Anda di halaman 1dari 8

Plafond

jml. Angs
rate
Angsuran
ke
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

7,960,000.00 Rupiah
12 kali
54% per tahun
Angsuran
Pokok

Total
Angsuran

189,225.00

386,965.13
361,941.57
335,791.95
308,465.59
279,909.55
250,068.49
218,884.59
186,297.40
152,243.79
116,657.77
79,470.38
40,609.56
0.00
-42,436.99
-86,783.65
-133,125.90
-181,553.56
-232,160.46
-285,044.67
-340,308.67
-398,059.55
-458,409.22
-521,474.62
-587,377.97
-656,246.97
-728,215.07
-803,421.74
-882,012.71
-964,140.27
-1,049,963.58
-1,139,648.93
-1,233,370.12
-1,331,308.77
-1,433,654.65
-1,540,606.10
-1,652,370.37

943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23
943,044.23

Sisa
Pinjaman pokok
8,599,225.00
8,043,145.89
7,462,043.23
6,854,790.94
6,220,212.30
5,557,077.63
4,864,101.89
4,139,942.24
3,383,195.41
2,592,394.98
1,766,008.52
902,434.67
0.00
-943,044.23
-1,928,525.45
-2,958,353.33
-4,034,523.46
-5,159,121.25
-6,334,325.93
-7,562,414.83
-8,845,767.73
-10,186,871.51
-11,588,324.96
-13,052,843.81
-14,583,266.01
-16,182,557.22
-17,853,816.52
-19,600,282.50
-21,425,339.44
-23,332,523.94
-25,325,531.75
-27,408,224.91
-29,584,639.26
-31,858,992.26
-34,235,691.15
-36,719,341.48
-39,314,756.08

47,913,981.08 ###########

33,949,592.32

-349,634,506.30

556,079.11
581,102.67
607,252.29
634,578.64
663,134.68
692,975.74
724,159.65
756,746.83
790,800.44
826,386.46
863,573.85
902,434.67
943,044.23
985,481.22
1,029,827.88
1,076,170.13
1,124,597.79
1,175,204.69
1,228,088.90
1,283,352.90
1,341,103.78
1,401,453.45
1,464,518.85
1,530,422.20
1,599,291.20
1,671,259.31
1,746,465.97
1,825,056.94
1,907,184.51
1,993,007.81
2,082,693.16
2,176,414.35
2,274,353.00
2,376,698.88
2,483,650.33
2,595,414.60

Angsuran
Bunga

8,599,225.00

Perhitungan Kredit Bunga Anuitas

DESCRIPTION

TENOR
9

12

17

21

24

ASURANSI

2.25%

2.25%

3.12%

3.97%

3.97%

ADM

450,000

450,000

450,000

500,000

550,000

Plafond
jml. Angs
rate
Angsuran
ke
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

4,000,000.00 Rupiah
17 kali
54% per tahun
Angsuran
Pokok

Total
Angsuran

138,840.00

206,497.80
198,151.66
189,429.94
180,315.74
170,791.41
160,838.48
150,437.67
139,568.82
128,210.87
116,341.82
103,938.66
90,977.36
77,432.79
63,278.73
48,487.73
33,031.13
16,878.99
0.00
-17,638.54
-36,070.82
-55,332.55
-75,461.06
-96,495.35
-118,476.18
-141,446.15
-165,449.77
-190,533.56
-216,746.11
-244,138.23
-272,762.99
-302,675.87
-333,934.83
-366,600.44
-400,736.00
-436,407.66
-473,684.55

391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62
391,967.62

Sisa
Pinjaman pokok
4,588,840.00
4,403,370.18
4,209,554.21
4,007,016.53
3,795,364.65
3,574,188.43
3,343,059.29
3,101,529.34
2,849,130.53
2,585,373.78
2,309,747.98
2,021,719.02
1,720,728.75
1,406,193.92
1,077,505.02
734,025.13
375,088.63
0.00
-391,967.62
-801,573.79
-1,229,612.23
-1,676,912.41
-2,144,341.09
-2,632,804.06
-3,143,247.87
-3,676,661.64
-4,234,079.04
-4,816,580.22
-5,425,293.95
-6,061,399.80
-6,726,130.42
-7,420,773.91
-8,146,676.36
-8,905,244.42
-9,697,948.04
-10,526,323.33
-11,391,975.50

15,980,815.50 -1,869,981.07

14,110,834.43

-52,947,110.29

185,469.82
193,815.97
202,537.68
211,651.88
221,176.21
231,129.14
241,529.96
252,398.80
263,756.75
275,625.80
288,028.96
300,990.27
314,534.83
328,688.90
343,479.90
358,936.49
375,088.63
391,967.62
409,606.17
428,038.44
447,300.17
467,428.68
488,462.97
510,443.81
533,413.78
557,417.40
582,501.18
608,713.73
636,105.85
664,730.61
694,643.49
725,902.45
758,568.06
792,703.62
828,375.28
865,652.17

Angsuran
Bunga

4,588,840.00

Perhitungan Kredit Bunga Anuitas

DESCRIPTION

TENOR
9

12

17

21

ASURANSI

2.25%

2.25%

3.12%

3.97%

ADM

450,000

450,000

450,000

500,000

Plafond
jml. Angs
rate
Angsuran
ke
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

4,340,000.00 Rupiah
21 kali
52% per tahun
Angsuran
Pokok

Angsuran
Bunga

5,032,148.00

Total
Angsuran

192,148.00

151,729.21
158,304.14
165,163.99
172,321.10
179,788.34
187,579.17
195,707.60
204,188.26
213,036.42
222,268.00
231,899.61
241,948.60
252,433.04
263,371.80
274,784.58
286,691.91
299,115.23
312,076.89
325,600.22
339,709.56
354,430.31
369,788.96
385,813.15
402,531.72
419,974.76
438,173.66
457,161.19
476,971.51
497,640.27
519,204.68
541,703.55
565,177.37
589,668.39
615,220.69
641,880.25
669,695.06

218,059.75
211,484.81
204,624.97
197,467.86
190,000.61
182,209.79
174,081.36
165,600.69
156,752.53
147,520.96
137,889.34
127,840.36
117,355.92
106,417.16
95,004.38
83,097.05
70,673.73
57,712.07
44,188.74
30,079.39
15,358.65
0.00
-16,024.19
-32,742.76
-50,185.80
-68,384.70
-87,372.23
-107,182.55
-127,851.31
-149,415.73
-171,914.59
-195,388.42
-219,879.44
-245,431.73
-272,091.30
-299,906.11

369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96
369,788.96

Sisa
Pinjaman pokok
5,032,148.00
4,880,418.79
4,722,114.65
4,556,950.66
4,384,629.56
4,204,841.22
4,017,262.05
3,821,554.44
3,617,366.18
3,404,329.76
3,182,061.76
2,950,162.14
2,708,213.54
2,455,780.50
2,192,408.70
1,917,624.12
1,630,932.21
1,331,816.98
1,019,740.09
694,139.87
354,430.31
0.00
-369,788.96
-755,602.10
-1,158,133.82
-1,578,108.57
-2,016,282.24
-2,473,443.42
-2,950,414.93
-3,448,055.20
-3,967,259.88
-4,508,963.44
-5,074,140.81
-5,663,809.20
-6,279,029.89
-6,920,910.14
-7,590,605.21

12,622,753.21

689,649.26

13,312,402.47

8,324,377.71

Perhitungan Kredit Bunga Anuitas

DESCRIPTION

TENOR
9

12

17

21

ASURANSI

2.25%

2.25%

3.12%

3.97%

ADM

450,000

450,000

450,000

500,000

Plafond
jml. Angs
rate
Angsuran
ke
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

6,000,000.00 Rupiah
24 kali
52% per tahun
Angsuran
Pokok

Total
Angsuran

260,035.00

295,101.52
287,868.32
280,321.69
272,448.03
264,233.18
255,662.36
246,720.14
237,390.41
227,656.40
217,500.59
206,904.68
195,849.62
184,315.51
172,281.59
159,726.20
146,626.74
132,959.64
118,700.29
103,823.04
88,301.11
72,106.57
55,210.26
37,581.77
19,189.39
0.00
-20,020.93
-40,909.43
-62,703.10
-85,441.16
-109,164.54
-133,915.93
-159,739.88
-186,682.87
-214,793.39
-244,122.04
-274,721.59

462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42
462,021.42

Sisa
Pinjaman pokok
6,810,035.00
6,643,115.10
6,468,962.00
6,287,262.27
6,097,688.88
5,899,900.65
5,693,541.59
5,478,240.31
5,253,609.30
5,019,244.28
4,774,723.45
4,519,606.71
4,253,434.92
3,975,729.01
3,685,989.19
3,383,693.96
3,068,299.28
2,739,237.50
2,395,916.37
2,037,718.00
1,663,997.69
1,274,082.84
867,271.68
442,832.03
0.00
-462,021.42
-944,063.77
-1,446,994.61
-1,971,719.13
-2,519,181.71
-3,090,367.67
-3,686,305.03
-4,308,066.33
-4,956,770.62
-5,633,585.44
-6,339,728.89
-7,076,471.89

13,886,506.89 2,746,264.19

16,632,771.08

56,298,855.49

166,919.90
174,153.10
181,699.73
189,573.39
197,788.23
206,359.06
215,301.28
224,631.01
234,365.02
244,520.83
255,116.74
266,171.79
277,705.91
289,739.83
302,295.22
315,394.68
329,061.78
343,321.13
358,198.38
373,720.31
389,914.85
406,811.16
424,439.65
442,832.03
462,021.42
482,042.35
502,930.85
524,724.52
547,462.58
571,185.96
595,937.35
621,761.30
648,704.29
676,814.81
706,143.45
736,743.00

Angsuran
Bunga

6,810,035.00

Perhitungan Kredit Bunga Anuitas

DESCRIPTION

TENOR
9

12

17

21

24

ASURANSI

2.25%

2.25%

3.12%

3.97%

3.97%

ADM

450,000

450,000

450,000

500,000

550,000