STATISTICAL TABLES RELATING TO BANKS IN INDIA 2011 - 12 RESERVE BANK OF INDIACopies of this publication are available at the following addresses: The Director, Division of Reports and Knowledge Dissemination (Sales Section) Department of Economic and Policy Research, Reserve Bank of India, ‘Amar Building (Ground Floor) Fort, Post Box No. 1036, Mumbai — 400 001. Telephone : (022) 2260 3000 [Ext. : 4002] Fax : (022) 2263 2110 Email : spsdrrp@rbi.org.in The publication can also be accessed through internet at the RBI Website http://dbie.rbi.org.in PRICE Inland: (i) 250 (ii) = 560 (Inclusive of postage) Abroad : (i) US $75 ( Inclusive of courier charges) Cheque/Drafts should be drawn in favour of “Reserve Bank of India” Payable at MumbaiCONTENTS FOREWORD EXPLANATORY NOTES LIABILITIES AND ASSETS OF RESERVE BANK OF INDIA~ 2011 AND 2012 STATISTICS RELATING TO SCHEDULED COMMERCIAL BANKS AT A GLANCE Table Page No. Title No. SUMMARY TABLES OFFICES 4.4. Offices of Commercial Banks in India ~ 2006 to 2012 1 1.2 Population group-wise distribution of offices opened or closed. by Commercial Banks ~ 2011 and 2012 3 4.3 State and population group-wise distribution of offices of Commercial Banks ~ 2011 and 2012 5 4.4 State and population group-wise distribution of centres and offices of Commercial Banks ~ 2011 and 2012 7 4.5 Offices of indian Commercial Banks outside india - 2010 to 2012 10 1.8 Region-wise distribution of offices of State and District " Central Co-operative Banks ~ 2011 and 2012 1.7 State-wise distribution of number of branches of State and 13 District Central Co-operative Banks ~ 2010 and 2011 BUSINESS 2.1 Business of Scheduled Banks in India ~ 2011-12 14 2.2 Bank group-wise business of Scheduled Banks in India - 2011-12 20 2.3. State-wise distribution of deposits and credit of Scheduled Commercial Banks in India - 2011 and 2012 37 2.4 — Stale and bank group-wise distribution of deposits and credit of ‘Scheduled Commercial Banks ~ 2011 and 2012 39 2.5 Population group-wise distribution of deposits and credit of ‘Scheduled Commercial Banks - 2008 to 2012 43 2.8 Bank group-wise selected ratios of Scheduled Commercial Banks ~ 2011 and 2012 45 2.7 Bank group-wise maturity profile of selected items of liabilities and assets — 2011 and 2012 arTable Tithe Page No. tle No. LIABILITIES AND ASSETS 3.1 Bank group-wise labilties and assets of Scheduled Commercial Banks in India - 2011 and 2012 51 3.2. State-wise distribution of lables and assets of Stale Co-operative Banks ~ 2010 and 2011 59 3.3 State-wise distribution of lables and assets of District Central Co-operative Banks ~ 2010 and 2011 63 3.4 Liablities and assets of Indian Scheduled Commercial Banks in foreign countries — 2010 to 2012 65 DEPOSITS 4.1 Maturity pattem of term deposits of Scheduled Commercial Banks ~ 2009 to 2011 66 4.2. Ownership of deposits with Scheduled Commercial Banks ~ 2010 and 2011 67 ADVANCES. 5.1. Bank group-wise distribution of outstanding crecit of Scheduled Commercial Banks according to occupation — 2011 70 5.2 Bank group-wise distribution of outstanding credit of Scheduled Commercial Banks according to size of credit mit - 2011 ” 5.3 Distribution of outstanding credit of Scheduled Commercial Banks according o interest rate range ~ 2010 and 2011 6 5.4 Outstanding advances of Scheduled Commercial Banks to exporters 7 5.5 Outstanding advances of Scheduled Commercial Banks for public food procurement operations 78 5.6 Sector-wise gross bank credit of Scheduled Commercial Banks 79 5.7 __ Industry-wise gross bank credit of Scheduled Commercial Banks 81 PRIORITY SECTOR ADVANCES 6.1 Distribution of select items of Scheduled Commercial Banks’ 83 advances to Priority Sectors — 2011 6.2 State-wise distribution of outstanding advances of Scheduled Commercial Banks to Agriculture ~ 2011 90 6.3. Distribution of outstanding advances of Public Sector Banks to Priority Sectors ~ 2012 4 6.4 Distribution of outstanding advances of Public Sector Banks to Agriculture ~ 2012 95 6.5 (A) Distribution of outstanding direct and indirect advances of Public Sector Banks to Small Enterprises - 2012 %6 6.5 (B) Distrbution of outstanding advances of Public Sector Banks to Micro Credit, State Sponsored Organisations, Education and Housing - 2012 97Table Title rage 6.6 Distribution of oustanding advances of Public Sector Banks under Differential Rates of Interest (ORI) scheme and to the weaker sections ~ 2012 98 7 NPAs 7.1 Bank group-wise classification of loan assets of Scheduled 99 Commercial Banks ~ 2007 to 2012 7.2 Composition of NPAs of Public Sector Banks — 2003 to 2012 101 8 INVESTMENTS 8.1 _ Investments of Scheduled Commercial Banks — 2010 to 2011 102 8.2 _ State-wise distribution of Scheduled Commercial Banks’ investments in State Govemment Securites and Shares/Debentures/Bonds of State Level Bodies — 2010 and 2011 104 9 EARNINGS AND EXPENSES 91 Bank group-wise earnings and expenses of Scheduled Commercial Banks in India — 2010-11 and 2011-12 109 10 EMPLOYEES 10.1 State-wise distribution of employees of Scheduled Commercial Banks — 2011 12 1 MISCELLANEOUS 11.1 Cash Reserve Ratio and interest rates - 2011-12 113 11.2 Cheque Clearances ~ 2008-09 to 2011-12 114 11.3. Number of Clearing Houses — 1986 to 2012 115: 11.4 Bank groupsvise and occupation-wise weighted average lending rate and deposit rate = 2010 and 2011 116 11.5 Bank group-wise insured deposits - 2010-11 and 2011-12 119 BANK-WISE TABLES B1 _Liabilles and assets of Scheduled Commercial Banks ~ 2011 and 2012 121 B2 Earnings and expenses of Scheduled Commercial Banks ~ 2010-11 and 2011-12 183 83 —_Bank.wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks -2011 and 2012214 B4 Provisions and contingencies of Scheduled Commercial Banks ~ 2012 217 85 Contingent abilities of Scheduled Commercial Banks ~ 2011 and 2012 220 BG Movement of Non-Performing Assels (NPAs) of Scheduled Commercial Banks — 2011 and 2012 226 87 Bank-wise and Bank Group-wise Gross Non-Performing Assets, Gross Advances, and Gross NPA Ratio of Scheduled Commercial Banks ~ 2012 229Table Tithe Page No. tle No. 88 Appropriation of profit of Scheduled Commercial Banks - 2010-11 and 2011-12 232 B9 Exposure to sensitive sectors of Scheduled Commercial Banks - 2011 and 2012 2a B10 Maturity profile of selected items of ibilties and assets of Scheduled Commercial Banks ~ 2011 and 2012 244 B11__Loan subjected to restructuring and corporate debt restructured ~ 2011-12 292 B12 _ Selected ratios of Scheduled Commercial Banks ~ 2011 and 2012 294 813. Banke-wise, Bank Group-wise and population group-wise number of branches of Scheduled Commercial Banks ~ 2011 and 2012 318 B14 Commercial Banks and ther ofices in States and Union Territories ~ 2011 and 2012 326 B15. Bank-wise and category-wise employees of Scheduled Commercial Banks ~ 2011 and 2012 3a B16 Unclaimed deposits with Scheduled Commercial Banks ~ 2011 343 B17 _List of amalgamated Regional Rural Banks as on March 31, 2012 349 B18. Bank-wise and country-wise offices of Indian Scheduled Commercial Banks outside India ~ 2012 353 MAPS 4 State and Union Terrtory-wise distribution of offices of Commercial Banks ~ 2012 ° 2 State and Union Territory-wise eredit-deposit ratio of Scheduled Commercial Banks ~ 2012 42 GRAPHS 1 Population group-wise distribution of number of offices of Commercial Banks ~ 2011 and 2012 2 2 Scheduled Commercial Banks' business in India - 2004-05 to 2011-12 36 3 Population group-wise distribution of deposits and credit of Scheduled Commercial Banks ~ 2011 and 2012 44 4 Occupation-wise distribution of credit by Scheduled Commercial Banks according to Bank Groups ~ 2011 B 5 Distribution of outstanding credit of Scheduled Commercial Banks according to interest rate range ~ 2010 and 2011 75 6 Composition of investments of Scheduled Commercial Banks ~ 2010 and 2011 403 7 Earnings, expenses and profits of Scheduled Commercial Banks ~ 2007-08 to 2011-12 107 8 Composition of major items in total earnings and expenses of Scheduled Commercial Banks ~ 2010-11 and 2011-12 108Foreword This annual publication, Statistical Tables Relating to Banks in India, provides a range of key information on banks. Disaggregated data are given bank-wise and bank group-wise on parameters such as liabilities and assets, income and expenditure, non-performing assets, financial ratios, distribution of offices, number of employees and details of advances to priority sector and weaker sections. It also provides bank group-wise monthly data on some of the major items such as liabilities to the banking system, assets with the banking system, investments, bank credit, and, sector-wise and industry-wise gross bank credit This is the 67" volume of the publication by the Reserve Bank and would be the 92” volume in the series if the volumes brought out by the then Department of Statistics, Government of India are also ‘accounted for. This volume has been brought out under the overall guidance of ShriA. B. Chakraborty, Officer- in-Charge, and Dr. A. K. Srimany, Adviser, DSIM. The core team for this publication comprised Dr. Pradip Bhuyan, Director, Dr. Achamma Samuel, Assistant Adviser, Shri Amit Kumar and Smt. Nivedita Banerjee, Research Officers, Smt. Shobha A. Parab and Shri A. Thomas, Assistant Managers. They were assisted by Shri. N. Patel, Shri P.M. Pathre, Smt. S. | Misquitta, Smt. P.P. Vanmali, and Smt. L. B. Gharat. The publication team also got considerable support from Data Warehousing team in creating ‘camera ready’ material used in the publication. Data Warehousing team comprised Shri N. Senthil Kumar, Director, Shri J. Navas, Assistant Adviser and Shri Nanu Ram Meena, Research Officer, under the overall guidance of Shri V. Bahuguna, Adviser, DSIM. hope the current volume would prove to be a valuable source of information on banks in India and the publication will be of immense interest and use to researchers, analysts, policy makers and bankers. Deepak MohantyEXPLANATORY NOTES Bank-related Allbanks which are included in the Second Schedule to the Reserve Bank of India Act, 1934 are Scheduled Banks. ‘These banks comprise Scheduled Commercial Banks and Scheduled Co-operative Banks. ‘Scheduled Commercial Banks in india are categorised into five different groups according to their ownership and / or nature of operation. These bank groups are ) State Bank of India and its Associates, (i) Nationalised Banks, (i) Private Sector Banks, (iv) Foreign Banks, and (v) Regional Rural Banks. In the bank group-wise classification, IDBI Bank Ltd. has been included in Nationalised Banks. Scheduled Co-operative Banks consist of Scheduled State Co-operative Banks and Scheduled Urban Co operative Banks. Regional Rural Banks and Scheduled Co-operative Banks are excluded in bank-wise tables and their summary tables at bank group level. However, details of Regional Rural Banks and Scheduled Co-operative Banks as groups are presented in Tables 2.1 and2.2. During the financial year 2011-12, the following changes have taken place in the commercial banking system: |) The Foreign Bank, "Credit Suisse”, was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from April02, 2011. li) The Foreign Bank, “Sberbank’, was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from April 02, 2011. lll) The Foreign Bank, “Australia & New Zealand Banking Group", was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from July 09, 2011. Iv) The Foreign Bank, “Rabobank”, was included in the second schedule of the Reserve Bank of india Act, 1934 with effect from July 30, 2011 v) The Foreign Bank, “Industrial & Commercial Bank of China’, was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from Feb 3, 2012. vi) The Foreign Bank, "National Australia Bank", was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from Feb 4, 2012. vii) The Foreign Bank, “Woori Bank’, was included in the second schedule of the Reserve Bank of India Act, 1934 with effect from Feb 4, 2012 vill) The “SBI Commercial & International Bank" was merged with “State Bank of India with effect from July 28,2011 ‘These changes are reflected in the tables where individual bank's data are presented, Population groups of the banked centres presented in this volume are based on the 2001 census. ‘The population groups are defined as under: Population Population Groups 0- 10,000 Rural 10,000 - 1,00,000 ‘Semi-Urban 1,00,000 - 10,00,000 Urban 10,00,000 & above Metropolitan Table-related Tables 6.1 to 6.6 - Apart from giving separate data for some sub-heads of priority sector, the priority sector advances have been presented as per cent of Adjusted Net Bank Credit (ANBC) or credit equivalent of Off Balance Sheet Exposures (OBE) whicheveris higher. vlTables 2.1 and 2.2 - Data are compiled from the fortnightly “Form-A’ returns submitted by the Scheduled Commercial Banks under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to their business in India. Inter-bank deposits / assets of maturity of 15 days and above and up to 1 year are excluded. Data on balances with the Reserve Bank of India are obtained from Weekly Statement of Affairs of the Reserve Bank of India, Department of Governmentand Bank Accounts, Tables 2.3, 2.4, 2.5, 4.1, 5.1, 5.2, 5.3 - The deposit figures reported in Tables 2.3, 2.4, 2.6 and 4.1 exclude inter-bank deposits and, therefore, their coverage is different from that of ‘deposits’ reported in table 3.1, The bank credit data in tables 2.3, 2.4, 2.5, 5.1, 5.2 and §.3 comprise term loans, cash credit, overdrafts and bills purchased and discounted. In addition, the data on bank credit in tables 5.1, 5.2 and 5.3 also include dues from banks. Tables 2.6 and B12 — Solected financial ratios of Scheduled Commercial Banks (excluding RRBs) are obtained / calculated from the published annual accounts of banks and relate to the year ended March 31 of 2011 and 2012. The ratios 21 and 30 to 36, viz., “return on assets’, "business (deposits plus advances) per employee", “profit per employee", ‘capital adequacy ratio", “capital adequacy ratio Tier |", “capital adequacy ratio- Tier II" and “ratio of net NPAs to net advances" are obtained from “notes on accounts” of published annual accounts of individual banks. They are not aggregated at the bank-group level, Other ratios are calculated using the following concepts. 1 Definitions of the concepts used in the ratios are as follow: () Cashin cash-depositratioincludes cash in hand and balances with RBI (i) Investments in investment-deposit ratio represent total investments including investments in non-approved securities (ii) Netinterest marginis defined as the totalinterest eared less total interest pald (iv) Intermediation costis defined as total operating expenses (¥) Wage billsis defined as payments to and provisions for employees (PPE) (vl) Operating profit is defined as total eamings Jess total expenses, excluding provisions and contingencies, and (vi) Burdenis defined as the total non-interest expenses Jess otal non-interestincome tems like capital, reserves, deposits, borrowings, advances, investments and assets / liabilities used tocompute various financial earings / expenses ratios (Sr. no. 11 to 29) are averages for the two relevant years. Definitions of the ratios are as follows: () Cash-Depositratio (Cash in hand + Balances with RBI) / Deposits (i) Ratio of secured advances to total advances = (Advances secured by tangible assets + Advances covered by bankor Govt. guarantees) /Advances Ratio of interest income to total assets = Interest earned /Total assets vil(iv) ) wi) wi (ui) (x) ®) i) (xi) (xiii) (xiv) ov) ow) (oi) (oi (xix) (xe) (xix) Ratio of netinterest margin to total assets = (Interest eared - Interest paid) Total assets Ratio of non-interestincome to total assets = Other income /Total assets Ratio of intermediation cost to total assets = Operating expenses /Total assets Ratio of wage bill to intermediation costs (Operating Expenses) = PPE / Operating Expenses Ratio of wage billto total expenses = PPE / Total expenses Ratio of wage bill to totalincome = PPE/Total income Ratio of burden to total assets = (Operating expenses - Other income)/ Total assets Ratio of burden to interest income = (Operating expenses -Otherincome)/Interestincome Ratio of operating profits to total assets = Operating profit /Total assets Return on assets for a bank group (for Table 2.6) is obtained as weighted average of retum on assets of individual banks (from Table B12) in the group, weights being the proportion of total assets of the bank as percentage to total assets of all banksin the corresponding bank group Return on Equity = Net Profit/ (Capital + Reserves.and Surplus) Cost of Deposits = IPD / Deposits Cost of Borrowings = IPB /Borrowings Costof Funds = (IPD + IPB)/ (Deposits + Borrowings) Retum on Advances = IEA/ Advances Retum on Investments = IEI/Investments Retum on Advances adjusted to Cost of Funds = Return on Advances — Cost of Funds, Retum on Investment adjusted to Cost of Funds = Retum on Investments —Costof Funds Wherever appropriate, denominators in the ratios use averages of “current year” and “previous year’, For instance, ratio of net interest margin to total assets for the year 2011-12 uses denominator as average total assets for the years 2010-11 and 2011-12. Abbreviations used in the above definitions are as follows. PPE = Payment o.and provisions for employees IPD = Interest paid on deposits IPB. = Interest paid on borrowings from RBI and other agencies IEA = Interest eared on advances and bills IEI_ = Interest earned on investments villTable 4.2 — The total outstanding deposits of scheduled commercial banks are estimated based on the samples of 15521 & 21881 of branches, respectively for the years 2009 & 2010, in this table. Tables 9.1 and B2 - Data in these tables are obtained from various schedules of profit and loss account as published by banks in their annual accounts. ‘Total expenses’ shown in these tables exclude ‘provisions and contingencies’, The item ‘profit’ is computed by subtracting interest expenses, operating ‘expenses and provisions and contingencies from total earings of the bank. Table 10.1 - This table is based on the data collected through Basic Statistical Return 1! and include only full-time employees of the banks. ‘Table 11.4 -Data are based on BSR | and BSR II received from all branches of scheduled commercial banks. Tables B1 to B12- Presents data on individual Scheduled Commercial Banks, excluding Regional Rural Banks. Table B16 - Data relate to deposit accounts in India, which have not been operated upon for 10 years or more as on 31st December 2011 and are based on returns submitted by banks in Form IX under Section 26 of the Banking Regulation Act, 1949, General 4. The totals in the tables may not exactly tally with the sum of the constituent items on account of rounding off ofthe figures, 2. Figuresinbrackets, unless otherwise specified, indicate percentage to totals. 3, Theunitmillionis equal to 1,000,000 and unit illion is equal to 1,000,000,000. 4, The symbol ~ indicates nil negligible and '.not available /not applicable. 5. Source andnotes as appropriate are given at the end of each table. 6. The year ‘2011’ refers to financial year April 2010 to March 2011 and the year ‘2012’ refers to financial year April2011 to March 2012. 7. Some ofthe data for the previous years have been revised. 8. The data for ownership of deposits with Scheduled Commercial Banks i.e., Table 4.2 is not ready for2010-11. 9. The publication can alsobe accessed at the RBI Website http:/dbie.rbi.org.inLUABILITIES AND ASSETS OF THE RESERVE BANK OF INDIA: 2011 AND 2012 (amount n&ilon) otitis Mor 3%, MarchSt, Assets March 3, March 3t, oi 012 ‘ou 201e ¢ 2 a @ BANKING DEPARTMENT 1. Copia pap ” 5 1.Notes “0 2 Rupee con 1 1 2. Rovere nd 5000 65000 3. Smat can : : 43. Natonl Inout Creat (ingtem operations) Fund 4. Natona Housing Crest (loge operators) Fund 5. Depots 2) Goverment (Conta Government )Borks (0 Scredied Commer © Schedules Sit (Cooperative Banks (Cooperate Banks (w)Nensehecles stata ‘Cocperatv Banks (0) Oar banks J Oe 6. pis pyat Banking depenere 2. Noles in creation “ata abies Teta notes iaued {spurte ana scoured : : 80 200” a) imal )beera (©) Goverment Treasury bits 1990 19405. Balances Hod abroad 8 investments ssco01s —sezsou7 "then Goverment 007003 3087167 ssrasea 5900338 swioe 10200 {Site Goverment 1418 241047 8. Loans an scenes: zs 75073 () Schocuted Commerc ke sss eure 1005 241522 (Schedule Site Co-operave Barks = = “3 425 (B) Ober Schould Co-operative Barks 40 : {n) Nor sehadle Sat Cooperate Banks ° z 4235003 3882015 _{v) Natonal Bark or Agreutre and : = Fura Dovelopnent (NABARO) 029560 5373574 (wy Ones Inaustel Creat (ong tm opraon) Fund 401337582 (@) Loans and aavances ()ndustal Doveepmont Bank tna : : (©) Expr impor Ban of hea : : 5919857148 (Gru Invest Ban of nia : 2 (Over (o) Investments in bordalebentre sued by 2 z or 280) aust Dovelopment Bank fla : = (©) Expr import Bank of ns : z {Gua vexmont Sane onda : : sores arate 2 : 40, Loar, advances ad invsimant en Nationa! : 5 ‘2u4oT 124188 Housing Cre (ong operators) Fund {@) Loans ond savanen oNetonal Heung Bank - - 5431 S447 (Jive in Bendidoberaresewed by : - |SSUE DEPARTMENT () Hatin ina (Haid otis nde ‘9360950 10837859 2 Foreign Seeron Taal (192) 3: Rupa cin 4 Govemment of nda pe ‘itera bile of excbange ‘othe conmaria paper Sorara 7243s ssg21t_sanzzeg Nola" lues gad valued a £68250 milion aa on March 31,2017 and Re 8067 10 rion as an Nah 37, 2072 {@ "cdes Foro Croney Asset of Re A30709.2 milion as on Maran 31,2011 & Re. 4477519 mon aon March 3, 2012 which ome pat of balanos ei abroad #cincudes the blancs of Goverment of Union Teor of Puduchery. Sources Weokl Statement a sir oh Resarve Dank fb, Deparment of Goverment nd Bark AccountSTATISTICS RELATING TO COMMERCIAL BANKS AT A GLANCE Tndeatons March March March March March March March March arch 2004 2005-2008. 007 2008. ©0090 aott 02 [Number of Commercial Banks 291 me Okt (TSCTSC*«‘aSC(‘éi OCT. (@) Scheduled Commercial Banks 25 «2847S 1818 (of whic: Regional Rural Banks 198 108183 6 0 88 2 a a (©) Non-Scheduled Commercial Banks 5 4 4 4 4 4 4 4 4 "Number of Bank Offces in india 69170 70373 72072 ««74853.««78787 «82897 88OB «OIG 101261, (@) Rural 32227 30790-«30251 «30409 «30827 «31598. «32529 «33868 36130 (6) Somi-Urban 1788 1892515991 1670 1802719937 21022-23209 25091 (urban 11808 12419-13232 «14202-«=«18568 «16728. «—«18288 © 1904620321 (6) Metropoitan 9750 11830-12508 «13272 «14267 «15236 «16364 «1780818879 Population per Oc (in thousands) 16 16 16 18 5 5 1“ 8 13 ‘Aggregate deposts of Scheduled ‘Commercial Banks in India (Rs. 1044.18 17001.98 2109049 26119.34 31969.40 36941.10 4492828 52079.69 9090.62 Bitlon) (@) Demand deposits 225022 2480.28 3646.40 4287.31 5243.10 5290.85 6456.10 6417.05 6253.30 (0) Time deposits tarea94 1452171 1744.09 2182203 26726.30 3311025 38472.16 4506264 57837 52 Bank credit of Scheduled Commercial Banks in Inia (Rs. Bilion) SLR investments of Schedules 407.85 1104.28 16070.77 1991190 20619,19 275549 32447,88 39420.89 4617.52 (Commercial Banks in India (Rs 677588 7201.54 717454 7015.16 9717.14 11664.10 1384753 15016.19 1797787 Bilin) Deposits of Scheduled Commercial Econom a Ceci of Scheduled Commercial Se crc ee amo 13 70a ze aka Per capita Deposit of Scheduled soso 16281 «18130-23382 «28610-93019 «9810745505 51108, Commercial Banks (RS.) Per capita Credit of Scheduled Paternal 827310752 «1386917541 «21218 «24617 2843134187 30000 Deposits of Scheduled Commercial ‘Banks as percentage to Gross Reena tote at 578577 27 HHCiTOASC( RT THZ 78H TRS. ceurrent pricas) ‘Scheduled Commercial Barks! ‘Advances to Prony Sectors 276621 3708.03 $127.90 6559.17 7814.76 908929 10915.10 1315859 147133 (Rs.Btlon) ‘Share of Prorty Sector Advances in Total Advances of Scheduled wo 80 2 BBM BDH Commercial Banks (per cent) Ccrect-Depost Ratio (per cen!) 59 «267735 HGTBBCTST.— 78S 7B 450 473, 400353 5S ET AH CCast-Deposit Ratio (per cont) 2 ea er 72 97 73 7 82 88 Notes: 1) Number of bank offices includes Administrative Ofces. 2) Classification of bank offices according o population, for years upto March 200 it's based on 1991 census. For March 2005 fo March 2012, classification of bank offices are based on 2001 census. 3) Population per ofce, per capita deposits and per capita credit are based on the estimated population figures 8 on March 1, supplied by the Office of the Registrar General, Incia, 4) Agoragate deposits, bank credit and SLR investments of Scheduled Commercial Banks in India areas per “Form-A” return under Section 42(2) ofthe Reserve Bank of India Act, 134 and relate to the last Friday ofthe reference period. '5) Scheduled Commercial Benks’ advances to priority sectors and the related ratios are excusive of Regional Rural Banks. 6) For working out cash-deposit rato, cash is taken as the total of ‘cash in hand’ and "balances withthe Reserve Bank of Indi 7) Investments of Scheduled Commercial Banks in India include only investments in government secur and other approved secures. xiSummary Tables‘TABLE 1.1 : OFFICES OF COMMERCIAL BANKS IN INDIA - 2006 TO 2012 ’AS on March 31 2006 2007, 2008; 2009) 2010 2011 2012 Bank Group ay @ e 4 © ©) a ‘SBI and its Associates 14313 14880 18859 16913 18240 19027 19787 Nationelised Banks $ 35868 37443 39283 41011 43654 46389 50527 Public Sector Banks 50179 52123 55142 57924 61804 65416 70314 Ol Private Sector Banks 4817 4828 4703 4928 5245 5061 5610 New Private Sector Banks 2017 (2598 3637 4335 5235 6984 8258 Private Sector Banks 6834 7428 9340 9264 10480 12045 13868 Foreign Banks 259 272 279 295 310 319 324 Regional Rural Banks 14787 14827 15065 15508 15790 16185 16698 Local Area Banks 4“ 48 48 48 49 54 7 All Commercial Banks 72100 74696 78874 83036 88523 9419101261 ‘Notes: 1. Data on numberof offces include administrative offices. 2. Data for 2006 to 2011 have been revised and data for 2012 are provisional 3. $ Inctudes IDBI Bank Lid ‘Source : Master Ofc File atest updated) on commercial banks, Department of Statistics and Information Management, RBIGRAPH-1 POPULATION GROUP-WISE DISTRIBUTION OF NUMBER OF OFFICES OF COMMERCIAL BANKS-2011 AND 2012 (As on March 31) sbabebalTABLE 1.2 : POPULATION GROUP-WISE DISTRIBUTION OF OFFICES OPENED OR CLOSED BY COMMERCIAL BANKS - 2011 AND 2012 Nuniber a fees Fe onc 3,200 Oper ung Ait 2010t March, 271 Bank Grp fra! SET Una MEE Tom ura SAM Uran MAE Tota a) (2) (3) (4) (6) (6) 7) (8) (8) (10) Bland ts Assocs e278 5618 9665 0968 1002785216115 T3H 800 Nationalised Banks $ 14323 10799 10711 10556 46389 6271186 ‘524 483 2820 Public SectorBanks «20580 «16317 14576 13024 65416 9621402 ©—«GID_—««GIT_—3620 (Old Private Sector Banks Ter 176814151111 50612918144 Gt (205 New Private Sector Banks 545-2075 19012373 6084114 8SZ_ 236869. 1271 Private Sector Banks tet2 3843 406 3404 12045 «43713280430. 1568 Foreign Bonks 7 8 2 mm 8 2 2 1 4 8 Regional Rural Banks 11936 3106 987 156 16185 208 15 64 14 401 Local Area Banks 14 25 15 0 4 2 3 0 0 5 ‘AllCommercal Banks —~S8868°—25280° 19046 47806 4019 —1SI7”—~2255”~—~8Bd 1088 S601 Nanber of Ofices eainergeTeanrod ang Bank Group ee eee ee cag Furs $2 uan Mat Ton urs SA ua MAO To a a) ty) s)— ce) te) ts) 0) ‘SBI and its Associates oO 0 6 7 3 335, 216 109, 127787 Natonaied Banks $ re ee ee eT ee ee Public Sector Banks 0 2 m8 6k 13058 585580) 3822 ‘Old Private Sector Banks oO 0 1 oO 2 29 161 43 61 «294 New Private Sector Banks 0 0 Ott 88 389 tart Private Sector Banks nr Foreign Banks oO 0 oO 0 0 2 2 1 4 9 Regional Rural Banks 4 2 0 oO 5 204 113 64 14 395 Local Area Banks: oO 0 oO 0 0 2 3 0 0 5 All Commercial Banks Fe Noten. Dataon runoff roe aria oon 2. Popuation group classification is based on 2001 census. 3. $ includes IDBI Bank Lis Source: Mi tor Office File (latest updated) on commercial banks, Department of Statistics and Information Management, RBI.‘TABLE 1.2 : POPULATION GROUP-WISE DISTRIBUTION OF OFFICES OPENED OR CLOSED BY COMMERCIAL BANKS - 2011 AND 2012 (Concid.) Number of Offices ‘As on March 31, 2012 ‘Opened during Api 1, 2011 to March 31, 2012 Bank Group ‘Semi Metro ‘Semi- Metro Rural Tpan Urban ay Total Rural SATE Urban se Total oO ®@ ® © © © M ® © (mH ‘SBI and its Associates. 6588 5711 4008 348019787312 195159120786 Nationalised Banks $ 19621 12268 11499 11139 60527 1209 1469-790 5874145 Public Sector Banks 22208 17979 15507 14619 70314 1611 1664 «949707 4931 Old Private Sector Banks 882 2047 14871194 561011527873 GSD New Private Sector Banks 700 2669 223526548258 155505244282 1276 Private Sector Banks 1582 4716 3722-3848 13868 «27074317368 1829 Foreign Banks 7 8 62 AT 82h ° ° 0 5 5 Regional Rural Banks 12316 3202 1015 165 t6698 381 6B 9 514 Local Area Banks 1% 2618 0 72 1 ° o 3 ‘All Commercial Banks ‘36130 25031 20321 18879 101261 2264 2635 1294 1089 7282 Number of Offices ‘Closedmergedoorveried daring Nenmerwssots)ordecreasesy Berk Group ‘April, 2011 to March 31, 2012 Net inerease(+) or decrease) 'ank Grou ‘Sem Metro ‘Semi Rural Stan Urban Ming Total Rural SO Total a) 2) 14) 5) 18) 17) (20) ‘SBI and its Associates ° 2 1% 10 2 312 193 143 © 110 758 Nationalised Banks $ 1 0 2 4 7 1208 1469-788 583.4138 Public Sector Banks 1 2 18 14 35 1610 1662 931-693 4896 Old Private Sector Banks ° o 1 1 20 15 279 «72a BH Now Private Sector Banks ° 1 o 1 2 185 69444 = BI 1274 Private Sector Banks ° 1 1 2 4 270 873 316 © 366 1825 Foreign Banks ° o o 0 0 o ° o 5 8 Regional Rural Banks 1 o 0 ° 1 380 96 9 513 Local Area Banks ° o o 0 0 2 1 0 o 3 All Commercial Banks 2 3 19 16 40 2aez 263212751073 7242 Notes: 1. Data on number of offces include administrative offces. 2. Population group classification is based on 2001 census. 3.$ Includes IDBI Bank Lid Source : Master Offic Fila (atost updated) on commercial banks, Department of Statistics and Information Management, RBTABLE 1.3: STATE AND POPULATION GROUP-WISE DISTRIBUTION OF OFFICES OF COMMERCIAL BANKS - 2011 AND 2012 Number of Offices A. Opened dng 1, 20100 March, 2011 ‘son March 31,2071 One Teter snz010 Feral Sn tan MS Total Rural oy, ton Mite Toa Oo @ © © © © ® © ® Wo anager 758 ~C«tesS*C«SC‘“‘aS*C~iC*é«aSC“<*‘ia SSCS Madhya Pradesh 4327 23th 48 HSCTBT HTT 08, Utarakand setts 88S tar tar Pradesh 1os2t 172, a5 188] 2D BHO. «2209 «008 HTH 11208, Contral Region 17537 2532328128085 A107 «743 2a 18842 ‘Andaman & Nicobar # 0 3 oo 0 3 8 * o 0 «# Bhar ee ey Jarknand 197 aS ATH: 2080 Orissa wi 48228 88SC7SBSCCwtws tH sim 7 6 2 0 0 8 8 2» o o 6 Wes Benga 5000755522] 748 1111445785 Eastem Region wsse 282} 105 80k 7700«2079 829 t819 AIT ‘Arunachal Pracesh oo 0 00 67 acum a ee Ment mf tk Ow Meghalaya 24 3k twas Moran mF fF 4 0 8 tte Nagaland m4 6 0 0 7 @ 8 0 0 96 Trou wo 4 8 2 mw North Eastor Region «2902S tgs 106 1299 ok 2408 Chania se 0 0th Det 0 5 Tweet Haryana 282 79:10:40 Himachal Pradesh jor as eww 2081109 Jammu & Kashnit wee st maw tH002 Punjab 3081197174 988TH 1889 12550503 Rajestan 421 es 16753 ]OM:SstBMD 2498] ad 5 Northern Region 4598135377182 aTt 1283548 «363036873864 16628, ‘Andhra Pradesh 7812164 8125S 21S t8HBSCT7HO.—«6IB 7789 Kamat Ce ee ee Kerala “a t3 mt HGCSCim]S0St28 ON Lakshaeweep 2 09 0 0 0 0 8 4 0 0 Puduerony we 2 8180 Temi Nod Cn ee ee ee er ey Southern Region 24075 30st 24a8tta8t=—« 7048 mess te casa 204s DacatNagar Havet me 3 4 0 0 7 © 8 0 0 3 Daman & Bu > 2 2 0 0 4 2 2 0 o 2 oa “0 Ott Gujarat ee Sy Meharashira ee ee ee ee ee ee ee ee Wester Region 137e__ 155290 tz7 te 08 aoa szs ata 5207 148s Allindia aas23 1317 2235-904 1065 S01 8868 25200 19046 17008 94019 Notes: 1. Data on number ofofies include adminisralve offices. 2. Population group classification is based on 2001 census. Source : Master Office File (atest updated) on commercial banks, Department of Statistics and Information Management, RBI‘TABLE 1.3: STATE AND POPULATION GROUP-WISE DISTRIBUTION OF OFFICES OF COMMERCIAL BANKS - 2011 AND 2012 (Concid.) Number of Offices ‘AS on Opened during Apri 1, 2011 to March 31, 2012 ‘AS on March 31,2012 Uae tomtony sitar, Rat $8 urban MEO Total Rural $2 Urban MENS Total oO 8 @® ©. mo) a (Chhatisgarh we set 198 m4 388 AT 01603 ‘Madhya Pradesh 4580 72h 80 2031862131165 854823, Uitaraktiand wr sa BB 132 695 4s0 328 0 1459 Uttar Pradesh 1122090 359258165, 89354992467 2261189412121 Central Region 10542 43 St 28h 1476 880046064021 257820006 ‘Andaman & Nicobar 3 3 1 ° 0 4 2 ° 0 47 Binar 4988 8510527255114 254 narkhand a a 3 155 = f09 51250552106 Ofssa 31086010653 0 219186795782 0 3323 ‘Sikkim 85 8 ° ° 0 6 2 28 ° oot West Bengal rr Eastorn Region 1841730436424 7 1018 «= 80949343307 924 t8432 ‘Arunachal Pradesh 88 3 5 ° o 8 aD ° 0 86 ‘Assam 3 20a o 7 ey 432382 oO t64 Manipur 85 6 2 2 0 10 a 2B % 0 85 Meghalaya 23 5 4 8 o 7 4 48. 0 240 Mizoram 102 2 4 3 o 8 18M ont Nagaland 96 4 8 ° 0 2 a 67 ° 0 108 Tripura wen 7 4 0 2 35 7 68 oan North Eastorn Region moe as 1571281 587 0 2562 Chandigarh mA 2 of 0 2 B 6 0 369 Dethi wes 8 5 ott 162 78 0 2761 2884 Haryana 40118 83TH 285 e241 1771743038 Himachal Pradesh 1030 37 2 0 6 85228 0 1164 Jammu & Kashmir 1020 49 t 2 0 101 e258 318 0 1203 Punjad 403112342 3357S MOT 90127485 Rajasthan 4505 11114 5B 333881960413 1044827 Northern Region 10628 456447237227 1367 «50444086 ©3864 «408917983 ‘Anda Pradesh 779235191 100, t07 63328482039 18101725 (waza Kamataka coe 77 a7 SOT 24201540 185816837201 Kerala 4731 2 215 ot 0 2st 351 39241347 0 5022 Lakshadweep 12 ° 0 ° 0 0 8 4 ° 0 2 Puduchery 160 2 4 5 o 1 348 om ‘Tamil Nadu 6959 222320 98S 7DC7H0.—= 208125801707 «13487668 ‘Southern Region 26M5 gas 877 353,—aTh 21527696 «95316513 A75G 28408 Dadra&NNagar Havel 35 1 4 ° o 6 1" 2 ° o 4 Daman & Dis ea o 10 ° 0 10 2 32 ° 0 Goa 430 8 ° 0 40 20419 ° 0 823 Gujarat S138 12614889103. 1879—78BSC(NGS «85S Maharashtra soot 21208230 G43 23801812477 «38669635 Western Region 14681270306 12333311427 367122655531 15784 All India ‘e418 2264 2635 «1204 «10887282 «96130 25831 2032118879 101261 Notes: 1. Data on number of offices include administrative offices, 2. Population group classification s based on 2001 census. ‘Source : Master Office Fe (atest updated) on commercial banks, Department of Statistics and Information Management, REIL‘TABLE 1.4: STATE AND POPULATION GROUP-WISE DISTRIBUTION OF CENTRES AND OFFICES OF COMMERCIAL BANKS - 2011 AND 2012 ‘As on Maren 34,2014 pen State Rural ‘Semburban ‘rean Metropolitan Total Une wonaony No.of Noof No.of Noel No.of Naf Naot No.of No.of fcenivos __offces__ cartes __offices__centrea_offces__contes__offens__contros o 2 @ @ o © @ @ ° ‘Northern Region ‘sos SastSSCtSSCAT sea 5 3863 Stat (155) (162) (10.4) (188) (140) (1041) (14.7) tT) (148) Chandigarh 8 10 ° ° 1 ae : 0 Det st 6 2 40 : - 1 220 75 Haryana 68518058 19 1104 1 158 ear Hirnachal Pradesh 64 a2 13208 1 8 = BAB Jammu & Kashmir 462582 3a 3 (8 > S04 Paniad som 1333132280 2 oe 2 595 1180 Ralastan 18451843273 1250 eo 14981997 North Eastern Region 1071200 tas 0k nm 838 1254 6) 67) 7) 8) 2B) DD) ‘Arunachal Pradesh 48 5 10 37 : : . 58 ‘Assam 7m ate. a2 5s 388, ons Manipur 34 38 co 2 2 8 : 48 Meghalaya 1818 13 38 2 rf nr) Mizoram 3 56 @ 6 4 m4 : Nagaland u ar 2 58 46 Towa 17 tat a 6 1 6 en) Eastern Region sere 7790 gx 2380 90 2829 4 182079515419 (37) (230) (155) (128) BA) (148) (18) 102) AB) (184) ‘Andaman & Nicobar 6 9 2 28 : - - - 8 8 Bihar mm ha 1088 2 966 ee ee) sarknana 3951032 as a8 T 496 1 539882083 rissa 158178610389 a) : = 16473108 Sikkim 26 56 1 20 : - : 7 8s West Benga 21632483058 B sr 110 2 148525175765, CContral Ragion 709267 t032 10 2 sar 8 seta 8858 (243) ahs) (173) 176) OB) (197) B). 137) BAY_ (HBT) Cchnatisnarh 57m 6a) m 330 7 as = 685 M55 Madhya Pradesh 161782721170 2B 99 2 680181382 Uttarakhand 51067 40 a2 3 fe = 8831327 Utter Pradesh sr sas e200 a7 2008 6 ee sige 1204 Western Region er 4048 208 42s. 12 sp ast 14809 (19) (419) (132) 4) (140) (11.3) 8SB)— 92) (122) (158) Dadrasinanar Have 7 10 2 25 . - - . 9 35 Daman & Diu 2 2 3 2 : : : 5 By Goa wt 182 23 301 1483, Guarat sat 150427283 amo 4 1663 tz S30 Maharoshira 1986 2260482707 331306, 8 364528009008 Southern Region 04s 70502482882 6 616s 5 44a set 28360 (208) 08) It) G72) HB) RI) (14.T) SZ) HB) BO) ‘Andra Pradesh 205284718 3am 3 1619 = zeat 77a Kamataka 10 2321305, ure 41887-2206 (8897 Kerala 264 3391028116 40 1283, : = 13024738 Lakshadweep 7 8 2 4 - - : 9 2 uduchery % % 7 40 2 86 : 35180 Tami Nadu 15731812560 2280 2 16H 1278 aes 6070 ‘Al India ‘ood au87s—«aue2—=«73025+=~=«ES==SC(908 ‘3M A7e09—38420 «4075 (1000) (100.0) (100.0) (1000) (100.0) (100.0) (100.0) (1000) (100.0) _(100.0) Noles : 1. Data on numberof oes include administrative offices, 2. Data for 2011 are orvisiona $3. Pooulationerouo classification s based on 2001 census. ‘Source : Master Ofc Fie atest dated) on commercial banks, Department of Stasi and Information Management, RB‘TABLE 1.4: STATE AND POPULATION GROUP-WISE DISTRIBUTION OF CENTRES AND OFFICES OF COMMERCIAL BANKS - 2011 AND 2012 (Concid.) ‘As on March 31,2012 egen Site! Rural ‘Semiurban ran ‘Metropltan “otal Omen ertory Woof Noo! No.of Nol No.of! Nol Noo Noo! Nol Noo? cones _offcos__contes__offess __contros__offoos__ cones __offens__contres__offcas oO @ @ @) © © o @ @ (0) Northern Region amet 5838S 087 “38r2 a (158) (164) (103) (157)(140) (19.0) 147) aE) (14) (178) Chandar 8 16 0 ° 1 358 : : 10389) Delhi os 8 2 4 - : 1 ae 22084 Havana se outa Tat on +474 oe 3034 Himachal Pradesh 6206 3 (m8 1 80 . 6561168 Jammu & Kashmie ar) 4 (288 200 7 : = sat 1204 Pun 107 14588133, t40t 12 go 2 er tae a385 Rajasthan tmor 1962 2rd 18 1084 + sr 20004047 North Eastern Region 2 Bt tad uo 1200282 en @5) @) @7 @) @) © © 8 8) ‘Arunachal Pradesh 50 54 10 2 : : : - 60 6 ‘Assam mai oa 5 3 : 5 ret 1641 Maniour 30 2 2 23 2 30 : : 53 95 Megaiaya 2 134 8 “0 2 66 : 135240 Mazoram 3 58 8 19 1 4 : : oom Nagalane 38 a 2 6 : : : . 50 108, Teigura 113135 2% nm 1 6 : . a8 oan Enstern Region 72904 sao 44 903074 4 19258083 t6434 (1) a4) (155) (128) A) (15.1). (14.8) (102) NB) (18.2) ‘Andaman & Nicobar 7 2 2 25 - : - 1° a7 Binar 72es 255044112 en) +358 7de 4086 “Jarkhand 18 1080 a 5i2 7 520 1 8810122187 Orissa 1865188 108798 8 7m . - 16763328 sikim 38 @ 1 2 : : : : 20 1 ‘West Bonaal 207 258530380. s7 12009) 2 1515286919 ‘Central Region 7426 80610584808 ee) 8 2579 e872 20014 (24) a4) (074) (177) OB) (19.8) @B). (137) BZ) (19.8) Cchhatisnarh cot 48 a) 7 arg . = 6821606 Madhya Pradesh 15551865278 SI 2 986 2 08518564827 Utarakiang 536695, 43 440 33H : 821450 Uttar Pradesh ATs 550065 AGT a7 226 6 tees sasz 1212 ‘Wester Region 36254318 T3674 se 2286, 42 5532 asz—15700 (19) (119) 9130) (142) (140) (TB) OB) (IRA) (158) Dadeatranar Hove 8 " 2 2 . : . . 10 40 Daman & Oks 2 2 4 22 : : : : 6 u Goa 135208 2% 320 : : : a Guiarat 144170788879 a7 4 10057275582 Manarasira| 20586 2381441014 mou @ 386725819640 ‘Southern Region e4so 760825159554 9 este 5 ase 911528827 @3) @13) 414) 58) HB) (92D) (HAT) 52) AT) BH ‘Andhra Pradesh 2402 28498552038, 96 tet 3 17282078425 Kamataka zoe a0 2182 2 1580 1 1685 24077207 Korala 235210858343 01347 : + 13375042 Lakshadweep 7 8 2 4 : : : : ° 2 Puducherry ar 36 7 “a 2 ot : : a om Tamil Nadu sro 20335032082 251707 11348 23207670 ‘linda ‘0s2 96136 ~—«6078 = «25050~=«385 «20335 3418884 «36980101314 (100) (100.0) (1000) __ (100.0) (1000) (100.0) (100.0) (100.0) (1000) (100.0) Notes : 1. Data on numberof ofces include administrative offees. 2.Data for 2012 are aovisional 28. Poouiation croup classcation is based on 2001 census ‘Source: Master Ofte Fie (atest updated) on commercial banks, Department of Statistics and Information Management, RBDW & Daman 34 MAP -4 ‘STATE & UNION TERRITORY - WISE DISTRIBUTION OF OFFICES OF COMMERCIAL BANKS - 2012 (As on March 31)‘TABLE 1.5 : OFFICES OF INDIAN COMMERCIAL BANKS ‘OUTSIDE INDIA - 2010 TO 2012 ‘As on March 31 Ra Name of the Country 2010 2011 2012 a) (2) 8) 4 Afghanistan 1 1 1 2 Australia 1 1 1 3 Bahamas island (Nassau) 2 2 2 4 Bahrain 5 5 7 5 Bangladesh 4 5 6 6 Belgium 3 3 3 7 Cambocia 1 1 1 8 Cayman islands 1 1 1 ° Channel stands 1 4 1 10 China 4 4 4 11 Filtands + 9 9 ° 12 France 2 2 2 13 Germany 1 1 1 14 Hong kong 1” 8 8 15 tsral 1 4 1 16 Japan 4 4 4 17 Kenya 4 4 4 18 Maldives Islands 2 2 2 19 Maurtios ++ 8 8 8 2 Cater 1 1 2 2 Saud Arabia : - 1 22 Seycholos 1 1 1 23 Singapore 5 16 ” 24 South Aca 3 3 4 25 South Korea 1 4 1 28 SiiLanka 7 8 8 27 Sutanate of Oman 4 4 4 28 Thailand 1 1 1 29 United Arab Emirates " " " 30 United Kingdom 25 28 30 31___United States of America 7 8 8 Total 147 155 165 Notes. : 1. The table does not include representative office opened by Indian Banks Outside Incia, 2. The table excludes (a) 22 offices in former East Pakistan before the formation of Bangladesh, ‘The status ofthe properties ofthese offices, which were formerly vested with Custodian of Enemy Property Pakistan, remains unchanged and (b) 17 offices which were in Pakistan were taken over by that Government ‘as enemy property in September, 1965, 3. Fi stands includes two mobile offices and Maurilus includes one mobile office. ‘Source : Department of Banking Operations and Development, RBI 10‘TABLE 1.6 : REGION-WISE DISTRIBUTION OF OFFICES OF STATE AND DISTRICT ‘CENTRAL CO-OPERATIVE BANKS - 2011 AND 2012 eon 3h Fur Somistan ian Bai wie mt we mit me Selo ite Teo wa Noe NET et NT Nea NOT Wet WT Na Foe ice Gist chines ofcSe oboe oom cosies ofcse chine cfm costes chess a) (2) (3) (4) 5) 6) a (8) (9) (10) (iy (12) Torr Raion iu teas 950 eas at Bee 88 aes fj tote mS)? 8S at asa) BD Foc rodeen om or of 8 Sama Kon 1 0 © w wo 0 @ © 8 8 6 m4 mn asm etme atts Rajasthan 140 140 150 150 191 209 192 209 40 80 ct 76 NorthEatem Regen 0 to2tswswkwakwt Negtlye Aon om 2 8 8 9 3 F # te oon > ye OS taste Ragen Mak omer maar Spartans wm mw aa Most erga eo ww Conta Region tors 1025 948 1001 aro 78 a usa canensgen ese 7s 190 838s ™ a mS waco rash mr tags dak mag sad ‘ae 0 Una om orto Reon ios rs ase onal se ak geo tonto Guan wd Deo 8 705 707 0S 70 mks www] wna ooo 2976 350 mam ame wats Souther Reon fst 1062 oo 418) aaa 7o8 toe m8 6th es ran ota aay a t9o te) t67 «2008888 romata mm nos 0s musts ame mse goa sind ‘ser Tans a2 Tela 3565 oun peas a013 tooo GD To Dus Notes States of Anchra Pradesh, Arunachal Pradesh, Bihar, Gujarat Haryana, Himachal Pradesh Jammu & Kashiir, Kanata, Keela, Madhya Pradesh, Maharashia, Puja, Rajasthan, Tar Nadu, Utar Pradesh, Utaraknand, ‘West Bengal include rspoctvely, EC & 8 AO, 1 EC & 1 AO, AEC & 9A, 28 EC & 35.AO, TEC & 13.0, 17EC & 16 AO, 0EC&2A0, 4 EC. 7 AO, 6EC 821 AO, 22EC A 21 AD, 95 EC 59 AO, 11EC 8.37 AO, 22EC-A25 AO, SECA AO, HEC A 14 AO, 2ECA 4 AO, OEC 5 AO, where EC incates extenslon counters & AO, administrative ofes. ‘Source Rural planing & Crest Depart, RBI 1"TABLE 1. EGION-WISE DISTRIBUTION OF OFFICES OF STATE AND DISTRICT ‘CENTRAL CO-OPERATIVE BANKS - 2011 AND 2012 (Concld.) Region / State / Union Temitory Northern Region Haryana Himachal Pradesh Jammu & Kashmie Punjab Rajasthan Delhi Chandigarh North Eastern Region ‘Assam ‘Arunachal Pradesh Menipur Meghalaya Nagaland Tripura Mizoram Eastern Region Bihar sharkhiand Orissa ikki West Bengal ‘Andaman & Nicobar Islands Central Region Chhattisgarh Madhya Pradesh Uttar Pradesh Uttarakhand Western Region Gujarat and Dara & Nagar Havell Maharashira Goa Southern Region ‘Andhra Pradesh Karnataka kerala ‘Tamil Nadu Puducherry All india 2011 No. of centres (13) 8 24 5 40 19 2012 ‘Metropolitan No.of No. of offices centres (14) (15) 56 15 1 1 7 2 8 4 33 8 26 9 1 1 1 7 8 7 58 23 6 5 82 18 279 2 83 5 196 24 187 4 32 1" 44 2 1m 1 606 90 2011 ‘As on March 31 No.of No. of offices centres (16a) st 1673 376 1 179 98 7 628 2 © 373 33 8 10 105 62 2 10 33 50 1 494077 448 1 18 stor 7 (B37 87 2086 198 6 662 Bt 1145 80 2954928 851022 200 © 3893 cy 1952332 38 538 46 409 266 tne err 12280 Total No. of offices (1a) 2504 627 304 163 ats 444 ar “ 228 68 33 10 43 2 39 13 1301 570 728 28 a3az7 2012 No. of centres (19) 1899 358 116 an 208 1135 saat No.of offices (20) 2527 183 sr 8 10 2a 2Ee 650 1386 235 4362 1180 atta arn 728 751 13678 Notes States of Andhra Pradesh, Arunachal Pradesh, Bihar, Gujarat, Haryana, Himachal Pradesh, Jammu & Kashmir, Kamaiaka, Kotla, Madhya Pradesh, Maharashiva, Punjab, Rajasthan, Tamil Nadu, Utar Pradesh, Uttarakhand, ‘West Bengal Include respectively, 8 EC & 8 AO, 1 EC & 1 AO, 4EC & 9AO, 28 EC & 35.AO, 7EC 8 13 AO, 17EC& 16 AO, 0EC-R2A0, 4ECR 7 AO, 8EC.&21 AO, 22 EC &21 AO, 35 EC & $9 AO, 11 EC 837 AO, 22EC&.25A0,3EC A SAO, VEC & 14 AO, 2EC 8.4 AO, 0 EC S AO, where EC Indcaos extansion counters & AO, administrate offes. ‘Source Rural planning & Credit Department, RBL 2TABLE 1.7 : STATE-WISE DISTRIBUTION OF NUMBER OF BRANCHES OF STATE AND DISTRICT CENTRAL CO-OPERATIVE BANKS - 2010 AND 2011 Region / State / Union Temitory Northern Region Haryana Himachal Pradesh Jammu & Kashmir Punjab Rejasthan Chandigarh Delhi North Eastern Region ‘Assam Manipur Meghalaya Nagaland Tripura ‘Arunachal Pradesh Mizoram Eastern Region Bihar Jharkhand Orissa sikkim ‘West Bengal ‘Andaman & Nicobar Central Region ‘Chhattisgarh Madhya Pradesh Uttar Pradesh Uttarakhand Western Region Gujarat Moharashira Goa ‘Southern Region ‘Andhra Pradesh Kamataka Kerala Tamil Nadu Puducherry All-india [AS on March 31 ‘State Co-Operative Banks District Central Co-Operative Banks Total 2010 2011 2010 2011 2010 2011 a @ @) @ © 6) 299 299 227 2430 2426 2429 13 13 594 594 607 607 175 175 183 183 358 358 25 4 137 137 162 161 19 20 806 807 825 ear 13 13 407 409 420 422 4 4 . . 4 14 40 40 . . 40 40 224 232 . . 224 232 68 8 . * 68 8 " " . . 1 1 a a : : “1 “1 2 2 ‘ : a 2 40 40 ‘ ‘ 40 40 32 32 . . 32 2 1 2 . . 1 2 108 108 994 1102 1104 16 16 279 295 295 $ 8 114 114 118 4 4 320 334 336 6 6 ‘ . 6 6 43 43 281 281 324 324 29 29 . : 29 29 6 9 2511 2520 2580 2589 5 5 198 208 203 ait 20 20 207 807 a7 a7 29 29 1302 1302 1331 1331 18 6 204 205 219 20 119 m1 4936 4955 ‘5008 1 1 1137 1182 1138 1183 53 53 3699 3705 3782 3758 65 67 ‘ . 65 or 144 158 2564 2585 2708 2143 24 26 873 569 597 595 at 38 596 608 627 646 20 20 64 670 684 690 46 46 1st 138 ™ 784 23 28 : * 23 28 963 13032 13118 95 14105, Notes. 1. * Indicates No District Central Co-operative Banks in the State. 2. $ State Co-operative banks not started functioning 3, Data forthe year 2011 Is provisional 4, Dala forthe States of Bihar, Manipur, Meghalaya, Tripura and West Bengalis repeated forthe year 2011 from previous year. ‘Source : National Bank for Agriculture and Rural Development. 1B‘TABLE 2.1: BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Amount in & Billion) ‘As on the last reporting Friday of Mar Apr May Jun Jul Aug Sep tems 2011 2011201202020 a @ @ o © © @ AlL Scheduled Commercial Banks. No. of Reporting Banks 163 163 165 165 164 104 106 1 Liabilities to the banking System 1105.90 1110.96 1006.48 1080.09 1052.74 1083.75 1031.49 (a) Demand and time deposits rom banks «737.41 «73548 685.20 698.38 «69241 716.65 688.86 (©) Borrowing from banks 29724 27340 221497627 61.87 297.30 249.81, (¢) Other demand and time tabities 7124 10207 99.79 10544 «= 0875.8. Liabilities to others in India S6B11.15 58171.04 58218.80 5847637 5 60359.98 60669.46 (a) Aggregate deposits 52079.69 §3295.79 5322626 5348120 $4853.77 5513466 5534847 () Demand deposits 6417.05 $856.31 $629.50 5504.16 $671.04 5615.35 5607.44 (i) Time Deposits 4566264 7379.47 47596.76 4797.04 49182.73 4951991 49741.03 (©) Borrowings (other than from RE, NASAND, EXIM Bank} 191341 1317.72 136535 1427.31 1522.75 1623.55 1721.94 (c) Other demand and time labities 3418.05 9617.54 3627.19 3567.86 3504.16 3601.76 3599.05, Assets with the banking system 1843.86 1408.84 1305.01 1471.45 1464.01 1553.46 ‘Money at call and short notice 166.08 15224 121.16 188.38 164.38 «6451 104.35, IV Cashin Hand & Balances with RBI 3495.09 3709.83 3728.51 368825 3952.32 3079.37 3861.77 V Investment in India 1501619 15553.15 1582426 16086.76 16832.04 1702.60 17023.66 (@) Goverment secures 1497148 18510.02 1777.88 1602021 16787.91 16981.35 1698.60 (b) Other approved securities 4471 4312 4637 48554419 40.25 40.08, VI Bank Credit 30420.83 3025447 $9580.08 4009.24 40113.68 40476.30 40948.25 {@) Loans Cash Credit and Overdratts 3790.06 7779.02 38094.60 3853240 38656.01 3904269 39479.53 () Inland Bils Purchased 19444 19045 1205811169 10717 110.77 1198.29, {¢) Inland Bills Discounted 79866 79739 82361 83908 8350281269 792.27 (@) Foreign bills purchased 10583 17691 185.65 17575 176.71 174.16 1085.53, (©) Foreign bills discounted 36183 97069 38564 35098 938.78 336.00 371.69 ‘Source : Form A’ /'B! Return under Section 42(2) of RBI Act, 1934, Department of Satistics and Information Management, RBI “4TABLE 2.1: USINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.) (Amount in & Billion) ‘As on the last reporting Friday of Ost Nov Doane Mar Items 2011 2011 2011 2012 2012 2012 (8) (9) (10) (11) (12) (13) All Scheduled Commercial Banks No. of Reporting Banks 165 08 ts ts tate 1 Llbities tothe banking System toso00 toset4 118087 t17621 17849 122319 (e)Domandand time deposis fom banks -69393.-«60809 7448073070 TrTOt 91253 (b) Borrowing from banks (245.46 (272.22 325.44 334.61 27242 319.23 (c) Other demand and time liabilities 99.70 98.83 119.53 101.90 126.15 61.43 11 Liab to others in nda e14eo.5s ct67e.16 e3et0en o20st.as coaasa c4s60.25 (2) Aggregate deposits 56231,.65 6511.94 58325.13 5771948 58199.15 59090.82 () Demand depois Se7e49 5500.77 @ui009 suss8 sa7086 825050 {i Time Deposts 5055048. S0012.17 51916-0 5176352 5220850. 5265752 (©) Baronings ter tan form 179198 167645 157650 183390 181249 208454 (c) Other demand and time liabilities. 3505.94 3489.77 3709.28 3497.97 3430.98 3733.89 I Assos withthe banking systom tei7s1 161856 188652 175814 T4079 A412 Money at cal an short ote ert 10496 24064 0082 2104 28278 IV. Gash in Hand & Balances with RBI 400583 306825 300400 044s 348413350400 Investment in nia 70sa77 t712130 te2enon 1601439. 1748687 1737787 (a) Government securities 17023.92 17082.28 16914.84 16883.08 17427.90 17350.18 (b) Other approved securities 39.84 39.02 33.24 31.31 28.98 27.70 Vi Bank ret aust551 4188672 4300870 4352729 soo09s 4611852 (a) Loans Cash Credit and Overdrafts: 39988.61 40372.76 42032.81 4196297 42504.27 44359.77 (b) Inland Bills Purchased 130.32 138.91 159.62 155.68 156.88 163.44 (c) Inland Bills Discounted 804.90 815.21 850.81 824.62 861.59 979.78 (6) Foreign bis purchased 9527 1814821551 1910518000 21168 (e) Fein bits scouted seest 37038 41003 30296 38021 anaes ‘Source : Form ‘A'/"B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 15TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.) (Amount in @ Billion) ‘As on the last reporting Friday of Mor Aw May un ulSSCASSSSp tems aor 2011201 aott aot aot _—o ® ® ® © © All Scheduled Co-operative Banks No, of Reporting Banks o 0 09 @ © 0 6 | Liaitties tothe banking System mao 0082800204008) taka (a) Demand and time deposits from banks 27.90 28.76 27.59 2763 28.19 (28.27 (28.85 (®) Boring om banks ye a ce a (¢) Other demand and time liabilities 0.04 0.06 0.04 0.06 0.05 0.07 0.05 1 Libis to others in india 155246 150420 150691 1577.65 160842 161527 1627.90 (a) Aggregate deposits 1471.91 1810.52 1493.93 1501.03 1631.93 1539.84 1855.49 () Demand depois W049 450114360 M487 © HOS S48 14140 (li) Time Deposits: 1323.45 1364.91 1350.27 1356.36 1384.98 1394.69 1414.09 (©) Borowings (ater han rom 19471587 1920 teak 1770 10981219, (c) Other demand and time liabilities 61.09 57.81 53.79 58.28 56.78 58.45 60.23 IW Assots withthe banking system 290 2352821200 216.20 2188523083 225:33 Money a call and shot notice 0331 12460 11973 1490 18590 11272 IV Cash in Hand & Balances with RBI 9445 100.87 100.94 103.41 101.12 103.84 V Investment in indi 492.91 50287 $07.78 SOBA S19.13. 518.14 820.44 (2) Government securtios 48068 490.79 49356 496.68 507.07 506.17 508.62 (0) Other approved securities 1223 1208 «= 14221208 «= 1207, 11.97 11.82 Vi Bank Credit, 198759 1197.73 1221.10 1217.88 1242.58 1261.72 1283.70 (@) Loans Cash Credit and Overdratts 116763 1178.10 120149 119752 122177 1241.07 1263.14 (©) Inland Bils Purchased 522 452-4800 5.00 S77 B54 (6) inland Bilis Discounted 1149 1097 11.80 12211247 12.88 18,06 (4) Foreign bills purchased 044 082035028 = 020080 0.28 (¢) Foreign bills discounted 2822630297 289) 268) 2.63 2.70 ‘Source : Form’A'/'B' Relum under Section 42(2) of RBI Act, 1934, Department of Sialistics and Information Management, RBI. 16TABLE 2.1 ; BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.) (Amount in € Billion) ‘As on the last reporting Friday of Od Nov Oe dan Feb Mar Items: 2011 2011 2011 2012 2012 2012 (8) @) (10) (11) (12) (13) All Scheduled Co-operative Banks No.of Raporting Banks oe 8 « « « « 1 Lbs to the banking System sss som instar sare za (e)Domandandtine deposits om banks «87B.—=«smBD««2825 aT 0AD NS (2) Brown tom banks ses 22 taker (©) Ober demand an ne tbies 00 00s, mea 1 Liban to otters nna fesses sesras seast0 t7i4os tars 170888 (e) ogee depots tres 188795 161512 164059 160905 1687.11 (Demand deposi eas 208 14390 eer arta 86 (Tm Depots oust 1aasor 167122 a0r66 161877 155076 (Boron ahs nanan 33 tats aot tears t878 {c) Other demand and time liabilities $8.75 56.24 ‘87.07 57.23 87.77 60.69 Assets wth the banking sytem ass 421 zs 24553 2600326100 Money ca an short ace i499 toeot 06211254328 teatt IV. Cashin Hand & Balances wit RI torsr 1047610850 1080610124 s28 V-tnvestmentin nda susr sez) szs63a7az2sat77—sss00 {a) Government securities 504.69 518.54 520.56 ‘476.56 529.23, 532.52, (b) Other approved securities 9.69 347 3.07, 2.66 2.55 248 Vt Bank cred fos? tate ts0n60 13650 130572 atest (a) Loans Cash Credit and Overdrafis 1289.37 1294.80 1319.68 1346.22 1377.60 1400.65 (inland is Purchases sm 4194 ano ama (olan ts isouied wom 0142090 (0) Fog bis purchases 0m om oss ass 1st (©) Fog is decountes ee ee ee eee ‘Souree : Form’A’ /’B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. "7‘TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Contd.) (Amount in ® Billion) ‘As on the last reporting Friday of Mar Aor May Jun Jul Aug sep Items 2011201101120 ort 20m a 2 6) @ 6) 6) o ‘AllScheduled Banks No. of Reporting Banks 232 232 234 24 233 233 238 | Liabilities to the banking System (a) Demand and time deposits from banks (©) Borrowing from banks. {(€) Other demand and time lables Liabilities to others in India a) Aggregate deposits (Demand deposits (@) Time Deposits {(b) Borrowings (other than from RBI, NABARD, EXIM Bank) {(€) Other demand and time lables ML Assets with the banking system Money at call and short notice IV Cash in Hand & Balances with RBI V__ Investment in India (2) Government securities (©) Other approved securities VI Bank Credit, {(@) Loans Cash Credit and Overdratts () Inland Bills Purchased {) Inland Bils Discounted (@) Foreign bils purchased (©) Foreign bils discounted 193430 1141.03 1036.48 1109.49 1083.27 108440 1064.76 76531 784.24 «71279 «726.01 «72061 74492_—TA7-70 297.70 274.86 221.88 277.98 26385 239.60 247.89 7128 10213 «99.83 10850 9881 99.88 9.17 8363.61 5975524 59785.71 6054.02 61487.10 61975.25 6297.38 59551.60 5474631 54720.19 54982.23 56385.70 5674.50 56003.96 6565.51 6001.92 5773.16 5648.83 5817.99 576050 5748.84 4696.09 4874438 48947.04 49333.40 0567.71 50914.00 51155.12 1392.88 199359 1384.54 1445.65 1540.45 1640.53 1734.13, 3479.14 9675.34 3680.98 9626.14 3560.95 3600.22 9659.27 1758.85 1644.13 1598.00 1687.71 1641.78 169495 178.79 269.38 276.84 236.44 © 303.11 278.28 © 283.01 297.06 3589.54 3810.40 3827.81 3789.19 4055.73 4080.49 3965.61 1850910 16056.01 1632.04 16575.50 1735117 7539.74 17544.10 16452.16 16000.81 1627144 16516.87 1729497 1748751 1749222 5694 5520 60.80 © 8863S 5620 82.22 51.88, 0608.42 4045219 40801.18 41227.12 4135627 41738.02 4221.96 39107.70 98058.12 39295.79 3972.92 39877.77 40283.76 4074267 13066 13497 125.98 11663 112.04 «11561 128.77 81015 808.96 835.41 851.31 847.19 825.57 805.34 18627 17.43 186.00 176.01 «176.91 «17446 185.79 36465 973.31 358.60 353.27 941.48 © 398.63 974.40 ‘Source : Form’A'/ Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 18TABLE 2.1 : BUSINESS OF SCHEDULED BANKS IN INDIA - 2011-12 (Concid.) (Amount in & Billion) ‘As on the last reporting Friday of Oct Nov Dec Jan Feb Mar Items, 201120112011 0201220 ® ® (10) a) (12) (13) All Scheduled Banks No. of Reporting Banks 235 235 234 234 235 237 | Liabilities to the banking System 1073.77 1099.96 1221.07 1207.28 1210.27 1256.08 (2) Demand and time deposits from banks «722.71 728.75 774.15 «769.37 80831 «874.48 (©) Borrowing from banks 25131 27434 © 92735 935.95 275.76 320.10 (6) Other demand and time liabilities 99.76 988611967 101.96 12620 61.60 Liabilities to others in India 63118.41 6335.50 65295.90 64765.38 65179.86 66655.80 (2) Aggregate deposits 57808.21 8090.89 §9040.25 5935.81 59863.11 6077.93, () Demand deposits 5820.64 6742.65 6559.93 6098.23 6117.84 6401.65 (i Time Deposits 5198757 2957.24 53986.32 59261.58 5374527 54376.28 (©) Borrowings (other than from POL NASAKD EXIM Bo) 1745.51 1680.59 1589.30 1850.37 1828.00 2083.28, (6) Other demand and time labitties 3564.69 3546.01 9766.95 9555.20 3488.75 3794.58 ML Assets with the banking system 1753.99 1752.77 2117.95 1998.67 2001.72 2040.12 Money at call and short notice 20373 308.37 354.85 355.06 343.80 356.80 IV Cash in Hand & Balances with RBI 4203.20 4073.01 3093.16 4162.52 3585.37 3686.98 V Investment in India 1757814 17643.31 17471.71 17393.61 17988.85 17912.87 (2) Goverment securities 1752861 1760.82 17435.41 17359.64 17957.12 7882.70 (0) Other approved securities 4953 42499631 93.97 31.83 30.18 VI Bank Credit 42825.09 43200.66 4507.38 44892.87 45486.67 47537.83 (a) Loans Cash Credit and Overdratis 4127.97 4167.56 43352.48 4330919 49881.87 4576042 (0) Inland Bills Purchased 13457 143.10 164.01 16034 161.70 168.4 (6) Inland Bills Discounted 817.79 827.19 862.24 835.52 870.03 980.64 (4) Foreign bills purchased 195.55 181.74 215.84 © 19200 181.26 212.71 (©) Foreign bills discounted 39921 381.07 41282 995.82 390.92 406.72 Source : Form ‘A'/'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 19‘TABLE 2.2: BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Amount in & Billion) 7 nt along Fay of Mar Apr ‘May Jun Jul ‘Aug ‘Sep tems. 2011 201120112011 aot 201120 o @ @) (4) (5) (6) m s 6 6 © 6 6 6 1 Libis tothe baking Sytem sais sara 720410580 a7ae1 tra t642s (6) Demand and time deposits from banks 9721 11361 956897239508 8054 8678 (b) Borrowing from banks 27 3.20 0.05 10.55 3.01 6.65 4.15, (©) Omer demand ad tim abies Mo Trot 7e40at40 757275987833 1 Labs tothe in naa 770038 t200ns0 tzoteo 1267859 91568 taot4AT ts2018 (0) ogee doposts s16t666 s17e270 1190208 181564 ‘251207 1220090 208887 () Demand pasts ‘eo44 112513 104863 102838 102770 005816782 () Time Depots 072622 1065766 1075033. 1079220 1128520 1120649 1190085 ©) Boron (oe tan fn 1419 sr zor 9808 zen 50s ate (©) Other dead od time abies tososo 110134 108847 102596 erset ootze 10048, I Assets wt he banking system ais aioe 3046s tos eae aster Money ata an short ace 1929 test toss 400 tama IV Gash in Hane $326 7o30 anor 508s 406 ease 8s Vtrvestmant in nia s1s7s sssraz sasego sasass asezoraeto24s470s0 (0) Goverment scutes 50817 595188 s20148 S270 350847 s67S61 5.85 (2) Other approved scutes sor 555555 5k sks Wi Bank creat soiss2 201378 costo s0o1.6o sosna2 oniegs | sts8s (e)Loans Cash rosa Ovorkats -—«BASD6S-—542003.SS7ES aSERGD 8557 sIDOHaTIET4 (land Bis Purchsed wa 485 25019221538 HST 1805 (c) Inland Bills Discounted (286.59 293.10 296.68 302.91 329.38 329.93 334.88 (d) Foreign bills purchased 8.69 8.65 9.17 9.40 9.22 9.21 10.47 (e) Foreign bills discounted 66.47 67.14 65.30 63.24 61.90 65.39 78.30 ‘Source : Form A’ /'8' Return under Section 42(2) of RBI Act, 1994, Department of Statistics and Information Management, RBI 20TABLE 2.2 : BANK GROUP.WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12(Contd.) (Amount in & Billion) of ‘As on the last reporting Fri ot Nev ec an Feber tems aot zott zor ote mote 20 @) @) (10) a) (12) (13) ‘SBI and its Associates No, of Reporting Banks 6 8 6 6 6 6 1 Llaities tothe Banking System amass 16769 z0u71 7368 1929215059 (2) Demand and time deposits from banks 91.30 88.40 93.11 86.47 81.81 95.52 (0) Barewng rom banks 625 265 1400«t04s—«t090 108s (©) Other demand and time fbites 7660 706s 94607575 100213038 1 Labites to others in inaa esas 1940729 ta7anes 182751 1977459. 1408092 (a) Aggregate deposits 12447.02 12522.78 12738.56 12962.28 12881.89 13136.95 ()) Demand deposits 1011.88 983,53 1039.56 1032.45 950.88 1020.40 (li) Time Deposits 11435.14 11539.25 11699.00 11929.84 1193101 12116.55 ©) Baronings (ter tan fm e178 sash 9560280 soot 288 (c) Other demand and time liabilities 955.38 942.17 946.51 832.43 862.63 934.82 IW Assets wit the banking system essa 36432 0043 3682838807 19548 Money at alan short note 18251575. 34502030525 IV. Cashin Hana 40234 10404 10454 1035010592 10480 Investment in India 3603.05 3398.97 3461.12 3451.89 3445.90 (a) Government securities 3447.60 3498.70 9396.50 3459.57 3450.75 3445.69 (b) Other approved securities 439 435247 1.55 113022 Vi Bank Credit 9260.05 9390.25 9817.21 9827.92 9983.54 10214.79 (a) Loans Cash Credit and Overdrafts 9800.22 8912.08 9200.84 9208.44 9442.56 9640.61 (6) Inland Bills Purchased 207! 238125832735 28.48 29.7t (c) Inland Bills Discounted 348.24 358.86 38221-98830 40573 495.25 (@) Foreign bills purchased 1035 1058 «| 1185 135612811201, (@) Foreign bills discounted 8053 8482 ©9748 100.28 © 95.86 97.21 ‘Source : Form'A’/'B' Retum under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 24‘TABLE 2.2: BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in Billion) ‘As on the last reporting Friday of Mar Apr May Jun sul Aug Sep toms mor oi aot aot zor zott at _ oo ® ® ® © © @ ‘Nationalised Banks $ No.of Reporting Banks nm me om mt 1 Libis tothe banking System sso su4ri 8085 sos i004 (2) Demand and time deposits from Banks 473.54 449.46 43458 447.37 450.14 470.98 453.35, (b) Borrowing from banks: 99.67, 85.05 8472 88.13 80.02 73.03 70.85 (c) Other demand and time liabilities 15.82 15.88 15.41 15.15 15.64 15.97 15.74 Maite to others in nla oss.s1 s001998 000471 s0zee41 soe6688 s060051 3005080 (a) Aggregate deposits 27078.17 2798219 27940.71 28152.08 28529.05 28646.74 28730.08 (9 Daman deposis zss796 216738 07080 209800 2Ias67 210884 | 28674 (ii) Time Deposits (24720.21 25824.81 25869.91 26113.18 26402.38 26542.90 2663.35 ©) Boronings athe than tom seas 3s02 5048 otkcS sett oost2 cada (c) Other demand and time liabilities 1387.01 1402.77 1471.51 1513.30 1498.71 1497.65 1536.44 Assets with he banking syst 2526 uuigo 00s 35535 eget 38820 aaK Money aa an shor natin ss7s use 3720102957738 saa7 100.20 IV Gash in Hand 078 torzr Hes tHete tana tatat Vnvestmontin na 156730 TeoeanTo7124et0a92 e58035 855895 (a) Government securities 7541.40 7874.05 7945.50 8078.11 8506.34 8537.34 (b) Other approved securities 25.91 (25.74 25.73 25.81 24.00 21.62 24.47 Wi Bank creat 2090525 2053060 206059 2063497 2061584 2073419 20844.60 (loans Cosh Cedt and verrats «1978030. 1735.29 18006 2006650 zoneK02 2022104 2052270 (b) Inland Bills Purchased 75.06 ‘75.54 71.82 67.18 62.93 62.99 63.48 (c) Inland Bills Discounted 244.63 (249.69 (247.45 234.82 205.51 186.48 185.86 (d) Foreign bills purchased 111.82 106.92 106.83 = 105.30 101.91 101.90 107.63 (e) Foreign bills discounted 164.45, 163.16 163.54, 160.69 161.47 161.79 164.93, Notes : § Includes IDBI Bank Lt. ‘Source : Form‘A'/'B! Return under Section 42(2) of RBI Act, 1994, Department of Stalistics and Information Management, RBI, 22,TABLE 2: JANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in & Billion) ‘As on the last reporting Friday of ot Nev Dec dan FebSCMar Items 2011 2011 2011 2012 2012 2012 8) (9) (10) a) (12) (13) ‘Nationalised Banks $ No, of Reporting Banks om 0 » 1 Litittos tothe banking System sanz S249 S807 7728 ott ounce (2) Demand and time deposits from banks ‘454.47 ‘447.44 480.29 490.11 526.94 559.56 (0) Borowing from banks 7198 seh 5529 715071297527 (©) Other demand ad me bites i524 teat 151915055085 11 LUabittis to others in nda sravaae 3141599 szeso34 220626 sa57388. 3330531 (©) Aarnate dposis eteos4 2826053 9049160 9007572 soMset 3101528 (0 Demand doposis 214659 212024 2453.14 2220.20 224199 204715 (0 Time Doposts zrotsat 2718120 27e7e47 2704653. 2820742 2806814 () Baonings (ter an on ceoss e5246 62150 61519 este7 Ta0A5 (c) Other demand and time liabilities 1432.62 1502.95 1606.23 1545.35 1473.10 1559.58 Assets withthe Banking system sess 41024 sas so4st 40850 50387 Money alan sort note 10s 10040 11928 1267810498 11840 IV Cashin Hand fsoro ta230 teare tars 12880 tz278 Vtnvestmentin na seve04 o61760 asses ssi13 80542 a77et2 (a) Government securities 8656.04 8596.79 8620.11 8535.76 8939.85 8764.65 (b) Other approved securities 20.90 20.81 16.33, 15.37, 14.47 1147 Wi Bank creat niuors2 ziz74e4 zestt42 2217534 2247176. zaTz889 (a) Loans Cash Credit and Overdratts (20576.67 2076153 2173264 21620.62 21913.76 23098.07 (b} inland Bills Purchased 68.23 68.77 87.03 85.58 88.77 93.95 (c) Inland Bills Discounted 169.96 166.97 190.42 175.83 182.26 242.89 (d) Foreign bills purchased 110.83 108.72 12239-11849) 11286 114.03 (@) Foreign bills discounted 171.83 168.85 178.94 174.82 174.10 180.00 Notes :$ Includes IDB! Bank Ltd ‘Source : Form’A’/'B! Return under Section 42(2) of RBI Act, 1984, Dopartmont of Statistics and Information Management, RBI. 23‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) Mor Ar May in aug Sep toms aot ait aorta ott aot a) (2) (3) 4) 6) ©) @ Old Private Sector Banks No. of Reporting Banks “ow 4 4 8 8 8 | Linbttis tothe banking stem 2008 2762 masa wet 8 (2) Demand ane te deposits rom bass 1514 866 15.44 1658 15.74 «= 18.67 «18.62 (0) Boroning fom banks ous 1747788 bas 21291875 (©) Other demand an tine ies 148 1481851881888 11Linbttis to oters in ina 2se7s4 2505.77 250870 20815 zroreo 78750 2002.77 (Aosta deposte nAsach 245203 246050 5004 280041 2618.05 2085.57 (Demand deposits asase 205.11 zmoh aaato mee saa 80 (i Tine Deposit aoese 221682 23554 zeens zaass7 meets! 2464.93 (2) Bring cera tom veso 40114518 Stat ast tga. (c) Other demand and time liabilities 87.88 93.63 80.01 84.60 82.38 81.15 85.01 Assets withthe banking system 206s 25082455568 asus 48.10 Money tal and sho notes 5a0 17800045077 285.8 IV cash in Hand nose m8) es mama Vtnvestmentin tain set eons eas23 71140 T1024 728s (a) Goverment securities 647.57 657.62 668.48 684.72 710.60 718.75, 728.04 (b) Other approved securities 0.52 0.50 0.50 0.50 0.50 0.49 0.47 Vi Bank creat essed 102390 1800412 106001 180544 t01086 106207 (a) Loans Cash Credit and Overdrafts: 1741.67 1734.51 1741.96 1779.46 1806.35 1819.89 1870.17 (0) rans Purchased 17781528 1242 10681508 16881028 (©)nan is Decountes sos 5105 sat 5188 stt9 4904820 (a) Forlgn bis purchased aot 298 thet thet tat 1810 (©) Foreign ite ecounted 10721078 tose 11.15 109811401898 ‘Source : Form'A'/ Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI 24‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in @ Billion) ‘As on the last reporting Friday of Oct Nov = Dec, Jan Feb Mar Items 20112011 zat 012 aot. ®) @ dm) ‘Old Private Sector Banks No, of Reporting Banks 3 3 3 2 2 2 | Liabilities to the banking System 218 2777-3287 «33.15 28.80 30.39 {@) Demand and time deposits from banks jo79 «19.45 ~=—o2e3S=«étg2S«siS(k SS (©) Borrowing from banks 489 700 9.961163 413 8.18, (6) Other demand and time labilies 148162188 1.60 20483 Liabilities to others in india 2873.25 2800.53 2948.91 2049.98 2952.75 3049.90 (6) Aggregate deposits 272748 2752.21 2788.97 2794.64 2703.84 2868.49 () Demand deposits 23242 282.78 249.42 2468.24 246.29 247.27 (i) Time Deposits 2496.76 251943 2539.55 2548.40 2547.55 2621.23 (©) Borrowings (other than from For nen exe Benn) 68.05 66.16. 73.00 64.04 67.54 86.68 (¢) Other demand and time liabilities 730281178805 04D NST OAT MM Assets with the banking system 26.04 «2892 39.30 3487) 3438 32.19 ‘Money at call and short notice 145 «480-605 S45 446880 WV. Cashin Hand 2720-2503 25.69 25.07 2h04 28.27 V Investment in India 742.69 753.61 746.28 «750.84 «788.13. 779.23 (a) Government securities 742.23 753.14 «745.87 75051 787.93 779.05 (b) Other approved securities o47 047039034 20 OtB VI Bank Credit 1990.05 2018.11 2092.85 2093.08 2112.81 2228.73 (@) Loans Cash Credit and Overdrafis 1904.96 1919.13 1902.45 1997.96 2016.29 2125.59 (©) Inland Bills Purchased 2278 262528862853 O7.16 (5.84 (c) Inland Bills Discounted 4538 4553 44.35 42.74 «43.28 51.87 (@) Foreign bills purchased 1365 1388 «= 14201431 14.00 1298 {e) Foreign bills discounted 13.28 © 13821299 1212, 12091268 ‘Source : Form’A’/'B! Return under Section 42(2) of RBI Act, 1984, Department of Statistics and information Management, RBI, 25TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in & Billion) ‘As on the ast reporting Friday of Mar A Mey dun SSG SSD toms mo mrt zoho moor zott a) (2) 8) (4) 6) (6) m New Private Sector Banks No. of Reporting Banks Se 1 Labi to the banking Sytem 20038084 terse 77st 18637 20438 (@) Demand and time deposits from banks 447.34 © 16.40 © 104.00 1032811039 115.44 108.32 (b) Borrowing from banks 79.64 81.52 53.53 60.74 64.41 68.03 93.05 (©) Oter dona ad tne tis 338283 at aan 11 Libis to therein na reso4o Toe0s2 eastaT s0ssso a3eza1|earzsh sstzad (2) Aggregate deposits: 6896.72 6925.36 6993.07 7030.38 7325.60 7397.55 7431.14 () Demand deposits 1236.93 111769 111272 1094.50 1145.72 1140.40 1160.90 () Tmo Deposts 566180 s80787 s86034 500588 617988 GzeT14 ex7025 ©) Barong te an om ores 41317 aaaatastge art aes08 400583 (©) Other dona ad tne bits 628358179 61419 50800 s7037 50525 sete WH Ascots wth th banking system 1576 suk 70227088 tz T129 908, Money aaa shot race msi 898151023830 az Ha IV Cash in Hand 1150 Teor e508 0235 paz saz 8005 ¥tnvestmentin nia nosrss moa? eT 008s 252869 200030 (0) Goverment soutes os727 200150 i240 mateo ass zaHEge DN (0) oer approved scutes 038 osr as? os? oso Vi Bank coat stay nase 530575 550603 sur728serats sT4Ga7 (e)Lcans Cash Cedtand Overtats «26218 —SZi408 | 52405 290 StOESH SOUS 5508.78 (6) Inland Bills Purchased 6.91 7.38 71 8.00 8.70 mm 7A2 (c) Inland Bills Discounted 145.69, 133.37, 137.01 146.84 142.31 140.39, 119.80, (2) Fee is purchased 635 673k ao) gms 70 (©) Ferg bis dsconted ee 7178 mots mots eta sr ‘Source : Form’A’ J Relur under Section 42(2) of RBI Act, 1994, Department of Statistics and Information Management, RBI.‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in & Billion) ‘As on the last reporting Friday of Oct Nov Dec Jan Feb Mar tems 20112011 —201t—0re_ore_ 012 8) @) (19) ay (12) (13) ‘New Private Sector Banks No. of Reporting Banks 7 7 7 7 7 7 | Liabilities to the banking System 20228 243.17 «2288523476 «199.67 227.00 (@) Demand and time deposits from banks 108.20 117.45 «1266011339 117.71 120.08 (&) Borowng rom barks was 12280 oat 11871-7906 10068 (©) Other domand and tne bios 26s 27838 28208 1 Liaites to others in nia svat e7ss24 o24zs7 00748 sosoat 825618 (a) Aggregate deposits 7636.68 7659.08 8080.86 7559.80 7694.84 7674.35 (j) Demand deposits 1174.52 1123.25 1551.70 1295.68 = 1337.05 1441.99 (ji) Time Deposits 6462.16 6535.81 6529.16 6264.12 6357.78 6232.36 ©) Bom (ts han on 1265 S010 see0e ores 7502 e780 (c) Other demand and time liabilities 591.80 573.17 635.99 629.50 624.25, 702.24 IW Assos wit the banking systom fooa7 8035 20010 150713481 tTOAS Money tai an short note 1942853388478 T4803 IV Cashin Hand oss oot 9050020586483 Investment in Indi 2420.91 2422.52 2455.11 2417.98 2484.80 2600.46 (a) Government securities 2429.61 2422.22 2454.89 2417.86 2484.73 2600.46 (b) Other approved securities 030 030023012007 oat VI Bank Credit 5855.89 5904.18 6073.80 6107.02 620724 6513.62 (a) Loans Cash Credit and Overdrafts 5679.70 5726.99 5899.91 5920.78 6008.64 6295.73 (b) Inland Bils Purchased 6e4 704 Tt 421 421 442 (c) Inland Bills Discounted 19587 138.20 12883 «14279 «18885 17.14 (@) Foreign bills purchased 867 9.01 1084 «985 10.11 10.27 (@) Foreign bills discounted 2681 2293-2881 288827432805, ‘Source : Form’A’/'B' Return under Section 42(2) of RBI Act, 1984, Department of Statistics and Information Management, RBI. ar‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Conta) (Amount in & Billion) ‘As on the last reporting Friday of Mar Apr May unl Al) Sep tems zor zo 2011 20th o ® ® ® © © @ orsign Banks No. of Reporting Banks ee) 1 Liabltties tothe banking Systom 12245 94268445 119.00 86.80 65.09 «68.01 (@)Demand and time deposits trom banks og 75 argh rsh = 2500S att? ~—(t0.09 (€) Borrowing from banks 9168 6300 S364 9629s A748 (©) Other demand and time Habits 551362327429 301 8.192 Liabilities to others in incia 2904.59 3027.41 3031.30 3002.76 3158.09 3336.83 3390.54 (2) Agaregete deposits 2425.78 250646 2445.12 2403.15 2508.16 2585.47 2607.28 (0) Demand deposits 81043 870.99 833.79 78149 8031 14.87 © 893.40 (i) Time Deposits 1615.35 161139 162165 169885 1750.60 17388, (©) Borrowings (other than from MOL NAGAGD, Exim Bank) 26160 215.02 25534 © 283.70 321.70 380.76 442.62 (6) Other demand and time liabilities 297.22 © 905.94 330.84 316.91 328.23 39060 349.65 MI Assets with the banking systom 313.81 256.18 265.72 «27.25 249.74 235.99 251.88 Money at call and short notice 1328 19621619 12.11 158813071285 IV. Cashin Hand 788 801 868875727) 8B. Investment in India 1074.48 1089.00 1181.94 1233.14 1287.44 129459 131443 (a) Government securities 107445 1088.96 1181.90 1233.10 1257.39 1294.55 1314.40 () Other approved securities 003 003003003004 00008, Vi Bank Credit 1978.97 1954.71 2016.37 2068.24 2072.00 210781 2210.52 (2) Loans Cash Credit and Overdrafts 175084 172752 173.81 1820.54 1832.20 1877.59 1958.75 (©) Inland Bils Purchased 7ST 6984535480784 10.18 (©) Inland Bills Discounted T1144 7010-8921 103.07 10857 108.88 105.45 (4) Foreign bills purchased 4606 42255109 43.14. 468,85 41.00 46.63 ) Foreign bils discounted 10338 10786 «95.81 95.14. BST = 7381.54 ‘Source : Form'A’/'B' Retum under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI 28‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Conta) (Amount in 8 Billion) ‘As on the last reporting Friday of Oa Nov (Dee dan Fab Mar tems aor 2011— ont aor amr @) ®) (10) a) (12) (13) Foreign Banks No.of Reporting Banks ee om oe ew 1st to the banking Systm orsaau72 vars tana s1228 10482 (e)Demand and time doposis tom banks gay soaytea~=«nag0 = aas~(80 (b) Borrowing from banks 48.01 59.97 126.17 100.84 84.98 93.13 (€)Oter demand and ne Habits ase 2 Sotto 11 Uabtist others in na oasast 20276 301330 390048 (Poet depots ae1a78 zorto2 sae 202040 257208 200192 () Demand deposits Tory e172 rea7o 90665 ass 97 54.71 (ii) Time Deposits. 1826.00 1859.30 1808.37 1802.78 1816.10 1810.11 ©) Baronings (ater an rom sores 4728391895 9124031282 90808 (c) Other demand and time liabilities. 400.42 342.14 385.68 = 350.87 328.72 390.58 Asset wth the banking aytem aangozzzaz ease 208d 18470. Money at cal and short note moor tose 7271918 13011200 1 Cashin Hand Cr V-tnvestmentin ta aeo7 135272 123508 125169 120434 (0) Goverment secures 120014 195260 20567 125161 120492 (2) tr approved soutien oso ca omage me Vi Bank cre ase20 zzarad 220732 224088 222004 2024.18 (e)Loans Cash Cedtand Overrats «186060 2001.89 200295 | 204920 202797 208890 (Inland ls Purchased ‘57279 20146899240 (tan ls scoured 40532 10550 10483 m4ar_— 70907248, (6) Feri ils purchased su? m927 823505 mata cao (e) Foreign bills discounted 105.95, 88.44 91.12 76.16 78.72 87.93 Source : Form’A’ /'S' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 29‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Conta) (Amount in & Billion) ‘Ason the last reporting Friday of Mar Apr May Jun Jul Aug Sep Items 20112011 2ott 20102020 ay @ @ @ 6) 6) o ‘Regional Rural Banks No. of Reporting Banks 2 a a2 a2 2 2 82 | Liabilities to the banking System 2887 = 43.11 -29.83 2865 «30.18 «30.86 28.24 {@) Demand and time deposits from banks 862 1969 «= 794 88572787 {(b) Borrowing from banks 2007 23.17 21882078 «2339 23.00 21.27 {(¢) Other demand and time tiabities 018 = 0.25 01S 0088S tsa NV Liabilities to others in india 1610.61 1629.07 1617.14 1622.86 165042 1663.73 1692.17 a) Aggregate deposits 1887.02 1586.95 187492 1579.60 1608.58 1617.58 1695.83, () Demand deposits 33663 941.02 93461 331.83 32810 927.17 328.14 {1 Time Deposits 123039 1245.93 124031 1247.78 128048 1200.38 1307.69, (©) Borrowings (other than from REI, NAGAR, EXIM Bank) 008 = 004005088 Bt {(€) Other demand and time liabities 4352 4207 «42.47 4319 «41.88 «45.89 45.72 Assets with the banking system 415.24 42426 «411.93 4129941531 401.11 397.08, Money a call and short notice 3982 4249 «447442199051 38.13.3348 IV Cashin Hand 1671 1644 1869 18.87 16.23 16.00 «16.14 V__ Investment in India 45493 456,93 46234 462.08 46445 «468.28 «471.50 (a) Government securities 442.62 446.01 448.15 A779 450.78 455.15 457.88, {(b) Other approved securities 1231 109214481429 13.67 1343 13.62 VI Bank Credit 946.25 948.15 947.05 956.41 984.09 1000.65 1025.68, {@) Loans Cash Credit and Overdrafts 94545 947.61 946.48 956.13 983.72 100035 1025.39 (b) Inland Bills Purchased O71 045 048020032020 (6) Inland Bills Discounted 009 = 0.0008 008 S008 tt {@) Foreign bills purchased - - : : - - - {@) Foreign bils discounted - - : : - - - ‘Source : Forn‘A''B! Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI 30‘TABLE 2.2: BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in & Billion) ‘As on the last reporting Friday of Ot Nov Dec an Fo Mar tems po moras aore moa 8) @) (10) a) (12) (13) ‘Regional Rural Banks No. of Reporting Banks 2 2m 2 2 mm ' tis tothe banking System mar omar maa? (@) Demand and time deposits from banks 586 2«(a2t«SS Sti RSC(téi SCC (0) Borowing rom banks m9 2098 atet ata? © 2205.39 (©) Otner demand and ine 041 001 ot ot2 025 M1 Liabittos to others in india 160471 1606-18 1741.83 1747.08 1758.76 1787.48 (0) Aggregate deposits 1646.08 1646.34 1601.99 160761 1707.72 179099 (9 Demand deposis sao 910243143 92594 9008 4470 (Time Doposis §91999 1927-10 190056 1972.27 199064 1960.14 (0) Borowings (es han for ose 188102, 088s 8.60 (©) Ot domane and tine aitios «74038 4082491082 84.85 Assets with the banking system y0024 90311954 138240288 as0.88 Money at call and shot notee fos) 304841704398 4467.38 1V Cashin Hand 14981641 17.26 1525 16191820 V__ tvestiment nina arsor aria area aes4o 487.59 (a) Government securities 459.31 458.75 «461.82 467.77 = 470.32 471.79 (b) Other approved securities 13.76 13.07 13.80 13.92 13.09 15.80 Vi Bank creat 4059.71 1051.50 107648 1009.0 100558 1111.20 (a) Loans Cash Credit and Overdrafts 1053.37 1051.14 1075.62 1082.48 = 1095.05 1110.82 (b) Inland Bills Purchased 0.20 0.21 0.38 0.33 0.34 0.31 (c) Inland Bills Discounted 0.14 0.15 0.18 0.49 0.16 0.16 (4) Foreign bills purchased - - - - - . (e) Foreign bills discounted - - - - - . ‘Source : Form'A’/'B! Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 34‘TABLE 2.2: BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in Billion) ‘As on the last reporting Friday of Mar Apr May un Ju Aug Sep tems ot 2011 zor ott ort, zt 0t ao @ @ ® © © @ ‘Scheduled State Co-op, Banks No. of Reporting Banks 16 16 16 16 18 16 16 | Liabilities to the banking System oot : : oss 0521.68 (@) Demand and tine deposits from banks . . . . . . . (©) Borrowing from banks oot : - 019088 0521.68 (¢) Other demand and time tiabiliies - - : : - - : 1 Liabilities to others in india 63379 644.83 «610.14 615.10 619.22 619.35 621.71 (a) Aggregate deposits 593.85 619.90 588.18 581.91 585.42 58599 593.74 () Demand deposits 4508 «4253 41.82 4201 41.58 4092 (38.94 (i) Time Deposits 54877 571.37 5468.96 599.90 543.84 545.07 54.80 (©) Borrowings (other than from Ra MASAKO, Exint Book) 852366721 10.168 = 86878175 (6) Other demand and time liabilties 3142-2727 23.75 2363 2512 26.05 5.21 Assets with the banking system 14611 166.05 14275 140.27 151.78 150.49 Money at call and short natice 9866 © 120.15 110.68 10897 11232 107.36 IV Cashin Hand 0830.98 117 0861.44 V__ Investment in India 213.29 22221 «223.34 220.23 22049 215.51 215.68. (a) Government securities, 20365 21273 «213.86 210.75 211.00 208.15 206.38, (©) Other approved securities 963 948848 84835 B Vi Bank Credit 506.98 602.56 594.22 621.52 632.48, (a) Loans Cash Credit and Overdratts 50687 586.11 60243 594.16 610.83 «621.98 832.41 (0) Inland Bills Purchased 0090.14 = 010008.) 0.05 03 (6) Inland Bits Discounted - - : : - - : (@) Foreign bils purchased oot = 002 : - 009008 (©) Foreign bills discounted - - - : - - - ‘Source : Form'A’/'B' Return under Section 42(2) of RBI Act, 1994, Department of Statistics and Information Management, REI.‘TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Conta) (Amount in & Billion) ‘As on the last reporting Friday of Ot Nov Dec dan. Feb Mar. Items 2112011 zort 012 ata ot 8) ) (10) (1) (12) (13) ‘Scheduled State Co-op, Banks No, of Reporting Banks 6 6 6 6 6 1 1 Liabttes tothe banking System 216 : : : : : {@) Demand and ime depos fom banks . . . . . . (@) Borowing rom banks 278 : - - - . (©) Otver dana and tie Habiios : - - - - . 11 Llabttes to other in inca 62074 63087 6409165573 660.80 677.60 (a) Aggregate deposits 599.14 602.64 613.97 624.93 631.11 640.22 (i) Demand deposits 38.60 39.97 42.60 41.94 4445 44.68 (ii) Time Deposits 560.55 562.66 571.38 = 582.99 586.66 = 595.54 (©) Berowings (ther than fom zor 262-205 822 A2h 6 (c) Other demand and time liabilities 27.72 25.11 24.88 25.58 25.45 27.63 Assets with the banking system 106.61 16069 15014 17991 180.3 17670 Money a call and shor notice toe 10439 10862 ©0126 117.72 (V_ CashinHand 190 1404.04 0991.08.98 V-tvestmentin india 20042 20057 207.98 200.33 200750041 (a) Goverment securities 207.64 207.78 207.24 207.82 208.45, 209.17 (b) Other approved securities 079 079 0.75 0.51 0.30 0.24 Vi Bank creat e430 e417 e408 coded as24 ats (a) Loans Cash Credit and Overdrafts 643.20 640.95 648.32, 664.45, 685.11 694.05, (b) Inland Bills Purchased 0.03 0.02 0.04 0.04 0.03 0.03 (c) Inland Bills Discounted - - - - - - (@) Foreign bills purchased 0.07 0.10 O12 ot 0.10 0.08 (0) Foreign bills discounted - - - - - - ‘Souree : Form'A’/'B! Retum under Section 42(2) of RBI Act, 1984, Department of Statistics and Information Management, RBI. 33‘TABLE 2.2: BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Contd) (Amount in @ Billion) reporting Friday of Marr an Sap toms port 2011 ott 2o11 zor aot a). (2) 8) @) 6) @) @ ‘Scheduled Urban Co-operative Banks: No, of Reporting Banks os 9 8 8 © 8 8 1st othe banking Systm may sng zap m21 sre 8 (8) Demand and time deposits from banks 2790 «7876 ~=«2750S«27e3~««ANS S227 (2.8. (e)Borvng om banks ous 12508820 (c) Other demand and time liabilities: 0.04 0.06 0.04 0.06 0.05 0.07 0.05 Maite o others inna oreer su0a7 ser? 9628s 98720 oasa2 10810 (a) Aggregate deposits 878.06 © 896.62 905.74 «919.72 46.51 953.85 961.75. {() Demand deposits 103.38 © 103.08 101.83 10266 «105.37 104.23 10247 (li) Time Deposits 774.68 793.54 803.91 817.06 841.14 849.62 859.28 (©) Baronings (har han tom 109 raat tg ate az era (€)0ter demand and tine abies mer 3054 hk tT 21504 Assos with the banking syst ess eo23eoak Tea 0207s 4a Money at calla short otce 465 445860 30h koa 55 Cashin Hana en en 778818778 Vtvestnent in naa area 28085 zeaso zones suze 20479 (a) Government securities 277.03 278.08 = 279.70 285.91 296.06 © 300.01 302.24 (eyomer approved scutes 250 250 4h oases Wi Bank creat oosa ettas cance est7 e4n20 estz2 (0) Loans Cash Cre nd Ovrdas e076 se2s0 cogs stos 61970 e2oz9 (yan its Purchased 519437 4745 (etnlan its scouted 1149 t097 1180221 tes? 1308 (©) Feroign ite purchases oxz 0402-08000 (0) Forni counted 2s2 200 ar 20am 20 ‘Source : Form’A'/'B! Return under Section 42(2) of RBI Act, 1984, Department of Stalistics and Information Management, RBI. 34TABLE 2.2 : BANK GROUP-WISE BUSINESS OF SCHEDULED BANKS IN INDIA 2011-12 (Concld,) (Amount in & Billion) ‘As on the last reporting Friday of Oct Nov Dec Jan Feb Mar tems ot 20112011 aorz_S oan @) CS) (10) «ty (12) (13) ‘Scheduled Urban Co-operative Banks. No. of Reporting Banks 53 53 52 82 82 82 | Liabilities to the banking System 31.92 3081 31.20 3.06 93.78 32.89 (a) Demand and time deposits from banks 2078 2868 «2025 -=«2ae7 3040.98 (©) Borowing rom banks 0022 tt th ahr (c) Other demand and time liabilities: 0.08 0.03 0.04 0.08 0.04 0.07 11 Llabttes to other in inca 019.10 102676 1044.49 1050.30 107643 1000.95 (2) Aggregate deposits 977.42 985.31 1001.15 1016.39 1032.84 1046.89 (i) Demand deposits 103.86 102.91 101.31 100.73 102.74 103.68 (ii) Time Deposits 873.56 882.40 899.84 914.66 930.10 943.21 (arenas (ahs an or foes 109210851428 t127 8.9 (c) Other demand and time liabilities 31.03 31.13 32.19 31.68 32.32 33.07 Assets withthe banking system yor 7827108712 e0go 40 Money at call and short notice ear ee ee) VCash inHand 1105 aes aot 020 ask rat Investment in ind goss 319431585 27080 2n02 32550 (a) Government securities 297.05 = 310.76 «313.32 268.74 «= 320.78) 323.35 (b) Other approved securities 8.90 2.68 2.32 2.45 224 224 Vi Bank creat cec27 7287 60043 T0098 Tioan 725.14 (e) Loans Cash Credit and Overdrats 46.17 65985 67198 681.78 6924970860 (0) Inland Bits Purchased 421 4s7 495482477 (©) Ilan Bits Discounted 12s 149814421090 oa (6) Foroign ils purchased 021 018 = 0200s 418k (0) Foreign bil discounted 200 260-279 = 28671 ‘Source : Form'A’ 'B' Rotum under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI. 36GRAPH - 2 ‘SCHEDULED COMMERCIAL BANKS' BUSINESS IN INDIA 2004.05 TO 2011-12 (As on the last reporting Friday of Month) geegesee g2aq BEESESZESELERSEREESS ——~Ageregate deposits: Cash in Hand & Balances with RBI investment in iniat bank creat Note : * Include investments in Government and other approved securities only.‘TABLE 2.3 : STATE-WISE DISTRIBUTION OF DEPOSITS AND CREDIT (OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2011 AND 2012 FRogion Stato Union Tertory Northern Region CChancigarh eh Haryena Himactal Pradesh amma 8 Kashi Punjab Roasthan North Eastom Region ‘Arunachal Pradesh ‘Assam Manipur Meghaiaya Mizoram Nagaland Toure Eastern Rogion ‘Andaman & Nicoba sands ‘hor harthans Onesa ‘sii Wiest Bengal Central Region CChnatisgar Macha Pradesh Uttar Pradesh Ustarathars Wester Region Dadra & Nagar Havel Daman & Dis Go Gujarat Manarasttra ‘Souther Region ‘Anata Pradesh Kamataka Kerala Lakahadwoep usury “Tami Nags Aitinaia ‘As on March 34 Deposits Creat No.of ‘Amount Percent Amount Percent Amount Percent Amount Per cent reporting (ing shaein (int sheen (in®sharein (in sharein oes Bilion) "tot Billion)" total_Billon) total Bilin) total epost deposi Credit credit 2on___201 201 2012 20H 2012 o ® ® @® © © @ oo ‘50016026 “116<263 «218 1287461 209 sez 26 1460119 244 281-286-8134 OT 390980849808 12 46447 08 2491 2685640993118 68639811 SHG 187 54285 138 2era 7082120721 «= 2A 48703 «2A RTS 23° worso at sooo 197 aoe mek?) 12055 03 2m oa wis 107740377 =o 40577 «8150.00 04 16985 os S777 4132. 189737 = 28 1743328118005 29 42382 30 4352 ary t2@297 «2415198328 118474 28 196096 28 za as omegz 710877018388 08 36a os ARADO 00 «1378 «=o 15041874 SLOT, 11 74SS tA 21083 05 25171 0s eg? 57a wast 1.80 001274 00 27a gray 02 12a as 01 2940s oo = 18829 kB er 3 985265 at 5839 18.8 00 «1583 «(0 20 257 ast 0214S 30 01 3270s variot8748 617023114 730013120 3186.80 17 30069877 42 45797-2039 0B 00 778 =~ 00 4203 4503 110153«=« 22141908 «= 23 asc os aitst 09 tor 218 Tonge ne.21 1420897 07 20099 08 zea 3198109225 «= 19125420 «202809 13° 59046 12 @ = aSOY_,Sat ata? kt er séo7 5798913348 «5B S7807B 8.1 100582 49° 257690 49 4719002 619674 «144729296 «14.8 290476 72 us0as 72 se sz zed AORTA 200.83, 07 36860 © 08 4315 4600 190575 «26 168053 «2783802 20 96572 20 worer 11567 973634 «G9 Asu7a2 «=O t62890 «= 40 tte 1250 © 403 do490«=og 867.38 «0973.00 04 20206 =o 3809 14886 1768123326 Hoots 314 158058 a9 8IzTsS ak eT er) 00 = 548 2 «2888 = 2080 00 ©3880 446 4823202508 3887208 ace 02 1080302 4003 S279 26148548 BOHAD. «507M tT ak 8413 9053 1471685 27.1 1509604 258 1106699 204 19878.27 «288 2404 26066 1162045 214 t36ast8 222 100974828 1297042289 76577 «202277 «= 84 346800 © 88 aa1872 79 362899 79 6201 681034000884 411728 «87258121 62 2123 60 457 = 47e3.«170547=—= 3.4 200873 «3.212823 30 151526 a4 2 2 62 ©0088 a 162 161 east on 7872— a2 01 496 on sot 7253349635 63 a0tt82 65992128 96 496031 97 110 96050 5426510 100.0 et74147 1000 4076ass 1000 4821527 100.0 Note: Population por ofc, per capita deposits and per capa ret figures are worked out onthe bass of population Figures as on March 1.2011 & 2012 supped by the Ofioe ofthe Renisiar General, Goverment of nda Source: Quartry Siatstcs on Deposis and Cred of Scheduled Commercial Banks, March 2011 & 2012, RBI 37TABLE 2.3 : STATE-WISE DISTRIBUTION OF DEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2011 AND 2012 (Concid.) ‘As on March 31 RegoriSiate/Union Population per Per capita deposit Deposis per office Per capita cred’ Greditper office Terttory office (nd) (a. milion) (ind) € milion) 2011 2012 2011 —2012_—2O11_—2O1D_—2011_—2012_— 2011-2012 (my) _(12)__(13) (4) __—*(15) ~—(16)__—(17)—S(18%)-_—(19)__—(20) Wariar Region Toss tot rates Tos" be or wou rst os Chango Sri” sme austen zoeas« erst amso SETS 088 ort mor ri arog Sosse Zara. 2s sombo. Sates antes fara cosa rr azons soso. ags— sop. tbo gor. abt a0 Mmachal Pradesh ioe smo. ates sere Stt_ Sah txts Samu Kesh ‘ts vor? aor, tir aoa 00m ats an Pures re ‘oma teoso camo wor azo. urs ats Rajesan vesos taste aot saat roah nobus mes 28 Norn Easton saegsasae— an? atsen dors Twat Froacal Pradesh 140 sare) ago1_7e7 eso tonmet som mo fowoteoee eo Ses assays Oe Menor mos mus ats ods TTS Mogtalaye ‘more ire arenas state tomas ton th eam ‘owt ‘sys mows sams. rioes aah de 8 res zea Zao aneo Sess] ames eros a8 ford asses oe ators news is fot tena aes ao motes Andomen &Neober ‘i $1087 a7 ee Bier aso 280 t8 matt Sharan wees oes bet a er Onssa ‘sro users oe eet ne mete sisin ries "7ooe sos aan meas Wes Bengal soot ses oot oo a aa amotr best Cental Region 70 tea a0 co esse ome tesa Chratlsgah tress feiss este fede oes Nachya pradesh terse. sua ta ee towr ws UtarProdech fete enfant arom ‘ete “tora tien titarathane Te date oan cmos taste Weston Region 2608 tet 1aTs tosses ea stam oa see ‘arm rae met aes anaes 30s Sorat tose ties “oot cea aes eos Seka Manarstiva feet asia ftom aeorz tate. omatr ats ue Deira NagarHavel ‘osi2 sam cab ues S08 aaa a7 Daman & 1 tio are estrone. Soutnem Region ‘oat eons. sans ake Sor) ate Steak at five Proesh —ttib tore uapo ese S0G oar sams a8 ae Kernataka ous ‘bone savor, set sus_ gos asso auto at Kea fesse aaues essa nto ate Uakahavoop escrow THS Pudueery cist soi sort szore gyn? 03ST. 280. Tm Nau snotr__ssso__soest_eptir__ stander anera_oot__ ond find Sunder? — set —syiog ton es — te? 09 68 ‘Note : Population per office, per capita deposits and per capila credit gues are worked out onthe basis of population figures as on March 1, 2011 & 2012 supplied by the Office of the Registrar General, Government of india ‘Source : Quarterly Salts on Deposits and Credit of Scheduled Commercial Banks, March 2011 & 2012, REL 38‘TABLE 2.4 : STATE AND BANK GROUP-WISE DISTRIBUTION OF DEPOSITS AND ‘CREDIT OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Amount in® Billion) ‘As on March 31 Region Sate ‘Stato Bank of India and is Associates Union tertory 2011 2012 Deposits Credit Deposits __Gredit__Deposits __Gredit__Deposits Credit @ 2 @ @ © @. o ® Northern Region 7200.84 1920.38 2503.27 2660.63 6506.62 5405.37 7124.15 6301.64 (198) (214) (18.6) (248) (226) @BA) 1B) —(25.1) Haryana 251.13 21207 2674566806. 657.42 55303 740.16 BI3.17 Himachal Pradesh 11956 53.78 «13568 56.96 18224 «85D 21258 «74.08, Jammu & Keshmic 6533 16.24 « 7606S 16.53 5383 19.38 64.35 20.83 Punjab 40518 30865 488.48 «448.00 93088 73430 103567 820.74 Rajasthan 464.31 290.69 538.00 347.15 53081 845.11 6384877057 Chandigarh 9557 143.49 © 108.43 104.13 «204.99 280.44 © 210.98 293.32 Deli 89.56 865.48 910.18 102850 3aG7E 3098-31 4212.53 3707.94 North Eastern Region 430.69 14260 490.73 16523 «381.29 113.03 4315113087 G7 18) 8) 18) 13) 05) 13) O5) ‘Arunachal Pradesh 40.71 992 453514191046 178 1220 2.08 ‘Assam 28556 878528172 «LIS 2e07e = 8123083210115 Manipur 146906311871 718 16854881890 5.10 Meghalaya 9608 193.33 62.75 18.74 29.58 704 34.28 784 Mizoram 15.16 7921781 7.99 4.98 os7 ‘504 1.02 Nagaland 2069 973 9086 11.71 1567 322 17.41 337 ‘Tripura 28.82 174 sat 827 34.08 804 4038 10.30 Eastern Region t7s642 913.12 2088.12 1040.78 3282.23 1694.15 405883 2015: (150) (101) (154) 8) (11.8) 9) (124) 0) Bihar 381.99 10352-44589 «120.22 «63803-17560 76095 (200.43 Jharkhand 30499 100.08 © «a0883 = t08e3 © aa0.10 135.16 © 462.77 «15097 Orissa 35945 199.25 41851 2042048576 238.54 604.95. 281.44 Sikkim rar 857 1364 613 1549 ot 22.44 587 ‘West Bengal 68747 500.60 843.21 50658185808 1136.17 210084 © 1965.33 ‘Andaman & Nicobar 981 410 11.08, 413 678 7.88 2.95 Central Region srra7T 78755 2042.62 850.70 3461.80 4097.62 2010.52 (51) 4) (152) 7B) (120) (125) (60) Chhattisgarh 23148 117.04 2993113328 (25867 351.13 181.40 Madhya Pradesh 537.60 31694 6225095375710 30,79 445.03, Uttar Pradesh 77962 27247 ~—« 92888. «3087S (2313.48 265130 1268.69 Uttarakhand 22408 511025195 eT 219.05 25541 11840 Western Region 2562.16 2472.96 2920.22 2801.42 9630.07 1076151 8476. 19) 74) 217) 5B) 35) 29) 38) Goa 6053 «22.67 «69.93 22.98 203.98 2473 61.19 Gujarat 34.08 45558 740.62 553.39 149867 1906.18 1154.11 Maharashtra 1057.09 190281 2007.83 2223.65 702346 870289 7255.98 Dacratinagar Havel 0.86 046 1.05 049 aa a7 348 Daman & Diu 9.56 1451079 41.05 467 6.36 239 ‘Southern Region 2006-50 2814.17 3424.58 3316.65 5379.48, 67386 612488 (248) 12) 255) (808) (18.7) (19.1) (284) ‘Andhra Pradesh 013 992.38 110873 1161.00 1368.50 1909.74 189204 Kamataka 79126 617.14 tt.12_—« 718.00 168092 1955.32 1421.33, Kerala 56827 © 307.27 «6032247169 A7BAG 55343 515.20 ‘Tamil Nadu 610.09 79722 600.18 5804 © 1809.59 208042 2269.95 Lakshadweep on 07 oss 0.09 455 5.00 046 Puduchorry 1803 1009 2070 1284 3748 30932591 Alling 4719.17 9029.79 13450.53 10844.42 2675049 21533.35 3270747 25060.67 (1000) __(1000) __(100.0)__(100.0) __(100.0)__(100.0)__(100.0)__(100.0) ‘Notes: 1. Figures in bracket indicate per cent share inal India total. 2.$ Includes IDB! Bank Lid ‘Source = Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, March 2011 & 2012, RBI 39‘TABLE 2.4 : STATE AND BANK GROUP-WISE DISTRIBUTION OF DEPOSITS AND ‘CREDIT OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012(Contd,) (amount in €Bilion) ‘AS on March 31 Region / Stat! Foreign Banks Regional Rural Banks Union tertory 2o1t 2012 2011 2072 Deposits Credit Deposits Gredit Deposits Credit Deposits Credit @ 0) ) (22) 3) (ia) i} 8) Northern Region 45637 500.09 —«S6688—«743.19~—«2B1 «15649 —«261.09 «174.30 (193) G00) 20.8) 20) (14S) (159) (143)——(15.0) Haryana 3522 © 19854038 27.1 B12 70.27 4873 Himachal Pradesh - - - - 1569669 10.14 8.19 Jammu & Kashi : : : = 1961 6972828. Punjab an 275 654 330-8081 2.02 35012620 Rajasthan 393 677497867 9840-7069 113.75 «82.90 Chandigarh 760 «288796360 - - - - Delhi 40s91 561.13 507.03 696.58 «0000.00 000 0.00 North Eastern Region 109 © 048195083 8272 7.2898 8.72 (0) ot) 0} HBB) HH) 4.0) ‘Arunachal Prades : - : : 1984 193 om3 ‘Assam 199 o4e 195 0934850 22.30 «8148 27.77 Manipur - - - - 095 0.33 133038 Meghalaya : : : + 87726 803276 Mizoram : : : + 39624 ast 359 Nagaland : - - + 042 oat 0586 Tripura - - - ee Eastern Region 8075 7509 «92.95 7403 358.67 163.31 «39346 192.30 G4 = G8) 4) G2) IB) (168) NS) (185) Bihar 1000.00 123° (001137355079 150.78 70.44 “Jharkhand : - : - 34801403 araz 12.85 Onssa 013078 = 00888984837 © a7.03 S83 ikki - : : - - - - ‘West Bengal 7498 © 90977394 = 7.54 44.12 10865 82.48 ‘Andaman & Nicobar : : : - - : - Central Region 7082565 8a 815.22 mao B72. 4) 9) 3) BTA) AB) BIB). (RAB) Chhattisgarh oo2 = 023 Ot 4422 143850531868 Madhya Pradesh an 259 19910128 527511072, 50.81 Ustar Pradesh 593 2238-437 953.72 16448 «392.27 «208.84 Ustarakhand 000 = 045000184 wt 0.11 Western Region 82043 1546.27 © 1011.76 92.87 45.20 58.17 (24) (67) (438) BT) 48) 60) Goa - : : : - : Gujarat 2219 © 2875 28.12 45.96 «20.38 2508 Maharashtra 81724 151952 96284 «= 4892 (24.82 33.12 Dadragnegar Havel - - - : - - - - Daman & Diu : : : : : : : : Southern Region M135 464.44 495.78 495.45 «3567 ©9066 302.8640 (187) @38) (18.2) @O9) 21S) AB) A1S) (34.7) ‘Andhra Pradesh e641 40.98 «77.23.5223 13579 «138.37 1525816758 Kamataka 21785 182.43 2500218214 13868 «11272-15008 «130.53. Kerala 959 60s += 1082-0385 8508 NIT “Tamil Nadu 1470426491 1873827494 27903874 33.72 483 Lakshadweep : : : : : : - - Puducherry os 00908 Ott os2 098 138 11.88 All India 236405 1970.59 272949 7321.73 1630.28 © 98244 183009 1165.67 (100.0) __(100.0) _(100.0) _(100.0)_(100.0)__(100.0)_(190.0) _(100.0) Note: Figures in bracket indicate per cent share inal india total, ‘Souree : Quartery Statistics on Deposits and Credit of Scheduled Commercial Banks, March 2011 & 2012, RBI.‘TABLE 2.4 : STATE AND BANK GROUP-WISE DISTRIBUTION OF DEPOSITS AND ‘CREDIT OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012(Concid.) ‘amount in €ilion) ‘As on March 31 opin Stato / Private Sector Banks ‘Al Scheduled Commercial Banks Union tertory Dont 2012 2011 2012 Deposits Credit Deposits Credit Deposits Credit Deposits Credit a} (ia) (19) (20) @)@)——@)—) Northern Region 2150.88 1543.76 2410.23 1712.42 1164263 9678.08 1287461 11601.19 @20) 213) 19) (194) @HS) (238) OB) RAN) Haryana 27933 ©9078 930.77 194.10 1297.21 «27.73 1487.03 1497-90 Himachal Pradesh 1255 «37, 18.92, 3323900819085 98432 142.83 damm & Kashi 26500 107.40 «3824312351 «409.77 180.00 495.77 160.85 Punjab 166.59 9295 20064 © 125.27 1597.37 118906 1744.93 1423.52 Rejasthan 10552 19248 © -72363 «163.28 128297 1184.74 181983 196098, Chandigarh 718 S757 729 = 3.028134 40908 © 99.95 454.47 Dein 1188.70 1060.01 123388 1109.62 6409.93 558201 6863.38 6542.65 North Eastern Region 4904 = 1659-6367 24.27 «8482-30998 1087.70 368.01 05) 02) 8) (03) (7) @8) 18) 08) ‘Arunachal Pradesh 1477 17 046 = 84221220 ata 1378 ‘Assam 13 «1397 «3588071 SB4.01 21053 «67455 51.7 Manipur 288 © 007, 3at 010 353711894235 278 Meghalaya 558 098727 108 «979738111234 2840 Mizoram 221 028 = 302,048 2829 11.31 «34.28 13.08, Nagaland es7 oat 954 039 828513485839 18.83 Tripura 191 070285. 13900 a7at 273910461 22.70 Eastern Region 59216 311.12 78477-37388 6170.23 3156.80 7390.13 3696.98 0) 43) 71) 2) TA) T(t) 7) Bihar 3818 «8.77 54281142 119.83 34568 1413.08 411.51 sharkhand 4210 2069-5258 = 26.14 «781.98 © 25607 © 889.21 298.90 Orissa. 97454281 «13287 46.30 10822552009 1254.20 588.48 ikki 480 0835.39 1290 «33011245417 13.28 West Bengal 41125-23098 538.11 2886S «9133.48 1908.82 3780.78 2378.00 ‘Andaman & Nicobar 139005 143 (007 17976792038 7.74 Central Region 42497 212.95 554.58 203.53 6196.74 2034.76 7202.38 3480.85 a3) @8) 60) G3) 1) 2) (1B) 72) Chhattisgarh 4029 2529 «47.97 «37.23 S7284 20989 «689.17 968.80 Madhya Pradesh e291 855911293 10565 «130579 ©8902 1689.53 965.72 Uttar Pradesh 270238558 «352.52 13.02 3736.34 167890 4347.32 1914.48 Utarakhand 3184 1648 41.16 = 19.63 49.80 «17300 © 567.35 202.08 ‘Western Region 402463 3055.66 4063.53. 3779.70 1768123 13801.58 1940150 16127.83, ait) 422) 69) (428) 26) (83.9) BA) GBA) Goa 5671 1878 «6206 «2189 2025 «— 302 966.72 106.03 Gujarat 41408 788.20 4933297279 281485179492 3081.19 2194.47 Maharashtra 3548.95 2746.68 9561.01 383.03 14716.85 11908.99 1593604 13878.27 Dadrasnagar Havel 3.24 1793.49 1.4 12404321591 8.48 Daman & Diu 265 021 365 ond 1688 3532080358 Southern Region 255046 2103-44 3138.12 2638.99 1162045 10937.48 13685.18 12970.42 (269) (290) 288) (289) 14) (26.8) 222)—(2D) ‘Andra Pradesh 47394 436.82 © «630.73 554.16 2922.77 3213.72 346800 3826.99 Karnataka 67158 409.13 85063 495.95 3490.08 2531.21 4117.24 2912.36 Kerala 60081 37170 698.18. 461.07 «1705.47 122823 200873 1515.28 Tami Nadu 8172 87541 1040.16 1113.98 3496.35 3921.28 4017.82 486031 Lakshadweep : : : : 528 043588055 Puducherry 12411087 14.96 1444 5142617872 84.98 All India 979212 7243.51 11023.89 8822.78 4265.10 40768.68 6174147 48215.27 (1000) (100.0) (100.0) (1000) __(100.0) (100.0) (1000) _ (100.0) Note: Figures in bracket indicate per cent share in all India total Source : Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, March 2011 & 2012, RBI. aDiv & Daman 17.21 20.81) MAP -2 STATE & UNION TERRITORY - WISE CREDIT - DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS - 2012 (As on March 31) Jammu & Kashmir 34.26 (67.18) (Chandigarh 113.63 (128:30) * Figures in brackets indicate Credit - Deposit ratio for 2011 All figures are in per cent "110.35 (10995) Puducherry 71.64 (61.30) . ‘Andaman & Nicobar Islands 37.96 (37.79) 42‘TABLE 2.5 : POPULATION GROUP-WISE DISTRIBUTION OF DEPOSITS AND CREDIT ‘OF SCHEDULED COMMERCIAL BANKS - 2008 TO 2012 (Amount in®Billon) ‘As on March 34 Population Group March 2008 March 2000 March 2010 March 2014 March 2012 Deposits _Credit__Deposits _Credit__Deposits Credit Deposits _Credit__Deposits Credit a) 2 ®) @) 6) O @ ®) (10) Rural 3030.25 1830.97 9654.91 2086.94 4236.02 2498.04 4968.57 2941.04 5782.11 4182.27, @4 (76) 3) (73) 2) 78) 2) 72) A) BT) Semiurban 4293.77 2306.29 5319.44 2667.36 6182.07 3208.72 7212.02 3890.72 8484.48 4569.20, (133) (6) (135) 83) (134) BH) (133) 4) (18.7) 8) Urban 6576.24 3835.76 824463 461870 9511.18 $593.30 1116380 6849.80 12800.04 7800.33, (204) (16.0) 08) (16.2) (20.7) (16.7) (208) (18.8) (2O7)_—(182) Metropolitan 18367.92 1597263 2214.37 19202.25 2601.01 2161.13 3092071 27147.12 9466586 91654.37 (669) (66.7) (56.3) (67.2) (887) (66.2) (57.0) (65.8) (56.1) (65.7) All India 32288.17 23045,66 30373.38 28575.25 46019.26 3456.19 54265.10 40768.68 6174147 48215.27 (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (1000) (1000) (100.0) (100.0) Note: Figures in bracket indicate percent share in All-India total. ‘Source : Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI 43GRAPH -3 POPULATION GROUP-WISE DISTRIBUTION OF DEPOSITS AND CREDIT OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (As on last Friday of March) oR! Spri-Urban Urban lWeropotian ofEEERES Croait arars2 105437TABLE 2< BANK GROUP-WISE SELECTED RATIOS OF SCHEDULED COMMERCIAL BANKS : 2011 AND 2012 (epor eon aca March ‘ass Nednaad Seco: Seca” Ratios its Associates: Banks $ Banks: Banks mi 0 ow (a). (2) @) (4) (8) @) @ (@) 1. GashDepst ao as) 860 748~—~=S50 808 S60 eas —0 2. credit Depstrao mos 8100 13807570887 TT BDF 2. veimen Depo ato 2098 2070 m040 021808800708 4. (GedtonvestentDepost rao 41078 11168 10420 oor 10613 10760 10408 10745 5. Rao ot opts ott abtes rm 703 oso 8k) teak aa wan Rao of umand & evings bank 4501 4090 2982 2884415190828? 208 7. Ratt pony soo advaren to 20s some mae ws} se sak ett Rao of tm oan ot advances soa 4925 5499 S30) 5845 288 aa ao0 8 Ralooteocuodadvances wil adancss «8182-280 4B e230 aO7Y e230 wr 79 8888 10, Rat of nvostment in non approved 1957 1628 1928 1710 1908 1608 018 2014 11, Reto itrestincome oases 790 as] 762, ar 7828 8m 12 Raioctrt iat icome otaialasses gy gx 24288 aT a8 88 13, Retocroniaranincome otbassels «1281080808 ODO 105 Om” 14, Rnioctiomedtoncostofslasses 9H t60 tak toto tht 15. Rotootwage bls oamedaton cost —=«5S0.—«—A7O—«woad=—«wR10«—w8as:—wnbs wm T78. 18, Roto wage bi ttl expense tas7 raz teat 2207501071075 1000 17. Rat age bie ttl cae asp 1349 2st 70 t0a7 10742901050 18, Reto buen toa sets ose 088 075-0630 0m om ne 18, Ratt burden irs neon ee ee) 20. Rao of parating pots toa asst pi 238 1919220820808 ats 2. tun on asst or 22. Rotunon oauty ‘4st 1800 tat 1505 te90 1530 at 88 23, Coto depot 500 sor 51 as sz age best 24, Coste borowegs au 205 298 ar) ame am ama 25, Costt nds 47 500 490m 40980889140 26. tun on vances ses 102 oat 1082 8031090 toae tas 27. tun onesineis e277) 0m 7k 0mm aT 28, Rotunon raw aduiodicostctlunds 40548142840. Aat 425d 28, Roum on mvsirnt edd to ee Note: Sees DB Banc ‘Souree + Annual accounts of banks. 45‘TABLE 2.6 : BANK GROUP-WISE SELECTED RATIOS OF SCHEDULED COMMERCIAL BANKS : 2011 AND 2012 (Concid) {np0r cont ‘a on March 31 Now Prato vate Fe ‘A Schediod ‘Sector Sector eign Commer Ratios Banks: Banks: ‘an Banks: O11 2012 20102201 =r ~—ots 01 @ 69 a) yo) 8) 8) 1. Cash Depost ato 20 627 e598! eas. 2. CresDepost rato cos e575 ros 2s wa STOR 788, 2. Ivestren- Depot ao 4490 4952 20944796077 25H, 4. (Greeivesimen- Depot ao 279 127 12162 12705 15000 19832 1070 1918, 5. Rao of depos tot abitos ore e5e1 7172 Tor 4900 a7a7 «TOA T776 8 Rao domtnd A sng ban cass 4137 30707384070 4255048, 7. Rao of port setr advance a 20087928 2008908 mas 193 m0? 88 8. Ra tte an tool advancee rar 7308 6778 e871 4050 40ST 5528 S474, 98. Rebootsecied advancestoalacvances -«7.22«9230 «042g? «ASST © «4BDK TOD BNIB 10. Ratio of investments in non-approved 39.99 38.61 37.83 34.06 «92.35 31.37) 24.83 22.22 ‘secures fo total investments 11, Ratio of interest income to total assets 745 848759876 wBT 744 BAT 12, Rao of net interest income to total assots Fat of nt trast i 315 3103.40 3.07 38896 281280 13, Ratio of noninterest income to total assets tet 477 164459 238 20k atta “4, Ratio of intermediation costo total assets 2m 2k aaa ask 1867 18, Ratio of wage itso intermediation cost 4045 4097 4461-4428 42994245802 —88.86, 16. Ratio of wage ils to total expense 1383 1208 1483 1229-2330 200117221378 17, Ratio of wage itso total Income 975 8o7 1047931 1888121872 1082 18, Ratio of burden to total assets 042 0480530803080 0858 19. Ratio of burden to interest income ser 561698880548 733 Bt 7.BH 20. Ratio of operating profs to total. 273° 263258249352 MB 228 2 21, Rotor on assets ts) 160143159478 178 440108 22, Return on equity 1962 1627 13701525 10281079 14981460 23, Costet deposits 4736487643 3504S 8 24, Costefborowings 233 281 28320225828) 28st 25, Cost oftinds 427545455 58h att 38173 28, Retum on advances 941 1069 965 10998751800 27, Rotor on investments e272 65) 728739810 7B 783 28, Rolmonadvancesadused costofhinds «#84—=«529,-«80D 818A 87S 4S 29, Retum on investments auted 295178 19143428429 205189 ‘Source: Annual accounts of banks. 46TABLE 2.7: BANK GROUP-WISE MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS -2011 AND 2012 AS ON MARCH 31 (Amount in Billion) seri ‘SBI and is Associates Nadnaleed Pubic Sector Ole Prigate Sector Naitistassts zor aotearoa aorta “ @ o ® ) © o @ Deposits 12456.15 1404737 3125865 35064.77 43713860 SoD0a14 2640.22 3158.81 8) 1-14 days 82538 853.56 238451 2285.08 320089 © 310035 17842 —«175.19 1b) 15-28 days 22183 228.48 100541 958.15 122723118861 «7278887 ©) 294ays 03 months 71540 859.97 4148.00 4864.63 486139 574460 90138 30167 4) OverSmonths to months «1182.19 -«1313.84 288898 397204 407057 528588 © 19049 538.60 «€} Over 6 months tot yoar 171740 202820 50064974554 7718.88 48.54 45482 528.54 1) Overt year to 9 years sraaes 4179.07 8767.78 ABA 12511.62 1264049 107073 1230.00 6) Over yoars to 5 years 1es043 2115.90 te4seo 158.15 38012 427405 2503.27.12 1) Over 5 yoars 216870 2408.56 4421.39 5816.08 6500.00 28462 14819 ——t84.04 Borrowings swooaT 157202 240628 700.26 © 300872 aaat26 0087 198.12 8) 1-14 days ‘mast 22588 281.00 5869 A831 «78487 15.9008 ») 15-28 caye 5025 758544300825 ©) 29 days to 3 months 20542 25124 1887317979 3041543102 18601553 4) Over3 montis toSmonths —-«10425-=«=«2784 ©2969 2E.35 az RGD zat 30 ©) Over 6 months to year 17s7 —g028 13352 «185.69 ©5000 © 26808 13.70 «2007 1) Overt year to 3 years qroz 167.17 3077537550 a7a7B G7 = 13752887 4) Over’ yoars to 5 yeas j7e18 2109320121 45555 409.50 67548 t2A7 1845 1) Over 5 yoars 40046 423.96 «8502578258 184371 120852 23.73 (28.8 Loans and Advances 9029.33 1152593 2312839 27350.19 3905572 5086.12 104053 2303.50 a) 1-14 days 908396 758.97 © 165723173227 256059 2480.24 «10574 148.09 ») 15-28 caye jose 15157 73807 6568.74 3H 08304283 ©) 29 days to8 months so7st 670.39 2527-18 709883 3105.02 SeeBT2 501 215.18 6) Over3monistoSmontns «421.34 «49085 189864 223.14 958 27EKOB—TST.H —«20RTS ) Over 6 months to year a7est Grid 250503 704850 2061.87 962007 11.68 386.08 4) Over year to 3 years 457498591150 740847 921382 1982851452541 70005 631.05, 9) Over 3 yoars to 5 years esoot 111482 2es007 317321 3610.11 2880316368 210.24 1h) Over years 195965 2352.17 368069 430810 5540.54 674026 9082 240.62 Note: $ Includes IDBI Bank Li. ‘Source : Annual accounts of banks 47‘TABLE 27: BANK GROUP-WISE MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS -2011 AND 2012 AS ON MARCH 31 (Contd) (Amount in ®Bilion) (9) (10) i) (12) 13) (14) (15) (16) ma Tat ea ao et oa Ee Re aowsmevwtmns te tnd iet she) as} ans oat 9) Over 3 years to 5 years 385.90 446.81 810.94 (863.94 214.75 229.98 4354.80 5167.95 oe sry Duet tunee tah stn sn bate ‘owseeinctomie tak hak thank rate vOwteineine tale ie ash wee went bowinentyer tar im eh wish ka Owners tah sk at (mmm == iat raat ast @owtenineterte shmaak ah at “owtenineine fis Hn nar intl Sovintine emo esse Jowtnenin sh th shear kwh a ‘Source : Annual accounts of banks. 48‘TABLE 2,7 : BANK GROUP.WISE MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS -2011 AND 2012 AS ON MARCH 31 (Contd) (amount in € ilo) Matury-¥ie liabitesiassots Investments (at book valve) 2) 1-14 days 2) 15-28 days ©) 29.days to 3 months 8) Over mont to 6 months ©) Over 6 mont o 1 year 4) Over yearto 3 years 9) Over 3 years to 5 years h) Over 5 years Foreign Currency Assets 2) 1-14 days b) 15-28 days ©) 29 days to 3 months 4) Over3 months to 6 months €@) Over 6 months to 1 year 4) Over 1 year to 3 years 9) Over 3 years to 5 years 1) Over S years Foreign Currency Liabilities a) 1-14 days b) 15-28 days ©) 29 days to 3 months 4) Over3 montis to 6 months. {) Over 6 months to 1 year 4) Over 1 year to 3 years 9) Over 3 years to 5 years h) Over § years ‘SBI and ts Associates 2011 a 3856.30 2951 276 125.30 aor 100.05 82.09 689.57 2042.92 162475 38442 64.53 285.70 7193 10.19 19249 21062 209,78 1492.70 336.14 7626 24884 srao7 aaa 18776 20241 56.11 2012 @) 4175.00 63.33 4439 24428 127.89 14073 20.04 72007 2197.49 108.83 340.98 617 266.58 maa 14825 24043 28409 2198 70011 529.76 94.69 327.99 23338 2844 23.13 19272 4008, Nationallsad Banks $ 2011 2012 @ Oo 9437.54 10949.54 416.11 686.55 39511837 74482 72438 28570 322.89 41555 580.38 yo0sas 127446 w21877 142762 5246.78 5839.96 3ass2 4620.33 54402 808.49 18720-21948, 77902 1168.41 3391 965.38 53703 458.88 2986941558 2512 32876 20547 281.40 sazrs7 4533.00 0398 762.25 2i7AT (25226 75551 1162.30 608.18 899.93 1298 (587.68 27008 308,78 23045 363.79 21254 17801 Puble Sector Banks 20m 2012 © © 1320384 1512454 4556372787 wim 189.76 870.13 96863 99487 48077 51560 72906 168787 1903.20 190834 2147.69 7299.69 8037.45 506127 6446.16 92844 1147.47 251.72 28265 1064.72 143497 erog¢ 116875 ear27— 60r.13 48118 66397 401.74 60785 41524 519.8 492067 6233.12 939.52 109201 29373 34695 1004.15 1490.29 70225 1153.28 reser 626.11 49685 561.91 4a196 57651 268.05 21604 (Old Private Sector Banks 2011 © 926.75 66.29 2597 90.18 38.33 4562 113.08 108.88 438.38 119.64 1292 1s 30.68 zat 3185 3.89 ora 4152 18.02 2132 eas 078 469 2012 ®) 1093.57 6.98 2198 17289 4867 7295 133.92 24a 495,90 224.38 3767 570 70.14 oa13 srea 435 038 oar 21TaT 282 1.95 7048 em 44.05 578 178 542 Note: Includes IDBI Bank Li. ‘Source : Annual accounts of banks 49‘TABLE 2.7: BANK GROUPWISE MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS -2011 AND 2012 AS ON MARCH 31 (Concld) (Amount in€ Billion) veasmane Now Private Sctor Prat Secor Foreign Banks hse’ ‘abitios/assots 2011 2012 2o1t 2012 2011 2012 2011 2012 ® (10) ay (12) (13) (14) (15) (16) Investments (at book value) 3294.03 4168.49 4220.78 5260.06 1857.58 2011.39 19172.20 22305.99 a) 1-14 days 30070 797.17 © 3668.99 804.5 077.35 Z7.01 1449.97 2459.04 b) 15-28 days 17791 184.11 (20388-20804 «115394668 490.99 412.48 ©) 29 days to 3 months 20089 © 20846 «38087 419.35. 193.03» 221.50 1453.03 1600.48, 4) Over 3 months to 6 months 2o2s1 27283 at.t4 «= 3189014750 85478351 886.42 €) Over 8 months to 1 year 2e7s4 = 413294298 40624 «at. «28031109967 1475.64 4) Over 1 year to 3 years 84445 7586 «95753 90868 235.55 26023 2880.96 3073.22 9) Over 3 years to 5 years 31260 330.80 42148 «48223 56.04 10469200585 273461 ') Over 5 years esas4 1147.17 120692169306 «41.81 105.62 962822 9776.13, Foreign Currency Assets 1205.99 1498.38 1525.60 172274 at 128152 7338.08 9430.43 a) 1-14 days 17135-21302 t8A27 2506926257 292.43 1375.29 1600.64 b) 15-28 days 40224121 « A779 = 4692 4a = 256395 12.10 ©) 28 days to 3 months 12102 14726 = 16066 «21740 1983.35 29140 1418.74 1943.77 4) Over 3 months to 6 months so17 4581113272384 = 1882223801 108243 1638.70 @) Over 6 months to 1 year gees 12647 19071 162.31 51.28 82.95 80.2452 1) Over 1 year to 3 years 26710 © 26420 © 20099 «208.95 = a7.21wy.07as0.98 «990.99 9) Over 3 years to 5 years 106.98 2208818739 221.26 «= 32.83 38.21 681.98 885.82 by) Over 5 years 21090 3415021051 344.87 © 983217288 = 72507 1028.11 Foreign Currency Liabilities 1272.76 1641.70 1391.68 1859.17 1484.75 2630.98 © 7797.10 10723.27 a) 1-14 days 9547 120031083 14445 «54838191808 159642 2554.52 by 15-28 days 4365 6058 «= 80.37 «6253 91.20= SB 87529 467.92 ©) 28 days to 3 months 162.14 216.77 20366 «287.25 «178.11 «245.84 1985.92 2028.80 4) Over 3 months to 6 months 20147 21922-21848 281.99 «12878 = 191.84 «1128.51 1607.11 ©) Over 8 months to 1 year 22244 32811 249.76 «372968 188.00 245.29 116243 «1444.98 1) Overt year to3 years 25051 274495734 28028 = 201.40 240.12 89559 1072.31 9) Over 3 years to years 10500 20780 © 10578 = 209686047 88.96 60B.11 «875.16 bh) Over S years, 19207 21460 196.76 22002 178.41 __—-243.03_—644.82 __—_—679.00 Source: Annual accounts of banks. 50‘TABLE 3.1: BANK GROUPAWISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ININDIA - 2011 AND 2012 AS ON MARCH 34 (Amount in Billon) ems Number of reporting banks Liabite 1. Capital 2. Reserves and Surplus 2A 22. 23. 24. 25. 26. Statutory Reserves Capital Reserves ‘Share Premium Investment Fluctuations Reserves Revenue and other Reserves Balance of Profit 3. Deposits Typewise 3A. Demand deposits () From banks (0 From others '3A2. Savings bank deposits 3A3. Term deposits (From banks (9 From others Location wise '3B.1. Deposits of branches in India 38.2. Deposits of branches ouside India Bland its Associates 2011 o 6 1087 e297 399.72 19.40 22035 042 199.06 0.08 1258.62 1542.90 107.05 143685 4064.45, 6051.28 14eet 670447 1190081 467.81 2012 @ 6 1153 1060.96 499.17 1970 306.50 0.28 295.28 oor 4050.24 1196.58 8650 1110.08 4536.54 0317.16 10588 13127 1303591 614.33 Nationalised Puble Sector Banks § Banks 2oii__2012_ 20112012 o © © © mo 0 6 17058 17096 19085 18250 teresa 21201 zriza7 397327 46467 $5212 85899 991.0 24086 25485 26028 27425 32195 47398 54229 7988 17 682 8196.88 7285 96557 981.89 126083 s24t 6006 5248 60.13 3126586 35960.89 43724.49 50020.13, 2555.20 2647.29 410109 043.63, 98.98 10043 10603 186.93 2460.22 2546.86 00507 3656.90 676557 7603.95 1088001 1214049 2942.10 2571865 29789.38 3409581 162673 218580 177354 234178 2031537 23562.76 2701984 31694.03, 2967.06 3966202 4165787 47097.98, 169860 200787 200661 292221 (Old Private Sector Banks 2012012 o © “8 13731318 72425 265.80 sso7 677 784 800 7485 06.80 212 208 7488 8943 sr 974 264157 315891 24222 257.86 442 531 za780 25255 49667 57782 so0268 702323 13568 20806 ‘76700 2118.17 264187 315891 Note Source $ Includes 1DBI Bank Lis ‘Annual accounts of banks. 51TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS: IN INDIA - 2014 AND 2012 AS ON MARCH 31 (Cont) —— (amount in €Blion) SBI and its Nationalised Public Sector Old Private Sector Associates Banks $ Banks Banks ‘ zor 20122011 zor 2011202 2011201 a, @ @) @ ©) ©. @, @) 4. Borrowings 1420.03 1587.82 2546.66 3030.31 3966.60 4618.12 109.67 197.79 4:1. Borrowings in india 67842 72045 1818.27 201228 249669 279273 78.53 140.40 () FromReserve Bank ofindia -«16.30« «6.60 166.70 32029 183.00 32889 «5.792251 (From other banks. 953 9372 99.85 53.04 190.98 148.76 «5.88 OT (Fanos "awonsene 571.60 620.13 1551.71 169695 212931 225908 6585 108.72 42, Borrowings outside India 741.60 86737 72839 101803 147000 1895.39 31.14 57.40 ‘Secured borrowings included in4 7040 ««88.93 253.78 924.96 333.18 38389 0.03 14.72 5. Other labilties and provisions: 1254.25 1001.59 1091.62 118421 2345.87 2185.79 100.88 114.48 5.1. Bils payable 26504 251.18 154.18 14444 419.22 9561 17.63 17.19 52. Inleroffice adjustment 216.89 = 1275 1224 229631224345 00 53. Interest accrued 11536 149.76 13494 16598 250.30 315.75 1248 16.58 54, Subordinate debt : : : - . - - - 55, Deferred tax kabilties 047 130 127821521328 a9 1842.89 56. _Others (including provisions) 65649 59928 776.97 840.03 1433.46 149029 65.99 74.89, 48076.04 1712.14 36969.22 42667.68 2040.06 6037982 3090.11 375015 6. Cashand balances with RBI 119234 700.59 2331.45 2000.33 3523.79 279092 101.73 167.41 64. Cashin hand ooe2 12042 11990 4818 20092 2759 «2167 2380 6.2. Balances with RBI 1101.72 61.17 2212.15 1061.15 3319.87 2522.93 160.06 143.52 ()Ineurent account 110169 661.15 220941 1857.57 S311.10 2518.72 16008 14352 (i) nother account 003003274 38827738 - - 7. Balances with banks in India and ‘money at call and short notice $39.78 482.30 910.99 1250.78 175993 39.08 70.82 74. In Inga 8379 15481 292.63 37642 59714 33.85 6124 TAA. Balances with banks 3000 5751 131.82 17082 27270 2759 36.08 (0) Incurent account 1408 9.68 45.99 e007 6735 6027.74 (i) nother deposit accounts 2ast 4786 85.83 11075 20538 2188 28.2 7.4.2. Money at call and short notice 4478 9729 16081 20560 32444 = G27 25.18, (with banks 2763 7423 149.68 17737 25390 62788 (i) with ther instiuions 1740 2307 11.43, 2023 7083 - 1973 7.2. Outside India 258.00 327.50 618.35 87435 119279 «523827 7.24. Balances with banks 13895 24362 455.21 50416 84633 328 508 (0) Incurent account 12635 23940 127.75 25410 41786 «237 381 (nother deposit accounts 1260 422 927.46 340.06 42847089127 7.22. Money at call and shot notice 11705 6388 16314 z019 31648197 419 Note + $ nudes 1DBI Bank Lid ‘Source Annual accounts of banks. 62‘TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ININDIA-2011 AND 2012 AS ONMARCH31 (CON) igmpunt nition) Sl and ts Notonalsed Pubic Sector Old Private Sector Associates Banks § Banks Banks ‘ne 2011 2012 2014 2012 2014 2012 2011 2012 a) @) 8) @) ©) (6) m 8) 8 tnvostments 385697 417322 9503.80 10867.54 1336076 1504076 926.55 1093.33 28:1. Investment rain 578683 406145 967273 1072546 1312056 1479692 92055 1095:33 6) Goverment secures 3006.59 49445 7648.68 899881 1074547 1210436 6AGA1 78548 (©) Other approved securities 599020 «7298 «969 7837 989s! 08 (8) Shares 9497 4146 14782 15836 24280 19051 8621078 (Wv) Debentures and Bonds 182.79 143.66 401.41 512.95 584.21 656.61 43.38 (56.66 1 sare enor ses 5492 075 s10h 608250821088 (0 Others 32622 527.08 111087 100351 148009 139059 22543 23626 82, Investment ouside Inia jours 11177 19107 14208 23120 259.85 - - Goverment secures 2238 186858286870 8167 85.8 - - 0 Subseries enor 1603 160314812053 3084 86.56 - - (6) Oters 6172 7708 58885485 11859 13193 : - 9. Advances oodt.s4 1150.91 2310279 2726321 3304433 3878212 184047 2300.95 Type-wise 9A. (i) Bills purchased and discounted 610.28 886.15 1223.77 1418.65 1834.05 2306.80 98.75 113.26 Oe ee ei cnttemana — 889:14 4957.87 9914.50 11127-27 19647.65 1608515 840.99 1120.10 (ii) Term loans (4998.11 5673.89 12564.62 14717.29 17562.63 2039118 907.33 1067.59 Securiy-wise 9B, — ()_ Secured by tangible assets 6994.41 8705.30 16879.02 20515.60 2387343 29220.90 1555.34 1956.69 (0) Covered by BankGovernment 150.09 839.32 1645.52 1895.90 279561 272921 6454 87.27 (Unsecured 17O7.04 198130 457826 4851.71 637529 6833.01 22659 256.88 Sector. wise & Locaion-wise 8, Advances in India 886110 10170.14 2194.61 2471.88 9020460 s4890.868 1846.47 2200.85 (0) Prony sectors 3189.86 5457.80 691280 7717.84 1009676 1117575 64047 727.86 (i) Public sectors 40.00 72040 270885 290861 3348.65 362200 81.18 78.70 (i) Banks 465 181 91108 18006 15:71 18187 1028 5:79 (9) ote 5031.79 5990.13 11411.00 1300622 16442.79 1900495 111485 1487.50 Note: $ncludesIDBI Bonk Li. Source: Annual accounts of banks, 53‘TABLE 3.1 : BANK GROUPWISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ININDIA-2011 AND 2012 AS ON MARCH 31 (Con) (amount inion) Sal andits _-Naonalsed «=P Sector Old Pavate Sector Associates Banks § Banks Banks tems zor 2012 aot a01_—aot 201 aot «2082 a 2 @) (a) ©) ©) o 8) 8c. Advances ouside India 1000.44 1940.78 175899 255138 260043 9802.16 : - (0) Due from banks 22424 17086 45219 631.08 67537 801.92 : - (0) Ove rom others 25820 110991 190685 192032 216905 3000.24 - - 2) Bile pucasod and ares 21508 41472 st78 snes Th ©) Syndicat loans 36738 474.00 39091 60809 69829 980.10 : - ©) Obes 24086 49023 561.22 99837 90208 137660 - - 10, Fixed Assate e565 7446 29509 300.80 261.54 30297 2509 28.82 to, Promises 1941 2266 240s 24191 25045 26997 18511827 102. Fed assets undorconsiucion -«3.35.= 347324189 B5D«580 STO 103, Otver fred assets 4209 4003 58616505 10150 11960 © 9071448, 11, Other Assets 50056 671.95 81831 M4116 190087 T6IR41 71.48 91.19 ©) Inlor-offesadusiments (et) «1831-3807 68777828508 58D ad 1.02 (0) Intros accrued 11862 4524 20808 74.36 32749 41058 18.10 24.90 (i) Taxpaidin advancotax Tax pain sdvance eods 07.25 17274 24592 212.19 4.471074 24.08 (%) Stationery and stamps 123123415125 298 248023 (Others 37495 207.16 306,79 20184 74174 70900 9898 41.59 Total Aseote 1507684 17712.14 36063.22 42667.68 52940.06 6037962 3000.11 3750.15. Note: $ Inudes 1081 Bank Lis Source: Anqual accounts of banks. 54‘TABLE 3.1 : BANK GROUPWISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2041 AND 2012 AS ON MARCH 31, (Contd) amount in ition) Now Private Sector Private Sector Foreign Al Scheduled Banks ‘Banks Banks ‘Commercial Banks lems 2or1 201220112012 2011022011012 oO ®@ © ® © © m7 © ‘Number of reporting banks 1 7 20 “ut a a7 abilities 4. Capital 34.09 94.67 47.83 «47.83 351.98 406.31 580.75 636.64 Reserves and Surplus 1119.59 1397.84 1545.12 450.13 531.07 4500.44 5440.46, 24. Statutory Reserves 16756 20455 21653 274.32 131.56 185.96 120649 1421.58, 22. Capital Reserves 9285 34.08 4069 ©4208 874 «92.52 338.70 348.85 23. Share Premium 615.12 62564 680.97 712.44 - 123226 1492.32 24, Investment Fluctuations Reserves oss 038278244228 5831324 14.05, 25, Revenue and other Reserves 118.19 199.88 190.88 22042 219.92 242.83 1302.69 173307 26. Balance of Prof 19122 27469 197.00 28443 768.62 04.13 2607 49870 Deposits 7388.02 1027.59 11745.87 2770.63 56158.74 64536.64 Type-wise 3A.1. Demand deposits 1347.07 1400.84 1589.29 1858.70 728.76 80083 6419.15 6203.37 (0) Frombanks ATAA 56335186 61.84 1797 25.90 265.85 274.47 (From others 1209.63 194451 189749 1597.06 710.80 74.94 6153.90 6028.90 3A.2. Savings bank deposits 1704.63 2151.56 2201.30 2720.38 396.50 418.69 13517.82 1528857 3A3, Term deposits 4244.32 5004.56 6146.99 7957.79 128140 1551.11 6221.78 42044.71 (From banks 295.08 201.68 490.74 49083 41.16 6419 2245-44 2005.54 (i) From others 3049.26 4742.99 5716.25 6858.16 1240.24 1486.98 93976.34 40039.17 Location-wise 38.1. Deposits of branches in india 720355 6330.77 9845.12 11498.69 2406.67 2770.63 5390866 61367.25 38.2. Deposits of branches outside India 182.47 247.19 182.47 247.19 : - 2249.08 3169.30 ‘Source ‘Anrwal accounts of banks. 55TABLE 3.1 BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS, IN INDIA - 2011 AND 2012 AS ON MARCH 31 (Cont) prnount in € Bion) NewPhate Secor Private Secor ‘Foreign A Scheauea ane Sone Sons commercial enks toms wot mie monroe mona aont—_zoHe a) (2) 3) 4) 8) (8) @ (8) 4 Borowings ‘e017 2aeeai 185084 250420 92875 T1004 678627 80146 44. Bonowings in nda 76054 119160 e407 127200 S40 62266 870.18 460747 (0 FromResore Bonkotinia 4025» «25169 SB04 27420 21497 34904 48500 960.19 (@ Fromoterbanks eu7r 10575 10085 191 zoe 16042 422 415.10 (@) From aterinsuuitons and gos.5o 74.24 65258 BBRST 118.25 19019 28GRSS 327224 42, Bowing ous ina cos 125472 1011.78 191011 30495 see4B 2476.12 970098, Secured borowingsindudedin 4 18.17«34.28— 14219 840) TAD GaTSD 887.36 5. Other bites and provisons oaio r4n50 omar 549070583 ozea5 saz077 300083, 54. Bills payee fo998 10076 16750 150854531 a602 ezz005e0.9 52. nteroceadusinent og 825438625 0g0 0m asi 1888, 58, ees acoued Thr 10400 ea 12058 2250 zme2 67246405, 54. Subordo do. i ar 55. Deford tax tabities - = tee 288008 002 tz ast 58. Oters(cudngprovons) 3860040048 40149 674.31. e870 85890 250247 2471.91 Teta abt 1802.06 1802786 1306217 1677ect 4911.78 _s80600 7185508 200349 © cashand balances wih RBI cress 50818 estat Tose 229s zzig0 eras a79747 64. Cashintand 50s 19405 11733 terse rer e78 ssz1 2.90, 62. Balances wih RI e072 aut 14378 sarod 10407 22490 aasze s20487 © tnoarent acount Se07o s0211 14278 4562 T0401 19186 404880 505620 (0 note cocount 400 200 100 «200-00. sag7 ager 7. Balances wth banks inindaandmoney yop zesoa s1818 0584 27388 S178 teansD 249724 74. Inia 29911978 17078 18100 11171 16787 eakot seer 74.4. Balances with banks tee cate uate tHez2 84st 1174 conse 50807 (0 meuren account 4471218 2040 198 10821501 808810029 () Inoter depo eccounts «102.14 »«608T 12870 0829 T309 T0019 *OEAK 40578 742. Money atcallan shar roico —«28.88=«57.60« 280 627B 27404070 559 2795 © wihbonts nos 770 2rs3 13242860 te aa1.19 20087 (0) wth ter itttins sar mest 5474954 077 maar 4414408 72, Outsie nda 9415 17528 19038 16454 16218 15300 tH7Be1 150128 724. Balances wih banks 00s exes 6330 8803 ett 12271 087 106708, (0 euren account cost 3598 a1 9020 A819 sr7 851485, (i) Inoter epost ccouns «88047587730 4B Tsk ABET BAR21 722. Money tcalland shot noice «741262327608 9851_—1808 3120 srase_aa7 Source: Annual accounts of banks. 56‘TABLE 3.1 : BANK GROUP.WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2011 AND 2012 AS ON MARCH 31 (Contd,) (Amount in € Billion) Now Pile Sector Pat Secir——_-Forign i suas tanks tens Banks Commerc ens toms povi_z0t2 aot aor aoin_—_moie moti _—_—2012 ) (2) 3) ) 5) (6) m (8) Investments sao4on steno azz0.58 s25be2 102490 04a8 102003 2200847 8.1. vesrnertin niin 19396 407768. s11000 St71.02 165480 200888 1000848 2106282 () Govemment secures «187649208272 2ezz80 Hoa. 111958 Ta7S4 1446795 t7a9848 (i) Omerappoved secures —«08-=«Oot==«as ten 0m) 20281008 CW) Shares ero saa 4580303107 th 2889 zane (¥) Debenures and Bonds ——=«S0872.«5UBISa4nCO 5840 Saaz 544 T0TT22 THATS (Suber ane ren Tosa e050 easz = 10998 17008 (W) Otters 70460 75388 e2n03 onde 4814157390. 786054 285008 8.2. vesner usin in toosr 8881 10067 ent = cates anes () Government securities 9.29 5.87 9.29 5.87 - - 90.96 90,93 Suis ender seis 67.00 6616 6700 = e710 10388 (W) Ote 2522 1028 2522 - = tt ee 8. Advances rosa2s Torsae 4958.11 220840 aze7ase soras70 Typewise 9A. (i) Bills purchased and discounted 231.38 244.00 330.13 357.26 234.90 257.47 2399.08 2921.53 Camcadincrriats® | s4ane1 t7a055 224120 a0sne4 52095 109030 104720 2004409 i) Tomloans ‘Moe.78 s57068 siO4tt 644720 7o188 sate 2575860 2778018 secuyse 88. () Secured bytangeasets 408880 502218 824004 TOTES a2118 90625 soeanse S606501 () Covered by BarkGovermen! ogg s44g8 10072 as180 028 16887 505460. 312868 (i) Uneecired 405.19 120674 156178 185070 104460 110437 808178. 8661.1 Sectors & Location se 801, Adrancesin nda soso 605867 T1608 885790 1096-1 849 seo4a.17 4504797 () Priority sectors: 1762.26 2081.96 2422.72 2809.92 639.11 727.64 13158.59 14713.30 (Pubic secre 10035 12184 18153 20154 208 18:10 ase1.28 suas (ii) Banks 479 8.84 15.07 14.63 36.40 15.05 367.18 211.55 (iv) Others: 3448.29 4144.33 4562.83 5631.83 1249.51 1596.70 2225.13 27072.87 ‘Source: Annual accounts of banks 7TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ININDIA-2011 AND 2012 AS ONMARCH31 (COC) ‘arpuren sion Now Prate Sector Prato Sector Feregn Al Schedles Banke Bons Banks Commer! Banks tems EE OO ee zou 20122012012 or a912_— zo 012 a) (2) 8) 4) (5) (6) m (8) SCN, Advances oui nda 7m920 100027 70028 100627 === 382.70 anon (uo trom banks e542 4180542 ane) | TaN. mHOTS (0) Due from ors 7oTO6 o6Aas 79786 o8hes =| 200082 405408 8) Bile purchased and wor sr or ttsy = rhs 812 2) Syndicate loans 57567 76035 S7S67 70835 == = t273.90 174BAS ) Others 45020 te4s1 15028 To4s1 = = = 108298 0.11 10, Fixed Assets 0470 10690 12980 10072 4059 so4es4n92 10:1. Promises 5558 540k 71091 Ltt Shad 355.05 a7ET2 102. Fredassels undorconstucton «004.801.0120 88B tat ta wt 103. Ober tied assets 4062 50459769 6161 az «1003 N60 10533 11. Other Assets 40790 55007 470.08 640.419 77525 93890 2653.20 s20128 0 Inter - office adjustments (net) 0.21 : 0.95 1.02 227 237 88.30 62.27 ii) Interest accrued 92.82 117.75 110.93 142.05 30.75 33.45 469.16 595.08 (il) Tax paid in advance/tax Tax palin advance 5010 4995 7784 7400209887 MOAT 45204 (iv) Stationery and stamps 0.40 0.25 0.63 047 0.01 0.01 3.01 2.98 (Others 285.37 300.12 288,74 «431.65 713.84 «867.49 1744.32 2088.13 Total Asst 10802.06 19027.86 1298217 16770.01 4011.75 80600 71890.98 e2000.89 Source: Annual accounts of banks. 58TABLE 3.2 STATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF STATE CO-OPERATIVE BANKS - 2010 AND 2011 (amount in € Millon) ‘As on March 31, 2010 Suse /UninTontaos =a! = Rowe Depets—Barowngs gS Tata a (2) @) 4) 5) (6) Toa Nar a ro sear ‘mamma nen hea rae 0 sot es sro fan 00 - om to baer amma Chan Sm mo : 0 20 conan mem atn oon mio mm wy coe ems rr cent wma tm santa mo a510 » sacha Preah ama Jan te oo es carta oo mate 0 Kenta 2 cans tte 20 Va Pre moat 80 versa swore arta 0 angi “0 mt vastaine mm matte Me | ms 210 Neon m0 om 2180 Ores mo oem emma mutter mo Om wo Punjab 550 3630 (22940 33440 2020 62580 Patan momo emma att sxstn "tw 2% 120 Tan Nats oo eens rent Towa “06am oto ne taro "0 tose % reo var Pro 100 amano mo vio Soca ee ee ee ee ALLWDIA ‘eo 4se0-eaonz0 sata ra0 Note: * Share Capital of Chandigarh SCB is ® 5.2 million for the year 2010. ‘Source : National Bank for Agriculture and Rural Development. 59TABLE 3.2 : STATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF STATE CO-OPERATIVE BANKS - 2010 AND 2011 (Contd) ‘amount in Million) ‘As on March 31, 2010 Sto! nen Tens ances veins fam Oe Auld rat a 8) @) (10) (1) (12) ‘naan &Nebar sO 250 : 1290 ra Pradesh ee ee . urs Arunachal Pradesh 1 eo tH00 nT) sm ssa seo 140s0 Bhar oo atten 0 . 420 chandgam * 17880 0 0 . 2200 chatega to 4e00 0 60 . nas babi uo ma ea : t02%0 Goa a 600 - staan uerat mae t0H60 1070 - sss Haryana te) ‘00 120 2000 Vera Pde em ascot 2200 : s2080 Jar & Kashi wots 200 20 : 20 Kamaioka wooo asso 1480 11050 . 0 Kerala a sodas aBD22H0 rr080 Madhya Pradesh colo aso 2000 : sera Maer ‘2mm temo. == Tee80 22000 = aree%0 Meniour 220 wots 110 m0 2040 Moghaaya uo 120 0 . ‘1040 Moar 0 180 10 ~ a0 Negeand wo 260 0 «0 40 700 orsea ma mama 1080 : a0 Puducory m0 510260 210 “0 ato Parad ‘so zeae 80 . Rajon ‘90 ass tas 0 . sixin ‘220 4% 40 “0 . TeritNs ee ee) : epee mst “0 20 Uitarakhand moss 0 . Uitar Pradesh m0 = moa . Wiest Bega taaso ago ao 2580 : ‘ALLINDWA a a a a ‘Source : National Bank for Agriculture and Rural Development. 60‘TABLE 3.2 : STATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF STATE CO-OPERATIVE BANKS - 2010 AND 2011 (Contd) (Amount in € Millon) ‘As on March 31, 2011 Stale Union Tetris captalReseve ——Deposts—Borowngs == te Taal (13) (14) 18) (16) (7 (18) Andaan & Nebar Fa soo ~=~SC« 280 250 00 AacteaPraesh nia teas mates en aso Aunacal Pradesh eo 180 uo ter &o sr scan so m060 0 . 00 taa10 shar 10 ean 000 20 00 1400 Chandigarh ‘0 Mo a0 - 0 arm Chhatsgarh a ee ee 20 260 oti rm 810000 220 se0 ton oa 120 e3104s0 = 080 tao ust 20 =«s080 aes tco ae a0 Hanena ee 110 sos00 bnacal Pradesh ee ee eas Jar & Kesh » 2080 ‘0 2 sao Karnataka oo amet 70 Kerala tro oe a) eso Madhya Pradesh 50 4400 ata, zaet0t60 seo enerstira Ce ee samo Meniur 0 mo tata 220 70 Mostyn so 1500-10000 480 sro aa oem % 0 at oso 120 aaa Nagaland 20 woe 100 10 a0 ossa ee e000 Pudichery 0 so 4080 20 200 soto Pure ee ee rato Feeshan ee ee 200 shim ‘10 101840 ‘20 2 220 Tami Neds a ee 00 Ture tio 180 % 460 se20 Utaattond a0 otto atu 780 Uta Pradesh re ee rato West Beng! ee ee ee ee sna ALL INDIA zoeso trea ——raztoo ammo —~—tsaa “ta t70 Note Dato te yor 211s proviona 2.* Share Capital of Chandigarh SCB is & 5.5 milion for the year 2011. 3. Data for the states of Arunachal Pradesh, Sikkim, Tripura, Bihar and West Bengalis repeated forthe year 2011 ‘om previous yea ‘Source : National Bank for Agriculture and Rural Development. 6TABLE 3. sTATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF STATE CO-OPERATIVE BANKS - 2010 AND 2011 (Concld) (Amount in € Millon) ‘As on March 31, 2011 ash in Hand Sie /UsonTenies Srdbncreinesnans jem OAc real (19) (20) (21) (22) (23) (24) Fda & esr 420 2000 1720 20 : 400 nda Pradesh a sar : 200 runachal Pradesh 180 2850 ‘00 280 ‘460 sr sea eo 1450 210 na 2 1200 Bhar oro st10 s4s0 oso : ‘400 chandgah so 2000 oo 0 : a1e0 cate sco t1880 7580 sso . 2os70 Deh 4200 2040 sei 70 . torto oa eco 4260 seo 650 : 200 curt a 1020 : ay tan 15900750300 720 : sosto Himachal Pradesh sso 500502100 750 : eea0 Jammu 8 Kesh 20 2800 toto ovo : sato Karaka 4500 «a7470 600 1270 : rae70 Kerala sto maas0 27070 030 2880 eva0 Madhya Pradesh aso 2766010 2030 : ese0 Mabarasia testo 988098008480 220 2eaaso Manipur 400 ‘070 1850 10 210 370 Mealaya 220 0 a0 1120 : tanto Moran 740 1020 1900 17 : aes0 Nagaland 180 2120 20 420 0 210 oven a ee) 2080 : 62000 Pudicony 20 ‘180 ato 220 0 soto Punab taro e808 2000 : rato Rajasthan a ee) 2000 . esse0 shim 1320 420 0 “0 . 2200 Tait Nadu 4oc0 2060080 1850 . ooo Turn m0 280 1810 480 20 ss0 Uterktana 200 esto 730 0 . ser70 tar Pradesh Ce ee) 2280 : ram Wes Bengal 12450 oo —_at700 2500 : siamo ALLNDIA ror —~s104s0—~—«aaaoo—~=~*« IO wu _—tate000 Note : 1. Data for the year 2011 is provisional 2. Data forthe states of Arunachal Pradesh, Sikkim, Tripura, Bihar and West Bengal is repeated for the year 2011 from previous year. ‘Source : National Bank for Agriculture and Rural Development. 62‘TABLE 3.3 : STATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF DISTRICT CENTRAL ‘CO-OPERATIVE BANKS - 2010 AND 2011 (amount in € Millon) ‘State / Union Tertories ‘Andhra Pradesh Bhar CChhatisgarh| Gujarat Haryana Himachal Pradesh Jammu & Kashmir sarkhane Kamataka Kerala Madhya Pradesh Maherashira Orissa Punjab RRejasthan Tamil Nadu Uttarakhand Uttar Pradesh West Bengal Total Roca mar, Year Capel —Rlewere——_—Depetn—orowings cet Tt oy (2) (3) @) 5) (6) m mime SSCSaHOSCSC8OD SCO SSC] mit sree. asa asea0 11000 ‘tea mitre atm. 2880 so 0700 mit t760 =a. toato2880 ss aTan poo 460 att. (20as0—800 ) rr ee ee et 2m 3a mi 20 asta e000 oii 3860. tzegoo2isd0=t0sro (toto mio 250820 250 eed mime are a0eto 8800 sooo (seen oro ee ee ee) vaso sto oii seo aero 810 soo aan 20 0 wo f24a0 0 ‘4040 oii 0 seo atz0 120 ot 20 soo 18700 0 om 00 2oit so ts rH oo ot moo 250 ttm. aatgo tots tT moi 250 tate riaao= sts tots tt070 miata 7earo.—=—rt000== 06000 mii 420 0m toosto 287 tasro. tat mio ate ter T25rD——— 21080 wo 960 poise att. saan euo_a000 mio 40000 atzr9n 185602008) moi 18560 aco. aseit0.«=«=« ees] mi 3550=S eas] T600 7190 0a mit a6 ata ats00 25600 75500 mi 280=S wre 5280600 veo tTa0 mit 450 tam makzd ISTO aoo vero po 280 wa 5008410 090 8870 mii zs TaBsaugd 28800 nore tosezn moi 18680 aamt.=« toro 2eso0 160000 oii 750m. rasan. aso ood 20 seo aaa QD ‘aoe oii re ee et ‘so amo mio a7 arm sts] 18070 seo suo poi aad. toeuso 28870 ra te0070 motto ara gead]«D eran mitts seas 4500 seran oi) Tete0”——~esa0—Teaee10—aeba0—~SC00 SC aoii___rouso___aor”o__1ssoaso__—_4z3660—zoeano_——_—aT00 Note : 1. Data forthe year 2011 is provisional 2 Data forthe states of Bhar, Jharkhand, Kamataka and West Bengal s repeated forthe year 2011 trom previous year. 3 Data forthe states of Bihar (OCCBs), Jharkhand and West Bengal s repeated for the year 2010 from previous year ‘Source: National Bank for Agriculture and Rural Development, 63‘TABLE 3.3 : STATE-WISE DISTRIBUTION OF LIABILITIES AND ASSETS OF DISTRICT CENTRAL CO- OPERATIVE BANKS - 2010 AND 2011 (Concld) (amount in Mition) Toone Cash nana Sunn Tertjen Yr Srtuienstesnons JSR Atamt Tot (8) (9) (10) (1) (12) (13) (14) Fecha Pade oi Teaoaes0sasi0 ean 72400 a0 moi weitzman 1900 tarez0 Bihar po t800 wma 20 700 or 20 Tt covategan pos zaaso 000 moran poi 550 ams iz tan 10 ato ura po 750 arts eto 00 Pr ee er 0800010 aye moi 5000 = tret.ramata0 1 ten or eo (saz mecha Pash mio feo mama er) poi tea ama ost aan Jan 8K 2010 oo | sts aan reo 1at0 moi 1080840 20000 Jathand 2010 uo e030 tar co toa oii oe ee oo tow Karate ee eso ta070 noite tara sso ta070 Kerala moo araso.ssaae]tet00 0 202000 poi 17490 sora e800 so i010 Masia Pradesh meio nee attao 080 asi t98en or ee ee ‘eno 443800 Maharastra noi 2eezo=«aass0 sansa at50 O10 poi ammo aer=0 aoa) sa] onssa poms megaman Ho 0M re ee noe t8t0 rnb moo aa7O 880m 20 to or ee ee mo aa470 faioitan moo art mokm] att) 20 tss70 poi massa aa 200 tose30 Tarn Nad mio 47m aus as08 «870 tm anata poi asa att a——t200 co 7430 Utara mio 2450s ta ee) oo ee or) tar Pradesh mio 7000 arato, otto tame as mn 7500==anero asco tooo. 5t80 A070, Wiest Bengal mio tsoa0 zee asta uo ara oii___tse40_——raae0 a7 san o_o Toit 7010188600 Teeee0 Toso Teraooa7es0zapia10 oii frieso___ sesso tstio —_—_teasan_——ases0——_aattir0. 4. Data forthe year 2011 is provisional. 2 Data forthe states of Bihar, Jharkhand, Karnataka and West Bengals repeated forthe year 2011 trom previous year 13. Data forthe states of Bhar (OCCBe), Jharkhand and West Bengalis repeated forthe year 2010 from previous year. ‘Source: National Bank for Agriculture and Rural Development 64‘TABLE 3.4 : LIABILITIES AND ASSETS OF INDIAN SCHEDULED COMMERCIAL BANKS IN FOREIGN COUNTRIES - 2010 TO 2012 (Amount in US $ Maton) ‘As on March 31 tem 2010 2011 2012 oO) @) @) No. of Banks 16 18 18 No. of Branches “ar 185 165 Liabilities 1.HO. Funds 5658.77 7001.63 9661.80 2. Customer Deposits 29908.78 37850.79 44261.86 3. Inter-branch Borrowings ‘407.10 6048.13 5566.43 4, Inter-bank Borrowings 31956.28 2468.10 0167.08 5, Other Debt instruments 9905.09 113824.70 16509.38 6. Other Liabilities 2902.90 2818.96 2048.37 Total Liabilities 95223.92 "110008.31 12927092 ‘Assets 1. Gash on Hand & Balances with Central Bank 3230.69 4183.69 619089 2. Investments in Securities 6349.34 6448.73 5994.20 3. Inter-Branch placements 2792.84 3079.96 4180.13, 4. Inter-Bank Placements 10950.35, 14695.51 16375.09 5. Customer Credit (Net) 59968.74 79567.94 94398.24 6. Accumulated Losses 3734 2782 743 7. Other Assets 1904.62 2008.86 2184.85 Total Assets 85223.92 *110008.31 12927092 Source : 1, Statement of assets & lables of overseas branches, Department of Banking Supervision, RBI for assots & liabilities. 2, Department of Banking Operations & Development, RBI for number of banks and number of branches. 65‘TABLE 4.1 : MATURITY PATTERN OF TERM DEPOSITS OF SCHEDULED ‘COMMERCIAL BANKS - 2009 TO 2011 ‘Amount in Bition) ‘As on March 31 2000 2010 zon Period of Maturity Woot Amount ‘No.of Amount ——Na.of Amount — ‘Accounts Oustanding Accounts _Oustarding Accounts _ Outstanding 0 @ o ” © 6 Upto 90 days soovast 167827 Asze2e7 1913.53 Zresoo7 282483. en on eo) 69) os ay 91 aye & above but 3520672 186035 3671200252236 555515 _2068.35 lots than 6 Months 4 sy) 2 ea) 24) es) ‘months & above but 9025089 398403 ens164 © 3810.14 © 70RKe7O 420.79. less than 1 Year 68) (38) 60) (a7) a) (105) 1 yoar& above but teoeness 1027.62 azsro4ee —10522.75 40606258 13788.38, Joes than 2 Years enn) is) 8) 79) en) (os) 2 years & above but 2035132 263407 asznase4 427-46 28187381 «4162.28, lors than 3 Years (159) (108) (73) (123) (78) (tea) 3 years & above but saoteaa7 515987 st484019 345085 20005530 3509.95. lees than § Years a) (126) a9) (24) (2) (110) ‘5 yoars & above 2ecrs299 1885.02 27000886 ©—«2808.17 28816759 2878.50 (184) a) (194) oa) (196) (es) ‘GRAND TOTAL, ‘wsi77222 ‘2400073 143ez2049 «7775208 ‘ep7ooe —92892.19 (1000) (1000) (1000) (4000) 1000) (100.0) Note: — Figuras in brackets represent por cont share in total Source : Basic Statistical Retums of Scheduled Commercial Banks in India, Volumes 38-40.TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2009 AND 2010 (amount in € Bion) ‘Sector ofthe Economy “As on the lat Friday March 1. Government Sector 4. Contral& State Governments 1) Central Goverment i) State Governments 2. Local Authorities $3. Quas-Government Bodies Otwhich: State Elect Boarde 4. Publ Sector Corporations ‘and Companies |) Non-Departmental Commercial Undertakings others I Private Corporate Sector (Non-Financial) 41. Non-Financial Companies 2. Non-Credit Co-operative Inetitutons 3, Others PCS 1M. Financial Sector 1. Banks 1) Indian Commercial Banks i) Foreign Resident Banks (Offices ‘of Foreign Banks in India) Ii) Co-operative Banks & (Croat Socitios ‘4. Co-operative Banks b. Creait Societies Current Savings Term Total 2008 201020082010 2009 «2010 ——2009 «2010 oO ®@ @ © © © © 855.12 82140 85932 1059.78 3897.15 4875.73 9651.58 6550.01 (178) (159) @4) 8B) 15A) (15.1) (140) (138) 38422 438.17 531.75 65831 143836 1973.84 2354.33 3068.33 3) 78) 67) 63) BS) BS) BB) 3) 19668 95.19 93.35. 40.79 56436 731.85 73438 867.89, @8) (16) 4) 03) A) 8) (.8) 24756 340.98 4984061752 874.00 1241.99 1619.95 220040 61) 68) 63) 6) BS) HN) 49) 4S) 7820 10269 16134 2008347281 757.11 71295 1060.62 (16) (48) 7) (18) 8) 5) 8) 2) 10133 7642 5227 6059 552.48 406.08 70608 543.09 @1) 13) 8) 5H) 13) TY 3560 1484 «= «278A 105.14 «3561 143.50 (80.69 07) 3) @0) 4) A) HOH) 29137 906.12 1138613405 1479.50 1498.70 1878.83 1878.87 (0 63) (42) H) 8) HT) BS) 20494 © 273.08 «8572 T7MB (913.38 82408. 117402 1174.57 @2) 47) 8) 8) 5) 7) 8) A) 8643 3306 «S824 «5659 560.14 614.64 70481 704.30 (8) 6) = 8) 5) A) OAT) (8) 499627 1913.09 33.17 e865 4497.46 5154.22 5866.90 7136, @r5) (330) 4) @)_— (17.2) (170) (145) 148) 1145.60 181361 1348 19.60 9703.14 9658.24 4862.22 5191.45 (235) 281) 4) 2) (44) (ZA)_ (12.0) (10.7) 1105 6889 «11.74 1379-4560 21942 68.38 300.10 (02) (12) 1) A) 2) 7) 2) (08) W762 332.58 7.95 36.28 74872 127858 99629 1645.41 67) 67) 1) 3) 9) 42) 3) BA) 44293 463.79 77.32 4B.17 3050.42 4308.43 3579.63 4320.43 (1) 608) 4) (14.7) (142) BB)_—_(10.0) 165.78 164.74 © 9817.12 1342.38 217565 187.95 2347.51 G4 @8) 7) A) A) 72) BB) 4B) 9350 61.09 6540 «297 925.19 1550.93 1084.09 1614.99 9) (41) 7) BH) A) 1284 ©1418 = «003.007 267 73:72«—« 755A «BTSB (3) 2) 0) 00) 2) 2) 2) (0) s04¢ 947 = 4.39408 35449 550.09 4182 aK.5d (2) (18) 0) 0) 44) (18) 1) (13) 5614 8584 1.254 33550 531.65 30289 618.13, (2) (18) 0) 43) 18) 10) (13) 390 363314343 18.09 1935543 (1) __@4) 0) __0) __4)_@t)__—@4)_O-t) ‘Note: Figures in bracket indicates percentage to total ‘Source : Basic Statistical Return IV. 67TABLE 4,2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2009 AND 2010 (Cont) (Amount in € Billion) ‘As onthe last Friday March Sector ofthe Economy Curent ‘Savings Torn Total 20092010 2000 010 ~—=2000~— 2010 ~—«2009 «2010 o @ @ w» © © mo 2. Ober Financia Institutions 114580752293 2885 67.97 1221.78 1005.48 1340.15 @4 07) 0) 2) BNA i) Financial Companies ‘198137003 280449 80a 531012705 02) @2@) 2) OH} OH) 2. Housing Finance Companies Bes ago oz 22852810 7579367810733 02) 02) 0) (02) 4) (03) 0.) ». Auto Finance Companies 324 488 ots 13081469638 t872 01) @1) 0) 1) OQ} HO) i Tota of Mutual Funds (nung 656 1238 -00t 03641991 645.38 42647 658.11 Private Sector Mutual Fund) ©) 02) 0) OO) tH) A) 2 Mutual Funds in Pivate Sector 470720 - 034 22874 235.18 23354 24272 © ©) @} 9) HH) OH) OB Other Mutual Funds 176 54719416 410.20 19293 41599 00 @) 0) 0) HA) OH) OB i) Unit Trost of nda 013 0880 = 1882 99321606 31.02 CO a ) WvInsurance Corporations and 8219 6741040064 28488 31005 77.18 387.00 Companies (02) 9) YHA) 0H) 8 \) Term Lending Insttvions 1431290027 Add 98.15 3555 Tt (09) 00) 0) OH) AY) W) Provident Fund instutons 1269 199-277 200 totes 10038 17712 10528 (03) (00) 0) (OO) @H) (03) A) 0) 3. Otter Financial Companies @ 16257 20152453148 749.10 94.07 916.25 1128.78 63 65) 0) ) HB) i) Financial Sences Companies s2t2 49.17 00206213175 0054 ta389 49.32 (1) 8) 9) HOB) i) Other Financial Companies @ 6206 10401210 Ado 14.65 19451 490.81 30292 (17) (18) 0) 0) 18), 08) 12) 08) i Obes 2850 4035 24686 0270 417.02 25355 «474.54 06) 08) 0) A) 8) 14) ——@H)__—(1.) Notes. : 1) Figures in bracket indicates percentage to total 2. @ Includes (a)' Financial Services Companies’ which underiake issue management, portfolio management et (6) Other Financial Gompnies' which are engaged in leasing, he purchase, loan companies et, and Others includes non- Profit institutions serving business like FICCI, Cil, ASSOCHAM, etc. Source Basie Statistical Return IV 68‘TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2009 AND 2010 (Concia) amount in€ Bion) 7s on the ast Friday March Sector fhe Economy Curent Savings Tem Tot a009 201020002010 200920102000 __a610 o @ ® ® © © @ © 1V, Household Sector 212673 297347 7OS031 1048573 13505.94 1510085 2265190 70048.75 us) 10) (636) (652) IS) (602) —(689) BO) 1. Indvuals (neiting Hind 85041 1080.18 700199 919807 107BOS7 1164448 1879197 2164279 (Undivided familes) (17.5) (18.3) (75.5) (74.2) (41.3) (38.5) (46.4) (45.2) 0) Famers 30734250 70010 102452 ose.2 055.19 175044 211042 @s) 7) «@2) 3) BHA) ip Bussinossmen, Traders, 30073 471.90 e089 119750 144450 172351 264180 s4t097 Sat Eloy Persons @o 2) @6) 67) GH) GH) A) Af) Wage and Salary Earners 4049 66.15 197377 208027 160028 215892 2917.21 4208.14 (os) (11) (48) 188) )t) tN) iv Strofs, Money Lenders, 114847535803 SOA 12001 10929 1005220142 Dealers Bution etc. (0.2) (0.8) (0.6) (04) (0.5) (0.6) (0.5) (0.6) ¥) Other ndvals 792943209 408460 478294 675410 @s14.19 1121790 117401 (78) (75) (43.5) (38.8) (25.8) (21.5) (27.8) (24.2) 2. Truss, Associations, Cubs ot. 7615 10226 17875 0140 OTT © 6a0.4 95078 97205 a) 48) 49) ) 7) HO) 2. Propritary and Pannership eos 61283 5043 7040 exear 605.23 17551 1560085 Concems etc (144) (14.0) (05) (0.6) (24) (23) (34) (2) 4, Edvcatonal stone 2548 169878687747 «17000 166658022 261.00 (0.5) (0.3) (08) (06) (07) (0.6) (7) (0.5) 5. Religious Institutions. 297 253 16.20 14.46 ‘57.87 36.36 71.04 52.35 ©) © 2) 2) 1) A) 6. others not lsewnere 472eh 378204255 98379 1215.08 198088 219048 336187 classified) (97) (65) (47) (8.0) (4.8) (6.8) (63) (6.9) \. Foreign Sector 0304 117.04 ss668 65450 107622 1035.03 74881 100657 2) @ 60) 6) 4) 64 4a) @N 1. Forign Consulates, Embassis, ese 438th 788 154084808 genes ermaion + ©) 1) 1) DAH 2. Now Residents amet 2307 50030 61510 907.25 6608 1550-10 1605.15 (0.6) (04) (56) (6.0) (3.8) (3.2) (39) (33) 3. Others FS e678 548 2702-2828 71.98 2h 1651816629 (4) (15) 3) 02) A) ‘Grand Total ues a0 s7ee4s 900577 tasttaz 2619619 026031 4000695 48360. (100.0) (100.0) (100.0) (100.0) (100.0) (100.0) (1000) (100.0) Note : Figures in bracket indicates percentage to total ‘Source : Basic Statistical Retum IV“TABLE 6:1: BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED ‘COMMERCIAL BANKS ACCORDING TO OCCUPATION -2011, amountin Bon) TR a Tae occuranon et Ge Mae Cnt a ist ownage tit owy ©) @ @) ) 6 © Taco ‘aware veg rae arenes ana are retro me s078 toss Teomite, = aznsae tmnt 2 het Paves ‘ome tenet ‘tea ‘Yorowe—_Saanae se mouse ‘mos eran, ius “arame eager 2 Feed andehee woe ena wot geomet ‘aus tovece ia Pow ae weer eran vase ame atTaT ‘root Oise a a2 ‘aes eer (hese & Vest om nn er fae sae (8 en Prceane ry or swe aor (romana otf 8 Votes ine te on ‘ss on ovens “oo aiae “oes ‘ns (natn Tees or ‘oon pee 359 {hse Ota Naa Fre Tenses 220 net ‘on (vendo ier 8K sitse ima Ge ise (Goer ein Torte Proce Bred tien tsnat soe 2 Gow en owe foot ano ine 2 Rater Pe rcs sia rt tess forcremed 8 amc Pras some ‘oe ese cian sts Crome 327 ‘owe 2 OiFenoes 7 ‘on Ee (homme Pamecnse Pr seco we (Sroreaseon ou oe 7 (sober Cre A Canc Prd vam 2o26 108 11 "Partum Gra rs Ns Ps ‘ou ase oeot 12 Mateo Conet& mer Pests ters sor to7e 1S bacctnat 8 sa Puce are east sane ‘oon ¢ Si fate teres mere agent font voor eee ‘atten Errore “as ‘0 or Starters aie saat aie (eacreu uae & Coos ona aa as ‘sivas van Pru 8 Tate Eadprents = Bo =a ‘Beare ev 8 er ‘oe oot ans eect Genter &Tomeieon fst 70 ‘91098, {itoncamersral ero os ‘st on (San scans War So er ‘set fr sercmamneton ests nr terrae () ntwce Comton zoe? Son ry 2 Terumo esas re sie) mar 2 ConureOuatios ‘sis size a0 3 vane acer rs ae 1 eoeaten eet ‘shete mao 2 Parana rt Cre ° sta =n vu rmance oer ‘sano mar vmatroriens 08 sore a 70‘TABLE 6.1 : BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED ‘COMMERCIAL BANKS ACCORDING TO OCCUPATION -2011 (Cont) tmcuntin€ Bon) eo saat sonra oS eee me a SEs = 2 AES mate = ab = ‘comic = SS FA Secu tiem 2 8 8 3 armen a ee S oo aR ds ‘s ete GSE 3 esate SRE OSS Ee Seer eam s Me 8S 8 Seer ae = 2 2 & oarsmen 2 8 8 2 La =f om & ‘3 Stmtasenae Orn 8 creas = eS ‘s 25S Themen a a 8 = soma 2 OME 38 Sos cwmanaten md SE Bd pete near att, mS Sas Fa iinet creme StS SE = cm 2s om OS 2 Sieh = Re gh 38 ict = ds ‘8 cence oom gE = ewes RRS 2 sumer Sm RS 5 Sen = Sf OR Fo seein ER = ee 2 2 = SoS Same te OR FA a OS Fe suena 2 OS “ Seemese, a Fa Se ae ot <3 om, So 38 = sce ee = ae mk Fe vo ome ms ORE as ec mt ORE as ce a <3 a a gt i Ter 2S Le 8 ts a sain = Sf St = Source Bess Salta Reh ol shaded someneca basin Ind, eur €, March 2011 n‘TABLE 5.1: BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED ‘COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2041 (Conc) amount in® ition) feATION Woot Grea ‘roan — Woof Creat ‘ercupamion pesmi ‘Umt___outsaning Accounts time 3) (8) ae) 7) "Die Finance 280735, Sago set 602259 2 nde ance ‘erat oor! “za97ee2 ata 2 Food Matson & Prooeeelna 24089 ness soot 70 (@) Ree ts, Flow & Oa Mae “4100 sos 7238 “300 (2) une 32 2ue0 2515 sate (ehEsbe Ole & Varaapas 70 zs) 10825 arash (a)TeaProcasena is 192 307 271 {o)Poczoia of ruts & Vepeales a esr aoe: mo Monee wait rear 195025 soar 3. Bovarae & Tobe 732 798 02 540 (2) Caton Tentos Piz oz = seats ta4907 (2) 8 Otter Natural ire Teton 1108 327 Ta0ot 310 (e\Handoo Tortie & Kot ses 2a eoras 4000 (@) One Testes & Teste Produ 25308 roo zirast ‘toon ‘5. Par Page: Products & Penn 530 aro omer e374 {6 Woods an Woos Pros as 112 52780 273 7. Leaher Leather Proce 4233 ya aaa aio 501 Choma & Choa Prods 08 reise ssi00 aaa 8 saat (o) navy ndstial Chemicals 978 ware ors2 21672 aze (2) Festa 228 sez ait 2038 ta62 (chr & Pramacoutet zs tos zest sos e057 (a) Non Ese Ole 05 at ‘604 2537 1837 (e} One Chanicals & Chemie! Prout 708 case 4a038 errss 2390 {2 Manufacture of Comect & Cement Prods 2482 i ase “768 zea? ‘2. Bane Wats & Metal Produce war zee ame aoa (a)ton 8 Sto a7 aaa “es; 28797 sar (2) Nan Feros Metts ‘0 mse 11804 0408 898 (o\ Meta Prose oes 5073640 oma aii (a) Hea Enancrn 302 300s 20408 ene (2) Lar Erinerna 5738 2 10720 500 (e) ec Machina & Goods 02 szs sere rast (a) loewone Machinery & Conde ‘est sas e70 wa 15. Vehios Veh Pre 8 Tranaport Equipments 1808 1145561485 sone 16. Oberinaisires azae 54316021 ware {7 ecto, Gus & Wate 008 ose nec? on7o ‘tsa (a) loctiy Generation &Traramision 520, 905525 tage 774.0 (@) Nan Conveonal Ena 2 ioe 1596 ‘2444 cea? (e}Ca5 Stam & Water Sot 2st ato 207 jeaat mace (a) Oner na niactre ‘6461 2s taza ONI 75640 (o)lnrasructre Constuaton 20123 joss tage: A6SR86 200696. ‘Profesional Serione 16238 3408 a2uet2 4276 2289 4M and Telesonmuncaons ‘908 m2 come Hosea 0095 7a S810 3489331 2. Consumer Durables 12479 ta8e 1200807 weet 5: Pereonal Cat Corde szeo7a2 0591 yos6o2e4 20876 6.0nar ezer0s2 e088 fass3146 sess 1 Whalessie Trade 61635 aire s28857 +9038, 2 Reta Tae sees aaar—easie05 00623, "TOTAL BANK CREDIT Goze 37486 aso. 120724005: “arse ‘Note + Dafa road her coveral bank breaches in nda and inde ls eascrind under te New Bl Mires Schama or 72GRAPH-4 OCCUPATION -WISE DISTRIBUTION OF CREDIT BY SCHEDULED COMMERCIAL BANKS ACCORDING TO BANK GROUPS-2011 (As on March 31) Sees Bank of Indes & Dy Amenoes oe eta ale awe Patan am ~~ Bm eet ee at ¢ tre ne Ace Youmpu Bake Wega Hal Bas one fee teen aboty om ted Me i. tain thereon ve ieee ed Sam MTom a ee aos! Peano a os a ee oa tne aoe Pum Sorta Ros AlSchndaed Cannes na thas ope shemee mo a ae, cr tee 1 FP sary rerio un, > oo tor a (sms oame ol - Peon Lana et ua" m7 . sar oe ae 7 = “cee se Note:$ includes IDB! Bank.TABLE 5.2 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF ‘SCHEDULED COMMERCIAL BANKS ACCORDING TO SIZE OF CREDIT LIMIT - 2011 ‘amount in ion) caemmornen TREE roach ee cote eae a S “St S oS Sr a ae ae ae ois sta oases owas wea sao 0002 sist anes tna) aogte nas ros annay nae sa sin o2neipeos ese ase wr qaaes wat tem oem sam ee sons mens eno ener uty tgmamn wat vues sno) teen hme omeuezs fess yas aay voues sci nnan ther arat a hens neupos ‘tae eis) aeao santa arab tas) aga pono yn 00 ‘eo yar wae ats cat tar suaan ana pone 00 ut 00 ‘wo ou) anes outa? ton nay ma sane anna tne tou susee saute anh we aha tah sen 0 ana 000 soonest so soot asa nh pene toa rep 3500 see oa) ssn ioe aon an asm sah sa snen0 ‘store sous seo senha aera = vain wana cana ame tena wae me CRE a ETO xan ae crea range ecient SS seca “Trt GR nen Tie“ oa wa a cman war wae wa ear waters me sen on wee fseen ons) rae trues ait aaah eapnae amar ste maca neues ves aah wer) tuna saya gnantcuaanaean poove0S anus 12 ‘um ase) oahu saabnc hme ieuewpas ‘sr ate) eae oath ae oan anos naa at hm 28nd wee om tah uaty outer ana nar sme seentupeoe we isan tm suas cana anah a sn inoue deo ae esos) rans tse ans sumedao ante 0 maa ana game ange mane eae tah sme ean 00 mam aaa ana rahaeh moan ti son to. cup 3500 aa causa eae ara amin ae son 00 esa tae tanh ents) ana mare ae vom manos ieee wim Roma Harem Tm Hares Tet are Note: $ Includes IDB! Bank Li. Source: Basic Stasical Retums of Scheduled Commercial Banks in India, Volume 40, March 2011 74GRAPH -5 DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO INTEREST RATE RANGE - 2010 AND 2011 (As on March 31) As on March 31, 2010 mm 0%-6% 6%. 10% 10% - 12% 12% 13% 13% -14% 1% - 15% = 15%- 16% 16% -17% 17% 18% 1 18% - 20% = 20% & above As on March 31, 2011) 147%, 0x -6% 1m 6%- 10% 10% -12% 12% -13% 13% 10% e143 -15% 15% -16% 16% 17% 17%. 18% 18% - 20% = 20% & above Note: Data for outstanding credit relate to accounts with credit limit of over 0.2 Mlilion 75TABLE 5.3 : DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO INTEREST RATE RANGE - 2010 AND 2011 (Amount in Billion) ‘As on March 31 2010 201 Interest Rate Bucket No. of (reat Amount No.of Credit Amount Account Limit ‘Out- Accounts tiie ‘Out standing standing o @ ® o ©) © Less than 6% avisi 181686145720 © 124420 © 2087.58, 62730 os) as) 1) 7 0) (a) (6% and above but loss than 10% 4805538 1109853 8908.72 «4110045 16801.72 nana @o7) (a5) 1a) (222) (253) (28.1) 10% and above but less thant2% 4e0ssi1 4252.71 9256.75 4720731 «2190144 1040.81 (02) (950) (23) (255) (29) (783) 12% and above but less than 13% 2aris7? 6256.24 4040.49 2500008807318 4851.09, (155) (54) (162) (144) (124) (140) 13% and above but less than 14% 1794955 3088.14 278.17 2807335 7755.08 5200.18 ay 78) (eo) (162) (18) wan 14% and above but less than 15% easas7 168507 1047.09 1268975 502789 2831.50 40) ay @n 9 5) 0) 115% and above but less than 16% 2e423 «88055 40049638204 «2781.81 184072 (19) ) (14) es) (42) aa 16% and above but less than 17% moss 80591 21059 © 2a4185 © 5. 06 46067 (14) (8) (oa) 8) (14) 3) 17% and above but less than 18% ‘wes07 179.98 see 198321 42027 253.06 (09) (oa) (os) wy (08) Co) 18% and above but less than20% 316409 222.29 s4ogo 298435 430.91 15443, eo (os) os) (18) 07 (oa) 20% and above 65160 964.63 yorie 1233808 466.90 10553 (sa) 9) (04) 67 7 3) Total Loans & Advances 1930531 40716.7028640.10-«teAB4s4s 6840.79 35430.53. (1000) (100.0) (00.0) (100.0) (400.0) (400.0) Inland & Foreign Bils Purchased / Discounted 77500 2953.7 1204.18 ea7ss__st7a74___ 1478.08 TOTAL 16016031 4967046 20848.25 18560281 72013.53_—36017.50 Notes: 1. Data relate to accounts each with credit limit over € 0.2 Million, 2. Figures in brackets represent per cent share in total loans and advances. ‘Source: Basic Stalstical Retums of Scheduled Commercial Banks in India, 2010 & 2011, Volume 39 & 40. 76‘TABLE 5.4 : OUTSTANDING ADVANCES OF SCHEDULED COMMERCIAL BANKS TO EXPORTERS (Amount in Bion) sonst sooo 200320042008 amke«« 2007208200021 at aat2 Marsh “12s B28 earaa 0s —862OT 101826 109089 125940 TETAS TeHBAT 01600 une 47225 51443 62858 TASK GOST 107989. 056 11077 “49659 E9800. 1961.00 Sentenber 448.04 52399 HES T53S1 84773 118879. 198172 120657 140439 1757.00. is46c0 December 45984 S670 o6712 61965. O7769 117749 ta7Ast 123744 157K 100600 Note: Data pertain to select scheduled commercial banks (excluding Regional Rural Banks), which are avaling export credit refinance (ECR) facity from RBI. Since Apri 01, 2004, data for export credit also includes three co-operative banks, viz, () Bombay Mercantile Co-operative Bank, (i) Maharashira State Co-operalive bank and (li) Saraswat Co-operative Bank, which are availing ECR facility from RBI. ‘Source : Monetary Policy Department , RBI. 7‘TABLE 5.5 : OUTSTANDING ADVANCES OF SCHEDULED COMMERCIAL BANKS. FOR PUBLIC FOOD PROCUREMENT OPERATIONS (Amount in & Billion) ‘Ason the last reporting Friday ofthe month ‘Bank Grou Mar. Apr. May. Jun. Jul Aug. Sep. Oct Nov. Dec. Jan. Feb. Mar. P 2011 2011 2011 2011 2011-2011 20112011 2011-2011 201220122012 oO ® © © © © ® ® O 1% OH 1 1. Public Sector Banks(11+1.2) 610 408 633679618645 GOZ HGS 7HB 783 THT 7H 4.4. $Bl and its “Associates 203 145 «225-221 201208212 «OL 223 Bt 2592788 1.2. Nationalised Banks $ 407 263-408-458 «417-437 300404463 844A 5B «470 2. Private Sector Banks. 32 02H CGT HB 2.1, Old Private ‘Sector Banks 1% 1 «1 2 mF 2 2% 6 0 3 3 30 90 2.2. New Private SeciorBanks = «s16—<“ité‘a:C(‘ ‘SCS: SHO SH_OCiHCtiC‘i CCB 3. Foreign Banks Total (14243) 642435665772, 7OA 73518878 BAA BID Note = § Includes IDBI Bank Limited ‘Source : Department of Economic and Policy Research, RBI 78TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS: (Amount In Billion) ‘Ap “May —une—~—ly August September Sector aor aot donot ett o @ @ @ © ©) 1 Non-food Credit (1#2+2+4) 3677429 36836.27 3708032 37281.58 3761090 3768.93 1 Agrleulture & Allied Activition 4527.00 4507.80 4538.10 443004 430461 4337.91 2 Industry (Micro & Small, Medium and Large) 1696015 16877.27 1667577 1670780 1714419 17421.65 24 Miero& Small 739829 739330 233383238521 2008.74 2470.91 22 Medium 187026 180045 1871.05 109006 1979.86 1056.66 23 Large 1216260 1296352 1247090 1252254 1281759 1903507 2 Services ‘066.37 8810.17 9922.80 904087 8851.77 9124.13 8.4. Transport Operators 05246 643.48 055.48 626.07 650.0 (888.48 32. Computer Sofware 1422314484897 14523 87.17 140.40 33. Toutlem, Holle & Restaurants 26324 205.29 200.18 20020 20082294.18 34. Shipping 9098 91.28 «9819-004 © weg) 8.87 25. Professional Senices 0248 581.23 58244 505.90 51663 805.22 36 Trade 4e53.92 1041.88 185142 187206 t061.69 © 1061.88, 36.1 Wholesale Trade (other than food procurement) 1028.17 101703 101837 988.98 74st 1025.31 362 Retail Trade 82575 824.85 83304 673.09 887.17 «838.67 3.7 Commercial Real Estate 114550 114576 115376 119245111652 1148.59 ‘38 Non-Banking Financial Companies (NBFCs) 173044 171456 1601.40 172940 1748.00 1837.61 29 Other Services 2456.13 797356 2470.00 2640.22 2440.22 1800.88 4 Personal Loans 6011.77 oa204 6952.55 701318 7100.19 © 7085.26 41 Consumer Durables 10558 1030110182814 BBB. 42. Housing (Including Priory Sector Housing) 9595.98 3584.02 9588.26 9616.02 3641.71 9688.89 4.3 Advances against Fixed Depostis (cluding FCNR (8), NRNR Deposits etc.) 6017s Se381Gitt3 53423 Saaet ——gos.e2 44, Advances to Individuals against share, bonds, et M435 az MATS RBZ OT 45. Crodit Card Outstanding 17208 18649 18138 18604 189.80 «189.07 46 Educaton 40015 49937 44a9 409.81 47649 480,09 47 Vehieo Loane ores gone 623.20 5.11 eat.a2 gana 4.8 Other Personal Loans s22621 110292 1167.08 124891 128029118928, 5 Prlority Sector 1234583 1235051 1247599 1244576 1218891 1245235 5:1 Aayiculture & Aliod Activites 4527.00 4507.80 4538.10 443004 430461 4397.91 52. Miero& Small Enterprises 4557.96 455057 457408 463860 4608.74 4716.87 5.2(@) Manufacturing 739629 2393.30 233383 238521 2806-74 2420.91 52(0) Services 2187 722628 2240.28 7253.39 © 228201 2287.06 53 Housing| 2343.00 237627 238399 238069 2363.42 2382.83 54. Mero-Crect 2502 25281 2rtar 41.78 «29553 (224.80 ‘55. Education Loane 43082 4317043600 446.78 46759 (476.93 ‘56. Stato-Sponsored Orgs. for SCIST 2037 2035284 = 25.10 16.88 18.80 157 Weakor Sections 201393 2002.35 209509 201458 1976.78 207220 58 Export Credit 30023 g0843 334429051 367.77___407.17 Note 1. Data re proven nd reat t sole banks Wrch cover 98 per cont etal on fod rect xondos bya schodtid commer barks, 2. Export eet ue pionty sate reatesofrgn banks ery “4. Miro ral arene under ln 8:2 ches ced ore @ sal enfervien nantes Wl os serves scr ‘5. Miro rect under pry scat ndude eae of very mal amount at excusing Re 0,00 per bora provid by Barks ‘eta drecty or recy UreuphaSa Hop Grouse (SHCey Jot Lieily Greupe JLo} machanem ‘rte Non banka Franco Companies (NEFOsY Maco Fnac nstutns (MF) er erencig upto Rs. 60,00 pr borowe. {6 Fordotats of prety seco, las rel RBI Cra RBU2008-2007968 RPCD. No Plan. BC: 4 04.09.01 2006-07 Ap 0, 207 7 Dala cn eect commas aa ett sine Sap 2009 ae not compare wh he eae da, ef tango in daniion win ict rom Sap 2000 Sous Monetary Paley Deparment, RB 79TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concid) (Amount in Billion) ‘October November December January February March Sector 2011 2011 20112012 20122012 o ® oo ay 1 Nonood Greait (1424364) 36961.89 38723.86 40457.76 40387.90 40849.89 2007.44 1 Agrculture & Allied Activities 405340 441.41 400698 4650.17 4790.71 522522 2 Industry (Micro & Small, Medium and Large) 1750622 1711.83 1858502 18504.39 18819.06 19674.53, 24 Micra & Small 2428.27 2448.25 2407.81 246908 2405.17 2592.08, 22 Medium 196237 1971.81 1985.66 2015.22 204407 2056.42 23 Large 1919557 19201.7 1419154 14026.11 1427981 1502807 3 Services 9271.05 9287.09 9046.88 9770.59 9901.85 10167,90 9.4, Transport Operators 667.10 65045 870.77 eset BLS? 713.5, 32. Computer Sofware ss8s 1462015053 150.22 140.90 184.05 33 Tourlem, Hotels & Restaurants 29825 90260 © 31808 S122 Sta7S B87 3.4. Shipping osso 9693810080 «10837 aa Be 35. Professional Services sea 60476 «6247961003187 638.85 36 Trade 197399 2018.32 2077.14 200807 212058 2208.80 36:1. Wholesale Trade (other than food procurement) tost0s 112747 1174.94 1184.04 122649 1270.50 362 Retall Trade 0281 690.85 90220 90203 895.08 920.21, 3.7 Commercial RealEstate 117267 1166.70 118084 1167.19 1204.01 1205.19 38. Non-Banking Financial Companies (NBFCS) 195455 1872.22 2108.44 201028 207834 2218.12 39 Other Services 2478.02 252891 262361205537 | 267058 2627.53, 4 Personal Loans TH6153 720653741948 7445.74 7489.28 7829.70 441 Consumer Durables 0625 ©8168 120488528890 8795 42. Housing (Inuding Priory Sector Housing) 360035 372503378601 3819.79 380728 402878, 4.3. Advances against Fixod Doposits (Incluging FENR (8), NRNR Deposits etc) e051 587.69 587.90 61022 0B aaa 44 Advances to Inavidunis against share, bonds, te 3235 3612083 984B 8988S 48. Crodt Card Outstanding toot 196.11 19489 203.12 20893 204.35 48 Education 40965 49085 49200 495.28 © 50081 501.00 47 Vehicle Loans: 5088 608.77 «905.77 1941 BGT 940.06 48 Other Personal Loans 119051 122048 1281.71 127524 1911.00 139642 5. Priority Sector 2483.96 1253047 | 12750.20 1203.28 1272495 1412.17 5.1. Agrcutue & Alied Activities 4959.10 441041460698 4650.17 4790.71 8225.2 52. Mlero& Small Enterprises 4738.45 473573 482543477623 4861.13 519055 5.2(a) Manufacturing 243827 2448.25 2467.81 2460.08 2406.17 250205, 52(0) Services 2300.17 228747 2357.62 2818.17 2365.05 2508.51 53. Housing 2se282 2360.00 © 240221 2412.78 2591.02 255424 ‘54. Mlero-Crect e801 25343 200.95 203.2 20086 231.10 ‘55. Education Loans 46170 470.78 Ae.5t © 403.98 «4843048265, ‘56. Siate-Sponsored Orgs. for SCIST 1670 ©1715-7819 a700 27871935, 517 Weaker Sections 210546 211268 2149.12 218586 2220.92 2563.05, 5.8 Export Credit 41099 408.92 40392 95408 316.11 37899 Note 1. Data are provistona andrea to select banks whch cover BS per cen otal nor fod ret extended bya chee commer banks. 2 Expr crest ue pony seco reste to frig banks ony. ‘3. Miro & enal under tom 21 nudes cota mic & smal nui n manutacuing sco. 4. Miro & sal entries under tom 5.2 nudes erect omic & smal ererpises in manufacturing as walla sarees sot. 5. Miro crt uncer pry seco Indes bans of vr sma amcunt ot exceeding Rs. 50,00 per borer provided by barks ‘thar deat or nec rough a St Hop Groupe (SH dont Leby Crops (1.Ge) mocranem ‘orto Non-baning Finance Carpanes(NBFCAY Mere Finan netuons (Fs) for on enng upto Rs, 50,000 pe orower 6 For deta of pry sect, lao refer RBI CroserRB2006-2007888 RPC. No Plan. BC. 4.08.01 2006.07 Ap 20,2007 7 Dataen costo comma val aetna since Sep 2009 ae ol comparable wih Souce Monetary Poey Deparment, RB 80 eds, lo change i dition wit tect to Sep 2008.‘TABLE 5.7: INDUSTRY-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Amount in & Billion) ‘pd May “july August September Industry oir 2011 2011 ort 2014 0 @ © © 2.4 Mining & Quarrying (incl. Coal) 257.43 264.33 aries 27220~—~—«275.40 22 Food Processing 855.44 857.06 87323 857.03 855.16 22.1 Sugar 25785 258.50 259.20 25200 247.47 2.2.2 Edible Os & Vanaspati 1885 129560 13292 12845 121.80 223 Tea 24 21.84 zB 2314 23.28 224 Others 446.70 446.22 4582145345 «46260 23. Beverage & Tobacco 1203311932 1317943237 13602 24 Textiles 1400.26 1458.01 14145 144832145249 1454.82 24.4 Cation Texties 149.90 758.02 4689 4384 726.00 242 Jute Textles 1473 14st 13791364 1482 243. Man-Made Textiles yoas2 101.82 10529 10831 104.25, 244 Other Textiles 591.70 581.88 58235 585,70 598.84 25 Leather & Leather Products, m9 7170 Tat 76.20 268 Wood & Wood Products 53705375 sons 5064 60.68, 27 Paper & Paper Products 21296 216.23 B75 72930 234.28 28 Petroleum, Coal Products & Nuclear Fu e044 662.40 53126 61528 640.62 29 Chemicals & Chemical Products 97.60 924.27 92008 948.91 966.70 29. Fertiliser eset @300 e679 84.50 28.09 2.82 Drugs & Pharmacouteals 40948 419.93 42513 437.05 436.21 293 Petro Chemicals 1179212191 1954312765 13420 294 Others 298.50 290.43 30302 300.71 310.21 2.40 Rubber, Plastic & thelr Products, 22837 23045 23333-4033 248.35 2.41 Glass & Glassware sigs 534955125259 51.2882 2.42 Cement & Cement Products 204.24 297.60 30802-31627 3227228. 2.43 Basic Metal & Metal Product 241289 213881 2140.21 2230.13 231219 2308.61 2.43.1. Iron & Steel 169033 1653.88 1653.58 1701.94 176368 174401 2432. Other Metal & Metal Product 48256 40495 49562 597.19 S4BS1 557.60 2.44 All Engineering 93325 9987795824 © s7AZT 900.868 1018.32 2.44.1. Electronics 25425 25585 arta7 27542-28140 «(28862 2.462. Others 67901 6831268677 eoHaS © 7004872999 248 Vehicles, Vehicle Parts & Transport Equipment 49261 451.74 464.20 4848 40.84 © 50087 2.46 Gems & Jewollery 406.51 40938 415.59 4289145097 —467.88, 2.47 Construction 50592 498.75 506.68 486.90 489.88 © 500.77 2.48 Infrastructure 5403.90 5501.78 5527.42 5498.11 5507.80 5640.58 2.18.1. Power 27916 2875.47 202401 2006.15 208357 3007.52 248.2. Telecommunications 100024 977.31 43.19 «907.71 © goag2 an. 218.3 Roads 956.04 981.68 900.98 100767 1028109545, 2.48.4. Other Infrastructure 65345 66732 6698367658 | aat.62 «(70897 2.49 Other industries 1468.25 1asi.74 143 1533.11 1858.96 1641.70 Total 16360.17 1657.28 16675.75 16797.80 17144.19 _17421.64 Note: Data ae provisional and relate to select 47 banks, which account for 95 per cent of total non-food extended by all ‘schedules commercial banks, ‘Source : Monetary Policy Department, RB 81TABLE 5.7: INDUSTRY-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concia,) (Amount in & Billion) (October November December January February ‘March Industry 2011 2014 oir 20122012202 o ® @ 0 ay) 24, Mining & Quarrying (incl. Coal) 2e063 279.10 «295-14 90072 «SOT «824.95 22 Food Processing est 85725 922.53 943.40 71.95 1024.11 22.4 Sugar 24832-23596 «25049-27572 2008631163 2.2.2. Edible Oils & Vanaspati 12128 © 12572 41.91 1954113381 149.52 223 Te wa = maar ave a] ak 224 Others 45872 47230 © «49835-50888 516.34 545.79 Beverage & Tobacco w3a21 1369213848 135.13 13079 135.10 Textiles 1468.85 1481.21 1521.67 1544.80 1558.09 1598.50 24.4. Catton Textiles 7974 740.24 75781-79098 7796 810.46 242 Jute Testies yae¢ 13801441 14.09 1381 13.92 24:3. Man-Made Textios 1as4 10381-11928 t0998 114.09 11360 244 Other Textiles 6t174 61537 63019-62877 «635.23 660.53 25 Leather & Leather Products 7453 -7590=77B1_= 750272387449 2.6 Wood & Wood Products 1s 131.6315 1956.35, 2.7 Paper & Paper Products, 23593 23868-24747 «24403 246.78 251.11 Petroleum, Coal Products & Nuclear Fuels 61595 501.10 «GAT 501.09 564.24 700.55 Chemicals & Chemical Products 970.14 90482104855 4027.07 1046.63 1128.03 29.4 Fertliser Ce ee ee ee 2.92 Drugs & Pharmaceuticals 44167 448.08 481584489 45371 472.08 293 Petro Chemicals 13858 19895 160.25 145.28 1496518461 294 others 3092331822 © «31830-90073 902.75 916.83 2.10 25107 240.96 24882 2ANAT— 251.38 2857.51 2m 5613 56.10 88.72 87.88 S073 B.8A 2.12. Cement & Coment Products 3827333883 «3657035861 365.28 371.85 2.13 Basic Metal & Metal Product zszse1 237084 «2477.12 AGSe4 2406.37 2556.20 2.13.4. Iron & Stee! 176402 180234 187781 186086 1870.78 1927.49 2.132 Otner Metal & Metal Product s6178 S649 50952 595.08 1659 628.81 2.14 Al Engineering 1033.48 1020.92 1085.53 1073.08 1104.88 1135.67 2.44 Blectonics 20618 200.37 = 312093000) 31983 319.92 2142 Obers 7aT29 743.55 T7RAA 70842178135 —B15.75 2418 Vehicles, Vehicle Parts & Transport Equipment 4949 508.24 5897 517.50 51903 516.10 2.16 Goms & Jewellery 47223 458.69 482.88 482.28 © 49009 603.66 247 Construction 525.11 52440 «S4K08 582.00 564.19 567.05 2.18 Infrastructure 574559 5799.68 5967.67 601258 606415 6190.86, 2.18.41 Power 3020.38 3065.39 «315437 3170.78 3190.08 328860 2.182. Telecommurications 92542 92031 Ns) 9205 ITD (95.04 2183 Roads 105322 106255 1090.82 «1097.03 112001 1143.83 2184 Other infrastructure vag69 7514301282 TA wT azRD 2.19 Other industries 1649.45 1661.07 1851.71 4819.34 1950.02 2218.83 Total 1759624 1711.85 18585.00 1650439 16819.08 1967454 Note: Data are provisional and relate to selec 47 banks, which account for 95 percent of total non-food extended by al ‘scheduled commercial banks, ‘Source: Monetary Policy Department, RBL 82‘TABLE 6.1 : DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS" ADVANCES ‘TO PRIORITY SECTOR - 2011 (Amount in & milions) “As.on the last reporting Friday of March ‘Agriculture and Alied Activities Direct indirect Total ‘Stata | Union Tarstony Not Balance No.of Balance Noof Balance Accounts outstanding. ‘Accounts nistanding. Accounts outstanding, @) 2) ‘@) @ (@) (6) Northern Region ‘3862705 e777 701330 447328, ‘96a035 1133105 Delhi 128121 63901 10199 192604 138320 256685 Punjab 951943 216128 4005380647 991396 296775 Haryana 1173 143675 1700869499 7B182 213174 ‘Chandigarh 38181 35220 1269 58832 39450 94051 Jammu & Kashmir 112693 45372 46403702 117533 19074 Himachal Pradesh 223925 21596 8850 3640 232775 25236 Rajasthan 1697069 195795 19310 92914 1716373228108 North-Eastem Region 495661 20868 156257903 511286 arm Assam 296548 18428 9857 5687 308405 24095 Meghalaya 30856 2605 1363747 32219 3352 Mizoram 11132 1368 44184 1176 1552 ‘Arunachal Pradesh 12506 862 32 162 12917 1024 Nagaland 25945 1428 1349334 27294 1761 Manipur 20361 2587 496198 29797 2785 Tripura 89223 2592 1655 Gtt 90878 3202 Eastern Region 4100560, 27e44o 152047 158113 4253507 437553 1470751 76640 36228 16118 1508977 92757 453922 20458 133055364 467227 25822 1164615 119083 vert? 90638 1244392208731 1000459 62538 23195 45809 1023594 © 108347 8573 506 434140 9007 46 ‘Andaman & Nicobar 2240 205 130 45 2370 250 Central Region 6217873 96742 128256 184363, 6346129771405 Uttar Pradesh 4083493, 337445 84422 97327 414795 434772 Uttarakhand 314086 33014 125228757 326608 at77t Madhya Pradesh 1429960 172910 23651 55888 1453611 228798 Chatisgarh 410334 43373 7661 22394 417995 65764 Western Region 4398689 872436 77034 241219 4475723813655 Gujarat 1810066 192229 42712 68825 185278 261055, Maharashtra 2557006 377328 30548 168440 2587555 545768 Daman & Diu a 37 46 11 217 48 Goa 30140 2736 3616 3929 33756 6665 Dadra & Nagar Haveli 1306 108 1M 13 147 120 ‘Southern Region seanes75 = 1442266 313778 436301 19800353 1878567 Andhra Pradesh 7014292 489351 62814 173674 7077106 662825 Kamataka 2347514 270993 7573876706 2423253347699 Lakshadweep 1027 32 8 0 1038 32 Tamilnadu 6647116 483597 72223 128435 6719339612032 Kerala 2398381 192232 102042 56482 2500423 248714 Puducherry, 78245 6061 951__1104 79196, 7165 ‘Allindia 737562063 3602529, 7589701469227 36351033 5071756 ‘Source : Quarterly returns on advances 16 priory sectors, Rural Planning and Gredit Department, RBI 83TABLE : DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS" ADVANCES TO PRIORITY SECTOR - 2011 (Contd) (Amount in €milions) “As on the last reporing Friday of March Total advances io Of oal aavances to SE, ‘Ofiotalaavances To SE, 1©/Union Teritory Small Enterprises (SE) advances to manufacturing advances to service State Union Tertiony enterprises entorprisos* Noof Balance Naot Balance Noor Balance ‘Accounts outstanding, ‘Accounts outstanding, ‘Accounts _ outstanding, a @) ‘@ (10) H (12) Northern Region 1503017 1012666 weTe2T sae T11e873 401836 Dehi 215547 370508 65455 191316 121963131600, Punjab auatri 24649 102820, 131983, 2i7eis 82608 Haryana zoos = 142884 53716 83704 181259 55604 Chandigarh 59982 43428 12596 26708 45367 (16882 Jammu Kashmir 143508 aasrt 2e14a 12384 ‘1919925199, Himachal Predesh 118213 40044 22884 18502 s0619 519 Rajasthan 4qsgez 155782 79208 eai7e 34105368543 North-Eastern Region 238672 s1340 roser 18281 te2013 31331 Assam 462503 37538 41980 13754 ‘1881822558, Meghalaya 15085 4198 4616 1681 10427 2482 Mizoram 6138 1339 3537 305 2435 979 ‘Arunachal Pradesh 13312 ‘1798 317 284 9041 1480 Nagaland 13545 1716 9807 367 317 918 Manipur 7180 77 2483, 361 4557 751 “Teipura 17908 3676 4927 1390 rerio 2102 Eastern Region tsoeze3 532581 339023 239680 totes 282250 Binar 347007 43649 58273 8281 2e7TT) 34339 sarknand 194535 72087 32717 35248 158028 (38768 West Bengal e2sri8 315257 185440, 164745, asszrs 137685 Orissa ous 96983 65919 20484 278084 88305 sik 9215 2278 753 457 8149 1448 ‘Andaman & Nicobar 11320 2128 921 466 10368 16 Central Region vaoisss 474095, 214890 223397 ‘128644 248560 Uttar Pradesh 796283 2ratBt ‘7388 ‘27012 e10709 143909 Uttarakhand ‘09852 38169 24023 16738, e019 22103, Madhya Pradesh 350758 108004 4555 50927 30217058700 Chatisgarh 154847 965 26964 29660 tres 23788 Western Region 1517906 1431648 225388 685066 1192302 541067 Guarat 501528312296 ‘18219 205231 354428 98074 Maharashtra 963589 1094276 160177 470579 71695 | 429008 Daman & Diu 1585 1760 825 1529 675 215 Goa sote4 22226 srs 7888 asa 14103 Dadra & NagarHaveli 1110 1149 482 960 585 187 Southern Region 9105209 1282042 30524 630827 2008773562205 ‘Andhra Pradesh 833079299336 138329 477185 ssaoee 124304 Kemataka Tous 254319 94850 118921 e540 148657 Lakshadweep 570 Gi 62 7 485 82 Temitneds 1063008 «575360 223648 277180 936002 198067 Kerala aris 144544 80439 54696 405078 89569 Puducherry 16981 5323 2108 2648 15088 2568 ‘All india 13301675 ____4785272 Ter7138, Beate Includes Toans for etal trade. ‘Source : Quarterly retums on advances to priority sectors, Rural Planning and Credit Department, RB 84TABLE 6. ISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS" ADVANCES. ‘TO PRIORITY SECTOR - 2011 (Conld) {Amount in &rilons) 7s on ta tat reporing Friday of March ‘Of otal advances to SE, Loans to arisans, vilage & ‘Oficial advances SE, “Term loans, ‘cottage indusbies credit mit ‘advances to units In Kad ‘State Union Teritory not exceeding Rs 50000 & vilage Indus Noo? Balance Not Balance Nook Balance Accounts __outstancing Accounts outstanding Accounts outstanding 3) (14) (15) (18) ary (18) Northern Region ‘08360 TeB660 wer asi 017 B5i2 28796 313 110 304 1780 5836 2ora4 13285 451 an 309 Haryana 52770 2213 6308 267 ‘608 1543 Chandigarh 11971 9763 264 83 119 550 Jammu & Kashmie 62209 13907 9736 483 3077 343 Himachal Pradesh 24965 8561 207 204 1765 161 Rajasthan 163013, 35844 25874 1043 12972 7 North-Eastern Region 38244 7108 ares 454 5639 926 ‘Assam 25054 5330 3049 384 3973 518 Meghalaya 2808 724 103 10 282 1 Mizoram 1028 7 a 5 7 2 ‘Arunachal Pradesh 258 192 ot 4 231 35 Nagaland 2817 262 251 16 637 194 Manipur 1623 184 33 19 250 sr ‘rioura 1763 237 15 6 179 ar Eastern Region 285506 7281 T8190 3698 617 2005 Bihar 63738 8400 17005 601 3625 439 savkhand 54435 sa774 9549 635 4636 198 ‘West Bengal 88870 airs 37086 1968 6960 266 Orissa 7081 23504 7107 467 5270 480 ‘Sikkim 1377 252 702 28 78 10 ‘Andaman & Nicobar 2085 546 ° ° 50 2 Central Region ‘315990 1059 47308 3583 wm 3260 Uttar Pradesh 167820 4012 para 2643 10876 2367 Uttarakhand 25585 7879 1948 113 1465 132 Madhya Pradesh 2081 18268 14163 23 3871 404 Chatisgarh 30544 8898 2089 115 {p82 a Western Region 435100 ‘330072 15021 20 40497 5636 Gujarat 140688 67840, 4936 397 4058 936 Maharashira 279674 254568 10700 zara 5367 4560 Daman & Dia 321 221 ° 0 5 0 Goa’ 14188 7073 zat 108 487 10 Dadra & Nagar Havel 240 270 “4 1 0 ° ‘Southern Region earasr 305389 15725 aert 33734 e132 ‘Andhva Pradesh 23402 61995 15203 342 9668 2298 Karnataka 1186083 6433 25075 1678 3260 1042 Lakshadweep 8 ° 5 ° 7 1 Tamiinadu 222273 148034 23780 1348 e275 2075 Kerala ‘00058 26785, Hott 780 14461 608 Puducherey 765, 1251 651 3 3 2 ‘Allingia 230773 ‘sear 27a396 Tra73 ara. Baro ‘Source : Guarieyrelums on advances to ply seciors, Rural Planning and Creal Doparien, BL 85‘TABLE 6.1 : DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS" ADVANCES. ‘TO PRIORITY SECTOR - 2011 (Conte) (Amount in €mitlons) “Ag on te last reporing Friday of March ‘Micro credit (other than loans Total advances to weaker Tota ioans granted to SHGs/JLGs } sections in priority secior {or Education State / Union Teritory No.of Balance No.of Balance Not Balance ‘Accounts outstanding, ‘Accounts outstanding Accounts outstanding 19) (20) 21) (2) 3) ‘a Northern Region wert 3580 ‘aa78753 aes68s "783900 7538 Deby 2027 3066 53395 32665, 38761 11749 Punjab 10235 573 787358 142631 30937 3382 Haryana 110830 364 513397 80492 34161 7806 Chandigarh 1470 119 25192 12049 6057 1874 Jammu & Kashmir 18049 487 178340 19689 9450 1908 Himachal Pradesh 2372 88 205141 17901 2203 2890 Rejasthan 19438 893 ss16992 160327 50241 10329 North-Eastern Region 6533 1488 se9088 41406 7041 4304 ‘Assam 5604 1238 390310, 24313 12997 3054 Meghalaya 210 6 41404 4169 1261 295 Mezeram 37 2 11022 1318 585 22 ‘Arunachal Pradesh 119 3 15178 1344 372 3 Nagaland 179 2 27292 2a7a 340 a7 Manipur 103 7 32775 aart 1166 354 Tripura 281 193 7107 4513, 1220 248 Eastern Region rosie 11203 ag04z2 243153 240s 50923 Bihar 27553, 903 1357774 ‘65857 62646 13822 “Jharkhand 17982 17 672649 29094 30214 9304 ‘West Bengal 40850 8284 1391047 118875, 73333 13936 Orissa 16108 1254 1118800 66545, 65428 13673 Sikkim 576 24 12521 2002 341 a7 ‘Andaman & Nicobar 54 2 3341 380 496 101 Central Region 106528, 5316 ‘saes001 437450 281876 43971 Uttar Pradesh 85068 3962 3610155 277862 ‘126756 28080 Untarakhand 4616 182 285761 25401 23222 S110 Madhya Pradesh 28274 869 1213590 113840 71216 12943 Chattisgarh 7670 304 250475 20647 4082 2827 Western Region 2as7ss 13002 ssat722 32n04s ‘191600 arr Gujarat 59706 3807 1190253, his015, 44593 11306 Maharashtra 5747 9931 2095770 206549 42676 35456 Daman & Dia 153 4 ‘502 63 251 44 Goa 3839 481 33703 5349 3506 249 Dadra & Nagar Haveli 280 10 1494 170 574 n Southern Region 1518370128857 15613097 snasz22 1412078 233436 ‘Andhra Pradesh 31406943241 ‘5461000 374949 220779 50918 20220118136 e51013, ‘01680 ‘2783 32162 214 6 ‘6008 443 16 2 e4o5s6 (27274 6114786 375281 717261 95823 14504043002 2iiaaaa 1195933 280998, 52821 16350 198 65762 4986, 11242. 1709, 72052055 165445, 32660063 2688971 ZaBTeAS, 779328 ‘Source : Quarlery relurns on advances to priorly seciors, Rural Planting and Credit Deparment, RBI 86‘TABLE 6.1 : DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS' ADVANCES ‘TO PRIORITY SECTOR - 2011 (Contd) (Amount in &milions) “As on te lst reporing Friday of March Toane 0 SORT Loans granted to SSO for Total Housing Loans beneficiaries ‘onlenaing to SCISTS, ‘State / Union Tertory > peneficaries — No.of Balance Toot Balance ‘Accounts outstanding ‘Accounts outstanding ‘Aceounis outstanding (25) 28) 27 (By 3) (20) Northern Region Tam08s8 2058 7542 125 Tei628 353733 Delhi 46578 117890 78 18 1113901 409333 Punjab 457010 104975 728 87 154095 59779 Haryana 192873 40733, 288 10 ‘100808 49238 Chandigarh 21205 7146 37 2 21398 18786 Jammu & Kashmir 11683, 1560 350 “1 118011 24879 Himachal Pradesh 102095 +4004 12 0 45129 113406 Rajasthan 519594 45751 5 1 198348, 78711 North-Eastern Region 193860, 19038 395 91129 sree ‘Assam 118098 9833 et 58219 118833 Meghalaya 14483 3499 1 ‘6695 2irt Mizoram 5147 84 o 10367 3797 ‘Arunachal Pradesh m7 m1 0 +1603, 484 Nagalané 5340 1479 2 2519 1090 Manipur 11287 1113, 170 ran 1037 Tripura 32188 2879 161 4484 1876 Easton Region ‘toaseat 72259 3759 514361 92442 Bihar 220563 12898 473 48304 16971 “Jharkhand e014 11923 6 42071 20660 West Bengal asg2it 32025 3078 238821 110245 Orissa 210829 13177 154 174828 30892 ‘Sikkim 10364 2088 0 8535 an7 ‘Andaman & Nicobar 3533 147 ° 1734 958 Contra! Region s791916 118964 zat 116 560087 29717 Uttar Pragesh 1085764 66342 1883 cA 251283, 408133 Uttarakhand 73310 6936 48, 19 62228 23492 Madhya Pradesh 398012 33938 305 8 ‘188202 T2901 Chattisgarh 274830 ‘1780 32 1 58276 2100 Western Region s611196 146608 1304 4 1031203 858372 Gujarat 1160324 67483 133 2 274s 144544 Mahereshtra 429202 77394 1198 st wa78r"1 701615, Daman & Diu 963 167 0 0 945 4 Goa 1133 1077 3 1 19588 an108 Dadra & Nagar Havel 1084 6 ° ° 1651 684 Southern Region 3060363 211884 625 280 1784185 42408 ‘Andhra Pradesh 971708 aT7at 187 26 527900 248860 Kamataka 1558725, 49603, 258 6 378802 210808 Lokshadweep ait 329 9 0 212 78 Taminads snara39 81265 105 5 95027 207055 Kerala 367357 31787 40 2 ari2469 470303 Puducherry 10966, 1159 9 0 9885, 5514 ‘Allindla 3054434 01708. 286. 701 732583 72506861 ‘Source : Quarry returns on advances to priory sectors, Rural Planning and Credit Deparment, RB. 87‘TABLE 6.1: DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS! ADVANCES: TO PRIORITY SECTOR - 2011 (Contd) (Arnount in mitions) “As on tho fat reporing Fray of March “Ravances to Loans io Food & agro ‘Seif Help Groups based processing units with Export Credit ‘State / Union Tertory Invest In P&M upto 10 cr. toSE Noa Balance Not Balance Woot Balance Accounts __oulstanging ‘Accounls outstanding —_Accounts _ outstanding oi) (G2) (33) (34) G5) (26) Worthern Region wa887 “5850 3688 watt 73 3007 Deb ors 1283 709 19156 53 2708 Punjab 5048 495 2484 18664 2 ° Haryana 10515 1078 ‘301 23323 2 10 Chandigarh 952 125 “40 a 4 170 Jammu & Kashi 13 3 568 1673 o ° Himachal Pradesh era 508 186 1233 2 808 Rejastnan 36904 2330 4356 4587 3 “4 North-Eastern Region ess76 3088 1370 1441 ° ° ‘Assam a7o12 2578 +089 1135 o ° Meghalaya 2368 93 Ed 6 ° ° Mizoram 289 3 0 o o ° ‘Arunachal Pradesh 288 um 2 0 o ° Nagaland 3750 136 Fa 192 9 ° Manipur 2784 158 8 78 ° ° Tripura eez7 586 at 0 0 ° Eastern Region ant302 2902 see2 2ai78 " 862 ‘Bihar ‘ae19 2793 458 2191 ° 0 spartans ‘32087 1992 551 1428 0 ° West Bengal 18367715744 8279 15661 " 562 Orissa 133048 8697 578 2888 ° 0 ‘ikki 5068 45 7 8 o ° ‘Andaman & Nicobar 1733 Py " 1 0 ° Central Region 1ees7a 11425, 6289 2192 6 282 Uttar Pradesh 2481 7182 202 7877 4 2465 Uttarakhand 40304 519 305 2283 o 0 Madhya Pradesh 41973 2608 3922 5430 2 7 CChatisgar ‘30320 1087 380 1902 o ° Western Region ‘61838 Tas 738 airs 13 129 Gujarat 39948 221 3119 ‘19022 8 Sa Maharashica 114879 4832 3554 21090 135 asia Daman & Diu ° 0 0 0 0 ° Goa! 7059 780 731 27 9 ° Dadra & Nagar Havel 2 0 3% 7 o ° Southern Region re2008 161286 usr 93048 50 os ‘Andhra Pragesh| 111570393532 5364 42088 2 7 Karnataka 1204 17906 5045, 9481 18 282 Lakshadweep 34 1 ° ° 0 0 Tamilnadu 44163839832 6437 18147 35, 638 Kerala 85485 9131 27854 15932 4 7 Puduchory 6004 84 182 421 0 0 ‘Alling ‘esoza7 _—24gs4 ‘ona. ‘ross 252 20056 “Source : Guava retums on advances to priory sectors, Rural Paving and Gredit Deparment RBI‘TABLE 6.1 : DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS' ADVANCES ‘TO PRIORITY SECTOR - 2011 (Concld,) (Amount in & millions) ‘As on the last reporting Friday of March Export Credit Total Export Total Profy Sector to Non-SE Credit ‘Advances Stale /Union Teritory —Tgar Balance No.of Balance Noor Accounts outstanding ‘Accounts_outstanding ‘Accounts _Balance O/S ol (38) (33) (40) (ary (42) Northern Region 505 1684 ‘57896581 487298 2641441 Delhi 42082977 473 85682 927302 834332 Punjab 2 ©3744 at 3753 1503589 583958 Haryana 5 1202 7 tare 1004386 414678 ‘Chandigarh 10 101 1“ am 12742 188363 Jammu & Kashmir ° 0 ° 0 406991 90559 Himachal Pradesh 25 2880 378778 40781984945 Rajasthan 16 780 9 824 2eieas9 474605 North-Eastern Region ° ° ° ° 862958125147 ‘Assam ° ° o ° 545789 «84757 Meghalaya ° 0 0 0 55461 ‘10022 Mizoram ° 0 ° ° 228904 6902 ‘Arunachal Pradesh ° ° ° ° 28323, 3302 Nagaland ° 0 0 ° 43879 4695 Manipur ° ° ° ° 45658 6263 Tripura ° ° ° ° 114982 ont7 Eastorn Region 14611324 187 11886 eesseo2 1236114 Bihar 1 87 1 87 1993051 168407 Jharkhand ° 0 ° 0 760085 «128616 West Bengal 14414282 18511795 2227274 688741 Orissa 1 4 1 4 1629554 260161 ‘sikkim ° ° ° 0 27674 6751 ‘Andaman & Nicobar ° ° ° ° ‘6964 3437 Central Region 121054 181306 8659461 1530375, Uttar Pradesh 8 2a 2 486 5380101 849460, Uttarakhand ° ° 0 0 526370 108743 Madhya Pradesh 4 813 6 820 2ogess3 424523, Chattisgarh ° 0 ° ° 653502 147649 Western Region 878 204481 1021 249710 7454529 3369029 Gujarat 94 10519 102 10636, 2726280743559 Maharashtra 783193961 18 209073 4609119 2581058 Daman & Diu 1 1 1 1 3212 2278 Goa ° 0 ° ° 110876 41000 Dadra & Nagar Havel 0 ° 0 ° 5042 2033 ‘Southern Region 404 103825, 463 104741 28621194 4470325 ‘Andhra Pradesh 359856 37 9863 8973215 1309402 Kamataka 11548634 13348888 3897943 918564 Lakshadweep 0 0 ° 0 2107 179 Tamilnadu 230 49390 265 43970 9745464 1560879 Kerala 24 2005 28 © 2023 3878802 681391 Puducherry 0 0 0 0 12366319910 ‘Allindla ios 472368 27435223 56738020 13373330 ‘Source : Quartery retums on advances to priority sectors, Rural Planning and Credit Department, RBITABLE 6.2 : STATE-WISE DISTRIBUTION OF OUTSTANDING ADVANCES OF SCHEDULED COMMERCIAL BANKS TO AGRICULTURE - 2011 (Amount in & milion) As on the last reporting Friday of March Agriculture and Allied Activities Region / State / Union Direct Indirect Total Territory No.of Balance No.of Balance No.of Balance Accounts outstanding _ Accounts utstanding _ Accounts outstanding (4) (2) (3) (4) (3) (6) Northern Region 3862705 691777 101330 441328 3064035 1133105 Dethi 128121 63991 10199 192694 138320 256685, Punjab 951343 216128 40053 80647,» -991396 296775, Haryana 711173 143675 17008 © 69499728182 213174 Chandigarh 38181 35220 1269 © 58832 39450 94051 Jammu & Kashmir 112893 15372 4640 3702117533 19074 Himachal Pradesh 223925 21596 8850 3640 232775 25236 Rajasthan 1697069 195795 19310 323141716379 228109 North-Eastern Region 495661 29868 15625 7903511286 37772 Assam 296548 18428 9857 5667 306405, 24095 Meghalaya 30856 2605 1363 747 32219 3352 Mizoram 11132 1368 644 184 11776 1552 ‘Arunachal Pradesh 12596 862 321 162 12917 1024 Nagaland 25945 1428 1349 334 27294 1761 Manipur 29361 2587 436 198 29797 2785 Tripura 89223 2592 1655 611 90878 3202 Eastern Region 4100560 = 279440 152947 158113 4253507 437553 Bihar 1470751 76640 36226 © 16118 1506977 92757 Jharkhand 453922 20458 13305 5364 467227 25822 West Bengal 1164615 119093 79717 90638 1244332 209731 Orissa 1000459 62538 23135 © 45809 1023594 108347 Sikkim 8573 506 434 140 9007 646 ‘Andaman & Nicobar 2240 205 130 45 2370 250 Central Region 6217873 586742 © 128256 «184363 «6346129 771105 Uttar Pradesh 4063493 337445 84422-97327 4147915 434772 Uttarakhand 314086 33014 12522 8757 326608 41771 Madhya Pradesh 1420960 172910 23651 558881453611 228798 Chattisgarh 410334 43373 7661 22391417995 65764 Western Region 4398689 572436 77034 241219 4475723 813655, Gujarat 1810066 192229 42712 68825 1852778 261055, Maharashtra 2557006 377328 30549 168440 2587555 545768 Daman &Diu 171 37 46 "1 217 48 Goa 30140 2736 3616 3929 33756 6665 Dadra & Nagar Haveli 1306 106 1 13 1417 120 Southern Region 18486575 1442266 313778 436301 18800353 1878567 Andhra Pradesh 7014292 © 489351 62814 173574 7077106 662925, Kamataka 2347514 270993 75738 76706 = 2423253 347699 Lakshadweep 1027 32 9 0 1036 32 Tamilnadu 6647116 483597 72223 128435 «6719339 612032 Kerala 2398381 192232 102042 564822500423 248714 Puducherry 78245 6061 951 1104 79196 7165 All India ‘37562063 3602529 788970 1469227 38351033 ___ 5071756 ‘Source : Quarterly returns on advances to priority sectors, Rural Planning and Credit Department, RBI. 90TABLE 6.2 : STATE-WISE DISTRIBUTION OF OUTSTANDING ADVANCES OF SCHEDULED COMMERCIAL BANKS TO AGRICULTURE - 2011 (Contd) (Amount in milion) "AS on the last reporting Friday of March ag EE (8) (9) (40) (11) (12) (13) (14) aanem aii Fk a a ds nd Punjab 935131 200270 15679 11003 2428 17760 116480 12351 noe a ee CS ae ee eS Rajasthan 1662326 175825 24009 10853 7636 3044 10815 4728 eta a ee ee ne = ee oe ow ee neon aunso nano. tes satan aod Central Region 6020755 560526 49103 26135 1403 41385, 144374 (28653 caumimegon gorse see eum meager gts a ee ee ee vtetenegon satan aut snee senso vane) enn ccaeetagin reins vous woe sustain tant sit Sh ie eed ‘Source Quarterly retums on advances to priorty sectors, Rural Planning and Credit Department, RBI. 1‘TABLE 6.2 : STATE-WISE DISTRIBUTION OF OUTSTANDING ADVANCES OF SCHEDULED ‘COMMERCIAL BANKS TO AGRICULTURE - 2011 (Contd) (Amount in & milion) ‘As onthe last reporting Friday of March Toans to Food & agro Agicinics and Loans to farmers Toane to NBFCs or based processing units AgriBusines through ‘oniending to indi Roglon /Stato/ Union _—withinvest.InP&M———_centres PACSIFSSILAMPS farmers or thelr Territory upto 10 rs. SHGsIJLGs Noot Balance Noa! Balance Not Balance Noof Balance ‘Accounts outstanding Accounts outstanding Accounts outstanding Accounts _outstanding (15) (6) a7 (1a) 9) (20) 2) (22) Norther Region 9698 — 92. Interest accrued 1078 12678 6413 9470 4615 5698 83. Tax paid 228322341 8685 15095 3416 e102 8.4, Stationery and Stamps 123 132 37 32 26 95. Others 20185 25366 11026 4770 5073 Total Assets 2097573 2297907 71635604 708384 673879 130‘TABLE B1 ; LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31. (Contd) NATIONALISED BANKS. (amount in Millon) IDB Bank Lid Indian Bank Indian Overseas Bank thems 20m 2012 2011 2012 ort 2012 (18) (20) 2) (22) 2) 1. Capital 90082784 2298 3298 7970 (04) 4) on (8) 04) Reserves and Surplus 135830181495 8601399717 111307 64) 2) ay (7) A) 24 Statutory Reserves 141320482 220708438 27687 22 Capital Reserves 3004 3174 1256412275 21401 23. Share Premium 4622676486 6962 6962 26854 24 vestments Fluctuations Reserves - - 300 399 980 25 Revenue and other Reserves 650774617 =a 52751 34285, 26 Balance of Prof 6180 6726 887 802 : - 3. Deposits teoasss 2104928 1058042 1208038 1452288 «1784342 12) (24) (669) (654) 12) 12) Typeevise 3A. Demand deposits zsraza «31722264306 69859 118056122873 () From banks 15073 (25981 m2 422 368 406 ()— Fromothers zag 291841 eseas 69236117688 «(122487 3A2. Savings bank deposits 139358 190024 «262706 2aust9 «20858. 348620 3A3. Term deposits 14ze07s 1597679730941 «838960 «1019675 «1312849 () From banks 116256 208631 1913826707 6022 ata (i) Fromothers 1gt2e22 1381088 «711802 «812283 «1007653 —_+1904705 Location.wise 38.1. Deposits of branches in India ye00sz7 2088150 1028320 «1187717 1403818 «1722180 38.2. Deposits of branches outside India 4030107783422, 50821 484732182 4 Borrowings 515657 «53477621004. 48729189554 236138 (204) (184) an (4) (108) (10.8) 4.1. Bortowings in India 429963491195 17245— 19629 127490145877 (0) FromReserve Bank of India : : +000 1500 8750065000 (i) From other banks e713 696 - 3200 : - (li) Fromotherinsituions and agencies «422650 «430440 «= 16245 «1492989830087. 42. Borrowings outside India 86334 103644 3759-20000 66124 28 ‘Seoured borrowings included in 4 99986 136620 - - S807 77854 5. Other liabilities & provisions 6753874391 4228 aad = 48752 «56725 en 28) 6s) 65) en @8) 5.4. Bills Payable 10024 9498 m3 77148 6698 7083 5.2. _Interoffice adjustments 156 7 723 - : - 5.3. Interest accrued 21061 24809 5476 7999 sear 4590 54, Subordinate debt - - - - - - 55. Deferred Tax Liabiltios - : - : - - 5.6. Others (including provisions) 36001 40067 29614 3366738074808 Total Liabilities 2533768 2008572 1217183 _—ta4tate2 —1787843 2196482 Note: Figures in brackets Indicate per cant share in total ‘Source: Annual accounts of Banks of respective years. 131TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS: (Amount in ® milion) IDBI Bank Lid Indian Bank Indian Overseas Bank tems 2011 2012 201 2012 201 2012 G9) (20) 1) @, (3) (4) 1. Cashin hand 2347 T6143 72497 ‘3002 9798 «1881 (05) (os) (02) (02) (05) (05) 2, Balances with RBI es244 134759 6o1a7 9033108 72) (48) 64) 43) 61) ay 3. Balances with banks in India 3683 7307 563 688 sts 14061 (0.4) (3) (0.0) (00) (os) (08) 4, Money at call and short notice 651 13063 778 6768 147s 34906 (00) (oa) (oo) 5) (on) (18) 5, Balances with banks outside India T131 9306 16002 17489 9461 11867 (03) (03) (13) 2) (os) (os) 6. Investments 682602 831754 «347838 «379760 «486105 55650, (269) (23.8) (288) (289) (272) (253) 641, Investments in India 662691 831753338138 «965093 «475204 «A374 ‘Government securties saot72 647978 «263198 «286098 «380768 490622 i) Other approved securities 28 - 1059 431 816 657 Gi) Shares: 323033752 5460 4591 6051 7399 (iv) Debentures and Bonds 2278 24950 13561 11917 1960522538 (©) Subsidiaries andior joint ventures: 5665 6208 84 884 - : (i) Others e178 118868 = «8397 50272 «6796413017 6.2, Investments outsiée India : - 9699 14688 10901 11925 (Government securities : : 7952 13562 909010573 Subsidiaries andlor joint ventures : : : : 2 130 Gi) Otners : : 1747 1108 1808 1222 Advances 1570981 1811584 752499 «9032381118330 1407244 (620) (623) (61.8) (639) 28) (644) Type-wise 7A4. Bills purchased and discounted 26502 «3278520829244 = 86825. 8514 TA2. Cash credits, overdrafts & loans 390985 459290 «260481 «360578 «49035 625221 7A3. Termloans s21ado4 1919570 «462089 «T9716 «Sette §=——729510, Security-wise 78.1. Secured by tanaible assets s4se123 168736384320 «671426 Basaas 1162012 7B.2. Covered by BankiGovt. Guarantoos 3691 10828 48012 55802 49681, 45500 78.3. Unsecured 111166 133888120167 «176008 ©» 25221199732 Sector-wise TCA, Advances in India 1852577 «1757555 «721317 «S724 1012609 1250643, () Priority sectors 422057 «484502 «258043«=«287892 «36482422653, (i) Public sectors 150494205181 49813 412 128045190865 (ii) Banks 3690 1667 : - 7728 9361 (i) others 967335 1086035 «413461 556420549547 627763. TC. Advances outside India e404 54029 «31182 = 48512105630 «158802 8. Fixed Assets 30373 3018816060 1630716811 17440 12) (1.0) (13) 12) (os) os) 8A, Promises 25321 24969 12917 13080 1476 14707 8.2, Fixed assets under construction 681 245 553 53 49 149 8.3. Other Fixed assots 4372 4974 2590 3165 2036 2584 Other Assets 42061 54270 1516326755 BATT 53527 on a9) (12) 19) 26 (24) 8.1. _ Inter-office adjustments (net) : : - 1732 2504 1286 9.2. Interest accrued 1690220063, 4686 6037 14907 19045 983. Taxcaid 18653 16032 : 4921 10585317710 8.4. Stationery and Stamps 1 133 140 75 a2 95. Others 9508 10344 13925 1020214524 Total Assets 72533768 aires {414102 —‘t7e7eaa—_24064a2 132‘TABLE B1 ; LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) NATIONALISED BANKS amount ton) nial enkof pyaar Sind Bark _Puiab National nk tae wit (25) (26) (a7) (28) (23) (30) + capita a a (0.2) (0.2) (0.6) (0.6) (0.1) (0.1) 2. Reservas and Surplus tooost—ttesorsaaes ater attet7 aero (6.7) (6.5) (4.9) (5.2) (86) (6.0) 21 Staton Resenes ee ec 22 Capt Reserves ‘4ono ro. «toone== nue szs att 23. hare Premium eaiss = aatas—= ante «oss tgs attos 24 Investments Fluctuations Resor - - - ~ tonto 25. Revenue and ther Reserves a ee 26 Balance of Prot 8 i : : 8. Deposits, tooses —assocao—sorzae_—=—ssntzgo=—= sateen. sass (ee2) 78) rt) BS) T) RA) Tywewice 3A" Demand dposts coors cars ssasas_=—=use.== zenro = zaurz2 i From banks 684 597 4n1 81 23640 21768 (i) From others 93292 93155 (34237 34801 244736 262954 3A2. Savings bank depois avsos —nsassa «106088 == t18148 «48741080570 3A3, Tem deposits towooss tice asato8 ants teasra7. = 2aas2 i) From banks 1042 3538 60676 ‘47662 120490 146669 wi) From others: 1048021 1179826 393520 432551 1805247, 2307923 Locaton-se 38.1. Deposits of branches nda teoosis —tssaeeo—sorzse——satauo—«sovass1 soa 38.2, Depolso trences cui da - : : ee 4. Borrowings sesoasasoo==neesomueas.stste7 = a72849 (3.5) (3.0) (4.2) (48) (8.3) (8.1) 41. Borowings ini ee ee (i) From Reserve Bank of India - 4000 - - 91000 100000 (il) From other banks 4644 4637 11989 12983 139 220 (ii) From other institutions and agencies 41804 29854 16201 1058 136975127781 42, Borowngs ote India oss 14sec t88 wae ta40t2 secre boronings cuedin 4 : : : = e000 90000 5. Otreriaities & provisions sso a00s7 23772500 amet (3.4) (28) G1) (2.9) 3.3) (3.0) 5.1. Bie Payabe ee ee ee 52 norace austinents oe ee ee ee 52. ees acned eo a a ae 54. Suborate det : : : : : : 5.5. Defered Tax Libis : Soh tt98 : : 5.6. others cng rovers) sora ___s0est___ta07s aoe saa? soars ‘oa Libis ieiaeaeataoaenssonYanoss__avesasa_asa1040 Note: Figures in brackets indicate per cent share in total, ‘Source: Annwal accounts of Banks of respective years. 133‘TABLE 81 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS. (amountin€ ion) Orta Barkf punjab and Sind Bark Pia Naonal Bank tems mie ane eee @)@) NH) Cash in hand woos aaa asa 560 za7 053 3) 02a) 5) 2. Balances with RBI or0es © ans0s ates sata 20052165578 6) sO) 3. Balances with bank nina Ee a o) ©) 0 O 0s om 4. Money a cand shor notice 000 : = soo arr tea ©) = OOO 5 Balances with banks outside ina vase aya tHak teats ©) = 0 =) ao 6 tnvestmants ausase —sas01s—sa7_——ogsat——ste23.——1226298 Gon 32) 72) rs) 52) 88) 61. vestments in ina sssish 521013 saa? aoa 078 «1212607 (Goverment scutes sesoe? —neaie? = teziae © f70703—Tas017 aurea (1) Ota approved scutes wos 68] kh aa 283 (iy Shares est suas, tsa aga 109 (Debentures and Bonds 900 = t0813=«t0864 == n2078 48620 7e067 (1) Sibeidais andor it ventures 16101840 7 7 “S008 "2020 (wl) Otners 0225 10010011808 15008 7288107484 62. vestments otis nda ot8 13508 () Goverment scutes : : : : 5 ; (1) Subsidanes andor int ventures : : : 298 sas i) Oters : : : [as (moe 7. Advances ssoue2 1110777 aagsveatsta 21067 2007748 soa) 628) (622)— 63) (84D) ANY Type TAL. Bl purchased and dacouned zoos sets arte _74205 7A2_ Cash eed, overeat & loans sents argo 115005 rasmus tiacott 426071 7A3._Tomloans tones cause ass2—« 17205 «0075. 4AZTATH Securty-nise 7B. Secured by tare assets eso2—sss746 770408 sass 2011617 2520020 78.2. Covered by BanhiGov. Guornieos sm258 0422723 ata 100579162100 783. Unsecured sw67s7 61060120678 88S7O 2008702408193 Sector el Advenoesin ins esoos2 110777 aagsre ais 22020882720107 0) Prety socore ‘uoses —400g05—«tai0—««t20a61-—-7a0070 020800 (i) Publesecore ‘ese 100528 t19608 10872870024 226727 (i) Banks ‘01 Tet 12002 730k 13180718040 0 ohers aud o1e1od—s3se = 1a202—« 195192 ‘1850100 Ci, ‘Agvancas oie Ina ° , , = “aoe 247881 ©. Fed Assos fo07etazo7 anand t0se 88 0) =) 21. Promises vies2 tare 7006 Tauk—= 26723082 82. Find aabts under constucton 2 216 - ~ - 83. Other Fed ossts Eo 8. Other Assets zers «3802848589 tse asta a0 (2) 2.1. nerf austen (et - - 153 - : ” 82. ners czued ewe t0s1 = 0s7 ts tsz3 28560 83. Taxon soot 11400 700730020578 8a. Staton and Stamps 6 8 2 2 73 35, 88. Oere ooo __arii2___052__—_n676_—_sous7__—_s8708, Tota Asst Teiouoefretane 605501720059 Sresase—_—a501000 134‘TABLE Bt ; LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) NATIONALISED BANKS ‘Amount in € Mion) ‘Syndicate Bank co Bank Union Bank of India Items. Bort 2012 207 2012 2017 2012 ot) 2, (3) a) (G5) (36) 1. Capital 8733 ‘e020 24505 724877 6353 15 (04) (03) as) ro) 03) (3) 2. Reserves and Surplus ware 24302 49687 ot2s7t2tze2 120715 aay (48) @0) Ga) 6.4) 63) 21 Statutory Reserves 1745020733, 11708 14879 36980 44350 22 Capital Reserves 1328 1361 7330 7042 6855 7048 23. Share Premium 7817 10802 9018 1715 11951 se102 2.4 Investments Fluctuations Reserves - : - - - - 30181 51496 arr e110 ea704 - 16852 anit 2 ‘ereat1 145276 1840035202463 (08.8) (28.9) (@5.) (65.8) 3A1, Demand deposits so7ses 122214 T8727 oss = t96180 «192762 @—Frombanks 2167 539 2128 5832 e148 9017 ()— Fromotners 105221121675 74599 74975 187032182945, 3A2. Savings bank doposits 312066 342959 © 2a3se4 269224 © 446802 504289, 3A3, Term deposits 936507 1114238 «1132465 1196005 1381541 1531639, © Frombanks 35905 t65654 142932175445 56363 87698 (From others 00572 «947584 9901331020560 «1925178 1443941 Location-wise 3B.1. Deposits of branches in India 1267963 1477075 «1364145 1420170 2018704 2216620 3B.2. Deposits of branches outside india 7998 102336 ge6s1 119065 5909 12070 4. Borrowings 95276 105808 sa7as 120014 «133160179005, (1) 68) @4) a 68) ) 441, Borrowings in India 069368098 51495119616 66187 ‘72904 () From Reserve Bank of India - - - 67180 2300 2360 (From other banks 7678 m8 2 1 : 7000 Gl) From other inatutons and agencies 7o018 60380 51493 52465 62867 e454 4.2, Borrowings outside India 14883 37801 3313 9398 7002106291 ‘Secured borrowings included in 4. - : 7883 aris 1350 1344 5. Other liabilities & provisions 4see2 4960 52260 49601 ear 67999 28) en 2) ee) 2) 28) 5.1, Bills Payable 904 eaT3 2535 2a78 16467 041 5.2. Intoroffce adjustments 1904 524 173 2346 - - 5.3. Interest accrued 6570 9939 7744 7322 6158 7105 5.4, Subordinate debt - : - - . - 55. Deferred Tax Liab 217 56, Others (including provisions) 2erz7 33024-40269 37655 47738 Total Liabilities ‘ezaee1 1633085 ‘1804084 2350844 2622114 Note : Figures in brackes indicate per cent share in fotal ‘Source: Annual accounts of Banks of respective years. 135TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS. (Amount in € Million) ‘Syndicate Bank co Bank Union Bank of Inia ‘tome 21 2012 oi 2012 2011 2012 Gt) (32) G3) (4) (35) (G6) 1. Cashin hand 3068 3028 72373 ‘3084 ‘4020 e273 (2) (02) (1) (02) (02) (02) 2, Balances with RBI torses «85059101657 75031 «172085 «110062 es) 47 (62) 42) 73) (42) 3. Balances with banks in india 1113 1032 1463 486 653417066 1 (on) (1) @o) (03) (07) 4, Money at call and short notice 119738143 ssetz aaa - 644 on (21) 4) 7) (00) (00) 5. Balances with banks outside India 1291610782 3489 sor = 1834822708 (8) (08) (03) (os) (08) (09) 6. Investments 350678 «408151420273. ««AS7715 583901623636 (224) (224) (263) (254) (247) (238) 61, vestments in india 340365 «405982 «412004» «46287 58351 622917 (Government secures 303025 365005 48511 39842146061 504818 Other approved secures 434 257 Ca 723 oa 4 Gi) Shores 1808 3033 4807 3881 a7 7682 (iv) Debentures and Bonds e463 1802521312 24528 9208643888, (Subsidiaries andlor joint ventures 336 336 sar 2078 1326 1326 (i) Others 27301 1933536964 = 16280 «7749765200 6.2. Investments outside India 111 2591726911428, 640 718 © Goverment secures - = 13760 9725. 638 on Subsidiaries andior joint venturos : : - - - ~ Gi) Others 1311 2159 4518 1702 2 104 7. Advances tos7a19 1296202 «= g00708 © 1155400 © 1509861 1778821 (68.2) orn) (08) (640) (640) (78) Type-wise 7A4. Bills purchased and discounted 16093 1288038071 75462 «AS15186 TA2. Cash credits, overdrafts & loans zooeT7 26229314604 342146 «700275919887 TA3._Torm|oans 823050 e8et13 «638084 «73771 © 649070777517 Securty-wise 7B.1. Secured by tangible assets eszee2 831180734790 7se92 1190822 1321100 78.2. Covered by BankiGowt. Guarantees tze572 131192119507 goad «5870178577 7B3. Uneocured 27esss 273829142321 «««276364 «= 920238. 381143 Sectorwise TCL. Advances in India 950763 1080872 «91735 1059971 1450448 «1687267 ()Photty sectors 321759 364211240807 2s246 483788420535 i) Public sectors 10457 97093174728 «185109 «137245147882 (i) Banks 4081 31059, 248 1538753582550 ()_— others 496706 «597508501863 G0use4 7418781032281, TC. Advances outside India soa0ss 46330» 72073«= e030 Boats (S84 8. Fixed Assets es27 13516 7389 801s 2202825358 (oa) (07) 05) (a) 0) (09) 81. Promises 486710947 5403 8887541 17635 82. Fixed assets under construction 187 27 2 - 136 6 83. Other Fixed assets 1928 2331 1973 2128 6251 8687 9. Other Assets 230927070. = eet, a7017 «= 40800549 3) a8) (23) 28) (18) 15) 9.1, Inter-ofce adjustments (net) - . : - 6367 4361 9.2. Interest accrued 6283 8789 7382 ora 1243418882 93. Taxpaid 7e19 13008 9081 2748 4196 4822 9.4, Stationery and Stamps 101 135 6 2 35 52 95. Others 026, 6042 g7e3__—_as286 273002075 Total Assots Ysesses 1820681 1633085 —teoaved 2850840 2622114 136‘TABLE 1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) NATIONALISED BANKS (“amount in € Millon) United Bank of Ina Viaya Bank lems 2017 2012 2017 2012 @) Ga) G9) (0) 1. Capital 11404 11610 18727 16955 (13) ay 20) (18) 2. Reserves and Surplus 38773 aai87 3144s 35867 43) (43) 68) an 24 Statulory Reserves 4574 6155 9021 10873 22 Capital Reserves 21490 21962 2610 2173 23 Share Premium 5617 6573 4689 590 24 Investments Fluctuations Reserves - - - - 25 — Revenue and other Reserves r9 10096 5604 er9t 26 Balance of Profit - - 9120 9800 3. Deposits Tress = 8a1t63 732483830555 (6.5) (74) (9.3) (6.7) ‘Typeawise 3A.1. Demand deposits 85285 97408 51657 46840 ()—Frombanks 5423 e160 160 188 (i) Fromothers 79862 89229 51497 46882 3A2. Savings bank deposits 2a217s 285887 133300136041 3A3. Term deposits 4eoces «527868 «547527 «A765 (@— Frombanks 16445 16649 505 1933, @— Fromothers aaasas 511219547022. as742 Location-wise 38.1. Deposits of branches in India 7res4s 801163732483 «——830555 38.2. Deposits of branches outside India : - : : 4, Borrowings aan: 49202 20284 sae 9) 8) 25) 7 44. Borrowings in india 40073, 47886 so1a2 sai0s () From Reserve Bank of india 5000 5200 +000 950 (@®—Fromother banks : - : - (W) From other institutions and agencies 35073 42608 se1a2 3204 42. Borrowings outside India 4042 1316 sat - ‘Secured borrowings included in 4 5000 5200 - - 5, Other liabilities & provisions 27625 23943, 19227 20379 1) 23) 23) er 5.1. Bills Payable 3999 arr 3628 3618 52. Inler-offce adjustments 628 16 a7 - 5.3. _Inlerest accrued 3376 3437 4468 2468 54. Subordinate debt . - - - 55. Deferred Tax Liailties - - - 679 5.6. Others (inctuding provisions) 19625 16013 13613 ‘Total Liabilities ‘020106 957640 Note: Figures in brackets indloata per cant share in total ‘Soures _: Anna accounts of Banks of respective years. 137TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Conta,) NATIONALISED BANKS United Bank of India Vijaya Bank tems Boi oz 2a 2072 (7) (G8) (9) (40) 7 Cashin hand 2837 ‘482 2466 3038 (03) 03) (03) (3) 2. Balances with RBI seso4 4743848353 42388 63) an 6n (a) 3. Balances with banks In India 1180 731 1770 1202 (on (01) (02) 1 4. Money at call and short notice = 11000 2512790 @o) a) (08) (13) ‘5. Balances with banks outside Ind 12686 10064 1649 4512 a) (1.0) (02) os) 6. Investments 262589 © 200588251386 = (286438 (232) (285) 0.7 (29.8) 6.1. Investments in india 262589 «290588 «(251386286438 (Government secures setae 220763 te2043 «237009 Otter approved secures 408 284 192 45 Gi) Shares 3082 2928 3144 2raT (iv) Debentures and Bonds 21563 = 2274812600108 (©) Subsidiaries andor joint ventures - - : : (vi) Overs 46304 = 37872, S587 38273, 6.2. Investments outside India : - : : (Government securities - - : : Subsidiaries andlor joint ventures : : : : Gi) Others : : : : 7. Advances. s3soz¢ 630433487186 «579037 (594) (61.8) (69.4) (605) Typewise TA4. Bills purchased and discounted agza = 0ass 1150614087 TA2. Cash cred, overdrafs & loans 1e775 «173932 «=«211881 255367 7A3. Termloans 3era1 495646 264009» «309614 ‘Security-wise 7B.1. Secured by tangible assats 41112147655 s4o738 404239 78.2. Covered by Bank/Govt. Guarantees 16613 19761 2a115 25705, 7B.3. Uneocured 10721 t2a018 122333149004 Sector-wise TC. Advances in India 525024 620433487186 «S707 ()Piorty sectors 170879 22tse6 «143619171187 (i) Pubic sectors 35820 52935155423 «191414 (ii) Banks 88 37 a6 7542 (w) others 328239 «356476 «187331 «(268825 TCI, Advances outside India : - - : 8. Fined Assets 189 ‘8050 4960 4869 os) (08) (06) os) 24. Premises 6679 6494 3614 2458 82. Fixed assots under construction 8 133 : : 83. Other Fixed assets 1491 1423, 1349 1415 9. Other Assets 2192518261 19282287 @a) 8) 23) @a) 9.1, Interofce aciustments (re - - - 428 9.2. Interest accrues 5249 6405 5659 e819 93. Texpaid 4469 5836 6200 10343 8.4. Stationery and Stamps 4 a2 11 10 85. Others 11873 S977 7280. 5669 Total Assets 00405 1020104 820134987640 138 ‘Amount in€ Mion)‘TABLE B1 ; LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) OLD PRIVATE SECTOR BANKS (amount in milion) Catholic Syan Bank City Union Bank Dhanlaxmi Bank toms 20H 2012 zon 2012 2011 2012 @ @ ® @) © © +. Capital 313 34 405 ‘408 ast ast (0.3) (0.3) (0.3) (0.2) (0.6) (0.6) Reserves and Surplus 5137 saat Pe) 7595 e431 62) (4) 68) 66) 63) (4) 21 Stauloy Reserves 1250 1318 470 100 773 773 22 Copia Reserves ant 316 439 409 207 340 23 Share Premium 2218 228 2000 2008 5640 5695 24 Investments Fluctuations Reserves 20 2 8 20 : : 28 Revenue and other Reserves 1308 1404 04 5204 86 86 28 Balance of Proft - - 56 6 = -r202 3. Deposits e727 0604129146208 © 125206 110044 (88.8) (88.0) (88.5) (89.0) (67.8) (80.4) ‘Type-wise 3A, Demand deposits 3269 3479 1087812015912 2043 (0 From banks 2 4 9 45 1 42 (i) From others 2287 set 1078311908881 8200 3A2, Savings bank deposits eouz 17005-14407 == 17685 = 139804198 3A3, Term deposits ors 5565 100859189602 «95080208 (0) Frombanks 2008 4214 729 2128 98031544 wo From others 64941 81351 103131 131563 87001 ‘79740 Location-w ‘38.1. Deposits of ranches in India ores 1060490143640 = 125208 «110084 38.2. Deposits of branches outside India - - - - - - 4. Borrowings 2238 5785 1982 er e2r 7218 @3) (49) (13) (19) 4) 47) 44. Borrowings in India 3238 5155 1982 497 eat 14676 () From Reserve Bank of India 250 2980 400 300 3790 7980 (i) From other banks - - - - - - (i) From other insttutons and agencies 2008 amma aot 3197 art 6096 42. Borrowings outside India : : : : : 2509 ‘Secured borrowings included in 4 : - : : : : 5. Other labiltios & provisions 205 sre 424s ate 2078 aaa (2.4) (2.5) (3.3) (2.3) (1.9) (2.9) 5.4. ils Payable 261 “47 1119 107 569 420 52. _Interoffce adjustments 293 200 - - - - 5.3, Interest accrued 412 582 538 624 ware 273 54, Subordinate debt : : - - - - 55. Deferred Tax Lisbiltes : : - - - : 58. Others including provisions) 1373 1904 3107 oor 1570 Total Liabilties waoari_tasos 43607 —azee2_—_—4e7es Note: Figure in brackets indicate pe cont shar in ota ‘Source: Annual accounts of Banks of respective years. 139ABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) ‘OLD PRIVATE SECTOR BANKS: (Armount in Millon) Catholic Syrian Bank (ity Union Bank Dhanlaxmi Bank items oi 2012 Zot 2012 201 2012 @ @ @) @ @ © 1. Cashin hand 397 61 216 1748 187 1575 os) (05) as) (10) (1.0) ay 2, Balances with RBI 5274 e204 e406 6401 6541 7108 4) (a) a) es) ae) as) 2, Balances with banks in India, 728 2436 2082 a2 1430 set on 20) aay 15) (os) (oa) 4. Money at call and short notice : - - 250 - - (00) (oo (oo) (0.1) (00) (oo) 5, Balances with banks outside India 404 409 259 223 193 - (oa) (2) (02) (0.1) (1) oo) 6 Investments 2600331451 361624562 3620743602 (274) (26.1) (2a) (250) (255) a7) 6.1. vestments in india 2600331451 gete2 4586236307 43602 (@ Government secur zis 279092847 «= 8723308141637 Other approved securities 6 : 5 3 1 : Shares 68 7 206 333 20 58 () Debentures and Bonds 835 823 356 303 609 803 ()_ Subsidiaries andlor joint ventures : : : - : : (i) Others 4208, ana. e648 6751 2688 1106 62. vestments outside India . - : - - : (Goverment secures - - - - : - (@) Subsidiaries andor cit ventures : : : : : : others : : : : : : 7. Advances 62200 7663592555. 121375 90827581 (633) (636) (634) (66.1) (@35) (597) Type-wise TAL. Bills purchased and discounted 1082 1049 1045 a2 11827 2382 TA2. Cash credits, overdrafts & loans 38314 6088953156. = 75272««11204 «(15080 TAS. Termloans pores = 2a707 3785342888 GG2T 70140 ‘Security-wiss 7.1. Socured by tanaible assets s5109 71781 006s 11850379519 76124 782. Covered by Bank/Govt. Guarantees 1359 1845 610 1999 366 235 7B3. Unsecured 9732 3009 2879 387310767, 9121 Sectorawise TCI. Advances in India 62200 «76535«=«92555.«« 12137590852 «7581 ()—Proty sectors 21514 258634208 «43078 2565228103 Publ sector: 2480 2013 600 1999 2109 175 (i) Banks. : ‘1653 . - : - wy) others 3e20s 4618457747 75388 © 680058302 TCI. Advances outside India : : : - - : 8, Fixed Assets 781 187 685 or 1344 1487 os) (08) os) (os) (9) (10) 21. Premises 4a 425 279 204 266 254 82. Fixed assets under construction : - : - 94 98 83. Other Fixed assets 37 02 407 693 984 1140 9. Other Assets 1438 ‘7 3650 3932 4938 4935 as) (18) 25) 1) 3) a3) 19.1, Interoffes eclustments (net) : - 7 422 102 10 912. Interest accrued 401 706 698 940 948 1549 93. Taxpald ata 388 2451 1716 478 758 84. Slationery and Stamps 4 " 4 5 1 6 95. Others 630 a12 491 9 a2 2515 ‘Total Assets e201 fa0a71_——~446015——163507 —~442682——~146765 140‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) ‘OLD PRIVATE SECTOR BANKS (Amount in €Milion) Kamataka Bank Karur Vysya Bank Lakshmi Vilas Bank Items 2011 2012 2011 2012 2011 2012 (3) (14) 5) 6) in) (18) 1. Capital 1882 1883 948, 1072 975 975 (08) (5) 03) (03) (07) (6) 2. Reserves and Surplus 22409 24099 20200 28010 7949 8608 a) 6) 2) 69) (60) 63) 21 Statutory Reserves ‘4060 2160 7080 8585 2889 2949 22 Capital Reserves 637 637 567 599 479 487 23 Share Premium 7195 eT 3179 5531 3304 3308 2.4 Investments Fluctuations Reserves - : - - - - 25 Revenue and other Reserves 3516 4095 9359 wwer7 1495; 1867 28 Balance of Profit - : “ 18 2 1 3. Deposits 2rasea = 36083 e729 sate © 111495 tanta (96.3) (67.0) (7s) (953) (3.8) (88.9) ‘Type-wise 3A. Demand deposits 19581 21015: 25023 24783 8354 ret — Frombanks 3 29 7 2 49 13 ()— Fromothers 18530 20988, 24988, 28761 5308 7208 3A2. Savings bank deposits 49465 50613 32531 36733 12821 13827 3A, Term deposits 205338 «28454189665 (259600 90521 120093 From banks 183 261 402 4998 4436 4170 @)— Fromothers 20565 = 238i93 189263254602 6085 115923 Location-wise 38.1. Deposits of branches in India 27se4 = 316083247219 92t16 «111495 ta ttt 38.2. Deposits of branches outside india : : - - : - 4. Borrowings smart 5299 19726 51 5300 4) @2) a9) 62) 65) 66) 4.1. Borrowings in India 8485 10886 sett 10213 7281 15800 (From Reserve Bank of India . 1500 - - - - (i) From other banks - 1 3 - 4500 - (ii) From other institutions and agencies 8455 9985 ‘1608 10213 2751 15800 4.2. Borrowings outside India 2408 585 3688 9512 : - ‘Secured borrowings included in 4 : : - 642 - - 5. Other liabilities & provisions eat 9680 8425 5341 5011 en @7 22) (40) 66) 5.1. Bills Payable 2142 2149 2220 659 696 52. Inter-office adjustments 2 50 - - : 232 53. Interest accrued 775 989 1302 1430 aaa 1532 5.4. Subordinate debt - - - - - - 55. Deferred Tax Liabilties 1335 1860 a 280 228 5.6. Others (including provisions) 4187 4931 4728 3259 3236 Total Liabilities 316030 363216 376349 133012 ~—*162436 Note: Figures in brackets indicate per cant share In otal ‘Source: Annual accounts of Banks of respective years. 14TABLE Bi : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) ‘OLD PRIVATE SECTOR BANKS (Amount in& Millon) Federal Bank ING Wysya Bank Jammu & Kashmir Bank toms 2011 pore 20H 2012 201i 2012 om ® ® (10), (i) (2) Cashin hand 327 3958 000 3865 110 7938 (08) on (10) (08) (03) (03) 2. Balances with RBI 26024 = 2028317838 15059 2803925001 6.) @3) 0) 4) 66) 43) 3. Balances with banks in india 3138 4633 ‘S77 1991 4150 5361 (08) (8) 04) 04) 08) (09) 4. Money at call and short notice 3997 5046 1797 9601 131811240 08) 08) 05) (21) (03) 49) '5. Balances with banks outside india 1406, 2 01 an 101 02) 02 (09) (02) 4) 00) 6. Investments sass77 474028110883 127185, 216243 (23) (27) 8B) aT) 059) 6.4. Investments in India 145377174025 110583127185, 216243 (Goverment secures gees 115312 wzesz (8688 “15461 (i). Other approved secures 4 - - 88 Gi) Shares 168t 1907 8 590 3080 () Debentures and Bonds 6053 9604 785 1876 20015 (\)- Subsidiaries andor joint ventures 2170 3059 2 2 - (vi) Others 35524 43242 77aoh BB 77598 62. Investments outside India - - - - {Goverment secures : : : - : : (i). Subsidiaries andor joint ventures : : : - : : Gi) Others : - : - - : 1. Advances 319532 377560 236021287367 281938. 330774 (21) 23) 605) IN) HB) AB) Twpe-wise 7A... Bil purchased and discounted 800818538, 61312223, 5708 10908, 7A2. Gash cei, overdrafts & loans a7aiis == 216832 70751112557 59050274045 7A3._Temioens 1364312109 tst38t62587 19672025825 Security-vise 7B.1. Secured by tenable assets zasoes 262781 «20402-53483 atte02 «72024 7B.2. Covered by BankiGovt. Guarantees yer2 28641 2178 1586 3601 4362 78.3. Unsecured 6773586137 3044222884643 (54888 Sector-wise 7G. Advances in India 319532 377560 «206021287267 261096 © 300774 (Priory sectors 0595s 121885 © dried. 1027458610 (@) Public sectors 1945928178, 1 36 5300 oma7 Gi) Banks 45 45 23 28 6480 3748 (0) others toui7t 227455 t55528t92063 «M4722 «217870 7G.l, Advances outside India : - - - - : 8. Fixed Assots 2808 3281 5028 5008 3038 4203 (08) 05) (13) (it) (08) 7) 8.4. Promises 1685, 1637 3767 3710 2708 2686 8.2. Fixed assets under construction - : 138 108 21 82 8.3. Other Fixed assets 1213 1625 1135 192 v2 +465, 9. Other Assets 9273 1600613203 ‘18170 e762 6933 48) en) 4) 9) (13) (12) 8:1, _Inerofice adustments (not) - - - - - - 82. Interest accrued 2804 2082 2248 3006 3809 93, Taxpaid 3305 2s 1966 596, 616 84. Stabonery and Stamps 26 1 9 25 2 95. Others 3058 sos 14547 3045 2397 Total Assets 4564 300140 470005 05082602 142‘TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31 (Contd) OLD PRIVATE SECTOR BANKS: (amount in millon) Karnataka Bank Karur Vysya Bank Lakshmi Vilas Bank hems Bott 2012 Boi Doz 201 2012 (13) (14) (5) (16) «an, (18) 4. Capital 1882 1883, 945 1072 975 975 (08) (os) (3) (03) (7 (os) 2. Reserves and Surplus 22409 2409920200» 26010 7049 2608 (ay es) 2) (69) 0 63) 21 Statutory Reserves 11060 r2160 ‘7080 585 2669 249 22 Capital Reserves 67 837 867 599 470 487 23. Share Premium 98 ror 3179 5531 3304 3304 24 Investments Fluctuations Reserves : : - - - : 25 Revenue and other Reserves. 3516 4095 935911277 1495 1867 26 — Balance of Prof : : 4 18 2 1 3. Deposits 2rsses 316083 2a72to atts «111495141141 (63) (7.0) (ere) (53) 3.8) (66.9) Type-wise 3A.1. Demand deposits 16561 21015 2502324783 8354 re From banks 3 29 ar ea 4 13 ()— Fromothers 18530 20086 2ao86 24761 304 08 3A2. Savings bank deposi 49465 56813 32531 36733 12621 13027 3A3. Term deposits 205398 «238454 «189865 «25960090621 120088 (From banks 183 281 402 4998 4438 4170 (From others 2ostss —«2aet93 «189263254602 aetas 118829, Location-wise 38.1. Deposits of branches in India arses 316083247219 atte «= t1ta95tattat 38.2. Deposits of branches outside India : : - - - . 4. Borrowings 10883 aart 520919728 7251 800 ea) 2) a9) 62) 65) as) 4.1. Borrowings in india 2455, 10888 1611 10213 7251 5800 (From Reserve Bank of india - 1500 - - - - (From other banks - 1 3 - 4500 - (il) From other institutions and agencies e455 9985 608 10213, 2751 5800 4.2. Borrowings outside India 2408 585 3688 9512 : - ‘Secured borrowings included in 4 : : 3642 - - ‘5. Other Habilites & provisions watt 9680 8586 8425 saat sont en a) eo 22) 40) as) 6.1. Bille Payable 2142 2149 1999 2220 659 686 5.2. Interotfce adjustments 2 50 - - : 232 5.3. Interest accrued 75 989 1302 1430 saz 1522 5.4, Subordinate debt : : - - : - 55. Deferred Tax Libities 138 1660 6 ar 280 25 5.8. Others (including provisions) 4157 4931 5229 4728 2259 2236 ‘otal Liabilities ‘wees seat pease area t3301z~—=—«6246 Note : Figures in brackets indiate per cont share in total Source: Annual accounts of Banks of respective years. 143TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Conte) OLD PRIVATE SECTOR BANKS (amount in € Mion) Kamataka Bank Karur Vysya Bank Lakshmi Vilas Bank toms 201 2012 201 2012 201 2012 (3) (14) (15) (16) (7) (18) 7 1741 72080 2574 3088 1435 7798 5) ro) (oa) (08) (a) (aay 2 1765714967 sas 16150 8001 6304 6s) (a) (60) 43) (60) @9) 3. Balances with banks in India 372 719 386 758 210 204 (ory (02) (ony (02) (02) (ony 4. Money at call and short notice : 250 - : 450 - 0) (on) (oo) (00) (03) (0) 5. Balances with banks outside India 0 640 561 387 169 163 0) 02) (o2) (0.1) (ony (oy 6. Investments, 115063 12841277318 (105061 35109 43051 8.3) (354) (ray (27a) (26.5) era) 61. Investments in Ind 115063 «12841277318 105061 3518943951 (i) Goverment securities 6598581314 «= «G7B1S «9253220806. —35535 (il) Other approved securities 33 : - - 66 49 (i) Shares: 1872 1817 612 890 139 219 (iv) Debentures and Bonds 6908 9426 2210 2822 1797 1631 ()_ Subsidiaries andior joint ventures - - - - - - (Wi) Others 30595 95856 6881 9216 3401 6516 62. Investments outside India : : - - - : (Government securities : : - : - : (i) Subsidiaries andlor joint ventures : : - : - : (i) Others : : - : : : 7. Advances 173481207207 178145230402 «80044 «(101887 47 (67.0) (3.1) (636) (60.9) (27) Typewise AA. Bills purchased and discounted 6993 7787 949512910 4044 3298 A2. Cash credits, overdrafts & loans 89215 106087 «118031 «172608. «4489558059 7A3. Termioane TR73 —-93353 «52718 «53976 = 3200489980 Security wi ‘Secured by tanaible assets e904 188569 «164893 «22081388633 88383 Covered by Bank/Govt. Guarantees 21496 27217 3797 ‘5377 2282 630 Unsecured ‘2981 sa42t 9514 43903 1202912874 ‘Advances in India 17481 207207178145 «230402 «Beds = «101887 Prionty sectors 62304 7570386256 7489528003977 Public sectors vane taaat 21734 3552 201 - Banks 1 5 - - 1 1 others 9394 117059100155 t61045 51840 (8769 TCI, Advances outside India : : - : - : 8. Fixed Assets 1455, 1522 2106 2448 1791 1892 5) (oa) (07) (0.7) (13) (12) 8:1. Promises att 804 869 1065 1258, 1252 82. Fixed assets under construction - - 139 5 - - 83. Other Fixed assets 644 719 1098 1378 5x3 640 9. Other Assets 070 418 6936 993 4922 6238 22) (20) (25) 24) (8) G8) 9.1. Inter-ffce adlustments (net) - - 313 564 187 - 92. Interest accrued 1676 2220 1367 2318 567 843 93. Taxpaid 2913 2708 490 642 2508 3333 94. Stationery and Stamps 2 32 et 7 7 7 95. Others 2853 2461 4705 5399 1874 2045 Total Assets. 365216 282248 — eo ey 21 say Roanes oo : er er; 22 Conta Renne : : : : ° ° 24 eno Fhe Reve : : : : : : 25 Rov en otarRevenee = om : : : : 28 amend 8 : : : : 2. omposte re 2 reso : : (6.1) (67) - (5.5) - - peace SA, Donan caoata “ae - a8 . . @ romtarse oe : : : © tomonen so Das : : SA2. Gnya bank ep : : : : : : sae tomanpate ow 2 see : : 0 Fomine : : 2 to : : ©) Fometen =o 2 soot : : Lecatonse 3. Depot oben inte so ree - 80 . . a. Depot ofthe ue na : : : : : : A borowege en we 2 we : : (69.2) (725) - (190) . . 4. Somovbgs 100 : : ’ : : © Peeve Bank ong : : : : : : teomaner ane : : : : : : © Fromotermenutneandovwme 400 : : : : : 2, sovonng atone soa 2 ser : : ecard bongs eked “00 : : " : : 5. Ofer tuber povione moe Dow (24) (2.0) - (68) (2.3) (2.5) 2m aguinat : : : : ; : 53. etocound re De : : 54. Subordinate debt - : - - - : 55. _Delerred Tax Labilties - - - - - . 5.8. Others (including provisions) 206 201 Total Liabilities 903411453, ~ 316s ol 804 Note: Figures In brackets indicate per cant share in total. ‘Souree : Annual accounts of Banks of respective years. 157TABLE 1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Conta) FOREIGN BANKS: (amount in € milion) Antwerp Diamond Bank ‘Australia And Now Bank intemasional Zealand Banking Group Indonesia Noms 201 2012 201 2012 Zor 2012 @ @ ®) (10) ay (2) 1. Cashin hand - - - ~ ~ - (00) (oo) : (0) 0) 0) 2. Balances with RBI 137 282 : 1400 2 3 3) 22) - as) 40) (40 3. Balances with banks in India 7 4 : aia 47 (02) (oo) - (26.1) (95.7) 4. Money at call and short notice : : : - - - (oo) (oo) : (oo) (0) 0) 5. Balances with banks outside Ini 534 : : 1130 - - co) (a0) : ee 0) (0) Investments 1649 1502 : 4520 - - (183) (139) : (148) (00) 0) 6.1, Investments in India. 1649 1502 : 4520 () Government securtios 1649 1592 : 4520 - - (i). Other approved secures : : : - (i) Shares : : : - - 2 (Wv) Debentures and Bonds : : : : (¥)_ Subsidiaries ana joint ventures : : - - - - (wi) Otners : : : : 6.2, Investments outside India : : - - - - () Government secures : : : - : 2 (i) Subsidiaries andior joint ventures : : : : (i) Others : : : - - Advances 5997 = 43187 - : (66.4) - (422) 0) (00) Type-wise 7A‘. Bils purchased and discounted : : - TA2. Cash crodis, overdrafts & loans 5902 - 242 - - 7A3. Termloans 5 = 12846 ‘Secured by tanable assats 5513 7970 : 2102 - - 7B.2. Covered by BankiGovt. Guarantees 20 197 : - 78.3. Unsecured 464 m™m = 41005 - - Sector-wise TC, Advances in India 5907 e878 : - - (i) Prony sectors 5972 2673 : - - (i) Public sectors - - : Banks : : : - 2 others ca 205 : ‘Advances outside India : : : - 2 Fixed Assets 6 5 : (on (00) - (00) (00) 8A, Premises - - : 82. Flxed assets under construction : : - 7 - - 83. Other Fixed assets 6 6 : 302 - - 9. Other Assets 695 ma : 2455 307 324 an (63) : 73) (38.3) (40.3) 9.1. Interofice adustments (net) - : : - - - 9.2. Interest accrues 8 2 - 149 1 1 93. Texpaié 276 313 - 58 0 2 94. Stationery and Stamps. - : : - - - 95. Others 408 385 2249 27 300 Total Assots 0s 41453 = 31265, col 804 158TABLE Bt LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (ammount in Mion) Bankof America Bank of Bahrain & Kuwait Bank of Ceylon toms 201 2012 2a 2012 Zon 2012 (3) 4) 5) (16) a) 3) 4. Capital 9853 9853 384 2027 381 1150 en 1 7s) tt) (184) A) 2. Reserves and Surplus 25358 30613 ar 634 351 an 208) (189) 64) 68) 280) (17.0) 24 Statutory Reserves 7208 8518 282 304 161 180 22 Capital Reserves 3222 3222 a7 a - - 23. Share Premium : : : : - - 2.4 Investments Fluctuations Reserves, : : 10 10 : - 25 — Revenue and other Reserves: 14gs2 14982 164 32 - - 28 Balance of Proft - 3041 2 - 390 21 3. Deposits sses9 59649 5148 one 988 1048 490) 69) (90) (685) 492) 87.8) Typewise 3A. Demand deposits zee02 28353 1133 1671 322 358 © Frombanks 472 1708 20 6 118 158 (i) Fromothers 28630 © 27645 113 111 208 202 3A2. Savings bank deposits 3778 1968 626 698 91 62 343. Term deposits 2610928308 3360 4349 554 628 @ — Frombenks - - 2 2 - : i) Fromothers 2610928308 3987 4307 554 628 Location-wise 38.1. Deposits of branches in India 5968959649 5148 ong 968 1048 38.2. Deposits of branches outside India : : - - - - 4. Borrowings e402 53144 956 zara 0 56 (159) 28) (128) (188) 08) 20 44. Borrowings in india jaar 43298 510 940 10 56 () From Reserve Bank of india 4000 8200 415; 450 - - (i) Fromother banks 5450 8000 95 490 : : (i) From otherinstutions and agencies 290727098 : : 10 58 42, Borrowings outside India 6988 9846 446 sere - - Secured borrowings included in 4 600735208 400 450 10 - 5. Other lablties & provisions 7620 8520 204 24 ‘7 50 62) 63) 69) ea es) (18) 5.1. Bills Payable 1236 1217 68 8 18 6 5.2. Inleroffce adjustments : 68 : - - - Interest accrued 12 260 cy 55 3 8 ‘Subordinate debt : : : : - - Deferred Tax Liblties : : : : - - ‘Others (including provisions) ex 6075 194 180 “4 36 ties 121923161779 745811806 1967 24 : Figures in brackets indicate per cont share in total. Annual accounts of Banks of respective year. 159‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31. (Contd) FOREIGN BANKS {Ammount in ® Mion) Bank of America Bank of Bahrain & Kuwait Bank of Ceyon heme 20m 2072 Zon 2072 201 2012 i} (14) (5) (18) 7) (18) 1 Cashin hand 7 30 4 8 2 3 (01) (00) (on (on) (or) oo) 2. Balances with RBI 5081 4138 449 402 50 45 42) 28) (60) es 28) (18) 3. Balances with banks in india 30 Be 4 1 619 719 (00) (1) (on (00) 615) (25.3) 4. Money at call and short notice - 1592 499 252 : 403 (00 (1.0) (en any (oo) (145) 5. Balances with banks outside India 261 647 73 107 147 3 (02) (oa) 0 3) as) ee 6. Investments 4860802258 2332 3395 375 602 (29.9) (60.8) 31.3) 28.8) (19.0) 2.7) 641, Investments in India 49606 82258, 22 ‘3305 375 ez (Goverment socurtios 27010 ‘$7080, 1893 2ara 375 602 i) Other approved secures - : : - - - Gi) Shares 1 1 : : : : (iv) Debentures and Bonds : 102 : 240 : : () Subsidiaries andor joint ventures - - : : : : (w) Others 2159525068 438 68 : : 6.2. Investments outside India - - - - - - (Government secures : : : : : : Subsidiaries andlor joint ventures : : : : : : (i) Others - : - : : - 7. Advances sess1 62054 3829 6435 667 809 (48.1) (8.4) (61.3) (4.1) (33.9) (292) Bills purchased and discounted 8773 4317 7 1618 2 «9 Cash credits, overdrafts & loans 4oei8 «87736 1480 2488 463 526 7A3._ Term loans 1 1 1212 2332 182 24 ‘Security-wise 78.1. Secured by tangible assets 9072 5835, 2007 3097 42 78 78.2. Covered by BanW/Govt. Guarantees - - 353 1060 18 w 783. Unsecured 4951956219 550 1530 6 3 Sector-wiso TC. Advances in India 58591 62054 3829 6435 667 800 (Priory soctors 1403414843 1088 1884 351 378 (i) Public sectors - - - : - - (i) Banks 1008 410 309 461 : : (others 49551 48800 2452 4090 316 430 TCI. Advances outside india - : - - - - 8. Fined Assets att 423 48 EI " 8 (oa) (03 (os) (0) (os) (3) 84. Premises ° 8 24 2 - - 82. Fixed assots under constuction 18 35 : 2 : : 8.3. Other Fixed assets 286 380 24 28 1 8 9. Other Assets sora 40423 220 24 96 2 ay (64) 0) @0) a9) aay 8.1. Inter-ofce adjustments (ne!) 5 : . : 4 5 9.2. Interest aoorued 268 182 39 st 1" 8 93. Taxpald 1038 1670 ry : 54 45 8.4. Stationery and Stamos : : : : - : 95. Others 8591 Ea 45 ‘Total Assets 71023461779 967 Ta 160‘TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Conte) FOREIGN BANKS (amount in® Milion) Banko Nova Soxia _Bankof Toyo-Misuboh Darciys Bank tems 2011 2012 2011 2012 201 2012 a9) (20) (1) @) (23) 2a) 1. Capital ‘3645 3645 23918 25229 2495, 52495 @9) 3) (4a) (223) @20) (23.1) 2. Reserves and Surplus e870 11330 5299 e112 2015 2015 4) (10.2) 2) 64) (12) (13) 24 Statutory Reserves: 2228 2846 2085 2516 1847 1847 22 Capital Reserves - : a 8 cr 2 23 Share Premium - : : - - . 2.4 Investments Fluctuations Reserves 32 2 : : - : 25 Revenue and other Reserves aris aris 1895 1895 1049 1049 26 Balance of Profit 2097 4749 1312 1593 : - 3. Deposits 365465 46816 16543 32842 era01 ssrat (8.8) 422) 3.0) (20.1) (a3) 238) Typeewise 3A1, Demand deposits 1974 4010 e410 vam 2608 2290 From banks 6 40 1" 15 275 m8 (From others 1948 3069 8309 14698 2333 1875 3A2. Savings bank deposits 645 629 1202 1925 218 2288 3A3. Term deposits sag2842t77 6932 16806 6267540183 —Frombanks 16994 18319 - - - - (From others 16934 23858 e932 16808 267540183 Location-wise 38.1, Deposits of branches in India 36546 46816 16543 32842 67401 53741 3B.2. Deposits of branches outside India - : - : - : A. Borrowings 4sie9 46833 2514 4027 = 40797707904 (45.8) (422) (0.9) (356) (45.3) (474) 441, Borrowings in India 11999 19850 4000 12500 81621 74278 (From Reserve Bank of India 1000 9100 : 2500 21000 +2000 (From other banks 9501 750 4000 - 44823 53026 ll) From other institutions and agencies 1498 : : : 15798 15350 4.2. Borrowings outside India 31190 36082 17514 amir 26356 33628 ‘Secured borrowings included in 4. 2898 ‘9100 : : 36798 20350 5. Other liablities & provisions 2014 2228 2248 sete 1132 ‘0601 en 20) (2) 78) 2) a7 5.4, Bills Payable 200 408 108 15 1182 387 5.2. Interoffice adjustments 20 a7 - : - : 5.3. Interest accrued 320 40a 601 1294 3124 srr 5.4, Subordinate debt - : : 5088 : : 55. Deferred Tax Lables . : : : - : 5.6, Others (including provisions) 1475 1339 1597 2122 3456 6487 Total Liabilities 94265 110861 9520113018 ~—~—«238520~—=—«22 7656 Note: Figures in brackets indicate por cent share in total. ‘Source: Annual accounts of Banks of respective years. 161TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (Amount in Mion) Bonk Nove Sia PAKCITOWEAISIH Baroy Bank wore ott 20122011 20122012012 (19) (20) (21) (22) (23) (24) ea wand 33a ——“ap Sa Sos oom) 2. Balances wih Rat fos fat aot eae. cease eo) a) 3. Balance wth bank In owt Sen eat a0 (0.2) (0.0) (2.0) (0.9) (0.3) (0.3) 4 Money cll and shor ntce me ye ee : oo) 8) OD) 5. Balance wth banks outside nde sets arr oo =O) 6 mvestnents Pe so) ts) 3) GOS) ee) HO) 6.1. nesters inna moss Saat “GnsdSiz0s = ssse eto Ih Goverment seces mass monsoons. 60az3. 0708 (Oto proved satis ‘ : : : * tm) Sees non : er ee (0) Dobos and Bonds : : : voor tome (0 Suter anor at eres : : : : " : ti) ones or 01 a er 62. mesma use na " : : : : ° 1) Goverment snctos : : : : : : 1) Stnigaros sor venues : : : : : : ti) Ober : : : : : : 1. Atencan ori tse caer etsts watts ase (eo) (38) Type-wise TAT et pucane and contd west . ow TAD Coshrete orate & bane soos iets aaazi stots 3808) TAS. Tommere moo 2st BIO a3 curtwie Ta Seared by anal sen ts40s 15500 ramets caso 732. Comes byBaGow Guat «208 ATST ° a ee 733. Unvecred zoisd—2s200 sta aBA5S «gots ter sector-ise Tol Acvenes ina zoey ons azar wists aig aero 0 Prony coaue ses esse ara Zoos 258 tm) Povececors : ° fas “ars0 “toes ti) Bans : : : ° © OMe oboe ee Te, ‘Rvenes osc a ° : : " 2 ° 8. Fed Avets Wome wks (0.1) (0.1) (0.3) (0.3) (0.3) (0.2) 82. Food outs under corsucion : : : Tw $2 OrarPhed sows So nm wm me a we 9. Other Asses ao wears tes tat (26) (4.4) (5.8) (5.6) (8.4) (85) 94. or ofos trent (a : . tee , ” 32 tmers ocaued toma 33. Taoae me : a 84. Satorery and Sames ‘ : : : 35. Over ard saas_—saas zante Tota Assets as Toast eaeeo—Fisots —Zsosod Bese 162TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Conte) FOREIGN BANKS tamountn in NP Parnes __—_ nats Commer Citank toms wit 5) Ge) 8) 1 Cepia ioo0e foes tot 1007 ara arene (00) ) HH 2 Reserves and Surplus oot aerate 2205 es) 4) HO) 21 Stor Rovonee nat 2a88 %° se moot aau8 22 Catal Resoves “a : - 4s as 23. Share Pronium : : : : : : 2A investi Fucuatons Reserves = aw ” er er 25 Revenv and oer Reeves sos 7488 : a 28 BalenooofPrott ae - 8 a 2. epost eses—soooe art 140 ent sa) 0s) sa) 5) 0) OMY Typewise 2A. Demand deposis a @ From banks 201 501 - - 1343, 986 @) From others tome zoekt trtarO. 0888 2A2._ Savings ban depots eco 408 a st a806e 62828 3A3, Tem doposis oe er ee ee i) From banks : - - - - 5 ro From others: 34556 35600 402 919 251802 294220 Lecatonsne 28:1. Depo of ranches nna a a ee eT 282, Dep of branches ouside nia : : : : : : A. Borrowings vere m6s2 ee est) (8) a) 00) 188) 41. Bomoningsin ni ‘18s f9000 == 860280 atco | teerat (0 FromResev Bnkot nda we a0 : = T0000 150080 (il) From other banks ‘7215 3500 660 280 17501 8350 (i) Fromoterinsttuon and agencies : - - ~ sasor 82 42, Borowings ouside ina tort 7088 : ee Secured barowngs ned in 48508500 : = rieie tao 5 Otheraitie & provslone tes s667 “ eo toteos—teezto CY 54. Bila Payable seo 7 6 8 tess ean 52. Interofce adios : - . - 2 1 53. Ines accued wee 7 ° oe 54 Subordinate det : : : : : 55. Defoe Tax Libis : : : : : : 58. offers nding rovsios) 11481 sr trosra Tota ib 06082 eas iasaars Note: Figures n brackets indicate per cent share in total ‘Source: Annual accounts of Banks of respective years. 163TABLE B1 ; LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS amount nnn) xP Partas neue Carma char ven Bie (25) (26) (27) (28) (29) (30) Caan inFand 2—2 ; 3 a 6) =e) setae wit ce rn, a ee oa) Balances with bank ni 3 Sette acs 0) oo). Money at ca an short nto te : mets 0 =H) OD 5. Balances wih rks outside na tm ‘sae tees a (0.2) (0.5) (0.5) (0.1) (10.6) (5.4) 6 vemos sons amet Sts Santana ose) ta) ra)“ 88) 61. mvesment ne a a a er Or ovormetsztes moss eos aes aetgt RED reuters : ° ° . : ° tt) Shoes : : : es os (n) Dobos nd Bods ws : : So (Suse odor at venues : : : : : i) Ofer 13106 : ee 62. etn cutie na : : : ° : (0 Goverment satis : : : : : : {Suberoc nor votes : : : : : : ts) Ofwe : : : avances a ee ee ee ee ji) en oe) as) 8) R Tyoesise TAT, puchoed and cored wore eer ws 73 aut 2088 TAD. Goons ower & are aise aioe tottus aerat ats TAS. Tom ore costes ‘bea guce aur? secury-ise TB.” Seued by an ses a ee ee ee TB2. Covey Bao Corannes wre eta taro 75. trscared sms sere 1135 ae 2t0aTh 8 sectore Tel Advarcesin a ee ee ee ee (0 Pion socos fort oo ors ze.) ae tesco ee ee ee tm) Bars mo : : : : ober soos rosacea sat Toul. advrcs cus a ‘ : : " : : ed Ace rr a ee ee | fa i) NO) 3. Premises ‘en : ate 82. Food nt unde conscton 3 3 : re 83. Oertnev aes ee Othe ewes rosa kts tasr ey) tee) ta) 6. ee austen : : : y 1 82. inant occued us ee ee Sa. Sotenoyard stares : : : ‘ ° ° $5. Ones ool oss assets Tota saa 40es52——virans 000 srs arises tasers 164‘TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31. (Contd) FOREIGN BANKS (Amount in ® Mion) Commonwealth Bank of orwealh Credit Agricole Credit Suisse AG tems 2011 2012 2011 2012 201 2012 on) (2) 3) ow) G5) G6) 1. Capital 1584 1892 ‘9039 9784 : 11350 (84.0) 73.9) (120) (27) : 45.) 2. Reserves and Surplus - : 4885 7501 : 312 : - 65) 9) : @) 21 Statutory Reserves : - 1889 2566 - 223 22 Capital Reserves : . : - : - 23. Share Premium : - : - : . 2.4 Investments Fluctuations Reserves : - 137 162 - - 25 Revenue and other Reserves : . 2703 3379 : - 26 Bolence of Profit - - 156 1486 : 589 Deposits a 109 6725 9131 : 3484 ony (4a) @9) (19) : (14.0) Typeewise 3A1, Demand deposits 3 3 232 1372 : 450 @)—Frombanks : - 82 % - - (From others 3 3 2tet 1208 - 450 3A2. Savings bank deposits 18 “8 168 159 : - 3A3, Tem deposits : 58 4304 7600 : 3094 © Frombanks : - 36 - - - ()—Fromothers : 58 4268 7600 : 3034 Location-wise 3B.1. Deposits of branches in India 2 108 6725 erst : 3484 38.2. Deposits of branches outside India : - : - : - Borrowings 204 an 49615 47978 - 3783 (10.8) (18.0) (658) (2s) : (35.4) 44, Borrowings in India - ~ 43873 36805, - 6239 (From Reserve Bank of India : - 9100 10000 : - (i) From other banks : - 2et07 12748 - - (Gil) From other institutions and agencies : - 8366 14060 - 6239 4.2. Borrowings outside India 204 at 6043 1173 : 2544 ‘Secured borrowings included in 4 : - 13096 17040 : 6239 5. Other lisblities & provisions 6 76 5645; 2265 - 376 (40) @3) a) @0) : (15) 5.4, Bills Payable : 5 7 a : - 5.2, Inter-office adjustments : - 246 86 - - 5.3. Interest accrued : 1 1m 185 : 19 5.4, Subordinate debt - - : - - - 55, Deferred Tax Lables : - : : : : 5.6. Others including provisions) 6 10 4911 2016 : 386 ‘Total Liabilities 1385 2289 75608 76748 20804 Note: Figures in brackets indicate per cent share in total ‘Source: Annual accounts of Banks of respective years. 165‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (Aemount in € milion) Commonwealth Bank of ; eaweath Croc Agricole Crocit Suisse AG 2011 2012 zor 2012 201 2012 @) @) 8) oH) 5) (26) 7 Cashin hand - : - - - (00) (00 oo) (00 : (oo) 2. Balances with RBI 20 38 1243 977 : 423 aay (18) ae) (13) : an 3. Balances with banks in India 1282 359 30 3 : 4 (664) 975) (oo) (0.0 : ony 4. Money at call and short notice - : - 1498 : : (00) (00) oo) (20) : @o) 5. Balances with banks outside India, 2 a 15211385, : “9 as) (os) 2) (148) : os) 6. Investments 6 16638023 aotat = 19584 a8) 2 18) (23) : (ras) 6.1. Investments in india 68 tee 38023 «a0tat = 19554 (Government secures 6 164 2305028028 : nT (i) Otner approved securities : : : : : : (i) Shares - : 2 - : : (iv) Debentures and Bonds - - - - - - () Subsidiaries andlor joint ventures : : : : : : (wi) Others : = 1884515113 : 7837 6.2. _ Investments outside Incia - : : - : : (Goverment secures : : : : : : (i) Subsidiaries andlor oint ventures - : : - : : (i) Others : : : - : : 7. Advances 263 8003278219188 - 2500 (40) 3a) 43.8) (250) : (10.1) Type-wise TAA. Bill purchased and discounted 1 90 13723 1438 : : 7A2. Cash credis, overdrafts & loans 235 684 1276312447 : : 7A3._Termloans. 28 25 6286 5305, : 2500 Securty-wiso 7B.1. Secured by tangible assets 19 18 5696 8661 : : 78.2. Covered by Bank/Govt Guarantees - - t2728 878 : : 783. Unsecured 28 80 1a3a7 9948 : 2500 Sector-wise ‘Advances in india 203 e99aa782 (19106 : 2500 Prionty sectors 262 soe 7981 11180 : - Publ sectors - : - - : 2 Banks - : : : : : others 1 96 14at0 037 : 2500 “I Advances outside India - - - - : : 8. Fixed Assote 4 " 340 312 : 37 (07) (05) os) (oa) : on 8.1. Promises : : 284 288 : - 8.2. Fixed assets under construction : : : - : 2 83. Other Fixod assets 14 1" 86 69 : 37 9. Other Assets 2a 297 2169 3215, - 2107 (128) (130) 29) 42) : es) 9.1. Intor-office adiustments (net) : : - : : . 9.2. Interest accrued 7 6 3e1 303 : 37 93. Taxpaid 5 2 386 639 : 66 8.4. Stationery and Stamps - : : : : : 95. Others 218 281 1402 273 2004 Total Assets 7305, 2280 _78600——‘76748 = 2a80d 166TABLE Bt LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31. (Conta) FOREIGN BANKS {amount in & Mion) DBS Bank Deutsche Bank FirstRand Bank toms 2011 2012 2011 2012 201 2012 on (38) 9) 0) @) (42) 4. Capital oT) ‘4002 082 40) 40) 27) (27) (650) as) 2. Reserves and Surplus e459 11815 1943527688 : : 8) (2) (62) @7 : : 24 Statutory Reserves 2138 2378 soos 11064 : - 22 Capital Reserves, 5185 5905 7 wm : - 23° Share Premium : - : - : - 24 Investments Fluctuations Reserves : 182 174 an : - 25 Revenue and other Reserves 1 1 4525 eas : : 26 Balance of Profit 1166 2660 5564 1572 : - 3. Deposits 7ees0 129720 «148464168427 254 386 G19) 55) on) 38) co) 40) Type-wise 3A. Demand deposits 5087 4608 8718898779 54 or ()— Frombanks : : 435 2500 23 Ey (From others 5087 4608 «8875396180 3t “1 3A2. Savings bank deposits 498 1208 © 1007310867 : 3 3A3, Term deposits 68100123408 «4920358981 200 296 (From banks : - : - - - (i) From others 68100 123408 «49203891 200 296 Location-wise 38.1. Deposits of branches in India 7s680 129220 «148464188427 254 366 38.2. Deposits of branches outside India : - : - : - 4. Borrowings 1707s 14s239« 40792702 2961 4509 5.1) Co) (168) 44) 85) (9.1) 44, Borrowings in india 4oss0 4523142831 10028 1830 2220 (From Reserve Bank of India 13360 28600 : - 250 580 (i) From other banks 2306018450 «(27828 18 1180 1600 i) From other insitutions and agencies 4450 1281 15302 10008 400 40 42. Bortowings outside india 66215 103007 5267 2676 1112 2289 Secured borrowings included in 4 ‘17e00 29781 9102 3809 - - 5. Other lablities & provisions 38706 5998238508145 153 zat (183) (185) (127) (144) ea (24) 5.1. Bils Payable 133, 381 3558 3981 : - 52. Inieroffice adjustments : : 33 - 3 4 53, Interest accrued 608 1312 1234 1110 3 8 54, Subordinate debt : : : - - - 55. Delerred Tax Lables : : : - - - 5.6. Others (including provisions) 37874 58289 36043 147 205, ‘otal Liabilit 237439363859 7286257 7440 9188 ‘Note: Figures in brackets indicate per cent share in total ‘Source: Annual accounts of Banks of respective years 167TABLE Bt: LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (amount in Milion) BS Bank Deutsche Bank FstRand Bank tems 2o1t 2012 zon 2012 2oit 2012 on) 8) ) (40) @) (2) 1. Cash in hand 2 Ey 183 182 - - (oo) (oo) (01) (or) (oo) (00) 2. Balances with RBI 4676 039 = 1066830007 133 121 @o (22) BD (105) 8) 13) 3, Balances with banks in India 749 372 “7 128 4 ° @3) ony (0.1) (oo) Co) (on 4 : 1293 : : 262 - (oo) (oa) (00) (oo es) (00) ‘5. Balances with banks outside india, 4162 ove 3438 3440 2 2 ny 25) (12) 2) (oo) (03) 6. Investments 103131147808 8508484215, 4937 5613 (43.4) (406) (300). (683) (i) 6.1. Investments in india 103131 147806 «5964 8215 4937 5613 Goverment secures 41g32 756253281207 2529 1816 (Other approved secures - ~ - : - : Shares : : 498 nr : : Debentures and Bonds 270 270 2621 7561 : : Subsidiaries andior joint ventures - : - : : Others e129 7191122324780 2007 3197 6.2. Investments outside India - - - - - - ()Govemment secures : : : : : (i) Subsidiaries andor joint ventures : . : : : : Gi). Others : : : : : 7. Advances 75242 128443142098 «125480 1414 6 on 53) 498) (43.8) (19.0) 63) Type-wise TAA. Bills purchased and discounted 20063 40dz17ea2 12028 124 454 TA2. Cash crests, overdrafts & loans 37769 7190==(77369=79987 590 804 7A3._Termloans 7ei0 16032773278 700 1079 ‘Security-wise 78.1. Secured by tangible assets ai2t 4168940179260 28 508 78.2. Covered by Bank/Govt. Guarantees 1991527385 501313038, - 382 78.3. Unsecured 24805 «59469 96BAG 72201 1170 1876 ‘Sectorvise 7G. Advances in India 75242 128443. «142038 «125480 1414 2416 (i) Ponty sectors aes 62175 at 1285 79 ‘a2 (Pubic sector: - - 6013 883 - - (ii) Banks. : = 33687 9183 : (iv) others 36428 6526857154180 904 7G. Advanoes outside India - - - - : 8 Fixed Assets 379 420 1309 1230 a 197 (02) (ony (05) (oa) os) a8) 8.1. Promises : : 1880 72 : : 8.2. Fixed assets under construction - 7 - 113 : 138 83. Other Fixed assols 379 42 429 335 a 28 9, Other Assets 4te73 68300 aztea ata ear 035 (176) (38) (147) 148) en en 8.1. Inter-ofice adustments (net) - - : : - : 9.2. Interest accrued 1500 1188 2104 2038 - - 83. Taxpaid 668 678 ‘984 2818 2 : 8.4. Stationery and Stamps - - 3 : : 95. Others eros 6647538073 36128 645 835 Total Assets. 237439363859 286708 286287 7440 ‘3188 168‘TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Conid) FOREIGN BANKS: (Amount in € Millon) Hongkong & Shanghai Industial And Gommercis|_—Josyorgan Chase Bank ome Bank Corporation Bank of China 20122020020 (a3) @) (a5) ) @) (a8) 1. Capital dose aag02 ~ ASS 244050 (49) @ > (78) (184) (150) 2. Reserves and Surpl 190s 104545 - wr t9739 (10.1) @s) - (19) 9) 5) 24 Stalulory Reserves 1963324003 : 2 3093 5138 22 Capital Resorves 4328 os - - - - 23. Share Premium - - - : - : 24 Investments Fluctuations Reserves 298 1003 - : z29 189 25 Revenue and other Reserves 3900743063 : : Toro 10658 28 Balance of Proft 1este 20884 : 4 88 a8 3 Deposits s1087 —taz33 - + 63e30 obs (94) (662) - (00) a7) aa) Type-wise A.1, Demand deposits 157205170565 : + 3326032061 () Frombanks 247 2407 : - ut 108 (@— Fromotrers se0ss 168158 - + sar 3059 A2, Savings bank deposits 113253116609 - - - - 3A3. Term deposis 270519327085 - - 305787627 0 Frombanks 795016416 - : 2290 7286 (@ Fromothers 202570310080 - ee Location-wise 38.1. Depesis of branches in nce se1067 ours - + ese39 688 38.2. Deposits of branches ouside nda - - - - - - 4. Borrowings ‘0283104775 - = se779 e099 65) es) - = @59) 08) 4.4. Borrowings in India 3115049018 - = 36500 467a8 (i) From Reserve Bank of nia 3115049000 - = 21800-20000 (From other banks - 18 - = 160002874 (i) From otter institutions and agencies : - - - - - 42. Borrowings outside nia jos 88157 - - zr tee ‘Secured borowings included in 4 3100048000 - = 21500-20000 5. Other abilities & provisions es280 223600 - 533 Tus 760 (201) @os) - (493) 2) en 54. Bis Payable 7439 3784 - - 130 102 52. nteroffce adjustments - - - - - - 53, Interest accrued 7008 re88 : : 879 1956 54. Subordinate debt - - - - - - 55. Deferred Tax Liabiies - : : : - : 58. Others (including provisions) toa6s3 212029 533 6635 6201 Total Liabittios 2114051007243 = 51849628 ——~207255 ‘Note: Figures in brackets indicate per cent share in total ‘Souree : Annual accounts of Banks of respective year. 169TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd!) FOREIGN BANKS (amount in ® ition) Industral And Hongkong & Shanghai Commercial Bank of JPMorgan Chase Bank ems ‘Banking Corporation one ‘Merger 201 2012 2011 2012 Doi 2012 (3) (aa) s) 4) a, 8) 7. Cash in hand 7060 7085 - - - - on (1) : (oo) (oo) (00) 2, Balances with RBI arse 38201 : 4 3942 e761 (62) : on) 28) 42) 3. Balances with banks in In 10556 : 4187 2434 2646 (12) as) = (80.1) (18) 42) 4, Money at call and short natice 22074 4327 : - - - (2a) ao) : (00) (00) (oo 5. Balances with banks outside India, a4 11993, : : 151 3 on aay : 0) (0.1) (oo 6. Investments s7z7e1 403238, 90404 139038 (40.9) (69) - (oo) (66.4) (642) 6.1. Investments in Inia sre 403238, : = gedoe 139088 4) Goverment securities 2oessi 212876, - + 4140s 48962 Ail) Other approved securities 10 : : : - : (ii). Shares tat 121 : : : : {iv) Debentures and Bonds 2e14o 29836 - . 3688 aar (¥) Subsidaries andlor joint ventures 1 : : : - : (i) Otners 139629 160805 - + séstt 86620 6.2. Investments ouside India : : : : : : () Government securities : - : : : : Ail) Subsidiaries andlor joint ventures : : : : : : (ii) Others : : : : : : 7. Advances 274008 385123, : 453 s4ez7 45293 (0.1) (328) : en 1) ta Type-wiso TA4. Bills purchased and discounted 24630 gata : 29 190 1598 TA2. Cash cedis, overdrafts & loans 131243177614 : 228 aq77 5702 M3. Termloan verze 115097 : = soseta7903 Security-wise 7B.1. Socured by tangible assots 147093170088 : : 2980 24s, 7B2. Covered by Bank/Gowt. Guarantaes 922335030, : 453 190 e617 783. Unsecured 117691149128 : = 81847 34281 ‘Advances In India 274008355123, - 45334627 48293 Priority soctors 96043107425 - = 1s 16473 Public sectors 1m : : : 2258 amt Banks : 1100 : : - 186 others 17792246598 : 453 20553-25923 ‘Advances outside India . : : - - : 8, Fixed Assets 744 420 - 2 50 3 (1.0) 8) : (os) (00) (oo) 8.1. Promises 8195 049 - 2 - - 82. Fixed assets under constuction : : : - : : 83. Other Fixed assets 550 ari : 20 50 a 9. Other Assets 173021200987 : 533 v0ze 11423 (19.1) (192) - (103) 60) 65) 9.1. Inter-ofice adiustments (net). - - : - - - 9.2. Interest acerved 4224 5216 : 8 730 308 93. Taxpaid 4748, 5566 - 4 1958 1943 8.4. Stationery and Stamps 5 6 : - - - 95. Others 164847190100 521 6337 9002 Total Assots 911405 7092243, = ‘1es__149628 207255 170‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Cont) FOREIGN BANKS: (amount in€ sition) SC VTB Bank Krung Thai Bank Mashreqbank toms: Bor 202 2a 2012 on Er (49) (60) 1) (62) 3) ), 1. Capital 1108 1106 358 358 484 484 (928) 19) eis (18.4) (295) (25.1) 2. Reserves and Surplus. - 2 105 121 312 608 - (02) 2) 62) (312) 15) 24 Statutory Reserves : 2 55 6 250 287 22 Capital Reserves : - - - 2 a 23. Share Premium . - : - - : 24 Investments Fluctuations Reserves - - 2 2 13 - 25 Revenue and other Reserves . - 8 8 185 185 26 Balance of Profit . - 10 ar 43 116 3. Deposits 0 75 1161 1432 599 781 69) (62) eas) (73.8) (268) (40.4) ‘Type-wise 3A.1. Demand deposits ar 45 261 489 572 768 From banks : : 2 2 569 783 (From others ar 45 288 487 3 2 3A2. Savings bank deposits : : st 60 a 8 3A3. Term deposits 2 0 850 803 20 ° (From banks : - - - - (From others 2 30 850 283 20 ° Location-wis 38.1. Deposits of branches in India 0 7% 1161 1432 599 781 38.2. Deposits of branches outside India : - : - - : 4. Borrowings : : 50 : : : . - es) - - : 4.1. Borrowings in India : - 50 : - - () From Reserve Bank of India - - 50 - - - (From other banks: : - - - - : (i) From other institutions and agencios - - - - - - 42. Borrowings outside India. - - - - - - ‘Secured borrowings included in 4 : - : - - : 5. Other liabilities & provisions 8 20 a 38 “4 8 as) an 2) ro) en 0) 5.1. Bis Payable - - 1 - 1 - 52. Intercffice adjustments - - - - - - 53. Interest cored - - 8 u - - 54. Subordinate debt - - : - - - 55. Deferred Tax Lisblities - - : : - : 56. Others (including provisions) 18 20 2 2 43 58 otal Liabilities 1194 1203 1695 1908 1699 “931 Note: Figures in brackets indcate per cent share in total ‘Source: Annual accounts of Banks of respective years. mTABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31 (Cont) FOREIGN BANKS: (Arnount in € Millon) JSC VTB Bank Keung Thai Bank Mashrecbank tems 20H 222044 2201 2012 49) (60) 2) (2) 3) 4) 1. Cash in and - 1 1 - - - 00 con) 0) 00) (0) (00) 2. Balances with RBI ° 10 6 6 37 10 8) (08) 40 ea ea os) 3. Balances with banks in India 337 22 221084 200 400 (44s) 4s) 4A) 5B). 122), .T) 4. Money at call and short notice - - - 4“ 263 502 0.0) (0.0) (0.0) 23) 61) 8.0) 5. Balances with banks outside india 7 7 173 209 325 a7 08) os) 02) 07) 198) a) 6. Investments 8 45 323 349 358 ‘400 (12) en 18) ts) a8) en 6.4. Investments nina 16 45 523 349 358 400 Government secures 15 48 293 319 298 308 Other approved securtis - : - - 4 - G@) Shares : : : : : : (@v) Debentures and Bonds : : : : : 2 ()Subsiciaries andor joint vonturos : : : : (vi) Others : : 30 3 56 6.2. Investments outside India : : : - - ~ © Goverment secures : : : : : : Subsidiaries andlor joint ventures : : : - - - Gi), Others : : : : : 2 7. Advances. 540 788 132 93 413 523 (452) (655) a) as) (252) ers) ‘Type-wise TA4. Bills purchased and discounted 202 230 98 6 413 523 TA2. Cash credits, overdrafts & loans - 60 4 30 - - 7A3._Term|oans 339 499 - - : - Security-wise 7B.1. Secured by angible assots 498 633 192 29 - - 78.2. Covered by Bank/Govt. Guarantees - : - - 413 623 783. Uneocured 102 155 : 5 - ~ ‘Sectorawi TC. Advances in India 540 78 132 9% 413 623 © Priory sectors 100 168 8 58 413 523 Gi) Public sectors - : - - - - i) Banks : : : : : 2 (others 440 630 a 36 - - TC.N, Advances outside India : : : - : 2 8. Fixed Assets 1B 10 8 6 5 6 (1) (os) (os) (03) @3) (oe) 84. Premises - : : - : - 82. Fixed assots under construction : - : - : - 83. Other Fixed assets 13 10 8 6 5 6 9. Other Assets B EI or 2 39 4 1) 42) (40) an ea) an 8.1. Intor-offloo adlustmonts (net) : . : : - - 92. Interest sccrued 3 2 43 65 2 4 93. Taxpaid - 2 7 14 a 7 8.4. Stationery and Stamps : : : - - - 95. Others 70. a7 a 13 29 23 ‘Total Assats Tea 03 7095 7948 7639 31 172‘TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ~ 2011 AND 2012. AS ON MARCH 31. (Contd) FOREIGN BANKS. (Aamnount in € Millon) ‘Mizuho Corporate Bark National Australia Bank Oman International Bank tems 201 2072 ort 2072 2011 2012 (5) (66) er) 8) 2) (60) 1. Capital ‘oes «30443 ~ 7530 1585 1585 (73) (687) (98.8) 99) (74) 2. Reserves and Surplus 1934 3705 - : 135 607 a9) 9) : : es) (143) 24 Statutory Reserves 491 933 - - 134 7 22 Capital Reserves : : - - : 413 23. Share Premium : - - - : . 24 Investments Fluctuations Reserves : - - - 1 ” 25 Revenue and other Reserves 896 1443 - - : : 26 Balance of Prof 548 1328 - - - 3%. Deposits er10 eras - : 1058 1552 (170) (128) : : 18) 8.8) Type-wise 3A1. Demand deposits 4052 4945, - : nm 131 () From banks 7 10 - - " ® (i) From others 4035 4935 - : a 122 3A2. Savings bank deposis 30 4 - - 618 566 3A3. Term deposits 2628 1749 - - 967 855 (From banks - - - - - - (From others 2629 1749 - 967 855 Location-wise 3B.1. Deposits of branches in India er10 ere - 1658 1552 3B.2. Deposits of branches outside India : - - - : - 4. Borrowings : 12084 - : 507 356 : (229) : (128) es) 441. Borrowings in india : : - : 284 st (From Reserve Bank of India : . - - 160 . (From other banks : : : 134 5 (i) From other institutions and agencies : : - - - - 4.2. Borrowings outside India - 12084 - - 223 305 ‘Secured borrowings included in 4 : : . : 160 - 5. Other liabilities & provi 308 516 - 1” a 136 (os) 0) - (12) er) @2) 54, Bills Payable a7 2B - - 7 6 5.2, Inter-offce adjustments - - - - - - 53, Interest accrued 2 9 - - 33 8 5.4, Subordinate debt - - - : - 55, Deferred Tax Liabitios : : - - . - 5.8. _ Others (including provisions) 2a 479 9 45 13 ‘otal Liablities 3939683677 - 1540 3970 4236 Note; Figures in brackets indicate per cent share in total, Source: Annual accounts of Banks of respective years 173TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012. AS ON MARCH 31. (Conte) tome 1. Cashinhand 2. Balances with RBI 3. Balances with banks in india 4. Money at call and short notice ‘5. Balances with banks outside india 6. Investments 6.1. Investments in India (Government securities (i) Otner approved secur (i) Shares (iv) Debentures and Bonds () Subsidiaries andor joint ventures (i) Others 62. Investments outside India (Goverment securities i) Subsidiaries andlor joint ventures (i) Others 7. Advances Type-wise TAA. Bills purchased and discounted TA2. Cash cedis, overdratts & loans TAS. Termloans ‘Security.wise 7B.1. Secured by tanaibieassots 78.2. Covered by Bank/Govt. Guarantees. 783. Uneeoured Sector-wise TC. Advances in India () Prost sectors Gi) Public sectors Gi) Banks wy) others TC.N. Advances outside india. 8, Fined Assets: 8:1. Premises 82. Fixed assots under constuction 83. _Otner Fixed assets 9. Other Assets 9.1. Intorcofce adjustments (ne!) 92. Interest accrued 93. Tax paid 94. Stalonery and Stamos 95. Others Total Assets FOREIGN BANKS Mizuno Corporate Bank 2o1t 2012 65) (6) 1 2 (oo) (oo 343 2350 en aay 7 " (oo) (00) 2031 e736 204) 125) 485 on (12) an 3956 esa (10.0) (123) 3956 6588 3956 4054 : 1568 : 964 2515835816, (639) 6.7) 5 4 21080 28300 4073 6422 7062 7389 v8 (ea2T 25168 «35816 436011237 - 4000 079820578, 105 132 os) 2) 185 132 ne 1133 a8) en a7 93 124 181 559 258 3900663677 National Australia Bank Zot 7) 2012 (68) (00) 2 (01) 1460 (04.2) (00) (00) (00) (amount in € Millon) ‘Oman Intemational Bank 2ort 69) 2 oa 199 0 1131 (28.5) 0) 28 7 927 23.4) 927 909 8 2012 (0) 2 (oo) 4 @2) 1293 305) (oo) 2 (os) 773 (182) 773 753 (10) 2 20 174TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) FOREIGN BANKS (amount in€ mition) Rabobank niemational Ryo Bank of Scoiand Sberbank tems 2011 2012 aor 2012 2011 2012 (61) (62) (63) (64) (65) (66) 1. Capital - 6000 1690 7600 - 1368 = (833) (08) on = @0) 2. Reserves and Surplus : 16 a3 art - : - (0.3) (10.4) (11.9) as - 24 Statutory Reserves - 4 saa 6543 - : 22 Capital Reserves : - 0 224 - : 23. Share Premium : : - - - : 24 Investments Fluctuations Reserves : : 8 200 - - 25 Revenue and other Reserves - - 2067 2067 - - 28 Balance of Prot - 2 ao t7607 - - 3 Deposits - 417130472 130305 - - - (1.8) (63.4) (85.9) - (0.0) Typewise 3A. Demand deposi : 463058341776 : : ()—Frombanks - - 401 679 - : w From others - 46 38182 41098 - - 3A2. Savings bank deposits - = sar 30784 - - 3A3. Term deposits - T6552 57865 - - From banks : : : : : : @ — Fromothers - 6655257865 - - Location-wise 36.1. Deposits of branches in Inia - 47 tere 130005 - - 3B.2. Deposits of branches outside India. - - - - - - 4. Borrowings - 442367 oo91 - : - (0.0) (19.3) (25.9) - - 44. Borrowings in indi : + 1654518635 : : (From Reserve Bank of inca - = 185016100 - - )) From other banks - 1 1695 2535 - - (ill) From other institutions and agencies - - - - - . 42, Borrowings outside India - = 2582344756 - - Secured borowings included in 4 : = 185016100 : : 5. Other liabilities & provisions : 301385213008, : 8 : an 62) 66) - (10) 54. Bis Payable : : aon 1292 - - 52, _Inter-ofice adustments - : - : - - 53, Inert accrued - - 128 802 - - 54, Subordinae debt - : - - : : 55, Defered Tax Liabilities : - - - - : 56, Others (nclucing provisions) 200 r0804 10013, 8 Total Lisbitti 5 cio a00ia—_ass218 5 1381 Noto: Figures in brackets indicate per cent share in total ‘Source: Annual accounts of Banks of respective years. 175TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2041 AND 2012. AS ON MARCH 31. (Contd) FOREIGN BANKS ‘Amount in ®Milion) Rabobank Intemational Royal Bank of Sootand Sberbank theme zon 2012 2ott 2012 2o1t 2012 1) (2) (3) (64) (65) 6) 7. Cash in hand - - 822 772 - - : (00 (oa) (3) - 0) 2. Balances with RBI - 34 903818521 - 3 : (os) ay as) - (02) 3. Balances with banks in India : 3 205 236 : 1318 : (on (ony (ry - (95.4) 4. Money at call and short notice : - - 7500 : - - (oo) @2) - 0) 5. Balances with banks outside india : 924 345 - - : (144) on - (0) 6. Investments : 1384 4 - - 215) 3.1) 0) 6.4. Investments in India : 1384 rre14 - - (i) Government socurios : 1384 59583 : (i) Other approved securities : - : : . 2 (i) Shares : : : : - : (iv) Debentures and Bonds : : 2027 075 : (0) Subsidiaries andlor joint ventures - - - - - - (si) Others : = 2te10 16656 : 62. Investments outside india : : : - : (Goverment securities - - - - - - (i) Subsidiaries andlor joint ventures : : : : : (i) Others - - - - - - 7. Advances : 3513 105508125345 - - : (48) (48.0) (637) - (00) Type-wise TAA. Bills purchased and discounted - = 4875222000 - TA2, Cash credits, overcrafs & loans : ze1s 4250048284 - : TA3._ Term loans : 1300044167 84192 : ‘Security-wise 7B.1. Secured by tangible assets : 1636052063650 - - 78.2. Covered by Bank/Govt. Guarantees : - 8501 (22630 : 78.3. Unsecured - 183038487 39055, - - Sectorswise TC. Advances in India - 9513 105508125345 - (Prost sectors - 3534850850830, - - (i) Public sectors : - : - : : i) Banks - - 921 1933 - - (wy) others : 2060 = $798872873 - - TCil. Advances outside India - - - - - 8. Fixed Assets : n ms 1029 . 4 - an) (oa) (oa) - es) 81. Premises : : 191 WT - ~ 8.2. Fixed assets under consiuction : : 123 467 : 83. Other Fixed assets : n 465 395 - 34 9, Other Assets : 50513033 193 : a : i) 69) es) : as) 9.1. Inler-ofce adiustments (net) : : : : - - 92. Interest accrued : 1 1475 tet : 93. Taxpaid : : 1708 1268 : 9.4. Stationery and Stamos : : - - : 95. Others 508 9052. 6316. Total Assets B44 220014733215 = 7381 176‘TABLE BI : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Contd) FOREIGN BANKS ‘(amount in ® Milion) ‘Shinhan Banke Societe Generale Sonali Bank tems 201% 2012 zo 2012 2 2012 7) (8) 2) 70) a} 7) 1. Capital 3543 3543, 2608 7099 6 6 5.4) (203) @0) 29) 6) aay 2, Reserves and Surplus 1303 1742 a7 138 60 mB 3) (10.9) es) (42) (153) (16.5) 24. Statutory Reserves 1303 1742. 596 676 4 48 22 Capital Reserves : : 2 2 3 3 23 Share Premium : : - - - - 24 Investments Fluctuations Reserves: : : 33 59 - - 25 Revenue and other Reserves - - 317 317 : - 26 Balance of Prof - - 199 262 8 23 3. Deposits 7925 10374 880 12807 280 312 (68.8) (69.4) 23.8) (41.3) 13) 70.2) Type-wise 3A.4. Demand deposits 3162 2Bt4 734 wer 190 193 From banks 3 1 5 46 132 134 From others 349 212 129 42 58 9 3A2. Savings bank deposits 192 210 4 8 2 2» 3A3. Term deposits 4630 7348 e13t 1002 68 0 © From banks . - - : : © Fromothors 4830 7348 e131 1002 68 0 Location-wise 38.1. Deposits of branches in India 7025 10871 880 12807 280 312 38.2. Deposits of branches outside India - - - - - - 4. Borrowings 660 1156 16724 9262 : - as) 66) (65.8) (29.8) : 44. Borrowings in India - 160 16460 18 - (From Reserve Bank of India . 150 - - - From other banks : : 6845 4981 : - i) From other institutions and agencies : : 9615 2434 - - 42. Borrowings outside India 669 1008 264 1847 - ‘Secured borrowings included in 4 : - 9615 2434 - - 5. Other labities & provisions, 509 646 506 549 a 33 es) @n an (18) (18) (120) 54. Bills Payable 3 7 7 8 30 - 52. Intercfice adjustments : : - - - . 53. Interest accrued 65 6 161 129 1 1 5.4. Subordinate debt - - - - - - 55. Deferred Tax Liabitios - - - : - 5.6. Others (including provisions) 401 568 338 412 18 2 Total Liabilities 139 1745829054 ——«8032 393 “a Note: Figures in brackets indicate per cont share in total ‘Source: Annwal accounls of Banks of respective years. Tad‘TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Cont) FOREIGN BANKS. (amount in € Mion) Shinhen Bank Seclete Generale Sonal Bank tems 2011 eT wai 2012 (, (62) (69) 0) a 7a) 7 Gash in hand ° 10 2 1 8 16 on oA) (09) (00) en en 2. Balances with RBI 1093, 498 ma 7 2 18 78) 29) (24) 5) 62) (42) 3. Balances with banks in India. ssa2 4053 3 2 38 4 (254) (232) (09) 00) en ato) 4. Money at call and short notice 433 350 - - 10 2 en 20) 0.0) 0.0) 25) 64) 5. Balances with banks outside India 120 208 "7 148 159 56 (09) 42) 04) 5) 405) (128) 6 Investments 27s at 20778162 54 35 (i) (ie) 694) 5BH) tw) ta) 6.1. Investments in India 2279 zit 2077518462 51 55 Government secures 279 ver 13621 1517 51 55 Other approved secures - : : : - ‘Shares : : : : : : Dabonturs and Bonds : : : : : : Subsidiaries andor oir ventures : : : : : : (Wi) Others : a : : 6.2, Investments outside India : : - : : : {}) Goverment secures : : : : : (i) Stbsicires andor it ventures : : : : : : (i) Otrers : - : - - - 7. Advances e192 9145608510564 185 (44a) (624) 3A) (3H) ‘Typeewise AA. Bis puchased and discounted 350 04 721601 “3 104 TAZ. Cash credits, overdrafts & loans 3390 size ste 600 2 7 7A3._Termloans 2482 3025; ‘251 2074 4 4 Security-wise TBA. Secured by tanable assots 209 263 ast 827 “0 vt 782. Covered by BankiGovt Guarantees 1687 3167 sors 1859 - - 783. Unsecured 2295 35634034878, “8 “a Sectorswise TG. Advances in ini 6102 ous 600510564 88 185 Prot sectors 1716205826036 “ 104 Puble sectors - - : - Banks : : 337 765 : : others 4476 790 4028640 “6 at ‘Advances outside India : - - - - . 8. Fixed Assots 2 “ 260 256 4 5 (04) 03) om) (0) a an 8.4, Promises - - ait 185 : : 82, Fixed assets under constuction : : - : : : 83. Other Fixed assets 2 48 49 10 4 5 9. Other Assots 2 304 t08t 823 “ 36 a8) as) 6a an 68) 82) 8.1. _Inier-ofce adiusiments (et) - - - : - - 9.2, Interest accrued 9 218 369 182 ‘ 4 93. Taxpald - - : : 5 2 84, _Siaionery and Stamps : : : : - - 95, Others 1 116 m2 640 20 ‘Total Assots 79 0843032 me 178‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS ‘Amount in€ Million) ‘Standard Chartered Bank State Bank of Mauritius uas Ag hems 2011 2012 2011 2012 2017 2012 73) (74) 75) 6) ia (78) 1. Capital 6758 6758 2651 2851 ‘e102 9102 (08) (os) 32) (188) (340) (28.1) 2. Reserves and Surplus. jase6s 134671 540 ear 392 708 (17) (ty an 48) (07) (10) 21 Statutory Reserves 41958 49297 245 23 147 226 22 Capital Reserves 5035 6738 58 58 : - 23. Share Premium - - - - - - 24 Investments Fluctuations Reserves 08 1275 : . 10 2 25 Revenue and other Reserves 61506 68288 178 173 - - 26 — Bolance of Profit 14758 ra3 59 143 24 478 3. Deposits seater 639847 4999 7662 6316 6022 (65.0) 626) 43.8) (642) (113) (es) Typeswise 3A1, Demand deposits 168237 160808 164 2238 106 9 (From banks 10077 13259 : : : : (@)—-Fromothers 1arie0 147639 164 2234 108 99 3A2. Savings bank deposits 91345 95850 187 328 ° 5 3A3, Term deposits 334609382809 4678 5100 e201 5018 © From banks 13787 17082 : 621 - : (From others 320822 365017 4678 4879 e201 5018 Location-wise 3B.1. Deposits of branches in india sesiot 639647 4999 7682 6316 6022 3B.2. Deposits of branches outside india : - : - - . 4. Borrowings 108437 126182 3008 204 20321 a5 (10.2) (10.4) 28.) (208) (96.2) (25.4) 4.1. Borrowings in India 43989 am 1490 2690 116 18757 () From Reserve Bank of Inia 23000 31800 500 +1000 - - (From other banks : - 990 1420 15500 400 ii) From other insutuions and agencies 20989 4097 : 270 5616 9087 42. Borrowings outside India ear 53405, 1516 254 9205 3358 Secured borrowings included in 4. 37300 47421 500 1270 5616 9087 5. Other liablities & provisions 2see39 300597 219 232 9983 25154 (228) (254) (9) (18) (178) (69) 5.1. Bills Payable 19528 9503 18 2 - : 5.2. Inter-office adjustments - - - - - - 5.3. Intorest accrued 4320 6742 50 109 18 183 54, Subordinate debt - - - - - - 55. Deferred Tax Liabilies : - - - : 5.6. Others (including provisions) 225900 204362 124 9008 24971 Total Liabilities "1063000 1216855, 14136 56115 68098 Note: Figures in brackets indicate per cant share in total ‘Souree _: Annual accounts of Banks of respective years. 179TABLE 1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS.ON MARCH 31 (Contd) FOREIGN BANKS (amount in € Millon) Standard Chartered Bank Stato Bank of Mauritius UBS AG tome zon 2012 2o1t 2012 2oit 2012 73) a) 5) 7) am, 8) 1. Cashin hand 3631 "2022 3 2 - - (03) (02) (oo) (00) (00) (oo) 2. Balances with RBI 41031 31331 37 402 662 454 39) 6) @0) (23) (12) oa) 3, Balances with banks in india 4611 S119 9 3 7 255 (04) (04) (02) (00) (00) a) 4. Money at call and short notice 000 - ‘200 : 100 628 (05) (00) 8) (00) (02) (os) ‘5. Balances with banks outside India 12959 10182 02 186 4 26 (12) 8) (os) 3) on (03) 6. Investments 200882273230 4170 asi «3706735647 aun @25) (365) oan) or) (623) 61. avestments in india 230882 (273230 4170 4821379675647 ( Govemment securties 197769222297 2084 4060 9675 15379 (i) Other approved securities : : : : : : i) Shares 140 140 : 35 - : (iv) Debentures and Bonds 1821 1603 99 8 928 68 ()_ Subsidiaries andor joint ventures : - : : - - (i) Otters 3118249199 1987 e733 19819 62. Investments outside India - - : : - - (Government securtios : : : : : : (i) Subsidiaries andlor join ventures : : : : : : i) Others : : : : : 2 7. Advances 492008 555700 sort siz 351 e312 46.3) 457) (623) 675) (122) @3) ‘Type-wiso TAA. Bills purchased and discounted 4085049278 1183 zat - - TA2. Cash credits overdrafts & loans pees 297614 1954 2485, 4951 6312 TA3. Termloans ‘eas2 208008, 2063 3355, 22000 - ‘Securty-wis 7B.1. Secured by tangible assets 265538 338058 arms 5259 2000 2000 78.2. Covered by Bank/Govt. Guarantoos 14st ‘9038 : 1737 - - 78.3. Unsecured 25029 = 207704 197 1125 4951 4312 Sector-wise TC. Advances in India 492008 555700 sort erzt 651 ex2 ()Prosity sectors sos7er 148628, 1841 2581 1491 1857 @ Pubic sectors 294 109 - : - - Gi) Banks : 500 : : : : (others 361047 408464 4129 5580 5380 4755, TCI. Advances outside India : - : : - : 8. Fixed Assets 25033-28270 328 320 96 4 24) @1) 29) 3) (02) (or 8.1. Prom 15558 28270 311 302 - - 182. Fixed assets under eonsruction 9288 et 9 : : : 83. Other Fixed assets, 1088 1938 8 18 96 Cy 9. Other Assets aerss 314022 m8 2110308 24822 (232) (258) ea) 20) (185) 60) 9.1. Intoroffce adlustments (not) : - : : - : 9.2. Interest accrued 3872 3686 7 2 208 360 93. Taxpaid 2352 4558 185 119 65 28 8.4, Stationery and Stamps 1 1 - - - - 95. Others 240010 __305799 cy 710128 2aora Total Assets "1063000 i2tesss——«ia16—=~SC*T36—~CGTS——a00e 180‘TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS ~ 2011 AND 2012 AS ON MARCH 31. (Concid) FOREIGN BANKS: (amount in€ Millon) United Overseas Bank Overs Woori Bank tems. Dont 2012 Zon 2072 (79) (0) ey) (62) 1. Capital 1288 1474 - 1605 (938) (a7) : (985) 2, Reserves and Surplus : 4 : ° : (@3) : (os) 2.1 Statutory Reserves : 4 : 2 22 Capital Reserves : - - - 23 Share Premium : - - : 24 Investments Fluctuations Reserves : - - - 25 Revenue and other Reserves: : - - : 28 Balance of Proft : - - 6 3. Deposits : - : - (00) (00) : : Type-wise 3A.1. Demand deposits : - : : (From banks : - - . @ From othors : - - . 3A.2. Savings bank deposits : - - : 3A3, Term deposits : - - - (From banks : - - : From others : - - : Location-wise 38.1. Deposits of branches in India : - - : 38.2. Deposts of branches outside India : - - . 4, Borrowings : - - : 43. Borrowings in India : - - . (From Reserve Bank of India : - - : @® —Fromother banks : - - . (i) From other institutions and agencies : - - : 42. Borrowings outside India : - - : Secured borrowings included in 4. : - - - 5, Other llabllties & provisions 8s 95 : 16 (62) 0) - (1.9) 5.1. Bills Payable - - - : 5.2. Inter-offce adjustments : - - : 53. Interest corued : - - - 5.4, Subordinate debt : - - : 55. _Dofored Tax Labitios : - - . 5.8. Others (including provisions) 85 95 16 Total Liabilities 1373 1573 7630 Note: Figures in brackets indicate per cont share in total ‘Source: Annual accounts of Banks of respective years, 181TABLE Bt : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31. (Concid) FOREIGN BANKS (amount in Mion) United Overseas Bank overs Woot Bank toms 2011 2012 zon zor (9) (@0) et) ea) aah nana 0) (00) : 0) 2 Balances with RBI 9 3 : 2 08) (08) : oa) ‘3. Bolances with banks In Inia 1265, sar : 1545 (21) (38) (248) 4. Money at call and short notice : - - (00) 00) (00) 5. Balances with banks outside Inca - - : : (00) (00) (0) 6 Investments : : : - (0.0) 00) : (0.0) 6.1. tnvestments in nia : - : : (Government securities : : i (i). Other approved secures : : : : Gi) Shares : : : (iv) Debentures and Bonds : : : : (0) Subsidiaries andlor icint ventures : : : : (i) Others : : : : 62. Investments ouside india : : : : (i) Goverment secures : : : : ‘Subsciries anor jin ventures : : : : Gi Otners : : i 7. Advances : : : : (00) (00) (00) Typeewise TAA. Bil purchased and clscounted : : - : TA2. Cash crs, overdrafts & loans : : : : 7A3._Termioans : : : : Security-vise TBI. Securd by tanaile assets - - - - 782. Covered by BankiGovt. Guarantees : : : 783. Unsecured : : : : Soctor-wise TCI. Advances in india : : - : (Prot sectors : : : : (i) Puble soctors : : : : (i) Banks : : : : (iW) obners| : : : : 7G. Advances ouside India : : : 8. Fixed Assets " " 82 8) on : 2) 81, Promises : : : : 82, Fixed assets under construction : 3 : i 83. Other Fixed assets " 8 : ca 8% Other Assets 8 2 : 3 5) 62) : 9) 9.4, Interoffes adusimens (et) - : : : 82, Interest accrued " 1 " 93. Taxpaid 1 4 : 1 94. Stationery and Stamos : : . 95. Others a n : 19 Total Assets 00 tr 0 182‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31 ‘STATE BANK OF INDIA & ITS ASSOCIATES. (amount in€ Millon) Sino Benkctnda — SHBETKAABHINOT Ege panko ytd 2 ae aa oH ea) income 1 eres Earned stsoes —tossats sarees azote 70st _06487 2) iresiDscountcamedon avancestils —«S8676)-«IOTT7.«« ara worTm. 3. «TT ») Ine on estmeis tomase amor ttass— 800s za 6) Iereson anes wih Bland Inert on blanca ee ee ee, ee 3) Obes er UL other income rT a 2) Commission exchange and rkerage tieese tampa sta] roma ©) Nero oso a of esis wor aterm tesa 6) Net prof es) on revaluation o investments “ - . . - . 4) trot oso el of ned an Net rt es “8 att - - ew 6) Netprot(ose)on exchange arsevons 48404 f) Miscellaneous income 18948 17922 306 156 293 ‘375 Total (1+) 972190 1208729, 54362 68903 88350 116710 Expenture & Provisions ineretExpended asocao eames sass atr00 = soozs aman 2) Irs on deposits sxe satuas = aeTO trad ) reson RB ror bank borowings pe ne 6) Ors wis ao atta aes IV. Operating Expenses aise neosoo = tzena tame asta 7388 2} Peymens ond povson for employes «152118188740 = aera tsnHt ) Rent tes and ighing ‘oss 2005 eu t08 488708 ©) Ping and staoney rr ee, ee ee en) 4) Atersoment and publ wre ee tt 6) Depron on bans propery oe a oe re 1) ects, allowances and exer 7 5 3 4 2 2 9) Auditors’ fees and expenses: 1243 1285 114 129 146 157 1) Law cares 108s wt Bw 1) Postage. elegans, phones, tc woe astm i) Repairs and maintenance 3742 3733 176 138 n 127 4 sranco en 1) Otter expencire vas asso t808 mata Ve Natinterst income asaes aunt t7eaT zante aus tates Provisions and Contingencies vores tossea— sone wave tas ta887 VL persing Prot hy asesssatsras tae uses aat8s asst VL. Prof (Loss) ding the year ee ee ee ee ee) ‘Source : Annual accounts of banks. 183‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Conte,) ‘STATE BANK OF INDIA & ITS ASSOCIATES. (ammount in € Million) ‘State Bank of Mysore Slate Bank of Patiala State Bank of Travancore tems 2 2012 2011 2012 2017 2012 @ @) @) (0) (ity (a2) Treome |. Interest Earned 40791 sores = GATB1 e124 68268 48) InteresDiscount eamed on advancessbils 3200740633. 50435 6430440279 s2972 ) Income on investments 2048 10002 19022 14994 11487 13789 ©) Interest on balances with RBI and other inter-bank funds ®6 6 1280 1790 5 1 4) Others 82 3 “4 183 484 1343 Other Income 4852 5164 7585 7510 5812 6483 8) Commission, exchange and brokerage 9682 3906 6167 5054 3692 3999 b)_ Net proft (loss) on sale of investments 136 388 551 ™ 983 1942 ©) Net profit loss) on revaluation of . . 2 . . . investments 4) Net profit (oss) on sale of land and other assets 2 . . - “ ©) Net profit (oss) on exchange transactions 464 326 827 528 403 425 1) Miscellaneous income 268 456 313 418 730 726 Total (t+) 4534355048 72537 08721 58100 74770 Expenditure & Provisions IM. Interest Expended ast 4044 4144s, 87762 35327749984 2) Interest on deposits 22222 = 3220838068 52876 3129043674 Interest on RBY Inter-bank borrowings 958, 1461 356 512 67 670 ©) Others 1251 van 3022 4374 3481 5639 IV. Operating Expenses e174 0414 43298 19331 11013 12298 8) Payments to and provisions for employees S484 6208 e810 8900 ‘7008 7878 by) Rent, taxes and lighting we. wr 1041 1294 861 962 .e) Printing and stationery “7 132 3 4 88 99 4) Advertisement and publicity 6 6 101 12 ~ n ©), Depreciation on bank's property 495, 500 455 482 469 02 1) Directors’ fees, alowances and expenses 2 2 2 5 4 4 19) Auditors foes and expenses 401 106 116 113 120 130 h) Low charges ar 7 38 “8 69 nm 1) Postage, telegrams, telephones, ete 6 82 12 128 n 59 1) Repairs and maintenance 40 85 192 209 137 145 Insurance: 360 397 618 620 si7 619 1) Other expenditure 1584 1986 1720 1983 1593 1754 V. Net Interest income (Ll) e380 1584329395 23449 16960 18304 VL. Provisions and Contingonci erst 6905 11083 9665 482 7383 Vil Operating Profit (ilIl4V) 1173710506 17592 17629 11760 12408 Vill Profit (Loss) during the yoar 5008 3001 6530 7964 art 5105 ‘Source: Annual accounts of banks, 184‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd,) NATIONALISED BANKS (Amount in € Millon) ‘Allahabad Bank ‘Andhra Bank Bank of Baroda tome Zor 2072 Zor 2072 zor 20a a 2) @ @) @ @ Income Interest Earned sm0147 155233 = gzata 113387 «= 21889296737 2) InteresuDiscount eamed on advancestbils eoreg 116641 eseo2 = az7e2 161838 «229604 ) Income on investments 26703 37te4 15996. 197357748 BAT ©) Interest on batances with RBI and Interest on palanoos 847 1229 308 751 4945, 874 @) Others 156 199 317 118 4329 2822 Other income 4370412987 970 soo 000234223 2) Commission, exchange and brokerage 7837 8380 2sr7 2e4o 1020812261 )_ Not prof (ss) on sale of investments 1615 1229 1408 1209 407 6067 ©) Not profit (loss) on revaluation of Investments 2 r - - - - Not profit (oss) on sale of land and ‘other assets . - ° *0 2 ® €@)_ Not prof (ss) on exchange transactions 730 sar 94 613 5148 6861 4) Miscetaneous income 3534 207 4233 an7 8302 9027 Total (I+) 123es1 168220 «91882 t2t9e7 © 2tsost 330061 Expenditure & Provisions I, Interest Expended ese22 103606 ©=— 50703 «= 75794 © 130837193867 1) Interest on deposits e483 974945856 = 60480 = 118626177707 Interest on RBY Inter - bank borrowings 482 1596 2255 3581 3453 est ©) Others 44s7 4582 272 2702 arer e548 IV. Operating Expenses 2ssss este = 7049180424298 1587 2). Payments to and provisions for employees 16576 teas 1104211498 = 2tes (0856 Rent, axes and lighting 2018 214 121 1225 3571 4157 ©) Printing and stationery 220 206 172 170 325 388 4) Advertisement and pubicty 388 24 98 6 55 52 2) Depreciation on bank’s property es 735 1074 939 2830 2768 1) Directors fees, alowances and expenses 2 10 7 7 9 2 9) Auditors fees and expenses 179 176 179 48 389 396 hy) Law charges 136 201 121 145 189 22 |) Postage, telegrams, telephones, oto 248 194 214 27 281 993 1) Repairs and maintenance 413 oar 635 m2 1104 1689 Ky Insurance 999 1254 725 ast aT arr 1) Other expenditure 2563 2629 1601 1904 5361 1758 V. Not interest income (il) ozs 5126 = 3221075938023 103170 Vi. Provisions and Contingencies 10315 1903211480 4470327399 38737 VIL Operating Profit (HlAIl4V) 30546 37609-24131 «== 28150 GBts © 85806 Vill, Profit(Loss) during the year 142s tessa 27113447 zat? 50070 ‘Source : Anewal accounts of banks. 185‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) NATIONALISED BANKS (Amount in Mion) Bank of India ‘Bank of Maharashira Canara Bank hems 207 2072 DoT 2072 2m 2072 a @) @ 10) (my (12) Income |. Interest Earned 217817 = zaaao7 5863172140 22401 308506 2) IntorestDiscount earned on advancessbills 5002202408 «40st 4006170518 «(aaa Income on investments si7i7 71418 1820817086 56412 TOMA ©) Interest on balances with RBI and other inter-bank funds 7954 sao 251 ‘6 2462. 9622 ) Others 2043, 2643, 115 12 ° 3 1. Other income zeus 38212 5209 e407 atts 29276 8) Commission, exchange and brokerage 11811 rar18 3130 4551 7558 7069 1) Net proft (ss) on sae of investments 3218 4088 28 rat 2363 3237 ©) Net prot oss) on revaluation of . . . . 455 22 <4) Not prof (loss) on sale of land and Nat pot (os : 8 2 1 4 10 1). Net prof (ss) on exchange transactions 5025 5804 ana 437 3614 4350 1) Miscellaneous income ace 10508, 1238 1206 14590-10892 Total (i) 2asess 3180180839785 = 287515387782 Exponclture & Provisions IL Interest Expended 130410 20167235047 46060182407 231813, 9) Interest on deposits 12178 179570 «3827 a2gg8 SS tazats ©9822 )_ Interest on RBY Inter-bank borrowings e129 11483, aaa 1201 sea 4300 ©) Others 9496 10549, 2676 2830 6019 7691 IV. Operating Expenses sossz = aado7 1644216425 aat93 46737 8) Payments to and provisions for employees arse 3058411571 11130 2954829731 ) Rent, taxes and lighting 2768 3435, 990 1159 3463 2973 ©) Printing and stationery 487 8 “at 142 375 308 ) Advertisement and publicity 586 40 188 179 2a 267 ©) Depreciation on bank's property 1408 1668 679 esr 1514 1560 1) Directors fees, allowances and expenses 1 1 8 7 7 2 9) Audiors' fees and expenses 358 376 a2 119 298 343 bh) Law charges: 168 185 6 er 286 218 1) Postage, telegrams, telephones, etc 398 435 208 228 308 ant 1) Repairs and maintenance 453 459 304 a7 1176 1498 4) Insurance 1908 2383 658 692 205 2058 1) Other expenditure 7488 8745 1505 1691 4850 5540 V. Net interest income (ll) 7eio7 833419884 25171 7690376803, VL. Provisions and Contingencies 20085 40184 524810844 = 2065628605 Vil Operating Profit (Is-IV) seea2 66099 e550 15152 guts 50432 Vill, Profit (Lose) during the year 2ass7 26775 3204 430840259 32827 ‘Source : Annual accounts of banks. 186‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) NATIONALISED BANKS (Amount in € milion) Central Bank of Inia Corporation Bank Dena Bank tems Doi 2012 Dor 2012 Doi 2012 (3) (14) (18) (6) an (18) income Interest Earned 152206 19140591352 «1301785033804 2) InteresuDiscount earned on advancestbils 112538 «144205 = ga752 «9563238041812 ) Income on investments 3767143473. a3a77— 3070310715448 2 erp on beserooe wth Pe 34 3393, 149, 355, 163 380 @) Others 1663 423 3175 3407 a 505 1. Other income 12850 1305312559 14026, 5338 a2 2) Commission, exchange and brokerage 6205 6635 3533 3049 1428 t692 )_ Not proft oss) onsale of investments ang 3201 2095 3650 240 ser ©), Net prof (oss) on revaluation of . . . . . . investments 1) Not prof (loss) onsale of and and Nat prof (os 4 3 4 4 3 ©) Not prof (oss) on exchange transactions 581 1068 1078 1495 524 ex 1) Miscellaneous income 2768 2083 5058 sea7 3180 3084 Total (it) e4sss 208448 t03011 = t4s104 «= ss674 73763 Expenditure & Provisions I Interest Expended e052 139809 9709 3270246031 ') Interest on deposits 90628 129961 0193311744282 ) Interest on RBI/ Inter-bank borrowings 1404 1491 2962 0 1% ©) Others 882 287 7021 e154 1443 var IV. Operating Expense 30000 sao 681717836 tore 11847 8) Payments to and provisions for employees 20612 25062 e049 9132 6082 mar ) Rent taxes and lighting 1915 2568 1372 1606 809 973 ©) Printing and stationery 216 265 var 186 118 125 ) Advertisement and publicity 968 352 263 213 164 8 ©) Depreciation on bank's property 1187 1435 603 708 356 Directors’ fees, alowances and expenses 13 ® 1" 8 10 wv 9) Autor fos and expenses 225 205 130 160 102 b) Law charges 49 16 28 2 49 sr 1) Postage telegrams, telephones, etc 353 304 a8 an 286 32 1) Repairs and maintenance 649 833 384 365 166 103 K) Insurance 1887 1646 793 973 564 era 1) Other expenditure anna 4804 sort 4033, 1287 1605 V. Net interest Income (Hl) sasa tse 20307 3148917634 = 21010 VL. Provisions and Contingencies 1330 © mast 1140813400 ora 83 VIL Operating Proft (Ils) 2504 = ztdo= 255308580 12238 18284 Vill. Profit (Loss) during the year 12504 s330 1413315080 ante 2031 ‘Source : Annual accounts of banks. 187‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) NATIONALISED BANKS (amount in € milion) IDBI Bank Lia Indian Bank Indian Overseas Bank Doi 2012 201% 2012 201% 2012 (9) (20) ny (2) (23) (24) income 1. Interest Earned wesa12 253609 361012213 121015 78971 4) InterestDiscount eamed on advances/bils 137536 «17971570876. 439 was 135890 ') Income on investments 47519 «52907 22803«=«27003 «20855014 ©) Interest on balances with RBI and Interest on balances 7 462 32 im 2620 3208 4) Others 180 ots : : 254 433 1. Other Income 2aez ait sme19 2022122816810 8) Commission, exchange and brokerage 1951818908 3955 2885 6802 8990 'b)Net profit (oss) on sale of investments 1428 1880 1488 1073 1086 a4 €) Net rf ss) on revetuaton of “199 28 . . 529 “360 ) Net profits) on sale of land and a a 1" 3 10 2 other assets 1) Net profit (oss) on exchange transactions 1698 1724 1472 1738 1570 246 1) Misceaneous income 2815 2618 5496 6329 sma ar Total (+i) 206845 254887 «105429134635 133266 198781 Expenditure & Provisions. I, Interest Expended varia 188251 5324078133 7a034 (128800 2) Interest on deposits sees7 14027751392 74608 67533112843 ») Interest on RBW Inter-bank borrowings 97ez 19608 1755 3329 1140016465 ©) Others 3305094286 162 198 1 1 IV. Operating Expens. 2asst 2075192632870 2572531834 2) Payments io and provisions for employoos 106s 1160419327 14840 tat 20880 »)_ Rent, axes and lighting 2078 2244 att 1568 2388 3010 ©) Printing and stationery 354 418 108 217 169 194 ) Advertisement and publicity 464 282 103 96 232 389 {e) Depreciation on bank's property 1270 1161 716 82 1050 Tr] 1) Directors fees, allowances and expenses 3 3 4 6 10 4 9) Ausitors' fees and expenses 8 2 159 172 228 250 1) Law charges 73 88 cy * 1 35 |) Postage, telegrams, telephones, otc att 743 108 140 202 378 1) Repairs and maintenance 957 1383 419 528 a 108 ky Insurance 1613 1643 axa 1001 1199 1633 1) Other expenditure 040 sot 2022 2320 2054 3682 V. Not interest income (Hil) aves 4544840361 «ato 2080 «S062 VL. Provisions and Contingencies 2507s 2024815776 = 171627881 «(24840 VIL Operating Profit (HI4ILIV) avers 4osez= 32017-34832 80s 3534 Vill Profit (Loss) during the year 10503 2oste = t7tat_——t7470——t0725 10501 Source : Annual accounts of banks. 188TARLE 82: EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS 2010-11 AND 201112 A ON MARCH 21(Con!) NATIONALISED BANKS (Amount ion) ert Berk ct py and Sd Bark Pana Nationa Bank tas a een (25) (a8). @8) a9] 0) Treo 1 Inerest Earned zone tse cama cards ons tezmn 2) Inreslsounteumed on advances ——«aBES0.-=« 120740 OT «aaa 21104 BAO Dy noe en ives sors eros. tare 40e7 rsa oe emcee in RBI ened 120 a2 164 308 842 2128 6) Oters Pe en 1h. otnerincome cot iaaeaz_ assur iae aaa ©) Commiesion exchange and brokerage Ce a Not pro (os) on sl of imastents a a 6) Not rot oss on revaluation of : : : . : weston 6) Net rt ss) onsale land and Nat ros 4 2 1 . a 2 ©) Net pro (oon onchange anus toms aka arer 778 f) Miscellaneous income 1268 1639 (2517 (2459 8865 8968 Teta (ea) 0c7o—_t7osst ——_—suebe —ceea0—iosom1—_—aneaue Expenditure & Provisione Interest Expended yore iso aura) aaraa stm ato 2) rst on dopo ares via19o—tzay—46759— tase a2088 ) ners on RV ner - bank bonowings m0 tae ©) Others ame ak tttm1 1908 1V, Operating Expenses teas zatss ceases tez—T0aat 2) Payments and provsone fo omolyoos «= A0485-—«=«10588=—= 7D wast r235, ©) Ron take and ging moe aa] ©) Ping and satonry zr 2 ee 4) Advriseman and pbtety tse we © 7 oe ©) Deerecaton on ban’ propery me 102 reat ass ata 1) Draco fos, slowances and oxpnses 5 7 a 2 15 2 9) Auditors’ fees and expenses 273 193 68 67 436 523. 1) Law charges 1 oat oe oar 1) Postage, elegans, lephones, Pr “ 1008188 1) Repairs and maintenance (265 300 95 113, 847 1008 19 Insirance er a ) 1) ther expenire ee Ve Netinereat income) avrrs anise umm tsott— tora taetan Vi. Provislons and Contingencies tay t9000 aa. aszzz S204 Vi. Operating Prof a-¥) aust 340s 10838 7800 oss7—— tetas Vil. Prot (Los) dung th yar fsoaa ete sue asta sata ‘Source : Annual accounts of banks. 189‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2041-12 AS ON MARCH 31(Contd) NATIONALISED BANKS (amount in € Millon) ‘Syndicate Bank co Bank Union Bank of India hems 201 2012 2011 202 201 2012 fem (2) 3) (a) (381 36) Tncome |. Interest Earned 114509152684 «113708 146324164526 211443, {2} InterestDiscount eamed on advances/bils o1o72 120713 as0se 113800120912 «160266 ) Income on investments zoTr = 2ra80 7001318834027 |= 48701 (©) Intorest on balances with RBI and Interest on balancos 107 1507 120 ear tt 3309 4) Others 352 108 410 383 2576 2167 Other income ott 10759 9254 96s 2038823324 '2) Commission, exchange and brokerage 4422 54 2509 2ar9 seg 2651 1) Not proft (loss) on sale of investments 352 688 ot 1958 4044 4408 ©) Not prof oss) on revaluation of investments - - - - - 4) Net profit (loss) on sale of land and other assets 3 2 ‘ ® 4 7 €)_ Net profit (oss) on exchange transactions 979 1168 1128 1153, 4200 4988 1) Miscellaneous income 3400 3193 4700 4156 eos 10384 Total (Ht) tasseo 163442 taz962 156879 tadota «284767 Expenditure & Provisions ML Interest Exponded 7oss1 1083375259 «107303 «= t02364 «142354 4) Interest on deposits 61933 932636842402 579134058 ) Interest on RBY Inter - bank borrowings 1113 02 1808 2785 1108 1409 ©) Others 7835 7769 5026 5068 5850 6887 1, Operating Expens 2sas1 zatdt = 20754 = 20sez2, 3980039875 a) Payments to and provisions for employees 17733 1991514801 ys031 2500724709, b) Rent, taxes and lighting 1479 1675 1087 1228 2382 2681 ©) Printing and stationery 14 156 24 287 336 374 4) Advertisement and publicty 186 148 air 240 oat ors ‘©) Depreciation on bank’s property m0 660 806 71 1557 1465, 1) Directors fees, allowances and expenses 4 9 7 8 16 9 9) Audtors fees and expenses 204 238 238 2er 24 2a h) Law charges 7 87 62 132 +103 146 i) Postage telegrams, telephones, ete 183 287 348 372 433 497 1) Repairs and maintenance 628 946 65 68 560 701 ) Insurance 1048 1281 1009 1151 1789 1983, 1) Other expenditure 3087 3703 1993 2239 5233 6301 V. Not interest income (i) 43s «5085038449 30021 62ts2 0089 VL. Provisions and Contingencies 1701820334 = t7a84 = 1702722290886 ‘Vil. Operating Proft (HAV) 27498 3346826050 28114 = 4305082838 Vill Profit (Loss) during the year so47a 43134 oes 1108720819 tars ‘Source: Annual accounts of banks. 190‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) NATIONALISED BANKS. (amount in € lion) United Bank of India ‘Vijaya Bank Noms 2011 2012 201 2078 Gn (G8) (38) (40) Treome |. Interest Earned emis 7g1t Saat 7081 8) InterestDiscount eamed on advances/oils 46330 «0033741019 «6050 ) Income on investments tera 187s = t6110—« 18720 ©) Intorest on balances with RBI and other inter-bank funds 9 185 % 8 4) Otners 2ar 335 399 957 1. Other income ert 7329 332 e279 2) Commission, exchange and brokerage ama 1830 857 891 ) Not prof (os) on sale of investments 1984 2175 1175 981 ©), Net profit (Joss) on revaluation of . . . . Investments 4) Net profit loss) on sale of land and other assets 5 1 2 8 ©). Net prof loss) on exchange transactions 298 569 395 588 1) Miscellaneous income 2402 2755 2907 2818 Total (+) eo7es —neado 63772160 Expenditure & Provisions Interest Expended arr saato 30073 ones. f) Interest on deposits e496 81008837280, 1). Interest on RV Inter - bank borrowings 682 839 5 18 ©) Others. 2564 2973 2505 2680 IV, Operating Expenses. 12904 1383314393 12010 8) Payments io and provisions for employees sta 01210104 7309 ) Rent, taxes and lighting 890 938 801 003 ©) Printing and stationery 193 286 80 88 8) Advertisement and publisty 90 1 113 ™ ©) Depreciation on bank's property 1003 ea7 462 400 1) Directors fees, alowances and expenses ° 10 6 7 9) Auditors’ fees and expences 108 107 14 126 h) Law charges 2 ar 6 6 1) Postage, telegrams, telephones, eto 183 175 145 12 |) Repairs and meintenance 88 108 6 19 K) Insurance eat 75 623 732 1) Other expenditure 1585 1808 1773 2018 V. Not interest income (Hl) 2tess 2479219488 (19035, Vi. Provisions and Contingencies 9830 11963 S229 6495 Vi. Operating Profit (HAIl4V) 1507018288 = 10467 12305, Vill. Profit (Lose) during the year s240 6225 sxe se10 ‘Source : Annual accounts of banks. 191‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Conte,) OLD PRIVATE SECTOR BANKS: (Amount in € Mition) Catholic Syian Bank Cty Union Bank Dhanlaxmi Bank Mors Zot 2012 2011 2012 Zon 2012 ay (2) Gy a (5) @) Tncome Interest Earned 621 10756 1218416968, 9064 15937 4) InferestDiscount eamed on advances/bils 6007 8615 9654 13886 6901 10754 ») Income on investments 1563 2009 2461 3038 2017 3136 ©) Interest on balances with RBI and other inter-bank funds so ™ 78 “6 %6 “ 4) Overs " 58 1 . . 3 ML. Other income 45 852 1574 aon 1488 1436 42) Commission, exchange and brokerage 166 173 303 35, er 85 'b)_ Net prof (loss) on sale of investments 82 53 66 78 or 89 ©) Net profit (loss) on revaluation of. . . . . . . investments 4) Net prof (loss) on sale of land and Nat prot (ie 6 13 2 2 5 10 8) Net proft (Joss) on exchange transactions 98 114 106 182 sr 119 1). Miscotaneous income 423 600 1097 1495 1222 1138 Total (Hm) e368 11608 13758 190380532 18373. Expenditure & Provisions IM, Interest Expended 5140 7688 7904 11970 a3 11461 8) Interest on deposits 4963 380 7802 11665 5642 10186 'b)_ Interest on RBY Inter-bank borrowings 2 66 95 ww 327 est ©) Others 145 240 ar 129 243 454 WV. Operating Expenses. 2890 2988 2164 2798 3445 4991 ‘@) Payments o and provisions for employees 2123 2192 1016 1223 2015 2740 bb) Rent, taxes and lighting 230 255 253 304 459 402 ©) Printing and stationery 5 2 46 um 51 63 ) Advertisement and pubicty 9 4 114 198 et 108 (©) Depreciation on bank's property 405 ®6 168 136 186 295 4) Directors fees, allowances and expenses 6 7 4 3 2 9) Aucitors' fees and expenses 8 " " 6 5 hh) Law charges 8 7 1 2 3 6 4) Postage, telograms, telephones, ote 46 49 56 60 12 187 1) Repairs and maintenance 58 59 12 49 a 33 ) Insurance 78 2 116 148 9 146 1) Other expenditure 192 235 261 405, 469 933, V. Net interest income (+l) 2482 3070 4200 4998 2851 2475 Vi. Provisions and Contingencies a4 ore 1460 1468 a4 7 VIL. Operating Profit (H#IAIl4V) 336 935, 3610 amt 674 79 Vil, Profit (Loss) during the year 12 258 2151 2003 261 1156 ‘Source : Annual accounts of bank. 192‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd.) ‘OLD PRIVATE SECTOR BANKS. (amount in & Mion) Federal Bank ING Vysya Bank Jommu & Kashmir Bank tems 2011 2012 Doi 2072 2oit 2012 @ @) @ (10) at} i} Tncome |. Interest Earned 4052055584 26041 aaseea7131 4856 8) InterestDiscount earned on advancesybils ste 41808» 20326 «a7 ame 8087 ) Income on investments sseo 13187 6463 oer 10661 4033 ©) Inorest on balances with RBI and Interest on balancos 108 349 2 6 174 387 4) Others 46 180 131 65 - - Other income st68 saa 6550 coe 3648 seat 8) Commission, exchange and brokerage 2502 2516 4169 4690 ve 1291 1). Not profit oss) on sale of investments 488 eat 819 128 924 350 ©) Net profit (loss) on revaluation of Investments - - - - - - 4) "Net prof (loss) on sale of land and Nat prot os 3 3 151 8 : : ©) Net prof (oss) on exchange transactions ore 82 1021 van 188 220 4) Miscellaneous income 1693 a2 369 406 1268 a Total (t+) 4sess «60007-33490 48286 40779, Expenditure & Provisions ML Interest Exponded 20054 360018875 eaas 2188528072 8) Interest on deposits 21620 «3331313567 2153020602808 ) Interest on RB Inter-bank borrowings 9 495 478 267 463 415 6) Others 1998 2282 2830 2407 540 540 IV, Operating Expenses 8361 9793 1026011102 7589 8022 2) Payments to and provisions for employees 4808 5439 6087 6510 5236 5214 b) Rent, taxes and lighting 798 98 an 978 370 412 ©) Printing and stationery 102 104 109 130 st 68 4) Advertisement and publcty 181 161 26 4 60 7 ©) Depreciation on bank’s property 943 567 ar 498 379 440 1) Ditectors' fees, allowances and expenses 7 7 5 5 6 5 8) Auster’ fees and expenses 28 30 7 6 68 8s h) Law charges 54 50 38 3t 8 ° 1) Postage telegrams, telephones, ete 189 276 208 214 58 5 1) Repairs and maintenance 230 373 amr 313 50 ey ) Insurance 358 435 258 305 206 349 1) Other expenditure 1089 1403 1985 2067 900 1219 V. Net interest income (tl) 1746619534 100651208 = 15437 ©1834 Vi. Provisions and Contingencies 8402 ner 3168 an 543 sort Vil. Operating Profit (+-L4V) wars 18085 6985 qero 1149513703 Vill. Profit (Loss) during the year ser 7788 3186 4583 e152 8033 ‘Source : Annual accounts of banks, 193‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd,) ‘OLD PRIVATE SECTOR BANKS (Amount in& Million) erataka Bank Meru Vyeya Bank Lakin Vas Bank toms ian i) 5) 1) 7) 18) Tneome 1. tntreat Earns zoos amare tas 18103 28) IfresvDsccunt eared on advances vvors maroon ue 11008 ©) thoome on iwesiments ez 7s 12 ams ata ° Ghormerbancands 8 wo 2 so ® 38 ©) Others au 18 109 9 : ” ML. Other Income ze aes 20s asta 28) Commission, exchange and brokerage toon met 1005 mae ©). Net prof oss) on sao vestments as soz an 22 a “ ) Not prot (oss) on revahiation of . . . . . investments 4) Nat rot ss) on sal of and and Net prof os 7 2 8 3 1 4 ©) Nat prof oss) on exchange vansactons Ea aes ut 208 10 20 f) Miscellaneous income 569 688 204 595 487 744 Tota tn 2002s suas 2anzo nas tao (te772 Expenaiture & Provisions Interest Exponded tvs mee 450852 gant 1400 8) Inerestonceposts ee ee ey ©) nterest on RAV Inter-bank borowings 8 208 a eu a7 ©) Ober ors 199 su 80 - - IV. Operating Expenses soo 50824008 zat 2037 8) Poymans and proven or employons mist 325020513412 ©) Rent, axes an tating on 785 set 9 mB 6) Printing an statonary 2 « Ey 65 2 Ey 4) -Adverzement and publety 0 ss 10 “ 56 ©) Depreciation on bak’ property 20 20 sot 352 208 1) Directors ees, slowances and expenses 5 7 6 7 6 6 8) Audior' feos and expenses 2 6 " “ 7 e b) Law charges “ 18 ° 2 ° “ 1) Postage legrams, telephones, ee 76 et 160 Ey 0 i) Repairs and maintenance 128 146 124 12 18 6) insuronce 28 sas 253 95 17 1) Ober expendi 89 795 sos 2 684 V._ Netintrest income (th os 740 ort ast Vi. Provision and Contingencl sor eas zy sre ta VIL Operating Prof (IKILV) asso 102 rest area [IL Profit (Loss) during the year 20s 2408 7 1070 ‘Source : Annual accounts of banks. 194‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) ‘OLD PRIVATE SECTOR BANKS (amount tion) ‘Nainital Ban Retnakar Bank ‘881 Come. & nt. Bonk # ems. 2 a a mz mi a cay 20) ei oy 2) a Treome 1 Interest Earned 2560 9 1092 6st 6 : 28) IntresvDiscount earned on advances 014 218 ram ou 203 2) Income on investments 278 8 a0 1004 185 )Inarestonbalancs wih RI and ‘ober inter bank ins sre “se 10 ” ‘ 9) Omers 7 10 5 1 1. other income 113 aa 108 on Py : £2) Commission, exchange and brokerage 2» 2 st 8 2 2») Net pot oss) on Sle of vestments 8 4 2 0 ©) Not oft (ass) on valuation of . . . . invests 1) Nek prt (8s) on soca and a” ‘ther aseats (2) Net prt (oss) on exchange transactions - - - 2 2 1) Micolangous income # 1 138 sar " Total go 2681 3642, 2078 522 ae ‘Expenditure & Provisions ML Interest Expended wor zon oo ama 261 : 2) Interest on deposits 1402 2008 936 2489 201 1) etre on RBYIner- bank borowngs 5 2 ‘ 258 ° 2) Others 1 1 er |W. Operating Expenses, 550 ma 94s 301 104 : 42) Payment o and provision for ompoyoos a0 493 re en 6 2) Rent, taxes nd hog 8 3 2 we 18 - ©) Printing and staonery 6 6 r 3 4 12) Advertisement and publcty 2 3 3 ° (9) Dopreciaon en bak’ property 2m 2 15 7% 8 1) rectors 60s, atowances and expenses 1 1 3 2 3 * 2 2 1 2 ° » 4 3 - 2 2 » 7 7 7 12 4 |) Repairs and maintenance 5 7 8 8 3 : 1) neurance Pa 2% 1" 2 6 1) Other expends a8 9% 10 V.Netintorest Income Qt) 1160 1408 982 103 : VL. Provisions and Contingencies ar ar © 0 : VIL Operating Prof (eHANsV) mm 909) 193 53 : in. Prot (Loss) during the yeer ar oa 129 “2 : SBI Comm. & It Bark merged wid Stas Bank oflnda we duly 28,2071 ‘Source: Annual Account of Banks 195‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31 ‘OLD PRIVATE SECTOR BANKS ‘cm inane Sa Te Re (25) (26) (27) (28) rw ed suse some trie te 2 meeuDucontoendonasanastils == bn beh ©) monensin ws ah mat 9 tp tet we 6 one Se 1 onerncone eran a 2) camo extn abana om eo © ht at fins sm = # 2 gate earl se 4) Niet natin woo oy erp on eg sce mem f) Miscellaneous income 1038 1414 1079 1298 rete ar a ee atte wean enna ‘ue metwmt 3 tae ‘nme tk ©) mneooier ek om 3 one em ome 1, psig expen asm ae 0) Pom oma range ome ®) humsateton moe a 9) Pts soney cw 0 9) saeomeaanonbity oo om os ®) owe enn pay mem ) Directors’ fees, allowances and expenses 3 2 7 6 9) Auditors’ fees and expenses 15 24 4 5 » tmaeres sos : > Pon anya ores > me J) Repairs and maintenance 98 114 68 122 by ree a v. htiocatcnae mi war aus en MP tanga ae vn matey rentgenan ows eae met on ug ee an wes “Source: Annual Account of Banks 198‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) NEW PRIVATE SECTOR BANKS. (amount in € Million) ‘Axis Bank Development Credit Bank HOFC Bank tems Doi 2012 Dit 2012 201 2012 a @ 3) @) 6 ©) income 1. Interest Earned 151548219046 5363 7i70 190282272864 4) InterestDiscount eamed on advances/ils to4os1 159794 4027 5362 150850 205365, Income on investments 44387 63043, 1320 172546754 5086 ©) Interest on balances with RBI and Interest on alan 1828 984 16 n 1481 sa 4) Others 1304 1228 - 10 197 1080 HL Other Income esi 54202 wnat sozrassz 52ST 8) Commission, exchange and brokerage 33574 A347 661 Ter 3598742785 'b) Net profit (oss) on sale of investments 3663 78 253 118 237 1082 ©) Net profit (oss) on revaluation of . . . Investments an “er 4) Net profit (loss) on sale of land and ts 70 203 " 28 2 5 ©) Net profi (loss) on exchange transactions 5638 e740 90 cy 20812658 4) Miscellaneous income 3518 aia 106 a -1290 1028 Total (+t) 197a69 274149 484 8197 242634325300 Expenditure & Provisions Interest Expended sso1s 130760 art 403 93851140806 4). Interest on deposits 74985121896 2oi7 ost 80283126097 ) Interest on RBY Inter - bank borrowings 1610 2820 421 m2 1336422520 ©) Others 932315813 134 100 203 470 IV. Operating Expens. arms 60074 2182 2ass 7182985901 48) Payments to and provisions for employees 16199 20802 1064 1248 2896033009 ») Ron, taxes and ighting eres 6564 302 ar 6263 161 ©) Printing and stationery 1098 935 Ey cy 2228 2399 {d) Advertisement and publicity 790 281 2 13 1580 1528 .¢) Depreciation on bank’ property 2898 3422 131 120 4974 525 1) Directors’ fees, allowances and expenses 6 8 5 6 5 4 9) Auditors foes and expenses 8 8 6 6 10 2 1h) Law charges 134 183 " " 315 3i7 1) Postage, telegrams, tolephones, otc 1985 2587 39 4“ 3002 3530 1) Repair and maintenance 3839 8295 cy er 5085, e184 ) Insurance: 1809) 213 54 60 1988 218. 1) Other expenditure 125417071 465 sar 7029085 V.Notinterest Income (Hl) 6563080177 1091 zat 105431122968 VL. Provistons and Contingencies sore 1887 646 287 3790037833 VIL. Operating Profit (HI-IAV) eas7 74309 861 898772540504 ‘Vill Profit (Loss) during the year 3aass42aza 24 51302641674 ‘Source : Annual accounts of banks. 197‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) NEW PRIVATE SECTOR BANKS (mount in € Mion) loici Bank Indusind Bank olak Mahindra Bank tems 21 2012 20 202 2a 202 @ @ @ (10) amy (2) income 1. Interest Earned 2sova1 «33542735804 5350241808 «61802 8) InterestDiscount eamed on advances/bils reazis 221200 ade ates 521438674 Income on investments 70052 (96840 733310782 957213064 ©) Intorest on balances with RBI and Interest on alana 368 4oit 106 239 wm “1 4) Others sors 12878 108 405 10 4 ther Income e6s79 75028 37 t0118 7305 973 8) Commision, exchange and brokerage 55145 54351 2570 2837 4655 5781 Net profit (ss) on sale of investments 2178 3314 404 srr 910 316 6) Nt prof oss) on evaluation of “4610 4083 . . . . 4) Net profit (ss) on sale of land and Net profit os 412 a7 29 6 - 6 €) Net profi (os) on exchange transactions tes 12590 1542 2378 % 1194 1). Miscellaneous income 4188 8843 2650 4320 2187 ‘877 Total (6) 32621941044 = 430303710 «4070371878 Expenditure & Provisions I, Interest Expended teosr2 —2zsoss 2220365490022 38677 4) Interest on deposits 100708143041 18785 «3076314975 25041 ) Interest on RAW Inter - bank borrowings yasez 14692 4s 1949 aes 749 ©) Others sese1 70352 2009 3038 2461 388 IV. Operating Expenses e172 7504 «10085 1343015533 (18348 8) Payments to and provisions for employees 2e1e9 95153, 3828 4955 7338 9024 Rent, taxes and lighting 6537 6756 893 1096 1807 1740 ©) Printing and stationery 933 1001 102 248 213 273 4) Advertisement and publicity 1488 1325 165 162 440 564 8) Depreciation on bank's property 5624 5245 605 750 983 1168 1) Directors foes, alowances and expenses 5 4 7 2 2 9) Auditors’ fees and expenses 2 25 " 8 “4 h) Law charges 422 375 186 an 1687 116 |) Postage, telegrams, telephones, ete 1638 1903 304 457 389 ar 1) Repairs and maintenance 5045; 5830 524 8 Te 958 Insurance 2064 2235 302 390 2a 286 1) Other expenditure vas 18853 2960 aaa 2898 sr V. Netinterest income (tl) 01a 107342 «18765 1708220876 «28125 VL. Provisions and Contingencies 3ese2 30212 5043 S704 5066 5700 VIL Operating Proft (6IHIL4V) 90475 40306510817 13730 1324816550 Vill, Profit (Loss) during the year 5151464653, S773 028 atez 10851 ‘Source : Annual accounts of banks. 198‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd)) tems |. Interest Earned 4) InterestDiscount eamed on advancestbills ) Income on investments ©) ‘Intorest on balances with RBI and other inter-bank funds 4) Otbers NL Other Income a) Commission, exchange and brokerage ) Net prof (oss) on sale of investments ©) Net profit loss) on revaluation of investments 4) Net prof (oss) on sale of land and other assets 8) Net profit (oss) on exchange transactions 1) Miscataneous income Total (Hi) Expenditure & Provisions UL Interest Expended 2) Interest on deposits 1) Interest on RBW Inter - bank borowings ©) Others TV. Operating Expenses a) Payments to and provisions for employees b) Rent, taxes and lighting (©) Printing and stationery 4) Advertisement and publicity (©) Depreciation on bank's property 1) Directors’ fees, allowances and expenses 9) Auditors fees and expenses hy) Law charges: 1) Postage, telegrams, telephones, ote 4) Repairs and maintenance 4) Insurance 1) Other expenditure V. Notintorest Income ( VL Provisions and Contingenci VIL. Operating Profit (lIltIV) IIL Profit (Loss) during the year ‘Souroe : Annual accounts of banks. NEW PRIVATE SECTOR BANKS. Yes Bank (3) 40417 29891 sera 108 5870 BBaoe SBSSE 12089 4033 14904 199 2012 2oit (14) 63074 44268 18470 23 103 art 18 379 T1645 40917 8224 259 ars 1255 at 108 408 " 128 ‘mount in & Millon)‘TABLE 82 ; EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) FOREIGN BANKS. (Amount in Mition) ‘Abu Dhabi Commercial American Express tome ‘AB Bank Bank Banking Corp. 27 202 20m 202 Dor 2012 a @) @ @) @) © income 1. Interest Earned 40 st 28 760 oz 73 ‘)InteresDiscount eared on advancesybile 28 at 138 238 495 565 ) Income on investments 8 10 174 166 126 218 ©) Interest on balances with RBI and other interbank funds, 4 ° 6 388 ‘ ‘ 4) Others : : : 5 - : I. Other income 160 17 35 a 3978 5048 8) Commission, exchange and brokerage 148 7 18 a 3087 4828 )_ Net profit (oss) on sale of investments : : : - - : (©) Not profit (loss) on revaluation of . . . . . . investments .) Not profit (oss) on sal of land and cobher assole - - 2 - 3 4 8) Net prof (oss) on exchange transactions 6 4 19 28 - - 1) Miscellaneous income 6 6 : : 318 515 Total (+) 200 238 463 207 4600 5020 Expenditure & Provisions IL Interest Expended 3 ms 403 381 207 8) Interest on deposits 2 4 214 310 382 462 Interest on RB Inter-bank borrowings 1 1 20 9 “a 345 ©) Others . : - - - . IV. Operating Expenses 85 9 148 176 an62 4325 1) Paymens to and provisions for employees 10 2 aw 6 1020 1075, ). Rent, taxes and lighting 7 10 8 a 139 170 ©) Printing and stationery 1 1 1 1 38 a 4) Advertisement and publicly 2 2 : : 1275 1181 ©) Depreciation on bank’s property 8 ° 3 8 275 168 1) Directors fees, allowances and expenses - : : - . 8) Auditors foes and expenses - 1 - : a hy) Law charges : : 1 1) Postage, telegrams, telephones, ote 5 5 5 136 17 1) Repairs and maintenance 1 10 2 ™ 4 ) Insurance : 5 6 6 8 1) Other expeneiture 50 53 19 8 1193 1976 V. Net interest Income (I) 7 8 184 388 2a ma Vi. Provisions and Contingencies cy 8 * 6 204 158 i, Operating Profit (HAIAV) 112 138 ™ 28 56 198 Vill. Profit (Loss) during the year 58 2 ca 163 261 40 ‘Source : Annual accounts of banks, 200‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Conid) FOREIGN BANKS (amount in & milion) Australia And Now Bank interasional tems ‘Antwerp Diamond Bank esland Banking Group Indones 2oit 2012 2ott 2012 201 2012 @ @) @ (10) () (2) income 1. Interest Earned 27 a7 . 96 8 : )_InterestDiscount earned on advancestbils 175 255 : 231 : : ) Income on investments 6 176 : 254 - : ©) Interest on balances with RBI and ther interbank lands - ' - 459 8 - 4) Others 6 4 : : : : 1. Other income 108 "9 - 705 1 - 8) Commission, exchange and brokerage 7% 139 : 29 - - 1) Not prof (loss) on sale of investments . . : ar - - ©) Net prof (oss) on revaluation of . . . . . . investments 4) Net prof (loss) onsale of land and . . . . . . ‘other assets ©) Not proft (loss) on exchange transactions a a : 108 - : 1) Miscellaneous income 8 8 : 349 1 : Total (tt) 305 615 - 1649 8 - Expenditure & Provisions IL, Interest Expended n - 405 : - {Interest on deposits 6 ° - 360 - - ) Interest on RBV Intor- bank borrowings 33 % : 36 - - ©) Others 35 113 : 1 - : IV. Operating Expenses 120 ut : 1106 4 - 8) Payments to and provisions for empoyoes. n 7 : 506 - : by Rent, taxes and Highting 7 8 - 238 1 - ©) Printing and stationery 1 1 : 5 - - 6) Advertisement and publicity : 1 : ey : : ) Depreciation on bank's property 2 3 : ry - - Directors fees, allowances and expenses : : : - - : 9) Auditors’ feos and expenses 1 ‘ : 1 - : hy Law charges 2 8 . 46 2 - 1) Postage, telograms, telephones, etc 5 5 : 6 - : J) Repairs and maintenance 3 - 2 - - ) Insurance . : : 6 - : Other expenditure a 8 : 183 1 : V. Net interest Income (il) 213 239 : 8 - Vi. Provisions and Contingencies 6 139 : 128 3 : VIL Operating Proft (ills) 202 a - 17 “ - Vill. Profit (Loss) during the year 144 137 : 8 “ : ‘Source + Annual accounts of banks. 201‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) FOREIGN BANKS. (Amount in € Millon) ‘Bank of America Bank of Bahrain & Kuwalt Bank of Ceylon ‘tems 2017 2012 on 202 2011 2012 (3) (a) (8) 16) (any (18) income Interest Earned 7253 an31 520 760 133 183 4) InterestDiscount earned on advancessbills 3358 6736 30 a4 59 9 ) Income on investments 3987 4925 tat 210 36 49 ©) Interest on balances with RBI and ‘ther inter-bank funds 86 a 4 8 . . 9) Others. 252 50 3 3 38 55 Other Income 5810 5079 96 107 ar 44 1) Commission, exchange and brokerage 468 467 “4 69 8 ar b)Net profit (oss) on sale of investments 544 292 1 1 : 4 ©) Not prof (oss) on revaluation of . . . . . . investments 4) Net profit (oss) on sale of and and 1 1 other assets 7 - - - - 8) Net poft (loss) on exchange transactions 5301 3624 20 18 8 8 ) Miscellaneous income 687 697 2 at 4 8 Total (i) 13083 16210 616 866 181 zr Expenditure & Provisions ML Interest Expended 1975 4239 27 289 38 “4 48) Interest on deposits 1513 3000 191 200 38 “4 Interest on RBI” intr - bank borrowings 224 406 18 48 - - ©) Others 239 832 ar 40 . . 1, Operating Expenses 3585 4055 173 186 7 0 4) Payments to and provisions for employees 2173 29 8 88 13 “ b) Rent, taxes and lighting 174 186 4 0 6 6 ©) Printing and stationery % 45 2 2 - 1 4) Advertisement and publicity - - 1 1 1 1 ©) Depreciation on bank's property 2 112 2 8 3 4 1) Directors fees, allowances and expenses - - - . - 9) Auditors fees and expenses 3 1 1 - - hh) Law charges 4 1 1 . . |) Postage, telegrams, telephones, etc 70 206 4 4 1) Repairs and maintenance 58 58 5 8 Ky) Insurance 55 er 7 7 . . |) Other expenciture 1285 8 9 6 5 V. Net Interest Income (Hill) 8278 092 283 an 95 139 VL Provisions and Contingencies: 3276 2062 6 185 33 6 ‘Vil, Operating Prof (l+1HiI-V) 7502 7916 2068 302, 105 143 Vill, Profit (Loss) during the year 4228 5255 143 207 a ” Source : Annual accounts of banks. 202‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) FOREIGN BANKS BankotNowa Scola BAKOTTOMEISH ay Bank toms oii__—a0i@——a041_——aoi ao aia rT income 1 terest Earned soto cszs_—=Sstss—=watstanod 17008 2) eresiDscount eared on aaa sansa mosses 5) Ince on ivestmeis re ee en ee ©) irs on anes wih Rl an ‘other inter-bank funds 1 8 125 162 2 a 4) Ofes toe 88 6m te 1. other nome 10 a0 eis ase at 2), Commision, exchange and brokerage noe nekmeSS mB 00 5). Naot oss on a ofimvesinenis - 4 at ©) Net ro oe) on reraiton of investments - - 7 - 37 7 4) Net profit (oss) on sale of land and ‘other assets: 3 - a 2 - 1 Nort os on xchange ransacions oom Ssmmea8 1) Macetaneous income m1 sow 1400 Teta Cs eT Expenditure & Provisions I intrest Expended a a ee 2) eres on deposits oe ee ee es) 5) Interest on RB rier-banktorowings sa 8 ee arta 0) Otters 1 8 oe IY, Operating Exponese a a 2) Payens and proviso for amples areata 5) Renae and iting er ee 6). Prntng ae stony 8 8 0M es 2 4) Aderisoment and publ 1 1 1 Pe ©) Depreionon bank’ propery Pa a a ne 1) Drees, slovenoes ad enpenes : : - : : : 9) Auditors’ fees and expenses 4 3 1 1 5 4 1) Law charges 1 1 3 7 6 ° 1 Postage, gran, phones ee 2 a "1 et J) Repairs and maintenance 28 47 24 38 207 181 ¥irance a a re a 1) Ofer expenctre tos ert meat Ve Notintrst income (a) mass nese aaa Vi Provisions and Contingencies tsi too taramas amet Vi. Operating Pott ta) ee Profit Loss) ding the oar nso tote zoe toto Source : Annual accounts of banks, 203‘TABLE 82 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) FOREIGN BANKS tseunt in ition NP Pars Chau Cormac cba tems po moet oe 0H a0 TT income 1 iret Eamed estates r8Te 2) trenton canes on wvanents ce ee ee ee b) Income oninvesinents i ee ee 6) Irs on anes wih Rl and Irs on batrcs soot 1 1 tse 05 4) ofee : 8 . - & 1a nome ae tterz tts 1 Conia, change wn broarage a b) Nt prot os) on slo invesens au ts . - sre tet Nero os) on revlon ot : : : coma 6). Net rot on) on oan and Nat rot os nk . - ow * 6) Neto oss) on exchange tansacons ce a ) Miscellaneous income 119 330 4 5 356 ar ea toa erases ‘tec Expendture& Provslone I Inert Expended oo eaters 2) ners on deposits mois ssw taser D) eres on RY ner - bark borowngs ws wae watt ©) oes : - 1 es IV, Operating Expenses ness aster arto atte 2} Poymers io and povsostoremplyecs = 1188—=S 28a maton «0 D) Rent res ending mm 8 tae 6) ning ae atone, 68 . 1 ass 4) Advertisement and bly eu : est ©) eprecaton on banks ropa st ° wee 1) ects Yes, slowances and oxerses : : : - : : 4). Auto fos and expenses 3 3 1 2 haw argos 1 3 3 ee eee) 1) Posage, arans, leone, ae 2 2 zie 2188 1) Rete aennce mn 2 ew W)rsroce um 1 1 see 1) Ober enpenire a ee Ve Not nares nome kote ate Vi Provisions and Gontingencles wos eater tse tt0 Vi. Operating Pott tay) sts rte nates VL Profit (Los) rng he yar sow 4 ae 10220 ‘Source + Annual accounts of banks 204‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd,) FOREIGN BANKS Commonwealth Bank of (Amount in Millon) ome ocwealt Credit Agricole Credit Suisse AG Dorr 2012 2oit 2012 Dont 2012 (th 2) Gay GA (38) (36) income Interest Earned cy ur 3609 4525 : +1008 {8} IntorestDiscount earned on advancessbils 4 45 408 1536 : 2 )_ Income on investments 1 3 2268 2966 : 574 ©) Interest on balances with RBI and ‘ther inter-bank funds 78 89 “ " - 204 4) Others - - 2 7 : 136 HL Other Income 0 6 1803, 2633 : 1238 8) Commission, exchange and brokerage 10 50 609 540 - - 'b)Net profit (oss) on sale of investments, - - 23 81 - “137 ©) Not prof (oss) on revaluation of inwestments - - - - - - 4) Net proft (iss) on sale of land and . . 2 . . . ther assols ©) Net profit (oss) on exchange transactions 10 19 1693 2154 - an 1) Miscellaneous income - - 6 19 - 99 Total (4) 103 216 5492 7158 : 248 Expenditure & Provisions IL Interest Expended : 5 1745, 2561 : 9 2) Interest on deposits : 2 423 583 : 59 ) Interest on RBV Inter - bank borrowings : 2 1168, 1801 : : ©) Others : : 194 198 : 30 IV, Operating Expenses 270 268 or 1030 : 87 12) Payments to and provisions for employees 104 113 sir 526 : 405 )_ Rent taxes and lighting 3 a n 7 : a7 ©) Printing and stationary 1 1 3 2 : 1 4) Advertisement and publicity : 4 8 : : {8} Depreciation on bank's property 4 46 45 : " 1) Directors fees, allowances and expenses : : . - - : 9) Auditor’ feos and expenses : : 1 : 1 bh) Law charges: 5 3 58 25 - - |) Postage, telegrams, telephones, ott 1 1 2 8 : 20 1) Repairs and maintenance 1 : 2 ar : ° ky Insurance 4 4 2 10 : 4 1) Other expenditure m4 2 12 296 : 58 V. Not interest income (il) 83 142 1944 1944 : a7 VL. Provisions and Contingencies 1 2 2322 eat - mm VIL. Operating Profit (6ILIV) 67 “sr 2800 3sa7 : 1609 Vill Profit (Loss) during the year 168 38 479 2708 : aot Source : Annual accounts of banks. 205‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Conté) FOREIGN BANKS: (Amount in€ Mion) DBS Bank Deutsche Bank FirstRand Bank tems 201% 2012 201% 2012 201% 2012 (ry (38) (39) (40) ai (a2) Income, Interest Earned 10659 a7971 23962 353 629 4) Interest/Discount eemed on advancessbills 3599 7588 11590 17599 34 133, »)_ Income on investments 6302 10333 6270 6314 318 496 ©) Interest on balances with RBI and ‘other inter-bank funds oe “ 825 8 ‘ - 4) Others: - - “7 ar - - IL Other income: 961 3110 ‘9805 7530 234 223 8) Commission, exchange and brokerage 1967 4497 5198 867 9 30 'b)_ Net proft (los) on sale of investments, 1048 555 “m7 878 2 4 ©) Net profit loss) on revaluation of . . . . . investments 4) Net profit (loss) on sale of land and . . 0 4 . . other assets .)_ Net profit (loss) on exchange transactions 6 860 6380 1659 92 42 4) Miscellaneous income 8 a7 37 884 185 154 Total (IHN) 11620 21081 28606 31512 887 82 Expenditure & Provisions ML Interest Expended 5008 10450 4616 5898 152 265 18) Interest on deposits 36r7 ear 2376 srar 1 7 'b) Interest on RBY Inter - bank borrowings 2331 4103 2299 2169 125 200 ©) Others : : 2 1 a V. Operating Expenses 2728 ant 11234 10582 519 ‘@) Payments to and provisions for employees. 1252 1943, 5465 4949 364 au 'b) Rent, taxes and lighting 404 473 415 380 29 30 ©) Printing ané stationery 10 3 m3 7 1 - 4d) Advertisement and publicity a a 197 79 1 1 .¢) Depreciation on bank's property 136 196 337 280 33 32 1) Directors’ fees, allowances and expenses - - - . - - 9) Auditors fees and expenses 3 3 7 4 - - fh) Law charges 26 85 9 13 - 1 |) Postage, telegrams, telephones, ete um 6 340 245 1 1 1) Repairs and maintenance 59 a 448 985 2 3 Insurance co 104 an 1760 6 7 |) Other expenditure 696 1150 3576 2410 2 16 V. Net Interest income (Hil) 4751 7522 14186 19084 201 363 VL. Provisions and Contingencies 17146 3156 ast 6829 4 a Vil. Operating Profit (HIV) 2986 6511 12756 15062 84 2 Vill. Profit (Loss) during the year 1272 3355 6301 8233, = 2 ‘Source : Annuel accounts of banks. 206‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) FOREIGN BANKS. (Amount in Million) Industrial And Hongkong & Shanghai ome Bactn Corporten Comarca Bank of JPMorgan Chase Bank aor 2012 201201202012 (43) (aa) (45) (46) ary (48) Tneome |. Interest Earned 51950 61963 . 247 7396 11928, ‘8) InteresDiscount eamed on advancesybils 24095 27500 - 2 1053, 2815 Income on investments 27244 33584 - - 6025 8956 ©) Interest on balances with RBI and piabeanueni na 548 809 - 235 313 187 4) Others, 63 7” - - 4 . Ml. Other income 17086 22008 - 30 Sat7 468 '8) Commission, exchange and brokerage 10588 10341 - 30 1190, 1242 b) Net profit loss) on sale of investments 6453 1019 : - 402 3 ©). Net profit loss) on revaluation of . . . . . . investments 4) Net profit (loss) on sale of land and other assets = ad - - - - (©) Net proft (loss) on exchange transactions 11762. 29392 - - 4627 2231 1) Miscellaneous income 1992-10079 - - 2 2 Total (Ht) 69836 83970 - 27 12813 15396 Expenditure & Provisions Ml, Interest Expended 18501 24505 : - at 4440 a) Interest on deposits 17602 23279 - - 1801 3120 Interest on RBW Inter-bank borrowings. ‘800 1165, : - 49 1021 ©) Others 90 61 - - 221 290 IV. Operating Expenses 21909 2ates : 101 2084 2093 '8) Payments to and provisions for employees e744 9999 - 35 1289 1286 b) Rent, taxes and lighting 1277 1341 - 24 102 132 ©) Printing and stationery 136 125, - 1 7 6 1d) Advertisement and publicity 1188 651 - 2 - 1 ‘€) Depreciation on bank's property 0 503 - 7 30 a 1) Directors’ fees, allowances and expenses - - - - - ‘9) Auditors foes and expenses 5 4 - 1 2 2 h) Law charges 203 529 : - 19 " |) Postage, telegrams, telephones, etc ont 464 - 4 60 68 1) Repairs and maintenance 490 ser - - 62 8 Insurance 7e7 792 - - 4 or 1) Other expenditure 7880 9808 - 28 408 a7 V. Not Interest income (i) 33388 37488 - 27 4925 7488 Vi. Provisions and Contingencies 14059 15406 - 7 a9 3901 VII. Operating Profit (l+IL-ILIV) 29335 35282 - 176 8298 8863 Vill. Profit (Loss) during the year 15276 19877 : 99 4849 4962 ‘Source + Annual accounts of banks, 207‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) FOREIGN BANKS, (amount in Millon) USC VTB Bank Krung Thai Bank Mashreqbank thems 2a 202 ort 2012 Bort 202 (a9) (60) Gn (2) (53) (54) income |. Interest Earned 6 120 95 129 54 2 28) IntorestDiscount eared on edvancestbils 20 ot 6 " 2 " Income on investments 1 1 2 2 ea ar ©) Interest on balances with RBI and other inter-bank funds 6 a 6 5 5 " ) Otvers - - - - 4 2 HL Other Income 5 ° ” Ey 168 22 8) Commission, exchange and brokerage 2 5 6 5 129 4 ') Not proft oss) onsale of investments : : : : : : ©) Net prof (oss) on revaluation of . . . . . . Investments 1) Net profit oss) onsale of and and . . . : : ober assets €) Net profit (oss) on exchange transactions 1 5 10 4 a “1 4) Miscetaneous income 1 - : : 18 7 Total (+) B 128 112 148 2 24 Exponclture & Provisions i Intorest Expended : 2 2 aa 1 1 {8} Interest on deposits : 2 29 a 1 1 'b)_ Interest on RBI Inter-bank borrowings: - - - - - - ©) Others : : : : : : IV. Operating Expenses 98 37 uM u us ‘) Payments to and provisions for employees. ar 8 8 4 38 b)_ Rent taxes and ighting 35 ar 19 15 " " ©) Printing and stationery 1 1 : - - - 4) Advertisement and pubicty : : : : : : .) Depreciation on bank's property 3 3 1 3 3 5 1) Directors fees, alowances and expenses : : : - : : 9) Auditor’ fees and expenses 1 1 - : : - hy Law charges 1 2 . . : 2 |) Postage, telegrams, telephones, etc 1 1 1 1 5 1) Repairs and maintenance 1 2 a 3 2 Insurance - - - : : - 1) Other expenditure " 16 5 4 a 53 V. Not interest Income (il) cy 118 6 a 3 Ey VL. Provisions and Contingencies 2 1 20 0 = ae ‘VIL Operating Profit (HiL-14V) 4 2 “8 oa 137 158 Vill Profit (Loss) during the year 2 ° 2 36 we 96 ‘Source : Anau accounts of banks 208‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) FOREIGN BANKS. (Amount in € Millon) Mizuno Corporate Bank National Australia Bank national Bank tems 20 2012 21 2012 Dit 2012 (3) (68) or (8) (59) (60) income 1. Interest Earned 134 2878 : 3 s7 1 {) InterestDiscount eamed on advancesybills 1279 2101 - - 1 4 by. Income on investments 198 613 - - 64 54 ©) Interest on balances with RBI and ther inter-bank funds 8 162 a ee “7 6) Others 5 1 . - : - H. Other income ors 1075 : 126 230 8) Commission, exchange and brokerage 310 478 - - 4 4 )_ Net proft (088) on sale of investments - - - - : 2 ©) Not proft (loss) on revaluation of investmenis - - - - - 4) Not prof oss) on sale of land and other assole - - - - - - ©) Net proft (oss) on exchange transactions 364 596 - 5 " 4) Miscellaneous income : : - - 7 27 Total (+) ir 3051 - 3 23 405 Expenditure & Provisions IL. Interost Expended 380 163 - : cy 95 8) Interest on deposits 373 14 - nm 90 Interest on RBI Inter - bank borrowings 3 18 - : 4 6 ©) Others 4 : - : - IV. Operating Expenses 40 603 - cy n nm {8} Payments to and provisions for employees 236 308 - 40 2 a Rent, taxes and lighting 412 138 - 5 5 5 ©) Printing and stationery 3 3 : 1 1 ) Advertisement and publicity - : - - - 1 1) Depreciation on bank’s property 8 n - 2 2 “ 1) Directors fees, allowances and expenses : : - : . 9) Auditors fees and expenses 2 1 - 1 1 1 hy) Law charges: 8 10 . : 8 " 1) Postage telegrams, telephones, 4 5 - 2 » 2 7 2 4 ” 13 8 - - 2 1) Other expenditure % 108 5 " “ V. Net interest income (il) 1164 ana at 64 0 Vi. Provisions and Contingencies 567 1358 - 3 as VIL. Operating Profit (+tAIL4V) 1287 3128 - ery 18 22 Vill. Profit Loss) during the year 730 am ed 15 168 ‘Source : Annual accounts of banks. 209‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contc,) FOREIGN BANKS (Amount in Milton) Rabobank international Royal Bank of Scotand ‘Sberbank toms 2017 2012 on 2012 2011 2012 1) 2) (63) (64) (65) (66) Income L. Inferest Earned - 253 1812817907 : 103 48) InterestDiscount earned on advancessbills - 63 9984 9778 - - Income on investments - 156 6999 raat : - ©) Interest on balances with RBI and ‘ther inter-bank funds . 8 a cad . 108 9) Others: - 25 1te4 379 - : Other income - 228 7964 8180 - - 4a) Commission, exchange and brokerage - 143 4080 4586 : . 'b)_ Net prot (oss) on sale of investments - - 281 414 - . ©) Net prof (loss) on revaluation of . . . . . . investments 4) Net profit (loss) on sale of land and other assets - - - 354 - - ©) Net prot (oss) on exchange transactions - et 2870 2861 - . 4) Miscellaneous income - - 1195 733 - . Total (tt) - 478 25092 (26087 : 103 Expenditure & Provisions ML Interest Exponded - 1 7384 8658 - - 4) Interest on deposits - 1 5121 6545 - - »b) Interest on RAI Inter - bank borrowings - - 1488 758 - - ©) Others - - ™4 1367 - . WV. Operating Expenses - 382 10005, 9033 - 7 ‘@) Payments to and provisions for employees - 160 3801 3291 : 58 'b) Rent, taxes and lighting - " 810 1073 - 6 ©) Printing and stationery - 1 5 82 - - 4) Advertisement and publety - 2 a3 64 - . '®) Depreciation on bank's property - 6 364 295, - 5 1) Directors fees, allowances and expenses - - - - - - 9) Auditors fees and expenses - 2 8 8 : 2 h) Law charges - - 79 8 - - |) Postage, telegrams, telephones, etc - 1 365, a2 - 2 1) Repairs and maintenance - - 769, 937 : 1 Insurance - - 7 181 - : 1) Other expenciture - 159 ata 2704 - 23 V. Net interest income (i) - 252 1075, 9249 - 103 VL Provisions and Contingencies: - 108 6820 3588 - : Vil. Operating Profit (+II4V) - 125 8634 8295 - 13 Vill, Profit (Loss) during the year : 16 1814 4798 : 13 ‘Source : Annual accounts of banks. 210‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd,) FOREIGN BANKS (Amount in & Mion) Shinian Bank Societe Generale ‘Sonali Bank tems Zit 2012 Zon 2012 Dorr 2012 ca (a) (69) 70) ay (72) Treome 1. Interest Earned 92 14st 19823 2216 2 2 2) IntorestDiscount eamed on advancesbills 459 ™ 419 833 6 ” by Income on investments 128 228 1403 1349 5 5 ©) Interest on balances with RBI and other inter-bank funds sor “6 . ' ' ' 8) Others : - : 33 : . IL Other income 132 173 370 86 “ so 2) Commission, exchange and brokerage er 108 196 218 35 48 )_ Net profit (ss) on sale of investments 1 - 142, 144 - - ©) Net prof (loss) on revaluation of investments . . . . . . 4) Net prof loss) on sale of land and . . . . . . other assets 1) Net proft oss) on exchange transactions. 6 65 3 13 8 8 4) Miscellaneous income 2 2 399 Ea 1 1 Total (tt) 1024 1924 2192 2302 58 8 Expenditure & Provisions 1M, Interest Expended 301 625, 1024 1261 ) Interest on deposits 207 595, 553 975 Interest on RB Inter - bank borrowings 4 30 66 139 : - ©) Others - - 502 147 2 3 |v. Operating Expenses 182 a 565, 512 a 50 '8) Payments o and provisions for employees 15 89 268 247 29 32 ) Rent, taxes and lighting 49 6 4 45 6 7 ©). Printing and stationery 2 3 3 : 1 8) Advertisement and publcty 1 : 1 - : 2) Depreciation on bank's property 10 a 0 “o 1 1 1) Directors fees, elowances and expenses : - . : - - 9) Audios’ fees and expenses : - 2 2 : . hy Law charges: : - 1 - - . ') Postage, telegrams, telephones, ete 7 9 8 2 3 3 1) Repairs and maintenance 4 5 8 8 : 1 Insurance: 4 12 10 13 - : 1) Other expenciture 2 32 45 123 3 5 V. Net interest income (tl) 501 ear 701 954 5 6 VL. Provisions and Contingencies 287 oar 297 208 4 “ Vil. Operating Profit (+IsILIV) sat 708 506 6 25 Vill Profit (Loss) during the year 254 439 210 319 2 10 ‘Source : Annual accounts of banks. an‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Contd) FOREIGN BANKS, (Amount in € Mion) ‘Standard Chartered Bank Stato Bank of Mauritius UBSAG tome Doi 2012 201 2012 Dorr 2012 (ry (7a) 75} (78) am (78) income 1. Interest Earned eas24 79432 875 241 054 3656 2) IntorestDiscount earned on advances/ils ane 50188 an rr 206 rr ) Income on investments 1860219884 12 381 1528 2053 ©) Interest on batances with RBI and ther inter-bank funds oe 37 7 10 6 od ) Others 332 53 6 123 - : 1. Other income 2aris 29882 55 125 565 a7 22) Commission, exchange and brokerage 2rig 20782 8 10 4 1 ) Not profit (ss) on sale of ivostmonts 422-2878 6 4 -202, 46 6) Net prof oes) on evaluation of or 532 . . . . 4) Net proft (loss) on sale of land and . . . . other assets 780 3 ©) Not profit (oss) on exchange transactions 5512 5237 cy 58 us 2 1) Miscellaneous income 2339 4296 a 2 20 108 Total (+) 88239109315 630 1366 2420 2877 Expenditure & Provisions IL Interest Expended 23508 36904 350 850 570 1239 ) Interest on deposits 18408 30165 259 615 386 523 ) Interest on RBV Inter - bank borrowings 3590 1934 6 123 184 716 ©) Others 1810 4805 2 112 - - IV. Operating Expenses 2seeo 27408 9 168 1005 1028 2) Payments to and provisions for employees 12607 19979 58 63 608 504 b) Rent, taxes and lighting 1542 1509 8 9 187 187 ©) Printing and stationery 280 sar 1 1 2 2 ) Advertisement and publety 3168 3099 : - - : 8) Depreciation on bank's property 02 998 7 10 2 48 1) Directors fees, allowances and expenses - : : - - - 9) Auditors’ fees and expenses 7 7 1 1 2 3 h) Law charges 358 380 3 8 - : i) Postage, telegrams, telephones, ete 790 798 3 6 2 1) Repairs and maintenance mt 643 6 59 49 ) Insurance ™ 657 4 ® 5 7 1) Other expenditure 5118 5654 2 32 119 v7 V. Notiinterest income (Hill) ois 42529 26 aot 1284 27 VL. Provisions and Contingencies sei71 764s 96 236 265 300 Vil Operating Profit (6IAIL1V) 3876448003 1m 348 as 613 Vl Profit(Lose) during the year 20sss 17358 7 12 579 312 Source : Annual accounts of banks, 212‘TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2010-11 AND 2011-12 AS ON MARCH 31(Conold) FOREIGN BANKS. income |. Interest Earned 2) InterestDiscount eamed on advances/bils Income on investments ©) Interest on balances with RBI and ‘thor inter-bank funds 4) Others I. Other income 8) Commission, exchange and brokerage 'b) Not profi (ls) on sale of investments ©). Not prof (oss) on revaluation of lnvestments 4) Net prot (ss) on sale of land and other assets 1) Net profit (oss) on exchange transactions 4) Miscellaneous income Total (+t) United Overseas Bank ort oy 2072 (60) 103 Woot! Bank 20 0120208 th @2) - 2 : 2 Expenditure & Provisions I. Intorest Expendod 4) Interest on deposits Interest on RBW Inter - bank borrowings: ©) Others 1. Operating Expenses, ‘8) Payments to and provisions or employees »b) Rent, exes end fighting ©) Printing and stationery ) Advertisement and publety {8} Depreciation on bank's property 1) Directors foes, alowances and expenses 9) Auditors fees and expenses bh) Lew charges |) Postage, telegrams, telephones, ete 1) Repairs and maintenance ky) Insurance 1) Other expenditure V. Not interest income (i) VL. Provisions and Contingencies ‘Vil. Operating Profit (HtALAV) Vill Profit (Loss) during the year 8s 3t 3t 18 103 a 6 Source: Annual accounts of banks, 213 (amount in € Mili)‘TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF ‘SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Percent) RAR (as on March 31) zon 2012 Bank Name Basel! Basel Basel Baselil Teri Terll Total Teri Terl Total Teri Tierll Total Ter! Tiers Total o @ © © 8 © O © © 1H Oy 1% ‘SBI and its Associates. Stat Bank of Inia 693 376 1069 777 421 1198 850 355 1205 970 407 13.86 Stato Bank of Bikaner & Jlpur 188 364 1132 792 909 372 1261 976 400 1376 State Bank of Hyderabed 854 481 1335 912 513 1425 879 360 1239 962 398 13.56 State Bank of Mysore 908 370 1278 978 395 1378 817 305 1122 918 357 1255 Stato Bank of Patiala ToL 434 1225 866 475 141 754 325 1079 660 370 1230 Stato Bank of Travancore TIT 305 1082 900 354 1284 772 346 935 420 1388 Nationalised Banks $ ‘Alahabad Bank ~ 857 499 1298 0 83870 288 Andhra Bank 907 441 1348 968 470 1438 845 389 1234 903 445 13:18 Bank of Baroda 8.96 405 1302 999 453 1452 = 1083 384 1467 Bank of India 780 362 1142 833 S04 1247 029 328 1457 859 396 1195 Bank of Maharashia 705 470 1175 802 533 1335 750 375 1125 B31 412 1243 Canara Bank = 1087 451 1838 = 1035 341 1376 Conta Banko india S81 493 1074 631 533 1184 750 446 1196 7.79 461 1240 Corporation Bank 195 495 1290 869 542 1411 765 429 1494 853 467 13.00 Dena Bank - 977 364 1341 886 265 1151 1DBI Bank Lid TAs 502 1248 803 561 1366 757 S47 1284 838 620 1458 Indion Bank 4043 240 4283 1102 254 1358 1047 220 1267 1149 234 1347 Indian Overseas Bank 74S 563 1328 816 699 1455 749 446 1195 835 497 13:32 Otintal Bank of Commarea 969 261 1290 1121 302 1423 878 225 1401 1012 257 1269 Punjab an Sind Bank 170 424 1194 835 459 1294 825 455 1281 855 471 13.26 Pura Nationa Bank 799 377 1178 844 398 1242 852 507 1159 928 335 1263 Syndicat Bank 126 394 1120 93: 373 1304 - 89 330 1224 UCO Bank 738 449 1187 852 519 1371 723 380 1403 809 425 1235 Union Bank of Inia 869 426 1295 - sr United Bank of incia 781 355 1148 890 415 1208 725 322 1048 879 Vijaya Bank 896 363 1259 988 400 1388 813 263 1096 9.68 td Private Sector Banks Catholic Syrian Bank = 942 180 11.2 = 883 225 1108 Cty Union Bank 1030 079 1109 1184 091 1275 1006 075 1081 1169 088 1257 Note =$ includes IDBI Bank Li. ‘Source + Annual aocounts of banks. 214TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF ‘SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Cons) (Percent) (CRAR (as on March 31) 2011 2012 Bank Name Basel Basel! Basel! Basebi Ter] Terll Total Tier! Tierll Total Terl Tlerll Total Tier Tlerll_ Total 7 @ © © © 8 M @ @ GH (2 Dhani Bank 862 219 1081 941 239 1180 688 191 879 742 207 949 Federal Bark 1379 160 1539 1563 1.18 1679 1274 109 1383 1585 078 1064 ING Wysya Bank ~ 936 358 1296 1123 277 1400 arm & Kashmir Bank 1099 281 1330 1153 239 1372 1043 210 1253 11.12 224 1338 Kammataka Bonk tz 208 1333 1096 198 1284 Karur Vysya Bank = 1307 438 1441 1312 121 1433 Lakshmi Vis Bank 988 221 1209 1078 241 1319 8:17 391 1208 885 424 13:10 Naiital Bonk 1690 059 1749 1580 055 1635 1379 044 1423 1462 047 1509 Ratnakar Bank S891 051 5042 5593 048 S841 2233 036 2269 2283 037 2820 ‘$81 Comm. & I. Bank 2.43 0.76 2989 2744 072 28.18 South Indian Bank 1080 257 1347 1127 274 1401 960 204 11.66 1154 246 1400 ‘Taminad Mercato Bank 1325 062 1387 1448 067 1543 1219 062 1275 1398 O71 1469 Now Private Seotor Banks ‘xis Bank oat 324 1268 94s 421 136 Development Cred Bank 1140 245 1325 1381 160 1841 HOFC Bank 1158 376 1532 1223 399 1622 1104 467 4571 1160 492 1682 ICict Bank 1177 588 4763 1317 637 1954 1109 5.17 1026 1268 584 1852 Indusind Bank 4143 326 1439 1220 360 1589 ‘iar 248 1385 Kotak Mahindra Bank test 182 1799 193 1992 1484 167 1651 1574 178 4752 Yes Bank - . 970 680 165. 990 800 1790 Foreign Banks 1B Bank 3689 0.79 3768 2994 063 3057 4627 105 47:32 3360 075 3438 ‘Abu Dhabi Commercial Bank = 4428 090 4825 80.00 088 088 ‘American Express Banking Corp = 2328 035 2361 1870 060 1930 “Antwerp Diamond Bank 2123 1351 AT 2254 11.49 3873 2071 964 3035 1747 813 2560 ‘Australia And New Zealand Banking Grour 2820 037 2857 2517 033 2550 Bank inteasional Indonesia 51551 51551 = 487.82 45782 Bankof America 1850 043 1603 14.12 039 1451 1871 O41 19:42 1721 038 1759 Bank of Bahrain & Kuwait - ~ 289 050 2B 38.18 042 3860 Bank of Cylon 56.03 183 5786 40.76 1.39 42.00 e631 127 9688 Bank of Nova Soota 1854 195 1850 1056 1.24 11.80 1644 755 2400 1025 470 1493 ‘Source : Annual accounts of banks, 215TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF ‘SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Conclc.) (Por cont) CCRAR (as on March 31) zon 2012 Bank Name Basel! Basel Basel Tier Terll Total Tie Total Tier! Tiertl Total Tier o ® © © © © ® © @ ( WH (2 Tier Bank of Tokyo-Misubish UFJ = 5776 091 5867 4483 677 51.60 NP Paribas 1042 425 1467 840 340 1192 1191 387 4578 1109 361 1470 Borcays Bank - 1436 053 1489 1445 054 1499 CChnarust Commercial Bank 4363 058 4421 3527 0.00 3627 5305 052 S357 4434 044 4478 thank . 1849 082 17:31 1515 088 1603 ‘Commonwoath Bank of Australia 160.28 0.11 16039 14386 0.10 14396 8676 021 8697 78:10 0:19 7829 Credit Arcola . 1077 321 1398 1048 386 1434 Credit Suisse AG 47641 0.00 476.41 45359 0.00 453.59 187.65 0.71 188.36 11749 053 118.02 DBS Bank 796 415 1241 984 5.14 1498 843 458 13.01 932 505 1438 Deutsche Bank - . 1430 078 1503 - 1327 085 1412 FrrstRané Bank 9461 020 94st 6122 025 6147 Hongkong & Shanghal Banking Coporato 1669 1.36 19.03 1483121 1604 Industial And Commercial Bank of China 244.00 JPMorgan Chase Bark = 2233 066 2290 241 JSC VIB Bank = 12359 0.00 123.59 8652 Krung Thal Bank 7443 548 7959 6993 125 7148 7642 5:19 B11 6132 Mastreqbank = 5782 425 59.07 saat ‘Meuo Corporate Bark 94.86 043 9529 8585 039 87.25 6863 0.37 67.00 59.94 National Australia Bank = 000 0.00 2374 ‘Oman intematonal Bank = 4547 047 45.68 5723 1478 S201 Rabobank Ineratonal - «11692 057 11729 12347 050 123.8 Royal Bank of Scand = 893 392 11.65 938 308 Sberbank 328.86 0.00 Shinhan Bank 7092 125 TRAT 4951 122 S073 5573 125 5698 3035 091 Societe Generale 1785 O71 1856 1562 061 1623 3069 088 4057 3582 079 Sonal Bank 3987 045 4032 2136 024 21.60 1650 031 Standard Charred Bank 1083 365 1448 8.90 298 1188 948 333 1261 819 205 1105 State Bank of Maris 4426 161 4587 4407 150 4566 3506 143 9649 3752 150 3902 Bs AG 7543 0.48 7531 8970 022 90.01 4970 0.13 4983 5361 014 5375 United Overseas Bank = 34149 0.00 34149 306.12 0.00 306.12 Wioor Bank - . 421.70 0.00 424.70 ‘Source : Annual accounts of banks, 216‘TABLE 84 : PROVISIONS AND CONTINGENCIES OF SCHEDULED COMMERCIAL BANKS - 2012 (mount in € Milion) Provisions and Contingencies as on March 31 ‘Bank Name Taxation NPA Investments th Total a 2 ® « 6 ‘SBI and its Associates: ‘State Bank of india 67760 114901 6833 9129 198663 ‘Stato Bank of Bikaner & Jaipur 2506 4796 235 758 8378 ‘Slate Bank of Hyderabad 6123 6166 790 469 13547 ‘Stale Bank of Mysore 800 5038 482 545 6905 ‘State Bank of Patiala 4066 3988 416 1195 9665 ‘Sate Bank of Travancore 2373 4209 156 645 783 Nationalised Banks. ‘Alahabad Bank 2058 11035 2208 2038 19032 Andhra Bank 4796 4817 450 4640 14703 Bank of Baroda 10188 15689 2363 7498 38737 Bank of India ‘9000 20282 4369 6544 40164 Bank of Maharashtra 2281 e734 623 1208 1004s (Conara Bank 8000 t2941 1539 4125 26605 ‘Central Bank of india 1133, 13750 1493, eas 22819 Corporation Bank 3905 8872 853 ‘3080 13490 Dena Bank 1628 2621 1042 1962 7253 IDBI Bank Li. 5981 6456 57 8346 20248 Indian Bank 209 7610 1736 2607 s7162 Indian Overseas Bank 278 saro2 m6 5947 24840 (Oriental Bank of Commerce 202 10787 2084 3508 19990 Punjab and Sind Bank 1630 en 716 130 3087 Punjab National Bank 21828 28081 281 9991 57301 ‘Syndicate Bank 1139 13997 385 4812 20304 Uco Bank 2549 2000 2163 4325 17028 Union Bank of Insia 9256 15107 550 9752 34686 United Bank of India 2160 6900 791 22 11963 Vaya Bank 623 aut 609 1062 6195 (1d Private Sector Banks Catholic Syrian Bank 36 460 4 166 676 (Cty Union Bank 620 870 ™ 194 468. Dhanlaxmi Bank 12 82 7 8 7 Federal Bark 3907 2218 349 03 near ‘Source : Annual accounts of Banks. 217‘TABLE Bd : PROVISIONS AND CONTINGENCIES OF SCHEDULED COMMERCIAL BANKS -2012 (Contd) (Amount in®Mition) Provisions and Contingencies as on March 31 ‘Bank Name Taxation NPA Investments th Total o @ ® « © ING Wysya Bank 1979 207 4 334 3n16 Jammu & Kashmir Bank 3079 900 123 689 671 Kamataka Bank 425 238 508 ant 2081 Karur Vysya Bank 1302 : 413 524 2240 Lakshmi Viles Bank 190 4st 9% 550 1286 Nainital Bank 28 : 25 39 27 Rotnakar Bank 304 101 3 2 491 ‘South indian Bank 1707 208 141 448 2899 ‘Tamiinad Mercantile Bank 1338 478 “ar 232 2198 Now Private Sector Banks ‘axis Bank 20460 604 581 2241 31687 Development Credit Bank ° 248 8 33 207 DFC Bank 23466 7450 - 6017 37833 IoIci Bank 23382 9932 4132 1767 e212 Indusind Banik 3900 426 “10 388 5704 Kotak Mahindra Bank 5149 488 181 24 5700 Yes Bank 4730 116 160 626 5632 Foreign Banks ‘AB Bank 88 - : 2 sr ‘Abu Dhabi Commercial Bank 96 aad : 13 65 ‘American Express Banking Corp. 40 18 : 180 188 ‘Antwerp Diamond Bank 119 8 : 13 139 ‘Australia And New Zealand Banking Group 56 - : n 128 Bank of America 2625 - 40 3 2682 Bank of Bahrain & Kuwait 131 3 " 2 185 Bank of Ceylon er 3 - 2 cy Bank of Nova Scotia 1863, : : 48 1908 ‘Bank of Tokyo-Milsubishi UFJ zara 4 6 33 2823 Barclays Bank 657 2378 . 3167 1436 BNP Paribas 878 121 202 5 m CChinatrust Commercial Bank 59 6 ° a wr Ccitbank 13747 324 2743 1258 15500 : : : 2 2 ‘Commonweatih Bank of Ausra ‘Source: Annual accounts of Banks. 218‘TABLE B4 : PROVISIONS AND CONTINGENCIES OF SCHEDULED COMMERCIAL BANKS -2012 (Concia,) (mount in €Milion) Provisions and Contingencies as on March 31 ‘Bank Name Taxation NPA Investments Others Total o 2) ® oy © Ccrolit Agricole 988 545 ST 455 eet credit Suisse AG 663 - - 55 nT DBS Bank 246 ™ 19 458 3156 Deutsche Bank 6708 219 a7 886 6829 FistRand Bank cad - : 7 a Hongkong & Shanghal Banking Corporation 19575 1182 1621 300 1408 Industial And Commercial Bank of China 1 - : 2 7 «JPMorgan Chase Bank 3764 3 e 0 3901 JSC VTB Bank 16 - . 4 19 Krung Thai Bank 26 - 4 - 30 Mashreqbank 6 - 1 ° a “Mizuno Corporate Bank 1307 - 1 37 1355 National Australia Bank - - : : : (Oman International Banke 85 - : ey 6 Rabobank International 80 - : 19 109 Royal Bank of Scotland 3683 1876 269 2060 3508 Serbank - - : - . SShinhan Bank 312 - : 15 327 Societe Generale 258 - $8 " 200 Sonali Bank 2 3 : ° 4 Standard Chartered Bank ‘8090 - : 19555 27645 ‘State Bank of Mauris 131 89 2 “ 236 as AG 269 - 20 2 300 United Overseas Bank 5 - : : 5 Woori Bank 7 - : : 7 ‘Source : Annual accounts of Banks. 219‘TABLE B5 : CONTINGENT LIABILITIES OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31, (ammount in milion) Liability on account of ‘outstanding forward ‘exchange contacts * Guarantoes given on bohatf of constituents Bank Name Intndia Outside India 2011 2012 2011 2012 2011 2012 o @ @ « © ©) ‘SBI and Ite Associates: State Bank of india sagee40 4049187 26580 260539 608280 240726 State Bank of Bikaner & Jaipur 44005 8072 21205 24034 - - State Bank of Hyderabad s2ris8 205850 e712 e017 3495 4902 Stale Bank of Mysore 112943 2637 16735 10751 saz 2561 State Bank of Patiala 09885 77338 52592 52833 113 2354 State Bank of Travancore 117193 136605 st797 36037 4 108 State Bank of indore : : - : : : Total ‘4308024 «4640456 11006120 1063105, 615045 350129 Nationalised Banks ‘Allahabad Bank 390086 458577 40947 e042 4205 652 ‘Andhra Bank 201276 202867 88737 108786 - - Bank of Baroda 794330 930319 117800 137650 76782 e797 Bank of India 1198487 ‘1280016 159630 168682 ‘68004 112338 Bank of Maharashtra 70630 98652 43691 48348 4504 7408 Canara Bank ex0918 1387060 2a9142 29012 480 332 Central Bank of india 208054 416475 63671 70631 2078 5519 Corporation Bank 256041 26782 s07448 antt97 0273 2577 Dena Bank rT30 309659 2619 34873 - - IDBI Bank Lid 581235, 641054 461208 536366 25359 454 Indian Bank 1195063 381925 9031 244g 408 1928 Indian Overseas Bank 1150859 2nni67 102104 s4ode1 2170 7468 Oriental Bank of Commerce 316037 381389 27802 197396 sort 718 Punjab and Sind Bank 56905 75740 15669 18097 : - Punjab National Bank 60483 1298151 206560 242085 123704 190556 Syndicate Bank 394109 370594 e043 83610 6 8 co Bank 280738 305507 85291 78877 996 1674 Union Bank of Inca 1332270 2087783, 131301 145308 930 2088 United Bank of India 35881 50844 25858 29860 2803 5629 ‘Vaya Bank 84803 35518 34102 45000 - - Total eztiess 11436077 240743 Ed ‘27612 491773 Source: Annual accounts of banks. 220‘TABLE BS : CONTINGENT LIABILITIES OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) (amount in € milion) endorcomer ind otters @ Tos! sank Nome ‘ciheronigaions 2011 2012 2011 2012 2011 2012 o © © (9) ay (12) ‘SBl and ts Associates Sale Bonk of nda asters t34s406-—=«to2szra=—=tzazaat puede ©2605 Slate Bank of Bikaner & Jaipur 22075 0008 062 008 3227 127208 Siate Bonk of Hyderabad sr210 e751 wast 53753436 365356 Slate Bonk of Mysore 20785 uses Te01 11185 60005 179088 Sale Bank of Patila so318 cates 2104 Hse 25642 sorise Sate Bonk of Travancore 6413 40072 1838 3808 187395 225708 Slate Bank of Indore : : : - : : Total vesase —v00eae2 —is Bank soees42iee ard 40608-88159 s2tz0—wart—(0008 Development Credit Bank Pe a ee HOFC Bank secsd stort saan 12 tS 119413918208 roto Bank 51614 e4eso eae ots 861SB 114808 © 1289016170 Indisnd Bank srs 028318 TH44— (968 tSH7O 1443007 Kok Mahindra Bank ste 10851 9s dS t7041 25706 zo4e art Yes Bonk ren e707 —1t5t_—t4oot—zoeat tae ae otal 45103 187943 190766 191216 —_27eseo 379159 36827 46003 Source : Annual accounts of banks, 235‘TABLE BB : APPROPRIATION OF PROFIT OF SCHEDULED COMMERCIAL BANKS -2010-11 AND 2011-12 ASON MARCH 31 (Contd) (Amount in Millon) "Tranefor te Transtopia rarer Transfert other Transat proposed Name of the Bank ___tesewes_tuetuation reserves OS ivicens Bot aui2 20120 =O ~=~SC«O~SC«OT SCT @ (10) my (2) (13) (14) (15) (18) Old Private Sector Banks CCathotic Syrian Bank 6 4 1 0 49 132 7 55 Cty Union Bank - : : 7 11891800 a4 408 Dhanlaxmi Bank 2 46 - : 168 - 43 - Federal Bank - 54 - + 288712741488 1839 ING Vysya Bank 7% 4 110 2 130 140 363 687 Jammu & Kashmir Bank - : - + 3441371260624 Karnataka Bank - . nm : 464 595 565 659 Karur Vysya Bank - 3t - - 1415 19181286801 Lakshmi Vilas Bank 13 8 - : 453 388 284 3a Naloital Bank - : : : 259 206 1 M9 Ratnakar Bank - 14 5 2 35 405 4B os ‘SBI Comm. Int, Bank - : : : 4 : - - ‘South Indian Bank - 8 “7 1870240 585 681 ‘Tamiinad Mercantile Bank - : - 1416 1720 284 Total 7 18s 128314834 65798134 New Private Sector Banks ‘Axis Bank 48 B49 a) = 6704-7701 Development Credit Bank 2 1 1 : - : - - HDFC Bank 4 : 1880-417, 026851677703 10112 IoICI Bank 833 380-1180 + 6253 e514 1614819025 Indusind Bank " 86 7 5 - - 932 1029, Kotak Mahindra Bank 7 . 268 145 699 793 369 48 Yes Bank 20 253 : - : : es 1412 Total 431g 141426613287 t2e74 32723390723 ‘Source : Annual accounts of banks. 236TABLE B8 : APPROPRIATION OF PROFIT OF SCHEDULED COMMERCIAL BANKS -2010-11 AND 2011-12 ASONMARCH 31. (Conte,) (amount in lion) ‘Transfer totaxon Balance carried over Name ofthe Bank ‘vidond to Balance shoot Dona aon —«oe any (18) 9) (20) (Old Private Sector Banks Catholic Syrian Bank . - - - Cy Union Bank sr or 58 6 Dhanlaxmi Bank 7 - = A202 Federal Bank 236 250 258 (2867 ING vysya Bank 59 10951757654 Jammu & Kashmir Bank 209 284 - - Kamataka Bank 90 107 : - Karur Vysya Bank 209 243 “ 18 Lakshmi Vlas Bank “1 55 2 1 Nainital Bank 16 24 - - Ralnakar Bank 7 10 4 1 ‘SBI Comm. & Int. Bank : - 24 - ‘South Indian Bank 2 110 105 232 ‘Tamiinad Mercantile Bank 48 2 5 Total 10681260 ‘oraz New Private Sector Banks ‘Ais Bank - - 49698 73204 Development Credit Bank : - 3605-3234 HOFC Bank 12051637 1742.—_—83006 IeICI Banke 20232208 sote2 70842 Indusind Bank 181 1774411876 Kotak Mahindra Bank 44 72 1490821628 Yes Bent 144 2294115116584 Total 3607 4309912168 274887 Source: Annual accounts of banks. 237‘TABLE BS : APPROPRIATION OF PROFIT OF SCHEDULED COMMERCIAL BANKS -2010-11 AND 2011-12 AS ON MARCH 34 (Conta) (Amount in€Mtlion) Not prof forthe Profi brought Prof avaliable for Transfer to statutory Name of the Bank year Torward appropriation resorves 2oir 202-2011 ~—«a0—«O == —«OTT—«Oe @ @ @) @ @ © ® ® Foreign Banks AB Bank 53 2 M109 12490 13 20 ‘Abu Dhabi Commercial Bank 82163 - - 2163 a a ‘American Express Banking Corp. 261 40-1547 1351-1286 1311 65 10 ‘Antwerp Diamond Bank 4137 8 138-136 1 : ca ‘Australia And New Zealand Banking Group : 9 ae) ae) : 2 Bank nterasional Indonesia " = 282 - 28 : 3 - Bank of America 4228 5255 - - 428525510578 Bank of Bahrain & Kuwait “3 785 23 58230 98 52 Bank of Ceyion 3 7 34938818 8 19 Bank of Nova Scotia yeie 2409-2005 20074523 508480. ‘Bank of Tokyo-Mitsubishi UFJ 1016 2124 HO 1312156595488 Barciays Bank 1001-1830 5287-4536 4286-6366 250 - BNP Paribas yoo B14 135124811 470208, CChinatrust Commercial Bank 40 4 2 53 6 62 10 - CCtoank 1424819220 - - 14248 1922035624805 ‘Commonwealth Bank of Australia 168002 5919187187287 - - Credit Agricole 479-2708 = 188188 83S BBS 120——B Credit Suisse AG - aot or) = aN, - me DBS Bank yore 85211668814 aT at Deutsche Bank e301 823343215554 1062313787 «15752058 FirstRand Bank 88 2 373-482-4824 - - Hongkong & Shanghai Banking Corporation «16278 «19877 «18468 «18816 «= «O74 ge4s3 8194969 Industial And Commercial Bank of China - 9 : : : 9 : 28 -UPMorgan Chase Bank 449 4962-28 35888218550 12121240 {JSC VTB Bank “12 eo 7 : 2 ‘rung Thai Bank 28 8 6 19 2 58 6 a ‘Mashreqbank 8 68 416 a e219 20 4 Mizuno Corporate Bank 730771798 SHB_S152BSaTG BSS National Australia Bank ne : : te : - ‘Oman International Bank 18 168-1443 tg -t27 1180 29 a2 Rabobank Intemational : 16 : : : 16 : 4 Royal Bank of Scotiand 1814 4798130634370 487710167453 1109) ‘Sberbank - 43 - 5 8 : - ‘Shinhan Bank 254439 - re ee ee ae) Societe Generale 20 39 19S 62 80 ‘Sonali Bark 2 10 2 16 14 28 1 3 ‘Standard Chartered Bank 20593 17358 - = 2059317358 5148399 ‘Stale Bank of Mauritius 7% 12 2 59 7% 1 19 28 ups AG ero 121902 BATS 7% United Overseas Bank 3 6 83 BHO - 4 Woori Bank - 9 - : : 8 : 2 Total 7789 94260 3180243787 108901138047 1950324378 All Scheduled Commercial Banks 703313 816579 209004 293401912408 1109080 184314 215053 Source : Annual accounts of banks. 238‘TABLE B8 : APPROPRIATION OF PROFIT OF SCHEDULED COMMERCIAL BANKS -2010-11 AND 2011-12 AS ON MARCH 31 (Conta) (@enount in € Millon) Transterocentar FSR rangertoater ——_Tanferto wecowee ‘eeevee _prqored ddond Name of the Bank fuuaoneesves ai we wt wR O_O @ oa) ay) a) 5) 8) Foreign Banks ‘AB Bank - - 2 1 : : - ‘Abu Dhabi Commercial Bank - - : : 1 - ‘American Express Banking Corp. - - : : - - - - ‘Antwerp Diamond Bank - - : : : - - . ‘Austvala And New Zealand Banking Group - - - : : : - Bank Intemasional Indonesia - - : : : : . Bank of America - - : + 3170 : - - Bank of Bahrain & Kuwait - - - - - 178 - - Bank of Ceyion - - - : - - . Bank of Nova Scotla - - : = 1188 : - Bank of Tokyo-Mitsubishi UFJ = 1312 : : : - - - Barclays Bank - - : : : - - - BNP Paribas 8 - - 230 - 3128 - - CChinatrust Commercial Bank - - : : : : : Ccitbank - - - 1193785; 56 - Commonwealth Bank of Australia - - : : - - - - Credit Agricole - - 8 2% 38186 - - Crodit Suisse AG - - - : : : - BS Bank 2130840 = 182 : : - Deutsche Bank - = 17h 23832008 - - FrtRand Bank - - - : : - - - Hongkong & Shanghai Banking Corporation - 236288705 wont 11899) - Industial And Commercial Bank of China - - - : : : - JPMorgan Chase Bank - 3588 20 ar : - - JSC VTB Bank - - - : : - - . Krung Thai Bank - - - : 6 9 - - Mashreqbank - - - : : : - Mizuho Corporate Bank - - : a ee) - National Australia Bank - - : : - - - - ‘Oman Intemational Bank - - 8 16 : : - - Rabobank Intemational - - - : - - . Royal Bank of Scotland sé 14 on : : - ‘Sberbank - - : - : - - . SShinhan Bank - - : : : - - - Societe Generale 2 - 43 28 st 11 - - ‘Sonall Bank - - - : : : : ‘Standard Chartered Bank 25 29 aT 88 : - - State Bank of Mauritius - - : : - - - - BS AG - - 10 United Overseas Bank - - - Worl Bank - - : Total 24836368862 17680 20496 = : All Scheduled Commercial Banks sos 10325150 263376202105 127808 145526 Source : Annual accounts of banks. 239‘TABLE B8 : APPROPRIATION OF PROFIT OF SCHEDULED COMMERCIAL, BANKS -2010-11 AND 2011-12 AS ON MARCH 31 (Concia,) Name of the Bank Foreign Banks AB Bank ‘Abu Dhabi Commercial Bank American Express Banking Corp. ‘Antwerp Diarnond Bank ‘Australia And New Zealand Banking Group Bank Intemasional Indonesia Bank of America Bank of Bahrain & Kuwait Bank of Ceylon Bank of Nova Scotia ‘Bank of Tokyo-Mitsubishi UFJ Barclays Bank BNP Paribas CChinatrust Commercial Bank Citibank (Commonwealth Bank of Australia Croat Agricole Credit Suisse AG DBS Bank Deutsche Bank FistRand Bank Hongkong & Shanghai Banking Corporation Industrial Ané Commercial Bank of China JPMorgan Chase Bank 48C VTB Bank Krung Thai Bank Mashreqbank Mizuho Corporate Bank National Australia Bank ‘Oman International Bank Rabobank Intemational Royal Bank of Scotland Sberbank ‘Shinhan Bank Societe Generale ‘Sonali Bank ‘Standard Chartered Bank State Bank of Mauritius BS AG United Overseas Bank Woori Bank Total All Scheduled Commercial Banks ‘Source: Annual accounts of banks. “Tranefor to tax on ‘dvidend 201 ay 14620 2012 a) 16296 240 Balance carried over 'o Balance sheot 2oit 2012 (1) 20) 109169 1981-4921 136 3 - 12 288 - - 398 a - 308455, 2097 arg 13121593, 4536-6366 2748 - 53 52 9900 13167 187-247 1561408 a) 11082680 55547572 462-484 18616 20884 - % 35083748 2 2 19 2 3 15 4a 1328, a) “1348-1238 - 2 ‘37017607 re) 199 262 3 23 ares 12113 so 143 2 are 58 4 - 6 ess72 83442 317821 428006 (ammount in€Mtition)‘TABLE B9 : EXPOSURE TO SENSITIVE SECTORS OF SCHEDULED ‘COMMERCIAL BANKS - 2011 AND 2012,AS ON MARCH 31 (amount in €Milion) ‘Advances to sensitive sectors Capital Market Sector Real Estate Sector Total Bank Name 2ot1 pore 2o1t 2012 zot1 pore ) @ ® ® © © ‘SBl and its Associates State Bank of nia 103053 «357031346295 t4sees «tango 1482306 ‘State Bank of Baner& Jaipur 2000 115548049 amet 0829495 ‘State Bank of Hyderabad 2043 2078 ee'48=t05187 =a ——«t0 7808, State Bank of Mysore 701 116s 485245253 ast State Bank of Patiala a0t2 35281643 aeasaaese 7280 State Bank of Travancore 2504 27 98352 t08s01 «= gre77 = tH0T18 Nationalised Banks ‘Alahabad Bank eorr core aea0e testo oust t25007 ‘Andhra Bank e101 9ea2 = (91559 tet t0oese tants Bank of Baroda zoos = 2aaae === «23880 «—aris74 «eae 300008, Bank of india aoe zi 20t18 240496 «240504 aT a017, Bank of Meharashira 2007 zee 810s t02140 wats t0es9 Canara Bank sos 37781 t64507 == t76850 «= tgrtse=—_(2t4sst Ccenral Bonk of Inia ce a ) corporation Bank 1500 408s n05727 © doe49 150825 —«r63004 Dena Bank 2002 ‘437 stern 1DBIBank Ltd. 4504 = 88778=«a1a013=«e7eaS ©8848 «406620 Indian Bank e049 sit? 9819 t23100«= tose «ta tat7 Indian Oversees Bank tres 2166504197402 «(167050 «196510 tient Bank of Commerce 13172 19102-51081 14539684209 (ts0498 Punjab and Sind Bank 4st 192s ass 71584 sao 479 Punjab National Bank sooo 40427420878 HBHTMG 464028525173, ‘Syndicate Bank 15008 tase 1404o4 167795155060 ——*181500 CO Bank 9179 8329 121905111125. —=—=tst0se 10484 Union Bank of iia 23128 23886105427 ©—«20507 «20855229000, United Bank of ina 2659 4190 —«9oe2 ease gatz0 | ‘ta8 Viaya Bark 4070 407 101968112019 10603817557 (Old Private Sector Banks Cathe Syrian Bonk 2 8 6509 205 e001 e209 City Union Bank 1349 2280 eos 2421009514800 Notes: 1. Exposure to capital markets inclusive ofboth investments and advances. 2. Exposure to realestate sector Is inclusive of both direct and indirect lending Source: Annual accounts of banks. 2a‘TABLE 89 : EXPOSURE TO SENSITIVE SECTORS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) ‘Advances o sensitive sectors (amount in € Mion) (Copal Market Sector Real Estate Sector Tota Bank Name 2011 2012 2011 2012 zor 212 « @ ®) ® © oy ‘Dhanlexmi Bank 88 ee —«t08so e100 ~~«1t695 ona9 Federal Bak 3008 a7 eao7s ase rte@ rant ING Vysye Bank 2a esr saris ozs tazs zee Jammu & Kashmir Bank 6128 aot aaa9 asst s55 128 Kamataka Bank 2473 z4s2 19090 «== «e071, taes asa Karur vysya Bank 404 soe tz) e098 4005 1800 Lakshmi Vas Bank 1090 ™ e101 5269 7286 6044 Naina Bank 188 205 3392 3973 3580 are Ratnakar Bank 118 498 920 2502 1038 2008 ‘881 Comm. & In, Bank 39 - 103 - 142 - ‘Sout Indian Bank 1064 1600 1616210506 1720518205; ‘Taminad Mercantle Bank 780 1498 1028811881008 8802 Now Private Sector Banks ‘is Bank Bese 47460 BRHOTD = sz7a04 «== ants 4TT Development Cre Bank 595 an eos 9067 va78 954 HFC Bank 02s «73075 -—=«aar72.«=«=«sa0««ezare «amare IeIct Bank zes70 209409 «=777340.«=—=«BM4at7 «0430691017628 Indusind Bank sooo tH877——t8085 == t7069 = an87 tH Kotak Mahindra Bank 10129 © t0521 = oes 8824100010 to8aHs Yes Bank 9968 ret 3618950092083 49200 Foreign Banks 1B Bank - - : : : - ‘Abu Dhabi Commercial Bank 107 # 191 201 299 204 ‘Amesican Express Banking Cor. - - - - . ‘Antwerp Diamond Bank - - - : - - ‘Astras And New Zealand Banking Group - - - - - : ‘Bonk Inemasional Indonesia - - - - . Bank of America an soo 118601861 tao 18370 Bank of Bahrain & Kuwat 8 1 235 27 247 255 Bank of Ceylon : 16 2 18 2 Bank of Nova Scota - - 6700 670 e700 6700 Notes: 1. Exposure to capital market is inclusive of both investments and advances. 2. Exposure fo realestate sector Is inclusive ofboth direct and indirect lending ‘Sourc Annual accounts of banks. 242‘TABLE BO : EXPOSURE TO SENSITIVE SECTORS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Concid) (Amount in ® Millon) ‘Advances to sensitive sectors Capa Market Sector Real Estate Sector Tota BankName 2011 2012 2011 2012 2011 2012 “ @ ° ® © © Bank of Tokye-Mitsubish UFD - - - - - - Barcays Bank 5879 4907 1690415720287 2O0T BNP Parbas 2880 3610 cost sms cot 9354 Cinatrust Commercial Bak - : 1 1 1 1 Ccibank 25099 «27663118401 «= 154293 «143690181806 CCommonwoath Bank of Australia - - - - - - Credit Agricole : : 300 300 300 200 Credt Suisse AG - - : : : - BS Bank 880 650 era 8208 7974 aos Deutsche Bank 5427 soo eure saae aT) FirtRand Bank - - : : : : Hongkong & Sangha Banking Corporation 11958 togat—=«t033e7 = tosg7a «115204 «116008; Indusal And Commercial Bank of China - - - - : - JPMorgan Chase Bank %0 750 3733 ror 819 921 JSC VTB Bank . : 40 20 40 20 Krung Thai Bank - - : - : - Mastregbenk - : " " " " Mizu Corporate Bank : 8 25 8 2 National Australia Bank - - - : : - ‘oman international Bank - : a 8 a 18 Rebobank Intemational - : - - - - Royal Bank of Scotland 2184 423810044 cose 1219810808 Sberbank - : . . . Shinhan Bank : ws oo 35 34 Societe Generale 101 101 : - 401 101 Sonali Bank - : - : - - Standard Chartered Bank ce ee ee ee Sato Bank of Mauris - 2 1% 14 14 176 Bs Ac : 550 1004 1055 1084 1805 United Oversees Bank - : - : Woori Bank - - - : Notes - 1. Exposure to captal market Is Inclusive of both Investments and advances. 2. Exposure to realestate sector is inclusive of both direct and Indirect landing Source: Annual accounts of banks 243TABLE Bt |ATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 STATE BANK OF INDIA & ITS ASSOCIATES {amount in Mition) oe Sine Gankofina St BenkefBhaner A SBENKSt Se Banco yaore nee (a) (2) (3) (4) 5) (6) m (8) epost acacn focseara —souszs 1572 anznoe onan —asaass—=svees 2) 1-146 svsoeoreaser ato tee —stseo = zatea 500 tsa 0) 15-28 dys a 6) 2a to 8 monihs sore sago— acs? ate caret axaee. serosa 4) Over months to6imonne soso foo «sets 41408—«gass2 == Tu0ss«=««20e7s.———n03, ) Over months tot yoar 1208081-«1a77T6h—s0a77B —ansz5-—vazsa5-—«sesoet=—««seuea=« asa f) Over 1 year to 3 years 2777167 += 3060736. 138318 191420 343494 372509 113333 119832 g) Over 3 years to 5 years 1615360 1789712 82867 109554 7160, 42721 61763 71031 1) Over yar tersese treo roors—otst8—ttmeo—na0ons-—seeae— tata Boroninge ‘oseoot2voose sora zass0——attoaaaees—ssono ass, 2) 1-146 tezoor—r7et07 7280 - 2 2 mas ») 15-28 dye ssoss ors 1118 e300 1800 - 6) 24a to maths ee 4) Over3monihs toons 7769 ares? = mae amb = 1000 aor ston ) Over 8months tot year «1084871070 a8 ee ) Over 1 year to 3 years 56902 125246 ‘750 ‘5750 1750 (2250 6256 7745, 4) Over3yersto years ——=—«tsabed=—«tosz=«=«ato.=stuo.==«s000 10500 50s 1) Over years ooees ssoets 11800-11500. «—« 31450 2e8Go— 0s‘ Lins eed Arnone series corsren—izuer—auzuaa—eauson— Tonnes saazse esse ) t-te ee by 15-28 dys ssostto1e10 stews 1188 meson ea 6) 284ays 103 months 4eeies—arosio. 7280 za 11208 Ass 20808 tat 4) Over3months to @imonhs ator? sgoetz.—«=«toray == tt7s7 14a aaa —t0aas———t000 ) Overmens tot year «78040 estate zat40 = zzeto.—« 25088 tt0S «(est 1) Overtyeario years —«—«ssassan_—«4oder9 220678 aeoebt 204060 seseus 15600801708 g) Over 3 years to 5 years 697264 812342 84385 68801 59459 ‘72062 39018 44780 1) Over years toonzo4 1760550 saeco __rosot__te0004 res star? __ sams ‘Source: Annual accounts of banks. 244‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED toms Deposits a) 1-14 days ) 15-28 days 6) 29¢days 103 months 4) Over 3 months fo 6 months €) Over 6 months tot year 1) Overt year'o 8 years 4) Over 3 years o 5 years hy Over 5 years Borrowings: a) 1-14 days b) 15-28 days ©) 29.days to 3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year 1) Over 1 year to 3 years 8) Over 3 years to 5 years hy Over years Loans and Advances a) 1-14 days b) 15-28 days ©) 29 days to 3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year 1) Over 1 year to 3 years 9) Over 3 years to 5 years h) Over 5 years ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 ‘STATE BANK OF INDIA & ITS ASSOCIATES. ‘State Bank of Patiala zor @ ‘680660 24210 24390 67740 95520 149560 231380 4170 23730 45780 10500 6300 760 2600 8100 17520 514330 15430 1410 26250 12220 274010 62840 91370 ‘Source. Annual accounts of banks. 2012 (0) 794170 35500 16930 83270 116860 203560 248620 5310 84100 108100 37230 +1000 9870 18280 10090 +4810 140 17510 1170 33820 13740 2440 347300 73310 110550 State Bank of “Travancore 201 2012 a) co) 581579714698 2sete 21025 32779656 a7e19 40679 20585 41072 5024289810 140145 185952 109120127577 178508198927 S7375 76068, 2769 STB 10505 17364 519013976 12001 3621 e765 15252 3784 e5r4 1425118501 4o0az 553460 1405114109 5756-32975 65074 89635, s7100 56903, sos 126843, 71739568308, 37050 43522 115439121074 245 (Contd) (Amount in € Mion)‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS (amount € Mion) ‘Alahabad Bank ‘Andhra Bank Bank of Baroda Bank of india tems zo oon @ @ @) @ © ©) o @ Deposits ‘satee72 1595991 971563 1058512 2054905 3840711 2e8e5e 2182160 a) 1-14 days como auges.««« 7247 2eg7 © 3escs2 © ates © ante ©5774 ) 15-28 days 31962 16359 1276913805 115749 149207197501 156172 ©) 28-days to 3 months sosees 20246257640 © 104618950876 © 575250 67256 A2T2IB ) Overs months to 6months _-—«84798-—«165753«—«102798 «125257 «T8807 «468987 438635 488724 ©) Over 6 months tot year wwet2e 22169 155001 328780787604 © t0Tt861 510725 aeNt72 1) Overt yearto 3 years 570946 585550 429774 47415 © 82052 69729 380105428545 @) Over 3 years to 5 years 53306 981639019 23474 = t04t78 ©1480 © 2743408515 1) Over years 26010 125003 Gas 5876427608 454983 3871984842 Borrowings eo1s2 sods 76207 = 240s 2a307e = 2as7a1 20214 atta a) 1-14 days 4288540 202 7s aust oe 25004 © gra ) 15-28 days 1998 204 1561104292008 245813058 «) 28:days to 3 months e499 1500512251 408K 751118202779 4) Over monthstoGmonths —-«14559«=«t8317 «= tz716 1382320532087 8820209 ©) Over6 months to 1 year aaa ras 58823650 4e2 2042810721058 1) Overt year to 3 years 2000 140389257394 © 1300710057 5107 4) Over years to 5 years 300045965970 380218621 47207 «49555 50006 1) Over years ssri9 25108 26200-2546 © 126609 © toez8s ©8139 ag7a Loans and Advances, enez4o 1111451714354 este 2286764 2079773 130062 2488093 8) 1-14 days 2210 72672-36761 34858 11964964087 264000247644 ) 15-28 days 25085 19258 «2000018415 «1659676937647 «68065 «) 28 days to 3 monthe 79672 170544 501642270570 70700 © S808 s6zA2 4) Over monthsto 6months «82379 -—«182055.-«—««8824B_««4BSG7 «(200288 © 312882 «25420334020 ©) Over 6 months to 1 year 62206 144143 «79007-5028 301608 © 00003 88004 aHae 1) Overt year to 3 years 328002 248723277836 923843 «433146805502 253479260921 @) Over 3 years to 5 years 125672122783 3420604380012 © tz083 © ase78 0868 h) Over 5 years 1e2s27 191269 9165124224 27090 __4st4s4 363307 46440 ‘Source : Annuel accounts of banks. 248‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIAGILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 ASON MARCH 31 (Contd) NATIONALISED BANKS tamount in € Mion) ‘Bank of Maharashtra Canara Bank Central Bank of india, ‘Corporation Bank tems 1 1 @ (10) ay (12) (13) (14) (15) (16) Deposits 669447 765287 2034966 «3270537 1786345 1953612 1167475 1361422 a) 1-14 days 63071 40620« «245917155814 82353 «68736 = 8495078321. b) 15-28 days: 21406 1166654674 «4246942829 86675 2519340928 ©) 29 days to 3 months, 70639 «119086 ««352832«-Sa0S5B «275209 © «316482 «185640 «186981 <4) Over 3 months to 6 months 49659 75978 «210461204915 109862241330 126130 «123960 '8) Over 6 months to 1 year 93634 109902 691300931067 245495480215 241497 © 334984 1) Over 1 year to 3 years 356288 302070 «466065 «473848 «53408371968 © 202814281811 ‘9) Over 3 years to § years ee05 10493-90863 s7geg9 278534 281212 4199263065 hy Over 5 years 4945, 5232522255 651768 «222801226905 199159 251972 Borrowings S775 11434142617 «155254 5815539941 «159654 «142481 a) 1-14 days: : 2841 - - 65 2 754727447 b) 15-28 days - = 18676 5181 3 - 1960 - ©) 29 days to 3 months. 192 290 4 1613210008 3182 8169 2035 4d) Over 3 months to 6 months 236 730 e351 12861 8 2492 4131 16960 8) Over 6 months to 1 year 470 5793 818 257 1001410883 1122 700 1) Over t year to 3 years 2876 1435 4625925111 280079909 14809) 7190 19) Over3 years to 5 years 1 1632796049566 9156 3428 3563 3033 hy Over 5 years - 2444965046146 : 2 so4z7 50416 Loans and Advances 474874 569789 2112683 2324898 © 1270900 1486077 868504 1004690 a) 1-14 days 23318 22764219656 233320 © «4028243815 BOAT «727TH b) 15-28 days: 7591 10609 66449-70280 «21284 = 2089088511 «27140 1) 29 days to 3 months. 48962 A793. —«-259576 260967 100753109537 145497 179610 4d) Over 3 months to 6 months 20448 37269 198309210040 13010760263 «8962694372 ‘€) Over 6 months to 1 year 3160349281 azt498 322228114625 113407 6BAT1 «98672 1) Over 1 year to 3 years 223271302619 «484319574030 SAZTO9 «734696 «257545 3OTST 9) Over 3 years to § years 62040 86492217584 «247008 «13351 183006 = B7169 «115574 hy) Over 5 years 57642 $5962 351293397126 178780 219533819348 2302 ‘Source: Annual accounts of banks, 247‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 ASON MARCH 31 (Contd) NATIONALISED BANKS (amount in € Mion) Dena Bank DBI Bank Li. Indian Bank Indian Overseas Bank tems 2011 2012-207 2012-2014 20122011 2072 a} (8) 9) @0) @) @ @) oO) Deposits 642098 771668 1804858 2104026 1058042 1208038 1452288 1784342 a) 1-14 days teao2 «26263127776 = taesez2 «1020 ©««ana70 © gaa t22886 ») 15-28 days. ousz 938177839 96280-34151 «87027 «AS73704, €) 29 days to3 months 7ee21 95031 228078 289301105784 184806162004 «228857 4) Over3 months to6 months «53760 «S277 «150185214668 «TOA 156019158777. 30027, ©) Over 6 months to 1 year ygage4 19073146034 480544 «178746 195288228264 «414502 f) Overt year to 3 years 325525 345869 «608592 -«GAT90B 316390 300297 702599 «189718 9) Over3 years to 5 years 13024 4097366317 78680 «24671 «2815323862 5552 hy Over S years ass azsa asus» 196973 © 2203298677 aB1S 438508, Borrowings 16017 38810515607 534776 2100848729 t93884 236130, a) 1-14 days 000 1804828146098, 7396 4969677170 b) 15-28 days, - 101 112218118 - 7633310 2550 ©) 28 days 103 months. ee ee 2 4) Over 3 months to 6 months - 2502-37129 3628343411962 252801484 ©) Over 6 months to 1 year : 14 eoora 274 2% ©1178 1743213081 1) Overt year to 3 years 2287 4950193700 1180881027 1916 = 94a t0282 9) Over 3 years to 5 years 2100 - Beet 100720 904 - 850049838 h) Over S years 11560 118680148728 «—«151266 10000-10000» 5752340228 Loans and Advances: 44sze1 565925 1570981181584 752409903238. 1137915 1432728 a) 1-14 days 142g 1941168625 68047 «4101356803 118453 5072 b) 15-28 days. 12630 691550314 4049825340 © 3098829435296 ©) 29days to 3 months e558 14041 «6742093287 77471170 «=«116808. «198439, 4) Over 3 months 26 months «31949-17859 == 98908 «10286347743. 750747228 «108742 ©) Over 6 months to 1 year 51705 2341975228 «142595 «125047 12H141 «127342188550 1) Overt year to 3 years ss7es1 928622 639908768968 © 222534 «307016 «422738 814000 9) Over 3 years to 5 years 2a9e8 71125293748 «290197 t08247 «110056 «104884180768, h) Over 5 yoars 11867 87835396436 358982 102828 117805 182523210727 ‘Source + Annual accounts of banks. 248TABLE Bt NATIONALISED BANKS (Conta) MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Amount in & Millon) Otel Barkot pun an Sin Bark Puja Nato Bark Syeda Bank tems 2011 2012 2011 2012 2011 2012 2011 2012 (25) (26) (27) (28) (29) (30) (31) (32) Deposits: 1390543 1559649 597232 631240 © 3128987 «3795885 «= «1355961 1579411 a) 1-146 s7oso cass sida ot ar7a terete areca by 18-28 aye srros reese meats ate arag att 6) 2 ays 03 mons fooser 20zas—aowtt aaa aesto0 16050 t66tes 28610 4) Over3imoninst>8imonns 20440020148 «azz «OBEY «08664 SE60St 16080228774 6) Over monhsto1 year «sta. —eR866 | T5HEGT—aueTta = sez8ea=—«258ir4 206108 1 over yearo 3 year sats 40310. aa737 116774 240506 4s0440 sonees sas 6) Overseas toSyeas = arses esy «tate «2185527687 sattr—soras. (rt 1) Over yrs ce a eT) Bomenings fsocr Teo zangb sanz stator sraeaa— outs. ——1so0 a) 1-day 14000 tas ee a4 ange tsa 2 b) 15-28 days: 9601 - - - - 14215 - 2441 6) 28 days to 3 onthe 2 ee ee 4) Over3monstoSimonhs = k= HR]SSSweSCCHTTB««—BBA. «ese «motor ta 6) Ov mai to yar om 8 ee ) Over 1 year to 3 years: 1726 1506. 1501 1150 45762 51661 23517 12270 ¢) Over years to years ee ee ee 1) Over yeas 8 tra tees sare torrent ater anaes Loans and Advances sccseo 110408 asare sts at0er —2asr748 taaeane 2) 4-148 soto cenit sooat_ 0s «free aasize rest ence by 15-28 aye er 6) 28 days to 8 months 500s senso. 78000 ese tzr4 tatoos amuse 10084 4) Over3months toons at2.—=«atsr «are ==« aus tazr7e = sotca—«tras—=—(atss ‘e) Over 6 months to 1 year 115886, 118161 25871 42142 317005, ‘500707, 95074 101305 f) Over 1 year to 3 years 290639 (223206 98104 137747 «1094967 1348085 431238 458500, 9) Over 3 years to 5 years 119975 148831 46308 86987 235556 278425, 140679 187200 hy Over yeas tosssr 2905 sass roses 204566 _zuo7e7 150008 200088 ‘Source: Annual accounts of banks. 249‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS. amount in Mion) CO Bank Union Bank findia United Bank of Inia Vaya Bank tems Donat ~—~=C«S~SC«O SSC SSC SC YOY Deposits 1452776 1540035 2024613 2228600778448 732483820555 2) 1-14 days 70089 88691140817 t50H58 «4001941443 eT1 8428 b) 18-28 days 55003 44a ua 520025756264 a7a7O 0249 ) 29.aye 103 monthe ao7seT 02703150078 2250087017 wadsy «42403115485 4) OverSmonthstoSmonhs 169608 120085140641 «120260 «6721 «A100 © Basu (t02 ©) OverSmonthsto tyear «319647 «405052 «341428 305720119871 tomK7S—H3BTIT 200414 1) Overt year 03 years 75490 199855420255 «44454 125185 159060 240003817 9) Over 3 years o 5 years sree 24427 128804104001 tse aast3 560175257 1) Over 5 years 30azes 321372 e778 Tio4e2 © 290028 36250146428 Borrowings S474 120014133160 179005 aad aaauz = t0tsz ate 2) 1-14 days 2020 732505821098 ©0003 130128878 b) 15-28 days - 1528 980389 - : : : ) 29¢ays to3 onthe oir 508878120502 aoe 1128 - 400 4) OverSmonthstoSmonhs «2045170811643 2805 © t0BNe gs 7 8 ©) Over 6 months to 1 year cn a 3 Tet 1) Over year 03 years a a ) 9) Over 3 years 5 years e74 6600-6186 © aes «e782 satu 1) Over 5 years vases 3104640003449 t27s2 sng 1501 ‘10000 Loans and Advances 100s610 1175040 1500861 1778821 535028 63043387188 70037 2) 1-14 days 4oozs 40429100219» «48657 ©3510 ust asta by 18-28 days e178 1947-0527 sage 1180527530708 ) 29¢ays 103 months ore 9490s 22150902519 ato ATT 4) Over amonthstoSmonns «2545 -—«aau2B «135077 t6s900 «oars «args © 2H] ©) Over 6 months tot year sre10 12556020174 a7e18 «= azras,«a3070«= 01792 1) Over year 03 years 20sz2s 2607s» seer saz 2000821224 aes aagH28 9) Over3 years o 5 years 90088 120423149404 175888 «70150 «soez ©8750 hy Over 5 years zsodse 42073197054 2600908 oot aro Seta7 eared ‘Source: Annual accounts of banks. 250‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 ‘OLD PRIVATE SECTOR BANKS (Contd) (Amount in€ Mion) Catholic Syrian Bank City Union Bank Dhenlaxmi Bank Federal Bank ems Dott 20122017 201% 2012 zon 2012 o @ ) 6) ©) @ @) Deposits 87257 106049120143. 163408 «= 125296 «118044 © 490148 409371 a) 1-14 days 3308 1819 atta 7ess 0626109002128 4271 b) 15-28 days 16755, 1309 ©1308 004498211583 802 €) 29days 103 months, go 457985909584 = arrae 17674 «4272348588 4) Over 3 months to 6 months se14 8557585590447 «2815844530 «81380 ©) Over 6 months to 1 year 4922 836014191 t6369 «2388126762 125775 110705 1) Overt year to 3 years 2376s 26852 sa4s5 1195594006607 178923 «214357 9) Over years o 5 yours 955 1176 set e113 1200 200711802 t3749 hy Over years 4338252549 781 27 267 31955547 Borrowings 32385785 34s7 626117678 18884 = 42410 a) 1-14 days 1034 2980, - - 37508082 sant 2008 b) 15-28 days : : : : : : : 1050 ©) 29days 103 months : 160 : : 29 1751283 610 4) Over 3 months to 6 months 128 128 1012 312 80 1485, so 15606 ©) Over 6 months to 1 year 028 128 412 are2 a 1188 10002407 1) Overt year to 3 years eat 1904 a7 2 4832508 2699 9928 9) Over 3 years to 5 years 766 37 - 300 1553 292 0004006 h) Over S years : 418 400 100 275 3752000718 Loans and Advances 720076636 «92555121375 «= guesz2 © B58 «319532 «377560 8) 1-14 days 23074625 5458 16778 2082626220148 23164 b) 15-28 days 1072878 13421254087 181 43308569 €) 29days 103 months. 2059 4590 78 B60 7Att 7597194642143 4) Over 3 months to 6 months 62007480 1126001712855 804 2627328585 ©) Over 6 months to 1 year e792 19652588741 190130475 aorta r574 1) Overt year to 3 years 27ss2 3312064568 74716 = «27081 «32876. «185131 170685 9) Over3 years to 5 years 648216 7e18 9551-13936 8300016931286, hy Over 5 years sera aatt 042 1076394018734 24305 30507 ‘Source : Annual accounts of banks. 251‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 ASON MARCH 31 (Contd) ‘OLD PRIVATE SECTOR BANKS {Amount in € Millon) Jammu & Kashi ING Vysya Bank ya Komataka Bank Karur Vysya Bank toms Dit -mi@ sao —~SCOSC OSC SSC @ ty) 8) 8) Deposits gored a5t9sd aero sa0deo 279065 316083 «zarat9 —g21118 a) 1-14 days 51740 4636-—««27962«=«(ASt «16667 «1004068861808 ) 15-28 days vase szs08 11428776 azzass 585 ¢) 29 days to 3 months Tere Tares. «24a ost 1a7E3 15201013040 4) Over3monihstoSmonths -«28220«|«a7190.«« Haat azKas 11120 S162 «10890 at ) Over 6 months to 1 year asi 51909 dorga = 417993700 «4516842565805 1) Overt yoarto 3 years 490g 43514260570 od24e 0653190898 aaas taste €) Over years o 5 years 3202s soso ==«S7770-« cuore 7ea2 719818274 19075 1) Over 5 years jogs 21017 asy— taza sats zone (rsa Borrowings 414s 5008s t1047—t2e10—=t08es tart 20818728 a) 1-14 days 70 4100 - ei a3 103 totte 2) 15-28 days ws : 10 : - re) ¢) 29 days to 9 months t1698 7159 a ed 4) Over montistoSmonhs 4092176127 40 79952288 €) Over 6 months to year aos 12697 : ne a 1) Over 1 year to 3 youre 51696067 : - mre ano 2 8 8) Over 3 years 0 years 110 2100 : : - 288 - . 1) Over S years 7402 73086000000 5003500 15001500 Loans and Advances z3eo21 287367 261036 300776173481 207207 «A78N45 «242051 a) 1-14 days soo 38729707 T0708 7875 8808 7OM3.10405 0) 18-28 days 1996725401 2038560308 22202280 ¢) 29 days to 3 months 2405137238 masi 2771080611063 12814005 4) Over mons toSmonths 72083-«=«2587A—=«N8RTS= 8298 «| N12AT «5185 TOT 7005 «) Over 6 months to 1 year 31090 4924595059 3505 aao1«« ana? © are —_—a875 1) Over 1 yearto 3 years 47MM) 47059.“ N16755.—145105.——S57B_— 86GB 74790.«——9 8) Over 3 years 0 § years zeae ads saN7 az 77TT— 0604177682148 bh) Over 5 years 4059942040 2z37a__—satza—— eed ass7 4s ——_—s8201 ‘Source : Annual accounts of banks. 252‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 ASON MARCH 31 (Contd) OLD PRIVATE SECTOR BANKS: (amount in Mion) Lakshmi Vilas Banke Nainital Bank Ratnakar Bank $8! Comm Int. Bank tems mort 2000120020 7) (8) a9) (0) @ (22) @) co Deposits, 1449514141 za2dg 34775 04zz 473033788, 8) 1-14 days 41035161 18631916 17098631 25 b) 15-28 days 2004 3202 630 er 3822969 68 ©) 29:days 103 months. 9047 14089 «061 a6 1200064 325 ©) Over3 months to.6 months -*12007« 1403028264958 16534404 387 @) Over 6 months to 1 year 2470263764308. 79058148 403 1) Overt yearto 3 years 34590 7246510272990 wast 132102876 9) Over years to 5 years 4000 502085848 528 art 2 hy Over years 18804 817 116 wr 105 a 3 Borrowings 151 ‘5800 2 a 7 11053 - 8) 1-14 days 100 - - - - 4400 - b) 15-28 days . - - - - - - ©) 29 days 103 months. - - - - - 1760 - ) Over 3 months to 6 months 1 - “ 7 ° 095 - ©) Over 6 months to 1 year 4350 2000 10 - 9 1405 - 1) Overt year to 3 years 1600 - 8 2 4 1620 - 9) Over 3 years o 5 yours +000 1300 2 2 28 1873 - hy Over years 3002500 - 43 - 200 - Loans and Advances, 044 = 401887 == teat = 1926090821190 «2675 a) 1-14 days 4085189 115831305 12852817 52 b) 15-28 days 18553195 113 tata 13 1122 104 ©) 29 days 103 months marr 11406 119212883376 (8450 1184 4) Over'3 months to 6 months 7057 683 295 397 1085 2631 102 ©) Over 6 months to year 9062 19890 9312340545701 2095 4) Over + year to 3 years sor 4268487589847 abt (12808 781 9) Over 3 yesrs to 5 years 45305536 1508 1754 2185 4010 104 hy Over S years 77537205 1951 2021 2104 7054 2 Note: $ Merged with State Bank of India with effect from July 28, 2011 Source : Annual accounts of banks. 253‘TABLE 810 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED theme Deposits a) 1-14 days b) 15-28 ays ©) 29 days to3 months 4) Over 3 months to 6 months @) Over 6 months to 1 year 4) Overt year to 3 yours 9) Over 3 years to 5 years hh) Overs years Borrowings a) 1-14 days b) 15-28 days ©) 29 days to3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year 1) Overt year to 3 years 9) Over 3 years to 5 years by) Over years Loans and Advances a) 1-14 days b) 15-28 days ©) 289 days to3 months 4) Over 3 months to 6 months @) Over6 months to 1 year 1) Overt year 3 years 9) Over 3 years to 5 years hh) Over 5 years ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) ‘OLD PRIVATE SECTOR BANKS South Indian Banik 201i (25) erat vers 4008 6092 20859 5849 112160 ser 21379 2904 2ar 2000 204887 2s? 5089 0282 26995 66366 31490 13472 20498 ‘Source : Annual accounts of banks. 2012 (26) ‘365008 26387 13580 79057 45124 e2ar7 108288 7154 509 184 184 1385 72 2000 2r2807 12022 45986 40680 rans 34843 34762 ‘Tamiinad Mercantil Bank 201 @ 137933 16s 3622 427 11355 350 107887 14452 19969 2araa 254 2012 (228) 471104 5601 p02 14178, 18217 48052 66753 10745, 3387 400 ur 920 300 ss7789 4356 e101 25201 2904 30281 12109 ong (amount in € Mion)‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS-2011 AND 2012 ASONMARCH1 (Contd) [NEW PRIVATE SECTOR BANKS amount in€ tion ‘ai Bak Development Cra HOFC Bank (1c Bank tems 2011 2012 2011 2012 2011 2012 2011 2012 (ty) 2) @) (4) ®) (8) @ (8) Deposits 1892378 2201043 56102 63356 2085864 © 2467065 2256021 2555000 a) 1-14 days 139048 166915 6168 5943, 187183 182685 164154 119150 ») 15-28 daye Tsai 7eots 11400340055 g7078 4625 Tta4 €) 29 daysto 3 mone zasves 207760 «= T405= ast «tases = zitae1ata722 © aaiae ) Over Sone monts 170907258084 © 4513.«=7128«t0MBOT © H0BKSY 78717200255 ‘e) Over 6 months to 1 year 370873 533502 12109 10083 76054 96237 374534 452113, 1) Over 1 year to 3 years 268103 182319 24147 28009 © 1056873 1099660 1177197 690127 g) Over 3 years to § years 118666 138447 333 668 214647 8646 33047 228550 1) Over 5 yoars soot: orz2 10579202457 © eazT10 5012640050 Borrowings zezsTs —sdo7s? = eo7—=11205«tasnat 230465 1095543 aote49 2) 1-14 daye ‘1572 art 985 moz4 9815 08021277087 ») 15-20 aye aso tazo2 ato 7 12602 t000 252850 6) 29 days o 3 months 40s43 2000720620068 40290 za28 8 €) Over Simonet 6 months 23845 —«A3N71—= 58707 2ae75 740) 108200 «141607 «) Over mente year a a 1) Over 1 year to 3 years 36481 35049 476 3181 892 para 229022 173521 g) Over 3 years to 5 years 20365, 65979 650 650 16160 25019 110920 197146 1) Over 5 years 27962 108875 : - sree onaseaat77 00808 Loans and Advances ‘uzaora —seo7sus —a2nt7——sanaa_—t500027 —t954200 2460680 2507277 2) 1-14 daye 7s1s S07 gard 670i t10m43 3680174 ) 18-20daye 240 ts02=gakSS 470 ou0 send «2608802 €) 29 days'o 3 months sors sano soez= 670210849 zteno0 © t4aNT1 142200 €) Over 3monhsto 6 months 81622108888» «aH 0a HSS ~—H567o9 —t90Ks 180829 ©) Over Smontheto year «118154114775 «2286=ataa=« toa z18024 © soTA 36979 ) Over 1 year to 3 years 352369 390024 18292 (24058 644136 877363, 889201 1043884 9) Over 3 years to 5 years 194595, 237917 2979 4015, 119539 180870 342603 388469 1) Ove 5 oars 01024 __eusas0 e000 11604 197740 168069 __zonsea__s64504 Source: Annual accounts of banks. 255TABLE BI : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31. (Contd) NEW PRIVATE SECTOR BANKS (Amount in & Million) Indusind Bonk Kotak Mahindra Bank Yes Bank ‘ens or oo (9) (10) 1) (12) (13) (14) Deposits ‘sasese —a2aets—zozto —98sues—asoueo—a01st7 2) 1-14 days zesi2 2897740081 ogeo ca «g 708 9) 15-28 days ‘m9 rot t48G = ear ©0052 ©) 29 days to 3 months 75024 12196945059 0204 © 1176090056 4) Over9imonthsto6montte -«91048-«=«50868 «28242 © «Aa7OS © ana atz2e ) Over 6 months tot year 7eee391727-—=«sa7o4 «53075 109069 196501 1) Over 1 year to 3 years 106585 128854 105081 128261 64844 24048 9) Over 3 years to 5 years: 6121 5324 3479 12858 8910 82319 +h) Over 5 years 5786 5177 793, (2307 27 1035 Borrowings 55254 86820 117240 165955, 66909 141565, 2) 1-14 days joes 17417 sasz raat 11178 HS ) 18-28 days wo 272298 «744847 «0 €) 28 ays to 3 months tosso «see t253 = te4Bs ©5306 §— 10887 4) Over3imonthsto6months —-—«8468==«1559«««tonse = tam1 anes 14200 ©) Over 6 months tot year press s2049 = t867 709 ) Over 1 year to 3 years 219 11994 12385, 20341 2600 10818 9) Over 3 years to 5 years: 14780 5993 5140 8980 2368 3413 sos sto sazd cus esre as 261657 350640 «203142390864 «343638379886 a) 1-14 days ser40 3559815991518 23176 «1709 by 15-28 days 1376310987 8009 10437-23101 5267 ©) 29 days to'3 months 43295 45800 «26808 3121371840 51503 4) OverSmonths to6 months «24486 ~=«=«30784 «20084 © 30652 7BMG BAT ©) Over 6 months to 1 year 45498 86887 a2tst— 52087 49013-39000 f) Over 1 year to 3 years 90076 130411113455 146692 80598128371 9) Over 3 years to years 13535 «18267 «2865835358 (2525851164, bh) Over 5 years S025 13416 48356 907328809 40310 ‘Source ; Annual accounts of banks. 258‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS: (Amount in & Million) i aa Bonk ‘ou Dhabi Commoriel Aercan Ere88 payor Diamond Bark weit ao SCO (1) 2) (3) 44) 6) (6) m (8) Deposits 128 145 ‘5650 6234 5194 5013 548 768 a) 1 t4days wo www mam ma by 18-28 cays wo hmmm ° 6) 28 deysto8 mons se tata : 1 6) Over 3 months 6 manne 2 ee ee) €) Over 6 mont to year 2 ee f) Over 1 year to 3 years 1 12 2998 ana - - - - 9) Over 3 years to 5 years - - 8 6 - - - - 1) Over years : : : 1 : : - : Borrowings - - 2150 2544 1753 5633 6250 8299 0) 1-14 : - mo - ow te3850 ») 18-28 coys : : nr) = 1000 east 6) 28 dys 9 monte : : = 1000 ee 6) Over 3 months 8 moniha : a : - om t88e 6) Over 8 months to year : : : a : 1) Overt yerto3 years : : : : - . : . 0) Over 3 yours to 8 yoo : : - : : : - : h) Over 5 years - - - - : - 814 928 Loans and Advances me eee ts aeatoret tars sear are a) 1 -t4days Ce v) 15-28 cays 2 58 orcas az at 6) 28 deysto8 months ee ec €) Over 3 months to 6 mons ee ©) Over 8 mont to year a ak - 2 f) Over 1 year to 3 years 9 45 817 884 167 105, 4 2 9) Over 3 years to 5 years 21 - 89 119 195 176 - - 1) Over 5 yarn s sn 1 5 2 wt ‘Source + Annual accounts of banks. 257TABLE B10: |ATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED Tomenees aang saan aeouagena ea FOREIGN BANKS (Amount in € Million) Deposits. 17350 - - 59690 59650 5148 6719 3) 1 4ene feet a 0 sae. mes ee 6) Or tei8woe ome nae 0 ort riod wae aso aka 9) Over 3 years to 5 years - - - 20 10 at 18 1 owayec we Borrowings 5947, - - 19400 53140 956 22 3) 140 re 0 28s9e0 ee wesw 6) om etait we mw 1 or yas ye rr re 0 Ons way re veo dane ew tae eo eh wy wae rr 0) 28dox 0 Some rr © ome nt ae matt f) Over 1 year to 3 years - - - 6500 1630 1766 2209 9) Over 3 years to 5 years - - - - - 216 227 1h) Over 5 years - - - - - 49 36 ‘Source : Annual accounts of banks. 258MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 ASONMARCH 31 (Contd) FOREIGN BANKS: (Amount in€ Millon) Bankot even BarkotNowa Sota Bao Toyo: Barly Bak tems 2014 2012 2011 2012 2011 2012 2011 2012 (a7) (18) (19) (20) (21) (22) (23) (24) Depot ee a a) 1-16 ays Ce ee by 18-28 aay 2 tae rre az catk rasta 6) 29 cays to3 mons re 4) OvrSmonhstoSmonts «8S SHAR wat 1B ames ©) Over 6 man to yor ee 1) Ove yar 9 yeas ee 5) Over yours yeas - ee . ee) Wn) Over yar - - - - . - nw Borowings 0 = asta asus iste auet—sarerr toro oy 1-16 0 <= yst67 11728 tar 10085 soot ara by 18-28 aay . a 6) 28 cays to3 mons . a 6 Over3 months 8 months - er ee ee ee en ee) ©) Over 6 ant yor - owe a ee 1) Ove yar 9 yeas . - m0 ae = 1068 050050 5) Over yours yore . . ~ . . . . h) Over 5 years - - - - - - - - Loans and Advances sr azaetwsuse= 73. asas aati sero 0 114d 199 st 10525 10686 toon arto tote son by 18-28 aay Pe 6) 28 cay to3 mons ee 4) OvrSmonhstoSmonts —=«St taka waas tea TB ©) Over 6 ment yor ee 1) Over yar 9 yous woohoo ats 9) Over 3 years to 5 years 3 2B 4463 40 2901 2518 8170 3553, Over yar ott sree ‘Source : Annual accounts of banks. 259‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Cond) FOREIGN BANKS (amount in € Mion) - BNP Paribas China! Commerc iibank Comenonweath Bank of 2ott 2012 2o1t 2012 2ort 2012 zon 2012 5) (28) @, (28) 8) (90) et) (32) Deposits 4s465 59004 om 14ss 566681646977 a 109 a) 1-14 days 10855 over 254 376 sts 112700 2 6 b) 15-28 days 8781 8776 n 308 2730031319 : 4 ©) 29 days to3 months soit 13205 2ar 1104857148709 : " 44) Over 3 months to 6 months 1993 5978 187 62 4at0— 7918 : 1 e) Over 6 months to 1 year 7508 4048 201 107 s7184 76677 : 1 Overt year to 3 years 1007020138 5 507 300704336659 18 52 48) Over 3 years to 5 years 10 - 16 : 1669 2370 : - hy Over 5 years : - - : 360 o16 : : Borrowings 277620653 660 381207971 289248 204 at 2) 1-14 days 1980814503, 660 280 © 102698 189594 : 2 b) 15-28 days 1590 : - . - . : 7 ©) 29 days to3 months. : : - 8 710418306, : 176 4) Over 3 months to 6 months - - - - 1798 10732 204 208 8) Over 6 months to 1 year 419 - - = 3098352615 - - 1 Over 1 yoar to 3 yoars 683 683, - + 6465326985 : - 9) Over 3 years to 5 years 778 we - : 49, 4 - - hy Over § years, 4598 3599 - . - : - - Loans and Advances 45071842 24s 2848405970 471030 263 899 a) 1-14 days 4995015107 570 36830285 26395 : 2 b) 15-28 days 4965 1908, 325 sez 18856 (10898 1 12 ©) 29 days to 3 months, e732 5798 1022 1599 5579265292 20 598 4) Over 3 months to 6 months 2674 1958 124 200 s1165 69304 205 242 ‘®) Over 6 months to 1 year 2004 are 48 42 87307-1907 3 8 1) Overt year to 3 years 14563 9709 258 253110798 «104462 13 6 9) Over 3 years to 8 years e140 8155 1 1 49713 a52 " 3 hy Over 5 years. 198916775 - 1636311701 : : ‘Sourco : Annual accounts of banks, 260‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 ASONMARCH 31 (Contd) FOREIGN BANKS. (amount in Milion) Credit Agricole Credit Suisse AG DBS Bank Deutsche Bank tems 20 2012 2ott 2012 201 2012 201 2012 3) ay (35) (8) 3 a) (39) (40) Deposits ors Ht 3aee 7360 © 129220 146464 168427 a) 1-14 days 1905 (2628, ya02 e641 aass1 «2968282786, b) 15-28 days 418 1120 - 1162619845 ga208 850 ©) 29.days to3 months m9 40s 1900119261778 2avez 74a, 6) Over 3 months to 6 months 568 ea - 7298 9830840774. €) Over 6 months to 1 year 319 2a = 3588 2aartt6739 18252 1) Over 1 yearto 3 years 1918 4 383926910982 12388274 @) Over 3 years to § years : : - 13300 art 40 a h) Overs years : - - 6 1202 1 1 Borrowings 4961547978 e7es 10707514829 48079 12702 8) 1-14 days 4509537650 6239 36701-58562 «353794805 b) 15-28 days 160 - - 19308-20688 8500, - ©) 29¢days to 3 months - 3307 2564 = 70018457 1000 - 6) Over 3 months to 6 months : - - 119583909 : 027 ©) Over 6 months to 1 year : 1526 - ous 367 : - 1) Over 1 year to 3 years 1398 - - 17234 1949562006781 @) Over 3 years to § years : 1212 - 17838-20360 : - hy Overs years 30324223, : : - - : Loans and Advances 3275219186 2500 © 75242««128443««(142038—«125489 a) 1-14 days 6133 1630 = 1946719689 s3t02sr74. b) 15-28 days. 5048 arr - 7872 2rae1 10936, 1495, €) 29 days to 3 months uz 6720 = 12813 2H0g9a7a04. 051 ) Over 3 months to 6 months 7659 aazT = 13958 2040010320 «2705, @) Over months to 1 year 51882528 1000 787611672 1s 5170 f) Overt year to 3 years war 3079 1600 6873121811093 ase07 9) Over 3 years to 5 years 586 30 - A261 e221 2srt 3788 hy Over 5 years 870 499 - tae ats 80717310 Source : Annual accounts of banks. 261‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 ASONMARCH 31 (Contd) FOREIGN BANKS (amount in €Milion) Frrandeonk Mao Shruh! comer Bark! JPMoran Chase Bark ems 2011 2012 2011 2012 2011 2012 2011 2012 (at) (42) (43) (44) (45) (48) (a7) (48) Deposits aaa sat0e7 = raaes a 2) 114s tet 1408 1+ ares tso18 b) 15-28 days - 7 4002036052 ator sae ©) 28 days to 9 months 200 7 sar ro708 < rater 8064 6) Over3 months to 6 mons a a a) ress 47588 «) OverSmonte 01 year = oh Tera4——eoeo0 = to08e —s0419 f) Over 1 year to 3 years - 68 15690 16487 - 12653 16152 9) Over 3 years to 5 years - - 207326 218423 - 2447 4 1) Over yoo - 7 2 : . . Borrowings 2941 4509 50263 104775, . (38779 ($8999 a) 1-14 tes maa0= 7313400 -serr——s8000 ») 18-20 day - oon : . . - : ©) 29 days to 9 months cas 101 arora . . ©) Over3montietoomenhs 40828747 . . : : 0) Over 8 monte to year : : - 2a . . : f) Over 1 year to 3 years : a - - - - . 9) Over 3 years to 5 years - : - - - - . 1) Over year - : : . . : . Loans and Advances 1414 2416 274006 355123 455 34627 45293 ot -thays a ee - 1605 ae 0) 15-20.ays 2 2 Bam a0 an 6) 28 daysto 3 mons a ee) = sare t8007 6) Over3imontiio montis «zara 00K _(8 0 set tae 6) Over 8 mont ot yar 405010207 ae = ort 24889 1) Over yoarto 9 years to 70 sass 45767 ms mtr 9) Over 3 years to 5 years 150 234 13668 19431 - 2550, 2550 1) Over years : = ze 22109 : _ ot Source: Annual accounts of banks. 262TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 ASONMARCH 31 (Conte) FOREIGN BANKS {Amount in Million) JSC VTB Bank kung Tel Bank Mastregbank Mizuho Corporate Bank tems 2011 2012 2011 2012 2011 2012 2011 2012 (49) (50) (51) (82) (83) (54) (55) (36) Deposits a re ee 8) 1-14 days 2 7 65 108 rn 0) 15-28 daye - - - - - ne) ) 29 ays 03 months 2» - 56 8 - - 9 aot 4) Over3 months 6 mons - nr) - - tet 102 ©) Over6 months to 1 year - 30 806 " - 2 1) Overt yoarto 3 yoars ‘0 ) 9) Over 3 years to 5 years - : - - : - - 1) Over years - - - - - - - - Borrowings : - : : : : -taaee 8) 1-14 daye - - - - - - - 386 0) 18-28 days : - - . - . - nar ) 29 ¢ay6'0:3 mons - - - - - . - an 4) Over3 months to 6 mons - - : - : ae) ‘e) Over 6 months to 1 year - a - - - - - - ) Over 1 year to 3 years - - - - - - . 6) Over years oS years - - - - - - = 7086 hy) Over years - : : - - - . Loans and Advances 540 788 132 3 a3 ‘523 (25158 35816 2) 1-14 days - 28 st 4 “ a) 2) 15-28 days * 6 “ e 9 a «) 29 ays 103 months a 12 6 ne a a 4) Over’ months to 6 months 7m 188 - - 59 mz 108 az ©) Over6 monthsto 1 year “4 ee : “ 6 arta ) Over 1 year to 3 years 332 232 : : - : 2936 3196 9) Over 3 years to 5 years 7 18 - - - 579 2120 hn) Over years - - - - - 388 2 ‘Source : Annual accounts of banks. 263‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (amount in €Milion) ‘Oman International ‘National Australia Bank Rabobank Intemational Royal Bank of Scotiand bank tems zit eo aon ~~ ~—~=CiaS~SCSCSC 8) 8) YY) C) Deposita - 10581882 117 139472190008 8) 1-14 days : nm n 60 2489 asats ) 15-28 days : 19 2 - erat 48308 €) 29 days 3 monihs : us 128 18 1245221520 6) Over 3 months to 8 months =m 188 - 51107694 ©) Over 6 months to 1 year a en 1) Overt yearto3 years - ow 3878473800 4) Over 8 years to 5 years : - : - eer 1) Over years : - : - 2 4 Borrowings - Ore 4 an367 —os01 2) 1-14 days - sor 1 1 21297 ats ) 15-28 days : - : . - ws ) 29 days 3 months : - 305 - 19013682 6) Over 3 months to 8 months : - : - we : ©) Over 6 months o 1 year : - : = 1054 : 1) Over yearto3 years : : : = Toss 5592 9) Over 3 years 5 years : - : : - 1974 1) Over 5 years : : : = 10262 828s Loons and Advances - 2 a asia t0ssoa 125045 8) 1-14 days : - : 210 18926814957 ) 15-28 days : : : 3907000206 €) 29 days o3 months : - : 1122 20082 gris 6) Over 3 months to 6 months : 1 : 581758910269 ©) Over 6 months o 1 year : 1 a 100048081874 1) Over year to 3 years : 5 6 3009006819118 4) Over 9 years 5 years : 8 5 a 1) Over 5 years : 6 8 4054 soe Source + Annual accounts of banks. 264‘TABLE B10 ; MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS {amount in milion) ‘Sberbank Shinhan Bank Societe Generale ‘Sonali Bank toms ee 2014 2012 2011 2012 2011 2012 2011 2012 (65) (66) er (8) (69) (70) m™ (72) Deposits - 792510371 888012807 280 312 8) 1-14 days : 1804 2410 832 2768 36 43 b) 15-28 days - tart 593, 2460 2837 . 10 ©) 29 days to 3 months - 955 2946 3048 5808 . 8 ) Over 3 months to 6 months - 546 1562 363, 421 - " €) Over 6 months to 1 year : 635 502 794 m8 3 20 4) Over 1 year to’3 years - 2673 2315 469 545, 218 20 8) Over3 years to 5 years - 10 19 4 " . 1 hy Over years: : a” 3 - - 2 2 Borrowings - 669 115616724 9262 - - a) 1-14 days - 669 18016726 9262 - - b) 15-28 days : - 102 - - - . ©) 28 days to3 months : - 904, - - : - 4) Over 3 months to 6 months . - - - . - ©) Over 6 months to 1 year - - - - - - - 1) Over 1 year to 3 yoars - - - - - - - 9) Over 3 years to 5 years - - : - - - - h) Over years, . - . - - : - Loans and Advances : e192 9145 699510564 8 195 a) 1-14 days - 1902 682 560 967 40 63 b) 15-28 days - 4“ 46, 659 2a 10 0 ©) 28 days to 3 months - 781 1068 908, 1655 1 - ) Over 3 months to § months : 706 1062 631 316 1 " €) Over months to 1 year : 903 3931 467 510 25 2 1) Over 4 year to 3 yoars - 1442 649, 3682 6231 . - 9) Over 3 years to § years - 339 1986 263, on 6 7 h) Over 5 years: : 178 24 26 4 6 1 Source : Annual accounts of banks. 265‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Contd) FOREIGN BANKS (Amount in & Million) Standard Chafoee ge pankofMauios -—«UBSAG_~—=—=—«Uned Overseas Bank tems 2011 2012 2011 2012 2011 2012 2011 2012 (73) (7a) (75) (76) (77) (78) (79) (80) Depoats seaiot once —auea=S Teen‘ - - 2) 1-14 de ce a a ee . . b) 15-28 ye ee ee : . 0) 28 ays to moins ‘ieeco moro tt tm at0.a8 . . 4) Over3ironheto Simons 42rs7 sree N0e= sa 6 : - ©) Over6imonhstotyoar «a= zere wen t5 (808 . . 9) Overs yer to yee roesr tone wT . . 1g) Over 3 years to 5 years 898 6476 - - - - - - 1) Over years ts tee . . . : : . Borrowings 108437 126182 3006 2044 20321 AT115 - - 2) 1-14 dae soca 41087 aarh Ht t0047 . : b) 15-28 dye aor ts2t8 . . . : : : 6) 28 ays to moins sieeotseoe ror 1088 . . 6) Over3manihstoBimontu 1008444 aD as . : . 6) Over 6 mont to yar soo sae . - srr . : : f) Over 1 year to 3 years: 6800 12800 - - - - . . 9) Over 3 yer 5 yeas : . . . . : : : 1) Overs years ness . . . : : . Loans and Advances: 492008, 555700 5971 8122 6851 6312 . - 2) 1-14 dye Tree erste esr tte ts4 . . b) 15-28 dye ce a - 5 : : 6) 28 ays to mois eos 115057 ora 188 . . 6) OverSienhstoSmonhs 2119187086781 200 : : ) Oer@imonhstotyear =e rasta at . : 1) Overt yearto 3 yea 129 m8 886 . . . . 1g) Over 3 years to 5 years 19694 30327 10 63. - - . . Overs years coset totes ht . . : : Source + Annual accounts of banks. 266‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 (Concld,) FOREIGN BANKS Amount in ton Woot Bank toms mort 2018 ey Deposits . a) 1-14 days: - b) 15-26 days - ©) 29 days to 3 months : 4) Over 3 months to 6 months - €) Over months to 1 year : 1) Overt yearto 3 years : 9) Over 3 years to 5 years : hy) Over 5 years : Borrowings : a) 1-14 days. : b) 18-28 days - ©) 29 days to'3 months - 4) Over 3 months to 6 months - @) Over 6 months to 1 year - 1) Overt year to 3 years - 9) Over 3 years to 5 years - hy) Over 5 years - Loans and Advances : a) 1-14 days. . b) 15-28 cays . ©) 28 days to 3 months : 4) Over 3 months o 6 months : ) Over 6 months to 1 year : 1) Overt yearto 3 years - 9) Over 3 years to 5 years : hh) Over 5 years ‘Souree = Annual accounts of banks. 267TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED (COMMERCIAL BANKS -2011 AND 2012 AS ON MARCH 31 ‘STATE BANK OF INDIA & ITS ASSOCIATES (Amount in € Millon) 7 sine Bonktinda Stet Bharer& SEAS as ankot Hyer nian mao moreso Q) (2) 3) 4) 6) (6) Mm (8) Investments (at book value) 2956006 3121976 135207 166695 283584203664 129487, 147861 2) 1 -14.dys ee ee 0) 18-280 ee ee 6) 28 days 103 monits a a ee 4) Over mons mons 111968—=«ee7 == aa? tee H768G HOT was (rT ©) Over émonihstot year —=«85408—=«ttgons_=«saars === sas t180= SLOT. 083, f) Over 1 year to 3 years: 567426 485532 14607 30354 34020 29867 27280 30452 9) Over 3 years to 5 years 526891 549350 30448 36704 35375 98275 15778 16959 1) Over years teoor2s 1620565 e7zar—grors 1470s tooo 04 aa000 Foreign Currency Assets 1553242 1732053. 13937 8542 12448 14911 8309 12859 2) 1-14. daye eco canoeo ams tat morte tear as, 0) 18-208 eso coca = 450 auras ath ) 20ay6 103 monte ce a 4) OverSmanhs to monhs 1608282004877 sO ©) Over 6monihetotyeor «fours t0neer—=s are tm] aS Stk : {) Over 1 year to 3 years: 176086 241875, - 927 87 619 67 76 4) Over 3yeastoSyeus «207574280200 : . a) ° : by Over years novese 20674 - . - : . . Foragn Currency Usbities tous 619858 2510721517068 10685= 091882 2) 1 -14.dys somes stores n03 Ss taa—wmsmats 08 0) 15-28 ays roost ote 1a 050k 6) 28 x8 103 mons ce ee rT) 4) OverSmonhs mons 185061200773 Bh «Zatz Tastes ©) Over months totyear —«mastat«maeist= katt oO mS 1) Over yeaa a years feos rs 257 maw 6) Oversyeestosyenrs «200080 waa 1) Over yar ssarr 4000 : 8 . . : ‘Source: Annual accounts of banks, 268‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED ‘COMMERCIAL BANKS - 2011 AND 2012 aS ON MARCH 31. (Contd) ‘STATE BANK OF INDIA & ITS ASSOCIATES. ‘State Bank of Patiala toms Investments (at book value) 8) 1-14 days b) 15-28 days ©) 29 days to 3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year 1) Over 1 year to 3 years 19) Over 3 years to 5 years hy Over 5 years Foreign Currency Assets a) 1-14 days b) 15-28 days ©) 29 days to 3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year 1) Over 1 yearto 3 years 19) Over 3 years to 5 years hy Over 5 years Foreign Currency Li a) 1-14 days b) 15-28 days ©) 29 days to3 months 4) Over 3 months to 6 months ©) Over 6 months to 1 year ) Over 1 year to 3 years 19) Over 3 years to 5 years h) Overs Source : Annual accounts of banks. 2011 ® 72750 2010 830 ro80 4510 5760 s77e0 41010 99650 1000 530 5420 1540 830 330 270 10580 150 190 2590 3260 2250 1220 300 2012 (10) 220430 4910 1660 10010 5890 2600 115290 12280 2120 340 1440. 160 460 1710 880 290 ‘Slate Bank of ‘Travancore 2011 2012 a) (2) 179270224378 2218 4434 539 980 12281 750 sort 9542 5498 7877 2ost6 27787 40067 4297 3860 160959 26874 = 26185 9733 4877 667 321 1487 2700 1273 e463 3082 3849 5046 aei 2017 2015 1670 1158 26874 = 36182 3043 4215 amt 730 1225 9600 308810575 set 7382 4948 3020 1324 630 837 269 (amount in € Millon)TABLE BI ‘COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Cont) MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED NATIONALISED BANKS (amount in milion) ‘Alahabad Bank ‘Andhra Bank Bank of Baroda Bank of india ens 2011 2012 2011 2012 2011 2012 2011 2012 o @ @ o ® @ @ ® Investments (at book value) 432471542832 «(242099 «296558. «712606 «832004 858724867536 a) 1-14 days 3224 5443 1589 5023 1892118969 3008120308, b) 15-28 days sa77 11929 1486 1779 ars 7645 1400912808 ©) 29 days to 3 months 581831653, soot 18210-28887 7374 7761285109 4) Over 3 months to 6 months 371518466 183 1978 1077912815 t9010 87083, .) Over 6 months to 1 year 558019717 1005 2305 1904716331 1355381604 1) Over 1 year to3 years 38969 5488117172, 30798-73011 «12828372595 «62966 9) Over 3 years to years e7est 9386838508 49510 139219 10583388589 135581 hy Over 5 years 302437 «907479173085 191968 420104 «485245843934 502000, Foreign Currency Assets 52622 «61761 ——«15446«—= 16310 1068088 1331328 625509 810646 a) 1-14 days 6908 6640 8775 2055 17497588812 74769133076 b) 15-28 days 6963 4032 700 1197 5963360545 4074747808, ©) 29 days to 3 months 1635014401 2611 4a 200841201887 137280222813 4) Over 3 months to 6 months. 550419553, 5364 7e1s —te71s2 238269 © 04649208329 1) Over 6 months to 1 year 7239 2806 46 = 161871151198 7638287609 1) Over 1 year to 3 years 24 1966 - = 106777180484 = 7002780055 9) Over 3 years to 5 years 3672 2448 - = 106686 12170856165 74945 hy Over 5 years 4963 9725 - - 6696251064 65480 104610 Foreign Currency Liabilities 51436 «5351521645 26892 1089608 1333329 714695 951594 a) 1-14 days 1238111926, 1678 1618 217516 252545 142583124818, b) 15-28 days 2972 208 1982 2068 60579 «= 5852164638. «87037. ©) 29 days to 3 months 1857316693, 6381 8288 160732 «271060186595. (275727 4) Over'3 months 06 months «12646 «= 1480910128 «19345 180286 © «228007 110883210324 .) Over 6 months to 1 year 2105 4918 1943 1138 134650219380 © 906308875, 1) Over 1 year to 3 years 867 2148 2a 200 © 114892 4987631851 _—85645 19) Over 3 years to 5 years 3059 2541 304 314 118535165675 «4013688809 hy Over 5 years 19332 1473 = = 027969267 4726142361 ‘Source ; Annual aocounts of banks, 270‘TABLE B10 : MATURITY PROFILE OF SELECTED ITEMS OF LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 AS ON MARCH 31 (Contd) NATIONALISED BANKS amount in miton) Bank of Maharastra ‘canara Bank Cental Bank of ncla Corporation Sank "ns wi aS SCSSCSCSCSC SCT @ 0 ya) Investments (at book value) zagi45 «261983 «036960 «1020574 4504S SB2439«404527—_«A7A7AG 2) 1-14 dys 41422908 t0858 = astoz 0880S «858675004 ) 15-28 ays 218 2183 er t0875 zz wk maT ¢) 29 days 3 months 2194 14687-09747 sas aas7 = ates) atria aaa 4) Over months o6months «2085S 10228815085 38TH «) Over 6 months 0 1 year 112 4907057415505 5m 0z1 case 1) Overt yoaro 3 years sit 400362977182 7a759— 102000 «ata §—on96 4) Over 8 years to 5 years CC) 1) Overs years yesiz2 19406 597420 7O1962 © anes zag «sed aSHS Foreign Currency Assats est sa09 150546 190222 «zee «2501040005 ©—_—49002 2) 1-14 dys sos 1500123848108 «aaa a00 tats TONS ) 15-28 aya Ce a a ) ¢) 29 days 3 mons warty vara 0009 sod 729 Staats teat 4) Over3monthe oSmonths -«&AB1.—«=«« 12854 == 208B MATS 755315304 «MOTTO «) Over 6 months 01 year soo at5 eats? s4 65 - 18s 1) Overt year'o 3 years - - 1916819756 te02 78 aD 189 4) Over 3 years to 5 years - a 108 29 16032748 1) Over 5 years 131 = 817s 19545, - zie 228 Foreign Currency Liabtles 472 «sen55 163562 t90222« 721622 ns =—(49092 a) 1-14 daye soso 500012282 t0az3 198320038044 ») 15-28 days woe 1054 ots 2208198 10 ©7084 248 ¢) 29 days to 3 mons 13909 118075050 so762 4691003500 4) OverSmonheto6menhs -«962—=«=«13775—=«sete]«=« «3899728 wre aM t8002 ) Over 6 month 01 year eer azet taste tee asta 1) Over yearto3 years Cn en 4) Over 3 years to years 131 e796 10782959 hn) Overs years - = a0 7500 - : - : Source + Annual accouns of banks, an