Anda di halaman 1dari 218

VOL: 11 No.

1
DESEMBER 2012
BULANAN
MONTHLY

STATISTIK PERBANKAN INDONESIA


INDONESIAN BANKING STATISTICS

ISSN: 2086-2954

KATA PENGANTAR

Statistik Perbankan Indonesia (SPI) merupakan


media publikasi yang menyajikan data mengenai
perbankan Indonesia. SPI diterbitkan secara bulanan
oleh Departemen Perizinan dan Informasi Perbankan
Bank Indonesia, untuk memberikan gambaran
perkembangan perbankan di Indonesia.
Mulai penerbitan edisi Maret 2012, dilakukan
penyempurnaan penyajian SPI agar selaras dengan
perubahan Laporan Bulanan Bank Umum yang telah
terlebih dahulu diimplementasikan berdasarkan
Peraturan Bank Indonesia No. 10/40/PBI/2008 tanggal
24 Desember 2008 Tentang Laporan Bulanan Bank
Umum. Penyempurnaan dimaksud mengakibatkan
perubahan penyajian pada beberapa tabel terkait data
Bank Umum dan data Perkreditan sedangkan data
terkait Bank Syariah serta data Bank Perkreditan
Rakyat tidak mengalami perubahan.
Namun demikian, untuk mempermudah
pengguna dalam memahami perubahan data yang
disajikan, dalam SPI edisi ini disertakan matriks

PREFACE

The Banking Statistics Indonesia (SPI) is a media


publication that presents data regarding banking
industry in Indonesia. The SPI is published monthly by
the Department of Licensing and Banking Information,
Bank Indonesia, to provide an overview of banking
development in Indonesia.
Starting from March 2012 Edition, SPI format is
enhanced to align with changes in the monthly
bank report format that had already been
implemented. The enhancement to SPI format will
result in changes to the format presented in several
tables. However, to simplify the users in understanding
the changes to the data presented, the SPI
enhancement edition will be attached with
enhancement matrix of SPI which inform the mapping
of tables in previous edition into tables in
enhancement edition.
We sincerely hope that the data presented in
this SPI enhancement edition will provide a more
optimal benefits for users.

penyempurnaan SPI yang memetakan tabel-tabel SPI


edisi sebelumnya ke dalam SPI penyempurnaan.
Dengan penyempurnaan SPI ini, diharapkan data
yang disajikan dapat memberikan manfaat yang lebih
optimal bagi pengguna.
Jakarta,

Februari 2013

BANK INDONESIA
Departemen Perizinan dan Informasi Perbankan

Jakarta, February 2013


BANK INDONESIA
Bank Licensing and Banking Information Department

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

PAGE OF REFERENCE

HALAMAN KETERANGAN
Jadwal Publikasi Kedepan
Edisi Januari 2013 akan diterbitkan pada minggu ke III
bulan Maret 2013.

Advance Release Calender (ARC)


January 2012 edition will be released on the 3rd week of
March 2013.

Tanda-tanda, dan Sumber Data


Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.

Notes, Symbols and Sources of Data


Totals do not necessarily agree with the sum of items
shown because of roundings.

r
( )
*
**
***
...
-$

r
( )
*
**
***
...
-$

Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat

Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar

Tanda koma pada angka-angka harap dibaca sebagai titik


dan sebaliknya tanda titik harap dibaca sebagai koma.

Commas in the numbers please read as point and vice


versa, please read the point as a comma

Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.

Data Source : Bank Indonesia unless mentioned otherwise.

1. Data yang digunakan dalam Publikasi SPI bersumber


dari Laporan Bulanan Bank Umum (LBU), Laporan
Bulanan Bank Umum Syariah (LBUS), dan Laporan
Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali
dinyatakan lain.
2. Proses download data; Data Laporan Bulanan Bank
Umum (LBU) dan Laporan Bulanan Bank Umum Syariah
(LBUS) yang disampaikan dari bank pelapor kepada
Bank Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data LBU
melalui SIP dapat menyebabkan perbedaan pada data
yang dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Desember 2012 untuk
Publikasi Statistik Perbankan Indonesia penerbitan
periode ini dilakukan dari tanggal 29 Januari s/d
tanggal 10 Februari 2013.

1.

The data used in the Indonesian Banking Statistics is


derive from Commercial Bank Monthly Reports, Sharia
Bank Monthly Reports and Rural Bank Monthly
Reports.

2.

Data from the Commercial Bank Monthly Reports and


the Sharia Bank Monthly Reports which submitted
by the reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System can result in variations
of the data that is published in this book, compared
to other published data. Therefore, readers are
recommended to pay attention to the download time
of data. The processing of the December 2012
monthly reports for this periode of the Indonesian
Banking Statistics was done from 29 January until 10
February 2013.

Data dalam publikasi Bank Indonesia ini juga disediakan


melalui website Bank Indonesia (http://www.bi.go.id)
selambat-lambatnya 1 minggu setelah edisi publikasi

The data in Bank Indonesia publication are also provided


through Bank Indonesia website (http://www.bi.go.id) no
later than 1 week after the edition.

Departemen Perizinan dan Informasi Perbankan


Divisi Informasi, Administrasi dan Publikasi Perbankan
(IAdmP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telepon: (021) 3817080
Fax: (021) 3523705

Bank Licensing and Banking Information Department


Information, Administration and Publication Banking
Division (IAdmP)
Bank Indonesia
Radius Prawiro Tower, 11th Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telephone: +62-21-3817080
Fax: +62-21-3523705

ii

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

TABLE OF CONTENT

DAFTAR ISI

KATA PENGANTAR

INTRODUCTION

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

LIST OF TABLES

DATA

DATA

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

117

SHARIA BANK DATA

117

DATA BANK PERKREDITAN RAKYAT (BPR)

133

RURAL BANK DATA

133

DATA PERKREDITAN

149

CREDIT DATA

149

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

iii

LIST OF ABBREVIATIONS

DAFTAR SINGKATAN
APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap

BOPO

: Operations Expenses to Operations

Pendapatan Operasional

Income

BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise Industry

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

iv

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

(SMEs)
NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

DAFTAR TABEL
LIST OF TABLES
Judul
Topic

No.

No. Tabel
Tables

Halaman
Pages

DATA
1.

Kegiatan Usaha Perbankan

1.1.a s.d 1.7.a

1.8.a s.d 1.14.a

19

1.15.a s.d 1.21.a

33

1.22.a s.d 1.28.a

47

1.29

61

1.30

62

1.31 s.d 1.37

65

1.38 s.d 1.44

79

1.45

92

1.46

95

1.47 s.d 1.53

97

1.54

111

Bank Industries Operation


DATA BANK UMUM

COMMERCIAL BANK DATA


2.
3.
4.
5.
6.
7.
8.

9.
10.

11.

12.
13.

Kegiatan Usaha Bank Umum

Commercial Banks Operation


Laporan Laba/Rugi Bank Umum
Commercial Banks Income Statement
Rekening Administratif Bank Umum
Commercial Banks Off-Balance Sheet
Kinerja Bank Umum Konvensional
Commercial Banks Performance
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
Growth of Commercial Banks Asset Based Group Bank
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
Total of Commercial Banks Based on Total Assets
Aset Produktif Bank Umum Konvensional dan
Kualitas Kredit Bank Umum Kepada Bank Lain
Earning Assets of Commercial Banks and Credit Quality of
Commercial Banks to Other Bank
Komposisi Dana Pihak Ketiga Bank Umum
Composition of Third Party Funds of Commercial Banks
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
Composition of Third Party Funds of Commercial Banks
Based on Bank Location Month (...) Year (...)
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank
Penghimpunan Dana
Third Party Funds of Commercial Banks Based on Bank Location
of Deposits
Suku Bunga Rata-rata DPK Bank Umum
Average of Interest Rate of Third Party Fund of Commercial Banks
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

DAFTAR TABEL / LIST OF TABLES

Judul
Topic

No.

Average of Credit Interest Rates of Commercial Bank to Parties


Non Bank Based on Industrial Origin and Non Industrial Origin
Credit Recipients
14. Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
Average of Credit Interest Rate of Commercial Based on Types
and Orientation User
15. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

No. Tabel
Tables

Halaman
Pages

1.55

113

1.56

114

1.57

115

2.1 s.d 2.3

118

2.4

121

2.5

122

2.6

123

2.7

124

2.8

125

2.9

126

2.10

127

2.11

128

Growth of Total Commercial Banks and Bank Offices


16. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

Growth of Total Branch offices Based on Region


DATA BANK SYARIAH

SHARIA BANK DATA


17. Kegiatan Usaha Bank Umum Syariah

Sharia Commercial Bank Operation


18. Perkembangan Aset Perbankan Syariah

Growth of Sharia Bank Assets


19. Aktiva Produktif Perbankan Syariah

Earning Assets of Sharia Banks


20. Komposisi DPK Perbankan Syariah

Composition of Third Party Funds of Syariah Banks


21. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

Average of Profit Sharing Rates of Third Party Fund of


Sharia Banks
22. TIngkat Margin Rata-rata Pembiayaan Berdasarkan Sektor
Ekonomi

Average of Margin Rates of Financing


23. Tingkat Margin Rata-rata Pembiayaan Berdasarkan
Jenis Penggunaan

Average of Margin Rates of Financing Based on Type of Use


24. Kegiatan Usaha BPR Syariah

Syariah Rural Bank


25. Aset dan Pembiayaan BPR Syariah

Asset and Financing of Sharia Rural Bank)

vi

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

Judul
Topic

No.

No. Tabel
Tables

26. Jaringan Kantor Perbankan Syariah

Halaman
Pages

2.12

129

2.13

130

2.14

131

3.1

134

3.2

135

3.3

136

3.4

137

3.5

138

3.6

139

3.7

140

3.8

141

3.9

142

3.10

143

3.11

144

3.12

146

Sharia Bank Office Network


27. Kinerja Bank Umum Syariah

Islamic Commercial Bank Performance


28. Bank Umum Syariah Berdasarkan Tingkat Rasio

Sharia Commercial Based on Ratios


DATA BANK PERKREDITAN RAKYAT

RURAL BANK DATA


29. Kegiatan Usaha Bank Perkreditan Rakyat

Rural Bank Operations


30. Kinerja Bank Perkreditan Rakyat

Rural Bank Performance


31. Perkembangan Aset BPR Berdasarkan Lokasi BPR

Growth of Assets based Rural Bank Data


32. Jumlah BPR Berdasarkan Total Aset

Rural Banks Based on Total Assets


33. Non Performing Loan Bank Perkreditan Rakyat

Non Performing Loan of Rural Bank


34

Non Performing Loan BPR Berdasarkan Lokasi

NPL of Rural Banks Based On Location


35. Dana Pihak Ketiga

Third Party Funds of Rural Bank


a. Komposisi DPK Bank Perkreditan Rakyat

Composition of Third Party Funds of Rural Bank


b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

Composition of Third Party Funds Based on Location


c. DPK BPR Berdasarkan Lokasi Penghimpun

Third Party Funds of Rural Banks Based on Location


36. Suku Bunga Rata-rata DPK BPR

Average of Third Party Interest Rates of Rural Banks


37. Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

Average of Credit Interest Rates of Rural Banks


38. Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

Average of Credit Interest Rates of Rural Banks Bases on Type of Use


39. Perkembangan Jumlah Bank dan Kantor Bank

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

vii

Judul
Topic

No.

No. Tabel
Tables

Halaman
Pages

Growth of Total Rural Banks and Bank Offices


a. Perkembangan Jumlah BPR

3.13

147

3.14

148

4.1.a s.d 4.7.a

151

4.8.a

165

4.9.a s.d 4.15.a

167

4.16.a

180

4.17.a

183

Growth of Total Rural Bank


b. Perkembangan Jumlah BPR dan Kantor BPR
Berdasarkan Lokasi

Growth of Total Rural Bank Offices Based on Region


DATA PERKREDITAN

CREDIT DATA
40. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Penerima Kredit

Credit Channeling and Non Performing Loan (NPL) Credit


Channeling of Commercial Banks to Non Bank Third Party
Based on Business Sector and non Business Sector of Credit
Channeling Beneficiary
41. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) of Comemrcial Bank to


Non Bank Third Party Based on Business Sector and non
Business Sector of Credit by Region
42. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Credit and Non Perfoming Loan (NPL) of Commercial Banks to


Non Bank Third Party Based on Types and Orientation of Use
43. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Perfoming Loan (NPL) of Commercial Banks to


Non Bank Third Party Based on Types and Orientation of Use
by Bank Location for [month] [year]
44. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) 0f Commercial Banks to


Non Bank Third Party Based on Bank Location

viii

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

Judul
Topic

No.

No. Tabel
Tables

45. Kredit dan Non Performing Loan (NPL) Bank Umum Kepada

Halaman
Pages

4.18.a

185

4.19.a

187

4.20.a

189

4.21.a

191

4.22

192

4.23

193

4.24

194

4.25

197

4.26

199

4.27

200

Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima


Kredit dengan Bank

Credit and NPL of Commercial Bank to Non Bank Third Party


Based on Bank Relation with Beneficiary
46. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

Credit and NPL of Commercial Bank to Non Bank Third Party


Withdrawn By Card Based on Group of Bank
47. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima
Penerusan Kredit

Credit Channeling (Off-Balance Sheet) and NPLof Commercial


Banks Based on Industries Sector and non Industries Sector of
Credit Channeling Beneficiary
48. Penerusan Kredit (Off-Balance Sheet) dan Non Performing
Loan (NPL) Penerusan Kredit Bank Umum Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan
Penyalur Kredit

Off-Balance Sheet Credit Channeling and NPL of Commercial


Banks to Non-Bank Third Party Based on Types of Credit and
Classification of Credit Providers
49. Pembiayaan Perbankan Syariah

Financing of Sharia banks


50. Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

Financing of Syariah Banks Based on Economic Sector


51. Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank
Penyalur

Financing of Syariah Banks Based on Banks Location


52. Kredit BPR Berdasarkan Sektor Ekonomi

Credit of Rural Banks Based on Economic Sector


53. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

Credit of Rural Banks Based on Type of Use


54. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank

Indonesian Banking Statistics, Vol. 11, No. 1, December 2012

ix

Judul
Topic

No.

No. Tabel
Tables

Halaman
Pages

Penyalur

Credit of Rural Bank Based on Location


55. Kredit dan Non Performing Loan MKM dan UMKM

4.28

200

4.29

201

4.30

202

4.31

204

Berdasarkan Sektor Ekonomi

Credit & NPL of MSMEs and SMEs Based on Economic Sector


56. Kredit dan Non Performing Loan MKM dan UMKM
Berdasarkan Jenis Penggunaan

Credit & NPL of MSMEs and SMEs Based on Type Use


57. Kredit dan Non Performing Loan Rincian Kredit MKM dan
UMKM Menurut Kelompok Bank

Credit & NPL of MSMEs and SMEs Based on Group of Bank


58. Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah
Tingkat I

Credit & NPL of MSMEs and SMEs Based on Project Location

Statistik Perbankan Indonesia, Vol. 11, No. 1, Desember 2012

DATA
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Distribution of Funds

Penyaluran Dana
Bank Umum
Bank Perkreditan Rakyat
SBI dan SBIS

1.702.520

2.015.221

2.282.179

2.765.912

3.412.463

3.388.179

3.397.937

3.663.111

3.693.571

3.778.832

3.839.118

3.835.056

3.841.859

3.948.283

3.952.177

4.036.091

4.172.672

21.904

26.549

31.313

36.076

43.877

53.534

53.843

54.568

54.930

55.655

56.668

57.636

58.337

59.206

60.772

61.763

63.062

64.753

179.045

203.863

166.518

212.116

139.316

117.983

107.644

96.171

97.872

93.890

96.627

91.719

83.578

83.758

69.432

70.838

76.573

81.158 SBI and SBIS

Bank Perkreditan Rakyat

1.468.369

1.718.965

1.990.345

2.180.934

2.563.562

3.093.848

3.011.907

3.011.656

3.094.603

3.120.646 r)

3.207.162

3.263.231

3.260.206

3.272.415

3.348.827

3.346.113

3.410.851

3.542.518

18.733

22.629

26.345

30.367

37.034

45.462

45.817

46.473

46.763

47.562

48.380

49.150

49.724

50.513

51.796

52.573

53.561

55.289

Bank Perkreditan Rakyat

1.693.850

1.986.501

2.310.557

2.534.106

3.008.853

3.652.832

3.598.715

3.628.111

3.708.726

3.745.067

3.827.432

3.891.116

3.902.536

3.923.764

4.009.368

4.028.789

4.103.456

4.262.587

23.045

27.741

32.533

37.554

45.742

55.799

56.172

56.908

57.211

57.966

58.980

60.034

60.868

61.783

63.385

64.409

65.698

67.397

Bank Umum
Bank Perkreditan Rakyat

130

130

124

121

122

120

120

120

120

120

120

120

120

120

120

120

120

120

1.880

1.817

1.772

1.733

1.706

1.669

1.663

1.665

1.665

1.667

1.668

1.667

1.669

1.669

1.669

1.669

1.667

1.653

Bank Umum

9.110

9.680

10.868

12.837

13.837

14.797

14.840

14.839

14.840

14.880

15.142

15.372

15.512

15.727

15.899

16.067

16.067

16.625

Bank Perkreditan Rakyat

3.173

3.250

3.367

3.644

3.910

4.172

4.194

4.217

4.239

4.250

4.268

4.286

4.313

4.337

4.357

4.378

4.404

4.425

r)

Sertifikat Bank Indonesia Syariah


revisi

Commercial Banks
Rural Banks

Commercial Banks
Rural Banks
Total Bank Offices

Jumlah Kantor

1)

Rural Banks

Total Banks

Jumlah Bank

Ket :

Commercial Banks

Total Assets

Jumlah Aset
Bank Umum

Rural Banks

Source of Funds

Sumber Dana
Bank Umum

Commercial Banks

1.380.373

Note :

1)

Commercial Banks
Rural Banks

Bank Indonesia Certificates on Sharia Principles (SBIS)


r)
revised

DATA BANK UMUM


Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.1 Kegiatan Usaha Bank Umum

(Commercial Bank Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv
r)
revisi

2006

Feb

Mar

Apr

Mei

Jun

2011
Jul

Ags

Sep

Okt

1.765.845
1.492.407
273.438
228.549
41.764
94.116
27.036
65.633
581.901
164.833
139.316
195.431
82.321
133.454

1.773.889
1.497.508
276.381
227.863
40.492
95.961
25.095
66.315
558.183
179.444
121.302
207.356
50.082
138.250

1.814.846
1.530.507
284.339
216.019
34.587
87.130
27.253
67.049
596.704
194.431
139.756
201.847
60.669
146.910

1.843.538
1.552.656
290.881
203.894
34.406
77.399
26.837
65.252
579.643
200.606
133.574
179.278
66.185
145.121

1.889.465
1.590.748
298.716
193.662
38.170
67.730
27.291
60.470
598.555
203.034
111.449
211.982
72.090
151.697

1.950.727
1.640.039
310.688
188.332
34.072
63.819
28.144
62.296
616.691
218.773
115.315
201.037
81.567
144.547

1.973.599
1.664.262
309.337
176.950
34.248
55.179
23.655
63.869
637.263
220.580
114.578
218.787
83.317
138.254

2.031.614
1.704.910
326.703
178.022
32.581
57.089
23.727
64.624
585.929
227.911
107.359
172.213
78.445
139.296

2.079.261
1.739.276
339.985
203.654
34.283
76.230
28.928
64.214
634.108
227.644
107.538
209.543
89.383
153.793

2.106.157
1.762.073
344.084
188.164
35.481
64.988
26.251
61.445
657.542
229.373
111.338
219.800
97.031
154.103

2.150.957
1.792.622
358.335
207.531
44.412
67.282
28.078
67.760
652.257
235.059
118.599
191.793
106.805
161.850

2.200.094
1.838.953
361.142
226.942
44.069
75.982
30.681
76.211
753.986
245.054
117.983
227.217
163.732
157.025

2.184.306
1.825.088
359.218
211.460
48.011
61.927
28.594
72.927
757.136
253.165
107.644
285.923
110.405
160.616

10.010
39.908

12.356
43.807

12.778
45.095

12.874
47.216

12.242
50.477

12.417
51.260

12.598
54.838

12.991
56.870

14.542
60.643

13.460
59.699

14.028
60.471

14.344
62.168

10.968
63.448

10.941
63.720

1.753.292
1.460.443
307.743
675.983
476.717
292.849
122.257
148.722
21.870
11.272
158.648
14.301
12.949
8.395
4.554
34.663
5.220

1.973.042
1.656.625
332.729
758.280
565.616
316.417
133.159
143.429
39.829
8.028
134.543
14.918
21.553
13.131
8.422
22.874
5.977

2.338.824
1.990.518
383.808
928.089
678.621
348.306
152.047
141.723
54.536
6.107
152.746
17.158
29.323
18.304
11.019
14.646
4.757

2.287.844
1.933.691
367.528
908.254
657.909
354.153
162.245
136.603
55.305
6.286
149.203
21.160
27.261
18.226
9.035
20.407
3.759

2.351.357
1.988.765
377.265
944.962
666.538
362.592
163.527
142.872
56.193
6.161
150.606
21.109
29.543
19.572
9.971
14.415
3.784

2.340.213
1.989.797
373.486
939.649
676.662
350.415
154.797
137.787
57.831
6.129
146.443
21.021
29.539
18.851
10.688
15.797
4.063

2.397.179
2.049.308
406.427
958.009
684.873
347.870
154.803
137.184
55.884
8.090
148.777
21.905
30.073
19.037
11.035
15.749
3.987

2.438.011
2.092.979
425.466
970.623
696.890
345.032
151.530
136.713
56.789
5.619
161.853
25.170
32.500
20.603
11.897
23.717
4.070

2.464.083
2.109.470
411.578
992.082
705.811
354.613
155.700
141.241
57.672
5.919
164.590
23.753
28.504
21.898
6.606
17.055
3.987

2.459.898
2.113.250
378.855
1.005.374
729.020
346.648
145.349
144.633
56.666
5.877
176.443
21.495
36.955
24.375
12.580
21.549
3.973

2.544.862
2.183.424
425.895
1.017.894
739.636
361.437
154.663
149.401
57.373
5.714
200.502
21.196
35.319
24.633
10.686
21.869
4.224

2.587.282
2.219.943
436.647
1.039.189
744.107
367.340
159.820
148.946
58.573
5.394
186.562
20.818
38.576
25.668
12.908
19.467
4.578

2.644.742
2.259.450
444.626
1.045.395
769.429
385.292
171.834
155.223
58.236
5.433
194.644
20.823
34.125
25.560
8.565
21.046
4.587

2.784.912
2.398.474
485.692
1.072.665
840.118
386.437
166.954
161.302
58.181
5.144
221.238
23.255
32.430
26.001
6.430
21.854
5.015

2.770.571
2.372.968
474.106
1.077.430
821.431
397.603
174.510
162.470
60.622
5.324
194.851
23.597
28.580
25.601
2.979
20.185
4.382

2.763.943
2.366.656
454.702
1.087.572
824.382
397.287
169.465
168.254
59.567
5.155
199.659
23.187
30.631
26.004
4.627
21.147
4.457

86.283
21.765
30.606
35.346
37.815
1.047

96.301
24.054
45.215
52.805
40.958
1.454

105.516
27.846
57.309
75.032
59.744
2.955

106.577
27.809
11.037
136.942
71.842
4.677

109.339
28.283
18.319
135.138
72.470
3.036

109.649
28.917
23.944
129.091
73.030
2.799

109.825
30.658
29.544
120.550
72.832
2.510

109.723
33.987
37.096
110.041
73.946
4.186

108.919
34.051
42.397
109.563
74.303
4.231

109.273
34.094
48.240
109.353
74.140
4.095

109.973
34.092
56.748
109.347
77.744
4.203

111.972
34.112
63.603
108.438
78.680
2.349

112.088
34.084
69.446
108.748
78.501
3.097

112.724
34.208
75.077
106.666
79.354
4.160

113.402
34.233
9.902
183.731
80.755
3.513

113.973
34.268
19.637
183.395
80.057
3.178

2007

2008

2009

2010

792.297
638.500
153.798
156.906
9.051
83.314
20.086
44.455
343.455
125.791
179.045
21.216
17.403
55.988

1.002.012
791.605
210.407
139.777
11.562
58.717
12.435
57.064
418.269
167.566
203.863
35.727
11.114
108.007

1.307.688
1.054.289
253.399
213.779
40.318
81.435
20.436
71.589
322.333
83.927
166.518
49.799
22.090
113.851

1.437.930
1.228.656
209.273
261.474
68.086
110.883
20.746
61.758
397.897
101.364
212.116
60.758
23.659
134.960

5.924
25.803

5.620
28.835

6.626
50.944

1.287.102
1.093.445
249.564
510.008
333.873
193.657
88.447
105.155
55
10.807
119.454
14.942
12.883
7.023
5.860
19.913
3.267

1.510.834
1.284.797
309.335
540.982
434.480
226.037
96.216
125.726
4.095
9.105
137.790
17.333
14.319
8.023
6.296
24.893
4.691

73.046
13.997
28.334
(6.880)
42.248
14.946

78.928
18.696
35.015
1.736
45.413
14.863

2012
Nov

r)

Des

Jan

r)

Feb

Indicator

Distribution of Funds
a. Credit
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
9.431
e. Equity Participation
73.367
f. Other Claims

2.203.029
1.844.413
358.616
213.722
42.401
69.364
30.856
71.101
721.020
249.426
96.171
269.088
106.335
177.366

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits

Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
1) see explanation page iv
Note:
r) revised

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Peyaluran Dana
1.984.952 2.044.252 2.091.924 2.119.843 2.164.910 2.216.538
a. Kredit Yang Diberikan
1.973.599 2.031.614 2.079.261 2.106.157 2.150.957 2.200.094
- Kepada Pihak Ketiga
1.664.262 1.704.910 1.739.276 1.762.073 1.792.622 1.838.953
Rupiah
309.337
326.703
339.985
344.084
358.335
361.142
Valas
11.353
12.638
12.663
13.686
13.953
16.444
- Kepada Bank Lain
5.462
6.005
6.044
6.156
6.236
8.601
Rupiah
5.891
6.634
6.619
7.530
7.716
7.843
Valas
114.803
115.658
141.175
128.299
141.440
152.905
b. Penempatan pada Bank Lain
34.248
32.581
34.283
35.481
44.412
44.069
- Giro
55.179
57.089
76.230
64.988
67.282
75.982
- Inter Bank Call Money
23.655
23.727
28.928
26.251
28.078
30.681
- Deposito Berjangka
1.722
2.261
1.734
1.579
1.669
2.173
- Lainnya
493.484
442.941
491.371
498.742
470.559
567.783
c. Penempatan pada Bank Indonesia
220.580
227.911
227.644
229.373
235.059
245.054
- Giro
97.818
77.268
100.699
86.195
75.042
74.703
- Fine Tune Operation (FTO)
120.969
94.933
108.845
133.605
116.751
152.514
- Fasbi
54.117
42.828
54.184
49.570
43.706
95.512
- Lainnya
408.738
397.477
412.293
412.910
433.998
427.040
d. Surat Berharga
114.578
107.359
107.538
111.338
118.599
117.983
- Sertifikat Bank Indonesia (SBI)
214
41
5.132
4.510
6.161
4.474
- Surat Perbendaharaan Negara (SPN)
239.533
237.168
247.923
248.422
254.937
250.089
- Obligasi
54.412
52.909
51.700
48.640
54.301
54.494
- Lainnya
20.412
20.705
21.018
21.686
21.981
18.912
e. Penyertaan
73.572
74.216
73.624
73.712
73.679
70.150
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
66.650
67.843
67.285
67.507
72.933
64.494
2.555
2.404
2.421
2.291
2.376
1.784
- Surat Berharga
4.367
3.970
3.919
3.915
(1.630)
3.872
- Lainnya
11.043
10.716
9.012
8.414
8.254
7.458
g. Tagihan Spot dan Derivatif
80.155
92.884
92.986
106.561
125.169
136.239
h. Tagihan Lainnya
Sumber Dana
2.464.083 2.459.898 2.544.862 2.587.282 2.644.742 2.784.912
a. Dana Pihak Ketiga
2.109.470 2.113.250 2.183.424 2.219.943 2.259.450 2.398.474
Rupiah
411.578
378.855
425.895
436.647
444.626
485.692
Giro
705.811
729.020
739.636
744.107
769.429
840.118
Tabungan
992.082 1.005.374 1.017.894 1.039.189 1.045.395 1.072.665
Simpanan Berjangka
354.613
346.648
361.437
367.340
385.292
386.437
Valas
155.700
145.349
154.663
159.820
171.834
166.954
Giro
57.672
56.666
57.373
58.573
58.236
58.181
Tabungan
141.241
144.633
149.401
148.946
155.223
161.302
Simpanan Berjangka
2.772
2.710
2.291
2.233
2.350
2.192
b. Kewajiban kepada Bank Indonesia
89.207
96.362
106.867
90.871
90.243
104.552
c. Kewajiban kepada Bank lain
30.781
28.242
28.383
27.987
28.497
32.543
d. Surat Berharga yang diterbitkan
41.303
50.422
59.868
61.990
65.518
70.530
e. Pinjaman yang Diterima
7.511
7.506
7.554
7.893
7.878
11.419
Rupiah
33.792
42.916
52.313
54.097
57.640
59.111
Valas
6.243
6.131
8.412
6.503
8.697
7.046
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
35.618
40.116
41.349
43.307
44.816
49.585
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
3.987
3.973
4.224
4.578
4.587
5.015
Beberapa komponen modal
108.919
109.273
109.973
111.972
112.088
112.724
a. Modal Disetor
34.051
34.094
34.092
34.112
34.084
34.208
b. Cadangan
109.563
109.353
109.347
108.438
108.748
106.666
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
42.397
48.240
56.748
63.603
69.446
75.077
78.524
78.225
82.245
81.019
81.588
83.365
e. Tambahan modal disetor
24.993
27.436
27.902
28.250
26.605
26.070
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

2.200.258
2.184.306
1.825.088
359.218
15.951
8.227
7.725
140.844
48.011
61.927
28.594
2.311
570.439
253.165
107.068
178.854
31.351
418.356
107.644
1.387
254.412
54.913
18.944
72.306

2.217.962
2.203.029
1.844.413
358.616
14.933
8.210
6.723
144.707
42.401
69.364
30.856
2.086
550.584
249.426
103.900
165.188
32.070
425.591
96.171
3.589
266.629
59.203
17.446
71.583

2.282.724
2.266.175
1.894.453
371.722
16.549
8.448
8.101
157.676
40.794
74.987
39.495
2.400
543.214
252.913
73.724
185.718
30.859
431.390
97.872
3.383
267.070
63.065
13.958
71.150

2.334.211
2.317.209
1.935.197
382.011
17.002
8.505
8.497
159.215
43.059
72.907
40.445
2.803
505.896
255.137
79.120
149.500
22.140
439.927
93.890
4.304
276.589
65.146
13.937
71.799

2.403.656
2.386.145
1.988.905
397.240
17.511
8.732
8.779
173.945
47.221
79.108
45.158
2.458
492.918
262.000
115.889
96.166
18.863
448.555
96.627
3.582
282.481
65.866
13.986
72.725

2.470.380
2.452.856
2.051.193
401.663
17.524
9.422
8.102
188.328
50.377
93.557
42.214
2.181
482.620
260.665
93.000
107.249
21.706
449.426
91.719
4.052
287.232
66.422
14.056
72.134

2.487.835
2.470.111
2.074.552
395.559
17.724
9.673
8.050
188.716
58.383
90.687
37.729
1.917
479.261
261.529
127.276
68.885
21.571
443.975
83.578
3.992
289.405
67.000
14.219
72.825

2.527.989
2.510.651
2.110.038
400.613
17.337
9.505
7.833
172.011
50.825
81.325
37.850
2.011
472.976
264.766
98.527
93.304
16.380
442.062
83.758
5.165
289.182
63.957
14.229
73.516

2.573.056
2.555.839
2.146.193
409.645
17.217
9.767
7.450
183.218
61.207
78.914
41.210
1.887
505.407
267.078
155.766
63.873
18.690
423.549
69.432
4.382
286.143
63.592
14.375
72.403

2.601.768
2.585.345
2.175.819
409.526
16.423
9.851
6.572
173.652
61.856
74.700
35.059
2.037
493.142
269.233
154.363
52.631
16.915
428.016
70.838
4.424
291.259
61.496
14.565
72.671

2.647.930
2.631.002
2.215.458
415.544
16.928
10.024
6.904
168.532
61.363
69.517
35.456
2.197
524.437
271.175
149.183
84.394
19.685
429.092
76.573
3.485
286.069
62.965
14.606
72.850

2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931

66.630
1.803
3.873
8.741
141.027

66.148
1.994
3.441
7.919
143.636

65.188
2.039
3.923
6.977
156.022

65.925
2.098
3.776
6.511
162.075

67.190
2.124
3.411
9.137
163.910

66.520
2.150
3.464
8.016
154.156

67.399
3.402
2.025
7.720
140.505

68.052
2.138
3.326
7.370
131.705

67.052
3.928
1.423
7.356
168.920

67.189
2.108
3.374
7.137
161.225

67.984
2.108
2.758
7.533
171.110

65.389
2.105
2.437
8.229
176.507

2.770.571
2.372.968
474.106
821.431
1.077.430
397.603
174.510
60.622
162.470
2.247
84.413
33.167
65.762
10.711
55.051
6.626
44.739

2.763.915
2.366.620
454.676
824.395
1.087.548
397.295
169.474
59.567
168.254
2.064
91.297
32.566
65.194
10.911
54.283
5.848
46.314

2.825.975
2.420.232
483.154
827.682
1.109.396
405.743
172.882
61.246
171.616
2.226
106.285
33.086
66.721
10.969
55.753
5.673
49.867

2.841.361
2.439.319
487.366
841.995
1.109.958
402.043
168.424
61.463
172.156
2.227
108.922
35.137
71.495
10.951
60.544
5.577
51.301

2.908.957
2.484.038
518.350
852.491
1.113.197
424.920
181.954
60.742
182.224
2.091
114.509
34.506
71.970
10.903
61.068
11.123
59.246

2.955.833
2.516.672
530.661
874.930
1.111.080
439.161
187.603
64.270
187.288
1.958
127.361
37.070
69.025
11.745
57.279
8.238
59.091

2.961.417
2.511.915
520.646
881.225
1.110.044
449.502
188.400
67.130
193.972
1.842
117.787
36.328
72.254
11.510
60.745
7.703
58.246

2.984.050
2.534.560
505.959
905.391
1.123.210
449.491
190.429
65.159
193.903
1.891
110.495
37.894
72.969
11.375
61.594
8.351
51.893

3.049.956
2.591.133
539.191
917.469
1.134.473
458.824
187.009
63.990
207.824
1.702
119.598
35.626
72.316
11.606
60.709
8.070
56.650

3.070.604
2.598.755
513.237
928.728
1.156.790
471.849
193.887
65.558
212.404
1.787
103.372
40.816
63.009
11.559
51.450
7.605
54.086

3.130.518
2.653.701
537.730
947.636
1.168.335
476.817
197.883
64.669
214.266
2.366
107.904
40.832
61.992
11.511
50.481
7.094
55.765

3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342

4.382

4.457

4.770

4.625

4.759

4.656

4.629

113.402
34.233
183.731
7.959
84.120
26.117

113.973
34.268
183.395
15.519
83.085
26.623

114.893
34.512
174.466
21.614
82.511
26.642

115.417
38.403
164.239
28.085
82.782
28.137

118.587
37.964
158.377
36.355
79.666
28.190

119.295
38.855
154.072
45.732
81.665
28.284

120.193
39.027
152.893
52.887
83.702
29.012

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
120.272
120.700
121.267
122.177
123.279
a. Paid In Capital
39.064
39.118
39.145
39.152
38.656
b. Reserves
152.737
152.056
152.037
152.071
149.971
c. Retained Earnings (Profit/Loss) 1)
59.721
68.067
76.125
84.862
92.830
d. Current Earnings (Profit /Loss) 2)
83.422
83.994
84.349
86.396
89.426
e. Additional Paid In Capital
29.019
29.032
28.943
28.932
31.242
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
4.870

4.909

4.834

4.380

5.031

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.2 Kegiatan Usaha Bank Persero

(State Owned Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv
r)
revisi

2011
Jul

2012

2006

2007

2008

2009

2010

287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
11.093

356.151
282.055
74.095
41.287
3.515
15.574
3.187
19.010
151.828
78.113
46.200
20.758
6.756
29.617

470.665
396.024
74.641
62.023
12.447
26.395
3.728
19.453
114.991
33.759
36.763
34.014
10.455
28.742

544.870
486.859
58.011
99.401
35.572
39.551
4.228
20.050
135.860
39.818
42.320
43.835
9.887
35.425

642.718
569.041
73.677
72.226
24.343
21.742
5.812
20.329
202.565
60.036
31.371
68.924
42.234
43.648

637.831
562.850
74.982
71.088
19.212
27.054
5.962
18.861
154.179
66.357
23.531
60.252
4.039
42.329

656.897
579.990
76.907
67.775
16.906
24.755
5.533
20.581
169.473
66.655
31.088
59.482
12.248
46.954

665.361
586.286
79.075
60.923
15.307
19.722
5.819
20.074
159.943
70.059
32.972
53.889
3.022
44.548

681.752
598.490
83.262
55.759
19.718
14.268
5.527
16.245
164.282
68.750
26.449
64.636
4.448
49.944

710.769
625.300
85.469
52.246
17.656
11.199
4.552
18.839
166.425
75.316
25.149
57.749
8.210
48.614

717.161
636.414
80.748
47.741
16.218
9.769
4.099
17.655
166.795
76.060
23.591
59.879
7.265
50.449

733.460
645.197
88.263
44.854
13.552
11.341
3.439
16.522
147.995
76.385
19.905
49.405
2.299
46.737

748.038
656.030
92.008
60.467
18.455
20.343
3.393
18.277
164.190
77.029
19.136
62.760
5.265
48.510

749.689
660.404
89.285
55.741
18.309
18.594
3.281
15.556
190.888
77.989
15.925
88.045
8.930
54.348

2.872
10.331

1.922
10.372

1.842
14.258

2.000
13.796

2.261
13.820

2.274
15.402

2.277
15.797

2.353
15.339

2.457
15.819

2.446
17.904

2.482
18.926

3.848
22.138

2.492
22.312

480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645

571.008
509.552
121.749
179.313
208.490
61.456
24.865
36.559
33
5.881
41.998
9.259
6.714
4.118
2.595
7.578
2.391

669.827
588.704
123.438
235.219
230.047
81.123
28.329
45.395
7.399
5.446
52.023
5.631
3.880
3.618
262
7.174
2.838

783.384
680.371
136.512
274.965
268.894
103.013
36.090
57.236
9.687
4.409
45.539
5.043
15.886
8.629
7.257
7.324
3.401

898.405
793.338
152.770
328.677
311.891
105.067
41.763
51.429
11.876
4.222
32.571
5.813
18.096
8.274
9.822
6.873
2.341

819.032
717.301
108.525
312.719
296.057
101.731
46.561
43.135
12.036
4.263
35.689
5.770
15.868
8.226
7.642
9.235
1.899

845.763
738.868
116.001
325.054
297.814
106.895
48.091
46.391
12.414
4.269
37.840
5.751
17.549
8.776
8.773
6.383
1.883

833.443
732.508
114.651
319.730
298.128
100.935
42.618
46.007
12.310
4.228
34.360
5.732
17.515
8.005
9.509
6.932
1.899

847.258
742.921
117.332
321.500
304.089
104.337
46.577
45.788
11.972
4.261
39.919
5.513
18.008
8.148
9.860
7.255
1.743

869.061
768.765
130.138
325.208
313.420
100.296
42.047
45.510
12.739
4.253
41.092
6.804
19.769
9.053
10.716
14.717
1.763

876.413
773.058
135.285
323.679
314.094
103.355
44.791
45.923
12.641
4.308
44.459
6.066
13.980
8.542
5.438
8.754
1.810

871.186
770.980
121.017
321.405
328.558
100.206
41.566
46.370
12.270
4.223
44.495
6.082
19.739
8.503
11.236
12.343
1.797

27.751
8.097
9.644
(12.107)
13.145
13.844

28.572
10.837
13.332
(10.772)
15.864
13.908

29.965
12.363
13.159
7.508
11.961
-

28.179
12.402
18.050
14.300
15.398
-

30.077
13.567
22.766
24.050
25.375
61

31.265
13.567
5.080
50.567
34.524
87

31.293
13.549
8.185
53.291
34.916
63

31.293
13.606
10.791
49.218
35.016
213

31.293
14.436
12.853
44.893
34.884
63

31.293
15.520
16.619
40.210
34.575
63

31.293
15.520
18.291
40.265
34.867
63

31.293
15.520
20.806
40.265
34.785
63

Feb

Mar

Apr

Mei

Jun

Ags

Sep

Okt

r)

r)

Des

Jan

764.543
671.863
92.680
67.603
24.644
18.835
3.771
20.352
180.347
80.941
14.367
66.264
18.775
54.616

776.833
684.620
92.213
69.082
19.184
21.952
4.304
23.642
270.822
84.814
16.592
104.629
64.788
54.241

764.685
675.047
89.639
65.775
23.213
19.696
4.374
18.492
246.422
91.273
13.339
109.460
32.350
57.363

2.612
21.288

2.669
21.430

2.874
21.595

2.763
21.852

899.322
790.333
134.819
324.000
331.513
108.989
48.167
48.520
12.301
4.481
51.961
6.052
17.634
8.332
9.301
12.125
2.074

926.133
821.945
148.019
340.953
332.973
104.188
46.192
45.404
12.592
4.237
48.787
6.041
19.973
8.460
11.513
10.187
2.352

937.971
823.190
141.462
337.096
344.632
114.781
56.207
46.216
12.358
4.318
55.566
6.033
15.527
8.452
7.075
10.872
2.342

1.039.257
924.763
190.610
350.862
383.291
114.494
52.253
50.161
12.080
4.034
61.386
6.085
12.453
8.271
4.182
10.376
2.615

995.381
882.986
165.622
348.175
369.189
112.395
52.613
46.879
12.903
3.890
62.087
6.074
10.008
8.265
1.743
10.267
2.196

960.609
849.821
136.526
345.566
367.728
110.789
48.421
49.255
13.113
4.063
57.962
6.046
11.575
8.188
3.386
10.900
2.218

31.293
15.520
24.369
40.265
34.474
212

31.301
15.520
26.984
39.748
34.853
56

31.307
15.520
29.476
40.234
34.910
60

31.307
15.590
32.659
40.295
35.243
199

31.307
15.590
3.657
74.379
36.041
199

31.307
15.590
8.360
75.455
35.729
199

Nov

Feb

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
2.812
e. Equity Participation
29.973
f. Other Claims

767.507
679.443
88.065
62.221
17.581
23.141
4.259
17.241
198.534
87.556
11.997
84.134
14.847
64.189

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits

Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
1) see explanation page iv
Note:
r) revised

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Peyaluran Dana
719.216
735.607
750.151
751.879
766.750
779.412
a. Kredit Yang Diberikan
717.161
733.460
748.038
749.689
764.543
776.833
- Kepada Pihak Ketiga
636.414
645.197
656.030
660.404
671.863
684.620
Rupiah
80.748
88.263
92.008
89.285
92.680
92.213
Valas
2.054
2.147
2.112
2.190
2.207
2.579
- Kepada Bank Lain
1.733
1.807
1.799
1.830
1.843
2.259
Rupiah
322
340
314
360
364
321
Valas
30.303
28.459
42.191
40.185
47.251
45.440
b. Penempatan pada Bank Lain
16.218
13.552
18.455
18.309
24.644
19.184
- Giro
9.769
11.341
20.343
18.594
18.835
21.952
- Inter Bank Call Money
4.099
3.439
3.393
3.281
3.771
4.304
- Deposito Berjangka
217
126
0
0
0
1
- Lainnya
139.835
128.090
140.696
170.604
149.386
235.855
c. Penempatan pada Bank Indonesia
76.060
76.385
77.029
77.989
80.941
84.814
- Giro
24.679
21.004
27.066
22.949
16.870
14.936
- Fine Tune Operation (FTO)
35.200
28.401
35.694
65.095
49.394
89.693
- Fasbi
3.897
2.299
907
4.571
2.181
46.412
- Lainnya
185.056
174.097
176.208
176.084
177.919
179.034
d. Surat Berharga
23.591
19.905
19.136
15.925
14.367
16.592
- Sertifikat Bank Indonesia (SBI)
59
2.150
3.118
3.345
3.009
- Surat Perbendaharaan Negara
139.868
135.201
135.068
139.686
139.227
138.685
- Obligasi
21.538
18.990
19.854
17.355
20.980
20.747
- Lainnya
7.947
8.053
8.090
8.306
8.391
8.901
e. Penyertaan
38.171
38.683
38.238
38.332
37.950
36.728
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
35.987
36.864
36.500
36.608
36.192
34.982
- Kredit yang diberikan
338
330
298
299
303
281
- Surat Berharga
1.846
1.489
1.441
1.425
1.455
1.465
- Lainnya
215
194
388
220
188
200
g. Tagihan Spot dan Derivatif
21.773
22.658
27.958
27.593
41.059
45.282
h. Tagihan Lainnya
Sumber Dana
876.413
871.186
899.322
926.133
937.971 1.039.257
a. Dana Pihak Ketiga
773.058
770.980
790.333
821.945
823.190
924.763
Rupiah
135.285
121.017
134.819
148.019
141.462
190.610
Giro
314.094
328.558
331.513
332.973
344.632
383.291
Tabungan
323.679
321.405
324.000
340.953
337.096
350.862
Simpanan Berjangka
103.355
100.206
108.989
104.188
114.781
114.494
Valas
44.791
41.566
48.167
46.192
56.207
52.253
Giro
12.641
12.270
12.301
12.592
12.358
12.080
Tabungan
45.923
46.370
48.520
45.404
46.216
50.161
Simpanan Berjangka
2.077
1.974
2.021
1.991
2.054
1.944
b. Kewajiban kepada Bank Indonesia
26.873
26.361
26.392
23.234
22.244
24.024
c. Kewajiban kepada Bank lain
5.438
5.438
5.438
5.439
5.439
5.439
d. Surat Berharga yang diterbitkan
18.133
23.094
28.080
29.208
32.569
34.253
e. Pinjaman yang Diterima
2.909
2.887
2.865
2.853
2.845
4.797
Rupiah
15.224
20.207
25.214
26.355
29.724
29.455
Valas
387
380
897
667
892
724
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
13.833
17.890
18.351
17.780
18.069
16.789
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
1.810
1.797
2.074
2.352
2.342
2.615
Beberapa komponen modal
31.293
31.293
31.293
31.301
31.307
31.307
a. Modal Disetor
15.520
15.520
15.520
15.520
15.520
15.590
b. Cadangan
40.265
40.265
40.265
39.748
40.234
40.295
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
18.291
20.806
24.369
26.984
29.476
32.659
34.930
34.848
34.994
34.909
34.970
35.303
e. Tambahan modal disetor
8.177
8.161
8.166
8.157
8.163
7.993
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jan

Feb

Mar

766.960
764.685
675.047
89.639
2.275
2.064
211
47.284
23.213
19.696
4.374
0
207.594
91.273
31.013
78.447
6.861
176.466
13.339
328
141.183
21.616
8.847
39.302

769.774
767.507
679.443
88.065
2.267
2.056
211
44.981
17.581
23.141
4.259
0
174.592
87.556
33.589
50.545
2.902
182.774
11.997
1.061
146.983
22.732
8.876
38.211

795.041
792.719
702.232
90.487
2.322
2.113
209
53.577
19.927
28.494
5.156

37.589
277
1.437
352
47.740

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

171.616
85.540
27.623
50.011
8.443
182.462
13.027
497
145.355
23.584
6.108
37.690

813.321
811.030
714.576
96.454
2.291
2.089
202
53.195
18.851
26.249
7.510
585
171.494
85.305
29.054
48.880
8.255
188.551
14.232
1.346
148.254
24.719
6.074
37.670

834.671
832.330
734.768
97.562
2.341
2.145
197
58.671
26.191
25.026
7.267
188
177.335
91.125
40.671
41.300
4.239
191.529
15.219
799
149.147
26.363
6.112
37.932

857.257
854.674
754.487
100.187
2.583
2.400
183
52.640
23.629
23.585
5.425
0
187.228
87.759
43.970
50.039
5.460
188.810
14.212
937
148.351
25.310
6.129
37.843

853.228
850.583
757.712
92.871
2.645
2.451
193
55.899
27.146
23.367
5.386
0
177.200
88.299
58.292
27.039
3.570
186.835
14.640
740
146.759
24.695
6.169
37.946

868.005
865.367
770.143
95.224
2.638
2.453
185
57.416
27.328
24.330
5.758
0
174.872
91.174
46.474
35.124
2.100
188.200
17.251
1.512
146.914
22.524
6.172
38.139

891.558
888.985
789.604
99.381
2.574
2.465
108
56.709
32.371
18.415
5.923
0
171.400
90.066
61.325
15.810
4.199
186.315
15.649
1.293
145.398
23.975
6.294
38.078

899.634
897.082
797.818
99.264
2.552
2.388
164
52.105
32.670
15.428
4.006
0
169.605
89.908
61.231
13.849
4.618
185.862
14.713
1.349
146.798
23.002
6.309
38.154

922.737
920.147
815.688
104.459
2.590
2.433
157
53.003
31.234
18.415
3.354
0
188.518
92.019
59.537
30.604
6.359
186.928
15.409
1.934
147.103
22.481
6.331
38.059

961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516

36.492
286
1.434
300
39.860

35.947
204
1.539
173
40.647

35.959
196
1.515
93
40.344

36.194
181
1.557
348
47.833

36.107
222
1.515
173
48.456

36.314
136
1.495
253
41.629

36.479
136
1.524
150
30.307

36.464
128
1.487
176
43.891

36.498
140
1.516
169
40.539

36.328
144
1.587
275
42.910

34.846
150
1.520
342
49.032

995.381
882.986
165.622
369.189
348.175
112.395
52.613
12.903
46.879
1.822
26.106
5.439
31.323
4.792
26.532
620
16.431

960.609
849.821
136.526
367.728
345.566
110.789
48.421
13.113
49.255
1.855
24.231
5.439
31.659
4.741
26.919
513
16.074

976.682
860.242
141.961
368.116
350.164
116.440
52.524
13.505
50.411
1.690
33.677
5.439
33.196
5.204
27.992
584
16.284

983.288
872.104
141.294
373.876
356.934
111.184
50.852
13.548
46.783
1.682
37.584
9.980
37.251
5.204
32.047
580
18.085

1.028.702
901.813
173.519
382.415
345.879
126.890
54.633
13.193
59.064
1.718
37.029
9.785
36.327
5.191
31.135
1.157
20.964

1.048.512
914.765
174.777
398.238
341.750
133.748
59.545
13.631
60.571
1.670
40.511
11.778
33.499
5.727
27.772
844
22.698

1.035.025
898.238
169.505
397.082
331.651
136.786
57.968
13.706
65.112
1.665
33.912
11.805
35.036
5.521
29.515
812
21.174

1.044.060
904.599
165.191
405.953
333.455
139.461
61.252
14.148
64.061
1.606
36.532
11.851
36.952
5.506
31.445
790
18.975

1.060.300 1.071.565
917.858
920.386
170.695
155.986
409.270
416.565
337.893
347.836
142.442
151.179
59.710
66.872
14.047
14.644
68.684
69.663
1.594
1.626
34.823
29.532
11.869
11.888
34.567
27.714
5.496
5.489
29.071
22.225
833
810
21.272
18.933

1.112.462
961.137
176.906
426.720
357.512
151.324
65.235
14.353
71.736
1.638
27.682
11.883
25.783
5.492
20.291
833
20.229

1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260

2.196

2.218

2.212

2.144

2.246

2.277

2.297

31.307
15.590
74.379
3.062
36.101
7.989

31.307
15.590
75.455
6.688
35.789
7.973

31.308
15.521
71.777
9.127
35.525
7.975

31.308
17.542
65.209
12.075
35.723
7.966

31.308
17.688
61.384
15.215
35.165
7.970

31.311
17.693
61.322
19.025
35.479
7.840

31.311
17.693
61.379
22.394
36.140
7.838

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
31.311
31.311
32.062
32.067
a. Paid In Capital
17.693
17.693
17.693
17.693
b. Reserves
61.379
61.378
61.384
61.384
c. Retained Earnings (Profit/Loss) 1)
37.348
40.823
d. Current Earnings (Profit /Loss) 2)
25.565
29.384
35.625
35.892
37.514
37.567
e. Additional Paid In Capital
7.823
7.824
7.825
7.139
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
2.373

2.390

2.253
31.311
17.693
61.379
33.056
36.233
7.825

2.347

2.788

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.3 Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv

2011
Jul

2012

2006

2007

2008

2009

2010

315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
29.702

407.742
351.351
56.390
37.716
3.191
16.692
2.783
15.050
146.616
54.966
83.476
8.148
26
55.471

524.295
452.613
71.682
57.016
21.825
16.350
5.355
13.486
116.730
32.354
73.834
6.909
3.633
59.650

555.617
492.045
63.573
58.649
23.580
17.242
4.842
12.986
173.090
42.473
118.589
6.583
5.444
69.002

718.639
630.777
87.863
67.057
11.341
36.125
4.662
14.929
248.452
69.835
63.955
89.300
25.363
68.885

728.002
637.778
90.224
65.861
12.311
32.615
5.384
15.552
254.173
74.654
62.684
91.740
25.094
73.337

741.401
648.321
93.080
60.455
10.469
29.944
5.041
15.002
261.414
84.431
69.585
80.488
26.910
79.216

756.128
660.297
95.831
59.298
10.820
28.572
4.120
15.786
259.044
87.024
61.498
71.491
39.031
79.876

774.377
677.944
96.432
52.560
10.066
24.213
3.095
15.187
262.477
87.824
50.863
80.950
42.840
78.051

798.019
695.965
102.055
52.180
10.062
23.396
3.388
15.335
262.185
92.270
53.444
73.683
42.788
75.735

804.203
702.339
101.864
50.966
10.855
22.514
2.126
15.472
282.879
93.035
54.436
90.371
45.037
69.828

830.444
723.762
106.681
52.170
10.780
22.175
2.205
17.009
267.989
98.291
53.123
72.117
44.458
69.873

854.915
743.538
111.377
54.697
8.333
27.689
2.090
16.584
280.180
97.554
52.324
89.845
40.457
70.106

2.979
8.620

3.613
10.892

4.681
17.401

7.888
14.500

9.930
16.700

10.339
16.521

10.429
16.935

9.723
18.465

9.794
18.559

9.986
18.421

10.343
19.792

10.518
19.863

525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749

606.932
528.154
91.502
252.222
184.429
78.778
36.676
42.082
21
3.109
49.041
4.768
6.455
2.754
3.701
6.338
886

701.710
597.459
89.607
309.732
198.120
104.251
47.875
51.326
5.051
3.910
48.388
5.383
7.683
3.391
4.292
9.834
794

781.072
668.798
104.102
326.063
238.632
112.274
49.827
46.729
15.718
2.780
37.640
6.415
3.980
2.815
1.165
7.190
1.022

975.308
835.532
133.895
407.603
294.034
139.777
61.322
56.435
22.020
1.860
53.688
5.538
9.360
8.164
1.197
4.223
1.147

977.251
833.695
135.672
401.156
296.867
143.556
62.858
57.906
22.791
1.948
53.980
7.490
9.555
8.161
1.393
8.654
981

1.001.422
852.469
135.906
412.373
304.191
148.953
65.141
60.367
23.445
1.792
50.995
7.479
9.572
8.374
1.198
5.565
984

1.004.067
860.052
134.490
412.962
312.600
144.016
61.137
57.789
25.090
1.772
53.648
7.503
9.615
8.436
1.179
6.277
1.283

1.021.827
882.295
149.603
418.794
313.897
139.532
58.958
56.396
24.178
3.687
48.388
8.092
9.680
8.505
1.175
6.242
1.411

1.031.629
890.992
149.675
425.822
315.495
140.637
59.014
57.893
23.730
1.226
56.513
9.292
10.076
8.895
1.180
6.602
1.453

1.052.110
906.919
143.782
444.188
318.948
145.192
61.181
59.375
24.636
1.205
55.676
7.313
11.873
10.705
1.168
5.592
1.371

24.524
3.332
9.822
(925)
28.197
229

25.523
4.646
11.735
4.468
28.848
150

27.969
5.186
4.809
14.948
26.893
-

36.846
6.047
14.205
21.284
25.660
224

40.155
7.170
20.559
31.038
32.225
50

40.526
7.170
3.350
52.096
35.401
-

41.558
7.200
5.589
50.427
34.947
-

41.560
7.207
7.394
50.302
35.284
-

41.626
7.292
9.838
49.860
35.236
-

42.099
9.130
12.316
44.135
36.616
-

42.140
9.139
14.804
44.073
36.636
25

Feb

Mar

Apr

Mei

Jun

Ags

Sep

Okt

Nov

Des

Jan

Feb

870.482
756.733
113.749
49.796
10.022
21.558
2.410
15.806
276.439
96.724
54.739
79.352
45.623
70.727

887.709
770.063
117.646
50.702
12.048
20.645
2.431
15.578
285.158
99.040
59.673
75.556
50.889
73.838

922.541
801.969
120.572
60.255
13.822
24.020
3.200
19.214
303.512
101.459
57.499
85.585
58.969
73.244

914.763
796.268
118.495
57.728
14.568
20.017
3.162
19.981
312.403
104.436
55.417
95.480
57.069
73.876

10.791
19.850

11.240
21.571

11.498
22.170

7.919
23.364

8.002
23.400

1.066.147
925.005
144.942
454.530
325.533
141.142
56.836
60.828
23.478
1.193
60.626
5.018
14.544
13.200
1.344
5.967
1.379

1.082.802
939.601
145.426
460.235
333.940
143.201
57.645
61.208
24.348
1.182
66.593
4.761
15.010
13.625
1.385
5.757
1.288

1.095.158
945.176
149.190
461.223
334.762
149.982
60.474
64.386
25.122
1.087
60.257
4.771
15.499
14.104
1.395
6.340
1.367

1.122.451
971.114
156.242
469.303
345.569
151.337
58.650
68.517
24.171
1.016
60.880
4.783
15.513
14.024
1.490
5.793
1.380

1.174.957
1.021.904
166.328
491.864
363.712
153.053
59.043
69.555
24.455
1.035
73.540
7.936
15.764
13.517
2.248
5.637
1.441

1.177.919
1.017.849
166.893
487.205
363.751
160.071
62.926
71.596
25.549
1.097
63.108
7.750
14.897
13.661
1.236
6.563
1.376

1.187.610
1.025.655
165.127
489.103
371.425
161.955
62.645
74.351
24.959
1.006
64.296
7.470
15.374
14.133
1.241
7.348
1.453

42.140
9.139
16.761
44.043
36.597
25

42.746
9.139
19.410
44.043
40.539
25

42.746
9.139
21.748
44.043
40.965
25

42.771
9.139
23.791
43.811
40.761
-

43.071
9.139
24.955
41.063
41.132
500

43.071
9.143
2.476
65.858
41.484
500

43.071
9.139
4.621
64.318
41.255
500

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
6.446
e. Equity Participation
24.858
f. Other Claims

921.643
802.325
119.319
58.308
16.093
18.918
3.232
20.065
318.420
103.884
46.819
101.886
65.831
76.828

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
Note: 1) see explanation page iv

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Peyaluran Dana
809.115
835.667
860.622
876.201
893.544
930.326
a. Kredit Yang Diberikan
804.203
830.444
854.915
870.482
887.709
922.541
- Kepada Pihak Ketiga
702.339
723.762
743.538
756.733
770.063
801.969
Rupiah
101.864
106.681
111.377
113.749
117.646
120.572
Valas
4.912
5.223
5.707
5.719
5.835
7.785
- Kepada Bank Lain
3.085
3.116
3.131
3.125
3.193
5.130
Rupiah
1.827
2.108
2.575
2.594
2.642
2.655
Valas
36.319
36.349
38.925
34.650
35.781
42.240
b. Penempatan pada Bank Lain
10.855
10.780
8.333
10.022
12.048
13.822
- Giro
22.514
22.175
27.689
21.558
20.645
24.020
- Inter Bank Call Money
2.126
2.205
2.090
2.410
2.431
3.200
- Deposito Berjangka
824
1.189
812
660
657
1.199
- Lainnya
217.116
199.108
216.171
201.263
195.564
213.648
c. Penempatan pada Bank Indonesia
93.035
98.291
97.554
96.724
99.040
101.459
- Giro
58.700
45.073
60.971
53.080
47.653
50.504
- Fine Tune Operation (FTO)
31.671
27.044
28.875
26.272
27.902
35.081
- Fasbi
33.709
28.700
28.772
25.186
20.969
26.604
- Lainnya
152.910
150.338
148.549
151.135
158.468
155.074
d. Surat Berharga
54.436
53.123
52.324
54.739
59.673
57.499
- Sertifikat Bank Indonesia (SBI)
6
8
1.005
1.168
1.182
759
- Surat Perbendaharaan Negara
79.966
77.115
76.126
76.365
78.189
77.339
- Obligasi
18.502
20.093
19.094
18.862
19.423
19.476
- Lainnya
11.627
11.803
12.079
12.529
12.739
9.160
e. Penyertaan
23.020
22.890
22.675
22.714
23.049
22.677
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
19.439
19.470
19.214
19.177
25.072
19.675
- Kredit yang diberikan
2.178
2.035
2.082
1.955
2.041
1.462
- Surat Berharga
1.403
1.384
1.379
1.582
(4.064)
1.541
- Lainnya
1.182
1.091
1.393
1.297
1.372
1.208
g. Tagihan Spot dan Derivatif
29.033
34.157
29.651
39.542
49.854
54.957
h. Tagihan Lainnya
Sumber Dana
1.052.110 1.066.147 1.082.802 1.095.158 1.122.451 1.174.957
a. Dana Pihak Ketiga
906.919
925.005
939.601
945.176
971.114 1.021.904
Rupiah
143.782
144.942
145.426
149.190
156.242
166.328
Giro
318.948
325.533
333.940
334.762
345.569
363.712
Tabungan
444.188
454.530
460.235
461.223
469.303
491.864
Simpanan Berjangka
145.192
141.142
143.201
149.982
151.337
153.053
Valas
61.181
56.836
57.645
60.474
58.650
59.043
Giro
24.636
23.478
24.348
25.122
24.171
24.455
Tabungan
59.375
60.828
61.208
64.386
68.517
69.555
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
288
276
259
231
199
190
28.419
31.300
35.450
28.581
28.955
35.002
c. Kewajiban kepada Bank lain
10.552
7.928
8.153
8.151
8.162
12.928
d. Surat Berharga yang diterbitkan
8.532
10.666
12.703
12.546
12.327
12.587
e. Pinjaman yang Diterima
1.783
1.780
2.078
2.377
2.377
2.460
Rupiah
6.749
8.886
10.625
10.169
9.950
10.127
Valas
784
658
778
635
866
659
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
13.719
14.150
13.976
15.334
17.255
23.046
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
1.371
1.379
1.288
1.367
1.380
1.441
Beberapa komponen modal
42.140
42.140
42.746
42.746
42.771
43.071
a. Modal Disetor
9.139
9.139
9.139
9.139
9.139
9.139
b. Cadangan
44.073
44.043
44.043
44.043
43.811
41.063
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
14.804
16.761
19.410
21.748
23.791
24.955
36.661
36.622
40.564
40.990
40.761
41.632
e. Tambahan modal disetor
14.844
17.298
17.367
17.313
15.623
15.185
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

922.313
914.763
796.268
118.495
7.550
4.943
2.607
39.038
14.568
20.017
3.162
1.291
218.781
104.436
50.820
44.660
18.865
153.610
55.417
721
78.762
18.711
9.245
22.461

929.175
921.629
802.395
119.235
7.546
4.930
2.616
39.508
16.093
18.918
3.232
1.265
226.516
103.884
46.871
55.015
20.747
149.554
46.819
820
82.277
19.638
7.715
22.757

956.947
949.216
824.314
124.902
7.731
5.067
2.664
34.071
12.702
16.851
3.034
1.485
207.759
105.623
29.000
57.943
15.192
153.690
45.471
1.161
85.389
21.669
7.034
22.792

978.185
970.465
842.582
127.883
7.720
5.043
2.677
32.783
11.632
17.503
2.289
1.359
177.777
104.873
33.567
31.844
7.493
155.795
42.762
702
90.707
21.624
7.037
23.159

1.004.527
996.625
864.146
132.479
7.902
5.160
2.741
36.086
12.607
19.593
2.541
1.345
179.111
105.260
47.052
17.875
8.924
156.145
41.717
1.263
91.881
21.283
7.050
23.525

1.034.281
1.026.096
894.247
131.849
8.185
5.492
2.692
51.359
16.943
30.676
2.501
1.240
167.825
105.979
29.283
20.912
11.651
159.962
41.798
1.170
94.724
22.270
7.116
23.283

1.041.452
1.033.109
903.110
129.999
8.343
5.650
2.693
53.074
20.777
28.310
2.975
1.012
173.063
107.047
35.175
19.528
11.313
152.462
36.763
700
93.018
21.982
7.136
23.568

1.055.817
1.047.497
915.365
132.132
8.319
5.839
2.481
39.947
13.044
22.146
3.673
1.084
178.080
108.485
33.045
25.940
10.609
156.249
37.942
1.420
95.372
21.514
7.149
23.964

19.353
1.491
1.616
1.346
60.247

19.833
1.672
1.252
1.287
68.137

19.417
1.799
1.576
1.227
79.105

19.716
1.868
1.576
1.154
80.869

20.462
1.902
1.161
1.580
76.387

20.165
1.893
1.225
1.595
68.824

20.510
3.231
(172)
1.479
65.418

20.855
1.966
1.143
1.445
65.402

1.177.919
1.017.849
166.893
363.751
487.205
160.071
62.926
25.549
71.596
164
29.489
12.834
11.751
2.589
9.162
688
18.390

1.187.582
1.025.619
165.102
371.437
489.080
161.963
62.654
24.959
74.350
157
30.829
12.181
11.262
2.590
8.671
597
19.439

1.195.653
1.032.029
168.809
374.505
488.716
163.624
62.870
25.413
75.341
182
39.399
13.444
10.602
2.466
8.136
509
21.803

1.192.073
1.027.752
173.015
377.948
476.789
164.321
60.721
25.593
78.006
134
36.150
10.954
11.483
2.653
8.831
470
22.309

1.207.976
1.041.680
175.044
381.404
485.233
166.296
63.495
25.293
77.507
134
41.426
10.517
12.002
2.625
9.377
952
26.588

1.235.649
1.062.033
179.124
386.535
496.375
173.616
64.909
28.098
80.609
122
42.888
10.544
12.363
2.729
9.633
718
25.333

1.250.280
1.073.848
181.851
390.657
501.340
176.432
65.797
28.790
81.845
121
35.661
9.857
11.879
2.718
9.161
648
24.746

1.266.392
1.096.356
179.175
407.184
509.997
170.035
63.515
25.850
80.671
106
32.578
9.876
10.895
2.703
8.192
859
22.486

1.376

1.453

1.527

1.628

1.633

1.640

1.592

43.071
9.143
65.858
2.476
41.984
15.251

43.071
9.139
64.318
4.621
41.755
15.768

43.071
8.812
62.774
6.761
41.510
15.770

43.072
10.508
61.042
8.904
41.480
17.264

43.572
10.646
60.921
12.459
40.219
17.284

43.787
10.990
58.589
16.005
42.100
17.285

43.908
10.994
58.581
18.482
42.640
17.990

Sep

Okt

Nov

Des

1.094.294
1.085.626
954.990
130.637
8.667
6.173
2.494
39.634
18.614
17.331
2.426
1.262
189.371
110.781
50.441
20.262
7.887
154.402
36.868
984
95.549
21.001
7.342
22.987

1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335

19.695
1.936
1.181
1.464
76.466

20.560
1.931
496
1.478
85.480

20.190
1.936
208
1.430
87.650

1.280.972 1.291.125
1.106.516 1.114.501
176.931
183.108
415.527
416.720
514.057
514.672
174.456
176.624
62.934
62.399
26.064
26.469
85.458
87.756
102
102
41.238
33.173
9.644
14.638
10.745
9.510
2.970
2.932
7.775
6.577
680
607
24.419
24.798

1.310.431
1.126.646
182.855
424.624
519.167
183.786
67.854
26.646
89.286
101
36.873
14.937
10.334
2.908
7.426
595
24.824

1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877

1.067.582 1.080.430
1.059.131 1.071.848
925.062
939.843
134.069
132.005
8.450
8.582
5.960
6.084
2.490
2.497
37.133
37.152
16.819
18.725
18.746
16.014
629
1.266
938
1.146
198.177
189.531
110.324
110.239
59.204
55.742
19.509
17.025
9.141
6.525
150.064
152.944
31.212
33.225
1.473
1.594
95.715
96.836
21.664
21.289
7.161
7.332
22.727
22.812
19.690
3.769
(732)
1.513
75.599

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
43.934
44.052
44.052
43.878
44.383
a. Paid In Capital
11.000
11.006
11.006
10.990
10.636
b. Reserves
58.492
58.363
58.359
58.261
57.402
c. Retained Earnings (Profit/Loss) 1)
26.066
28.635
31.687
d. Current Earnings (Profit /Loss) 2)
20.697
23.394
42.994
43.187
43.264
43.661
46.335
e. Additional Paid In Capital
17.995
18.000
17.903
17.906
20.893
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
1.627

1.681

1.727

1.179

1.145

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.4 Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv

2006

2007

2008

2009

2010

2011

2012

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
69.998
69.998
3.307
74
361
647
2.225
23.785
6.930
3.752
11.698
1.404
5.269

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
0
e. Equity Participation
359
f. Other Claims

19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
1.100

23.863
23.863
1.604
440
556
59
549
9.238
2.021
6.352
621
243
1.521

27.122
27.122
1.238
121
205
28
884
8.503
1.678
5.393
807
625
2.812

35.700
35.700
2.399
92
1.322
128
857
10.053
2.193
6.321
975
564
4.528

48.757
48.757
4.266
111
2.290
369
1.497
17.105
4.935
2.982
7.536
1.652
4.768

50.450
50.450
2.604
135
665
280
1.524
16.363
4.800
3.356
6.772
1.436
3.994

51.873
51.873
2.513
77
678
212
1.545
18.144
5.052
3.636
7.952
1.504
4.021

53.050
53.050
2.687
88
759
280
1.560
18.008
4.995
4.166
7.495
1.352
3.351

54.607
54.607
2.559
72
677
190
1.621
17.941
5.244
2.358
8.817
1.522
3.602

56.380
56.380
4.138
99
1.855
384
1.800
18.757
5.263
2.672
9.340
1.483
3.539

57.909
57.909
3.029
101
880
446
1.601
19.944
5.667
2.842
9.779
1.656
3.567

60.615
60.615
3.676
108
1.100
710
1.758
19.588
5.734
2.995
9.762
1.098
3.512

62.124
62.124
3.873
93
1.238
780
1.761
21.115
6.062
3.013
10.230
1.811
3.754

64.011
64.011
3.772
116
1.059
804
1.793
21.830
6.203
3.263
10.832
1.532
3.752

65.907
65.907
3.647
115
795
715
2.022
21.082
6.368
3.447
9.541
1.726
4.196

68.143
68.143
4.926
80
1.358
1.192
2.296
24.341
6.604
3.866
10.866
3.005
4.463

68.749
68.749
3.507
95
585
598
2.228
24.333
7.055
4.509
11.198
1.571
4.632

52

187

0
61

0
74

0
376

0
384

0
358

0
339

0
333

0
331

0
312

0
348

0
341

0
335

0
253

0
255

0
341

24.423
24.423
1.811
20.234
2.379
20
802
59
59
161
26

30.491
30.491
2.195
25.103
3.194
17
2.017
309
62
62
226
6

33.213
33.213
1.779
28.059
3.375
0
0
388
1.088
301
76
76
244
8

43.980
43.979
2.183
37.635
4.161
0
0
0
67
2.272
1.021
128
128
311
6

58.950
58.950
2.745
50.026
6.178
4
2.458
3.433
306
306
203
9

57.536
57.536
2.618
48.255
6.662
3
2.318
3.430
303
303
282
8

60.121
60.121
2.686
50.517
6.919
3
2.488
3.410
888
888
193
8

60.857
60.857
2.691
51.193
6.973
2
2.011
3.411
884
884
184
9

62.696
62.696
2.908
52.445
7.344
2
1.941
3.411
883
883
165
8

65.393
65.393
2.864
54.767
7.762
2
2.443
3.910
885
885
212
9

68.244
68.244
2.914
57.095
8.236
1
1.316
3.907
884
884
224
8

70.184
70.184
2.867
59.171
8.146
1
2.162
3.907
908
908
261
8

73.398
73.398
3.085
61.274
9.039
1
2.323
3.908
937
937
209
8

75.789
75.789
2.917
63.441
9.431
1
1.815
3.911
1.000
1.000
222
9

77.350
77.350
3.107
64.409
9.834
0
2.229
3.912
998
998
248
9

83.095
83.095
3.634
69.180
10.281
0
3.178
3.888
997
997
283
10

83.690
83.690
2.969
69.924
10.796
0
1.895
3.888
995
995
257
7

83.662
83.662
3.082
70.107
10.473
2.835
3.889
994
994
250
7

2.258
194
399
677
46
87

3.042
200
765
921
47
256

3.693
217
604
1.332
(1)
459

4.295
254
360
1.503
89
444

6.931
225
502
1.742
1.368
281

6.983
230
241
2.189
1.318
220

6.987
241
421
2.119
1.360
381

6.602
244
578
2.438
1.389
208

7.200
250
694
2.034
1.397
249

7.200
252
826
2.012
1.401
673

6.277
261
972
2.698
1.425
697

6.338
261
1.103
2.701
1.412
847

6.338
261
1.293
2.701
1.410
847

6.666
261
1.506
2.701
1.450
830

6.731
261
1.678
2.701
1.439
764

6.837
261
1.785
2.776
1.467
826

6.737
267
199
4.576
1.552
934

7.087
272
390
4.596
1.517
584

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
Note: 1) see explanation page iv

10

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Peyaluran Dana
58.293
61.030
62.585
64.529
66.432
a. Kredit Yang Diberikan
57.909
60.615
62.124
64.011
65.907
- Kepada Pihak Ketiga
57.909
60.615
62.124
64.011
65.907
Rupiah
Valas
384
415
461
518
525
- Kepada Bank Lain
384
415
461
518
525
Rupiah
Valas
1.718
2.247
2.409
2.257
1.939
b. Penempatan pada Bank Lain
101
108
93
116
115
- Giro
880
1.100
1.238
1.059
795
- Inter Bank Call Money
446
710
780
804
715
- Deposito Berjangka
291
328
297
277
314
- Lainnya
17.010
16.405
17.979
18.431
17.559
c. Penempatan pada Bank Indonesia
5.667
5.734
6.062
6.203
6.368
- Giro
6.343
5.736
6.937
5.816
6.319
- Fine Tune Operation (FTO)
3.435
4.013
3.292
5.016
3.222
- Fasbi
1.564
921
1.688
1.396
1.650
- Lainnya
7.181
7.366
7.616
7.858
8.669
d. Surat Berharga
2.842
2.995
3.013
3.263
3.447
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
3.311
3.273
3.513
3.570
3.776
- Obligasi
1.027
1.099
1.089
1.024
1.446
- Lainnya
144
144
144
147
146
e. Penyertaan
1.194
1.196
1.193
1.215
1.215
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
1.172
1.176
1.176
1.194
1.195
8
7
6
6
6
- Surat Berharga
13
13
11
15
14
- Lainnya
g. Tagihan Spot dan Derivatif
92
189
123
136
76
h. Tagihan Lainnya
Sumber Dana
68.244
70.184
73.398
75.789
77.350
a. Dana Pihak Ketiga
68.244
70.184
73.398
75.789
77.350
Rupiah
2.914
2.867
3.085
2.917
3.107
Giro
8.236
8.146
9.039
9.431
9.834
Tabungan
57.095
59.171
61.274
63.441
64.409
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
1
1
1
1
0
b. Kewajiban kepada Bank Indonesia
1.125
2.006
2.170
1.676
2.090
c. Kewajiban kepada Bank lain
4.027
4.028
4.028
4.031
4.032
d. Surat Berharga yang diterbitkan
914
938
937
1.000
998
e. Pinjaman yang Diterima
914
938
937
1.000
998
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
8
8
8
9
9
Beberapa komponen modal
6.277
6.338
6.338
6.666
6.731
a. Modal Disetor
261
261
261
261
261
b. Cadangan
2.698
2.701
2.701
2.701
2.701
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
972
1.103
1.293
1.506
1.678
2.122
2.259
2.257
2.280
2.203
e. Tambahan modal disetor
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Items

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

68.685
68.143
68.143
542
542
2.946
80
1.358
1.192
316
20.254
6.604
5.783
5.082
2.784
9.608
3.866
3.936
1.806
148
1.166

69.294
68.749
68.749
545
545
1.562
95
585
598
284
19.720
7.055
5.785
5.413
1.467
10.383
4.509
4.272
1.603
148
1.189

70.561
69.998
69.998
563
563
1.370
74
361
647
287
19.907
6.930
6.160
5.537
1.279
10.233
3.752
4.768
1.712
153
1.284

72.235
71.655
71.655
580
580
1.908
107
980
523
298
19.281
7.096
4.920
6.131
1.134
10.177
3.642
4.615
1.920
144
1.272

73.706
73.069
73.069
637
637
1.437
107
695
352
283
20.000
7.263
4.468
7.104
1.165
10.172
3.551
4.623
1.998
149
1.290

75.516
74.836
74.836
680
680
1.315
112
575
357
272
17.394
7.397
4.524
4.131
1.341
10.543
3.543
4.833
2.167
147
1.321

78.480
77.753
77.753
728
728
2.476
120
1.365
707
283
18.796
7.239
4.252
5.868
1.438
9.988
3.470
4.558
1.960
140
1.335

80.773
80.016
80.016
757
757
1.924
116
873
658
277
17.763
7.327
5.560
3.700
1.176
10.006
3.587
4.537
1.883
142
1.362

82.440
81.651
81.651
789
789
1.796
107
560
835
295
18.184
7.612
3.837
5.278
1.457
9.938
3.257
4.808
1.873
136
1.433

84.662
83.848
83.848
813
813
2.271
98
850
1.015
308
19.519
7.686
6.121
4.239
1.474
9.606
2.879
4.992
1.735
140
1.485

86.132
85.317
85.317
815
815
1.972
121
745
825
282
19.169
7.808
7.160
2.552
1.649
9.715
2.930
5.184
1.601
144
1.541

87.840
86.978
86.978
862
862
2.008
140
890
685
292
19.767
7.952
7.573
2.721
1.520
9.827
3.162
5.104
1.561
153
1.576

90.341
89.451
89.451
890
890
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
5.047
1.521
155
1.557

1.146
7
12
221

1.170
7
12
192

1.263
8
13
217

1.250
9
14
703

1.272
8
10
1.325

1.296
13
12
1.499

1.311
9
15
968

1.341
7
14
573

1.410
7
16
2.731

1.465
4
17
3.631

1.553
4
19
3.357

1.499
5
53
1.930

83.095
83.095
3.634
10.281
69.180
0
3.017
4.032
997
997
-

83.690
83.690
2.969
10.796
69.924
0
1.735
4.032
995
995
-

83.662
83.662
3.082
10.473
70.107
2.674
4.033
994
994
1

85.619
85.619
3.439
10.664
71.516
2.885
3.634
853
853
59

88.371
88.371
3.547
11.422
73.402
2.548
3.634
861
861
59

87.139
87.139
3.537
11.253
72.350
2.920
3.635
856
856
59

90.365
90.365
3.645
12.403
74.317
3.589
4.129
904
904
59

90.811
90.811
3.551
11.889
75.370
3.093
4.129
895
895
59

93.116
93.116
3.524
12.103
77.489
3.209
5.380
894
894
59

96.178
96.178
3.757
12.270
80.152
4.074
5.374
980
980
-

1.508
4
29
3.162
97.191
97.191
3.998
12.397
80.796
3.745
5.025
977
977
-

99.472
99.472
4.076
12.644
82.752
3.890
5.026
953
953
-

104.346
104.346
5.074
12.794
86.478
5.091
5.027
1.051
1.051
-

10

6.837
261
2.776
1.785
2.292
-

6.737
267
4.576
199
2.486
-

7.087
272
4.596
390
2.101
-

7.138
278
4.430
599
2.300
-

7.154
279
4.338
823
2.363
-

7.214
289
4.345
1.076
2.348
-

7.231
250
4.384
1.283
2.409
-

7.260
257
4.335
1.524
2.602
14

Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
7.260
7.466
7.466
7.605
7.806
a. Paid In Capital
257
257
257
257
257
b. Reserves
4.335
4.335
4.335
4.335
4.335
c. Retained Earnings (Profit/Loss) 1)
2.247
2.479
2.790
d. Current Earnings (Profit /Loss) 2)
1.751
2.003
2.530
2.544
2.536
2.471
2.406
e. Additional Paid In Capital
14
14
14
14
14
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
8

11

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.5 Kegiatan Usaha BPD

(Regional Development Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Feb

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
46
e. Equity Participation
978
f. Other Claims

55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
3.654

71.881
71.529
351
14.786
2.332
4.285
6.400
1.769
62.827
20.972
34.842
4.000
3.014
9.503

96.385
95.751
635
19.517
734
5.923
11.216
1.645
45.986
8.677
26.260
4.709
6.340
10.212

120.754
120.244
510
22.312
970
8.392
11.434
1.516
32.609
8.793
10.645
6.191
6.980
9.750

143.707
143.174
534
29.634
1.299
8.952
15.992
3.391
47.372
16.269
5.411
14.763
10.930
3.359

145.945
145.459
486
28.506
2.145
9.568
13.095
3.698
68.004
15.536
6.995
29.131
16.341
3.530

149.427
148.860
567
28.672
1.698
7.421
16.098
3.455
72.238
18.366
7.554
31.794
14.523
3.038

152.882
152.328
553
28.093
1.582
7.407
16.254
2.849
69.176
18.996
8.294
24.516
17.370
4.669

156.810
156.345
465
31.417
1.627
8.463
18.117
3.210
71.568
19.847
8.055
26.665
17.001
5.408

161.654
160.929
725
32.221
900
8.752
19.456
3.113
76.464
19.670
7.619
28.573
20.601
3.038

164.753
164.003
750
31.322
2.563
8.721
16.525
3.514
76.145
21.157
7.432
28.103
19.453
2.754

167.632
166.879
753
32.410
2.010
9.785
16.910
3.705
66.467
20.462
7.121
18.600
20.285
2.692

170.352
169.425
927
36.797
2.328
8.474
22.188
3.808
82.041
20.160
5.843
35.976
20.062
2.949

173.415
172.474
941
30.792
1.437
6.266
19.276
3.813
79.859
22.221
7.615
26.484
23.539
3.480

176.645
175.637
1.007
33.418
1.337
7.383
20.669
4.029
79.850
21.260
7.726
28.514
22.350
3.763

175.702
174.668
1.034
37.963
1.410
10.697
21.368
4.487
66.726
22.898
8.130
14.836
20.862
3.217

174.872
173.816
1.056
31.599
2.374
4.715
20.092
4.418
78.041
21.904
7.533
34.178
14.426
3.719

177.886
176.833
1.052
34.265
1.644
6.251
22.131
4.239
85.880
21.078
6.107
43.486
15.209
5.710

13
9

34
24

34
341

36
434

36
490

36
509

36
492

36
509

36
580

36
612

36
861

46
704

46
795

46
915

46
1.975

46
2.049

46
1.493

129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232

134.287
134.077
69.123
31.750
33.205
209
167
42
1
99
5.733
2.997
1.089
1.089
6.812
466

143.262
143.027
70.653
34.877
37.497
235
93
138
4
882
10.092
2.887
1.310
1.310
4.627
543

152.251
151.425
63.553
44.148
43.724
826
294
525
7
41
13.084
2.340
1.559
1.559
4.453
554

183.624
182.685
61.725
67.365
53.595
939
471
450
19
19
14.823
2.126
1.561
1.561
1.781
407

210.593
209.446
87.860
75.939
45.647
1.147
392
731
24
19
8.013
4.221
1.535
1.535
532
266

216.693
215.793
89.039
81.876
44.878
900
384
494
21
17
8.791
4.220
1.533
1.533
603
252

219.317
218.577
89.689
83.266
45.622
740
334
387
19
17
7.626
4.227
1.525
1.525
604
254

229.398
228.685
94.808
87.788
46.088
712
295
400
18
17
9.162
4.740
1.501
1.501
539
250

237.031
236.188
99.843
89.799
46.545
844
390
437
16
14
10.048
5.015
1.770
1.770
673
206

236.777
235.625
94.420
91.721
49.484
1.151
367
769
15
13
10.590
6.319
1.767
1.767
745
210

222.857
221.571
76.146
92.521
52.904
1.286
316
954
16
13
10.651
6.339
1.763
1.763
1.237
224

252.118
250.746
104.596
95.448
50.703
1.372
448
906
17
11
10.740
6.325
1.738
1.738
819
238

248.307
247.307
99.672
95.559
52.077
1.000
169
814
16
11
9.932
5.946
2.104
2.104
696
255

252.276
251.284
103.257
93.571
54.456
992
304
668
20
10
11.457
5.947
2.085
2.085
781
253

235.265
234.097
88.033
78.734
67.329
1.169
362
787
20
9
15.760
5.197
3.216
3.216
3.025
394

247.621
245.868
96.327
88.125
61.416
1.753
973
763
17
9
9.695
5.736
2.680
2.680
960
307

263.103
261.997
104.244
100.485
57.268
1.106
285
804
17
8
8.959
5.634
2.689
2.689
812
258

7.136
1.782
3.908
(68)
51
331

8.979
2.367
4.530
(75)
28
220

9.903
3.072
5.751
22
(200)
206

11.501
4.190
6.488
4
36
372

13.200
5.570
7.511
63
1.016
615

13.225
5.538
1.320
8.481
946
643

13.550
6.011
2.142
6.160
968
402

13.646
6.566
2.776
4.299
989
508

13.757
7.356
3.420
1.262
995
459

13.985
7.642
4.141
613
1.006
575

14.064
7.686
4.836
189
987
572

14.121
7.729
5.249
62
989
521

14.215
7.728
6.169
62
990
479

14.278
7.746
6.901
76
1.010
398

14.298
7.719
7.636
133
994
783

14.528
7.773
7.954
255
1.054
1.147

14.857
7.786
887
8.968
1.072
840

15.077
7.822
1.583
9.017
1.055
855

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
1) see explanation page iv

12

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Peyaluran Dana
164.869
167.760
170.468
173.559
176.784
a. Kredit Yang Diberikan
164.753
167.632
170.352
173.415
176.645
- Kepada Pihak Ketiga
164.003
166.879
169.425
172.474
175.637
Rupiah
750
753
927
941
1.007
Valas
116
128
116
144
139
- Kepada Bank Lain
116
128
116
144
139
Rupiah
Valas
28.176
29.299
33.583
27.600
30.075
b. Penempatan pada Bank Lain
2.563
2.010
2.328
1.437
1.337
- Giro
8.721
9.785
8.474
6.266
7.383
- Inter Bank Call Money
16.525
16.910
22.188
19.276
20.669
- Deposito Berjangka
367
593
594
621
685
- Lainnya
58.906
44.303
64.106
53.925
56.199
c. Penempatan pada Bank Indonesia
21.157
20.462
20.160
22.221
21.260
- Giro
1.930
399
455
589
815
- Fine Tune Operation (FTO)
26.173
18.200
35.521
25.895
27.699
- Fasbi
9.646
5.242
7.970
5.220
6.425
- Lainnya
12.243
11.778
10.907
13.119
13.656
d. Surat Berharga
7.432
7.121
5.843
7.615
7.726
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
3.802
3.923
4.207
4.562
4.910
- Obligasi
1.009
734
857
942
1.020
- Lainnya
565
575
575
574
574
e. Penyertaan
4.256
4.392
4.310
4.389
4.388
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
4.136
4.280
4.195
4.270
4.223
17
17
17
15
10
- Surat Berharga
103
96
97
105
155
- Lainnya
0
0
0
0
g. Tagihan Spot dan Derivatif
9.923
15.054
12.208
18.462
17.093
h. Tagihan Lainnya
Sumber Dana
236.777
222.857
252.118
248.307
252.276
a. Dana Pihak Ketiga
235.625
221.571
250.746
247.307
251.284
Rupiah
94.420
76.146
104.596
99.672
103.257
Giro
49.484
52.904
50.703
52.077
54.456
Tabungan
91.721
92.521
95.448
95.559
93.571
Simpanan Berjangka
1.151
1.286
1.372
1.000
992
Valas
367
316
448
169
304
Giro
15
16
17
16
20
Tabungan
769
954
906
814
668
Simpanan Berjangka
13
13
11
11
10
b. Kewajiban kepada Bank Indonesia
8.250
8.249
8.417
7.613
9.186
c. Kewajiban kepada Bank lain
8.468
8.552
8.468
8.069
8.070
d. Surat Berharga yang diterbitkan
1.307
1.302
1.274
1.263
1.258
e. Pinjaman yang Diterima
1.307
1.302
1.274
1.263
1.258
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
3
3
3
17
58
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
210
224
238
255
253
Beberapa komponen modal
14.064
14.121
14.215
14.278
14.298
a. Modal Disetor
7.686
7.729
7.728
7.746
7.719
b. Cadangan
189
62
62
76
133
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
4.836
5.249
6.169
6.901
7.636
1.549
1.500
1.459
1.398
1.767
e. Tambahan modal disetor
634
633
633
1.031
1.031
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Des

Jan

Feb

Mar

175.839
175.702
174.668
1.034
137
137
34.116
1.410
10.697
21.368
640
44.938
22.898
318
14.518
7.205
14.139
8.130
4.640
1.368
574
3.181

175.012
174.872
173.816
1.056
140
140
27.907
2.374
4.715
20.092
726
59.032
21.904
5.252
28.926
2.950
13.995
7.533
4.987
1.475
575
3.209

178.013
177.881
176.829
1.052
132
132
30.537
1.644
6.251
22.131
511
69.088
21.078
3.748
39.738
4.525
14.509
6.107
6.800
1.603
575
3.152

182.422
182.268
181.102
1.166
154
154
42.700
1.761
10.205
30.187
546
82.709
23.667
1.830
52.555
4.657
16.758
7.844
7.284
1.630
573
3.159

3.112
17
51
15.139

3.151
15
44
0
12.276

3.169
14
(31)
0
10.955

235.265
234.097
88.033
67.329
78.734
1.169
362
20
787
9
13.337
7.289
2.465
2.465
79

247.621
245.868
96.327
61.416
88.125
1.753
973
17
763
9
7.096
8.007
1.936
1.936
115

263.103
261.997
104.244
57.268
100.485
1.106
285
17
804
8
6.164
8.058
1.937
1.937
125

294.986
293.985
126.641
56.106
111.238
1.001
215
19
767
8
6.828
8.018
1.894
1.894
157

394

307

258

14.528
7.773
255
7.954
2.190
1.112

14.857
7.786
8.968
887
1.902
1.112

15.077
7.822
9.017
1.583
1.900
1.113

Apr
186.939
186.736
185.583
1.154
203
203
41.505
4.144
6.943
29.863
556
81.913
28.335
2.101
47.822
3.655
17.678
8.099
160
7.975
1.444
578
3.331

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

192.413
192.197
190.961
1.236
216
216
48.087
1.769
11.366
34.383
569
66.037
28.023
12.878
21.737
3.398
20.545
9.309
9.844
1.392
579
3.408

198.908
198.634
197.281
1.353
274
274
52.518
1.816
17.162
33.029
511
62.002
29.339
5.521
24.929
2.213
22.609
10.120
10.852
1.637
579
3.506

202.847
202.561
201.196
1.365
286
286
43.958
1.803
13.351
28.266
538
66.003
29.037
18.474
13.888
4.605
20.588
9.208
9.629
1.751
680
3.654

205.239
204.939
203.595
1.344
299
299
40.512
1.222
11.617
27.137
536
51.667
26.557
5.250
18.882
978
23.050
9.963
11.361
1.726
680
3.670

209.043
208.726
207.422
1.304
316
316
54.497
1.577
19.222
33.143
556
63.943
28.385
15.729
17.067
2.761
22.492
8.518
12.128
1.845
688
3.796

213.376
213.024
211.734
1.291
352
352
44.473
1.855
13.585
28.511
521
65.038
30.795
17.263
13.736
3.243
21.763
7.648
12.136
1.979
688
3.997

217.071
216.726
215.416
1.311
345
345
42.809
1.578
12.138
28.540
553
65.875
28.213
16.514
18.349
2.799
21.777
8.342
11.156
2.279
688
4.048

219.207
218.851
217.563
1.287
357
357
40.194
1.809
15.142
22.894
349
48.455
27.642
9.368
10.033
1.413
18.640
6.618
49
9.590
2.383
688
3.653

3.520
13
(125)
2
12.610

3.491
13
2
13.409

3.656
14
(16)
1
12.017

3.677
13
(20)
0
15.351

3.801
14
(19)
10
25.789

4.000
14
(17)
0
22.813

4.061
12
(25)
0
18.792

3.667
8
(22)
17.366

303.670
302.381
124.625
60.071
117.685
1.290
229
18
1.043
8
5.605
8.019
1.882
1.882
159

300.782
299.483
119.931
59.771
119.781
1.299
243
19
1.036
8
6.374
8.020
1.879
1.879
2
160

310.028
309.026
128.356
60.967
119.703
1.002
248
20
735
7
6.268
8.069
1.833
1.833
154

307.036
306.131
121.124
64.088
120.919
906
189
19
697
6
5.713
7.687
1.824
1.824
0
101

297.228
296.268
114.856
63.027
118.384
960
210
23
727
6
5.456
7.938
1.821
1.821
0
107

328.861
327.989
145.488
62.452
120.048
872
202
29
641
6
11.760
7.643
1.810
1.810
10
193

321.401
320.328
127.729
66.712
125.887
1.073
233
28
813
6
9.946
8.169
1.809
1.809
0
262

317.976
317.010
128.634
66.912
121.464
967
210
29
728
6
10.320
7.890
1.806
1.806
0
257

278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
2.101

241

237

241

233

234

15.946
8.448
5.878
2.321
1.734
1.103

15.994
8.622
4.483
3.042
1.812
1.103

17.564
7.891
2.704
3.769
1.670
1.103

18.037
8.238
1.109
4.557
1.370
1.328

18.785
8.396
468
5.338
1.996
1.328

3.148
14
(3)
11.927

3.448
13
(130)
0
15.014

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
18.839
18.943
19.510
19.529
19.920
a. Paid In Capital
8.432
8.477
8.491
8.498
8.356
b. Reserves
401
319
319
348
344
c. Retained Earnings (Profit/Loss) 1)
6.027
6.881
7.631
8.489
8.946
d. Current Earnings (Profit /Loss) 2)
2.027
2.076
1.999
2.355
2.729
e. Additional Paid In Capital
1.328
1.328
1.328
1.328
1.328
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
245

247

255

262

479

13

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.6 Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Feb

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
110
e. Equity Participation
7.060
f. Other Claims

40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
2.073

58.520
23.634
34.886
7.137
803
4.569
1.765
16.566
3.686
11.830
296
755
3.262

75.849
33.360
42.489
14.821
3.727
7.212
109
3.773
15.687
2.724
10.384
1.542
1.037
3.726

80.977
43.962
37.015
16.828
5.348
9.495
114
1.871
23.781
3.538
17.909
2.110
224
5.907

99.020
50.311
48.709
12.144
2.748
5.679
202
3.515
24.116
5.840
9.585
6.994
1.697
5.792

94.606
49.664
44.943
16.346
4.475
7.470
198
4.204
22.481
7.877
7.228
6.147
1.229
5.567

96.821
50.348
46.473
14.406
3.497
6.629
195
4.085
26.438
8.501
8.123
8.028
1.786
4.287

97.360
50.553
46.806
13.503
4.072
4.767
192
4.472
23.810
7.902
7.648
6.531
1.729
4.667

100.362
52.020
48.342
12.526
3.073
4.795
191
4.467
25.630
8.769
5.824
8.572
2.465
5.498

103.579
52.835
50.744
11.945
3.171
4.999
192
3.583
26.669
10.425
5.569
8.692
1.983
5.164

104.378
52.238
52.140
10.034
2.497
3.197
289
4.051
29.666
10.462
5.773
11.721
1.710
3.679

109.307
54.653
54.654
11.526
3.138
4.542
291
3.554
25.325
10.893
5.170
7.999
1.263
4.272

111.733
55.546
56.188
11.664
3.012
4.655
301
3.697
25.354
11.237
5.521
7.433
1.163
6.884

115.938
56.300
59.639
12.434
3.463
5.250
303
3.418
27.942
10.918
6.455
9.337
1.232
4.344

120.398
57.193
63.205
11.880
3.654
4.077
311
3.838
27.392
11.417
6.904
8.043
1.028
7.090

120.389
57.276
63.113
15.172
6.202
4.461
436
4.074
29.434
12.529
7.213
8.364
1.328
5.080

122.976
58.822
64.155
13.289
4.766
4.077
188
4.258
33.263
12.051
6.982
12.334
1.897
5.081

124.746
60.295
64.451
16.277
4.444
6.595
407
4.831
31.087
12.975
6.041
9.654
2.417
6.381

36
2.328

37
2.523

40
4.727

73
4.117

109
4.816

109
4.497

111
5.033

111
5.156

111
5.403

111
6.140

111
6.527

111
6.956

111
6.224

111
6.641

112
6.933

112
6.783

112
6.700

35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175

54.934
26.779
4.112
21.197
1.471
28.154
9.155
18.999
17.644
588
134

76.902
37.691
4.976
29.691
3.023
39.211
13.896
25.315
0
0
18.292
99
2.411
91

94.761
54.321
7.136
43.203
3.983
40.440
14.336
22.668
3.436
0
16.119
99
835
143

98.161
54.292
7.984
40.151
6.156
43.869
14.295
21.223
8.351
0
24.873
248
628
102

96.183
51.438
8.228
37.065
6.145
44.745
14.880
21.568
8.297
0
22.500
248
0
0
747
112

97.746
52.440
8.583
37.848
6.009
45.306
14.492
22.440
8.374
0
24.071
248
0
0
761
132

95.698
52.396
7.868
38.299
6.230
43.301
14.041
20.802
8.458
0
22.969
148
0
0
736
99

98.794
55.296
8.380
40.331
6.586
43.498
14.639
20.653
8.206
0
25.357
148
0
0
698
81

100.610
56.622
8.498
41.242
6.881
43.988
15.151
19.999
8.838
0
26.427
148
0
0
631
89

98.768
55.906
8.401
39.784
7.720
42.863
12.799
21.153
8.911
0
28.744
148
0
0
718
54

99.384
55.234
8.278
39.945
7.012
44.150
13.235
21.654
9.262
0
30.739
148
0
0
585
65

100.932
56.312
9.172
39.721
7.418
44.620
13.785
21.659
9.177
9
33.438
148
0
0
829
68

104.593
58.180
9.195
41.339
7.646
46.412
14.964
22.201
9.247
5
34.921
148
0
0
600
97

108.890
61.665
11.090
42.620
7.955
47.226
15.657
21.558
10.010
1
35.756
149
0
0
942
114

110.865
61.217
9.404
43.504
8.310
49.647
15.797
23.749
10.101
7
37.608
149
0
0
775
56

116.319
64.952
10.355
46.147
8.451
51.366
16.186
24.870
10.310
269
35.731
149
0
0
630
37

118.505
65.702
11.580
45.628
8.494
52.802
16.360
26.846
9.596
47
37.811
149
0
0
536
40

8.002
592
1.561
1.786
(400)
456

9.434
646
1.656
3.579
(343)
329

10.673
927
2.026
4.920
(487)
382

11.650
1.160
2.129
6.900
(369)
329

11.324
1.314
2.063
7.468
(348)
1.948

10.749
1.304
364
9.076
(378)
3.727

12.121
1.281
604
9.095
233
2.190

12.121
1.294
800
9.020
268
1.740

12.121
1.324
920
9.052
270
1.740

11.316
1.442
1.120
9.573
285
2.875

11.316
1.445
1.167
9.580
293
2.875

11.551
1.445
1.378
9.578
288
2.640

11.551
1.444
1.696
9.571
279
2.640

13.151
1.445
2.051
9.580
289
1.040

13.151
1.444
2.219
9.580
280
1.489

13.151
1.445
2.434
9.774
286
1.489

13.600
1.447
348
12.251
322
1.040

13.600
1.446
580
12.243
302
1.040

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
Note: 1) see explanation page iv

14

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Peyaluran Dana
104.387
109.315
111.739
115.946
120.405
120.394
a. Kredit Yang Diberikan
104.378
109.307
111.733
115.938
120.398
120.389
- Kepada Pihak Ketiga
52.238
54.653
55.546
56.300
57.193
57.276
Rupiah
52.140
54.654
56.188
59.639
63.205
63.113
Valas
9
8
6
8
7
5
- Kepada Bank Lain
9
8
6
8
7
5
Rupiah
Valas
5.996
7.988
7.990
9.028
8.050
11.115
b. Penempatan pada Bank Lain
2.497
3.138
3.012
3.463
3.654
6.202
- Giro
3.197
4.542
4.655
5.250
4.077
4.461
- Inter Bank Call Money
289
291
301
303
311
436
- Deposito Berjangka
13
16
23
12
8
17
- Lainnya
23.615
19.878
19.419
20.962
20.103
21.493
c. Penempatan pada Bank Indonesia
10.462
10.893
11.237
10.918
11.417
12.529
- Giro
5.759
4.820
5.047
3.581
3.339
2.862
- Fine Tune Operation (FTO)
5.962
3.180
2.386
5.756
4.704
5.501
- Fasbi
1.431
985
749
707
643
600
- Lainnya
13.343
12.659
16.178
14.275
17.937
16.177
d. Surat Berharga
5.773
5.170
5.521
6.455
6.904
7.213
- Sertifikat Bank Indonesia (SBI)
130
3
1.028
2
1.282
75
- Surat Perbendaharaan Negara
5.528
5.481
7.599
5.898
7.601
6.526
- Obligasi
1.913
2.005
2.030
1.920
2.150
2.363
- Lainnya
111
111
111
111
112
112
e. Penyertaan
2.479
2.494
2.537
2.582
2.649
2.489
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
2.315
2.341
2.390
2.440
2.490
2.332
6
6
7
6
5
5
- Surat Berharga
159
148
140
136
154
151
- Lainnya
1.495
1.543
1.357
1.168
1.234
1.125
g. Tagihan Spot dan Derivatif
6.255
6.461
6.208
6.681
7.012
7.206
h. Tagihan Lainnya
Sumber Dana
98.768
99.384
100.932
104.593
108.890
110.865
a. Dana Pihak Ketiga
55.906
55.234
56.312
58.180
61.665
61.217
Rupiah
8.401
8.278
9.172
9.195
11.090
9.404
Giro
7.720
7.012
7.418
7.646
7.955
8.310
Tabungan
39.784
39.945
39.721
41.339
42.620
43.504
Simpanan Berjangka
42.863
44.150
44.620
46.412
47.226
49.647
Valas
12.799
13.235
13.785
14.964
15.657
15.797
Giro
8.911
9.262
9.177
9.247
10.010
10.101
Tabungan
21.153
21.654
21.659
22.201
21.558
23.749
Simpanan Berjangka
0
0
0
0
0
0
b. Kewajiban kepada Bank Indonesia
9.073
8.747
9.046
9.131
8.428
8.673
c. Kewajiban kepada Bank lain
297
297
297
297
795
795
d. Surat Berharga yang diterbitkan
12.418
14.422
16.874
17.972
18.365
20.229
e. Pinjaman yang Diterima
599
599
400
399
399
700
Rupiah
11.819
13.823
16.474
17.573
17.966
19.529
Valas
1.356
1.392
1.298
954
1.172
977
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
4.735
4.982
4.808
5.175
5.808
5.733
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
54
65
68
97
114
56
Beberapa komponen modal
11.316
11.551
11.551
13.151
13.151
13.151
a. Modal Disetor
1.445
1.445
1.444
1.445
1.444
1.445
b. Cadangan
9.580
9.578
9.571
9.580
9.580
9.774
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
1.167
1.378
1.696
2.051
2.219
2.434
3.168
2.928
2.919
1.329
1.769
1.775
e. Tambahan modal disetor
1.338
1.344
1.736
1.748
1.788
1.779
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

122.982
122.976
58.822
64.155
6
6
9.039
4.766
4.077
188
8
24.947
12.051
1.861
10.474
562
16.055
6.982
130
6.502
2.442
112
2.353

124.748
124.746
60.295
64.451
2
2
11.450
4.444
6.595
407
4
23.138
12.975
1.328
8.325
509
16.996
6.041
589
7.228
3.139
110
2.359

128.464
128.457
61.635
66.821
8
8
10.527
3.845
6.218
412
52
24.339
13.433
929
9.559
418
18.480
7.004
958
7.301
3.217
81
2.359

131.755
131.747
63.898
67.848
9
9
13.048
5.863
6.933
248
3
21.416
12.686
1.051
7.264
415
17.767
7.359
97
7.114
3.197
81
2.328

136.400
136.393
65.825
70.568
7
7
11.517
4.629
6.462
422
4
20.989
13.491
2.401
4.612
484
19.021
7.686
375
7.875
3.085
81
2.321

140.788
140.784
69.703
71.081
5
5
8.733
4.630
3.673
364
66
18.210
13.746
1.735
2.309
420
19.253
6.882
785
8.484
3.102
81
2.366

143.784
143.778
72.653
71.125
6
6
11.263
5.080
5.919
255
8
17.850
13.415
1.944
2.171
320
17.822
6.074
72
8.250
3.427
81
2.366

147.631
147.628
75.820
71.809
3
3
10.893
5.729
4.894
257
13
19.152
13.783
1.960
3.035
373
17.721
5.547
337
8.476
3.361
81
2.470

147.377
147.374
75.641
71.733
3
3
12.382
6.222
5.849
308
3
20.647
13.964
2.810
3.493
381
16.020
4.200
207
8.141
3.472
81
2.571

148.734
148.729
76.527
72.202
4
4
11.823
5.147
6.411
259
5
20.980
13.798
3.242
3.326
614
17.120
4.633
340
8.940
3.207
81
2.564

148.273
148.269
76.724
71.545
4
4
13.247
5.491
7.489
259
7
23.477
14.432
4.353
4.074
619
15.558
4.828
128
7.380
3.223
81
2.593

153.299
153.295
77.872
75.424
4
4
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571

2.238
2
113
1.182
7.611

2.226
4
129
1.081
8.515

2.215
3
141
1.018
8.328

2.187
3
138
1.028
8.637

2.179
3
139
1.557
9.301

2.234
3
129
1.506
8.084

2.236
3
126
1.494
8.149

2.358
5
107
1.521
6.784

2.452
2
117
1.558
7.364

2.443
2
119
1.516
7.011

2.449
4
139
1.428
7.868

2.421
3
146
1.516
8.077

116.319
64.952
10.355
8.451
46.147
51.366
16.186
10.310
24.870
252
7.221
795
19.757
400
19.357
910
5.643

118.505
65.702
11.580
8.494
45.628
52.802
16.360
9.596
26.846
45
9.350
795
19.343
650
18.693
915
5.953

121.530
68.101
10.447
8.704
48.950
53.429
15.221
10.223
27.985
345
10.355
795
20.176
551
19.624
813
6.104

126.129
69.330
11.317
8.926
49.087
56.799
16.125
10.350
30.324
404
8.447
795
20.018
351
19.666
811
5.838

129.341
69.078
11.673
8.153
49.252
60.263
19.142
10.660
30.460
63
9.163
795
20.906
351
20.555
1.385
6.400

123.685
63.993
11.357
8.110
44.525
59.692
20.608
10.736
28.349
159
12.727
796
20.425
551
19.874
1.144
5.873

125.177
65.659
11.915
8.503
45.241
59.518
20.633
10.750
28.135
49
12.300
1.095
22.620
551
22.069
1.099
6.287

129.582
67.095
11.817
8.580
46.697
62.488
21.391
11.071
30.026
173
12.114
1.095
22.408
451
21.957
1.160
5.285

131.384
67.204
11.476
8.814
46.914
64.180
20.248
10.294
33.638
0
9.175
1.095
24.215
351
23.864
1.157
5.620

131.865
68.013
10.862
8.459
48.692
63.853
19.783
10.523
33.546
49
11.634
1.096
22.999
351
22.648
1.118
5.330

134.510
69.684
10.751
8.844
50.089
64.827
20.581
10.825
33.420
623
9.643
1.096
23.115
352
22.763
1.045
5.474

132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642

37

40

74

44

56

44

79

13.600
1.447
12.251
348
1.362
1.764

13.600
1.446
12.243
580
1.342
1.770

13.600
1.453
12.162
774
1.334
1.795

13.600
1.453
12.138
1.096
1.332
1.804

14.640
1.451
12.046
1.477
264
1.833

14.640
1.685
11.723
1.770
265
1.832

14.640
1.687
11.657
2.064
266
1.842

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
14.640
14.640
14.640
14.814
14.814
a. Paid In Capital
1.683
1.684
1.698
1.713
1.714
b. Reserves
11.657
11.657
11.642
11.741
11.736
c. Retained Earnings (Profit/Loss) 1)
2.281
2.458
2.752
3.167
3.448
d. Current Earnings (Profit /Loss) 2)
246
262
268
324
333
e. Additional Paid In Capital
1.859
1.866
1.873
1.859
1.867
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
185

32

39

87

99

15

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.7 Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations)


Miliar Rp (Billion Rp)
Indikator
Penyaluran Dana
a. Kredit 1)
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iv

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Feb

Indicator

Distribution of Funds
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
18
e. Equity Participation
10.139
f. Other Claims

73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
8.367

83.856
39.171
44.685
37.246
1.280
17.040
5
18.921
31.195
7.808
21.163
1.904
320
8.633

113.372
49.420
63.952
59.163
1.465
25.350
32.348
20.437
4.735
13.885
1.817
0
8.709

100.011
49.846
50.165
61.885
2.524
34.882
24.479
22.505
4.550
16.332
1.064
559
10.350

113.004
50.348
62.656
43.223
1.923
19.328
21.972
42.290
7.920
26.011
7.914
445
7.002

117.054
51.307
65.747
43.457
2.215
18.589
176
22.477
42.984
10.219
17.507
13.315
1.942
9.494

118.427
51.114
67.313
42.197
1.940
17.703
174
22.380
48.997
11.427
19.770
14.103
3.697
9.393

118.757
50.142
68.616
39.390
2.536
16.171
171
20.511
49.663
11.630
18.995
15.356
3.682
8.010

121.557
51.342
70.215
38.841
3.615
15.315
171
19.741
56.656
12.601
17.899
22.342
3.814
9.193

120.327
48.631
71.695
35.601
2.185
13.617
173
19.627
66.192
15.829
20.862
23.000
6.501
8.457

125.194
51.359
73.835
33.858
2.014
10.097
170
21.577
61.833
14.199
20.504
18.933
8.197
7.977

130.156
53.804
76.352
33.385
2.992
8.146
171
22.077
58.564
16.145
19.046
14.331
9.042
12.210

132.098
52.612
79.485
36.156
2.063
13.830
176
20.087
61.227
15.602
21.700
3.299
20.626
21.589

132.622
52.152
80.470
35.630
2.133
12.261
177
21.059
60.584
15.318
23.339
5.750
16.176
17.451

135.755
51.958
83.796
40.281
2.613
15.546
182
21.940
58.428
16.035
26.482
3.875
12.036
18.346

136.486
52.277
84.209
39.544
3.371
13.494
181
22.497
59.150
16.750
24.682
2.938
14.780
16.781

138.261
52.386
85.874
39.562
2.994
12.838
180
23.550
62.674
16.445
19.864
23.273
3.092
15.945

141.249
55.519
85.730
39.344
2.564
14.099
180
22.500
63.315
17.003
21.455
18.231
6.626
18.989

23
4.462

12
4.837

29
14.157

13
6.987

19
7.605

20
7.781

20
8.601

19
10.668

19
10.566

19
11.430

19
10.452

19
10.633

19
10.177

19
9.721

19
9.408

18
9.402

18
9.935

92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440

113.182
55.743
20.655
31.398
3.690
57.438
25.353
28.045
4.040
21.357
3.350
809

128.377
60.349
17.290
38.405
4.654
68.028
32.064
26.547
9.417
648
28.764
10.374
947

117.594
57.731
19.242
32.267
6.222
59.864
32.612
16.270
10.982
731
19.890
2.759
851

124.376
65.722
24.689
34.265
6.768
58.653
34.197
12.187
12.270
2
24.332
939
752

127.249
64.275
24.624
33.119
6.531
62.975
37.554
13.263
12.157
52
26.703
958
494

129.612
69.074
25.051
37.294
6.728
60.538
35.419
13.180
11.939
80
26.421
911
524

126.831
65.408
24.098
34.201
7.109
61.423
36.667
12.801
11.955
110
25.829
1.064
520

137.207
77.415
33.395
37.151
6.869
59.791
34.334
13.946
11.511
123
24.008
850
493

134.288
75.020
34.448
33.786
6.786
59.268
34.928
12.873
11.466
124
25.330
882
551

131.771
69.718
26.775
35.615
7.329
62.052
36.562
14.022
11.468
392
23.804
1.023
535

130.140
70.276
25.605
37.803
6.868
59.864
33.395
14.827
11.641
447
27.771
1.155
499

136.290
73.035
28.796
37.216
7.023
63.255
34.618
17.107
11.530
30
35.446
2.130
546

137.303
71.546
27.653
36.674
7.218
65.758
38.020
16.141
11.596
54
30.851
1.423
499

145.804
74.847
29.468
38.396
6.983
70.956
41.015
18.264
11.677
88
28.756
2.411
488

141.473
73.399
27.683
38.522
7.195
68.074
39.498
17.050
11.526
60
29.766
1.758
498

149.642
77.624
31.940
37.855
7.829
72.018
41.812
18.362
11.843
59
22.334
1.509
460

150.454
79.819
34.142
36.683
8.994
70.635
41.754
16.998
11.883
30
27.795
1.300
482

3.376
3.000
3.757
1.210
-

3.376
2.998
3.614
970
-

4.080
4.257
6.616
(352)
-

3.830
3.983
8.814
144
-

3.830
3.907
10.670
108
-

3.830
681
14.532
32
-

3.830
1.378
14.048
47
-

3.830
1.604
13.814
84
-

3.830
1.819
13.450
51
-

3.830
2.074
13.497
62
-

3.830
2.327
12.758
94
-

3.830
2.944
12.704
68
-

3.830
3.811
12.704
52
-

3.830
4.413
12.289
113
-

3.830
4.646
12.289
118
-

3.830
5.289
12.503
173
-

3.830
986
17.699
285
-

3.830
1.657
17.766
199
-

Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. paid in Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional paid in
f. Loan Capital
1)
see explanation page iv

16

Indonesia Banking Statistics - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Peyaluran Dana
129.071
134.873
136.359
137.730
140.996
141.882
a. Kredit Yang Diberikan
125.194
130.156
132.098
132.622
135.755
136.486
- Kepada Pihak Ketiga
51.359
53.804
52.612
52.152
51.958
52.277
Rupiah
73.835
76.352
79.485
80.470
83.796
84.209
Valas
3.877
4.717
4.261
5.108
5.241
5.396
- Kepada Bank Lain
134
531
531
531
530
529
Rupiah
3.743
4.186
3.730
4.577
4.711
4.867
Valas
12.290
11.317
16.077
14.579
18.345
17.048
b. Penempatan pada Bank Lain
2.014
2.992
2.063
2.133
2.613
3.371
- Giro
10.097
8.146
13.830
12.261
15.546
13.494
- Inter Bank Call Money
170
171
176
177
182
181
- Deposito Berjangka
9
9
8
9
4
1
- Lainnya
37.002
35.157
33.000
33.558
31.748
31.595
c. Penempatan pada Bank Indonesia
14.199
16.145
15.602
15.318
16.035
16.750
- Giro
407
237
223
179
45
299
- Fine Tune Operation (FTO)
18.527
14.094
3.077
5.571
3.830
2.639
- Fasbi
3.870
4.681
14.099
12.489
11.838
11.908
- Lainnya
38.004
41.240
52.835
50.440
57.349
53.009
d. Surat Berharga
20.504
19.046
21.700
23.339
26.482
24.682
- Sertifikat Bank Indonesia (SBI)
20
31
949
221
352
630
- Surat Perbendaharaan Negara
7.058
12.175
21.410
18.341
21.233
18.962
- Obligasi
10.424
9.987
8.776
8.538
9.281
8.734
- Lainnya
19
19
19
19
19
18
e. Penyertaan
4.452
4.561
4.672
4.481
4.428
3.910
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
3.600
3.711
3.810
3.818
3.761
3.247
- Kredit yang diberikan
8
10
11
9
10
11
- Surat Berharga
844
841
850
654
656
652
- Lainnya
8.150
7.888
5.873
5.729
5.459
4.926
g. Tagihan Spot dan Derivatif
13.079
14.365
16.838
14.148
10.075
13.434
h. Tagihan Lainnya
Sumber Dana
131.771
130.140
136.290
137.303
145.804
141.473
a. Dana Pihak Ketiga
69.718
70.276
73.035
71.546
74.847
73.399
Rupiah
26.775
25.605
28.796
27.653
29.468
27.683
Giro
7.329
6.868
7.023
7.218
6.983
7.195
Tabungan
35.615
37.803
37.216
36.674
38.396
38.522
Simpanan Berjangka
62.052
59.864
63.255
65.758
70.956
68.074
Valas
36.562
33.395
34.618
38.020
41.015
39.498
Giro
11.468
11.641
11.530
11.596
11.677
11.526
Tabungan
14.022
14.827
17.107
16.141
18.264
17.050
Simpanan Berjangka
392
447
86
49
b. Kewajiban kepada Bank Indonesia
15.467
19.699
25.393
20.637
19.339
20.499
c. Kewajiban kepada Bank lain
2.000
2.000
2.000
2.000
2.000
2.061
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
3.717
3.702
5.439
4.247
5.767
4.686
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
3.328
3.091
4.212
5.000
3.626
3.938
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
535
499
546
499
488
498
Beberapa komponen modal
3.830
3.830
3.830
3.830
3.830
3.830
a. Modal Disetor
b. Cadangan
12.758
12.704
12.704
12.289
12.289
12.503
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
2.327
2.944
3.811
4.413
4.646
5.289
94
68
52
113
118
173
e. Tambahan modal disetor
f. Modal Pinjaman
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

143.696
138.261
52.386
85.874
5.435
528
4.907
16.015
2.994
12.838
180
3
40.365
16.445
12.337
10.935
647
47.846
19.864
209
18.707
9.067
18
3.792

145.673
141.249
55.519
85.730
4.424
527
3.897
16.861
2.564
14.099
180
18
37.343
17.003
12.203
6.027
2.109
51.525
21.455
1.119
18.572
10.379
18
3.819

147.613
141.860
53.515
88.345
5.754
526
5.227
14.892
2.452
12.240
183
18
37.510
17.553
9.423
9.519
1.015
49.822
20.885
767
17.125
11.045
18
3.878

150.305
144.162
55.490
88.672
6.143
525
5.618
17.247
2.461
14.583
184
18
33.297
16.675
8.878
6.587
1.156
49.966
17.887
1.999
17.916
12.164
18
4.021

160.130
153.764
58.370
95.394
6.366
524
5.841
18.269
1.914
16.087
188
81
32.054
16.703
8.363
6.512
476
50.773
19.153
1.144
18.900
11.576
18
4.217

160.667
154.916
57.722
97.194
5.751
523
5.227
20.603
3.239
17.095
188
81
28.560
16.604
8.239
3.192
526
48.805
15.238
1.160
20.264
12.144
12
3.800

165.750
160.064
59.863
100.201
5.686
523
5.164
22.598
3.461
18.867
189
81
27.381
16.404
7.832
2.559
587
56.262
13.307
2.481
27.212
13.262
12
3.930

168.857
163.569
63.465
100.104
5.288
122
5.167
21.446
3.395
17.778
191
83
31.021
17.154
7.960
5.045
862
46.904
9.798
1.896
22.251
12.959
12
3.841

172.835
167.774
64.616
103.158
5.061
209
4.852
20.226
4.119
15.833
191
82
31.721
16.653
10.577
3.756
734
39.054
6.974
1.408
19.769
10.902
12
3.745

173.463
169.344
64.579
104.765
4.119
208
3.911
26.128
3.338
22.515
192
82
28.819
16.685
9.726
2.142
266
40.612
7.689
1.141
21.365
10.417
12
3.603

177.715
173.255
65.662
107.593
4.460
207
4.253
17.833
4.306
13.253
192
82
37.429
17.777
10.765
8.385
501
40.600
7.964
439
19.777
12.420
12
3.588

177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299

3.129
11
652
5.862
12.961

3.163
11
645
5.252
15.952

3.211
10
656
4.559
15.311

3.343
11
667
4.236
15.886

3.540
11
666
5.651
16.279

3.212
11
577
4.743
14.415

3.341
11
578
4.494
12.720

3.273
11
557
4.254
11.130

3.181
11
553
4.099
12.645

3.044
11
547
3.987
11.234

3.033
12
543
4.352
12.703

2.766
2
532
4.941
12.452

149.642
77.624
31.940
7.829
37.855
72.018
41.812
11.843
18.362
12.766
2.061
4.408
4.160

150.454
79.819
34.142
8.994
36.683
70.635
41.754
11.883
16.998
18.050
2.061
3.823
4.720

151.505
80.256
31.857
9.587
38.811
71.249
42.052
12.086
17.112
13.141
1.755
3.767
5.460

147.830
79.380
33.568
9.753
36.059
68.450
40.496
11.954
16.000
18.587
1.755
3.716
4.851

155.017
84.844
34.646
9.495
40.703
70.173
44.440
11.577
14.156
168
17.596
1.755
7.628
5.076

147.593
76.490
33.401
8.679
34.410
71.103
42.293
11.785
17.025
21.378
1.755
5.533
4.973

153.088
77.228
32.700
9.005
35.523
75.860
43.813
13.865
18.183
0
27.108
1.755
5.144
5.879

153.673
77.126
31.396
8.543
37.187
76.546
44.061
14.068
18.417
20.605
1.755
5.542
4.980

152.261
75.388
30.844
9.135
35.409
76.873
43.916
13.556
19.402
18.528
5.391
5.147

157.456
78.336
31.554
7.875
38.908
79.120
44.600
13.895
20.625
3
15.342
5.070
4.763

155.666
79.752
34.508
7.891
37.353
75.914
44.002
12.815
19.097
19.496
4.621
4.980

155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
5.373
4.463

460

482

709

564

577

456

420

3.830
17.699
986
285
-

3.830
17.766
1.657
199
-

3.830
17.444
2.031
107
-

4.289
17.029
2.145
73
-

4.289
16.978
2.359
1
-

4.289
16.947
3.092
41
-

4.289
16.473
3.085
58
-

Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities

h. Margin Deposits
Components of Capital
4.289
4.289
4.289
4.289
4.289
a. Paid In Capital
b. Reserves
16.473
16.003
16.003
16.003
14.770
c. Retained Earnings (Profit/Loss) 1)
3.400
3.946
4.373
4.743
5.137
d. Current Earnings (Profit /Loss) 2)
0
33
48
72
56
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
433

551

551

495

511

17

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.8 Laporan Laba / Rugi Bank Umum

(Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Dari
bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya
B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Kepada
bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)
r)

Ket : Revisi

2011

2012

2006

2007

2008

2009

2010

212.499
174.463
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
2.576
667
477
159
31
4.545
11.755
15.730

219.653
176.036
170.714
17.874
8.567
144.272
29.685
113.813
774
5.323
987
2.438
1.898
1.592
258
48
2.670
13.142
20.145

262.061
201.775
198.874
16.129
9.005
173.739
29.567
142.927
1.245
2.901
766
1.421
714
340
264
110
2.090
26.748
24.911

298.180
233.750
231.797
18.117
7.477
206.203
29.372
175.504
1.328
1.953
679
605
669
396
185
88
2.761
24.390
27.852

350.873
251.562
250.478
16.980
5.700
227.798
22.110
203.844
1.844
1.083
28
630
425
239
174
12
8.482
48.300
31.906

32.288
24.062
23.977
2.045
679
21.253
1.640
19.437
177
85
4
44
38
15
22
0
577
3.968
2.565

68.865
45.624
45.454
3.865
1.236
40.354
3.426
36.609
318
170
7
86
76
40
35
1
7.736
7.207
5.054

94.909
71.138
70.912
5.763
1.867
63.282
5.059
57.726
497
225
10
132
83
38
45
0
2.828
8.754
8.007

125.882
94.100
93.804
7.600
2.541
83.663
6.732
76.224
707
296
12
176
108
47
61
0
3.802
11.529
10.809

155.305
117.210
116.845
9.582
3.250
104.014
8.345
94.854
815
365
17
212
135
57
78
0
4.608
13.740
13.452

186.451
141.635
141.195
11.541
4.016
125.639
10.036
114.655
947
440
17
255
168
76
92
0
5.643
14.853
16.564

219.415
167.632
167.118
13.545
5.143
148.430
11.378
135.900
1.152
514
17
292
205
92
113
0
7.024
16.652
18.590

252.429
193.371
192.809
15.547
5.587
171.675
12.843
157.416
1.416
562
17
332
212
85
127
0
8.129
18.962
21.525

6.051

7.659

6.537

9.427

10.623

1.115

3.244

4.183

5.642

6.295

7.755

9.517

184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
875
539
26
122
8
102
68
214
5
9.745

184.617
79.627
76.126
456
4.964
70.706
8.392
45.905
12.536
551
2.735
587
3.495
1.413
1.304
778
43
70
7
408
31
220
6
10.966

232.170
88.813
85.155
453
5.341
79.361
9.225
51.975
14.089
587
2.299
1.185
3.597
1.394
1.411
792
31
166
8
476
66
44
61
20.146

258.311
104.496
101.776
535
3.924
97.316
9.754
68.845
15.254
689
1.884
890
2.700
1.174
1.062
464
15
88
18
273
19
52
20
18.234

302.549
101.777
99.957
702
4.528
94.727
9.266
59.734
16.648
5.196
2.814
1.070
1.098
354
514
229
17
88
9
83
5
26
722
44.614

37.948
10.878
9.507
51
437
9.019
917
5.605
1.608
440
371
78
95
27
37
31
3
7
1
5
2
13
1.276
3.636

59.357
19.548
17.987
103
833
17.051
1.620
10.696
3.066
881
641
147
186
52
79
55
5
12
2
10
4
22
1.375
6.835

80.768
29.229
27.438
153
1.282
26.004
2.461
16.396
4.692
1.394
800
261
266
77
106
82
8
18
3
16
6
31
1.525
7.944

106.466
38.491
36.696
202
1.683
34.811
3.226
22.038
6.275
1.865
1.065
341
340
98
134
107
11
25
4
21
7
39
1.454
10.532

131.315
48.316
46.489
254
2.129
44.106
4.034
27.973
7.927
2.356
1.371
445
428
126
168
135
14
32
5
27
10
48
1.399
12.485

160.370
58.042
56.320
314
2.564
53.443
4.910
33.748
9.605
2.959
1.673
548
515
154
202
158
17
38
6
31
12
54
1.207
13.420

989

1.268

1.791

1.834

3.479

198

403

644

797

1.011

29.596
53.122

29.285
63.472

44.925
76.496

50.860
82.886

57.268
95.410

14.505
8.730

9.058
23.513

16.781
26.169

20.548
36.098

27.719
77.669
64.832
12.837
40.555
28.334

35.035
72.003
57.180
14.823
49.859
35.015

29.891
83.797
65.531
18.267
48.158
30.606

39.869
104.504
82.589
21.915
61.784
45.215

48.325
100.948
73.218
27.730
76.140
57.309

(5.660)
21.632
8.631
13.001
7.338
5.658

9.508
24.100
19.480
4.619
14.118
11.037

14.142
37.523
28.828
8.696
22.887
18.319

19.416
57.546
47.062
10.485
30.050
23.944

r)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

287.634
219.912
219.277
17.370
6.194
195.713
14.291
179.808
1.614
635
21
371
243
94
149
0
9.504
22.542
24.267

322.288
245.964
245.183
19.226
7.155
218.802
15.770
201.381
1.651
781
23
417
342
99
229
14
11.048
25.114
27.084

357.094
270.999
270.154
20.964
7.485
241.706
17.231
222.623
1.852
845
25
448
373
115
258
0
12.137
29.628
29.864

390.779
298.261
297.323
24.021
7.052
266.250
18.712
245.548
1.989
938
21
484
433
141
292
0
12.612
30.118
32.379

10.442

11.409

13.077

14.465

191.935
68.818
67.066
363
2.928
63.775
5.839
39.841
11.246
4.237
1.980
633
604
182
239
182
21
43
7
35
15
63
1.148
17.819

225.530
78.967
77.219
410
3.282
73.527
6.714
46.018
12.941
4.629
2.370
855
633
211
280
142
24
54
8
38
17
0
1.114
17.095

250.863
88.717
86.910
456
3.706
82.748
7.608
52.103
14.584
4.740
2.747
967
725
244
323
158
28
62
9
41
18
0
1.082
20.102

278.876
98.971
97.100
502
4.157
92.441
8.494
58.442
16.223
5.163
3.066
1.053
826
281
372
174
31
67
11
45
19
0
1.044
21.819

1.536

2.230

2.583

2.835

24.249
45.253

31.755
55.617

38.142
64.925

51.604
75.280

23.990
68.366
55.023
13.343
37.303
29.544

26.081
70.767
50.276
20.491
46.689
37.096

27.480
89.841
63.796
26.045
53.614
42.397

26.900
96.657
62.361
34.296
61.217
48.240

r)

Jan

Feb

Indicator

17.410

41.154
28.626
28.535
2.017
629
25.889
1.527
24.087
275
91
0
37
54
9
43
2
1.969
6.629
2.660
1.269

73.662 A. Operations Income


51.748
1. Income from interest/profit sharing/margin
51.545
Citizens
3.724
a. From Bank Indonesia
1.180
b. From other banks
46.642
c. From Third Party non Banks
2.848
Securities
43.423
Credit disbursed
371
Others
203
Non-citizens
7
a. Head/Branch Offices outside of Indonesia
90
b. From other banks
105
c. From Third Party non Banks
20
Securities
82
Credit disbursed
3
Others
4.232
2. Increase in the value of securities
10.167
3. Profit from foreign exchange transactions/derivatives
5.224
4. Div
2.292
5. ide
Others

307.383
109.067
107.147
550
4.539
102.058
9.386
64.641
17.858
5.633
3.363
1.178
925
320
418
187
33
73
11
49
21
0
995
26.196

334.322
119.408
117.527
606
4.925
111.996
10.359
70.938
19.575
5.982
3.744
1.398
919
373
344
203
35
79
13
53
22
0
962
26.191

39.105
11.963
10.161
52
399
9.709
1.045
6.377
1.729
103
289
168
127
54
54
19
4
10
1
2
1
0
1.676
5.817

63.273 B. Operations Expenses


21.072
1. Interest/profit sharing charges
19.261
Citizens
102
a. At Bank Indonesia
713
b. At other banks
18.446
c. At third party non-banks
1.972
Demand Deposit
12.195
Time deposits
3.229
Savings Deposit
160
Loans received
583
Securities
306
Others
235
Non-Citizens
100
a. Head/Branch Offices outside of Indonesia
98
b. At other banks
37
c. At third party non-banks
7
Demand Deposit
21
Time deposits
2
Savings Deposit
4
Loans received
2
Securities
0
Others
1.576
Corrections to interest income
8.892
2. Losses on foreign exchange transactions / derivatives

3.209

3.424

3.749

197

626

54.971
84.238

60.096
94.781

63.196
105.500

64.472
120.502

9.737
11.390

12.395
20.289

4. Depreciation/amortizations/write-offs
5. Others

36.771
104.496
68.869
35.627
72.533
56.748

43.411
120.215
82.639
37.577
81.192
63.603

49.711
119.812
80.525
39.287
89.060
69.446

56.457
130.071
89.392
40.679
97.068
75.077

2.049
16.391
8.538
7.853
9.902
7.922

10.389
24.700
15.452
9.248
19.637
15.513

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

3. Commissions/provisions

18

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des
A.

209.393
8.323
3.590
17.594
136.416
136.003
413
43.469
110.584
349
1.657
56.996
5.859
11.253
39.884
2.445
4.885
43.105
1.147
98.808

234.871
9.565
4.044
19.355
157.380
156.909
471
44.527
121.209
395
1.856
65.760
6.739
12.950
46.071
2.907
5.301
43.876
1.114
113.662

268.080
10.715
4.582
21.713
180.493
179.954
539
50.577
136.899
441
2.146
74.393
7.636
14.593
52.164
3.354
5.510
49.973
1.082
131.181

307.308
11.875
5.067
24.233
202.217
201.610
607
63.916
160.320
487
2.407
83.268
8.525
16.234
58.509
3.744
6.029
63.341
1.044
146.988

329.612
12.876
5.487
26.161
223.530
222.861
669
61.558
167.682
534
2.619
92.001
9.419
17.870
64.713
4.111
6.597
60.825
995
161.930

364.339
15.019
4.882
28.582
246.545
245.807
738
69.312
185.619
591
2.816
101.000
10.395
19.588
71.018
4.561
6.945
68.744
962
178.720

35.763
1.309
398
2.281
25.707
25.627
80
6.068
19.796
49
204
9.165
1.049
1.730
6.386
365
2.342
5.995
1.676
15.967

63.435
2.378
684
4.276
44.664
44.510
154
11.434
34.144
97
346
17.427
1.980
3.231
12.216
735
2.746
11.217
1.576
29.291

92.329
3.407
969
6.282
64.489
64.258
231
17.183
46.689
146
513
25.983
2.869
4.775
18.339
1.116
587
16.781
1.563
45.640

124.665
4.260
1.272
8.341
88.029
87.715
314
22.764
61.506
196
674
34.144
3.774
6.259
24.110
1.822
919
22.228
1.523
63.159

156.634
5.075
1.622
10.410
110.570
110.179
391
28.958
76.579
252
889
42.457
4.745
7.776
29.937
2.242
1.031
28.289
1.418
80.055

189.405
5.757
2.022
12.355
133.603
133.133
471
35.668
91.672
302
1.128
50.453
5.701
9.278
35.474
2.623
1.238
34.818
1.111
104.689

222.219
6.456
2.430
14.493
157.104
156.549
555
41.736
106.838
353
1.401
58.691
6.703
10.807
41.182
3.025
1.447
40.856
1.064
115.381

254.854
7.050
2.836
16.455
180.849
180.208
640
47.664
121.855
410
1.668
66.905
7.661
12.309
46.935
3.436
1.665
46.772
1.000
132.999

288.013
7.790
3.191
18.320
205.035
204.314
721
53.677
136.609
461
1.913
74.981
8.586
13.824
52.571
3.848
1.864
52.578
963
151.404

322.428
8.476
3.592
20.288
229.595
228.788
807
60.477
152.651
511
2.164
83.469
9.539
15.410
58.520
4.250
2.051
59.283
924
169.776

355.961
9.133
3.954
22.179
254.011
253.120
891
66.685
167.859
560
2.389
91.760
10.428
16.806
64.527
4.696
2.227
65.344
882
188.102

391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568

67.715
7.024

83.175
8.129

95.527
9.504

106.109
11.048

117.501
12.137

125.876
12.612

28.331
1.969

39.891
4.232

37.793
4.560

47.182
5.058

62.924
5.383

67.202
6.488

79.563
7.663

83.244
7.930

92.657
8.257

99.583
8.666

112.791
9.549

125.557
9.929

16

213

17

17

16

15

16

18

17

17

16

17

11

12

15.870
19.799

15.870
22.661

21.246
25.591

23.659
28.712

28.019
31.630

28.337
34.332

6.205
2.853

9.575
5.502

9.042
8.067

12.733
11.071

15.261
15.065

17.838
18.739

23.805
22.213

21.547
25.271

23.825
28.092

24.456
31.488

29.183
34.756

32.261
38.537

25.014
123.200
4.152

36.506
144.356
4.761

39.177
161.919
5.305

42.682
180.327
6.156

45.695
198.782
7.215

50.377
215.336
7.222

17.296
41.778
937

20.575
58.924
2.618

15.379
57.138
2.735

17.667
75.702
3.137

26.324
98.664
3.686

23.102
109.102
4.507

25.858
129.902
5.092

28.468
142.930
5.436

32.460
160.022
5.342

34.947
175.623
5.231

39.277
196.445
5.517

44.800
218.409
5.710

273

348

348

348

350

349

123

123

365

363

365

368

371

365

16

17.820
37.086
2.264

15.167
50.504
2.595

19.986
53.627
2.869

21.819
58.988
3.251

26.196
61.807
3.462

26.191
63.840
3.792

5.882
25.131
300

8.892
27.659
626

8.234
15.975
596

11.421
20.331
838

13.492
30.206
1.092

15.228
27.710
1.313

19.698
32.015
1.507

17.104
35.548
1.858

18.843
40.483
1.956

19.285
44.117
2.169

23.463
48.598
2.387

26.045
52.385
2.622

B.
C.

D.
E.
F.
G.
H.
I.
J.
K.

Other Operating Income and Expenses


1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/

komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)

61.240
43.323
32.302
22.011
10.291
53.614
(50)
339
42.397

70.618
52.480
28.694
19.957
8.737
61.217
(59)
351
48.240

79.419
64.788
28.533
20.788
7.745
72.533
(71)
384
56.748

89.397
72.769
29.358
20.935
8.423
81.192
(81)
547
63.603

99.381
80.647
30.037
21.624
8.413
89.060
(90)
669
69.446

113.577
89.259
30.696
22.888
7.808
97.067
40.391
41.719
75.077

9.526
2.520
25.218
17.837
7.381
9.901
(11)
(10)
7.922

19.122
10.258
19.347
9.967
9.380
19.638
(16)
1
15.513

29.586
26.294
5.328
4.180
1.148
27.442
(24)
60
21.614

39.964
34.639
6.749
5.488
1.261
35.900
(27)
285
28.085

50.169
44.316
9.250
7.124
2.126
46.442
(37)
243
36.355

60.332
55.833
10.669
8.330
2.339
58.172
(44)
231
45.732

71.583
65.042
12.502
9.806
2.696
67.738
(48)
584
52.887

82.978
73.313
14.375
11.193
3.181
76.494
(56)
588
59.721

93.393
84.038
15.770
12.543
3.227
87.265
(54)
584
68.067

104.809
93.736
17.786
13.932
3.854
97.590
(49)
702
76.125

116.352
104.448
19.732
15.395
4.336
108.784
(45)
728
84.862

131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830

D.
E.
F.
G.
H.
I.
J.
K.

provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

19

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.9 Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Jan

Feb

Mar

Apr

Mei

2012

Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

Feb

Indicator

A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Dari
bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya

74.585
65.869
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
355
345
156
158
31
1.184
902
4.815
1.815

74.745
65.677
62.980
3.107
3.212
56.660
15.804
40.663
192
2.697
700
428
1.569
1.281
240
48
197
554
6.460
1.857

85.799
73.708
72.327
3.400
3.111
65.816
14.869
50.682
264
1.381
557
427
398
116
262
20
107
1.472
8.544
1.968

102.480
87.974
87.054
3.178
2.859
81.018
14.854
65.901
263
920
287
216
417
149
182
86
518
1.319
10.128
2.541

119.152
97.982
97.574
2.996
1.296
93.283
12.498
80.192
593
408
1
143
264
133
120
12
1.290
3.006
13.075
3.798

11.335
9.774
9.734
453
230
9.051
899
8.107
45
39
0
12
27
9
18
0
83
121
970
388

23.631
17.967
17.886
851
436
16.598
1.992
14.536
71
80
1
24
56
28
27
1
597
1.024
1.951
2.093

36.601
29.085
28.996
1.176
639
27.182
2.870
24.218
93
88
1
36
52
20
32
0
1.624
413
3.042
2.438

47.719
37.614
37.499
1.455
886
35.159
3.793
31.234
131
115
1
48
66
22
44
0
2.116
643
4.132
3.215

57.585
45.620
45.476
1.703
1.197
42.576
4.666
37.753
156
145
4
59
81
27
55
0
2.732
829
5.270
3.133

70.345
55.145
54.972
1.956
1.521
51.495
5.675
45.635
185
173
2
71
100
38
63
0
3.482
1.334
6.484
3.901

82.028
65.723
65.525
2.217
2.234
61.074
6.343
54.484
247
199
0
82
117
42
75
0
4.020
686
6.805
4.794

94.424
75.845
75.646
2.494
2.220
70.933
7.145
63.408
380
199
0
93
107
26
80
0
4.837
811
7.837
5.093

107.314
86.537
86.310
2.707
2.358
81.245
7.931
72.904
411
227
3
103
121
27
94
0
5.689
860
8.889
5.339

120.173
96.632
96.373
2.937
2.882
90.555
8.712
81.368
474
258
4
111
143
22
106
14
6.383
1.151
9.933
6.074

132.977
105.614
105.340
3.183
2.830
99.327
9.510
89.293
525
274
6
119
148
30
118
0
6.936
2.837
10.943
6.647

146.022
116.185
115.875
4.730
1.990
109.155
10.185
98.418
552
310
1
127
182
48
133
0
7.029
2.868
12.264
7.675

14.762
11.689
11.658
492
206
10.960
822
10.049
89
31
0
10
21
2
17
2
835
719
1.020
499

24.572 A. Operations Income


19.458
1. Income from interest/profit sharing/margin
19.380
Citizens
892
a. From Bank Indonesia
374
b. From other banks
18.114
c. From Third Party non Banks
1.481
Securities
16.508
Credit disbursed
126
Others
78
Non-citizens
0
a. Head/Branch Offices outside of Indonesia
39
b. From other banks
40
c. From Third Party non Banks
6
Securities
30
Credit disbursed
3
Others
1.793
2. Increase in the value of securities
457
3. Profit from foreign exchange transactions / derivatives
2.028
4. Dividends, commissions, provisions/fees
836
5. Others

B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Kepada
bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya

72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
326
343
3
47
36
47
209
4
179
250
18.239
19.397

67.776
28.253
26.887
181
1.090
25.617
2.771
15.426
5.704
363
1.154
198
1.365
626
478
262
2
16
31
30
182
233
271
16.846
22.174

77.148
30.054
28.814
133
1.289
27.392
3.176
16.060
6.351
392
852
563
1.239
622
495
122
2
14
0
20
57
30
0
680
424
20.683
25.308

94.645
38.534
37.697
92
1.131
36.474
4.124
24.529
6.639
436
503
244
836
364
394
79
1
12
0
21
17
28
0
831
512
26.669
28.100

105.127
39.240
38.329
459
1.281
36.589
3.524
20.440
6.790
4.940
670
225
205
38
150
17
1
15
0
1
1
706
2.236
1.866
29.258
32.527

19.711
4.865
3.576
38
120
3.419
407
1.868
645
399
84
16
16
3
11
2
0
2
0
0
0
1.274
128
59
12.112
2.547

19.971
8.202
6.792
75
218
6.499
632
3.515
1.232
799
289
32
37
4
31
2
0
2
0
0
1.372
1.178
116
4.743
5.732

32.182
11.789
10.224
113
325
9.787
942
5.372
1.891
1.258
269
55
43
6
34
3
0
3
0
0
1.521
453
201
10.733
9.006

41.461
15.102
13.609
150
427
13.031
1.173
7.221
2.522
1.683
351
79
43
0
39
4
0
3
0
0
1.451
661
245
12.452
13.000

50.427
18.642
17.192
188
572
16.432
1.419
9.130
3.185
2.128
459
110
54
1
47
6
0
5
0
0
1.395
794
323
14.206
16.463

64.734
22.088
20.820
226
700
19.894
1.700
10.986
3.821
2.676
576
136
65
2
57
7
0
6
0
0
1.203
1.290
707
19.828
20.820

78.867
26.443
25.224
263
840
24.121
2.016
12.920
4.458
3.902
660
165
75
1
67
7
0
7
0
0
1.144
3.442
1.267
24.201
23.514

95.442
30.004
28.807
300
878
27.629
2.333
14.825
5.133
4.249
825
264
87
1
77
8
0
7
0
0
1.111
813
1.436
35.612
27.576

103.648
33.174
31.999
337
970
30.691
2.646
16.695
5.781
4.304
971
294
97
0
88
9
0
8
0
0
1.078
1.054
1.573
37.395
30.453

115.056
36.663
35.516
374
1.046
34.096
2.942
18.649
6.431
4.682
1.060
332
107
0
97
9
1
7
1
0
1.040
1.197
1.812
40.656
34.727

124.966
40.154
39.046
412
1.155
37.480
3.262
20.551
7.067
5.107
1.130
363
116
2
105
9
0
8
0
1
992
2.925
1.903
41.505
38.479

134.247
43.723
42.639
454
1.242
40.944
3.619
22.490
7.742
5.405
1.257
432
125
0
114
11
0
10
0
1
958
2.882
2.092
40.238
45.313

16.816
4.999
3.312
40
101
3.171
428
1.942
651
58
55
36
13
0
11
2
0
2
0
0
1.674
526
60
6.372
4.858

22.491 B. Operations Expenses


7.848
1. Interest/profit sharing charges
6.248
Citizens
80
a. At Bank Indonesia
191
b. At other banks
5.977
c. At third party non-banks
798
Demand Deposit
3.726
Time deposits
1.213
Savings Deposit
74
Loans received
110
Securities
57
Others
25
Non-Citizens
0
a. Head/Branch Offices outside of Indonesia
21
b. At other banks
3
c. At third party non-banks
0
Demand Deposit
3
Time deposits
0
Savings Deposit
0
Loans received
Securities
Others
1.576
Corrections to interest income
279
2. Losses on foreign exchange transactions / derivatives
355
3. Commissions/provisions
7.292
4. Depreciation/amortizations/write-offs
6.717
5. Others

C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)

2.202
16.208
5.634
10.574
12.776
9.644

6.969
12.684
1.767
10.918
17.887
13.332

8.651
13.675
2.346
11.328
19.979
13.159

7.835
18.816
3.393
15.423
23.258
18.050

14.025
25.470
9.591
15.879
30.003
22.766

(8.376)
13.301
1.934
11.367
2.990
2.203

3.660
9.312
6.422
2.890
6.548
5.080

4.418
15.202
9.334
5.867
10.302
8.185

6.258
26.477
19.210
7.266
13.547
10.791

7.158
29.506
20.414
9.091
16.253
12.853

5.611
22.686
7.513
15.173
20.808
16.619

3.161
34.891
15.234
19.655
22.820
18.291

(1.018)
39.587
12.409
27.177
26.175
20.806

3.666
40.235
12.902
27.333
31.016
24.369

5.117
41.522
12.388
29.134
34.287
26.984

8.011
40.740
11.206
29.534
37.565
29.476

11.774
42.217
12.494
29.723
41.513
32.659

(2.054)
7.413
1.702
5.711
3.657
3.062

Ket : r) Revisi

2.082
9.077
2.798
6.279
8.360
6.688

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

20

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des
A.

68.108
1.133
1.651
8.031
54.658
54.556
102
2.635
28.808
263
349
19.400
2.016
4.458
12.926
660
4.226
2.766
1.144
39.300

78.535
1.247
1.808
8.808
63.600
63.486
114
3.072
32.671
300
392
22.299
2.333
5.134
14.832
825
4.541
3.203
1.111
45.864

89.525
1.379
2.038
9.577
73.130
72.997
133
3.401
36.141
337
421
25.130
2.646
5.781
16.703
971
4.635
3.569
1.078
53.384

99.964
1.518
2.248
10.749
81.624
81.475
149
3.825
39.973
374
446
28.031
2.942
6.432
18.657
1.060
5.046
3.976
1.040
59.991

108.342
1.681
2.463
11.366
89.574
89.411
163
3.259
42.856
412
494
30.889
3.263
7.068
20.559
1.130
5.512
3.428
991
65.486

120.468
2.977
1.586
12.335
98.731
98.549
182
4.839
47.976
454
501
33.861
3.619
7.742
22.500
1.257
5.868
5.077
958
72.492

13.441
411
148
952
11.454
11.432
22
475
7.483
40
23
3.023
428
651
1.944
55
2.245
423
1.674
5.958

21.138
716
261
1.773
17.523
17.482
41
866
10.942
80
44
5.740
798
1.213
3.729
110
2.558
834
1.576
10.196

28.557
980
343
2.582
23.372
23.315
57
1.281
11.841
121
69
8.368
1.076
1.758
5.534
164
293
1.265
1.563
16.716

39.638
1.227
422
3.382
32.814
32.734
79
1.793
15.526
161
101
10.903
1.349
2.302
7.252
551
521
1.767
1.522
24.112

49.169
1.520
521
4.160
40.688
40.589
99
2.280
18.751
209
152
13.548
1.696
2.844
9.007
614
554
2.257
1.418
30.418

59.081
1.739
624
4.995
48.965
48.847
118
2.759
21.688
249
201
16.037
2.018
3.387
10.631
704
634
2.753
1.111
37.393

68.942
1.966
732
5.922
57.051
56.914
136
3.272
24.957
291
252
18.549
2.361
3.918
12.270
791
741
3.270
1.064
43.985

78.624
2.154
838
6.692
65.302
65.143
159
3.638
28.072
339
298
21.038
2.697
4.454
13.887
882
857
3.658
1.000
50.552

89.255
2.358
940
7.485
74.265
74.087
178
4.208
31.337
381
348
23.477
2.990
4.991
15.496
968
957
4.245
963
57.918

99.489
2.523
1.051
8.196
82.990
82.791
199
4.729
34.666
422
387
26.023
3.272
5.566
17.186
1.050
1.059
4.802
922
64.823

109.634
2.674
1.164
8.986
91.556
91.337
218
5.255
37.921
463
419
28.525
3.526
6.134
18.864
1.133
1.147
5.353
882
71.713

120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244

26.557
4.020

38.786
4.837

42.239
5.689

45.993
6.383

50.749
6.936

54.376
7.029

16.610
835

20.267
1.793

15.545
2.097

18.443
2.376

28.245
2.608

25.232
3.463

29.695
4.373

33.173
4.613

37.536
4.736

39.941
4.884

44.773
5.094

50.412
5.149

310
7.506

404
8.551

498
9.637

743
10.917

2.390
11.992

2.357
13.421

642
1.196

315
2.275

611
3.115

959
4.385

1.405
5.582

1.778
6.849

2.236
8.375

2.616
9.667

3.117
10.745

2.858
12.083

3.011
13.411

3.734
14.985

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

14.721
52.450
3.203

24.994
65.472
4.011

26.415
70.405
4.366

27.950
78.512
4.998

29.431
84.958
5.483

31.569
90.671
5.470

13.937
26.318
730

15.884
31.347
1.634

9.526
21.457
1.720

10.481
27.983
1.974

18.345
40.503
2.086

12.793
39.937
2.979

14.711
47.238
3.732

16.277
53.427
3.782

18.938
60.110
3.775

20.116
65.257
3.734

23.257
71.953
3.753

26.543
80.785
3.766

3.442
23.591
1.300

813
34.987
1.467

938
36.759
1.606

1.197
40.033
1.853

2.925
40.554
1.941

2.882
40.136
2.134

591
21.693
160

279
22.555
355

610
8.754
194

971
10.971
290

1.467
19.327
385

1.808
14.223
427

1.886
16.755
469

2.113
18.315
647

2.453
20.999
578

2.361
22.122
630

2.439
24.397
672

2.940
26.429
732

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

20.914
13.408
22.258
12.846
9.412
22.820
18.291

24.194
19.179
16.711
9.714
6.997
26.176
20.806

26.736
25.218
15.813
10.015
5.798
31.016
24.369

30.431
27.472
15.781
8.966
6.815
34.287
26.984

34.055
31.276
14.657
8.368
6.289
37.565
29.476

40.049
36.197
13.418
8.102
5.316
41.513
15.441
15.441
32.659

3.144
(3.750)
23.652
16.236
7.416
3.666
3.062

6.524
(884)
16.455
7.192
9.263
8.379
6.688

10.177
10.804
884
53
831
11.634
9.127

13.775
14.571
802
87
715
15.286
12.075

17.235
18.160
1.229
149
1.080
19.240
15.215

20.498
22.688
1.387
162
1.225
23.913
19.025

24.396
26.442
1.605
187
1.418
27.860
22.394

28.569
30.299
1.880
202
1.679
31.978
25.565

32.305
35.345
1.722
197
1.524
36.869
29.384

36.411
39.507
2.234
207
2.027
41.534
33.056

40.692
44.533
2.705
236
2.469
47.002
37.348

46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2011

B.
C.

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

21

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.10 Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Jan

Feb

Mar

Apr

Mei

2012

Jun

Jul

Ags

Sep

Okt

Nov

Des

Janr)

Feb

Indicator

A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Dari
bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya

79.491
68.289
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
1.176
293
292
808
1.161
6.288
2.991

81.770
67.208
65.656
7.737
1.920
55.999
11.084
44.582
333
1.551
198
1.061
293
292
877
1.986
7.845
3.853

97.989
78.054
77.269
5.545
2.062
69.663
11.125
57.961
577
785
122
450
214
213
637
6.561
9.921
2.815

115.378
90.783
89.960
8.696
1.457
79.807
10.552
68.429
826
823
380
210
234
233
0
0
554
8.759
10.489
4.793

138.422
93.499
93.158
8.087
1.531
83.540
7.092
75.456
992
341
0
239
102
101
0
0
3.812
25.025
11.273
4.814

11.015
9.000
8.979
1.047
146
7.786
573
7.122
92
21
15
6
6
158
459
993
405

21.165
17.454
17.412
1.967
286
15.160
1.133
13.846
181
41
30
12
12
273
749
1.881
809

32.071
26.378
26.316
2.912
433
22.971
1.760
20.921
290
63
45
17
17
0
412
1.024
3.035
1.221

43.230
35.444
35.362
3.892
563
30.907
2.365
28.156
386
82
59
23
23
0
577
1.459
4.034
1.715

54.550
44.876
44.773
4.919
696
39.157
2.984
35.696
478
103
74
29
28
1
751
1.631
5.026
2.266

65.873
54.116
53.992
5.910
848
47.234
3.547
43.117
569
124
88
37
35
2
841
1.966
6.234
2.715

77.728
63.769
63.619
6.967
1.017
55.636
4.093
50.888
654
150
99
50
45
5
1.270
2.059
7.298
3.332

89.503
73.541
73.367
8.012
1.174
64.182
4.629
58.808
744
174
113
60
52
8
1.492
2.253
8.503
3.714

101.994
83.299
83.103
9.006
1.325
72.772
5.147
66.768
857
196
127
70
58
11
1.663
3.180
9.637
4.214

114.071
93.109
92.885
9.980
1.487
81.418
5.643
74.991
784
224
145
79
65
15
1.834
3.443
10.764
4.921

126.321
103.034
102.793
10.901
1.644
90.247
6.116
83.236
895
241
152
89
71
18
1.945
3.986
11.853
5.504

139.515
113.418
113.158
11.804
1.823
99.531
6.638
91.926
968
259
161
99
77
22
2.038
4.718
12.275
7.066

13.066
10.463
10.445
953
181
9.311
519
8.702
90
18
9
9
4
4
283
847
974
499

26.241 A. Operations Income


20.300
1. Income from interest/profit sharing/margin
20.258
Citizens
1.774
a. From Bank Indonesia
329
b. From other banks
18.155
c. From Third Party non Banks
1.011
Securities
16.983
Credit disbursed
161
Others
42
Non-citizens
6
a. Head/Branch Offices outside of Indonesia
18
b. From other banks
18
c. From Third Party non Banks
9
Securities
9
Credit disbursed
Others
809
2. Increase in the value of securities
2.330
3. Profit from foreign exchange transactions / derivatives
1.830
4. Dividends, commissions, provisions/fees
972
5. Others

B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Kepada
bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya

65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
199
127
5
29
5
66
21
2
1
921
236
6.404
20.016

66.931
32.811
31.743
245
1.656
29.842
2.641
20.340
5.628
118
905
211
1.063
214
410
438
5
15
4
378
1
35
5
1.624
349
7.816
24.331

91.874
38.394
37.052
266
1.941
34.845
2.848
24.231
6.181
124
1.131
331
1.283
220
557
506
3
18
4
457
10
14
59
5.389
389
17.806
29.896

99.540
43.464
42.299
238
1.072
40.989
2.698
29.728
6.948
171
1.037
407
1.147
376
471
299
2
21
16
252
2
7
18
6.941
488
16.701
31.945

118.530
40.011
39.593
236
1.387
37.969
2.999
24.969
7.960
175
1.340
526
407
37
235
136
2
14
7
83
4
26
11
24.409
629
17.185
36.296

9.418
3.949
3.911
14
152
3.745
300
2.466
774
36
130
39
36
0
14
22
0
2
1
5
2
13
2
370
54
1.579
3.466

17.947
7.586
7.514
24
301
7.189
563
4.752
1.476
73
255
70
69
3
26
40
0
3
2
9
4
22
3
598
131
2.911
6.721

26.970
11.562
11.459
36
458
10.966
840
7.261
2.266
109
383
106
100
3
39
58
1
5
2
14
6
31
3
842
190
4.006
10.370

36.029
15.494
15.361
47
608
14.707
1.115
9.748
3.041
146
515
143
129
3
50
76
1
7
3
19
7
39
3
1.185
218
5.171
13.961

44.714
19.589
19.424
60
762
18.602
1.402
12.331
3.845
182
662
181
161
4
63
95
1
8
4
24
10
48
3
1.299
270
6.154
17.402

53.611
23.689
23.497
82
914
22.501
1.707
14.863
4.700
217
788
227
189
4
75
110
1
10
5
28
12
54
3
1.479
334
7.255
20.853

62.595
27.921
27.699
93
1.067
26.539
2.021
17.559
5.509
257
932
261
219
4
88
127
1
11
6
32
15
62
3
1.500
391
8.320
24.463

72.454
32.241
32.059
103
1.232
30.724
2.335
20.339
6.331
289
1.068
361
179
5
101
73
1
13
6
35
17
0
3
1.633
448
9.789
28.344

81.933
36.511
36.306
110
1.382
34.814
2.653
23.082
7.128
326
1.227
399
201
6
116
80
2
15
7
38
18
3
2.227
499
10.726
31.970

91.309
40.875
40.642
118
1.567
38.957
2.959
25.935
7.912
361
1.375
415
230
6
136
88
2
16
8
42
19
0
3
2.304
547
11.877
35.706

101.231
45.191
44.931
126
1.690
43.116
3.269
28.750
8.698
396
1.521
481
256
7
154
96
2
18
9
45
21
0
3
2.710
594
13.120
39.616

113.046
49.537
49.373
138
1.848
47.386
3.611
31.608
9.502
425
1.685
556
160
8
48
104
2
20
10
50
22
0
3
3.260
647
15.444
44.158

11.467
4.607
4.580
8
166
4.406
344
2.939
837
32
161
93
26
1
19
7
0
2
1
2
1
0
1
668
60
2.111
4.021

22.266 B. Operations Expenses


8.732
1. Interest/profit sharing charges
8.689
Citizens
15
a. At Bank Indonesia
286
b. At other banks
8.388
c. At third party non-banks
655
Demand Deposit
5.600
Time deposits
1.574
Savings Deposit
62
Loans received
320
Securities
177
Others
43
Non-Citizens
2
a. Head/Branch Offices outside of Indonesia
29
b. At other banks
13
c. At third party non-banks
0
Demand Deposit
4
Time deposits
2
Savings Deposit
4
Loans received
2
Securities
0
Others
Corrections to interest income
2.005
2. Losses on foreign exchange transactions / derivatives
111
3. Commissions/provisions
3.352
4. Depreciation/amortizations/write-offs
8.065
5. Others

C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)

13.933
51.091
50.986
105
14.038
9.822

14.839
48.138
45.936
2.202
17.040
11.735

6.115
53.697
49.735
3.962
10.076
4.809

15.838
63.326
59.548
3.778
19.616
14.205

19.892
53.945
47.023
6.922
26.875
20.559

1.597
5.992
5.084
908
2.508
2.058

3.218
10.749
9.739
1.010
4.230
3.350

5.101
16.084
14.288
1.796
6.944
5.589

7.201
22.561
20.690
1.871
9.216
7.394

9.836
28.843
26.410
2.433
12.274
9.838

12.261
35.064
32.091
2.973
15.379
12.316

15.133
39.107
35.926
3.181
18.460
14.804

17.049
39.382
35.655
3.727
20.934
16.761

20.062
44.264
40.255
4.009
24.231
19.410

22.762
56.607
52.405
4.203
27.129
21.748

25.091
54.095
49.718
4.377
29.639
23.791

26.469
60.180
55.116
5.064
31.601
24.955

1.599
5.967
4.467
1.500
3.107
2.476

r)

Ket : Revisi

3.975
10.407
8.546
1.861
5.846
4.621

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

22

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

Jul

Ags

Sep

2012
Okt

Nov

Des

Jul

Ags

Sep

Okt

Nov

Items

Jan

Feb

Mar

Apr

Mei

Jun

Des

26.470
1.083
114
1.570
17.147
17.053
94
6.556
14.872
15
160
7.835
655
1.576
5.604
401
93
6.368
11.598

39.953
1.544
155
2.339
26.008
25.864
145
9.907
22.265
23
242
11.717
973
2.371
8.373
611
140
9.531
17.688

53.038
1.840
199
3.152
34.862
34.670
193
12.985
29.101
31
316
15.302
1.275
3.126
10.902
819
186
12.447
23.937

66.709
2.117
248
3.974
44.011
43.773
238
16.359
36.298
38
403
18.903
1.590
3.899
13.413
1.031
238
15.684
30.411

80.163
2.363
310
4.773
53.364
53.078
286
19.354
43.143
46
514
22.443
1.907
4.659
15.877
1.236
285
18.619
37.021

94.001
2.606
393
5.512
62.994
62.657
337
22.496
50.253
54
635
26.137
2.241
5.459
18.437
1.429
336
21.662
43.748

107.941
2.847
472
6.285
72.688
72.300
388
25.647
57.458
61
751
29.867
2.572
6.238
21.056
1.621
383
24.775
50.483

121.736
3.107
526
7.043
82.228
81.790
439
28.832
64.498
69
854
33.509
2.891
7.034
23.583
1.817
427
27.822
57.239

136.467
3.394
580
7.846
92.145
91.652
493
32.503
72.227
76
960
37.311
3.222
7.851
26.237
2.014
474
31.391
1
64.240

150.483
3.660
621
8.617
101.827
101.283
544
35.759
79.372
83
1.077
40.937
3.549
8.485
28.903
2.244
518
34.514
0
71.111

165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298

25.572
1.245

23.039
1.280

25.462
1.374

28.041
1.492

30.281
1.686

33.347
1.834

A.

250

287

324

363

397

440

29.157

27.925

31.703

42.677

38.928

43.055

56.164

59.104

66.971

82.303

82.626

91.041

82

90

98

106

113

126

650

761

856

985

1.058

1.153

25.106

29.026

32.886

36.833

40.747

44.753

2.022

2.337

2.654

2.961

3.272

3.613

5.514

6.337

7.135

7.920

8.707

9.512

17.570

20.352

23.096

25.952

28.768

31.628

1.156

1.323

1.510

1.686

1.861

2.057

397

450

509

568

623

553

28.770

27.451

31.109

42.122

38.221

42.396

35.841

41.294

46.786

52.239

57.852

63.735

13.794
595
69
816
8.829
8.781
48
3.485
7.882
8
93
4.124
344
838
2.942
202
48
3.406
1
5.912

17.185
1.270

19.657
1.492

22.356
1.663

25.092
1.834

27.550
1.945

30.950
2.038

4.036
283

7.765
809

9.182
852

11.565
959

14.594
987

18.446
1.052

196

10

1.734
7.801

1.896
8.993

2.352
10.208

2.518
11.402

2.977
12.563

3.628
13.048

741
990

2.144
1.860

1.148
2.890

1.571
3.889

2.351
5.797

2.650
7.532

7.974
8.750

3.721
9.763

4.158
10.785

4.525
12.058

4.836
13.187

4.710
14.598

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

6.378
34.697
115

7.272
40.240
135

8.130
45.230
203

9.334
50.493
209

10.061
56.121
264

12.035
63.557
320

2.020
6.876
71

2.950
13.551
163

4.035
18.427
181

4.843
24.378
249

5.012
29.755
328

6.682
35.872
292

7.595
46.452
288

8.265
47.832
370

9.139
53.627
366

9.956
59.782
353

10.563
65.655
346

12.195
71.838
426

273

348

348

348

348

348

10

13

16

1.500
7.907
391

1.633
9.358
448

2.227
10.055
499

2.304
11.430
547

2.710
12.728
594

3.260
14.940
647

668
2.098
62

2.005
3.352
111

993
4.939
160

1.384
6.245
200

2.005
6.849
257

2.153
8.776
312

6.836
10.231
369

2.519
11.499
430

2.857
12.918
485

3.070
14.581
547

3.239
15.914
603

2.993
17.278
686

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

24.503
18.329
7.787
7.655
132
18.461
14.804

28.313
20.710
8.981
8.757
224
20.934
16.761

31.890
23.911
10.074
9.754
320
24.231
19.410

35.645
26.837
11.208
10.916
292
27.129
21.748

39.464
29.281
12.536
12.177
359
29.640
23.791

44.035
31.129
13.936
13.463
473
31.602
19.567
19.685
24.955

3.975
3.072
1.281
1.246
35
3.107
2.476

7.917
5.812
2.499
2.465
34
5.846
4.621

12.150
8.443
3.784
3.642
142
8.585
6.761

16.296
11.124
5.118
4.919
199
11.323
8.904

20.300
15.250
6.743
6.368
375
15.625
12.459

24.329
19.595
7.801
7.389
412
20.007
16.005

28.723
22.867
9.106
8.652
454
23.322
18.482

33.008
25.690
10.496
9.978
518
26.207
20.697

36.994
29.074
11.789
11.183
605
29.680
23.394

41.226
32.499
13.055
12.462
593
33.092
26.066

45.549
35.736
14.371
13.735
636
36.372
28.635

50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2011

92.005

100.398

113.757

134.542

140.478

154.776

4.479

5.191

5.859

6.511

7.070

7.612

522

605

686

762

827

899

6.709

7.580

8.410

9.224

10.016

10.851

51.138

59.096

67.099

75.368

83.638

92.359

50.888

58.809

66.775

75.005

83.241

91.919

B.
C.

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
e. transaction
Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

23

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Jan

Feb

Mar

Apr

Mei

Jun

2012
Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

Feb

Indicator

A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya

4.178
3.823
3.823
294
133
3.395
217
3.174
4
18
1
92
245

5.227
4.597
4.597
303
112
4.181
177
4.004
1
12
1
122
495

5.854
5.367
5.367
455
134
4.778
263
4.490
25
1
1
117
367

7.689
6.912
6.912
540
101
6.271
377
5.881
13
0
0
0
11
1
121
645

10.395
9.597
9.597
544
147
8.906
357
8.452
97
414
1
117
267

987
925
925
65
21
839
32
793
14
31
0
8
24

1.905
1.825
1.825
122
36
1.668
53
1.585
29
25
0
13
42

2.938
2.790
2.790
189
52
2.549
76
2.411
61
44
0
27
77

3.941
3.739
3.739
259
68
3.412
88
3.244
80
47
0
48
106

5.040
4.792
4.792
334
86
4.373
117
4.157
99
57
0
57
134

6.092
5.809
5.809
403
103
5.303
136
5.050
117
60
1
58
164

7.200
6.860
6.860
471
124
6.264
158
5.965
141
75
1
63
202

8.385
7.981
7.981
549
145
7.287
177
6.943
167
95
1
72
236

9.601
9.138
9.138
626
169
8.343
198
7.945
200
111
1
81
270

10.938
10.386
10.386
707
193
9.487
217
9.033
236
0
0
0
139
1
99
313

12.335
11.712
11.712
782
216
10.713
237
10.204
272
148
1
116
358

13.746
13.017
13.017
858
244
11.914
259
11.353
302
159
1
145
423

1.384
1.311
1.311
81
26
1.204
23
1.151
30
21
0
13
39

2.740 A. Operations Income


2.589
1. Income from interest/profit sharing/margin
2.589
Citizens
147
a. From Bank Indonesia
50
b. From other banks
2.392
c. From Third Party non Banks
45
Securities
2.297
Credit disbursed
49
Others
Non-citizens
a. Head/Branch Offices outside of Indonesia
b. From other banks
c. From Third Party non Banks
Securities
Credit disbursed
Others
42
2. Increase in the value of securities
0
3. Profit from foreign exchange transactions / derivatives
26
4. Dividends, commissions, provisions/fees
82
5. Others

B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya

3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
16
341
1.186

4.369
2.264
2.255
2
66
2.187
103
1.928
114
1
32
9
8
8
8
13
502
1.591

5.078
2.855
2.850
6
94
2.750
137
2.447
117
1
37
11
5
5
0
5
0
0
13
356
1.854

7.307
3.599
3.599
8
107
3.483
75
3.198
137
2
56
16
0
0
0
0
0
0
0
11
692
3.004

9.500
4.308
4.305
2
133
4.170
101
3.675
162
12
208
12
1
1
1
0
2
0
5
1.367
3.819

975
445
445
0
13
431
11
369
19
1
30
2
1
1
0
0
0
0
0
0
137
393

1.748
848
846
0
24
822
20
697
38
3
60
5
1
0
1
0
0
1
0
0
0
213
687

2.575
1.289
1.287
0
35
1.252
30
1.057
59
7
91
8
2
2
0
0
2
0
0
0
282
1.004

3.405
1.691
1.689
0
47
1.641
41
1.386
78
13
120
3
3
3
1
0
2
0
0
1
369
1.343

4.362
2.206
2.202
0
60
2.143
53
1.804
103
20
150
13
3
3
1
0
2
0
0
1
426
1.729

5.316
2.663
2.659
0
72
2.587
65
2.173
125
27
183
15
4
4
1
0
3
0
0
12
525
2.116

6.244
3.158
3.154
0
83
3.071
78
2.574
149
34
218
18
4
4
1
0
3
0
0
1
601
2.483

7.252
3.667
3.662
0
92
3.570
91
2.987
176
42
255
20
4
4
1
0
3
0
0
1
680
2.904

8.258
4.183
4.178
0
105
4.073
103
3.405
202
49
290
24
4
4
1
0
3
0
0
2
768
3.305

9.319
4.735
4.730
0
117
4.613
116
3.852
233
57
329
27
5
5
2
0
3
0
0
4
849
3.731

10.480
5.282
5.276
0
127
5.149
130
4.285
265
64
366
39
5
5
2
0
3
0
0
2
1.013
4.184

11.798
5.858
5.853
0
141
5.712
143
4.756
296
72
400
43
5
5
2
0
3
0
0
2
1.125
4.813

1.168
596
596
0
13
583
13
485
34
8
36
7
0
0
0
0
0
0
144
428

2.293 B. Operations Expenses


1.136
1. Interest/profit sharing charges
1.136
Citizens
0
a. At Bank Indonesia
23
b. At other banks
1.112
c. At third party non-banks
23
Demand Deposit
927
Time deposits
64
Savings Deposit
15
Loans received
69
Securities
14
Others
0
Non-Citizens
a. Head/Branch Offices outside of Indonesia
b. At other banks
0
c. At third party non-banks
Demand Deposit
0
Time deposits
0
Savings Deposit
Loans received
Securities
Others
Corrections to interest income
0
2. Losses on foreign exchange transactions / derivatives
0
3. Commissions/provisions
272
4. Depreciation/amortizations/write-offs
885
5. Others

C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)

324
1.210
1.002
208
531
399

858
1.642
1.509
133
991
765

777
2.180
2.092
88
865
604

383
3.837
3.592
245
628
360

896
5.577
5.424
153
1.050
502

12
699
555
144
155
114

157
1.243
1.073
170
327
241

363
1.846
1.660
187
550
421

536
2.403
2.201
203
739
578

678
3.035
2.816
219
898
694

776
3.726
3.424
302
1.078
826

956
4.348
4.031
317
1.274
972

1.134
5.023
4.702
321
1.455
1.103

1.344
5.761
5.404
357
1.702
1.293

1.619
6.478
6.127
351
1.971
1.506

1.855
7.198
6.852
346
2.202
1.678

1.948
8.042
7.673
369
2.318
1.785

216
944
910
34
250
199

r)

Ket : Revisi

446
1.775
1.730
45
491
390

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

24

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

2012

Jul

Ags

Sep

Okt

Nov

10.833
357
57
316
5.983
5.965
18
4.120
7.124
70
2.802
78
150
2.575
225
42
3.985
3.709

12.610
419
67
357
6.964
6.943
21
4.803
8.289
78
3.255
91
176
2.988
264
50
4.642
4.321

14.461
482
79
399
7.971
7.945
26
5.531
9.497
89
3.712
103
203
3.406
300
57
5.339
4.964

16.419
548
90
441
9.063
9.033
30
6.278
10.758
100
4.202
116
233
3.853
340
64
6.052
5.661

18.473
607
100
483
10.239
10.204
35
7.043
12.032
109
4.682
130
265
4.287
379
72
6.790
6.441

20.597
667
111
532
11.393
11.353
40
7.893
13.426
122
5.198
143
296
4.758
415
80
7.611
7.171

2.217
62
9
52
1.156
1.151
5
937
1.500
12
532
13
34
485
37
8
911
717

4.309
113
16
101
2.307
2.297
10
1.772
2.854
21
1.015
23
64
928
72
15
1.731
1.455

6.370
162
22
151
3.437
3.421
16
2.597
4.221
32
1.519
36
94
1.389
106
23
2.541
2.149

634

707

790

875

951

1.067

75

95

111

139

148

159

105
21

188
42

66

75

85

103

120

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

493
3.086
32

537
3.585
32

594
4.075
37

633
4.584
33

583
1

661
1

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

2.470
1.257
81
64
17
1.274
(8)
972

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

2011
Des

Jan

Feb

Mar

Apr

Items

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

8.407
210
28
199
4.614
4.592
22
3.356
5.502
0
43
2.007
48
124
1.836
137
30
3.285
0
2.905

10.803
250
35
247
5.864
5.837
28
4.407
7.072
0
55
2.497
60
154
2.283
169
36
4.315
0
3.731

12.913
285
42
294
7.111
7.077
35
5.180
8.334
0
67
2.954
73
185
2.697
200
43
5.070
0
4.579

15.238
324
51
340
8.430
8.388
42
6.094
9.772
81
3.441
85
217
3.139
236
50
5.963
5.467

17.525
361
61
385
9.750
9.700
50
6.968
11.184
0
95
3.935
96
250
3.589
279
58
6.817
0
6.342

19.804
401
69
430
11.080
11.023
57
7.824
12.582
0
110
4.437
107
284
4.045
323
64
7.648
0
7.222

22.254
443
78
477
12.448
12.383
65
8.808
14.132
0
127
4.962
119
322
4.521
364
72
8.607
0
8.122

24.697
486
87
522
13.837
13.764
73
9.765
15.650
0
143
5.482
130
355
4.997
407
80
9.538
0
9.047

27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995

275
53

367
58

518
66

608
73

688
81

749
83

862
89

967
95

1.059
98

1.184
104

165

13

26

42

112

169

159

1
192

1
225

1
254

1
281

1
311

2
340

683
5.199
35

743
5.940
35

71
572
-

120
1.157
10

179
1.681
4

196
2.262
4

283
2.937
4

375
3.583
10

414
4.252
10

440
4.905
10

517
5.591
12

590
6.291
13

649
7.015
15

738
7.751
14

748
2

828
4

989
2

1.124
2

144
-

272
-

344
-

0
454
1

0
621
1

0
721
1

858
1

0
1.006
2

0
1.152
2

0
1.312
2

0
1.456
3

0
1.503
3

4.173
2.194
109
101
8
2.202
(13)
1.678

4.779
2.298
123
104
19
2.317
2.984
2.998
1.785

428
249
6
6
0
249
(1)
199

875
486
17
12
5
491
(2)
390

1.332
743
25
18
7
749
(4)
599

1.803
1.010
38
28
11
1.020
823

2.310
1.312
45
34
11
1.324
1.076

2.851
1.604
53
40
12
1.616
1.283

3.383
1.903
65
50
16
1.918
1.524

3.886
2.186
74
60
14
2.200
1.751

4.425
2.493
82
66
16
2.509
2.003

4.964
2.797
89
73
16
2.813
2.247

5.541
3.091
100
83
18
3.108
2.479

6.230
3.428
139
94
46
3.474
4.354
4.354
2.790

A.

B.
C.

2.891
1.444
91
79
12
1.456
(9)
1.103

3.288
1.679
112
89
23
1.702
(10)
1.293

3.719
1.952
121
103
18
1.970
(12)
1.506

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

25

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.12 Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2011

2010

Jan

Feb

Mar

Apr

Mei

2012

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

Jan

Indicator

Feb

A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya

17.599
16.293
16.290
4.872
1.866
9.551
422
9.118
11
3
3
193
540
573

19.264
17.465
17.460
3.912
1.928
11.619
517
11.091
11
5
5
257
4
684
854

22.606
20.580
20.578
4.080
1.984
14.514
818
13.680
16
2
2
273
10
912
832

25.375
23.082
23.082
2.743
1.987
18.353
837
17.489
26
0
0
205
23
1.381
684

31.070
28.265
28.264
2.363
1.739
24.162
405
23.733
24
1
1
336
20
980
1.469

2.535
2.356
2.356
170
145
2.041
23
2.017
1
0
0
2
1
69
107

5.010
4.655
4.654
369
269
4.017
46
3.969
1
0
0
4
2
136
213

7.853
7.250
7.250
634
407
6.210
71
6.137
2
0
0
33
4
217
349

10.691
9.868
9.868
916
548
8.404
90
8.270
44
0
0
40
6
301
477

13.468
12.402
12.402
1.206
715
10.481
108
10.369
3
1
0
0
41
8
391
625

16.419
15.097
15.097
1.497
892
12.708
126
12.576
6
0
0
42
9
468
803

19.444
17.839
17.839
1.780
1.072
14.987
156
14.824
7
0
0
48
10
549
997

22.443
20.547
20.547
2.042
1.237
17.268
193
17.066
9
0
0
59
48
622
1.167

25.529
23.388
23.388
2.263
1.397
19.727
208
19.509
10
0
0
78
52
687
1.323

28.598
26.190
26.190
2.502
1.565
22.123
251
21.860
12
0
0
106
55
769
1.478

31.621
28.946
28.946
2.708
1.714
24.524
293
24.215
16
0
0
130
61
844
1.640

34.924
31.872
31.872
2.947
1.858
27.067
422
26.615
30
0
0
156
65
970
1.860

3.213
2.883
2.883
190
139
2.554
36
2.516
2
0
0
41
9
82
197

5.948 A. Operations Income


5.342
1. Income from interest/profit sharing/margin
5.342
Citizens
375
a. From Bank Indonesia
251
b. From other banks
4.716
c. From Third Party non Banks
74
Securities
4.639
Credit disbursed
4
Others
0
Non-citizens
a. Head/Branch Offices outside of Indonesia
0
b. From other banks
c. From Third Party non Banks
Securities
Credit disbursed
Others
97
2. Increase in the value of securities
22
3. Profit from foreign exchange transactions / derivatives
144
4. Dividends, commissions, provisions/fees
343
5. Others

B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya

13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
-

14.652
7.086
7.085
23
370
6.692
2.282
3.159
936
70
241
4
1
-

16.510
7.223
7.203
13
452
6.737
2.212
3.112
1.084
70
250
9
18
-

18.687
8.677
8.675
8
539
8.129
2.292
4.348
1.203
77
201
8
0
0

24.125
9.844
9.840
4
604
9.233
2.021
5.544
1.365
69
193
42
0
0

1.819
854
854
0
65
789
143
492
140
3
10
1
-

3.636
1.688
1.687
1
125
1.562
292
966
263
6
31
5
0
-

5.631
2.690
2.690
1
193
2.496
477
1.523
389
20
50
38
0
-

7.932
3.662
3.662
2
262
3.397
660
2.086
519
23
69
41
0
0

10.259
4.675
4.675
3
342
4.330
851
2.675
646
26
88
44
0
-

12.601
5.708
5.708
3
416
5.289
1.051
3.261
778
39
113
47
0
-

15.074
6.806
6.806
3
499
6.303
1.261
3.881
914
43
153
51
0
-

17.765
7.883
7.883
4
578
7.302
1.443
4.503
1.051
48
204
53
0
-

20.015
8.948
8.948
5
655
8.288
1.627
5.118
1.189
60
240
55
0
-

22.438
10.071
10.071
6
729
9.336
1.841
5.764
1.330
63
281
57
0
-

24.735
11.153
11.152
7
805
10.341
2.032
6.383
1.476
66
324
60
0
-

27.639
12.259
12.250
8
862
11.381
2.232
6.971
1.649
80
378
70
9
9

2.586
1.049
1.048
1
65
983
195
571
173
5
35
3
-

4.703 B. Operations Expenses


2.020
1. Interest/profit sharing charges
2.020
Citizens
2
a. At Bank Indonesia
114
b. At other banks
1.904
c. At third party non-banks
377
Demand Deposit
1.111
Time deposits
315
Savings Deposit
9
Loans received
82
Securities
10
Others
Non-Citizens
a. Head/Branch Offices outside of Indonesia

0
0

2
0
3
1.824
8.182

4
1
28
3.696
10.556

6.688
9.362
8.651
710
7.399
6.488

6.945
11.495
9.632
1.863
8.805
7.511

C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)
Ket : r) Revisi

12
1.327
5.157

6
15
1.290
6.255

18
3
12
3
2
0
11
1.505
7.771

4.197
6.193
5.833
360
4.557
3.908

4.612
6.889
6.346
543
5.155
4.530

6.096
7.436
6.963
473
6.569
5.751

0
-

0
0

0
-

0
-

0
0

0
0

0
0

0
0

0
0

0
-

0
0

0
0

0
0

0
0

0
-

0
0

0
0

0
0
3
277
685

0
0
4
521
1.424

0
0
8
724
2.209

0
0
9
1.148
3.112

0
0
11
1.562
4.011

0
0
14
1.917
4.961

1
0
16
2.235
6.017

0
39
19
2.664
7.160

0
43
23
2.888
8.112

0
45
26
3.199
9.096

0
51
28
3.389
10.115

0
55
34
3.403
11.888

0
9
1
716
811

0
21
4
844
1.814

716
969
842
127
843
661

1.374
1.787
1.638
149
1.523
1.320

2.223
2.786
2.546
240
2.463
2.142

2.760
3.869
3.449
421
3.180
2.776

3.209
5.133
4.358
775
3.968
3.420

3.818
6.412
5.404
1.007
4.803
4.141

4.370
7.644
6.387
1.257
5.601
4.836

4.678
8.769
7.217
1.552
6.116
5.249

5.515
9.958
8.278
1.680
7.197
6.169

6.160
11.148
9.339
1.809
8.022
6.901

6.886
12.300
10.209
2.091
8.901
7.636

7.285
13.544
11.208
2.336
9.527
7.954

627
1.485
980
505
1.118
887

1.245
2.507
1.809
698
1.920
1.583

b.
c.

At other banks
At third party non-banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Corrections to interest income
2. Losses on foreign exchange transactions / derivatives
3. Commissions/provisions
4. Depreciation/amortizations/write-offs
5. Others
C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

26

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

Sep

Okt

Nov

Des

23.806
1.270
933
766
14.828
14.824
4
6.008
12.768
3
264
6.056
1.261
914
3.881
375
50
6.020
11.038

27.393
1.441
1.074
914
17.071
17.066
5
6.893
14.753
4
301
6.997
1.443
1.051
4.503
464
56
6.931
12.640

31.162
1.569
1.213
1.037
19.515
19.509
6
7.828
16.728
5
338
7.934
1.627
1.189
5.118
538
69
7.844
14.434

34.905
1.721
1.358
1.184
21.868
21.860
8
8.773
18.788
6
372
8.934
1.841
1.330
5.764
620
73
8.783
16.117

38.595
1.829
1.477
1.340
24.221
24.210
11
9.727
20.807
7
406
9.891
2.032
1.476
6.383
701
77
9.725
17.788

42.494
1.965
1.611
1.580
26.622
26.613
9
10.717
22.880
8
440
10.853
2.232
1.649
6.971
786
92
10.701
19.614

3.838
119
127
130
2.573
2.572
1
889
2.023
1
38
940
195
173
571
64
6
974
1.815

2.825
48

3.342
59

3.799
78

4.258
106

4.655
130

5.211
156

16

9
551

48
623

52
689

2.211

2.607

2. Beban Operasional Selain Beban Bunga


a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

8.268
7

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya

Jul

2012

Ags

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

D.
E.
F.
G.
H.
I.
J.
K.

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

7.069
241
198
241
4.639
4.638
1
1.750
3.749
2
54
1.803
377
315
1.111
139
11
1.740
3.320

10.710
388
302
369
7.013
7.011
2
2.637
5.704
3
72
2.799
596
451
1.752
215
28
2.587
1
5.006

14.592
561
421
505
9.510
9.506
4
3.594
7.808
4
89
3.808
842
570
2.396
289
48
3.569
0
6.785

18.625
693
561
649
12.122
12.117
5
4.601
9.968
6
108
4.848
1.084
702
3.062
394
38
4.574
0
8.656

22.527
814
722
648
14.631
14.626
6
5.711
12.036
7
121
5.854
1.325
834
3.694
443
81
5.530
0
10.490

864
41

1.252
97

1.654
136

2.241
166

2.829
194

17

17

17

54
770

60
845

65
973

9
82

21
144

2.974

3.324

3.604

4.000

726

9.877
10

11.066
20

12.376
31

13.589
50

15.377
57

2.232
17

39
2.659
19

43
2.885
23

6.012
5.595
463
457
6
5.601
4.836

7.150
6.104
514
502
12
6.116
5.249

8.095
7.167
578
548
30
7.197
6.169

Items

Ags

Sep

Okt

Nov

Des

26.744
942
885
783
17.349
17.342
7
6.784
14.226
9
137
6.883
1.575
967
4.341
523
89
6.584
12.518

30.828
1.016
1.034
895
20.039
20.032
7
7.844
16.325
10
153
7.850
1.790
1.093
4.967
598
98
7.616
0
14.503

34.778
1.123
1.182
1.017
22.630
22.622
8
8.825
18.330
12
172
8.813
2.031
1.212
5.570
672
119
8.542
0
16.448

39.115
1.251
1.356
1.203
25.337
25.328
9
9.967
20.570
13
203
9.862
2.290
1.339
6.233
744
127
9.620
1
18.545

43.326
1.352
1.511
1.282
28.135
28.125
9
11.047
22.717
14
232
10.861
2.524
1.469
6.868
830
135
10.644
1
20.609

47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856

3.424
267

3.305
229

3.595
235

4.017
254

4.510
278

4.998
315

5.652
363

16

14

16

18

17

17

16

17

28
214

33
295

46
378

52
463

61
540

65
628

81
721

85
798

87
880

90
1.000

985

1.257

1.729

2.193

2.625

2.460

2.650

2.945

3.332

3.699

4.180

1.656
3

2.683
46

4.025
92

5.593
142

7.200
230

8.741
256

9.734
169

11.201
207

12.596
199

14.347
200

15.890
208

18.181
215

45
3.196
27

51
3.385
28

55
3.395
35

9
802
1

21
844
4

27
1.084
7

31
1.552
11

42
1.964
11

47
2.362
14

53
2.194
17

54
2.321
19

69
2.666
21

71
3.148
23

73
3.465
26

75
3.592
29

9.077
7.999
644
621
23
8.022
6.901

10.075
8.854
733
686
47
8.901
7.636

11.835
9.448
833
754
79
9.527
2.488
2.704
7.954

841
1.023
157
62
95
1.118
887

1.764
1.890
144
114
30
1.920
1.583

2.812
2.635
216
176
40
2.675
2.321

3.854
3.433
275
237
38
3.471
3.042

4.952
4.285
380
318
63
4.348
3.769

6.063
5.172
452
393
58
5.231
4.557

7.301
6.089
517
453
64
6.153
5.338

8.600
6.898
594
523
71
6.969
6.027

9.641
7.869
662
588
75
7.944
6.881

10.905
8.708
746
642
104
8.812
7.631

12.118
9.718
817
713
104
9.822
8.489

14.270
10.327
926
791
135
10.462
2.910
3.059
8.946

A.

B.
C.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2.

D.
E.
F.
G.
H.
I.
J.
K.

Non Interest Expense


a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

27

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.13 Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif

2006

2007

2008

2009

2010

2011
Jan

Febr)

Mar

Apr

Mei

Jun

2012
Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

7.860
5.680
5.391
796
354
4.241
358
3.777
107
289
288
1
1
8
1.296

9.528
6.354
6.091
1.028
261
4.801
316
4.318
168
263
243
20
2
18
24
1.931

14.681
7.894
7.751
955
435
6.361
427
5.902
32
144
141
3
3
50
5.504

15.772
10.128
10.073
1.318
409
8.347
683
7.472
191
55
0
43
11
7
3
2
87
3.886

14.661
9.098
8.955
1.085
231
7.639
515
7.047
76
143
140
2
2
0
290
3.503

1.878
841
832
89
26
717
48
658
10
9
9
0
0
3
875

9.774
1.572
1.553
148
52
1.353
88
1.248
17
19
19
0
0
6.282
1.632

4.617
2.373
2.342
228
84
2.031
133
1.874
25
31
31
0
0
57
1.715

5.673
3.188
3.149
302
117
2.730
179
2.520
31
39
39
0
0
85
1.778

8.122
4.022
3.977
383
149
3.444
217
3.189
38
46
46
0
0
111
3.202

8.523
4.866
4.808
460
178
4.171
262
3.864
45
57
57
0
0
123
2.560

10.294
5.758
5.693
542
223
4.928
307
4.573
48
65
65
0
0
174
3.240

12.183
6.609
6.534
621
263
5.650
345
5.251
55
75
75
0
0
199
4.070

14.042
7.498
7.415
693
305
6.418
387
5.975
56
83
83
0
0
216
4.899

16.027
8.387
8.234
792
317
7.126
425
6.638
63
153
95
58
0
58
295
5.741

17.973
9.277
9.109
864
307
7.938
466
7.403
68
169
104
65
0
65
264
6.659

18.389
10.205
10.016
936
342
8.738
507
8.156
75
189
116
73
0
72
279
5.930

2.289
1.061
1.044
76
30
938
41
891
7
17
9
8
0
8
91
960

688
187

1.083
135

1.137
96

1.463
207

1.663
107

135
24

255
32

432
39

577
45

732
55

907
67

1.053
69

1.231
74

1.349
80

1.514
90

1.678
95

1.835
139

157
20

B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya

6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
228
42
4
34
1
3
954
85
902
1.476

7.601
3.004
2.619
2
435
2.183
129
1.896
61
10
86
385
22
325
38
11
24
3
1.673
134
769
2.021

12.268
3.863
3.489
4
394
3.091
177
2.709
84
8
112
374
18
319
37
12
24
1
4.542
203
1.077
2.584

13.328
4.914
4.658
4
253
4.400
174
3.888
174
3
12
148
257
12
175
70
9
43
1
18
3.279
288
1.377
3.469

12.328
3.711
3.598
0
233
3.365
173
2.895
173
12
112
113
7
95
11
4
6
1
0
0
2.864
304
1.486
3.964

1.769
309
299
0
17
282
13
241
16
2
9
11
0
9
1
0
1
0
0
0
847
27
183
403

9.444
572
553
3
26
524
26
445
31
5
17
19
18
1
0
1
0
0
1.554
50
267
7.001

4.029
878
848
3
38
807
43
683
48
7
27
30
28
2
0
2
0
0
1.570
93
429
1.060

4.872
1.180
1.139
3
50
1.086
62
916
64
9
36
41
37
3
1
3
0
0
1.586
111
583
1.412

7.138
1.496
1.444
3
65
1.376
79
1.159
83
10
45
52
47
5
1
4
0
0
2.925
137
820
1.761

7.319
1.826
1.761
3
77
1.681
95
1.408
102
11
64
65
58
6
1
5
0
0
2.258
144
948
2.143

9.112
2.150
2.074
3
90
1.981
114
1.666
124
13
64
76
69
7
1
6
0
0
2.906
175
1.328
2.554

10.751
2.481
2.388
3
105
2.280
131
1.918
145
14
72
93
82
11
1
9
1
0
3.726
241
1.380
2.924

12.385
2.827
2.718
3
122
2.592
149
2.172
167
16
88
109
95
14
1
12
1
0
4.512
233
1.551
3.263

13.853
3.173
3.045
3
137
2.905
167
2.429
187
17
105
128
114
14
1
12
1
0
5.179
263
1.704
3.534

15.691
3.526
3.379
5
153
3.220
187
2.685
211
18
119
148
133
15
1
12
1
0
6.101
287
1.861
3.916

15.808
3.900
3.731
5
171
3.555
210
2.950
234
20
141
169
154
15
1
13
1
0
5.288
322
1.910
4.387

1.978
383
358
3
17
339
22
275
22
2
18
24
24
1
0
0
0
0
813
26
249
508

C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)

1.647
843
305
538
2.185
1.561

1.927
773
296
478
2.405
1.656

2.412
1.100
611
489
2.901
2.026

2.444
2.340
1.717
623
3.067
2.129

2.333
1.663
1.248
415
2.748
2.063

109
372
184
188
297
208

330
524
345
179
509
364

587
766
538
229
816
604

801
1.002
736
265
1.066
800

984
1.135
892
244
1.228
920

1.204
1.330
1.073
257
1.461
1.120

1.181
1.635
1.302
333
1.514
1.167

1.431
1.890
1.509
381
1.812
1.378

1.657
2.267
1.674
593
2.250
1.696

2.174
2.471
1.902
569
2.743
2.051

2.282
2.802
2.116
686
2.968
2.219

2.582
3.170
2.455
715
3.297
2.434

311
438
294
144
455
348

4. Deviden, komisi/provisi/fee
5. Lainnya

r)

Ket : Revisi

Feb

Indicator

3.867 A. Operations Income


1.816
1. Income from interest/profit sharing/margin
1.783
Citizens
140
a. From Bank Indonesia
54
b. From other banks
1.589
c. From Third Party non Banks
77
Securities
1.500
Credit disbursed
11
Others
33
Non-citizens
a. Head/Branch Offices outside of Indonesia
17
b. From other banks
16
c. From Third Party non Banks
0
Securities
16
Credit disbursed
Others
116
2. Increase in the value of securities
1.572
3. Profit from foreign exchange transactions / derivatives
335
28

4. Dividends, commissions, provisions/fees


5. Others

3.272 B. Operations Expenses


724
1. Interest/profit sharing charges
678
Citizens
6
a. At Bank Indonesia
32
b. At other banks
640
c. At third party non-banks
42
Demand Deposit
526
Time deposits
43
Savings Deposit
Loans received
3
Securities
26
Others
47
Non-Citizens
a. Head/Branch Offices outside of Indonesia
46
b. At other banks
1
c. At third party non-banks
0
Demand Deposit
1
Time deposits
0
Savings Deposit
Loans received
Securities
0
Others
Corrections to interest income
1.374
2. Losses on foreign exchange transactions / derivatives
54
3. Commissions/provisions
348
4. Depreciation/amortizations/write-offs
771
5. Others
596
644
462
182
777
580

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

28

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items
A.

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima

6.946
318
213
576
4.573
4.573
1.266
3.338
70
1.910
115
124
1.672
25
80

8.016
375
249
642
5.251
5.251
1.499
3.888
79
2.204
131
146
1.927
28
97

9.105
422
282
715
5.975
5.975
1.710
4.434
91
2.502
150
168
2.184
31
115

10.199
493
289
788
6.696
6.696
1.933
4.985
104
2.797
168
188
2.441
34
133

11.286
533
270
868
7.468
7.468
2.147
5.535
2
118
3.098
188
212
2.697
36
153

12.400
571
297
951
8.229
8.229
2.352
6.095
2
129
3.409
211
235
2.962
43
175

1.252
41
22
78
899
899
212
574
9
320
22
22
276
7
26

2.200
80
40
143
1.516
1.516
421
1.108
19
612
42
43
526
13
49

3.398
117
62
217
2.327
2.327
675
1.733
28
945
63
66
816
20
75

4.566
150
86
288
3.112
3.112
0
929
2.337
38
1.269
79
88
1.102
26
99

5.777
176
109
371
3.953
3.953
0
1.168
2.939
47
1.602
97
109
1.396
33
123

8.078
197
135
447
4.792
4.792
0
2.506
4.610
60
1.909
119
129
1.661
39
145

9.492
219
151
526
5.689
5.689
2.907
5.422
80
2.217
141
151
1.925
46
170

10.958
234
166
599
6.600
6.599
0
3.359
6.254
0
102
2.538
165
169
2.204
55
195

12.309
255
180
662
7.502
7.502
0
3.709
6.971
0
119
2.859
187
188
2.484
64
219

13.822
276
199
730
8.438
8.438
0
4.179
7.831
0
139
3.202
216
209
2.778
73
239

15.382
315
219
800
9.508
9.508
0
4.540
8.658
0
150
3.625
236
231
3.158
82
267

16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292

f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

1.253
3.608

1.480
4.128

1.695
4.671

1.917
5.214

2.128
5.751

2.337
6.305

212
678

415
1.092

665
1.665

905
2.229

1.134
2.839

2.456
3.468

2.908
4.071

3.364
4.704

3.710
5.338

4.177
5.992

4.535
6.725

4.876
7.384

4.761
174

5.820
199

6.795
216

7.907
295

8.957
264

8.450
279

1.428
91

2.253
116

2.882
126

3.368
133

3.979
107

5.132
122

5.666
162

6.145
164

6.401
169

6.598
201

6.624
266

7.934
272

3.159
1.054

3.977
1.231

4.794
1.350

5.621
1.515

6.508
1.679

5.775
1.836

944
158

1.535
335

1.990
509

2.256
670

2.618
850

3.573
1.007

4.003
1.174

4.195
1.350

4.256
1.511

4.201
1.701

3.930
1.914

4.975
2.112

f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

374
6.963
26

413
8.271
29

435
9.559
36

476
10.681
46

506
12.166
20

560
11.908
21

235
1.596
2

267
2.547
9

203
3.530
41

221
4.161
43

283
4.915
60

294
6.260
60

326
7.004
78

436
7.844
80

466
8.460
71

495
8.919
63

514
9.177
54

575
10.853
47

2.906
1.319
175

3.726
1.370
241

4.512
1.540
233

5.179
1.690
263

6.101
1.846
287

5.288
1.896
322

813
250
26

1.374
348
54

1.811
430
84

1.986
476
111

2.233
572
143

2.988
707
175

3.157
814
210

3.280
1.095
248

3.256
1.286
280

3.139
1.399
315

2.792
1.523
362

3.821
1.659
382

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

2.537
1.406
222
113
109
1.515
(54)
(54)
1.167

2.905
1.678
236
102
134
1.812
(63)
(63)
1.378

3.238
1.907
409
66
343
2.250
(72)
(72)
1.696

3.503
2.440
393
90
303
2.743
(79)
(79)
2.051

3.911
2.543
532
107
425
2.968
(88)
(88)
2.219

4.381
2.847
709
259
450
3.297
(96)
(96)
2.434

505
511
47
102
(55)
456
(9)
(9)
348

1.164
1.017
167
137
31
1.047
(27)
(27)
774

1.545
1.435
172
162
11
1.446
(36)
(36)
1.096

1.907
1.903
233
166
67
1.970
(45)
(45)
1.477

2.331
2.340
277
217
60
2.400
(52)
(52)
1.770

2.746
2.733
332
251
81
2.814
(59)
(59)
2.064

3.141
3.005
383
274
109
3.114
(64)
(64)
2.281

3.567
3.280
449
322
127
3.407
(69)
(69)
2.458

4.002
3.671
470
337
134
3.805
(74)
(74)
2.752

4.447
4.172
476
331
145
4.317
(78)
(78)
3.167

4.944
4.466
509
340
169
4.635
(80)
(80)
3.448

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee

D.
E.
F.
G.
H.
I.
J.
K.

B.
C.

762
798
57
78
(21)
777
(18)
(18)
580

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

29

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.14 Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Indikator
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/derivatif
4. Deviden, komisi/provisi/fee
5. Lainnya
B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di luar
b. Indonesia
Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/penghapusan
5. Lainnya
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba (setelah taksiran pajak penghasilan)
r)

Ket : Revisi

2006

2007

2008

2009

2010

2011
Jan

Feb

Mar

Apr

Mei

2012

Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

Feb

Indicator

10.295 A. Operations Income


2.243
1. Income from interest/profit sharing/margin
2.194
Citizens
395
a. From Bank Indonesia
123
b. From other banks
1.676
c. From Third Party non Banks
159
Securities
1.497
Credit disbursed
20
Others
49
Non-citizens
1
a. Head/Branch Offices outside of Indonesia
17
b. From other banks
32
c. From Third Party non Banks
5
Securities
27
Credit disbursed
Others
1.374
2. Increase in the value of securities
5.785
3. Profit from foreign exchange transactions / derivatives

28.786
14.509
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
754
28
28
2.334
8.395

29.119
14.736
13.930
1.786
1.133
11.011
1.787
9.155
70
806
89
701
17
16
1.302
8.665

35.132
16.171
15.582
1.695
1.279
12.608
2.065
10.212
331
589
88
401
100
10
0
90
1.022
13.199

31.486
14.872
14.716
1.644
664
12.409
2.068
10.332
8
155
12
137
7
7
0
1.386
10.402

37.173
13.121
12.929
1.905
757
10.268
1.243
8.963
61
192
28
107
57
4
53
0
2.340
16.744

4.537
1.166
1.151
220
112
820
65
739
15
15
4
7
5
0
4
301
2.512

7.380
2.151
2.122
408
157
1.558
114
1.425
20
29
6
13
9
1
9
555
3.800

10.830
3.261
3.218
624
253
2.341
149
2.165
27
43
9
20
14
1
13
659
5.598

14.627
4.247
4.187
776
360
3.052
216
2.800
35
60
11
29
19
2
17
936
7.642

16.540
5.497
5.426
1.036
407
3.983
252
3.690
41
71
13
33
24
2
22
916
8.069

19.199
6.602
6.517
1.316
474
4.727
290
4.413
24
85
15
39
31
3
27
1.095
8.983

22.721
7.682
7.582
1.569
472
5.541
321
5.166
54
100
16
46
38
5
33
1.437
10.657

25.492
8.849
8.734
1.829
549
6.356
354
5.940
61
114
17
51
46
7
39
1.446
11.780

29.154
10.053
9.924
2.076
639
7.208
421
6.708
80
129
18
58
53
9
44
1.747
13.550

32.481
11.259
11.114
2.308
712
8.094
521
7.491
82
145
18
65
62
12
50
2.290
14.724

35.866
12.417
12.255
2.526
774
8.956
608
8.272
76
161
19
72
70
14
56
2.714
16.084

38.184
13.564
13.385
2.746
795
9.844
702
9.080
62
179
19
80
80
16
64
2.950
16.534

6.440
1.219
1.194
225
47
921
86
777
58
26
0
8
17
3
14
699
4.094

3.308
240

3.951
464

4.280
460

4.270
557

4.799
168

391
167

819
54

1.254
58

1.719
84

1.976
82

2.414
106

2.821
123

3.260
157

3.623
181

4.006
202

4.431
221

4.889
246

414
15

23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
121
26
13
12
1
1
7.690
392
2.383
5.890

23.289
6.210
5.537
3
1.349
4.186
464
3.156
94
392
79
673
551
90
32
25
5
2
7.430
485
2.063
7.101

29.292
6.425
5.747
32
1.171
4.545
675
3.416
273
0
22
160
677
534
39
104
10
93
1
9.535
752
3.497
9.083

24.805
5.307
4.848
186
821
3.841
391
3.153
153
75
67
459
422
21
16
4
12
0
7.183
532
3.598
8.185

32.939
4.663
4.292
0
891
3.401
448
2.210
198
1
390
154
371
272
35
64
12
51
1
0
15.103
646
4.277
8.249

4.256
455
423
71
353
42
168
14
0
116
11
32
24
2
6
3
3
0
2.291
55
218
1.237

6.611
653
594
139
455
86
322
26
1
20
60
45
4
11
5
6
0
3.505
101
403
1.948

9.380
1.021
930
234
696
128
500
39
0
1
28
91
69
6
16
7
8
0
5.079
153
608
2.520

12.767
1.361
1.237
289
949
174
682
53
0
1
39
124
94
8
22
10
12
0
7.099
214
824
3.269

14.415
1.709
1.552
0
328
1.224
230
874
66
0
2
52
158
121
10
27
12
14
0
7.467
270
1.082
3.887

16.789
2.068
1.875
0
385
1.490
292
1.057
79
0
3
60
192
149
12
31
15
16
0
8.392
324
1.282
4.723

20.043
2.340
2.110
1
348
1.761
350
1.241
93
0
3
74
230
177
15
38
18
19
1
9.971
380
1.457
5.894

21.865
2.691
2.421
1
398
2.022
382
1.447
106
0
4
84
270
205
20
45
22
23
1
10.884
438
1.479
6.373

24.626
3.075
2.761
1
472
2.289
430
1.630
117
0
4
107
314
239
23
52
25
27
1
12.266
506
1.643
7.136

26.902
3.453
3.096
1
560
2.535
470
1.813
130
0
4
118
357
275
24
58
27
30
1
13.094
556
1.811
7.988

30.281
3.762
3.362
1
610
2.751
505
1.986
141
0
4
116
400
311
26
63
30
33
1
14.410
610
2.308
9.192

31.785
4.132
3.681
1
661
3.019
544
2.163
152
0
4
157
450
356
27
67
32
35
1
14.707
651
2.352
9.943

5.090
330
266
38
228
43
164
11
11
64
53
1
9
4
5
0
0
3.801
50
144
765

8.249 B. Operations Expenses


611
1. Interest/profit sharing charges
491
Citizens
a. At Bank Indonesia
66
b. At other banks
425
c. At third party non-banks
77
Demand Deposit
305
Time deposits
21
Savings Deposit
Loans received
Securities
22
Others
120
Non-Citizens
98
a. Head/Branch Offices outside of Indonesia
3
b. At other banks
19
c. At third party non-banks
7
Demand Deposit
12
Time deposits
0
Savings Deposit
Loans received
Securities
0
Others
Corrections to interest income
5.212
2. Losses on foreign exchange transactions / derivatives
101
3. Commissions/provisions
287
4. Depreciation/amortizations/write-offs
2.037
5. Others

5.416
2.124
1.072
1.052
6.468
3.000

5.830
1.877
1.326
550
6.380
2.998

5.841
5.710
3.783
1.927
7.767
4.257

6.680
6.823
5.687
1.136
7.816
3.983

4.234
2.798
299
2.499
6.660
3.907

282
300
32
268
545
415

769
485
263
222
982
681

1.450
839
462
377
1.813
1.378

1.861
1.234
776
459
2.301
1.604

2.125
714
133
581
2.682
1.819

2.411
1.550
771
779
3.161
2.074

2.678
2.216
915
1.301
3.944
2.327

3.626
2.006
868
1.138
4.724
2.944

4.528
2.012
357
1.655
6.138
3.811

5.579
1.989
478
1.511
7.039
4.413

5.586
2.677
424
2.253
7.784
4.646

6.399
2.919
446
2.472
8.813
5.289

1.350
145
186
(41)
1.306
986

2.046
291
108
183
2.224
1.657

861
31

4. Dividends, commissions, provisions/fees


5. Others

C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income taxes)
Note : r) Revised

30

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)


Miliar Rp (Billion Rp)
Keterangan

2011
Jul

Ags

2012

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items
A.

A. Pendapatan dan Beban Bunga


1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima

7.694
766
213
1.195
5.236
5.197
39
284
2.382
1
255
1.721
368
93
1.260
3
90

7.919
892
242
1.053
5.399
5.355
44
334
2.506
245
1.979
403
106
1.470
4
107

10.070
1.004
285
1.575
6.802
6.752
50
405
3.128
1
351
2.229
454
118
1.657
4
126

11.278
1.085
320
1.847
7.597
7.541
56
430
3.513
1
400
2.471
497
131
1.843
4
145

12.438
1.156
350
2.087
8.390
8.328
62
455
3.826
1
433
2.695
534
142
2.019
4
161

13.604
1.227
376
2.333
9.211
9.144
67
456
4.201
1
470
2.926
576
153
2.198
4
178

1.222
82
22
252
795
791
4
70
335
28
227
47
11
169
11

2.248
145
55
448
1.531
1.524
7
69
618
49
422
84
21
317
20

3.340
216
86
623
2.330
2.319
11
86
925
70
635
125
35
475
28

4.424
271
116
815
3.116
3.100
16
106
1.232
89
854
181
51
623
35

5.551
319
149
1.008
3.931
3.910
21
144
1.551
124
1.061
217
68
776
0
42

6.644
359
189
1.199
4.739
4.713
26
158
1.862
165
1.256
259
83
914
0
51

7.802
398
219
1.410
5.591
5.559
33
183
2.209
216
1.464
299
95
1.070
60

8.977
439
264
1.598
6.469
6.433
36
208
2.563
269
1.678
341
105
1.232
0
74

10.130
545
295
1.682
7.329
7.290
39
279
2.891
310
1.886
378
115
1.393
5
78

11.279
588
328
1.837
8.237
8.195
42
290
3.225
0
347
2.109
421
123
1.565
5
80

12.439
647
353
1.973
9.148
9.103
45
319
3.542
0
370
2.331
464
131
1.737
0
81

13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84

f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)

312
5.312

171
5.413

417
6.942

492
7.765

532
8.612

622
9.403

69
887

127
1.630

192
2.415

254
3.192

324
4.000

390
4.782

468
5.593

542
6.414

612
7.239

685
8.054

761
8.897

837
9.790

15.753
1.437

14.863
1.446

19.549
1.747

21.984
2.290

24.638
2.714

25.821
2.950

5.288
699

8.165
1.374

8.256
1.296

11.198
1.366

12.760
1.422

14.360
1.511

14.638
1.574

16.543
1.555

18.377
1.635

19.527
1.716

25.056
2.090

27.028
2.206

10.657
2.821

9.545
3.188

13.549
3.623

14.723
4.006

16.083
4.431

16.511
4.889

3.868
414

5.559
861

5.265
1.297

7.914
1.720

8.841
2.288

9.786
2.729

9.529
3.181

10.948
3.638

12.211
4.077

12.786
4.566

17.318
5.053

18.751
5.502

838
17.736
769

684
16.910
544

630
21.584
643

965
23.680
838

1.410
26.750
1.363

1.471
27.883
1.319

307
4.760
131

371
7.638
756

180
8.018
698

197
11.324
726

209
13.354
977

333
14.709
911

353
15.223
816

401
17.722
986

454
19.639
919

458
21.027
869

595
26.755
1.143

569
29.002
1.242

123

123

358

358

358

358

358

358

9.971
1.455
380

8.956
1.470
418

12.266
1.641
506

13.094
1.810
556

14.410
2.305
610

14.707
2.350
651

3.801
144
50

5.212
287
101

4.793
424
151

7.048
633
226

7.744
873
295

8.232
921
384

7.766
1.164
441

9.139
1.311
512

10.208
1.462
589

10.643
1.555
651

14.920
1.843
721

16.216
1.923
790

4.803
3.329
1.491
876
615
3.944
12
393
2.327

5.164
3.366
2.163
804
1.359
4.725
13
415
2.944

6.170
4.906
1.549
317
1.232
6.138
12
456
3.811

7.024
6.069
1.210
240
970
7.039
9
625
4.413

7.703
6.500
1.470
185
1.285
7.785
10
756
4.646

8.497
7.341
1.678
206
1.472
8.813
8
987
5.289

634
1.415
75
185
(110)
1.305
(1)
986

1.282
2.157
174
107
67
2.224
4
18
1.657

1.951
2.654
252
154
98
2.752
7
87
2.031

2.690
3.066
343
55
288
3.354
9
321
2.145

3.465
3.406
620
89
530
3.936
8
288
2.359

4.261
4.433
699
128
571
5.004
8
283
3.092

5.036
5.007
876
213
663
5.670
11
643
3.085

5.774
5.235
948
157
792
6.026
8
653
3.400

6.462
5.977
1.067
186
880
6.857
16
654
3.946

7.301
6.554
1.191
210
981
7.535
25
776
4.373

8.005
7.198
1.262
297
965
8.163
33
806
4.743

8.708
7.816
1.419
398
1.021
8.837
39
835
5.137

C. Pendapatan dan Beban Operasional Lain


1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi

D.
E.
F.
G.
H.
I.
J.
K.

g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)

B.
C.

D.
E.
F.
G.
H.
I.
J.
K.

Interest Income and Interest Expenses


1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f.
Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax

31

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.15 Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Feb
324.247
16.321
300.041
7.885

Indicator
Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

17.440
5.559
9.997
1.884

33.963
7.496
20.181
6.286

20.983
5.246
10.910
4.828

21.650
6.321
13.641
1.688

131.215
8.629
120.109
2.478

131.733
8.701
120.866
2.166

151.598
8.699
140.466
2.433

151.802
10.219
139.070
2.513

169.706
15.275
151.881
2.550

170.304
15.394
152.480
2.430

177.335
18.841
156.039
2.455

169.445
17.170
149.353
2.922

184.905
14.143
166.730
4.031

192.724
13.171
173.507
6.046

182.457
13.017
163.098
6.342

209.460
16.310
185.233
7.916

229.849
15.588
206.521
7.741

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

198.826
162.988

272.594
208.338

296.167
247.673

374.255
323.716

794.241
554.709

861.379
587.496

908.941
623.224

870.389
576.973

851.260
589.455

880.256
614.149

894.043
623.272

902.159
630.782

907.712
623.290

946.950
641.711

954.022
661.872

1.083.342
683.279

1.049.693
702.887

515

765

872

803

6.486

4.442

4.447

3.150

3.603

2.837

2.816

2.088

2.193

2.341

2.844

2.491

2.719

2.304 -

23.955
8.390
2.978

42.019
15.724
5.748

31.744
10.165
5.713

37.177
11.382
1.177

49.967
182.155
924

50.933
217.697
812

54.110
226.475
685

55.194
234.225
847

53.288
204.329
585

51.891
206.438
4.941

53.551
213.286
1.118

59.601
209.174
513

62.618
218.826
785

62.474
234.738
5.686

63.906
223.430
1.971

149.921
245.727
1.924

70.044
271.611
2.163

72.937 358.536 1.645 -

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

84.730
68.627
15.460
643

119.740
102.454
15.383
1.903

221.486
138.537
69.873
13.075

139.047
115.923
15.498
7.626

160.947
136.529
23.292
1.127

163.377
138.478
23.721
1.178

167.630
143.931
22.493
1.205

164.446
140.465
22.761
1.220

168.680
144.354
22.982
1.344

166.615
142.107
23.195
1.314

166.388
140.043
25.005
1.339

170.791
144.007
25.427
1.356

174.835
147.769
25.685
1.381

175.119
147.551
26.139
1.428

182.272
154.442
26.419
1.410

179.882
152.959
25.546
1.377

181.047
153.799
25.837
1.410

181.161
153.116
26.574
1.471

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

44.659
43.755
904

77.430
74.397
3.032

123.784
109.488
14.296

101.455
99.985
1.470

117.228
116.029
1.199

111.366
109.896
1.470

114.754
113.271
1.483

116.649
115.223
1.426

116.747
115.327
1.420

119.151
117.791
1.360

117.639
116.387
1.253

121.822
120.299
1.522

127.826
125.937
1.890

131.394
129.093
2.301

136.064
133.834
2.230

142.367
140.652
1.715

134.125
131.974
2.151

137.134 Liabilities Contingency


135.218 - Guarantees issued
1.916 - Others

166.370
40.719
125.650

199.082
43.675
155.407

148.821
45.965
102.856

135.192
32.896
102.296

146.144
30.173
115.970

147.218
30.032
117.186

148.344
29.377
118.967

147.039
29.065
117.974

147.727
29.171
118.556

148.740
28.955
119.784

146.130
28.730
117.400

147.418
29.238
118.180

149.695
29.355
120.339

150.548
29.338
121.210

152.796
29.591
123.205

155.839
29.435
126.404

152.887
29.010
123.877

154.773 Others
28.725 - Channelling Credit
126.048 - Written-off Earning assets

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

1.139.192 Liabilities Commitments


703.770 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

32

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2011
Jul

Ags

Sep

Okt

2012

Indicator

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

275.380 Commited Claims


16.205 - Unused borrowing
254.545 - Outstanding spot and derivatives

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya

177.335
18.841
156.039

169.445
17.170
149.353

184.905
14.143
166.730

192.724
13.171
173.507

182.457
13.017
163.098

209.460
16.310
185.233

229.849
15.588
206.521

324.247
16.321
300.041

266.103
15.893
244.966

242.037
16.602
219.523

269.706
17.204
248.183

272.193
17.106
250.392

250.148
14.543
230.673

227.077
15.462
207.621

252.799
14.709
233.382

314.891
18.584
291.245

296.133
19.614
271.778

2.455
894.043
623.272

2.922
902.159
630.781

4.031
907.712
623.290

6.046
946.950
641.711

6.342
954.022
661.872

7.916
1.083.342
683.279

7.741
1.049.424
702.887

7.885
1.140.811
705.389

5.244
1.099.528
707.637

5.912
1.091.845
719.505

4.320
1.117.584
722.058

4.695
1.151.537
747.792

4.932
1.149.860
764.925

3.994
1.124.938
772.049

4.708
1.167.334
778.165

5.061
1.291.502
887.022

4.741
1.261.668
898.232

228.351
394.921
2.816

239.184
391.596
2.089

259.524
363.767
2.193

260.279
381.431
2.341

267.861
394.011
2.844

261.688
421.591
2.491

272.731
430.156
2.719

268.429
436.960
2.304

270.380
437.257
3.011

272.287
447.217
4.163

276.580
445.478
5.294

277.848
469.944
4.552

291.208
473.717
4.027

305.335
466.714
4.348

307.027
471.138
5.096

284.623
602.399
5.263

274.981
623.250
5.540

265.664
551.608
5.911 -

1.313
1.503
53.551
213.286

1.075
1.014
59.601
209.174

988
1.205
62.618
218.826

1.250
1.091
62.474
234.738

1.481
1.363
63.906
223.430

1.497
994
149.921
245.727

1.759
960
70.044
271.611

1.347
958
72.937
358.536

1.851
1.159
72.687
314.553

3.192
971
72.899
293.723

3.919
1.374
72.395
315.537

2.651
1.901
70.415
326.556

2.893
1.134
65.734
312.129

2.748
1.600
68.337
278.605

3.876
1.221
70.614
311.412

3.989
1.274
73.565
323.857

3.967
1.573
74.570
281.809

1.609
4.301
73.439
255.717

1.118
166.388
140.043
25.005
1.339
117.639
116.387
1.253
155.054

513
170.791
144.007
25.427
1.356
121.822
120.299
1.522
156.616

785
174.835
147.769
25.685
1.381
127.826
125.937
1.890
160.118

5.686
175.119
147.551
26.139
1.428
131.394
129.093
2.301
161.654

1.971
182.272
154.442
26.419
1.410
136.064
133.834
2.230
164.407

1.924
179.882
152.959
25.546
1.377
142.367
140.652
1.715
167.791

2.163
181.047
153.799
25.837
1.410
134.125
131.974
2.151
164.537

1.645
181.968
153.116
27.381
1.471
137.132
135.216
1.916
165.111

1.640
182.822
152.104
28.820
1.898
141.326
140.143
1.183
168.202

1.555
188.519
154.973
31.609
1.937
145.990
143.894
2.095
167.363

2.299
200.058
166.330
31.770
1.959
147.701
145.688
2.014
170.551

2.222
219.334
186.501
31.979
853
148.773
146.619
2.153
173.289

3.045
191.105
165.129
25.302
674
154.077
151.930
2.147
171.557

1.599
192.116
165.725
25.709
682
158.894
156.781
2.113
183.804

2.046
195.785
169.438
25.671
676
166.239
164.160
2.079
187.492

1.795
198.008
171.408
25.903
697
170.883
168.046
2.838
188.148

1.518
200.587
173.780
26.091
716
172.773
169.977
2.796
189.370

1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889

- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

28.730
121.284
114.227
7.058
5.040
4.391
649

29.238
122.291
115.105
7.185
5.087
4.490
597

29.355
125.068
117.929
7.139
5.695
4.790
905

29.338
126.250
119.046
7.204
6.066
5.066
1.000

29.591
128.567
121.173
7.395
6.249
5.121
1.128

29.435
132.218
124.589
7.629
6.138
5.302
836

29.010
129.084
121.432
7.652
6.443
5.402
1.041

28.725
130.232
122.765
7.467
6.154
5.438
716

28.736
131.988
124.520
7.468
7.478
5.495
1.984

27.704
132.645
125.245
7.401
7.013
5.573
1.439

27.806
135.442
126.341
9.101
7.303
5.713
1.590

27.787
138.957
129.741
9.215
6.545
5.977
567

23.849
140.450
131.170
9.280
7.257
6.081
1.176

25.359
151.500
135.973
15.527
6.945
6.217
728

25.326
155.072
139.515
15.557
7.095
6.391
704

24.784
156.139
140.590
15.549
7.225
6.468
758

24.914
157.037
141.441
15.597
7.420
6.567
852

24.576 - Channelling
159.833 - Written off earning assets
144.316
- Credit disbursed
15.517
- Others
7.480 - Charged off earning assets
6.913
- Credit disbursed
567
- Others

(purchased)
4.630 - Others
1.154.122 Commited Liabilities
817.271 - Undisbursed loan facilities

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others

33

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.16 Rekening Administratif Bank Persero


(State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb

1.870
841
235
794

2.580
175
2.023
382

497
188
154
155

36
0
36
0

7.481
199
6.657
625

10.086
297
9.164
624

11.074
301
10.148
624

8.926
307
7.996
623

10.436
373
9.440
623

16.849
2.030
14.195
623

16.056
2.013
13.420
623

19.472
2.015
16.832
625

23.513
312
22.575
625

17.503
310
16.557
635

17.535
301
16.577
657

14.040
297
13.069
674

15.787
263
14.837
687

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

59.736
47.703

79.368
58.652

97.045
79.791

150.680
130.405

168.046
139.200

179.543
152.453

182.812
153.345

182.294
154.103

175.120
151.740

193.700
159.888

187.220
157.149

199.643
164.586

207.036
163.932

210.299
172.057

211.861
176.615

309.000
189.035

233.558
191.293

260

384

494

269

130

155

149

176

167

117

176

166

182

205

222

163

211

193 -

11.334
233
205

20.165
155
13

16.735
11
14

19.995
6
6

20.266
8.442
7

18.629
8.299
7

20.486
8.824
8

21.616
6.390
8

21.058
2.148
8

20.741
8.640
4.314

22.138
7.751
6

22.695
12.190
6

25.848
17.067
7

25.308
9.430
3.298

25.809
9.209
6

112.773
7.023
6

32.851
8.927
7

31.160 10.576 7-

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

14.544
2.728
11.578
238

14.492
2.430
10.944
1.118

70.167
3.279
65.584
1.304

21.904
4.090
10.527
7.286

24.076
4.937
18.224
915

24.917
5.194
18.764
958

24.438
5.993
17.461
984

24.778
6.190
17.596
992

26.822
8.023
17.774
1.026

26.814
7.810
17.930
1.075

28.815
7.974
19.760
1.081

29.374
8.218
20.045
1.111

29.603
8.153
20.321
1.129

31.344
9.548
20.629
1.167

32.283
10.236
20.884
1.164

32.101
10.440
20.529
1.131

32.607
10.806
20.664
1.138

33.368
11.047
21.138
1.183

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

17.235
17.101
134

22.386
22.355
31

30.699
30.305
393

34.918
34.666
252

39.794
39.722
72

37.570
37.380
191

38.985
38.577
408

39.561
39.217
344

39.610
39.290
319

40.208
39.902
305

39.851
39.761
89

42.030
41.888
143

43.961
43.621
340

46.256
45.671
585

48.895
48.318
577

54.641
54.066
575

50.821
50.267
554

51.832 Liabilities Contingency


51.151 - Guarantees issued
680 - Others

109.163
35.775
73.389

139.519
38.318
101.201

124.429
40.616
83.813

106.712
27.403
79.309

112.091
26.948
85.143

109.975
26.462
83.512

110.383
26.119
84.265

109.871
26.061
83.810

109.745
25.839
83.905

110.567
26.025
84.541

110.086
25.849
84.237

110.217
25.995
84.221

112.276
26.323
85.953

112.686
26.297
86.389

114.260
26.492
87.768

114.823
26.383
88.440

111.640
26.029
85.611

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

17.858
272
16.890
695

Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

241.585 Liabilities Commitments


199.651 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

112.936 Others
25.656 - Channelling Credit
87.280 - Written-off Earning assets

34

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.16.a. Rekening Administratif Bank Persero


(State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011

2012
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Jul

Ags

Sep

Okt

Des

16.056
2.013
13.420

19.472
2.015
16.832

23.513
312
22.575

17.503
310
16.557

17.535
301
16.577

14.040
297
13.069

15.787
263
14.837

17.858
272
16.890

11.032
11.029

9.933
9.933

23.773
23.773

20.735
281
20.353

15.940
15.940

16.655
16.646

20.524
20.524

17.903
17.903

22.778
22.778

623
187.220
157.149

625
199.643
164.585

625
207.036
163.932

635
210.299
172.057

657
211.861
176.615

674
309.000
189.035

687
233.289
191.293

695
241.585
199.651

3
235.097
190.153

231.670
186.103

240.629
189.350

101
244.783
198.656

220.406
180.307

10
224.650
182.260

227.677
178.451

233.105
187.838

236.799
186.620

- - Others
240.565 Commited Liabilities
193.478 - Undisbursed loan facilities

18.707
138.442
176

21.083
143.502
166

32.237
131.695
182

37.333
134.724
205

39.422
137.193
222

49.572
139.463
163

52.907
138.386
211

53.649
146.001
193

45.419
144.734
177

43.953
142.149
208

41.971
147.379
223

41.047
157.608
183

49.867
130.440
188

51.408
130.852
222

44.702
133.748
224

50.891
136.947
244

48.254
138.366
275

48.414
145.065
211 -

114
61
22.138
7.751

105
61
22.695
12.190

95
88
25.848
17.067

105
100
25.308
9.430

121
101
25.809
9.209

50
113
112.773
7.023

122
89
32.851
8.927

104
88
31.160
10.576

89
88
31.653
13.108

120
88
31.066
14.286

119
104
31.923
19.126

81
102
32.768
13.168

80
108
30.094
9.808

122
100
31.144
11.011

115
108
34.535
14.457

129
115
33.736
11.277

159
116
36.033
13.862

72
140
34.112
12.749

6
28.815
7.974
19.760
1.081
39.851
39.761
89
112.022
25.849
86.091
82.850
3.241
83
83
0

6
29.374
8.218
20.045
1.111
42.030
41.888
143
112.290
25.995
86.212
82.969
3.243
83
83
0

7
29.603
8.153
20.321
1.129
43.961
43.621
340
114.627
26.323
88.218
84.973
3.245
85
85
0

3.298
31.344
9.548
20.629
1.167
46.256
45.671
585
115.205
26.297
88.822
85.575
3.247
86
86
0

6
32.283
10.236
20.884
1.164
48.895
48.318
577
116.956
26.492
90.375
87.102
3.273
89
89
0

6
32.101
10.440
20.529
1.131
54.641
54.066
575
117.840
26.383
91.369
88.092
3.277
88
88
0

7
32.607
10.806
20.664
1.138
50.821
50.267
554
113.975
26.029
87.859
84.582
3.277
87
87
-

7
33.368
11.047
21.138
1.183
51.832
51.151
680
114.082
25.656
88.338
85.061
3.277
88
88
-

6
32.888
9.047
22.188
1.653
54.784
54.703
81
115.608
25.667
89.852
86.574
3.279
89
89
-

7
32.855
9.635
21.538
1.682
56.988
56.913
75
115.270
24.671
90.510
87.229
3.281
90
90
-

8
33.341
9.932
21.705
1.704
58.796
58.714
82
116.176
24.744
91.340
88.057
3.283
92
92
-

9
34.751
12.568
21.600
583
57.948
57.805
143
116.871
24.684
92.096
88.812
3.284
92
92
-

9
30.735
10.845
19.492
398
61.206
61.095
111
113.592
20.473
93.027
89.747
3.280
92
92
-

12
32.223
12.070
19.745
409
64.238
64.109
129
118.745
20.472
98.181
94.898
3.283
93
93
-

11
34.872
14.463
19.992
417
69.568
69.468
100
120.064
20.392
99.579
96.293
3.285
94
94
-

10
34.933
14.315
20.195
424
71.545
71.431
114
119.841
19.734
100.014
96.728
3.286
94
94
-

10
35.798
15.080
20.284
434
73.016
72.863
153
119.751
19.377
100.281
96.996
3.285
94
94
-

14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-

23.602 Commited Claims


- - Unused borrowing
23.602 - Outstanding spot and derivatives

(purchased)

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

35

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.17 Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb

5.081
2.206
2.346
529

11.644
1.127
5.016
5.501

7.199
654
1.972
4.573

5.332
141
4.101
1.089

44.148
388
42.830
930

53.885
427
52.622
836

59.456
430
57.984
1.042

57.374
437
55.791
1.147

56.387
429
54.697
1.261

61.684
724
59.705
1.256

61.806
484
60.181
1.141

53.500
500
51.727
1.272

64.772
330
62.474
1.968

68.991
287
65.932
2.771

65.139
323
61.810
3.006

62.293
325
58.190
3.779

71.699
318
68.329
3.052

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

78.586
68.281

116.802
93.638

127.426
110.519

132.078
118.457

276.731
212.273

301.422
223.914

318.320
235.474

308.285
224.877

310.554
229.127

314.243
230.512

321.661
238.439

332.642
256.313

346.535
258.616

354.057
262.897

363.176
273.952

353.226
269.233

378.025
283.516

246

366

358

486

1.431

1.446

1.538

1.510

1.661

1.536

1.602

1.418

1.540

1.648

1.492

1.383

1.347

1.527 -

7.137
1.487
1.435

12.666
4.877
5.256

8.968
2.255
5.326

9.347
2.735
1.054

18.506
43.735
787

20.914
54.471
677

21.545
59.228
535

20.734
60.500
664

20.449
58.898
418

19.417
62.393
385

19.556
61.764
300

21.623
53.047
242

22.780
63.319
281

22.496
66.752
264

22.508
65.108
116

21.864
60.678
69

21.286
71.764
112

25.762 61.408 55 -

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

2.086
273
1.694
119

3.216
565
2.047
605

15.110
920
2.628
11.561

3.787
690
3.008
90

5.081
1.527
3.464
90

7.689
4.043
3.556
90

7.796
4.095
3.611
90

7.919
4.080
3.747
92

7.892
4.057
3.745
90

8.005
4.221
3.689
94

7.612
3.894
3.627
92

7.073
3.296
3.684
94

7.093
3.323
3.678
91

7.212
3.388
3.733
92

8.149
4.269
3.786
94

7.752
4.094
3.566
92

7.877
4.021
3.764
91

7.929
4.051
3.767
110

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

8.940
8.202
738

17.381
14.400
2.981

32.307
18.422
13.885

18.531
17.392
1.139

24.355
23.253
1.103

25.430
24.189
1.241

25.539
24.501
1.038

25.765
24.727
1.038

25.380
24.382
998

26.163
25.152
1.011

25.133
24.014
1.118

25.798
24.467
1.331

27.070
25.560
1.510

28.316
26.687
1.629

29.498
27.951
1.547

30.467
29.366
1.102

29.153
27.643
1.510

29.342 Liabilities Contingency


28.311 - Guarantees issued
1.031 - Others

48.860
2.869
45.991

50.754
2.883
47.870

15.274
2.854
12.420

18.480
2.879
15.601

22.650
680
21.969

22.874
671
22.203

22.965
668
22.298

23.137
664
22.473

23.420
657
22.763

23.784
650
23.134

21.698
646
21.052

22.335
645
21.690

22.736
642
22.093

22.983
640
22.344

23.434
643
22.791

24.479
641
23.839

24.594
640
23.954

24.956 Others
638 - Channelling Credit
24.318 - Written-off Earning assets

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

62.533
320
59.145
3.068

Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

369.257 Liabilities Commitments


280.504 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

36

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011

2012
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Jul

Ags

Sep

Okt

Des

61.806
484
60.181

53.500
500
51.727

64.772
330
62.474

68.991
287
65.932

65.139
323
61.810

62.293
325
58.190

71.699
318
68.329

62.533
320
59.145

68.105
320
66.217

63.056
325
59.292

67.724
279
65.837

70.965
483
68.593

63.899
484
61.879

61.096
488
58.988

63.904
537
61.240

66.593
3.420
60.762

68.529
3.416
62.947

1.141
321.661
238.439

1.272
332.642
256.313

1.968
346.536
258.616

2.771
354.057
262.897

3.006
363.177
273.952

3.779
353.226
269.233

3.052
378.025
283.516

3.068
369.256
280.504

1.568
381.329
288.348

3.439
374.978
286.547

1.607
388.805
295.241

1.890
398.322
301.269

1.535
402.329
311.091

1.620
425.421
336.715

2.128
435.772
343.762

2.412
442.943
348.707

2.166
446.829

352.852

2.183 - Others
441.539 Commited Liabilities
347.941 - Undisbursed loan facilities

116.944
121.495
1.602

129.898
126.415
1.418

129.572
129.044
1.540

131.561
131.336
1.648

135.968
137.984
1.492

127.260
141.973
1.383

134.866
148.650
1.347

130.518
149.986
1.527

141.919
146.429
1.328

140.440
146.108
1.220

146.585
148.656
1.587

146.602
154.667
1.427

151.639
159.453
1.561

160.390
176.325
1.826

167.163
176.599
1.891

169.983
178.725
2.020

169.083
183.769
2.084

163.347
184.594
2.234 -

816
786
19.556
61.764

737
681
21.623
53.047

754
785
22.780
63.319

742
906
22.496
66.752

778
714
22.508
65.108

779
604
21.864
60.678

777
570
21.286
71.764

782
746
25.762
61.408

744
584
26.265
65.339

750
470
25.911
61.283

772
815
24.311
67.335

789
638
22.502
72.763

928
634
21.625
67.744

993
833
23.405
63.348

977
914
22.466
67.409

978
1.043
24.820
67.218

1.036
1.048
24.390
67.377

1.140
1.094
25.113
66.171

300
7.612
3.894
3.627
92
25.133
24.014
1.118
27.947
646
22.641
19.356
3.285
4.660
4.021
639

242
7.073
3.296
3.684
94
25.798
24.467
1.331
28.697
645
23.350
19.948
3.403
4.702
4.117
585

281
7.093
3.323
3.678
91
27.070
25.560
1.510
30.005
642
24.144
20.791
3.354
5.219
4.324
895

264
7.212
3.388
3.733
92
28.316
26.687
1.629
30.747
640
24.522
21.109
3.413
5.585
4.594
991

116
8.149
4.269
3.786
94
29.498
27.951
1.547
31.456
643
25.051
21.471
3.580
5.762
4.645
1.117

69
7.752
4.094
3.566
92
30.467
29.366
1.102
32.425
641
26.219
22.425
3.794
5.565
4.767
797

112
7.877
4.021
3.764
91
29.153
27.643
1.510
32.849
640
26.409
22.636
3.774
5.800
4.791
1.010

55
7.928
4.051
3.767
110
29.341
28.310
1.031
33.111
638
26.930
23.340
3.590
5.543
4.827
716

49
8.500
4.392
3.996
112
30.113
29.059
1.054
34.218
627
27.006
23.417
3.588
6.585
4.878
1.707

16
8.362
4.247
3.991
124
30.960
29.012
1.948
33.899
615
26.918
23.385
3.533
6.367
4.928
1.439

331
8.357
4.093
4.142
122
31.059
29.222
1.837
36.051
614
28.859
23.672
5.187
6.577
4.987
1.590

361
7.865
3.570
4.161
134
31.685
29.726
1.960
35.685
764
29.269
23.998
5.271
5.653
5.085
567

307
8.060
3.747
4.175
137
32.154
30.173
1.981
36.604
1.201
29.109
23.756
5.353
6.293
5.157
1.137

127
8.494
4.100
4.265
129
32.838
30.895
1.942
43.183
2.601
34.607
23.028
11.579
5.975
5.247
728

244
8.607
4.551
3.939
117
33.621
31.687
1.934
45.049
2.650
36.294
24.711
11.583
6.105
5.401
704

177
8.606
4.530
3.949
127
34.927
32.255
2.672
45.669
2.788
36.700
25.125
11.574
6.182
5.451
731

67.659 Commited Claims


3.427 - Unused borrowing
62.050 - Outstanding spot and derivatives

(purchased)

126

82

9.067

8.659

4.929
4.023
114

4.553
3.979
126

36.281

37.219

33.724
2.557

34.706
2.512

46.572

46.937

3.137
37.067
25.451
11.616
6.367
5.515
852

3.268
37.317
25.663
11.655
6.351
5.784
567

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

37

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.18 Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2011

2010

Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb
10
0
0
10

Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

40
9
0
32

83
9
0
74

75
0
0
75

62
0
0
62

65
0
0
65

60
40
0
20

60
40
0
20

58
50
0
8

69
50
12
7

71
50
0
21

72
50
0
22

77
50
0
27

72
50
0
22

57
50
0
7

58
50
0
8

63
50
0
13

13
0
0
13

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

1.666
1.618

1.882
1.853

1.966
1.926

2.232
2.197

2.305
2.242

2.297
2.245

2.341
2.292

2.398
2.359

2.377
2.333

2.576
2.520

2.524
2.470

2.381
2.308

2.605
2.547

2.793
2.724

2.907
2.795

2.735
2.651

2.883
2.817

10

27

25

23

24

24

32

26

24

33

37

47

51

38

22 -

0
0
44

0
0
25

0
0
34

0
0
25

0
0
36

0
0
28

0
0
26

0
0
16

0
0
20

0
0
25

0
0
28

0
0
50

0
0
26

0
0
32

0
0
65

0
0
33

0
0
29

0034 -

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

202
0
177
25

156
0
147
9

100
0
95
4

137
1
136
0

226
1
226
0

240
1
239
0

230
1
229
0

166
1
163
2

267
1
182
84

263
0
261
2

286
0
285
0

261
0
261
0

263
0
261
2

273
0
270
2

266
0
265
1

245
0
244
0

260
0
249
10

375
0
373
2

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

103
95
8

127
112
16

120
107
12

194
121
73

180
158
22

189
157
31

199
169
31

211
173
38

267
170
96

225
189
35

202
165
37

208
167
41

205
168
37

210
171
39

215
173
42

222
185
37

199
166
34

206 Liabilities Contingency


163 - Guarantees issued
43 - Others

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

590
41
549

637
41
596

530
39
491

710
21
689

955
65
890

1.038
63
974

1.094
63
1.031

1.099
63
1.036

1.138
63
1.075

1.196
63
1.132

1.181
63
1.117

1.217
63
1.153

1.214
86
1.129

1.234
86
1.148

1.261
86
1.175

1.288
85
1.203

1.309
85
1.223

3.079 Liabilities Commitments


3.023 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

1.323 Others
85 - Channelling Credit
1.238 - Written-off Earning assets

38

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011
Jul

Ags

Sep

2012

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des
15
-

18 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives

72
50
0

77
50
0

72
50
0

57
50
0

58
50
0

63
50
0

13
-

10
-

18
-

12
-

15
-

14
-

13
-

14
-

14
-

14
-

22
2.523
2.470

27
2.382
2.308

22
2.605
2.547

7
2.793
2.724

8
2.908
2.796

13
2.735
2.651

13
2.883
2.817

10
3.079
3.023

18
3.005
2.960

12
3.216
3.152

15
3.461
3.401

14
3.446
3.360

13
4.246
4.171

14
4.386
4.315

14
4.596
4.542

14
4.660
4.608

4.756

18 - Others
4.861 Commited Liabilities
4.762 - Undisbursed loan facilities

1.860
610
26

1.896
411
24

1.882
665
33

1.961
763
37

2.094
702
47

2.008
643
51

2.113
703
38

2.292
730
22

2.228
732
16

2.411
741
26

2.579
822
20

2.590
770
33

2.926
1.246
21

2.874
1.441
21

2.761
1.781
23

2.911
1.697
32

3.031
1.725
72

2.954
1.808
70 -

17
9
0
0

18
6
0
0

22
11
0
0

21
16
0
0

23
23
0
0

29
22
0
0

30
8
-

11
12
-

4
13
-

9
17
-

5
14
-

11
22
-

8
13
-

10
11
-

9
15
-

6
27
-

38
35
0
0

28
286
0
285
0
202
165
37
1.198
63
1.134
976
158
1
1
0

50
261
0
261
0
208
167
41
1.234
63
1.170
1.012
158
1
1
0

26
263
0
261
2
205
168
37
1.317
86
1.145
988
157
86
86
0

32
273
0
270
2
210
171
39
1.337
86
1.165
1.008
157
86
86
0

65
266
0
265
1
215
173
42
1.365
86
1.193
1.037
156
86
86
0

33
245
0
244
0
222
185
37
1.432
85
1.223
1.067
156
124
124
0

29
260
0
249
10
199
166
34
1.453
85
1.244
1.087
157
124
124
-

34
375
373
2
206
163
43
1.472
85
1.263
1.107
156
124
124
-

29
268
261
7
217
170
47
1.497
85
1.288
1.105
182
124
124
-

38
265
264
1
262
191
71
1.507
85
1.298
1.122
176
124
124
-

41
268
268
0
246
198
48
1.486
85
1.277
1.126
151
124
124
-

52
287
285
1
272
222
50
1.904
85
1.534
1.380
154
285
285
-

54
293
291
1
262
207
54
1.989
85
1.596
1.442
154
308
308
-

50
311
311
0
238
198
40
2.044
85
1.633
1.478
155
327
327
-

31
317
315
2
270
226
44
2.093
83
1.670
1.517
153
341
341
-

20
319
314
5
289
238
51
2.140
83
1.698
1.545
153
359
359
-

(purchased)

15
4.852

41
29
0
0

24

29

313
308
5
301

309
303
6
374

255
46

289
85

2.222

2.255

83
1.752
1.595
157
387
387

82
1.761
1.612
149
412
412

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

39

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.19 Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2011

2010

Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb

28
10
0
18

336
21
0
315

35
15
0
20

515
9
0
507

657
55
0
602

609
11
1
597

652
10
1
640

1.890
9
1.299
583

1.869
9
1.293
567

1.851
11
1.339
501

509
6
20
483

2.204
5
1.293
905

2.277
6
1.310
961

2.308
5
24
2.280

2.406
4
180
2.221

3.270
5
0
3.265

3.669
6
79
3.585

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

2.208
2.136

3.820
3.426

6.799
6.548

11.276
10.865

12.593
11.889

13.308
12.627

13.171
12.458

12.968
12.281

13.098
12.454

13.970
13.313

14.364
13.764

14.420
13.452

14.620
13.571

15.625
13.435

14.949
12.817

16.931
14.712

17.686
15.195

12

14

28

41

58

59

60

55

42

47

39

48

56

54

72

67

69 -

18
0
50

25
0
356

13
0
224

320
0
64

582
0
80

540
1
82

584
1
70

546
5
77

532
0
57

500
46
69

462
13
78

915
0
13

930
0
72

884
32
1.219

863
0
1.215

894
27
1.226

1.139
63
1.222

1.107 28 1.223 -

624
2
465
157

599
56
496
47

876
345
463
68

2.066
1.389
591
87

873
168
598
108

1.565
785
664
116

1.635
821
696
119

1.781
921
740
120

1.794
913
753
129

1.974
1.062
784
127

2.016
1.072
794
149

2.088
1.076
879
133

2.027
1.043
845
140

2.213
1.125
939
149

2.162
1.080
934
148

1.973
989
833
152

1.730
763
812
156

1.765
672
932
161

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

2.856
2.833
23

5.788
5.783
5

9.198
9.193
5

10.666
10.660
6

11.258
11.257
1

10.361
10.355
6

10.555
10.548
6

10.734
10.728
6

10.849
10.843
6

10.905
10.899
6

10.823
10.817
6

11.376
11.369
7

11.349
11.348
1

10.679
10.678
1

10.555
10.554
1

10.377
10.376
1

8.752
8.750
2

8.632 Liabilities Contingency


8.631 - Guarantees issued
1 - Others

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

4.807
2.035
2.772

5.112
2.280
2.832

5.257
2.389
2.868

5.432
2.593
2.840

5.179
2.479
2.700

5.602
2.835
2.768

6.084
2.527
3.556

5.033
2.276
2.757

5.391
2.611
2.780

5.029
2.217
2.812

4.956
2.172
2.784

5.303
2.534
2.769

5.144
2.304
2.840

5.206
2.316
2.890

5.257
2.370
2.887

5.979
2.326
3.653

5.928
2.256
3.672

6.048 Others
2.346 - Channelling Credit
3.702 - Written-off Earning assets

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

3.725
6
95
3.624

Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

15.895 Liabilities Commitments


13.468 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

40

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011
Jul

Ags

Sep

2012

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

2.578

2.426 Commited Claims


77 - Unused borrowing
10 - Outstanding spot and derivatives

509
6
20

2.204
5
1.293

2.277
6
1.310

2.308
5
24

2.406
4
180

3.270
5
0

3.669
6
79

3.725
6
95

3.523
6
53

2.345
76
22

2.545
76
155

2.466
80
122

2.758
76
430

2.471
77
201

2.950
77
462

2.806
77
164

483
14.364
13.764

905
14.419
13.452

961
14.621
13.571

2.280
15.625
13.435

2.221
14.948
12.817

3.265
16.931
14.712

3.585
17.686
15.195

3.624
15.895
13.468

3.464
19.781
17.445

2.247
16.087
13.844

2.314
16.682
14.326

2.264
17.027
14.710

2.252
18.250
15.670

2.193
18.521
16.062

2.412
19.674
17.173

2.564
19.588
17.038

17.232

2.340 - Others
21.004 Commited Liabilities
18.826 - Undisbursed loan facilities

6.695
7.070
47

6.413
7.039
39

6.529
7.042
48

6.978
6.457
56

6.340
6.476
54

6.353
8.360
72

6.702
8.493
67

6.786
6.682
69

6.505
10.940
77

6.253
7.591
67

6.130
8.196
67

6.181
8.530
65

6.138
9.532
68

6.361
9.702
58

6.724
10.449
68

6.606
10.433
67

5.222
12.010
73

5.366
13.460
78 -

38
9
462
13

33
6
915
0

41
7
930
0

40
16
884
32

40
15
863
0

55
16
894
27

48
19
1.139
63

61
8
1.107
28

72
5
992
46

58
9
950
18

60
7
974
96

59
6
981
47

60
8
918
369

53
5
948
230

62
6
969
223

58
10
1.052
193

6
68
893
96

15
64
865
39

78
2.016
1.072
794
149
10.823
10.817
6
5.391
2.172
3.074
2.871
203
145
136
9

13
2.088
1.076
879
133
11.376
11.369
7
5.752
2.534
3.071
2.852
218
147
136
12

72
2.027
1.043
845
140
11.349
11.348
1
5.519
2.304
3.070
2.851
219
145
136
10

1.219
2.213
1.125
939
149
10.679
10.678
1
5.592
2.316
3.131
2.909
222
145
135
9

1.215
2.162
1.080
934
148
10.555
10.554
1
5.700
2.370
3.186
2.966
220
144
133
11

1.226
1.973
989
833
152
10.377
10.376
1
6.449
2.326
3.952
3.714
238
171
133
39

1.222
1.730
763
812
156
8.752
8.750
2
6.379
2.256
3.968
3.737
231
155
123
32

1.223
2.573
672
1.740
161
8.632
8.631
1
6.463
2.346
3.999
3.769
230
118
118
-

1.221
2.847
680
2.055
112
9.118
9.117
1
6.803
2.357
4.052
3.848
204
394
117
276

1.208
6.228
627
5.487
114
9.569
9.568
1
6.494
2.334
4.043
3.847
195
117
117
0

1.219
10.240
4.923
5.200
116
9.809
9.808
1
6.575
2.363
4.100
3.835
265
113
113
0

1.223
10.912
5.254
5.539
119
10.047
10.046
1
6.454
2.255
4.086
3.882
204
113
113
-

1.224
6.710
5.663
927
120
10.292
10.291
1
6.343
2.090
4.101
3.910
191
152
113
40

1.222
7.094
6.005
962
127
11.068
11.067
1
6.660
2.202
4.346
4.138
208
113
113
0

1.241
7.239
6.163
952
124
11.475
11.474
1
6.963
2.201
4.649
4.430
219
113
113
0

1.238
7.621
6.485
1.016
120
11.883
11.883
1
7.025
2.179
4.706
4.487
219
140
113
27

1.280

1.196

7.594

7.391

6.418
1.032
143

6.255
1.018
118

11.420

11.946

11.419
1

11.945
1

77
67

(purchased)

2.433
19.574

7.196

7.310

2.317
4.767
4.545
222
113
113
0

2.160
4.998
4.763
236
153
153
0

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

41

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.20 Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2011

2010

Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb
36.116
8.056
27.889
170

Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

2
2.494
2.011
502

10.730
6.163
4.565
2

5.617
4.389
1.227
1

5.262
3.823
1.411
29

31.455
3.031
28.168
256

29.791
3.075
26.628
89

30.140
3.128
26.906
107

31.169
4.706
26.313
150

39.622
9.720
29.816
86

36.058
7.862
28.172
24

35.288
8.200
27.011
76

35.689
7.347
28.284
58

33.736
5.975
27.731
30

34.949
4.994
29.930
25

35.061
4.596
30.395
70

34.781
7.927
26.736
119

37.116
7.360
29.598
158

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

15.427
10.341

20.805
13.298

16.235
11.400

19.575
14.167

113.836
88.396

117.651
89.927

121.575
90.997

120.176
90.578

123.981
90.646

134.600
102.446

140.119
107.765

135.893
99.774

113.229
79.999

125.916
87.216

126.894
89.241

120.035
85.198

123.376
87.052

10

8-

2.068
1.779
1.239

2.890
4.530
87

2.913
1.809
111

3.233
2.136
28

3.985
21.433
14

4.411
23.288
16

4.556
25.967
47

4.339
25.172
80

4.710
28.542
77

4.894
27.112
143

5.485
26.742
123

6.418
29.557
138

5.462
27.587
174

6.414
32.016
265

5.791
31.603
255

6.352
28.175
303

6.113
29.899
306

6.178 29.014 213 -

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

20.284
20.042
242
0

29.927
29.715
212
0

41.419
41.256
163
0

32.484
32.153
331
0

39.315
38.943
373
0

35.334
35.065
269
0

38.510
38.239
271
0

36.193
35.908
286
0

37.646
37.350
295
0

37.523
37.226
297
0

36.826
36.520
307
0

39.173
38.854
319
0

41.730
41.397
333
0

42.773
42.454
319
0

44.490
44.138
352
0

45.523
45.322
201
0

46.432
46.266
166
0

47.517
47.337
180
0

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

4.507
4.506
1

6.801
6.801
0

9.972
9.971
0

7.453
7.453
0

10.173
10.173
1

8.421
8.420
1

9.321
9.321
0

9.370
9.370
0

9.290
9.290
0

9.376
9.376
0

9.891
9.891
0

10.229
10.229
0

11.115
11.115
0

11.594
11.547
47

11.998
11.935
63

12.035
12.035
0

11.809
11.758
51

12.036 Liabilities Contingency


11.875 - Guarantees issued
161 - Others

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

1.217
0
1.217

1.362
0
1.362

1.736
0
1.736

1.783
0
1.783

1.691
0
1.690

1.813
0
1.812

1.863
0
1.863

1.911
0
1.911

1.991
0
1.991

2.069
0
2.069

2.136
0
2.136

2.201
0
2.201

2.111
0
2.111

2.172
0
2.172

2.262
0
2.262

2.304
0
2.304

2.333
0
2.333

123.825 Liabilities Commitments


88.412 - Client credit facilities that are

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

2.400 Others
0 - Channelling Credit
2.400 - Written-off Earning assets

42

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011

2012
Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Jul

Ags

Sep

Okt

Des

35.288
8.200
27.011

35.689
7.347
28.284

33.736
5.975
27.731

34.949
4.994
29.930

35.061
4.596
30.395

34.781
7.927
26.736

37.116
7.360
29.598

36.115
8.056
27.889

38.124
7.794
30.153

43.948
8.388
35.411

48.684
8.452
39.895

45.950
8.279
37.525

44.602
5.954
38.476

45.996
6.793
39.070

43.974
5.961
37.860

44.095
6.923
37.102

76
140.119
107.765

58
135.892
99.774

30
113.229
79.999

25
125.916
87.216

70
126.894
89.241

119
120.035
85.198

158
123.376
87.052

170
123.825
88.412

177
125.465
88.286

150
130.934
89.268

338
140.355
91.857

147
142.486
97.611

172
143.520
98.948

133
142.694
98.882

153
139.370
96.740

70
143.583
101.308

103.079

18.913
88.852
4

17.560
82.214
5

17.469
62.530
7

16.909
70.308
6

17.418
71.822
5

15.607
69.591
7

15.785
71.267
6

16.606
71.806
8

15.408
72.878
5

18.071
71.197
4

16.217
75.640
5

17.757
79.854
8

17.852
81.096
6

18.022
80.860
9

18.393
78.348
9

17.669
83.639
8

12.559
90.520
12

12.083
92.581
15 -

1
3
5.485
26.742

2
3
6.418
29.557

2
5
5.462
27.587

2
3
6.414
32.016

1
4
5.791
31.603

2
5
6.352
28.175

2
4
6.113
29.899

3
5
6.178
29.014

1
3
5.251
31.696

2
2
5.737
35.781

4
1
7.562
40.328

2
6
7.265
37.357

3
3
6.349
38.007

3
6
6.232
37.428

3
7
6.176
35.927

3
4
6.286
35.631

3
9
6.649
34.140

4
11
6.022
32.721

123
36.826
36.520
307
0
9.891
9.891
0
2.370
0
2.271
2.112
159
99
99
0

138
39.173
38.854
319
0
10.229
10.229
0
2.442
0
2.342
2.189
153
100
100
0

174
41.730
41.397
333
0
11.115
11.115
0
2.379
0
2.276
2.123
153
103
103
0

265
42.773
42.454
319
0
11.594
11.547
47
2.446
0
2.343
2.190
153
103
103
0

255
44.490
44.138
352
0
11.998
11.935
63
2.546
0
2.440
2.286
153
106
106
0

303
45.523
45.322
201
0
12.035
12.035
0
2.624
0
2.490
2.336
153
134
134
0

306
46.432
46.266
166
11.809
11.758
51
2.727
0
2.520
2.367
153
207
207
-

213
47.517
47.337
180
12.036
11.875
161
2.801
2.594
2.440
153
207
207
-

227
48.476
48.285
191
12.087
12.087
2.895
2.686
2.533
153
209
209
-

144
51.928
51.724
204
12.891
12.891
2.993
0
2.759
2.605
153
234
234
-

603
52.960
52.749
211
13.286
13.241
45
2.902
0
2.682
2.528
153
220
220
-

245
76.141
75.930
211
14.075
14.075
2.966
0
2.747
2.593
153
219
219
-

210
55.408
55.179
228
14.531
14.531
0
3.334
0
3.114
2.960
153
221
221
-

142
57.122
56.887
235
14.710
14.710
3.405
0
3.165
3.011
153
240
240
-

517
56.676
56.398
278
15.113
15.113
3.471
0
3.229
3.076
153
241
241
-

350
57.517
57.279
233
5
15.445
15.445
3.556
0
3.314
3.160
153
242
242
-

43.586

7.059
36.414

41.154 Commited Claims


4.510 - Unused borrowing
36.560 - Outstanding spot and derivatives

(purchased)

113
143.954

84 - Others
143.637 Commited Liabilities
104.664 - Undisbursed loan facilities

74

215

61.885

62.290

61.636
246
4

62.040
246
4

15.728

15.200

15.689
39

15.158
42

3.652
0
3.410
3.257
153
242
242
-

3.753
0
3.506
3.352
153
247
247
-

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

43

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.21 Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Feb

Indicator
Claim Commitments
- Not yet withdrawn loan facilities
- Current spot purchases
- Others

Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot yang masih berjalan
- Lainnya

5.415
0
5.406
9

8.590
0
8.577
13

7.562
0
7.557
5

10.442
2.349
8.093
1

47.410
4.956
42.454
0

37.303
4.852
32.451
1

50.216
4.789
45.426
1

52.384
4.710
47.671
2

61.324
4.695
56.623
6

53.791
4.717
49.069
6

63.604
8.087
55.406
110

58.503
7.253
51.215
34

60.536
7.472
52.641
423

68.917
7.525
61.064
328

62.258
7.744
54.135
380

95.013
7.707
87.238
67

101.565
7.642
93.678
246

204.005
7.667
196.022
316

Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
- Fasilitas kredit kepada bank lain
yang belum ditarik
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot yang masih berjalan
- Lainnya

41.203
32.909

49.917
37.471

46.696
37.488

58.413
47.625

220.729
100.708

247.158
106.329

270.721
128.658

244.269
92.776

226.131
103.155

221.168
105.470

228.155
103.685

217.180
94.349

223.687
104.626

238.260
103.382

234.234
106.451

281.415
122.450

294.165
123.014

387.169 Liabilities Commitments


120.332 - Client credit facilities that are

4.849

2.750

2.670

1.372

1.690

1.106

960

437

383

389

1.024

816

1.051

485 -

3.398
4.891
5

6.273
6.163
10

3.114
6.089
4

4.282
6.506
0

6.627
108.544
0

6.439
131.638
1

6.939
132.454
1

7.960
142.159
2

6.539
114.741
6

6.339
108.247
6

5.910
117.016
583

7.950
114.381
64

7.599
110.853
226

7.373
126.508
609

8.936
117.509
315

8.039
149.823
287

8.656
160.958
486

8.731 257.509 113 -

Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya

46.991
45.582
1.303
105

71.351
69.689
1.538
124

93.815
92.737
940
138

78.670
77.602
905
163

91.375
90.953
409
13

93.632
93.390
228
13

95.020
94.782
226
12

93.608
93.365
229
14

94.259
94.011
234
14

92.036
91.787
234
15

90.833
90.583
233
17

92.821
92.563
240
18

94.119
93.852
247
19

91.305
91.037
249
19

94.921
94.719
200
3

92.289
92.113
173
2

92.141
91.943
182
16

90.207
90.009
183
16

Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya

11.018
11.018
0

24.947
24.947
0

41.489
41.489
0

29.692
29.692
0

31.467
31.467
0

29.394
29.394
0

30.155
30.155
0

31.009
31.009
0

31.351
31.350
1

32.274
32.273
2

31.740
31.738
2

32.181
32.180
1

34.126
34.125
1

34.338
34.338
0

34.902
34.902
0

34.623
34.623
0

33.390
33.390
0

35.086 Liabilities Contingency


35.086 - Guarantees issued
0 - Others

1.732
0
1.732

1.698
154
1.544

1.596
67
1.529

2.074
0
2.074

3.578
0
3.578

5.916
0
5.916

5.955
0
5.955

5.988
0
5.988

6.042
0
6.042

6.096
0
6.096

6.074
0
6.074

6.146
0
6.146

6.214
0
6.214

6.267
0
6.267

6.322
0
6.322

6.965
0
6.965

7.084
0
7.084

Lainnya
- Penerusan Kredit
- Aktiva produktif yang dihapus bukukan

not yet withdrawn


Other bank credit facilities that are
not yet withdrawn
Current Irrevocable L/C
Current spot sales
Others

Claim Contingency
- Guarantees received
- Adjusted interest income
- Others

7.109 Others
0 - Channelling Credit
7.109 - Written-off Earning assets

44

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)


Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya

2011

2012

Jul

Ags

Sep

Okt

Nov

63.604
8.087
55.406

58.503
7.253
51.215

60.536
7.472
52.641

68.917
7.525
61.064

62.258
7.744
54.135

110
228.155
103.685

34
217.181
94.349

423
223.686
104.626

328
238.260
103.382

65.233
38.452
960

62.333
32.016
437

71.835
32.791
383

326
634
5.910
117.016

180
257
7.950
114.381

583
90.833
90.583
233
17
31.740
31.738
2
6.125
0
6.074
6.064
11
51
51
0

64
92.821
92.563
240
18
32.181
32.180
1
6.200
0
6.146
6.135
11
54
54
0

Des

Indicator

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

95.013
7.707
87.238

101.565
7.642
93.678

204.005
7.667
196.022

145.302
7.772
137.515

122.742
7.812
114.866

126.965
8.396
118.524

132.063
7.984
123.800

122.937
8.028
113.949

100.845
8.105
92.716

121.433
8.135
113.297

183.480
8.164
175.316

158.647
9.062
149.571

140.520 Commited Claims


8.192 - Unused borrowing
132.324 - Outstanding spot and derivatives

380
234.235
106.451

67
281.415
122.450

246
294.165
123.014

316
387.170
120.332

15
334.849
120.445

64
334.961
140.591

45
327.651
127.883

280
345.475
132.186

959
361.110
154.737

24
309.267
133.814

2
340.245
137.497

1
447.624
227.522

14
409.659

233.693

4 - Others
302.516 Commited Liabilities
147.600 - Undisbursed loan facilities

65.537
37.845
389

66.619
39.833
1.024

60.888
61.561
816

60.357
62.657
1.051

58.577
61.754
485

58.901
61.544
1.408

61.160
79.431
2.639

63.098
64.785
3.392

63.671
68.515
2.836

62.787
91.951
2.183

66.281
67.533
2.212

67.284
70.213
2.882

36.563
190.959
2.892

36.832
196.861
3.023

33.500
114.101
3.302 -

74
309
7.599
110.853

340
49
7.373
126.508

518
506
8.936
117.509

581
236
8.039
149.823

780
271
8.656
160.958

386
99
8.731
257.509

942
466
8.525
204.364

2.253
386
9.235
182.355

2.959
432
7.625
188.653

1.709
1.127
6.900
203.221

1.815
369
6.749
196.201

1.568
644
6.606
166.589

2.710
172
6.468
193.396

2.815
77
7.672
209.538

2.725
297
6.605
166.335

338
2.964
7.328
144.037

226
94.119
93.852
247
19
34.126
34.125
1
6.271
0
6.214
6.203
11
57
57
0

609
91.305
91.037
249
19
34.338
34.338
0
6.327
0
6.267
6.256
11
60
60
0

315
94.921
94.719
200
3
34.902
34.902
0
6.385
0
6.322
6.311
11
63
63
0

287
92.289
92.113
173
2
34.623
34.623
0
7.020
0
6.965
6.954
11
55
55
0

486
92.141
91.943
182
16
33.390
33.390
7.153
7.084
7.023
61
69
69
-

113
90.207
90.009
183
16
35.086
35.086
7.182
7.109
7.048
61
73
73
-

107
89.845
89.700
130
15
35.007
35.007
7.182
7.105
7.044
61
77
77
-

142
88.881
88.741
125
15
35.320
35.320
7.199
7.118
7.057
61
81
81
-

98
94.892
94.633
244
15
34.505
34.505
7.362
7.185
7.123
61
177
177
-

331
89.379
89.180
182
16
34.745
34.745
9.409
9.225
9.077
149
183
183
-

1.240
89.900
89.696
187
18
35.632
35.632
9.694
9.504
9.355
149
190
190
-

45
86.871
86.662
192
17
35.802
35.802
9.766
9.569
9.420
149
198
198
-

2
88.075
87.864
195
16
36.192
36.192
9.852
9.651
9.488
163
202
202
-

1
89.011
88.799
197
15
36.793
36.793
9.916
9.708
9.545
163
209
209
-

(purchased)

249

85.930

85.357

85.717
199
15

85.156
187
13

36.027
36.027
9.977
9.760
9.597
163
217
217
-

36.785
36.785
9.899
9.676
9.664
12
223
223
-

to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others

45

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.22 Kinerja Bank Umum

(Commercial Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

Feb

Jan

21,27

19,30

16,76

17,42

- CAR (%)

Modal

183.391

211.176

238.270

268.601

Capital

ATMR

862.145

1.094.196

1.421.448

1.541.598

Risk Weighted Assets

17,18

18,07

17,57

17,76

17,41

17,00

17,24

17,29

16,63

17,15

16,61

16,05

CAR (%)

CAR (%) - Termasuk Risiko


Operasional

18,41

18,41 CAR (%) - Included Operasional

Risk

Modal

323.246

372.758

373.821

381.060

379.694

380.460

386.621

396.871

393.783

409.894

408.233

404.698

450.319

456.022

ATMR

1.881.533

2.063.330

2.127.460

2.145.089

2.181.199

2.237.532

2.242.345

2.295.552

2.367.253

2.390.479

2.457.566

2.520.964

2.445.705

2.477.670

3,91

3,03

2,95

2,83

2,36

2,63

2,48

2,56

2,58

2,51

2,51

2,61

2,39

2,42

2,35

2,00

2,15

2,21

61.192

56.026

66.144

69.856

65.071

72.616

69.691

71.735

73.591

72.640

73.059

76.376

73.172

74.550

73.971

66.472

69.595

72.162

1.565.103

1.851.990

2.242.282

2.464.256

2.762.578

2.758.567

2.814.592

2.799.829

2.850.270

2.891.286

2.913.313

2.928.716

3.057.109

3.085.796

3.144.596

3.326.566

3.230.362

3.283.014

PPAPYD terhadap PPAPWD


(%)

126,88

193,95

168,12

157,55

130,69

129,08

123,25

134,48

127,38

124,74

159,58

155,01

41,14

193,89

125,34

114,28

107,83

104,55

- PPAPYD

47.918

49.137

64.068

77.526

76.924

76.852

76.574

77.526

78.420

79.120

79.542

80.389

80.074

80.374

80.483

69.915

69.383

69.549

- PPAPWD

37.767

25.335

38.108

49.208

58.860

59.538

62.128

57.650

61.564

63.426

49.845

51.860

194.639

41.454

64.210

61.179

64.347

66.520

- APYD
- Total Aktiva Produktif

Classified Earning assets to Earning


assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability

Rentabilitas
ROA (%)

Risk Weighted Assets

- Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Capital

ROA (%)

2,64

2,78

2,33

2,60

2,86

2,86

3,07

3,01

2,97

3,07

3,00

2,98

3,12

3,11

3,07

3,03

3,70

3,62

40.555

49.859

48.158

61.784

75.157

83.410

90.043

88.659

88.072

91.948

90.460

90.379

95.272

95.964

95.667

95.555

118.265

117.457

1.538.821

1.792.481

2.067.044

2.372.152

2.625.033

2.913.767

2.936.721

2.949.533

2.969.648

2.992.266

3.010.570

3.029.020

3.056.004

3.081.028

3.115.850

3.150.826

3.194.096

3.247.910

86,98

84,05

88,59

86,63

86,14

86,07

85,00

84,46

84,33

85,92

87,43

89,34

87,14

86,44

85,97

85,42

91,78

85,96

- Biaya Operasional

184.826

184.617

232.170

258.311

295.422

57.887

78.549

103.437

126.476

155.746

186.500

219.209

243.634

270.756

298.173

323.825

37.682

62.036

- Operations Expenses

- Pendapatan Operasional

212.499

219.653

262.061

298.180

342.937

67.253

92.407

122.465

149.984

181.268

213.322

245.354

279.596

313.235

346.821

379.120

41.057

72.167

- Operations Income

- Laba
- Rata-rata total aset
BOPO (%)

- Kredit
- Dana Pihak Ketiga

- Average Assets
Operations Expenses/Operations
Income (%)

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)
LDR (%)

- Profit

Liquid assets to liquid liabilities ratio

3,06

3,55

4,49

4,03

3,99

3,56

3,40

3,42

3,41

3,56

3,39

4,44

3,60

3,57

3,56

3,80

3,53

3,20

61,56

66,32

74,58

72,88

75,21

77,11

76,83

78,40

78,45

79,67

79,79

82,21

81,36

81,03

81,00

78,77

78,58

79,43

792.297

1.002.012

1.307.688

1.437.930

1.710.677

1.715.612

1.754.235

1.781.879

1.825.632

1.883.859

1.905.650

1.958.512

2.003.592

2.028.141

2.070.867

2.117.608

2.078.652

2.120.633

- Credits

1.287.102

1.510.834

1.753.292

1.973.042

2.274.489

2.224.826

2.283.375

2.272.766

2.327.073

2.364.630

2.388.436

2.382.356

2.462.736

2.502.986

2.556.469

2.688.364

2.645.430

2.669.949

- Third Party Funds

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

LDR (%)

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

46

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
17,43 Capital Adequacy Ratio (%)

18,41

18,41

18,28

17,97

17,87

17,49

17,28

17,29

17,41

17,31

17,44

- Modal

450.319

456.022

453.764

455.881

463.105

466.131

466.511

471.494

481.024

481.099

490.094

496.629

- ATMR

2.445.705

2.477.670

2.482.748

2.536.379

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

16,65

16,62

16,42

16,11

16,04

15,63

15,48

15,43

15,54

15,48

15,58

407.197

411.679

407.780

408.494

415.792

416.520

417.882

420.946

429.376

430.352

437.798

444.545

2.445.705

2.477.670

2.482.748

2.536.379

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

3,70

3,62

3,05

2,98

3,05

3,16

3,13

3,07

3,09

3,10

3,12

118.265

117.457

107.765

105.849

109.304

114.209

113.942

112.537

114.033

114.788

116.327

117.103

3.194.096

3.247.910

3.529.662

3.555.152

3.586.545

3.617.193

3.640.673

3.660.546

3.684.874

3.706.039

3.729.813

3.761.912

91,78

85,96

76,68

76,70

76,75

74,68

74,94

74,70

74,26

74,02

73,97

- Biaya Operasional

37.682

62.036

84.843

112.018

143.356

161.551

190.745

212.172

237.409

261.595

290.737

321.357

- Operating Expenses

- Pendapatan Operasional

41.057

72.167

110.645

146.050

186.783

216.332

254.535

284.034

319.714

353.421

393.059

433.678

- Operating Income

6,06

5,40

5,15

5,31

5,33

5,38

5,41

5,43

5,45

5,48

5,48

183.471

169.889

176.666

183.510

185.970

189.115

191.240

192.862

195.023

196.860

198.231

200.338

3.028.268

3.143.660

3.429.746

3.454.767

3.486.112

3.516.358

3.534.925

3.551.432

3.575.594

3.595.175

3.618.565

3.648.741

78,57

79,43

79,89

81,17

81,61

82,57

82,55

83,70

83,33

83,78

83,61

- Total Kredit kepada pihak ketiga bukan Bank

2.078.493

2.120.633

2.181.181

2.230.568

2.297.363

2.360.735

2.363.995

2.414.668

2.455.427

2.482.519

2.525.169

2.597.026

- Total Credit to third party

- Total Dana Pihak Ketiga

2.645.395

2.669.949

2.730.265

2.748.059

2.815.001

2.859.206

2.863.630

2.884.859

2.946.482

2.963.231

3.020.235

3.107.385

- Total Third Party Funds

Rasio Aset Likuid (%)

21,27

20,76

20,45

19,53

19,13

18,98

19,02

18,48

18,23

17,75

18,03

- Aset Likuid Primer

620.497

601.098

602.860

571.762

570.259

574.169

573.475

560.596

566.436

547.693

573.906

616.043

- Aset Likuid Primer

- Aset Likuid Sekunder

120.482

128.268

131.574

137.390

139.765

141.546

145.609

141.543

140.963

143.927

141.277

142.989

- Aset Likuid Sekunder

3.483.251

3.513.645

3.592.089

3.631.623

3.712.118

3.770.434

3.781.548

3.799.658

3.879.497

3.896.525

3.967.552

4.115.003

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

15,60 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,11 Return On Assets Ratio (%)


- Profit
- Average total assets

74,10 Operating Expenses/Operating Income (%)

5,49 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

83,58 Loan to Deposits Ratio (%)

18,45 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

47

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.23 Kinerja Bank Persero

(State Owned Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

Feb

Jan

CAR (%)

21,20

17,85

14,31

13,81

- CAR (%)

Modal

62.577

67.263

68.757

77.893

Capital

ATMR

295.153

376.844

480.330

563.841

Risk Weighted Assets

15,36

17,93

17,47

17,56

16,96

16,43

17,16

16,87

15,60

16,54

15,33

15,04

17,82

101.472

128.514

128.208

131.515

129.883

128.135

133.164

134.809

130.039

136.632

133.504

132.854

154.257

156.087

660.561

716.769

733.734

749.011

766.017

780.111

775.945

799.314

833.397

826.054

870.628

883.075

865.871

864.645

CAR (%) - Termasuk Risiko


Operasional
Modal
ATMR

18,05 CAR (%) - Included Operasional

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Risk
Capital

Classified Earning assets to Earning


assets (%)

6,55

4,59

3,33

3,03

2,64

3,19

2,90

2,99

3,12

3,02

3,06

3,26

2,90

2,93

2,89

2,32

2,71

2,78

38.096

31.383

27.388

29.037

27.750

32.471

30.474

31.269

33.255

32.713

33.396

35.548

33.080

34.172

33.881

30.672

32.476

33.621

581.590

683.347

823.508

958.452

1.049.282

1.018.578

1.049.921

1.044.599

1.065.504

1.084.545

1.090.320

1.091.423

1.139.944

1.166.460

1.172.843

1.320.279

1.198.374

1.209.750

PPAPYD terhadap PPAPWD


(%)

131,12

266,35

258,87

151,62

163,73

150,79

151,29

153,95

146,82

150,04

236,46

221,40

137,87

503,77

142,36

132,47

135,69

132,91

Earning Assets Write-off


Reserve / Mandatory Earning assets
Write-off Reserve (%)

- PPAPYD

29.480

27.665

28.965

36.087

38.226

38.176

38.035

38.783

39.698

41.048

41.551

42.226

41.892

42.232

42.025

38.292

38.440

38.338

- Earning assets Write-off Reserve

- PPAPWD

22.483

10.387

11.189

23.800

23.347

25.317

25.141

25.192

27.039

27.358

17.572

19.072

30.384

8.383

29.519

28.906

28.330

28.845

- Mandatory Earning assets Writeoff Reserve

- APYD
- Total Aktiva Produktif

- Total Earning assets

Profitability

Rentabilitas
ROA (%)

- Classified Earning assets

ROA (%)

2,22

2,76

2,72

2,71

3,08

3,67

3,82

3,76

3,59

3,80

3,56

3,56

3,72

3,67

3,60

3,60

3,76

4,23

12.776

17.887

19.979

23.258

30.003

39.286

41.208

40.642

39.006

41.615

39.121

39.262

41.355

41.145

40.980

41.513

43.888

50.163

574.323

647.872

734.720

858.353

975.505

1.070.630

1.078.549

1.080.569

1.086.842

1.094.117

1.098.405

1.103.637

1.111.423

1.120.428

1.137.615

1.153.494

1.168.452

1.185.069

97,05

90,68

89,92

92,35

88,23

84,51

87,93

86,89

87,57

92,02

96,15

101,08

96,58

95,74

93,98

91,94

113,91

91,53

- Biaya Operasional

72.383

67.776

77.148

94.645

105.127

19.971

32.182

41.461

50.427

64.734

78.867

95.442

103.648

115.056

124.966

134.247

16.816

22.491

- Operations Expenses

- Pendapatan Operasional

74.585

74.745

85.799

102.480

119.152

23.631

36.601

47.719

57.585

70.345

82.028

94.424

107.314

120.173

132.977

146.022

14.762

24.572

- Operations Income

- Laba
- Rata-rata total aset
BOPO (%)

- Average Assets
Operations Expenses/Operations
Income (%)

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)
LDR (%)

- Profit

Liquid assets to liquid liabilities ratio

3,17

3,58

4,15

3,96

4,43

3,77

3,73

3,77

3,73

3,84

3,63

5,88

4,19

3,66

3,96

4,11

4,01

3,80

59,93

62,37

70,27

69,55

71,54

77,88

77,67

79,83

80,47

81,79

81,83

84,19

83,18

80,95

81,51

74,75

76,58

79,90

- Kredit

287.910

356.151

470.665

544.870

642.718

637.831

656.897

665.361

681.752

710.769

717.161

733.460

748.038

749.689

764.543

776.833

740.594

767.507

- Credits

- Dana Pihak Ketiga

480.394

571.008

669.827

783.384

898.405

819.032

845.763

833.443

847.258

869.061

876.413

871.186

899.322

926.133

937.971

1.039.257

967.126

960.609

- Third Party Funds

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

LDR (%)

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

48

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
16,17 Capital Adequacy Ratio (%)

17,82

18,05

17,86

17,11

17,17

16,58

16,11

16,38

16,61

16,13

16,39

- Modal

154.257

156.087

157.570

154.789

157.320

156.964

154.424

157.593

163.076

160.442

165.603

166.297

- ATMR

865.871

864.645

882.289

904.767

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

16,21

16,46

16,07

15,37

15,60

14,82

14,53

14,66

14,85

14,46

14,62

- Modal Inti (Tier I)

140.343

142.329

141.814

139.018

142.927

140.284

139.293

141.074

145.822

143.797

147.726

150.049

- ATMR

865.871

864.645

882.289

904.767

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

3,76

4,23

3,67

3,59

3,58

3,67

3,64

3,64

3,71

3,74

3,82

43.888

50.163

46.538

45.859

46.175

47.827

47.760

47.967

49.159

49.841

51.275

51.669

1.168.452

1.185.069

1.266.905

1.276.551

1.290.522

1.303.727

1.311.085

1.318.793

1.326.552

1.333.507

1.343.006

1.359.034

113,91

91,53

74,87

74,22

75,92

72,29

72,38

72,09

71,27

70,78

70,24

- Biaya Operasional

16.816

22.491

32.190

41.954

57.254

59.190

69.304

78.275

87.688

95.677

105.132

116.981

- Operating Expenses

- Pendapatan Operasional

14.762

24.572

42.994

56.525

75.414

81.879

95.746

108.574

123.033

135.184

149.665

165.852

- Operating Income

6,27

5,31

5,38

5,78

5,77

5,84

5,86

5,87

5,94

5,95

5,94

70.941

61.175

66.864

72.335

73.003

74.787

75.402

75.829

77.224

77.788

78.233

79.244

1.131.360

1.151.770

1.241.850

1.251.723

1.266.189

1.279.814

1.286.796

1.292.480

1.300.430

1.306.717

1.316.095

1.331.277

76,58

79,90

81,16

82,48

80,91

81,51

82,18

82,88

83,84

83,72

82,71

- Total Kredit kepada pihak ketiga bukan Bank

740.594

767.507

792.719

811.030

832.330

854.674

850.583

865.367

888.985

897.082

920.147

959.128

- Total Dana Pihak Ketiga

967.126

960.609

976.682

983.288

1.028.702

1.048.512

1.035.025

1.044.060

1.060.300

1.071.565

1.112.462

1.201.284

Rasio Aset Likuid (%)

22,02

19,99

19,99

20,03

20,03

20,02

19,87

20,15

18,71

18,40

19,29

- Aset Likuid Primer

206.145

173.314

179.989

184.695

192.539

194.578

190.963

199.873

183.061

180.470

200.082

229.643

72.374

77.587

75.975

76.777

77.149

79.701

78.301

76.767

76.719

76.463

77.263

78.295

1.264.866

1.255.304

1.280.544

1.305.491

1.346.402

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343

Rasio Modal Inti terhadap ATMR (%)

ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

14,59 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,80 Return On Assets Ratio (%)


- Profit
- Average total assets

70,53 Operating Expenses/Operating Income (%)

5,95 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

79,84 Loan to Deposits Ratio (%)


- Total Credit to third party
- Total Third Party Funds

20,06 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

49

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.24 Kinerja BUSN Devisa

(Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

CAR (%)

19,84

18,21

14,82

16,61

- CAR (%)

Modal

70.049

82.094

85.315

100.158

Capital

ATMR

353.108

450.710

575.699

603.116

Risk Weighted Assets

15,76

16,07

15,59

15,80

15,82

15,60

15,55

15,58

15,12

15,71

15,34

14,37

16,44

CAR (%) - Termasuk Risiko


Operasional

16,42 CAR (%) - Included Operasional

Risk

Modal

119.559

134.699

133.022

136.898

139.434

139.572

141.578

144.829

145.236

152.476

151.344

147.098

163.002

165.394

ATMR

758.511

838.285

853.232

866.612

881.629

894.622

910.598

929.494

960.560

970.421

986.442

1.023.782

991.339

1.007.143

2,43

2,03

2,97

2,73

2,27

2,44

2,34

2,43

2,39

2,34

2,31

2,34

2,18

2,18

2,15

1,91

2,00

2,08

14.486

14.218

24.426

24.591

23.849

25.969

25.118

25.869

25.601

25.310

25.348

25.879

24.995

25.079

25.290

23.257

24.314

25.477

596.214

700.622

821.136

899.511

1.049.697

1.065.155

1.072.398

1.066.022

1.072.229

1.082.969

1.098.406

1.105.618

1.147.767

1.152.824

1.175.619

1.220.804

1.215.528

1.234.216

PPAPYD terhadap
PPAPWD (%)

123,48

141,48

121,45

223,02

115,50

122,55

109,49

120,95

116,05

111,20

121,79

121,90

16,03

120,51

114,05

104,12

95,96

92,75

- PPAPYD

10.621

11.334

21.335

25.460

25.251

25.184

25.079

25.129

24.805

23.994

24.018

23.930

23.822

23.904

24.293

20.954

20.560

20.803

- PPAPWD

8.601

8.011

17.568

11.416

21.863

20.549

22.905

20.775

21.374

21.577

19.720

19.631

148.614

19.836

21.299

20.124

21.425

22.430

- APYD
- Total Aktiva Produktif

Classified Earning assets to Earning


assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability

Rentabilitas
ROA (%)

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Capital

ROA (%)

2,35

2,44

1,25

2,20

2,58

2,09

2,28

2,26

2,40

2,50

2,56

2,52

2,58

2,58

2,54

2,46

2,66

2,63

14.038

17.040

10.076

19.616

25.959

24.030

26.375

26.256

28.106

29.433

30.306

30.069

30.998

31.234

31.014

30.274

36.245

33.407

596.617

699.122

807.788

889.789

1.006.426

1.150.866

1.157.575

1.163.614

1.170.098

1.177.034

1.184.608

1.192.808

1.202.379

1.210.967

1.220.245

1.232.600

1.364.610

1.269.443

82,53

81,85

93,76

86,27

85,53

84,67

83,96

83,16

81,67

81,01

80,12

80,54

79,80

79,50

79,58

80,47

87,32

78,93

- Biaya Operasional

65.603

66.931

91.874

99.540

112.674

16.792

25.198

33.617

41.671

49.915

58.259

67.407

76.136

84.803

93.908

104.657

10.597

20.664

- Operations Expenses

- Pendapatan Operasional

79.491

81.770

97.989

115.378

131.734

19.833

30.011

40.426

51.022

61.613

72.718

83.689

95.406

106.673

118.007

130.057

12.136

26.179

- Operations Income

- Laba
- Rata-rata total aset
BOPO (%)

- Average Assets
Operations Expenses/Operations
Income (%)

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)

- Profit

2,92

3,67

5,25

4,02

3,42

3,33

2,87

2,96

2,96

3,15

2,96

3,95

3,14

3,25

2,98

3,40

3,00

2,58

LDR (%)

60,03

67,18

74,72

71,14

73,16

73,61

73,24

74,40

74,86

76,50

75,62

76,94

78,13

78,67

78,40

78,16

77,33

77,12

- Kredit

315.256

407.742

524.295

555.617

673.076

679.731

690.745

704.350

720.638

741.666

747.021

769.633

792.008

806.071

821.912

855.167

847.994

854.368

- Dana Pihak Ketiga

525.177

606.932

701.710

755.441

920.009

923.455

943.160

946.770

962.632

969.473

987.902

1.000.363

1.013.711

1.024.566

1.048.362

1.094.184

1.096.618

1.107.908

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

Liquid assets to liquid liabilities ratio


LDR (%)
- Credits
- Third Party Funds

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

50

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
15,33 Capital Adequacy Ratio (%)

16,44

16,42

16,06

16,16

15,93

15,60

15,57

15,42

15,58

15,44

15,50

- Modal

163.002

165.394

163.229

166.408

168.553

168.595

170.082

170.726

173.209

173.733

176.163

177.744

- ATMR

991.339

1.007.143

1.016.636

1.029.471

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

14,30

14,18

13,86

13,88

13,61

13,36

13,31

13,18

13,34

13,23

13,28

- Modal Inti (Tier I)

141.768

142.809

140.916

142.889

143.963

144.385

145.487

145.898

148.327

148.858

150.983

151.331

- ATMR

991.339

1.007.143

1.016.636

1.029.471

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

2,66

2,63

2,35

2,33

2,56

2,72

2,70

2,64

2,64

2,63

2,61

36.245

33.407

32.478

32.318

35.626

38.155

38.097

37.420

37.630

37.719

37.728

38.452

1.364.610

1.269.443

1.380.575

1.384.991

1.392.571

1.402.498

1.411.364

1.418.959

1.427.588

1.435.270

1.443.953

1.455.843

87,32

78,93

78,49

78,36

76,48

75,10

76,35

75,45

75,29

75,25

75,23

- Biaya Operasional

10.597

20.664

29.144

38.311

47.073

56.344

70.312

75.126

84.215

93.794

103.114

112.722

- Operating Expenses

- Pendapatan Operasional

12.136

26.179

37.129

48.893

61.548

75.023

92.094

99.567

111.848

124.649

137.073

150.543

- Operating Income

5,63

5,30

4,95

5,01

5,06

5,09

5,12

5,15

5,15

5,17

5,18

66.075

64.945

66.119

67.140

68.197

69.084

69.876

70.531

71.025

71.693

72.193

72.679

1.173.590

1.225.335

1.336.092

1.339.807

1.347.147

1.356.459

1.363.747

1.370.219

1.378.426

1.385.543

1.393.803

1.404.733

77,33

77,12

78,92

80,78

81,83

82,35

81,84

81,88

81,87

82,22

82,03

847.982

854.368

879.806

899.835

924.135

951.054

956.954

969.674

978.429

988.514

1.001.877

1.026.324

- Total Credit to third party

1.096.618

1.107.908

1.114.752

1.113.987

1.129.288

1.154.877

1.169.339

1.184.324

1.195.159

1.202.328

1.221.338

1.257.990

- Total Third Party Funds

Rasio Aset Likuid (%)

18,33

18,33

16,54

14,87

14,82

15,02

15,44

15,05

15,01

14,49

14,45

- Aset Likuid Primer

222.558

223.595

197.754

170.483

172.827

181.826

188.429

183.985

186.446

177.611

180.779

203.772

27.507

29.368

33.372

37.467

38.027

36.270

37.755

37.561

38.154

40.422

40.391

41.689

1.364.585

1.379.678

1.397.462

1.398.237

1.422.893

1.452.130

1.464.562

1.472.123

1.496.618

1.504.408

1.530.790

1.586.631

Rasio Modal Inti terhadap ATMR (%)

ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
- Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

13,05 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

2,64 Return On Assets Ratio (%)


- Profit
- Average total assets

74,88 Operating Expenses/Operating Income (%)

5,17 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

81,58 Loan to Deposits Ratio (%)

15,47 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

51

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.25 Kinerja BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

CAR (%)

19,27

23,14

24,44

19,01

- CAR (%)

Modal

3.459

5.020

5.832

6.740

Capital

ATMR

17.951

21.694

23.858

35.451

Risk Weighted Assets

18,91

21,85

17,60

21,34

20,80

16,63

19,59

19,74

19,69

20,17

19,69

19,33

21,25

CAR (%) - Termasuk Risiko


Operasional

20,87 CAR (%) - Included Operasional

Risk

Modal

8.381

9.010

9.167

9.609

9.204

9.327

9.080

9.342

9.365

9.849

10.017

10.124

11.040

11.203

Capital

ATMR

44.309

41.234

52.088

45.032

44.238

56.091

46.348

47.327

47.567

48.829

50.874

52.367

51.949

53.674

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

2,90

1,96

1,61

2,02

2,05

2,32

2,08

2,09

2,06

1,92

1,91

1,88

1,85

1,76

1,79

1,56

1,61

1,71

- APYD

757

677

608

1.017

1.192

1.312

1.233

1.257

1.252

1.238

1.250

1.262

1.277

1.250

1.276

1.182

1.233

1.288

- Total Aktiva Produktif

26.141

34.610

37.729

50.318

58.074

56.485

59.354

60.002

60.800

64.431

65.461

66.961

69.072

70.868

71.216

75.972

76.631

78.300

PPAPYD terhadap
PPAPWD (%)

177,72

144,47

184,60

147,74

126,86

145,59

115,12

117,38

124,90

135,20

228,30

141,84

96,08

185,81

125,45

196,74

98,38

99,86

- PPAPYD

500

643

692

1.003

1.335

1.237

1.185

1.153

1.164

1.130

1.140

1.133

1.134

1.141

1.138

1.003

1.012

1.067

- PPAPWD

282

445

375

679

1.052

850

1.029

982

932

836

499

799

1.180

614

907

510

1.029

1.069

Classified Earning assets to Earning


assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability

Rentabilitas
ROA (%)

2,08

2,99

2,20

1,35

1,82

3,18

3,25

3,23

3,12

3,08

3,08

3,04

3,09

3,16

3,14

2,95

3,31

3,67

ROA (%)

- Laba

531

991

865

628

1.005

2.054

2.126

2.157

2.089

2.091

2.113

2.111

2.183

2.263

2.277

2.175

2906

2.854

- Profit

25.572

33.119

39.379

46.600

55.248

64.520

65.502

66.742

66.969

67.812

68.547

69.508

70.546

71.568

72.520

73.756

87.835

77.810

BOPO (%)

92,25

83,58

86,73

95,02

89,91

88,58

85,51

83,97

84,26

85,05

84,28

84,09

83,71

82,97

82,79

83,91

81,40

80,22

Operations Expenses/Operations
Income (%)

- Biaya Operasional

3.854

4.369

5.078

7.307

8.252

1.455

2.156

2.827

3.638

4.443

5.214

6.059

6.901

7.789

8.687

9.794

958

1.910

- Operations Expenses

- Pendapatan Operasional

4.178

5.227

5.854

7.689

9.178

1.642

2.521

3.366

4.317

5.224

6.187

7.205

8.244

9.387

10.493

11.672

1.176

2.381

- Operations Income

- Rata-rata total aset

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)

- Average Assets

Liquid assets to liquid liabilities ratio

2,49

2,08

2,25

2,35

2,77

2,87

2,73

2,77

2,80

2,91

3,19

2,67

2,81

2,88

2,97

2,67

2,80

2,73

LDR (%)

78,26

78,26

81,66

81,17

79,11

84,40

83,70

85,66

86,24

85,07

83,47

83,29

82,46

81,88

82,40

79,85

80,26

80,25

LDR (%)

- Kredit

19.114

23.863

27.122

35.700

39.764

41.092

42.549

43.793

45.111

46.506

47.853

49.023

50.100

51.142

52.344

54.035

54.991

56.033

- Credits

- Dana Pihak Ketiga

24.423

30.491

33.213

43.980

50.263

48.686

50.833

51.126

52.310

54.671

57.327

58.855

60.759

62.459

63.525

67.669

68.518

69.824

- Third Party Funds

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

52

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
20,80 Capital Adequacy Ratio (%)

21,25

20,87

19,88

20,82

20,85

20,51

20,34

20,33

20,55

20,39

20,39

- Modal

11.040

11.203

11.062

11.692

11.944

12.187

12.334

12.445

12.762

12.856

12.986

13.530

- Capital

- ATMR

51.949

53.674

55.644

56.157

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

- Risk Weighted Assets

20,38

20,01

20,78

19,91

19,95

19,58

19,39

19,37

19,60

19,43

19,43

- Modal Inti (Tier I)

10.587

10.739

11.565

11.182

11.432

11.635

11.755

11.857

12.178

12.251

12.375

12.610

- Core Capital (Tier I)

- ATMR

51.949

53.674

55.644

56.157

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

- Risk Weighted Assets

3,31

3,67

3,26

3,26

3,30

3,32

3,34

3,30

3,30

3,29

3,29

- Laba sebelum pajak

2.906

2.854

2.911

2.937

2.984

3.039

3.075

3.070

3.103

3.122

3.149

3.204

- Rata-rata total aset

87.835

77.810

89.267

90.162

90.536

91.415

92.050

92.919

94.017

94.880

95.757

96.840

81,40

80,22

79,47

79,40

79,42

79,17

79,08

79,23

79,22

79,28

79,28

958

1.910

2.797

3.738

4.763

5.736

6.746

7.782

8.840

9.928

11.011

12.149

- Operating Expenses

1.176

2.381

3.520

4.708

5.997

7.245

8.531

9.822

11.159

12.522

13.888

15.320

- Operating Income

10,78

10,29

8,78

8,79

8,95

9,07

9,21

9,28

9,28

9,30

9,33

7.470

7.625

7.447

7.531

7.699

7.880

8.052

8.188

8.291

8.389

8.499

8.606

69.310

74.127

84.837

85.683

86.041

86.844

87.420

88.263

89.347

90.194

91.057

92.126

80,26

80,25

80,31

79,20

82,63

82,64

85,47

84,75

83,39

85,01

84,06

- Total Kredit kepada pihak ketiga bukan Bank

54.991

56.033

57.265

58.292

59.760

61.946

63.576

64.792

66.279

67.190

68.073

69.804

- Total Credit to third party

- Total Dana Pihak Ketiga

68.518

69.824

71.307

73.598

72.320

74.956

74.386

76.452

79.481

79.041

80.984

84.374

- Total Third Party Funds

Rasio Aset Likuid (%)

21,37

21,16

20,21

20,07

17,09

18,72

17,12

15,97

16,76

16,08

16,49

- Aset Likuid Primer

17.503

17.332

17.035

17.300

14.342

16.895

15.409

14.670

16.009

15.196

15.953

19.716

1.270

1.555

1.302

1.334

1.384

1.044

1.001

1.144

1.222

1.310

1.285

1.291

87.835

89.252

90.713

92.846

92.032

95.814

95.857

98.999

102.801

102.653

104.519

108.758

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

BOPO (%)
- Biaya Operasional
- Pendapatan Operasional
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

19,38 Core Capital Ratio to ATMR (%)

3,31 Return On Assets Ratio (%)


- Profit
- Average total assets

79,30 Operating Expenses/Operating Income (%)

9,34 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

82,73 Loan to Deposits Ratio (%)

19,32 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

53

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.26 Kinerja BPD

(Regional Development Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

CAR (%)

19,12

18,35

16,82

15,82

- CAR (%)

Modal

11.586

14.224

17.025

20.366

Capital

ATMR

60.591

77.533

101.190

128.744

Risk Weighted Assets

16,68

17,32

16,04

15,58

15,24

14,24

14,52

14,79

15,26

14,10

14,67

14,33

20,03

CAR (%) - Termasuk Risiko


Operasional

19,53 CAR (%) - Included Operasional

Risk

Modal

25.088

29.393

28.736

27.959

26.487

26.691

26.585

27.004

27.008

27.687

28.409

28.900

34.009

34.496

ATMR

150.390

169.754

179.171

179.499

173.759

187.393

183.044

182.528

176.941

196.407

193.626

201.667

169.820

176.586

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Capital

Classified Earning assets to Earning


assets (%)

0,81

0,99

1,00

1,39

1,66

1,89

1,87

2,00

1,95

1,84

1,92

2,06

1,84

2,02

1,89

1,49

1,60

1,54

1.075

1.393

1.661

2.520

3.466

4.262

4.346

4.609

4.682

4.515

4.732

4.973

4.868

5.138

4.977

3.778

4.221

4.291

131.845

140.981

166.823

181.225

209.002

225.126

231.845

229.956

240.024

244.817

246.205

241.131

264.699

253.953

263.067

253.121

263.110

278.013

143,57

105,63

110,82

115,83

98,50

97,79

100,48

135,40

120,68

91,91

133,76

146,16

99,10

145,72

141,14

83,01

74,92

66,61

Earning Assets Write-off


Reserve / Mandatory Earning assets
Write-off Reserve (%)

- PPAPYD

1.570

1.906

2.499

3.147

3.895

4.195

4.188

4.378

4.394

4.435

4.456

4.601

4.508

4.590

4.581

3.260

3.242

3.179

- Earning assets Write-off Reserve

- PPAPWD

1.094

1.804

2.255

2.717

3.955

4.290

4.169

3.234

3.641

4.826

3.332

3.148

4.549

3.150

3.246

3.927

4.327

4.772

- Mandatory Earning assets Writeoff Reserve

- APYD
- Total Aktiva Produktif
PPAPYD terhadap
PPAPWD (%)

- Total Earning assets

Profitability

Rentabilitas
ROA (%)

- Classified Earning assets

ROA (%)

3,38

3,08

3,70

3,65

3,82

3,62

3,83

3,67

3,61

3,58

3,54

3,37

3,47

3,45

3,44

3,36

4,36

3,92

4.557

5.155

6.569

7.399

8.805

9.136

9.851

9.541

9.523

9.605

9.602

9.174

9.596

9.627

9.710

9.527

13.415

11.518

134.622

167.279

177.394

202.904

230.303

252.691

257.529

260.247

264.112

268.146

271.300

272.455

276.333

279.026

281.907

283.748

307.452

294.154

76,15

76,06

73,04

73,64

77,65

72,58

71,70

74,19

76,17

76,74

77,52

79,16

78,40

78,46

78,22

79,14

80,49

71,35

Operations Expenses/Operations
Income (%)

- Biaya Operasional

13.403

14.652

16.510

18.687

24.125

3.636

5.631

7.932

10.259

12.601

15.074

17.765

20.015

22.438

24.735

27.639

2.586

4.705

- Operations Expenses

- Pendapatan Operasional

17.599

19.264

22.606

25.375

31.070

5.010

7.853

10.691

13.468

16.419

19.444

22.443

25.529

28.598

31.621

34.924

3.213

6.595

- Operations Income

- Laba
- Rata-rata total aset
BOPO (%)

- Average Assets

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)

- Profit

Liquid assets to liquid liabilities ratio

6,26

7,74

8,91

11,08

10,80

8,36

8,64

8,60

8,46

8,31

8,23

6,03

7,75

8,90

8,81

9,46

8,49

7,84

LDR (%)

43,33

53,53

67,28

79,31

78,26

69,30

68,96

69,71

68,36

68,20

69,58

75,22

67,57

69,84

70,02

74,74

70,62

67,61

- Kredit

55.955

71.881

96.385

120.754

143.707

145.945

149.427

152.882

156.810

161.654

164.753

167.632

170.352

173.415

176.645

175.702

174.872

177.881

- Credits

129.141

134.287

143.262

152.251

183.624

210.593

216.693

219.317

229.398

237.031

236.777

222.857

252.118

248.307

252.276

235.265

247.621

263.103

- Third Party Funds

- Dana Pihak Ketiga

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

LDR (%)

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

54

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
18,02 Capital Adequacy Ratio (%)

20,03

19,53

19,79

18,69

18,28

17,00

17,74

17,49

17,15

17,59

17,91

- Modal

34.009

34.496

32.862

32.106

31.535

30.967

32.247

32.636

32.936

33.798

34.606

35.198

- ATMR

169.820

176.586

166.052

171.826

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

18,70

18,24

18,48

17,38

16,93

15,57

16,27

16,04

15,65

16,16

16,47

31.749

32.217

30.679

29.861

29.217

28.359

29.578

29.939

30.053

31.033

31.812

32.531

169.820

176.586

166.052

171.826

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

4,36

3,92

3,26

3,09

3,06

3,03

3,03

2,99

2,97

2,95

2,97

- Laba sebelum pajak

13.415

11.518

10.699

10.412

10.435

10.462

10.548

10.453

10.532

10.574

10.715

10.462

- Rata-rata total aset

307.452

294.154

328.395

336.788

341.147

345.756

348.627

349.614

354.611

357.984

360.593

361.101

80,49

71,35

73,11

74,17

74,66

74,72

74,11

74,33

74,17

74,46

74,28

- Biaya Operasional

2.586

4.705

7.164

9.855

12.628

15.289

17.431

19.975

22.426

25.391

28.067

31.470

- Operating Expenses

- Pendapatan Operasional

3.213

6.595

9.799

13.287

16.913

20.461

23.521

26.873

30.235

34.099

37.785

41.797

- Operating Income

8,16

7,14

6,45

6,38

6,42

6,40

6,54

6,60

6,52

6,58

6,60

21.779

19.922

20.024

20.354

20.775

20.980

21.459

21.755

21.833

22.254

22.483

22.856

266.904

278.958

310.600

319.073

323.483

328.071

328.257

329.410

334.666

338.116

340.855

341.257

70,62

67,61

61,79

61,49

63,90

64,07

62,00

68,95

63,35

66,28

68,16

- Total Kredit kepada pihak ketiga bukan Bank

174.872

177.881

182.268

186.736

192.197

198.634

190.366

204.939

207.967

213.024

216.726

218.851

- Total Credit to third party

- Total Dana Pihak Ketiga

247.621

263.103

294.986

303.670

300.782

310.028

307.036

297.228

328.298

321.401

317.976

278.535

- Total Third Party Funds

Rasio Aset Likuid (%)

27,37

30,17

34,60

32,34

30,77

30,26

28,94

26,04

29,18

26,74

27,00

- Aset Likuid Primer

83.352

94.929

120.011

113.963

106.350

106.770

101.987

87.397

108.995

98.316

99.928

80.457

811

2.353

2.902

3.081

3.978

4.820

3.901

5.448

6.158

5.510

4.492

3.626

307.467

322.439

355.279

361.967

358.581

368.804

365.851

356.528

394.584

388.340

386.685

366.684

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)

BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

16,66 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

2,90 Return On Assets Ratio (%)


- Profit
- Average total assets

75,29 Operating Expenses/Operating Income (%)

6,70 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

78,57 Loan to Deposits Ratio (%)

22,93 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

55

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.27 Kinerja Bank Campuran

(Joint Venture Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

CAR (%)

30,78

28,22

24,95

27,04

- CAR (%)

Modal

12.664

15.920

19.266

22.002

Capital

ATMR

41.151

56.416

77.216

81.375

Risk Weighted Assets

23

23

23

23

22

22

22

21

21

20

20

20

20,66

CAR (%) - Termasuk Risiko


Operasional

20,13 CAR (%) - Included Operasional

Risk

Modal

23.468

25.398

25.931

25.587

25.684

26.837

27.012

27.020

27.182

27.379

28.376

28.382

29.623

29.576

ATMR

100.551

109.106

112.300

110.303

118.382

121.998

123.984

127.850

132.538

137.257

141.479

139.541

143.386

146.916

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Capital

Classified Earning assets to Earning


assets (%)

3,10

2,17

1,79

2,06

1,94

1,99

1,89

1,95

1,92

1,88

1,84

1,86

1,81

1,73

1,66

1,53

1,42

1,43

2.118

2.054

2.242

2.877

2.983

2.949

2.861

2.908

2.939

2.931

2.904

3.007

3.023

3.008

2.979

2.777

2.620

2.690

- Total Aktiva Produktif

68.277

94.740

125.190

139.962

153.417

148.059

151.331

149.128

152.689

155.849

157.908

161.894

166.591

173.386

179.581

181.235

184.916

187.779

PPAPYD terhadap
PPAPWD (%)

113,96

126,44

105,92

125,76

96,44

100,34

90,84

93,87

103,79

97,59

108,65

98,92

94,31

98,76

97,81

77,65

81,46

77,46

- PPAPYD

1.470

1.527

2.009

2.183

2.614

2.463

2.473

2.466

2.521

2.601

2.832

2.830

2.863

2.893

2.943

2.486

2.338

2.342

- PPAPWD

1.290

1.208

1.897

1.736

2.711

2.455

2.722

2.628

2.429

2.665

2.606

2.861

3.036

2.929

3.009

3.202

2.870

3.024

3,72

3,06

2,87

2,32

2,03

2,07

2,20

2,15

1,97

1,93

1,70

1,77

1,93

2,10

2,04

2,05

2,97

2,76

ROA (%)

2.185

2.405

2.901

3.067

2.725

3.015

3.232

3.161

2.911

2.881

2.556

2.678

2.957

3.248

3.193

3.253

5.461

4.559

- Profit

58.670

78.492

101.022

131.969

134.111

145.488

146.822

146.846

147.975

149.368

150.394

151.524

152.940

154.618

156.628

158.496

183.695

165.208

BOPO (%)

79,05

79,78

83,57

84,50

84,10

96,58

87,19

85,79

86,02

85,79

88,45

88,18

88,24

86,47

87,34

85,99

85,01

80,60

Operations Expenses/Operations
Income (%)

- Biaya Operasional

6.213

7.601

12.268

13.328

12.305

9.422

4.003

4.834

6.066

7.264

9.044

10.671

12.309

13.769

15.597

15.703

1.821

3.241

- Operations Expenses

- Pendapatan Operasional

7.860

9.528

14.681

15.772

14.631

9.756

4.591

5.635

7.052

8.467

10.224

12.101

13.949

15.923

17.857

18.262

2.142

4.020

- Operations Income

- APYD

Rentabilitas
ROA (%)
- Laba
- Rata-rata total aset

- Total Earning assets


Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability

- Average Assets

Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)

- Classified Earning assets

Liquid assets to liquid liabilities ratio

0,51

0,49

0,64

0,80

0,92

0,97

0,96

0,85

0,90

0,96

0,95

1,04

0,91

1,00

0,95

0,96

0,91

0,88

LDR (%)

113,66

106,53

98,63

85,45

100,61

98,07

98,84

101,53

101,52

102,83

105,52

109,76

110,40

110,54

110,26

108,03

105,21

104,70

LDR (%)

- Kredit

40.833

58.520

75.849

80.977

98.408

93.958

96.190

96.737

99.763

102.938

103.668

108.608

110.995

115.203

119.668

119.385

121.941

123.596

- Credits

- Dana Pihak Ketiga

35.927

54.934

76.902

94.761

97.812

95.811

97.315

95.280

98.269

100.106

98.247

98.955

100.536

104.217

108.531

110.515

115.905

118.052

- Third Party Funds

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

56

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
18,65 Capital Adequacy Ratio (%)

20,66

20,13

20,47

19,75

19,19

18,97

18,52

18,53

18,50

18,56

18,96

- Modal

29.623

29.576

29.510

29.264

29.884

29.926

30.132

30.357

30.439

30.531

30.744

30.770

- ATMR

143.386

146.916

144.161

148.183

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

18,52

18,07

18,35

17,66

17,16

16,95

16,53

16,41

16,37

16,42

16,81

26.560

26.552

26.453

26.168

26.716

26.739

26.885

26.889

26.942

27.014

27.258

27.253

143.386

146.916

144.161

148.183

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

2,97

2,76

2,20

2,25

2,42

2,45

2,44

2,34

2,27

2,27

2,29

5.461

4.559

4.131

4.261

4.637

4.718

4.741

4.587

4.466

4.490

4.556

4.479

183.695

165.208

187.926

189.695

191.957

192.909

194.247

195.647

196.824

197.994

198.954

200.343

85,01

80,60

82,13

79,91

78,32

78,57

78,02

78,45

78,43

77,69

76,49

- Biaya Operasional

1.821

3.241

4.607

5.608

6.738

8.427

9.528

10.738

11.721

12.567

13.133

15.179

- Operating Expenses

- Pendapatan Operasional

2.142

4.020

5.609

7.017

8.604

10.726

12.212

13.687

14.944

16.175

17.170

19.494

- Operating Income

4,39

3,97

3,54

3,52

3,55

3,60

3,59

3,61

3,61

3,63

3,64

6.564

6.443

6.548

6.572

6.696

6.820

6.862

6.938

6.999

7.071

7.118

7.163

149.554

162.223

184.735

186.553

188.663

189.697

190.989

192.366

193.618

194.800

195.786

197.239

105,21

104,70

105,15

103,84

104,88

113,20

114,18

113,32

111,46

112,12

110,08

115,63 Loan to Deposits Ratio (%)

- Total Kredit kepada pihak ketiga bukan Bank

121.941

123.596

127.262

130.513

135.178

139.511

142.452

146.327

145.994

147.364

145.091

150.061

- Total Credit to third party

- Total Dana Pihak Ketiga

115.905

118.052

121.033

125.685

128.892

123.240

124.756

129.123

130.984

131.439

131.809

129.772

- Total Third Party Funds

Rasio Aset Likuid (%)

18,09

17,62

17,71

17,40

16,17

13,36

13,45

13,50

14,01

14,40

15,04

- Aset Likuid Primer

29.477

29.418

29.842

29.737

28.216

21.762

22.558

23.174

24.368

25.293

27.809

29.856

3.755

3.675

4.204

4.193

4.296

4.641

4.640

4.559

4.519

4.727

3.563

3.334

183.695

187.854

192.228

195.004

201.002

197.672

202.276

205.445

206.237

208.525

208.550

215.621

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Aset Likuid Sekunder


- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

16,52 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

2,24 Return On Assets Ratio (%)


- Profit
- Average total assets

77,86 Operating Expenses/Operating Income (%)

3,63 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

15,39 Liquid Assets Ratio (%)


- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

57

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.28 Kinerja Bank Asing

(Foreign Owned Banks Performance)


Miliar Rp (Billion Rp)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

Feb

Jan

24

24

29

32

- CAR (%)

Modal

23.057

26.655

41.031

41.443

Capital

ATMR

94.192

111.000

141.205

129.071

Risk Weighted Assets

27,08

24,31

24,76

25,43

24,85

25,29

24,31

25,77

25,41

26,42

26,38

26,00

26,14

CAR (%)

CAR (%) - Termasuk Risiko


Operasional

25,91 CAR (%) - Included Operasional

Risk

Modal

45.279

45.743

48.757

49.491

49.003

49.898

49.203

53.867

54.953

55.871

56.583

57.340

58.388

59.266

ATMR

167.210

188.182

196.936

194.633

197.174

197.317

202.427

209.039

216.250

211.512

214.517

220.532

223.339

228.706

2,89

3,19

3,67

4,18

2,40

2,30

2,26

2,35

2,26

2,29

2,13

2,18

2,20

2,20

1,97

1,74

1,62

1,63

4.659

6.300

9.819

9.814

5.831

5.657

5.663

5.897

5.862

5.934

5.430

5.707

5.930

5.902

5.570

4.805

4.732

4.807

161.035

197.690

267.897

234.787

243.313

245.506

250.090

250.470

259.172

258.826

255.167

261.885

269.245

268.523

282.509

275.417

292.076

295.233

106,43

174,18

173,95

108,87

94,43

92,10

91,12

116,06

94,95

95,90

90,67

89,29

85,17

85,83

88,33

86,92

59,56

59,87

- PPAPYD

4.276

6.061

8.567

9.646

5.602

5.597

5.615

5.616

5.838

5.911

5.545

5.669

5.857

5.615

5.503

3.920

3.792

3.819

- PPAPWD

4.018

3.480

4.925

8.860

5.933

6.077

6.162

4.839

6.148

6.164

6.115

6.349

6.876

6.542

6.230

4.510

6.367

6.380

- APYD
- Total Aktiva Produktif
PPAPYD terhadap
PPAPWD (%)

Classified Earning assets to Earning


assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory Earning assets
Write-off Reserve (%)
- Earning assets Write-off Reserve
- Mandatory Earning assets Writeoff Reserve
Profitability

Rentabilitas
ROA (%)

Risk Weighted Assets


Earning assets Quality

KAP
APYD terhadap Aktiva
Produktif (%)

Capital

ROA (%)

4,35

3,83

3,89

3,54

3,05

2,60

3,17

3,00

2,77

2,69

2,86

2,97

3,39

3,47

3,45

3,55

5,70

5,21

6.468

6.380

7.767

7.816

6.660

5.889

7.251

6.903

6.438

6.323

6.762

7.085

8.183

8.447

8.492

8.813

15.667

13.341

148.597

166.598

199.670

220.809

218.155

226.865

228.939

230.162

232.570

234.887

236.304

238.202

241.596

243.713

246.292

248.142

274.961

256.226

81,18

79,98

83,38

78,78

88,61

89,58

86,61

87,28

87,16

87,44

88,21

85,77

84,47

82,82

84,43

83,24

79,03

79,28

Operations Expenses/Operations
Income (%)

- Biaya Operasional

23.370

23.289

29.292

24.805

32.939

6.611

9.380

12.767

14.415

16.789

20.043

21.865

24.626

26.902

30.281

31.785

5.090

8.255

- Operations Expenses

- Pendapatan Operasional

28.786

29.119

35.132

31.486

37.173

7.380

10.830

14.627

16.540

19.199

22.721

25.492

29.154

32.481

35.866

38.184

6.440

10.411

- Laba
- Rata-rata total aset
BOPO (%)

- Average Assets

- Operations Income
Liquidity

Likuiditas
Aktiva terhadap Pasiva-Likuid
(%)

- Profit

Liquid assets to liquid liabilities ratio

0,68

0,68

0,93

0,91

0,94

0,82

0,78

0,77

0,82

0,83

0,80

0,97

0,82

0,73

0,70

0,81

0,77

0,66

LDR (%)

79,56

74,09

88,31

85,05

90,86

91,99

91,37

93,63

88,59

89,60

95,01

100,01

96,92

96,59

93,11

96,47

92,39

93,88

- Kredit

73.230

83.856

113.372

100.011

113.004

117.054

118.427

118.757

121.557

120.327

125.194

130.156

132.098

132.622

135.755

136.486

138.261

141.249

- Credits

- Dana Pihak Ketiga

92.040

113.182

128.377

117.594

124.376

127.249

129.612

126.831

137.207

134.288

131.771

130.140

136.290

137.303

145.804

141.473

149.642

150.454

- Third Party Funds

Ket: - Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
- r) Revisi

LDR (%)

Note : '- Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
- r) Revised

58

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance)


Miliar Rp (Billion Rp)
2012

Items

Keterangan
r)

Jan
Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
30,89 Capital Adequacy Ratio (%)

26,14

25,91

27,08

27,27

27,52

28,36

27,66

27,50

27,42

29,03

28,68

- Modal

58.388

59.266

59.028

61.622

63.869

67.493

67.292

67.737

68.601

69.739

69.992

73.091

- ATMR

223.339

228.706

217.966

225.975

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

25,16

24,94

26,08

26,28

26,51

27,36

26,67

26,51

26,40

28,06

27,72

56.191

57.034

56.855

59.377

61.537

65.119

64.884

65.289

66.055

67.399

67.644

70.771

223.339

228.706

217.966

225.975

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

5,70

5,21

3,98

3,63

3,38

3,56

3,43

3,18

3,20

3,16

3,10

- Laba sebelum pajak

15.667

13.341

11.007

10.063

9.447

10.009

9.720

9.039

9.143

9.042

8.905

8.837

- Rata-rata total aset

274.961

256.226

276.595

276.965

279.814

280.888

283.300

284.613

285.282

286.404

287.550

288.751

79,03

79,28

77,11

80,37

81,39

78,89

77,68

79,48

79,03

78,72

80,79

- Biaya Operasional

5.090

8.255

8.940

12.552

14.900

16.564

17.424

20.276

22.518

24.238

30.280

32.856

- Operating Expenses

- Pendapatan Operasional

6.440

10.411

11.594

15.619

18.306

20.997

22.432

25.510

28.495

30.792

37.478

40.672

- Operating Income

4,48

3,89

3,56

3,52

3,50

3,47

3,45

3,45

3,46

3,45

3,45

10.642

9.778

9.663

9.577

9.600

9.564

9.588

9.621

9.652

9.665

9.706

9.790

237.550

251.247

271.633

271.928

274.588

275.473

277.717

278.693

279.107

279.805

280.969

282.108

92,39

93,88

93,63

97,52

99,19

104,96

104,56

106,44

110,19

107,55

111,30

111,21 Loan to Deposits Ratio (%)

- Total Kredit kepada pihak ketiga bukan Bank

138.261

141.249

141.860

144.162

153.764

154.916

160.064

163.569

167.774

169.344

173.255

172.859

- Total Credit to third party

- Total Dana Pihak Ketiga

149.642

150.454

151.505

147.830

155.017

147.593

153.088

153.673

152.261

157.456

155.666

155.430

- Total Third Party Funds

Rasio Aset Likuid (%)

27,74

27,31

26,12

25,22

24,35

23,55

24,90

23,00

21,25

22,36

21,28

- Aset Likuid Primer

61.461

62.510

58.229

55.584

55.985

52.338

54.129

51.497

47.558

50.806

49.355

52.599

- Aset Likuid Primer

- Aset Likuid Sekunder

14.765

13.730

13.819

14.538

14.931

15.071

20.010

16.065

14.191

15.495

14.283

14.754

- Aset Likuid Sekunder

274.804

279.118

275.862

278.077

291.207

286.262

297.769

293.807

290.636

296.496

299.013

301.966

Rasio Modal Inti terhadap ATMR (%)


- Modal Inti (Tier I)
- ATMR
ROA (%)

BOPO (%)

NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
r) revisi

- Capital
- Risk Weighted Assets

29,91 Core Capital Ratio to ATMR (%)


- Core Capital (Tier I)
- Risk Weighted Assets

3,06 Return On Assets Ratio (%)


- Profit
- Average total assets

80,78 Operating Expenses/Operating Income (%)

3,47 Net Interest Margin Ratio (%)


- Interest income net
- Average total earning assets

22,30 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
r) revised

59

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.31 Perkembangan Aset Bank Umum

(Growth of Commercial Bank Assets)


Miliar Rp (Billion Rp)
2011
Kelompok Bank

2006

2007

2008

2009

2012

Group of Bank

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Bank Persero

621.212

741.988

847.563

979.078

943.789

1.059.435

1.094.387

1.086.629

1.111.932

1.130.496

1.129.718

1.140.422

1.173.705

1.201.141

1.210.925

1.328.168

1.264.866

1.255.304

State Owned Banks

BUSN Devisa

663.002

768.730

883.470

958.549

967.658

1.220.500

1.239.689

1.249.248

1.265.829

1.284.848

1.305.301

1.327.407

1.360.282

1.370.972

1.399.282

1.464.007

1.459.221

1.473.521

Foreign Exchange
Commercial Banks

BUSN Non Devisa

29.657

39.012

42.467

55.762

54.164

76.986

80.424

82.726

82.798

87.125

88.934

91.940

95.439

98.036

100.210

107.085

106.740

107.841

Non-Foreign Exchange
Commercial Banks

BPD

159.476

170.012

185.252

200.542

205.754

260.368

267.204

268.400

279.604

288.318

290.140

280.538

307.500

303.405

310.716

304.003

307.452

322.441

Regional Development
Banks

Bank Campuran

64.421

90.480

118.131

135.675

134.941

147.676

151.036

148.387

154.046

157.859

158.107

160.894

165.775

171.188

178.194

181.088

185.475

189.726

Joint Venture Banks

Bank Asing

156.083

176.278

233.674

204.502

210.707

228.171

233.087

233.702

242.199

246.472

244.691

251.484

268.752

262.766

272.132

268.482

274.961

279.278

Foreign Owned Banks

Total

1.693.850

1.986.501

2.310.557

2.534.106

2.517.014

2.993.135

3.065.827

3.069.093

3.136.407

3.195.117

3.216.891

3.252.684

3.371.453

3.407.508

3.471.460

3.652.832

3.598.715

3.628.111

Total

60

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank)


Miliar (Billion)
2011

2012

Group of Bank

Kelompok Bank
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

- Bank Persero

1.129.718

1.140.422

1.173.705

1.201.141

1.210.925

1.328.168

1.264.866

1.255.304

1.280.545

1.305.492

1.346.403

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343 - State Owned Banks

- BUSN Devisa

1.305.301

1.327.407

1.360.282

1.370.972

1.399.282

1.464.007

1.459.221

1.473.521

1.493.055

1.490.197

1.516.427

1.549.745

1.562.224

1.572.030

1.601.017

1.611.323

1.640.486

1.705.408 - Foreign Exchange

Commercial Banks
- BUSN Non Devisa

88.934

91.940

95.439

98.036

100.210

107.085

106.740

107.841

109.629

112.232

111.777

116.682

117.014

120.981

125.482

125.990

128.684

135.472 - Non-Foreign Exchange

Commercial Banks
- BPD

290.140

280.538

307.500

303.405

310.716

304.003

307.452

322.441

355.294

361.975

358.582

368.805

365.852

356.529

395.213

388.341

386.686

366.685 - Regional Development

Banks
- Bank Campuran

158.107

160.894

165.775

171.188

178.194

181.088

185.475

189.726

194.173

196.910

202.834

199.654

204.172

207.395

208.233

210.536

210.591

217.713 - Joint Venture Banks

- Bank Asing

244.691

251.484

268.752

262.766

272.132

268.482

274.961

279.278

276.030

278.260

291.408

286.477

298.041

294.072

290.801

296.496

299.013

301.966 - Foreign Owned Banks

3.216.891

3.252.684

3.371.453

3.407.508

3.471.460

3.652.832

3.598.715

3.628.111

3.708.726

3.745.067

3.827.432

3.891.116

3.902.536

3.923.764

4.009.368

4.028.789

4.103.456

Total

4.262.587

Total

61

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets)


Desember 2006
Kelompok Bank

< Rp.
1
Triliun

Desember 2007

Desember 2008

Desember 2009

Desember 2010

Desember 2011

Desember 2012

Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun

Group of Bank

Bank Persero

State Owned Banks

BUSN Devisa

15

12

14

11

16

10

18

18

10

18

10

17

11

Foreign Exchange
Commercial Banks

BUSN Non Devisa

28

26

24

21

21

12

15

10

17

Non-Foreign Exchange
Commercial Banks

BPD

18

18

19

17

15

11

14

11

14

11

Regional Development
Banks

Bank Campuran

14

15

Joint Venture Banks

Bank Asing

Foreign Owned Banks

39

59

27

33

60

29

28

55

30

11

25

56

29

11

23

53

34

12

13

57

32

18

11

57

31

21

Total

Total

62

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Halaman ini sengaja dikosongkan

This page intentionally left blank

63

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.34 Aktiva Produktif Bank Umum

(Earning Assets of Commercial Banks)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

1.565.103

1.851.990

2.242.282

2.464.256

1.446.264

1.742.691

2.108.571

b. DPK

67.604

65.257

c. Kurang Lancar

10.909

Aktiva Produktif
a. Lancar

d. Diragukan
e. Macet

2012

Indicator

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Novr)

Des

Janr)

2.831.871

2.829.838

2.890.073

2.874.190

2.926.515

2.971.551

2.994.969

3.014.417

3.146.715

3.177.230

3.238.602

3.426.350

3.354.822

2.321.463

2.691.806

2.666.133

2.741.845

2.722.499

2.773.939

2.818.404

2.842.261

2.852.864

2.994.271

3.020.832

3.081.584

3.284.630

3.201.503

3.220.058

80.607

86.232

87.271

107.234

90.473

92.470

90.001

93.197

92.346

99.149

91.168

95.120

97.591

89.062

96.489

101.502

6.901

11.472

11.729

10.529

11.287

11.309

11.054

12.226

10.701

9.747

10.755

11.445

10.858

9.477

7.606

11.099

9.430

c. Sub-Standard

5.955

3.523

5.500

9.591

8.797

9.853

10.406

9.645

10.757

9.789

10.019

9.098

8.636

8.446

8.690

7.933

7.847

8.578

d. Doubtful

34.370

33.619

36.131

35.241

33.469

35.325

36.034

38.423

39.588

39.420

40.555

42.512

41.192

41.974

41.176

36.988

37.883

38.823

52.794

56.465

57.748

59.123

62.571

59.910

60.321

62.364

61.274

61.278

59.343

52.527

56.829

56.830 Non Performing Earning Asset

Non Performing Earning Asset


(Nominal)

51.234

Rasio Non Performing Earning


Asset (%)

3,27

Kredit

2011

44.043

53.104

56.560

Feb

3.378.402 Earning Assets

a. Current
b. Special Mention

e. Loss

(Nominal)

2,38

2,37

2,30

1,86

2,00

2,00

2,06

2,14

2,02

2,01

2,07

1,95

1,93

1,83

1,53

1,69

1,68 Non Performing Earning Asset

Ratio (%)

2.203.029 Credit

792.297

1.002.012

1.307.688

1.437.930

1.765.845

1.773.889

1.814.846

1.843.538

1.889.465

1.950.727

1.973.599

2.031.614

2.079.261

2.106.157

2.150.957

2.200.094

2.184.306

a. Lancar

680.805

900.094

1.190.245

1.307.983

1.636.854

1.620.643

1.676.714

1.701.778

1.748.041

1.807.517

1.830.436

1.879.723

1.934.965

1.957.610

2.001.942

2.067.704

2.039.031

2.053.369

b. DPK

63.436

61.150

75.571

82.399

83.751

103.885

87.162

89.263

86.179

89.712

88.673

95.631

88.789

92.621

95.092

84.695

93.823

98.239

c. Kurang Lancar

9.183

5.874

8.177

9.772

9.180

10.182

10.275

10.082

11.279

9.657

9.301

10.236

10.917

10.590

9.146

7.407

10.301

8.772

c. Sub-Standard

d. Diragukan

5.869

3.489

5.406

8.132

7.665

8.742

9.358

8.684

8.975

8.810

9.051

8.092

7.685

7.480

7.690

6.887

6.824

7.577

d. Doubtful

33.005

31.405

28.290

29.644

28.396

30.437

31.336

33.732

34.991

34.992

36.138

37.932

36.904

37.856

37.004

33.401

34.327

35.073

e. Macet

a. Current
b. Special Mention

e. Loss

Non Performing Loan (Nominal)

48.057

40.767

41.872

47.548

45.241

49.361

50.969

52.497

55.245

53.458

54.489

56.260

55.507

55.926

53.840

47.695

51.452

51.421 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

6,07

4,07

3,20

3,31

2,56

2,78

2,81

2,85

2,92

2,74

2,76

2,77

2,67

2,66

2,50

2,17

2,36

2,33 Non Performing Loan Ratio (%)

Ket: r) revisi

Note:

64

r)

revised

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca

2012

2011
Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des
3.416.989 Earning Assets

2.878.450

2.820.670

2.879.431

2.965.809

3.033.578

3.128.499

3.195.127

3.175.613

3.203.509

3.274.512

3.289.277

3.339.825

2.745.968

2.678.793

2.730.426

2.818.767

2.879.184

2.979.721

3.044.533

3.026.450

3.047.937

3.112.689

3.130.332

3.180.983

3.250.997

81.809

88.314

94.656

92.326

97.779

92.261

94.652

92.951

97.876

106.528

100.941

103.026

110.176

c. Kurang Lancar

6.790

9.839

8.837

9.330

9.483

10.866

9.920

10.123

10.365

9.924

12.122

9.945

9.189

c. Sub-Standard

d. Diragukan

7.913

7.348

7.853

8.133

8.449

7.579

8.420

8.078

8.324

8.263

8.926

7.704

9.515

d. Doubtful

35.970

36.376

37.658

37.253

38.682

38.072

37.603

38.009

39.007

37.108

36.956

38.167

37.113

2.136.989

2.097.445

2.138.799

2.201.043

2.251.438

2.318.159

2.381.575

2.385.238

2.435.458

2.476.098

2.502.560

2.545.653

a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar

a. Current
b. Special Mention

e. Loss

2.618.467 Earning Assets - Account Administrative

Transactions
a. Current

2.006.373

1.957.874

1.992.215

2.056.726

2.099.613

2.172.063

2.233.496

2.238.157

2.281.808

2.316.729

2.345.885

2.389.103

2.455.120

81.102

87.595

93.778

91.189

96.763

91.130

93.680

92.149

97.081

105.446

99.975

102.105

108.860

c. Kurang Lancar

6.676

9.275

8.255

8.765

8.925

10.275

9.317

9.786

10.162

9.481

11.811

9.501

8.786

c. Sub-Standard

d. Diragukan

6.869

6.326

6.893

7.109

7.455

6.619

7.479

7.135

7.400

7.336

7.934

6.776

8.589

d. Doubtful

35.970

36.376

37.658

37.253

38.682

38.072

37.603

38.009

39.007

37.108

36.956

38.167

37.113

100.187

105.540

107.155

107.843

111.677

111.483

110.341

111.142

114.265

109.219

114.704

110.261

16.444

15.951

14.933

16.548

17.002

17.511

17.524

17.724

17.337

17.217

16.423

16.928

16.329

15.835

14.815

16.397

16.871

17.381

17.310

17.577

17.204

17.060

16.331

16.831

17.668

b. DPK

13

13

12

43

24

26

112

47

32

79

13

19

64

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

102

103

107

107

107

104

102

99

102

78

78

78

80

102

104

107

108

108

104

102

99

102

79

79

78

80 Interbank Non Performing Loan (Nominal)

b. DPK

e. Macet

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain
a. Lancar

e. Macet

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Lost

110.304 Non Performing Earning Asset (Nominal)


17.812 Interbank Loans

a. Current
b. Special Mention

e. Loss

65

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.35 Aktiva Produktif Bank Persero

(Earning Assets of State Owned Banks)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

Aktiva Produktif

581.590

683.347

823.508

958.452

a. Lancar

514.140

626.735

766.622

34.770

31.412

c. Kurang Lancar

5.102

d. Diragukan

2010

2011

2012

Indicator

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Novr)

Des

Janr)

1.049.282

1.018.578

1.049.921

1.044.599

1.065.504

1.084.545

1.090.320

1.091.423

1.139.944

1.166.460

1.172.843

1.320.279

1.223.098

894.206

986.077

942.743

981.517

976.435

995.548

1.014.940

1.020.878

1.017.144

1.071.817

1.095.365

1.100.182

1.253.934

1.150.317

1.134.997

36.546

43.339

43.829

53.742

46.530

45.595

44.065

44.990

44.184

48.072

43.173

45.852

48.609

45.430

48.879

51.763

2.723

3.034

3.516

3.678

4.293

3.897

3.367

4.799

4.393

3.761

3.653

3.835

3.581

3.115

1.978

4.225

3.295

c. Sub-Standard

2.899

1.237

2.285

3.790

2.977

3.645

4.333

4.057

5.010

3.809

4.115

3.401

2.998

2.971

3.061

2.444

2.057

2.648

d. Doubtful

24.678

21.240

15.021

13.601

12.721

14.155

13.643

15.144

16.082

16.412

17.383

19.152

18.121

18.690

17.876

16.493

17.619

17.047

Non Performing Earning Asset


(Nominal)

32.679

25.201

20.340

20.907

19.376

22.093

21.873

22.569

25.891

24.614

25.259

26.207

24.954

25.243

24.051

20.915

23.901

22.990

Non Performing Earning Asset


(Nominal)

Rasio Non Performing Earning


Asset (%)

5,62

3,69

2,47

2,18

1,85

2,17

2,08

2,16

2,43

2,27

2,32

2,40

2,19

2,16

2,05

1,58

1,95

1,90

Non Performing Earning Asset


Ratio (%)

b. DPK

e. Macet

Kredit

Feb

1.209.750 Earning Assets

a. Current
b. Special Mention

e. Loss

767.507 Credit

287.910

356.151

470.665

544.870

642.718

637.831

656.897

665.361

681.752

710.769

717.161

733.460

748.038

749.689

764.543

776.833

764.685

224.579

303.693

418.002

483.886

582.549

564.738

591.215

599.667

615.717

644.217

650.625

662.492

681.962

680.491

693.843

714.755

694.680

695.752

32.528

29.310

35.069

42.156

42.187

52.187

45.039

44.316

42.031

43.125

42.359

46.131

42.287

45.115

47.828

42.295

47.349

49.866

c. Kurang Lancar

4.374

2.701

2.973

3.410

3.331

4.142

3.788

3.339

4.768

4.249

3.728

3.596

3.760

3.516

3.048

1.955

4.206

3.269

c. Sub-Standard

d. Diragukan

2.839

1.237

2.275

3.756

2.976

3.641

4.259

3.960

4.218

3.803

4.112

3.399

2.996

2.953

3.033

2.428

2.055

2.636

d. Doubtful

23.589

19.210

12.346

11.663

11.675

13.123

12.597

14.078

15.018

15.375

16.337

17.842

17.034

17.614

16.791

15.400

16.396

15.983

Non Performing Loan (Nominal)

30.803

23.148

17.594

18.828

17.982

20.907

20.643

21.378

24.004

23.427

24.177

24.837

23.790

24.083

22.872

19.783

22.657

21.889 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

10,70

6,50

3,74

3,46

2,80

3,28

3,14

3,21

3,52

3,30

3,37

3,39

3,18

3,21

2,99

2,55

2,96

2,85 Non Performing Loan Ratio (%)

a. Lancar
b. DPK

e. Macet

Ket: r) revisi

a. Current
b. Special Mention

e. Loss

Note:

66

r)

revised

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca

2012

2011
Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des
1.260.415 Earning Assets

1.065.942

1.030.751

1.054.549

1.086.447

1.109.848

1.146.720

1.160.713

1.151.485

1.157.399

1.192.625

1.193.701

1.221.352

1.002.233

961.639

981.087

1.015.215

1.034.503

1.075.338

1.087.498

1.079.683

1.084.875

1.114.839

1.118.072

1.145.819

1.176.286

42.834

46.028

50.478

48.526

51.596

47.441

49.807

48.095

48.665

54.634

50.400

52.093

59.753

c. Kurang Lancar

1.970

4.083

3.292

3.575

3.345

4.253

3.434

4.142

3.923

3.888

5.743

3.825

2.699

c. Sub-Standard

d. Diragukan

2.444

1.957

2.648

3.190

3.640

3.149

3.753

3.180

3.198

3.216

3.769

2.743

4.709

d. Doubtful

16.461

17.044

17.044

15.941

16.763

16.540

16.219

16.384

16.739

16.048

15.717

16.872

16.967

780.364

743.821

770.729

795.992

814.284

835.641

858.230

854.203

868.988

892.526

900.605

923.620

a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar

a. Current
b. Special Mention

e. Loss

962.964 Earning Assets - Account Administrative

Transactions
a. Current

717.213

675.268

697.905

725.289

739.484

764.867

785.539

782.802

796.807

815.220

825.563

848.693

879.324

42.306

45.483

49.873

48.007

51.067

46.850

49.294

47.706

48.334

54.167

49.825

51.642

59.278

c. Kurang Lancar

1.955

4.069

3.270

3.575

3.343

4.245

3.434

4.142

3.923

3.887

5.742

3.683

2.698

c. Sub-Standard

d. Diragukan

2.428

1.957

2.637

3.180

3.627

3.139

3.743

3.169

3.185

3.204

3.758

2.730

4.697

d. Doubtful

16.461

17.044

17.044

15.941

16.763

16.540

16.219

16.384

16.739

16.048

15.717

16.872

16.967

41.720

46.155

45.935

45.402

47.482

47.865

46.804

47.401

47.706

46.291

50.446

46.725

2.579

2.275

2.267

2.321

2.291

2.341

2.583

2.645

2.638

2.574

2.552

2.590

2.465

2.161

2.151

2.176

2.167

2.214

2.371

2.509

2.514

2.421

2.473

2.495

2.740

13

12

10

39

18

26

112

37

23

76

18

48

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

101

102

105

106

106

102

100

98

101

77

77

77

78

101

102

105

106

106

102

100

98

101

77

77

77

78 Interbank Non Performing Loan (Nominal)

b. DPK

e. Macet

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain
a. Lancar
b. DPK

e. Macet

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Loss

48.738 Non Performing Earning Asset (Nominal)


2.866 Interbank Loans

a. Current
b. Special Mention

e. Loss

67

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.36 Aktiva Produktif BUSN Devisa

(Earning Assets of Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

Aktiva Produktif

596.214

700.622

821.136

899.511

a. Lancar

565.801

670.749

774.507

18.274

19.016

c. Kurang Lancar

3.341

d. Diragukan
e. Macet

2010

2011

2012

Indicator

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

1.107.162

1.124.217

1.135.701

1.128.159

1.136.020

1.150.292

1.167.051

1.176.304

1.221.981

1.228.033

1.252.708

1.302.517

1.297.461

851.445

1.056.635

1.065.179

1.083.105

1.073.616

1.082.101

1.094.834

1.111.116

1.117.312

1.166.227

1.171.845

1.196.784

1.251.524

1.242.707

1.254.447

27.134

27.546

29.682

37.267

29.599

31.050

30.634

33.444

33.656

36.634

33.399

34.035

33.845

30.600

33.257

35.266

2.068

2.570

4.004

3.596

3.875

4.289

4.454

4.204

3.340

3.505

3.881

4.518

4.396

3.945

3.673

4.472

3.919

c. Sub-Standard

2.203

1.432

2.269

3.256

3.497

4.042

3.868

3.484

3.473

3.633

3.667

3.467

3.285

3.168

3.359

3.327

3.479

3.563

d. Doubtful

6.595

7.356

14.656

13.261

13.751

13.854

14.840

15.556

15.604

15.002

15.066

14.969

14.552

14.589

14.774

13.394

13.546

14.715

Non Performing Earning Asset


(Nominal)

12.139

10.856

19.495

20.520

20.845

21.771

22.997

23.494

23.281

21.974

22.238

22.317

22.355

22.152

22.078

20.394

21.497

22.197 Non Performing Earning Asset

Rasio Non Performing Earning


Asset (%)

2,04

b. DPK

Kredit

Feb

1.311.910 Earning Assets

a. Current
b. Special Mention

e. Loss

(Nominal)

1,55

2,37

2,28

1,88

1,94

2,02

2,08

2,05

1,91

1,91

1,90

1,83

1,80

1,76

1,57

1,66

1,69 Non Performing Earning Asset

Ratio (%)

921.643 Credit

315.256

407.742

524.295

555.617

718.639

728.002

741.401

756.128

774.377

798.019

804.203

830.444

854.915

870.482

887.709

922.541

914.763

285.540

378.247

484.022

512.733

672.422

673.201

692.462

705.298

724.044

745.946

751.900

775.026

802.512

817.619

835.118

873.971

862.955

867.406

18.087

18.860

25.975

26.910

29.314

36.829

29.374

30.742

30.394

33.278

33.258

36.180

33.077

33.604

33.563

30.429

33.142

35.068

c. Kurang Lancar

3.069

1.981

2.514

3.208

3.513

3.811

4.225

4.399

4.149

3.286

3.450

3.825

4.443

4.320

3.798

3.620

3.817

3.361

c. Sub-Standard

d. Diragukan

2.198

1.416

2.223

2.972

3.346

3.885

3.842

3.468

3.453

3.606

3.651

3.459

3.280

3.165

3.332

3.245

3.420

3.558

d. Doubtful

e. Macet

6.363

7.237

9.560

9.795

10.045

10.275

11.497

12.221

12.336

11.863

11.945

11.953

11.604

11.775

11.899

11.275

11.428

12.251

Non Performing Loan (Nominal)

11.629

10.635

14.298

15.974

16.904

17.971

19.564

20.089

19.938

18.755

19.046

19.237

19.327

19.260

19.028

18.141

18.665

19.169 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

3,69

2,61

2,73

2,88

2,35

2,47

2,64

2,66

2,57

2,35

2,37

2,32

2,26

2,21

2,14

1,97

2,04

2,08 Non Performing Loan Ratio (%)

a. Lancar
b. DPK

a. Current
b. Special Mention

e. Loss

68

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca

2012

2011
Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des
1.327.140 Earning Assets

1.119.243

1.109.919

1.124.096

1.155.846

1.181.027

1.205.215

1.243.320

1.241.235

1.244.708

1.254.822

1.268.611

1.293.983

1.072.537

1.060.900

1.072.867

1.104.631

1.127.590

1.152.865

1.191.446

1.189.896

1.189.936

1.200.800

1.215.115

1.239.756

1.274.458

27.546

29.574

31.022

30.609

32.756

31.627

31.172

30.724

34.162

34.789

33.879

34.831

33.686

c. Kurang Lancar

3.060

3.540

3.530

3.877

4.135

4.504

4.119

3.646

3.512

3.373

3.642

3.516

3.810

c. Sub-Standard

d. Diragukan

3.360

3.106

2.927

2.636

2.595

2.303

2.579

2.609

2.553

2.520

2.580

2.442

2.305

d. Doubtful

12.739

12.799

13.750

14.094

13.952

13.916

14.004

14.360

14.545

13.340

13.395

13.438

12.881

864.789

857.468

864.076

889.782

909.793

934.200

961.502

967.820

980.391

989.290

999.661

1.011.321

a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar

a. Current
b. Special Mention

e. Loss

1.036.135 Earning Assets - Account Administrative

Transactions
a. Current

818.297

809.076

813.455

839.544

857.270

882.657

910.338

916.848

925.898

935.868

946.593

957.574

984.001

27.464

29.511

30.932

30.138

32.347

31.342

30.985

30.619

34.032

34.575

33.707

34.586

33.460

c. Kurang Lancar

3.010

3.035

3.016

3.373

3.633

3.992

3.601

3.390

3.366

2.992

3.394

3.287

3.492

c. Sub-Standard

d. Diragukan

3.279

3.048

2.924

2.634

2.591

2.293

2.575

2.602

2.550

2.515

2.573

2.435

2.300

d. Doubtful

12.739

12.799

13.750

14.094

13.952

13.916

14.004

14.360

14.545

13.340

13.395

13.438

12.881

38.187

38.327

39.897

40.708

40.858

40.923

40.882

40.967

41.072

38.079

38.979

38.556

7.785

7.550

7.546

7.731

7.720

7.902

8.185

8.343

8.319

8.450

8.582

8.667

7.784

7.549

7.543

7.730

7.714

7.901

8.183

8.342

8.310

8.448

8.571

8.667

9.069

b. DPK

11

16

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK

e. Macet

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Loss

37.670 Non Performing Earning Asset (Nominal)


9.085 Interbank Loans

a. Current
b. Special Mention

Interbank Non Performing Loan (Nominal)

69

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.37 Aktiva Produktif BUSN Non Devisa

(Earning Assets of Non-Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011

2012

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Indicator

Aktiva Produktif

26.141

34.610

37.729

50.318

69.067

67.697

70.504

71.246

72.430

76.571

77.594

81.065

83.494

86.128

87.156

92.694

93.093

94.539 Earning Assets

a. Lancar

24.650

33.177

36.296

48.063

66.013

64.181

67.479

68.092

69.236

73.406

74.416

77.813

80.025

82.821

83.568

89.309

89.572

90.900

b. DPK

867

935

964

1.463

1.766

2.184

1.840

1.940

1.939

1.874

1.877

1.984

2.180

2.014

2.255

2.142

2.236

2.175

c. Kurang Lancar

122

75

145

217

301

292

245

259

287

313

292

251

276

273

335

301

271

370

c. Sub-Standard

94

65

116

128

227

246

226

221

221

240

233

243

221

222

209

201

269

264

d. Doubtful

409

357

208

448

760

794

714

734

748

738

776

773

792

798

788

742

745

829

e. Loss

Non Performing Earning Asset


(Nominal)

625

497

468

792

1.288

1.332

1.185

1.215

1.256

1.291

1.301

1.268

1.290

1.293

1.333

1.244

1.285

Rasio Non Performing Earning


Asset (%)

2,39

d. Diragukan
e. Macet

a. Current
b. Special Mention

1.463 Non Performing Earning Asset

(Nominal)

1,44

1,24

1,57

1,86

1,97

1,68

1,70

1,73

1,69

1,68

1,56

1,54

1,50

1,53

1,34

1,38

1,55 Non Performing Earning Asset

Ratio (%)

19.114

23.863

27.122

35.700

48.757

50.450

51.873

53.050

54.607

56.380

57.909

60.615

62.124

64.011

65.907

68.143

68.749

69.998 Credit

17.653

22.468

25.690

33.451

45.765

46.945

48.855

49.901

51.418

53.221

54.736

57.368

58.659

60.709

62.320

64.759

65.230

66.381

b. DPK

867

935

964

1.462

1.731

2.177

1.834

1.936

1.934

1.870

1.872

1.980

2.176

2.009

2.255

2.141

2.235

2.174

c. Kurang Lancar

122

75

145

212

300

288

245

259

287

313

292

251

276

273

335

301

271

370

c. Sub-Standard

93

65

116

128

201

245

226

221

221

240

233

243

221

222

209

201

269

264

d. Doubtful

379

320

207

448

760

794

713

734

747

737

775

773

791

797

788

741

745

809

e. Loss

Non Performing Loan (Nominal)

594

460

468

787

1.261

1.328

1.184

1.214

1.255

1.290

1.300

1.267

1.289

1.292

1.332

1.243

1.285

1.442 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

3,11

1,93

1,73

2,20

2,59

2,63

2,28

2,29

2,30

2,29

2,25

2,09

2,07

2,02

2,02

1,82

1,87

2,06 Non Performing Loan Ratio (%)

Kredit
a. Lancar

d. Diragukan
e. Macet

a. Current
b. Special Mention

70

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca

2012

2011
Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des
82.482 Earning Assets

65.209

65.424

66.613

68.698

69.684

71.787

73.756

74.605

77.937

80.388

80.746

81.967

62.694

62.848

63.962

66.008

66.847

69.189

71.106

71.820

74.766

77.296

77.663

78.802

79.366

1.601

1.605

1.613

1.556

1.734

1.432

1.485

1.569

1.923

1.879

1.884

1.923

1.872

c. Kurang Lancar

189

168

199

186

161

281

259

308

278

208

185

267

361

c. Sub-Standard

d. Diragukan

152

218

213

275

226

223

242

239

267

278

248

254

197

d. Doubtful

e. Macet

574

585

626

674

717

663

664

669

704

727

765

720

686

e. Loss

54.484

55.441

56.503

57.754

58.842

60.343

62.580

64.234

65.482

66.996

67.914

68.847

51.969

52.865

53.852

55.064

56.005

57.763

59.949

61.467

62.311

63.904

64.841

65.683

1.601

1.605

1.613

1.556

1.734

1.432

1.485

1.569

1.923

1.879

1.874

1.923

1.872

c. Kurang Lancar

189

168

199

186

161

263

241

290

278

208

185

267

361

c. Sub-Standard

d. Diragukan

152

218

213

275

226

223

242

239

267

278

248

254

197

d. Doubtful

e. Macet

574

585

626

674

717

663

664

669

704

727

765

720

686

e. Loss

1.829

1.942

2.075

2.270

2.207

2.315

2.312

2.414

2.496

2.426

2.398

2.483

542

545

563

580

637

680

728

757

789

813

815

862

890 Interbank Loans

542

545

563

579

637

680

728

757

789

812

813

861

888

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

1 Interbank Non Performing Loan (Nominal)

a. Lancar
b. DPK

Aset Produktif Transaksi Rekening


Administratif
a. Lancar
b. DPK

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada Bank Lain


(Nominal)

a. Current
b. Special Mention

70.608 Earning Assets - Account Administrative


67.492

Transactions
a. Current
b. Special Mention

2.490 Non Performing Earning Asset (Nominal)

a. Current

71

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.38 Aktiva Produktif BPD

(Earning Assets of Regional Development Banks)


Miliar Rp (Billion Rp)
Indikator

2011

2012

Indicator

2006

2007

2008

2009

2010

Aktiva Produktif

131.845

140.981

166.823

181.225

209.002

225.126

231.845

229.956

240.024

244.817

246.205

241.131

264.699

253.953

263.067

253.121

263.110

a. Lancar

129.815

138.560

163.857

176.715

203.275

217.103

224.241

221.696

231.965

237.410

238.139

232.533

256.462

245.012

254.507

246.405

255.151

270.119

1.121

1.195

1.581

2.313

2.715

4.644

3.996

4.503

4.033

3.513

4.066

4.464

4.094

4.590

4.287

3.443

4.420

4.334

c. Kurang Lancar

160

178

168

350

266

378

360

377

500

305

386

350

429

551

391

305

704

470

c. Sub-Standard

d. Diragukan

141

174

143

319

365

358

326

341

408

417

368

409

337

341

359

285

285

469

d. Doubtful

e. Macet

609

874

1.075

1.528

2.381

2.643

2.923

3.039

3.117

3.171

3.247

3.376

3.378

3.460

3.441

2.552

2.550

2.622

Non Performing Earning Asset


(Nominal)

909

1.227

1.385

2.197

3.012

3.379

3.609

3.757

4.026

3.893

4.000

4.135

4.143

4.351

4.190

3.141

3.539

3.560 Non Performing Earning Asset

Rasio Non Performing Earning


Asset (%)

0,69

b. DPK

Kredit

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

278.013 Earning Assets

a. Current
b. Special Mention

e. Loss

(Nominal)

0,87

0,83

1,21

1,44

1,50

1,56

1,63

1,68

1,59

1,62

1,71

1,57

1,71

1,59

1,24

1,34

1,28 Non Performing Earning Asset

Ratio (%)

177.886 Credit

55.955

71.881

96.385

120.754

143.707

145.945

149.427

152.882

156.810

161.654

164.753

167.632

170.352

173.415

176.561

175.702

174.872

53.942

69.477

93.449

116.386

138.072

137.989

141.907

144.703

148.858

154.325

156.786

159.176

162.211

164.566

168.223

169.212

167.019

170.097

1.121

1.194

1.579

2.308

2.669

4.626

3.982

4.486

4.014

3.496

4.033

4.432

4.059

4.559

4.213

3.416

4.388

4.299

c. Kurang Lancar

155

172

160

332

261

374

356

373

496

303

383

349

427

547

385

298

698

464

c. Sub-Standard

d. Diragukan

140

174

142

236

362

349

318

340

383

417

362

358

335

339

357

282

282

467

d. Doubtful

e. Macet

598

864

1.056

1.492

2.343

2.607

2.865

2.980

3.060

3.112

3.188

3.317

3.321

3.403

3.384

2.494

2.485

2.558

Non Performing Loan (Nominal)

892

1.209

1.358

2.060

2.966

3.330

3.539

3.693

3.938

3.832

3.933

4.024

4.082

4.290

4.125

3.073

3.465

3.490 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

1,59

1,68

1,41

1,71

2,06

2,28

2,37

2,42

2,51

2,37

2,39

2,40

2,40

2,47

2,34

1,75

1,98

1,96 Non Performing Loan Ratio (%)

a. Lancar
b. DPK

a. Current
b. Special Mention

e. Loss

72

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator

2012

2011

Indicator

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

240.588

230.376

235.389

255.204

262.581

275.087

289.007

263.372

285.813

312.770

304.128

302.368

297.222 Earning Assets

234.041

222.421

227.501

246.916

254.364

266.948

280.229

254.724

275.546

301.682

292.944

291.642

287.538

3.419

4.428

4.333

4.673

4.314

4.142

4.677

4.671

4.996

6.031

5.788

5.345

4.570

c. Kurang Lancar

297

695

470

524

687

595

638

579

1.175

1.074

1.236

1.038

945

c. Sub-Standard

d. Diragukan

281

307

469

405

410

442

442

537

830

652

707

672

637

d. Doubtful

2.551

2.525

2.616

2.686

2.806

2.959

3.022

2.861

3.266

3.331

3.453

3.671

3.532

175.927

174.922

178.070

182.480

186.995

192.468

198.975

190.665

205.303

208.347

213.440

217.131

Aset Produktif Neraca


a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar

a. Current
b. Special Mention

e. Loss

219.270 Earning Assets - Account Administrative

Transactions
a. Current

169.414

167.007

170.224

174.266

178.865

184.398

190.259

182.029

195.081

197.336

202.396

206.460

209.647

3.393

4.395

4.299

4.641

4.277

4.102

4.629

4.670

4.965

5.972

5.731

5.309

4.535

c. Kurang Lancar

290

689

464

518

671

583

624

569

1.163

1.058

1.220

1.022

921

c. Sub-Standard

d. Diragukan

279

305

467

369

376

427

441

537

828

650

640

670

635

d. Doubtful

2.551

2.525

2.616

2.686

2.806

2.959

3.022

2.861

3.266

3.331

3.453

3.671

3.532

6.248

7.047

7.102

7.188

7.756

7.966

8.189

7.943

10.528

10.096

10.709

10.743

137

140

132

154

203

216

274

286

299

316

352

345

357 Interbank Loans

136

139

131

150

201

215

273

277

299

315

351

345

357

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK

e. Macet

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain
a. Lancar

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Loss

10.202 Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

73

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.39 Aktiva Produktif Bank Campuran

(Earning Assets of Joint Venture Banks)


Miliar Rp (Billion Rp)
Indikator

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Jan

Indicator

Feb

188.958 Earning Assets

Aktiva Produktif

68.277

94.740

125.190

139.962

154.045

148.714

152.012

149.761

153.364

156.500

158.631

162.609

167.352

174.133

180.319

182.323

185.984

a. Lancar

62.684

89.164

119.252

133.713

148.116

142.428

146.194

143.763

147.090

150.197

152.320

156.030

160.930

167.738

174.036

176.496

180.095

183.010

b. DPK

3.788

4.150

4.323

3.697

3.207

3.771

3.175

3.371

3.730

3.841

3.909

4.109

3.931

3.907

3.809

3.609

3.793

3.782

c. Kurang Lancar

1.158

700

790

958

892

782

899

872

828

715

704

762

597

612

620

434

535

595

c. Sub-Standard

d. Diragukan

214

234

233

483

365

383

421

424

416

457

421

364

536

516

474

427

513

381

d. Doubtful

e. Macet

432

491

592

1.111

1.464

1.350

1.323

1.332

1.300

1.289

1.278

1.344

1.358

1.359

1.381

1.358

1.049

1.191

Non Performing Earning Asset


(Nominal)

1.804

1.425

1.615

2.552

2.721

2.515

2.643

2.628

2.544

2.461

2.402

2.470

2.491

2.488

2.474

2.218

2.096

2.166 Non Performing Earning Asset

Rasio Non Performing Earning


Asset (%)

2,64

Kredit

a. Current
b. Special Mention

e. Loss

(Nominal)

1,50

1,29

1,82

1,77

1,69

1,74

1,75

1,66

1,57

1,51

1,52

1,49

1,43

1,37

1,22

1,13

1,15 Non Performing Earning Asset

Ratio (%)

124.746 Credit

40.833

58.520

75.849

80.977

99.020

94.606

96.821

97.360

100.362

103.579

104.378

109.307

111.733

115.938

120.398

120.389

122.976

36.100

54.044

70.679

75.273

93.866

89.055

91.770

92.122

94.860

98.030

98.828

103.388

105.965

110.227

114.765

115.148

117.529

119.306

3.259

3.550

3.630

3.209

2.570

3.135

2.505

2.719

2.997

3.123

3.188

3.491

3.312

3.235

3.180

3.204

3.367

3.291

c. Kurang Lancar

835

218

726

949

814

713

830

804

822

711

702

759

594

609

599

414

519

577

c. Sub-Standard

d. Diragukan

209

228

228

453

365

383

421

424

416

456

421

364

536

516

473

427

513

381

d. Doubtful

e. Macet

430

481

587

1.094

1.404

1.320

1.295

1.290

1.267

1.258

1.240

1.305

1.325

1.351

1.380

1.195

1.049

1.191

Non Performing Loan (Nominal)

1.474

926

1.540

2.496

2.583

2.416

2.547

2.518

2.505

2.426

2.362

2.428

2.456

2.476

2.453

2.036

2.080

2.149 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

3,61

1,58

2,03

3,08

2,61

2,55

2,63

2,59

2,50

2,34

2,26

2,22

2,20

2,14

2,04

1,69

1,69

1,72 Non Performing Loan Ratio (%)

a. Lancar
b. DPK

a. Current
b. Special Mention

e. Loss

74

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator

2012

2011

Indicator

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

154.950

155.752

161.681

165.483

170.924

176.513

176.994

181.119

183.144

183.209

184.827

184.970

191.046 Earning Assets

149.721

150.348

155.879

160.008

164.863

170.839

171.462

175.720

177.556

177.045

178.981

179.178

184.439

3.187

3.321

3.650

3.265

3.353

3.463

3.258

3.088

3.196

3.731

3.391

3.417

4.239

c. Kurang Lancar

420

521

580

453

425

504

583

521

586

490

452

436

540

c. Sub-Standard

d. Diragukan

427

513

381

379

373

306

316

416

351

477

510

447

482

d. Doubtful

1.195

1.049

1.191

1.378

1.910

1.402

1.374

1.374

1.455

1.466

1.493

1.491

1.346

119.391

121.947

123.598

127.270

131.050

135.203

139.533

142.476

146.348

146.015

147.387

146.917

Aset Produktif Neraca


a. Lancar
b. DPK

e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar

a. Current
b. Special Mention

e. Loss

151.922 Earning Assets - Account Administrative

Transactions
a. Current

114.228

116.609

117.931

121.912

125.015

129.691

134.169

137.309

141.025

140.186

141.674

141.292

145.849

3.127

3.258

3.518

3.172

3.333

3.310

3.105

2.872

2.939

3.406

3.263

3.268

3.721

c. Kurang Lancar

414

519

577

429

418

493

569

506

578

481

446

418

523

c. Sub-Standard

d. Diragukan

427

513

381

379

373

306

316

416

351

477

510

447

482

d. Doubtful

1.195

1.049

1.191

1.378

1.910

1.402

1.374

1.374

1.455

1.466

1.493

1.491

1.346

4.078

4.163

4.301

4.396

5.409

4.413

4.532

4.607

4.775

4.856

4.905

4.732

4 Interbank Loans

a. Lancar

a. Current

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK

e. Macet

Non Performing Earning Aset (Nominal)


Kredit kepada Bank Lain

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Loss

4.721 Non Performing Earning Asset (Nominal)

Interbank Non Performing Loan (Nominal)

75

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.40 Aktiva Produktif Bank Asing

(Earning Assets of Foreign Owned Banks)


Miliar Rp (Billion Rp)
Indikator

2011

2012

Indicator

2006

2007

2008

2009

2010

Aktiva Produktif

161.035

197.690

267.897

234.787

243.313

245.506

250.090

250.470

259.172

258.826

255.167

261.885

269.245

268.523

282.509

275.417

292.076

a. Lancar

149.174

184.305

248.037

217.322

231.689

234.499

239.309

238.898

247.999

247.616

245.392

252.032

258.810

258.051

272.507

266.963

283.657

286.585

b. DPK

8.784

8.549

10.059

7.873

6.071

5.627

5.332

6.012

5.600

5.535

4.655

3.886

4.392

4.721

4.785

3.839

3.904

4.182

c. Kurang Lancar

1.026

1.157

4.766

2.685

1.797

1.666

1.619

1.724

1.608

1.635

1.100

1.857

1.791

1.444

1.071

916

895

780

405

380

455

1.615

1.365

1.184

1.238

1.217

1.229

1.233

1.215

1.214

1.261

1.228

1.230

1.250

1.246

1.253

1.647

3.300

4.580

5.292

2.391

2.530

2.591

2.619

2.736

2.808

2.805

2.897

2.991

3.079

2.916

2.449

2.374

2.431

Non Performing Earning Asset


(Nominal)

3.077

4.837

9.801

9.592

5.553

5.379

5.449

5.560

5.573

5.676

5.120

5.968

6.043

5.751

5.216

4.616

4.515

4.465 Non Performing Earning Asset

Rasio Non Performing Earning


Asset (%)

1,91

d. Diragukan
e. Macet

Kredit

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

295.233 Earning Assets

a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss

(Nominal)

2,45

3,66

4,09

2,28

2,19

2,18

2,22

2,15

2,19

2,01

2,28

2,24

2,14

1,85

1,68

1,55

1,51 Non Performing Earning Asset

Ratio (%)

141.249 Credit

73.230

83.856

113.372

100.011

113.004

117.054

118.427

118.757

121.557

120.327

125.194

130.156

132.098

132.622

135.755

136.486

138.261

62.991

72.166

98.403

86.254

104.180

108.715

110.505

110.087

113.145

111.778

117.560

122.273

123.656

123.998

127.672

129.857

131.615

134.426

7.575

7.301

8.355

6.354

5.279

4.931

4.429

5.064

4.808

4.820

3.963

3.417

3.879

4.100

4.054

3.210

3.342

3.541

c. Kurang Lancar

628

727

1.659

1.662

961

852

831

908

756

795

747

1.455

1.417

1.324

981

818

794

730

c. Sub-Standard

d. Diragukan

389

369

422

588

415

238

292

271

285

288

271

269

317

285

286

304

285

271

d. Doubtful

1.647

3.292

4.533

5.153

2.169

2.318

2.370

2.427

2.563

2.645

2.653

2.742

2.829

2.916

2.762

2.296

2.224

2.281

Non Performing Loan (Nominal)

2.664

4.389

6.614

7.403

3.545

3.409

3.493

3.606

3.604

3.728

3.671

4.467

4.563

4.525

4.029

3.418

3.303

3.282 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

3,64

5,23

5,83

7,40

3,14

2,91

2,95

3,04

2,96

3,10

2,93

3,43

3,45

3,41

2,97

2,50

2,39

2,32 Non Performing Loan Ratio (%)

a. Lancar
b. DPK

e. Macet

a. Current
b. Special Mention

e. Loss

76

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator

2012

2011

Indicator

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

232.518

228.448

237.102

234.131

239.514

253.176

251.338

263.796

254.508

250.698

257.265

255.186

258.683 Earning Assets

224.743

220.636

229.130

225.989

231.017

244.542

242.792

254.607

245.258

241.027

247.557

245.785

248.910

3.222

3.359

3.559

3.697

4.027

4.157

4.253

4.804

4.934

5.464

5.600

5.416

6.057

855

832

766

715

730

729

886

927

891

891

864

863

833

d. Diragukan

1.250

1.246

1.215

1.248

1.207

1.156

1.087

1.098

1.126

1.119

1.112

1.147

1.184

d. Doubtful

e. Macet

2.450

2.374

2.432

2.481

2.533

2.593

2.319

2.361

2.299

2.196

2.133

1.974

1.700

e. Loss

142.035

143.845

145.823

147.764

150.475

160.304

160.754

165.839

168.947

172.924

173.553

177.815

Aset Produktif Neraca


a. Lancar
b. DPK
c. Kurang Lancar

Aset Produktif Transaksi Rekening


Administratif
a. Lancar

a. Current
b. Special Mention
c. Sub-Standard

177.568 Earning Assets - Account Administrative

Transactions
a. Current

135.252

137.049

138.848

140.652

142.974

152.687

153.242

157.702

160.686

164.215

164.819

169.401

168.808

3.211

3.343

3.542

3.675

4.005

4.094

4.182

4.712

4.887

5.446

5.574

5.377

5.994

c. Kurang Lancar

818

794

730

684

699

699

848

890

856

855

823

823

790

c. Sub-Standard

d. Diragukan

304

285

271

272

263

231

162

173

219

212

205

240

277

d. Doubtful

2.450

2.374

2.432

2.481

2.533

2.593

2.319

2.361

2.299

2.196

2.133

1.974

1.700

Non Performing Earning Aset (Nominal)

8.125

7.906

7.845

7.881

7.966

8.000

7.623

7.810

7.689

7.470

7.269

7.022

6.483 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain

5.396

5.435

4.424

5.754

6.143

6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610 Interbank Loans

5.396

5.435

4.424

5.754

6.143

6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610

b. DPK

b. Special Mention

c. Kurang Lancar

c. Sub-Standard

d. Diragukan

d. Doubtful

e. Macet

e. Loss

b. DPK

e. Macet

a. Lancar

Non Performing Loan kepada Bank Lain


(Nominal)

b. Special Mention

e. Loss

a. Current

Interbank Non Performing Loan (Nominal)

77

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.65 Komposisi DPK Bank Umum

(Composition of Third Party Funds of Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2008

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Nominal

Desember 2011

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Nominal

Komposisi
thd Total
DPK (%)

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

405.551

26,84

430.000

24,53

465.222

23,85

535.855

22,91

529.773

23,16

652.646

23,44

624.167

22,58 Demand Deposits

309.335

20,47

307.743

17,55

332.198

17,03

383.808

16,41

367.528

16,06

485.692

17,44

454.702

16,45

96.216

6,37

122.257

6,97

133.024

6,82

152.047

6,50

162.245

7,09

166.954

5,99

169.465

6,13

Deposito

666.708

44,13

824.704

47,04

899.783

46,13

1.069.811

45,74

1.044.857

45,67

1.233.967

44,31

1.255.826

45,44 Time Deposits

Rupiah

540.982

35,81

675.983

38,56

761.844

39,05

928.089

39,68

908.254

39,70

1.072.665

38,52

1.087.572

39,35

Valas

125.726

8,32

148.722

8,48

137.939

7,07

141.723

6,06

136.603

5,97

161.302

5,79

168.254

6,09

Tabungan

438.574

29,03

498.587

28,44

585.707

30,03

733.157

31,35

713.213

31,17

898.299

32,26

883.950

31,98 Saving Deposits

Rupiah

434.480

28,76

476.717

27,19

544.411

27,91

678.621

29,02

657.909

28,76

840.118

30,17

824.382

29,83

4.095

0,27

21.870

1,25

41.295

2,12

54.536

2,33

55.305

2,42

58.181

2,09

59.567

2,16

Total DPK

1.510.834

100,00

1.753.292

100,00

1.950.712

100,00

2.338.824

100,00

2.287.844

100,00

2.784.912

100,00

2.763.943

Rupiah

1.284.797

85,04

1.460.443

83,30

1.638.454

83,99

1.990.518

85,11

1.933.691

84,52

2.398.474

86,12

2.366.656

85,63

Rupiah

226.037

14,96

292.849

16,70

312.258

16,01

348.306

14,89

354.153

15,48

386.437

13,88

397.287

14,37

Foreign Exchange

Giro
Rupiah
Valas

Valas

Valas

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

100,00 Total Third Party Funds

78

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Giro
Rupiah

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2008

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition
to Total Third
Party Funds)
(%)

338.011

26,26

405.551

26,84

430.000

24,53

465.222

23,85

535.855

22,91

652.708

23,44

767.070

23,78 Demand Deposits

249.564

19,39

309.335

20,47

307.743

17,55

332.198

17,03

383.808

16,41

485.716

17,44

567.801

17,61

Valas

88.447

6,87

96.216

6,37

122.257

6,97

133.024

6,82

152.047

6,50

166.992

6,00

199.270

Tabungan

333.928

25,94

438.574

29,03

498.587

28,44

585.707

30,03

733.157

31,35

898.245

32,25

1.076.830

33,39 Saving

333.873

25,94

434.480

28,76

476.717

27,19

544.411

27,91

678.621

29,02

840.063

30,16

1.010.488

31,33

Rupiah

6,18

Rupiah

Rupiah

55

0,00

4.095

0,27

21.870

1,25

41.295

2,12

54.536

2,33

58.181

2,09

66.342

615.163

47,79

666.708

44,13

824.704

47,04

899.783

46,13

1.069.811

45,74

1.234.072

44,31

1.381.298

42,83 Time Deposits

Rupiah

510.008

39,62

540.982

35,81

675.983

38,56

761.844

39,05

928.089

39,68

1.072.770

38,52

1.179.242

36,56

Valas

105.155

8,17

125.726

8,32

148.722

8,48

137.939

7,07

141.723

6,06

161.302

5,79

202.056

6,26

Valas
Simpanan Berjangka

2,06

Foreign Exchange

Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

673.312

24,18

677.030

20,99

Valas

110.978

3,98

128.829

3,99

Rupiah

222.071

7,97

251.926

7,81

Rupiah

Valas

21.467

0,77

27.543

0,85

Foreign Exchange

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan

- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

90.412

3,25

125.555

3,89

Valas

15.504

0,56

27.215

0,84

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

86.975

3,11

124.731

3,87

Rupiah

Valas

13.352

0,48

18.469

0,57

Foreign Exchange

Total DPK

1.287.102

100,00

1.510.834

100,00

1.753.292

100,00

1.950.712

100,00

2.338.824

100,00

2.785.024

100,00

3.225.198

Rupiah

1.093.445

84,95

1.284.797

85,04

1.460.443

83,30

1.638.454

83,99

1.990.518

85,11

2.398.549

86,12

2.757.530

85,50

Rupiah

193.657

15,05

226.037

14,96

292.849

16,70

312.258

16,01

348.306

14,89

386.475

13,88

467.668

14,50

Foreign Exchange

Valas

100,00 Total Third Party Funds

79

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.66 Komposisi DPK Bank Persero

(Composition of Third Party Funds of State Owned Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2008

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Nominal

Desember 2011

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Nominal

Komposisi
thd Total
DPK (%)

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

Giro
Rupiah
Valas

146.613
121.749
24.865

25,68
21,32
4,35

151.767
123.438
28.329

22,66
18,43
4,23

172.602
136.512
36.090

22,03
17,43
4,61

194.533
152.770
41.763

21,65
17,00
4,65

155.085
108.525
46.561

18,94
13,25
5,68

242.863
190.610
52.253

23,37
18,34
5,03

184.948
136.526
48.421

19,25 Demand Deposits


Rupiah
14,21
Foreign Exchange
5,04

Deposito
Rupiah
Valas

215.871
179.313
36.559

37,81
31,40
6,40

280.614
235.219
45.395

41,89
35,12
6,78

332.201
274.965
57.236

42,41
35,10
7,31

380.106
328.677
51.429

42,31
36,58
5,72

355.854
312.719
43.135

43,45
38,18
5,27

401.023
350.862
50.161

38,59
33,76
4,83

394.821
345.566
49.255

41,10 Time Deposits


Rupiah
35,97
Foreign Exchange
5,13

Tabungan

208.524

36,52

237.446

35,45

278.581

35,56

323.767

36,04

308.093

37,62

395.371

38,04

380.841

39,65 Saving Deposits

Rupiah

208.490

36,51

230.047

34,34

268.894

34,32

311.891

34,72

296.057

36,15

383.291

36,88

367.728

33

0,01

7.399

1,10

9.687

1,24

11.876

1,32

12.036

1,47

12.080

1,16

13.113

38,28
1,37

Total DPK

571.008

100,00

669.827

100,00

783.384

100,00

898.405

100,00

819.032

100,00

1.039.257

100,00

960.609

Rupiah
Valas

509.552
61.456

89,24
10,76

588.704
81.123

87,89
12,11

680.371
103.013

86,85
13,15

793.338
105.067

88,31
11,69

717.301
101.731

87,58
12,42

924.763
114.494

88,98
11,02

849.821
110.789

Valas

Rupiah
Foreign Exchange

100,00 Total Third Party Funds


Rupiah
88,47
Foreign Exchange
11,53

80

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Nominal

(Composition
to Total Third
Party Funds)
(%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2009

Nominal

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Nominal

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Desember 2011

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition
to Total Third
Party Funds)
(%)

22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31

194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429

21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72

242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161

23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83

272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283

22,65 Demand Deposits


17,19
Rupiah
5,46
Foreign Exchange
40,21 Saving
38,93
Rupiah
1,28
Foreign Exchange
37,14 Time Deposits
31,54
Rupiah
5,60
Foreign Exchange

229.284
35.179

22,06
3,39

223.177
46.712

18,58
3,89

- Periode 1 Month
Rupiah
Foreign Exchange

62.782
4.976

6,04
0,48

71.970
5.442

5,99
0,45

- Periode 3 Month
Rupiah
Foreign Exchange

19.550
5.922

1,88
0,57

32.208
8.401

2,68
0,70

- Periode 6 Month
Rupiah
Foreign Exchange

100,00
86,85
13,15

898.405
793.338
105.067

100,00
88,31
11,69

39.250
4.084
1.039.253
924.759
114.494

3,78
0,39
100,00
88,98
11,02

51.475
6.729
1.201.284
1.053.025
148.259

- Jangka Waktu 1 bulan


Rupiah
Valas

- Jangka Waktu 3 bulan


Rupiah
Valas

- Jangka Waktu 6 bulan


Rupiah
Valas

571.008
509.552
61.456

100,00
89,24
10,76

- Jangka Waktu >= 12 bulan


Rupiah
Valas
Total DPK
Rupiah
Valas

151.767
123.438
28.329
237.446
230.047
7.399
280.614
235.219
45.395

Komposisi thd
Total DPK (%)

25,68
21,32
4,35
36,52
36,51
0,01
37,81
31,40
6,40

Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

23,38
18,52
4,87
33,42
33,41
0,01
43,20
36,79
6,42

Nominal

Komposisi thd
Total DPK (%)

Desember 2008

146.613
121.749
24.865
208.524
208.490
33
215.871
179.313
36.559

Giro

112.324
88.947
23.377
160.534
160.496
38
207.536
176.718
30.818

Komposisi thd
Total DPK (%)

Desember 2007

22,66
18,43
4,23
35,45
34,34
1,10
41,89
35,12
6,78

172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236

- Periode >= 12 Month

480.394
426.160
54.234

100,00
88,71
11,29

669.827
588.704
81.123

100,00
87,89
12,11

783.384
680.371
103.013

4,28
Rupiah
0,56
Foreign Exchange
100,00 Total Third Party Funds
87,66
Rupiah
12,34
Foreign Exchange

81

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.67 Komposisi DPK BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2008

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Nominal

Desember 2011

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Nominal

Komposisi
thd Total
DPK (%)

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

128.178

21,12

137.481

19,59

153.929

19,71

195.216

20,02

198.530

20,32

225.371

19,18

227.772

19,18 Demand Deposits

Rupiah

91.502

15,08

89.607

12,77

104.102

13,33

133.895

13,73

135.672

13,88

166.328

14,16

165.127

13,90

Valas

36.676

6,04

47.875

6,82

49.827

6,38

61.322

6,29

62.858

6,43

59.043

5,03

62.645

5,27

Deposito

294.304

48,49

361.058

51,45

372.792

47,73

464.038

47,58

459.062

46,97

561.419

47,78

563.454

47,44 Time Deposits

Rupiah

252.222

41,56

309.732

44,14

326.063

41,75

407.603

41,79

401.156

41,05

491.864

41,86

489.103

41,18

42.082

6,93

51.326

7,31

46.729

5,98

56.435

5,79

57.906

5,93

69.555

5,92

74.351

6,26

Tabungan

184.450

30,39

203.171

28,95

254.350

32,56

316.054

32,41

319.658

32,71

388.167

33,04

396.384

33,38 Saving Deposits

Rupiah

184.429

30,39

198.120

28,23

238.632

30,55

294.034

30,15

296.867

30,38

363.712

30,96

371.425

31,28

21

0,00

5.051

0,72

15.718

2,01

22.020

2,26

22.791

2,33

24.455

2,08

24.959

2,10

Total DPK

606.932

100,00

701.710

100,00

781.072

100,00

975.308

100,00

977.251

100,00

1.174.957

100,00

1.187.610

Rupiah

528.154

87,02

597.459

85,14

668.798

85,63

835.532

85,67

833.695

85,31

1.021.904

86,97

1.025.655

86,36

Rupiah

78.778

12,98

104.251

14,86

112.274

14,37

139.777

14,33

143.556

14,69

153.053

13,03

161.955

13,64

Foreign Exchange

Giro

Valas

Valas

Valas

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

100,00 Total Third Party Funds

82

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2008

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition
to Total Third
Party Funds)
(%)

104.100

19,82

128.178

21,12

137.481

19,59

153.929

19,71

195.216

20,02

225.170

19,19

264.982

19,58 Demand Deposits

Rupiah

68.884

13,12

91.502

15,08

89.607

12,77

104.102

13,33

133.895

13,73

166.221

14,17

198.251

14,65

Valas

35.216

6,71

36.676

6,04

47.875

6,82

49.827

6,38

61.322

6,29

58.949

5,02

66.731

4,93

Tabungan

141.341

26,91

184.450

30,39

203.171

28,95

254.350

32,56

316.054

32,41

388.030

33,07

461.038

34,07 Saving

141.324

26,91

184.429

30,39

198.120

28,23

238.632

30,55

294.034

30,15

363.575

30,99

433.712

32,05

17

0,00

21

0,00

5.051

0,72

15.718

2,01

22.020

2,26

24.455

2,08

27.326

2,02

279.736

53,27

294.304

48,49

361.058

51,45

372.792

47,73

464.038

47,58

560.098

47,74

627.129

46,35 Time Deposits

244.890

46,63

252.222

41,56

309.732

44,14

326.063

41,75

407.603

41,79

490.904

41,84

541.950

40,05

34.845

6,63

42.082

6,93

51.326

7,31

46.729

5,98

56.435

5,79

69.194

5,90

85.179

6,29

Giro

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

307.839

26,24

320.362

23,68

Valas

47.742

4,07

49.251

3,64

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

107.755

9,18

127.361

9,41

Valas

9.728

0,83

14.451

1,07

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

39.826

3,39

54.242

4,01

Rupiah

Valas

5.505

0,47

12.135

0,90

Foreign Exchange

35.483

3,02

39.985

2,95

Rupiah

0,69

Foreign Exchange

- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

6.219

0,53

9.343

Total DPK

525.177

100,00

606.932

100,00

701.710

100,00

781.072

100,00

975.308

100,00

1.173.297

100,00

1.353.149

Rupiah

455.098

86,66

528.154

87,02

597.459

85,14

668.798

85,63

835.532

85,67

1.020.700

86,99

1.173.913

86,75

Rupiah

Valas

70.079

13,34

78.778

12,98

104.251

14,86

112.274

14,37

139.777

14,33

152.597

13,01

179.236

13,25

Foreign Exchange

Valas

100,00 Total Third Party Funds

83

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.68 Komposisi DPK BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Desember 2008

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2011

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Komposisi
thd Total
DPK (%)

Nominal

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

2.195

7,20

1.779

5,36

2.184

4,96

2.745

4,66

2.618

4,55

3.634

4,37

3.082

3,68 Demand Deposits

2.195

7,20

1.779

5,36

2.183

4,96

2.745

4,66

2.618

4,55

3.634

4,37

3.082

3,68

0,00

0,00

Deposito

25.103

82,33

28.059

84,48

37.635

85,57

50.026

84,86

48.255

83,87

69.180

83,25

70.107

83,80 Time Deposits

Rupiah

25.103

82,33

28.059

84,48

37.635

85,57

50.026

84,86

48.255

83,87

69.180

83,25

70.107

83,80

0,00

Tabungan

3.194

10,48

3.375

10,16

4.161

9,46

6.178

10,48

6.662

11,58

10.281

12,37

10.473

12,52 Saving Deposits

Rupiah

3.194

10,48

3.375

10,16

4.161

9,46

6.178

10,48

6.662

11,58

10.281

12,37

10.473

12,52

Total DPK

30.491

100,00

33.213

100,00

43.980

100,00

58.950

100,00

57.536

100,00

83.095

100,00

83.662

100,00 Total Third Party Funds

Rupiah

30.491

100,00

33.213

100,00

43.979

100,00

58.950

100,00

57.536

100,00

83.095

100,00

83.662

100,00

0,00

0,00

Giro
Rupiah
Valas

Valas

Valas

Valas

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

84

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2008

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2011

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2012

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Komposisi thd
Total DPK (%)

Nominal

Items

(Composition
to Total Third
Party Funds)
(%)

1.811

7,41

2.195

7,20

1.779

5,36

2.184

4,96

2.745

4,66

3.634

4,37

5.074

4,86 Demand Deposits

1.811

7,41

2.195

7,20

1.779

5,36

2.183

4,96

2.745

4,66

3.634

4,37

5.074

4,86

Valas

0,00

0,00

Tabungan

2.379

9,74

3.194

10,48

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26 Saving

2.379

9,74

3.194

10,48

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26

20.234

82,85

25.103

82,33

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88 Time Deposits

20.234

82,85

25.103

82,33

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88

0,00

Giro
Rupiah

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

36.567

44,01

43.915

42,09

Valas

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

18.991

22,86

22.133

21,21

Valas

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

11.284

13,58

15.658

15,01

Valas

2.337

2,81

4.771

4,57

Rupiah
Foreign Exchange
- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

Total DPK

24.423

100,00

30.491

100,00

33.213

100,00

43.980

100,00

58.950

100,00

83.095

100,00

104.346

100,00 Total Third Party Funds

Rupiah

24.423

100,00

30.491

100,00

33.213

100,00

43.979

100,00

58.950

100,00

83.095

100,00

104.346

100,00

0,00

0,00

Valas

Valas

Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

85

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.69 Komposisi DPK BPD

(Composition of Third Party Funds of Regional Development Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Desember 2008

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009
Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010
Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Desember 2011

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012
Komposisi
thd Total
DPK (%)

Nominal

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

69.289

51,60

70.746

49,38

63.848

41,94

62.196

33,87

88.252

41,91

88.395

37,57

104.529

39,73 Demand Deposits

69.123

51,47

70.653

49,32

63.553

41,74

61.725

33,61

87.860

41,72

88.033

37,42

104.244

39,62

167

0,12

93

0,07

294

0,19

471

0,26

392

0,19

362

0,15

285

0,11

Deposito

31.792

23,67

35.015

24,44

44.673

29,34

67.815

36,93

76.670

36,41

79.521

33,80

101.290

38,50 Time Deposits

Rupiah

31.750

23,64

34.877

24,34

44.148

29,00

67.365

36,69

75.939

36,06

78.734

33,47

100.485

38,19

42

0,03

138

0,10

525

0,34

450

0,24

731

0,35

787

0,33

804

0,31

Tabungan

33.205

24,73

37.498

26,17

43.728

28,72

53.614

29,20

45.670

21,69

67.349

28,63

57.285

21,77 Saving Deposits

Rupiah

33.205

24,73

37.497

26,17

43.724

28,72

53.595

29,19

45.647

21,68

67.329

28,62

57.268

21,77

0,00

0,00

19

0,01

24

0,01

20

0,01

17

0,01

Total DPK

134.287

100,00

143.262

100,00

152.251

100,00

183.624

100,00

210.593

100,00

235.265

100,00

263.103

Rupiah

134.077

99,84

143.027

99,84

151.425

99,46

182.685

99,49

209.446

99,46

234.097

99,50

261.997

99,58

209

0,16

235

0,16

826

0,54

939

0,51

1.147

0,54

1.169

0,50

1.106

0,42

Giro
Rupiah
Valas

Valas

Valas

Valas

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

100,00 Total Third Party Funds

Rupiah
Foreign Exchange

86

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2008

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2010

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2011

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Komposisi thd
Total DPK (%)

Nominal

Items

(Composition
to Total Third
Party Funds)
(%)

74.723

57,86

69.289

51,60

70.746

49,38

63.848

41,94

62.196

33,87

88.456

37,59

112.953

40,55 Demand Deposits

74.692

57,84

69.123

51,47

70.653

49,32

63.553

41,74

61.725

33,61

88.094

37,43

112.715

40,47

Valas

31

0,02

167

0,12

93

0,07

294

0,19

471

0,26

362

0,15

238

0,09

Tabungan

25.008

19,37

33.205

24,73

37.498

26,17

43.728

28,72

53.614

29,20

67.338

28,61

79.968

28,71 Saving

25.008

19,37

33.205

24,73

37.497

26,17

43.724

28,72

53.595

29,19

67.318

28,60

79.938

28,70

0,00

0,00

19

0,01

20

0,01

30

0,01

29.409

22,77

31.792

23,67

35.015

24,44

44.673

29,34

67.815

36,93

79.555

33,80

85.614

30,74 Time Deposits

29.365

22,74

31.750

23,64

34.877

24,34

44.148

29,00

67.365

36,69

78.767

33,47

84.903

30,48

44

0,03

42

0,03

138

0,10

525

0,34

450

0,24

787

0,33

711

0,26

Giro
Rupiah

Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

46.523

19,77

37.513

13,47

Valas

673

0,29

468

0,17
-

- Jangka Waktu 3 bulan


Rupiah

14.335

6,09

12.214

4,39

Valas

51

0,02

14

0,01
-

- Jangka Waktu 6 bulan

Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah

12.559

5,34

13.495

4,84

Rupiah

Valas

0,00

27

0,01

Foreign Exchange

- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


-

Rupiah

5.349

2,27

21.682

7,78

Rupiah

0,07

Foreign Exchange

59

0,03

203

Total DPK

129.141

100,00

134.287

100,00

143.262

100,00

152.251

100,00

183.624

100,00

235.348

100,00

278.535

Rupiah

129.065

99,94

134.077

99,84

143.027

99,84

151.425

99,46

182.685

99,49

234.179

99,50

277.555

99,65

75

0,06

209

0,16

235

0,16

826

0,54

939

0,51

1.169

0,50

980

0,35

Valas

Valas

Rupiah

100,00 Total Third Party Funds

Rupiah
Foreign Exchange

87

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.70 Komposisi DPK Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Giro

Desember 2008

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Komposisi
thd Total
DPK (%)

Nominal

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Nominal

Desember 2011

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Nominal

Komposisi
thd Total
DPK (%)

Indicator

(Compositio
n to Total
Third Party
Funds) (%)
23,58 Demand Deposits

13.267

24,15

18.872

24,54

21.472

22,66

22.280

22,70

23.108

24,03

25.201

22,73

27.941

Rupiah

4.112

7,48

4.976

6,47

7.136

7,53

7.984

8,13

8.228

8,56

9.404

8,48

11.580

9,77

Valas

9.155

16,67

13.896

18,07

14.336

15,13

14.295

14,56

14.880

15,47

15.797

14,25

16.360

13,81

Deposito

40.196

73,17

55.007

71,53

65.871

69,51

61.374

62,52

58.633

60,96

67.253

60,66

72.474

61,16 Time Deposits

Rupiah

21.197

38,59

29.691

38,61

43.203

45,59

40.151

40,90

37.065

38,54

43.504

39,24

45.628

38,50

Rupiah

Valas

18.999

34,59

25.315

32,92

22.668

23,92

21.223

21,62

21.568

22,42

23.749

21,42

26.846

22,65

Foreign Exchange

Tabungan

1.471

2,68

3.023

3,93

7.418

7,83

14.507

14,78

14.441

15,01

18.411

16,61

18.090

15,27 Saving Deposits

Rupiah

1.471

2,68

3.023

3,93

3.983

4,20

6.156

6,27

6.145

6,39

8.310

7,50

8.494

7,17

Rupiah

3.436

3,63

8.351

8,51

8.297

8,63

10.101

9,11

9.596

8,10

Foreign Exchange

Total DPK

54.934

100,00

76.902

100,00

94.761

100,00

98.161

100,00

96.183

100,00

110.865

100,00

118.505

Rupiah

26.779

48,75

37.691

49,01

54.321

57,32

54.292

55,31

51.438

53,48

61.217

55,22

65.702

55,44

Rupiah

Valas

28.154

51,25

39.211

50,99

40.440

42,68

43.869

44,69

44.745

46,52

49.647

44,78

52.802

44,56

Foreign Exchange

Valas

Rupiah
Foreign Exchange

100,00 Total Third Party Funds

88

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2008

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Desember 2009

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition
to Total Third
Party Funds)
(%)

10.125

28,18

13.267

24,15

18.872

24,54

21.472

22,66

22.280

22,70

25.396

22,57

34.508

Rupiah

2.715

7,56

4.112

7,48

4.976

6,47

7.136

7,53

7.984

8,13

9.485

8,43

12.226

9,23

Valas

7.410

20,62

9.155

16,67

13.896

18,07

14.336

15,13

14.295

14,56

15.912

14,14

22.282

16,82

Tabungan

1.224

3,41

1.471

2,68

3.023

3,93

7.418

7,83

14.507

14,78

18.503

16,44

19.292

14,57 Saving

1.224

3,41

1.471

2,68

3.023

3,93

3.983

4,20

6.156

6,27

8.402

7,47

8.529

6,44

Rupiah

3.436

3,63

8.351

8,51

10.101

8,98

10.763

8,13

Foreign Exchange

24.577

68,41

40.196

73,17

55.007

71,53

65.871

69,51

61.374

62,52

68.642

60,99

78.654

59,38 Time Deposits

Rupiah

12.173

33,88

21.197

38,59

29.691

38,61

43.203

45,59

40.151

40,90

44.532

39,57

47.948

36,20

Rupiah

Valas

12.405

34,53

18.999

34,59

25.315

32,92

22.668

23,92

21.223

21,62

24.110

21,42

30.706

23,18

Foreign Exchange

Giro

Rupiah
Valas
Simpanan Berjangka

26,05 Demand Deposits

Rupiah
Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

27.920

24,81

26.748

20,19

Valas

15.002

13,33

20.389

15,39

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

8.971

7,97

9.285

7,01

Valas

3.725

3,31

3.964

2,99

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

4.539

4,03

6.842

5,17

Rupiah

Valas

3.062

2,72

4.743

3,58

Foreign Exchange

3.102

2,76

5.073

3,83

Rupiah

1,22

Foreign Exchange

- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

2.321

2,06

1.611

Total DPK

35.927

100,00

54.934

100,00

76.902

100,00

94.761

100,00

98.161

100,00

112.541

100,00

132.454

Rupiah

16.112

44,85

26.779

48,75

37.691

49,01

54.321

57,32

54.292

55,31

62.418

55,46

68.704

51,87

Rupiah

Valas

19.815

55,15

28.154

51,25

39.211

50,99

40.440

42,68

43.869

44,69

50.123

44,54

63.751

48,13

Foreign Exchange

Valas

100,00 Total Third Party Funds

89

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.71 Komposisi DPK Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)


Miliar Rp (Billion Rp)
Desember 2007

Indikator

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2008

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2009

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2010

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2011

Nominal

Desember 2011

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Februari 2012

Nominal

Komposisi
thd Total
DPK (%)

Indicator

(Compositio
n to Total
Third Party
Funds) (%)

46.009

40,65

49.354

38,44

51.854

44,10

58.886

47,35

62.179

48,86

67.181

47,49

75.896

50,44 Demand Deposits

Rupiah

20.655

18,25

17.290

13,47

19.242

16,36

24.689

19,85

24.624

19,35

27.683

19,57

34.142

22,69

Rupiah

Valas

25.353

22,40

32.064

24,98

32.612

27,73

34.197

27,49

37.554

29,51

39.498

27,92

41.754

27,75

Foreign Exchange

Deposito

59.443

52,52

64.952

50,59

48.537

41,28

46.452

37,35

46.383

36,45

55.572

39,28

53.681

35,68 Time Deposits

Rupiah

31.398

27,74

38.405

29,92

32.267

27,44

34.265

27,55

33.119

26,03

38.522

27,23

36.683

24,38

Rupiah

Valas

28.045

24,78

26.547

20,68

16.270

13,84

12.187

9,80

13.263

10,42

17.050

12,05

16.998

11,30

Foreign Exchange

Tabungan

7.730

6,83

14.071

10,96

17.203

14,63

19.038

15,31

18.688

14,69

18.721

13,23

20.877

13,88 Saving Deposits

Rupiah

3.690

3,26

4.654

3,63

6.222

5,29

6.768

5,44

6.531

5,13

7.195

5,09

8.994

5,98

Rupiah

Valas

4.040

3,57

9.417

7,34

10.982

9,34

12.270

9,87

12.157

9,55

11.526

8,15

11.883

7,90

Foreign Exchange

113.182

100,00

128.377

100,00

117.594

100,00

124.376

100,00

127.249

100,00

141.473

100,00

150.454

Rupiah

55.743

49,25

60.349

47,01

57.731

49,09

65.722

52,84

64.275

50,51

73.399

51,88

79.819

53,05

Rupiah

Valas

57.438

50,75

68.028

52,99

59.864

50,91

58.653

47,16

62.975

49,49

68.074

48,12

70.635

46,95

Foreign Exchange

Giro

Total DPK

100,00 Total Third Party Funds

90

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)


Miliar Rp (Billion Rp)
Desember 2006

Keterangan

Desember 2007

Komposisi thd
Total DPK (%)

Nominal

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2008

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2009

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2010

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Desember 2011

Komposisi thd
Total DPK (%)

(Composition
to Total Third
Party Funds)
(%)

Nominal

Komposisi
thd Total
DPK (%)

(Compositio
n to Total
Third Party
Funds) (%)

Desember 2012

Nominal

Komposisi thd
Total DPK (%)

Items

(Composition
to Total Third
Party Funds)
(%)

34.927

37,95

46.009

40,65

49.354

38,44

51.854

44,10

58.886

47,35

67.199

47,49

77.405

49,80 Demand Deposits

Rupiah

12.515

13,60

20.655

18,25

17.290

13,47

19.242

16,36

24.689

19,85

27.683

19,56

32.996

21,23

Rupiah

Valas

22.412

24,35

25.353

22,40

32.064

24,98

32.612

27,73

34.197

27,49

39.516

27,93

44.409

28,57

Foreign Exchange

Tabungan

3.442

3,74

7.730

6,83

14.071

10,96

17.203

14,63

19.038

15,31

18.721

13,23

20.715

13,33 Saving

3.442

3,74

3.690

3,26

4.654

3,63

6.222

5,29

6.768

5,44

7.195

5,09

7.858

5,06

Rupiah

4.040

3,57

9.417

7,34

10.982

9,34

12.270

9,87

11.526

8,15

12.857

8,27

Foreign Exchange

53.671

58,31

59.443

52,52

64.952

50,59

48.537

41,28

46.452

37,35

55.572

39,28

57.310

36,87 Time Deposits

Rupiah

26.629

28,93

31.398

27,74

38.405

29,92

32.267

27,44

34.265

27,55

38.522

27,23

39.133

25,18

Rupiah

Valas

27.042

29,38

28.045

24,78

26.547

20,68

16.270

13,84

12.187

9,80

17.050

12,05

18.176

11,69

Foreign Exchange

Giro

Rupiah
Valas
Simpanan Berjangka

- Periode 1 Month

- Jangka Waktu 1 bulan


Rupiah

25.177

17,79

25.315

16,29

Valas

12.382

8,75

12.011

7,73

Rupiah
Foreign Exchange
- Periode 3 Month

- Jangka Waktu 3 bulan


Rupiah

9.237

6,53

8.962

5,77

Valas

2.987

2,11

3.673

2,36

Rupiah
Foreign Exchange
- Periode 6 Month

- Jangka Waktu 6 bulan


Rupiah

2.654

1,88

3.110

2,00

Rupiah

Valas

1.010

0,71

1.910

1,23

Foreign Exchange

1.453

1,03

1.746

1,12

Rupiah

0,38

Foreign Exchange

- Periode >= 12 Month

- Jangka Waktu >= 12 bulan


Rupiah

670

0,47

583

Total DPK

92.040

100,00

113.182

100,00

128.377

100,00

117.594

100,00

124.376

100,00

141.491

100,00

155.430

Rupiah

42.586

46,27

55.743

49,25

60.349

47,01

57.731

49,09

65.722

52,84

73.399

51,88

79.987

51,46

Rupiah

Valas

49.455

53,73

57.438

50,75

68.028

52,99

59.864

50,91

58.653

47,16

68.092

48,12

75.443

48,54

Foreign Exchange

Valas

100,00 Total Third Party Funds

91

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Desember 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - December 2012)
Miliar Rp (Billion Rp)
Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah
1. Jawa Barat
2. Banten

Rupiah

Exchange)

42.701

Valas (Foreign

6.392

Rupiah

Exchange)

108.295

Valas (Foreign

4.560

Rupiah

Exchange)

90.845

Valas (Foreign

9.640

(Portion to
Total Third
Party (%)

Total

Exchange)

241.842

Pangsa Thd
Total DPK (%)

20.592

262.433

Location

8,14

1. Jawa Barat
2. Banten

17.255

3.672

31.669

1.125

30.580

4.195

79.504

8.992

88.496

2,74

295.283

157.485

270.193

38.867

707.223

160.534

1.272.699

356.886

1.629.585

50,53

4.619

389

17.553

349

8.930

660

31.103

1.398

32.501

1,01

4. D.I Yogyakarta

5. Jawa Tengah

20.063

2.212

77.288

2.188

40.862

2.645

138.213

7.044

145.257

4,50

5. Jawa Tengah

6. Jawa Timur

42.829

7.027

128.104

6.396

98.678

9.190

269.611

22.613

292.224

9,06

6. Jawa Timur

7. Bengkulu

1.744

36

4.162

20

1.390

16

7.296

72

7.368

0,23

7. Bengkulu

8. Jambi

3.536

226

9.984

149

3.961

89

17.481

464

17.945

0,56

8. Jambi

9. Aceh

6.176

76

11.389

63

4.180

85

21.744

225

21.969

0,68

9. Aceh

10. Sumatera Utara

18.417

3.336

59.078

3.247

50.254

4.928

127.748

11.511

139.259

4,32

10. Sumatera Utara

11. Sumatera Barat

4.599

269

12.982

205

7.454

116

25.034

589

25.623

0,79

11. Sumatera Barat

3. DKI Jakarta
4. D.I Yogyakarta

3. DKI Jakarta

13.123

1.026

24.876

498

12.281

438

50.280

1.963

52.243

1,62

12. Riau

14. Sumatera Selatan

7.958

1.253

23.459

566

20.135

873

51.552

2.693

54.244

1,68

14. Sumatera Selatan

15. Bangka Belitung

1.592

633

6.746

104

2.958

140

11.296

876

12.172

0,38

15. Bangka Belitung

13. Kepulauan Riau

6.173

4.581

11.061

1.367

4.407

1.214

21.642

7.163

28.804

0,89

13. Kepulauan Riau

16. Lampung

3.989

310

12.814

276

4.903

319

21.707

905

22.612

0,70

16. Lampung

17. Kalimantan Selatan

7.717

712

17.932

382

7.173

202

32.821

1.297

34.118

1,06

17. Kalimantan Selatan

12. Riau

18. Kalimantan Barat

4.226

402

19.482

342

7.397

151

31.105

895

32.000

0,99

18. Kalimantan Barat

19. Kalimantan Timur

23.278

2.503

31.359

1.580

18.993

2.279

73.630

6.362

79.992

2,48

19. Kalimantan Timur

20. Kalimantan Tengah

3.762

200

7.752

30

2.520

20

14.034

251

14.285

0,44

20. Kalimantan Tengah

21. Sulawesi Tengah

1.681

43

6.525

53

1.695

25

9.901

121

10.022

0,31

21. Sulawesi Tengah

22. Sulawesi Selatan

7.147

817

30.892

664

14.362

572

52.401

2.053

54.453

1,69

22. Sulawesi Selatan

23. Sulawesi Utara

2.689

288

8.506

367

4.339

217

15.534

873

16.407

0,51

23. Sulawesi Utara

323

1.931

14

708

2.963

28

2.990

0,09

24. Gorontalo

24. Gorontalo

570

1.856

157

2.584

2.585

0,08

25. Sulawesi Barat

26. Sulawesi Tenggara

1.636

80

6.079

166

1.896

13

9.612

258

9.870

0,31

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

1.709

62

7.810

145

2.956

51

12.476

259

12.734

0,39

27. Nusa Tenggara Barat

28. Bali

8.450

2.040

26.523

1.505

15.656

774

50.629

4.319

54.948

1,70

28. Bali

29. Nusa Tenggara Timur

2.864

25

8.468

49

3.444

35

14.776

108

14.884

0,46

29. Nusa Tenggara Timur

30. Maluku

1.696

30

4.608

40

1.917

48

8.221

118

8.340

0,26

30. Maluku

31. Papua

7.176

1.129

13.655

94

4.774

321

25.604

1.543

27.148

0,84

31. Papua

750

115

2.730

815

4.295

129

4.425

0,14

32. Maluku Utara

2.065

20

4.708

67

1.381

44

8.153

131

8.284

0,26

33. Papua Barat

1.874

19

855

18

2.207

40

4.936

4.976

0,15

34. Lainnya

567.801

199.270

1.010.488

66.342

1.179.242

202.056

2.757.530

467.668

3.225.198

100

25. Sulawesi Barat

32. Maluku Utara


33. Papua Barat
34. Lainnya
Total

Total

92

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Halaman ini sengaja dikosongkan

This page intentionally left blank

93

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Februari 2012
(Composition of Third Party Funds of Commercial Banks Based on Location - February 2012)
Miliar Rp (Billion Rp)
2011
Lokasi

2006

2007

2008

2012

Location

2009
Feb

Janr)

Feb
1. Jawa Barat

1. Jawa Barat
2. Banten

104.431

119.504

135.580

154.212

183.688

217.474

217.502

27.317

28.310

33.011

39.103

56.882

70.304

72.345

3. DKI Jakarta

620.919

751.466

868.803

995.417

1.141.149

1.410.213

1.385.540

13.908

15.323

16.834

19.679

23.005

26.985

27.485

62.701

70.139

80.782

91.223

105.040

124.768

125.994

5. Jawa Tengah

127.851

143.778

171.426

193.720

213.282

248.576

250.120

6. Jawa Timur

7. Bengkulu

2.760

3.482

4.143

3.967

5.035

6.380

6.361

8. Jambi

4. D.I. Yogyakarta
5. Jawa Tengah
6. Jawa Timur

2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta

7. Bengkulu

7.535

9.321

10.069

10.843

14.338

16.313

16.652

8. Jambi

9. Aceh
10. Sumatera Utara

21.956

18.341

20.464

19.215

18.106

19.605

19.526

9. Aceh

60.126

71.021

83.941

94.458

110.086

126.631

127.669 10. Sumatera Utara

11. Sumatera Barat

11.490

13.974

15.349

17.728

20.204

22.844

22.992 11. Sumatera Barat

12. Riau
14. Sumatera Selatan

40.074

30.155

31.760

30.892

39.149

44.365

46.567 12. Riau

21.068

24.867

30.058

34.119

41.651

50.926

51.718 14. Sumatera Selatan

13.587

16.341

17.088

20.518

23.675

24.849 15. Kepulauan Riau

4.728

6.384

6.828

7.469

9.004

10.335

10.691 13. Bangka Belitung

15. Kepulauan Riau


13. Bangka Belitung

9.496

14.789

21.559

14.836

16.801

19.571

19.607 16. Lampung

17. Kalimantan Selatan


18. Kalimantan Barat

10.813

12.798

16.026

18.164

21.579

28.216

28.935 17. Kalimantan Selatan

12.793

14.965

17.570

18.995

23.720

27.989

28.371 18. Kalimantan Barat

19. Kalimantan Timur

16. Lampung

30.596

34.316

41.518

43.719

52.444

65.287

69.242 19. Kalimantan Timur

20. Kalimantan Tengah

5.510

6.530

6.909

7.708

9.463

12.396

12.897 20. Kalimantan Tengah

21. Sulawesi Tengah

4.448

5.171

5.721

6.301

7.430

8.878

8.911 21. Sulawesi Tengah

22. Sulawesi Selatan


23. Sulawesi Utara

21.952

24.794

29.013

34.271

37.432

45.591

45.566 22. Sulawesi Selatan

6.057

7.133

8.941

10.082

11.659

14.358

14.409 23. Sulawesi Utara

1.076

1.451

1.440

1.691

2.105

2.097 24. Sulawesi Barat

24. Sulawesi Barat

25. Gorontalo
26. Sulawesi Tenggara

1.392

1.641

1.833

1.909

2.305

2.787

2.751 25. Gorontalo

3.218

3.977

4.563

5.207

6.407

8.580

8.648 26. Sulawesi Tenggara

27. Nusa Tenggara Barat

4.441

5.402

6.363

7.101

8.445

10.806

10.753 27. Nusa Tenggara Barat

28. Bali
29. Nusa Tenggara Timur

19.030

23.522

28.524

32.247

38.213

45.807

46.295 28. Bali

6.628

7.296

8.005

9.119

10.684

12.977

12.916 29. Nusa Tenggara Timur

3.993

4.413

4.671

5.101

5.777

7.216

15.096

13.276

14.227

16.344

20.004

23.970

2.184

2.576

2.800

2.673

3.002

3.892

4.031 32. Maluku Utara

4.506

5.084

5.334

5.908

7.047

7.207 33. Irian Jaya Barat

2.596

3.000

3.126

3.358

3.741

3.703

3.909 34. Others

1.287.102

1.510.834

1.753.292

1.973.042

2.287.844

2.770.570

30. Maluku
31. Papua
32. Maluku Utara
33. Irian Jaya Barat
34. Lainnya
Total
Ket: r) revisi

7.229 30. Maluku


24.159 31. Papua

2.763.943

Total

Note: r) revised

94

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits)


Miliar Rp (Billion Rp)
2011

2012

Location

Lokasi
Jul
1.

Jawa Barat

2.

Banten

3.

DKI Jakarta

4.

D.I Yogyakarta

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

196.230

197.080

204.444

205.797

210.665

219.405

217.474

217.502

225.244

229.017

236.025

237.542

238.355

242.824

244.482

247.398

254.567

262.433

1.

Jawa Barat

63.126

63.586

65.972

65.734

66.953

70.218

70.304

72.345

74.862

77.570

78.662

79.028

79.846

81.717

81.486

82.859

85.298

88.496

2.

Banten

1.225.583

1.230.557

1.255.394

1.293.125

1.320.964

1.417.266

1.410.213

1.385.540

1.410.500

1.407.328

1.458.755

1.477.968

1.480.163

1.488.856

1.510.724

1.524.850

1.566.877

1.629.585

3.

DKI Jakarta

24.840

24.776

25.839

26.134

26.270

26.837

26.985

27.485

28.029

28.488

28.576

29.227

29.723

30.425

31.056

30.962

31.719

32.501

4.

D.I Yogyakarta

111.322

118.301

118.404

122.107

124.743

124.768

125.994

129.494

131.524

132.133

134.997

134.858

137.370

141.489

140.417

142.949

145.257

5.

Jawa Tengah

116.897

5.

Jawa Tengah

6.

Jawa Timur

228.094

225.597

234.007

235.536

241.240

250.524

248.576

250.120

255.493

256.319

260.011

266.096

267.098

268.903

277.597

280.965

283.615

292.224

6.

Jawa Timur

7.

Bengkulu

5.752

5.640

5.986

6.024

6.232

6.190

6.380

6.361

6.616

6.770

6.954

7.108

7.287

7.353

7.494

7.614

7.622

7.368

7.

Bengkulu

8.

Jambi

15.440

15.335

16.079

15.973

16.149

16.415

16.313

16.652

17.255

17.435

17.504

17.612

17.506

17.208

17.918

17.729

17.707

17.945

8.

Jambi

Aceh

18.554

17.958

20.063

19.438

19.251

20.333

19.605

19.526

19.706

20.934

20.693

20.668

20.015

19.348

22.414

21.551

21.140

21.969

Aceh

10.

9.

Sumatera Utara

117.380

115.577

120.200

120.910

124.317

127.076

126.631

127.669

128.448

128.817

129.117

129.083

131.537

133.098

135.506

135.990

136.897

9.
139.259 10.

11.

Sumatera Barat

21.164

20.704

22.554

22.319

23.076

23.126

22.844

22.992

23.593

23.628

23.818

24.251

24.538

24.715

25.852

25.603

25.829

25.623 11.

Sumatera Barat

12.

Riau

41.856

41.415

44.115

43.074

43.189

45.067

44.365

46.567

48.480

48.445

48.063

50.314

50.974

50.375

53.457

52.653

51.749

13.

Sumatera Selatan*)

46.887

48.668

49.377

50.378

51.235

50.926

51.718

53.280

53.322

53.287

52.071

52.173

51.451

52.833

52.763

52.755

52.243 12.
54.244 13.

Riau

45.517

14.

Bangka Belitung

10.458

10.235

10.616

10.230

10.129

10.243

10.335

10.691

10.849

10.812

10.910

10.920

10.713

10.758

11.877

12.242

12.303

Bangka Belitung

15.

Kepulauan Riau*)

22.143

22.173

22.547

22.500

22.950

24.114

23.675

24.849

25.551

25.730

25.611

26.721

26.945

26.388

28.003

28.141

28.284

12.172 14.
28.804 15.

16.

Lampung

18.568

18.354

19.222

19.150

19.591

19.745

19.571

19.607

20.474

21.156

21.451

22.056

22.008

21.865

22.502

22.889

22.958

22.612 16.

Lampung

17.

Kalimantan Selatan

24.442

24.374

26.282

26.262

27.006

28.305

28.216

28.935

29.647

30.237

30.978

31.881

31.287

31.209

32.836

32.868

33.521

Kalimantan Selatan

18.

Kalimantan Barat

25.538

25.481

26.213

26.327

27.597

27.857

27.989

28.371

28.856

29.038

29.572

30.352

30.270

30.419

31.060

30.996

31.882

34.118 17.
32.000 18.

19.

Kalimantan Timur

56.446

57.158

61.696

61.829

62.426

66.880

65.287

69.242

73.171

73.209

72.640

77.217

76.613

75.582

79.990

79.022

78.165

79.992 19.

Kalimantan Timur

Kalimantan Tengah

11.394

11.456

12.064

12.099

12.003

11.924

12.396

12.897

13.458

13.848

14.136

14.562

14.208

14.272

14.785

15.526

15.480

14.285 20.

Kalimantan Tengah

7.767

8.054

8.241

8.593

8.865

8.878

8.911

9.338

9.603

9.765

10.064

9.904

9.842

10.177

10.070

10.106

10.022 21.

Sulawesi Tengah
Sulawesi Selatan

20.

Sumatera Utara

Sumatera Selatan
Kepulauan Riau

Kalimantan Barat

21.

Sulawesi Tengah

7.818

22.

Sulawesi Selatan

40.205

40.088

41.879

42.390

43.727

46.262

45.591

45.566

46.249

47.307

47.604

48.625

48.552

49.435

51.079

51.502

52.445

23.

Sulawesi Utara

12.805

12.802

13.447

13.563

13.908

14.340

14.358

14.409

14.785

14.987

15.069

15.584

15.346

15.328

15.795

15.852

15.991

54.453 22.
16.407 23.

2.389

2.590

2.659

2.738

2.712

2.787

2.751

2.874

2.944

2.916

2.996

2.906

2.828

3.027

3.005

3.008

2.990 24.

Gorontalo
Sulawesi Barat

24.

Gorontalo*)

2.411

25.

Sulawesi Barat*)

1.816

1.773

1.863

1.861

2.043

1.934

2.105

2.097

2.091

2.308

2.424

2.445

2.466

2.462

2.598

2.624

2.678

26.

Sulawesi Tenggara*)

7.170

7.479

7.962

8.155

8.256

8.428

8.580

8.648

9.258

9.617

9.701

9.930

9.728

9.632

10.020

9.933

10.081

2.585 25.
9.870 26.

27.

Nusa Tenggara Barat

Sulawesi Utara

Sulawesi Tenggara

9.574

9.298

10.018

10.246

10.694

10.872

10.806

10.753

11.005

11.259

11.383

11.900

11.736

11.752

12.365

12.495

12.625

12.734 27.

Nusa Tenggara Barat

41.124

42.801

43.646

44.799

45.604

45.807

46.295

46.898

47.413

48.101

49.577

50.264

51.492

52.988

53.883

54.555

54.948 28.
14.884 29.

Bali
Maluku

28.

Bali

40.965

29.

Nusa Tenggara Timur

11.537

11.522

11.827

11.974

12.438

12.755

12.977

12.916

13.430

13.814

13.893

14.296

14.477

14.457

14.752

14.698

14.834

30.

Maluku

6.131

6.126

6.409

6.477

6.735

6.989

7.216

7.229

7.199

7.383

7.455

7.684

7.630

7.752

7.894

8.022

8.233

31.

Papua

21.391

20.564

23.996

23.945

23.857

23.946

23.970

24.159

24.332

25.529

25.798

26.298

25.771

27.739

27.982

27.506

27.054

8.340 30.
27.148 31.

3.194

3.431

3.552

3.714

3.769

3.892

4.031

4.313

4.238

4.170

4.268

4.273

4.220

4.462

4.466

4.493

4.425 32.

Maluku Utara

8.284 33.
4.976 34.

Papua Barat

32.

Maluku Utara

3.258

33.

Papua Barat

6.249

6.910

7.123

6.838

7.305

7.097

7.047

7.207

7.224

7.296

7.762

7.956

7.745

8.456

8.377

8.294

7.977

34.

Lainnya

3.331

3.201

3.198

3.494

3.443

3.835

3.703

3.909

3.974

4.037

4.020

4.537

4.501

4.518

5.080

5.213

5.117

2.464.083

2.459.898

2.544.862

2.587.282

2.644.742

2.784.912

2.770.570

2.763.943

2.825.975

2.841.361

2.908.957

2.955.833

2.961.417

2.984.050

3.049.956

3.070.604

3.130.518

Total

3.225.198

Nusa Tenggara Timur


Papua

Others
Total

95

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.75 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)


Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

2,90

2,39

2,23

2,24

2,19

2,24

2,28

2,21

2,16

2,22

2,23

2,11

2,26

2,04

2,24

2,08

1,05

0,41

0,23

0,23

0,21

0,21

0,21

0,21

0,21

0,21

0,22

0,20

0,23

0,25

0,31

0,24

1 month deposit

Deposito 1 bln

Valas

10,71

6,77

6,64

6,65

6,77

6,77

6,78

6,77

6,77

6,75

6,84

6,78

6,57

6,40

6,31

6,05

3,40

1,74

1,22

1,14

1,19

1,16

1,21

1,24

1,29

1,32

1,35

1,42

1,43

1,56

1,56

1,62

Valas

11,17

7,45

6,94

6,97

7,05

7,07

7,09

7,06

7,05

7,06

7,19

7,21

7,14

6,90

6,75

6,56

4,18

2,14

1,29

1,27

1,32

1,35

1,41

1,40

1,45

1,52

1,56

1,79

1,87

1,93

1,82

1,95

Valas

10,32

7,89

7,07

7,07

7,14

7,15

7,16

7,18

7,07

7,04

7,19

7,18

7,18

7,27

7,23

6,94

3,94

2,32

1,47

1,48

1,55

1,55

1,54

1,57

1,62

1,61

1,77

1,86

1,99

2,12

2,15

2,20

Valas

10,34

9,54

7,65

7,13

7,08

7,04

7,01

7,00

6,96

6,94

6,97

6,97

6,94

6,84

6,72

6,82

3,08

2,72

1,86

1,88

1,80

1,77

1,34

1,47

1,53

1,47

1,48

1,54

1,51

1,58

1,81

1,73

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

3,11

2,79

2,92

2,60

2,51

2,46

2,46

2,56

2,47

2,46

2,42

2,34

2,32

2,27

2,25

2,10

1,21

0,50

0,34

0,27

0,19

0,18

0,19

0,37

0,25

0,28

0,29

0,26

0,29

0,27

0,33

0,25

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

96

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)


Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

2,51

2,52

2,56

2,48

2,60

2,41

2,46

2,37

2,36

2,32

2,26

2,27

2,23

2,20

2,20

2,16

2,14

2,12

- Rupiah

Valas

0,31

0,31

0,32

0,30

0,35

0,37

0,36

0,37

0,35

0,33

0,35

0,37

0,37

0,37

0,36

0,35

0,35

0,37

- Foreign Exchange
Saving

Tabungan
Rupiah

2,68

2,67

2,62

2,53

2,51

2,44

2,39

2,26

2,13

2,10

2,07

2,02

1,94

1,91

1,90

1,89

1,90

1,91

- Rupiah

Valas

0,30

0,34

0,35

0,32

0,35

0,35

0,33

0,32

0,34

0,35

0,36

0,44

0,37

0,32

0,32

0,31

0,30

0,34

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

6,81

6,77

6,86

6,80

6,59

6,41

6,31

6,07

5,76

5,53

5,47

5,48

5,43

5,43

5,46

5,50

5,50

5,59

Rupiah

Valas

1,31

1,34

1,39

1,45

1,47

1,59

1,57

1,65

1,57

1,64

1,56

1,55

1,53

1,58

1,62

1,60

1,57

1,57

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

7,05

7,06

7,20

7,22

7,15

6,91

6,76

6,56

6,33

6,07

5,87

5,75

5,71

5,72

5,72

5,76

5,82

5,90

Rupiah

Valas

1,46

1,53

1,57

1,79

1,91

2,00

1,85

1,98

2,00

2,00

1,87

1,90

1,89

1,81

1,88

1,88

1,91

1,91

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

7,11

7,07

7,22

7,22

7,21

7,29

7,21

6,96

6,74

6,48

6,28

6,15

6,01

5,90

5,97

5,96

6,01

6,04

Rupiah

Valas

1,62

1,63

1,82

1,89

1,99

2,10

2,12

2,21

2,34

2,35

2,39

2,40

2,35

2,39

2,39

2,39

2,36

2,33

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

7,02

6,97

7,01

6,98

6,95

6,87

6,77

6,75

6,68

6,59

6,54

6,48

6,35

6,27

6,17

6,12

6,10

6,05

Rupiah

Valas

1,70

1,59

1,58

1,66

1,70

1,71

1,86

1,87

1,92

1,97

1,98

2,03

1,95

1,94

1,96

1,99

1,98

1,97

Foreign Exchange

97

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.76 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)


Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

3,23

2,52

2,22

2,22

2,17

2,12

2,10

2,01

1,97

2,09

2,00

1,81

1,95

1,77

2,07

2,01

1,24

0,42

0,11

0,15

0,11

0,11

0,09

0,11

0,11

0,11

0,11

0,11

0,14

0,12

0,14

0,12

1 month deposit

Deposito 1 bln

Valas

10,07

6,49

6,43

6,47

6,55

6,54

6,54

6,51

6,48

6,53

6,58

6,43

6,24

6,04

5,90

5,72

3,99

2,44

1,36

1,22

1,26

1,17

1,25

1,29

1,33

1,30

1,30

1,34

1,30

1,33

0,89

1,24

Valas

10,44

7,34

6,74

6,77

6,84

6,82

6,90

6,90

6,87

6,89

6,89

6,88

6,84

6,65

6,36

6,25

5,28

3,20

1,66

1,64

1,68

1,63

1,65

1,65

1,62

1,61

1,55

1,89

2,16

2,10

1,57

1,79

Valas

10,59

7,70

6,55

6,55

6,56

6,57

6,58

6,59

6,60

6,62

6,64

6,63

6,60

6,54

6,44

6,34

3,99

2,95

1,64

1,73

1,74

1,69

1,68

1,66

1,67

1,60

1,71

1,82

1,94

2,05

1,77

2,15

Valas

11,32

9,35

6,93

6,98

7,01

6,98

6,97

6,97

6,98

6,96

6,99

7,00

6,97

6,92

6,59

6,64

3,59

2,74

2,16

2,07

1,82

1,76

1,11

1,31

1,41

1,38

1,37

1,37

1,43

1,46

1,08

1,50

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

2,79

2,62

2,37

2,42

2,25

2,23

2,23

2,48

2,28

2,27

2,22

2,08

2,08

1,98

1,91

1,78

2,80

0,53

0,23

0,36

0,02

0,00

0,00

0,76

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

98

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)


Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

2,53

2,51

2,51

2,50

2,44

2,37

2,35

2,35

2,28

2,30

2,12

2,13

2,13

2,07

1,93

1,92

1,89

2,08

- Rupiah

Valas

0,13

0,13

0,14

0,13

0,17

0,16

0,15

0,15

0,14

0,14

0,14

0,15

0,14

0,14

0,14

0,16

0,15

0,15

- Foreign Exchange
Saving

Tabungan
Rupiah

2,51

2,49

2,42

2,27

2,27

2,15

2,06

1,93

1,74

1,74

1,73

1,69

1,60

1,56

1,55

1,55

1,55

1,59

- Rupiah

Valas

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,23

0,22

0,22

0,22

0,22

0,22

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

6,56

6,54

6,58

6,46

6,30

6,04

5,90

5,72

5,38

5,18

5,08

5,05

5,10

5,09

5,10

5,15

5,15

5,23

Rupiah

Valas

1,36

1,30

1,31

1,35

1,33

1,35

0,89

1,25

1,00

1,06

0,99

0,93

0,85

0,97

0,91

0,89

0,96

0,97

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

6,88

6,89

6,89

6,88

6,83

6,65

6,37

6,25

5,99

5,71

5,53

5,43

5,41

5,41

5,43

5,48

5,47

5,54

Rupiah

Valas

1,64

1,64

1,56

1,93

2,26

2,21

1,63

1,87

1,78

1,63

1,45

1,33

1,31

1,30

1,29

1,27

1,14

1,11

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,60

6,62

6,64

6,63

6,60

6,54

6,43

6,34

6,10

5,91

5,76

5,64

5,52

5,42

5,40

5,40

5,51

5,53

Rupiah

Valas

1,65

1,59

1,70

1,82

1,90

2,02

1,65

2,14

2,28

2,32

1,45

2,20

2,15

2,20

2,16

2,04

1,99

1,99

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

7,00

6,99

7,01

7,01

6,98

6,94

6,60

6,66

6,58

6,52

6,43

6,32

6,22

6,12

5,98

5,98

5,93

5,91

Rupiah

Valas

1,45

1,40

1,39

1,39

1,45

1,47

1,09

1,52

1,56

1,57

1,61

1,68

1,66

1,67

1,73

1,73

1,65

1,65

Foreign Exchange

99

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.77 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

2,61

2,09

2,11

2,06

2,00

2,11

2,26

2,07

2,16

2,11

2,15

2,08

2,11

2,16

2,18

1,99

1,80

0,68

0,44

0,44

0,40

0,40

0,40

0,41

0,40

0,39

0,42

0,38

0,40

0,45

0,49

0,46

1 month deposit

Deposito 1 bln

Valas

11,20

6,85

6,75

6,69

6,78

6,76

6,78

6,78

6,79

6,76

6,92

6,93

6,68

6,53

6,48

6,25

4,18

1,71

1,32

1,25

1,28

1,22

1,27

1,27

1,38

1,39

1,46

1,57

1,63

1,80

1,94

1,95

Valas

11,55

7,31

6,78

6,82

6,89

6,92

6,91

6,85

6,79

6,79

7,11

7,22

7,16

6,87

6,72

6,55

4,82

1,85

1,53

1,40

1,43

1,41

1,50

1,51

1,62

1,71

1,81

2,03

2,00

2,16

2,14

2,30

Valas

9,86

7,68

6,72

6,77

6,79

6,85

6,86

6,91

6,73

6,68

6,95

6,93

6,92

7,06

6,98

6,66

4,26

2,06

1,53

1,40

1,42

1,39

1,36

1,53

1,66

1,79

2,06

2,16

2,35

2,47

2,54

2,58

Valas

9,56

9,09

6,39

6,47

6,55

6,55

6,55

6,54

6,55

6,63

6,73

6,69

6,68

6,53

6,51

6,65

3,10

3,04

1,71

1,62

1,62

1,63

1,61

1,67

1,62

1,66

1,67

1,68

1,68

1,68

2,08

1,85

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

3,32

2,88

2,70

2,70

2,69

2,59

2,59

2,55

2,53

2,50

2,48

2,44

2,41

2,40

2,43

2,30

0,82

0,79

0,37

0,37

0,37

0,36

0,37

0,38

0,39

0,42

0,40

0,39

0,41

0,41

0,42

0,40

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

100

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

2,27

2,23

2,26

2,19

2,21

2,28

2,28

2,11

2,02

2,01

1,98

2,02

1,89

1,96

1,89

1,91

1,93

1,91

- Rupiah

Valas

0,47

0,46

0,49

0,47

0,48

0,53

0,52

0,54

0,52

0,47

0,47

0,48

0,50

0,51

0,48

0,47

0,48

0,50

- Foreign Exchange
Saving

Tabungan
Rupiah

2,68

2,67

2,64

2,60

2,56

2,55

2,52

2,43

2,36

2,29

2,23

2,21

2,12

2,12

2,11

2,11

2,12

2,11

- Rupiah

Valas

0,40

0,42

0,41

0,40

0,42

0,42

0,42

0,41

0,40

0,42

0,42

0,60

0,50

0,41

0,42

0,41

0,38

0,46

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

6,80

6,78

6,94

6,94

6,69

6,54

6,49

6,27

5,94

5,68

5,67

5,68

5,51

5,48

5,52

5,56

5,54

5,69

Rupiah

Valas

1,38

1,39

1,47

1,58

1,64

1,81

1,94

1,95

1,88

1,89

1,88

1,94

1,95

1,91

2,01

2,00

1,99

1,94

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

6,78

6,78

7,10

7,21

7,16

6,87

6,72

6,54

6,32

6,08

5,89

5,78

5,70

5,69

5,65

5,68

5,76

5,86

Rupiah

Valas

1,62

1,70

1,80

2,02

2,01

2,17

2,16

2,30

2,36

2,41

2,34

2,36

2,32

2,26

2,33

2,30

2,30

2,32

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,72

6,67

6,96

6,94

6,92

7,08

7,00

6,67

6,48

6,21

6,04

5,92

5,75

5,68

5,70

5,67

5,70

5,75

Rupiah

Valas

1,67

1,78

2,06

2,16

2,34

2,44

2,52

2,57

2,63

2,61

2,34

2,61

2,59

2,61

2,63

2,68

2,69

2,63

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,70

6,68

6,77

6,70

6,70

6,54

6,52

6,43

6,33

6,26

6,19

6,13

5,95

5,86

5,77

5,65

5,57

5,48

Rupiah

Valas

1,80

1,83

1,85

1,88

1,90

1,92

2,09

2,12

2,16

2,23

2,26

2,26

2,19

2,09

2,13

2,19

2,23

2,22

Foreign Exchange

101

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

4,68
-

3,59

3,60

0,94

3,70

4,02

- -

3,73
-

3,64

3,91

4,09

3,93

3,61

3,51

3,54

3,54

3,73

3,28
-

1 month deposit

Deposito 1 bln

Valas

11,64
-

8,65

8,17

6,92

8,15

8,19

8,13

8,09

8,11

8,05

7,99

7,99

7,86

7,78

7,47

7,19
-

Valas

11,77
-

9,00

8,90

8,36

8,62

8,59

8,52

8,46

8,49

8,48

8,40

8,34

8,21

8,04

7,88

7,67
-

Valas

11,35
-

9,44

9,11

8,89

9,00

8,94

8,89

8,82

8,78

8,73

8,70

8,65

8,60

8,57

2,00

8,43

8,31
-

Valas

11,52
-

10,49

9,22

8,95

9,16

9,18

9,13

8,98

8,89

8,79

8,69

8,69

8,62

8,49

8,47

8,40
-

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

Ket: Data tersedia mulai Januari 2008

4,28
-

3,33

3,56

3,69
- -

3,73

3,63
-

3,66

3,78

3,72

3,86

3,95

4,04

3,92

3,69

3,98

3,46
-

Rupiah
Foreign Exchange

Note: Data available since January 2008

102

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah
Valas

4,16

4,08

4,20

4,14

4,22

4,11

3,81

3,84

3,96

3,96

3,80

3,49

3,48

3,45

3,43

3,05

3,10

3,25

Valas

4,58

4,65

4,78

4,86

4,70

4,41

4,50

4,16

3,99

3,94

3,80

3,72

3,83

3,86

3,79

3,76

3,75

3,70

Simpanan Berjangka

Valas

Valas

8,12

8,06

8,00

8,00

7,87

7,79

7,47

7,20

6,93

6,66

6,51

6,54

6,56

6,58

6,66

6,71

6,77

6,90

Valas

8,49

8,49

8,41

8,34

8,21

8,04

7,88

7,67

7,28

7,08

6,87

6,75

6,72

6,78

6,89

6,99

7,09

7,22

Valas

Foreign Exchange

Rupiah
Foreign Exchange
- 6 Month Time Deposits

8,80

8,74

8,71

8,67

8,60

8,57

8,43

8,31

8,13

7,88

7,65

7,39

7,18

7,07

7,11

7,19

7,32

7,45

Rupiah
Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

Rupiah

- 3 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

- Foreign Exchange

- 1 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

- Rupiah

Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

- Foreign Exchange
Saving

Tabungan
Rupiah

- Rupiah

8,88

8,76

8,65

8,64

8,62

8,51

8,47

8,41

8,28

8,26

8,13

7,97

7,91

7,81

7,72

7,69

7,67

7,67

Rupiah
Foreign Exchange

103

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.79 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)


Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

3,16

3,02

3,01

2,85

2,73

2,81

2,81

2,91

2,80

2,94

2,88

2,86

2,88

2,67

2,94

2,71

1,33

0,79

0,65

0,62

0,63

0,63

0,61

0,54

0,65

0,62

0,64

0,69

0,65

0,71

0,65

0,54

1 month deposit

Deposito 1 bln

Valas

10,07

7,69

7,93

7,73

7,54

7,56

7,58

7,54

7,52

7,45

7,49

7,53

7,40

7,43

6,99

6,66

4,03

3,22

1,79

2,84

1,83

1,39

3,42

4,02

2,68

2,41

2,59

3,08

3,43

3,08

3,33

3,70

Valas

9,41

8,28

8,57

8,25

8,19

8,03

8,13

8,11

8,07

8,02

8,06

8,12

8,13

7,96

7,69

7,40

3,27

3,96

1,88

1,77

1,49

1,92

1,04

1,08

1,87

1,87

1,01

2,10

2,12

1,90

2,07

1,93

Valas

10,18

9,16

9,69

8,68

8,74

8,71

8,59

8,54

8,42

8,31

8,10

8,09

8,09

8,28

8,14

7,74

4,47

4,18

1,41

1,26

1,25

1,15

1,15

1,09

1,01

1,10

0,99

1,01

0,99

0,98

1,01

1,41

Valas

8,74

11,33

11,89

8,86

8,47

8,36

8,27

8,29

8,00

7,75

7,64

8,03

7,90

7,76

8,06

7,47

3,25

4,48

1,30

1,31

1,30

1,32

1,32

1,31

1,30

1,30

1,45

1,50

1,49

1,49

1,46

1,52

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

3,62

3,37

3,08

2,99

2,86

2,92

2,87

3,02

3,02

3,06

3,05

3,01

2,99

2,92

2,93

2,64

1,88

2,11

0,98

0,91

0,91

0,92

0,90

0,77

0,76

0,80

0,92

0,76

0,89

0,76

0,74

0,66

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

104

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)


Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

3,03

3,13

3,06

2,99

3,01

2,78

3,03

2,94

3,01

2,94

2,93

2,90

2,89

2,82

2,93

2,88

2,85

2,67

- Rupiah

Valas

0,66

0,65

0,64

0,70

0,65

0,71

0,65

0,56

0,77

0,80

1,01

0,87

0,73

0,53

0,45

0,55

0,57

0,47

- Foreign Exchange
Saving

Tabungan
Rupiah

3,48

3,53

3,47

3,44

3,41

3,31

3,27

3,04

2,90

2,81

2,83

2,63

2,55

2,52

2,53

2,46

2,50

2,54

- Rupiah

Valas

0,95

0,98

1,13

0,93

1,06

0,93

0,90

0,68

0,72

0,67

0,50

0,51

0,52

0,57

0,60

0,58

0,58

0,58

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

7,57

7,51

7,52

7,56

7,44

7,46

7,01

6,81

6,48

6,09

5,99

5,87

5,86

5,87

5,78

5,86

5,90

6,08

Rupiah

Valas

2,65

2,40

2,58

3,09

3,43

3,23

3,33

3,60

4,01

3,73

3,35

3,79

2,12

2,15

2,00

2,21

2,16

2,11

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

8,08

8,07

8,06

8,16

8,15

7,98

7,70

7,54

7,15

6,78

6,43

6,34

6,25

6,28

6,31

6,42

6,51

6,57

Rupiah

Valas

1,06

1,04

1,01

2,10

2,12

1,90

2,10

2,02

2,01

2,18

2,09

2,15

1,92

1,97

1,87

1,80

1,20

1,40

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

8,61

8,50

8,24

8,30

8,29

8,38

8,14

7,78

7,57

7,24

6,91

6,70

6,60

6,28

6,45

6,46

6,54

6,76

Rupiah

Valas

1,01

1,11

0,99

1,01

0,99

0,98

1,01

1,50

1,46

1,41

2,09

1,54

1,31

1,28

1,51

1,56

1,59

1,69

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

8,11

7,92

7,95

8,16

8,05

8,06

8,02

7,64

7,46

7,34

7,30

7,25

7,13

7,09

7,01

6,95

6,97

6,96

Rupiah

Valas

1,30

1,30

1,50

1,51

1,49

1,49

1,49

1,52

1,53

1,33

1,22

1,12

1,10

1,13

1,07

1,07

1,20

0,96

Foreign Exchange

105

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.80 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)


Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

1,46

2,62

1,37

1,66

1,85

1,80

1,65

1,60

1,59

1,59

1,67

1,67

1,70

1,82

1,76

1,69

0,33

0,20

0,13

0,14

0,14

0,15

0,11

0,14

0,16

0,21

0,17

0,15

0,26

0,27

0,37

0,23

1 month deposit

Deposito 1 bln

Valas

11,06

6,44

6,30

6,44

6,46

6,40

6,41

6,56

6,57

6,47

6,46

6,41

6,19

6,07

5,86

5,68

2,91

1,01

1,13

1,11

1,26

1,43

1,45

1,39

1,38

1,55

1,56

1,58

1,59

1,80

1,71

1,82

Valas

12,63

7,06

6,95

6,96

7,03

7,02

6,98

7,03

7,10

6,96

7,02

7,00

6,88

6,65

6,52

6,28

3,93

1,55

1,05

1,08

1,10

1,27

1,31

1,29

1,30

1,52

1,54

1,68

1,75

1,84

1,78

1,89

Valas

11,14

7,78

7,12

7,12

7,09

7,05

6,93

7,01

6,99

6,89

6,91

6,94

6,98

6,87

6,83

6,67

4,07

1,40

1,51

1,27

1,78

1,92

1,93

2,00

2,03

1,77

1,75

1,82

1,85

2,07

2,08

2,07

Valas

10,76

8,97

7,01

7,00

6,92

7,01

7,04

7,07

7,12

6,88

6,81

6,69

6,66

6,56

6,38

6,32

2,49

1,83

1,64

1,74

0,97

1,00

0,98

1,56

1,26

1,19

1,19

1,35

1,38

1,41

1,47

1,76

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

5,04

2,83

2,87

2,78

2,38

2,55

2,63

3,09

3,16

3,15

3,17

2,87

2,93

2,77

2,86

2,61

0,75

0,41

0,15

0,19

0,14

0,14

0,16

0,19

0,14

0,28

0,35

0,22

0,33

0,25

0,23

0,17

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

106

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)


Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

1,95

1,87

2,00

1,95

1,98

2,13

1,98

1,98

1,75

1,83

1,96

1,83

1,85

1,81

1,92

1,73

1,50

1,70

- Rupiah

Valas

0,30

0,37

0,32

0,29

0,47

0,48

0,47

0,40

0,38

0,34

0,54

0,54

0,48

0,59

0,58

0,43

0,53

0,55

- Foreign Exchange
Saving

Tabungan
Rupiah

3,29

3,23

3,24

3,09

3,00

2,83

2,91

2,67

2,66

2,59

2,54

2,50

2,48

2,47

2,47

2,37

2,25

2,14

- Rupiah

Valas

0,18

0,34

0,42

0,27

0,40

0,31

0,25

0,22

0,35

0,34

0,37

0,31

0,23

0,25

0,25

0,21

0,18

0,19

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

6,57

6,45

6,46

6,42

6,19

6,07

5,86

5,67

5,59

5,47

5,32

5,32

5,38

5,53

5,59

5,57

5,56

5,66

Rupiah

Valas

1,39

1,57

1,59

1,61

1,63

1,83

1,73

1,86

1,87

2,04

2,02

1,99

1,98

2,07

2,17

2,15

1,97

2,05

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

7,12

7,04

7,10

7,04

6,98

6,72

6,60

6,36

6,24

5,92

5,84

5,80

5,86

5,91

6,02

6,08

6,08

6,17

Rupiah

Valas

1,29

1,49

1,49

1,66

1,75

1,88

1,72

1,80

1,80

1,87

1,80

1,91

1,92

1,80

1,88

1,76

1,81

1,71

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,96

6,93

6,89

6,90

6,91

6,83

6,77

6,64

6,10

5,95

5,80

5,83

5,92

5,98

6,46

6,56

6,63

6,64

Rupiah

Valas

1,85

1,75

1,86

1,86

1,85

2,00

2,05

2,12

2,33

2,29

1,80

2,55

2,50

2,58

2,72

2,69

2,65

2,65

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

7,17

6,88

6,84

6,75

6,72

6,65

6,45

6,40

6,78

6,15

6,17

6,62

6,60

6,57

6,56

6,64

6,78

6,76

Rupiah

Valas

1,68

1,17

1,14

1,43

1,47

1,47

1,50

1,86

2,35

1,99

2,07

2,38

1,86

2,22

2,21

2,21

2,23

2,24

Foreign Exchange

107

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.81 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)


Persen (Percent)
2011
Indikator

2006

2007

2008

2009

2012

Indicator

2010
Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb
Demand Deposits

Giro
Rupiah
Valas

1,16

0,86

1,17

1,14

1,29

1,41

1,54

1,47

0,81

1,30

1,33

1,11

2,50

1,04

2,24

0,88

0,10

0,09

0,04

0,03

0,04

0,04

0,06

0,03

0,03

0,03

0,03

0,04

0,09

0,09

0,31

0,07

1 month deposit

Deposito 1 bln

Valas

10,03

5,85

3,76

5,41

5,65

5,63

5,70

5,56

5,61

5,42

5,18

4,84

4,64

4,51

6,31

3,85

1,23

0,28

0,19

0,29

0,35

0,35

0,37

0,44

0,45

0,71

0,77

0,71

0,70

0,82

1,56

0,85

Valas

11,65

6,57

4,70

6,21

6,39

6,48

6,54

6,62

6,69

6,68

6,36

5,89

5,54

5,27

6,75

5,12

2,39

0,66

0,38

0,60

0,63

0,70

0,90

0,91

0,92

0,93

1,02

1,19

1,26

1,18

1,82

1,19

Valas

10,64

7,18

5,46

6,43

6,49

6,53

6,62

6,66

6,71

6,75

6,75

6,66

6,51

6,20

7,23

5,43

2,63

0,77

0,43

0,67

0,66

0,64

0,63

0,63

0,61

0,60

0,59

0,58

0,72

0,73

2,15

0,89

Valas

9,87

9,67

4,46

6,25

6,25

6,28

6,30

6,32

6,59

6,73

6,72

6,75

6,74

6,69

6,72

6,53

3,45

2,42

0,88

0,77

1,54

1,54

1,32

1,08

1,76

1,77

2,04

1,98

1,20

2,16

1,81

2,00

Valas

Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Foreign Exchange
Saving Deposits

Tabungan
Rupiah

Rupiah

12 month deposit

Deposito 12 bln
Rupiah

Foreign Exchange

6 month deposit

Deposito 6 bln
Rupiah

Rupiah

3 month deposit

Deposito 3 bln
Rupiah

Foreign Exchange
Time Deposits

Deposito

Rupiah

Rupiah

3,98

2,67

2,67

2,22

2,27

2,27

2,26

2,23

2,14

2,01

1,94

1,97

1,67

1,76

2,25

1,56

0,17

0,08

0,02

0,04

0,03

0,03

0,04

0,04

0,03

0,05

0,06

0,04

0,06

0,04

0,33

0,03

Ket: Data tersedia mulai Januari 2008

Rupiah
Foreign Exchange

Note: Data available since January 2008

108

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)


Persen (Percent)
2011

2012

Items

Keterangan
Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Demand Deposits

Giro
Rupiah

1,49

2,24

2,48

1,99

5,14

1,94

1,93

1,67

1,65

1,39

1,48

1,45

1,51

1,62

1,55

1,56

1,55

1,71

- Rupiah

Valas

0,12

0,12

0,14

0,14

0,34

0,32

0,24

0,24

0,25

0,36

0,30

0,50

0,50

0,45

0,46

0,56

0,43

0,52

- Foreign Exchange
Saving

Tabungan
Rupiah

2,19

2,07

1,98

2,01

1,70

1,80

1,55

1,58

1,76

1,86

1,91

1,58

1,24

1,21

1,22

1,13

1,14

1,17

- Rupiah

Valas

0,14

0,19

0,23

0,18

0,21

0,29

0,26

0,25

0,32

0,32

0,33

0,31

0,25

0,33

0,15

0,15

0,24

0,24

- Foreign Exchange
Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln


Rupiah

5,62

5,43

5,20

4,85

4,65

4,52

4,07

3,89

3,85

3,74

3,76

3,91

4,11

4,40

4,55

4,76

4,62

4,52

Rupiah

Valas

0,54

0,83

1,01

0,88

0,87

0,99

0,85

0,98

1,28

1,25

1,23

1,34

1,66

1,64

1,69

1,72

1,47

1,57

Foreign Exchange
- 3 Month Time Deposits

- Simpanan Berjangka 3 bln


Rupiah

6,71

6,69

6,56

6,04

5,67

5,30

5,31

5,19

5,13

4,93

4,75

4,63

4,73

4,84

4,80

4,83

4,78

5,06

Rupiah

Valas

0,96

0,98

1,09

1,15

1,18

1,18

1,16

1,19

1,18

1,13

1,12

1,17

1,22

1,23

1,34

1,40

1,53

1,65

Foreign Exchange
- 6 Month Time Deposits

- Simpanan Berjangka 6 bln


Rupiah

6,71

6,74

6,74

6,67

6,51

6,20

5,50

5,43

5,28

5,17

5,04

4,98

4,91

4,98

5,06

5,06

5,00

4,90

Rupiah

Valas

0,72

0,71

0,80

0,70

0,83

0,88

0,88

0,96

1,03

1,11

1,12

1,19

1,17

1,12

0,85

0,91

0,88

0,90

Foreign Exchange
- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln


Rupiah

6,63

6,78

6,81

6,75

6,74

6,70

6,65

6,54

6,51

6,45

6,36

6,31

6,13

5,97

5,88

5,67

5,66

5,70

Rupiah

Valas

2,13

2,13

2,36

2,16

2,19

2,33

2,37

2,38

1,91

2,61

1,68

2,05

2,17

2,18

2,18

1,91

2,01

2,03

Foreign Exchange

109

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012


Tabel 1.83 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)


Persen (Percent)
Sektor Ekonomi

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

r)

Des

r)

Jan

Economic Sector

Feb

1. Pertanian, perburuan dan sarana pertanian


Rupiah
Valas

14,38
7,73

13,10
5,60

11,46
4,58

11,43
4,58

11,31
4,36

11,29
4,19

11,31
4,41

10,02
4,35

11,46
4,50

11,52
4,47

11,44
4,46

11,55
4,69

11,64
4,70

11,51
5,43

11,47
4,74

11,13
4,80

1. Agriculture, hunting and agricultural facilities


Rupiah
Foreign Exchange

2. Pertambangan
Rupiah
Valas

14,83
5,44

10,95
4,47

10,57
3,76

11,36
3,64

10,01
3,42

10,28
3,40

10,31
3,32

10,21
3,43

11,49
3,61

11,44
3,52

11,24
3,50

11,24
3,70

11,17
3,80

11,84
4,04

11,25
3,74

11,16
3,98

2. Mining
Rupiah
Foreign Exchange

3. Perindustrian
Rupiah
Valas

13,92
6,62

11,81
5,43

10,75
4,34

10,70
4,29

10,42
4,07

10,43
4,07

10,38
4,03

10,30
3,96

10,64
4,05

10,52
4,08

10,44
4,15

10,37
4,17

10,35
4,20

10,50
4,45

10,17
4,27

10,07
4,28

3. Manufacturing
Rupiah
Foreign Exchange

4. Listrik, Gas dan Air


Rupiah
Valas

11,27
6,28

9,42
4,29

8,48
3,87

8,22
3,70

6,05
4,13

6,19
4,05

6,23
4,10

5,87
3,45

7,27
3,91

6,74
3,93

6,68
3,91

6,62
4,09

6,12
4,22

8,05
4,79

7,20
4,72

7,05
4,53

5. Konstruksi
Rupiah
Valas

14,18
6,89

13,30
6,07

12,19
5,43

12,07
5,63

11,65
5,49

11,62
5,21

11,63
5,25

11,52
5,21

11,93
6,02

11,92
5,92

11,90
5,86

11,89
5,93

11,83
5,89

11,78
6,02

11,73
5,88

11,54
6,04

5. Construction
Rupiah
Foreign Exchange

6. Perdagangan, restoran dan hotel


Rupiah
Valas

15,69
7,58

14,67
6,20

13,63
4,86

13,64
4,75

12,42
4,52

12,49
4,59

12,49
4,55

11,50
4,67

13,55
4,77

13,54
4,66

13,42
4,78

13,44
4,91

13,41
4,89

13,26
5,04

13,26
4,95

13,20
5,03

6. Trade, restaurants and hotels


Rupiah
Foreign Exchange

7. Pengangkutan, pergudangan dan komunikasi


Rupiah
Valas

12,72
6,49

10,45
5,76

10,29
5,92

10,41
5,47

10,02
5,34

10,07
5,41

10,10
5,34

9,88
5,15

10,45
5,31

10,38
5,05

10,38
5,19

10,32
5,16

10,21
5,16

10,03
5,25

9,81
5,12

9,74
5,27

8. Jasa Dunia Usaha


Rupiah
Valas

14,22
6,52

13,01
4,94

12,07
3,44

11,96
3,26

11,95
3,26

11,90
3,38

11,96
3,26

11,97
3,23

12,02
3,18

11,92
3,10

11,79
3,24

11,75
3,32

11,69
3,39

11,64
3,46

11,53
3,55

11,42
3,53

4. Water, gas and electricity


Rupiah
Foreign Exchange

7. Transportation, warehousing and communications


Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services

9. Jasa Sosial/masyarakat

Rupiah

Rupiah

14,67

14,59

14,50

14,28

14,21

13,98

13,87

13,28

13,67

13,61

13,56

13,50

13,40

13,29

13,23

13,07

Valas

5,02

5,49

4,46

5,23

4,19

4,15

3,98

4,44

4,47

4,45

4,51

4,52

4,54

4,71

4,76

4,77

Foreign Exchange

10. Lain-lain
Rupiah
Valas

15,71
3,85

15,74
0,67

13,73
2,20

13,55
1,93

14,77
1,05

14,85
0,75

14,82
0,68

10,37
0,21

13,63
2,49

13,66
1,56

13,59
1,67

13,55
1,79

13,49
1,41

13,37
2,58

13,41
2,26

13,06
2,35

10. Others
Rupiah
Foreign Exchange

Ket: r) revisi

Note: r) Revised

16.

17.

18.

Penerima
Rumah Tan
-

110

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Credit Recipients Industrial Origin

Penerima Kredit Lapangan Usaha


1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
Ket: *) Angka-angka Sementara

Items

11,42
4,38

11,46
4,36

11,38
4,35

11,50
4,59

11,60
4,59

11,46
5,27

11,41
4,64

11,07
4,70

11,35
4,74

11,24
4,73

11,36
4,71

11,48
4,73

11,53
4,65

11,41
4,63

11,56
4,64

11,47
4,69

11,37
4,64

11,32
4,59

13,27
7,92

13,56
7,13

13,56
7,17

13,60
7,42

13,79
7,45

13,95
7,70

14,06
7,60

13,86
7,63

14,01
7,66

13,89
7,77

13,87
7,80

13,77
7,85

13,80
7,88

13,71
7,88

13,68
7,84

13,56
7,72

13,50
7,20

13,37
7,36

11,75
-

11,70
-

11,51
-

11,41
-

11,37
-

12,03
-

11,38
-

11,33
-

11,38
-

11,36
-

11,41
-

11,42
-

11,46
-

11,38
-

11,23
-

11,16
-

11,28
-

11,29
-

10,80
4,20

10,72
4,25

10,65
4,31

10,58
4,32

10,55
4,35

10,68
4,51

10,35
4,39

10,24
4,39

10,31
4,37

10,30
4,34

10,24
4,33

10,26
4,34

10,18
4,33

10,12
4,21

10,08
4,18

10,06
4,19

10,05
4,16

9,98
4,24

10,05
4,00

8,86
4,03

8,79
4,01

8,69
4,19

8,13
4,32

9,77
4,89

8,95
4,82

8,78
4,63

8,12
4,82

7,88
4,81

7,61
4,79

8,43
4,93

8,54
4,95

8,39
4,83

8,09
4,86

8,49
4,84

8,19
4,72

8,93
4,68

12,18
6,02

12,17
5,92

12,17
5,86

12,14
5,93

12,14
5,89

12,05
5,96

12,02
5,94

11,75
6,04

11,82
5,95

11,75
6,00

11,69
5,79

11,65
5,70

11,63
5,55

11,56
5,63

11,64
5,56

11,62
5,56

11,62
5,54

11,49
5,60

13,62
4,55

13,61
4,49

13,50
4,64

13,51
4,75

13,49
4,74

13,32
4,93

13,33
4,80

13,27
4,91

13,26
4,96

13,07
5,00

12,97
4,85

12,96
4,83

12,99
4,83

13,00
4,86

13,01
4,83

12,93
4,78

12,82
4,73

12,67
4,84

13,38
6,75

13,28
6,16

13,25
6,07

13,24
6,42

13,21
6,42

13,06
6,46

13,04
6,50

12,89
6,48

12,82
6,50

12,73
6,50

12,63
6,48

12,53
6,44

12,44
7,38

12,35
6,44

12,30
6,44

12,21
6,44

12,14
6,20

12,05
6,17

11,20
5,33

11,15
5,11

11,15
5,24

11,06
5,21

11,01
5,21

10,76
5,29

10,50
5,17

10,44
5,32

10,28
5,09

10,21
5,09

10,13
5,16

10,09
5,14

10,25
5,15

10,23
5,12

10,33
5,14

10,24
5,15

10,18
5,13

10,54
5,04

10,89
2,01

10,79
1,99

10,65
2,16

10,63
2,26

10,61
2,34

10,50
2,38

10,43
2,44

10,30
2,41

10,05
2,44

9,99
2,41

9,85
2,39

9,77
2,41

9,75
2,41

9,70
2,46

9,69
2,44

9,65
2,41

9,71
2,36

9,69
2,28

13,10
5,47

13,05
5,49

13,01
5,56

12,97
5,56

12,93
5,61

12,84
5,71

12,76
5,71

12,64
5,78

12,62
5,60

12,55
5,59

12,50
5,78

12,48
5,87

12,39
5,77

12,50
5,81

12,38
5,78

12,30
5,86

12,23
5,77

12,12
5,85

11,07
3,59

10,94
3,21

10,97
3,38

10,85
3,25

10,77
3,21

10,68
3,25

10,86
3,23

10,81
3,06

10,79
3,38

10,63
3,32

10,79
3,26

10,84
3,29

12,21
3,26

12,19
3,18

12,25
3,36

12,20
2,93

12,14
3,00

11,95
2,84

14,59
5,87

14,32
5,71

14,44
5,76

14,41
5,76

14,32
5,66

14,28
5,64

14,26
5,62

14,03
5,68

14,16
5,75

13,99
5,75

13,94
5,71

13,82
5,69

14,07
5,67

14,19
5,69

14,25
8,96

14,19
9,07

14,15
9,26

14,06
9,29

13,17
5,10

12,97
5,04

12,89
5,01

12,83
5,03

12,82
4,90

12,62
5,05

12,61
4,98

12,53
4,96

12,52
4,95

12,48
4,92

12,45
4,91

12,45
4,55

12,40
5,12

12,31
5,04

12,33
4,40

12,27
4,47

12,23
5,47

12,18
5,60

14,10
5,30

14,06
5,54

14,00
5,47

13,87
5,43

13,80
5,41

13,72
5,61

13,70
5,60

13,45
5,47

13,52
5,47

13,42
5,40

13,37
5,35

13,22
5,44

13,19
5,33

13,08
5,36

12,95
5,32

12,90
5,33

12,86
5,35

12,67
5,35

16,03
-

16,16
-

16,19
-

15,78
-

15,82
-

16,46
-

15,40
8,00

16,90
-

16,86
-

16,59
-

16,48
-

16,15
5,50

16,12
-

15,02
-

16,32
-

16,17
-

16,07
-

16,18
-

12,47
3,96

12,82
4,01

12,93
3,73

13,18
3,76

13,46
3,77

13,44
3,76

13,37
3,78

13,31
3,89

13,23
4,18

13,05
5,60

12,95
4,49

11,16
3,08

9,67
3,06

9,59
3,07

9,53
3,03

9,48
2,95

9,48
2,92

9,50
2,72

14,22
4,15

15,36
3,93

15,19
3,95

15,27
3,85

15,13
3,08

13,84
3,32

14,81
3,20

15,12
3,14

15,14
3,29

14,89
3,37

14,70
3,39

13,79
3,52

13,36
3,63

13,55
4,86

13,65
5,03

13,50
4,64

13,30
4,66

11,51
4,58

11,23
7,15

11,21
7,40

11,19
7,44

11,20
7,17

11,14
7,37

11,03
7,33

11,10
7,62

11,04
7,52

11,00
7,64

10,97
7,62

10,83
7,20

10,75
7,07

10,73
6,97

10,60
6,91

10,58
5,13

10,55
7,07

10,52
7,05

10,46
6,93

11,11
-

11,04
-

10,96
-

10,87
-

10,80
-

10,64
6,00

10,58
-

10,51
6,67

10,46
6,68

10,35
6,68

10,14
6,19

9,98
6,19

9,90
6,19

8,86
6,19

8,83
6,20

8,80
6,19

8,81
6,20

8,78
6,20

10,83
6,91

10,77
6,90

10,66
6,94

10,58
6,94

10,51
6,36

10,46
6,35

10,47
6,33

10,41
6,32

10,39
6,35

10,35
6,30

10,30
6,32

10,21
6,30

10,14
6,32

10,11
6,33

10,07
6,33

10,03
6,33

9,97
7,62

9,94
7,64

12,48
23,48

12,40
23,59

12,34
23,65

12,31
22,11

12,26
22,66

12,19
11,63

12,46
17,69

12,52
12,31

12,44
6,87

12,38
12,85

12,28
9,06

12,19
12,43

12,07
12,66

12,00
13,39

11,92
13,21

11,75
23,55*)

11,49
13,91*)

11,33
6,70*)

17,41
5,23

17,52
5,55

17,43
6,30

17,29
6,30

17,16
5,71

17,01
3,14

16,94
3,19

16,92
4,88

16,45
4,82

16,45
4,85

16,48
4,90

16,26
4,89

16,13
4,88

14,56
5,04

14,52
5,60

14,47
4,81

14,45
4,79

14,36
4,85

16,10
4,32

16,21
3,17

16,25
3,16

16,30
4,14

16,51
3,19

16,53
3,48

16,46
3,64

14,85
4,16

16,80
3,86

16,61
3,80

16,85
4,45

17,10
5,31

17,53
3,76

18,88
3,56

18,91
3,83

18,61
3,80

18,49
3,87

18,82
4,01

1. Agricultures, hunting and forestry


Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply drinking
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
Note: *) Provisional Figures

111

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates Commercial Bank Based on Type of Use)


Persen (Percent)
Jenis Penggunaan

2006

2007

2008

2009

2010

2011
Feb

Mar

Apr

Mei

Jun

Jul

2012
Ags

Sep

Okt

Nov

Des

Janr)

Feb

1. Working Capital

1. Modal Kerja
Rupiah

14,63

13,27

12,39

12,44

11,69

11,81

11,79

11,77

12,29

12,22

12,11

12,09

12,00

11,98

11,89

11,83

Valas

6,44

5,02

4,00

3,87

3,52

3,54

3,48

3,57

3,71

3,67

3,70

3,75

3,76

3,89

3,78

3,87

Rupiah
Foreign Exchange
2. Investment

2. Investasi
Rupiah

13,99

12,55

11,86

11,79

11,81

11,80

11,81

11,75

11,75

11,74

11,70

11,66

11,59

11,69

11,40

11,29

Valas

7,01

5,88

5,02

4,96

5,04

4,99

4,96

4,88

4,77

4,70

4,83

4,97

5,02

5,37

5,12

5,17

Rupiah
Foreign Exchange
3. Consumption

3. Konsumsi
Rupiah

15,82

15,81

13,79

13,48

14,77

14,74

14,72

14,63

13,57

13,50

13,44

13,40

13,37

13,38

13,35

12,90

Valas

3,85

0,67

0,43

0,42

0,42

0,35

0,34

0,26

1,07

0,97

0,28

0,25

0,39

0,34

0,90

0,98

Ket: r) revisi

Type of Use

Rupiah
Foreign Exchange
Note: r) revised

112

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja
Rupiah
Valas

12,55

12,50

12,39

12,36

12,28

12,18

12,16

12,04

12,02

11,87

11,79

11,80

11,79

11,74

11,71

11,69

11,62

11,50

3,94

3,90

3,90

3,94

3,95

4,11

4,01

4,04

4,06

4,05

4,06

4,13

4,12

4,12

4,09

4,10

4,06

4,08

Valas

12,11

12,10

12,06

12,02

11,97

12,04

11,73

11,62

11,63

11,56

11,51

11,46

11,42

11,36

11,36

11,30

11,25

11,28

4,86

4,79

4,92

5,05

5,11

5,46

5,19

5,23

5,19

5,14

5,11

5,11

5,15

5,09

5,08

5,08

4,97

5,03

Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas

Foreign Exchange

Rupiah
Foreign Exchange
- Consumption

- Konsumsi
Rupiah

Rupiah

- Investments

- Investasi
Rupiah

Type of Use

14,32

14,30

14,25

14,21

14,18

14,15

14,14

13,62

14,13

14,10

14,03

13,90

13,92

13,69

13,67

13,60

13,53

13,58

4,57

3,64

3,71

4,87

3,86

3,81

4,01

4,64

4,29

4,14

4,65

5,35

4,20

4,17

4,15

4,26

4,20

4,33

10,82
4,52

10,65
4,29

10,49
4,29

10,64
4,44

10,76
4,52

11,39
4,88

10,59
4,56

10,42
4,63

10,50
4,63

10,56
4,64

10,52
4,66

10,68
4,58

10,70
4,58

10,81
4,57

10,83
4,52

10,85
4,51

10,73
4,31

10,18
4,41

10,49
4,16

10,37
3,91

10,12
4,01

10,08
4,24

9,42
4,38

9,55
4,73

9,71
4,29

10,07
4,30

10,00
4,44

9,99
4,30

10,00
4,35

10,07
4,40

9,86
4,49

9,74
4,54

9,71
4,55

9,75
4,44

9,64
4,32

9,76
4,04

13,13
4,23

13,10
4,21

13,02
4,25

12,99
4,31

12,93
4,33

12,87
4,52

12,81
4,41

12,54
4,43

12,72
4,41

12,61
4,40

12,54
4,38

12,47
4,45

12,47
4,46

12,36
4,44

12,34
4,41

12,29
4,43

12,23
4,39

12,19
4,42

Rupiah
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange

113

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices)


Kelompok Bank

2006

2007

2008

2009

2010

2012

2011

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Group of Bank

Des

State Owned Banks

Bank Persero
Jumlah Bank
Jumlah Kantor

2.548

2.765

3.134

3.854

4.189

4.362

4.363

4.363

4.363

4.388

4.581

4.781

4.866

5.056

5.140

5.213

5.301

5.363

Jumlah Kantor

35

35

32

34

36

36

36

36

36

36

36

36

36

36

36

36

36

36

4.395

4.694

5.196

6.181

6.608

7.209

7.254

7.244

7.254

7.260

7.293

7.305

7.322

7.337

7.370

7.430

7.485

7.647

Jumlah Kantor

Total Banks
Total Bank Offices
Non-Foreign Exchange
Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices


Foreign Exchange
Commercial Banks

BUSN Devisa
Jumlah Bank

Total Banks

Total Banks

36

36

36

31

31

30

30

30

30

30

30

30

30

30

30

30

30

30

759

778

875

976

1.131

1.288

1.303

1.303

1.303

1.305

1.316

1.316

1.318

1.322

1.353

1.386

1.407

1.447

Total Bank Offices

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Regional Development
Banks
Total Banks

Jumlah Kantor

1.217

1.205

1.310

1.358

1.413

1.472

1.479

1.478

1.479

1.486

1.496

1.518

1.554

1.560

1.584

1.586

1.636

1.712

Total Bank Offices

Bank Campuran
Jumlah Bank

17

17

15

16

15

14

14

14

14

14

14

14

14

14

14

14

14

14

Jumlah Kantor

77

96

168

238

263

260

260

260

260

260

265

261

261

261

261

261

261

263

11

11

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

114

142

185

230

233

206

181

191

181

181

191

191

191

191

191

191

191

193

BPD
Jumlah Bank

Bank Asing
Jumlah Bank
Jumlah Kantor

Jumlah Kantor

Total Bank Offices


Foreign Owned Bank
Total Banks
Total Bank Offices
Total

Total
Jumlah Bank

Joint Venture Banks


Total Banks

130

130

124

121

9.110

9.680

10.868

12.837

122
13.837

120

120

120

120

120

120

120

120

120

120

120

120

120

14.797

14.840

14.839

14.840

14.880

15.142

15.372

15.512

15.727

15.899

16.067

16.067

16.625

Total Banks
Total Bank Offices

114

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region)


2012
Lokasi

2006

2007

2008

2009

2010

Location

2011
Jan

1.

Jawa Barat

2.

Banten

3.

DKI Jakarta

4.

D.I. Yogyakarta

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

292

309

324

337

340

369

370

370

371

371

368

370

372

375

375

375

380

380

1.

Jawa Barat

57

59

61

66

66

79

80

82

84

84

84

85

84

86

86

88

91

93

2.

Banten

435

442

464

506

513

535

537

538

539

541

546

546

544

547

549

551

561

564

3.

DKI Jakarta

51

54

54

54

55

55

56

56

56

56

56

56

56

56

4.

D.I Yogyakarta

301

301

302

302

303

305

302

310

310

311

311

311

5.

Jawa Tengah

42

44

47

51

5.

Jawa Tengah

247

258

263

271

273

300

6.

Jawa Timur

339

350

355

365

367

397

398

399

402

402

402

403

403

407

409

410

411

411

6.

Jawa Timur

7.

Bengkulu

18

19

21

21

21

27

27

27

27

27

27

27

27

28

28

28

28

28

7.

Bengkulu

8.

Jambi

39

39

41

44

44

48

50

51

51

51

51

51

51

51

51

52

52

53

8.

Jambi

65

73

73

73

73

73

73

74

73

74

75

75

76

77

9.

Aceh

181

181

182

182

183

183

182

184

185

186

189

192

10.

Sumatera Utara

9.

Aceh

50

53

57

65

10.

Sumatera Utara

135

141

146

161

164

178

11.

Sumatera Barat

66

67

70

71

71

77

77

77

77

77

78

78

77

80

80

80

81

81

11.

Sumatera Barat

12.

Riau

62

65

69

76

77

88

88

88

88

88

87

87

88

88

88

88

88

88

12.

Riau

13.

Sumatera Selatan

60

63

64

67

68

81*)

81*)

81*)

83

83

85

86

83

87

88

89

92

93

13.

Sumatera Selatan

20

23

23

24

24

24

23*)

23

24

22

22

22*)

22

22

14.

Bangka Belitung

51*)

51*)

51

51

53*)

54

51

54

54

54*)

55

56

15.

Kepulauan Riau

14.

Bangka Belitung

12

13

17

20

15.

Kepulauan Riau

40

45

47

49

49

51*)

16.

Lampung

43

43

45

45

45

50

50

50

51

51

53

53

51

55

55

55

56

56

16.

Lampung

17.

Kalimantan Selatan

53

54

55

63

63

70

71

71

71

72

72

72

72

74

74

74

74

74

17.

Kalimantan Selatan

18.

Kalimantan Barat

49

51

58

62

62

69

69

69

69

69

69

69

69

69

69

69

69

69

18.

Kalimantan Barat

99

104

104

104

105

105

104

105

106

106

106

106

107

108

19.

Kalimantan Timur

43

43

43

43

43

43

43

44

45

45

45

46

20.

Kalimantan Tengah

19.

Kalimantan Timur

79

84

87

98

20.

Kalimantan Tengah

26

27

33

36

36

43

21.

Sulawesi Tengah

25

28

29

32

32

36

36

36

36

36

36

36

36

37

37

37

37

38

21.

Sulawesi Tengah

22.

Sulawesi Selatan

92

100

111

111

113

121

121

122

122

122

123

124

122

125

125

124

124

124

22.

Sulawesi Selatan

23.

Sulawesi Utara

48

48

49

52

52

53

53

53

53

53

53

53

53

53

53

55

55

55

23.

Sulawesi Utara

12

16*)

16*)

16*)

16

16

16*)

16

16

16

16

16

16

16

24.

Gorontalo

13*)

13*)

14

14

14*)

14

14

14

14

14

14

14

25.

Sulawesi Barat

24.

Gorontalo

13

10

11

12

11

11

13*)

Sulawesi Tenggara

21

22

23

25

25

30*)

30*)

30*)

30

30

30

30

30

31

31

31

31

31

26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

32

33

36

35

35

42

42

43

43

43

43

43

43

43

43

44

44

44

27.

Nusa Tenggara Barat

28.

Bali

70

72

73

72

72

80

81

81

81

81

82

82

82

83

83

84

84

85

28.

Bali

43

49

49

49

49

49

49

49

49

49

49

49

51

51

29.

Nusa Tenggara Timur

33

33

33

33

31

31

33

30

30

30

30

30

30.

Maluku

25.

Sulawesi Barat

26.

29.

Nusa Tenggara Timur

39

39

40

43

30.

Maluku

22

23

24

25

25

33

31.

Papua

32

35

38

41

41

54

55

55

55

55

54

54

55

54

54

54

55

56

31.

Papua

32.

Maluku Utara

11

12

13

13

13

14

14

14

14

14

17

17

14

18

18

18

18

18

32.

Maluku Utara

33.

Irian Jaya Barat

14

15

18

19

19

23

24

24

24

24

25

25

24

25

25

25

25

25

33.

Papua Barat

18

18

17

17

17

17

17

17

17

17

17

16

16

34.

Others

3.313

3.321

3.335

3.338

3.350

3.361

3.346

3.392

3.400

3.336

3.444

3.461

34.

Lainnya
Total

18

18

18

17

17

2.589

2.689

2.816

2.982

3.004

3.298

Total

115

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Halaman ini sengaja dikosongkan

This page intentionally left blank

116

DATA BANK SYARIAH


Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Business Unit Operations and Sharia Commercial Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

25.927

32.304

48.264

64.355

94.884

140.980

139.496

140.915

146.629

139.636

142.870

149.994

148.952

154.202

162.116

167.689

173.464

188.562

Fund Disbursements iB

a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

20.445
19.530
915
991
3.641
829

26.149
24.878
1.270
1.437
3.238
1.302

38.199
35.879
2.320
1.978
5.189
2.683

46.886
44.938
1.948
3.036
10.393
3.786

68.181
64.817
3.364
4.138
16.393
5.733

102.655
97.847
4.808
4.846
27.127
5.902

101.689
96.959
4.730
4.587
26.978
5.798

103.713
98.622
5.091
4.970
24.623
7.094

109.116
103.762
5.354
5.882
23.498
7.591

108.767
103.133
5.634
5.113
17.491
7.647

112.844
106.795
6.049
5.197
16.474
7.927

117.592
111.317
6.275
5.826
18.055
7.960

120.910
114.826
6.084
4.491
15.054
7.884

124.946
118.626
6.320
4.527
16.497
7.563

130.357
123.809
6.548
5.097
18.479
7.563

135.581
128.497
7.085
5.158
18.520
7.817

140.318
133.088
7.230
5.322
19.557
7.671

147.505
139.880
7.625
6.004
26.713
7.822

e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)

6
15
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25

41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32

79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64

83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69

88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90

47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119

47
397
125.102
116.517
112.214
11.391
68.842
31.981
4.304
1.275
2.704
324
0
4.119
819
1.652
1.652
1.891
103

47
468
124.633
114.616
110.000
9.376
67.825
32.799
4.616
1.458
2.828
330
0
5.291
849
1.652
1.652
2.123
101

47
496
130.950
119.639
113.994
11.004
68.643
34.347
5.645
1.860
3.438
347
0
6.446
850
1.602
1.602
2.318
96

47
570
123.846
114.018
108.317
9.780
64.574
33.963
5.701
1.702
3.345
654
0
5.230
820
1.752
1.752
1.924
103

47
381
126.263
115.206
109.689
10.128
64.662
34.899
5.517
1.810
3.050
656
0
6.400
820
1.752
1.752
1.982
104

47
514
132.776
119.279
113.299
10.989
65.498
36.811
5.981
1.726
3.390
865
0
8.195
1.552
1.752
1.752
1.884
114

47
566
132.945
121.018
115.683
11.599
66.864
37.219
5.335
1.720
2.857
758
0
6.200
1.558
1.752
1.752
2.278
139

47
622
136.901
123.673
118.236
11.091
68.790
38.354
5.438
1.724
2.966
748
0
7.316
1.572
#REF!
1.752
2.471
117

47
571
142.555
127.678
121.840
12.221
70.046
39.573
5.837
1.555
3.459
823
0
8.779
1.532
1.879
2.574
113

47
565
148.180
134.453
127.252
13.126
74.108
40.018
7.200
1.969
4.396
836
0
7.778
1.537
1.852
2.453
107

47
549
152.931
138.671
130.891
12.159
77.923
40.810
7.781
1.999
4.896
885
0
8.201
1.537
1.851
2.584
86

47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89

991
268
355
27
142

1.017
275
481
149
132

1.752
335
432
152
466

1.946
449
790
315
468

5.965
491
1.051
527
516

6.611
579
1.475
1.069
816

6.611
585
128
2.478
816

6.911
580
362
2.407
516

7.362
585
581
2.128
516

6.911
584
728
2.185
516

7.011
611
994
2.200
516

6.911
909
1.296
1.902
516

6.911
911
1.528
1.902
618

6.911
907
1.752
1.897
618

6.911
915
2.029
1.890
618

6.911
914
2.333
1.890
618

6.911
913
2.577
1.890
618

7.211
913
2.541
1.895
618

2.358

1.761

2.824

3.076

5.408

9.244

10.663

4.243

6.668

3.825

3.644

3.936

3.036

2.918

3.412

3.321

3.242

4.993

Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)

26.722

33.016

49.555

66.090

97.519

145.467

143.888

145.624

151.863

144.275

147.543

155.412

155.666

161.534

168.660

174.094

179.871

195.018

23
509

29
568

32
790

31
998

34
1.477

34
1.702

35
1.778

35
1.971

35
1.852

35
1.856

35
1.911

35
1.964

35
2.003

35
2.061

35
2.115

35
2.153

35
2.185

35
2.227

a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat

Penyaluran Dana iB

Ket:

1)

Tidak termasuk Gerai Muamalat

118

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS))


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

46.386
34.452
33.190
1.261
1.415
7.345
2.922

2010
76.602
56.357
53.864
2.493
1.968
12.642
5.203

Indicator

2011
112.853
83.704
80.038
3.665
2.571
20.975
5.166

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

111.253
82.726
79.159
3.568
2.338
20.686
5.082

109.918
83.611
79.997
3.615
2.429
17.153
6.222

113.994
87.710
83.932
3.778
2.980
16.191
6.571

108.277
87.015
83.128
3.886
2.534
11.434
6.683

110.857
90.195
85.972
4.222
2.356
11.004
6.878

115.884
93.408
89.012
4.396
3.189
11.859
6.882

114.973
95.187
90.987
4.200
2.300
10.061
6.817

117.600
97.264
92.937
4.327
2.383
10.788
6.497

123.631
101.014
96.496
4.518
2.640
12.770
6.589

126.942
104.224
99.375
4.849
2.704
12.557
6.846

130.555
107.307
102.279
5.028
2.939
12.879
6.846

19.839
16.113
15.224
889
535
2.715
457

e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)

6
14
18.509
17.216
16.380
2.523
8.456
5.401
836
232
604
32
603
247
179
179
215
17

41
182
23.960
21.966
20.880
2.624
10.555
7.702
1.085
262
823
32
1.049
329
154
154
400
31

79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35

83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36

88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69

47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89

47
374
103.683
96.886
93.065
9.437
57.412
26.216
3.821
1.233
2.581
7
0
3.166
620
1.251
1.251
1.685
74

47
454
101.892
93.985
90.035
7.406
56.044
26.585
3.950
1.413
2.528
9
0
4.104
650
1.251
1.251
1.828
74

47
495
106.551
97.788
93.417
9.093
56.431
27.892
4.371
1.818
2.541
12
0
4.924
651
1.201
1.201
1.920
68

47
565
100.531
92.731
88.252
7.992
52.803
27.457
4.479
1.660
2.508
311
0
4.246
621
1.351
1.351
1.507
75

47
377
102.580
93.630
89.297
8.112
52.885
28.300
4.334
1.750
2.307
276
0
5.458
621
1.351
1.351
1.447
72

47
497
107.987
96.565
91.872
9.028
53.312
29.531
4.693
1.680
2.506
507
0
6.978
1.353
1.351
1.351
1.659
80

47
561
107.923
97.779
93.480
9.447
54.446
29.588
4.299
1.673
2.277
348
0
5.343
1.359
1.351
1.351
1.987
103

47
621
110.925
99.278
94.971
8.829
55.579
30.564
4.307
1.678
2.315
314
0
6.645
1.373
1.351
1.351
2.197
81

47
570
115.804
102.951
98.625
10.328
56.492
31.805
4.325
1.518
2.437
370
0
7.655
1.333
1.479
1.479
2.310
75

47
565
118.858
107.373
102.351
11.145
59.024
32.182
5.021
1.926
2.721
375
0
6.445
1.338
1.451
1.451
2.184
67

47
537
122.223
110.283
104.792
9.942
61.960
32.890
5.491
1.949
3.097
445
0
6.818
1.338
1.451
1.451
2.286
47

991
268
310
24
142

1.001
275
459
143
132

1.701
335
499
138
466

1.946
449
499
295
468

5.965
491
776
499
516

6.611
579
1.065
1.054
816

6.611
585
60
2.338
816

6.911
580
244
2.260
516

7.362
585
399
1.931
516

6.911
584
458
2.120
516

6.911
611
640
2.134
516

6.911
909
861
1.836
516

6.911
911
1.028
1.836
618

6.911
907
1.187
1.831
618

6.911
915
1.374
1.824
618

6.911
914
1.563
1.824
618

6.911
913
1.740
1.824
618

2.358

2.599

2.824

3.076

5.408

9.244

10.663

4.243

6.668

3.825

3.644

3.936

3.036

2.918

3.412

3.321

3.242

Total Aset
21.151
Jaringan Kantor
Jumlah Bank
3
346
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat

27.286

34.036

48.014

79.186

116.930

115.296

114.306

118.951

112.624

114.951

120.455

120.705

123.830

129.065

132.252

135.892

3
398

5
576

6
711

11
1.215

11
1.390

11
1.424

11
1.410

11
1.449

11
1.446

11
1.488

11
1.518

11
1.532

11
1.587

11
1.639

11
1.675

11
1.703

revisi

33.026
26.109
24.422
1.688
1.016
3.827
1.859

2009

Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

r)

25.663
20.717
19.602
1.115
672
3.286
766

2008

Des
142.148 Fund Disbursements iB
112.396
a. Financing
106.987
Rupiah
5.410
Foreign Exchange
3.071
b. Inter-Bank
19.189
c. Placements at BI
6.988
d. Money Instruments (not

including recapitalization
bonds)
47
e. Equity participation
456
f. Other claims
133.170 Sources of Funds iB
117.817
a. Third Party Funds
112.664
Rupiah
13.445
Wadiah Demand Deposit
63.748
Mudharabah Time Deposits
35.471
Mudharabah Savings Accounts
5.153
Foreign Exchange
1.948
Wadiah Demand Deposit
2.856
Mudharabah Time Deposits
349
Mudharabah Savings Accounts
0
b. Liabilities at BI
9.989
c. Inter-Bank
1.338
d. Money Instruments
1.654
e. Loans received
1.551
Rupiah
103
Foreign Exchange
2.325
f. Other Liabilities
47
g. Guarantee Deposits
Capital Components
7.211
a. Paid-In Capital
913
b. Reserves
1.790
c. Current Earnings (Profit/Loss)
1.829
d. Retained Earnings (Profit/Loss)
618
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
4.993 Bank Indonesia Syariah Money
Certificates (BUS & UUS)
147.581
Total Assets
Office Network
11
Total Banks
1.734
Total Bank Offices 1)
1)
Note: Excluding Gerai Muamalat
2)
Revised

119

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

18.282
11.824
10.953
871
2.170
3.751
530

Indicator

2011
28.127
18.952
17.809
1.143
2.276
6.152
736

Jan

Feb

Mar

Apr

Mei

Jun

28.243
18.963
17.800
1.163
2.249
6.292
716

30.998
20.102
18.625
1.476
2.540
7.470
872

32.635
21.405
19.830
1.575
2.902
7.307
1.020

31.359
21.752
20.005
1.747
2.579
6.058
964

32.014
22.649
20.823
1.827
2.841
5.470
1.049

34.110
24.184
22.305
1.879
2.636
6.196
1.077

Jul
33.979
25.723
23.840
1.884
2.191
4.993
1.067

Ags

Sep

Okt

Nov

Des

36.602
27.682
25.689
1.992
2.144
5.709
1.066

38.485
29.343
27.313
2.030
2.457
5.709
974

40.747
31.358
29.122
2.236
2.454
5.964
971

42.909
33.011
30.809
2.202
2.383
6.678
824

46.414 Fund Disbursements iB


35.109
a. Financing
32.894
Rupiah
2.215
Foreign Exchange
2.933
b. Inter-Bank
7.524
c. Placements at BI
834
d. Money Instruments (not

e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
SWBI (BUS & UUS)

1
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8

7.061
6.045
6.003
836
3.416
1.751
42
29
13
902
21
1
1
73
19

10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29

1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33

7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21

12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30

23
21.419
19.631
19.148
1.954
11.430
5.765
483
42
123
317
953
199
401
401
206
29

14
22.740
20.631
19.965
1.971
11.781
6.214
666
45
301
321
1.187
199
401
401
296
27

2
24.399
21.851
20.577
1.911
12.212
6.454
1.274
41
897
335
1.522
199
401
401
398
28

5
23.315
21.287
20.065
1.788
11.771
6.506
1.222
42
837
343
985
199
401
401
416
28

4
23.683
21.575
20.392
2.017
11.776
6.599
1.183
60
743
380
942
199
401
401
534
32

17
24.789
22.714
21.427
1.961
12.186
7.280
1.287
45
884
358
1.217
199
401
401
225
34

5
25.022
23.239
22.202
2.153
12.417
7.632
1.036
47
580
410
857
199
401
401
291
36

1
25.976
24.395
23.264
2.263
13.212
7.790
1.131
46
651
434
671
199
401
401
274
36

1
26.752
24.727
23.215
1.893
13.554
7.768
1.512
37
1.022
453
1.124
199
401
401
263
38

1
29.323
27.080
24.901
1.981
15.084
7.836
2.179
43
1.675
461
1.333
199
401
401
269
40

13
30.708
28.388
26.099
2.217
15.963
7.919
2.289
50
1.799
440
1.383
199
400
400
298
39

14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42

45
3
-

16
81
6
-

51
(66)
14
-

291
20
-

275
28
-

410
15
-

67
140
-

118
147
-

181
197
-

271
66
-

354
66
-

434
66
-

500
66
-

565
66
-

656
66
-

770
66
-

837
66
-

752
66
-

2.358

2.599

2.824

3.076

5.408

9.244

10.663

4.243

6.668

3.825

3.644

3.936

3.036

2.918

3.412

3.321

3.242

4.993

Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)

5.571

9.252

15.519

18.076

18.333

28.536

28.592

31.318

32.912

31.652

32.593

34.957

34.962

37.704

39.595

41.842

43.979

47.437

20
163

26
170

27
214

25
287

23
262

23
312

24
354

24
561

24
403

24
410

24
423

24
446

24
471

24
474

24
476

24
478

24
482

24
493

Tidak termasuk Gerai Muamalat

17.969
12.435
11.748
687
1.621
3.048
864

2010

6.087
4.332
4.305
26
457
926
372

1)

15.238
12.090
11.457
632
962
1.362
824

2009

Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)

Ket:

10.099
7.227
6.910
318
996
1.254
622

2008

including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)

Note:

1)

Excluding Gerai Muamalat

120

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Bank Umum Syariah


Unit Usaha Syariah

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

21.151

27.286

34.036

48.014

79.186

116.930

115.296

114.306

118.951

112.624

114.951

120.455

120.705

123.830

129.065

132.252

135.892

5.571

9.252

15.519

18.076

18.333

28.536

28.592

31.318

32.912

31.652

32.593

34.957

34.962

37.704

39.595

41.842

43.979

Des
147.581 Syariah Commercial Banks
47.437 Syariah Business Units

121

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
151.754 Financing iB

Pembiayaan iB

20.445

27.944

38.195

46.886

68.181

102.655

101.689

103.713

109.116

108.767

112.844

117.592

120.910

124.946

130.357

135.581

140.318

a. Lancar

18.583

25.494

35.076

41.931

63.006

95.480

93.787

95.314

100.720

100.216

104.365

109.499

112.751

116.219

121.399

126.370

130.331

b. Dalam Perhatian Khusus

891

1.319

1.610

3.074

3.114

4.587

5.181

5.469

5.385

5.454

5.174

4.709

4.625

5.259

5.384

5.712

6.481

5.822 b. Special Mention

c. Kurang Lancar

353

321

525

435

677

1.075

982

806

841

905

975

1.250

1.338

1.306

1.317

1.218

1.153

995 c. Sub-Standard

d. Diragukan

236

267

224

582

332

297

487

739

745

606

609

555

598

592

738

767

739

e. Macet

383

543

759

865

1.052

1.216

1.252

1.384

1.424

1.586

1.721

1.579

1.596

1.569

1.519

1.515

1.615

1.878 e. Lost

Non Performing Financing


(Nominal)
Rasio Non Performing Loan (%)

971

1.131

1.509

1.882

2.061

2.588

2.722

2.930

3.011

3.098

3.304

3.384

3.533

3.468

3.575

3.499

3.506

3.430 Non Performing Financing

4,75

4,05

3,95

4,01

3,02

2,52

2,68

2,82

2,76

2,85

2,93

2,88

2,92

2,78

2,74

2,58

2,50

142.501 a. Current

557 d. Doubtful

(Nominal)
2,26 Non Performing Loan Ratio (%)

122

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)


Miliar Rp (Billion Rp)
Desember 2007

Desember 2008

Komposisi thdp
total DPK (%)

Indikator

(Composition
to Total Third
Party Funds)

Nominal

Desember 2009

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2010

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2011

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2012

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Komposisi thdp
total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Indicator

(%)

Giro Wadiah iB

3.750

13,39

4.238

11,50

6.202

11,86

9.056

11,91

12.006

11,79

17.708

12,00 Demand Deposit iB

Rupiah

3.459

12,35

3.741

10,15

5.403

10,34

7.914

10,41

10.678

10,49

15.683

10,63

291

1,04

498

1,35

798

1,53

1.142

1,50

1.329

1,30

2.026

1,37

Valas

Rupiah
Foreign Exchange

Deposito Mudharabah iB
Rupiah
Valas

14.807

52,86

20.143

54,66

29.595

56,62

44.075

57,97

70.806

69,55

84.732

57,44 Deposits iB

13.971

49,88

19.273

52,30

28.484

54,49

42.206

55,51

67.942

66,74

80.576

54,62

836

2,98

870

2,36

1.111

2,13

1.869

2,46

2.864

2,81

4.155

2,82

Rupiah
Foreign Exchange

Tabungan Mudharabah iB
Rupiah
Valas

9.453

33,75

12.471

33,84

16.475

31,52

22.906

30,13

32.602

32,02

45.072

30,55 Savings iB

9.453

33,75

12.436

33,74

16.379

31,33

22.688

29,84

32.290

31,72

44.288

30,02

0,00

35

0,10

96

0,18

218

0,29

312

0,31

784

0,53

Rupiah
Foreign Exchange

Total DPK iB
Rupiah
Valas

100,00 Total Third Party Funds iB

28.011

100

36.852

100

52.271

100

76.036

100

115.415

113,37

147.512

26.884

95,98

35.449

96,19

50.266

96,16

72.807

95,75

110.910

108,94

140.547

95,28

1.127

4,02

1.403

3,81

2.006

3,84

3.229

4,25

4.505

4,42

6.965

4,72

Rupiah
Foreign Exchange

123

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)


Persen (Percent)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Wadiah Demand Deposit iB

Giro iB
Rupiah

1,28

1,07

1,21

1,04

1,26

2,15

2,62

2,00

1,76

1,81

1,79

1,68

0,95

1,10

0,96

0,97

1,19

1,01

Rupiah

Valas

1,12

1,08

0,95

0,38

0,77

1,13

1,24

1,21

1,05

0,51

0,31

0,48

0,31

0,28

0,31

0,25

0,25

0,26

Foreign Exchange
Mudharabah Deposits iB

Deposito iB
Rupiah

9,75

7,97

8,61

7,48

7,03

7,46

7,28

7,12

6,87

6,98

6,97

6,83

6,09

6,21

6,17

6,32

6,22

6,33

Rupiah

Valas

3,87

5,71

2,69

3,18

4,35

3,36

4,70

4,41

3,87

4,00

3,82

3,77

3,29

3,12

2,77

2,61

2,24

2,89

Foreign Exchange
Mudharabah Saving iB

Tabungan iB
Rupiah
Valas

3,72
-

3,32

3,61

2,76

3,08

3,23

3,13

3,08

2,85

2,78

2,73

2,65

2,23

2,30

1,96

2,34

2,25

2,41

Rupiah

0,63

0,92

1,01

0,92

0,87

0,87

0,84

0,73

1,08

1,64

3,92

1,00

0,87

0,90

1,41

0,51

0,68

Foreign Exchange

124

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)


Persen (Percent)
2012
Sektor Ekonomi

2006

2007

2008

2009

2010

2011
Jan

1. Pertanian, perburuan dan


sarana pertanian
Rupiah

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1)

Sektor Ekonomi
Nov

Des
1. Agriculture, hunting and
agricultural facilities
Rupiah

11,34

15,97

16,34

17,78

14,91

13,72

13,85

13,64

13,85

13,24

13,23

12,94

12,78

14,15

14,33

14,03

13,42

15,07

11,50

15,97

16,36

17,78

14,97

14,04

13,92

13,70

13,91

13,28

13,27

12,96

12,80

14,21

14,45

14,13

13,49

15,23

Valas

0,00

0,00

0,00

0,00

12,11

9,89

12,05

12,05

12,11

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

2. Pertambangan

12,58

12,59

15,57

15,44

16,29

12,22

12,25

12,22

12,83

12,44

12,19

12,01

11,45

11,63

11,39

11,25

11,45

11,36

15,49

13,96

10,39

14,20

14,32

13,70

14,02

13,64

14,16

13,88

13,65

13,49

13,33

13,65

13,28

13,17

13,17

13,03

1,52

10,33

22,74

18,51

19,03

9,60

9,23

9,70

10,47

9,89

9,87

9,45

7,80

7,92

7,77

7,73

8,14

7,99

Valas

12,17

15,01

14,68

15,48

13,99

13,49

13,50

13,32

13,61

13,25

13,04

13,31

13,25

13,04

12,87

12,85

12,49

12,18

3. Manufacturing

Rupiah

12,33

16,33

15,58

15,34

14,32

13,56

13,58

13,41

13,69

13,35

13,18

13,43

13,37

13,40

13,26

13,20

12,75

12,58

Rupiah

4,98

6,40

2,49

39,77

10,04

11,78

11,82

11,85

12,39

11,65

10,89

11,42

11,30

8,87

8,35

10,38

10,44

9,65

15,17

15,40

13,90

15,30

15,34

14,03

13,96

13,76

15,32

13,44

13,42

13,26

13,21

13,16

12,98

13,03

13,05

12,91

15,17

15,80

18,97

16,18

16,31

14,56

14,47

14,23

15,96

13,82

13,81

13,76

13,76

13,69

13,68

13,73

13,84

13,77

0,00

9,27

10,42

10,76

7,86

10,30

10,28

10,24

10,51

10,19

10,20

9,83

9,73

9,73

9,12

9,13

9,09

8,90

10,47

15,51

13,67

13,49

14,32

14,32

14,42

14,31

14,40

14,04

13,99

13,97

13,54

13,52

14,38

13,98

14,00

13,95

11,29

16,03

13,90

14,15

14,63

14,54

14,67

14,55

14,59

14,34

14,22

14,18

13,80

13,78

14,78

14,52

14,51

14,46

Rupiah

0,00

3,20

8,85

4,60

9,91

12,11

12,25

12,22

12,67

12,06

12,23

12,29

11,51

11,42

11,17

10,47

10,47

10,62

Foreign Exchange

8,71

15,78

17,00

19,34

19,64

19,25

19,34

19,23

20,60

19,02

19,02

18,83

18,58

19,03

18,10

18,71

18,47

18,33

Rupiah

8,73

15,75

17,08

19,49

20,18

19,60

19,67

19,55

20,98

19,31

19,32

19,14

18,85

19,32

18,33

19,05

18,87

18,74

Valas

7,01

16,40

15,00

12,04

9,32

8,99

9,03

8,94

8,40

8,73

8,67

8,41

8,85

8,82

8,86

9,16

9,25

9,14

16,09

14,28

16,00

15,24

15,49

15,08

15,08

14,95

16,02

15,04

14,73

14,58

14,85

14,66

14,50

14,32

14,21

13,96

Rupiah

16,55

15,54

16,85

15,80

16,38

16,20

16,17

16,03

17,23

16,21

15,98

15,71

15,94

15,90

15,82

15,62

15,48

15,40

Valas

10,50

6,75

9,49

8,12

9,60

9,12

9,15

9,11

9,49

9,50

8,82

9,07

9,16

8,94

9,32

9,27

9,23

8,94

15,09

15,19

15,97

15,26

15,03

14,37

14,37

14,34

15,21

14,33

14,31

14,27

14,26

14,42

14,32

14,20

14,32

13,86

8. Business Services

15,31

15,85

16,82

15,54

15,38

14,51

14,51

14,48

15,36

14,47

14,48

14,45

14,44

14,59

14,47

14,34

14,46

13,98

Rupiah

4,63

6,57

3,93

8,22

5,88

8,89

8,91

9,02

9,60

9,20

8,65

9,35

8,89

8,87

8,64

8,50

8,38

8,61

10,66

12,95

14,04

16,89

17,91

14,57

14,40

13,86

15,54

14,22

14,11

13,82

14,02

13,45

13,13

12,60

12,95

12,76

11,15

12,95

14,04

16,89

17,91

14,67

14,48

13,93

15,64

14,28

14,18

13,88

14,08

13,50

13,07

12,55

12,92

12,74

Rupiah

0,00

0,00

8,00

7,98

8,00

8,00

7,79

8,00

8,30

8,30

8,00

8,09

18,15

15,94

14,38

14,41

Foreign Exchange

10. Lain-lain

11,01

11,49

11,60

11,04

10,17

9,68

9,73

9,84

10,99

34,08

9,83

9,87

9,93

9,63

9,88

11,11

11,18

10,29

Rupiah

11,12

11,58

11,82

11,41

10,47

9,99

10,05

10,22

11,42

35,62

10,28

10,30

10,34

10,03

10,28

11,24

11,30

10,63

8,69

0,47

0,09

0,13

0,70

0,78

0,80

0,70

0,69

0,57

0,54

0,53

0,15

0,08

0,08

0,70

0,74

0,36

Rupiah
Rupiah
3.

Valas
4. Listrik, gas dan air
Rupiah
Valas
5. Konstruksi
Rupiah
Valas
6. Perdagangan, restoran dan
hotel

7. Pengangkutan, pergudangan
dan komunikasi

8. Jasa Dunia usaha


Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas

Valas

0,00 -

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah

Note:

1)

Foreign Exchange
2. Mining
Rupiah
Foreign Exchange

Foreign Exchange
4. Electricity, gas and water
Rupiah
Foreign Exchange
5. Construction

6. Trade, restaurants and hotels


Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
Rupiah
Foreign Exchange

Foreign Exchange
9. Social Services

10. Others
Rupiah
Foreign Exchange

there is a new formulation for the calculation of the results ijara contract

125

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)


Persen (Percent)
2012
Jenis Penggunaan

2006

2007

2008

2009

2010

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1)

Type of Use
Nov

Des
Working Capital

Modal Kerja

11,71

15,51

16,49

16,99

16,55

15,33

15,37

15,20

15,28

15,16

15,04

14,93

14,81

14,96

14,81

14,71

14,73

14,33

Rupiah

11,97

15,92

19,34

17,15

16,96

15,65

15,66

15,48

15,56

15,43

15,35

15,23

15,11

15,29

15,12

15,03

15,05

14,63

1,45

8,51

4,26

12,55

10,56

9,67

9,86

10,03

10,01

10,32

9,80

9,93

9,36

9,17

9,10

9,34

9,36

9,29

Investasi

13,34

13,87

13,67

13,75

14,54

14,42

14,46

14,47

14,55

14,39

14,40

14,34

14,44

14,34

14,41

14,20

14,19

13,96

Investment

Rupiah

13,80

14,59

18,04

14,22

14,82

14,74

14,78

14,78

14,89

14,74

14,73

14,67

14,79

14,69

14,77

14,61

14,60

14,37

Rupiah

6,01

7,41

2,23

7,65

8,88

10,14

10,07

10,09

9,88

9,86

9,95

9,95

9,67

9,49

9,86

9,64

9,68

9,48

Konsumsi

10,99

11,48

11,58

11,03

10,16

9,68

9,73

9,84

10,49

34,06

9,82

9,86

9,92

9,63

9,88

11,11

11,17

10,38

Rupiah

11,10

11,56

14,32

11,40

10,47

9,99

10,05

10,22

10,92

35,61

10,27

10,30

10,34

10,03

10,28

11,23

11,29

10,72

8,69

0,47

0,01

0,13

0,70

0,78

0,80

0,70

0,63

0,57

0,54

0,53

0,15

0,08

0,08

0,70

0,74

0,36

Valas

Valas

Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah

Note:

1)

Rupiah
Foreign Exchange

Foreign Exchange

Consumption
Rupiah
Foreign Exchange

there is a new formulation for the calculation of the results ijara contract

126

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1.107

1.591

1.995

2.586

3.328

3.406

3.482

3.573

3.661

3.766

3.847

3.948

4.027

4.142

4.230

4.326

4.459 Disbursement of Fund iB

877
230

1.257
334

1.587
408

2.060
525

2.676
652

2.727
679

2.819
663

2.910
663

2.997
664

3.106
660

3.218
628

3.314
634

3.336
691

3.405
737

3.465
765

3.530
797

3.554
906

Financing iB
Interbank Assets iB

708
87
204
417
174
52
3

570
10
280
280
8
271

1.251
234
319
697
353
57
18

1.604
285
374
945
521
52
19

2.095
412
448
1.235
694
80
23

2.192
426
473
1.294
677
81
26

2.255
431
485
1.339
686
77
28

2.318
438
498
1.383
695
80
31

2.398
448
505
1.444
701
82
32

2.464
450
504
1.509
724
85
36

2.481
449
492
1.540
764
88
29

2.554
466
488
1.600
788
84
28

2.611
473
495
1.643
804
86
27

2.687
481
510
1.696
827
88
28

2.776
499
535
1.743
823
85
26

2.842
512
542
1.787
817
99
28

2.938
527
590
1.820
855
91
27

Source of Funds iB
Third Party Funds
Wadiah Savings iB
Mudharabah Savings iB
Deposit Mudharabah iB
Interbank Liabilities
Loan received
Other Liabilities
Some Components of Capital

Beberapa Komponen Modal


Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu

176
21
27
(9)

222
28
30
(15)

751
456
55
(22)

347
42
70
(25)

390
50
87
(26)

394
51
8
54

407
55
17
38

414
56
25
23

416
57
33
14

433
63
42
(19)

440
64
58
(23)

450
64
66
(23)

452
64
70
(23)

455
64
81
(24)

460
63
91
(24)

470
61
103
(24)

472
61
106
(24)

Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)

127

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Aset

1.203

1.693

2.126

2.739

3.520

3.613

3.697

3.789

3.883

3.977

4.061

4.169

4.254

4.370

4.461

4.555

4.699 Assets

Pembiayaan iB

882

1.257

1.587

2.060

2.676

2.727

2.819

2.910

2.997

3.106

3.218

3.314

3.336

3.405

3.465

3.530

3.554 Financing iB

Lancar

807

1.151

1.475

1.927

2.512

2.545

2.633

2.723

2.802

2.905

3.013

3.092

3.105

3.171

3.229

3.290

3.335

Kurang Lancar

22

35

31

39

49

61

63

64

66

68

68

79

80

80

80

83

73

Sub Standard

Diragukan

22

21

31

30

45

40

41

39

41

45

45

50

51

51

56

54

52

Doubtful

Macet

31

49

50

65

70

82

82

84

88

88

93

92

99

103

100

103

94

Lost

Non Performing Financing


(Nominal)

75

105

112

134

164

182

186

187

195

201

206

221

230

234

237

240

Non Performing Financing (%)

Current

219 Non Performing Financing

(Nominal)
8,56

8,38

7,03

6,50

6,11

6,68

6,61

6,42

6,50

6,47

6,39

6,68

6,91

6,87

6,83

6,80

6,15 Non Performing Financing (%)

128

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)


2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Sharia Commercial Banks

Bank Umum Syariah (BUS)


Jumlah Bank
Jumlah Kantor

11

11

11

11

11

11

11

11

11

11

11

11

11

11

346

398

576

711

1.215

1.390

1.424

1.410

1.449

1.446

1.488

1.518

1.532

1.587

1.639

1.675

1.703

1.734

Jumlah Kantor

Total Bank Offices

Sharia Business Units

Unit Usaha Syariah (UUS)


Jumlah Bank

Total Banks

20

26

27

25

23

24

24

24

25

24

24

24

24

24

24

24

24

24

163

170

214

287

262

312

354

561

403

410

423

446

471

474

476

478

482

493

Total Banks
Total Bank Offices

Sharia Rural Bank

BPR Syariah
Jumlah Bank

114

131

139

150

155

155

155

155

156

156

156

156

156

156

156

156

158

Total Banks

Jumlah Kantor

185

202

223

286

364

364

374

373

376

377

378

370

364

386

390

390

401

Total Bank Offices

129

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

CAR (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
CAR (%)

16,76

16,63

16,27

15,91

15,33

14,97

13,40

16,12

16,12

13,63

14,98

14,54

14,60

14,14

9.578
57.156

11.297
67.936

11.845
72.814

11.970
75.228

11.894
77.597

11.886
79.419

12.092
90.219

12.864
79.798

12.864
79.798

13.205
96.863

13.288
88.704

13.499
92.867

13.638
93.401

13.866
98.071

- Capital
- Risk Weighted Assets

KAP
APYD terhadap Aktiva
- APYD
- Total Aktiva Produktif

96,84
2.121
67.230

94,38
757
13.471

96,64
441
13.095

95,89
905
22.002

96,66
457
13.690

96,62
459
13.575

96,89
424
13.641

95,74
611
14.322

98,03
281
14.250

97,89
302
14.298

98,21
267
14.914

97,88
316
14.905

97,90
323
15.367

97,34
3.341
125.551

Earning Assset Quality


Classified Earning assets to
- Classified Earning Assets
- Total Earning assets

Rentabilitas
NOM (%)
- Pendapatan
- Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)

1,77
936
53.024
1,59
960
60.268
82,38

1,20
949
79.144
1,59
1.460
92.058
81,65

1,72
1.426
82.997
0,57
652
115.296
92,09

1,36
1.153
84.929
1,37
1.577
114.801
82,71

1,63
1.415
86.871
1,67
1.931
115.354
79,86

1,37
1.219
88.992
1,78
2.010
112.613
80,67

1,54
1.405
91.274
1,70
1.943
114.490
78,59

1,83
1.718
93.678
1,79
2.066
115.682
77,77

1,68
1.611
95.982
1,85
2.149
116.399
77,18

1,44
1.410
98.104
1,88
2.185
116.127
76,91

2,08
2.080
100.230
2,13
2.531
118.632
76,48

1,73
1.775
102.520
1,92
2.300
119.994
76,26

1,53
1.606
104.809
1,94
2.326
120.036
76,21

2,04
2.184
107.114
1,94
2.397
123.667
76,35

- Biaya Operasional
- Pendapatan

4.368
5.302

6.378
7.812

808
877

1.237
1.495

1.732
2.168

2.333
2.892

2.939
3.739

3.563
4.582

4.179
5.414

4.779
6.214

5.400
7.061

6.078
7.970

6.768
8.880

7.678
10.057

16,76
9.578
57.156
87,60
56.357
64.335

19,64
16.779
85.448
91,41
32.165
35.186

19,48
16.428
84.322
114,83
111.253
96.886

20,57
16.886
82.101
116,95
109.918
93.985

19,18
16.130
84.103
116,57
113.994
97.788

19,99
16.318
81.625
116,76
108.277
92.731

18,55
15.379
82.905
118,40
110.857
93.630

18,09
15.773
87.207
120,01
115.884
96.565

18,05
15.868
87.889
117,58
114.973
97.779

18,29
16.411
89.707
118,46
117.600
99.278

18,66
17.412
93.307
120,09
123.631
102.951

18,70
17.670
94.494
118,23
126.942
107.373

18,79
18.401
97.922
118,38
130.555
110.283

18,04
18.689
103.588
120,65
142.148
117.817

- Modal
- ATMR

Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
FDR (%)
- Pembiayaan
- Dana Pihak Ketiga

Profitability
NOM (%)
- Net Operations Income
- Average Earning Assets
ROA (%)
- Profit
- Average Assets
Operating Expenses to
Operations Revenue (%)
-

Operations Expenses
Operations Income

Likuidity
Short Term Mistmach (%)
- Short-Term Assets
- Short-Term Liabilities
FDR (%)
- Financing
- Third Party Funds

130

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)


2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Tier One Capital

Modal Inti
<100 miliar

<100 billion

>100 miliar

11

11

11

11

11

11

11

11

11

11

11

11

11

11

>100 billion
Capital Adequacy Ratio

CAR
<12%

<12%

>12%

11

11

10

10

11

11

11

11

10

11

>12%
Non Performing Loan Ratio

NPL
<5%

11

11

11

11

11

11

11

10

10

11

11

11

11

<5%

>5%

>5%
Return on Asset Ratio

ROA
<1,5%

<1,5%

>1,5%

>1,5%
Loan to Deposit Ratio

LDR
<50%
>50%

10

11

11

11

11

11

11

11

11

11

11

11

11

11

<50%
>50%

131

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Halaman ini sengaja dikosongkan

This page intentionally left blank

132

DATA BPR
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
Fund Disbursements

Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva

16.948

20.540

25.472

28.001

33.844

41.100

41.424

42.485

43.557

44.472

45.448

46.637

47.605

47.947

48.500

48.895

49.425

49.818

a. Credits

4.956

6.009

5.841

8.075

10.033

12.434

12.419

12.083

11.373

11.183

11.220

11.000

10.732

11.258

12.272

12.868

13.637

14.935

b. Inter-Bank Assets

Source of Funds

Sumber Dana
15.771

18.719

21.339

25.552

31.312

38.209

38.794

39.422

39.414

39.931

40.449

40.549

40.814

41.436

42.436

43.091

43.831

44.870

a. Third Party Funds

Deposito

11.190

12.701

14.204

17.280

21.455

26.174

26.596

27.090

27.086

27.198

27.508

27.647

27.915

28.479

29.115

29.538

29.958

30.401

Time Deposits

Tabungan

4.581

6.018

7.135

8.272

9.857

12.035

12.199

12.332

12.328

12.733

12.941

12.902

12.898

12.957

13.321

13.553

13.873

14.468

Savings Deposits

2.401

3.240

4.214

3.947

4.739

6.420

6.236

6.259

6.555

6.821

7.144

7.769

8.062

8.282

8.598

8.726

8.898

9.528

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

416

482

542

541

610

443

416

429

412

420

394

408

427

430

365

368

425

426

c. Loans received

d. Kewajiban Segera

145

189

250

328

373

389

370

363

382

390

393

424

421

365

397

387

408

466

d. Immediate Liabilities

a. DPK

b. Antar Bank Pasiva

Several Components of Capital

Beberapa Komponen Modal


2.333

2.776

3.241

4.072

4.757

5.517

5.541

5.578

5.647

5.697

5.816

5.911

5.972

6.028

6.091

6.128

6.182

6.227

a. Paid In Capital

b. Cadangan

697

828

1.098

1.033

1.272

1.465

1.549

1.581

1.611

1.696

1.713

1.716

1.728

1.720

1.739

1.721

1.710

1.726

b. Reserves

c. L/R Tahun Berjalan

509

663

849

1.158

1.447

1.853

165

336

531

712

951

1.169

1.378

1.542

1.761

2.002

2.216

2.328

c. Current Earnings

d. L/R Tahun Lalu

129

38

(100)

(118)

(157)

(125)

1.399

1.177

865

347

151

109

52

40

19

(1)

(24)

a. Modal Disetor

d. Retained Earnings
(Profit/Loss)

134

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance)


Miliar Rp (Billion Rp)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

LDR (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des
78,63 LDR (%)

87,37

80,03

82,54

79,61

79,02

78,54

78,35

79,47

81,33

82,21

82,71

83,62

84,43

83,63

82,59

81,85

81,11

- Total Kredit

16.953

20.684

25.480

28.012

33.878

41.144

41.467

42.526

43.601

44.523

45.499

46.690

47.660

48.000

48.556

48.949

49.474

49.866

Total Credit

- Penghimpunan Dana

17.879

21.696

25.944

29.496

36.420

44.836

44.779

45.299

45.437

46.183

46.972

47.673

48.215

49.081

50.294

51.204

52.264

54.535

Funds collected

1.525

4.149

4.926

5.691

6.450

7.551

8.146

8.213

8.171

7.974

8.039

8.163

8.236

8.314

8.501

8.600

8.730

8.880

Core Capital

9,73

7,98

9,88

6,90

6,12

5,22

5,56

5,57

5,56

5,59

5,43

5,27

5,28

5,44

5,35

5,39

5,33

1.649

1.639

2.516

1.932

2.070

2.146

2.301

2.367

2.422

2.487

2.468

2.459

2.514

2.609

2.596

2.635

2.632

2.369

Non Current Credits

16.948

20.540

25.472

28.001

33.844

41.100

41.424

42.485

43.557

44.472

45.448

46.637

47.605

47.947

48.500

48.895

49.425

49.818

Total Credit

2,21

2,39

2,61

3,08

3,16

3,32

3,53

3,54

3,71

3,68

3,87

3,89

3,88

3,74

3,71

3,73

3,68

- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum

4,75 NPL (%)

3,46 ROA (%)

509

663

849

1.158

1.447

1.853

165

336

531

712

951

1.169

1.378

1.542

1.761

2.002

2.216

2.328

23.045

27.741

32.533

37.554

45.742

55.799

56.172

56.908

57.211

57.966

58.980

60.034

60.868

61.783

63.385

64.409

65.698

67.397

19,25

20,98

22,67

25,08

Current Earnings
(Profit/Loss)
Total Aktiva

26,71

29,46

31,36

31,53

32,80

32,49

34,04

34,32

34,33

33,34

33,54

34,14

34,10

32,63 ROE (%)

509

663

849

1.158

1.447

1.853

165

336

531

712

951

1.169

1.378

1.542

1.761

2.002

2.216

2.328

Current Earnings (Profit Loss/

2.333

2.776

3.241

4.072

4.757

5.517

5.541

5.578

5.647

5.697

5.816

5.911

5.972

6.028

6.091

6.128

6.182

6.227

Paid In Capital

312

384

506

546

661

772

787

808

830

874

891

901

906

908

910

908

908

909

General Reserve

135

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location)


Miliar Rp (Billion Rp)
Lokasi
Jawa Barat

2006

2007

2008

2009

2010

2012

2011

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Location
Jawa Barat

4.354

4.818

5.868

7.061

8.511

9.771

9.828

10.008

9.970

10.048

10.223

10.307

10.347

10.517

10.786

10.885

11.054

11.293

Banten

388

512

632

737

907

1.056

1.055

1.068

1.089

1.125

1.133

1.139

1.152

1.179

1.210

1.231

1.262

1.308

Banten

DKI Jakarta

350

489

571

708

922

1.341

1.314

1.343

1.377

1.400

1.435

1.446

1.476

1.479

1.488

1.509

1.511

1.579

DKI Jakarta

D.I Yogyakarta

1.101

1.409

1.634

1.848

2.250

2.610

2.598

2.610

2.634

2.662

2.717

2.782

2.825

2.857

2.912

2.947

2.997

3.097

D.I Yogyakarta

Jawa Tengah

5.665

6.723

7.790

9.190

10.899

12.851

12.853

12.966

13.045

13.168

13.316

13.434

13.622

13.761

14.125

14.363

14.669

14.938

Jawa Timur

3.145

3.616

4.030

4.739

5.607

6.562

6.656

6.709

6.690

6.767

6.915

7.142

7.236

7.378

7.602

7.670

7.822

7.898

15

18

23

25

30

33

33

35

35

34

36

36

37

37

38

38

39

39

Jambi

140

216

205

244

323

424

428

450

461

488

508

535

567

589

622

625

643

644

Jambi

Aceh

38

54

110

121

104

125

125

125

126

127

128

127

128

128

130

133

136

138

Aceh

Sumatera Utara

376

419

495

580

677

763

770

780

781

790

808

815

824

838

857

867

875

877

Sumatera Utara

Sumatera Barat

537

733

901

1.025

1.157

1.278

1.260

1.269

1.257

1.275

1.290

1.294

1.296

1.286

1.319

1.343

1.353

1.406

Sumatera Barat

Riau

247

392

491

601

735

899

928

938

952

985

987

978

989

987

988

997

1.002

1.015

Riau

Kepulauan Riau

428

620

855

1.349

2.161

2.836

2.913

2.967

2.985

3.028

3.100

3.191

3.277

3.318

3.337

3.383

3.408

3.425

Kepulauan Riau

Sumatera Selatan

206

336

394

520

645

834

912

907

873

884

922

971

987

1.001

989

975

983

996

Sumatera Selatan

Bangka Belitung

10

20

25

50

50

51

52

52

57

56

58

55

56

54

56

59

Bangka Belitung

3.038

3.516

3.563

3.037

3.539

4.386

4.441

4.461

4.525

4.519

4.430

4.518

4.500

4.559

4.643

4.761

4.929

5.167

Kalimantan Selatan

107

167

260

250

348

389

387

402

394

415

396

389

398

368

366

385

385

396

Kalimantan Selatan

Kalimantan Barat

307

403

511

577

670

820

820

849

865

889

898

924

958

986

974

993

964

979

Kalimantan Barat

Kalimantan Timur

99

154

193

233

272

282

270

265

268

259

262

265

268

268

269

277

284

310

Kalimantan Timur

10

28

46

67

70

74

76

76

93

101

98

101

109

106

104

137

Kalimantan Tengah

Sulawesi Tengah

89

134

209

254

309

504

460

434

478

522

583

666

741

793

843

902

933

955

Sulawesi Tengah

Sulawesi Selatan

119

194

272

336

457

669

690

745

704

746

766

798

832

855

874

880

891

925

Sulawesi Selatan

Sulawesi Utara

131

171

194

241

395

625

641

653

660

674

702

716

705

732

748

764

789

820

Sulawesi Utara

31

47

57

65

68

80

80

79

78

80

85

89

91

93

94

95

98

103

Sulawesi Tenggara

Bengkulu

Lampung

Kalimantan Tengah

Sulawesi Tenggara
Sulawesi Barat
Gorontalo

Jawa Tengah
Jawa Timur
Bengkulu

Lampung

Sulawesi Barat
Gorontalo

22

23

21

26

29

30

30

30

31

31

33

31

31

34

34

33

33

35

321

375

456

535

585

716

728

725

730

739

751

743

746

753

775

806

826

840

1.467

1.851

2.318

2.663

3.431

4.801

4.825

4.920

4.960

5.062

5.218

5.311

5.383

5.461

5.772

5.904

6.117

6.326

23

35

64

109

153

200

204

204

203

202

206

214

214

224

222

225

228

253

Nusa Tenggara Timur

Maluku

127

160

210

210

217

391

391

427

480

480

519

541

550

591

609

632

654

747

Maluku

Papua

162

137

184

215

231

314

315

314

328

337

362

374

406

424

456

479

502

516

Papua

13

14

14

14

14

15

15

16

15

16

16

16

17

29

74

79

82

84

82

82

82

106

109

118

125

128

152

55.799

56.172

56.908

57.211

57.966

58.980

60.034

60.868

61.783

63.385

64.409

65.698

67.397

Nusa Tenggara Barat


Bali
Nusa Tenggara Timur

Maluku Utara
Papua Barat

Lainnya

Total

23.045

27.741

32.533

37.554

45.742

Nusa Tenggara Barat


Bali

Maluku Utara
Papua Barat
Others
Total

136

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)


Miliar Rp (Billion Rp)
2012
Total Aset

2006

2007

2008

2009

2010

Total Asset

2011
Jan

Total Aset BPR

111

85

56

46

25

16

Feb
16

Mar
16

Apr
15

Mei
17

Jun
14

Jul
12

Ags
13

Sep
10

Okt
14

Nov
15

13

Des
12 Total Asset Rural bank

< 1 Billion

< 1 Miliar
Total Aset BPR

835

651

536

429

341

264

262

259

255

254

252

251

250

247

238

240

239

229 Total Asset Rural bank

1 up to 5 Billion

1 s.d 5 Miliar
Total Aset BPR

479

527

511

479

433

387

370

363

369

371

357

346

347

346

347

331

328

333 Total Asset Rural bank

5 up to 10 Billion

5 s.d 10 Miliar
Total Aset BPR

455

554

669

779

907

1.002

1.015

1.027

1.026

1.025

1.045

1.058

1.059

1.065

1.070

1.083

1.087

1.079 Total Asset Rural bank

> 10 Billion

> 10 Miliar
Total

1.880

1.817

1.772

1.733

1.706

1.669

1.663

1.665

1.665

1.667

1.668

1.667

1.669

1.668

1.669

1.669

1.667

1.653

Total

137

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)


Miliar Rp (Billion Rp)
2012
Kolektibilitas

2006

2007

2008

2009

2010

Collectibility

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

16.948

20.540

25.472

28.001

33.844

41.100

41.424

42.485

43.557

44.472

45.448

46.637

47.605

47.947

48.500

48.895

49.425

49.818 Credit

15.299

18.901

22.956

26.068

31.775

38.953

39.123

40.118

41.136

41.985

42.980

44.178

45.091

45.339

45.904

46.260

46.793

47.450

b. Kurang Lancar

473

407

1.039

457

514

495

622

651

658

684

662

653

666

720

675

699

688

577

b. Sub-Standard

c. Diragukan

482

319

342

335

398

420

420

424

433

445

447

439

464

478

486

470

480

453

c. Doubtful

d. Macet

694

913

1.135

1.140

1.158

1.231

1.259

1.292

1.331

1.357

1.359

1.367

1.384

1.410

1.435

1.466

1.464

1.339

Non Performing Loan (Nominal)

1.649

1.639

2.516

1.932

2.070

2.146

2.301

2.367

2.422

2.487

2.468

2.459

2.514

2.609

2.596

2.635

2.632

2.369 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

9,73

7,98

9,88

6,90

6,12

5,22

5,56

5,57

5,56

5,59

5,43

5,27

5,28

5,44

5,35

5,39

5,33

4,75 Non Performing Loan Ratio (%)

Kredit
a. Lancar

a. Current

d. Lost

138

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)


Miliar Rp (Billion Rp)
Lokasi
Jawa Barat

2006

2007

2008

2009

2010

2012

2011

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Location

Des

Jawa Barat

413

379

408

417

427

455

474

490

483

484

489

490

498

517

515

530

530

501

Banten

36

42

43

70

81

85

90

92

96

97

96

94

92

98

101

99

98

89

Banten

DKI Jakarta

11

17

26

36

46

46

43

44

54

50

50

45

45

57

68

74

73

64

DKI Jakarta

D.I Yogyakarta

93

83

80

80

103

109

123

129

130

133

134

133

137

141

139

139

136

115

D.I Yogyakarta

Jawa Tengah

607

614

591

618

658

675

719

735

747

777

769

774

773

786

775

770

762

687

Jawa Tengah

Jawa Timur

184

170

157

155

176

194

211

221

221

232

231

231

244

243

246

240

238

204

Jawa Timur

Bengkulu

Jambi

11

14

14

13

13

14

14

15

15

15

16

17

17

17

20

14

Jambi

Aceh

33

10

Aceh

Sumatera Utara

33

27

29

35

39

48

50

51

50

45

45

47

45

45

44

43

44

40

Sumatera Utara

Sumatera Barat

33

32

40

67

87

66

73

75

76

79

77

74

80

85

86

83

85

68

Sumatera Barat

Riau

12

14

18

27

40

49

57

59

67

74

73

72

77

86

87

92

91

89

Riau

22

37

44

46

48

57

56

56

65

69

57

62

66

62

Kepulauan Riau

Sumatera Selatan

16

16

20

24

31

27

28

31

27

30

32

30

34

33

31

32

37

34

Sumatera Selatan

Bangka Belitung

Bangka Belitung

45

58

909

84

52

51

57

56

61

58

55

66

68

71

64

72

69

57

Lampung

12

13

10

11

12

10

10

11

14

14

14

15

17

Kalimantan Selatan

Kalimantan Barat

13

13

17

19

17

16

16

18

19

20

22

22

23

27

27

30

29

27

Kalimantan Barat

Kalimantan Timur

10

27

30

24

25

25

26

28

27

27

28

28

29

29

29

29

Kalimantan Timur

Kalimantan Tengah

Kalimantan Tengah

Sulawesi Tengah

10

Sulawesi Tengah

Sulawesi Selatan

11

11

13

19

15

14

14

14

15

15

13

14

15

15

15

16

13

Sulawesi Selatan

Sulawesi Utara

12

18

18

20

20

21

21

23

23

29

31

34

34

25

Sulawesi Utara

Sulawesi Tenggara

10

10

10

10

10

10

10

10

10

10

Sulawesi Tenggara

Sulawesi Barat

Sulawesi Barat

Gorontalo

Gorontalo

Nusa Tenggara Barat

27

30

33

40

64

69

71

73

75

74

72

72

74

75

75

81

83

79

Bali

74

78

71

126

98

95

114

115

132

132

121

112

112

120

115

116

112

103

Nusa Tenggara Timur

10

10

10

Nusa Tenggara Timur

Maluku

Maluku

Papua

Papua

Maluku Utara

Maluku Utara

Papua Barat

Papua Barat

Lainnya

Others

1.649

1.639

2.516

1.932

2.070

2.146

2.301

2.367

2.422

2.487

2.468

2.459

2.514

2.609

2.596

2.635

2.632

2.369

Kepulauan Riau

Lampung
Kalimantan Selatan

Total

Bengkulu

Nusa Tenggara Barat


Bali

Total

139

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)


Miliar Rp (Billion Rp)
Desember 2006

Desember 2007

Komposisi thd
Total DPK (%)

Indikator
Nominal

(Composition
to Total Third
Party Funds)

Desember 2008

Komposisi thd
Total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2009

Komposisi thd
Total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2010

Komposisi thd
Total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Desember 2011

Komposisi thd
Total DPK (%)
Nominal

(%)

(Composition
to Total Third
Party Funds)

Nominal

(%)

Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)

Desember 2012
Komposisi thd
Total DPK (%)
Nominal

(Composition
to Total Third
Party Funds)

Indicator

(%)

Deposito

11.190

0,71

12.701

67,85

14.204

66,56

17.280

67,63

21.455

68,52

26.174

68,50

30.401

67,75 Time Deposits

Tabungan

4.581

0,29

6.018

32,15

7.135

33,44

8.272

32,37

9.857

31,48

12.035

31,50

14.468

32,25 Saving

Total DPK

15.771

1,00

18.719

100,00

21.339

100,00

25.552

100,00

31.312

100,00

38.209

100,00

44.870

100,00 Total Third Party Funds

140

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Desember 2012

(Composition of Third Party Funds of Rural Banks Based on Location - December 2012)
Tabungan
Lokasi

(Saving Deposits)

Deposito

Total DPK

Pangsa Thd Total DPK (%)

(Time Deposits)

(Total of Third Party Funds)

(Portion to Total Third Party Funds


(%)

Miliar Rp (Billion Rp)


1. Jawa Barat

2.031

5.714

2. Banten

195

3. DKI Jakarta

163

4. D.I Yogyakarta

Location
1. Jawa Barat

7.746

17,26

621

816

1,82

2. Banten

900

1.063

2,37

3. DKI Jakarta

701

1.492

2.193

4,89

4. D.I Yogyakarta

5. Jawa Tengah

4.638

5.948

10.585

23,59

5. Jawa Tengah

6. Jawa Timur

1.572

3.321

4.893

10,90

6. Jawa Timur

7. Bengkulu

12

13

25

0,06

7. Bengkulu

8. Jambi

81

401

482

1,07

8. Jambi

9. Aceh

30

31

61

0,14

9. Aceh

10. Sumatera Utara

301

312

612

1,36

10. Sumatera Utara

11. Sumatera Barat

598

374

972

2,17

11. Sumatera Barat

12. Riau

299

379

678

1,51

12. Riau

13. Kepulauan Riau

388

2.347

2.735

6,10

13. Kepulauan Riau

14. Sumatera Selatan

208

417

625

1,39

14. Sumatera Selatan

15. Bangka Belitung

10

37

48

0,11

15. Bangka Belitung

16. Lampung

547

2.702

3.249

7,24

16. Lampung

17. Kalimantan Selatan

107

115

222

0,49

17. Kalimantan Selatan

18. Kalimantan Barat

352

431

783

1,74

18. Kalimantan Barat

19. Kalimantan Timur

76

116

192

0,43

19. Kalimantan Timur

20. Kalimantan Tengah

65

40

105

0,23

20. Kalimantan Tengah

21. Sulawesi Tengah

45

239

284

0,63

21. Sulawesi Tengah

22. Sulawesi Selatan

142

335

476

1,06

22. Sulawesi Selatan

23. Sulawesi Utara

113

475

588

1,31

23. Sulawesi Utara

32

29

61

0,14

24. Sulawesi Tenggara

25. Sulawesi Barat

0,01

25. Sulawesi Barat

26. Gorontalo

11

20

0,04

26. Gorontalo

24. Sulawesi Tenggara

290

231

521

1,16

27. Nusa Tenggara Barat

1.256

2.798

4.054

9,03

28. Bali

29. Nusa Tenggara Timur

66

120

186

0,41

29. Nusa Tenggara Timur

30. Maluku

42

229

271

0,60

30. Maluku

31. Papua

53

149

203

0,45

31. Papua

27. Nusa Tenggara Barat


28. Bali

32. Maluku Utara


33. Papua Barat
34. Lainnya
Total

0,02

32. Maluku Utara

41

70

111

0,25

33. Papua Barat

0,00

34. Others

14.468

30.401

44.870

100

Total

141

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)


Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat

2006

2007

2008

2009

2010

2012

2011

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Location

Des

1. Jawa Barat

2.995

3.305

4.035

5.072

6.061

6.859

6.961

7.096

7.062

7.096

7.218

7.129

7.106

7.272

7.461

7.534

7.648

7.746

2. Banten

214

274

308

382

509

661

677

694

709

735

749

743

744

757

776

783

796

816

3. DKI Jakarta

218

288

305

420

600

837

829

851

869

907

939

950

964

968

983

1.016

1.020

1.063

3. DKI Jakarta
4. D.I Yogyakarta

4. D.I Yogyakarta

805

1.043

1.142

1.290

1.511

1.814

1.829

1.839

1.847

1.866

1.896

1.918

1.951

1.991

2.024

2.058

2.108

2.193

5. Jawa Tengah

4.041

4.712

5.395

6.449

7.529

9.052

9.104

9.191

9.215

9.336

9.420

9.371

9.445

9.571

9.880

10.073

10.333

10.585

6. Jawa Timur

2.077

2.349

2.476

2.964

3.497

4.041

4.158

4.180

4.177

4.266

4.372

4.432

4.440

4.561

4.737

4.797

4.850

4.893

7. Bengkulu

2. Banten

5. Jawa Tengah
6. Jawa Timur
7. Bengkulu

11

15

17

18

20

20

21

22

22

23

24

24

24

25

25

25

25

8. Jambi

101

161

146

186

244

316

323

342

350

380

394

410

431

438

460

466

474

482

8. Jambi

9. Aceh

26

34

57

37

41

55

55

56

56

58

57

56

57

57

55

57

59

61

9. Aceh

10. Sumatera Utara

273

307

357

426

493

538

546

556

553

555

564

567

574

589

601

612

610

612

10. Sumatera Utara

11. Sumatera Barat

330

475

580

715

829

913

899

912

895

908

909

899

882

878

908

929

938

972

11. Sumatera Barat

12. Riau

183

293

350

417

525

629

656

663

672

694

692

680

673

678

677

676

667

678

12. Riau

13. Kepulauan Riau

357

476

657

1.071

1.758

2.324

2.390

2.462

2.458

2.489

2.544

2.597

2.674

2.695

2.699

2.723

2.724

2.735

14. Sumatera Selatan

156

258

308

386

471

556

585

582

547

560

593

623

631

644

635

615

612

625

14. Sumatera Selatan

17

21

43

43

43

44

45

50

48

49

46

47

44

45

48

15. Bangka Belitung

2.045

2.287

2.140

1.945

2.427

2.883

2.990

3.005

2.983

2.976

2.928

2.958

2.984

3.029

3.063

3.104

3.215

3.249

15. Bangka Belitung


16. Lampung

13. Kepulauan Riau

16. Lampung

65

97

144

154

177

251

251

268

256

274

253

237

237

201

199

212

213

222

17. Kalimantan Selatan

18. Kalimantan Barat

247

319

399

470

547

651

657

686

700

715

719

737

771

795

780

798

770

783

18. Kalimantan Barat

19. Kalimantan Timur

64

89

114

152

177

174

165

165

166

163

164

168

169

168

170

173

179

192

19. Kalimantan Timur

15

28

44

46

48

51

49

66

72

69

71

79

75

73

105

20. Kalimantan Tengah

17. Kalimantan Selatan

20. Kalimantan Tengah


21. Sulawesi Tengah

40

54

93

99

130

277

241

229

275

297

288

301

296

290

292

292

289

284

21. Sulawesi Tengah

22. Sulawesi Selatan

72

122

128

185

259

366

391

437

400

405

397

403

425

446

458

466

467

476

22. Sulawesi Selatan

23. Sulawesi Utara

97

126

145

171

282

439

457

466

471

484

498

509

494

508

516

531

555

588

23. Sulawesi Utara

42

50

55

56

56

54

53

52

53

54

55

56

59

58

59

58

61

10

14

16

16

16

16

16

16

17

16

17

20

18

18

20

24. Sulawesi Tenggara


25. Sulawesi Barat

28
-

26. Gorontalo

24. Sulawesi Tenggara


25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat

27. Nusa Tenggara Barat

172

209

260

319

366

452

464

460

464

474

481

463

454

458

475

492

505

521

28. Bali

949

1.179

1.455

1.803

2.331

3.254

3.292

3.365

3.377

3.423

3.496

3.512

3.544

3.557

3.703

3.797

3.912

4.054

17

38

71

108

143

146

147

146

145

152

157

158

166

162

164

167

186

29. Nusa Tenggara Timur

29. Nusa Tenggara Timur


30. Maluku
31. Papua

64

71

100

99

105

251

244

272

264

249

226

227

213

203

204

200

200

271

30. Maluku

119

95

119

152

166

224

230

241

237

214

210

207

204

221

200

204

204

203

31. Papua

26

63

67

69

69

70

70

70

68

71

79

87

88

111

38.209

38.794

39.422

39.414

39.931

40.449

40.549

40.814

41.436

42.436

43.091

43.831

44.870

32. Maluku Utara


33. Papua Barat

34. Lainnya

Total

28. Bali

15.771

18.719

21.339

25.552

31.312

32. Maluku Utara


33. Papua Barat
34. Others
Total

142

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)


Persen (Percent)
2012
Indikator

2006

2007

2008

2009

2010

Indicator

2011
Jan

Tabungan
Deposito
Ket: Data tersedia mulai Desember 2008

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

7,16

6,32

5,53

5,21

5,22

5,08

4,98

4,90

4,86

4,81

4,81

4,80

4,78

4,75

4,71

4,68

Saving

12,43

10,81

10,25

9,85

9,75

9,47

9,15

8,94

8,81

8,72

8,64

8,58

8,52

8,48

8,44

8,40

Time Deposits

Note: Data available on December 2008

143

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)


Persen (Percent)
20101)
Sektor Ekonomi

2005

2006

2007

2008

Economic Sector

2009
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

1. Pertanian, perburuan dan sarana pertanian

38,70

39,21

39,12

39,07

38,99

38,85

38,76

38,92

38,84

38,71

38,34

1. Agriculture, hunting and agricultural facilities

2. Perindustrian

32,87

32,38

32,38

32,25

32,47

31,78

31,60

31,57

31,55

31,38

31,16

2. Manufacturing

3. Perdagangan, restoran dan hotel

33,60

34,32

34,21

34,05

33,92

33,72

33,67

33,45

33,36

33,35

33,18

3. Trade, restaurants and hotels

4. Jasa sosial/masyarakat

31,61

31,67

31,18

31,08

30,92

30,58

30,56

30,42

30,23

30,05

29,85

4. Social Services

5. Lain-lain

29,50

29,33

29,24

29,08

28,98

28,87

28,70

28,59

28,51

28,38

28,27

5. Others
Note: Data available on December 2008

Ket: Data tersedia mulai Desember 2008


1)

Data bulan Oktober 2010 bersambung di halaman 145 karena terdapat


perubahan sektor ekonomi dalam laporan bulanan BPR

1)

October 2010 data continued on page 145 because there are changes economic sector in
the rural bank's monthly report

13
14
15
16
17
18
19
Ket:

144

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)


Persen (Percent)
2010 1)

2011

2012

Economic Sector

Sektor Ekonomi
Nov

Des

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1 Pertanian, Perburuhan, dan Kehutanan

36,76

38,29

37,40

37,32

36,58

36,65

36,27

36,30

35,93

36,19

36,16

35,96

35,58

35,82

35,69

35,63

35,51

1. Agriculture, hunting, and forestry

2 Perikanan

32,65

33,39

31,95

32,91

32,10

32,33

32,08

31,76

31,99

32,04

32,04

31,63

31,75

31,62

31,85

31,87

31,32

2. Fisheries

3 Pertambangan dan Penggalian

27,89

28,29

26,44

26,24

26,58

25,13

25,99

25,71

25,35

25,66

27,01

24,77

25,53

25,65

26,04

26,25

26,60

3. Mining and quarrying

4 Industri Pengolahan

31,18

30,67

29,05

29,17

29,14

29,05

29,15

29,20

29,18

29,28

29,00

28,96

28,74

28,58

28,66

28,95

28,44

4. Processing industry

5 Listrik, Gas dan Air

32,00

34,43

31,69

30,83

30,33

29,42

29,25

28,78

30,44

30,00

29,83

28,25

28,49

28,69

28,97

28,84

29,08

5. Electricity, gas and water

6 Konstruksi

32,09

31,41

29,06

29,35

29,72

29,47

29,82

29,54

30,70

29,42

30,04

28,94

28,87

29,22

29,43

29,41

28,59

6. Construction

7 Perdagangan Besar dan Eceran

33,03

33,14

32,46

32,13

31,97

31,91

31,76

31,67

31,65

31,35

31,22

31,14

31,08

30,90

30,91

30,66

30,41

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian


Makan Minum
9 Transportasi, Pergudangan dan Komunikasi

27,76

27,99

28,11

28,23

28,53

28,30

28,39

28,33

28,59

29,00

28,67

28,75

28,50

28,37

28,43

28,15

28,53

30,15

30,12

28,03

28,00

28,11

29,02

28,97

28,83

28,71

28,62

28,56

28,86

28,88

27,81

27,79

27,87

27,89

10 Perantara Keuangan

24,36

25,28

23,56

23,38

24,20

24,25

24,39

25,03

24,93

25,06

25,11

24,44

24,09

23,95

23,89

23,73

23,52

11 Real Estate

27,31

27,26

23,13

23,09

22,77

23,14

23,10

23,05

22,77

22,71

22,29

22,79

21,80

22,90

21,90

21,87

21,50

12 Administrasi Pemerintahan, Pertanahan


Dan Jaminan Sosial Wajib
13 Jasa Pendidikan

34,99

35,78

37,16

26,69

26,38

25,98

29,11

28,09

28,26

28,19

28,01

27,53

25,61

27,45

27,54

28,18

27,60

31,29

31,61

29,57

29,74

28,84

28,66

28,81

28,60

28,76

28,84

28,75

28,27

28,32

28,48

28,84

29,37

28,20

11. Real estate, rental business, and services


company
12. Government administration, the defense
and compulsory social security
13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,40

30,51

31,01

31,10

30,86

30,78

30,06

30,12

29,37

29,17

29,77

28,98

29,49

28,89

28,68

28,71

28,89

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya,


Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani Rumah
Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah Tangga

29,41

29,05

28,49

28,59

28,23

28,57

28,63

28,66

28,53

28,86

28,46

28,25

28,46

28,28

28,30

28,30

27,98

33,62

31,07

33,26

30,77

32,82

32,55

32,07

32,03

32,10

31,98

32,35

32,05

31,88

31,32

31,32

31,18

31,15

15. Community, Sociocultural,Entertainment


and Other Individual Services
16. Individual services serving the household

29,49

29,35

29,34

28,93

29,11

29,17

29,34

29,08

29,27

29,11

28,92

28,64

28,74

28,32

28,66

28,68

28,00

28,44

28,12

27,91

27,64

27,39

27,54

27,09

26,95

26,95

26,71

26,87

26,80

26,40

26,60

26,48

26,32

26,19

19 Bukan Lapangan Usaha - Lainnya

28,09

27,71

27,26

26,92

26,88

27,03

27,13

26,78

26,81

26,62

26,64

26,54

26,39

26,39

26,17

26,03

25,90

Ket:

1)

Merupakan sambungan halaman 144

8. Provision of accommodation and food


supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance

17. International Agency and Other Extra


Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
Note :

1)

Continue from page 144

145

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use)


Persen (Percent)
2012
Jenis Penggunaan

2006

2007

2008

2009

2010

Type of Use

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Modal Kerja

34,43

34,83

33,21

32,05

32,09

31,98

31,92

31,92

31,74

31,65

31,47

31,41

31,28

31,29

31,19

30,91

Total Working Capital

Investasi

27,67

30,37

29,01

28,23

28,36

28,33

28,14

27,99

28,02

27,95

27,79

27,52

27,25

27,17

27,05

26,62

Total Investment

Konsumsi

29,57

29,14

27,81

27,00

27,15

27,12

26,82

26,84

26,64

26,69

26,60

26,40

26,44

26,24

26,10

25,97

Total Consumption

Ket: Data tersedia mulai Desember 2008

Note: Data available on December 2008

146

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks)


2012
Keterangan

2006

2007

2008

2009

2010

Information

2011
Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jumlah BPR

1.880

1.817

1.772

1.733

1.706

1.669

1.663

1.665

1.665

1.667

1.668

1.667

1.669

1.669

1.669

1.669

1.667

1.653

Total Rural Banks

Jumlah Kantor

3.173

3.250

3.367

3.644

3.910

4.172

4.194

4.217

4.239

4.250

4.268

4.286

4.313

4.337

4.357

4.378

4.404

4.425

Total Bank Offices

147

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Desember 2012

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - December 2012)
BPR (Rural Bank)
Lokasi

Location

Total
KP

KC

KPK

307

281

187

775

1. Jawa Barat

2. Banten

69

38

33

140

2. Banten

3. DKI Jakarta

26

32

66

4. D.I Yogyakarta

54

26

118

198

5. Jawa Tengah

260

471

343

1.074

5. Jawa Tengah

6. Jawa Timur

331

189

526

1.046

6. Jawa Timur

11

7. Bengkulu

1. Jawa Barat

7. Bengkulu

3. DKI Jakarta
4. D.I Yogyakarta

8. Jambi

16

24

8. Jambi

9. Aceh

13

19

9. Aceh

10. Sumatera Utara

53

31

13

97

10. Sumatera Utara

11. Sumatera Barat

98

38

20

156

11. Sumatera Barat

12. Riau

32

10

49

12. Riau

13. Kepulauan Riau

40

22

64

13. Kepulauan Riau

14. Sumatera Selatan

19

10

37

14. Sumatera Selatan

15. Bangka Belitung

15. Bangka Belitung

16. Lampung

26

28

60

16. Lampung

17. Kalimantan Selatan

24

29

17. Kalimantan Selatan

18. Kalimantan Barat

19

29

18. Kalimantan Barat

19. Kalimantan Timur

14

26

19. Kalimantan Timur

20. Kalimantan Tengah

21. Sulawesi Tengah

22. Sulawesi Selatan


23. Sulawesi Utara
24. Sulawesi Tenggara

4
12

28

21. Sulawesi Tengah

23

35

22. Sulawesi Selatan

17

20

46

23. Sulawesi Utara

12

18

24. Sulawesi Tenggara

25. Sulawesi Barat

26. Gorontalo

27. Nusa Tenggara Barat

20. Kalimantan Tengah

25. Sulawesi Barat

26. Gorontalo
27. Nusa Tenggara Barat

29

46

79

137

33

90

260

29. Nusa Tenggara Timur

13

30. Maluku

31. Papua

14

32. Maluku Utara

32. Maluku Utara

33. Papua Barat

33. Papua Barat

34. Others

28. Bali

34. Lainnya
Total

1.653

1.329

1.443

4.425

28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua

Total

148

DATA PERKREDITAN
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi

(Credit of Commercial Banks Based on Economic Sector)


Miliar Rp (Billion Rp)
Sektor Ekonomi
1. Pertanian, perburuan dan
sarana pertanian
2. Pertambangan

2006

2007

2008

2009

2010

Feb

Mar

Apr

Mei

Jun

2011
Jul

2012
Ags

Sep

Okt

r)

Nov

Des

Jan

r)

Feb

Economic Sector
1. Agriculture, hunting and
agricultural facilities
2. Mining

45.180

56.901

67.202

77.412

90.999

90.807

91.660

93.586

95.389

97.050

95.638

99.141

101.492

104.393

109.047

114.725

114.550

117.519

14.086

26.212

32.215

42.894

61.365

62.299

65.526

69.335

71.403

70.759

69.053

75.334

78.743

78.663

83.107

87.780

90.188

85.017

184.023

205.610

271.187

247.440

275.404

276.832

278.298

283.210

292.447

300.141

305.394

315.570

324.930

331.228

339.395

344.597

349.579

355.774

7.224

7.920

18.475

24.560

34.116

34.885

34.123

34.247

34.424

40.584

46.924

54.073

54.155

55.428

61.616

45.841

52.164

52.069

4. Electricity, gas and water

33.088

44.088

58.753

64.225

63.500

62.717

65.045

63.275

65.484

69.107

70.404

71.213

74.916

76.239

78.622

75.395

72.923

76.179

5. Construction

6. Perdagangan, restoran dan


hotel
7. Pengangkutan, pergudangan
dan
komunikasi
8. Jasa Dunia usaha
9. Jasa sosial/masyarakat
10. Lain-lain

163.443

216.874

259.632

301.382

339.639

326.994

331.782

332.666

343.117

355.555

354.197

367.296

379.510

380.140

392.512

405.442

398.164

398.422

6. Trade, restaurants and hotels

27.068

36.807

62.579

73.213

75.142

73.677

78.533

78.815

79.747

84.538

83.730

87.575

87.057

89.430

91.101

95.206

94.450

94.838

78.455
12.040
227.690

109.748
13.882
283.970

152.302
15.747
369.596

150.843
17.038
438.923

179.398
44.232
602.049

182.433
45.262
617.984

186.094
46.974
636.810

193.019
49.320
646.065

197.053
49.272
661.129

201.433
49.953
681.607

203.247
50.752
694.259

211.753
53.423
696.237

217.069
54.985
706.405

218.289
56.756
715.590

222.111
57.081
716.281

224.146
57.980
748.983

228.639
57.715
725.936

234.633
57.747
730.832

7. Transportation, warehousing
and
communications
8. Business Services
9. Social Services
10. Others

Jumlah

792.297

1.002.012

1.307.688

1.437.930

1.765.845

1.773.889

1.814.846

1.843.538

1.889.465

1.950.727

1.973.599

2.031.614

2.079.261

2.106.157

2.150.873

2.200.094

2.184.306

2.203.029

3. Perindustrian
4. Listrik, gas dan air
5. Konstruksi

Ket: r) revisi

3. Manufacturing

Total
Note:

r)

revised

150

Statistik Perbankan Indonesia - Vol. 11, No. 1, December 2012

Statistik Perbankan Indonesia - Vol. 11, No. 1, Desember 2012

Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan

2011
Jul

Ags

Sep

2012
Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11 Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and Other Extra
Agency International
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin

90.938
1.590
4.700
244
69.053
953
305.394
11.538
46.924
177
70.404
2.991
328.604
14.218
25.593

94.178
1.655<