Retail Banking Vs corporate banking Retail Banking Corporate Banking Retail banking refers to the division of a bank Corporate

banking, also known as business that deals directly with retail customers. banking, refers to the aspect of banking that deals with corporate customers. Banks that focus purely on retail clientele are whole sale banking the focus is on corporate, relatively few, and most retail banking is i.e. companies, firms, proprietorship concerns, conducted by separate divisions of banks, Public Sector, large and small. Institutions, societies, Trusts, clubs etc. Retail banking Deals with large no. of small Wholesale banking deals with a small no of value transactions. large value transactions. Retail Banking is typical mass-market banking Wholesale Banking is banking services where individual customers use local branches between merchant banks and other financial of larger commercial banks. institutions. Services offered include: savings and checking Services include currency conversion, working accounts, mortgages, personal loans, debit capital financing and large trade transactions. cards, credit cards, and so forth.