Anda di halaman 1dari 20

No

Nama Kredit

Jumlah Kredit

Potongan

KOPERKASA

100,000,000

100,000,000

MULTIGUNA MANDIRI
(nggak pinjam)
Citibank personal loan

28,000,000

36

Standard Chartered

20,000,000

48

SIMAS

51,958,000

36

BNI KPR Renovasi

120,000,000

BNI Multiguna
Nggak disetujui

100,000,000

120

Sebrakan KOPERKASA

10,000,000
10,000,000
28,000,000

12
36
36

BRI

30,000,000
28,000,000

10

Power cash Mandiri

12,000,000
28,000,000
5,000,000

URUTAN TERMAHAL sd TERMURAH


1
2
3
4
5
6
7
8
9
10
11

Gesek CC
Sebrak Koperkasa
Stanchart
Citibank Personal loan
BRI
Powercash Mandiri
Koperkasa _ Syariah
Mandiri Multiguna
BNI Multiguna
BNI KPR Renovasi
SIMAS

98,750,000

Tenor

1,250,000

Netto

36

118,922,997

hanya contoh
2,000,000.00

28,000,000.00

180

60
36
12
36
12

Interest rate

Cicilan per bulan

9.85

3,597,778

12.90

Flat/anuitas

Tenor

Cicilan per bulan

flat

120

1,654,167

anuitas

120

1,487,215

16.90

1,172,918

flat

19.05

734,616

flat

0.30

1,443,000

flat

9.00

1,212,630

anuitas

11.90

1,428,000

anuitas

24.00
24.00
24.00

1,033,333
477,778
1,337,778

flat
flat
flat

15.50
15.50

896,000
1,139,444

flat
flat

12.00
12.00
12.00

1,120,000
1,057,778
466,667

flat
flat
flat

SETARA 29% ANUITAS !!!!

120

No

Nama Kredit

Jumlah Kredit

Potongan

98,750,000

Tenor

KOPERKASA

100,000,000

MANDIRI

100,000,000

Citibank personal loan

28,000,000

36

Standard Chartered

20,000,000

48

SIMAS

51,958,000

36

BNI KPR Renovasi

120,000,000

1,250,000

Netto

36

118,922,997.00

Interest rate

Cicilan per bulan

17.65

3,597,778

12.90

Flat/anuitas

Tenor

anuitas

120

anuitas

120

29.00

1,172,918

anuitas

31.25

734,616

anuitas

1,443,000

anuitas

Cicilan per bulan

1,487,215

Daftar Angsuran Kredit Pemilikan Rumah Sistem Annuitas


100,000,000
12.00%
36
3,321,431

Besar Pinjaman Per Kelipatan :


Suku Bunga/Rate per tahun

Jk waktu (bulan)

Besar angsuran/bulan

(Jumlah dapat diganti sesuai kebutuhan)


(% dapat diganti sesuai kebutuhan)
(Jumlah bulan dapat diganti sesuai kebutuhan)
(BESAR ANGSURAN MUNCUL SECARA OTOMATIS RUMUS)

*) Angka-angka setelah jangka waktu yang dipilih agar diabaikan, misalnya jangka waktu dipilih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
Bulan*)

Angsuran Pokok

Angsuran Bunga

Total Angsuran

Saldo Pinjaman
100,000,000

2,321,431

1,000,000

3,321,431

97,678,569

2,344,645

976,786

3,321,431

95,333,924

2,368,092

953,339

3,321,431

92,965,832

2,391,773

929,658

3,321,431

90,574,059

2,415,690

905,741

3,321,431

88,158,369

2,439,847

881,584

3,321,431

85,718,522

2,464,246

857,185

3,321,431

83,254,276

2,488,888

832,543

3,321,431

80,765,388

2,513,777

807,654

3,321,431

78,251,611

10

2,538,915

782,516

3,321,431

75,712,696

11

2,564,304

757,127

3,321,431

73,148,392

12

2,589,947

731,484

3,321,431

70,558,445

13

2,615,847

705,584

3,321,431

67,942,598

14

2,642,005

679,426

3,321,431

65,300,593

15

2,668,425

653,006

3,321,431

62,632,168

16

2,695,109

626,322

3,321,431

59,937,059

17

2,722,060

599,371

3,321,431

57,214,998

18

2,749,281

572,150

3,321,431

54,465,717

19

2,776,774

544,657

3,321,431

51,688,943

20

2,804,542

516,889

3,321,431

48,884,402

21

2,832,587

488,844

3,321,431

46,051,815

22

2,860,913

460,518

3,321,431

43,190,902

23

2,889,522

431,909

3,321,431

40,301,380

24

2,918,417

403,014

3,321,431

37,382,963

25

2,947,601

373,830

3,321,431

34,435,362

Tabel B.

Daftar Angsuran Kredit Pemilikan Rumah Sistem Flat


Besar Pinjaman Per Kelipatan :
Suku Bunga/Rate per tahun :
Jk waktu (bulan)

100,000,000
6.00%
:
36
3,277,778

(Jumlah dapat diganti sesuai kebutuhan)


(% dapat diganti sesuai kebutuhan)
(Jumlah bulan dapat diganti sesuai kebutuhan)

Besar angsuran/bulan
:
(BESAR ANGSURAN MUNCUL SECARA OTOMATIS RUMUS)
*) Angka-angka setelah jangka waktu yang dipilih agar diabaikan, misalnya jangka waktu dipilih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan
Bulan

Angsuran Pokok

Angsuran Bunga

Total Angsuran

Saldo Pinjaman
100,000,000

2,777,778

500,000

3,277,778

97,222,222

2,777,778

500,000

3,277,778

94,444,444

2,777,778

500,000

3,277,778

91,666,667

2,777,778

500,000

3,277,778

88,888,889

2,777,778

500,000

3,277,778

86,111,111

2,777,778

500,000

3,277,778

83,333,333

2,777,778

500,000

3,277,778

80,555,556

2,777,778

500,000

3,277,778

77,777,778

2,777,778

500,000

3,277,778

75,000,000

10

2,777,778

500,000

3,277,778

72,222,222

11

2,777,778

500,000

3,277,778

69,444,444

12

2,777,778

500,000

3,277,778

66,666,667

13

2,777,778

500,000

3,277,778

63,888,889

14

2,777,778

500,000

3,277,778

61,111,111

15

2,777,778

500,000

3,277,778

58,333,333

16

2,777,778

500,000

3,277,778

55,555,556

17

2,777,778

500,000

3,277,778

52,777,778

18

2,777,778

500,000

3,277,778

50,000,000

19

2,777,778

500,000

3,277,778

47,222,222

20

2,777,778

500,000

3,277,778

44,444,444

21

2,777,778

500,000

3,277,778

41,666,667

22

2,777,778

500,000

3,277,778

38,888,889

23

2,777,778

500,000

3,277,778

36,111,111

24

2,777,778

500,000

3,277,778

33,333,333

25

2,777,778

500,000

3,277,778

30,555,556

26

2,777,778

500,000

3,277,778

27,777,778

27

2,777,778

500,000

3,277,778

25,000,000

28

2,777,778

500,000

3,277,778

22,222,222

29

2,777,778

500,000

3,277,778

19,444,444

30

2,777,778

500,000

3,277,778

16,666,667

31

2,777,778

500,000

3,277,778

13,888,889

32

2,777,778

500,000

3,277,778

11,111,111

33

2,777,778

500,000

3,277,778

8,333,333

34

2,777,778

500,000

3,277,778

5,555,556

35

2,777,778

500,000

3,277,778

2,777,778

36

2,777,778

500,000

3,277,778

37

2,777,778

500,000

3,277,778

(2,777,778)

38

2,777,778

500,000

3,277,778

(5,555,556)

39

2,777,778

500,000

3,277,778

(8,333,333)

40

2,777,778

500,000

3,277,778

(11,111,111)

41

2,777,778

500,000

3,277,778

(13,888,889)

42

2,777,778

500,000

3,277,778

(16,666,667)

43

2,777,778

500,000

3,277,778

(19,444,444)

44

2,777,778

500,000

3,277,778

(22,222,222)

45

2,777,778

500,000

3,277,778

(25,000,000)

46

2,777,778

500,000

3,277,778

(27,777,778)

660

47

2,777,778

500,000

3,277,778

(30,555,556)

48

2,777,778

500,000

3,277,778

(33,333,333)

49

2,777,778

500,000

3,277,778

(36,111,111)

50

2,777,778

500,000

3,277,778

(38,888,889)

51

2,777,778

500,000

3,277,778

(41,666,667)

52

2,777,778

500,000

3,277,778

(44,444,444)

53

2,777,778

500,000

3,277,778

(47,222,222)

54

2,777,778

500,000

3,277,778

(50,000,000)

55

2,777,778

500,000

3,277,778

(52,777,778)

56

2,777,778

500,000

3,277,778

(55,555,556)

57

2,777,778

500,000

3,277,778

(58,333,333)

58

2,777,778

500,000

3,277,778

(61,111,111)

59

2,777,778

500,000

3,277,778

(63,888,889)

60

2,777,778

500,000

3,277,778

(66,666,667)

61

2,777,778

500,000

3,277,778

(69,444,444)

62

2,777,778

500,000

3,277,778

(72,222,222)

63

2,777,778

500,000

3,277,778

(75,000,000)

64

2,777,778

500,000

3,277,778

(77,777,778)

65

2,777,778

500,000

3,277,778

(80,555,556)

66

2,777,778

500,000

3,277,778

(83,333,333)

67

2,777,778

500,000

3,277,778

(86,111,111)

68

2,777,778

500,000

3,277,778

(88,888,889)

69

2,777,778

500,000

3,277,778

(91,666,667)

70

2,777,778

500,000

3,277,778

(94,444,444)

71

2,777,778

500,000

3,277,778

(97,222,222)

72

2,777,778

500,000

3,277,778

(100,000,000)

73

2,777,778

500,000

3,277,778

(102,777,778)

74

2,777,778

500,000

3,277,778

(105,555,556)

75

2,777,778

500,000

3,277,778

(108,333,333)

76

2,777,778

500,000

3,277,778

(111,111,111)

77

2,777,778

500,000

3,277,778

(113,888,889)

78

2,777,778

500,000

3,277,778

(116,666,667)

79

2,777,778

500,000

3,277,778

(119,444,444)

80

2,777,778

500,000

3,277,778

(122,222,222)

81

2,777,778

500,000

3,277,778

(125,000,000)

82

2,777,778

500,000

3,277,778

(127,777,778)

83

2,777,778

500,000

3,277,778

(130,555,556)

84

2,777,778

500,000

3,277,778

(133,333,333)

85

2,777,778

500,000

3,277,778

(136,111,111)

86

2,777,778

500,000

3,277,778

(138,888,889)

87

2,777,778

500,000

3,277,778

(141,666,667)

88

2,777,778

500,000

3,277,778

(144,444,444)

89

2,777,778

500,000

3,277,778

(147,222,222)

90

2,777,778

500,000

3,277,778

(150,000,000)

91

2,777,778

500,000

3,277,778

(152,777,778)

92

2,777,778

500,000

3,277,778

(155,555,556)

93

2,777,778

500,000

3,277,778

(158,333,333)

94

2,777,778

500,000

3,277,778

(161,111,111)

95

2,777,778

500,000

3,277,778

(163,888,889)

96

2,777,778

500,000

3,277,778

(166,666,667)

97

2,777,778

500,000

3,277,778

(169,444,444)

98

2,777,778

500,000

3,277,778

(172,222,222)

99

2,777,778

500,000

3,277,778

(175,000,000)

100

2,777,778

500,000

3,277,778

(177,777,778)

101

2,777,778

500,000

3,277,778

(180,555,556)

102

2,777,778

500,000

3,277,778

(183,333,333)

103

2,777,778

500,000

3,277,778

(186,111,111)

104

2,777,778

500,000

3,277,778

(188,888,889)

105

2,777,778

500,000

3,277,778

(191,666,667)

106

2,777,778

500,000

3,277,778

(194,444,444)

107

2,777,778

500,000

3,277,778

(197,222,222)

108

2,777,778

500,000

3,277,778

(200,000,000)

109

2,777,778

500,000

3,277,778

(202,777,778)

110

2,777,778

500,000

3,277,778

(205,555,556)

111

2,777,778

500,000

3,277,778

(208,333,333)

112

2,777,778

500,000

3,277,778

(211,111,111)

113

2,777,778

500,000

3,277,778

(213,888,889)

114

2,777,778

500,000

3,277,778

(216,666,667)

115

2,777,778

500,000

3,277,778

(219,444,444)

116

2,777,778

500,000

3,277,778

(222,222,222)

117

2,777,778

500,000

3,277,778

(225,000,000)

118

2,777,778

500,000

3,277,778

(227,777,778)

119

2,777,778

500,000

3,277,778

(230,555,556)

120

2,777,778

500,000

3,277,778

(233,333,333)

121

2,777,778

500,000

3,277,778

(236,111,111)

122

2,777,778

500,000

3,277,778

(238,888,889)

123

2,777,778

500,000

3,277,778

(241,666,667)

124

2,777,778

500,000

3,277,778

(244,444,444)

125

2,777,778

500,000

3,277,778

(247,222,222)

126

2,777,778

500,000

3,277,778

(250,000,000)

127

2,777,778

500,000

3,277,778

(252,777,778)

128

2,777,778

500,000

3,277,778

(255,555,556)

129

2,777,778

500,000

3,277,778

(258,333,333)

130

2,777,778

500,000

3,277,778

(261,111,111)

131

2,777,778

500,000

3,277,778

(263,888,889)

132

2,777,778

500,000

3,277,778

(266,666,667)

133

2,777,778

500,000

3,277,778

(269,444,444)

134

2,777,778

500,000

3,277,778

(272,222,222)

135

2,777,778

500,000

3,277,778

(275,000,000)

136

2,777,778

500,000

3,277,778

(277,777,778)

137

2,777,778

500,000

3,277,778

(280,555,556)

138

2,777,778

500,000

3,277,778

(283,333,333)

139

2,777,778

500,000

3,277,778

(286,111,111)

140

2,777,778

500,000

3,277,778

(288,888,889)

141

2,777,778

500,000

3,277,778

(291,666,667)

142

2,777,778

500,000

3,277,778

(294,444,444)

143

2,777,778

500,000

3,277,778

(297,222,222)

144

2,777,778

500,000

3,277,778

(300,000,000)

145

2,777,778

500,000

3,277,778

(302,777,778)

146

2,777,778

500,000

3,277,778

(305,555,556)

147

2,777,778

500,000

3,277,778

(308,333,333)

148

2,777,778

500,000

3,277,778

(311,111,111)

149

2,777,778

500,000

3,277,778

(313,888,889)

150

2,777,778

500,000

3,277,778

(316,666,667)

151

2,777,778

500,000

3,277,778

(319,444,444)

152

2,777,778

500,000

3,277,778

(322,222,222)

153

2,777,778

500,000

3,277,778

(325,000,000)

154

2,777,778

500,000

3,277,778

(327,777,778)

155

2,777,778

500,000

3,277,778

(330,555,556)

156

2,777,778

500,000

3,277,778

(333,333,333)

157

2,777,778

500,000

3,277,778

(336,111,111)

158

2,777,778

500,000

3,277,778

(338,888,889)

159

2,777,778

500,000

3,277,778

(341,666,667)

160

2,777,778

500,000

3,277,778

(344,444,444)

161

2,777,778

500,000

3,277,778

(347,222,222)

162

2,777,778

500,000

3,277,778

(350,000,000)

163

2,777,778

500,000

3,277,778

(352,777,778)

164

2,777,778

500,000

3,277,778

(355,555,556)

165

2,777,778

500,000

3,277,778

(358,333,333)

166

2,777,778

500,000

3,277,778

(361,111,111)

167

2,777,778

500,000

3,277,778

(363,888,889)

168

2,777,778

500,000

3,277,778

(366,666,667)

169

2,777,778

500,000

3,277,778

(369,444,444)

170

2,777,778

500,000

3,277,778

(372,222,222)

171

2,777,778

500,000

3,277,778

(375,000,000)

172

2,777,778

500,000

3,277,778

(377,777,778)

173

2,777,778

500,000

3,277,778

(380,555,556)

174

2,777,778

500,000

3,277,778

(383,333,333)

175

2,777,778

500,000

3,277,778

(386,111,111)

176

2,777,778

500,000

3,277,778

(388,888,889)

177

2,777,778

500,000

3,277,778

(391,666,667)

178

2,777,778

500,000

3,277,778

(394,444,444)

179

2,777,778

500,000

3,277,778

(397,222,222)

180

2,777,778

500,000

3,277,778

(400,000,000)

181

2,777,778

500,000

3,277,778

(402,777,778)

182

2,777,778

500,000

3,277,778

(405,555,556)

183

2,777,778

500,000

3,277,778

(408,333,333)

184

2,777,778

500,000

3,277,778

(411,111,111)

185

2,777,778

500,000

3,277,778

(413,888,889)

186

2,777,778

500,000

3,277,778

(416,666,667)

187

2,777,778

500,000

3,277,778

(419,444,444)

188

2,777,778

500,000

3,277,778

(422,222,222)

189

2,777,778

500,000

3,277,778

(425,000,000)

190

2,777,778

500,000

3,277,778

(427,777,778)

191

2,777,778

500,000

3,277,778

(430,555,556)

192

2,777,778

500,000

3,277,778

(433,333,333)

193

2,777,778

500,000

3,277,778

(436,111,111)

194

2,777,778

500,000

3,277,778

(438,888,889)

195

2,777,778

500,000

3,277,778

(441,666,667)

196

2,777,778

500,000

3,277,778

(444,444,444)

197

2,777,778

500,000

3,277,778

(447,222,222)

198

2,777,778

500,000

3,277,778

(450,000,000)

199

2,777,778

500,000

3,277,778

(452,777,778)

200

2,777,778

500,000

3,277,778

(455,555,556)

201

2,777,778

500,000

3,277,778

(458,333,333)

202

2,777,778

500,000

3,277,778

(461,111,111)

203

2,777,778

500,000

3,277,778

(463,888,889)

204

2,777,778

500,000

3,277,778

(466,666,667)

205

2,777,778

500,000

3,277,778

(469,444,444)

206

2,777,778

500,000

3,277,778

(472,222,222)

207

2,777,778

500,000

3,277,778

(475,000,000)

208

2,777,778

500,000

3,277,778

(477,777,778)

209

2,777,778

500,000

3,277,778

(480,555,556)

210

2,777,778

500,000

3,277,778

(483,333,333)

211

2,777,778

500,000

3,277,778

(486,111,111)

212

2,777,778

500,000

3,277,778

(488,888,889)

213

2,777,778

500,000

3,277,778

(491,666,667)

214

2,777,778

500,000

3,277,778

(494,444,444)

215

2,777,778

500,000

3,277,778

(497,222,222)

216

2,777,778

500,000

3,277,778

(500,000,000)

217

2,777,778

500,000

3,277,778

(502,777,778)

218

2,777,778

500,000

3,277,778

(505,555,556)

219

2,777,778

500,000

3,277,778

(508,333,333)

220

2,777,778

500,000

3,277,778

(511,111,111)

221

2,777,778

500,000

3,277,778

(513,888,889)

222

2,777,778

500,000

3,277,778

(516,666,667)

223

2,777,778

500,000

3,277,778

(519,444,444)

224

2,777,778

500,000

3,277,778

(522,222,222)

225

2,777,778

500,000

3,277,778

(525,000,000)

226

2,777,778

500,000

3,277,778

(527,777,778)

227

2,777,778

500,000

3,277,778

(530,555,556)

228

2,777,778

500,000

3,277,778

(533,333,333)

229

2,777,778

500,000

3,277,778

(536,111,111)

230

2,777,778

500,000

3,277,778

(538,888,889)

231

2,777,778

500,000

3,277,778

(541,666,667)

232

2,777,778

500,000

3,277,778

(544,444,444)

233

2,777,778

500,000

3,277,778

(547,222,222)

234

2,777,778

500,000

3,277,778

(550,000,000)

235

2,777,778

500,000

3,277,778

(552,777,778)

236

2,777,778

500,000

3,277,778

(555,555,556)

237

2,777,778

500,000

3,277,778

(558,333,333)

238

2,777,778

500,000

3,277,778

(561,111,111)

239

2,777,778

500,000

3,277,778

(563,888,889)

240

2,777,778

500,000

3,277,778

(566,666,667)

666,666,667

120,000,000

786,666,667

Jumlah

1967
24368300
46

ARA OTOMATIS RUMUS)


lih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan

50 juta

130 juta

9.75%
11.5%

1795
1868

73

9.75%
11.5%

4667
4856

189

31
5348333
wulan

SISA POKOK

238,888,889

90

1 UTANG BARU MEI 2010


2 Terima Bersih
3 Cicilan Per bulan (36 kali)
4 KEWAJIBAN Ke koperasi

100,000,000
97,500,000
3,736,111 rate bunga 11,5%
20,000,000
3,000,000
1,600,000

Hutang (1)
Hutang (2)

16,156,251 Cicilan January sd Sept'10 (9 x)


16,156,251 Cicilan January sd Sept'10 (9 x)

Hutang BARU (3)

22,416,666 Cicilan June sd Nop'10 (6 x)


79,329,168

CASH BACK

18,170,832

79,500,000

20,000,000
3,000,000
1,600,000

simpan sebagai tabungan)


simpan sebagai tabungan)

28,239,497 Lunasi hutang tertua (1)


5,385,417 cicilan hutang (2) selama 3 bulan Juni -Juli-Aguatus

simpan sebagai tabungan

22,416,666 Cicilan June sd Agustus (3 x)


80,641,580
16,858,420

simpan sebagai tabungan

a 3 bulan Juni -Juli-Aguatus


simpan sebagai tabungan

pemda

0.15
0.15
0.25
0.30
0.15

400,000,000
60,000,000
60,000,000
100,000,000
120,000,000
60,000,000

Nilai Take Over BRI


Cicilan /bln, slm 10 thn
9,75% slm 2thn
11% selama 3thn
Biaya2
Provisi 1%
Adm
Appraisal

650,000,000
8,500,066
8,815,135

339,515,150

Jumlah Diterima

287,734,850

Biaya2
Provisi 1%
Adm
Appraisal

Sisa utk usaha

500,000
59,500,460
227,734,390

22,750,000

Nilai Take Over

Nilai Take Over BRI


Cicilan /bln, slm 10 thn
9,75% slm 2thn
11% selama 3thn

Bu Alis
Cicilan 7X

600,000,000
7,846,215
8,137,048

Pengeluaran Usaha
Bayar KAP
SIUP Cabang
Operasional 2bln
Ttd Kuota Bali
Saham Dendi
Cicilan Koperkasa 7X

6,500,000
2,000,000
60,000,000
1,500,000
125,000,000
35,000,000

Sisa Saldo

230,000,000
(2,265,610)

Bu Alis
Cicilan 7X

500,000
54,923,502

Nilai Take Over BRI


Cicilan /bln, slm 10 thn
9,75% slm 2thn
11% selama 3thn
Biaya2
Provisi 1%
Adm
Appraisal

750,000,000
9,807,768
10,171,310
26,250,000

Nilai Take Over

339,515,150

Jumlah Diterima

384,234,850

Sisa utk usaha

184,061,348

BRI - ne Mbak Sil


88,000,000
Sertifikat Tanah Alan ats nama Mb Sil ditahan Irene selama 5 thn
Tiap bulan Mb Sil bayar cicilan

Pengeluaran Usaha
Bayar KAP
SIUP Cabang
Operasional 2bln
Ttd Kuota Bali
Saham Dendi
Cicilan Koperkasa 7X

6,500,000
2,000,000
60,000,000
1,500,000
125,000,000
35,000,000

Hutang di Mandiri
112,800,000
10,484,850 pokok
102,315,150 bunga bank

Sisa Saldo

230,000,000
(45,938,652)

21,000,000

Nilai Take Over

339,515,150

Jumlah Diterima

239,484,850

Bu Alis
Cicilan 7X

500,000
68,654,377

Sisa utk usaha

315,080,473

Pengeluaran Usaha
Bayar KAP
SIUP Cabang
Operasional 2bln
Ttd Kuota Bali
Saham Dendi
Cicilan Koperkasa 7X

6,500,000
2,000,000
60,000,000
1,500,000
125,000,000
35,000,000

Sisa Saldo

230,000,000
85,080,473

ditahan Irene selama 5 thn


2,126,667 bunga 9% /thn
lbh ringan dr bunga bank

BELI KAPLING + BANGUN via BTN


Harga Kapling
Kapling 200 m2
KPR BTN 10,75%
cicilan /bln slm 15 thn
Disewakan /bln
Diamankan slm 12 bln

125,000,000

Topup
200,000,000

Cashback
51,220,000

3,111,752
2,445,085
666,667
18,670,510
14,670,510

Sisa utk usaha

17,878,981

Beli TANAH via Niaga


Harga Kapling
Kapling 200 m2
KPR Niaga 14,5%

125,000,000

Topup
200,000,000

4,705,656

cicilan /bln slm 5 thn


Diamankan slm 12 bln
Sisa utk usaha

56,467,875
8,532,125

Cashback
65,000,000

Bangunan Real
87,500,000

biaya - biaya
10,000,000

RAB Bangunan
147,000,000

Total Pinjaman BTN


277,600,000

biaya - biaya
13,880,000

Debit
KPR Adjar
Kebutuhan2
KPR Mandiri
Koperasi
Cicilan 6X
Sewa Lahan 5Are
Dendi

325,000,000
50,000,000
102,000,000
100,000,000
125,000,000

Kredit
Saldo
800,000,000

475,000,000
425,000,000
323,000,000
223,000,000
98,000,000