Intro

becoming the homem budget

This budget is for personal, non-commercial use only. You may not use it to make items to sell, but you

Taking-charge-of-the-m

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Intro

e homemaker's

ge-of-the-money

udget

se it to make items to sell, but you can feel free to use it and modify it as you like!

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Monthly costs (Planned) Monthly Income*

Rent Mobile Phone Loan Payment
Mass transit $1.00

Job 1

$2,000.00

Insurance Energy Bill TV+Internet Garbage

Utilities (Gas, water)

$2.00 $3.00 $4.00 $5.00

$6.00 $7.00 $8.00 $9.00 $10.00 $11.00

Add YOUR job info here!

Income ### Monthly cos

Gym SAVINGS GOAL

Discretionary funds in Groceries

Restaurants Bar Pet supplies Household supplies Cupcakes Etc!

TOTAL

$66.00

If any monthly costs vary, use the highest number from the last six months. It's better to prepare for a higher cost, then have a little left over if the bill is actually lower than the planned amount! Adjust text in red to match YOUR monthly costs! You can change the words in column A, you must change the cost amounts in column B, and you can add/delete rows as you see fit! Text in BOLD black will adjust AUTOMATICALLY.

ncome*

*If there is variation to monthly income, estimate the lowest possible amt for a month

R job info here!

Monthly costs = discretionary funds

nary funds include...

2013-7 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2013-7 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 7

2013-8 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2013-8 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 9

2013-9 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2013-9 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 11

2013-10 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2013-10 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 13

2013-11 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2013-11 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 15

2013-12 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

Page 16

2013-12 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 17

2014-3 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-3 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 19

2014-4 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-4 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 21

2014-5 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-5 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 23

2014-6 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

Page 24

2014-6 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 25

2014-7 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-7 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 27

2014-8 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-8 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 29

2014-9 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

Page 30

2014-9 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 31

2014-10 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

Page 32

2014-10 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 33

2014-11 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

Page 34

2014-11 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

Page 35

2014-12 Date Day Discr Transactions (by type) Planned Gained ATM CC Paymnts Description Spend Category Payment type

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2014-12 Comments Payment types: Debit Cash Credit Card Bill Pay Spend Categories: Restaurant Bar Groceries Mass Transit Clothes Gifts Utilities Rent Mortgage Entertainment Health Charity Fuel Travel Pets Misc TOTALS PER MONTH: $ Gained Discretionary spend Planned spend COMBINED Spend ATM Withdrawals CC Payments TOTALS $$$$-

$$$$$$$- Water, Gas, Garbage $$$- Sports, Movies, Amazon TV purchases, etc $- Medical bills, prescriptions, etc $$$0.00 $$-

$$$$$$-

How much did you make or lose? ($ Gained - COMBINED Spend =) $-

Discretionary Funds Remaining: $1,934.00

THIS IS ALL YOU HAVE LEFT TO SPEND FOR THE MONTH!

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