Impact of Investments Inputs on Productivity Analysis Investments inputs acquired by the micro loans is studied to determine the impact

on the vulnerable groups productivity and the raw data computed on table 4:22 is analysed here by figure 5:5.

FIGURE 5:5, INVESTMENTS INPUTS IMPACT ON PRODUCTIVITY

Impact of micro credit inputs (%)
12 10 8 6 4 2 0 2.57 3.06

10.4

10.23

10.37 9.53 9.22 8.63

9.88

9.64

Source: Data analyses 2013 From figure 5:5, only animal power and credit backstop- out of the ten inputs studied have low impact on the productivity of the borrowers. Interestingly the other eight all have high impact on the productivity. As portrayed, the impact of the eight inputs in the study ranged between 8.63% of improved seeds and 10.40% of the land/work premises. This range is only 1.77%.

5.6. Analysis of Investments Capacity Pattern with Micro Credit The borrowers and non-borrower vulnerable groups investments are compared for the period of before and after micro credit period in Figure 5:6. FIGURE 5:6, MICRO CREDIT IMPACT ON INVESTMENTS

VULNERABLE GROUPS INVESTMENTS (=N= 000 )

70.00% 60.00% 50.00% 40.00% 30.00% 20.00% 10.00% 0.00% 201 to 250 151 to 200 101 to150 51 to 100 1 to 50

Source: Data analyses 2013