6,72
6,53
3,45
2,42
0,88
0,77
1,54
1,54
1,32
1,08
1,76
1,77
2,04
1,98
1,20
2,16
1,81
2,00
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Saving Deposits
Tabungan
Rupiah
Rupiah
12 month deposit
Deposito 12 bln
Rupiah
Foreign Exchange
6 month deposit
Deposito 6 bln
Rupiah
Rupiah
3 month deposit
Deposito 3 bln
Rupiah
Foreign Exchange
Time Deposits
Deposito
Rupiah
Rupiah
3,98
2,67
2,67
2,22
2,27
2,27
2,26
2,23
2,14
2,01
1,94
1,97
1,67
1,76
2,25
1,56
0,17
0,08
0,02
0,04
0,03
0,03
0,04
0,04
0,03
0,05
0,06
0,04
0,06
0,04
0,33
0,03
Rupiah
Foreign Exchange
108
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2011
2012
Items
Keterangan
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Demand Deposits
Giro
Rupiah
1,49
2,24
2,48
1,99
5,14
1,94
1,93
1,67
1,65
1,39
1,48
1,45
1,51
1,62
1,55
1,56
1,55
1,71
- Rupiah
Valas
0,12
0,12
0,14
0,14
0,34
0,32
0,24
0,24
0,25
0,36
0,30
0,50
0,50
0,45
0,46
0,56
0,43
0,52
- Foreign Exchange
Saving
Tabungan
Rupiah
2,19
2,07
1,98
2,01
1,70
1,80
1,55
1,58
1,76
1,86
1,91
1,58
1,24
1,21
1,22
1,13
1,14
1,17
- Rupiah
Valas
0,14
0,19
0,23
0,18
0,21
0,29
0,26
0,25
0,32
0,32
0,33
0,31
0,25
0,33
0,15
0,15
0,24
0,24
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,62
5,43
5,20
4,85
4,65
4,52
4,07
3,89
3,85
3,74
3,76
3,91
4,11
4,40
4,55
4,76
4,62
4,52
Rupiah
Valas
0,54
0,83
1,01
0,88
0,87
0,99
0,85
0,98
1,28
1,25
1,23
1,34
1,66
1,64
1,69
1,72
1,47
1,57
Foreign Exchange

Rupiah
6,71
6,69
6,56
6,04
5,67
5,30
5,31
5,19
5,13
4,93
4,75
4,63
4,73
4,84
4,80
4,83
4,78
5,06
Rupiah
Valas
0,96
0,98
1,09
1,15
1,18
1,18
1,16
1,19
1,18
1,13
1,12
1,17
1,22
1,23
1,34
1,40
1,53
1,65
Foreign Exchange

Rupiah
6,71
6,74
6,74
6,67
6,51
6,20
5,50
5,43
5,28
5,17
5,04
4,98
4,91
4,98
5,06
5,06
5,00
4,90
Rupiah
Valas
0,72
0,71
0,80
0,70
0,83
0,88
0,88
0,96
1,03
1,11
1,12
1,19
1,17
1,12
0,85
0,91
0,88
0,90
Foreign Exchange

Rupiah
6,63
6,78
6,81
6,75
6,74
6,70
6,65
6,54
6,51
6,45
6,36
6,31
6,13
5,97
5,88
5,67
5,66
5,70
Rupiah
Valas
2,13
2,13
2,36
2,16
2,19
2,33
2,37
2,38
1,91
2,61
1,68
2,05
2,17
2,18
2,18
1,91
2,01
2,03
Foreign Exchange
109

Tabel 1.83 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)

Persen (Percent)
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
r)
Des
r)
Jan
Economic Sector
Feb
1. Pertanian, perburuan dan sarana pertanian

Rupiah
Valas
14,38
7,73
13,10
5,60
11,46
4,58
11,43
4,58
11,31
4,36
11,29
4,19
11,31
4,41
10,02
4,35
11,46
4,50
11,52
4,47
11,44
4,46
11,55
4,69
11,64
4,70
11,51
5,43
11,47
4,74
11,13
4,80
1. Agriculture, hunting and agricultural facilities

Rupiah
Foreign Exchange
2. Pertambangan
Rupiah
Valas
14,83
5,44
10,95
4,47
10,57
3,76
11,36
3,64
10,01
3,42
10,28
3,40
10,31
3,32
10,21
3,43
11,49
3,61
11,44
3,52
11,24
3,50
11,24
3,70
11,17
3,80
11,84
4,04
11,25
3,74
11,16
3,98
2. Mining
Rupiah
Foreign Exchange
3. Perindustrian
Rupiah
Valas
13,92
6,62
11,81
5,43
10,75
4,34
10,70
4,29
10,42
4,07
10,43
4,07
10,38
4,03
10,30
3,96
10,64
4,05
10,52
4,08
10,44
4,15
10,37
4,17
10,35
4,20
10,50
4,45
10,17
4,27
10,07
4,28
3. Manufacturing
Rupiah
Foreign Exchange
4. Listrik, Gas dan Air

Rupiah
Valas
11,27
6,28
9,42
4,29
8,48
3,87
8,22
3,70
6,05
4,13
6,19
4,05
6,23
4,10
5,87
3,45
7,27
3,91
6,74
3,93
6,68
3,91
6,62
4,09
6,12
4,22
8,05
4,79
7,20
4,72
7,05
4,53
5. Konstruksi
Rupiah
Valas
14,18
6,89
13,30
6,07
12,19
5,43
12,07
5,63
11,65
5,49
11,62
5,21
11,63
5,25
11,52
5,21
11,93
6,02
11,92
5,92
11,90
5,86
11,89
5,93
11,83
5,89
11,78
6,02
11,73
5,88
11,54
6,04
5. Construction
Rupiah
Foreign Exchange
6. Perdagangan, restoran dan hotel

Rupiah
Valas
15,69
7,58
14,67
6,20
13,63
4,86
13,64
4,75
12,42
4,52
12,49
4,59
12,49
4,55
11,50
4,67
13,55
4,77
13,54
4,66
13,42
4,78
13,44
4,91
13,41
4,89
13,26
5,04
13,26
4,95
13,20
5,03
6. Trade, restaurants and hotels

Rupiah
Foreign Exchange
7. Pengangkutan, pergudangan dan komunikasi

Rupiah
Valas
12,72
6,49
10,45
5,76
10,29
5,92
10,41
5,47
10,02
5,34
10,07
5,41
10,10
5,34
9,88
5,15
10,45
5,31
10,38
5,05
10,38
5,19
10,32
5,16
10,21
5,16
10,03
5,25
9,81
5,12
9,74
5,27
8. Jasa Dunia Usaha

Rupiah
Valas
14,22
6,52
13,01
4,94
12,07
3,44
11,96
3,26
11,95
3,26
11,90
3,38
11,96
3,26
11,97
3,23
12,02
3,18
11,92
3,10
11,79
3,24
11,75
3,32
11,69
3,39
11,64
3,46
11,53
3,55
11,42
3,53
4. Water, gas and electricity

Rupiah
Foreign Exchange
7. Transportation, warehousing and communications

Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
9. Jasa Sosial/masyarakat
Rupiah
Rupiah
14,67
14,59
14,50
14,28
14,21
13,98
13,87
13,28
13,67
13,61
13,56
13,50
13,40
13,29
13,23
13,07
Valas
5,02
5,49
4,46
5,23
4,19
4,15
3,98
4,44
4,47
4,45
4,51
4,52
4,54
4,71
4,76
4,77
Foreign Exchange
10. Lain-lain
Rupiah
Valas
15,71
3,85
15,74
0,67
13,73
2,20
13,55
1,93
14,77
1,05
14,85
0,75
14,82
0,68
10,37
0,21
13,63
2,49
13,66
1,56
13,59
1,67
13,55
1,79
13,49
1,41
13,37
2,58
13,41
2,26
13,06
2,35
10. Others
Rupiah
Foreign Exchange
Ket: r) revisi
Note: r) Revised
16.
17.
18.
Penerima
Rumah Tan
-
110
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Credit Recipients Industrial Origin
Penerima Kredit Lapangan Usaha

1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
Ket: *) Angka-angka Sementara
Items
11,42
4,38
11,46
4,36
11,38
4,35
11,50
4,59
11,60
4,59
11,46
5,27
11,41
4,64
11,07
4,70
11,35
4,74
11,24
4,73
11,36
4,71
11,48
4,73
11,53
4,65
11,41
4,63
11,56
4,64
11,47
4,69
11,37
4,64
11,32
4,59
13,27
7,92
13,56
7,13
13,56
7,17
13,60
7,42
13,79
7,45
13,95
7,70
14,06
7,60
13,86
7,63
14,01
7,66
13,89
7,77
13,87
7,80
13,77
7,85
13,80
7,88
13,71
7,88
13,68
7,84
13,56
7,72
13,50
7,20
13,37
7,36
11,75
-
11,70
-
11,51
-
11,41
-
11,37
-
12,03
-
11,38
-
11,33
-
11,38
-
11,36
-
11,41
-
11,42
-
11,46
-
11,38
-
11,23
-
11,16
-
11,28
-
11,29
-
10,80
4,20
10,72
4,25
10,65
4,31
10,58
4,32
10,55
4,35
10,68
4,51
10,35
4,39
10,24
4,39
10,31
4,37
10,30
4,34
10,24
4,33
10,26
4,34
10,18
4,33
10,12
4,21
10,08
4,18
10,06
4,19
10,05
4,16
9,98
4,24
10,05
4,00
8,86
4,03
8,79
4,01
8,69
4,19
8,13
4,32
9,77
4,89
8,95
4,82
8,78
4,63
8,12
4,82
7,88
4,81
7,61
4,79
8,43
4,93
8,54
4,95
8,39
4,83
8,09
4,86
8,49
4,84
8,19
4,72
8,93
4,68
12,18
6,02
12,17
5,92
12,17
5,86
12,14
5,93
12,14
5,89
12,05
5,96
12,02
5,94
11,75
6,04
11,82
5,95
11,75
6,00
11,69
5,79
11,65
5,70
11,63
5,55
11,56
5,63
11,64
5,56
11,62
5,56
11,62
5,54
11,49
5,60
13,62
4,55
13,61
4,49
13,50
4,64
13,51
4,75
13,49
4,74
13,32
4,93
13,33
4,80
13,27
4,91
13,26
4,96
13,07
5,00
12,97
4,85
12,96
4,83
12,99
4,83
13,00
4,86
13,01
4,83
12,93
4,78
12,82
4,73
12,67
4,84
13,38
6,75
13,28
6,16
13,25
6,07
13,24
6,42
13,21
6,42
13,06
6,46
13,04
6,50
12,89
6,48
12,82
6,50
12,73
6,50
12,63
6,48
12,53
6,44
12,44
7,38
12,35
6,44
12,30
6,44
12,21
6,44
12,14
6,20
12,05
6,17
11,20
5,33
11,15
5,11
11,15
5,24
11,06
5,21
11,01
5,21
10,76
5,29
10,50
5,17
10,44
5,32
10,28
5,09
10,21
5,09
10,13
5,16
10,09
5,14
10,25
5,15
10,23
5,12
10,33
5,14
10,24
5,15
10,18
5,13
10,54
5,04
10,89
2,01
10,79
1,99
10,65
2,16
10,63
2,26
10,61
2,34
10,50
2,38
10,43
2,44
10,30
2,41
10,05
2,44
9,99
2,41
9,85
2,39
9,77
2,41
9,75
2,41
9,70
2,46
9,69
2,44
9,65
2,41
9,71
2,36
9,69
2,28
13,10
5,47
13,05
5,49
13,01
5,56
12,97
5,56
12,93
5,61
12,84
5,71
12,76
5,71
12,64
5,78
12,62
5,60
12,55
5,59
12,50
5,78
12,48
5,87
12,39
5,77
12,50
5,81
12,38
5,78
12,30
5,86
12,23
5,77
12,12
5,85
11,07
3,59
10,94
3,21
10,97
3,38
10,85
3,25
10,77
3,21
10,68
3,25
10,86
3,23
10,81
3,06
10,79
3,38
10,63
3,32
10,79
3,26
10,84
3,29
12,21
3,26
12,19
3,18
12,25
3,36
12,20
2,93
12,14
3,00
11,95
2,84
14,59
5,87
14,32
5,71
14,44
5,76
14,41
5,76
14,32
5,66
14,28
5,64
14,26
5,62
14,03
5,68
14,16
5,75
13,99
5,75
13,94
5,71
13,82
5,69
14,07
5,67
14,19
5,69
14,25
8,96
14,19
9,07
14,15
9,26
14,06
9,29
13,17
5,10
12,97
5,04
12,89
5,01
12,83
5,03
12,82
4,90
12,62
5,05
12,61
4,98
12,53
4,96
12,52
4,95
12,48
4,92
12,45
4,91
12,45
4,55
12,40
5,12
12,31
5,04
12,33
4,40
12,27
4,47
12,23
5,47
12,18
5,60
14,10
5,30
14,06
5,54
14,00
5,47
13,87
5,43
13,80
5,41
13,72
5,61
13,70
5,60
13,45
5,47
13,52
5,47
13,42
5,40
13,37
5,35
13,22
5,44
13,19
5,33
13,08
5,36
12,95
5,32
12,90
5,33
12,86
5,35
12,67
5,35
16,03
-
16,16
-
16,19
-
15,78
-
15,82
-
16,46
-
15,40
8,00
16,90
-
16,86
-
16,59
-
16,48
-
16,15
5,50
16,12
-
15,02
-
16,32
-
16,17
-
16,07
-
16,18
-
12,47
3,96
12,82
4,01
12,93
3,73
13,18
3,76
13,46
3,77
13,44
3,76
13,37
3,78
13,31
3,89
13,23
4,18
13,05
5,60
12,95
4,49
11,16
3,08
9,67
3,06
9,59
3,07
9,53
3,03
9,48
2,95
9,48
2,92
9,50
2,72
14,22
4,15
15,36
3,93
15,19
3,95
15,27
3,85
15,13
3,08
13,84
3,32
14,81
3,20
15,12
3,14
15,14
3,29
14,89
3,37
14,70
3,39
13,79
3,52
13,36
3,63
13,55
4,86
13,65
5,03
13,50
4,64
13,30
4,66
11,51
4,58
11,23
7,15
11,21
7,40
11,19
7,44
11,20
7,17
11,14
7,37
11,03
7,33
11,10
7,62
11,04
7,52
11,00
7,64
10,97
7,62
10,83
7,20
10,75
7,07
10,73
6,97
10,60
6,91
10,58
5,13
10,55
7,07
10,52
7,05
10,46
6,93
11,11
-
11,04
-
10,96
-
10,87
-
10,80
-
10,64
6,00
10,58
-
10,51
6,67
10,46
6,68
10,35
6,68
10,14
6,19
9,98
6,19
9,90
6,19
8,86
6,19
8,83
6,20
8,80
6,19
8,81
6,20
8,78
6,20
10,83
6,91
10,77
6,90
10,66
6,94
10,58
6,94
10,51
6,36
10,46
6,35
10,47
6,33
10,41
6,32
10,39
6,35
10,35
6,30
10,30
6,32
10,21
6,30
10,14
6,32
10,11
6,33
10,07
6,33
10,03
6,33
9,97
7,62
9,94
7,64
12,48
23,48
12,40
23,59
12,34
23,65
12,31
22,11
12,26
22,66
12,19
11,63
12,46
17,69
12,52
12,31
12,44
6,87
12,38
12,85
12,28
9,06
12,19
12,43
12,07
12,66
12,00
13,39
11,92
13,21
11,75
23,55*)
11,49
13,91*)
11,33
6,70*)
17,41
5,23
17,52
5,55
17,43
6,30
17,29
6,30
17,16
5,71
17,01
3,14
16,94
3,19
16,92
4,88
16,45
4,82
16,45
4,85
16,48
4,90
16,26
4,89
16,13
4,88
14,56
5,04
14,52
5,60
14,47
4,81
14,45
4,79
14,36
4,85
16,10
4,32
16,21
3,17
16,25
3,16
16,30
4,14
16,51
3,19
16,53
3,48
16,46
3,64
14,85
4,16
16,80
3,86
16,61
3,80
16,85
4,45
17,10
5,31
17,53
3,76
18,88
3,56
18,91
3,83
18,61
3,80
18,49
3,87
18,82
4,01
1. Agricultures, hunting and forestry

Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply drinking
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
Note: *) Provisional Figures
111
Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates Commercial Bank Based on Type of Use)

Persen (Percent)
Jenis Penggunaan
2006
2007
2008
2009
2010
2011
Feb
Mar
Apr
Mei
Jun
Jul
2012
Ags
Sep
Okt
Nov
Des
Janr)
Feb
1. Working Capital
1. Modal Kerja
Rupiah
14,63
13,27
12,39
12,44
11,69
11,81
11,79
11,77
12,29
12,22
12,11
12,09
12,00
11,98
11,89
11,83
Valas
6,44
5,02
4,00
3,87
3,52
3,54
3,48
3,57
3,71
3,67
3,70
3,75
3,76
3,89
3,78
3,87
Rupiah
Foreign Exchange
2. Investment
2. Investasi
Rupiah
13,99
12,55
11,86
11,79
11,81
11,80
11,81
11,75
11,75
11,74
11,70
11,66
11,59
11,69
11,40
11,29
Valas
7,01
5,88
5,02
4,96
5,04
4,99
4,96
4,88
4,77
4,70
4,83
4,97
5,02
5,37
5,12
5,17
Rupiah
Foreign Exchange
3. Consumption
3. Konsumsi
Rupiah
15,82
15,81
13,79
13,48
14,77
14,74
14,72
14,63
13,57
13,50
13,44
13,40
13,37
13,38
13,35
12,90
Valas
3,85
0,67
0,43
0,42
0,42
0,35
0,34
0,26
1,07
0,97
0,28
0,25
0,39
0,34
0,90
0,98
Ket: r) revisi
Type of Use
Rupiah
Foreign Exchange
Note: r) revised
112
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
12,55
12,50
12,39
12,36
12,28
12,18
12,16
12,04
12,02
11,87
11,79
11,80
11,79
11,74
11,71
11,69
11,62
11,50
3,94
3,90
3,90
3,94
3,95
4,11
4,01
4,04
4,06
4,05
4,06
4,13
4,12
4,12
4,09
4,10
4,06
4,08
Valas
12,11
12,10
12,06
12,02
11,97
12,04
11,73
11,62
11,63
11,56
11,51
11,46
11,42
11,36
11,36
11,30
11,25
11,28
4,86
4,79
4,92
5,05
5,11
5,46
5,19
5,23
5,19
5,14
5,11
5,11
5,15
5,09
5,08
5,08
4,97
5,03
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
Rupiah
- Investments
- Investasi
Rupiah
Type of Use
14,32
14,30
14,25
14,21
14,18
14,15
14,14
13,62
14,13
14,10
14,03
13,90
13,92
13,69
13,67
13,60
13,53
13,58
4,57
3,64
3,71
4,87
3,86
3,81
4,01
4,64
4,29
4,14
4,65
5,35
4,20
4,17
4,15
4,26
4,20
4,33
10,82
4,52
10,65
4,29
10,49
4,29
10,64
4,44
10,76
4,52
11,39
4,88
10,59
4,56
10,42
4,63
10,50
4,63
10,56
4,64
10,52
4,66
10,68
4,58
10,70
4,58
10,81
4,57
10,83
4,52
10,85
4,51
10,73
4,31
10,18
4,41
10,49
4,16
10,37
3,91
10,12
4,01
10,08
4,24
9,42
4,38
9,55
4,73
9,71
4,29
10,07
4,30
10,00
4,44
9,99
4,30
10,00
4,35
10,07
4,40
9,86
4,49
9,74
4,54
9,71
4,55
9,75
4,44
9,64
4,32
9,76
4,04
13,13
4,23
13,10
4,21
13,02
4,25
12,99
4,31
12,93
4,33
12,87
4,52
12,81
4,41
12,54
4,43
12,72
4,41
12,61
4,40
12,54
4,38
12,47
4,45
12,47
4,46
12,36
4,44
12,34
4,41
12,29
4,43
12,23
4,39
12,19
4,42
Rupiah
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
113
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Group of Bank
Des
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
2.548
2.765
3.134
3.854
4.189
4.362
4.363
4.363
4.363
4.388
4.581
4.781
4.866
5.056
5.140
5.213
5.301
5.363
Jumlah Kantor
35
35
32
34
36
36
36
36
36
36
36
36
36
36
36
36
36
36
4.395
4.694
5.196
6.181
6.608
7.209
7.254
7.244
7.254
7.260
7.293
7.305
7.322
7.337
7.370
7.430
7.485
7.647
Jumlah Kantor
Total Banks
Total Bank Offices
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices

Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
36
36
36
31
31
30
30
30
30
30
30
30
30
30
30
30
30
30
759
778
875
976
1.131
1.288
1.303
1.303
1.303
1.305
1.316
1.316
1.318
1.322
1.353
1.386
1.407
1.447
Total Bank Offices
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Banks
Total Banks
Jumlah Kantor
1.217
1.205
1.310
1.358
1.413
1.472
1.479
1.478
1.479
1.486
1.496
1.518
1.554
1.560
1.584
1.586
1.636
1.712
Total Bank Offices
Bank Campuran
Jumlah Bank
17
17
15
16
15
14
14
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
77
96
168
238
263
260
260
260
260
260
265
261
261
261
261
261
261
263
11
11
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
114
142
185
230
233
206
181
191
181
181
191
191
191
191
191
191
191
193
BPD
Jumlah Bank
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices

Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Joint Venture Banks

Total Banks
130
130
124
121
9.110
9.680
10.868
12.837
122
13.837
120
120
120
120
120
120
120
120
120
120
120
120
120
14.797
14.840
14.839
14.840
14.880
15.142
15.372
15.512
15.727
15.899
16.067
16.067
16.625
Total Banks
Total Bank Offices
114
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)

2012
Lokasi
2006
2007
2008
2009
2010
Location
2011
Jan
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
292
309
324
337
340
369
370
370
371
371
368
370
372
375
375
375
380
380
1.
Jawa Barat
57
59
61
66
66
79
80
82
84
84
84
85
84
86
86
88
91
93
2.
Banten
435
442
464
506
513
535
537
538
539
541
546
546
544
547
549
551
561
564
3.
DKI Jakarta
51
54
54
54
55
55
56
56
56
56
56
56
56
56
4.
D.I Yogyakarta
301
301
302
302
303
305
302
310
310
311
311
311
5.
Jawa Tengah
42
44
47
51
5.
Jawa Tengah
247
258
263
271
273
300
6.
Jawa Timur
339
350
355
365
367
397
398
399
402
402
402
403
403
407
409
410
411
411
6.
Jawa Timur
7.
Bengkulu
18
19
21
21
21
27
27
27
27
27
27
27
27
28
28
28
28
28
7.
Bengkulu
8.
Jambi
39
39
41
44
44
48
50
51
51
51
51
51
51
51
51
52
52
53
8.
Jambi
65
73
73
73
73
73
73
74
73
74
75
75
76
77
9.
Aceh
181
181
182
182
183
183
182
184
185
186
189
192
10.
Sumatera Utara
9.
Aceh
50
53
57
65
10.
Sumatera Utara
135
141
146
161
164
178
11.
Sumatera Barat
66
67
70
71
71
77
77
77
77
77
78
78
77
80
80
80
81
81
11.
Sumatera Barat
12.
Riau
62
65
69
76
77
88
88
88
88
88
87
87
88
88
88
88
88
88
12.
Riau
13.
Sumatera Selatan
60
63
64
67
68
81*)
81*)
81*)
83
83
85
86
83
87
88
89
92
93
13.
Sumatera Selatan
20
23
23
24
24
24
23*)
23
24
22
22
22*)
22
22
14.
Bangka Belitung
51*)
51*)
51
51
53*)
54
51
54
54
54*)
55
56
15.
Kepulauan Riau
14.
Bangka Belitung
12
13
17
20
15.
Kepulauan Riau
40
45
47
49
49
51*)
16.
Lampung
43
43
45
45
45
50
50
50
51
51
53
53
51
55
55
55
56
56
16.
Lampung
17.
Kalimantan Selatan
53
54
55
63
63
70
71
71
71
72
72
72
72
74
74
74
74
74
17.
Kalimantan Selatan
18.
Kalimantan Barat
49
51
58
62
62
69
69
69
69
69
69
69
69
69
69
69
69
69
18.
Kalimantan Barat
99
104
104
104
105
105
104
105
106
106
106
106
107
108
19.
Kalimantan Timur
43
43
43
43
43
43
43
44
45
45
45
46
20.
Kalimantan Tengah
19.
Kalimantan Timur
79
84
87
98
20.
Kalimantan Tengah
26
27
33
36
36
43
21.
Sulawesi Tengah
25
28
29
32
32
36
36
36
36
36
36
36
36
37
37
37
37
38
21.
Sulawesi Tengah
22.
Sulawesi Selatan
92
100
111
111
113
121
121
122
122
122
123
124
122
125
125
124
124
124
22.
Sulawesi Selatan
23.
Sulawesi Utara
48
48
49
52
52
53
53
53
53
53
53
53
53
53
53
55
55
55
23.
Sulawesi Utara
12
16*)
16*)
16*)
16
16
16*)
16
16
16
16
16
16
16
24.
Gorontalo
13*)
13*)
14
14
14*)
14
14
14
14
14
14
14
25.
Sulawesi Barat
24.
Gorontalo
13
10
11
12
11
11
13*)
Sulawesi Tenggara
21
22
23
25
25
30*)
30*)
30*)
30
30
30
30
30
31
31
31
31
31
26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
32
33
36
35
35
42
42
43
43
43
43
43
43
43
43
44
44
44
27.
Nusa Tenggara Barat
28.
Bali
70
72
73
72
72
80
81
81
81
81
82
82
82
83
83
84
84
85
28.
Bali
43
49
49
49
49
49
49
49
49
49
49
49
51
51
29.
Nusa Tenggara Timur
33
33
33
33
31
31
33
30
30
30
30
30
30.
Maluku
25.
Sulawesi Barat
26.
29.
Nusa Tenggara Timur
39
39
40
43
30.
Maluku
22
23
24
25
25
33
31.
Papua
32
35
38
41
41
54
55
55
55
55
54
54
55
54
54
54
55
56
31.
Papua
32.
Maluku Utara
11
12
13
13
13
14
14
14
14
14
17
17
14
18
18
18
18
18
32.
Maluku Utara
33.
Irian Jaya Barat
14
15
18
19
19
23
24
24
24
24
25
25
24
25
25
25
25
25
33.
Papua Barat
18
18
17
17
17
17
17
17
17
17
17
16
16
34.
Others
3.313
3.321
3.335
3.338
3.350
3.361
3.346
3.392
3.400
3.336
3.444
3.461
34.
Lainnya
Total
18
18
18
17
17
2.589
2.689
2.816
2.982
3.004
3.298
Total
115
116
DATA BANK SYARIAH

Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
25.927
32.304
48.264
64.355
94.884
140.980
139.496
140.915
146.629
139.636
142.870
149.994
148.952
154.202
162.116
167.689
173.464
188.562
Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
20.445
19.530
915
991
3.641
829
26.149
24.878
1.270
1.437
3.238
1.302
38.199
35.879
2.320
1.978
5.189
2.683
46.886
44.938
1.948
3.036
10.393
3.786
68.181
64.817
3.364
4.138
16.393
5.733
102.655
97.847
4.808
4.846
27.127
5.902
101.689
96.959
4.730
4.587
26.978
5.798
103.713
98.622
5.091
4.970
24.623
7.094
109.116
103.762
5.354
5.882
23.498
7.591
108.767
103.133
5.634
5.113
17.491
7.647
112.844
106.795
6.049
5.197
16.474
7.927
117.592
111.317
6.275
5.826
18.055
7.960
120.910
114.826
6.084
4.491
15.054
7.884
124.946
118.626
6.320
4.527
16.497
7.563
130.357
123.809
6.548
5.097
18.479
7.563
135.581
128.497
7.085
5.158
18.520
7.817
140.318
133.088
7.230
5.322
19.557
7.671
147.505
139.880
7.625
6.004
26.713
7.822
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
6
15
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25
41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32
79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
397
125.102
116.517
112.214
11.391
68.842
31.981
4.304
1.275
2.704
324
0
4.119
819
1.652
1.652
1.891
103
47
468
124.633
114.616
110.000
9.376
67.825
32.799
4.616
1.458
2.828
330
0
5.291
849
1.652
1.652
2.123
101
47
496
130.950
119.639
113.994
11.004
68.643
34.347
5.645
1.860
3.438
347
0
6.446
850
1.602
1.602
2.318
96
47
570
123.846
114.018
108.317
9.780
64.574
33.963
5.701
1.702
3.345
654
0
5.230
820
1.752
1.752
1.924
103
47
381
126.263
115.206
109.689
10.128
64.662
34.899
5.517
1.810
3.050
656
0
6.400
820
1.752
1.752
1.982
104
47
514
132.776
119.279
113.299
10.989
65.498
36.811
5.981
1.726
3.390
865
0
8.195
1.552
1.752
1.752
1.884
114
47
566
132.945
121.018
115.683
11.599
66.864
37.219
5.335
1.720
2.857
758
0
6.200
1.558
1.752
1.752
2.278
139
47
622
136.901
123.673
118.236
11.091
68.790
38.354
5.438
1.724
2.966
748
0
7.316
1.572
#REF!
1.752
2.471
117
47
571
142.555
127.678
121.840
12.221
70.046
39.573
5.837
1.555
3.459
823
0
8.779
1.532
1.879
2.574
113
47
565
148.180
134.453
127.252
13.126
74.108
40.018
7.200
1.969
4.396
836
0
7.778
1.537
1.852
2.453
107
47
549
152.931
138.671
130.891
12.159
77.923
40.810
7.781
1.999
4.896
885
0
8.201
1.537
1.851
2.584
86
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
991
268
355
27
142
1.017
275
481
149
132
1.752
335
432
152
466
1.946
449
790
315
468
5.965
491
1.051
527
516
6.611
579
1.475
1.069
816
6.611
585
128
2.478
816
6.911
580
362
2.407
516
7.362
585
581
2.128
516
6.911
584
728
2.185
516
7.011
611
994
2.200
516
6.911
909
1.296
1.902
516
6.911
911
1.528
1.902
618
6.911
907
1.752
1.897
618
6.911
915
2.029
1.890
618
6.911
914
2.333
1.890
618
6.911
913
2.577
1.890
618
7.211
913
2.541
1.895
618
2.358
1.761
2.824
3.076
5.408
9.244
10.663
4.243
6.668
3.825
3.644
3.936
3.036
2.918
3.412
3.321
3.242
4.993
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
26.722
33.016
49.555
66.090
97.519
145.467
143.888
145.624
151.863
144.275
147.543
155.412
155.666
161.534
168.660
174.094
179.871
195.018
23
509
29
568
32
790
31
998
34
1.477
34
1.702
35
1.778
35
1.971
35
1.852
35
1.856
35
1.911
35
1.964
35
2.003
35
2.061
35
2.115
35
2.153
35
2.185
35
2.227
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
Penyaluran Dana iB
Ket:
1)
Tidak termasuk Gerai Muamalat
118
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))

2012
Indikator
2006
2007
46.386
34.452
33.190
1.261
1.415
7.345
2.922
2010
76.602
56.357
53.864
2.493
1.968
12.642
5.203
Indicator
2011
112.853
83.704
80.038
3.665
2.571
20.975
5.166
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
111.253
82.726
79.159
3.568
2.338
20.686
5.082
109.918
83.611
79.997
3.615
2.429
17.153
6.222
113.994
87.710
83.932
3.778
2.980
16.191
6.571
108.277
87.015
83.128
3.886
2.534
11.434
6.683
110.857
90.195
85.972
4.222
2.356
11.004
6.878
115.884
93.408
89.012
4.396
3.189
11.859
6.882
114.973
95.187
90.987
4.200
2.300
10.061
6.817
117.600
97.264
92.937
4.327
2.383
10.788
6.497
123.631
101.014
96.496
4.518
2.640
12.770
6.589
126.942
104.224
99.375
4.849
2.704
12.557
6.846
130.555
107.307
102.279
5.028
2.939
12.879
6.846
19.839
16.113
15.224
889
535
2.715
457
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
6
14
18.509
17.216
16.380
2.523
8.456
5.401
836
232
604
32
603
247
179
179
215
17
41
182
23.960
21.966
20.880
2.624
10.555
7.702
1.085
262
823
32
1.049
329
154
154
400
31
79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35
83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89
47
374
103.683
96.886
93.065
9.437
57.412
26.216
3.821
1.233
2.581
7
0
3.166
620
1.251
1.251
1.685
74
47
454
101.892
93.985
90.035
7.406
56.044
26.585
3.950
1.413
2.528
9
0
4.104
650
1.251
1.251
1.828
74
47
495
106.551
97.788
93.417
9.093
56.431
27.892
4.371
1.818
2.541
12
0
4.924
651
1.201
1.201
1.920
68
47
565
100.531
92.731
88.252
7.992
52.803
27.457
4.479
1.660
2.508
311
0
4.246
621
1.351
1.351
1.507
75
47
377
102.580
93.630
89.297
8.112
52.885
28.300
4.334
1.750
2.307
276
0
5.458
621
1.351
1.351
1.447
72
47
497
107.987
96.565
91.872
9.028
53.312
29.531
4.693
1.680
2.506
507
0
6.978
1.353
1.351
1.351
1.659
80
47
561
107.923
97.779
93.480
9.447
54.446
29.588
4.299
1.673
2.277
348
0
5.343
1.359
1.351
1.351
1.987
103
47
621
110.925
99.278
94.971
8.829
55.579
30.564
4.307
1.678
2.315
314
0
6.645
1.373
1.351
1.351
2.197
81
47
570
115.804
102.951
98.625
10.328
56.492
31.805
4.325
1.518
2.437
370
0
7.655
1.333
1.479
1.479
2.310
75
47
565
118.858
107.373
102.351
11.145
59.024
32.182
5.021
1.926
2.721
375
0
6.445
1.338
1.451
1.451
2.184
67
47
537
122.223
110.283
104.792
9.942
61.960
32.890
5.491
1.949
3.097
445
0
6.818
1.338
1.451
1.451
2.286
47
991
268
310
24
142
1.001
275
459
143
132
1.701
335
499
138
466
1.946
449
499
295
468
5.965
491
776
499
516
6.611
579
1.065
1.054
816
6.611
585
60
2.338
816
6.911
580
244
2.260
516
7.362
585
399
1.931
516
6.911
584
458
2.120
516
6.911
611
640
2.134
516
6.911
909
861
1.836
516
6.911
911
1.028
1.836
618
6.911
907
1.187
1.831
618
6.911
915
1.374
1.824
618
6.911
914
1.563
1.824
618
6.911
913
1.740
1.824
618
2.358
2.599
2.824
3.076
5.408
9.244
10.663
4.243
6.668
3.825
3.644
3.936
3.036
2.918
3.412
3.321
3.242
Total Aset
21.151
Jaringan Kantor
Jumlah Bank
3
346
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
27.286
34.036
48.014
79.186
116.930
115.296
114.306
118.951
112.624
114.951
120.455
120.705
123.830
129.065
132.252
135.892
3
398
5
576
6
711
11
1.215
11
1.390
11
1.424
11
1.410
11
1.449
11
1.446
11
1.488
11
1.518
11
1.532
11
1.587
11
1.639
11
1.675
11
1.703
revisi
33.026
26.109
24.422
1.688
1.016
3.827
1.859
2009
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
r)
25.663
20.717
19.602
1.115
672
3.286
766
2008
Des
142.148 Fund Disbursements iB
112.396
a. Financing
106.987
Rupiah
5.410
Foreign Exchange
3.071
b. Inter-Bank
19.189
c. Placements at BI
6.988
bonds)
47
456
f. Other claims
133.170 Sources of Funds iB
117.817
112.664
Rupiah
13.445
63.748
35.471
5.153
Foreign Exchange
1.948
2.856
349
0
9.989
c. Inter-Bank
1.338
1.654
e. Loans received
1.551
Rupiah
103
Foreign Exchange
2.325
47
Capital Components
7.211
a. Paid-In Capital
913
b. Reserves
1.790
1.829
618
Capital
f. Capital Loans
4.993 Bank Indonesia Syariah Money
147.581
Total Assets
Office Network
11
Total Banks
1.734
1)
Note: Excluding Gerai Muamalat
2)
Revised
119
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))

2012
Indikator
2006
2007
18.282
11.824
10.953
871
2.170
3.751
530
Indicator
2011
28.127
18.952
17.809
1.143
2.276
6.152
736
Jan
Feb
Mar
Apr
Mei
Jun
28.243
18.963
17.800
1.163
2.249
6.292
716
30.998
20.102
18.625
1.476
2.540
7.470
872
32.635
21.405
19.830
1.575
2.902
7.307
1.020
31.359
21.752
20.005
1.747
2.579
6.058
964
32.014
22.649
20.823
1.827
2.841
5.470
1.049
34.110
24.184
22.305
1.879
2.636
6.196
1.077
Jul
33.979
25.723
23.840
1.884
2.191
4.993
1.067
Ags
Sep
Okt
Nov
Des
36.602
27.682
25.689
1.992
2.144
5.709
1.066
38.485
29.343
27.313
2.030
2.457
5.709
974
40.747
31.358
29.122
2.236
2.454
5.964
971
42.909
33.011
30.809
2.202
2.383
6.678
824
46.414 Fund Disbursements iB

35.109
a. Financing
32.894
Rupiah
2.215
Foreign Exchange
2.933
b. Inter-Bank
7.524
c. Placements at BI
834
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
1
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8
7.061
6.045
6.003
836
3.416
1.751
42
29
13
902
21
1
1
73
19
10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29
1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30
23
21.419
19.631
19.148
1.954
11.430
5.765
483
42
123
317
953
199
401
401
206
29
14
22.740
20.631
19.965
1.971
11.781
6.214
666
45
301
321
1.187
199
401
401
296
27
2
24.399
21.851
20.577
1.911
12.212
6.454
1.274
41
897
335
1.522
199
401
401
398
28
5
23.315
21.287
20.065
1.788
11.771
6.506
1.222
42
837
343
985
199
401
401
416
28
4
23.683
21.575
20.392
2.017
11.776
6.599
1.183
60
743
380
942
199
401
401
534
32
17
24.789
22.714
21.427
1.961
12.186
7.280
1.287
45
884
358
1.217
199
401
401
225
34
5
25.022
23.239
22.202
2.153
12.417
7.632
1.036
47
580
410
857
199
401
401
291
36
1
25.976
24.395
23.264
2.263
13.212
7.790
1.131
46
651
434
671
199
401
401
274
36
1
26.752
24.727
23.215
1.893
13.554
7.768
1.512
37
1.022
453
1.124
199
401
401
263
38
1
29.323
27.080
24.901
1.981
15.084
7.836
2.179
43
1.675
461
1.333
199
401
401
269
40
13
30.708
28.388
26.099
2.217
15.963
7.919
2.289
50
1.799
440
1.383
199
400
400
298
39
14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42
45
3
-
16
81
6
-
51
(66)
14
-
291
20
-
275
28
-
410
15
-
67
140
-
118
147
-
181
197
-
271
66
-
354
66
-
434
66
-
500
66
-
565
66
-
656
66
-
770
66
-
837
66
-
752
66
-
2.358
2.599
2.824
3.076
5.408
9.244
10.663
4.243
6.668
3.825
3.644
3.936
3.036
2.918
3.412
3.321
3.242
4.993
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
5.571
9.252
15.519
18.076
18.333
28.536
28.592
31.318
32.912
31.652
32.593
34.957
34.962
37.704
39.595
41.842
43.979
47.437
20
163
26
170
27
214
25
287
23
262
23
312
24
354
24
561
24
403
24
410
24
423
24
446
24
471
24
474
24
476
24
478
24
482
24
493
Tidak termasuk Gerai Muamalat
17.969
12.435
11.748
687
1.621
3.048
864
2010
6.087
4.332
4.305
26
457
926
372
1)
15.238
12.090
11.457
632
962
1.362
824
2009
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
Ket:
10.099
7.227
6.910
318
996
1.254
622
2008
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Total Assets
Office Network
Total Banks
Note:
1)
Excluding Gerai Muamalat
120
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Bank Umum Syariah

Unit Usaha Syariah
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
21.151
27.286
34.036
48.014
79.186
116.930
115.296
114.306
118.951
112.624
114.951
120.455
120.705
123.830
129.065
132.252
135.892
5.571
9.252
15.519
18.076
18.333
28.536
28.592
31.318
32.912
31.652
32.593
34.957
34.962
37.704
39.595
41.842
43.979
Des
147.581 Syariah Commercial Banks
47.437 Syariah Business Units
121
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
151.754 Financing iB
Pembiayaan iB
20.445
27.944
38.195
46.886
68.181
102.655
101.689
103.713
109.116
108.767
112.844
117.592
120.910
124.946
130.357
135.581
140.318
a. Lancar
18.583
25.494
35.076
41.931
63.006
95.480
93.787
95.314
100.720
100.216
104.365
109.499
112.751
116.219
121.399
126.370
130.331
b. Dalam Perhatian Khusus
891
1.319
1.610
3.074
3.114
4.587
5.181
5.469
5.385
5.454
5.174
4.709
4.625
5.259
5.384
5.712
6.481
5.822 b. Special Mention
c. Kurang Lancar
353
321
525
435
677
1.075
982
806
841
905
975
1.250
1.338
1.306
1.317
1.218
1.153
995 c. Sub-Standard
d. Diragukan
236
267
224
582
332
297
487
739
745
606
609
555
598
592
738
767
739
e. Macet
383
543
759
865
1.052
1.216
1.252
1.384
1.424
1.586
1.721
1.579
1.596
1.569
1.519
1.515
1.615
1.878 e. Lost
Non Performing Financing

(Nominal)
971
1.131
1.509
1.882
2.061
2.588
2.722
2.930
3.011
3.098
3.304
3.384
3.533
3.468
3.575
3.499
3.506
3.430 Non Performing Financing
4,75
4,05
3,95
4,01
3,02
2,52
2,68
2,82
2,76
2,85
2,93
2,88
2,92
2,78
2,74
2,58
2,50
142.501 a. Current
557 d. Doubtful
(Nominal)
122
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)

Desember 2007
Desember 2008
Komposisi thdp
total DPK (%)
Indikator
(Composition
to Total Third
Party Funds)
Nominal
Desember 2009
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2010
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2011
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2012
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Indicator
(%)
Giro Wadiah iB
3.750
13,39
4.238
11,50
6.202
11,86
9.056
11,91
12.006
11,79
17.708
12,00 Demand Deposit iB
Rupiah
3.459
12,35
3.741
10,15
5.403
10,34
7.914
10,41
10.678
10,49
15.683
10,63
291
1,04
498
1,35
798
1,53
1.142
1,50
1.329
1,30
2.026
1,37
Valas
Rupiah
Foreign Exchange
Deposito Mudharabah iB
Rupiah
Valas
14.807
52,86
20.143
54,66
29.595
56,62
44.075
57,97
70.806
69,55
84.732
57,44 Deposits iB
13.971
49,88
19.273
52,30
28.484
54,49
42.206
55,51
67.942
66,74
80.576
54,62
836
2,98
870
2,36
1.111
2,13
1.869
2,46
2.864
2,81
4.155
2,82
Rupiah
Foreign Exchange
Tabungan Mudharabah iB
Rupiah
Valas
9.453
33,75
12.471
33,84
16.475
31,52
22.906
30,13
32.602
32,02
45.072
30,55 Savings iB
9.453
33,75
12.436
33,74
16.379
31,33
22.688
29,84
32.290
31,72
44.288
30,02
0,00
35
0,10
96
0,18
218
0,29
312
0,31
784
0,53
Rupiah
Foreign Exchange
Total DPK iB
Rupiah
Valas
100,00 Total Third Party Funds iB
28.011
100
36.852
100
52.271
100
76.036
100
115.415
113,37
147.512
26.884
95,98
35.449
96,19
50.266
96,16
72.807
95,75
110.910
108,94
140.547
95,28
1.127
4,02
1.403
3,81
2.006
3,84
3.229
4,25
4.505
4,42
6.965
4,72
Rupiah
Foreign Exchange
123
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)

Persen (Percent)
2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Wadiah Demand Deposit iB
Giro iB
Rupiah
1,28
1,07
1,21
1,04
1,26
2,15
2,62
2,00
1,76
1,81
1,79
1,68
0,95
1,10
0,96
0,97
1,19
1,01
Rupiah
Valas
1,12
1,08
0,95
0,38
0,77
1,13
1,24
1,21
1,05
0,51
0,31
0,48
0,31
0,28
0,31
0,25
0,25
0,26
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Rupiah
9,75
7,97
8,61
7,48
7,03
7,46
7,28
7,12
6,87
6,98
6,97
6,83
6,09
6,21
6,17
6,32
6,22
6,33
Rupiah
Valas
3,87
5,71
2,69
3,18
4,35
3,36
4,70
4,41
3,87
4,00
3,82
3,77
3,29
3,12
2,77
2,61
2,24
2,89
Foreign Exchange
Mudharabah Saving iB
Tabungan iB
Rupiah
Valas
3,72
-
3,32
3,61
2,76
3,08
3,23
3,13
3,08
2,85
2,78
2,73
2,65
2,23
2,30
1,96
2,34
2,25
2,41
Rupiah
0,63
0,92
1,01
0,92
0,87
0,87
0,84
0,73
1,08
1,64
3,92
1,00
0,87
0,90
1,41
0,51
0,68
Foreign Exchange
124
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)

Persen (Percent)
2012
Sektor Ekonomi
2006
2007
2008
2009
2010
2011
Jan
1. Pertanian, perburuan dan

sarana pertanian
Rupiah
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1)
Sektor Ekonomi
Nov
Des
1. Agriculture, hunting and
agricultural facilities
Rupiah
11,34
15,97
16,34
17,78
14,91
13,72
13,85
13,64
13,85
13,24
13,23
12,94
12,78
14,15
14,33
14,03
13,42
15,07
11,50
15,97
16,36
17,78
14,97
14,04
13,92
13,70
13,91
13,28
13,27
12,96
12,80
14,21
14,45
14,13
13,49
15,23
Valas
0,00
0,00
0,00
0,00
12,11
9,89
12,05
12,05
12,11
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
2. Pertambangan
12,58
12,59
15,57
15,44
16,29
12,22
12,25
12,22
12,83
12,44
12,19
12,01
11,45
11,63
11,39
11,25
11,45
11,36
15,49
13,96
10,39
14,20
14,32
13,70
14,02
13,64
14,16
13,88
13,65
13,49
13,33
13,65
13,28
13,17
13,17
13,03
1,52
10,33
22,74
18,51
19,03
9,60
9,23
9,70
10,47
9,89
9,87
9,45
7,80
7,92
7,77
7,73
8,14
7,99
Valas
12,17
15,01
14,68
15,48
13,99
13,49
13,50
13,32
13,61
13,25
13,04
13,31
13,25
13,04
12,87
12,85
12,49
12,18
3. Manufacturing
Rupiah
12,33
16,33
15,58
15,34
14,32
13,56
13,58
13,41
13,69
13,35
13,18
13,43
13,37
13,40
13,26
13,20
12,75
12,58
Rupiah
4,98
6,40
2,49
39,77
10,04
11,78
11,82
11,85
12,39
11,65
10,89
11,42
11,30
8,87
8,35
10,38
10,44
9,65
15,17
15,40
13,90
15,30
15,34
14,03
13,96
13,76
15,32
13,44
13,42
13,26
13,21
13,16
12,98
13,03
13,05
12,91
15,17
15,80
18,97
16,18
16,31
14,56
14,47
14,23
15,96
13,82
13,81
13,76
13,76
13,69
13,68
13,73
13,84
13,77
0,00
9,27
10,42
10,76
7,86
10,30
10,28
10,24
10,51
10,19
10,20
9,83
9,73
9,73
9,12
9,13
9,09
8,90
10,47
15,51
13,67
13,49
14,32
14,32
14,42
14,31
14,40
14,04
13,99
13,97
13,54
13,52
14,38
13,98
14,00
13,95
11,29
16,03
13,90
14,15
14,63
14,54
14,67
14,55
14,59
14,34
14,22
14,18
13,80
13,78
14,78
14,52
14,51
14,46
Rupiah
0,00
3,20
8,85
4,60
9,91
12,11
12,25
12,22
12,67
12,06
12,23
12,29
11,51
11,42
11,17
10,47
10,47
10,62
Foreign Exchange
8,71
15,78
17,00
19,34
19,64
19,25
19,34
19,23
20,60
19,02
19,02
18,83
18,58
19,03
18,10
18,71
18,47
18,33
Rupiah
8,73
15,75
17,08
19,49
20,18
19,60
19,67
19,55
20,98
19,31
19,32
19,14
18,85
19,32
18,33
19,05
18,87
18,74
Valas
7,01
16,40
15,00
12,04
9,32
8,99
9,03
8,94
8,40
8,73
8,67
8,41
8,85
8,82
8,86
9,16
9,25
9,14
16,09
14,28
16,00
15,24
15,49
15,08
15,08
14,95
16,02
15,04
14,73
14,58
14,85
14,66
14,50
14,32
14,21
13,96
Rupiah
16,55
15,54
16,85
15,80
16,38
16,20
16,17
16,03
17,23
16,21
15,98
15,71
15,94
15,90
15,82
15,62
15,48
15,40
Valas
10,50
6,75
9,49
8,12
9,60
9,12
9,15
9,11
9,49
9,50
8,82
9,07
9,16
8,94
9,32
9,27
9,23
8,94
15,09
15,19
15,97
15,26
15,03
14,37
14,37
14,34
15,21
14,33
14,31
14,27
14,26
14,42
14,32
14,20
14,32
13,86
15,31
15,85
16,82
15,54
15,38
14,51
14,51
14,48
15,36
14,47
14,48
14,45
14,44
14,59
14,47
14,34
14,46
13,98
Rupiah
4,63
6,57
3,93
8,22
5,88
8,89
8,91
9,02
9,60
9,20
8,65
9,35
8,89
8,87
8,64
8,50
8,38
8,61
10,66
12,95
14,04
16,89
17,91
14,57
14,40
13,86
15,54
14,22
14,11
13,82
14,02
13,45
13,13
12,60
12,95
12,76
11,15
12,95
14,04
16,89
17,91
14,67
14,48
13,93
15,64
14,28
14,18
13,88
14,08
13,50
13,07
12,55
12,92
12,74
Rupiah
0,00
0,00
8,00
7,98
8,00
8,00
7,79
8,00
8,30
8,30
8,00
8,09
18,15
15,94
14,38
14,41
Foreign Exchange
10. Lain-lain
11,01
11,49
11,60
11,04
10,17
9,68
9,73
9,84
10,99
34,08
9,83
9,87
9,93
9,63
9,88
11,11
11,18
10,29
Rupiah
11,12
11,58
11,82
11,41
10,47
9,99
10,05
10,22
11,42
35,62
10,28
10,30
10,34
10,03
10,28
11,24
11,30
10,63
8,69
0,47
0,09
0,13
0,70
0,78
0,80
0,70
0,69
0,57
0,54
0,53
0,15
0,08
0,08
0,70
0,74
0,36
Rupiah
Rupiah
3.
Valas
Rupiah
Valas
5. Konstruksi
Rupiah
Valas
6. Perdagangan, restoran dan
hotel
7. Pengangkutan, pergudangan
dan komunikasi
8. Jasa Dunia usaha

Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas
Valas
0,00 -
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction

Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
Rupiah
Foreign Exchange
Foreign Exchange
9. Social Services
10. Others
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
125
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)

Persen (Percent)
2012
Jenis Penggunaan
2006
2007
2008
2009
2010
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1)
Type of Use
Nov
Des
Working Capital
Modal Kerja
11,71
15,51
16,49
16,99
16,55
15,33
15,37
15,20
15,28
15,16
15,04
14,93
14,81
14,96
14,81
14,71
14,73
14,33
Rupiah
11,97
15,92
19,34
17,15
16,96
15,65
15,66
15,48
15,56
15,43
15,35
15,23
15,11
15,29
15,12
15,03
15,05
14,63
1,45
8,51
4,26
12,55
10,56
9,67
9,86
10,03
10,01
10,32
9,80
9,93
9,36
9,17
9,10
9,34
9,36
9,29
Investasi
13,34
13,87
13,67
13,75
14,54
14,42
14,46
14,47
14,55
14,39
14,40
14,34
14,44
14,34
14,41
14,20
14,19
13,96
Investment
Rupiah
13,80
14,59
18,04
14,22
14,82
14,74
14,78
14,78
14,89
14,74
14,73
14,67
14,79
14,69
14,77
14,61
14,60
14,37
Rupiah
6,01
7,41
2,23
7,65
8,88
10,14
10,07
10,09
9,88
9,86
9,95
9,95
9,67
9,49
9,86
9,64
9,68
9,48
Konsumsi
10,99
11,48
11,58
11,03
10,16
9,68
9,73
9,84
10,49
34,06
9,82
9,86
9,92
9,63
9,88
11,11
11,17
10,38
Rupiah
11,10
11,56
14,32
11,40
10,47
9,99
10,05
10,22
10,92
35,61
10,27
10,30
10,34
10,03
10,28
11,23
11,29
10,72
8,69
0,47
0,01
0,13
0,70
0,78
0,80
0,70
0,63
0,57
0,54
0,53
0,15
0,08
0,08
0,70
0,74
0,36
Valas
Valas
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Rupiah
Foreign Exchange
Foreign Exchange
Consumption
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
126
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1.107
1.591
1.995
2.586
3.328
3.406
3.482
3.573
3.661
3.766
3.847
3.948
4.027
4.142
4.230
4.326
4.459 Disbursement of Fund iB
877
230
1.257
334
1.587
408
2.060
525
2.676
652
2.727
679
2.819
663
2.910
663
2.997
664
3.106
660
3.218
628
3.314
634
3.336
691
3.405
737
3.465
765
3.530
797
3.554
906
Financing iB
Interbank Assets iB
708
87
204
417
174
52
3
570
10
280
280
8
271
1.251
234
319
697
353
57
18
1.604
285
374
945
521
52
19
2.095
412
448
1.235
694
80
23
2.192
426
473
1.294
677
81
26
2.255
431
485
1.339
686
77
28
2.318
438
498
1.383
695
80
31
2.398
448
505
1.444
701
82
32
2.464
450
504
1.509
724
85
36
2.481
449
492
1.540
764
88
29
2.554
466
488
1.600
788
84
28
2.611
473
495
1.643
804
86
27
2.687
481
510
1.696
827
88
28
2.776
499
535
1.743
823
85
26
2.842
512
542
1.787
817
99
28
2.938
527
590
1.820
855
91
27
Source of Funds iB
Third Party Funds
Wadiah Savings iB
Mudharabah Savings iB
Deposit Mudharabah iB
Interbank Liabilities
Loan received
Other Liabilities
Some Components of Capital

Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
176
21
27
(9)
222
28
30
(15)
751
456
55
(22)
347
42
70
(25)
390
50
87
(26)
394
51
8
54
407
55
17
38
414
56
25
23
416
57
33
14
433
63
42
(19)
440
64
58
(23)
450
64
66
(23)
452
64
70
(23)
455
64
81
(24)
460
63
91
(24)
470
61
103
(24)
472
61
106
(24)
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)
127
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Aset
1.203
1.693
2.126
2.739
3.520
3.613
3.697
3.789
3.883
3.977
4.061
4.169
4.254
4.370
4.461
4.555
4.699 Assets
Pembiayaan iB
882
1.257
1.587
2.060
2.676
2.727
2.819
2.910
2.997
3.106
3.218
3.314
3.336
3.405
3.465
3.530
3.554 Financing iB
Lancar
807
1.151
1.475
1.927
2.512
2.545
2.633
2.723
2.802
2.905
3.013
3.092
3.105
3.171
3.229
3.290
3.335
Kurang Lancar
22
35
31
39
49
61
63
64
66
68
68
79
80
80
80
83
73
Sub Standard
Diragukan
22
21
31
30
45
40
41
39
41
45
45
50
51
51
56
54
52
Doubtful
Macet
31
49
50
65
70
82
82
84
88
88
93
92
99
103
100
103
94
Lost
Non Performing Financing

(Nominal)
75
105
112
134
164
182
186
187
195
201
206
221
230
234
237
240
Non Performing Financing (%)
Current
219 Non Performing Financing
(Nominal)
8,56
8,38
7,03
6,50
6,11
6,68
6,61
6,42
6,50
6,47
6,39
6,68
6,91
6,87
6,83
6,80
6,15 Non Performing Financing (%)
128
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
11
11
11
11
11
11
11
11
11
11
11
11
11
11
346
398
576
711
1.215
1.390
1.424
1.410
1.449
1.446
1.488
1.518
1.532
1.587
1.639
1.675
1.703
1.734
Jumlah Kantor
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
Total Banks
20
26
27
25
23
24
24
24
25
24
24
24
24
24
24
24
24
24
163
170
214
287
262
312
354
561
403
410
423
446
471
474
476
478
482
493
Total Banks
Total Bank Offices
Sharia Rural Bank
BPR Syariah
Jumlah Bank
114
131
139
150
155
155
155
155
156
156
156
156
156
156
156
156
158
Total Banks
Jumlah Kantor
185
202
223
286
364
364
374
373
376
377
378
370
364
386
390
390
401
Total Bank Offices
129
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
CAR (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
CAR (%)
16,76
16,63
16,27
15,91
15,33
14,97
13,40
16,12
16,12
13,63
14,98
14,54
14,60
14,14
9.578
57.156
11.297
67.936
11.845
72.814
11.970
75.228
11.894
77.597
11.886
79.419
12.092
90.219
12.864
79.798
12.864
79.798
13.205
96.863
13.288
88.704
13.499
92.867
13.638
93.401
13.866
98.071
- Capital
KAP
- APYD
96,84
2.121
67.230
94,38
757
13.471
96,64
441
13.095
95,89
905
22.002
96,66
457
13.690
96,62
459
13.575
96,89
424
13.641
95,74
611
14.322
98,03
281
14.250
97,89
302
14.298
98,21
267
14.914
97,88
316
14.905
97,90
323
15.367
97,34
3.341
125.551
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
Rentabilitas
NOM (%)
- Pendapatan
- Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
1,77
936
53.024
1,59
960
60.268
82,38
1,20
949
79.144
1,59
1.460
92.058
81,65
1,72
1.426
82.997
0,57
652
115.296
92,09
1,36
1.153
84.929
1,37
1.577
114.801
82,71
1,63
1.415
86.871
1,67
1.931
115.354
79,86
1,37
1.219
88.992
1,78
2.010
112.613
80,67
1,54
1.405
91.274
1,70
1.943
114.490
78,59
1,83
1.718
93.678
1,79
2.066
115.682
77,77
1,68
1.611
95.982
1,85
2.149
116.399
77,18
1,44
1.410
98.104
1,88
2.185
116.127
76,91
2,08
2.080
100.230
2,13
2.531
118.632
76,48
1,73
1.775
102.520
1,92
2.300
119.994
76,26
1,53
1.606
104.809
1,94
2.326
120.036
76,21
2,04
2.184
107.114
1,94
2.397
123.667
76,35
- Biaya Operasional
- Pendapatan
4.368
5.302
6.378
7.812
808
877
1.237
1.495
1.732
2.168
2.333
2.892
2.939
3.739
3.563
4.582
4.179
5.414
4.779
6.214
5.400
7.061
6.078
7.970
6.768
8.880
7.678
10.057
16,76
9.578
57.156
87,60
56.357
64.335
19,64
16.779
85.448
91,41
32.165
35.186
19,48
16.428
84.322
114,83
111.253
96.886
20,57
16.886
82.101
116,95
109.918
93.985
19,18
16.130
84.103
116,57
113.994
97.788
19,99
16.318
81.625
116,76
108.277
92.731
18,55
15.379
82.905
118,40
110.857
93.630
18,09
15.773
87.207
120,01
115.884
96.565
18,05
15.868
87.889
117,58
114.973
97.779
18,29
16.411
89.707
118,46
117.600
99.278
18,66
17.412
93.307
120,09
123.631
102.951
18,70
17.670
94.494
118,23
126.942
107.373
18,79
18.401
97.922
118,38
130.555
110.283
18,04
18.689
103.588
120,65
142.148
117.817
- Modal
- ATMR
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
FDR (%)
- Pembiayaan
- Dana Pihak Ketiga
Profitability
NOM (%)
- Net Operations Income
- Average Earning Assets
ROA (%)
- Profit
- Average Assets
Operating Expenses to
Operations Revenue (%)
-
Operations Expenses
Operations Income
Likuidity
Short Term Mistmach (%)
- Short-Term Assets
- Short-Term Liabilities
FDR (%)
- Financing
- Third Party Funds
130
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Tier One Capital
Modal Inti
<100 miliar
<100 billion
>100 miliar
11
11
11
11
11
11
11
11
11
11
11
11
11
11
>100 billion
Capital Adequacy Ratio
CAR
<12%
<12%
>12%
11
11
10
10
11
11
11
11
10
11
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
11
11
11
11
10
10
11
11
11
11
<5%
>5%
>5%
Return on Asset Ratio
ROA
<1,5%
<1,5%
>1,5%
>1,5%
Loan to Deposit Ratio
LDR
<50%
>50%
10
11
11
11
11
11
11
11
11
11
11
11
11
11
<50%
>50%
131
132
DATA BPR
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Fund Disbursements
Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva
16.948
20.540
25.472
28.001
33.844
41.100
41.424
42.485
43.557
44.472
45.448
46.637
47.605
47.947
48.500
48.895
49.425
49.818
a. Credits
4.956
6.009
5.841
8.075
10.033
12.434
12.419
12.083
11.373
11.183
11.220
11.000
10.732
11.258
12.272
12.868
13.637
14.935
b. Inter-Bank Assets
Source of Funds
Sumber Dana
15.771
18.719
21.339
25.552
31.312
38.209
38.794
39.422
39.414
39.931
40.449
40.549
40.814
41.436
42.436
43.091
43.831
44.870
Deposito
11.190
12.701
14.204
17.280
21.455
26.174
26.596
27.090
27.086
27.198
27.508
27.647
27.915
28.479
29.115
29.538
29.958
30.401
Time Deposits
Tabungan
4.581
6.018
7.135
8.272
9.857
12.035
12.199
12.332
12.328
12.733
12.941
12.902
12.898
12.957
13.321
13.553
13.873
14.468
Savings Deposits
2.401
3.240
4.214
3.947
4.739
6.420
6.236
6.259
6.555
6.821
7.144
7.769
8.062
8.282
8.598
8.726
8.898
9.528
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
416
482
542
541
610
443
416
429
412
420
394
408
427
430
365
368
425
426
c. Loans received
d. Kewajiban Segera
145
189
250
328
373
389
370
363
382
390
393
424
421
365
397
387
408
466
d. Immediate Liabilities
a. DPK
b. Antar Bank Pasiva
Several Components of Capital

2.333
2.776
3.241
4.072
4.757
5.517
5.541
5.578
5.647
5.697
5.816
5.911
5.972
6.028
6.091
6.128
6.182
6.227
a. Paid In Capital
b. Cadangan
697
828
1.098
1.033
1.272
1.465
1.549
1.581
1.611
1.696
1.713
1.716
1.728
1.720
1.739
1.721
1.710
1.726
b. Reserves
c. L/R Tahun Berjalan
509
663
849
1.158
1.447
1.853
165
336
531
712
951
1.169
1.378
1.542
1.761
2.002
2.216
2.328
c. Current Earnings
d. L/R Tahun Lalu
129
38
(100)
(118)
(157)
(125)
1.399
1.177
865
347
151
109
52
40
19
(1)
(24)
a. Modal Disetor
d. Retained Earnings
(Profit/Loss)
134
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)

2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
LDR (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
78,63 LDR (%)
87,37
80,03
82,54
79,61
79,02
78,54
78,35
79,47
81,33
82,21
82,71
83,62
84,43
83,63
82,59
81,85
81,11
- Total Kredit
16.953
20.684
25.480
28.012
33.878
41.144
41.467
42.526
43.601
44.523
45.499
46.690
47.660
48.000
48.556
48.949
49.474
49.866
Total Credit
- Penghimpunan Dana
17.879
21.696
25.944
29.496
36.420
44.836
44.779
45.299
45.437
46.183
46.972
47.673
48.215
49.081
50.294
51.204
52.264
54.535
Funds collected
1.525
4.149
4.926
5.691
6.450
7.551
8.146
8.213
8.171
7.974
8.039
8.163
8.236
8.314
8.501
8.600
8.730
8.880
Core Capital
9,73
7,98
9,88
6,90
6,12
5,22
5,56
5,57
5,56
5,59
5,43
5,27
5,28
5,44
5,35
5,39
5,33
1.649
1.639
2.516
1.932
2.070
2.146
2.301
2.367
2.422
2.487
2.468
2.459
2.514
2.609
2.596
2.635
2.632
2.369
Non Current Credits
16.948
20.540
25.472
28.001
33.844
41.100
41.424
42.485
43.557
44.472
45.448
46.637
47.605
47.947
48.500
48.895
49.425
49.818
Total Credit
2,21
2,39
2,61
3,08
3,16
3,32
3,53
3,54
3,71
3,68
3,87
3,89
3,88
3,74
3,71
3,73
3,68
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum
4,75 NPL (%)
3,46 ROA (%)
509
663
849
1.158
1.447
1.853
165
336
531
712
951
1.169
1.378
1.542
1.761
2.002
2.216
2.328
23.045
27.741
32.533
37.554
45.742
55.799
56.172
56.908
57.211
57.966
58.980
60.034
60.868
61.783
63.385
64.409
65.698
67.397
19,25
20,98
22,67
25,08
Current Earnings
(Profit/Loss)
Total Aktiva
26,71
29,46
31,36
31,53
32,80
32,49
34,04
34,32
34,33
33,34
33,54
34,14
34,10
32,63 ROE (%)
509
663
849
1.158
1.447
1.853
165
336
531
712
951
1.169
1.378
1.542
1.761
2.002
2.216
2.328
Current Earnings (Profit Loss/
2.333
2.776
3.241
4.072
4.757
5.517
5.541
5.578
5.647
5.697
5.816
5.911
5.972
6.028
6.091
6.128
6.182
6.227
Paid In Capital
312
384
506
546
661
772
787
808
830
874
891
901
906
908
910
908
908
909
General Reserve
135
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)

Lokasi
Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Location
Jawa Barat
4.354
4.818
5.868
7.061
8.511
9.771
9.828
10.008
9.970
10.048
10.223
10.307
10.347
10.517
10.786
10.885
11.054
11.293
Banten
388
512
632
737
907
1.056
1.055
1.068
1.089
1.125
1.133
1.139
1.152
1.179
1.210
1.231
1.262
1.308
Banten
DKI Jakarta
350
489
571
708
922
1.341
1.314
1.343
1.377
1.400
1.435
1.446
1.476
1.479
1.488
1.509
1.511
1.579
DKI Jakarta
D.I Yogyakarta
1.101
1.409
1.634
1.848
2.250
2.610
2.598
2.610
2.634
2.662
2.717
2.782
2.825
2.857
2.912
2.947
2.997
3.097
D.I Yogyakarta
Jawa Tengah
5.665
6.723
7.790
9.190
10.899
12.851
12.853
12.966
13.045
13.168
13.316
13.434
13.622
13.761
14.125
14.363
14.669
14.938
Jawa Timur
3.145
3.616
4.030
4.739
5.607
6.562
6.656
6.709
6.690
6.767
6.915
7.142
7.236
7.378
7.602
7.670
7.822
7.898
15
18
23
25
30
33
33
35
35
34
36
36
37
37
38
38
39
39
Jambi
140
216
205
244
323
424
428
450
461
488
508
535
567
589
622
625
643
644
Jambi
Aceh
38
54
110
121
104
125
125
125
126
127
128
127
128
128
130
133
136
138
Aceh
Sumatera Utara
376
419
495
580
677
763
770
780
781
790
808
815
824
838
857
867
875
877
Sumatera Utara
Sumatera Barat
537
733
901
1.025
1.157
1.278
1.260
1.269
1.257
1.275
1.290
1.294
1.296
1.286
1.319
1.343
1.353
1.406
Sumatera Barat
Riau
247
392
491
601
735
899
928
938
952
985
987
978
989
987
988
997
1.002
1.015
Riau
Kepulauan Riau
428
620
855
1.349
2.161
2.836
2.913
2.967
2.985
3.028
3.100
3.191
3.277
3.318
3.337
3.383
3.408
3.425
Kepulauan Riau
Sumatera Selatan
206
336
394
520
645
834
912
907
873
884
922
971
987
1.001
989
975
983
996
Sumatera Selatan
Bangka Belitung
10
20
25
50
50
51
52
52
57
56
58
55
56
54
56
59
Bangka Belitung
3.038
3.516
3.563
3.037
3.539
4.386
4.441
4.461
4.525
4.519
4.430
4.518
4.500
4.559
4.643
4.761
4.929
5.167
Kalimantan Selatan
107
167
260
250
348
389
387
402
394
415
396
389
398
368
366
385
385
396
Kalimantan Selatan
Kalimantan Barat
307
403
511
577
670
820
820
849
865
889
898
924
958
986
974
993
964
979
Kalimantan Barat
Kalimantan Timur
99
154
193
233
272
282
270
265
268
259
262
265
268
268
269
277
284
310
Kalimantan Timur
10
28
46
67
70
74
76
76
93
101
98
101
109
106
104
137
Kalimantan Tengah
Sulawesi Tengah
89
134
209
254
309
504
460
434
478
522
583
666
741
793
843
902
933
955
Sulawesi Tengah
Sulawesi Selatan
119
194
272
336
457
669
690
745
704
746
766
798
832
855
874
880
891
925
Sulawesi Selatan
Sulawesi Utara
131
171
194
241
395
625
641
653
660
674
702
716
705
732
748
764
789
820
Sulawesi Utara
31
47
57
65
68
80
80
79
78
80
85
89
91
93
94
95
98
103
Sulawesi Tenggara
Bengkulu
Lampung
Kalimantan Tengah
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Jawa Tengah
Jawa Timur
Bengkulu
Lampung
Sulawesi Barat
Gorontalo
22
23
21
26
29
30
30
30
31
31
33
31
31
34
34
33
33
35
321
375
456
535
585
716
728
725
730
739
751
743
746
753
775
806
826
840
1.467
1.851
2.318
2.663
3.431
4.801
4.825
4.920
4.960
5.062
5.218
5.311
5.383
5.461
5.772
5.904
6.117
6.326
23
35
64
109
153
200
204
204
203
202
206
214
214
224
222
225
228
253
Nusa Tenggara Timur
Maluku
127
160
210
210
217
391
391
427
480
480
519
541
550
591
609
632
654
747
Maluku
Papua
162
137
184
215
231
314
315
314
328
337
362
374
406
424
456
479
502
516
Papua
13
14
14
14
14
15
15
16
15
16
16
16
17
29
74
79
82
84
82
82
82
106
109
118
125
128
152
55.799
56.172
56.908
57.211
57.966
58.980
60.034
60.868
61.783
63.385
64.409
65.698
67.397
Nusa Tenggara Barat

Bali
Nusa Tenggara Timur
Maluku Utara
Papua Barat
Lainnya
Total
23.045
27.741
32.533
37.554
45.742
Nusa Tenggara Barat

Bali
Maluku Utara
Papua Barat
Others
Total
136
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)

2012
Total Aset
2006
2007
2008
2009
2010
Total Asset
2011
Jan
Total Aset BPR
111
85
56
46
25
16
Feb
16
Mar
16
Apr
15
Mei
17
Jun
14
Jul
12
Ags
13
Sep
10
Okt
14
Nov
15
13
Des
12 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
835
651
536
429
341
264
262
259
255
254
252
251
250
247
238
240
239
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
479
527
511
479
433
387
370
363
369
371
357
346
347
346
347
331
328
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
455
554
669
779
907
1.002
1.015
1.027
1.026
1.025
1.045
1.058
1.059
1.065
1.070
1.083
1.087
1.079 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.880
1.817
1.772
1.733
1.706
1.669
1.663
1.665
1.665
1.667
1.668
1.667
1.669
1.668
1.669
1.669
1.667
1.653
Total
137
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)

2012
Kolektibilitas
2006
2007
2008
2009
2010
Collectibility
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
16.948
20.540
25.472
28.001
33.844
41.100
41.424
42.485
43.557
44.472
45.448
46.637
47.605
47.947
48.500
48.895
49.425
49.818 Credit
15.299
18.901
22.956
26.068
31.775
38.953
39.123
40.118
41.136
41.985
42.980
44.178
45.091
45.339
45.904
46.260
46.793
47.450
b. Kurang Lancar
473
407
1.039
457
514
495
622
651
658
684
662
653
666
720
675
699
688
577
b. Sub-Standard
c. Diragukan
482
319
342
335
398
420
420
424
433
445
447
439
464
478
486
470
480
453
c. Doubtful
d. Macet
694
913
1.135
1.140
1.158
1.231
1.259
1.292
1.331
1.357
1.359
1.367
1.384
1.410
1.435
1.466
1.464
1.339
1.649
1.639
2.516
1.932
2.070
2.146
2.301
2.367
2.422
2.487
2.468
2.459
2.514
2.609
2.596
2.635
2.632
9,73
7,98
9,88
6,90
6,12
5,22
5,56
5,57
5,56
5,59
5,43
5,27
5,28
5,44
5,35
5,39
5,33
Kredit
a. Lancar
a. Current
d. Lost
138
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)

Lokasi
Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Location
Des
Jawa Barat
413
379
408
417
427
455
474
490
483
484
489
490
498
517
515
530
530
501
Banten
36
42
43
70
81
85
90
92
96
97
96
94
92
98
101
99
98
89
Banten
DKI Jakarta
11
17
26
36
46
46
43
44
54
50
50
45
45
57
68
74
73
64
DKI Jakarta
D.I Yogyakarta
93
83
80
80
103
109
123
129
130
133
134
133
137
141
139
139
136
115
D.I Yogyakarta
Jawa Tengah
607
614
591
618
658
675
719
735
747
777
769
774
773
786
775
770
762
687
Jawa Tengah
Jawa Timur
184
170
157
155
176
194
211
221
221
232
231
231
244
243
246
240
238
204
Jawa Timur
Bengkulu
Jambi
11
14
14
13
13
14
14
15
15
15
16
17
17
17
20
14
Jambi
Aceh
33
10
Aceh
Sumatera Utara
33
27
29
35
39
48
50
51
50
45
45
47
45
45
44
43
44
40
Sumatera Utara
Sumatera Barat
33
32
40
67
87
66
73
75
76
79
77
74
80
85
86
83
85
68
Sumatera Barat
Riau
12
14
18
27
40
49
57
59
67
74
73
72
77
86
87
92
91
89
Riau
22
37
44
46
48
57
56
56
65
69
57
62
66
62
Kepulauan Riau
Sumatera Selatan
16
16
20
24
31
27
28
31
27
30
32
30
34
33
31
32
37
34
Sumatera Selatan
Bangka Belitung
Bangka Belitung
45
58
909
84
52
51
57
56
61
58
55
66
68
71
64
72
69
57
Lampung
12
13
10
11
12
10
10
11
14
14
14
15
17
Kalimantan Selatan
Kalimantan Barat
13
13
17
19
17
16
16
18
19
20
22
22
23
27
27
30
29
27
Kalimantan Barat
Kalimantan Timur
10
27
30
24
25
25
26
28
27
27
28
28
29
29
29
29
Kalimantan Timur
Kalimantan Tengah
Kalimantan Tengah
Sulawesi Tengah
10
Sulawesi Tengah
Sulawesi Selatan
11
11
13
19
15
14
14
14
15
15
13
14
15
15
15
16
13
Sulawesi Selatan
Sulawesi Utara
12
18
18
20
20
21
21
23
23
29
31
34
34
25
Sulawesi Utara
Sulawesi Tenggara
10
10
10
10
10
10
10
10
10
10
Sulawesi Tenggara
Sulawesi Barat
Sulawesi Barat
Gorontalo
Gorontalo
Nusa Tenggara Barat
27
30
33
40
64
69
71
73
75
74
72
72
74
75
75
81
83
79
Bali
74
78
71
126
98
95
114
115
132
132
121
112
112
120
115
116
112
103
Nusa Tenggara Timur
10
10
10
Nusa Tenggara Timur
Maluku
Maluku
Papua
Papua
Maluku Utara
Maluku Utara
Papua Barat
Papua Barat
Lainnya
Others
1.649
1.639
2.516
1.932
2.070
2.146
2.301
2.367
2.422
2.487
2.468
2.459
2.514
2.609
2.596
2.635
2.632
2.369
Kepulauan Riau
Lampung
Kalimantan Selatan
Total
Bengkulu
Nusa Tenggara Barat

Bali
Total
139
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)

Desember 2006
Desember 2007
Komposisi thd
Total DPK (%)
Indikator
Nominal
(Composition
to Total Third
Party Funds)
Desember 2008
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Nominal
(%)
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
Indicator
(%)
Deposito
11.190
0,71
12.701
67,85
14.204
66,56
17.280
67,63
21.455
68,52
26.174
68,50
30.401
67,75 Time Deposits
Tabungan
4.581
0,29
6.018
32,15
7.135
33,44
8.272
32,37
9.857
31,48
12.035
31,50
14.468
32,25 Saving
Total DPK
15.771
1,00
18.719
100,00
21.339
100,00
25.552
100,00
31.312
100,00
38.209
100,00
44.870
140
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Desember 2012
(Composition of Third Party Funds of Rural Banks Based on Location - December 2012)
Tabungan
Lokasi
(Saving Deposits)
Deposito
Total DPK
Pangsa Thd Total DPK (%)
(Time Deposits)
(Total of Third Party Funds)
(Portion to Total Third Party Funds

(%)

1. Jawa Barat
2.031
5.714
2. Banten
195
3. DKI Jakarta
163
4. D.I Yogyakarta
Location
1. Jawa Barat
7.746
17,26
621
816
1,82
2. Banten
900
1.063
2,37
3. DKI Jakarta
701
1.492
2.193
4,89
4. D.I Yogyakarta
5. Jawa Tengah
4.638
5.948
10.585
23,59
5. Jawa Tengah
6. Jawa Timur
1.572
3.321
4.893
10,90
6. Jawa Timur
7. Bengkulu
12
13
25
0,06
7. Bengkulu
8. Jambi
81
401
482
1,07
8. Jambi
9. Aceh
30
31
61
0,14
9. Aceh
10. Sumatera Utara
301
312
612
1,36
10. Sumatera Utara
11. Sumatera Barat
598
374
972
2,17
11. Sumatera Barat
12. Riau
299
379
678
1,51
12. Riau
13. Kepulauan Riau
388
2.347
2.735
6,10
13. Kepulauan Riau
208
417
625
1,39
15. Bangka Belitung
10
37
48
0,11
15. Bangka Belitung
16. Lampung
547
2.702
3.249
7,24
16. Lampung
107
115
222
0,49
352
431
783
1,74
76
116
192
0,43
65
40
105
0,23
21. Sulawesi Tengah
45
239
284
0,63
21. Sulawesi Tengah
142
335
476
1,06
23. Sulawesi Utara
113
475
588
1,31
23. Sulawesi Utara
32
29
61
0,14
25. Sulawesi Barat
0,01
25. Sulawesi Barat
26. Gorontalo
11
20
0,04
26. Gorontalo
290
231
521
1,16
1.256
2.798
4.054
9,03
28. Bali
66
120
186
0,41
30. Maluku
42
229
271
0,60
30. Maluku
31. Papua
53
149
203
0,45
31. Papua

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
0,02
32. Maluku Utara
41
70
111
0,25
33. Papua Barat
0,00
34. Others
14.468
30.401
44.870
100
Total
141
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)

Lokasi
1. Jawa Barat
2006
2007
2008
2009
2010
2012
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Location
Des
1. Jawa Barat
2.995
3.305
4.035
5.072
6.061
6.859
6.961
7.096
7.062
7.096
7.218
7.129
7.106
7.272
7.461
7.534
7.648
7.746
2. Banten
214
274
308
382
509
661
677
694
709
735
749
743
744
757
776
783
796
816
3. DKI Jakarta
218
288
305
420
600
837
829
851
869
907
939
950
964
968
983
1.016
1.020
1.063
3. DKI Jakarta
4. D.I Yogyakarta
4. D.I Yogyakarta
805
1.043
1.142
1.290
1.511
1.814
1.829
1.839
1.847
1.866
1.896
1.918
1.951
1.991
2.024
2.058
2.108
2.193
5. Jawa Tengah
4.041
4.712
5.395
6.449
7.529
9.052
9.104
9.191
9.215
9.336
9.420
9.371
9.445
9.571
9.880
10.073
10.333
10.585
6. Jawa Timur
2.077
2.349
2.476
2.964
3.497
4.041
4.158
4.180
4.177
4.266
4.372
4.432
4.440
4.561
4.737
4.797
4.850
4.893
7. Bengkulu
2. Banten
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
11
15
17
18
20
20
21
22
22
23
24
24
24
25
25
25
25
8. Jambi
101
161
146
186
244
316
323
342
350
380
394
410
431
438
460
466
474
482
8. Jambi
9. Aceh
26
34
57
37
41
55
55
56
56
58
57
56
57
57
55
57
59
61
9. Aceh
10. Sumatera Utara
273
307
357
426
493
538
546
556
553
555
564
567
574
589
601
612
610
612
10. Sumatera Utara
11. Sumatera Barat
330
475
580
715
829
913
899
912
895
908
909
899
882
878
908
929
938
972
11. Sumatera Barat
12. Riau
183
293
350
417
525
629
656
663
672
694
692
680
673
678
677
676
667
678
12. Riau
13. Kepulauan Riau
357
476
657
1.071
1.758
2.324
2.390
2.462
2.458
2.489
2.544
2.597
2.674
2.695
2.699
2.723
2.724
2.735
156
258
308
386
471
556
585
582
547
560
593
623
631
644
635
615
612
625
17
21
43
43
43
44
45
50
48
49
46
47
44
45
48
15. Bangka Belitung
2.045
2.287
2.140
1.945
2.427
2.883
2.990
3.005
2.983
2.976
2.928
2.958
2.984
3.029
3.063
3.104
3.215
3.249
15. Bangka Belitung

16. Lampung
13. Kepulauan Riau
16. Lampung
65
97
144
154
177
251
251
268
256
274
253
237
237
201
199
212
213
222
247
319
399
470
547
651
657
686
700
715
719
737
771
795
780
798
770
783
64
89
114
152
177
174
165
165
166
163
164
168
169
168
170
173
179
192
15
28
44
46
48
51
49
66
72
69
71
79
75
73
105

21. Sulawesi Tengah
40
54
93
99
130
277
241
229
275
297
288
301
296
290
292
292
289
284
21. Sulawesi Tengah
72
122
128
185
259
366
391
437
400
405
397
403
425
446
458
466
467
476
23. Sulawesi Utara
97
126
145
171
282
439
457
466
471
484
498
509
494
508
516
531
555
588
23. Sulawesi Utara
42
50
55
56
56
54
53
52
53
54
55
56
59
58
59
58
61
10
14
16
16
16
16
16
16
17
16
17
20
18
18
20

25. Sulawesi Barat
28
-
26. Gorontalo

25. Sulawesi Barat
26. Gorontalo
172
209
260
319
366
452
464
460
464
474
481
463
454
458
475
492
505
521
28. Bali
949
1.179
1.455
1.803
2.331
3.254
3.292
3.365
3.377
3.423
3.496
3.512
3.544
3.557
3.703
3.797
3.912
4.054
17
38
71
108
143
146
147
146
145
152
157
158
166
162
164
167
186

30. Maluku
31. Papua
64
71
100
99
105
251
244
272
264
249
226
227
213
203
204
200
200
271
30. Maluku
119
95
119
152
166
224
230
241
237
214
210
207
204
221
200
204
204
203
31. Papua
26
63
67
69
69
70
70
70
68
71
79
87
88
111
38.209
38.794
39.422
39.414
39.931
40.449
40.549
40.814
41.436
42.436
43.091
43.831
44.870
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
28. Bali
15.771
18.719
21.339
25.552
31.312
32. Maluku Utara

33. Papua Barat
34. Others
Total
142
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)

Persen (Percent)
2012
Indikator
2006
2007
2008
2009
2010
Indicator
2011
Jan
Tabungan
Deposito
Ket: Data tersedia mulai Desember 2008
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
7,16
6,32
5,53
5,21
5,22
5,08
4,98
4,90
4,86
4,81
4,81
4,80
4,78
4,75
4,71
4,68
Saving
12,43
10,81
10,25
9,85
9,75
9,47
9,15
8,94
8,81
8,72
8,64
8,58
8,52
8,48
8,44
8,40
Time Deposits
Note: Data available on December 2008
143
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
20101)
Sektor Ekonomi
2005
2006
2007
2008
Economic Sector
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1. Pertanian, perburuan dan sarana pertanian
38,70
39,21
39,12
39,07
38,99
38,85
38,76
38,92
38,84
38,71
38,34
1. Agriculture, hunting and agricultural facilities
2. Perindustrian
32,87
32,38
32,38
32,25
32,47
31,78
31,60
31,57
31,55
31,38
31,16
2. Manufacturing
3. Perdagangan, restoran dan hotel
33,60
34,32
34,21
34,05
33,92
33,72
33,67
33,45
33,36
33,35
33,18
31,61
31,67
31,18
31,08
30,92
30,58
30,56
30,42
30,23
30,05
29,85
4. Social Services
5. Lain-lain
29,50
29,33
29,24
29,08
28,98
28,87
28,70
28,59
28,51
28,38
28,27
5. Others

1)
Data bulan Oktober 2010 bersambung di halaman 145 karena terdapat

perubahan sektor ekonomi dalam laporan bulanan BPR
1)
October 2010 data continued on page 145 because there are changes economic sector in
the rural bank's monthly report
13
14
15
16
17
18
19
Ket:
144
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
2010 1)
2011
2012
Economic Sector
Sektor Ekonomi
Nov
Des
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1 Pertanian, Perburuhan, dan Kehutanan
36,76
38,29
37,40
37,32
36,58
36,65
36,27
36,30
35,93
36,19
36,16
35,96
35,58
35,82
35,69
35,63
35,51
1. Agriculture, hunting, and forestry
2 Perikanan
32,65
33,39
31,95
32,91
32,10
32,33
32,08
31,76
31,99
32,04
32,04
31,63
31,75
31,62
31,85
31,87
31,32
2. Fisheries
3 Pertambangan dan Penggalian
27,89
28,29
26,44
26,24
26,58
25,13
25,99
25,71
25,35
25,66
27,01
24,77
25,53
25,65
26,04
26,25
26,60
3. Mining and quarrying
4 Industri Pengolahan
31,18
30,67
29,05
29,17
29,14
29,05
29,15
29,20
29,18
29,28
29,00
28,96
28,74
28,58
28,66
28,95
28,44
4. Processing industry
5 Listrik, Gas dan Air
32,00
34,43
31,69
30,83
30,33
29,42
29,25
28,78
30,44
30,00
29,83
28,25
28,49
28,69
28,97
28,84
29,08
6 Konstruksi
32,09
31,41
29,06
29,35
29,72
29,47
29,82
29,54
30,70
29,42
30,04
28,94
28,87
29,22
29,43
29,41
28,59
6. Construction
7 Perdagangan Besar dan Eceran
33,03
33,14
32,46
32,13
31,97
31,91
31,76
31,67
31,65
31,35
31,22
31,14
31,08
30,90
30,91
30,66
30,41
7. Big and retail trade
8 Penyediaan Akomodasi dan Penyedian

Makan Minum
9 Transportasi, Pergudangan dan Komunikasi
27,76
27,99
28,11
28,23
28,53
28,30
28,39
28,33
28,59
29,00
28,67
28,75
28,50
28,37
28,43
28,15
28,53
30,15
30,12
28,03
28,00
28,11
29,02
28,97
28,83
28,71
28,62
28,56
28,86
28,88
27,81
27,79
27,87
27,89
10 Perantara Keuangan
24,36
25,28
23,56
23,38
24,20
24,25
24,39
25,03
24,93
25,06
25,11
24,44
24,09
23,95
23,89
23,73
23,52
11 Real Estate
27,31
27,26
23,13
23,09
22,77
23,14
23,10
23,05
22,77
22,71
22,29
22,79
21,80
22,90
21,90
21,87
21,50
12 Administrasi Pemerintahan, Pertanahan

Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
34,99
35,78
37,16
26,69
26,38
25,98
29,11
28,09
28,26
28,19
28,01
27,53
25,61
27,45
27,54
28,18
27,60
31,29
31,61
29,57
29,74
28,84
28,66
28,81
28,60
28,76
28,84
28,75
28,27
28,32
28,48
28,84
29,37
28,20
11. Real estate, rental business, and services

company
12. Government administration, the defense
and compulsory social security
13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
30,40
30,51
31,01
31,10
30,86
30,78
30,06
30,12
29,37
29,17
29,77
28,98
29,49
28,89
28,68
28,71
28,89
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani Rumah
Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah Tangga
29,41
29,05
28,49
28,59
28,23
28,57
28,63
28,66
28,53
28,86
28,46
28,25
28,46
28,28
28,30
28,30
27,98
33,62
31,07
33,26
30,77
32,82
32,55
32,07
32,03
32,10
31,98
32,35
32,05
31,88
31,32
31,32
31,18
31,15
15. Community, Sociocultural,Entertainment

and Other Individual Services
16. Individual services serving the household
29,49
29,35
29,34
28,93
29,11
29,17
29,34
29,08
29,27
29,11
28,92
28,64
28,74
28,32
28,66
28,68
28,00
28,44
28,12
27,91
27,64
27,39
27,54
27,09
26,95
26,95
26,71
26,87
26,80
26,40
26,60
26,48
26,32
26,19
19 Bukan Lapangan Usaha - Lainnya
28,09
27,71
27,26
26,92
26,88
27,03
27,13
26,78
26,81
26,62
26,64
26,54
26,39
26,39
26,17
26,03
25,90
Ket:
1)
Merupakan sambungan halaman 144
8. Provision of accommodation and food

supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra

Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
Note :
1)
Continue from page 144
145
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)

Persen (Percent)
2012
Jenis Penggunaan
2006
2007
2008
2009
2010
Type of Use
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Modal Kerja
34,43
34,83
33,21
32,05
32,09
31,98
31,92
31,92
31,74
31,65
31,47
31,41
31,28
31,29
31,19
30,91
Total Working Capital
Investasi
27,67
30,37
29,01
28,23
28,36
28,33
28,14
27,99
28,02
27,95
27,79
27,52
27,25
27,17
27,05
26,62
Total Investment
Konsumsi
29,57
29,14
27,81
27,00
27,15
27,12
26,82
26,84
26,64
26,69
26,60
26,40
26,44
26,24
26,10
25,97
Total Consumption
146
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)

2012
Keterangan
2006
2007
2008
2009
2010
Information
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jumlah BPR
1.880
1.817
1.772
1.733
1.706
1.669
1.663
1.665
1.665
1.667
1.668
1.667
1.669
1.669
1.669
1.669
1.667
1.653
Total Rural Banks
Jumlah Kantor
3.173
3.250
3.367
3.644
3.910
4.172
4.194
4.217
4.239
4.250
4.268
4.286
4.313
4.337
4.357
4.378
4.404
4.425
Total Bank Offices
147
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Desember 2012
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - December 2012)
BPR (Rural Bank)
Lokasi
Location
Total
KP
KC
KPK
307
281
187
775
1. Jawa Barat
2. Banten
69
38
33
140
2. Banten
3. DKI Jakarta
26
32
66
4. D.I Yogyakarta
54
26
118
198
5. Jawa Tengah
260
471
343
1.074
5. Jawa Tengah
6. Jawa Timur
331
189
526
1.046
6. Jawa Timur
11
7. Bengkulu
1. Jawa Barat
7. Bengkulu
3. DKI Jakarta
4. D.I Yogyakarta
8. Jambi
16
24
8. Jambi
9. Aceh
13
19
9. Aceh
10. Sumatera Utara
53
31
13
97
10. Sumatera Utara
11. Sumatera Barat
98
38
20
156
11. Sumatera Barat
12. Riau
32
10
49
12. Riau
13. Kepulauan Riau
40
22
64
13. Kepulauan Riau
19
10
37
15. Bangka Belitung
15. Bangka Belitung
16. Lampung
26
28
60
16. Lampung
24
29
19
29
14
26
21. Sulawesi Tengah

23. Sulawesi Utara
4
12
28
21. Sulawesi Tengah
23
35
17
20
46
23. Sulawesi Utara
12
18
25. Sulawesi Barat
26. Gorontalo
25. Sulawesi Barat
26. Gorontalo
29
46
79
137
33
90
260
13
30. Maluku
31. Papua
14
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Others
28. Bali
34. Lainnya
Total
1.653
1.329
1.443
4.425
28. Bali
30. Maluku
31. Papua
Total
148
DATA PERKREDITAN
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Credit of Commercial Banks Based on Economic Sector)

Sektor Ekonomi
1. Pertanian, perburuan dan
sarana pertanian
2. Pertambangan
2006
2007
2008
2009
2010
Feb
Mar
Apr
Mei
Jun
2011
Jul
2012
Ags
Sep
Okt
r)
Nov
Des
Jan
r)
Feb
Economic Sector
1. Agriculture, hunting and
agricultural facilities
2. Mining
45.180
56.901
67.202
77.412
90.999
90.807
91.660
93.586
95.389
97.050
95.638
99.141
101.492
104.393
109.047
114.725
114.550
117.519
14.086
26.212
32.215
42.894
61.365
62.299
65.526
69.335
71.403
70.759
69.053
75.334
78.743
78.663
83.107
87.780
90.188
85.017
184.023
205.610
271.187
247.440
275.404
276.832
278.298
283.210
292.447
300.141
305.394
315.570
324.930
331.228
339.395
344.597
349.579
355.774
7.224
7.920
18.475
24.560
34.116
34.885
34.123
34.247
34.424
40.584
46.924
54.073
54.155
55.428
61.616
45.841
52.164
52.069
33.088
44.088
58.753
64.225
63.500
62.717
65.045
63.275
65.484
69.107
70.404
71.213
74.916
76.239
78.622
75.395
72.923
76.179
5. Construction
6. Perdagangan, restoran dan

hotel
7. Pengangkutan, pergudangan
dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
163.443
216.874
259.632
301.382
339.639
326.994
331.782
332.666
343.117
355.555
354.197
367.296
379.510
380.140
392.512
405.442
398.164
398.422
27.068
36.807
62.579
73.213
75.142
73.677
78.533
78.815
79.747
84.538
83.730
87.575
87.057
89.430
91.101
95.206
94.450
94.838
78.455
12.040
227.690
109.748
13.882
283.970
152.302
15.747
369.596
150.843
17.038
438.923
179.398
44.232
602.049
182.433
45.262
617.984
186.094
46.974
636.810
193.019
49.320
646.065
197.053
49.272
661.129
201.433
49.953
681.607
203.247
50.752
694.259
211.753
53.423
696.237
217.069
54.985
706.405
218.289
56.756
715.590
222.111
57.081
716.281
224.146
57.980
748.983
228.639
57.715
725.936
234.633
57.747
730.832
7. Transportation, warehousing
and
communications
9. Social Services
10. Others
Jumlah
792.297
1.002.012
1.307.688
1.437.930
1.765.845
1.773.889
1.814.846
1.843.538
1.889.465
1.950.727
1.973.599
2.031.614
2.079.261
2.106.157
2.150.873
2.200.094
2.184.306
2.203.029
3. Perindustrian
5. Konstruksi
Ket: r) revisi
3. Manufacturing
Total
Note:
r)
revised
150
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
Jul
Ags
Sep
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11 Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
90.938
1.590
4.700
244
69.053
953
305.394
11.538
46.924
177
70.404
2.991
328.604
14.218
25.593
94.178
1.655<

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VOL: 11 No.

STATISTIK PERBANKAN INDONESIA

Statistik Perbankan Indonesia (SPI) merupakan

The Banking Statistics Indonesia (SPI) is a media

penyempurnaan SPI yang memetakan tabel-tabel SPI

Jakarta, February 2013

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai titik

Commas in the numbers please read as point and vice

Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.

Data Source : Bank Indonesia unless mentioned otherwise.

1. Data yang digunakan dalam Publikasi SPI bersumber

The data used in the Indonesian Banking Statistics is

Data from the Commercial Bank Monthly Reports and

Data dalam publikasi Bank Indonesia ini juga disediakan

The data in Bank Indonesia publication are also provided

Departemen Perizinan dan Informasi Perbankan

Bank Licensing and Banking Information Department

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT (BPR)

RURAL BANK DATA

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

: Aktiva Produktif Yang Diklasifikasikan

: Classified Earning assets

: Aktiva Tertimbang Menurut Risiko

: Risk Weighted Assets

: Biaya Operasional terhadap

: Operations Expenses to Operations

: Bank Pembangunan Daerah

: Regional Development Bank

: Capital Adequacy Ratio

: Capital Adequacy Ratio

: Dana Pihak Ketiga

: Third Party Funds

: Kualitas Aktiva Produktif

: Earning assets Qualtiy

: Kewajiban Bersih Antar Bank

: Inter-Bank Net Liabilities

: Kantor Cabang Pembantu

: Laporan Bulanan Bank Umum

: Commercial Bank Monthly Report

: Loan to Deposit Ratio

: Loan to Deposit Ratio

: Net Interest Margin

: Net Interest Margin

: Non Performing Loan

: Sistem Informasi Perbankan

: Banking Information System

: Usaha Kecil Menengah

: Usaha Mikro Kecil Menengah

: Net Operating Margin