APRILIA ANGGITA ANDRIANI 10312382 As an investor, I will invest my money to deposito and mutual fund, but the percentage

e of deposito investment will be higher than mutual fund. That is why I am included myself as a conservative risk taker. The reason are: Usually have very competitive interest rates Are a good way to save towards a specific goal Are more secure that investing in the stock market Are a very safe way to pump up your savings.

1. 2. 3. 4.

The term of investing is quite long, around 5 years. The presentation of each investment is :

Deposito: 70% Mutual fund: 20% Stock: 10%

If there is any declining in the interest rate of the deposito, I will decrease the percentage of this investment into 50% and increase the mutual fund into 40%.