[Company Name]

5-Year Financial PlanManufacturing

Model inputs and investor scenario
Enter data in white cells only.
Italicized numbers in gray cells are calculations that should not be overwritten.
Non-italicized numbers in gray cells are calculations that can be overwritten.

General notes and assumptions

[Document key financial planning assumptions here.]

Year 1 model inputs

Use this area to capture key components of the Profit and Loss Statement and the Balance Sheet for the first year only.
1. Year-one revenue expectancy
Number of units sold annually
Average sales price per unit
Annual revenue per product
Total year 1 revenue

<Product 1>
2,800
$120.00
$336,000

<Product 2>
1,200
$80.00
$96,000

<Product 3>
1,600
$40.00
$64,000

<Product 4>
0
$0.00
$0

<Product 2>
40.00%
$38,400

<Product 3>
25.00%
$16,000

<Product 4>
0.00%
$0

$496,000

2. Year 1 cost of goods sold

Expected gross margin per product
Annual cost of goods sold per product
Total year 1 cost of goods sold
3. Annual maintenance, repair, and overhaul
Factor (%) on capital equipment
4. Number of years for straight-line depreciation
5. Annual tax rate
6. If long-term debt is being used to finance
operations, enter the total loan value.

<Product 1>
50.00%
$168,000
$222,400

15%
5
30%
$80,000

[Company Name]
5-Year Financial PlanManufacturing
Profit and loss projections
Year-by-year profit and loss assumptions
Annual cumulative price (revenue) increase
Annual cumulative inflation (expense) increase
Interest rate on ending cash balance

Year 1
0.50%

Year 2
2.00%
2.00%
0.50%

Year 1
Revenue
Gross revenue
Cost of goods sold
Gross margin
Other revenue [source]
Interest income
Total revenue
Operating expenses
Sales and marketing
Payroll and payroll taxes
Depreciation
Insurance
Maintenance, repair, and overhaul
Utilities
Property taxes
Administrative fees
Other
Total operating expenses
Operating income
Interest expense on long-term debt
Operating income before other items
Loss (gain) on sale of assets
Other unusual expenses (income)
Earnings before taxes
Taxes on income
Net income (loss)

30%

Year 3
4.00%
4.00%
0.50%

Year 2

Year 3

Year 4
6.00%
6.00%
0.50%

Year 5
8.00%
8.00%
0.50%

Year 4

Year 5

$496,000
222,400
$273,600

$505,920
226,848
$279,072

$526,157
235,922
$290,235

$557,726
250,077
$307,649

$602,344
270,083
$332,261

$0
$1,000
$274,600

$0
$0
$279,072

$10,000
$0
$300,235

$0
$0
$307,649

$0
$0
$332,261

$40,000
60,000
40,000
40,000
15,000
30,000
15,000
18,000
4,000
$262,000

$40,800
$61,200
40,800
$40,800
15,300
$30,600
$15,300
$18,360
$4,080
$267,240

$42,432
$63,648
41,600
$42,432
15,600
$31,824
$15,912
$19,094
$4,243
$276,786

$44,978
$67,467
42,400
$44,978
15,900
$33,733
$16,867
$20,240
$4,498
$291,061

$48,576
$72,864
43,200
$48,576
16,200
$36,432
$18,216
$21,859
$4,858
$310,782

$12,600

$11,832

$23,449

$16,588

$21,479

3,590

2,866

2,106

1,308

470

$9,010

$8,966

$21,344

$15,281

$21,010

0
0

0
0

1,000
0

0
0

0
0

$9,010

$8,966

$22,344

$15,281

$21,010

2,703

2,690

6,703

4,584

6,303

$6,307

$6,276

$15,641

$10,697

$14,707

[Company Name]
5-Year Financial PlanManufacturing
Balance sheet projections
Assets
Cash and short-term investments
Accounts receivable
Total inventory
Prepaid expenses
Deferred income tax
Other current assets
Total current assets

Initial balance
$50,000
3,000
25,000
0
0
5,000
$83,000

Year 1
$181,829
3,000
25,000
0
0
5,000
$214,829

Year 2
$164,704
3,000
25,000
0
0
5,000
$197,704

Year 3
$229,982
3,000
25,000
0
0
5,000
$262,982

Year 4
$314,819
3,000
25,000
0
0
5,000
$347,819

Year 5
$280,128
3,000
25,000
0
0
5,000
$313,128

Buildings
Land
Capital improvements
Machinery and equipment
Less: Accumulated depreciation expense
Net property/equipment

$100,000
100,000
0
100,000
0
$300,000

$100,000
100,000
0
100,000
40,000
$260,000

$100,000
100,000
0
100,000
80,800
$219,200

$100,000
100,000
0
100,000
122,400
$177,600

$100,000
100,000
0
100,000
164,800
$135,200

$100,000
100,000
0
100,000
208,000
$92,000

Goodwill
Deferred income tax
Long-term investments
Deposits
Other long-term assets
Total assets

$0
0
0
0
0
$383,000

$0
0
0
0
0
$474,829

$0
0
0
0
0
$416,904

$0
0
0
0
0
$440,582

$0
0
0
0
0
$483,019

$0
0
0
0
0
$405,128

Liabilities
Accounts payable
Accrued expenses
Notes payable/short-term debt
Capital leases
Other current liabilities
Total current liabilities
Long-term debt from loan payment calculator
Other long-term debt
Total debt
Other liabilities
Total liabilities
Equity
Owner's equity (common)
Paid-in capital
Preferred equity
Retained earnings
Total equity
Total liabilities and equity

Initial balance
$2,000
0
0
0
100
$2,100

Year 1
$2,000
0
0
0
100
$2,100

Year 2
$3,000
0
0
0
100
$3,100

Year 3
$3,000
0
0
0
100
$3,100

Year 4
$1,500
0
0
0
100
$1,600

Year 5
$1,500
0
0
0
100
$1,600

$80,000
$100,000
$182,100

$65,522
$200,000
$267,622

$50,320
$150,000
$203,420

$34,358
$175,000
$212,458

$17,598
$225,000
$244,198

($0)
$150,000
$151,600

$82,100

$67,622

$53,420

$37,458

$19,198

$1,600

Year 1
$50,000
250,000
0
6,307
$306,307

Year 2
$50,000
250,000
0
12,584
$312,584

Year 3
$50,000
250,000
0
28,224
$328,224

Year 4
$50,000
250,000
0
38,921
$338,921

Year 5
$50,000
250,000
0
53,628
$353,628

$373,929

$366,004

$365,682

$358,119

$355,228

Initial balance
$50,000
250,000
0
0
$300,000
$382,100

[Company Name]
5-Year Financial PlanManufacturing
Cash flow
Year 1

Year 2

Year 3

Year 4

Year 5

Total

Operating activities
Net income
Depreciation
Accounts receivable
Inventories
Accounts payable
Amortization
Other liabilities
Other operating cash flow items
Total operating activities

$6,307
40,000
0
0
0
0
0
0
$46,307

$6,276
40,800
0
0
1,000
0
0
0
$48,076

$15,641
41,600
0
0
0
0
0
0
$57,241

$10,697
42,400
0
0
(1,500)
0
0
0
$51,597

$14,707
43,200
0
0
0
0
0
0
$57,907

$53,628
208,000
0
0
(500)
0
0
0
$261,128

Investing activities
Capital expenditures
Acquisition of business
Sale of fixed assets
Other investing cash flow items
Total investing activities

$0
0
$0
0
$0

$0
0
$0
0
$0

$0
0
($1,000)
0
($1,000)

$0
0
$0
0
$0

$0
0
$0
0
$0

$0
0
(1,000)
0
($1,000)

Financing activities
Long-term debt/financing
Preferred stock
Total cash dividends paid
Common stock
Other financing cash flow items
Total financing activities

$85,522
0
0
0
0
$85,522

($65,202)
0
0
0
0
($65,202)

$9,038
0
0
0
0
$9,038

$33,240
0
0
0
0
$33,240

($92,598)
0
0
0
0
($92,598)

($30,000)
0
0
0
0
($30,000)

Cumulative cash flow

$131,829

($17,125)

$65,279

$84,836

($34,691)

$230,128

Beginning cash balance

Ending cash balance

$50,000
$181,829

$181,829
$164,704

$164,704
$229,982

$229,982
$314,819

$314,819
$280,128

[Company Name]
5-Year Financial PlanManufacturing
Loan payment calculator
Annual interest rate
Monthly rate
Loan amount
Term of loan (months)
Payment

5.0%
0.41%
$80,000
60
($1,505.63)
Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83

Note: This calculator can generate principal

and interest payments for a period of up to 30
years (360 months).

Principal balance
$80,000
78,820
77,636
76,446
75,252
74,053
72,849
71,640
70,427
69,208
67,984
66,756
65,522
64,283
63,040
61,791
60,537
59,278
58,014
56,745
55,470
54,190
52,906
51,615
50,320
49,020
47,714
46,402
45,086
43,764
42,436
41,104
39,766
38,422
37,073
35,718
34,358
32,993
31,621
30,244
28,862
27,474
26,080
24,681
23,276
21,865
20,449
19,026
17,598
16,164
14,724
13,279
11,827
10,370
8,906
7,437
5,962
4,480
2,993
1,500
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

Principal payment
($1,180)
(1,185)
(1,189)
(1,194)
(1,199)
(1,204)
(1,209)
(1,214)
(1,219)
(1,224)
(1,229)
(1,234)
(1,239)
(1,244)
(1,249)
(1,254)
(1,259)
(1,264)
(1,269)
(1,274)
(1,280)
(1,285)
(1,290)
(1,295)
(1,301)
(1,306)
(1,311)
(1,317)
(1,322)
(1,327)
(1,333)
(1,338)
(1,344)
(1,349)
(1,355)
(1,360)
(1,366)
(1,371)
(1,377)
(1,382)
(1,388)
(1,394)
(1,399)
(1,405)
(1,411)
(1,417)
(1,422)
(1,428)
(1,434)
(1,440)
(1,446)
(1,452)
(1,457)
(1,463)
(1,469)
(1,475)
(1,481)
(1,487)
(1,493)
(1,500)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

Interest
($326)
(321)
(316)
(311)
(307)
(302)
(297)
(292)
(287)
(282)
(277)
(272)
(267)
(262)
(257)
(252)
(247)
(242)
(236)
(231)
(226)
(221)
(216)
(210)
(205)
(200)
(194)
(189)
(184)
(178)
(173)
(167)
(162)
(157)
(151)
(146)
(140)
(134)
(129)
(123)
(118)
(112)
(106)
(101)
(95)
(89)
(83)
(78)
(72)
(66)
(60)
(54)
(48)
(42)
(36)
(30)
(24)
(18)
(12)
(6)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Payment
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
($1,506)
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

84
85
86
87
88
89
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96
97
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99
100
101
102
103
104
105
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121
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127
128
129
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158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

179
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267
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269
270
271
272
273

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
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