TUGAS LEMBAGA KEUANGAN NON BANK

SOAL SATU
A. Diketahui :
F = 1000
P = 961,50
t = 91 hari
1. Discount rate = ( )
=(
=(

)
)

2. Efektif yield = (
=(

= 0,154 atau 15,4%.

)

)
=(
= 0,1627 atau 16,27%.
SOAL DUA
1. Diketahui :
P = Rp 750 juta
d1 = 12,45% = 0,1245
d2 = 12,25% = 0,1225
t = 30
Jawab :
P1 = (
(
=(
=(

= 692.086.756
Jadi harga SBI = Rp 692.086.756
P2 = (
)
(
=(
)
= 692.090.304
Jadi harga jual kepada nasabah = Rp 692.090.304
Keuntungan = Rp 692.090.304 Rp 692.086.756 = Rp 3.548

2. Diketahui :
P = Rp 400 milyar
d1 = 13,25% = 0,1325
d2 = 12,75% = 0,1275
t1 = 60
t2 = 28
Jawab :
P1 = (
)
(
)
=(

= 391.357.521.402
Jadi harga SBI = Rp 391.357.521.402
P2 = (

))

=(
)
= 395.517.468.688
Jadi yang diterima LIPPO = Rp 395.517.468.688
Keuntungan = Rp 395.517.468.688 - Rp 391.357.521.402
= Rp 4.159.947.286
SOAL TIGA
1. Diketahui :
P = Rp 50.000.000
t1 = 180
t2 = 70
d1 = 12% = 0,12
d2 = 9,75% = 0,0975
Jawab :
P1 = (
)
(
)
=(
)
= 47.169.811
Jadi harga deposito yang dibayarkan Ibu Ida = Rp 47.169.811
P2 = (

))

=(
)
= 48.553.510
Jadi yang pembayaran Tn Bambang = Rp 48.553.510

2. Diketahui :
P = Rp 150.000.000
t1 = 91
t2 = 15
t3 = 15 + 48 = 63
d1 = 10% = 0,1
d2 = 9,75% = 0,0975
d3 = 10,65% = 0,1065
Jawab :
P1 = (
)
(
)
=(
)
= 146.301.815
Jadi pembayaran Tn Rendy = Rp 146.301.815
P2 = (

))

=(
)
= 146.974.769
Jadi yang pembayaran Ny Tika = Rp 146.974.769
P3 = (

))

=(
)
= 148.767.707
Jadi yang pembayaran Tn Andi = Rp 148.767.707
SOAL EMPAT
1.