Additional Information of Sundaram Mutual

Statement of Additional Information
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3CDN 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI >JIO<DIN ?@O<DGN JA 2PI?<M<H ,POP<G %PI?, DON >JINODOPODJI, <I? >@MO<DI O<S, G@B<G <I? B@I@M<G DIAJMH<ODJI. (O DN DI>JMKJM<O@? =T M@A@M@I>@ (DN G@B<GGT < K<MO JA OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO).
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)PI@ 2013*
Mutual Fund Trustee Company Asset Management Company Website
Sundaram Mutual Fund Sundaram Trustee Company Limited Sundaram Asset Management Company Limited www.sundarammutual.com *!1&#5'& 5+-- J6/' 30, 2013
T'$$ F*ee 1800 425 1000 1 SMS SFUND ,' 56767 1 E-%a#$ +e*.#ce@+-&da*a%%-,-a$.c'%
www.sundarammutual.com Sundaram Asset Management
Sponsors, Trustee & Investment Manager
Trustee Sundaram Trustee Company Limited Corporate Office: Sundaram Towers, II Floor, 46 Whites Road, Chennai 600 014 India Phone : 044 28583362 Fax : 044 28583156
Investment Manager Sundaram Asset Management Company Limited Corporate Office: Sundaram Towers, II Floor, 46 Whites Road, Chennai 600 014 India Phone : 044 28583362 Fax : 044 28583156 www.sundarammutual.com
Sponsor Sundaram Finance Limited Registered Office: 21, Patullos Road, Chennai 600 002 India www.sundaramfinance.in
If you wish to reach indicated telephone number from outside India, please use +91 or 0091 followed by 44 and the eight number.
www.sundarammutual.com
Sundaram Asset Management
Table of Contents
#@ADIDODJIN "JINODOPODJI JA OC@ ,POP<G %PI? !PNDI@NN 2OMP>OPM@ 2KJINJM /MJADG@ 3C@ 3MPNO@@ !J<M? JA #DM@>OJMN JA OC@ 3MPNO@@ "JHK<IT %PI>ODJIN & 1@NKJIND=DGDOD@N JA OC@ 3MPNO@@ NN@O ,<I<B@H@IO "JHK<IT 2C<M@CJG?DIB /<OO@MI !J<M? JA #DM@>OJMN JA OC@ NN@O ,<I<B@H@IO "JHK<IT %PI>ODJIN & 1@NKJIND=DGDOD@N JA OC@ NN@O ,<I<B@H@IO "JHK<IT *@T /@MNJII@G *@T /@MNJII@G-%PI? ,<I<B@MN *@T /@MNJII@G-1@N@<M>C I<GTNON & #@<G@M (IQ@NOH@IO /MJ>@NN 1DNF ,<I<B@H@IO 2>C@H@N JA 2PI?<M<H ,POP<G %PI? 2@MQD>@ /MJQD?@MN "JI?@IN@? %DID<G (IAJMH<ODJI JA $LPDOT 2>C@H@N /@MAJMH@ - $LPDOT 2>C@H@N "JI?@IN@? %DID<G (IAJMH<ODJI JA #@=O 2>C@H@N /@MAJMH@ - #@=O 2>C@H@N 'JR OJ KKGT ,J?@G /(- BM@@H@IO "C@>FGDNO AJM KKGD><ODJI %JMH 1DBCON JA 4IDO 'JG?@MN 5<GP<ODJI -JMHN 3<S !@I@ADON +@B<G (IAJMH<ODJI W IOD ,JI@T +<PI?@MDIB/*8"// +@B<G (IAJMH<ODJI W -JHDI<ODJI, 3M<INA@M & 3M<INHDNNDJI +@B<G (IAJMH<ODJI W 6DI?DIB 4K JA < 2>C@H@ &@I@M<G (IAJMH<ODJI-2>C@H@N 2K@>DAD> &@I@M<G (IAJMH<ODJI- NNJ>D<O@ 3M<IN<>ODJIN #J>PH@ION Q<DG<=G@ AJM (INK@>ODJI (IQ@NOJM &MD@Q@N 1@?M@NN<G ,@>C<IDNH KKMJQ<G JA OC@ 3MPNO@@ ,J?@G KKGD><ODJI %JMH ,J?@G KKGD><ODJIN 2PKKJMO@? =T !GJ>F@? HJPIO !MC@N & (IQ@NOJM 2@MQD>@ "@IO@MN
4 5 6 7 8 9 10-12 13 14 15-16 17-18 19 20 21 22-27 28 29-30 31 32 33 34-38 39 40-45 46 47 48 49-53 54 55 56-58 59 60 61-64 65 66 67 68-71 72-75 76
Definitions
(I OCDN ?J>PH@IO, OC@ AJGGJRDIB RJM?N <I? @SKM@NNDJIN NC<GG C<Q@ OC@ H@<IDIB NK@>DAD@? C@M@DI, PIG@NN OC@ >JIO@SO JOC@MRDN@ M@LPDM@N: AMC or Asset Management Company or Investment Manager: 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? DI>JMKJM<O@? PI?@M OC@ KMJQDNDJIN JA OC@ "JHK<ID@N >O, 1956 <I? <KKMJQ@? =T OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< OJ <>O <N OC@ (IQ@NOH@IO ,<I<B@M AJM OC@ N>C@H@N JA 2PI?<M<H ,POP<G %PI?. AMFI: 3C@ NNJ>D<ODJI JA ,POP<G %PI?N DI (I?D< Applicable NAV: 3C@ - 5 <KKGD><=G@ AJM KPM>C<N@ JM M@?@HKODJI JM NRDO>CDIB =<N@? JI OC@ ODH@ JA OC@ 6JMFDIB #<T JI RCD>C OC@ <KKGD><ODJI DN M@>@DQ@?. Benchmark: 3C@ =@I>CH<MF AJM OC@ N>C@H@ Custodian: K@MNJI RCJ C<N =@@I BM<IO@? < >@MODAD><O@ JA M@BDNOM<ODJI OJ ><MMT JI OC@ =PNDI@NN JA >PNOJ?DPMDOD@N PI?@M OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< ("PNOJ?DPMDOD@N) 1@BPG<ODJIN, 1996 <I? DI>GP?@N <IT @IODOT <KKJDIO@? OJ <>O <N >PNOJ?DO JA AJM@DBI N@>PMDOD@N <I? NP>C JOC@M @IODOT, DI>GP?DIB <KKMJQ@? =<IFN. First time mutual fund investor: I DIQ@NOJM RCJ DIQ@NON AJM OC@ ADMNO ODH@ @Q@M DI <IT HPOP<G API? @DOC@M =T R<T JA KPM>C<N@/NP=N>MDKODJI JM NTNO@H<OD> DIQ@NOH@IO KG<I. Investment Management Agreement: (IQ@NOH@IO ,<I<B@H@IO BM@@H@IO ((, ) ?<O@? PBPNO 24, 1996, @S@>PO@? =@OR@@I OC@ 2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@? <I? OC@ 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? <N <H@I?@? AMJH ODH@ OJ ODH@. Investor Service Centres or Official Points of acceptance of transactions: #@NDBI<O@? =MC@N JA 2PI?<M<H NN@O ,<I<B@H@IO +DHDO@? JM NP>C JOC@M >@IOM@N/JAAD>@N <N H<T =@ ?@NDBI<O@? =T OC@ >JHK<IT JM DON M@BDNOM<MN AMJH ODH@ OJ ODH@ KIM: *@T (IAJMH<ODJI ,@HJM<I?PH, KM@N>MD=@? =T 2$!(, DN, JIO<DIDIB OC@ K<MOD>PG<MN JA < N>C@H@ AGJ<O@? =T HPOP<G API? KRA: *8" 1@BDNOM<ODJI B@I>T KYC: *IJR 8JPM "PNOJH@M Mutual Fund or the Fund: 2PI?<M<H ,POP<G %PI?, < OMPNO N@O PK PI?@M OC@ KMJQDNDJIN JA OC@ (I?DO, <I? M@BDNO@M@? RDOC 2$!( QD?@ 1@BDNOM<ODJI -J.,%/034/97/2. NAV: 3C@ -@O NN@O 5<GP@ K@M PIDO JA OCDN N>C@H@, ><G>PG<O@? DI OC@ H<II@M KMJQD?@? DI OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO, <N H<T =@ KM@N>MD=@? =T 2$!( M@BPG<ODJIN AMJH ODH@ OJ ODH@ PAN: /@MH<I@IO >>JPIO -PH=@M DNNP@? =T OC@ (I>JH@ 3<S #@K<MOH@IO
RBI: 1@N@MQ@ !<IF JA (I?D<, @NO<=GDNC@? PI?@M OC@ 1@N@MQ@ !<IF JA (I?D< >O, 1934. SAI: 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI, < ?J>PH@IO KM@N>MD=@? =T 2$!( SEBI: 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< , @NO<=GDNC@? PI?@M OC@ N@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< >O, 1992 SEBI Regulations or Regulations: 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< (,POP<G %PI?N) 1@BPG<ODJIN, 1996, <N <H@I?@? AMJH ODH@ OJ ODH@. SID: 2>C@H@ (IAJMH<ODJI #J>PH@IO KM@N>MD=@? =T 2$!( Trustee: 2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@?, <N DI>JMKJM<O@? PI?@M OC@ /MJQDNDJIN JA OC@ "JHK<ID@N >O, 1996, <I? <KKMJQ@? =T 2$!( OJ <>O <N 3MPNO@@ OJ OC@ N>C@H@N JA 2PI?<M<H ,POP<G %PI?. Trust Deed: 3C@ 3MPNO #@@? ?<O@? ,<M>C 31NO 2006 (<N <H@I?@? AMJH ODH@ OJ ODH@) @NO<=GDNCDIB OC@ ,POP<G %PI?. Unit Holder: I DIQ@NOJM DI < N>C@H@. CAS: "JINJGD?<O@? >>JPIO 2O<O@H@IO Business Day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
3C@ (IQ@NOH@IO ,<I<B@M M@N@MQ@N OC@ MDBCO OJ ?@>G<M@ <IT ?<T <N < !PNDI@NN #<T JM JOC@MRDN@ <O <IT JM <GG =MC@N/(IQ@NOJM 2@MQD>@ "@IOM@N.
Interpretation: 3C@ RJM?N <I? @SKM@NNDJIN PN@? DI OCDN ?J>PH@IO <I? IJO ?@ADI@? NC<GG C<Q@ OC@ H@<IDIBN M@NK@>ODQ@GT <NNDBI@? OJ OC@H OC@M@DI
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
Constitution of the Mutual Fund
Sundaram Mutual Fund 2PI?<M<H %DI@ +DHDO@? @NO<=GDNC@? < HPOP<G API? =T OC@ I<H@ JA 2PI?<M<H ,POP<G %PI? KPMNP<IO OJ < OMPNO ?@@? ?<O@? PBPNO 24, 1996 @S@>PO@? =@OR@@I OC@ 2PI?<M<H %DI@ +DHDO@? <I? OC@ !J<M? JA 3MPNO@@N JA 2PI?<M<H ,POP<G %PI?. 3C@ %PI? C<N =@@I >JINODOPO@? <N < 3MPNO PI?@M OC@ (I?DO, 1882. 2PI?<M<H ,POP<G %PI? C<N =@@I M@BDNO@M@? RDOC OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D<, <KDO<G H<MF@ON <I? DIQ@NOJM KMJO@>ODJI. 3C@ 1@BDNOM<ODJI -PH=@M <NNDBI@? =T 2$!( DN ,%/034/97/2. 3C@ M@BDNOM<ODJI DN ?<O@? )<IP<MT 3, 1997. 3C@ OMPNO ?@@? ?<O@? PBPNO 24, 1996 <I? OC@ ?@@? JA <H@I?H@IO ?<O@? ,<M>C 22, 2004 C<Q@ =@@I M@BDNO@M@? PI?@M OC@ (I?DO, 1908 RDOC OC@ 2P=-1@BDNOM<M, "C@II<D-(I?D< (2@MD<G -PH=@M 356 JA 1996 <I? 2@MD<G -PH=@M 108 JA 2004, M@NK@>ODQ@GT). 3C@ !J<M? JA 3MPNO@@N ?@>D?@? OJ >JIQ@MO DON@GA DIOJ < OMPNO@@ >JHK<IT DI O@MHN JA 1@BPG<ODJI 17(2) JA OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< (,POP<G %PI?N) 1@BPG<ODJIN, 1996 <I? M@>@DQ@? OC@ <KKMJQ<G JA OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< (Y2$!(Z) AJM OC@ NP=NODOPODJI JA OC@ !J<M? JA 3MPNO@@N RDOC < OMPNO@@ >JHK<IT QD?@ G@OO@M ?<O@? 2@KO@H=@M 29, 2003 AMJH 2$!(. >>JM?DIBGT, OC@ 3MPNO@@ "JHK<IT R<N DI>JMKJM<O@? JI #@>@H=@M 2, 2003 PI?@M OC@ "JHK<ID@N >O, 1956. 3C@ 3MPNO #@@? C<N =@@I <H@I?@? AJGGJRDIB OC@ DIOMJ?P>ODJI JA !-/ /<MD=<N NN@O ,<I<B@H@IO <N OC@ JI@ JA OC@ ORJ-NKJINJMN (2PI?<M<H %DI@ +DHDO@? R<N OC@ DIDOD<G N@OOGJM JA OC@ 3MPNO #@@? <N OC@ NKJINJM) JA OC@ ,POP<G %PI?. 3C@ <H@I?@? 3MPNO #@@? ?<O@? ,<M>C 31, 2006 C<N =@@I ?PGT M@BDNO@M@? RDOC OC@ 2P=-1@BDNOM<M, "C@II<D W (I?D< (2@MD<G -PH=@M 193 JA 2006). (I O@MHN JA < 2C<M@ /PM>C<N@ BM@@H@IO ?<O@? 30OC )PGT, 2010, !-/ /<MD=<N NN@O ,<I<B@H@IO C<N NJG? OJ 2PI?<M<H %DI@ +DHDO@? <GG JA OC@ NC<M@N C@G? =T !-/ /<MD=<N NN@O ,<I<B@H@IO DI OC@ ," <I? OC@ 3MPNO@@ "JHK<IT; <I? 2PI?<M<H %DI@ +DHDO@? <I? !-/ /<MD=<N NN@O ,<I<B@H@IO C<Q@ O@MHDI<O@? OC@DM EJDIO Q@IOPM@N DI OC@ ," <I? OC@ 3MPNO@@ "JHK<IT. 3C@ Y>C<IB@ DI >JIOMJGGDIB DIO@M@NOZ JA OC@ ," >JIN@LP@IO OJ OC@ <AJM@N<D? N<G@ <I? KPM>C<N@ R<N <KKMJQ@? =T 2$!( QD?@ DON G@OO@M IJ. .6/ 18223/2010 ?<O@? 2@KO@H=@M 1, 2010. AO@M OC@ <>LPDNDODJI, 2PI?<M<H %DI@ +DHDO@? C<N =@>JH@ OC@ NJG@ NKJINJM JA OC@ ,POP<G %PI? <I? !-/ /<MD=<N NN@O ,<I<B@H@IO C<N >@<N@? OJ =@ < >J-NKJINJM OC@M@JA. "JIN@LP@IO OJ OC@ >C<IB@ JA NKJINJM JA OC@ ,POP<G %PI? <N <AJM@N<D? 2PI?<M<H %DI@ +DHDO@?, !-/ /<MD=<N NN@O ,<I<B@H@IO ?@>D?@? OJ IJQ<O@ <I? <H@I? >@MO<DI KMJQDNDJIN JA, OC@ 3MPNO #@@? <I? >C<IB@ OC@ I<H@ JA OC@ ,POP<G %PI? OJ Y2PI?<M<H ,POP<G %PI?Z. IJQ<O@? OMPNO ?@@? R<N @S@>PO@? JI 7OC .>OJ=@M 2010 <I? M@BDNO@M@? RDOC OC@ 2P=-1@BDNOM<M, 3MDKGD><I@, "C@II<D 600 005 QD?@ ?J>PH@IO IPH=@M 365 JA 2010. 2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@? DN OC@ 3MPNO@@. Sponsor 3C@ 2KJINJM JA 2PI?<M<H ,POP<G %PI? DN 2PI?<M<H %DI@ +DHDO@?. 2PI?<M<H %DI@ CJG?N OC@ @IODM@ NC<M@ ><KDO<G JA 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? <I? 2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@?. 3C@ NKJINJM DN OC@ 2@OOGJM JA OC@ 3MPNO <I? C<Q@ DMM@QJ><=GT N@OOG@? < NPH JA 1N 1 G<FC <N OC@ >JMKPN JA OC@ 3MPNO. 3CDN NC<GG =@ C@G? <I? H<I<B@? =T OC@ 3MPNO DI <>>JM?@ RDOC OC@ OMPNO ?@@? ?<O@? PBPNO 24, 1996 <N <H@I?@? AMJH ODH@ OJ ODH@.
www.sundarammutual.com Sundaram Asset Management
Business Structure
Unit Holder
Sponsor Sundaram Finance Limited Trustee Sundaram Trustee Company Limited Mutual Fund Sundaram Mutual Fund Custodian Transfer Agent Investment Manager Sundaram Asset Management Company Limited
SEBI
Sponsor Profile
2PI?<M<H %DI@ +DHDO@? DN JI@ JA OC@ G@<?DIB IJI-=<IFDIB ADI@ >JHK<IT DI (I?D< C<QDIB < OM<>F M@>JM? JA HJM@ OC@ &MJPK C<N < KM@N@I>@ DI =PNDI@NN@N NP>C <N <POJHJ=DG@ ADI@, CJH@ GJ<IN, HPOP<G API?N <I? DINPM@, OJ I<H@ < A@R. 2PI?<M<H %DI@ C<N < I<ODJI-RD?@ I@ORJMF JA JQ@M 560 =MC@N, @HKGJT@@ NOM@IBOC (APGG ODH@ @HKGJT@@N DI>GP?DIB DON ?DQDNDJIN - 2PI?<M<H (IAJO@>C 2JGPODJIN & 2PI?<M<H #DM@>O) JA JQ@M 3,100 K@JKG@ <I? DN M@B<M?@? <N JI@ JA OC@ HJNO OMPNO@? <I? M@NK@>O@? ADID<G N@MQD>@N KMJQD?@M DI (I?D<. 3C@ 2PI?<M<H %DI@ &MJPK M@H<DIN OMP@ OJ DON >JM@ Q<GP@N JA KMP?@I>@, A<DMI@NN, OM<INK<M@I>T <I? N@MQD>@ @S>@GG@I>@ 3C@ "JHK<IT C<N < OM<>F M@>JM? JA PIDIO@MMPKO@? ?DQD?@I? K<TH@IO @Q@MT T@<M NDI>@ DI>@KODJI DI 1954. 2PI?<M<H %DI@ @IEJTN OC@ CDBC@NO DIQ@NOH@IO BM<?@ M<ODIB AJM DON ADS@? ?@KJNDON KMJBM<HH@. 3C@ ADS@? ?@KJNDON <M@ M<O@? Y Y('DBC@NO "M@?DO 0P<GDOT). 3C@ NCJMO-O@MH =JMMJRDIBN JA OC@ >JHK<IT <M@ M<O@? Y 1+Z (5@MT 2OMJIB #@BM@@ JA 2<A@OT). 3C@ GJIB-O@MH =JMMJRDIBN <M@ M<O@? Y Z+ ('DBC #@BM@@ JA 2<A@OT). 3C@ GJIB-O@MH M<ODIBN C<Q@ < NO<=G@ JPOGJJF AMJH ("1 , "1(2(+ <I? %(3"'. 2P=ND?D<MD@N JA OC@ 2KJINJM 1 2 3 4 5 6 7 8 9 2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@?: 3C@ 3MPNO@@ AJM 2PI?<M<H ,POP<G %PI?. 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?: 3C@ (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI? +DHDO@?. 2PI?<M<H !-/ /<MD=<N 'JH@ %DI@ +DHDO@?: 'JPNDIB %DI@ 2PI?<M<H %DI@ #DNOMD=PODJI +DHDO@?: #DNOMD=PODJI JA ADID<G <I? DIQ@NH@IO KMJ?P>ON. +&% 2@MQD>@N +DHDO@?: #DNOMD=POJM JA ADID<G <I? DINPM@ KMJ?P>ON. 2PI?<M<H (IAJ3@>C 2JGPODJIN +DHDO@?: (3 N@MQD>@N. 2PI?<M<H !PNDI@NN 2@MQD>@N +DHDO@?: !PNDI@NN /MJ>@NN .PONJPM>DIB. (IAM@DBCO +JBDNOD>N 2JGPODJIN +DHDO@?: 3M<INKJMO<ODJI <I? GJBDNOD>N. 2PI?<M<H !-/ /<MD=<N %PI? 2@MQD>@N +DHDO@?: %PI? <>>JPIODIB <I? 1@BDNOM<M <I? 3M<INA@M B@ION 2@MQD>@N.
Std Ob 2
10 2PI?<M<H /<M@FC 6<M@CJPNDIB 2@MQD>@N +DHDO@?: 6<M@CJPNDIB 2@MQD>@N. 11 2PI?<M<H (INPM@ !MJFDIB 2@MQD>@N +DHDO@?. 12 2PI?<M<H NN@O ,<I<B@H@IO 2DIB<KJM@ /O@. +O?.: %PI? ,<I<B@H@IO 2@MQD>@N (2P=ND?D<MT JA 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?) (AMJH 06OC )PI@ 2012). 13 2PI?<M<H !/. (I?D< +DHDO@?: !PNDI@NN /MJ>@NN .PONJPM>DIB 2@MQD>@N (/MJA@NNDJI<G ,<I<B@H@IO "JINPGO<IO +DHDO@? (/,"+) <I? "<GO@> 2@MQD>@U /MDQ<O@ +DHDO@? ("<GO@>) C<Q@ =@@I H@MB@? RDOC 2PI?<M<H !/. (I?D< +DHDO@? KPMNP<IO OJ OC@ JM?@M K<NN@? =T OC@ 'JIJM<=G@ 'DBC "JPMO JA ,<?M<N ?<O@? 26OC ?<T JA KMDG 2013. 3C@ @AA@>ODQ@ ?<O@ JA OC@ H@MB@M DN 1NO .>OJ=@M 2012.) 2I<KNCJO JI %DID<GN: '<QDIB NO<MO@? JI < ><KDO<G =<N@ JA 1N 2 G<FC, 2PI?<M<H %DI@ NKJMON < C@<GOCT =<G@ NC@@O A<>DGDO<ODIB MJ=PNO BMJROC. *@T ADID<G K<M<H@O@MN <M@ KM@N@IO@? DI OC@ <>>JHK<ITDIB O<=G@. Key Financials of Sundaram Finance Limited 3JO<G (I>JH@ /JNO-3<S $<MIDIBN /<D?-PK "<KDO<G -@O 6JMOC #DQD?@I? (%) 2012-13 2131.78 410 111 2087 90# 2011-12 1759.10 355 55.55 1788 155 2010-11 1450.41 295 55.55 1529 140
* %DBPM@N DI 1N "MJM@ <N JA ,<M>C 31 @Q@MT T@<M. %DBPM@N <M@ JIGT AJM 2PI?<M<H %DI@. # 3C@ "JHK<IT DNNP@? =JIPN NC<M@N DI OC@ M<ODJ JA 1:1 ?PMDIB OC@ %8 2012-13. Details of penalties awarded by SEBI under the SEBI Act or any of its Regulation against the sponsor of the Mutual Fund: OC@ 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< C<N <GG@B@? IJI ?DN>GJNPM@ JA DIAJMH<ODJI OJ OC@ NOJ>F @S>C<IB@N PI?@M 2$!( (/MJCD=DODJI JA (IND?@M 3M<?DIB) 1@BPG<ODJIN, 1992 <I? DHKJN@? < K@I<GOT JA 1N, 10 G<FCN JI OC@ 2KJINJM. .I <KK@<G =T OC@ 2KJINJM, OC@ 2@>PMDOD@N KK@GG<O@ 3MD=PI<G QD?@ DON JM?@M ?<O@? 1NO 2@KO@H=@M 2010, K<MOGT <GGJR@? OC@ <KK@<G <I? M@?P>@? OC@ 0P<IOPH JA K@I<GOT OJ 1N. 2. +<FCN. www.sundaramfinance.in
The Trustee
2PI?<M<H 3MPNO@@ "JHK<IT +DHDO@? (M@A@MM@? OJ <N OC@ 3MPNO@@ DI OCDN ?J>PH@IO), OCMJPBC DON !J<M? JA #DM@>OJMN, NC<GG ?DN>C<MB@ DON J=GDB<ODJIN <N 3MPNO@@ JA OC@ 2PI?<M<H ,POP<G %PI?. 3C@ 3MPNO@@ @INPM@N OC<O OC@ OM<IN<>ODJIN @IO@M@? DIOJ =T 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? (M@A@MM@? OJ <N (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI? DI OCDN ?J>PH@IO) <M@ DI <>>JM?@ RDOC OC@ 2$!( 1@BPG<ODJIN. 3C@ 3MPNO@@ RDGG <GNJ M@QD@R OC@ <>ODQDOD@N JA OC@ (IQ@NOH@IO ,<I<B@M.
(I>JMKJM<O@? JI 02.12.2003
??M@NN JA OC@ 1@BDNO@M@? .AAD>@: 21, /<OPGGJN 1J<? "C@II<D 600 002 (I?D<
Board of Directors of the Trustee Company
Name K V Ramanathan "C<DMHOJM)
Age 85
Qualification ( 2 (M@ODM@?) ! 2> ('JIN) "C@HDNOMT %@GGJR JA OC@ $>JIJHD> #@Q@GJKH@IO (INODOPO@ JA 6JMG? !<IF %@GGJR JA OC@ "@IOM@ AJM (IO@MI<ODJI<G AA<DMN JA '<Q<M? 4IDQ@MNDOT !. "JH., " , ,!
Experience Former Member Secretary /G<IIDIB "JHHDNNDJI Former Executive Director NDOJM)
77
!."JH ('JIN)., " ((!
M. S. Sundara Rajan ((I?@K@I?@IO #DM@>OJM)
63
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Chairman 2PI?<M<H %DI@ +O? 6JMOC 3MPNO, *<OK<?D. 2PI?<M<H !-/ /<MD=<N 'JH@ %DI@ +O?. Managing Director !M<F@N (I?D< +O?. Director 6C@@GN (I?D< +O? 1JT<G 2PI?<M<H GGD@ (INPM@ "J. +O? 2PI?<M<H (I?PNOMD@N +O? 35 2PI?<M<H (T@IB<M & 2JIN +O? 3C@ #PI@N .H<NO /QO +O?. ! ( ' !M<FDIB "JHK<IT +DHDO@? Member - Board of Governers ,<?M<N 2>CJJG JA $>JIJHD>N ((3 ,<?M<N 1@N@<M>C /<MF Member - Governing Body -POMDODJI %JPI?<ODJI JA (I?D<, #@GCD Trustee 2PI?<M<H $?P><ODJI<G; 3MPNO, "C@II<D 2PI?<M<H ,@?D><G %JPI?<ODJI "C@@H 2<IOC<I<H "C<MDO<=G@ 3MPNO, "C@II<D *PMPQDGG< )<>J= ,@HJMD<G $?P><ODJI<G 3MPNO President 5D?T< ,<I?DM ,+" 2>CJJG 2J>D@OT, "C@II<D Director (*/ *IJRG@?B@ /<MF +DHDO@? Former Secretary ,DIDNOMT JA $IQDMJIH@IO & %JM@NO &JQ@MIH@IO JA (I?D< Director -2#+ #<O<=<N@ ,<I<B@H@IO +DHDO@? ,.1.+ /JNI@O /MDQ<O@ +DHDO@? 3C@ "G@<MDIB "JMKJM<ODJI .A (I?D< +DHDO@? <?C<M 'JPNDIB %DI@ /MDQ<O@ +DHDO@? 1JT<G 2PI?<M<H GGD@ (INPM@ "JHK<IT +DHDO@? ,T ,J=DG@ /<TH@ION +DHDO@? 2C<M?< 6JMG?RD?@ $SKJMON /MDQ<O@ +DHDO@? !&1 $I@MBT 2TNO@HN +DHDO@? *DND<G 2@MQD>@N +DHDO@? 1@Q@O@> 3@>CIJGJBD@N ((I?D<) /MDQ<O@ +DHDO@? "<KDO<G %DMNO +DHDO@? ( ??IG. #DM@>OJM) !JMB $I@MBT (I?D< /MDQ<O@ +DHDO@? '<KKT (INPM@ 3K< 2@MQD>@N /MDQ<O@ +DHDO@? Advisory Trustee '<I? DI '<I? ((I?D<) Governing Council Member 4IDO@? 2OJ>F $S>C<IB@ JA (I?D< +O? Former Chairman & Managing Director (I?DOJMN, ?DN>C<MB@N DON J=GDB<ODJIN <N OMPNO@@ JA OC@ 2PI?<M<H ,POP<G %PI?. 3C@ 3MPNO@@ @INPM@N OC<O OC@ OM<IN<>ODJIN @IO@M@? DIOJ =T OC@ 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT <M@ DI <>>JM?@ RDOC OC@ 2$!( 1@BPG<ODJIN. 3C@ 3MPNO@@ <GNJ M@QD@R OC@ <>ODQDOD@N ><MMD@? JI =T 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT. 2PI?<M<H 3MPNO@@ "JHK<IT +O? DN OC@ 3MPNO@@ AJM 2PI?<M<H ,POP<G %PI? <N M@LPDM@? =T OC@ M@BPG<ODJIN JA 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D<. 3C@ 3MPNO@@ DN Q@NO@? RDOC OC@ B@I@M<G KJR@M JA NPK@MDIO@I?@I>@ <I? ?DM@>ODJI JA OC@ <AA<DMN JA OC@ 3MPNO. Appointment of Investment Manager: 3C@ 3MPNO@@ C<N <KKJDIO@? 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? <N OC@ (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI?. 3C@ 3MPNO@@ N@@FN OJ @INPM@ OC<O 2PI?<M<H NN@O ,<I<B@H@IO APGADGN OC@ <NNDBI@? API>ODJIN <N K@M OC@ 3MPNO #@@?, M@BPG<ODJIN JA 2$!( <I? G<RN DI AJM>@. Stipulated Functions & Responsibility: N K@M OC@ 2$!( 1@BPG<ODJIN, <I? OC@ >JQ@I<ION JA OC@ 3MPNO #@@? JA 2PI?<M<H ,POP<G %PI?, OC@ 3MPNO@@ DIO@M <GD<, C<N OC@ AJGGJRDIB API>ODJIN <I? M@NKJIND=DGDOD@N: V OMPNO@@ DI ><MMTDIB JPO CDN M@NKJIND=DGDOD@N <N < H@H=@M JA OC@ !J<M? JA 3MPNO@@ "JHK<IT NC<GG H<DIO<DI <MHN\ G@IBOC M@G<ODJINCDK RDOC JOC@M >JHK<ID@N, JM DINODOPODJIN JM ADID<G DIO@MH@?D<MD@N JM <IT =J?T >JMKJM<O@ RDOC RCD>C C@ H<T =@ <NNJ>D<O@?. -J OMPNO@@ NC<GG K<MOD>DK<O@ DI OC@ H@@ODIBN JA OC@ !J<M? JA 3MPNO@@ "JHK<IT RC@I ?@>DNDJIN AJM DIQ@NOH@ION DI RCD>C C@ H<T =@ DIO@M@NO@? <M@ O<F@I. GG OC@ H@H=@MN JA OC@ !J<M? JA 3MPNO@@ "JHK<IT NC<GG APMIDNC K<MOD>PG<MN JA DIO@M@NO RCD>C C@ H<T C<Q@ DI <IT JOC@M >JHK<IT, DINODOPODJI, ADID<G DIO@MH@?D<MT JM <IT >JMKJM<O@ =T QDMOP@ JA CDN KJNDODJI <N ?DM@>OJM, K<MOI@M JM <NNJ>D<ODJI DI <IT JOC@M ><K<>DOT. $<>C OMPNO@@ NC<GG ADG@ OC@ ?@O<DGN JA CDN OM<IN<>ODJIN JA ?@<GDIB DI N@>PMDOD@N RDOC OC@ ,POP<G %PI? JI < LP<MO@MGT =<NDN. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O PMDOD@N OM<IN<>ODJIN RDOC =MJF@MN <I? <QJD?DIB PI?P@ >JI>@IOM<ODJI JA =PNDI@NN RDOC <IT =MJF@M. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O OC@ (IQ@NOH@IO ,<I<B@M C<N IJO BDQ@I <IT PI?P@ JM PIA<DM <?Q<IO<B@ OJ <IT <NNJ>D<O@N JM ?@<GO RDOC <IT JA OC@ <NNJ>D<O@N JA OC@ (IQ@NOH@IO ,<I<B@M DI <IT H<II@M ?@OMDH@IO<G OJ DIO@M@NO JA OC@ PIDO CJG?@MN. 3C@ 3MPNO@@ NC<GG =@AJM@ G<PI>C JA <IT N>C@H@ @INPM@ OC<O OC@ (IQ@NOH@IO ,<I<B@M C<N I@>@NN<MT NTNO@HN, F@T K@MNJII@G <I? DIAM<NOMP>OPM@ <N NK@>DAD@? DI 18(4) JA 2$!( (,%) 1@BPG<ODJI, 1996. 3C@ 3MPNO@@ NC<GG C<Q@ OC@ MDBCO OJ J=O<DI AMJH OC@ (IQ@NOH@IO ,<I<B@M NP>C DIAJMH<ODJI <N DN >JIND?@M@? I@>@NN<MT. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O OC@ OM<IN<>ODJIN @IO@M@? DIOJ =T OC@ (IQ@NOH@IO ,<I<B@M <M@ DI <>>JM?@ RDOC OC@ 2$!( 1@BPG<ODJIN <I? OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O OC@ (IQ@NOH@IO ,<I<B@M H<I<B@N OC@ N>C@H@N DI C@H@ DN IJO =@DIB >JHKMJHDN@? RDOC OCJN@ JA <IT JOC@M N>C@H@ JM JA JOC@M <>ODQDOD@N JA OC@ (IQ@NOH@IO ,<I<B@M. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O <GG OC@ <>ODQDOD@N JA OC@ (IQ@NOH@IO ,<I<B@M <M@ DI <>>JM?@ RDOC OC@ KMJQDNDJIN JA OC@ 2$!( 1@BPG<ODJIN. (A OC@ 3MPNO@@ C<N M@<NJI OJ =@GD@Q@ OC<O OC@ >JI?P>O JA =PNDI@NN JA OC@ ,POP<G %PI? DN IJO DI <>>JM?@ RDOC 2$!( 1@BPG<ODJIN <I? OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO, M@H@?D<G NO@KN <N ?@@H@? I@>@NN<MT NC<GG =@ O<F@I AJMOCRDOC. 3C@ 3MPNO@@ NC<GG DIAJMH 2$!( DHH@?D<O@GT JA OC@ QDJG<ODJI <I? OC@ >JMM@>ODQ@ <>ODJI. 3C@ 3MPNO@@ NC<GG =@ <>>JPIO<=G@ AJM <I? =@ OC@ >PNOJ?DC@H@N <I? NC<GG CJG? OC@ N<H@ DI OMPNO AJM OC@ =@I@ADO JA OC@ PIDO CJG?@MN DI <>>JM?@ RDOC 2$!( 1@BPG<ODJIN <I? OC@ KMJQDNDJIN JA OC@ 3MPNO #@@?. 3C@ 3MPNO@@ NC<GG =@ M@NKJIND=G@ AJM OC@ ><G>PG<ODJI JA <IT DI>JH@ ?P@ OJ =@ K<D? OJ OC@ HPOP<G API? <I? <GNJ JA <IT DI>JH@ M@>@DQ@? DI OC@ HPOP<G API? AJM OC@ CJG?@MN JA OC@ PIDON JA OC@ 2>C@H@N DI <>>JM?@ RDOC OC@ 2$!( 1@BPG<ODJIN <I? OC@ KMJQDNDJIN JA OC@ 3MPNO #@@?. 3C@ 3MPNO@@ NC<GG K@MDJ?D><GGT M@QD@R <GG N@MQD>@ >JIOM<>ON NP>C <N >PNOJ?T <MM<IB@H@ION, OM<INA@M <B@I>T JA OC@ N@>PMDOD@N <I? N<ODNAT OC<O NP>C >JIOM<>ON <M@ @S@>PO@? DI OC@ DIO@M@NO JA OC@ PIDO CJG?@MN.
V V
V V V V V V V V V V
V V
11
V V
3C@ 3MPNO@@ NC<GG K@MDJ?D><GGT M@QD@R DIQ@NOJM >JHKG<DION <I? OC@DM M@?M@NN =T OC@ (IQ@NOH@IO ,<I<B@M. 3C@ 3MPNO@@ NC<GG @INPM@ OC<O OC@ (IQ@NOH@IO ,<I<B@M JI =@C<GA JA HPOP<G API?: V V V V =PTN <I? N@GGN N@>PMDOD@N JIGT JI OC@ =<NDN JA ?@GDQ@MT; O<F@N ?@GDQ@MT JA OC@ N@>PMDOT DI OC@ ><N@ JA @<>C KPM>C<N@; ?@GDQ@MN OC@ N@>PMDOT DI OC@ ><N@ JA @<>C N<G@; @IB<B@N DI NCJMO N@GGDIB N@>PMDODN@? G@I?DIB <I? =JMMJRDIB DI <>>JM?@ RDOC M@BPG<OJMT AM<H@RJMF
3C@ 3MPNO@@ DN M@LPDM@? OJ J=O<DI OC@ >JIN@IO JA OC@ PIDO CJG?@MN JA < 2>C@H@ V V V (A M@LPDM@? =T 2$!( DI OC@ DIO@M@NO JA OC@ PIDO CJG?@MN; .I M@LP@NO H<?@ =T OCM@@-AJPMOC JA OC@ PIDO CJG?@MN JA <IT 2>C@H@; (A OC@ H<EJMDOT JA OC@ !J<M? JA 3MPNO@@ "JHK<IT ?@>D?@N OJ RDI? PK OC@ 2>C@H@(N) JM KM@H<OPM@GT, M@?@@H OC@ 4IDON.
3C@ 3MPNO@@ NC<GG @INPM@ OC<O IJ >C<IB@ DI OC@ API?<H@IO<G <OOMD=PO@N JA OC@ 2>C@H@(N) JM OC@ 3MPNO JM A@@N <I? @SK@IN@N K<T<=G@ JM <IT JOC@M >C<IB@ RCD>C RJPG? HJ?DAT OC@ 2>C@H@(N) JM <AA@>O OC@ DIO@M@NO JA OC@ PIDO CJG?@MN, NC<GG =@ ><MMD@? JPO PIG@NN,
RMDOO@I >JHHPID><ODJI <=JPO OC@ KMJKJN@? >C<IB@ DN N@IO OJ @<>C PIDO CJG?@M <I? DM>PG<ODJI <N R@GG <N DI < I@RNK<K@M KP=GDNC@? DI OC@ G<IBP<B@ JA OC@ M@BDJI RC@M@ OC@ '@<? .AAD>@ JA OC@ HPOP<G API? DN NDOP<O@?; <I?
V V V V V V V V V V
3C@ PIDO CJG?@MN <M@ BDQ@I <GG AJM OC@ ?@O<DGN JA OM<IN<>ODJIN DI N@>PMDOD@N =T OC@ F@T K@MNJII@G JA OC@ ," DI CDN JRI I<H@ JM JI =@C<GA JA OC@ ," <I? NC<GG M@KJMO OC@ N<H@ OJ 2$!(, <N <I? RC@I M@LPDM@?. 3C@ 3MPNO@@ DN M@LPDM@? OJ M@QD@R JI < LP<MO@MGT =<NDN <GG OM<IN<>ODJIN ><MMD@? JPO =@OR@@I OC@ %PI? <I? OC@ (IQ@NOH@IO ,<I<B@M & DON <NNJ>D<O@N. 3C@ 3MPNO@@ DN M@LPDM@? OJ M@QD@R JI < LP<MO@MGT =<NDN OC@ I@O RJMOC JA OC@ (IQ@NOH@IO ,<I<B@M. (A OC@M@ DN < NCJMOA<GG, OC@ 3MPNO@@ NC<GG @INPM@ OC<O OC@ (IQ@NOH@IO ,<I<B@M M@>ODAD@N OC@ KJNDODJI DI <>>JM?@ RDOC 2$!( 1@BPG<ODJIN. 3C@ 3MPNO@@ DN M@LPDM@? OJ @INPM@ OC<O OC@M@ DN IJ >JIAGD>O JA DIO@M@NO =@OR@@I OC@ H<II@M JA ?@KGJTH@IO JA I@O RJMOC =T OC@ (IQ@NOH@IO ,<I<B@M <I? OC@ DIO@M@NO JA OC@ PIDO CJG?@MN. 3C@ 3MPNO@@ DN M@LPDM@? OJ <=D?@ =T OC@ "J?@ JA "JI?P>O <N NK@>DAD@? DI OC@ %DAOC 2>C@?PG@ JA OC@ 2$!( 1@BPG<ODJIN. 3C@ H@@ODIBN JA OC@ 3MPNO@@ NC<GG =@ C@G? <O G@<NO JI>@ @Q@MT ORJ HJIOCN RDOC < HDIDHPH JA NDS H@@ODIBN @Q@MT T@<M. 3C@ 3MPNO@@ NC<GG H<DIO<DI CDBC NO<I?<M?N JA DIO@BMDOT <I? A<DMI@NN DI <GG OC@DM ?@<GDIBN <I? DI OC@ >JI?P>O JA OC@DM =PNDI@NN. 3C@ 3MPNO@@ NC<GG M@I?@M CDBC NO<I?<M?N JA N@MQD>@, @S@M>DN@ ?P@ ?DGDB@I>@, @INPM@ KMJK@M ><M@ <I? @S@M>DN@ DI?@K@I?@IO KMJA@NNDJI<G EP?B@H@IO <O <GG ODH@N. 3C@ 3MPNO@@ C<N OJ APMIDNC OJ 2$!( JI < C<GA-T@<MGT =<NDN: V V V M@KJMO JI OC@ <>ODQDOD@N JA OC@ %PI?; >@MODAD><O@ NO<ODIB OC<O OC@ 3MPNO@@ DN N<ODNAD@? OC<O OC@M@ C<Q@ =@@I IJ DINO@N JA N@GA-?@<GDIB JM AMJIO MPIIDIB =T <IT JA OC@ 3MPNO@@, ?DM@>OJMN <I? F@T K@MNJII@G JA OC@ (IQ@NOH@IO ,<I<B@M; >@MODAD><O@ OJ OC@ @AA@>O OC<O OC@ (IQ@NOH@IO ,<I<B@M C<N =@@I H<I<BDIB OC@ N>C@H@N DI?@K@I?@IOGT JA <IT JOC@M <>ODQDOD@N, <I? DI ><N@, <IT <>ODQDOD@N JA OC@ I<OPM@ M@A@MM@? OJ DI 1@BPG<ODJI 24, NP= M@BPG<ODJI (2) JA OC@ 2$!( 1@BPG<ODJIN, C<Q@ =@@I PI?@MO<F@I =T OC@ (IQ@NOH@IO ,<I<B@M, <?@LP<O@ NO@KN C<Q@ =@@I O<F@I OJ @INPM@ OC<O OC@ DIO@M@NO JA OC@ PIDO CJG?@MN DN KMJO@>O@?.
3C@ 3MPNO@@ DN M@LPDM@? OJ BDQ@ >JHH@ION JI OC@ M@KJMO M@>@DQ@? AMJH OC@ (IQ@NOH@IO ,<I<B@M M@B<M?DIB OC@ DIQ@NOH@ION =T OC@ ,POP<G %PI? DI OC@ N@>PMDOD@N JA OC@ BMJPK >JHK<ID@N JA OC@ 2KJINJM.
12
Std Ob 6
-J <H@I?H@IO OJ OC@ 3MPNO #@@? NC<GG =@ ><MMD@? JPO RDOCJPO OC@ KMDJM <KKMJQ<G JA 2$!( <I? OC@ PIDO CJG?@MN DA OC@ >C<IB@N <AA@>O OC@DM DIO@M@NO.
(I O@MHN JA 2$!( (,POP<G %PI?N) ( H@I?H@IO) 1@BPG<ODJI 1999, OC@ 3MPNO@@ NC<GG @S@M>DN@ ?P@ ?DGDB@I>@ <N NK@>DAD@?: General Due Diligence: The Trustee shall V V V V V V !@ ?DN>@MIDIB DI OC@ <KKJDIOH@IO JA OC@ ?DM@>OJMN JI OC@ !J<M? JA OC@ <NN@O H<I<B@H@IO >JHK<IT. 1@QD@R OC@ ?@NDM<=DGDOT JA >JIODIP@ JA OC@ (IQ@NOH@IO ,<I<B@M DA NP=NO<IOD<G DMM@BPG<MDOD@N <M@ J=N@MQ@? DI <IT JA OC@ N>C@H@N <I? NC<GG IJO <GGJR OC@ AGJO<ODJI JA <IT I@R N>C@H@. @INPM@ OC<O OC@ OMPNO KMJK@MOT DN KMJK@MGT KMJO@>O@?, C@G? <I? <?HDIDNO@M@? =T @ KMJQD?@MN CJG? <KKMJKMD<O@ M@BDNOM<ODJIN AMJH 2$!( JM <IT JOC@M M@BPG<OJMT <POCJMDOT >JI>@MI@?. MM<IB@ AJM O@NO >C@>FN JA N@MQD>@ >JIOM<>ON. 1@KJMO DHH@?D<O@GT OJ 2$!( JA <IT NK@>D<G ?@Q@GJKH@ION DI OC@ HPOP<G API?.
Specific Due Diligence: The Trustee shall V V V V V V V V V .=O<DI DIO@MI<G <P?DO M@KJMON <O M@BPG<M DIO@MQ<GN AMJH DI?@K@I?@IO <P?DOJMN <KKJDIO@? =T OC@ 3MPNO@@; .=O<DI >JHKGD@ >@MODAD><O@N <O M@BPG<M DIO@MQ<GN AMJH OC@ (IQ@NOH@IO ,<I<B@M; 'JG? H@@ODIBN JA OC@ !J<M? JA 3MPNO@@ "JHK<IT HJM@ AM@LP@IOGT; "JIND?@M OC@ M@KJMON JA OC@ DI?@K@I?@IO <P?DOJM <I? >JHKGD@ M@KJMON JA OC@ <NN@O H<I<B@H@IO >JHK<IT <O OC@ H@@ODIBN JA 3MPNO@@ AJM <KKMJKMD<O@ <>ODJI; ,<DIO<DI M@>JM?N JA OC@ ?@>DNDJIN JA OC@ !J<M? JA OC@ 3MPNO@@ "JHK<IT <O DON H@@ODIBN <I? OC@ HDIPO@N JA OC@ H@@ODIBN; /M@N>MD=@ <I? @INPM@ <?C@M@I>@ OJ < >J?@ JA @OCD>N =T OC@ 3MPNO@@, OC@ (IQ@NOH@IO ,<I<B@M <I? DON K@MNJII@G; "JHHPID><O@ DI RMDODIB OJ OC@ (IQ@NOH@IO ,<I<B@M JA OC@ ?@AD>D@I>D@N <I? >C@>FDIB JI OC@ M@>ODAD><ODJI JA ?@AD>D@I>D@N. -JORDOCNO<I?DIB <ITOCDIB >JIO<DI@? DI NP= M@BPG<ODJIN (1) OJ (25) JA 1@BPG<ODJI 25 JA OC@ 2$!( (,POP<G %PI?) 1@BPG<ODJI 1996, OC@ 3MPNO@@ NC<GG IJO =@ GD<=G@ AJM <>ON ?JI@ DI BJJ? A<DOC DA <?@LP<O@ ?P@ ?DGDB@I>@ C<N =@@I @S@M>DN@? CJI@NOGT. 3C@ DI?@K@I?@IO ?DM@>OJMN JA OC@ OMPNO@@N JM <NN@O H<I<B@H@IO >JHK<IT NC<GG K<T NK@>DAD> <OO@IODJI OJ OC@ AJGGJRDIB, <N H<T =@ <KKGD><=G@, I<H@GT V V V V V V V V V V 3C@ (IQ@NOH@IO ,<I<B@H@IO BM@@H@IO <I? OC@ >JHK@IN<ODJI K<D? PI?@M OC@ <BM@@H@IO; 2@MQD>@ >JIOM<>ON RDOC <AADGD<O@N 'DBC@M >C<MB@N =T OC@ (IQ@NOH@IO ,<I<B@M OCJIOM<>OJMN AJM OC@ N<H@ N@MQD>@N; 2@G@>ODJI JA OC@ DI?@K@I?@IO ?DM@>OJMN JA OC@ (IQ@NOH@IO ,<I<B@M 2@>PMDOD@N OM<IN<>ODJIN DIQJGQDIB <AADGD<O@N OJ OC@ @SO@IO NP>C OM<IN<>ODJIN <M@ K@MHDOO@?; 2@G@>ODIB <I? <KKJDIODIB DI?DQD?P<GN OJ ADGG Q<>T JA DI?@K@I?@IO ?DM@>OJMN; "J?@ JA @OCD>N HPNO =@ ?@NDBI@? OJ KM@Q@IO AM<P?PG@IO, ?@>@KODQ@ JM H<IDKPG<ODQ@ KM<>OD>@N =T DIND?@MN DI >JII@>ODJI RDOC K@MNJI<G N@>PMDOD@N OM<IN<>ODJIN; 3C@ M@<NJI<=G@I@NN JA A@@N K<D? OJ OC@ NKJINJMN, (IQ@NOH@IO ,<I<B@M <I? <IT JOC@M N@MQD>@N KMJQD?@? AJM; /MDI>DK<G PI?@MRMDODIB >JIOM<>ON <I? M@I@R<GN; IT N@MQD>@ >JIOM<>O RDOC OC@ <NNJ>D<O@N JA OC@ (IQ@NOH@IO ,<I<B@M
>ON DI BJJ? A<DOC NC<GG =@ ?@@H@? OJ =@ C<MB@ JA OC@ API>ODJIN <I? M@NKJIND=DGDOD@N JA OC@ 3MPNO@@. Meetings & Oversight
Std Ob 5
I <P?DO >JHHDOO@@ JA OC@ 3MPNO@@ C<N =@@I >JINODOPO@? RCD>C M@QD@RN OC@ DIO@MI<G <P?DO NTNO@HN <I? OC@ M@>JHH@I?<ODJIN JA OC@ DIO@MI<G <I? NO<OPOJMT <P?DO M@KJMON. 3C@ !J<M? JA 2PI?<M<H 3MPNO@@ "JHK<IT H@O NDS ODH@N ?PMDIB %8 2012-13. 3C@ P?DO "JHHDOO@@ H@O ADQ@ ODH@N. 3C@ NPK@MQDNJMT MJG@ JA OC@ !J<M? JA 3MPNO@@ DN =@DIB ?DN>C<MB@? =T @INPMDIB >JIODIPJPN A@@?=<>F AMJH OC@ (IQ@NOH@IO ,<I<B@M JI OC@ H<OO@MN JA DHKJMO@ <I? < M@QD@R JA OC@ JK@M<ODJIN JA OC@ ,POP<G %PI?. Trusteeship Fees 2PI?<M<H 3MPNO@@ "JHK<IT DN @IODOG@? OJ < A@@ JA 0.01% JA OC@ ?<DGT <Q@M<B@ I@O <NN@ON JA <GG OC@ N>C@H@N JA 2PI?<M<H ,POP<G %PI?, DI <>>JM?@ RDOC OC@ 3MPNO #@@? ?<O@? ,<M>C 31, 2006.
Asset Management Company
13
2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? DN < KP=GD> GDHDO@? >JHK<IT DI>JMKJM<O@? PI?@M OC@ "JHK<ID@N >O, 1956 JI %@=MP<MT 26, 1996. 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? C<N =@@I <KKJDIO@? <N OC@ (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI? =T OC@ 3MPNO@@ QD?@ (IQ@NOH@IO ,<I<B@H@IO BM@@H@IO ?<O@? PBPNO 24, 1996. ??M@NN JA OC@ 1@BDNO@M@? .AAD>@: 21 /<OPGGJN 1J<? "C@II<D 600 002 (I?D< 3C@ K<D?-PK ><KDO<G JA 2PI?<M<H Std Ob 7 NN@O ,<I<B@H@IO
"JHK<IT DN 1N.15.33 >MJM@ (M@KM@N@IO@? =T 1.533 >MJM@ @LPDOT NC<M@N JA 1N 10 @<>C). 3C@ @IODM@ K<D?-PK ><KDO<G JA OC@ >JHK<IT DN C@G? =T 2PI?<M<H %DI@ +DHDO@?.
Shareholding Pattern
14
Std Ob 1
Business activity V (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI? V (IQ@NOH@IO ,<I<B@H@IO & ?QDNJMT N@MQD>@N V /JMOAJGDJ ,<I<B@H@IO 2@MQD>@N 2$!( C<N K@MHDOO@? OC@ >JHK<IT OJ >JHH@I>@ KJMOAJGDJ H<I<B@H@IO N@MQD>@N <I? KMJQD?@ H<I<B@H@IO <I? <?QDNJMT N@MQD>@N OJ JAANCJM@ API?N, K@INDJI API?N, KMJQD?@IO API?N, Q@IOPM@ ><KDO<GN API?N, <I? H<I<B@H@IO JA DINPM@ API?N, ADID<G >JINPGOT <I? @S>C<IB@ JA M@N@<M>C JI >JHH@M>D<G =<NDN. 3C@ >JHK<IT >JHH@I>@? OC@ (IQ@NOH@IO ?QDNJMT 2@MQD>@N RDOC @AA@>O AMJH #@>@H=@M 22, 2005. 3C@ >JHK<IT DN <GNJ M@BDNO@M@? RDOC 2$!( PI?@M OC@ 2$!( (/JMOAJGDJ ,<I<B@MN) 1@BPG<ODJIN, 1993, QD?@ M@BDNOM<ODJI >J?@ /,/(-/0000001355, <I? PI?@MO<F@N <>ODQDOD@N <N < KJMOAJGDJ H<I<B@M. 3C@ /JMOAJGDJ ,<I<B@H@IO 2@MQD>@N >JHH@I>@? RDOC @AA@>O AMJH )PI@ 1, 2007. 3C@ >JHK<IT C<N NTNO@HN DI KG<>@ OJ @INPM@ OC<O OC@M@ DN IJ >JIAGD>O JA DIO@M@NO =@OR@@I OC@N@ <>ODQDOD@N <I? DON H<I?<O@ OJ =@ OC@ (IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI?.
Board of Directors of the Asset Management Company
15
Name D N Ghosh "C<DMHOJM (, 2<GO +<F@ "<G>POO< 700 064
Qualification ,. $>JIJHD>N
Age 84 Chairman
Experience
("1 ,<I<B@H@IO "JINPGODIB 2@MQD>@N +DHDO@? Director 'JPNDIB #@Q@GJKH@IO %DI@ "JMKJM<ODJI +DHDO@? !DMG< "MJKJM<ODJI +DHDO@? /@@MG@NN 'JNKDO@S 'JNKDO<G <I? 1@N@<M>C "@IO@M +DHDO@? Managing Trustee 2<H@@FNC< 3MPNO ($>JIJHD> & /JGDOD><G 6@@FGT) Former Chairman 2O<O@ !<IF JA (I?D<
S Krishnamurthy ((I?@K@I?@IO #DM@>OJM) 9 -<I?<I<H $SO@INDJI "C@II<D W 600 035. T.T. Srinivasaraghavan -J 5 *<NOPMD $NO<O@N, 3CDM? 2OM@@O, &JK<G<KPM<H, "C@II<D 600 086
!."JH., %" , %"2
84
-J JOC@M ?DM@>OJMNCDKN C@G? <O KM@N@IO Former Managing Director &@I@M<G (INPM@ "JMKJM<ODJI JA (I?D<
!."JH. ,.!.
58
Chairman (IAM@DBCO +JBDNOD>N 2JGPODJIN +DHDO@? Managing Director 2PI?<M<H %DI@ +DHDO@? Director 2PI?<M<H !-/ /<MD=<N 'JH@ %DI@ +DHDO@? 1JT<G 2PI?<M<H GGD@ (INPM@ "JHK<IT +DHDO@? 2PI?<M<H (IAJO@>C 2JGPODJIN +DHDO@? 2PI?<M<H !PNDI@NN 2@MQD>@N +DHDO@? !M<F@N (I?D< +DHDO@? %GJH@O<GGD> (I?D< +DHDO@? 2PI?<M<H (INPM@ !MJFDIB 2@MQD>@N +DHDO@?. 2PI?<M<H !/. (I?D< +DHDO@? %DI@ (I?PNOMT #@Q@GJKH@IO "JPI>DG Past President (IO@MI<ODJI<G %DI@ & +@<NDIB NNJ>D<ODJI ,<?M<N "C<H=@M JA "JHH@M>@ & (I?PNOMT
Board of Directors of the Asset Management Company
16
T.P. Raman, %G<O -J. "#3, " NCM@T<", -J. 11, 1<H<I 2OM@@O, 3 -<B<M, "C@II<D 600 017
,."JH., " ((!
71
Director 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? 2PI?<M<H NN@O ,<I<B@H@IO 2DIB<KJM@ /O@. +O?. Former Managing Director 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?
Ashoke Bijapurkar ((I?@K@I?@IO #DM@>OJM) 8"#, 8OC %GJJM, ,JI< K<MOH@ION, 46%, !CPG<=C<D #@N<D 1J<?, ,PH=<D W 400026. T Anantha Narayanan ((I?@K@I?@IO #DM@>OJM) 2MD -DF@O<I, 1, 1<E< 2OM@@O, ,<I?<Q@GD, "C@II<D W 600 028.
%@GGJR ((, ( )
63
-J JOC@M ?DM@>OJMNCDKN C@G? <O KM@N@IO
!."JH., .". ., .".6.
68
Director NCJF +@TG<I? /MJE@>ON 2@MQD>@N +O? NCG@T 'JG?DIBN +O? NCG@T (IQ@NOH@ION +O? GGN@> 3@>CIJGJBD@N +O? 2 -". 31 -2 +O? 'DI?PE< +@TG<I? %DI@ +DHDO@? NCG@T 2@MQD>@N +DHDO@?
Rishikesha.T.Krishnan ((I?@K@I?@IO #DM@>OJM) /MJA@NNJM "JMKJM<O@ 2OM<O@BT <I? /JGD>T %<>PGOT 0P<MO@MN 117, (I?DOJM 27& 1<IEDO 1J<? *JOOPMKPM<H "C@II<D - 600 085
%@GGJR ((, ( ) ,2 ($IBDI@@MDIB$>JIJHD>N)
49
Director 25/ /CDG<IOCMJKT %JPI?<ODJI
!."JH., .". ., ,.!.
37
Director /MJA@NNDJI<G ,<I<B@H@IO "JINPGO<ION +DHDO@? %GJH@O<GGD> (I?D< +DHDO@? 352 "JHHPO<ODJI 2JGPODJIN +DHDO@? 1JT<G 2PI?<M<H GGD@ (INPM@ "JHK<IT +DHDO@? 2PI?<M<H NN@O ,<I<B@H@IO 2DIB<KJM@ /O@. +O?. Whole Time Director 2PI?<M<H %DI@ +DHDO@?
Functions and Responsibilities of the Asset Management Company
17
3C@ DHKJMO<IO API>ODJIN <I? M@NKJIND=DGDOD@N JA 2PI?<M<H NN@O ,<I<B@H@IO ((IQ@NOH@IO ,<I<B@M AJM 2PI?<M<H ,POP<G %PI?) <N K@M OC@ (IQ@NOH@IO ,<I<B@H@IO BM@@H@IO <M@ <N AJGGJRN: V 3<F@ >C<MB@ JA ?<T-OJ-?<T H<I<B@H@IO JA OC@ ,POP<G %PI? <I? DI OC<O ><K<>DOT, NP=E@>O OJ OC@ NPK@MQDNDJI JA OC@ 3MPNO@@, M@NKJIND=DGDOT AJM <I? KJR@MN JA DHKG@H@IODIB N>C@H@N <I? H<FDIB DIQ@NOH@IO ?@>DNDJIN <I? H<I<BDIB OC@ <NN@ON JA OC@ N>C@H@N JA OC@ ,POP<G %PI? DI <>>JM?@ RDOC OC@ N>C@H@ J=E@>ODQ@N, 3MPNO #@@? <I? 2$!( 1@BPG<ODJIN <I? DI OC@ =@NO DIO@M@NO JA OC@ PIDO CJG?@MN. V (HKG@H@IO < NK@>DAD> N>C@H@ DI <GG M@NK@>ON DI>GP?DIB OC@ <GGJOH@IO <I? OC@ DNNP@ JA PIDO >@MODAD><O@N/<>>JPIO NO<O@H@ION OJ OC@ DIQ@NOJMN RCJ <M@ NP>>@NNAPG DI B@OODIB OC@ PIDON <GGJOO@? OJ OC@H <N K@M OC@ O@MHN JA OC@ 2>C@H@ <I? >JGG@>O OC@ NP=N>MDKODJI OJ <I? N<G@ KMJ>@@? JA PIDON. V #DN>GJN@ OC@ =<NDN JA ><G>PG<ODIB OC@ M@?@HKODJI KMD>@ <I? -@O NN@O 5<GP@ (- 5) JA PIDON JA OC@ N>C@H@N JA OC@ ,POP<G %PI? <N NO<O@? DI OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO <I? OJ ?DN>GJN@ OC@ - 5 OJ OC@ PIDO CJG?@MN <O NP>C DIO@MQ<GN <N H<T =@ NK@>DAD@? =T OC@ !J<M? JA 3MPNO@@N JM 2$!( JM <N H@IODJI@? DI OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO. V 3<F@ NO@KN OJ KMJO@>O OC@ DIQ@NOH@ION H<?@ DI OC@ N>C@H@N <I? N@@F OJ <>CD@Q@ OC@ J=E@>ODQ@N JA @<>C N>C@H@, <N < ?DGDB@IO <I? KMP?@IO K@MNJI RJPG? ?J. V V ,<DIO<DI < M@BDNO@M >JIO<DIDIB OC@ I<H@N <I? JOC@M M@LPDM@? K<MOD>PG<MN JA PIDO CJG?@MN DI KMDIO JM H<BI@OD>/@G@>OMJID> H@?D<. #DNOMD=PO@ OC@ KMJADON JA OC@ N>C@H@N @<MI@? DI <>>JM?@ RDOC OC@ KMJQDNDJIN JA OC@ N>C@H@N <I? DI >JIAJMHDOT RDOC 2$!( 1@BPG<ODJIN. V %DG@ OJ 2$!( RDOCDI AJPM HJIOCN AMJH OC@ ?<O@ JA >GJNDIB JA @<>C ADID<G T@<M < >JKT JA OC@ IIP<G 1@KJMO >JIO<DIDIB OC@ <P?DO@? <IIP<G NO<O@H@IO JA <>>JPION (!<G@ 2C@@O & /MJADO <I? +JNN <>>JPIO JA OC@ ,POP<G %PI?) <I? JOC@M DIAJMH<ODJI DI>GP?DIB ?@O<DGN JA DIQ@NOH@ION <I? ?@KJNDON C@G? =T OC@ ,POP<G %PI? NJ OC<O OC@ @IODM@ N>C@H@-RDN@ KJMOAJGDJ JA OC@ ,POP<G %PI? DN ?DN>GJN@?. V -JO OJ DNNP@ JM KP=GD>DU@ <IT 2>C@H@ (IAJMH<ODJI #J>PH@IO, F@T DIAJMH<ODJI JM H@HJM<I?PH RDOCJPO OC@ KMDJM <KKMJQ<G DI RMDODIB JA OC@ 3MPNO@@. V $INPM@ <O <GG ODH@N OC<O OC@ <NN@ON <I? API?N JA OC@ 2PI?<M<H ,POP<G %PI? <M@ N@BM@B<O@? AMJH OCJN@ JA OC@ (IQ@NOH@IO ,<I<B@M <I? <NN@ON JA <IT JOC@M API?N AJM RCD>C OC@ ," DN M@NKJIND=G@. V %DG@ RDOC OC@ 3MPNO@@ OC@ ?@O<DGN JA OM<IN<>ODJIN DI N@>PMDOD@N =T F@T K@MNJII@G, OM<IN<>ODJIN RDOC <IT JA DON <NNJ>D<O@N, ?@O<DGN JA DIO@M@NON JA ?DM@>OJMN <I? JOC@M M@KJMON M@LPDM@? OJ =@ ADG@? PI?@M 2$!( 1@BPG<ODJIN. V $INPM@ ?@<GDIBN DI N@>PMDOD@N OCMJPBC <NNJ>D<O@N <M@ DI <>>JM?@ RDOC 2$!( 1@BPG<ODJIN <I? BPD?@GDI@N DNNP@? AMJH ODH@ OJ ODH@. V V ,<DIO<DI CDBC NO<I?<M?N JA DIO@BMDOT <I? A<DMI@NN DI <GG DON ?@<GDIBN <I? DI OC@ >JI?P>O JA DON =PNDI@NN. 1@I?@M <O CDBC NO<I?<M?N JA N@MQD>@, @S@M>DN@ ?P@ ?DGDB@I>@, @INPM@ KMJK@M ><M@ <I? @S@M>DN@ DI?@K@I?@IO KMJA@NNDJI<G EP?B@H@IO. V QJD? H<FDIB <IT @S<BB@M<O@? NO<O@H@IO, RC@OC@M JM<G JM RMDOO@I, @DOC@M <=JPO DON LP<GDAD><ODJIN JM <=JPO ><K<=DGDOT OJ M@I?@M DIQ@NOH@IO H<I<B@H@IO N@MQD>@N JM DON <>CD@Q@H@ION. V 3C@ (IQ@NOH@IO ,<I<B@M NC<GG O<F@ <GG M@<NJI<=G@ NO@KN <I? @S@M>DN@ ?P@ ?DGDB@I>@ OJ @INPM@ OC<O OC@ DIQ@NOH@IO JA API?N K@MO<DIDIB OJ <IT N>C@H@ DN IJO >JIOM<MT OJ OC@ KMJQDNDJIN JA OC@ M@BPG<ODJIN <I? OC@ OMPNO ?@@?.
Functions and Responsibilities of the Asset Management Company
18
3C@ (IQ@NOH@IO ,<I<B@M NC<GG @S@M>DN@ ?P@ ?DGDB@I>@, KMP?@I>@ <I? ><M@ DI <GG DON DIQ@NOH@IO ?@>DNDJIN <N RJPG? =@ @S@M>DN@? =T <IT JOC@M K@MNJIN DI ?@<GDIB RDOC OC@DM JRI API?N.
3C@ (IQ@NOH@IO ,<I<B@M NC<GG ADG@ RDOC OC@ 3MPNO@@ OC@ ?@O<DGN JA OM<IN<>ODJIN DI N@>PMDOD@N =T OC@ F@T K@MNJII@G JA OC@ (IQ@NOH@IO ,<I<B@M DI OC@DM JRI I<H@ JM JI =@C<GA JA OC@ (IQ@NOH@IO ,<I<B@M <I? NC<GG <GNJ M@KJMO OJ OC@ !J<M? <N <I? RC@I M@LPDM@?.
3C@ (IQ@NOH@IO ,<I<B@M NC<GG ADG@ RDOC OC@ 3MPNO@@ <I? OC@ !J<M?: V V V ?@O<DG@? =DJ-?<O< JA <GG DON ?DM@>OJMN <GJIB RDOC OC@DM DIO@M@NO DI JOC@M >JHK<ID@N RDOCDI ADAO@@I ?<TN JA OC@DM <KKJDIOH@IO; <IT >C<IB@ DI OC@ DIO@M@NON JA ?DM@>OJMN @Q@MT NDS HJIOCN; <I? < LP<MO@MGT M@KJMO OJ OC@ 3MPNO@@ BDQDIB ?@O<DGN <I? <?@LP<O@ EPNODAD><ODJI <=JPO OC@ KPM>C<N@ <I? N<G@ =T OC@ HPOP<G
API? ?PMDIB OC@ LP<MO@M JA OC@ N@>PMDOD@N JA OC@ BMJPK >JHK<ID@N JA OC@ NKJINJMN JM OC@ (IQ@NOH@IO ,<I<B@M. V $<>C ?DM@>OJM JA OC@ (IQ@NOH@IO ,<I<B@M NC<GG ADG@ OC@ ?@O<DGN JA CDN/C@M OM<IN<>ODJIN JA ?@<GDIB DI N@>PMDOD@N RDOC OC@ 3MPNO@@ JI < LP<MO@MGT =<NDN DI <>>JM?@ RDOC BPD?@GDI@N DNNP@? =T 2$!(. V 3C@ (IQ@NOH@IO ,<I<B@M NC<GG NP=HDO OJ OC@ 3MPNO@@ LP<MO@MGT M@KJMON JA @<>C T@<M JI DON <>ODQDOD@N <I? OC@ >JHKGD@ RDOC 2$!( ,POP<G %PI? 1@BPG<ODJIN. V 3C@ (IQ@NOH@IO ,<I<B@M NC<GG <=D?@ =T OC@ "J?@ JA "JI?P>O <N NK@>DAD@? DI OC@ %DAOC 2>C@?PG@ JA OC@ 2$!( ,POP<G %PI? 1@BPG<ODJIN. V 3C@ (IQ@NOH@IO ,<I<B@M NC<GG IJO <KKJDIO <IT K@MNJI RCJ C<N =@@I AJPI? BPDGOT JA <IT @>JIJHD> JAA@I>@ JM DIQJGQ@? DI QDJG<ODJI JA N@>PMDOD@N G<RN <N F@T K@MNJII@G. V (I ><N@ OC@ (IQ@NOH@IO ,<I<B@M @IO@MN DIOJ <IT N@>PMDOD@N OM<IN<>ODJIN RDOC <IT JA DON <NNJ>D<O@N, < M@KJMO OJ OC<O @AA@>O NC<GG =@ N@IO OJ OC@ 3MPNO@@ <O DON I@SO H@@ODIB. .RI@MNCDK "C<IB@: N K@M 2$!( 1@BPG<ODJIN, IJ >C<IB@ DI >JIOMJGGDIB DIO@M@NO JA OC@ (IQ@NOH@IO ,<I<B@M NC<GG =@ H<?@ PIG@NN, V V /MDJM <KKMJQ<G JA OC@ 3MPNO@@ <I? 2$!( DN J=O<DI@?; RMDOO@I >JHHPID><ODJI <=JPO OC@ KMJKJN@? >C<IB@ DN N@IO OJ @<>C PIDO CJG?@M <I? DM>PG<ODJI <I? DI < I@RNK<K@M KP=GDNC@? DI OC@ G<IBP<B@ JA OC@ M@BDJI RC@M@ OC@ '@<? .AAD>@ JA OC@ HPOP<G API? DN NDOP<O@?; <I? V 3C@ PIDO CJG?@MN <M@ BDQ@I <I JKODJI OJ @SDO <O OC@ KM@Q<DGDIB -@O NN@O 5<GP@ RDOCJPO <IT @SDO GJ<?.
Asset Management Fee: (I GDI@ RDOC OC@ KM@Q<DGDIB KMJQDNDJIN JA OC@ 2$!( (,POP<G %PI?) 1@BPG<ODJIN, 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +O? DN @IODOG@? OJ DIQ@NOH@IO H<I<B@H@IO <I? <?QDNJMT A@@ RCD>C NC<GG =@ RDOCDI OC@ GDHDON NK@>DAD@? DI 1@BPG<ODJI 52 JA 2$!( (,POP<G %PI?N) 1@BPG<ODJIN. 3C@ (IQ@NOH@IO ,<I<B@H@IO %@@N <I? JOC@M M@>PMMDIB @SK@IN@N NC<GG =@ ><G>PG<O@? JI OC@ =<NDN JA ?<DGT I@O <NN@ON.
Key Personnel
19
Std Ob 3
Name & Designation Harsha Viji ,<I<BDIB #DM@>OJM
Qualification !."JH, " , ,!
Age 37
Experience (Years) 14.6 (25/ 2K@>D<G /MJE@>O, 2PI?<M<H %DI@ +O?-4.7; ,>FDIN@T & "J., -@R 8JMF-4.9)
Sunil Subramaniam #DM@>OJM - 2<G@N & &GJ=<G .K@M<ODJIN
,.2>, ,!
52
26.1 (2O<O@ !<IF JA (I?D<-10, H@MD><-2)
Lakshminaryanan Duraiswamy "CD@A .K@M<ODIB .AAD>@M
/&#!, (+(! , "C@II<D), &M<?."6 & !."JH
43
19 .9 (&$ "<KDO<G "JMKJM<ODJI-13, GKD> %DI@ (I?D<-0.8, "DOD=<IF (I?D<-3.4)
T.S. Sritharan !."JH, %" , ((( "CD@A %DID<G .AAD>@M & '@<? W .K@M<ODJIN
52
23.6 (4IDO@? (I?D< (INPM@ "JHK<IT +DHDO@?-8)
P. Sundararajan "JHK<IT 2@>M@O<MT & "JHKGD@ .AAD>@M
!."JH. !.+. %"2, "%$, "(2, 57
34.8 (2PI?<M<H %DI@ +O?-29)
Rahul Mayor '@<? - "PNOJH@M 2@MQD>@N
!. . ($>JIJHD>N), ,! (%DI@)
41
15 (%M<IFGDI 3@HKG@OJI NN@O ,<I<B@H@IO (I?D<, 3 3 - (& +DA@ (INPM@, (-& 5TNT< +DA@ (INPM@)
Ajit Narasimhan '@<? - (IQ@NOH@IO /MJ?P>ON & ,<MF@ODIB
!."JH, /&/,
31
7.7 ("JBIDU<IO 3@>CIJGJBT 2JGPODJIN (I?D< /MDQ<O@ +O?)
D. Muruganandam ,<I<B@M-1DNF
!.$., ,!
29
6.1
$SK@MD@I>@ DI>GP?@N OC@ RJMFDIB K@MDJ? <O 2PI?<M<H NN@O ,<I<B@H@IO
Key Personnel-Fund Managers
20
Std Ob 3
Name & Designation S.Krishnakumar '@<? - $LPDOT & %PI? ,<I<B@M
Qualification !$, /&#! (%DID<G & /JMOAJGDJ ,<I<B@H@IO)
Age 46
Experience (Years) 21.3 ( IPNC 2C<M@N & 2@>PMDOD@N-7, +P><N 352, OMD><GN H<EJM-6)
Dwijendra Srivastava '@<? W %DS@? (I>JH@
"% , /&#, (%DI@), !<>C@GJM JA 3@>CIJGJBT (3@SODG@ 3@>CIJGJBT)
41
14.2 (#@PON>C@ NN@O ,<I<B@H@IO-3, ), %DID<G NN@O ,<I<B@H@IO-1.2, 3<O< NN@O ,<I<B@H@IO-3.4, 3JR@M "<KDO<G <I? 2@>PMDOD@N-2, (I?J 2RDNN %DID<G-1.7, &JIO@MH<II /@DK@MN-1.9)
J.Venkatesan %PI? ,<I<B@M - $LPDOT
,."JH., &M<? "6 , " ((!
51
26.8 ("<I=<IF ,POP<G %PI?-13, "<I<M< !<IF-7)
Shiv Chanani %PI? ,<I<B@M - $LPDOT
!.>JH, +D>@IOD<O@ "2, /&#,, "%
37
13.23 ( ("("( 2@>PMDOD@N +O? - 6.5, 1@GD@ ,POP<G %PI? - 4.5
Bharath S %PI? ,<I<B@M- $LPDOT
!."JH, ,! , ("6
33
9.8
Siddharth Chaudhary %PI? ,<I<B@M - %DS@? (I>JH@
!.>JH /& #DKGJH< DI 2@>PMDOD@N ,<MF@ON
31
5.7 ((I?DJH@
!."JH, " , "2
28
5.2
#RDE@I?M< 2MDQ<NO<Q<, 2<I?@@K B<MR<G <I? 2D??C<MOC "C<P?C<MT <M@ =<N@? DI ,PH=<D <I? OC@ JOC@M API? H<I<B@MN <M@ =<N@? DI "C@II<D $SK@MD@I>@ DI>GP?@N OC@ RJMFDIB K@MDJ? <O 2PI?<M<H NN@O ,<I<B@H@IO
Key Personnel-Research Analysts & Dealer
21
Std Ob 3
Name Madanagopal Ramu 2@IDJM 1@N@<M>C I<GTNO Avinash Agarwal 1@N@<M>C I<GTNO R. Vinoth #@<G@M - $LPDOT Manjubhashini A 1@N@<M>C I<GTNO Srihari Seshadri 1@N@<M>C I<GTNO P.S. Subramaniam 1@N@<M>C I<GTNO Srinath Krishnan 1@N@<M>C NNJ>D<O@ Sathyamurthy U 1@N@<M>C NNJ>D<O@ Arjun G Nagarajan $>JIJHDNO Sudarshan Padmanabhan 1@N@<M>C NNJ>D<O@ KR Senthilnathan /JMOAJGDJ I<GTNO - ,(2 Sachin Jain 3M<?@M - %DS@? (I>JH@ ,!
Qualification !."JH, ,! , ("6
Age 34
Experience (Years) 5.8
! "JH ('JIN.), /&#,
30
7.1
!."JH, ,!
32
8.7
, !.3@>C (1@BDJI<G $IBB "JGG@B@
32
7.7
('<HDMKPM), './) !$, ,.2>. $>JIJHD>N (!(32 /DG<ID) ,2 DI %DID<G $IBDI@@MDIB !."JH, " 31 4.9 32 5.1
!.$ ( $"$)
37
3.7
!$, ,! ( %DI@) "% G@Q@G 2
29
!."JH, , ($>JI.), ,./CDG ($>JI.), ,2>. ($>JI.), ,2>. (%DI.& (IQ.) !.>JH, ,! , /&#,,
32
30
5.30
!$; /&#!,
28
2.5
/&#,, !. 3@>C ($G@>OMD><G <I? $G@>OMJID>N)
27
2.6
2<>CDI )<DI DN =<N@? DI ,PH=<D <I? OC@ JOC@M M@N@<M>C <I<GTNON <M@ =<N@? DI "C@II<D. $SK@MD@I>@ DI>GP?@N OC@ RJMFDIB K@MDJ? <O 2PI?<M<H NN@O ,<I<B@H@IO.
Investment Process
22
Idea Flow & Research
Fund Managers + Economist
RESEARCH TEAM
External Research Published Information Company Visit Fundamentals & Management Assessment Norms Executive Committee of the Board
Idea Generation
Recommended List Internal Investment Committee APPROVED BUY LIST
Approval of Stocks
Portfolio Construction
Fund Themes Top-Down Approach

Best Trade Execution Risk Management
Sector and Stock Limits
STOCK SELECTION
Final Fund Portfolio
Bottom-Up Stock Picking
Diversification Liquidity
Investment Process
23
Std Ob 4
I Equity Investment Process 3C@ API? H<I<B@MN NC<GG <?C@M@ OJ OC@ 2$!( M@BPG<ODJIN, O@MHN <I? >JI?DODJIN JA OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO JA OC@ M@NK@>ODQ@ N>C@H@ <I? OC@ DIO@MI<G @LPDOT API? H<I<B@H@IO BPD?@GDI@N <KKMJQ@? =T OC@ $S@>PODQ@ "JHHDOO@@. 3C@ $S@>PODQ@ "JHHDOO@@ >JHKMDN@N JA ADQ@ ?DM@>OJMN JA OC@ "JHK<IT. 3C@ '@<?N JA $LPDOT <I? %DS@? (I>JH@ <I? OC@ #DM@>OJM W 2<G@N & &GJ=<G .K@M<ODJIN <M@ K@MH<I@IO DIQDO@@N OJ OC@ H@@ODIBN JA OC@ "JHHDOO@@. 3C@ $LPDOT (IQ@NOH@IO /MJ>@NN RDGG =@ >G<NNDAD@? DIOJ V V V V V 1@N@<M>C & I<GTNDN JA Q<MDJPN NOJ>FN KKMJQ<G JA 2OJ>F =T (IO@MI<G (IQ@NOH@IO "JHHDOO@@ (((") /JMOAJGDJ "JINOMP>ODJI & 2@G@>ODJI JA 2OJ>F AJM (IQ@NOH@IO / 2<G@ >OP<G KMJ>@NN JA !PTDIB / 2@GGDIB 1@QD@R
3C@ (IO@MI<G (IQ@NOH@IO "JHHDOO@@ >JHKMDN@N OC@ ,<I<BDIB #DM@>OJM, '@<? JA $LPDOT <I? OC@ '@<? JA %DS@? (I>JH@. Research & Analysis: 1@N@<M>C DN H@<IO OJ =MDIB OJ OC@ JMB<IDN<ODJI, < ?DNODI>ODQ@ <?Q<IO<B@ JA GJJFDIB <O JKKJMOPIDOD@N ?DAA@M@IOGT AMJH OC@ H<MF@O <I? JOC@M DINODOPODJIN. Identification of a sector / stock: (?@IODAD><ODJI JA < NOJ>F JM N@>OJM AJM M@N@<M>C NC<GG =@ RDOC OC@ >JI>PMM@I>@ JA OC@ '@<? - $LPDOT JI < ?<DGT =<NDN. N & RC@I OC@ N<H@ DN D?@IODAD@?, M@N@<M>C M@LP@NO AJMH RDGG =@ ADGG@? PK. (O DN DHKJMO<IO OC<O OC@ F@T >MDO@MD< AJM <I<GTNDN =@ D?@IODAD@? <I? DIKPON AJM M@N@<M>C BDQ@I OJ OC@ M@N@<M>C <I<GTNO =T OC@ JMDBDI<OJM. %JM OC@ M@N@<M>C, DIKPON AMJH KP=GDNC@? NJPM>@N <I? M@KJMON JA =MJFDIB CJPN@N RDGG =@ PN@?. (I JM?@M OJ @GDHDI<O@ HJM@ MDNFN <I? @INPM@ CDBC@M M@GD<=DGDOT, <O G@<NO JI@ H<I<B@H@IO >JIO<>O @DOC@M =T R<T JA QDNDO, JM <IT JOC@M AJMH JA >JHHPID><ODJI RDGG =@ H<?@ JI>@ DI NDS HJIOCN. 3C@ HDIDHPH NJPM>@N AJM M@N@<M>C <M@ <. =. >. ?. !<G@ 2C@@O /MJADO & +JNN 2O<O@H@IO 5<GP<ODJI 1<ODJN
3C@N@ <M@ OJ =@ M@QD@R@? K@MDJ?D><GGT <I? PK?<O@N IJO@?. 3C@ M@KJMO NC<GG O<F@ @AAJMON OJ CDBCGDBCO OC@ >JHK@ODODQ@ @?B@, H<I<B@H@IO LP<GDOT & KM<>OD>@N, A<DMI@NN OJ HDIJMDOT NC<M@CJG?@MN <I? OM<INK<M@I>T. 3C@ 1@N@<M>C I<GTNO RDGG NP=HDO < M@KJMO JI < NOJ>F JM N@>OJM <N M@LPDM@?. Approval of Stocks for Investment: GG NOJ>FN C<Q@ OJ =@ <KKMJQ@? =T OC@ ((" =@AJM@ OC@ ADMNO DIQ@NOH@IO ?@>DNDJI >@NN AJM <KKMJQ<G <I? H<DIO@I@: V 3C@ ,<I<BDIB #DM@>OJM JI M@>@DKO JA OC@ M@N@<M>C M@KJMO JQ@MN@@N OC@ KM@N@IO<ODJI JA OC@ N<H@ OJ OC@ ((". 3C@ ((" >JIND?@MN OC@ <I<GTNDN <I? <KKMJQ@N OC@ I<H@ JA OC@ >JHK<IT AJM DIQ@NOH@IO =T OC@ %PI? ,<I<B@M. 3C@ <KKMJQ<G DN <>>JM?@? JI C <I<GTNO. 3C@ KKMJQ@? GDNO JA NP>C NOJ>FN RDGG C@M@DI<AO@M =@ M@A@MM@? <N ; KKMJQ@? 4IDQ@MN@\. 3C@ GDNO RDGG =@ M@QD@R@? K@MDJ?D><GGT. .I>@ < NOJ>F C<N =@@I <??@? OJ OC@ KJMOAJGDJ, OM<>FDIB OC@ NOJ>F JI < M@BPG<M =<NDN RDGG =@ ?JI@ =T OC@ M@N@<M>C <I<GTNO.
V V
Portfolio Construction and Stock Selection 3C@ %PI? ,<I<B@M RDGG >JINOMP>O OC@ KJMOAJGDJ RDOC OC@ N@>OJMN & NOJ>FN DI OC@ <KKMJQ@? PIDQ@MN@ RDOCDI OC@ BPD?@GDI@N N@O =T OC@ $S@>PODQ@ "JHHDOO@@ AJM OC@ N>C@H@. 3C@ %PI? H<I<B@M RDGG M@QD@R OC@ KJMOAJGDJ JI < ?<DGT =<NDN. 3C@ %PI? ,<I<B@MN RDGG ?@>D?@ JI F@T DNNP@N OC<O RDGG AJMH OC@ =<NDN AJM KJMOAJGDJ >JINOMP>ODJI. 3C@ DNNP@N NJ ?@>D?@? RDGG >G@<MGT @QD?@I>@ OC@ OCJPBCO KMJ>@NN JA OC@ %PI? ,<I<B@M. 3C@ MDNF >MDO@MD< <KKGD@? RDGG AJMH K<MO JA OC@ NOM<O@BT. 2O<I?<M? OJJGN <Q<DG<=G@ DI OC@ H<MF@O <M@ <GNJ ?@KGJT@? AJM OCDN ?@>DNDJI KMJ>@NN. 3C@ F@T DNNP@N H@IODJI@? NC<GG <GNJ AJMH OC@ =<NDN AJM ADGO@MDIB OC@ NOJ>FN DI < N@>OJM. 3CDN KMJ>@NN OJ < >@MO<DI @SO@IO RDGG =@ ?J>PH@IO@? OJ @I<=G@ @<NT M@QD@R <I? M@><GG. 3C@ %PI? ,<I<B@M RDGG IJMH<GGT @INPM@ OC<O OC@ KMJ>@NN JA @GDHDI<ODIB JM ADGO@MDIB OC@ NOJ>FN DI < K<MOD>PG<M N@>OJM DN >JINDNO@IO RDOC OC@ >MDO@MD< <=JQ@. 3C@ %PI? ,<I<B@M OC@I N@G@>ON OC@ NOJ>FN AJM =PT / N@GG DI < K<MOD>PG<M KJMOAJGDJ. AO@M D?@IODAD><ODJI, OC@ %PI? ,<I<B@M @S@>PO@N OC@ KMJ>@NN @G@>OMJID><GGT OCMJPBC !GJJH=@MB /.,2/DNNP@N < K<K@M OM<DG =T H@<IN JA < ?@<G OD>F@O. 3CDN <POCJMDU@N OC@ #@<G@M OJ ><MMT JPO OC@ OM<IN<>ODJI RDOCDI OC@ K<M<H@O@MN D?@IODAD@?. 3C@ ?@<G OD>F@O RDGG <GNJ NO<O@ OC@ ?@>DNDJI DI >JI>DN@ AJMH OC@ M@<NJIN AJM OC@ ?@>DNDJI.
Investment Process
24
(I B@I@M<G, =@AJM@ < N@GG-?@>DNDJI DN H<?@, JI@ JM HJM@ JA OC@ AJGGJRDIB A<>OJMN I@@?N >JIND?@M<ODJI. V V V V V V V V V V V .PO-K@MAJMH@ M@G<ODQ@ OJ OC@ H<MF@O; .PO-K@MAJMH@ M@G<ODQ@ OJ OC@ N@>OJM; .PO-K@MAJMH@ M@G<ODQ@ OJ OC@ N<H@ >G<NN JA @LPDOD@N; #JRIBM<?@ DI @<MIDIBN @NODH<O@N; 6@DBCO >JIND?@M<ODJI 1@?@HKODJI AMJH OC@ API? #DQD?@I? K<TH@IO "C<IB@ DI OC@ <NNPHKODJIN JI OC@ =<NDN JA RCD>C DIDOD<G =PT ?@>DNDJI R<N H<?@ 'PB@ <=NJGPO@ M@OPMIN -JOD>@<=G@ OM@I? JA OC@ H<MF@O HJQDIB AMJH JI@ OTK@ JA @LPDOD@N OJ <IJOC@M OTK@ JA @LPDOD@N (GDF@ AMJH G<MB@ OJ HD?; ,-"N OJ (I?D<ODJI >C<IB@N
The Process of Buying / Selling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eview of Investments: 3CDN DN OC@ >MDOD><G K<MO JA OC@ RCJG@ KMJ>@NN JA (IQ@NOH@IO. 3C@ #@<G@M, <N < MJPODI@, NC<GG APMIDNC OC@ KM@QDJPN ?<T\N H<MF@O <I? OM<?DIB <>ODJI <I? M@NPGON @Q@MT HJMIDIB OJ OC@ DIQ@NOH@IO O@<H. 3C@ M@KJMO NC<GG >JQ@M =PO IJO =@ GDHDO@? OJ V V V V V V V V 5<MDJPN (I?D>@N JA OC@ H<MF@O, OC@DM K@MAJMH@ 2@>OJM OM@I?N 5JGPH@N JA ?DAA@M@IO BMJPKN %(( <>ODQDOT (I?DQD?P<G 2>C@H@ K@MAJMH@ 2OJ>F ,JQ@H@IO & 5JGPH@N W N@>OJM RDN@ AJM KKMJQ@? 4IDQ@MN@ >ODQ@ 2OJ>FN ,JQ@H@IO & 5JGPH@N W N@>OJM RDN@ #@MDQ<ODQ@ H<MF@O OM@I?N
3C@ (IQ@NOH@IO O@<H NC<GG M@>@DQ@ OC@ CJG?DIB NO<O@H@IO JA <GG 2>C@H@N DI>GP?DIB <Q<DG<=G@ ><NC AGJRN AMJH .K@M<ODJIN. 3C@ AJGGJRDIB DIKPON NC<GG <GNJ =@ KMJQD?@? =T OC@ $>JIJHDNO K@MDJ?D><GGT <. =. >. ?. @. 1!( M@KJMO $>JIJHD> M@KJMO "JHHJ?DOT KMD>@N 2O<O@ JA &JQ@MIH@IO %DI@N /MJ?P>ODJI ?<O< 2C@@O
6DOC OC@ DIKPON, OC@ (IQ@NOH@IO 3@<H RDGG H@@O @Q@MT ?<T AJM M@QD@R. 3C@ 3@<H RDGG M@QD@R <GG OC@ >JHK<ID@N PI?@M >JQ@M<B@ <I? <IT NDBIDAD><IO <>ODQDOT, OC@ H<MF@O M@<>ODJIN, <IT NK@>DAD> DIKPON DI OC@ I@RNK<K@MN, I@RN <I? KJGD>T NO<O@H@ION =T OC@ BJQ@MIH@IO, OJ I<H@ < A@R. (I <??DODJI OJ OC@ ?<DGT H@@ODIB, OC@ API? H<I<B@M & ,<I<BDIB #DM@>OJM M@QD@R OC@ K@MAJMH@ JA OC@ API?N JI < R@@FGT =<NDN. %PMOC@M < R@@FGT M@QD@R DN <GNJ ?JI@ =T OC@ (IQ@NOH@IO O@<H. 3C@ Q<GP<ODJI NPHH<MT KM@K<M@? =T OC@ '@<? JA 1@N@<M>C NC<GG =@ OC@ =<NDN AJM OCDN M@QD@R. 3C@ DNNP@N AJM ?<DGT M@QD@R NC<GG =@ ?@<GO DI HJM@ ?@O<DG $Q@MT 0P<MO@M, < M@KJMO DN NP=HDOO@? OJ OC@ $S@>PODQ@ "JHHDOO@@. 2DHDG<MGT DI ,<M>C, @ JA OC@ JOC@M M@KJMON. GG OC@ M@KJMON <M@ NP=HDOO@? OJ OC@ !J<M? JA #DM@>OJMN JA OC@ NN@O ,<I<B@H@IO "JHK<IT <N R@GG <N OC@ 3MPNO@@ "JHK<IT.
Std Ob 4
II Fixed Income Investment Process 3C@ %DS@?-(I>JH@ KMJ>@NN DN >G<NNDAD@? PI?@M <. I<GTNDN JA A<>OJMN <AA@>ODIB (IO@M@NO M<O@
Investment Process
25
=. >. ?.
&PD?@GDI@N & <KKMJQ<G JA N@>PMDOD@N =T ((" /JMOAJGDJ >JINOMP>ODJI & <>OP<G KMJ>@NN JA =PT / ><GG HJI@T / N@GG 1@QD@R
1@N@<M>C & I<GTNDN JA %<>OJMN <AA@>ODIB (IO@M@NO 1<O@ 3C@M@ DN < NOMP>OPM@? KMJ>@NN <I? =MJ<?GT OC@ A<>OJMN M@N@<M>C@? <M@ 1@<G @>JIJHD> A<>OJMN NP>C <N V V V V V V V V V V V V V V V $>JIJHD> BMJROC "M@?DO, DIQ@NOH@IO ?@H<I? 1@Q@IP@ ?@AD>DO 3M<?@ ?@AD>DO ,JI@T NPKKGT BMJROC (IAG<ODJI !<G@ JA K<TH@ION $S>C<IB@ Q<GP@ JA OC@ MPK@@ ,JI@O<MT KJGD>T & NO@ %DN><G KJGD>T & ADN><G ?@AD>DO 2OMP>OPM<G (NNP@N NP>C <N <?HDIDNO@M@? M<O@N <I? ?@Q@GJKH@ION DI OC@ M@AJMH KMJ>@NN, OJ I<H@ < A@R. 2C<K@ <I? 2OMP>OPM@ JA TD@G? >PMQ@ "JMKJM<O@ NKM@<?N 2TNO@H GDLPD?DOT ,<MF@O N@IODH@IO
,JI@O<MT 5<MD<=G@N NP>C <N
/JGD>T (IKPON NP>C <N
2CJMO -3@MH %<>OJMN
Disclosures on credit evaluation, pursuant to SEBI Circular no "DM/ (,#/ #%/12 /2011 ?<O@? PBPNO 1, 2011 AJM >GJN@?-@I? ?@=O N>C@H@N. 1. Credit Evaluation Policy 3C@ J=E@>ODQ@ JA OC@ "M@?DO $Q<GP<ODJI /JGD>T DN OJ <?JKO OC@ =@NO KM<>OD>@N <I? CDBC@NO NO<I?<M?N DI OC@ DIQ@NOH@IO ?@>DNDJI H<FDIB KMJ>@NN AJM <KKM<DNDIB ADS@? DI>JH@ <I? HJI@T H<MF@O N@>PMDOD@N. 3C@ KJGD>T >JQ@MN OC@ AJGGJRDIB <NK@>ON: <) 3C@ "M@?DO (IQ@NOH@IO /MJ>@NN, =) 3C@ "M@?DO (IQ@NOH@IO 2OM<O@BT <I? >) 3C@ "M@?DO "JHHDOO@@ a) The Credit Investment Process: 3C@ DIQ@NOH@IO KMJ>@NN DN NO<O@? C@M@PI?@M: The Macro View: V V V 3C@ H<>MJ @>JIJHD> Q<MD<=G@N GDF@ @>JIJHD> BMJROC, DI?PNOMD<G JPOKPO, HJI@T NPKKGT, >M@?DO BMJROC, DIQ@NOH@IO ?@H<I?, M@Q@IP@ ?@AD>DO, =<G@ JA K<TH@ION. 3C@ ,JI@O<MT KJGD>T NO@, OC@ G@Q@G JA <?HDIDNO@M@? M<O@N, "@IOM<G !<IF M@A@M@I>@ M<O@N <I? H<MF@O DIDOD<ODQ@N. 3C@ BGJ=<G A<>OJMN HJM@ DI GDI@ RDOC @H@MBDIB H<MF@O >JIO@SO DI>GP?DIB >M@?DO ?@O@MHDI<ODJI, BGJ=<G @>JIJHD> BMJROC, >JHHJ?DOT KMD>@N <I? DIQ@NOH@IO KM@A@M@I>@N.
3C@ <=JQ@ DI?D><OJMN ?@O@MHDI@ NJH@ JA OC@ K<M<H@O@MN GDF@ +DLPD?DOT, (IAG<ODJI <I? HJI@T AGJRN DI OC@ @>JIJHT. 3C@N@ K<M<H@O@MN ?MDQ@ OC@ APOPM@ DIO@M@NO M<O@N <I? OC@N@ <M@ HJIDOJM@? JI < M@BPG<M =<NDN. !JOC OC@ @SO@MI<G DIKPON AMJH M@N@<M>C RDIBN JA Q<MDJPN DIO@MH@?D<MD@N GDF@ /MDH<MT #@<G@MN, ,@M>C<IO !<IF@MN @O>. <I? OC@ DIO@MI<G M@N@<M>C =T OC@ $>JIJHDNO <M@ >JIND?@M@? OJ <MMDQ@ <O OC@ ,<>MJ 5D@R. Issuer Selection: 3C@ >M@?DO <I<GTNO @Q<GP<O@N <I? KM@N>MD=@N NK@>DAD> DNNP@MN <GJIB RDOC < GDHDO, AJM O<FDIB OC@ >M@?DO @SKJNPM@. 3C@ >M@?DO @Q<GP<ODJI DN =<N@? JI OC@ KMJ>@NN <I? OC@ KMJKMD@O<MT HJ?@G <KKMJQ@? OC@ >M@?DO >JHHDOO@@. 3C@ >M@?DO @Q<GP<ODJI AM<H@RJMF H<DIGT >JIND?@MN
Investment Process
26
OC@ AJGGJRDIB <NK@>ON: V V V V V V V V V V "JHK<IT ?@O<DGN "JHK<IT\N KJNDODJI DI OC@ DI?PNOMT DO JK@M<O@N 'DNOJMT ,<I<B@H@IO & 2C<M@CJG?DIBN "M@?DO M<ODIB - @SO@MI<G (RDOC JPOGJJF DA <IT) "M@?DO M<ODIB - DIO@MI<G %DID<G 2O<O@H@IO - 'DNOJMT/AJM@><NO (DI>GP?DIB ><NC AGJR AJM@><NO) %DID<G M<ODJN <I? 0P<GDO<ODQ@ <I<GTNDN (I?PNOMT / 2@>OJM JPOGJJF =<N@? JI OC@DM =PNDI@NN >T>G@N 1@BPG<OJMT @IQDMJIH@IO <I? /P=GD> /JGD>D@N
3C@ >M@?DO <I<GTNO M@QD@RN @<>C DNNP@M GDHDON JI < M@BPG<M =<NDN, <N <I? RC@I OC@ <P?DO@? ADID<GN JA OC@ DNNP@MN <M@ <Q<DG<=G@. 3C@ API? H<I<B@H@IO O@<H <GNJ KMJQD?@N DIAJMH<ODJI JI DNNP@MN, J=O<DI@? OCMJPBC AJMH<G <N R@GG <N DIAJMH<G NJPM>@N <I? OCMJPBC H<MF@O A@@?=<>F OJ OC@ >M@?DO <I<GTNO, RCD>C DN A<>OJM@? DI OC@ >M@?DO @Q<GP<ODJI KMJ>@NN. b) The Investment Strategy: (IQ@NOH@ION DI OC@ API? KJMOAJGDJ RDGG =@ ?DQ@MNDAD@? <HJIB < Q<MD@OT JA N@>OJMN, DNNP@M ><O@BJMD@N, >M@?DO KMJADG@N, H<OPMDOT KMJADG@N <I? DINOMPH@ION. 3CDN DN DIO@I?@? OJ O<F@ ><M@ JA KMJO@>ODJI JA ><KDO<G, GDLPD?DOT I@@? OJ H@@O M@?@HKODJI <I? M@?P>DIB DHK<>O >JNO RCDG@ GDLPD?<ODIB OC@ KJMOAJGDJ. /MJO@>ODJI JA OC@ KJMOAJGDJ'N KMDI>DK<G DN JA KMDH<MT >JI>@MI <I? C@I>@ DIQ@NOH@ION H<T =@ G<MB@GT M@NOMD>O@? OJ N@>PMDOD@N RCD>C C<Q@ CDBC >M@?DO LP<GDOT. (I ><N@ M<ODIBN B@O ?JRIBM<?@?, NP=N@LP@IO OJ JPM DIQ@NOH@ION, OJ G@Q@GN RCD>C <M@ IJO DI GDI@ RDOC OC@ DIQ@NOH@IO NOM<O@BT, @AAJMON NC<GG =@ H<?@ OJ GDLPD?<O@ OCJN@ KJNDODJIN JI < =@NO @AAJMON =<NDN. c) The Credit Committee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
2) List of Sectors, the AMC would not be investing
3) Types of Instruments, the plans proposes to invest in /G@<N@ M@A@M N@>ODJI PI?@M OC@ C@<?DIB D. Indicative Investment Universe DI OC@ 2(# JA OC@ M@NK@>ODQ@ N>C@H@N. 4) Floors and Ceiling within a range of 5% of the intended allocation against each sub class of asset "M@?DO 1<ODIB (INOMPH@ION "#N "/N -"#N 2@>PMDODU@? #@=O IT JOC@M [*Z JM @LPDQ<G@IO OJ < NCJMO O@MH M<ODIB * * * !!!*
Investment Process
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P6346#/5 50 SEBI C+3%6-#3 N0: C+3/ IMD/ DF/12 /2011 &#5'& A6)645 1, 2011 #/& 36-'4 +446'& 5*'3'0/, 5*' (0--08+/) 4*#-- #-40 #11-: 50 %-04'&-'/& &'$5 4%*'.'4: #. *' (-0034 #/& %'+-+/)4 8+5*+/ # 3#/)' 0( 5% 0( 5*' +/5'/&'& #--0%#5+0/ (%) #)#+/45 '#%* 46$ #44'5 %-#44/%3'&+5 3#5+/) 4*#-- $' &'%+&'& #5 5*' 5+.' 0( (+-+/) 5*' (+/#- 0(('3 &0%6.'/54 8+5* SEBI $'(03' -#6/%* 0( 5*' 4%*'.'. *+4 8+-- $' +/&+%#5'& +/ 5*' (03. 0( -'55'3 50 5*' SEBI. $. S'%63+5+'4 8+5* 3#5+/) A #/& AA 4*#-- +/%-6&' A+ #/& A- & AA+ #/& AA-, 3'41'%5+7'-:. . P+/&0&2" 2a.&a0&+* &* &*2"/0)"*0 0+3a.!/ %&$%". ."!&0 .a0&*$ &* 0%" /a)" &*/0.1)"*0 )a4 b" a((+3"!. !. &* a/" +# *+*-a2a&(ab&(&04 +# a*! 0a'&*$ &*0+ a +1*0 0%" .&/'-."3a.! a*a(4/&/ +# CP/, NCD/ (&* (1!&*$ /" 1.&0&5"! !"b0), 0%" / %")" )a4 &*2"/0 &* CD/ +# PSU Ba*'/ +*(4 a*! CBLO %a2&*$ "-1&2a("*0 +. %&$%". .a0&*$/. H+3"2"., /1b/"-1"*0 0+ &*2"/0)"*0 a*! a#0". a ."2&"3, &# 0%" / %")" #&*!/ NCD/, CP/, 0%"* 0%" / %")" )a4 &*2"/0 &* 0%"/" /" 1.&0&"/. ". 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"&(&*$ +# ."!&0 .a0&*$/ /," &#&"! #+. a*4 &*/0.1)"*0, 0%" /a)" /%a(( b" ."ba(a* "! 3&0% 30 !a4/ #.+) 0%" !a0" +# 0%" /a&! !"2&a0&+*. *'3' 8+-- /05 $' #/: 7#3+#5+0/ $'58''/ 5*' +/5'/&'& 1035(0-+0 #--0%#5+0/ #/& 5*' (+/#- #--0%#5+0/ 1035(0-+0 #--0%#5+0/ #1#35 (30. 5*' '9%'15+0/4 +/ 5*' #$07' .'/5+0/'& %-#64'4 %, &, ', *. External Events: 3C@ (IQ@NOH@IO ,<I<B@M >JIODIPJPNGT @Q<GP<O@N H<MF@O >JI?DODJIN F@@KDIB DI QD@R <GG OC@N@ Q<MD<=G@N <I? OC@DM @SK@>O@? DHK<>O JI DIO@M@NO M<O@N. 3C@ DIQ@NOH@IO KMJ>@NN @HKC<NDU@N ?@GDQ@MT JA OC@ G<=@GG@? J=E@>ODQ@. Approval of Securities For Investment by IIC: GG >JHK<ID@N NC<GG C<Q@ < HDIDHPH M<ODIB JA + =T < <>>M@?DO@? M<ODIB <B@I>T JA (I?D<. -JMHN AJM @HK<I@GH@IO AJM =MJF@MN & >JPIO@M K<MOD@N <M@ G<D? ?JRI =PT OC@ $". IT ?@QD<ODJIN / @S>@KODJIN OJ OC@ DIQ@NOH@IO IJMHN <M@ M<ODAD@? =T OC@ $S@>PODQ@ "JHHDOO@@ Portfolio Construction & the process of Buy / call money / sell: 3C@ %PI? ,<I<B@M @Q<GP<O@N OC@ MDNF KM@HDPH =@OR@@I OC@ &JQ@MIH@IO 2@>PMDOD@N <I? OC@ "JMKJM<O@ K<K@M <I? OCDN RDGG =@ < F@T DIKPO DI ?@O@MHDIDIB OC@ R@DBCO. 3C@ %PI? ,<I<B@M K@MDJ?D><GGT (@Q@I ?PMDIB OC@ ?<T) M@>@DQ@N AMJH .K@M<ODJIN OC@ ><NC <I? OC@ CJG?DIBN NO<O@H@IO. !<N@? JI OCDN OC@ %PI? ,<I<B@M ?@>D?@N OC@ =PT / N@GG JM ><GG HJI@T OM<IN<>ODJIN <N OC@ NDOP<ODJI H<T ?@H<I?. 3C@ ?@>DNDJI DN OC@I >JIQ@T@? OJ OC@ =MJF@M / >JPIO@M K<MOT . Review of Investments: 3C@ KJMOAJGDJ DN M@QD@R@? JI < >JIODIPJPN =<NDN, ?<DGT <N R@GG <N DIOM< ?<T =T OC@ API? H<I<B@H@IO O@<H <N K<MO JA DON >JM@ <>ODQDOT. /@MAJMH@ >JHK<MDNJI RDOC K@@MN DN <GNJ ><MMD@? JPO JI < ?<DGT =<NDN. 3CDN K@MAJMH@ DN OC@I >JMM@G<O@? RDOC OC@ ?<T\N H<MF@O HJQ@H@IO OJ B@O < =@OO@M D?@< JA OC@ NJPM>@N JA K@MAJMH@ JA Q<MDJPN API?N RDOCDI DON K@@M BMJPK. 1@KJMON JI K@MAJMH@ <M@ N@IO OJ OC@ $S@>PODQ@ "JHHDOO@@ =T OC@ (IQ@NOH@IO 3@<H JI < LP<MO@MGT <I? <IIP<G =<NDN. GG OC@ M@KJMON <M@ NP=HDOO@? OJ OC@ !J<M? JA OC@ NN@O ,<I<B@H@IO "JHK<IT <N R@GG <N OC@ 3MPNO@@ "JHK<IT. Review of counter parties: GG ?@<GDIBN <M@ ><MMD@? JPO JIGT RDOC M@BPG<M H<MF@O >JPIO@M K<MOD@N DI OC@ RCJG@N<G@ H<MF@O. IT ?@<G NOMP>F RDOC < IJI-H<MF@O >JPIO@M K<MOT JM RDOC <IT JOC@M >JPIO@M K<MOT RCJN@ K@MAJMH@ PI?@M OC@ ?@<G DN IJO DI <>>JM?@ RDOC OC@ IJMHN, DN ><MMD@? JPO RDOC <?@LP<O@ N<A@BP<M? OJ KM@Q@IO ADID<G GJNN@N JI OCDN <>>JPIO. Monitoring of debt issuers vis--vis credit risk: 1@BPG<M HJIDOJMDIB JA DNNP@MN DN ><MMD@? JPO =T OC@ API? H<I<B@H@IO O@<H RDOC OC@ C@GK JA DIAJMH<ODJI OCMJPBC AJMH<G <N R@GG <N DIAJMH<G NJPM>@N. "M@?DO M<ODIBN, LP<MO@MGT K@MAJMH@ M@KJMON <I? H<MF@O A@@?=<>F DN O<F@I DIOJ <>>JPIO RDOCDI OCDN HJIDOJMDIB AM<H@RJMF. Monitoring portfolio for illiquid assets: 3C@ API? H<I<B@H@IO O@<H DN >JIN>DJPN JA OC@ DHK<>O JA CJG?DIB DGGDLPD? <NN@ON <I? OC@M@AJM@ KG<>@N BM@<O DHKJMO@ OJ OCDN <NK@>O. 1@QD@R JA DGGDLPD? <NN@ON <I? DHK<>O >JNON <M@ ?JI@ JI < ?<DGT =<NDN. 6C@M@Q@M I@>@NN<MT <I? KM<>OD><GGT KJNND=G@, >JMM@>ODQ@ <>ODJI DN O<F@I @DOC@M =T B@OODIB MD? JA OC@ <NN@O JM =T <?EPNODIB OC@ Q<GP<ODJI OJ =MDIB DO DI GDI@ RDOC M@<GDNOD> H<MF@O Q<GP<ODJIN. Review of Profit and Loss reporting: /MJADON <I? GJNN@N <M@ M@KJMO@? JI < ?<DGT =<NDN AJM OC@ API? H<I<B@H@IO O@<H OJ M@QD@R. 6DOC OC@ API? =@DIB H<MF@? OJ H<MF@O JI < ?<DGT =<NDN, <>>JPIODIB KMJADON <I? GJNN@N CJG? GDOOG@ H@<IDIB DI OC@ >JIO@SO JA API? K@MAJMH@. 6C<O H<OO@MN DN @SK@>O@? KMD>@ HJQ@H@IO AMJH G<NO Q<GP@? KMD>@ (<I? IJO >JNO KMD>@). 3C@ API? H<I<B@H@IO O@<H =<N@N <GG DON ?@>DNDJIN <AO@M >JIND?@MDIB @SK@>O@? KMD>@ HJQ@H@IO QDN- -QDN OC@ G<NO Q<GP<ODJI KMD>@. >>JPIODIB KMJADON <I? GJNN@N >JH@ DIOJ OC@ KD>OPM@ JIGT DI ><G>PG<ODJIN JA M@<GDU@? <I? PIM@<GDU@? B<DIN OC<O <NNPH@ DHKJMO@ AJM ><G>PG<ODIB ?DNOMD=PO<=G@ NPMKGPN AJM ?DQD?@I? K<TH@IO. Current Status on valuations: #@=O API? KJMOAJGDJN <M@ <O KM@N@IO Q<GP@? =<N@? JI @DOC@M <>OP<G OM<?@? KMD>@N JM JI OC@ =<NDN JA DHKGD@? A<DM Q<GP@N ?@MDQ@? JPO JA TD@G? H<OMD>@N. 3C@ (IQ@NOH@IO ,<I<B@M F@@K OM<>F <>OP<G TD@G? >PMQ@ AMJH RCD>C OC@ KMD>@N C<Q@ =@@I ?@MDQ@?. 2OM@NN O@NODIB OJ B<PB@ DHK<>O JA G<MB@ M@?@HKODJIN DN =@DIB HJIDOJM@? DI?DM@>OGT OCMJPBC OC@ HJIDOJMDIB JA OC@ GDLPD?DOT JA OC@ KJMOAJGDJ <N R@GG <N OC@ DHK<>O >JNO.
Risk Management
28
Risk Management Team: I DI?@K@I?@IO MDNF H<I<B@H@IO O@<H DN DI KG<>@ OJ JQ@MN@@ <I? HJIDOJM KJMOAJGDJ MDNF JI < ?<T-OJ-?<T =<NDN. (IO@MI<G MDNF >JIOMJG BPD?@GDI@N <M@ DI KG<>@ <I? OC@ KJMOAJGDJ >JIOJPMN <M@ OM<>F@? JI < ?<DGT =<NDN OJ @INPM@ <?C@M@I>@. IT ?@QD<ODJI DN =MJPBCO OJ OC@ IJOD>@ JA OC@ ,<I<BDIB #DM@>OJM <I? OC@ API? H<I<B@M AJM >JMM@>ODQ@ <>ODJI. %JGGJR PK <>ODJIN <M@ H<?@ OJ @INPM@ OC<O OC@ ?@QD<ODJI DN >JMM@>O@? RDOCDI OC@ ODH@ K@MDJ? KM@N>MD=@? DI DIO@MI<G MDNF >JIOMJG BPD?@GDI@N. ?C@M@I>@ OJ GDHDON AMJH 2$!( M@BPG<ODJIN <N R@GG <N NODKPG<ODJIN DI OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO DN HJIDOJM@? =T OC@ >JHKGD@ O@<H. 3C@ MDNF H<I<B@H@IO O@<H M@KJMON OJ OC@ ,<I<BDIB #DM@>OJM. Risk Guidelines: 2PI?<M<H NN@O ,<I<B@H@IO C<N DIO@MI<G DIQ@NOH@IO IJMHN <I? MDNF BPD?@GDI@N AJM @LPDOT <I? ?@=O DIQ@NOH@ION. GNJ API? NK@>DAD> BPD?@GDI@N <M@ DI KG<>@. Risk Control: 1DNF >JIOMJG DN >PNOJHDU@? =T KMJ?P>O <>>JM?DIB OJ OC@ G@Q@G JA MDNF OC@ API? >DAD@? DI OC@ DIQ@NOH@IO H<I?<O@. Risk Reports: 3C@ 1DNF ,<I<B@H@IO "JHHDOO@@ M@QD@RN OC@ M@KJMON KM@K<M@? =T OC@ 1DNF I<GTNO. Risk Management Committee: 3C@ !J<M? JA 2PI?<M<H NN@O ,<I<B@H@IO C<N >JINODOPO@? < 1DNF ,<I<B@H@IO "JHHDOO@@ >JHKMDNDIB ,<I<BDIB #DM@>OJM <I? 3RJ (I?@K@I?@IO #DM@>OJM. 3C@ 1DNF ,<I<B@H@IO "JHHDOO@@ GJJFN DIOJ OC@ DHKG@H@IO<ODJI JA $IO@MKMDN@ 1DNF ,<I<B@H@IO 3C@ "JHHDOO@@ <GNJ M@QD@RN OC@ MDNF BPD?@GDI@N RDOC M@NK@>O OJ @LPDOT <I? ADS@? DI>JH@ API?N, N@O/HJ?DAT OC@ GDHDON JA >JPIO@M K<MOT @SKJNPM@, M@QD@R @S>@KODJIN <I? JQ@MMD?@N <I? NPBB@NO DHKMJQ@H@ION OJ OC@ AM<H@RJMF/AJMH<ON. '@<? JA $LPDOT <I? %DS@? (I>JH@, OC@ 1DNF I<GTNO <I? OC@ #DM@>OJM W 2<G@N & &GJ=<G .K@M<ODJIN RDGG =@ OC@ K@MH<I@IO DIQDO@@N OJ OC@ "JHHDOO@@. 3C@ "JHKGD@ .AAD>@M <>ON <N OC@ N@>M@O<MT OJ OC@ >JHHDOO@@. Risk Committee Role 3C@ 1DNF "JHHDOO@@ RDGG <KKMJQ@ OC@: (<) (=) (>) (?) &PD?@GDI@N DI OC@ 4IDQ@MN@ JA N@>PMDOD@N &GJ=<G (NNP@M GDHDON (DI>GP?DIB GDHDO K@M H<OPMDOT) "JPIO@MK<MOT GDHDON +DHDON <KKGD><=G@ OJ @<>C API? NP>C <N "M@?DO #DQ@MNDAD><ODJI M<ODJ, #PM<ODJI +DHDO, 6 , +DHDO, ,<SDHPH ,<OPMDOT +DHDO, +DLPD?DOT 1DNF +DHDON, 5<GP<ODJI 1DNF +DHDON, 1DNF &M<?@ +DHDON @O>.
Schemes of Sundaram Mutual Fund
29
3CDN NO<O@H@IO JA <??DODJI<G DIAJMH<ODJI DN <KKGD><=G@ OJ <I? NCJPG? =@ OM@<O@? <N C@H@ (IAJMH<ODJI #J>PH@IO JA OC@ AJGGJRDIB N>C@H@N DI @SDNO@I>@ <N JI OC@ ?<O@ JA ADGDIB JA OCDN ?J>PH@IO <I? NC<GG <GNJ =@ OM@<O@? <N DIO@BM<G K<MO JA OC@ N>C@H@N AJM RCD>C 2>C@H@ (IAJMH<ODJI #J>PH@IO DN ADG@? RDOC 2$!( AJM <KKMJQ<G. 4I<POCJMDN@? >G<DHN RDOC M@NK@>O OJ N>C@H@N IJO AJMHDIB K<MO JA 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI/2>C@H@ (IAJMH<ODJI #J>PH@IO <M@ IJO =DI?DIB & DIQ@NOJMN <M@ OJ >C@>F AJM <IT PK?<ODJI OJ OC@ ?J>PH@ION OC<O H<T =@ >JHHPID><O@? AMJH ODH@ OJ ODH@ JI RRR.NPI?<M<HHPOP<G.>JH & RRR.<HADDI?D<.>JH
*2PI?<M<H (I?D< +@<?@MNCDK %PI? H@MB@? RDOC 2PI?<M<H &MJROC %PI? RDOC @AA@>O AMJH )PGT 11, 2012
Sundaram Growth Fund* Sundaram Select Focus
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Sundaram Select Mid Cap Sundaram S.M.I.L.E Fund Sundaram Tax Saver Sundaram Equity Multiplier Sundaram Equity Plus*
* "P-64" 64'& +/ 5*' 4%*'.' /#.' +4 0/-: +/ 5'3.4 0( #44'5 #--0%#5+0/ #/& /05 +/ 5'3.4 0( 3'563//:+'-&.
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Sundaram Balanced Fund Select Thematic Funds Sundaram CAPEX Opportunities Fund Sundaram Rural India Fund Sundaram Energy Opportunities Sundaram Financial Services Opportunities Sundaram Entertainment Opportunities Sundaram PSU Opportunities Sundaram Global Advantange
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/JNDODJIDIB JA N>C@H@N DN DI?D><ODQ@, <KKGD><=G@ PI?@M IJMH<G >DM>PHNO@N <I? NP=E@>O OJ >C<IB@ <O OC@ ?DN>M@ODJI JA 3C@ 3MPNO@@/(IQ@NOH@IO ,<I<B@M/,POP<G %PI? 2>C@H@N <N JA )PI@ 2013
Schemes of Sundaram Mutual Fund
30
3CDN NO<O@H@IO JA <??DODJI<G DIAJMH<ODJI DN <KKGD><=G@ OJ <I? NCJPG? =@ OM@<O@? <N C@H@ (IAJMH<ODJI #J>PH@IO JA OC@ AJGGJRDIB N>C@H@N DI @SDNO@I>@ <N JI OC@ ?<O@ JA ADGDIB JA OCDN ?J>PH@IO <I? NC<GG <GNJ =@ OM@<O@? <N DIO@BM<G K<MO JA OC@ N>C@H@N AJM RCD>C 2>C@H@ (IAJMH<ODJI #J>PH@IO DN ADG@? RDOC 2$!( AJM <KKMJQ<G. 4I<POCJMDN@? >G<DHN RDOC M@NK@>O OJ N>C@H@N IJO AJMHDIB K<MO JA 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI/2>C@H@ (IAJMH<ODJI #J>PH@IO <M@ IJO =DI?DIB & DIQ@NOJMN <M@ OJ >C@>F AJM <IT PK?<ODJI OJ OC@ ?J>PH@ION OC<O H<T =@ >JHHPID><O@? AMJH ODH@ OJ ODH@ JI RRR.NPI?<M<HHPOP<G.>JH & RRR.<HADDI?D<.>JH
Sundaram Money Fund Sundaram Ultra Short-Term Fund Sundaram Flexible Fund: Short-Term Plan Sundaram Flexible Fund: Flexible Income Plan Sundaram Gilt Fund Sundaram Bond Saver Sundaram Monthly Income Plan-Conservative Plan Sundaram Monthly Income Plan-Moderate Plan Sundaram Monthly Income Plan-Aggressive Plan Sundaram Select Debt Short-Term Asset Plan Sundaram Income Plus Sundaram Fixed Income Interval Fund Sundaram Fixed-Term Plans Sundaram Capital Protection-Oriented Scheme
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Service Providers
31
Investor Relations Manager 1<CPG ,<TJM, '@<?- "PNOJH@M 2@MQD>@N, 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?, 2P?<MNC@@NPI?<M<HHPOP<G.>JH Registrars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und Accountant 2PI?<M<H !-/ /<MD=<N %PI? 2@MQD>@N +DHDO@? 1@BDNOM<M <I? 3M<INA@M B@ION "@IOM<G /MJ>@NNDIB "@IO@M, 11 3JR@MN (( ((( %GJJM, 3CDMP 5D *< (I?PNOMD<G $NO<O@, &PDI?T "C@II<D 600 032. 3@G: 044 - 2250 4700 3C@ 'JIBFJIB <I? 2C<IBC<D !<IFDIB "JMKJM<ODJI (( %GJJM "2CDQ",/GJO -J 139-140 !, 6@NO@MI $SKM@NN 'DBCR<T 2<C<M 1J<? )PI>ODJI, 5DG@ /<MG@-$<NO, ,PH=<D 400 057 2PI?<M<H !-/ /<MD=<N %PI? 2@MQD>@N +O? DN OC@ API? <>>JPIO<IO AJM <GG OC@ N>C@H@N JA 2PI?<M<H ,POP<G @S>@KO www.sundarammutual.com
2PI?<M<H &GJ=<G ?Q<IO<B@ AJM RCD>C '2!" DN OC@ API? <>>JPIO<IO. Custodian 2O<I?<M? "C<MO@M@? !<IF 24-25 ,. &. 1J<?, %JMO, ,PH=<D 400 0023 3C@ 'JIBFJIB <I? 2C<IBC<D !<IFDIB "JMKJM<ODJI (( %GJJM "2CDQ",/GJO -J 139-140 !, 6@NO@MI $SKM@NN 'DBCR<T 2<C<M 1J<? )PI>ODJI, 5DG@ /<MG@-$, ,PH=<D 400 057 '#%" !<IF "PNOJ?T & #@KJNDOJMT 2@MQD>@N, 3M<?@ 6JMG?, -6DIB, &MJPI? %GJJM, *<H<G< ,DGGN "JHKJPI?, 2@I<K<OD !<K<O ,<MB ,PH=<D W 400 013. Legal Counsel 3. *. !C<NF<M /<MOI@M '2! NNJ>D<O@N 555 II< 2<G<D, "C@II<D - 600018. Auditors of Sundaram Mutual Fund ,/2 2PI?<M<H & 2MDIDQ<N>JPIO<ION 23 " / 1<H<NR<HT 1J<?, GR<MK@O, "C@II<D 600 018 3@G@KCJI@: 044 24970762 Auditors of Sundaram Asset Management Company Limited ,/N !M<CH<TT< & "J. "C<MO@M@? >>JPIO<ION 48, ,<NDG<H<ID 1J<?, !<G<ED -<B<M, 1JT<K@OO<C, "C@II<D 600 014 3@G@KCJI@: 044 28131128 #@O<DGN JA >JGG@>ODIB =<IF@MN RDGG =@ BDQ@I DI OC@ 2>C@H@ (IAJMH<ODJI #J>PH@IO / KKGD><ODJI AJMHN / JOC@MRDN@ KP=GDNC@? DI OC@ R@=NDO@ AMJH ODH@ OJ ODH@ 3C@ 3MPNO@@ M@N@MQ@N OC@ MDBCO OJ >C<IB@ 1@BDNOM<M & 3M<INA@M B@IO, "PNOJ?D>JPIO<IO. 3C@ 3MPNO@@ M@N@MQ@N OC@ MDBCO OJ <KKJDIO JOC@M 2$!( 1@BDNO@M@? 2@MQD>@ /MJQD?@MN NP>C <N "PNOJ?D<IN, 1@BDNOM<MN <I? P?DOJMN. Sundaram Asset Management
Condensed Financial Information on schemes of Sundaram Mutual Fund launched over the past three years
Std Ob 17
Fund
Year
NAV Per unit (Rs.) Beginning of the year / Period End of the Year / Period
Dividend Growth 10.5342 10.6002 10.5990 0.62% 6.40% 111.40 10.5341 5.34% 19.99% 145.79 Scheme Benchmark Regular Direct 2.42 2.79 2.54
Dividend Per Unit (Rs.)
Annualised Returns (%)
AUM Ratio of Recurring (Rs. in Crore) Expenses (In %)
Dividend 10.0000 10.5340
Growth
Sundaram Equity Plus
2011-12
10.0000
Date of Allotment: 24.05.11
2012-13
10.5341
Condensed Financial Information of Equity Schemes
32
Performance - Equity Schemes
33
Fund/Period Sundaram Select Mid Cap

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11
NAV Per Unit (`)

154.94 154.94 146.09 145.82 27.95 27.95 28.50 30.58 86.85 86.85 85.69 92.97 18.59 18.59 18.06 21.01 12.92 12.92 11.00 14.13 8.91 8.91 9.97
83.59 83.59 80.90 89.50
Fund (%)
29.3 6.1 0.2 8.6 13.5 -1.9 -6.8 -1.2 16.8 1.4 -7.8 9.8 13.8 3.0 -14.0 27.6 5.5 17.4 -22.1 -6.1 -3.5 -10.6 -11.9
22.0 3.3 -9.6 6.8
Benchmark (%)
18.9 -3.2 -7.7 1.0 11.9 -4.0 -4.1 4.4 12.2 6.0 -9.3 8.1 15.0 11.3 -12.8 23.7 2.9 41.7 -13.9 -1.8 -12.3 -5.2 -18.7
18.1 7.3 -9.2 11.1
CNX Nifty (%)

18.1 7.3 -9.2 11.1 13.1 7.3 -9.2 11.1 11.1 7.3 -9.2 11.1 5.2 7.3 -9.2 11.1 4.6 7.3 -9.2 11.1 2.5 7.3 -9.2
18.1 7.3 -9.2 11.1
Excess points (%)

10.4 9.3 7.9 7.6 1.6 2.1 -2.7 -5.5 4.6 -4.7 1.5 1.6 -1.2 -8.3 -1.3 3.9 2.6 -24.3 -8.3 -4.2 8.8 -5.4 6.8
3.9 -4.0 -0.4 -4.4
Value of ` 10,000 invested Fund Benchmark CNX Nifty S Krishnakumar

1,54,945 63,414 59,153
Sundaram S.M.I.L.E Fund

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 27,953 24,850 27,190
Sundaram Growth Fund

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 1,19,423 62,870
J Venkatesan
53,247
Sundaram Financial Services Opportunities

18,595 19,541 12,770
Sundaram Entertainment Opportunities

12,922 11,488 12,428
Sundaram PSU Opportunities

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 8,906 6,543 10,825
Sundaram Select Focus

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 83,591 59,153 59,153
Sundaram Tax Saver

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 44.80 44.80 41.95 43.26 14.99 14.99 18.57 22.21 6.62 6.62 7.50 7.85 13.19 13.19 13.01 13.75 47.56 47.56 45.11 49.30 10.60 10.60 15.18 15.18 14.46 14.82 17.8 6.8 -3.0 5.2 5.5 -19.3 -16.4 -10.6 -7.6 -11.7 -4.5 -5.8 4.6 1.3 -5.4 3.9 13.0 5.4 -8.5 11.2 6.0 0.6 6.2 5.0 -2.4 10.2 11.9 6.0 -9.3 8.1 8.4 -10.1 -24.2 -6.0 -8.5 3.0 -21.0 0.8 5.4 5.1 -8.7 7.3 8.2 -3.2 9.4 14.5 6.4 5.4 4.8 -9.1 7.5 11.1 7.3 -9.2 11.1 10.9 7.3 -9.2 11.1 -1.5 7.3 -9.2 11.1 6.4 7.3 -9.2 11.1 11.1 7.3 -9.2 11.1 2.8 7.3 6.6 7.3 -9.2 11.1 5.9 0.7 6.3 -3.0 -2.8 -9.2 7.9 -4.6 0.9 -14.7 16.5 -6.6 -0.7 -3.8 3.3 -3.4 -2.7 -5.3 1.8 -8.5 -5.8 0.8 0.2 6.7 2.7 89,328 44,798 41,320
Sundaram Capex Opportunities*
S Krishnakumar & S Bharath

14,986 18,285 21,762
Sundaram Energy Opportunities*

6,616 6,270 9,248
Sundaram Equity Multiplier*

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11
S Krishnakumar & Shiv Chanani

13,185 13,767 14,593
Sundaram Balanced Fund

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 47,561
Shiv Chanani
38,599
Sundaram Equity Plus

Since Inception 31/03/12 to 31/03/13 10,600 11,454 10,533
Sundaram Rural India Fund*

Since Inception 31/03/12 to 31/03/13 31/03/11 to 31/03/12 31/03/10 to 31/03/11 15,183
J Venkatesan & S Bharath

14,372 15,568
Sundaram Global Advantage Fund
S Bharath
Since Inception 13.72 5.8 -0.1 5.6 5.9 10,581 9,992 10,559 31/03/12 to 31/03/13 13.72 11.9 -0.6 7.3 12.5 31/03/11 to 31/03/12 12.27 1.7 -11.1 -9.2 12.7 31/03/10 to 31/03/11 12.06 14.5 15.9 11.1 -1.4 Common for all the performance related information: Past performance may or may not be sustained in future. Performance information is as of March 31, 2013. Returns are computed on a compounded annual basis for period more than one year & on an absolute basis for one-year period using NAV of the Regular Plan (Growth Option). Value of ` 10000/- invested at inception is as on March 31, 2013. *Jointly managed
Std Ob 17
Condensed Financial Information on schemes of Sundaram Mutual Fund launched over the past three years (excluding redeemed schemes)
NAV Per Unit (Rs) End of the Year / Period Dividend Direct Retail Corporate Regular Direct Regular Direct Regular Retail Corporate Direct Regular Direct Regular Growth Scheme Benchmark Direct " Dividend Per Unit (Rs.) (Exclusive of DDT) Annualised Returns (%) AUM at 31.03.2013 Ratio of Recurring (Rs. in Crore) Expenses (In %)
10.1367 10.0000 10.3243 10.0000 10.2741 10.0000 10.2493 10.0000 10.2407 10.0000 10.2415 10.0000 10.1994 11.1657 10.1339 11.0132 10.1455 11.0288 12.0441 10.1697 11.0891 10.1561 11.0544 12.0975 10.1472 11.2047 10.1065 11.0813 10.0798 11.1386 10.3378 10.7663 10.3243 10.8301 10.2734 10.8426 10.2493 10.8463 10.2407 10.8606 10.2415 10.8952 10.1994 11.1657 10.1339 11.0132 10.1455 11.0288 12.0441 10.1696 11.0890 10.1561 11.0544 12.0975 10.1472 11.2047 10.1066 11.0814 10.0798 11.1386 0.4846 0.7312 0.7299 0.7455 0.7581 0.7659 1.0352 1.6040 1.0028 1.0847 1.0109 1.0110 0.4322 0.6268 0.6492 0.6390 0.6498 0.6765 0.8872 1.3748 0.8595 0.9297 0.8664 1.0110 3.3800 3.2400 2.7300 2.4900 2.4100 2.4200 1.9900 9.3000 1.3400 8.4900 1.4600 8.5200 8.8700 1.7000 8.8800 1.5600 8.6500 9.0900 1.4700 10.2400 1.0700 9.4700 0.8000 10.2800 3.0700 2.7800 2.3400 2.0500 2.0100 2.0000 1.5600 8.2600 1.4500 8.2600 1.5200 8.2600 8.9500 1.5200 8.2600 1.4000 8.2600 8.9500 1.3200 8.2600 0.9500 8.2600 0.7500 8.2600 66.59 67.69 70.82 72.59 136.59 140.12 128.71 133.55 48.87 50.33 61.28 62.81 39.14 40.93 0.00 11.05 11.54 0.00 8.13 8.49 9.65 35.79 37.39 0.00 6.30 6.58 7.50 44.30 46.59 0.00 119.40 125.09 0.00 17.49 18.38 0.00 0.45 0.25 0.50 0.50 0.30 0.30 0.35 0.35 1.10 1.10 0.55 0.55 0.93 0.92 0.92 0.95 0.95 0.99 0.90 0.90 0.93 1.47 1.47 1.47 0.73 0.73 0.75 0.37 0.37 0.37 0.93 1.00 1.00 0.36 0.36 0.36 -
Beginning of the year / Period
Schemes of Sundaram Mutual Fund (allotment date)
Year
Dividend
Growth
Regular
Direct
Regular
Sundaram FTP AN (367 Days)09.09.10
Sundaram FTP AO (367 Days)28.09.10
Sundaram FTP AP (367 Days)02..11.10
Sundaram FTP AQ (367 Days)23.11.10
Sundaram FTP AR (367 Days)30.11.10
Sundaram FTP AS (367 Days)14.12.10
Sundaram Mutual FTP AH 04.01.11
Sundaram Mutual FTP AJ 11.01.11
Sundaram Mutual FTP AL 20.01.11
Sundaram Mutual FTP AI 20.01.11
Sundaram Mutual FTP AM 28.01.11
Sundaram Mutual FTP AF 08.02.11
Sundaram Mutual FTP AG 23.01.11
Sundaram Mutual FTP AD 04.03.11
2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13
10.0000 10.1367 10.0000 10.3243 10.0000 10.2741 10.0000 10.2493 10.0000 10.2407 10.0000 10.2415 10.0000 10.1994 11.1657 10.0000 10.1339 11.0132 10.0000 10.1455 11.0288 10.0000 10.1697 11.0891 10.0000 10.1561 11.0544 10.0000 10.1472 11.2047 10.0000 10.1065 11.0813 10.0000 10.0798 11.1386
10.0000 10.3378 10.0000 10.3243 10.0000 10.2734 10.0000 10.2493 10.0000 10.2407 10.0000 10.2415 10.0000 10.1994 11.1657 10.0000 10.1339 11.0132 10.0000 10.1455 11.0288 10.0000 10.1696 11.0891 10.0000 10.1561 11.0544 10.0000 10.1472 11.2047 10.0000 10.1066 11.0814 10.0000 10.0798 11.1386
Condensed Financial Information of Debt Schemes
34
NAV Per Unit (Rs) End of the Year / Period Dividend Direct Retail Corporate Regular Direct Regular Direct Regular Retail Corporate Direct Regular Direct Regular Direct Growth Scheme Benchmark " Dividend Per Unit (Rs.) (Exclusive of DDT) Annualised Returns (%) AUM at 31.03.2013 (Rs. in Crore) Ratio of Recurring Expenses (In %)
10.0835 11.0018 10.0777 11.0744 10.1815 10.0000 10.1631 10.0000 10.1239 10.0000 10.0594 10.0000 10.0519 10.9600 10.0424 10.0000 10.0398 10.2661 11.0908 10.8389 10.8309 10.8016 10.6960 10.6698 10.0835 11.0018 10.0777 11.0744 10.1815 10.9479 10.1631 10.9558 10.1239 11.0097 10.0594 10.9476 10.0519 10.9600 10.0424 10.9995 10.0643 10.5418 11.3442 10.0399 10.2662 11.0909 10.8390 10.8309 10.8018 10.6960 10.6699 1.7447 0.9680 0.8350 0.8420 0.8937 0.8348 0.8530 0.8805 0.8180 1.3980 1.3706 0.8168 0.8453 1.4953 0.8296 0.7157 0.7217 0.7660 0.7155 0.7311 0.7547 0.7011 1.1982 1.1748 0.7001 0.7245 0.8400 8.9100 0.7800 9.6800 1.8100 1.6300 1.2400 0.5900 9.5700 10.0000 0.6400 4.3700 7.2900 0.4000 1.4900 7.7600 8.3600 8.2800 7.9900 6.9300 6.6700 0.6800 8.2600 0.6800 8.2600 1.4300 1.3600 0.9500 0.2600 8.2600 8.2600 1.2200 5.2400 8.8800 1.3200 5.2400 8.8800 7.7000 7.4500 7.4100 6.8900 6.5000 9.53 9.96 0.00 12.11 12.69 0.00 87.56 90.77 146.39 151.93 59.05 61.54 108.25 112.85 70.59 73.64 0.00 132.20 138.12 300.97 307.82 339.24 65.35 66.82 72.19 30.89 0.00 34.88 0.00 27.89 0.00 44.57 0.00 37.58 0.00 0.53 0.53 0.55 0.90 0.90 0.91 0.38 0.38 0.37 0.37 0.20 0.20 1.63 1.63 1.66 1.67 1.72 0.31 0.31 2.00 2.00 2.03 2.00 2.00 2.03 1.21 1.21 0.64 0.65 0.82 0.83 1.01 1.04 0.44 0.44 -
Year
Dividend
Growth
Regular
Direct
Regular
Sundaram Mutual FTP AK 07.03.11
Sundaram Mutual FTP AE 07.03.11
Sundaram Mutual FTP AV 08.01.11
Sundaram Mutual FTP AW 01.02.11
Sundaram Mutual FTP AX 23.02.11
Sundaram Mutual FTP AY 24.03.11
Sundaram Mutual FTP AZ 29.03.11
Sundaram Mutual FTP BA 29.03.11
Capital Protection Series 2 (3 Years)16.02.10
Sundaram Mutual FTP BB 03.05.11
Sundaram Mutual FTP AT 23.05.11
Sundaram Mutual FTP AU 30.05.11
Sundaram Mutual FTP BC 13.06.11
Sundaram Mutual FTP BD 27.06.11
2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2010 - 11 2011 - 12 2012 - 13 2010 - 11 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13
10.0000 10.0835 11.0018 10.0000 10.0777 11.0744 10.0000 10.1815 10.0000 10.1631 10.0000 10.1239 10.0000 10.0594 10.0000 10.0519 10.9600 10.0000 10.0424 10.0000 10.0398 10.2661 10.0000 10.8389 10.0000 10.8309 10.0000 10.8016 10.0000 10.6960 10.0000 10.6698
10.0000 10.0835 11.0018 10.0000 10.0777 11.0744 10.0000 10.1815 10.0000 10.1631 10.0000 10.1239 10.0000 10.0594 10.0000 10.0519 10.9600 10.0000 10.0424 10.0000 10.0643 10.5418 10.0000 10.0399 10.2662 10.0000 10.8390 10.0000 10.8309 10.0000 10.8016 10.0000 10.6960 10.0000 10.6699
35
NAV Per Unit (Rs) End of the Year / Period Dividend Direct Retail Corporate Regular Direct Regular Direct Regular Retail Corporate Direct Regular Direct Regular Growth Scheme Benchmark Direct " Dividend Per Unit (Rs.) (Exclusive of DDT) Annualised Returns (%) AUM at 31.03.2013 (Rs. in Crore) Ratio of Recurring Expenses (In %)
Std Ob 17
10.6552 10.5757 11.6002 10.0000 10.0000 10.0000 10.0000 10.2048 10.3474 10.3621 10.4386 11.4418 10.3204 11.3151 10.4044 11.3817 10.3974 11.3636 10.2902 10.2560 10.2313 10.2043 10.2879 11.2644 10.2322 11.2036 10.0747 11.0536 10.1200 10.1285 10.6552 10.5757 11.6002 10.2989 10.3013 10.4566 10.4674 10.3884 10.3474 10.3621 10.4386 11.4419 10.3204 11.3151 10.4044 11.3817 10.3973 11.3635 10.2902 10.2561 10.2313 10.2043 10.2879 11.2644 10.2383 11.2102 10.0748 11.0536 10.1200 10.1285 0.8717 0.2633 0.4022 0.4117 0.1586 0.6639 0.8376 0.8481 0.8490 0.8518 0.8490 0.8640 0.7471 0.2257 0.3448 0.3529 0.1359 0.5690 0.7179 0.7269 0.7277 0.7301 0.7277 0.7405 6.5200 5.7300 9.4500 3.8600 3.4500 3.5900 4.3600 9.4300 3.1800 9.4600 4.0200 9.0400 3.9500 9.0100 2.8700 2.5300 2.2900 2.0300 2.8600 9.2200 2.3600 9.3000 0.7200 9.5400 1.1700 1.2600 5.8900 5.1200 8.9500 4.0200 3.6500 3.8000 3.8000 8.9500 2.9500 8.9500 4.0200 8.9500 3.8600 8.9500 3.1200 2.7900 2.5200 2.2000 2.8200 8.9500 2.2000 8.9500 0.8200 8.9500 1.2000 1.1600 34.46 0.00 22.48 25.39 5.68 16.04 74.40 46.43 56.75 0.00 32.83 0.00 53.35 0.00 31.39 35.09 43.18 47.98 76.02 84.73 41.34 46.05 54.97 0.00 31.53 108.67 0.00 20.73 0.00 34.35 38.06 105.88 116.63 34.63 38.10 65.17 0.00 41.56 0.34 0.34 0.56 0.58 0.36 0.16 0.34 0.36 0.26 0.26 0.94 0.95 0.19 0.19 0.66 0.68 0.85 0.89 1.05 1.10 1.14 1.19 0.18 0.19 0.12 0.20 0.21 0.22 0.23 0.84 0.87 0.68 0.70 1.08 1.13 0.22 0.25 0.99 -
Year
Dividend
Growth
Regular
Direct
Regular
Sundaram Mutual FTP BE 14.07.11
Sundaram Mutual FTP BF 12.08.11
Sundaram Mutual FTP BG 16.08.11 Sundaram Mutual FTP BH 29.08.11 Sundaram Mutual FTP BI 20.07.11 Sundaram Mutual FTP BJ 09.08.11 Sundaram Mutual FTP BK 05.10.11
Sundaram Mutual FTP BM 25.10.11
Sundaram Mutual FTP BN 21.10.11
Sundaram Mutual FTP BO 21.10.11
Sundaram Mutual FTP BP 25.11.11
Sundaram Mutual FTP BQ 05.10.11
Sundaram Mutual FTP BR 18.10.11
Sundaram Mutual FTP CA 18.11.11
Sundaram Mutual FTP CB 01.12.11 Sundaram Mutual FTP CC.09.12.11
Sundaram Mutual FTP CD 23.12.11
Sundaram Mutual FTP CF 30.11.11
Sundaram Mutual FTP CG 23.12.11
Sundaram Mutual FTP CH 17.02.11
Sundaram Mutual FTP CJ 01.02.11
Sundaram Mutual FTP CK 02.02.11
2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2011 - 12 2011 - 12 2011 - 12 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12
10.0000 10.6552 10.0000 10.5757 10.0000 10.0000 10.0000 10.0000 10.0000 10.2048 10.0000 10.3474 10.0000 10.3621 10.0000 10.4386 10.0000 10.3204 10.0000 10.4044 10.0000 10.3974 10.0000 10.2902 10.0000 10.0000 10.2313 10.0000 10.2043 10.0000 10.2879 10.0000 10.2322 10.0000 10.0747 10.0000 10.1200 10.0000
10.0000 10.6552 10.0000 10.5757 10.0000 10.0000 10.0000 10.0000 10.0000 10.3884 10.0000 10.3474 10.0000 10.3621 10.0000 10.4386 10.0000 10.3204 10.0000 10.4044 10.0000 10.3973 10.0000 10.2902 10.0000 10.0000 10.2313 10.0000 10.2043 10.0000 10.2879 10.0000 10.2383 10.0000 10.0748 10.0000 10.1200 10.0000
36
NAV Per Unit (Rs) End of the Year / Period Dividend Direct Retail Corporate Regular Direct Regular Direct Regular Retail Corporate Direct Regular Direct Regular Growth Scheme Benchmark Direct " Dividend Per Unit (Rs.) (Exclusive of DDT) Annualised Returns (%) AUM at 31.03.2013 Ratio of Recurring (Rs. in Crore) Expenses (In %)
Std Ob 17
10.0959 10.0996 10.0488 11.0707 10.0107 11.0003 10.0000 11.0176 10.5274 11.2796 10.4663 11.1433 10.5403 11.3107 10.3902 11.1386 10.3071 11.1996 10.3975 11.1331 10.2204 11.0300 10.1949 11.0445 10.3325 11.0792 10.3382 11.1763 10.1711 10.9787 10.0953 10.0996 10.0488 11.0707 10.0107 11.0003 10.0000 11.0176 10.5280 11.2802 10.4663 11.1433 10.5380 11.3083 10.3902 11.1386 10.3067 11.1992 10.3973 11.1328 10.2205 11.0301 10.1949 11.0445 10.3326 11.0794 10.3379 11.1761 10.1710 10.9786 0.8765 0.9087 0.7513 0.7788 0.9300 0.9700 0.4500 9.7900 9.9200 10.0600 5.2600 6.8800 4.6500 6.3100 5.3600 7.0800 3.8800 7.0500 3.0500 8.6600 3.9500 6.9500 2.1800 7.8000 1.9300 8.3100 3.3100 7.1500 3.3600 7.9800 1.6900 7.8500 0.8200 0.5300 0.2100 8.9500 8.9500 8.9500 4.6400 8.8800 4.2400 8.8800 4.9500 8.8800 5.5800 8.8800 3.4100 8.8800 4.7700 8.8800 4.7100 8.8800 3.4700 8.8800 4.6100 8.8800 5.1800 8.8800 3.5500 8.8800 86.17 0.00 44.58 0.00 62.25 68.77 80.63 88.64 238.14 262.38 87.81 96.54 59.20 64.56 54.23 59.93 91.85 100.58 104.83 115.23 109.92 120.04 82.63 90.08 82.68 90.14 57.24 62.42 50.59 55.52 49.19 53.48 0.27 0.29 0.15 0.22 0.39 0.41 0.83 1.41 0.15 0.17 2.00 2.03 2.00 2.03 2.00 2.03 2.00 2.03 2.00 2.03 2.00 2.03 2.00 2.03 2.00 2.03 1.95 1.99 2.00 2.03 2.00 2.03 -
Year
Dividend
Growth
Regular
Direct
Regular
Sundaram Mutual FTP CL 17.02.11
Sundaram Mutual FTP CM 02.03.11
Sundaram Mutual FTP CO 22.03.12
Sundaram Mutual FTP CP 29.03.12
Sundaram Mutual FTP CQ 30.03.12
2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13 2011 - 12 2012 - 13
10.0000 10.0959 10.0000 10.0996 10.0000 10.0488 10.0000 10.0107 10.0000 10.0000 10.0000 10.5274 10.0000 10.4663 10.0000 10.5403 10.0000 10.3902 10.0000 10.3071 10.0000 10.3975 10.0000 10.2204 10.0000 10.1949 10.0000 10.3325 10.0000 10.3382 10.0000 10.1711
10.0000 10.0953 10.0000 10.0996 10.0000 10.0488 10.0000 10.0107 10.0000 10.0000 10.0000 10.5280 10.0000 10.4663 10.0000 10.5380 10.0000 10.3902 10.0000 10.3067 10.0000 10.3973 10.0000 10.2205 10.0000 10.1949 10.0000 10.3326 10.0000 10.3379 10.0000 10.1710
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NAV Per Unit (Rs) End of the Year / Period Dividend Direct 10.9057 10.8261 10.7827 10.7574 10.7472 10.7156 10.6211 10.1312 10.1532 10.1318 10.1130 10.0598 10.0224 10.0195 10.0161 10.9057 10.8261 10.7827 10.7574 10.7472 10.7156 10.6211 10.1316 10.1532 10.1318 10.1130 10.0598 10.0224 10.0195 10.0161 Retail 8.9700 8.1800 7.7600 7.5000 7.4000 7.0800 6.1300 1.2700 1.4600 1.2500 1.0600 0.5200 0.1600 0.1300 0.0900 1.5100 1.2600 1.1000 0.5300 0.1600 0.1300 0.0900 8.9500 8.1700 7.7300 7.1500 6.9200 6.6400 5.7600 1.7700 1.3800 0.9300 0.8500 0.5800 0.2100 0.1500 0.0500 81.81 92.47 88.67 25.40 29.97 30.67 28.23 75.01 203.66 126.45 21.51 188.74 110.95 105.93 39.04 Retail Corporate 1.27 1.55 1.13 0.71 0.17 0.37 0.24 2.10 0.36 0.18 0.60 0.18 0.18 0.18 0.18 Regular Direct Regular Direct Direct Regular Direct Regular Growth Scheme Benchmark Direct 0.11 0.11 0.15 0.11 0.11 0.11 0.11 " Dividend Per Unit (Rs.) (Exclusive of DDT) Annualised Returns (%) AUM at 31.03.2013 (Rs. in Crore) Ratio of Recurring Expenses (In %)
Std Ob 17
Regular Corporate -
Year
Dividend
Growth
Regular
Direct
Regular
Sundaram Mutual FTP CR 12.04.12 Sundaram Mutual FTP CS 27.04.12 Sundaram Mutual FTP CT 18.05.12 Sundaram Mutual FTP CU 08.06.12 Sundaram Mutual FTP CV 15.06.12 Sundaram Mutual FTP CW 28.06.12 Sundaram Mutual FTP CX 27.07.12 Capital Protection Series 9 (3 Years)05.12.12 Sundaram Mutual FTP DC 23.01.13 Sundaram Mutual FTP DE 22.02.13 Sundaram Mutual FTP DD 26.02.13 Sundaram Mutual FTP DF 07.03.13 Sundaram Mutual FTP DG 20.03.13 Sundaram Mutual FTP DH 22.03.13 Sundaram Mutual FTP DI 25.03.13
2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13 2012 - 13
10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000
10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000 10.0000
Annualized returns are given for growth option Absolute returns are provided for schemes which have not been in existence for the entire year .
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Performance - Debt Schemes
39
Fund / Benchmark Sundaram Money Fund CRISIL Liquid Fund Index CRISIL 91-days T-Bill Index Sundaram Ultra Short Term Fund CRISIL Liquid Fund Index CRISIL 91-days T-Bill Index
31/03/12 31/03/11 31/03/10 31/03/13 (%) 31/03/12 (%) 31/03/11 (%) 9.3 8.2 8.5 9.8 8.2 8.5 9.4 8.4 7.0 9.8 8.4 7.0 6.6 6.2 4.2 6.7 6.2 4.2
Last 7 days 9.5 6.7 6.2 8.2 6.7 6.2
Last 15 days 9.2 7.0 7.3 8.6 7.0 7.3
Last 1 month 8.8 7.4 7.9 9.4 7.4 7.9
Since Inception Returns (%) ` 10,000 7.6 6.9 5.6 8.2 7.1 5.6 17,067 16,329 14,838 15,976 14,992 13,824
Fund / Benchmark Sundaram MIP - Moderate Plan CRISIL MIP Blended Index CRISIL 10 Year GILT Index Sundaram MIP - Aggressive Plan CRISIL MIP Blended Index CRISIL 10 Year GILT Index Sundaram MIP - Conservative Plan CRISIL MIP Blended Index CRISIL 10 Year GILT Index Sundaram Bond Saver CRISIL Composite Bond Fund Index CRISIL 10 Year GILT Index Sundaram GILT Fund I-Sec MIBEX CRISIL 10 Year GILT Index Sundaram Income Plus CRISIL Composite Bond Fund Index CRISIL 10 Year GILT Index Sundaram Select Debt - Short Term Asset Plan CRISIL Liquid Fund Index CRISIL 1 Year T-Bill Index Sundaram Flexible Fund -Flexible Income Plan CRISIL Composite Bond Fund Index CRISIL 10 Year GILT Index Sundaram Flexible Fund - Short Term Plan CRISIL Short-Term Bond Fund Index CRISIL 1 Year T-Bill Index
Since Inception 31/03/12 31/03/11 31/03/10 Last Last Last 31/03/13 (%) 31/03/12 (%) 31/03/11 (%) 3 years (%) 5 years (%) 8 years (%) Returns (%) ` 10,000 7.7 9.1 8.5 7.7 9.1 8.5 7.8 9.1 8.5 11.1 9.2 8.5 14.0 11.0 8.5 8.1 9.2 8.5 11.1 8.2 8.6 8.9 9.2 8.5 9.8 9.1 8.6 1.9 5.2 2.4 4.5 5.2 2.4 5.9 5.2 2.4 7.3 7.7 2.4 1.7 7.0 2.4 4.4 7.7 2.4 11.3 8.4 6.6 5.6 7.7 2.4 9.5 8.3 6.6 2.4 6.2 4.6 2.8 6.2 4.6 3.1 6.2 4.6 4.9 5.1 4.6 3.3 6.2 4.6 3.3 5.1 4.6 6.8 6.2 3.9 5.6 5.1 4.6 5.7 5.1 3.9 3.9 6.8 5.1 5.0 6.8 5.1 5.6 6.8 5.1 7.7 7.3 5.1 6.2 8.0 5.1 5.3 7.3 5.1 9.7 7.6 5.5 6.7 7.3 5.1 8.3 7.5 5.5 4.4 6.9 6.1 6.7 6.9 6.1 4.9 7.9 6.1 4.2 6.9 6.1 7.3 7.0 5.4 6.6 6.9 6.1 8.3 7.6 5.4 5.8 7.0 4.4 5.0 7.0 5.6 5.6 7.0 5.6 8.3 5.0 5.1 6.2 6.0 6.8 6.2 5.2 6.4 6.2 4.1 7.8 7.2 4.8 16,826 18,702 14,890 11,607 12,307 11,802 11,810 12,307 11,802 33,947 17,846 16,931 18,954 11,742 20,062 18,866 12,072 16,700 16,456 11,742 18,549 17,777 12,072
Past performance may or may not be sustained in the future; NAV and performance as on March 31, 2013. NAV of Regular Plan - Growth option is considered for computing the annualised returns. Returns are in percentage (%). Returns for more than one year are computed on compounded annualised basis and less than one year are computed on simple annualised basis. Performance has not been disclosed for closed-ended schemes as they are non comparable with other fixed income schemes. Income schemes (except Sundaram Select Debt Short Term Asset Plan and Sundaram Flexible Fund Short Term Plan) and liquid schemes have been compared with CRISIL 10 Year GILT Index and CRISIL 91 Days T-Bill Index respectively. Sundaram Select Debt Short Term Asset Plan and Sundaram Flexible Fund Short Term Plan are compared with CRISIL1 year T-Bill Index. Returns for the standard benchmark are sourced from www.amfiindia.com
How to Apply
40
1. Existing Investor Information: (A TJP <M@ @? =T 2PI?<M<H !-/ /<MD=<N %PI? 2@MQD>@N +DHDO@?, KG@<N@ KMJQD?@ OC@ %JGDJ -PH=@M. 8JP <M@ IJO M@LPDM@? OJ ADGG ?@O<DGN M@LPDM@? DI 2@>ODJI 2. 8JP HPNO KMJ>@@? ?DM@>OGT OJ 2@>ODJI 3 <N ?@O<DGN M@LPDM@? DI 2@>ODJI 2 <M@ <Q<DG<=G@ DI TJPM @SDNODIB AJGDJ. (A TJP RDNC OJ >C<IB@ <IT JA OC@ @SDNODIB ?@O<DGN, PN@ < OM<IN<>ODJI NGDK <Q<DG<=G@ RDOC TJPM <>>JPIO NO<O@H@IO. 2. New Investor Information: -<H@ <I? <??M@NN HPNO =@ RMDOO@I DI APGG. (A OC@ DIQ@NOH@IO DN JI =@C<GA JA < HDIJM (< K@MNJI RCJ DN T@O OJ >JHKG@O@ 18 T@<MN), OC@ -<H@ JA OC@ &P<M?D<N@ JA HJM@ OC<IO, <KKGD><ION <M@ M@LP@NO@? OJ NO<O@ OC@ ,J?@ JA CJG?DIB <N [)JDIO\ JM [ ITJI@ JM 2PMQDQJM\. (I ><N@ JA JHDNNDJI OJ >CJJN@ OC@ HJ?@ JA CJG?DIB, OC@ ?@A<PGO JKODJI NC<GG =@ [ ITJI@ JM 2PMQDQJM\. GG >JHHPID><ODJI <I? K<TH@ION NC<GG =@ H<?@ OJ/DI OC@ I<H@ JA <I? A<QJPMDIB OC@ ADMNO/NJG@ <KKGD><IO. KKGD><ODJIN =T < /JR@M JA OOJMI@T, < GDHDO@? >JHK<IT < >JMKJM<O@ =J?T, D@OT, < K<MOI@MNCDK ADMH JM < OMPNO HPNO =@ <>>JHK<ID@? =T ?J>PH@ION <N H@IODJI@? DI OC@ >C@>FGDNO. 3C@ ?J>PH@ION HPNO =@ <OO@NO@? =T OC@ ?@NDBI<O@? JM <POCJMDN@? JAAD>D<G JA OC@ DINODOPODJI/KJR@M JA <OOJMI@T JM =T < IJO<MT JM B<U@OO@? JAAD>@M JA OC@ BJQ@MIH@IO/=<IF H<I<B@M. POCJMDN@? JAAD>D<GN NCJPG? NDBI OC@ KKGD><ODJI %JMH PI?@M OC@DM JAAD>D<G ?@NDBI<ODJI. GDNO JA NK@>DH@I NDBI<OPM@N JA OC@ <POCJMDN@? JAAD>D<GN, ?PGT >@MODAD@? JM <OO@NO@?, HPNO =@ <OO<>C@? OJ OC@ KKGD><ODJI %JMH. $HKGJT@@ 4IDLP@ (?@IODAD><ODJI -PH=@M ($4(-) C<N OJ =@ ADGG@? =T OC@ ?DNOMD=POJM, @NK@>D<GGT DI ><N@ JA <?QDNJMT OM<IN<>ODJIN <N $4(- RJPG? <NNDNO OC@ DIQ@NOJM DI O<>FGDIB OC@ KMJ=G@H JA HDN-N@GGDIB @Q@I DA OC@ @HKGJT@@/ M@G<ODJINCDK H<I<B@M/N<G@N K@MNJI G@<Q@ OC@ @HKGJTH@IO JA OC@ ?DNOMD=POJM. Transaction charges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
KPMKJN@ JA G@QTDIB OC@ OM<IN<>ODJI >C<MB@. @) /PM>C<N@N / NP=N>MDKODJIN ><MMD@? JPO OCMJPBC NOJ>F @S>C<IB@(N). 3C@ ?DNOMD=POJMN >ODJI >C<MB@N =<N@? JI [OTK@ JA OC@ /MJ?P>O/2>C@H@\ DINO@<? JA [AJM <GG 2>C@H@N\. >>JM?DIBGT, OC@ OM<IN<>ODJI >C<MB@N RJPG? =@ ?@?P>O@? AMJH OC@ NP=N>MDKODJI <HJPION, <N <KKGD><=G@. 'JR@Q@M, OC@ ?DNOMD=POJM NC<GG IJO =@ <=G@ OJ JKO-DI JM JKO-JPO <O OC@ DIQ@NOJM-G@Q@G D.@. < ?DNOMD=POJM NC<GG IJO >C<MB@ JI@ DIQ@NOJM <I? >CJJN@ IJO OJ >C<MB@ <IJOC@M DIQ@NOJM. 3C@ OM<IN<>ODJI >C<MB@N <M@ DI <??DODJI OJ OC@ @SDNODIB NTNO@H JA >JHHDNNDJI K@MHDNND=G@ OJ OC@ #DNOMD=POJMN. .I NP=N>MDKODJI OCMJPBC #DNOMD=POJMN, OC@ PKAMJIO >JHHDNNDJI DA <IT RDGG =@ K<D? ?DM@>OGT =T OC@ (IQ@NOJMN OJ OC@ #DNOMD=POJM =T < N@K<M<O@ >C@LP@ =<N@? JI OC@DM <NN@NNH@IO JA Q<MDJPN A<>OJMN DI>GP?DIB OC@ N@MQD>@ M@I?@M@? =T OC@ #DNOMD=POJM. IT >DM>PG<M/>G<MDAD><ODJI DNNP@? =T 2$!(/ ,%( DI OCDN M@B<M? RDGG <POJH<OD><GGT =@>JH@ <KKGD><=G@ <I? RDGG =@ DI>JMKJM<O@? DI OC@ 2(#/2 (/*(, RC@M@Q@M <KKGD><=G@. Investments made on behalf of Minors :A. Accounts of Minors: (D) 3C@ HDIJM NC<GG =@ OC@ ADMNO <I? OC@ NJG@ CJG?@M DI >JPIO. -J EJDIO CJG?@MN <M@ <GGJR@? DI NP>C <>>JPION. .IGT < I<OPM<G BP<M?DJPMO <KKJDIO@? G@B<G BP<M?DPH@IO @QD?@I>DIB M@G<ODJINCDK JA OC@ BP<M?D<N@ H<T =@) <I? ?<O@ JA =DMOC JA OC@ HDIJM QDU. =DMOC >@MODAD><O@, K<NNKJMO >JKT, N>CJJG G@<QDIB >@MODAD><O@, @O> NCJPG? =@ H<I?<OJMDGT KMJQD?@? <GJIB RDOC OC@ <KKGD><ODJI AJMH. B. Change of Status from Minor to Major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hange of Guardian: (D) (I ><N@ JA >C<IB@ DI BP<M?DJPMO <KKJDIO@? G@B<G BP<M?DPH@ION QDU. (<) 1@LP@NO G@OO@M AJM OC@ >C<IB@ DI &P<M?D<I, (=) -J .=E@>ODJI "@MODAD><O@ (-J") JM "JIN@IO +@OO@M AMJH @SDNODIB BP<M?D<N@ OC@ @SDNODIB BP<M?D) *8" >FIJRG@?BH@IO +@OO@M JA I@R BP<M?D<I,
,J?@G KKGD><ODJI %JMH DN <Q<DG<=G@ JI K<B@N 68 - 71 JA OCDN ?J>PH@IO Sundaram Asset Management
How to Apply
41
(?) #J>PH@IO @QD?@I>DIB M@G<ODJINCDK JA OC@ BP<M?D<N@ H<T =@ (@) !<IF <OO@NO<ODJI <OO@NODIB OC@ NDBI<OPM@ JA OC@ I@R BP<M?D>JPIO JA OC@ HDIJM RC@M@ OC@ I@R BP<M?D<=G@, #@<OC "@MODAD><O@ JA OC@ ?@>@<N@? BP<M?DJKT ?PGT IJO<MDU@? JM <OO@NO@? =T B<U@OO@ JAAD>@M JM < =<IF H<I<B@M. (I ><N@ JA >@MODAD><ODJI =T =<IF H<I<B@M, OC@ ?J>PH@IO NCJPG? =@ >@MODAD@? =T OC@ =<IF H<I<B@M RDOC CDN / C@M APGG NDBI<OPM@, I<H@, @HKGJT@@ >J?@, =<IF N@<G <I? >JIO<>O IPH=@M. Permanent Account Number (PAN): 2$!( C<N H<I?<O@? OC<O / - NC<GG =@ OC@ NJG@ D?@IODAD><ODJI IPH=@M AJM <GG K<MOD>DK<ION DI OC@ N@>PMDOD@N H<MF@O, DMM@NK@>ODQ@ JA OC@ <HJPIO JA OC@ OM<IN<>ODJI. >>JM?DIBGT, OC@ <KKGD><IO (JM DI ><N@ JA <KKGD><ODJIN DI EJDIO I<H@N, @<>C <KKGD><IO), DN M@LPDM@? OJ H@IODJI OC@DM / - <I? <OO<>C JKT JA / - ><M? RDOC OC@ <KKGD><ODJI. (IQ@NOJMN >JKT JA / - <OO@NO@? =T OC@ !<IF ,<I<B@M/&<U@OO@? .AAD>@M JA 2O<O@ JM "@IOM<G &JQ@MIH@IO /-JO<MT /P=GD>/)P?D>D<G POCJMDOT. KKGD><ODJIN RDOCJPO < >JKT JA OC@ / - RDGG =@ M@E@>O@?. /@MH<I@IO >>JPIO -PH=@M (/ -) DN IJO M@LPDM@? AJM ,D>MJ 2(/ JA D<G T@<M. 3CDN @S@HKODJI DN <GNJ <KKGD><=G@ OJ JOC@M KPM>C<N@ OM<IN<>ODJIN DA OC@ <HJPIO, DI>GP?DIB 2(/N, DN G@NN OCC@H@N JA 2PI?<M<H ,POP<G) DI <IT MJGGDIB 12- HJIOC K@MDJ? JM DI < ADID<G T@<M K@M DIQ@NOJM. (IQ@NOJMN A<GGDIB PI?@M OCDN ><O@BJMT HPNO KMJ?P>@ < >JKT JA <IT JA OC@ NK@>DAD@? KCJOJ D?@IODAD><ODJI ?J>PH@ION GDNO@? DI &PD?@ OJ (IQ@NODIB OCMJPBC 2TNO@H<OD> (IQ@NOH@IO /GJH@ N>C@H@N. 'JR@Q@M DIQ@NOJMN C<QDIB / - <M@ IJO @GDBD=G@ AJM NDHKGDAD@? *8" KMJ>@?PM@N. Instructions for verification of PAN Card: V (IQ@NOH@IO ,<I<B@M =MC JAAD>D<GN/1@BDNOM<M <I? 3M<INA@M B@ION <I? (IQ@NOJM "@IOM@N RDGG Q@MDAT OC@ / - ><M? >JKT RDOC JMDBDI<GN. 3C@ K@MNJI Q@MDATDIB OC@ ?J>PH@IO I@@? OJ <AADS CDN/C@M NDBI<OPM@, I<H@ <I? >JHK<IT N@<G RDOC M@H<MFN <N Q@MDAD@? RDOC JMDBDI<G / Q@MDAD@? / <OO@NO@?. V GO@MI<ODQ@GT >JKT JA OC@ / - NC<GG =@ <OO@NO@? =T OC@ !<IF ,<I<B@M/&<U@OO@? .AAD>@M JA 2O<O@/"@IOM<G &JQ@MIH@IO / -JO<MT /P=GD>/)P?D>D<G POCJMDOD@N. V GO@MI<ODQ@GT, OC@ ?DNOMD=POJMN ><M? >JKT RDOC JMDBDI<GN. 3C@ K@MNJI Q@MDATDIB OC@ ?J>PH@IO I@@? OJ <AADS CDN/C@M NDBI<OPM@, I<H@ <I? >JHK<IT N@<G RDOC M@H<MFN <N Q@MDAD@? RDOC JMDBDI<G / Q@MDAD@? / <OO@NO@?. V GG JOC@M ?J>PH@IO/>JKD@N OJ =@ N@GA >@MODAD@? =T OC@ DIQ@NOJM <I? >@MODAD@? =T ,%( >@MODAD@? ?DNOMD=POJM (RDOC 1- <AADS@?). V KKGD><ODJIN RDOCJPO M@LPDM@? ?J>PH@ION RDGG =@ GD<=G@ OJ =@ M@E@>O@?. 6DOC @AA@>O AMJH )<IP<MT 01, 2008 / - "JKT RDGG =@ H<I?<OJMT AJM <GG <KKGD><=G@ OM<IN<>ODJIN. Know Your Customer (KYC) Requirement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ank Account Details: Providing bank account details is mandatory according to SEBI regulations. /G@<N@ >JHKG@O@ <GG OC@ ?@O<DGN NP>C <N <>>JPIO IPH=@M, I<H@ JA OC@ =<IF, =MC, <??M@NN <I? >DOT. (A TJP JKO AJM $"2 ADGG OC@ IDI@ ?DBDO ,("1 IPH=@M OC<O DN <Q<DG<=G@ DI TJPM >C@LP@ G@<A. (A TJP C<Q@ JKO@? OJ M@>@DQ@ M@?@HKODJI KMJ>@@?N =T 13&2/-$%3, ADGG DI OC@ <??DODJI<G ADQ@ AD@G?N H<MF@? DI DO<GD>N. RTGS/NEFT a, /($+/ (/'b ,- !), 0 ,2 acc)/(. 1$.# a ba(% b,a(c#. Y)/ ca( )b.a$( .# ' b2 c)(.ac.$(" 2)/, ba(% ,. P& a- a..ac# a ca(c && d c# +/ ), a *#).)c)*2 V
,J?@G KKGD><ODJI %JMH DN <Q<DG<=G@ JI K<B@N 68 - 71 JA OCDN ?J>PH@IO Sundaram Asset Management
How to Apply
42
)! .# c# +/ .) (-/, .#a. 2)/, acc)/(. d .a$&- a, ca*./, d acc/,a. &2 $( 2)/, , c),d 1$.# .# , "$-.,a,. T#$- $- a '/-. $! 2)/ )*. !), ECS. Pa2' (. D .a$&-: 3C@ >C@LP@/?@H<I? ?M<AO HPNO =@ ?M<RI DI A<QJPM JA [SMF SCHEME NAME\ <I? >MJNN@? /> /<T@@ JIGT. (IQ@NOJMN HPNO RMDO@ OC@ /@MH<I@IO >>JPIO -PH=@M/%JGDJ -PH=@M JI OC@ M@Q@MN@ JA OC@ >C@LP@ / ?@H<I? ?M<AO <>>JHK<ITDIB OC@ <KKGD><ODJI AJMH. 2PI?<M<H NN@O ,<I<B@H@IO DN KG@<N@? OJ =@<M ## >C<MB@N <N K@M M<O@N JA 2O<O@ !<IF JA (I?D<. /PM>C<N@N H<?@ OCMJPBC OCDM? K<MOT >C@LP@(N) RDGG IJO =@ <>>@KO@?. (I ><N@ JA K<TH@IO AMJH < )JDIO !<IF >>JPIO, OC@ %DMNO CJG?@M DI OC@ KKGD><ODJI HPNO =@ JI@ JA OC@ )JDIO >>JPIO 'JG?@MN JA OC@ )JDIO !<IF >>JPIO. 'JR@Q@M OC@ AJGGJRDIB <M@ @S>GP?@? AMJH OCDN M@NOMD>ODJI: 1. &DAON OJ < HDIJM AMJH /<M@ION/&M<I? /<M@ION PKOJ 1N 50,000 (AJM @<>C KPM>C<N@) 2. $HKGJT@M\N 1@HDOO@ JA /<TMJGG ?@?P>ODJI JI =@C<GA JA $HKGJT@@N 3. "PNOJ?D<I[N K<TH@IO JI =@C<GA JA <I %(( /"GD@IO %JM APMOC@M ?@O<DGN KG@<N@ M@A@M OJ 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI. 4. How do you wish to receive: 3 Acc)/(. S.a. ' (.: /G@<N@ KMJQD?@ ?@O<DGN JA KM@A@M<=GT TJPM K@MNJI<G $H<DG ??M@NN. 3CDN DN < HPNO OJ A<>DGDO<O@ ?@GDQ@MT JA TJPM >>JPIO 2O<O@H@IO DI D@IO <I? ODH@GT H<II@M. GNJ, =T M@>@DQDIB OC@ >>JPIO 2O<O@H@IO DI < K<K@MG@NN HJ?@ =T @H<DG, TJP >JIOMD=PO@ OJ OC@ @IQDMJIH@IO. 3C@ <?Q<IO<B@ JA @G@>OMJID> A<>DGDOT DN <Q<DG<=G@ @Q@I DA TJP JKO OJ M@>@DQ@ OC@ >>JPIO 2O<O@H@IO =T "JPMD@M//JNO. 3C@ DIQ@NOJM DN ?@@H@? OJ =@ <R<M@ JA N@>PMDOT MDNFN DI>GP?DIB DIO@M>@KODJI JA ?J>PH@ION <I? <Q<DG<=DGDOT JA >JIO@IO OJ OCDM? K<MOD@N. (A TJP M@ND?@ DI < KG<>@ OC<O DN IJMH<GGT IJO M@<>C@? =T < M@KPO@? >JPMD@M, KG@<N@ >CJJN@ OC@ ;/JNO\ JKODJI. 3 D$, c. C, d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a,,a(.-/D,a!.: 6<MM<IO/?M<AO RDGG =@ K<T<=G@ JIGT <O >DOD@N RC@M@ 2PI?<M<H ,POP<G "PNOJH@M 2@MQD>@ "@IOM@N <M@ GJ><O@?. (A OMJID> API? OM<INA@M-=<N@? A<>DGDOD@N <I? KM@A@MN M@>@DQDIB < >C@LP@ JM ?@H<I? ?M<AO, C@/NC@ HPNO DI?D><O@ OC@ KM@A@M@I>@ DI OC@ <KKGD><ODJI AJMH. 2PI?<M<H NN@O ,<I<B@H@IO RDGG NOMDQ@ OJ @AA@>O OC@ K<TJPO =T N@I?DIB < >C@LP@ / ?@H<I? ?M<AO. (I ><N@ JA PIAJM@N@@I >DM>PHNO@N, OC@ 2PI?<M<H NN@O ,<I<B@H@IO M@N@MQ@N OC@ MDBCO OJ DNNP@ < ?@H<I? ?M<AO / K<T<=G@ <O K<M >C@LP@. I/7'45034 '913'44-: #)3'' #/& #65*03+4' 5*' .656#- (6/& 50 64' +/5'3.'&+#3+'4 46%* #4 1045 0((+%', -0%#- #/& +/5'3/#5+0/#- %063+'34
#/& $#/,4, 50 /#.' # ('8, 50 4'/& %0..6/+%#5+0/ 03 4'/& %*'26' / &'.#/& &3#(5 / 8#33#/5. I/5'3.'&+#3+'4 #3' #)'/54 0( 5*' +/7'4503 #/& /05 5*' .656#- (6/&. *' 3645''4 / I/7'45.'/5 M#/#)'3 / M656#- F6/& 8+-- /05 $' 3'410/4+$-' (03 #/: -044 #3+4+/) 065 0( (3#6&6-'/5 '/%#4*.'/5 0( %*'26'/&3#(5 03 &'-#: / -044 +/ 53#/4+5 0( #/: %*'26' / &3#(5 / %0..6/+%#5+0/. 5. Plans & Options: /G@<N@ DI?D><O@ >G@<MGT OC@ /GC TJP RDNC OJ DIQ@NO. (A OC@ DIQ@NOJM ?J@N IJO >G@<MGT NK@>DAT OC@ >CJD>@ JA JKODJI <O OC@ ODH@ JA DIQ@NODIB, OC@ ?@A<PGO JKODJI RDGG =@ &MJROC. (IQ@NOJMN RDNCDIB OJ NP=N>MD=@ PI?@M #DM@>O /GC@H@ RDGG C<Q@ OJ DI?D><O@ Y#DM@>O /G<IZ <B<DINO OC@ 2>C@H@ I<H@ DI OC@ <KKGD><ODJI AJMH. (I OC@ AJGGJRDIB ><N@N, OC@ <KKGD><ODJIN NC<GG =@ KMJ>@NN@? PI?@M OC@ #DM@>O /G<I: 1. #DNOMD=POJM >J?@ DN H@IODJI@? DI OC@ <KKGD><ODJI AJMH, =PO Y#DM@>O /G<IZ DN DI?D><O@? <B<DINO OC@ 2>C@H@ I<H@ 2. 6C@M@ <KKGD><ODJI DN M@>@DQ@? AJM 1@BPG<M /GJ?@ JM OC@ RJM? Y#DM@>OZ DN H@IODJI@? DI OC@ 1- >JGPHI. 3. -@DOC@M OC@ KGJ?@ DN H@IODJI@? DI OC@ <KKGD><ODJI AJMH (I OC@ AJGGJRDIB ><N@N, OC@ <KKGD><ODJIN NC<GG =@ KMJ>@NN@? PI?@M OC@ 1@BPG<M /G<I: 1. 3C@ <KKGD><ODJI AJMH >JIO<DIN OC@ ?DNOMD=POJM >J?@ =PO ?J@N IJO DI?D><O@ OC@ KG<I. 2. 6C@M@ <KKGD><ODJI DN M@>@DQ@? AJM 1@BPG<M /GJ?@. 6. Nomination: /G@<N@ DI?D><O@ < IJHDI@@ RCJ NCJPG? =@ @IODOG@? OJ OC@ =@I@ADON JA TJPM DIQ@NOH@IO DI OC@ @Q@IO JA ODJI JI -JHDI<ODJI DN IJO <KKGD><=G@ DI OC@ ><N@ JA -JI- DI?DQD?P<GN. 3C@ AJGGJRDIB KJDION JI IJHDI<ODJI KMJ>@?PM@N H<T KG@<N@ =@ IJO@?. %JM ?@O<DG@? KMJ>@?PM@, KG@<N@ M@A@M OC@ 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI (2 (): (D) 6C@M@ < AJGDJ C<N EJDIO CJG?@MN, <GG EJDIO CJG?@MN NCJPG? NDBI OC@ M@LP@NO AJM IJHDI<ODJI/ >@GG<ODJI JA IJHDI<ODJI, @Q@I DA OC@ HJ?@ JA CJG?DIB DN IJO "EJDIO". -JHDI<ODJI AJMH ><IIJO =@ NDBI@? =T /JR@M JA <OOJMI@T (/J ) CJG?@MN. (DD) -JHDI<ODJI NC<GG =@ >JHKPGNJMT AJM I@R AJGDJN/<>>JPION @NK@>D<GGT RC@M@ OC@ HJ?@ JA CJG?DIB DN NDIBG@. (IQ@NOJMN RCJ ?J IJO RDNC OJ IJHDI<O@ HPNO NDBI >JIADMHDIB OC@DM IJI-DIO@IODJI OJ IJHDI<O@. $Q@MT I@R IJHDI<ODJI AJM < AJGDJ/<>>JPIO RDGG JQ@MRMDO@ OC@ @SDNODIB IJHDI<ODJI. (DDD) -JHDI<ODJI NC<GG IJO =@ <GGJR@? DI >JPIO/AJGDJ C@G? JI =@C<GA JA < HDIJM. 6C@M@ OC@ IJHDI@@ DN < HDIJM, Q<MDJPN ?J>PH@ION GDF@ *8", / -, !<IF ?@O<DGN, (I?@HIDOT, @O>. NCJPG? =@ JA OC@ BP<M?D PI?@M CDN/C@M JAAD>D<G N@<G. (I ><N@ JA '4%, OC@ NDBI<OPM@ JA OC@ *<MO< <I? *<MO< JA '4% N@<G/NO<HK <M@ < HPNO. (A OC@ <KKGD><ODJI DN DI EJDIO I<H@, <GG <KKGD><ION HPNO NDBI OC@ AJMH. /G@<N@ @INPM@ OC<O OC@ NDBI<OPM@ DN >JINDNO@IO IJO EPNO DI OCDN AJMH =PO DI <GG OM<IN<>ODJI M@LP@NO ?J>PH@ION TJP H<T NP=HDO NP=N@LP@IO OJ TJPM DIQ@NOH@IO. 5<MD<ODJI DI NDBI<OPM@ >ODJI JA < OM<IN<>ODJI M@LP@NO NP>C <N M@?@HKODJI, NRDO>C, >C<IB@ DI <??M@NN <I? >C<IB@ DI =<IF H<I?<O@, OJ I<H@ < A@R. For general Investor Related Services, please refer Statement of Additional Information (SAI).
,J?@G KKGD><ODJI %JMH DN <Q<DG<=G@ JI K<B@N 68 - 71 JA OCDN ?J>PH@IO www.sundarammutual.com Sundaram Asset Management
How to Apply
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(IOMJ?P>ODJI JA -@R %<>DGDOT AJM /PM>C<N@ / 1@?@HKODJI JA 4IDON JA 2PI?<M<H ,POP<G %PI? OCMJPBC 2OJ>F $S>C<IB@N. 3CDN A<>DGDOT DN >PMM@IOGT <Q<DG<=G@ JIGT DI OC@ AJGGJRDIB JK@I @I?@? N>C@H@N JA 2PI?<M<H ,POP<G %PI? S.No. Name of the Scheme Type of Scheme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ollowing are the salient features of this facility :1. 3CDN A<>DGDOT D.@., KPM>C<N@ / M@?@HKODJI JA PIDON RDGG =@ <Q<DG<=G@ OJ =JOC @SDNODIB <I? I@R DIQ@NOJMN. 2RDO>CDIB JA PIDON RDGG IJO =@ K@MHDOO@?. 2. 3C@ DIQ@NOJMN RDGG =@ @GDBD=G@ OJ JIGT KPM>C<N@ / M@?@@H PIDON JA OC@ <AJM@N<D? N>C@H@N. 3C@ GDNO JA @GDBD=G@ N>C@H@N DN NP=E@>O OJ >C<IB@ AMJH ODH@ OJ ODH@. 3. ,%22 DN OC@ @G@>OMJID> KG<OAJMH DIOMJ?P>@? =T -2$ AJM OM<IN<>ODIB DI PIDON JA ,POP<G %PI?N. ,%22 RDGG =@ <Q<DG<=G@ JI <GG =PNDI@NN ?<TN JA OC@ "<KDO<G ,<MF@O N@BH@IO. 3C@ ,%22 RDGG =@ <Q<DG<=G@ AJM /<MOD>DK<ION =@OR@@I 9 <.H. PIODG 3 K.H. 4. 3C@ PIDON JA @GDBD=G@ N>C@H@N <M@ IJO GDNO@? JI -2$ <I? OC@ N<H@ ><IIJO =@ OM<?@? JI OC@ 2OJ>F $S>C<IB@. 3C@ RDI?JR AJM KPM>C<N@ / M@?@HKODJI JA PIDON JI -2$ RDGG =@ <Q<DG<=G@ =@OR@@I 9.00 <.H <I? 3 K.H JM NP>C JOC@M ODHDIBN <N H<T =@ ?@>D?@?, AMJH ODH@ OJ ODH@. 5. 3C@ @GDBD=G@ ,%( >@MODAD@? NOJ>F @S>C<IB@ =MJF@MN RDGG =@ >JIND?@M@? <N .AAD>D<G /JDION JA >>@KO@ (./ ) JA 2PI?<M<H ,POP<G %PI? 6. (IQ@NOJMN C<Q@ <G JM #@H<O@MD<GDU@? AJMH. 7. /PM>C<N@ / 1@?@HKODJI JA PIDON RDGG =@ KMJ>@NN@? DI OC@ AJGGJRDIB H<II@M:1. Purchase of Units (a) Physical Form (D) 3C@ DIQ@NOJM RCJ >CJJN@N OC@ KCTND><G HJ?@ DN M@LPDM@? OJ NP=HDO <GG M@LPDNDO@ ?J>PH@ION <GJIB RDOC OC@ KPM>C<N@ <KKGD><ODJI (NP=E@>O OJ <KKGD><=G@ GDHDON KM@N>MD=@? =T -2$) OJ OC@ $GDBD=G@ 2OJ>F !MJF@MN.
(DD) 3C@ 2OJ>F =MJF@M NC<GG Q@MDAT OC@ <KKGD><ODJI AJM H<I?<OJMT ?@O<DGN <I? *8" >JHKGD@. (DDD) AO@M >JHKG@ODJI JA OC@ Q@MDAD><ODJI, OC@ KPM>C<N@ JM?@M RDGG =@ @IO@M@? DI OC@ 2OJ>F $S>C<IB@ NTNO@H <I? JIADMH<ODJI NGDK RDGG =@ DNNP@? OJ DIQ@NOJM. (DQ) 3C@ DIQ@NOJM RDGG OM<INA@M OC@ API?N OJ OC@ $GDBD=G@ 2OJ>F !MJF@MN. (Q) GGJOH@IO ?@O<DGN RDGG =@ KMJQD?@? =T OC@ $GDBD=G@ 2OJ>F !MJF@MN OJ OC@ DIQ@NOJM. (b) Dematerialised Form (D) 3C@ DIQ@NOJMN RCJ DIO@I? OJ ?@<G DI ?@KJNDOJMT HJ?@ <M@ M@LPDM@? OJ C<Q@ < ?@H<O <>>JPIO RDOC "#2+/ -2#+. (DD) 3C@ DIQ@NOJM RCJ >CJJN@N OC@ ?@KJNDOJMT HJ?@ DN M@LPDM@? OJ KG<>@ C<N@ JA PIDON (NP=E@>O OJ <KKGD><=G@ GDHDON KM@N>MD=@? =T -2$) RDOC OC@ $GDBD=G@ 2OJ>F !MJF@MN. (DDD) 3C@ DIQ@NOJM NCJPG? KMJQD?@ OC@DM ?@KJNDOJMT <>>JPIO ?@O<DGN OJ OC@ $GDBD=G@ 2OJ>F !MJF@MN. (DQ) 3C@ KPM>C<N@ JM?@M RDGG =@ @IO@M@? DI OC@ 2OJ>F $S>C<IB@ NTNO@H <I? JIADMH<ODJI NGDK RDGG =@ DNNP@? OJ DIQ@NOJM. (Q) 3C@ DIQ@NOJM RDGG OM<INA@M OC@ API?N OJ OC@ $GDBD=G@ 2OJ>F !MJF@MN. (QD) GGJOH@IO ?@O<DGN RDGG =@ KMJQD?@? =T OC@ $GDBD=G@ 2OJ>F !MJF@MN OJ OC@ DIQ@NOJM. 2. Redemption of Units a. Physical Form (D) 3C@ DIQ@NOJM RCJ >CJJN@N OC@ KCTND><G HJ?@ DN M@LPDM@? OJ NP=HDO <GG M@LPDNDO@ ?J>PH@ION <GJIB RDOC OC@ M@?@HKODJI <KKGD><ODJI (NP=E@>O OJ <KKGD><=G@ GDHDON KM@N>MD=@? =T -2$) OJ OC@ $GDBD=G@ 2OJ>F !MJF@MN. (DD) 3C@ M@?@HKODJI JM?@M RDGG =@ @IO@M@? DI OC@ 2OJ>F $S>C<IB@ NTNO@H <I? JIADMH<ODJI NGDK RDGG =@ DNNP@? OJ DIQ@NOJM. (DDD) 3C@ M@?@HKODJI KMJ>@@?N RDGG =@ >M@?DO@? OJ OC@ =<IF <>>JPIO JA OC@ DIQ@NOJM, <N K@M OC@ =<IF <>>JPIO ?@O<DGN M@>JM?@? RDOC 2PI?<M<H ,POP<G %PI?. b. Dematerialized Form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
How to Apply
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Applications Supported by Blocked Amount 1. Applications Supported by Blocked Amount or ASBA facility: I <KKGD><ODJI >JIO<DIDIB F OC@ <KKGD><ODJI HJI@T DI CDN/C@M NK@>DAD@? =<IF <>>JPIO OJR<M?N OC@ NP=N>MDKODJI JA 4IDON JAA@M@? ?PMDIB OC@ -%.(-@R %PI? .AA@M) JA < 2>C@H@. (A DGDOT, OC@ <KKGD><ODJI HJI@T OJR<M?N OC@ NP=N>MDKODJI JA 4IDON NC<GG =@ ?@=DO@? AMJH CDN NK@>DAD@? =<IF <>>JPIO JIGT DA CDN/C@M <KKGD><ODJI DN N@G@>O@? AJM <GGJOH@IO JA 4IDON. (O DN ) AJM =PTDIB 4IDON ?PMDIB -%.. (O DN <Q<DG<=G@ JIGT OJ DI?DQD?P<GN .(O DN IJO <Q<DG<=G@ AJM NP=N>MD=DIB OJ 4IDON JI >JPIO, NCJPG? =@ < 2@GA "@MODAD@? 2TI?D><O@ !<IF (2"2!) 2. Controlling Branches (CBs) of the Self Certified Syndicate Banks (SCSB): "JIOMJGGDIB !MC@N ("!N) <M@ OC@ =MC@N JA OC@ 2"2!N <>ODIB <N >JJM?DI<ODIB =MC@N AJM OC@ 1@BDNOM<M <I? 3M<INA@M B@IO JA 2PI?<M<H ,POP<G %PI? N>C@H@N, OC@ ," <I? OC@ 2OJ>F $S>C<IB@(N) AJM OC@ 2! A<>DGDOT JAA@M@? ?PMDIB OC@ -%. K@MDJ?. 3. Designated Branches (DBs) of the SCSBs: #@NDBI<O@? !MC@N (#!N) <M@ OC@ =MC@N JA OC@ 2"2!N RCD>C NC<GG >JGG@>O OC@ 2! KKGD><ODJI %JMHN ?PGT ADGG@? =T OC@ (IQ@NOJMN OJR<M?N OC@ NP=N>MDKODJI OJ OC@ 4IDON JA OC@ 2>C@H@ JAA@M@? ?PMDIB OC@ -%.. 3C@ GDNO JA OC@N@ #@NDBI<O@? !MC@N DN <Q<DG<=G@ <O COOK://RRR.N@=D.BJQ.DI/KH?/N>N=.K?A <I? RRR.NPI?<M<HHPOP<G.>JH 4. Self Certified Syndicate Bank or SCSB: 2@GA "@MODAD@? 2TI?D><O@ !<IF/ 2"2! H@<IN < =<IF M@BDNO@M@? RDOC 2$!( OJ JAA@M OC@ A<>DGDOT JA <KKGTDIB OCMJPBC OC@ 2! KMJ>@NN. 2! N >>@KO@? JIGT =T 2"2!N, RCJN@ I<H@N <KK@<M DI OC@ GDNO JA 2"2!N <N ?DNKG<T@? =T 2$!( JI DON R@=NDO@ <O RRR.N@=D.BJQ.DI. 5. The ASBA facility during NFO: (I M@NK@>O JA -@R %PI? .AA@M (-%.) JA 2>C@H@N//G<I(N) G<PI>C@? JI JM <AO@M .>OJ=@M 1, 2010, MD=@ OJ OC@ -%. OCMJPBC KKGD><ODJIN 2PKKJMO@? =T !GJ>F@? HJPIO ( 2! ) A<>DGDOT =T <KKGTDIB AJM OC@ 4IDON JAA@M@? DI OC@ 2! KKGD><ODJI %JMH <I? AJGGJRDIB OC@ KMJ>@?PM@ <N KM@N>MD=@? DI OC@ AJMH. %JM ?@O<DGN KG@<N@ M@A@M OJ OC@ 2@>ODJIZ KKGD><ODJIN 2PKKJMO@? =T !GJ>F@? HJPIO ( 2! ) A<>DGDOT," =@GJR <I? <GNJ OC@ KKGD><ODJI %JMH/*(, JA OC@ 2>C@H@ Applications Supported by Blocked Amount (ASBA) facility: /PMNP<IO OJ 2$!( "DM>PG<M ?<O@? 2$!(/(,#/"(1 -J 18 /198647 /2010 ,<M>C 15, 2010, MD=@ OJ OC@ -@R %PI? .AA@M (-%.) G<PI>C@? JI JM <AO@M .>OJ=@M 1,2010 OCMJPBC 2! A<>DGDOT =T <KKGTDIB AJM OC@ 4IDON DI OC@ 2! KKGD><ODJI %JMH <I? AJGGJRDIB OC@ KMJ>@?PM@ <N KM@N>MD=@? DI OC@ AJMH. www.sundarammutual.com
2! DN <ODJI >JIO<DIDIB F OC@ <KKGD><ODJI HJI@T DI CDN/C@M NK@>DAD@? =<IF <>>JPIO OJR<M?N OC@ NP=N>MDKODJI JA 4IDON JAA@M@? ?PMDIB OC@ -%. JA OC@ 2>C@H@ JA 2PI?<M<H ,POP<G%PI?.3CPN, AJM DGDOT, OC@ <KKGD><ODJI HJI@T OJR<M?N OC@ NP=N>MDKODJI JA 4IDON NC<GG =@ ?@=DO@? AMJH CDN NK@>DAD@? =<IF <>>JPIO JIGT DA CDN/C@M <KKGD><ODJI DN N@G@>O@? AJM <GGJOH@IO JA 4IDON. 3C@ =GJ>F@? <HJPIO ><IIJO =@ RDOC?M<RI <I? RDGG @<MI DIO@M@NO <N K@M <>>JPIO O@MHN <KKGD><=G@. (O H<T =@ IJO@? OC<O NDI>@ 2! %<>DGDOT DN KPMNP<IO OJ OJMN RDGG IJO =@ M@NKJIND=G@ AJM <IT ?@G<T, @MMJM JM JHDNNDJI/>JHHDNNDJI, JM ?@AD>D@I>T DA <IT, JI OC@ K<MO JA OC@ (IQ@NOJM\N !<IF. Benefits of Applying through ASBA facility (D) 6MDODIB >C@LP@N / ?@H<I? ?M<AON <I? N@I?DIB OC@H AJM >JGG@>ODJI @O> <M@ IJO M@LPDM@?, <N DIQ@NOJM I@@?N OJ NP=HDO 2! <KKGD><ODJI %JMH <>>JHK<ITDIB F OC@ <>>JPIO OJ OC@ @SO@IO JA <KKGD><ODJI HJI@T OJR<M?N NP=N>MDKODJI JA 4IDON. 3C@ =<G@ HJI@T, DA <IT, DI OC@ <>>JPIO >FDIB JA =GJ>F@? API?N <AO@M <GGJOH@ION ?JI@ DINO<IO<I@JPNGT. (DDD) 4IGDF@ JOC@M HJ?@N JA K<TH@IO, 2! A<>DGDOT KM@Q@ION OC@ GJNN JA DIO@M@NO DI>JH@ JI OC@ <KKGD><ODJI HJI@T OJR<M?N NP=N>MDKODJI JA 4IDON <N DO M@H<DIN DI OC@ =<IF <>>JPIO JA OC@ DIQ@NOJM ODGG OC@ <GGJOH@IO DN H<?@. (DQ) 1@API?N JA HJI@T OJ OC@ DIQ@NOJMN ?J IJO <MDN@ <N OC@ <KKGD><ODJI HJI@T OJR<M?N NP=N>MDKODJI JA 4IDON B@ON OM<INA@MM@? JIGT OJ OC@ @SO@IO JA <HJPIO K<T<=G@ AJM OC@ <>OP<G <GGJOH@IO (Q) 3C@ DIQ@NOJM ?@<GN RDOC OC@ FIJRI DIO@MH@?D<MT D.@.CDN/C@M JRI =<IF. (QD) 3C@ <KKGD><ODJI AJMH DN NDHKG@M <N OC@ <KKGD><ODJI AJMH AJM 2! RDGG =@ ?DAA@M@IO AMJH OC@ -%. <KKGD><ODJI AJMH. ASBA Procedure: (<) I (IQ@NOJM DIO@I?DIB OJ NP=N>MD=@ OJ OC@ 4IDON JA OC@ -%. OCMJPBC 2! , NC<GG NP=HDO < ?PGT >JHKG@O@? 2! KKGD><ODJI %JMH OJ < 2@GA "@MODAD@? 2TI?D><O@ !<IF (2"2!),RDOC RCJH C@/NC@ C<N < !<IF >>JPIO. (=) 3C@ 2! KKGD><ODJI %JMH OJR<M?N OC@ NP=N>MDKODJI JA 4IDON ><GGT RDOC OC@ #@NDBI<O@? !MC@N (#!N) JA OC@ 2"2! (Y/CTND><G 2! Z); JM =. 2P=HDO OC@ AJMH @G@>OMJID><GGT OCMJPBC OC@ DIO@MI@O =<IFDIB A<>DGDOT JAA@M@? =T OC@ 2"2! (Y$G@>OMJID> 2! Z). Sundaram Asset Management
How to Apply
45
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ist of banks providing ASBA facility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www.sundarammutual.com
,POP<G %PI? JM 2"2!N DI>GP?@, =PO <M@ IJO GDHDO@? OJ1. KKGD><ODJIN =T K@MNJIN IJO >JHK@O@IO OJ >JIOM<>O PI?@M OC@ (I?DO >O, 1872, DI>GP?DIB =PO IJO GDHDO@? OJ HDIJMN, DIN<I@/DINJGQ@IO K@MNJIN JM RC@M@ OC@ !<IF >>JPIO >JI>@MI@? DN OC@ NP=E@>O H<OO@M JA <IT <OO<>CH@IO / M@NOM<DIO JM?@M =T < "JPMO JM < >JHK@O@IO <POCJMDOT PI?@M <IT G<R @O>.
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nvestor Relations Manager 1<CPG ,<TJM, '@<?- "PNOJH@M 2@MQD>@N, 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?, 2P?<MNC@@NPI?<M<HHPOP<G.>JH GG JOC@M O@MHN <I? >JI?DODJIN JA OC@ 2>C@H@N RDGG M@H<DI PI>C<IB@?. Sundaram Asset Management
Model PIN Agreement
46
PIN Agreement & Email ID

To Transact Online & Receive E-Mail Account Statement
Please read the terms & conditions of PIN on this page before signing the application form. PIN will be sent to all new investors along with account statement Existing investors: As a one-time exercise, please fill this form and call Toll Free Number 1800 425 1000 to enable our service team pick up the form
A Personal Identification Number PIN is a must for effective and speedy transacting online in a mutual funds products. Do you have one? If you wish to receive a PIN, you can read the PIN agreement attached to this communication and sign at the designated place. On receipt of the same, a PIN will be sent to you at the postal address noted in our records. The PIN will help an investor use the Invest Online facility at www.sundarammutual.com to buy, sell and switch units, to name a few services. The PIN is a vital requirement to do online investment transactions in a safe, secure and convenient way. We also offer the facility of sending Account Statements by email. In case you wish to do so, please furnish your Email ID and sign at the appropriate place in the attached document. We do encourage you to use a PIN to execute your transactions online and sign up for sending the Account Statements by email as by increasing the share of paperless transactions in the economy you will be making a vital contribution to a cleaner and healthier environment.
Investor Information
Name
Agreement Date
Folio No
E-Mail Address
Mobile Number
Date
D DMM Y Y Y Y
Agreement for Personal Identification Number PIN

This Agreement between Sundaram Mutual Fund having its office at 46 Whites Road, II Floor, Chennai - 600014 (hereinafter referred to as the Fund) and the investor (whose details are available in this agreement form hereinafter referred to as the unit holder) (hereinafter referred to as the Agreement). The date of this agreement is indicated in the panel on Investor Information in this form. WITNESSTH: WHEREAS: The Fund and the Unit holder have entered into a Unit Purchase Agreement, whereby the Unit holder has agreed to purchase units in the Fund; AND WHEREAS: The Fund, through Sundaram BNP Paribas Fund Services, acting as its Registrar and Transfer Agent (hereinafter referred to as Registrar) offers the facility of a Personal Identification Number (hereinafter referred to as PIN) for convenience of unit holders AND WHEREAS: The unit holder has indicated to the Fund that he/she/it wishes to avail of the PIN facility offered by the Fund, subject to the terms and conditions stated in the application form and has for this purpose, indicated to Fund the name of his/her/its Bank and Branch Account Number; AND WHEREAS: The Fund is willing to extend the PIN facility to the Unit holder on the terms and conditions as set out herein; Now THEREFORE, in consideration of the mutual understanding as set forth in this Agreement, the parties hereto have agreed to the following terms and conditions: The PIN granted to the Unit holder pursuant to this Agreement shall be communicated to the Unit holder by a reliable courier and entirely at the risk of the Unit holder. The following shall be the mode of operation of the PIN facility: a If the unit holder is a company, an institution/ trust or body corporate , the authorised signatories may designate any individual as designated person and his personal details should be submitted to the Registrar b If the mode of payment is the first holder only, PIN facility will be made available to the first holder c If the mode of operation is joint, all the unit holders may designate only one of them to operate this facility. In such case, the personal details of the such a person shall be submitted to the registrar d If the Unit holder is a minor, then the Natural Guardian or the Guardian appointed by the Court alone shall be eligible to operate the PIN facility. In such a case the personal details of the Guardian shall be submitted to the Registrar. The Unit holder may access the following services through the Internet, using the PIN facility: (a) purchase including switch in (b) redemption including switchout (c) Access to NAV Information (d) Access to balance Information (e) Ability to print Account Statements in a client-independent standard format (f) Links to the other Internet / web-sites of the Fund (g) Ability to email service requests to the Transfer Agent. The Fund will take best efforts to keep the Funds web-site updated on a daily basis so as to provide most current information to unit holders. However, the Unit holder agrees that because of communications issues, it is possible that the site may not be current on occasions. The Unit holder also agrees that the look and feel of the Web screen and outputs therefrom may differ based on the nature of the software used by the Unit holder to browse the site. The Fund agrees to take best efforts to protect security of the data placed on the Internet and has for this purpose, required the web service provider engaged by the Registrar to sign a confidentiality agreement with the Registrar specifying confidentiality of the data and to restrict external access to the database on the Internet. The Registrar shall ask the Unit holder for his / her / its name and Folio Number , address or such particulars to ensure the authenticity before accepting instructions on behalf of Fund. The Registrar may, in the interest of the Unit holder, request a fax confirmation on the instructions received and shall not act until the said fax confirmation and additional confirmation is received from the Unit holder. The Unit holder shall be responsible for safekeeping of the PIN and shall not disclose Signature
For detailed PIN Agreement, visit: www.sundarammutual.com

his / her / its PIN to any person and shall take all possible care to prevent discovery of the PIN by any person. The Unit holder shall not use his / her / its PIN after the disclosure of the same to any third party. In the event of accidental disclosure of the PIN to any third party or if the unit holder forgets his password, the Fund may at the request of the unit holder and at its absolute discretion issue to the Unit holder a new PIN on these terms and conditions or under such terms and conditions, as the Fund may deem fit. The Unit holder shall be fully liable to the Fund for every transaction entered into using the PIN facility, whether with or without the knowledge of the Unit holder. The Unit holder hereby releases the Fund and the Registrar from any liability whatsoever against misuse of the PIN. Further, neither the Fund nor the Registrar shall be liable at all for any misuse if any, of any data placed on the Internet, by third parties hacking or unauthorisedly accessing the server. The Unit holder shall at all times indemnify the Fund, its officers, employees, successors and assigns from and against all actions, proceedings, claims and demands whatsoever for or on account of or in relation to any unauthorised use of the PIN and from and against all damages, costs, charges and expenses in respect thereof, unless the same is caused by gross negligence, bad faith or wilful default on the part of the Fund. The Unit holder acknowledges and agrees that Sundaram Investment Manager/Fund and or its Registrars or the Service Providers does not guarantee or warrant that Unit holder will not experience any downtime or disruptions in its use of the Service. In the event of any such downtime or disruption, the Investment Manager/Fund or its Registrar or its service providers shall use commercially reasonable efforts to reinstate accessibility and operability. Investment Manager/Fund or its Registrar or its service providers may restrict, suspend, or terminate investors access to and use of the Service at any time, without notice or liability. The Unit holder agrees that its right to use the Service is non-exclusive, revocable, non-transferable, and non-sublicense able. The Unit holder agrees to be bound by any terms of use, disclosures, or disclaimers displayed by the Investment Manager/Fund/ Registrar and its service providers and any that Unit holder may affirmatively click through to accept. The investors use of the Services shall be subject to the terms and conditions of any applicable agreements between Registrar, Service Providers and the Investment Manager/Fund and/or investor. Unit holder shall not: (A) access or use the Service for any purpose inconsistent with the substance and terms of this Agreement; (B) introduce into the Service any code, virus, or mechanism that would impair the Service or Investment Managers/Fund system , computers or software; (C) use the Service to gain unauthorized access to any system or database; (D) sublicense or otherwise transfer or make available Investors access to the Service to any third party that is not an Authorized Person (E) disclose to any third party non-public information relating to the content or operation of the Service, which information is confidential and proprietary to the Investment Manager/Fund ; or (F) remove or obscure any of Investment Managers/Fund or Registrars or any Service Providers trademarks, service marks, or markings of copyright or patent rights contained in the Service. In the case of any disputes, the matter will be referred to arbitration at the first instance and settled through arbitration proceedings as per the rules of the Indian Arbitration and Conciliation Act, 1996. The Place of Arbitration will be at Chennai. The Courts in Chennai shall have jurisdiction over all disputes arising out of or in respect of this Agreement. In Witness Whereof, the parties to this Agreement have caused these presents to be executed as of the day and year first above written. Signed for and on behalf of Fund
First Applicant
Second applicant
Third Applicant
Checklist
47
Regular & Direct Plan: /G@<N@ @INPM@ OC@ HDIDHPH DIQ@NOH@IO DN 1N 500 AJM 3<S 2<Q@M <I? 1N 5000 AJM <GG JOC@M API?N. (A 2(/ DN <KKGD><=G@, OC@ HDIDHPH <HJPIO RDGG =@ <N K@M OC@ ?@O<DGN KMJQD?@? DI OC@ 2(#/*(, JA OC@ M@NK@>ODQ@ N>C@H@N. /G@<N@ KMJQD?@ >JMM@>O <I? >JHKG@O@ ?<O< KYC is compulsory to all investors. Permanent Account Number (PAN): 2$!( C<N H<I?<O@? OC<O / - NC<GG =@ OC@ NJG@ D?@IODAD><ODJI IPH=@M AJM <GG K<MOD>DK<ION DI OC@ N@>PMDOD@N H<MF@O, DMM@NK@>ODQ@ JA OC@ <HJPIO JA OC@ OM<IN<>ODJI. >>JM?DIBGT, OC@ <KKGD><IO (JM DI ><N@ JA <KKGD><ODJIN DI EJDIO I<H@N, @<>C <KKGD><IO), DN M@LPDM@? OJ H@IODJI OC@DM / - <I? <OO<>C JKT JA / - ><M? RDOC OC@ <KKGD><ODJI. (IQ@NOJMN >JKT JA / - <OO@NO@? =T OC@ !<IF ,<I<B@M/&<U@OO@? .AAD>@M JA 2O<O@ JM "@IOM<G &JQ@MIH@IO /-JO<MT /P=GD>/)P?D>D<G POCJMDOT. KKGD><ODJIN RDOCJPO < >JKT JA OC@ / - RDGG =@ M@E@>O@?. /@MH<I@IO >>JPIO -PH=@M (/ -) DN IJO M@LPDM@? AJM ,D>MJ 2(/ JA D<G T@<M. 3CDN @S@HKODJI DN <GNJ <KKGD><=G@ OJ JOC@M KPM>C<N@ OM<IN<>ODJIN DA OC@ <HJPIO, DI>GP?DIB 2(/N, DN G@NN OCC@H@N JA 2PI?<M<H ,POP<G) DI <IT MJGGDIB 12- HJIOC K@MDJ? JM DI < ADID<G T@<M K@M DIQ@NOJM. (IQ@NOJMN A<GGDIB PI?@M OCDN ><O@BJMT HPNO KMJ?P>@ < >JKT JA <IT JA OC@ NK@>DAD@? KCJOJ D?@IODAD><ODJI ?J>PH@ION GDNO@? DI &PD?@ OJ (IQ@NODIB OCMJPBC 2TNO@H<OD> (IQ@NOH@IO /GJH@ N>C@H@N. 'JR@Q@M DIQ@NOJMN C<QDIB / - <M@ IJO @GDBD=G@ AJM NDHKGDAD@? *8" KMJ>@?PM@N. Please complete Know Your Customer requirement /G@<N@ PN@ N@K<M<O@ AJMHN <I? DNNP@ N@K<M<O@ >C@LP@N OJ <KKGT AJM ?DAA@M@IO API?N /G@<N@ H<F@ OC@ "C@LP@/#@H<I? #M<AO DI OC@ I<H@ JA API? DI RCD>C TJP RJPG? RDNC OJ DIQ@NO <I? RMDO@ OC@ / - IPH=@M JM %JGDJ IPH=@M (AJM DIQ@NOJMN RCJ C<Q@ >JPIO RDOC 2PI?<M<H ,POP<G) JI OC@ M@Q@MN@ JA OC@ "C@LP@/#@H<I? #M<AO.
(A ?J IJO RDNC OJ IJHDI<O@ <IT K@MNJI KG@<N@ RMDO@ -.-$ JM NOMDF@ JPO OC@ =JS =T < >MJNN H<MF <N < H@<NPM@ JA KM@><PODJI <I? N<A@BP<M? If you are a new investor in Sundaram Funds, please ensure you take care to mention: V /@MH<I@IO >>JPIO -PH=@M (/ - DN H<I?<OJMT AJM <GG DIQ@NOJMN @S>@KO AJM ,D>MJ 2(/ JA <N@ JA EJDIO <KKGD><ION V !<IF <>>JPIO ?@O<DGN JA OC@ ADMNO <KKGD><IO V !<IF ?@O<DGN AJM ?DM@>O >M@?DO/ $"2/-$%3/13&2 (A OC@ DIQ@NOJM JM IJHDI@@ DN < HDIJM, ?<O@ JA =DMOC JA HDIJM <I? I<H@ JA BP<M?D<O@? (A DIQ@NOH@IO DN H<?@ PI?@M /JR@M JA NK@>DH@I NDBI<OPM@ JA <POCJMDU@? NDBI<OJMT Please attach: V OO@NO@? >JKT JA /@MH<I@IO >>JPIO -PH=@M "<M? OOJMI@T,
V *8" >FIJRG@?B@H@IO. V 2DBI@? [ >>JPIO /<T@@\ >C@LP@/?M<AO ?M<RI DI OC@ I<H@ JA OC@ API? DI RCD>C TJP RDNC OJ DIQ@NO <I? DI?D><O@ / - IPH=@M JI M@Q@MN@. V >@GG@? >C@LP@ JM < KCJOJ>JKT JA TJPM >C@LP@ G@<A (< HPNO DA TJP RDNC OJ <Q<DG OC@ A<>DGDOT JA ?DM@>O >M@?DO/ $"2 <I? KM@A@M<=G@ DI <GG ><N@N OJ @INPM@ TJPM =<IF <>>JPIO ?@O<DGN <M@ ><KOPM@? <>>PM<O@GT)
V (A DIQ@NOH@IO DN H<?@ PI?@M /JR@M JA OOJMI@T, IJO<MDN@? >JKT JA OC@ /JR@M JA OOJMI@T V (I ><N@ JA < 3MPNO/%PI?, < M@NJGPODJI JA OC@ 3MPNO@@(N) <POCJMDNDIB OC@ DIQ@NOH@IO HPNO =@ NP=HDOO@?. V (A TJP <M@ C < >JKT JA ?J>PH@ION DI?D><O@? DI OC@ O<=G@: Special Categories (KG@<N@ <OO<>C < >JKT) Document Corporate Society Partnership Trust ,@HJM<I?PH & MOD>G@N 1@NJGPODJI/ POCJMDN<ODJI OJ (IQ@NO +DNO JA POCJMDN@? 2DBI<OJMD@N & 2K@>DH@I 2DBI<OPM@N !T@-+<RN 3MPNO #@@? /<MOI@MNCDK #@@?
,J?@G KKGD><ODJI %JMH DN <Q<DG<=G@ JI K<B@N 68 - 71 JA OCDN ?J>PH@IO www.sundarammutual.com Sundaram Asset Management
Rights of Unit Holders
48
Std Ob 9
Std Ob 9
Std Ob 8
4IDO CJG?@MN C<Q@ < KMJKJMODJI<O@ MDBCO DI OC@ =@I@AD>D<G JRI@MNCDK JA OC@ <NN@ON JA OC@ N>C@H@ (N) DI RCD>C OC@T C<Q@ DIQ@NO@? V #DQD?@I? R<MM<ION NC<GG =@ ?@NK<O>C@? RDOCDI 30 ?<TN JA OC@ ?@>G<M<ODJI JA OC@ ?DQD?@I?. V .I <>>@KO@ JA < Q<GD? <KKGD><ODJI AJM NP=N>MDKODJI, PIDON RDGG =@ <GGJOO@? <I? < >JIADMH<ODJI NK@>DATDIB OC@ IPH=@M JA PIDON <GGJOO@? =T R<T JA @H<DG <I?/JM 2,2 RDOCDI 5 !PNDI@NN #<TN AMJH OC@ ?<O@ JA >GJNPM@ JA NP=N>MDKODJI GDNO <I? / JM AMJH OC@ ?<O@ JA M@>@DKO JA OC@ M@LP@NO AMJH OC@ PIDOCJG?@MN RDGG =@ N@IO OJ OC@ 4IDO CJG?@M'N M@BDNO@M@? @-H<DG <??M@NN <I?/JM HJ=DG@ IPH=@M. 2P=E@>O OJ 2$!( 1@BPG<ODJIN, 2O<O@H@IO JA >>JPION RDGG =@ N@IO OJ OCJN@ PIDOCJG?@MN RCJN@ M@BDNO@M@? @H<DG <??M@NN / HJ=DG@ IPH=@M DN IJO <Q<DG<=G@ RDOC OC@ ,POP<G %PI?, PIG@NN JOC@MRDN@ M@LPDM@?. Consolidated Account Statement: 1) >JINJGD?<O@? <>>JPIO NO<O@H@IO (" 2): AJM @<>C ><G@I?<M HJIOC OJ OC@ 4IDO CJG?@M(N) DI RCJN@ AJGDJ(N) OM<IN<>ODJI**(N) C<N/C<Q@ O<F@I KG<>@ ?PMDIB OC@ HJIOC NC<GG =@ N@IO JI JM =@AJM@ 10OC JA OC@ NP>>@@?DIB HJIOC =T H<DG/@-H<DG. ^Consolidated Account Statement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
Valuation Norms
49
Investment Valuation Norms for Securities held by Schemes of Sundaram Mutual Fund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aluation Methodologies <. 3C@ H@OCJ?JGJBT AJM Q<GPDIB @<>C <I? @Q@MT OTK@ JA N@>PMDOT C@G? =T OC@ N>C@H@N DN BDQ@I DI OC@ <KK@I?@? O<=G@; =. (IQ@NOH@IO DI <IT I@R OTK@ JA N@>PMDOT NC<GG =@ H<?@ JIGT <AO@M @NO<=GDNCH@IO JA OC@ Q<GP<ODJI H@OCJ?JGJBT AJM NP>C N@>PMDOT RDOC <KKMJQ<G JA OC@ !J<M? JA ," JM <IT >JHHDOO@@ >JINODOPO@? DI OCDN =@C<GA. (A M@LPDM@?, OC@ I@R OTK@ JA N@>PMDOD@N H<T =@ M@A@MM@? OJ "1(2(+/("1 AJM KMJQD?DIB ?<DGT TD@G?/KMD>@. 2. Inter Scheme Transfers <. (IO@M N>C@H@ OM<INA@MN NC<GG =@ @AA@>O@? <N K@M OC@ M@BPG<ODJIN <I? DIO@MI<G KJGD>T <O KM@Q<DGDIB H<MF@O KMD>@ (@NN@IOD<GGT A<DM Q<GP<ODJI KMD>@); =. 3C@ H@OCJ?JGJBT OJ ?@O@MHDI@ OC@ A<DM Q<GP<ODJI JA N@>PMDOD@N RCD>C <M@ DIO@I?@? OJ =@ OM<INA@MM@? AMJH JI@ N>C@H@ OJ <IJOC@M DN N@O JPO DI <KK@I?@? O<=G@. 3. Exceptional Events %JGGJRDIB OTK@N JA OC@ @Q@ION, DIO@M <GD<, >JPG? =@ >G<NNDAD@? <N @S>@KODJI<G @Q@ION RC@M@ >PMM@IO H<MF@O DIAJMH<ODJI H<T IJO =@ <Q<DG<=G@ / NPAAD>D@IO AJM Q<GP<ODJI JA N@>PMDOD@N JM OC@ H<MF@O LPJO<ODJIN <M@ IJ GJIB@M M@GD<=G@ AJM Q<GP<ODJI < K<MOD>PG<M N@>PMDOT: D. ,<EJM KJGD>T <IIJPI>@H@ION =T OC@ 1@N@MQ@ !<IF, 3C@ &JQ@MIH@IO JM OC@ 1@BPG<OJM; DD. -<OPM<G ?DN<NO@MN JM KP=GD> ?DNOPM=@N OC<O AJM>@ OC@ H<MF@ON OJ >GJN@ PI@SK@>O@?GT; DDD. =N@I>@ JA OM<?DIB DI < NK@>DAD> N@>PMDOT JM NDHDG<M N@>PMDOD@N; DQ. !M@<F?JRI DI OC@ DIAJMH<ODJI NTNO@HN / NJAOR<M@ Q. 2DBIDAD><IO QJG<ODGDOT DI OC@ ><KDO<G H<MF@ON. 4. Escalation Procedure D. 5<GP<ODJI "JHHDOO@@ NC<GG =@ M@NKJIND=G@ AJM HJIDOJMDIB @S>@KODJI<G @Q@ION <I? M@>JHH@I?DIB <KKMJKMD<O@ Q<GP<ODJI H@OCJ?N PI?@M OC@ >DM>PHNO@N RDOC ?P@ BPD?@ AMJH OC@ ," P?DO "JHHDOO@@ / !J<M?; DD. #@QD<ODJI AMJH OC@ Q<GP<ODJI KJGD>T <I? KMDI>DKG@N, DA <IT DI JM?@M OJ Q<GP@ OC@ <NN@ON/ N@>PMDOD@N <O A<DM Q<GP@, RDGG =@ >JHHPID><O@? OJ OC@ ," !J<M?, 3MPNO@@ !J<M? <I? OJ OC@ PIDOCJG?@MN RDOC NPDO<=G@ ?DN>GJNPM@N JI OC@ R@=NDO@; 5. Conflict of Interest 3C@ Q<GP<ODJI >JHHDOO@@ NC<GG M@QD@R <IT ?DAA@M@I>@N <MDNDIB JPO JA Q<GP<ODJI, H@OCJ?JGJBT JM KMD>@ <?JKO@? <I? M@KJMO OJ OC@ ," P?DO "JHHDOO@@ / !J<M? <AO@M M@NJGPODJI JA >JIAGD>O. 6. Periodic Review 3C@ 5<GP<ODJI "JHHDOO@@ NC<GG =@ M@NKJIND=G@ AJM K@MDJ?D> M@QD@R JA OC@ Q<GP<ODJI H@OCJ?JGJBD@N DI O@MHN JA DON <KKMJKMD<O@I@NN <I? <>>PM<>T DI ?@O@MHDIDIB OC@ A<DM Q<GP@ JA @<>C N@>PMDOT. 3C@ 5<GP<ODJI "JHHDOO@@ NC<GG M@KJMO OJ OC@ ," P?DO "JHHDOO@@ / !J<M? JI <IT DHKJMO<IO DNNP@N <I? >C<IB@N DI OC@ Q<GP<ODJI H@OCJ?JGJBT. 3C@ !J<M? JA 3MPNO@@N NC<GG <GNJ =@ PK?<O@? JA <IT NDBIDAD><IO ?@Q@GJKH@ION. 3C@ Q<GP<ODJI KJGD>D@N <I? KMJ>@?PM@N NC<GG =@ M@QD@R@? <O G@<NO JI>@ DI < %DID<G 8@<M =T T RJPG? =@ ?DN>GJN@? DI OC@ ," R@=NDO@ <I? JOC@M ?J>PH@ION <N KM@N>MD=@? =T OC@ 2$!( M@BPG<ODJIN <I? BPD?@GDI@N. GG OC@ ?J>PH@ION RCD>C AJMHN OC@ =<NDN JA Q<GP<ODJI DI>GP?DIB DIO@M N>C@H@ OM<INA@MN (<KKMJQ<G IJO@N <I? NPKKJMODIB ?J>PH@ION) NC<GG =@ H<DIO<DI@? =T 2PI?<M<H ," DI @G@>OMJID> AJMH JM KCTND><G K<K@MN. =JQ@ M@>JM?N RDGG =@ KM@N@MQ@? DI <>>JM?@ RDOC OC@ IJMHN KM@N>MD=@? =T OC@ 2$!( M@BPG<ODJIN <I? BPD?@GDI@N.
Valuation Norms
50
A. Equity and Related Securities Asset Class $LPDOT 2C<M@N, /M@A@M@I>@ 2C<M@N <I? $LPDOT 6<MM<ION Traded/Non-Traded 3M<?@? Basis of Valuation .I OC@ Q<GP<ODJI ?<T, <O OC@ G<NO LPJO@? >GJNDIB KMD>@ JI OC@ -<ODJI<G 2OJ>F $S>C<IB@ (-2$) JM !JH=<T 2OJ>F $S>C<IB@, RC@M@ NP>C N@>PMDOT DN GDNO@?. -2$ DN OC@ /MDI>DK<G 2OJ>F $S>C<IB@ AJM OC@ KPMKJN@ JA JPM Q<GP<ODJI. (A OC@ NOJ>F DN IJO OM<?@? / LPJO@? JI -2$, OC@I OC@ G<NO OM<?@? KMD>@ JA !2$ JM <IT JOC@M NOJ>F @S>C<IB@ RDGG =@ >JIND?@M@?. 1. 6C@I < N@>PMDOT DN IJO OM<?@? JI <IT NOJ>F @S>C<IB@ JI < K<MOD>PG<M Q<GP<ODJI ?<T, OC@ Q<GP@ <O RCD>C DO R<N OM<?@? JI -2$ JM !2$ JM <IT JOC@M NOJ>F @S>C<IB@, <N OC@ ><N@ H<T =@, JI OC@ @<MGD@NO KM@QDJPN ?<T H<T =@ PN@? KMJQD?@? NP>C ?<O@ DN IJO HJM@ OCPMDOD@N IJO OM<?@? AJM HJM@ OC@ RDGG =@ DI <>>JM?@ RDOC OC@ 2$!( IJMHN D.@. Q<GP<ODJI RDGG =@ >JHKPO@? JI OC@ =<NDN JA <Q@M<B@ JA =JJF Q<GP@ <I? OC@ KMD>@ >JHKPO@? JI OC@ =<NDN JA /$ M<ODJ (25% JA OC@ (I?PNOMT /$ 1<ODJ) <I? APMOC@M ?DN>JPIO JA 10% AJM DGGDLPD?DOT. b. P*e e*e&ce S"a*e+: (IOMDIND> 5<GP@ RDGG =@ >JIND?@M@?; c. E)-#,0 Wa**a&,+/R#!",+ E&,#,$e%e&,/Pa*,$0 (a#d -( *#!",+ +"a*e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d. De%e*!e*: 6C@M@ <O G@<NO JI@ M@NPGO<IO >JHK<IT DN IJO DHH@?D<O@GT GDNO@?, Q<GP<ODJI KMD>@ RDGG =@ RJMF@? JPO =T PNDIB >PH-KMD>@ =@AJM@ ?@H@MB@M M@?P>@? AJM LPJO@? KMD>@ JA OC@ GDNO@? M@NPGO<IO >JHK<IT(D@N) JM DI ><N@ JA ?@H@MB@M K@I?DIB GDNODIB, OC@ M@NPGO<IO >JHK<IT/D@N NC<GG =@ Q<GP@? <O OC@ DIOMDIND> Q<GP@ <MMDQ@? <O JI OC@ ?<O@ JA >JMKJM<O@ <>ODJI. GO@MI<ODQ@GT, PMDOT =T <IT ,<MF@O /<MOD>DK<IO, (< M@KPO@ =MJF@MN) NC<GG =@ J=O<DI@?. 6C@I OM<?DIB DI PMDOT DI < HJIOC DN G@NN OCJIND?@M@? <N < OCDIGT OM<?@? N@>PMDOT. 5<GP<ODJI RDGG =@ >JHKPO@? JI OC@ =<NDN JA <Q@M<B@ JA =JJF Q<GP@ <I? OC@ KMD>@ >JHKPO@? JI OC@ =<NDN JA OC@ /$ 1<ODJ RDOC <KKMJKMD<O@ ?DN>JPIO OJ (I?PNOMT /$) APMOC@M ?DN>JPIO@? AJM DGGDLPD?DOT.
-JI 3M<?@?
3CDIGT 3M<?@?
Valuation Norms
51
B. Valuation Of Securities Fixed Income and Related Securities Category Valuation Norms upto July 01, 2012 3M<?@? 2@>PMDOD@N O OC@ R@DBCO@? <Q@M<B@ TD@G? <O RCD>C OC@ RDOC H<OPMDOT >60 ?<TN N@>PMDOT DN OM<?@? JI <IT NOJ>F @S>C<IB@. (91 ?<TN PKOJ 6DOC @AA@>O AMJH ,<M>C 14, 2012, %(,,# 29 2@KO 2012) KMD>@N R@M@ >JIND?@M@? AJM N@>PMDOD@N RDOC M@ND?P<G H<OPMDOT JA HJM@ OCO OJ OC@ Q<GD?<ODJI JA DON A<DM KMD>@ =T OC@ %PI? ,<I<B@M.
(INOMPH@ION H<OPMDOT PKOJ (INOMPH@ION H<T =@ Q<GP@? =T <HJMODU<ODJI JI 60 ?<TN (91 ?<TN PKOJ < NOM<DBCO GDI@ =<NDN OJ H<OPMDOT AMJH >JNO JM G<NO 29 2@K 2012) Q<GP<ODJI KMD>@ RCD>C@Q@M DN HJM@ M@>@IO.
-JI-OM<?@?
F+. S" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 +# <=60 !a4/ (91 !a4/ 1,0+ 29 S", 2012) 2OM<DBCOGDI@ <HJMODU<ODJI AMJH OC@ G<NO OM<?@?/Q<GP@? KMD>@
Basis of Valuation w.e.f. July 02, 2012 O R@DBCO@? <Q@M<B@ 83,- N@>PMDOT RDGG LP<GDAT <N OM<?@? N@>PMDOT DA, F+. /" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 >1 4"a.: O G@<NO ORJ OM<?@N <I? OC@ <BBM@B<O@ Q<GP@ JA 1N.25 >M. JM HJM@ (A<>@ Q<GP@) JI <IT KP=GD> KG<OAJMH; F+. S" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 +# 61 !a4/ (92 !a4/ 1,0+ 29 S", 2012) 0+ 1 4"a.: O G@<NO OCM@@ OM<?@N <I? <BBM@B<O@ QJGPH@ JA 1N.100 >MJM@ (A<>@ Q<GP@) JI <IT KP=GD> KG<OAJMH. N05': IT JOC@M OM<?@N NC<GG =@ DBIJM@? <AO@M J=O<DIDIB EPNODAD><ODJI AMJH OC@ %PI? ,<I<B@M. %JM OCDN KPMKJN@, OC@ OM<?@N M@KJMO@? JI %(,,# NC<GG =@ >JIND?@M@? NP=E@>O OJ OC@ GDHDO<ODJI NK@>DAD@? <=JQ@. (I ><N@ JA ,"N JRI OM<?@N, JIGT < OM<?@ JA < H<MF@O GJO JM HJM@ DN OJ =@ O<F@I <N M@AG@>ODQ@ JA OC@ M@<GDU<=G@ Q<GP@ JA OC@ OJO<G CJG?DIB DI < NDIBG@ DINOMPH@IO. N OC@ KMD>@ H<T =@ ?DNOJMO@? DI ><N@ JA AJMR<M? N@OOG@H@IO ?<O@N, @.B. <>MJNN < R@@F@I?/CJGD?<TN, OC@ OM<?@? TD@G?N H<T =@ PN@? OJ <MMDQ@ <O < KMD>@ AJM Q<GP<ODJI. (I ><N@ JA HPGODKG@ OM<?@N, OC@ R@DBCO@? <Q@M<B@ KMD>@ H<T =@ PN@? AJM Q<GP<ODJI. ,<MF@O OM<?@N NC<GG =@ BDQ@I KMDJMDOT OJ API?N CJPN@N JRI OM<?@. 3C@ LP<GDATDIB >MDO@MD< <M@ OJ =@ J=N@MQ@? <O OC@ @S>C<IB@ /KG<OAJMH G@Q@G (<N OC@ N<H@ OM<?@N H<T =@ M@KJMO@? JI HPGODKG@ KG<OAJMHN). "JIODIP@ OC@ <HJMODU<ODJI HJ?@G NP=E@>O OJ OC@ =@I>CH<MF TD@G?N KMJQD?@? =T OC@ ,%( <KKMJQ@? <B@I>D@N. (3M<?@? KMD>@N <M@ OJ =@ >JIND?@M@? AJM >JINOMP>ODJI JA =@I>CH<MF TD@G? >PMQ@ =T OC@ B@I>T). O OC@ ODH@ JA DIDOD<G KPM>C<N@, OC@ NKM@<? =@OR@@I OC@ KPM>C<N@ TD@G? <I? OC@ =@I>CH<MF TD@G? NCJPG? =@ ADS@? <I? OC@ NKM@<? NCJPG? =@ >JIODIP@? ODGG OC@ H<OPMDOT JA OC@ N@>PMDOT. 3C@ NKM@<? >@I<MDJ. 3C@ <HJMODN<ODJI H<T =@ PN@? AJM Q<GP<ODJI <N GJIB <N DO DN RDOCDI +/-0.10% JA OC@ M@A@M@I>@ KMD>@. (I ><N@ OC@ Q<MD@ @S>@@?N +/-10% OC@ Q<GP<ODJI NC<GG =@ <?EPNO@? OJ =MDIB DO RDOCDI OC@ +/-0.10% =<I?. !@I>CH<MF TD@G?N RJPG? =@ KMJQD?@? AJM @<>C AJMOIDBCOGT DIO@MQ<G. F+. S" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 +# <=60 !a4/ (91 !a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
Valuation Norms
52
%JM 2@>PMDOD@N RDOC M@ND?P<G H<OPMDOT >60 ?<TN (91 ?<TN PKOJ 29 2@K 2012) 5<GP<ODJI =<N@? JI OC@ "1(2(+ ,<OMD>@N =<N@? JI OC@ M<ODIB <I? ?PM<ODJI RDOC <?EPNOH@IO AJM DGGDLPD?DOT KM@HDPH/?DN>JPIO AJM N@>PMDOD@N C<QDIB ?PM<ODJI: +@NN OCC@H@ 3M<INA@MN A, ,"e $a+, .a$-ed (*#ce
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e#!",ed a.e*a!e YTM 1. F+. S" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 >60 !a4/ (91 !a4/ 1,0+ 29 S", 2012): GG OM<?@N RDOC HDIDHPH OM<?@? GJO JA 1N.25 >MJM@N JA A<>@ Q<GP@ JM HJM@ RDGG =@ <BBM@B<O@? AJM N<H@ JM NDHDG<M N@>PMDOT JI < KP=GD> KG<OAJMH. 2. F+. S" 1.&0&"/ 3&0% ."/&!1a( )a01.&04 <= 60 !a4/ (91 !a4/ 1,0+ 29 S", 2012): GG OM<?@N RDOC HDIDHPH OM<?@? GJO JA 1N.10 >MJM@N JA A<>@ Q<GP@ JM HJM@ RDGG =@ <BBM@B<O@? AJM N<H@ JM NDHDG<M N@>PMDOT JI < KP=GD> KG<OAJMH. 3. (A N<H@ JM NDHDG<M N@>PMDOT JI < KP=GD> KG<OAJMH DN IJO <Q<DG<=G@ <O OC@ ODH@ JA DIO@M N>C@H@ OM<INA@M, OC@I OC@ KM@QDJPN ?<TN KP=GD> KG<OAJMH ?<O< RDGG =@ PN@? <I? NDHDG<M >MDO@MD< <N <=JQ@ RDGG =@ <KKGD@?. C.&0".&a #+. &!"*0&#4&*$ 0%" /&)&(a. /" 1.&0&"/: 2DHDG<M N@>PMDOT NCJPG? =@ D?@IODAD@? =T OC@ AJGGJRDIB R<O@MA<GG GJBD>: 1. 2<H@ DNNP@M RDOC H<OPMDOT ?<O@ +/- 5 ?<TN JA H<OPMDOT ?<O@ JA N@>PMDOT AJM DIO@M N>C@H@ OM<INA@M NC<GG =@ >JIND?@M@? ADMNO. (A IJ NP>C DINO@ DN <Q<DG<=G@ OC@I NO@K 2 OJ =@ AJGGJR@?: F03 '9#.1-': %JM DIO@M N>C@H@ OM<INA@M JA 2!( "# H<OPMDIB JI 15OC )PGT 2012, <GG N@>JI?<MT H<MF@O OM<?@N JA 2!( "# H<OPMDIB =@OR@@I 10OC )PGT 2012 OJ 20OC )PGT 2012 NC<GG =@ >JIND?@M@?. 2. 2DHDG<M N@>PMDOT AMJH ?DAA@M@IO DNNP@M, C<QDIB NDHDG<M M<ODIB <I? RDOCDI OC@ N<H@ ><O@BJMT (/24 !<IF, /MDQ<O@ !<IF JM %DID<G (INODODJI @O>) RDOC H<OPMDOT ?<O@ +/- 5 ?<TN JA H<OPMDOT ?<O@ JA N@>PMDOT >JIND?@M@? AJM DIO@M N>C@H@ OM<INA@M. F03 '9#.1-': "<I<M< !<IF "# H<OPMDIB JI 15OC )PGT 2012, <GG N@>JI?<MT H<MF@O OM<?@N JA NDHDG<M KP=GD> N@>OJM =<IF "#N C<QDIB N<H@ M<ODIB H<OPMDIB =@OR@@I 10OC )PGT 2012 <I? 20OC )PGT 2012 NC<GG =@ >JIND?@M@?. 3. /MJQD?@? OC<O OC@ H<OPMDOT ?<O@N <M@ RDOCDI OC@ ><G@I?<M LP<MO@M. N05': .POGD@M OM<?@N, DA <IT, NC<GG =@ DBIJM@? <AO@M NPDO<=G@ EPNODAD><ODJI =T %PI? ,<I<B@M; (I ><N@ IJ ?<O< KJDIO <Q<DG<=G@ AJM < N@>PMDOT, DI <>>JM?@ RDOC <=JQ@ KMDI>DKG@N: 5<GP<ODJI <O
Valuation Norms
53
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
2@GA 3M<?@N
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
2@>PMDOD@N RDOC /PO JKODJI
2@>PMDOD@N RDOC =JOC KPO <I? ><GG JKODJI 1@Q@MN@ 1@KJ
.OC@M 2@>PMDOD@N
4IDON JA ,POP<G %PI?N
%JGGJRDIB <NN@ON NC<GG =@ Q<GP@? <O >JNO KGPN <>>MP<GN/<HJMODN<ODJI: <. !<IF #@KJNDON; =. "!+./1@Q@MN@ 1@KJ; 4IDON JA HPOP<G API?N NC<GG =@ Q<GP@? <O OC@ G<NO KP=GDNC@? - 5
R")a.'/: <. /P=GD> /G<OAJMH M@A@MN OJ (D) %-OM<> W AJM "JMKJM<O@ =JI?N/?@=@IOPM@N, >JHH@M>D<G K<K@MN, "@MODAD><O@ JA #@KJNDON <I? N@>PMDODU@? ?@=ON; (DD) -#2-., AJM OM@<NPMT =DGGN (<=60 ?<TN JA M@ND?P<G H<OPMDOT) =. &JQ@MIH@IO N@>PMDOD@N <I? OM@<NPMT =DGGN (>60 ?<TN JA M@ND?P<G H<OPMDOT) RDGG =@ Q<GP@? =<N@? JI OC@ KMD>@N KMJQD?@? =T "1(2(+ JM <IT JOC@M <B@I>T. >. 6@DBCO@? <Q@M<B@ 83, NC<GG =@ >JIND?@M@? <N DO DN. ?. 3C@ - 5 JA OC@ PIDON JA < N>C@H@ RDGG =@ >JHKPO@? =T ?DQD?DIB DON I@O <NN@ON =T OC@ IPH=@M JA PIDON JPONO<I?DIB JI OC@ Q<GP<ODJI ?<O@.
Tax Benefits
54
<3CDN NPHH<MT JA O<S DHKGD><ODJI DN =<N@? JI OC@ >PMM@IO KMJQDNDJIN JA OC@ <KKGD><=G@ O<S G<RN. (%JM < HJM@ ?@O<DG@? ?@N>MDKODJI <KKGD><=G@ O<S KMJQDNDJIN, KG@<N@ M@A@M OC@ KMJQDNDJIN JA OC@ (I>JH@-3<S >O <I?/JM >JINPGO TJPM DIQ@NOH@IO/O<S <?QDNJM). 3CDN DIAJMH<ODJI DN KMJQD?@? AJM B@I@M<G KPMKJN@ JIGT. (I QD@R JA OC@ DI?DQD?P<G I<OPM@ JA O<S DHKGD><ODJIN, DIQ@NOJMN <M@ <?QDN@? OJ >JINPGO O<S <?QDN@M RDOC M@NK@>O OJ OC@ NK@>DAD> O<S DHKGD><ODJIN <MDNDIB JPO JA C@H@.
Std Ob 14
Tax benefits to the Mutual Fund: (I>JH@ JA 2PI?<M<H ,POP<G %PI? DN @S@HKO AMJH O<S <N K@M 2@>ODJI 10(23#) JA OC@ (I>JH@ 3<S >O. -J O<S RDGG =@ ?@?P>O@? <O NJPM>@ AMJH DI>JH@ K<D? OJ OC@ N>C@H@N JA OC@ ,POP<G %PI?. (IQ@NOJMN <M@ KG@<N@? OJ IJO@ OC<O OCDN O<S =@I@ADON NC<GG =@ NP=E@>O OJ >C<IB@, DI <>>JM?@ RDOC KM@Q<DGDIB 3<S +<RN. For schemes that are equity-oriented, the following tax provisions will apply: V #DQD?@I? DN IJO O<S<=G@. V -J ?DQD?@I? ?DNOMD=PODJI O<S DN K<T<=G@ =T OC@ HPOP<G API?. V +JIB-O@MH ><KDO<G B<DIN <M@ IJO O<S<=G@ ( I DIQ@NOJM HPNO CJG? OC@ PIDON AJM HJM@ OC<KDO<G B<DIN (<KKGD><=G@ DA PIDON <M@ C@G? AJM 12 HJIOCN JM G@NN) <M@ O<S<=G@ <O 15%. (I OC@ ><N@ JA >JMKJM<O@N RDOC OJO<G DI>JH@ JQ@M 1N 1 >MJM@, < NPM>C<MB@ <O OC@ M<O@ JA 5.0% RJPG? <KKGT. %PMOC@M < >@NN JA 3% JI OC@ <HJPIO JA O<S (DI>GP?DIB <KKGD><=G@ NPM>C<MB@) RJPG? <GNJ <KKGT. V 2@>PMDOD@N 3M<IN<>ODJI 3<S RDGG =@ K<T<=G@ <O 0.001 % JI OC@ Q<GP@ JA PIDON NJG?. V 2P=N>MDKODJI OJ 4IDON PI?@M 2PI?<M<H 3<S 2<Q@M DN @GDBD=G@ AJM O<S M@GD@A PI?@M N@>ODJI 80" <I? RDGG =@ NP=E@>O OJ < GJ>F-DI K@MDJ? JA 3 T@<MN. I @LPDOT-JMD@IO@? API? DN ?@ADI@? <N < API? RC@M@ OC@ DIQ@NOD=G@ API?N <M@ DIQ@NO@? DI @LPDOT NC<M@N JA ?JH@NOD> >JHK<ID@N OJ OC@ @SO@IO JA HJM@ OCC API?. For other schemes, including debt/liquid schemes, the following tax provisions will apply: V %JM ?@=O N>C@H@N, DI>JH@ ?DNOMD=PODJIN AMJH ,POP<G %PI? RJPG? =@ O<S AM@@ DI OC@ C<I?N JA OC@ DIQ@NOJMN. 3C@ N>C@H@ RDGG K<T ?DNOMD=PODJI O<S JA 28.325%, (R.@.A. )PI@ 01, 2013) DI>GP?DIB < NPM>C<MB@ JA 10.0 K@M>@IO <I? C<MB@ =T R<T JA @?P><ODJI >@NN JA 2 K@M>@IO <I? CDBC@M @?P><ODJI >@NN JA 1 K@M >@IO JI OC@ <HJPIO JA O<S KGPN NPM>C<MB@ JI ?DQD?@I? ?DNOMD=PO@? OJ DI?DQD?P<GN <I? '4%N <I? <O 33.99 % (DI>GP?DIB < NPM>C<MB@ JA 10.0 K@M>@IO <I? C<MB@ =T R<T JA @?P><ODJI >@NN JA 2 K@M>@IO <I? CDBC@M @?P><ODJI >@NN JA 1 K@M >@IO JI OC@ <HJPIO JA O<S KGPN NPM>C<MB@) JI ?DQD?@I? ?DNOMD=PO@? OJ K@MNJIN JOC@M OC@, >JMKJM<O@. V ,JI@T ,<MF@O ,POP<G %PI? <I? +DLPD? %PI?N <M@ M@LPDM@? OJ K<T ?DQD?@I? ?DNOMD=PODJI O<S <O OC@ M<O@ JA 28.325 K@M>@IO (DI>GP?DIB < NPM>C<MB@ JA 10.0 K@M>@IO <I? C<MB@ =T R<T JA @?P><ODJI >@NN JA 2 K@M>@IO <I? CDBC@M @?P><ODJI >@NN JA 1 K@M >@IO JI OC@ <HJPIO JA O<S KGPN NPM>C<MB@) JI ?DQD?@I? ?DNOMD=PO@? OJ DI?DQD?P<GN <I? '4%N; <I? <O 33.99 K@M>@IO (DI>GP?DIB < NPM>C<MB@ JA 10.0 K@M>@IO <I? C<MB@ =T R<T JA @?P><ODJI >@NN JA 2 K@M>@IO <I? CDBC@M @?P><ODJI >@NN JA 1 K@M>@IO JI OC@ <HJPIO JA O<S KGPN NPM>C<MB@) JI ?DQD?@I? ?DNOMD=PO@? OJ K@MNJIN JOC@M OC@, >JMKJM<O@. V 4IDON RDGG =@ OM@<O@? <N < GJIB-O@MH ><KDO<G <NN@O DA C@G? <N < ><KDO<G <NN@O AJM HJM@ OC<KDO<G <NN@O AJM G@NN OC<KDO<G <NN@O. V +JIB-O@MH ><KDO<G B<DIN <M@ O<S<=G@ <O 10% RDOCJPO DI?@S<ODJI AJM OC@ >JNO JA <>LPDNDODJI JM <O 20% RDOC DI?@S<ODJI AJM OC@ >JNO JA <>LPDNDODJI RCD>C@Q@M DN G@NN (<KKGD><=G@ NPM>C<MB@ <I? >@NN RDGG <GNJ C<Q@ OJ =@ K<D? =T OC@ PIDO CJG?@M). V 2CJMO-O@MH ><KDO<G B<DIN <M@ O<S<=G@ <O IJMH<G M<O@N <KKGD><=G@ OJ OC@ DIQ@NOJM <N K@M OC@ KMJQDNDJIN JA OC@ (I>JH@ 3<S >O <I? <O 30% AJM %JM@DBI (INODOPODJI<G (IQ@NOJMN. V 2PM>C<MB@ <O OC@ M<O@ JA 5.0% (DI OC@ ><N@ JA >JMKJM<O@N RDOC DI>JH@ HJM@ OCMJM@) <I? @?P><ODJI >@NN <O OC@ M<O@N JA 3% RJPG? <GNJ <KKGT. V "<KDO<G GJNN M@NPGODIB AMJH N<G@ JA PIDON RJPG? =@ <Q<DG<=G@ AJM N@OODIB JAA <B<DINO JOC@M ><KDO<G B<DIN H<?@. +JNN@N JI OM<INA@M JA GJIB-O@MH ><KDO<G <NN@ON RJPG? CJR@Q@M =@ <GGJR@? OJ =@N@O JAA JIGT <B<DINO B<DIN AMJH OM<INA@M JA GJIB-O@MH ><KDO<G <NN@ON. 3C@ =<G@ GJIB-O@MH ><KDO<G GJNN NC<GG =@ ><MMD@? AJMR<M? N@K<M<O@GT AJM < K@MDJ? JA @DBCO <NN@NNH@IO T@<MN OJ =@ N@OJAA JIGT <B<DINO GJIB-O@MH ><KDO<G B<DIN. V 6C@M@ < K@MNJI =PTN <IT PIDON RDOCDI < K@MDJ? JA OCM@@ HJIOCN =@AJM@ OC@ M@>JM? ?<O@ ADS@? AJM ?DQD?@I? <I? N@GGN NP>C PIDON RDOCDI IDI@ HJIOCN <AO@M NP>C ?<O@, OC@I OC@ GJNN, DA <IT, JI NP>C N<G@ ><IIJO =@ N@O JAA OJ OC@ @SO@IO JA ?DQD?@I? DI>JH@. V (A < K@MNJI =PTN PIDON (JMDBDI<G PIDON) RDOCDI < K@MDJ? JA OCM@@ HJIOCN =@AJM@ OC@ M@>JM? ?<O@ ADS@? AJM =JIPN PIDON, M@>@DQ@N =JIPN PIDON JI NP>C JMDBDI<G PIDON, <I? OC@I N@GGN OC@ JMDBDI<G PIDON RDOCDI < K@MDJ? JA IDI@ HJIOCN AMJH OC@ M@>JM? ?<O@ <I? >JIODIP@N OJ CJG? OC@ =JIPN PIDON OC@I OC@ GJNN DI>PMM@? JI OC@ JMDBDI<G PIDON NC<GG IJO =@ <GGJR@? OJ =@ N@O JAA <B<DINO JOC@M KMJADON =PO NC<GG =@ ?@@H@? OJ =@ OC@ >JNO JA OC@ =JIPN PIDON. Applicable for equity-oriented as well as debt/liquid schemes V 3C@M@ RDGG =@ IJ O<S ?@?P>ODJI <O NJPM>@ =T OC@ HPOP<G API? AJM DI>JH@ K<D? OJ PIDO-CJG?@MN. V 3C@M@ RDGG =@ IJ O<S ?@?P>ODJI <O NJPM>@ =T OC@ HPOP<G API? AJM M@?@HKODJI <HJPIO K<D? OJ M@ND?@IO DIQ@NOJMN. V -JI 1@ND?@ION N@@FDIB GJR@M O<S ?@?P>ODJI AJM M@?@HKODJI KMJ>@@?N, =<N@? JI OC@ KMJQDNDJIN JA #JP=G@ 3<S<ODJI QJD?@ BM@@H@IO, RDGG =@ M@LPDM@? OJ ADG@ OC@ I@>@NN<MT >@MODAD><O@ AMJH OC@ O<S <POCJMDOD@N V (A PIDON JA OC@ N>C@H@ <M@ BDQ@I <N < BDAO, IJ BDAO O<S RDGG =@ K<T<=G@. V 4IDON JA OCDN N>C@H@ <M@ <GNJ @S@HKO AMJH R@<GOC O<S. V 4IDON JA OC@ N>C@H@ <M@ MD=@? PI?@M OC@ (I>JH@ 3<S >O AJM: V "C<MDO<=G@ 3MPNON V 2>D@IODAD> 1@N@<M>C NNJ>D<ODJIN V (INODOPODJIN/ NNJ>D<ODJIN/!J<M?N AJM M@BPG<ODIB B<H@N /NKJMON, <I? V $HKGJT@@ 6@GA<M@ 3MPNON
Legal Information Anti-Money Laundering
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Prevention of Money Laundering 3C@ /M@Q@IODJI JA ,JI@T +<PI?@MDIB >O, 2002 DN @AA@>ODQ@ )PGT 1, 2005. 3C@ KMDH<MT J=E@>ODQ@ JA OC@ >O DN OJ KM@Q@IO HJI@T G<PI?@MDIB <I? OJ KMJQD?@ AJM >JIADN><ODJI JA KMJK@MOT ?@MDQ@? AMJH JM DIQJGQ@? DI HJI@T G<PI?@MDIB. 3C@ >O, DIO@M <GD<, ><NON >@MO<DI J=GDB<ODJIN JI =<IFDIB >JHK<ID@N, ADID<G DINODOPODJIN <I? DIO@MH@?D<MD@N OJ APMIDNC DIAJMH<ODJI OJ OC@ %DID<G (IO@GGDB@I>@ 4IDO <I? H<DIO<DI M@>JM?N M@G<ODIB OJ >PNOJH@M D?@IODAD><ODJI <N R@GG <N OM<IN<>ODJIN DI OC@ AJMH <I? H<II@M KM@N>MD=@? PI?@M OC@ MPG@N AM<H@? =T OC@ "@IOM<G &JQ@MIH@IO. Know Your Customer (KYC) Norms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now Your Customer (KYC): *8" <>FIJRG@?B@H@IO DN H<I?<OJMT AJM <GG DIQ@NOJMN. 'JR@Q@M DI OC@ ><N@ JA ,D>MJ 2(/ JA GP?DIB 2(/, DN G@NN OCD<G T@<M) DINO@<? JA / - KMJJA JOC@M <KKMJQ@? ?J>PH@IO >>@KO@?. I <KKGD><ODJI RDOCJPO <>FIJRG@?B@H@IO JA *8" >JHKGD@ RDGG =@ M@E@>O@?. (IQ@NOJMN <M@ M@LPDM@? OJ <OO<>C < >JKT JA / - ><M? <N < H<I?<OJMT ?J>PH@IO AJM KMJJA JA D?@IODOT OJ >JHKG@O@ *8". -@R (IQ@NOJMN <M@ M@LPDM@? OJ NP=HDO < >JKT JA (I>JH@ 3<S / - ><M?, <??M@NN KMJJA <I? JOC@M M@LPDNDO@ ?J>PH@ION <GJIB RDOC OC@ *8" <KKGD><ODJI AJMH OJ <IT JA OC@ DIO@MH@?D<MD@N M@BDNO@M@? RDOC 2$!(, DI>GP?DIB ,POP<G %PI?N OJ >JHKG@O@ *8" @AA@>ODQ@ AMJH )<IP<MT 01, 2012. 3C@ *8" <KKGD><ODJI AJMH DN <Q<DG<=G@ <O RRR.NPI?<M<HHPOP<G.>JH. 3C@ ,POP<G %PI? NC<GG K@MAJMH DIDOD<G *8" JA DON I@R DIQ@NOJMN <I? N@I? OC@ <KKGD><ODJI AJMH <GJIB RDOC OC@ NPKKJMODIB ?J>PH@ION OJ OC@ *8" 1@BDNOM<ODJI B@I>T (*1 ). #PMDIB OC@ *8" KMJ>@NN, OC@ ,POP<G %PI? RDGG <GNJ >JI?P>O (I /@MNJI 5@MDAD><ODJI ((/5) DI M@NK@>O JA DON I@R DIQ@NOJMN @AA@>ODQ@ AMJH )<IP<MT 01, 2012. 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@? <I? OC@ -(2, / ,%( >@MODAD@? ?DNOMD=POJMN RCJ <M@ *8# >JHKGD<IO <M@ <POCJMDU@? OJ ><MMT JPO OC@ (/5 AJM DIQ@NOJMN DI HPOP<G API?N. 3C@ *1 NC<GG N@I? < G@OO@M OJ OC@ DIQ@NOJM RDOCDI 10 RJMFDIB ?<TN JA OC@ M@>@DKO JA OC@ *8" ?J>PH@ION AMJH ,POP<G %PI?, >JIADMHDIB OC@ ?@O<DGN OC@M@JA. (IQ@NOJMN RCJ C<Q@ J=O<DI@? OC@ <>FIJRG@?B@H@IO <AO@M >JHKG@ODIB OC@ *8" KMJ>@NN >C@H@ JA OC@ ,POP<G API?N =T LPJODIB OC@ / - DI OC@ <KKGD><ODJI AJMH. (IQ@NOJMN <M@ M@LPDM@? OJ >JHKG@O@ *8" KMJ>@NN JIGT JI>@ OJ @I<=G@ OC@H OJ DIQ@NO DI 2>C@H@ JA <GG HPOP<G API?N <I? <GNJ OJ JK@I <>>JPION RDOC <IT JA OC@ 2$!( M@BDNO@M@? "<KDO<G ,<MF@O (IO@MH@?D<MD@N Permanent Account Number (PAN) ((I O@MHN JA 2$!( >DM>PG<M ?<O@? 27/04/2007, / - NC<GG =@ OC@ NJG@ D?@IODAD><ODJI IPH=@M AJM <GG K<MOD>DK<ION OM<IN<>ODIB DI OC@ N@>PMDOD@N H<MF@O, DMM@NK@>ODQ@ JA OC@ <HJPIO JA OM<IN<>ODJI RDOC @AA@>O AMJH )PGT, 2, 2007. >>JM?DIBGT, DI OC@ ><N@ JA DIQ@NOH@ION JA <IT Q<GP@, OC@ <KKGD><IO JM DI><N@ JA <KKGD><ODJIN DI EJDIO I<H@N, @<>C <KKGD><IO, DN M@LPDM@? OJ H@IODJI OC@DM / - (/@MH<I@IO >>JPIO -PH=@M) <GGJOO@? PI?@M OC@ (I>JH@ 3<S >O, 1961, <I? <OO<>C < >JKT JA / - ><M? RDOC OC@ <KKGD><ODJI. KKGD><ODJIN <>>JHK<ITDIB RDOCJPO < >JKT JA OC@ / - RDGG =@ GD<=G@ OJ =@ M@E@>O@?. 6DOC @AA@>O AMJH )<IP<MT 01, 2008 / - "JKT DN H<I?<OJMT AJM <GG <KKGD><=G@ OM<IN<>ODJIN. Instructions for verification: V (IQ@NOH@IO ,<I<B@M =MC JAAD>D<GN RDGG Q@MDAT OC@ OC@ >JMM@>OI@NN JA OC@ *8" AJMH ?PGT ADGG@? =T OC@ DIQ@NOJM <I? Q@MDAT OC@ M@G@Q<IO NPKKJMODIB ?J>PH@ION, DI>GP?DIB / - ><M? >JKT RDOC JMDBDI<GN. V (I /@MNJI 5@MDAD><ODJI ((/5) C<N OJ =@ >JI?P>O@? =T @HKGJT@@N JA (IQ@NOH@IO ,<I<B@M <I? / JM OC@ ,%( / -(2, >@MODAD@? ?DNOMD=POJMN RCJ <M@ @HK<I@GG@? RDOC 2PI?<M<H ,POP<G <I? <M@ *8# >JHKGD<IO AJM I@R DIQ@NOJMN @AA@>ODQ@ AMJH )<IP<MT 01, 2012. V 3C@ K@MNJI >JI?P>ODIB OC@ (/5 I@@? OJ H@IODJI OC@ ?<O@ <I? ODH@ JA Q@MDAD><ODJI, CDN/C@M I<H@, ?@NDBI<ODJI, JMB<IDU<ODJI I<H@, 1- "J?@ (DI ><N@ JA < ?DNOMD=POJM) <I? <AADS CDN/C@M NDBI<OPM@, I<H@ <I? >JHK<IT N@<G RDOC M@H<MFN <N .MDBDI<GN 5@MDAD@? - 2@GA "@MODAD@? #J>PH@IO >JKD@N M@>@DQ@? / ( OO@NO@?) 3MP@ >JKD@N JA ?J>PH@ION M@>@DQ@? DI OC@ NK<>@ KMJQD?@? AJM (/5 DI OC@ <KKGD><ODJI AJMH. V 3C@ ?@O<DGN JA NPKKJMODIB ?J>PH@ION OJ =@ >JGG@>O@? AMJH DI?DQD?P<GN <I? Q<MDJPN ><O@BJMD@N JA IJI-DI?DQD?P<GN NCJPG? =@ <N K@M OC@ DINOMP>ODJIN / >C@>FGDNO BDQ@I DI OC@ *8" <KKGD><ODJI AJMH, < >JKT JA RCD>C DN <Q<DG<=G@ <O RRR.NPI?<M<HHPOP<G.>JH. V AO@M Q@MDAD><ODJI JA OC@ ?@O<DGN DI OC@ <KKGD><ODJI AJMH, >JGG@>ODJI JA OC@ M@LPDNDO@ NPKKJMODIB ?J>PH@ION <I? >JHKG@ODJI JA (/5, OC@ (IQ@NOH@IO ,<I<B@M NC<GG N@I? OC@ *8" ?J>PH@ION OJ OC@ *1 <I? NC<GG <GNJ PK?<O@ OC@ ?@O<DGN DI OC@ *1 NTNO@H. 3C@ *1 NC<GG N@I? < G@OO@M OJ OC@ DIQ@NOJM RDOCDI 10 RJMFDIB ?<TN JA OC@ M@>@DKO JA OC@ *8" ?J>PH@ION AMJH ,POP<G %PI?, >JIADMHDIB OC@ ?@O<DGN OC@M@JA. V KKGD><ODJIN RDOCJPO M@LPDM@? ?J>PH@ION RDGG =@ GD<=G@ OJ =@ M@E@>O@?. 6DOC @AA@>O AMJH )<IP<MT 01, 2008 / - "JKT RDGG =@ H<I?<OJMT AJM <GG <KKGD><=G@ OM<IN<>ODJIN.
Legal Information Nomination, Transfer & Transmission
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Std Ob 16
Std Ob 11
Nomination Facility: (I O@MHN JA 1@BPG<ODJI 29 JA OC@ 2$!( 1@BPG<ODJIN, OC@ (IQ@NOH@IO ,<I<B@M RDGG KMJQD?@ JGG@>ODQ@GT IJHDI<O@ < K@MNJI <N < IJHDI@@. (A OC@ IJHDI@@ DN < HDIJM, OC@ PIDO CJG?@M NC<GG KMJQD?@ OC@ ?<O@ JA =DMOC JA OC@ HDIJM <I? I<H@ & <??M@NN JA OC@ BP<M?D>@KO HPGODKG@ IJHDI<ODJIN. 3C@ PIDO CJG?@M NC<GG DI?D><O@ OC@ K@M>@IO<B@ JA NC<M@ DI OC@ PIDON C@G? =T CDH JA @<>C JA OC@ IJHDI@@N DI OC@ @Q@IO JA CDN ?@HDN@. 3C@ IJHDI<ODJI A<>DGDOT DN NP=E@>O OJ <KKGD><=G@ G<RN. (IQ@NOJMN <M@ M@LP@NO@? OJ >JHKGT RDOC OC@ KM@N>MD=@? KMJ>@?PM@N OJ <Q<DG OC@HN@GQ@N JA OCDN A<>DGDOT. 3C@ ?@O<DGN <M@ <Q<DG<=G@ RDOC OC@ 1@BDNOM<M & 3M<INA@M B@ION <I? <N RRR.NPI?<M<HHPOP<G.>JH Who can be a nominee: I DI?DQD?P<G JIGT ><ION >C<IB@ OC@ IJHDI<ODJI <O <IT ODH@ ?PMDIB OC@ K@MDJ?D>DOT JA OC@DM CJG?DIB DI OC@ N>C@H@. -JI-DI?DQD?P<GN DI>GP?DIB 2J>D@OD@N, 3MPNON, !J?T "JMKJM<O@, /<MOI@MNCDK %DMHN, *<MO< JA 'DI?P 4I?DQD?@? %<HDGT, NNJ>D<ODJI JA /@MNJIN ( ./), !J?T JA (I?DQD?P<GN (!.(), 'JG?@MN JA /JR@M JA OOJMI@T ><=G@ AJM DIQ@NOH@ION DI <GG N>C@H@N DI OC@ AJGDJ JM <>>JPIO. (DD) 6C@M@ < AJGDJ C<N EJDIO CJG?@MN, <GG EJDIO CJG?@MN NCJPG? NDBI OC@ M@LP@NO AJM IJHDI<ODJI / >@GG<ODJI JA IJHDI<ODJI, @Q@I DA OC@ HJ?@ JA CJG?DIB DN IJO "EJDIO". -JHDI<ODJI AJMH ><IIJO =@ NDBI@? =T /JR@M JA <OOJMI@T (/J ) CJG?@MN. (DDD) $Q@MT I@R IJHDI<ODJI AJM < AJGDJ/<>>JPIO RDGG JQ@MRMDO@ OC@ @SDNODIB IJHDI<ODJI. (DQ) -JHDI<ODJI NC<GG =@ >JHKPGNJMT AJM I@R AJGDJN/<>>JPION JK@I@? =T D<GGT RDOC NJG@ CJG?DIB <I? IJ I@R AJGDJN/<>>JPION AJM DI?DQD?P<GN DI NDIBG@ CJG?DIB RJPG? =@ JK@I@? RDOCJPO IJHDI<ODJI. (Q) (IQ@NOJMN RCJ ?J IJO RDNC OJ IJHDI<O@ HPNO NDBI N@K<M<O@GT >JIADMHDIB OC@DM IJI-DIO@IODJI OJ IJHDI<O@. (QD) -JHDI<ODJI NC<GG IJO =@ <GGJR@? DI < AJGDJ C@G? JI =@C<GA JA < HDIJM. Disclaimer & Discharge: !T KMJQD?DIB OCDN A<>DGDOT, OC@ (IQ@NOH@IO ,<I<B@M DN IJO ?@>G<MDIB OC@ IJHDI@@ <N OC@ K@MNJI @IODOG@? OJ OC@ PIDON PKJI OC@ ?@<OC JA PIDO CJG?@M IJM ?J@N OC@ (IQ@NOH@IO ,<I<B@M KPMKJMO OJ >JIA@M JM BM<IO <IT MDBCON JOC@M OC@DQ@N OC@ PIDON (NP=E@>O OJ OC@ MDBCON JA <IT NP=NDNODIB >C<MB@ CJG?@M) JIGT <N O OJ OC@ MDBCON JA <IT >C<MB@ CJG?@M) OJ OC@ IJHDI@@ RDGG >JINODOPO@ APGG ?DN>C<MB@ JA OC@ J=GDB<ODJIN JA OC@ (IQ@NOH@IO ,<I<B@M/3MPNO@@, OJR<M?N OC@ @NO<O@/G@B<G C@DMN/NP>>@NNJMN JA OC@ ?@>@<N@? PIDO CJG?@M. Transfer of Units 3C@ PIDON JA 2PI?<M<H ,POP<G %PI? <M@ AM@@GT OM<INA@M<=G@ (NP=E@>O OJ >JHKG@ODJI JA GJ>F-DI K@MDJ?, DA <IT) =T <>O JA K<MOD@N JM =T JK@M<ODJI JA G<R. %JM <AA@>ODIB < OM<INA@M OC@ <KKGD><=G@ OM<INA@M, AJMH(N) NC<GG =@ ?PGT NO<HK@? <I? NDBI@? =T <GG OC@ PIDO CJG?@MN <I? NP=HDOO@? <GJIB RDOC OC@ M@G@Q<IO PIDO >@MODAD><O@(N). 3C@ NN@O ,<I<B@H@IO "JHK<IT NC<GG JI KMJ?P>ODJI JA DINOMPH@IO JA OM<INA@M RDOC OC@ M@G@Q<IO PIDO >@MODAD><O@N, M@BDNO@M OC@ OM<INA@M <I? M@OPMI OC@ PIDO >@MODAD><O@N OJ OC@ OM<INA@M@@ RDOCDI 30 ?<TN AMJH OC@ ?<O@ JA GJ?BH@IO JA OM<INA@M M@LP@NO <O OC@ JAAD>@ JA OC@ 1@BDNOM<M & 3M<INA@M B@IO. Transmission of Units:1. KKGD><ION >G<DHDIB PIDON DI CDN/C@M I<H@ NC<GG =@ M@LPDM@? OJ NP=HDO OC@ KM@N>MD=@? ?J>PH@ION ?@K@I?DIB JI OC@ M@LPDM@H@ION PI?@M Q<MDJPN NDOP<ODJIN <N H@IODJI@? =@GJR: A. Transmission to surviving unit holders in case of death of one or more unit holders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ransmission to registered nominee/s in case of death of Sole or All unit holders: (D) +@OO@M AMJH >G<DH<IO IJHDI@@/N OJ OC@ ,"/ ,POP<G %PI?/13 M@LP@NODIB AJM OM<INHDNNDJI JA PIDON, (DD) #@<OC "@MODAD><O@/N DI JMDBDI<G JM KCJOJ>JKT ?PGT IJO<MDU@? JM <OO@NO@? =T B<U@OO@ JAAD>@M JM < =<IF H<I<B@M*, Sundaram Asset Management
57
(DDD) !<IF >>JPIO #@O<DGN JA OC@ I@R ADMNO PIDO CJG?@M <N K@M KM@N>MD=@? AJMH<O <GJIB RDOC <OO@NO<ODJI =T < =<IF =MC H<I<B@M* JM >@GG@? >C@LP@ JM =<IF NO<O@H@IO =@<MDIB OC@ <>>JPIO ?@O<DGN <I? <>>JPIO CJG?@MN I<H@. (DQ) *8" JA OC@ >G<DH<IO(N), (Q) (I?@HIDOT ?PGT NDBI@? <I? @S@>PO@? =T OC@ IJHDI@@(N) DI OC@ KM@N>MD=@? AJMH<O, DA OC@ OM<INHDNNDJI <HJPIO DN @LP<G OJ JM HJM@ OCG<DH<IO(N) OJ OC@ ,"/ ,POP<G %PI?/13 M@LP@NODIB AJM OM<INHDNNDJI JA PIDON, (DD) #@<OC "@MODAD><O@(N) DI JMDBDI<G JM KCJOJ>JKT ?PGT IJO<MDU@? JM <OO@NO@? =T B<U@OO@ JAAD>@M JM < =<IF H<I<B@M*, (DDD) !<IF >>JPIO #@O<DGN JA OC@ I@R ADMNO PIDO CJG?@M <N K@M KM@N>D=@? AJMH<O <GJIB RDOC <OO@NO<ODJI =T < =<IF =MC H<I<B@M* JM >@GG@? >C@LP@ JM =<IF NO<O@H@IO =@<MDIB OC@ <>>JPIO ?@O<DGN <I? <>>JPIO CJG?@MN I<H@. (DQ) *8" JA OC@ >G<DH<IO(N), (Q) (I?@HIDOT !JI? AMJH G@B<G C@DM(N) <N K@M KM@N>MD=@? AJMH<O (QD) (I?DQD?P<G <AAD?<QDON AMJH G@B<G C@DM(N) <N K@M KM@N>MD=@? AJMH<O (QDD) (A OC@ OM<INHDNNDJI <HJPIO DN =@GJR .I@ +<FC 1PK@@N: IT <KKMJKMD<O@ ?J>PH@IO @QD?@I>DIB M@G<ODJINCDK JA OC@ >G<DH<IO(N) RDOC OC@ ?@>@<N@? PIDO CJG?@M(N). (QDDD) (A OC@ OM<INHDNNDJI <HJPIO DN @LP<G OJ JM HJM@ OCPH@ION H@IODJI@? =@GJR: <. -JO<MDN@? >JKT JA /MJ=<O@? 6DGG, JM =. +@B<G '@DM "@MODAD><O@ JM 2P>>@NNDJI "@MODAD><O@ JM "G<DH<IO'N "@MODAD><O@ DNNP@? =T < >JHK@O@IO >JPMO, JM >. +@OO@M JA ?HDIDNOM<ODJI, DI ><N@ JA (IO@NO<O@ 2P>>@NNDJI. D. Transmission in case of HUF, due to death of Karta: (D) +@OO@M AMJH I@R *<MO< M@LP@NODIB AJM >C<IB@ JA *<MO<, (DD) #@<OC "@MODAD><O@ DI JMDBDI<G JM KCJOJ>JKT ?PGT IJO<MDU@? JM <OO@NO@? =T B<U@OO@ JAAD>@M JM < =<IF H<I<B@M*, (DDD) #PGT >@MODAD@? !<IF >@MODAD><O@ NO<ODIB OC<O OC@ NDBI<OPM@ <I? ?@O<DGN JA I@R *<MO< C<Q@ =@@I <KK@I?@? DI OC@ =<IF <>>JPIO JA OC@ '4% <N K@M KM@N>MD=@? AJMH<O (DQ) *8" JA OC@ I@R *<MO< <I? *8" JA '4%, DA IJO <GM@<?T <Q<DG<=G@. (Q) (I?@HIDOT =JI? NDBI@? =T <GG OC@ NPMQDQDIB >J-K<M>@I@MN <I? I@R *<MO< <N K@M KM@N>MD=@? AJMH<O. (QD) (I ><N@ JA IJ NPMQDQDIB >J-K<M>@I@MN .1 OC@ OM<INHDNNDJI <HJPIO DN @LP<G OJ JM HJM@ OCODJI AMJH <IT NPMQDQDIB H@H=@MN JA OC@ '4%, OM<INHDNNDJI RDGG =@ @AA@>O@? JIGT JI OC@ =<NDN JA <IT JA OC@ AJGGJRDIB H<I?<OJMT ?J>PH@ION: <. -JO<MDU@? >JKT JA 2@OOG@H@IO #@@?, JM =. -JO<MDU@? >JKT JA #@@? JA /<MODODJI, JM >. -JO<MDU@? >JKT JA #@>M@@ JA OC@ M@G@Q<IO >JHK@O@IO "JPMO 2. (A OC@ OM<INHDNNDJI <HJPIO DN @LP<G OJ JM HJM@ OCPH@ION JI < ><N@-OJ-><N@ =<NDN. 3. 6C@M@ OC@ PIDON <M@ OJ =@ OM<INHDOO@? OJ < IJHDI@@ RCJ DN < HDIJM, Q<MDJPN ?J>PH@ION GDF@ *8", / -, !<IF ?@O<DGN, (I?@HIDOT, @O>. NCJPG? =@ JA OC@ BP<M?D<N@ JA >@MODAD><ODJI =T =<IF H<I<B@M, OC@ ?J>PH@IO NCJPG? =@ >@MODAD@? =T OC@ =<IF H<I<B@M RDOC CDN / C@M APGG NDBI<OPM@, I<H@, @HKGJT@@ >J?@, =<IF N@<G <I? >JIO<>O IPH=@M. Transmission of Units V (A OC@ PIDO CJG?@M C<N <KKJDIO@? < IJHDI@@, PIDON NC<GG =@ OM<INHDOO@? DI A<QJPM JA OC@ IJHDI@@ JI KMJ?P>ODJI JA ?@<OC >@MODAD><O@ JM <IT JOC@M ?J>PH@ION OJ OC@ N<ODNA<>ODJI JA OC@ %PI?, (IQ@NOH@IO ,<I<B@M JM 1@BDNOM<M. V (A OC@ PIDO CJG?@M C<N IJO <KKJDIO@? < IJHDI@@, OC@ PIDON NC<GG =@ OM<INHDOO@? DI A<QJPM JA OC@ PIDO CJG?@M\N @S@>POJM/<?HDIDNOM<OJM JA DON @NO<O@/G@B<G C@DM(N) <N OC@ ><N@ H<T =@ JI KMJ?P>ODJI JA OC@ ?@<OC >@MODAD><O@ JM <IT JOC@M ?J>PH@ION OJ OC@ N<ODNA<>ODJI JA OC@ %PI?/(IQ@NOH@IO ,<I<B@M/1@BDNOM<M. V (A OC@M@ DN < EJDIO CJG?DIB, PKJI ?@<OC JA OC@ ADMNO PIDO CJG?@M, PIDON NC<GG =@ OM<INHDOO@? OJ OC@ N@>JI? PIDO CJG?@M JI KMJ?P>ODJI JA OC@ I@>@NN<MT ?J>PH@ION, DI>GP?DIB ?@<OC >@MODAD><O@. 3C@ MDBCON DI OC@ PIDON RDGG Q@NO DI OC@ IJHDI@@ PKJI OC@ ?@<OC JA <GG EJDIO PIDO CJG?@MN PKJI OC@ IJHDI@@ KMJ?P>DIB OC@ ?@<OC >@MODAD><O@ JM <IT JOC@M ?J>PH@IO OJ OC@ N<ODNA<>ODJI JA OC@ %PI?/(IQ@NOH@IO ,<I<B@M/1@BDNOM<M. www.sundarammutual.com Sundaram Asset Management
Applicants claiming units in his/her name shall be required to submit the prescribed documents depending on the requirements under various situations as mentioned below Transmission to Surviving Joint Holders where Nominee(s) are registered. registered. are not & Nominee(s) holders & unit holders HUF. Sole/All unit Sole/All Karta of an Demise of Demise of Demise of

Sr. Documents Required for Transmission
No
Basic Documents
+@OO@M AMJH OC@ -JHDI@@/N JM OC@ "G<DH<IO/N JM I@R *<MO< <??M@NN@? OJ OC@ ,"/%PI?/1@BDNOM<M.
#@<OC "@MODAD><O@ JA ?@>@<N@? 4IDO 'JG?@M/N / *<MO< DI JMDBDI<G JM /CJOJ>JKT ?PGT IJO<MDU@?
JM <OO@NO@? =T B<U@OO@? JAAD>@M/=<IF H<I<B@M*.
*8" JA -JHDI@@/N JM "G<DH<IO/N JM 2PMQDQDIB 4IDO CJG?@MN JM '4% & -@R *<MO<, .M *8" JA OC@
&P<M?D<N@ JA IJHDI@@ />G<DH<IO =@DIB < HDIJM / JA PINJPI? HDI?).
-@R !<IF ,<I?<O@ ?@O<DGN - ?PGT <OO@NO@? =T !<IF ,<I<B@M* JM "C@LP@ >JKT RDOC <>>JPIO
IPH=@M <I? CJG?@MN\ I<H@ KMDIO@? JI OC@ >C@LP@.
Legal Documents (Indemnity Bonds to be on minimum Rs 20/- stamp paper and duly notarized. KYC acknowledgement address should match with the address mentioned in the
Indemnity Bond.)
(I?@HIDOT =JI? NDBI@? =T -JHDI@@/N DA OC@ OM<INHDNNDJI <HJPIO @S>@@?N 1N. 1,00,000/-
(I?@HIDOT =JI? NDBI@? =T <GG G@B<G C@DM/N >JIADMHDIB OC@ >G<DH<IO/N
2 ! (I?DQD?P<G AAD?<QDO =T OC@ +@B<G '@DM/N
2 " 3M<INHDNNDJI Q<GP@ +@NN OCPH@IO @QD?@I>DIB M@G<ODJINCDK JA OC@ >G<DH<IO/N
RDOC OC@ ?@>@<N@? PIDOCJG?@M(N). 3M<INHDNNDJI Q<GP@ 1N. 1,00,000/- JM HJM@: -JO<MDU@? >JKT JA
OC@ /MJ=<O@? 6DGG .1 +@B<G '@DM / 2P>>@NNDJI / "G<DH<IO >@MODAD><O@ =T < >JHK@O@IO >JPMO .1
+@OO@M JA ?HDIDNOM<ODJI, DI ><N@ JA (IO@NO<O@ 2P>>@NNDJI.
(I?@HIDOT !JI? NDBI@? =T <GG OC@ NPMQDQDIB >JK<M>@I@MN <KKJDIODIB OC@ I@R *<MO<
3 ! -JO<MDU@? >JKT JA 2@OOG@H@IO #@@? .1 #@@? JA /<MODODJI .1 #@>M@@ JA OC@ M@G@Q<IO >JHK@O@IO
"JPMO: ((I ><N@ JA IJ NPMQDQDIB >J-K<M>@I@MN <I? OC@ OM<INHDNNDJI Q<GP@ 1N. 1,00,000/- JM HJM@,
58
.1 RC@M@ OC@M@ DN ODJI AMJH <IT NPMQDQDIB H@H=@MN JA OC@ '4%) * I/ %#4' 0( %'35+(+%#5+0/ $: $#/, .#/#)'3, 5*' &0%6.'/5 4*06-& $' %'35+(+'& $: 5*' $#/, .#/#)'3 8+5* *+4 / *'3 (6-- 4+)/#563', /#.', '.1-0:'' %0&', $#/, 4'#- #/& %0/5#%5 /6.$'3. If the transmission amount is equal to or more than One Lakh Rupees, AMC/ Mutual Fund reserves the right to seek additional documents on a case-to-case basis.
Legal Information Winding Up of a Scheme
59
Duration of the Scheme/Winding Up V >GJN@?-@I? N>C@H@ NC<GG =@ RJPI? PK JI OC@ @SKDMT JA ?PM<ODJI ADS@? DI OC@ N>C@H@ JI M@?@HKODJI JA PIDON PIG@NN DO DN MJGG@? JQ@M AJM < APMOC@M K@MDJ? PI?@M NP=-M@BPG<ODJI (4) JA M@BPG<ODJI 33. V N>C@H@ JA < HPOP<G API? H<T =@ RJPI? PK, <AO@M M@K<TDIB OC@ <HJPIO ?P@ OJ OC@ PIDO CJG?@MN DI OC@ AJGGJRDIB >DM>PHNO@N: V JI OC@ C<KK@IDIB JA <IT @Q@IO RCD>C, DI OC@ JKDIDJI JA OC@ 3MPNO@@, M@LPDM@N OC@ N>C@H@ OJ =@ RJPI? PK; JM V V V DA 75% JA OC@ PIDO CJG?@MN JA < N>C@H@ K<NN < M@NJGPODJI OJ RDI? PK OC@ N>C@H@ (A 2$!( NJ ?DM@>ON DI OC@ DIO@M@NO JA OC@ PIDO CJG?@MN. (A < N>C@H@ DN OJ =@ RJPI? PK, OC@ 3MPNO@@ NC<GG BDQ@ IJOD>@ ?DN>GJNDIB OC@ >DM>PHNO@N G@<?DIB OJ OC@ RDI?DIB PK JA OC@ N>C@H@ OJ 2$!( <I?, DI ORJ ?<DGT I@RNK<K@MN C<QDIB >DM>PG<ODJI <GG JQ@M (I?D< <I? < Q@MI<>PG<M I@RNK<K@M >DM>PG<ODIB <O OC@ KG<>@ RC@M@ OC@ M@BDNO@M@? JAAD>@ JA OC@ ,POP<G %PI? DN AJMH@?. Effect of winding up: .I <I? AMJH OC@ ?<O@ JA OC@ KP=GD><ODJIN JA OC@ IJOD>@ JA RDI?DIB PK, OC@ !J<M? JA 3MPNO@@ JM OC@ (IQ@NOH@IO ,<I<B@M, <N OC@ ><N@ H<T =@, NC<GG: V V V "@<N@ OJ ><MMT JI <IT =PNDI@NN <>ODQDOD@N DI M@NK@>O JA OC@ N>C@H@ RJPI? PK; "@<N@ OJ >M@<O@ JM >@G PIDON DI OC@ N>C@H@; <I? "@<N@ OJ DNNP@ JM M@?@@H PIDON DI OC@ N>C@H@.
Std Ob 12
Procedure and Manner of Winding up: 3C@ 3MPNO@@ NC<GG ><GG < H@@ODIB JA OC@ PIDO CJG?@MN OJ <KKMJQ@ =T NDHKG@ H<EJMDOT JA OC@ PIDO CJG?@MN KM@N@IO <I? QJODIB <O OC@ H@@ODIB AJM <POCJMDNDIB OC@ !J<M? JA 3MPNO@@ "JHK<IT JM <IT JOC@M K@MNJI OJ O<F@ NO@KN AJM OC@ RDI?DIB PK JA OC@ 2>C@H@. 3C@ 3MPNO@@ JM OC@ K@MNJI <POCJMDN@? NC<GG ?DNKJN@ JA OC@ <NN@ON JA OC@ N>C@H@ >JI>@MI@? DI OC@ =@NO DIO@M@NO JA OC@ PIDO CJG?@MN JA OC@ N>C@H@. 3C@ KMJ>@@?N JA N<G@ M@<GDN@? NC<GG =@ ADMNO PODGDU@? OJR<M?N ?DN>C<MB@ JA NP>C GD<=DGDOD@N <N <M@ ?P@ <I? K<T<=G@ PI?@M OC@ N>C@H@, <I? <AO@M H<FDIB <KKMJKMD<O@ KMJQDNDJI AJM H@@ODIB OC@ @SK@IN@N >JII@>O@? RDOC NP>C RDI?DIB PK, OC@ =<G@ NC<GG =@ K<D? OJ OC@ PIDO CJG?@MN DI KMJKJMODJI OJ OC@DM M@NK@>ODQ@ DIO@M@NO DI OC@ <NN@ON JA OC@ N>C@H@ <N JI OC@ ?<O@ OC@ ?@>DNDJI AJM RDI?DIB PK R<N O<F@I. .I >JHKG@ODJI JA OC@ RDI?DIB PK, OC@ !J<M? JA 3MPNO@@ "JHK<IT NC<GG AJMR<M? OJ 2$!( <I? OC@ PIDO CJG?@MN < M@KJMO JI OC@ RDI?DIB PK, ?@O<DGDIB OC@ >DM>PHNO@N G@<?DIB OJ OC@ RDI?DIB PK, OC@ NO@KN O<F@I AJM ?DNKJN<G JA OC@ <NN@ON JA OC@ N>C@H@ =@AJM@ RDI?DIB PK, I@O <NN@ON <Q<DG<=G@ AJM ?DNOMD=PODJI OJ OC@ PIDO CJG?@MN <I? < >@MODAD><O@ AMJH OC@ <P?DOJMN JA OC@ N>C@H@. 2$!( 1@BPG<ODJIN JI C<GA-T@<MGT M@KJMON NC<GG >JIODIP@ OJ =@ <KKGD><=G@ PIODG RDI?DIB PK DN >JHKG@O@? JM OC@ N>C@H@ >@<N@N OJ @SDNO. AO@M M@>@DKO JA OC@ M@KJMO M@A@MM@? OJ <=JQ@, DA 2$!( DN N<ODNAD@? OC<O <GG H@<NPM@N AJM RDI?DIB PK JA OC@ N>C@H@ C<Q@ =@@I >JHKGD@? RDOC, OC@ N>C@H@ NC<GG >@<N@ OJ @SDNO.
General InformationSchemes Specific
60
Underwriting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tock Lending: 2P=E@>O OJ 2$!( 1@BPG<ODJI, OC@ HPOP<G API? H<T, DA OC@ 3MPNO@@ K@MHDON, @IB<B@ DI NOJ>F G@I?DIB. 2OJ>F G@I?DIB H@<IN OC@ G@I?DIB JA NOJ>F OJ <IJOC@M K@MNJI JM @IODOT AJM < ADS@? K@MDJ? JA ODH@ <O < I@BJOD<O@? >JHK@IN<ODJI DI JM?@M OJ @IC@ M@OPMIN JA OC@ KJMOAJGDJ. 3C@ N@>PMDOD@N G@IO RDGG =@ M@OPMI@? =T OC@ =JMMJR@M JI OC@ @SKDMT JA OC@ NODKPG<O@? K@MDJ?. 3C@ (IQ@NOH@IO ,<I<B@M RDGG <?C@M@ OJ KMP?@IO GDHDON NCJPG? DO @IB<B@ DI 2OJ>F +@I?DIB. 3C@ ,POP<G %PI? H<T IJO =@ <=G@ OJ N@GG NP>C G@IO JPO N@>PMDOD@N <I? OCDN >C@H@ NC<GG C<Q@ KJR@MN OJ =JMMJR OJ H@@O O@HKJM<MT GDLPD?DOT I@@?N AJM OC@ KPMKJN@ JA M@?@HKODJI, M@?@HKODJI JA PIDON JM DI>JH@ ?DNOMD=PODJI OJ OC@ PIDO CJG?@MN <N K@MHDOO@? PI?@M OC@ 2$!( 1@BPG<ODJIN. %PMOC@M, <N K@M 2$!( 1@BPG<ODJIN, OC@ N>C@H@ NC<GG IJO =JMMJR HJM@ OCC =JMMJRDIB NC<GG IJO @S>@@? NDS HJIOCN. 3C@ N>C@H@ PI?@M NP>C >DM>PHNO@N H<T =JMMJR AMJH <IT =J?T >JMKJM<O@ JM < =<IF JM AMJH <IT JOC@M K@MNJI <O OC@ KM@Q<DGDIB DIO@M@NO M<O@N. 3C@ N>C@H@ H<T ?@>D?@ OJ JAA@M NP>C >JGG<O@M<G N@>PMDOT <N H<T =@ I@>@NN<MT PI?@M OC@ >DM>PHNO@N. 3CDN H<T M@NPGO DI < M@?P>ODJI DI OC@ JQ@M<GG KJMOAJGDJ M@OPMIN ?PMDIB OC@ >PMM@I>T JA OC@ =JMMJRDIB DA OC@ >JNO JA =JMMJRDIB DN CDBC@M OCJGG<O@M<G DN IJO <Q<DG<=G@ AJM N<G@ =T OC@ N>C@H@. Inter-Scheme Transfer of Investments: 3M<INA@MN JA DIQ@NOH@ION AMJH JI@ N>C@H@ OJ <IJOC@M N>C@H@ DI OC@ N<H@ HPOP<G API? NC<GG =@ <GGJR@? JIGT DA: V V 2P>C OM<INA@MN <M@ ?JI@ <O OC@ KM@Q<DGDIB H<MF@O KMD>@ AJM LPJO@? DINOMPH@ION JI NKJO =<NDN. (2KJO =<NDN NC<GG C<Q@ N<H@ H@<IDIB <N NK@>DAD@? =T NOJ>F @S>C<IB@ AJM NKJO OM<IN<>ODJIN). 3C@ N@>PMDOD@N NJ OM<INA@MM@? NC<GG =@ DI >JIAJMHDOT RDOC OC@ DIQ@NOH@IO J=E@>ODQ@ JA OC@ OM<INA@M@@ N>C@H@.
Std Ob 13
Unclaimed Redemption / Dividend Amount /PMNP<IO OJ 2$!( "DM>PG<M -J ,%#/"(1/9/120/2000 ?<O@? 24/11/2000, 4I>G<DH@? <HJPIO K@MO<DIDIB OJ M@?@HKODJI <I? ?DQD?@I? H<T =@ ?@KGJT@? =T OC@ ,POP<G %PI? JIGT DI ><GG HJI@T H<MF@O JM HJI@T-H<MF@O DINOMPH@ION. (IQ@NOJMN RCJ >G<DH OC@N@ <HJPION ?PMDIB < K@MDJ? JA OCM@@ T@<MN AMJH OC@ ?P@ ?<O@ NC<GG =@ K<D? <O OC@ KM@Q<DGDIB -@O NN@O 5<GP@. AO@M < K@MDJ? JA OCM@@ T@<MN, OC@ <HJPIO RDGG =@ OM<INA@MM@? OJ < KJJG <>>JPIO <I? DIQ@NOJMN >G<DH OC@ <HJPIO <O - 5 KM@Q<DGDIB <O OC@ @I? JA OC@ OCDM? T@<M. (I>JH@ @<MI@? JI NP>C API?N RDGG =@ PN@? AJM OC@ KPMKJN@ JA DIQ@NOJM @?P><ODJI. 3C@ (IQ@NOH@IO ,<I<B@M RDGG H<F@ < >JIODIPJPN @AAJMO OJ M@HDI? DIQ@NOJMN OCMJPBC G@OO@MN OJ O<F@ OC@DM PI>G<DH@? <HJPION. 3C@ A@@ >C<MB@? =T OC@ (IQ@NOH@IO ,<I<B@M H<I<BDIB PI>G<DH@? <HJPION JA M@?@HKODJI <I? ?DQD?@I? NC<GG IJO @S>@@? 50 =<NDN KJDION. Suspension of Sale/ Redemption of units: 3C@ N<G@/M@?@HKODJI JA OC@ PIDON JA OC@ N>C@H@N H<T =@ NPNK@I?@? O@HKJM<MDGT JM DI?@ADIDO@GT PI?@M <IT JA OC@ AJGGJRDIB >DM>PHNO@N: V V V V V V V =JJF >GJNPM@ K@MDJ?, DA <IT NOJ>F H<MF@ON NOJK API>ODJIDIB JM OM<?DIB DN M@NOMD>O@? K@MDJ?N JA @SOM@H@ QJG<ODGDOT DI OC@ NOJ>F H<MF@ON OC<O DI OC@ JKDIDJI JA OC@ (IQ@NOH@IO ,<I<B@M DN KM@EP?D>D<G OJ OC@ DIO@M@NO JA OC@ PIDO CJG?@MN. < >JHKG@O@ =M@<F?JRI JM ?DNGJ><ODJI JA =PNDI@NN DI OC@ H<EJM ADID<G H<MF@ON I<OPM<G ><G<HDOT ?@>G<M<ODJI JA R<M JM J>>PMM@I>@ JA DINPMM@>ODJI, >DQD> >JHHJODJI JM <IT JOC@M N@MDJPN JM NPNO<DI@? ADID<G, KJGDOD><G JM DI?PNOMD<G @H@MB@I>T JM ?DNOPM=@. 2$!( JM?@M
Std Ob 10
(I NP>C >DM>PHNO@N, OC@ ODH@ GDHDON DI?D><O@? AJM KMJ>@NNDIB M@LP@NON AJM KPM>C<N@ <I? M@?@HKODJI JA PIDON RDGG IJO =@ <KKGD><=G@. 2PNK@INDJI JM M@NOMD>ODJI JA M@?@HKODJI/M@?@HKODJI A<>DGDOT NC<GG =@ H<?@ JIGT <AO@M <KKMJQ<G =T OC@ !J<M? JA #DM@>OJMN JA OC@ (IQ@NOH@IO ,<I<B@M <I? OC@ 3MPNO@@, 3C@ <KKMJQ<G JA OC@ 3MPNO@@ AJM OC@ NPNK@INDJI NC<GG =@ >JIQ@T@? OJ 2$!( DI <?Q@ RDOC M@<NJIN.
General InformationAssociate Transactions
61
Associate Transactions: Underwriting obligations with respect to issues of Group/Associate Companies: 2PI?<M<H ,POP<G %PI? C<N ODGG ?<O@ IJO @IO@M@? DIOJ <IT PI?@MRMDODIB >JIOM<>ON DI M@NK@>O JA <IT KP=GD> DNNP@ H<?@ =T <IT BMJPK / <NNJ>D<O@ >JHK<IT JA OC@ 2KJINJMN. Subscription to issues lead managed by Group/Associate Companies: -J 2>C@H@ JA 2PI?<M<H ,POP<G %PI? C<N ODGG ?<O@ DIQ@NO@? DI <IT KP=GD> DNNP@ G@<? H<I<B@? =T <IT &MJPK/ NNJ>D<O@ >JHK<IT JA OC@ 2KJINJMN. Investment in Group Companies: 3C@ 2>C@H@N JA 2PI?<M<H ,POP<G %PI? C<Q@ DIQ@NO@? DI N@>PMDOD@N JA OC@ NKJINJM JM DI OC@ BMJPK >JHK<ID@N JA OC@ NKJINJM. 3C@N@ DIQ@NOH@IO <M@ H<?@ DI GDI@ RDOC 2$!( 1@BPG<ODJIN. Dealings with Group/Associate Companies: 3C@ (IQ@NOH@IO ,<I<B@M AMJH ODH@ OJ ODH@, AJM OC@ KPMKJN@ JA >JI?P>ODIB DON IJMH<G =PNDI@NN, PN@N OC@ N@MQD>@N JA OC@ 2KJINJMN <I? OC@ NP=ND?D<MD@N <I? JOC@M <NNJ>D<O@N JA OC@ 2KJINJMN. 3C@ (IQ@NOH@IO ,<I<B@M H<T PODGDN@ OC@ N@MQD>@N JA OC@ BMJPK >JHK<ID@N <I? <IT JOC@M NP=ND?D<MT JM <NNJ>D<O@ >JHK<IT JA OC@ 2KJINJM OC<O H<T =@ @NO<=GDNC@? DI ><N@ NP>C D<O@ >JHK<IT DN ><K<=G@ JA KMJQD?DIB OC@ M@LPDNDO@ N@MQD>@N OJ OC@ (IQ@NOH@IO ,<I<B@M. 3C@ (IQ@NOH@IO ,<I<B@M RDGG >JI?P>O DON =PNDI@NN RDOC OC@ >JHK<ID@N JI >JHH@M>D<G O@MHN, JI @N OJ OC@ @SO@IO K@MHDOO@? PI?@M OC@ <KKGD><=G@ G<RN DI>GP?DIB OC@ 2$!( 1@BPG<ODJIN <AO@M JHK@ODODQ@I@NN JA OC@ KMD>DIB JAA@M@? =T OC@ <NNJ>D<O@ >JHK<ID@N <I? N@MQD>@N OJ =@ KMJQD?@? =T OC@H. 3C@ ,POP<G %PI? NC<GG ?DN>GJN@ <O OC@ ODH@ JA ?@>G<MDIB C<GA T@<MGT <I? T@<MGT M@NPGON: V <IT PI?@MRMDODIB J=GDB<ODJIN PI?@MO<F@I =T OC@ N>C@H@N JA OC@ HPOP<G API? RDOC M@NK@>O OJ DNNP@ JA N@>PMDOD@N JA <NNJ>D<O@ >JHK<ID@N; #@QJGQ@H@IO; 2P=N>MDKODJI =T OC@ N>C@H@N DI OC@ DNNP@N G@<? H<I<B@? =T <NNJ>D<O@ >JHK<ID@N; 2P=N>MDKODJI OJ <IT DNNP@ JA @LPDOT JM ?@=O JI KMDQ<O@ KG<>@H@IO =<NDN RC@M@ OC@ NKJINJMN JM <NNJ>D<O@ >JHK<ID@N C<Q@ <>O@? <N <MM<IB@M JM H<I<B@M.
V V V
62
NNJ>D<O@ !MJF@M<B@ K<D? OJ 2PI?<M<H %DI@ +DHDO@? Scheme Name 2PI?<M<H !<G@? %PI? 2PI?<M<H !JI? 2<Q@M 2PI?<M<H 2@G@>O %J>PN 2PI?<M<H %G@SD=G@ %PI? (I>JH@ /GO #@=O 2CJMO 3@MH /GJH@ /GPN 2PI?<M<H 2@G@>O ,D?><K 2PI?<M<H ,JIOCGT (I>JH@ /GJH@ /GJH@ /GO 3C@H<OD> %PI?N "<K@S .KKJMOPIDOD@N - #DQD?@I? 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N "<K@S .KKJMOPIDOD@N - &MJROC 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N 1PM<G (I?D< %PI? 2PI?<M<H $I@MBT .KKJMOPIDOD@N %PI? 2PI?<M<H %DS@? (I>JH@ (IO@MQ<G /GODJI .KMD@IO@? %PI?N 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N %DID<G 2@MQD>@N .KKJMOPIDOD@N 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N $IO@MO<DIH@IO .KKJMOPIDOD@N 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N /24 .KKJMOPIDOD@N 2PI?<M<H $LPDOT ,PGODKGD@M 2PI?<M<H 2@G@>O 2H<GG "<K 2PI?<M<H $LPDOT /GPN 2010-11 0.5 0.45 7.13 0.01 2.21 0 1.44 0 4.53 0.02 0 0.33 1.48 0.27 3.17 2.18 0.46 12.51 8.83 5.79 4.62 3.83 28.19 0.25 0.44 0.14 5.15 0.84 2.94 2.75 7.31 0 2011-12 0.36 0.47 4.04 0.01 0.26 0 3.84 0 5.23 0.02 11.3 0.1 0.38 0.17 2.68 2.01 0.29 7.29 7.56 2.76 2.29 2.07 20.23 0.27 0.25 22.94 3.48 0.48 5.14 2.3 3.74 28.73
1N. DI G<>N 2012-13 0.46 2.73 4.69 0.02 1.36 0.56 2.19 0 11.16 0.03 43.7 0.04 0.08 0.26 0.8 13.22 2.17 17.97 9.76 2.79 2.2 2.77 20.53 0.35 0.28 40.77 5.42 0.61 5.99 2.76 0 6.11
63
NNJ>D<O@ !MJF@M<B@ K<D? OJ 2PI?<M<H %DI@ #DNOMD=PODJI +O? 1N. DI G<>N Schemes 2PI?<M<H !<G@? %PI? 2PI?<M<H 2@G@>O %J>PN 2PI?<M<H 2@G@>O #@=O 2CJMO 3@MH /GO ,D?><K 2PI?<M<H ,JIOCGT (I>JH@ /GJH@ /GO 3C@H<OD> %PI?N "<K@S .KKJMOPIDOD@N - #DQD?@I? 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N "<K@S .KKJMOPIDOD@N - &MJROC 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N 1PM<G (I?D< %PI? 2PI?<M<H $I@MBT .KKJMOPIDOD@N %PI? 2PI?<M<H &GJ=<G ?Q<IO<B@ %PI? 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N %DID<G 2@MQD>@N .KKJMOPIDOD@N 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N $IO@MO<DIH@IO .KKJMOPIDOD@N 2PI?<M<H 2@G@>O 3C@H<OD> %PI?N /24 .KKJMOPIDOD@N 2PI?<M<H $LPDOT ,PGODKGD@M 2PI?<M<H $LPDOT /GPN 2010-11 0.000 0.000 0.000 0.000 0.010 0.010 0.010 0.000 0.000 0.010 0.000 0.000 0.150 0.000 0.000 0.000 0.000 0.000 0.010 0.000 0.000 2011-12 0.000 0.010 0.000 0.000 0.020 0.000 0.000 0.060 0.100 0.030 0.010 0.050 0.610 0.000 0.000 0.000 0.010 0.000 0.000 0.010 0.010 2012-13 0.000 0.005 0.001 0.001 0.065 0.000 0.000 0.099 0.378 0.011 0.005 0.002 0.325 0.000 0.000 0.002 0.004 0.000 0.001 0.002 0.026
* 2JPM>@ AMJH 2PI?<M<H !-/ /<MD=<N %PI? 2@MQD>@N -JO@: (I?PN (I? !<IF +DHDO@? C<N >@<N@? OJ =@ D<O@ RDOC @AA@>O AMJH ,<M>C 18, 2012
64
Investment by the Schemes of Sundaram Mutual Fund in Group Companies Rs. in Lakhs Na' )! .# A--)c$a. 2012 - 13 2011-12 2010-11 T2* )! T).a& A')/(. Va&/ )! T).a& A')/(. Va&/ )! T).a& A')/(. Va&/ )! I(-.,/' (. I(0 -. d d/,$(" .# I(0 -.' (. a- )( I(0 -. d d/,$(" I(0 -.' (. a- )( I(0 -. d d/,$(" I(0 -.' (. a- )( 2 a, Ma,c# 31, 2013 .# 2 a, Ma,c# 31, 2012 .# 2 a, Ma,c# 31, 2011 501.99 503.13 X X X X
Na' )! .# -c# '
2PI?<M<H !<G@? %PI?
2PI?<M<H !-/ +DNO@? -"#N / /<MD=<N 'JH@ 9"!N %DI@ 2PI?<M<H !-/ +DNO@? -"#N / /<MD=<N 'JH@ 9"!N %DI@ 2PI?<M<H +DNO@? -"#N / %DI@ +DHDO@? 9"!N 2PI?<M<H !-/ +DNO@? -"#N / /<MD=<N 'JH@ 9"!N %DI@ 2PI?<M<H !-/ +DNO@? -"#N / /<MD=<N 'JH@ 9"!N %DI@
2PI?<M<H %DS@? 3@MH /G<I - #" 2PI?<M<H %DS@? 3@MH /GJH@ +DNO@? -"#N / /<MD=<N 'JH@ /G@ 2PI?<M<H 4GOM< 2CJMO 3@MH %PI? 2PI?<M<H +DNO@? -"#N / %DI@ +DHDO@? 9"!N 2PI?<M<H !-/ +DNO@? -"#N / /<MD=<N 'JH@ 9"!N %DI@
81.57
80.60
80.30
5,227.22
2PI?<M<H !JI? 2<Q@M
503.00
496.00
Note: (i) Total Amount invested during the year includes only the purchase made by the schemes in the Associate / Group Companies. Sale is not included. (ii) The value of investment is the value of the net holding (Purchases - Sales) as at the end of the year.
Documents Available for Inspection
65
3C@ AJGGJRDIB ?J>PH@ION RDGG =@ <Q<DG<=G@ AJM DINK@>ODJI <O OC@ JAAD>@ JA OC@ ,POP<G %PI? <O 2PI?<M<H 3JR@MN, (( %GJJM, 46, 6CDO@N 1J<?, "C@II<D W 600 014. ?PMDIB =PNDI@NN CJPMN JI <IT ?<T (@S>GP?DIB 2<OPM?<TN, 2PI?<TN <I? KP=GD> CJGD?<TN): V V V V V V V V V ,@HJM<I?PH <I? MOD>G@N JA NNJ>D<ODJI JA OC@ ," (IQ@NOH@IO ,<I<B@H@IO BM@@H@IO 3MPNO #@@? <I? <H@I?H@ION OC@M@OJ, DA <IT ,POP<G %PI? 1@BDNOM<ODJI "@MODAD><O@ BM@@H@IO =@OR@@I OC@ ,POP<G %PI? <I? OC@ "PNOJ?DO DI OC@ N<D? ><K<>DOT "JIN@IO JA +@B<G ?QDNJMN OJ <>O DI OC@ N<D? ><K<>DOT 2@>PMDOD@N <I? $S>C<IB@ !J<M? JA (I?D< (,POP<G %PI?N) 1@BPG<ODJIN, 1996 <I? <H@I?H@ION AMJH ODH@ OJ ODH@ OC@M@OJ. (I?DO, 1882.
Jurisdiction: Std Ob 15 GG ?DNKPO@N <MDNDIB JPO JA JM DI M@G<ODJI OJ OC@ DNNP@ H<?@ PI?@M OC@ N>C@H@N JA 2PI?<M<H ,POP<G %PI? RDGG =@ NP=E@>O OJ OC@ @S>GPNDQ@ EPMDN?D>ODJI JA >JPMON DI (I?D<.
Investor Grievances Redressal Mechanism -Summary of Investor Complaints
66
$S>@GG@I>@ DI >PNOJH@M N@MQD>@ DN HJNO DHKJMO<IO AJM =PDG?DIB GJIB-O@MH M@G<ODJINCDK RDOC DIQ@NOJMN <I? NPNO<DI@? =PNDI@NN BMJROC. 2PI?<M<H ,POP<G %PI? M@>JBIDU@N OC<O @Q@MT <NK@>O JA OC@ ,POP<G %PI? =PNDI@NN C<N O JI >PNOJH@M N@MQD>@. $AA@>ODQ@ >PNOJH@M N@MQD>@ JMDBDI<O@N AMJH < B@IPDI@ ?@NDM@ OJ N@MQ@ OC@ >PNOJH@M =@OO@M. 2PI?<M<H ,POP<G %PI? =@GD@Q@N OC<O KMJQD?DIB KMJHKO <I? @AAD>D@IO N@MQD>@ DN @NN@IOD<G OJ ?@Q@GJK < NPNO<DI<=G@ M@G<ODJINCDK RDOC @SDNODIB DIQ@NOJMN <N R@GG <N OJ M@O<DI <I? <OOM<>O I@R >PNOJH@MN. 2@MQD>@ M@LP@NON <I? BMD@Q@N, DA <IT, AMJH OC@ DIQ@NOJMN <M@ M@>@DQ@? <O OC@ >JMKJM<O@ JAAD>@ JA OC@ (IQ@NOH@IO ,<I<B@M, DON =MC@N <I? <O OC@ (IQ@NOJM 2@MQD>@ "@IOM@N JA OC@ 1@BDNOM<M & 3M<INA@M B@IO. 3C@ N@MQD>@ M@LP@NON, >JHKG<DION JM BMD@Q@N <M@ >GJN@GT AJGGJR@? PK RDOC OC@ M@BDNOM<M <N R@GG <N JOC@M M@G@Q<IO K@MNJIN/@IODOD@N @INPM@ ODH@GT M@?M@NN JA BMD@Q@N <I? KMJHKO DIQ@NOJM N@MQD>@. NPHH<MT JA <GG N@MQD>@ M@LP@NON/>JHKG<DION/BMD@Q@N M@>@DQ@? AMJH OC@ PIDO CJG?@MN JA OC@ N>C@H@N JA 2PI?<M<H ,POP<G %PI? AJM < OCM@@-T@<M PK OJ ,<M>C 31, 2013 DN KMJQD?@? =@GJR:
Period
Opening Balance
Complaints received 3817 1334 2052 518
Complaints redressal 3886 1334 2052 518
Complaints pending Redressed N() N() N() N()
01.04.2010 - 31.03.2011 01.04.2011 - 31.03.2012 01.04.2012 - 31.03.2013 01.04.2013 - 31.05.2013
69 N() N() N()
Note: N,. ,% ",*-) (+10 (+")2#$0 C,//$"1(,+ (+ I+3$01,/ D$1 ()0 (D 1 C,//$"1(,+), N,+ A)),1*$+1 ,% U+(10, N,+ /$"$(-1 ,% A"",2+1, S1 1$*$+1/D(3(#$+# W // +1/R$#$*-1(,+ W // +1. SEBI Complaints: D2/(+& 2012-13, 1'$ AMC /$"$(3$# 141 I+3$01,/ C,*-) (+10 #(/$"1$# 1'/,2&' SEBI +# )) ,% 1'$* 4$/$ /$0,)3$#. F/,* 01.04.13 - 31.05.13, 1'$ AMC /$"$(3$# 24 I+3$01,/ C,*-) (+10 #(/$"1$# 1'/,2&' SEBI +# 23 ,% 1'$* 4$/$ /$0,)3$#. 1 ",*-) (+1 4 0 02!0$.2$+1)5 /$0,)3$# (+ 1'$ *,+1' ,% J2+$ 2013.
Approval of the Trustee
67
Applicability of SEBI (Mutual Fund) Regulations Std Ob 18 -JORDOCNO<I?DIB <ITOCDIB >JIO<DI@? DI OCDN 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI, OC@ KMJQDNDJIN JA OC@ 2$!( (,POP<G %PI?N) 1@BPG<ODJIN, 1996 <I? OC@ BPD?@GDI@N OC@M@PI?@M NC<GG =@ <KKGD><=G@. Approval by the Board of Trustee 3C@ JMDBDI<G 2O<O@H@IO JA ??DODJI<G (IAJMH<ODJI R<N <KKMJQ@? =T OC@ 3MPNO@@N JA 2PI?<M<H ,POP<G %PI? QD?@ M@NJGPODJI ?<O@? 29/05/2008.
%JM <I? JI =@C<GA JA OC@ !J<M? JA #DM@>OJMN JA Sundaram Asset Management Company Limited
/G<>@: "C@II<D #<O@: 30/06/2013
/ 2PI?<M<M<E@ & "JHK<IT 2@>M@O<MT
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Model Application Form
68
Application Form
Please refer to Product labelling details available on cover page and Your Guide To Fill The Application Form (pages 13-14) before proceeding
Channel Partner / Agent Information Agents Name and ARN Sub Broker ARN code Sub Agent Code EUIN Serial No: EQ
For Office Use Only
Folio No
ARNTransaction charges For Rs. 10,000 and above: I Existing Investor-Rs.100 I New Investor-Rs.150
I I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an execution-only transaction without any interaction or advice by the employee/relationship manager/sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction. Upfront commission shall be paid directly by the investor to the AMFI-registered distributors based on the investors assessment of various factors including services rendered by the distributor.
1. Existing Investor Information (Please fill in your Folio No. and then proceed to Section 3) Please note that applicant details and mode of holding will be as per existing Folio Number. 2. New Investor Information (refer instruction 2) Name of First/Sole Applicant Permanent Account Number (PAN)
KYC completed I Yes I No Date of Birth
D D M M Y Y Y
Name of Guardian (in case of First / Sole Applicant is a Minor) / Contact Person Designation (in case of non-individual Investors) Permanent Account Number (PAN) KYC completed I Yes I No Relationship
Name of Power of Attorney (PoA) (PoAs must be KYC compliant. Please also attach proof of the PoA-refer instruction 2 for PAN and KYC). Permanent Account Number (PAN) Contact Details of First / Sole Applicant
E-Mail STD Code Telephone Mobile
KYC completed I Yes I No Relationship
Sundaram Mutual Go Green Services: Save the Future 1. Go Green e-Update Service: Receive Account Statements, Annual Reports and other information instantly by email: I Yes I/We would like to receive the above by email I No I/We would not like to receive the above by email 2. Go Green Web Service (for existing investors only): Access your account and transact online. Register online by visiting our website www.sundarammutual.com
3. Go Green IPIN Service (for new investors only): To access your account using I-Pin please choose the yes option I Yes I/We would like to receive an I-Pin (refer instruction 2-Please use the PIN Agreement form attached in this doucment). 4. Go Green Mobile Service: Get instant SMS alerts for your transactions. I/We wish to register for SMS updates on my/our mobile phone. I Yes I No.
Note: Where the investor has not opted for any option or has opted for both options the application will be processed as per the default option, i.e., receive the account statement, annual report and other correspondence by email and receive SMS updates on mobile. Address of First / Sole Applicant
TOWN
CITY/DISTRICT
STATE
PIN CODE
Overseas Address (in case of NRIs/FIIs) (Mandatory)
Mode of Holding [Please ()] I Single I Joint I Anyone or Survivor Name of Second Applicant
Status of First / Sole Applicant [Please ()] I Individual I Minor through guardian I HUF I Partnership I Company I Body Corporate I Trust I Mutual Fund I NRI-Repatriable I NRI-Non-Repatriable I FII/Sub account of FII I QFI
I Society/Club I Fund of Funds in India I Others_____(please specify)
Permanent Account Number (PAN) Name of Third Applicant Permanent Account Number (PAN) Acknowledgement
D D M M Y Y Y
D D M M Y Y Y
Sundaram Asset Management Company Limited, II Floor, 46 Whites Road, Chennai - 600 014. Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI) Serial No: EQ
Received From Mr./Mrs./Ms. ....................................................................................................................................................... Address ....................................................................................................................................................................................... .................................................................................................................................................................................................... Communication in connection with the application should be addressed to the Registrar Sundaram BNP Paribas Fund Services Limited, Registrar and Transfer Agents, Unit: Sundaram Mutual Fund, Central Processing Center, RR Towers, II III Floor, Thiru Vi Ka Industrial Estate, Guindy, Chennai 600 032. Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI).
ISCs Signature & Stamp Please Note: All Purchases are subject to realisation of cheques / demand drafts.
15
69
Application Form
3. Bank Account Details of First/Sole Applicant (as per SEBI Regulations it is mandatory) (refer instruction 3) Name of the Bank Branch Address Account No Cheque MICR No RTGS / NEFT / IFSC Code Account Type [Please ()] I Savings I Current I NRE* I NRO* I FCNR* I Others............................. *If the payment is by DD or source of fund is not clear on the Cheque leaf, please provide a copy of FIRC. Branch Bank City (redemption will be payable at this location)
4. Mode of payment of redemption/dividend proceeds via Direct credit/NEFT (refer instruction 4). Please tick ()
I I/We wish to receive redemption/dividend proceeds directly into my/our bank account via Direct Credit/NEFT facility Direct Credit is now available with: Axis Bank, BNP Paribas Bank, Citibank, Deutsche Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IndusInd Bank, ING Vysya, Kotak Mahindra Bank, Royal Bank of Scotland, SBI, Standard Chartered Bank, YES Bank. If your bank falls in this list your Redemption/ I I /We wish to receive the redemption/dividend proceeds ( if any) by way of a cheque/demand draft/ Warrant Dividend proceeds will be directly credited to your account irrespective of the option ticked.
5. I/We wish to invest in (refer instruction 5- please issue a separate cheque/Demand Draft in favour of the fund you wish to invest) Scheme Name Plan
I Regular I Direct I Regular I Direct I Regular I Direct
Option
Amount Invested
(less DD charges)
Net Amount Paid
Payment Details Cheque/DD Number Bank/Branch
Incase of third party payment (refer instruction 5): Please download (www.sundarammutual.com) and attach the third party declaration form
DEMAT Account Details (refer instruction 5) Depository Participant Name_______________________________________________________________________________________ I National Securities Depository Ltd. I Central Depository Services (India) Ltd. DP ID Number Beneficiary Account Number
Investor willing to invest in Demat option, may provide a copy of the DP Statement enabling us to match the Demat details as stated in the application form. 6. Please indicate details of your SIP (skip this section if you wish to make a one-time investment) Mode of SIP I Auto Debit (also submit SIP Auto Debit form) I Post-dated cheques
If you opt for SIP through post dated cheques, please indicate
First SIP Cheque No Rs
Last SIP Cheque No SIP Period SIP Starting

D D M M Y Y
Each SIP Amount SIP Frequency
I Weekly (Minimum amount Rs 1000 Every Wednesday. Minimum No of installments 5) I Monthly (Minimum amount Rs 250 Minimum No of installments 20) I Quarterly (Minimum amount Rs 750 Minimum No of installments 7) SIP Date for Monthly/Quarterly frequency only I 1 I 7 I 14 I 20 I 25
SIP Ending
D D M M Y Y
OR
I Till further notice*

3 1 1 2 2 0 3 1
(*The date may be taken as 31/12/2031 in case the bank needs to input a specific date in their system) (refer Guide to investing through SIP)
7. Nominee (available only for individuals) (refer instruction 7) I I wish to nominate the following person(s) 1st Nominee Name:........................................................................... Address:........................................................................ ..................................................................................... ..................................................................................... Proportion (%)* in which units will be shared by first nominee...................% If nominee is a minor: Date of birth:......................Relationship:...................... Name of Guardian:....................................................... Address of Guardian:.................................................... ..................................................................................... 2nd Nominee Name:........................................................................... Address:........................................................................ ..................................................................................... ..................................................................................... Proportion (%)* in which units will be shared by second nominee...................% If nominee is a minor: Date of birth:......................Relationship:...................... Name of Guardian:....................................................... Address of Guardian:.................................................... ..................................................................................... 3rd Nominee Name:........................................................................... Address:........................................................................ ..................................................................................... ..................................................................................... Proportion (%)* in which units will be shared by third nominee...................% If nominee is a minor: Date of birth:......................Relationship:...................... Name of Guardian:....................................................... Address of Guardian:.................................................... ..................................................................................... ..............................................
* Proportion (%) in which units will be shared by each nominee should aggregate to 100% I I do not wish to choose a nominee. Signature of investor(s) .............................................. ................................................
8. Signature (refer instruction 8)

Declaration: I/We having read and understood the contents of the Statement of Additional Information/Scheme Information Document/addenda issued to the SID and KIM till date hereby apply for units under the scheme(s) as indicated in the application form agree to abide by the terms, conditions, rules and regulations of the scheme(s) agree to the terms and conditions for Auto Debit have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment do not have any existing Micro SIPs/investments which together with the current application will result in the total investments exceeding Rs. 50,000 in a financial year or a rolling period of twelve months (applicable for PAN exempt category of investors). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Applicable to NRIs only: Please () I I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account on a I Repatriation Basis I Non-Repatriation Basis. I/We confirm that I am/we are not United States persons within the meaning of Regulation (S) under the United States Securities Act of 1933, as amended from time to time or residents of Canada. I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I/ We further agree not to hold Sundaram Asset Management, its sponsor, their employees, authorised agents, service providers, representatives of the distributors liable for any consequences/losses/costs/damages in case of any of the above particulars being false, incorrect or incomplete or in case of my/our not intimating/delay in intimating any changes to the above particulars. I/We hereby authorise Sundaram Asset Management to disclose, share, remit in any form, mode or manner, all/any of the information provided by me/ us, including all changes, updates to such information as and when provided by me/us, to any Indian or foreign governmental or statutory or judicial authorities/agencies, the tax/revenue authorities and other investigation agencies without any obligation of advising me/us of the same. I/We hereby agree to provide any additional information/documentation that may be required in connection with this application.
First / Sole Applicant / Guardian
Second Applicant
Third Applicant
Scheme:
....................................................................... Cheque / DD No. Amount in words (Rs) Amount in figures (Rs)
Plans: I Regular I Direct
Options: I Growth I Dividend G Dividend Re-investment G Dividend Payout G Dividend Sweep Date
D D M M Y Y Y Y
SMF-KIM-July 2013
Drawn on Bank DD Charges Net Amount Branch Name
16
70
A Simple Way to INVEST

Purchase KYC acknowledgement is mandatory for all investors w.e.f. 01/01/2011. However in the case of Micro SIP/Pruchase of an individual investor (if the total amount of investment including SIP is less than Rs 50,000 per investor in any rolling 12-month period or in a financial year) instead of PAN proof other approved document can be accepted. Agents Name Sub Broker Sub Agent Folio No EUIN and ARN ARN code Code Transaction charges: For Rs. 10,000 and above: I I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an execution-only transaction without any interaction or advice by the employee/relationship manager/sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction. I Existing Investor- Rs.100 Upfront commission shall be paid directly by the investor to the AMFI-registered distributors based on the investors assessment of various factors including services rendered by the distributor. I New Investor-Rs.150 Name of First/Sole Applicant (capital Letters) Name of Guardian in case First / Sole Applicant is a Minor (capital Letters) E-Mail Mobile No
Fund Name Plans: I Regular I Direct Bank (on which Cheque is drawn or by which Demand Draft is issued) Amount (figures) Options: I Dividend Payout I Dividend Re-Investment I Dividend Sweep I Growth I Bonus I Others....................... Branch
Amount (in words) Cheque/DD Date Cheque/DD No (attach a cancelled cheque leaf) Rs D DMM Y Y Y Y DEMAT Account Details (Investor willing to invest in Demat option, may provide a copy of the DP Statement enabling us to match the Demat details as stated in the application form.) I National Securities Depository Ltd. Depository Participant Name________________________________________________________________________________________________ I Central Depository Services (India) Ltd. DP ID Number Beneficiary Account Number Purchases made through third party cheque(s) will not be accepted. In case of payment from a Joint Bank Account, the First holder in the Application must be one of the Joint Account Holders of the Joint Bank Account. However the following are excluded from this restriction: 1. Gifts to a minor from Parents/Grand Parents up to Rs50,000(for each Purchase /per SIP Installment) 2. Employers Remittance of Payroll deduction on behalf of Employees 3. Custodians payment on behalf of an FII /Client. For further details please refer to Statement of Additional Information. Declaration: I/We having read and understood the contents of the Statement of Additional Information/Scheme Information Document, as applicable hereby apply for units as indicated in the applica- Request Date D D M M Y Y Y Y tion form agree to abide by the terms, conditions, rules and regulations of the scheme have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment. Applicable to NRIs only: Please () I I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR Account on a I Repatriation Basis I Non-Repatriation Basis.
Signature
First Applicant
Second applicant Purchase
Third Applicant
Acknowledgement
Folio No
Request Date:
D D MM Y Y Y Y
Cheque/DD No: I Regular I Direct
Time Stamp/Seal
Fund: Amount
Plans:
Options: Dividend I Payout I Re-Investment I Sweep or I Growth I Bonus SMS SFUND to 56767 E-mail customerservices@sundarammutual.com
Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI)
Sundaram Mutual Fund
Systematic Transfer Plan

KYC acknowledgement is mandatory for all investors w.e.f. 01/01/2011. However in the case of Micro SIP/Pruchase of an individual investor (if the total amount of investment including SIP is less than Rs 50,000 per investor in any rolling 12-month period or in a financial year) instead of PAN proof other approved document can be accepted. Agents Name Sub Broker Sub Agent Folio No EUIN and ARN ARN code Code I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an execution-only transaction without any interaction or advice by the employee/relationship manager/sales person of the above disTransaction charges: For Rs. 10,000 and above: I tributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction. I Existing Investor- Rs.100 I New Investor-Rs.150 Upfront commission shall be paid directly by the investor to the AMFI-registered distributors based on the investors assessment of various factors including services rendered by the distributor. Name of First/Sole Applicant (capital Letters) Name of Guardian in case First / Sole Applicant is a Minor (capital Letters)
E-Mail Transferring funds from Scheme Sundaram Option: I Dividend Payout I Dividend Re-Investment I Dividend Sweep I Growth I Bonus
Mobile No
Plan: I Regular I Direct I Others:.................................... Transferring funds to Scheme Sundaram
Plan: I Regular I Direct Option: I Dividend Payout I Dividend Re-Investment I Dividend Sweep I Growth I Bonus
Each STP Amount Rs
(*The date may be taken as 31/12/2031 in case of a requirement of an input for a specific date in the system) Declaration: I/We having read and understood the contents of the Statement of Additional Information/Scheme Information Document agree to transfer units as provided in the application form agree to abide by the terms, conditions, rules and regulations of the scheme have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.
STP Frequency I Weekly (every Wednesday-Minimum amount Rs 1000) I Monthly (Minimum amount Rs 250 Minimum No of installments 20) I Quarterly (Minimum amount Rs 750 Minimum No of installments 7) STP Starting STP Ending OR I Till further notice* STP Date (for monthly and I 1 I 7 I 14 I 20 I 25 STP Period D D M M Y Y D D M M Y Y 3 1 1 2 2 0 3 1 quarterly options) Request Date D D M M Y Y Y Y
First Applicant
Second applicant Request Date:
Third Applicant
Acknowledgement
Folio No
D D MM Y Y Y Y
I Amount I Units.............................
Applicable to NRIs only: Please () I I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR Account on a I Repatriation Basis I Non-Repatriation Basis.
Signature
Time Stamp/Seal
From:____________________________________ To:_____________________________________________________ Plan: I Regular I Direct I Others ................................................................ Plan: I Regular I Direct Options: Dividend I Payout I Re-Investment Options: Dividend I Payout I Re-Investment I Sweep I Growth I Bonus I Sweep I Growth I Bonus Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI) SMS SFUND to 56767
E-mail customerservices@sundarammutual.com
71
SIP Auto Debit Form

KYC acknowledgement is mandatory for all investors w.e.f. 01/01/2011. However in the case of Micro SIP/Pruchase of an individual investor (if the total amount of investment including SIP is less than Rs 50,000 per investor in any rolling 12-month period or in a financial year) instead of PAN proof other approved document can be accepted. Agents Name Sub Broker Sub Agent Folio No EUIN and ARN ARN code Code I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an execution-only transaction without any interaction or advice by the employee/relationship manager/sales person of the above disTransaction charges: For Rs. 10,000 and above: I tributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction. I Existing Investor- Rs.100 I New Investor-Rs.150 Upfront commission shall be paid directly by the investor to the AMFI-registered distributors based on the investors assessment of various factors including services rendered by the distributor. Name of First/Sole Applicant (capital Letters) Name of Guardian in case First / Sole Applicant is a Minor (capital Letters) E-Mail Mobile No Fund Name Plans: I Regular I Direct Options: I Dividend Payout I Dividend Re-Investment I Dividend Sweep I Growth I Bonus I Others....................... Each SIP Amount Rs I1 I7
Y
If Micro SIP, please tick I Yes (Micro SIP: Less than Rs 50,000 per person in any rolling 12-month period) If Micro SIP, supporting document/identification number: .......................................... I Weekly (Minimum amount Rs 1000 Every Wednesday) SIP Frequency I Monthly (Minimum amount Rs 250 Minimum No of installments 20) I Quarterly (Minimum amount Rs 750 Minimum No of installments 7) Name of Account Holder (as in bank account) Bank Branch/City
SIP Date (for monthly and quarterly options) SIP Period SIP Starting
D D M M Y Y
I 14 I 20
3 1 1 2 2
I 25
0 3 1
SIP Ending
D D M M Y
OR I Till further notice*
(*The date may be taken as 31/12/2031 in case the bank needs to input a specific date in their system) (refer Guide to investing through SIP)
Account No
Cheque MICR No Account Type I SB I NRE* I NRO* I FCNR* I Current I Others...............
Declaration: I/We having read and understood the contents of the Statement of Additional Information/Scheme Information Document hereby apply for units as indicated in the application form agree to abide *If source of fund is not clear on the Cheque leaf, please provide a copy of FIRC. by the terms, conditions, rules and regulations of the scheme agree to the terms and conditions for Auto Debit have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment do not have any existing Micro SIPs which together with the current application will result in the total investments exceeding Rs. 50,000 in a year. The ARN holder has disclosed to me/us all the commissions Request Date D D M M Y Y Y Y (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Applicable to NRIs only: Please () I I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR Account on a I Repatriation Basis First Applicant Second applicant Third Applicant I Non-Repatriation Basis.
Signature
Authorisation & Signature of the Bank Account Holder

To, The Branch Manager,.....................................................................................................(Name of Bank) This is to inform that I/We have registered for the RBIs Electronic Clearing Service (Debit Clearing) / Direct Credit / Standing Instruction and that my payment towards my investment in Sundaram Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above thorugh participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction. If the transaction is delayed or not effected at all of reasons of incomplete or incorrect information, I/We would not hold the user institution responsible. I/We will also inform Sundaram Mutual Fund / Sundaram Asset Management Company Limited, about any changes in my back account. I/We have read and agreed to the terms and conditions mentioned overleaf.
Bank Account Number
First / Sole Applicant / Guardian
Second Applicant
Third Applicant
Toll Free 1800 103 7237 (India) 044 49057300 (NRI)
SMS SFUND to 56767
E-mail customerservices@sundarammutual.com.
Systematic Investment Plan

Folio No
Broker Code
Sub-Broker Code
Name of First/Sole Applicant (Please use capital Letters)
Upfront commission shall be paid directly by the investor to the AMFI-registered distributors based on the investors assessment of various factors including services rendered by the distributor
E-Mail
Mobile No
Fund Name Plans: I Regular I Institutional I Super Institutional Options: I Dividend Payout I Dividend Re-Investment I Dividend Sweep I Growth I Others........................... SIP Amount SIP Period I 1 year I 2 years I 3 years I 5 years I 10 years I 15 years I Perpetuity I Others.............. SIP Frequency I Weekly (Wednesday) I Monthly I Quarterly SIP Starting M M Y Y Y Y SIP Date I 1 I 7 I 14 I 20 I 25 SIP using post dated cheques, indicate Bank Account No Branch/Location MICR No Account Type I SB I NRE I NRO I FCNR I Current I Others............... First Cheque No RTGS/NEFT/IFSC Last Cheque No
Declaration: I/We having read and understood the contents of the Statement of Additional Information/Scheme Information Document hereby apply for units as indicated in the application form agree to abide by the terms, conditions, rules and regulations of the scheme agree to the terms and conditions for Auto Debit agree to abide by the terms, conditions, rules and regulations of the scheme agree to terms & conditions of PIN agreement agree to receive account statement/communication by Email have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment do not have any existing Micro SIPs which together with the current applica- Request Date D D M M Y Y Y Y tion wil result in the total investments exceeding Rs. 50,000 in a year. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the dif erent competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.
Signature
First Applicant
Acknowledgement
Folio No
Second applicant
Third Applicant
Time Stamp/Seal
Investment Request Date:
D D MM Y Y Y Y
Cheque/DD No: Plan................................Option.............................................
Fund: SIP Rs Period

From M M Y
Toll Free 1800 103 7237 (India) 044 49057300 (NRI)
I1 I7 I14 I Weekly (Wednesday) I Monthly I Quarterly Date I20 I25 SMS SFUND to 56767
E-mail customerservices@sundarammutual.com.
Guide for Applications Supported by Blocked Amount
72
Applications Supported by Blocked Amount

1. Applications Supported by Blocked Amount or ASBA facility: An application containing an authorization given by the Investor to block the application money in his/her specified bank account towards the subscription of Units offered during the NFO(New Fund Offer) of a Scheme. If an investor is applying through ASBA facility, the application money towards the subscription of Units shall be debited from his specified bank account only if his/her application is selected for allotment of Units. It is an additional payment option that the investor can use in addition to the existing modes (Cheque/Demand Draft etc) for buying Units during NFO. It is available only to individuals .It is not available for subscribing to Units on an ongoing basis after the NFO. For availing this option the bank, where the investor has an account, should be a Self Certified Syndicate Bank (SCSB) 2. Controlling Branches (CBs) of the Self Certified Syndicate Banks (SCSB): Controlling Branches (CBs) are the branches of the SCSBs acting as coordinating branches for the Registrar and Transfer Agent of Sundaram Mutual Fund schemes, the Investment Manager and the Stock Exchange(s) for the ASBA facility offered during the NFO period. 3. Designated Branches (DBs) of the SCSBs: Designated Branches (DBs) are the branches of the SCSBs which shall collect the ASBA Application Forms duly filled by the Investors towards the subscription to the Units of the Scheme offered during the NFO. The list of these Designated Branches is available at http://www.sebi.gov.in/pmd/scsb.pdf and www.sundarammutual.com 4. Self Certified Syndicate Bank or SCSB: Self Certified Syndicate Bank/ SCSB means a bank registered with SEBI to offer the facility of applying through the ASBA process. ASBAs can be accepted only by SCSBs, whose names appear in the list of SCSBs as displayed by SEBI on its website at www.sebi.gov.in. 5. The ASBA facility during NFO: In respect of New Fund Offer (NFO) of Schemes/Plan(s) launched on or after October 1, 2010, an investor ( being an Individual)can subscribe to the NFO through Applications Supported by Blocked Amount (ASBA) facility by applying for the Units offered in the ASBA Application Form and following the procedure as prescribed in the form. For details please refer to the Section Applications Supported by Blocked Amount (ASBA) facility," below and also the Application Form/KIM of the Scheme Applications Supported by Blocked Amount (ASBA) facility: Pursuant to SEBI Circular dated SEBI/IMD/CIR No 18 /198647 /2010 March 15, 2010, an investor can subscribe to the New Fund Offer (NFO) launched on or after October 1,2010 through ASBA facility by applying for the Units in the ASBA Application Form and following the procedure as prescribed in the form. ASBA is an application containing an authorization given to the Bank by the Investor to block the application money in his/her specified bank account towards the subscription of Units offered during the NFO of the Scheme of Sundaram Mutual Fund.Thus, for an investor who applies through ASBA facility, the application money towards the subscription of Units shall be debited from his specified bank account only if his/her application is selected for allotment of Units. The blocked amount cannot be withdrawn and will earn interest as per account terms applicable. It may be noted that since ASBA Facility is pursuant to an arrangement between the Investor and his /her Bank, Sundaram Mutual Fund. or t its Trustee/Investment Manager/ its Employees/Directors will not be responsible for any delay, error or omission/commission, or deficiency if any, on the part of the Investors Bank. Benefits of Applying through ASBA facility (i) Writing cheques / demand drafts and sending them for collection etc are not required, as investor needs to submit ASBA application Form accompanying an authorization to block the account to the extent of application money towards subscription of Units. The balance money, if any, in the account can be used for other purposes by the investors. (ii) Release/Unblocking of blocked funds after allotments done instantaneously. (iii) Unlike other modes of payment, ASBA facility prevents the loss of interest income on the application money towards subscription of Units as it remains in the bank account of the investor till the allotment is made. (iv) Refunds of money to the investors do not arise as the application money towards subscription of Units gets transferred only to the extent of amount payable for the actual allotment (v) The investor deals with the known intermediary i.e.his/her own bank. (vi) The application form is simpler as the application form for ASBA will be different from the NFO application form. ASBA Procedure: (a) An Investor intending to subscribe to the Units of the NFO through ASBA, shall submit a duly completed ASBA Application Form to a Self Certied Syndicate Bank (SCSB),with whom he/she has a Bank Account. (b) The ASBA Application Form towards the subscription of Units can be submitted through one of the following modes. a. Submit the form physically with the Designated Branches (DBs) of the SCSB (Physical ASBA); or b. Submit the form electronically through the internet banking facility offered by the SCSB (Electronic ASBA). (c) An acknowledgement will be given by the SCSB in the form of the counter foil or specifying the application number for reference. (Note: Such acknowledgement does not guarantee, in any manner that the investors will be allotted the Units applied for.: Further , if the bank account specied in the ASBA Application Form does not have sufcient credit balance to meet the application money towards the subscription of Units, the Bank shall reject the ASBA Application form.) (d) On acceptance of Physical or Electronic ASBA, the SCSB shall block funds available in the bank account specied to the extent of the application money specied in the ASBA Application Form. (e) The application money towards the Subscription of Units shall be blocked in the account until (i) Allotment of Units is made or (ii) Rejection of the application. (f) SCSBs shall unblock the bank accounts (i) for Transfer of requisite money to the NFO bank account against each valid application on allotment or (ii) in case the application is rejected. (g) The list of SCSBs and their DBs where ASBA application form can be submitted is available on the websites of BSE (www.bseindia.com), NSE (www.nseindia.com) and SEBI (www.sebi.gov.in) and shall also be given in the ASBA application form. Note: No request for withdrawal of ASBA application form made during the NFO Period will be allowed. List of banks providing ASBA facility 1. Axis Bank Ltd 17. Andhra Bank 2. State Bank of Hyderabad 18. HSBC Ltd. 3. Corporation Bank 19. Kotak Mahindra Bank Ltd. 4. State Bank of Travencore 20. Bank of India 5. IDBI Bank Ltd. 21. CITI Bank 6. State Bank of Bikaner and Jaipur 22. IndusInd Bank 7. YES Bank Ltd. 23. Allahabad Bank 8. Punjab National Bank 24. Karur Vysya Bank Ltd. 9. Deutsche Bank 25. The Federal Bank 10. Union Bank of India 26. Indian Bank 11. HDFC Bank Ltd. 27. Central Bank of India 12. Bank of Baroda 28. Oriental Bank of Commerce 13. ICICI Bank Ltd 29. Standard Chartered Bank 14. Vijaya Bank 30. J P Morgan Chase Bank, N.A. 15. Bank of Maharashtra 31. Nutan Nagarik Sahakari Bank Ltd. 16. State Bank of India 32. UCO Bank Note: For the scheme HDFC Bank Limited and Kotak Mahindra Bank Limited have consented to process the ASBA application form. Grounds for Technical Rejections of ASBA application forms ASBA Grounds on which Application Forms can be rejected, at the discretion of Sundaram Mutual Fund/ Registrar and Transfer Agent of Sundaram Mutual Fund or SCSBs include, but are not limited to1. Applications by persons not competent to contract under the Indian Contract Act, 1872, including but not limited to minors, insane/insolvent persons or where the Bank Account concerned is the subject matter of any attachment / restraint order by a Court or a competent authority under any law etc. 2. Mode of ASBA i.e. either Physical ASBA or Electronic ASBA not selected or ticked properly. 3. The ASBA Application Form is without the stamp of the SCSB. 4. Application by any person/entity outside India if which is not in compliance with applicable foreign and Indian laws/Regulations. 5. Bank account details not given or incorrect /incomplete details given. 6. Relevant Legal Documents (such as Duly certified Power of Attorney, if applicable), not submitted along with the ASBA application form. 7. No corresponding records available with the Depositories matching the parameters namely (a) Names of the ASBA applicants (including the order of names of joint applicants holders) (b) DP ID (c) Beneficiary account number or any other relevant details pertaining to the Depository Account. Mechanism for Redressal of Investor Grievances: All grievances relating to the ASBA facility may be addressed to the respective SCSBs, giving full details such as name, address of the applicant, number of Units applied for, counterfoil or the application reference given by the SCSBs, DBs or CBs, amount paid on application and the Designated Branch or the collection centre of the SCSB where the Application Form was submitted by the ASBA Investor. If the SCSB is unable to resolve the grievance within reasonable time, it shall be addressed to the Registrar and Transfer Agent Sundaram BNP Paribas Fund Services (SBNPPFS) with a copy to the Investor Service Department of Sundaram Asset Management Company Limited Investor Relations Manager Rahul Mayor Head - Customer Services Sundaram Asset Management Company Limited Sudarshan Building Annex, II Floor New No.27, Old No.14, Whites Road, Royapettah, Chennai- 600 014. Fax: (044) 28582200 Toll Free 1800 103 7237 (India) 044 49057300 (NRI) E-mail (india): customerservices@sundarammutual.com E-mail (NRI): nriservices@sundarammutual.com
14
Model Applications Supported by Blocked Amount
73
ASBA Application Form

Investors must read the Scheme Information Document/Key Information Memorandum and Instructions before completing this Form. APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM
Date ASBA Application No. NFO Application No. [mandatory & only for Non-Demat holders] Broker/Agent Information Name and AMFI Regn No. Sub Broker Name & Code SCSB [Name & Code] SCSB IFSC Code [11 digit code] For office use only Syndicate Member Code [Name & Code] SL No.
D D M M Y Y
ARN:
Name of first applicant (Mr./Ms./Mrs./M/s.)
Name should be as available in Demat Account
Existing Folio No. (If you have an existing folio number of any Scheme with Sundaram BNP Paribas Fund Servives, please mention the number here) Depository Account Details: [Mandatory] Depository Name [Please tick] National Securities Depository Ltd Depository Participant Name DP-ID Beneficiary Account Number PAN of 1st applicant [Permanent Account Number] Investment Details Central Depository Services [India] Limited
I Dividend Payout
I Growth
Details Of Bank Account For Blocking Of Funds [Bank Account should be in the name of First Applicant only] Bank Account Number Bank Name Branch Name where account is held Total Amount to be blocked [Rs. In figures] [Rs. In words]
UNDERTAKING BY ASBA INVESTOR 1)l/We hereby undertake that l/We am/are an ASBA lnvestor as per the applicable provisions of the SEBl (lssue of Capital and Disclosure Requirements), Regulations 2009 (SEBl Regulations) as amended from time to time. 2) ln accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of application money towards the Subscription of Units of the Scheme, to the extent mentioned above in the SCSB / ASBA Account details or unblocking of funds in the bank account maintained with the SCSB specified in this application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us to receive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment of Units and to transfer the requisite money to the Schemes account / Bank account of Sundaram Mutual Fund. 3) ln case the amount available in the bank account specified in the application is insufficient for blocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) lf the DP lD, Beneficiary Account No. or PAN furnished by me/us in the application is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or Sundaram Trustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/First Applicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the accpunt number from where NFO amount was blocked. Signature
Signature of Bank Account Holders
Acknowledgemet Slip To The Investor [To Be Retained By The Investor] (to be filled up the investor] Sundaram Asset Management, II Floor, 46 Whites Road, Chennai - 600 014. Toll Free: 1800-425-1000 Ph: (044) 28578700 Application Number [mandatory for non-demat account holders]: ASBA Application Number: I Dividend Payout I Growth Date D D M M Y Y Y Y ASBA Application Number Received from Mr./Ms./Mrs./M/s. SCSB Account details Total Amount to be Blocked A/C No. Rs. In figures Address Bank Name Rs. In words Branch Name
SCSB Stamp, Signature Date & time of receipt
74

Investors must read the Scheme Information Document/Key Information Memorandum and Instructions before completing this Form. APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM for Demat Account Holders
Date ASBA Application No. Broker/Agent Information Name and AMFI Regn No. Sub Broker Name & Code SCSB [Name & Code] SCSB IFSC Code [11 digit code] For office use only Syndicate Member Code [Name & Code] SL No.
D D M M Y Y
ARN:
Name should be as available in Demat Account
Existing Folio No. (If you have an existing folio number of any Scheme with Sundaram BNP Paribas Fund Servives, please mention the number here) Depository Account Details: [Mandatory] Depository Name [Please tick] National Securities Depository Ltd Depository Participant Name DP-ID Beneficiary Account Number PAN of 1st applicant [Permanent Account Number] Investment Details Central Depository Services [India] Limited
I Dividend Payout
I Growth
UNDERTAKING BY ASBA INVESTOR 1)l/We hereby undertake that l/We am/are an ASBA lnvestor as per the applicable provisions of the SEBl (lssue of Capital and Disclosure Requirements), Regulations 2009 (SEBl Regulations) as amended from time to time. 2) ln accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of application money towards the Subscription of Units of the Scheme, to the extent mentioned above in the SCSB / ASBA Account details or unblocking of funds in the bank account maintained with the SCSB specified in this application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us to receive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment of Units and to transfer the requisite money to the Schemes account / Bank account of Sundaram Mutual Fund. 3) ln case the amount available in the bank account specified in the application is insufficient for blocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) lf the DP lD, Beneficiary Account No. or PAN furnished by me/us in the application is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or Sundaram Trustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/First Applicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the accpunt number from where NFO amount was blocked. Signature
Acknowledgemet Slip To The Investor [To Be Retained By The Investor] (to be filled up the investor] Sundaram Asset Management, II Floor, 46 Whites Road, Chennai - 600 014. Toll Free: 1800-425-1000 Ph: (044) 28578700 Application Number [mandatory for demat account holders]: ASBA Application Number: I Dividend Payout I Growth Date D D M M Y Y Y Y ASBA Application Number Received from Mr./Ms./Mrs./M/s. SCSB Account details Total Amount to be Blocked A/C No. Rs. In figures Address Bank Name Rs. In words Branch Name
75

Investors must read the Scheme Information Document/Key Information Memorandum and Instructions before completing this Form. APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM for Non-Demat Account Holders
Date ASBA Application No. Broker/Agent Information Name and AMFI Regn No. Sub Broker Name & Code For office use only Syndicate Member Code [Name & Code]
D D M M Y Y
SCSB [Name & Code]
SCSB IFSC Code [11 digit code]
SL No.
ARN:
Existing Folio No. (If you have an existing folio number of any Scheme with Sundaram BNP Paribas Fund Servives, please mention the number here)
PAN of 1st applicant [Permanent Account Number] Investment Details
I Dividend Payout
I Growth
UNDERTAKING BY ASBA INVESTOR 1)l/We hereby undertake that l/We am/are an ASBA lnvestor as per the applicable provisions of the SEBl (lssue of Capital and Disclosure Requirements), Regulations 2009 (SEBl Regulations) as amended from time to time. 2) ln accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of application money towards the Subscription of Units of the Scheme, to the extent mentioned above in the SCSB / ASBA Account details or unblocking of funds in the bank account maintained with the SCSB specified in this application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us to receive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment of Units and to transfer the requisite money to the Schemes account / Bank account of Sundaram Mutual Fund. 3) ln case the amount available in the bank account specified in the application is insufficient for blocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) lf the DP lD, Beneficiary Account No. or PAN furnished by me/us in the application is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or Sundaram Trustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/First Applicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the accpunt number from where NFO amount was blocked.
Signature
Acknowledgemet Slip To The Investor [To Be Retained By The Investor] (to be filled up the investor] Sundaram Asset Management, II Floor, 46 Whites Road, Chennai - 600 014. Toll Free: 1800-425-1000 Ph: (044) 28578700 Application Number [mandatory for non-demat account holders]: ASBA Application Number: I Dividend Payout I Growth Date D D M M Y Y Y Y ASBA Application Number Received from Mr./Ms./Mrs./M/s. SCSB Account details Total Amount to be Blocked A/C No. Rs. In figures Address Bank Name Rs. In words Branch Name
Branches & Investor Service Centres
76
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Customer Care Centres of SBFS

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Investment Manager Sundaram Asset Management Company Limited 1@BDNO@M@? .AAD>@: 21 /<OOPGJN 1J<?, "C@II<D 600 002 "JMKJM<O@ .AAD>@: 2PI?<M<H 3JR@MN (( %GJJM 46 6CDO@N 1J<?, 1JT<K@OO<C, "C@II<D 600014. 3@G@KCJI@: 044-40609900 044-28569900 %<S: 044 28583156
Investor Relations Manager Rahul Mayor, '@<?- "PNOJH@M 2@MQD>@N, 2PI?<M<H NN@O ,<I<B@H@IO "JHK<IT +DHDO@?, 2P?<MNC<I !PDG?DIB II@S, (( %GJJM, -@R -J.27, .G? -J.14, 6CDO@N 1J<?, 1JT<K@OO<C, "C@II<D- 600 014. 3@G@KCJI@: (044) 28578700 %<S: (044) 28582200 3JGG %M@@ -J: 1800 W 103 W 7237 ((I?D<) +91 44 49057300 (-1() $H<DG PN <O : N@MQD>@@NPI?<M<HHPOP<G.>JH (-1() : IMDN@MQD>@N@NPI?<M<HHPOP<G.>JH

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Additional Information of Sundaram Mutual

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Statement of Additional Information

Mutual Fund Trustee Company Asset Management Company Website

Sponsors, Trustee & Investment Manager

Sundaram Asset Management

Sundaram Asset Management

Sundaram Asset Management

Constitution of the Mutual Fund

Sundaram Asset Management

Sundaram Asset Management

Sundaram Asset Management

Board of Directors of the Trustee Company

Name K V Ramanathan "C<DMH<I ((I?@K@I?@IO #DM@>OJM)

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Functions and Responsibilities of the Trustee

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Functions and Responsibilities of the Trustee

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Asset Management Company

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Board of Directors of the Asset Management Company

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Name & Designation Harsha Viji ,<I<BDIB #DM@>OJM

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Key Personnel-Fund Managers

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