PT. KRESNA REKSA FINANCE Lampiran Bd.

13 Kebijakan Operasional Tahun 2013

CABANG BANJARMASIN
BAD DEBT THN LALU 2.98
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 PER KOLEKTOR % PENGURANG 40%
CABANG BANJARMASIN
MOTOR MOBIL TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 843,500,000 Rp. - Rp. 843,500,000 Link dr SPV - AO
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Link dr SPV - AO
A.3 KLAIM ASS DITOLAK Rp. Rp. - Rp. - Link dr SPV - AO
A.4 PERS. BARANG TARIKAN BELUM TERJUAL Rp. 8,987,648 Rp. - Rp. 8,987,648 Diisi manual - CAB
TOTAL BAD DEBT Rp. 852,487,648 Rp. - Rp. 852,487,648
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. (31,099,504) Rp. - Rp. (31,099,504) Link dr SPV - AO
B.2 RUGI JUAL BT ANGS > = 7 Rp. (957,060) Rp. - Rp. (957,060) Link dr SPV
B.3 KONS. ASS. KURANG BAYAR Rp. (407,476) Rp. - Rp. (407,476) Diisi manual - CAB
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Link dr SPV - AO
B.5 INSENTIF TB PROG. RECOVERY [A/R 1] Rp. 7,100,000 Rp. - Rp. 7,100,000 Link dr SPV - AO
B.6 SELISIH PENALTY PELUNASAN KURANG DARI 5 % Rp. - Rp. - Rp. - Diisi manual - CAB
B.7 RUGI PELUNASAN ANGSURAN AR1 (MTR DAN MBL) Rp. - Rp. - Rp. - Diisi manual - CAB
TOTAL UNSUR PENAMBAH BADDEBT Rp. (25,364,040) Rp. - Rp. (25,364,040)
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. 1,430,557 Rp. - Rp. 1,430,557 Link dr SPV - AO
C.2 [LABA] JUAL BT ANGS > = 7 Rp. - Rp. - Rp. - Link dr SPV
C.3 KONS. ASS LEBIH BAYAR Rp. 1,046,000 Rp. - Rp. 1,046,000 Diisi manual - CAB
C.4 DENDA POTONGAN BONUS BMM [PROG REC] Rp. - Rp. - Rp. - Diisi manual - CAB
C.5 DENDA POTONGAN BONUS KA. POSKO [PROG REC] Rp. - Rp. - Rp. - Link dr SPV
C.6 PENGEMBALIAN BY. TB & BY. APARAT [A/R 1] Rp. (500,000) Rp. - Rp. (500,000) Link dr SPV - AO
C.7 SELISIH PENALTY PELUNASAN LEBIH DARI 5 % Rp. (6,711,486) Rp. (2,953,194) Rp. (9,664,680) Diisi manual - CAB
C.8 REFUND PREMI ASURANSI Rp. (18,608,756) Rp. (1,417,758) Rp. (20,026,514) Diisi manual - CAB
TOTAL UNSUR PENGURANG BADDEBT Rp. (23,343,685) Rp. (4,370,952) Rp. (27,714,637)
D. TOTAL BAD DEBT A/R 1 [ A + B + C ] Rp. 803,779,923 Rp. (4,370,952) Rp. 799,408,971
E. BAD DEBT A/R 2 & 3 [PENAMBAH & PENGURANG]
E.1 BY. TB & APARAT/BANSUS Rp. 2,000,000 Rp. - Rp. 2,000,000 Link dr SPV
E.2 RUGI PELUNASAN ANGSURAN A/R 2 & A/R 3 Rp. - Rp. - Rp. - Link dr SPV
E.3 INS. PROG. RECOVERY [A/R 2] Rp. (11,350,000) Rp. (8,511,154) Rp. (19,861,154) Link dr SPV
E.4 INS. PROG. RECOVERY - TB [A/R 2] Rp. (1,750,000) Rp. - Rp. (1,750,000) Link dr SPV
E.5 INS. PROG. RECOVERY - KONS. BERES BMM [A/R 2] Rp. (6,026,764) Rp. - Rp. (6,026,764) Diisi manual - CAB
E.6 [PENGEMBALIAN BY. TB & APARAT/BANSUS] Rp. 9,262,112 Rp. - Rp. 9,262,112 Link dr SPV
E.7 [PEMB. SEBAGIAN/SELURUH KONS A/R 2 + A/R 3] Rp. (59,952,500) Rp. - Rp. (59,952,500) Link dr SPV
E.8 [NILAI JUAL BT A/R 2 + A/R 3] Rp. (1,344,000) Rp. - Rp. (1,344,000) Link dr SPV
E.9 [KLAIM CAIR KONS A/R 2 + A/R 3] Rp. - Rp. - Rp. - Link dr SPV
TOTAL BAD DEBT A/R 2 & A/R 3 Rp. (69,161,152) Rp. (8,511,154) Rp. (77,672,306)
BAD DEBT CBNG TAHUN LALU [MURNI] % 3.37 % 0.94 % 2.98 Lihat N3
% PENGURANG [0 - 0,65 --> 50% & > 0,65 --> 40%] % 40% % 40% % 40% Lihat N4
TOTAL BAD DEBT A/R 2 & A/R 3 Rp. (27,664,461) Rp. (3,404,462) Rp. (31,068,922)
F. TOTAL BAD DEBT [ D + E] Rp. 776,115,462 Rp. (7,775,414) Rp. 768,340,049
G TOTAL A/R 1 AWAL BULAN Rp. 9,719,560,500 Rp. 803,197,500 Rp. 10,522,758,000 Link dr SPV
H PROSENTASE BAD DEBT [ F / G ] % 7.9851 % -0.9681 % 7.3017
KETERANGAN
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BANJARMASIN
MOTOR MOBIL TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 326,348,000 Rp. - Rp. 326,348,000 Link dr AO
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Link dr AO
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Link dr AO
TOTAL BAD DEBT Rp. 326,348,000 Rp. - Rp. 326,348,000
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. (12,719,954) Rp. - Rp. (12,719,954) Link dr AO
B.2 RUGI JUAL BT ANGS > = 7 Rp. (932,060) Rp. - Rp. (932,060) Diisi manual - Posko
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Link dr AO
NEW B.5 INSENTIF TB PROG. RECOVERY [A/R 1] Rp. 2,700,000 Rp. - Rp. 2,700,000 Link dr AO
TOTAL UNSUR PENAMBAH BADDEBT Rp. (10,952,014) Rp. - Rp. (10,952,014)
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. 108,774 Rp. - Rp. 108,774 Link dr AO
C.2 [LABA] JUAL BT ANGS > = 7 Rp. - Rp. - Rp. - Diisi manual - Posko
NEW C.5 DENDA POTONGAN BONUS KA. POSKO [PROG REC] Rp. - Rp. - Rp. - Diisi manual - Posko
C.6 PENGEMBALIAN BY. TB & BY. APARAT [A/R 1] Rp. - Rp. - Rp. - Link dr AO
TOTAL UNSUR PENGURANG BADDEBT Rp. 108,774 Rp. - Rp. 108,774
D. TOTAL BAD DEBT A/R 1 [ A + B + C ] Rp. 315,504,760 Rp. - Rp. 315,504,760
E. BAD DEBT A/R 2 & 3 [PENAMBAH & PENGURANG]
E.1 BY. TB & APARAT/BANSUS Rp. 2,000,000 Rp. - Rp. 2,000,000 Diisi manual - Posko
NEW E.2 RUGI PELUNASAN ANGSURAN A/R 2 & A/R 3 Rp. - Rp. - Rp. - Diisi manual - Posko
NEW E.3 INS. PROG. RECOVERY [A/R 2] Rp. (3,800,000) Rp. (8,511,154) Rp. (12,311,154) Diisi manual - Posko
NEW E.4 INS. PROG. RECOVERY - TB [A/R 2] Rp. (500,000) Rp. - Rp. (500,000) Diisi manual - Posko
E.6 [PENGEMBALIAN BY. TB & APARAT/BANSUS] Rp. 9,262,112 Rp. - Rp. 9,262,112 Diisi manual - Posko
E.7 [PEMB. SEBAGIAN/SELURUH KONS A/R 2 + A/R 3] Rp. (59,952,500) Rp. - Rp. (59,952,500) Diisi manual - Posko
E.8 [NILAI JUAL BT A/R 2 + A/R 3] Rp. (1,344,000) Rp. - Rp. (1,344,000) Diisi manual - Posko
E.9 [KLAIM CAIR KONS A/R 2 + A/R 3] Rp. - Rp. - Rp. - Diisi manual - Posko
TOTAL BAD DEBT A/R 2 & A/R 3 Rp. (54,334,388) Rp. (8,511,154) Rp. (62,845,542)
BAD DEBT CBNG TAHUN LALU [MURNI] % 3.37 % 0.94 % 2.98 Link dr Cabang
% PENGURANG [0 - 0,65 --> 50% & > 0,65 --> 40%] % 40% % 40% % 40% Link dr Cabang
TOTAL BAD DEBT A/R 2 & A/R 3 Rp. (21,733,755) Rp. (3,404,462) Rp. (25,138,217)
F. TOTAL BAD DEBT [ D + E] Rp. 293,771,005 Rp. (3,404,462) Rp. 290,366,543
G TOTAL A/R 1 AWAL BULAN Rp. 3,029,693,500 Rp. 131,298,000 Rp. 3,160,991,500 Link dr AO
H PROSENTASE BAD DEBT [ F / G ] % 9.6964 % -2.5929 % 9.1859
KETERANGAN
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BANJARMASIN
TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. Rp. - Rp. - Rp. - Rp. - Rp. - - OK
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - - OK
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - - OK
TOTAL BAD DEBT Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - - OK
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - - OK
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - - OK
TOTAL UNSUR PENAMBAH Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 131,298,000 Rp. - Rp. - Rp. - Rp. - Rp. - 131,298,000
F. PROSENTASE BAD DEBT [ D / E] % 0.0000 % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! OK
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BANJARBARU
TOTAL
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O B I L
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O T O R
NAMA AO NAMA AO
-
KETERANGAN M.IQBAL NAMA AO NAMA AO
DENY HOLY.S KETERANGAN - - - -
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. Rp. - Rp. - Rp. - Rp. - -
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - -
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENAMBAH Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 600,316,000 Rp. - Rp. - Rp. - Rp. - 600,316,000
F. PROSENTASE BAD DEBT [ D / E] % 0.0000 % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! OK
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BATOLA
TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. Rp. - Rp. - Rp. - Rp. - Rp. - -
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
KETERANGAN SAHRUNI NAMA AO NAMA AO NAMA AO NAMA AO NAMA AO
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O T O R
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENAMBAH Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 71,583,500 Rp. - Rp. - Rp. - Rp. - Rp. - 71,583,500
F. PROSENTASE BAD DEBT [ D / E] % 0.0000 % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! OK
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN AGUSTUS 2013 - PER SURVEYOR
POSKO KAMBOJA
TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENAMBAH Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O T O R
KETERANGAN NAMA AO NAMA AO NAMA AO NAMA AO NAMA AO NAMA AO
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
F. PROSENTASE BAD DEBT [ D / E] % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! OK
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
KOLOM INI
JANGAN DIHAPUS
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BANJARMASIN BANJARMASIN
ARIF DARMAWAN RUDIANSYAH DENY.HOLY RAPAN TUAH YUSPIK M.GAZALI LUTFI ARIYADI M.YUSUF
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 33,089,000 Rp. 11,910,000 Rp. 4,278,000 Rp. - Rp. 71,846,000 Rp. 59,238,000 Rp. Rp. - Rp. Rp. Rp. 39,989,000 Rp. 41,883,000 Rp. 58,235,000 Rp.
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
TOTAL BAD DEBT Rp. 33,089,000 Rp. 11,910,000 Rp. 4,278,000 Rp. - Rp. 71,846,000 Rp. 59,238,000 Rp. - Rp. - Rp. - Rp. - Rp. 39,989,000 Rp. 41,883,000 Rp. 58,235,000 Rp.
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. (3,664,609) Rp. (1,630,000) Rp. - Rp. - Rp. - Rp. (1,591,519) Rp. (2,659,933) Rp. - Rp. (917,996) Rp. - Rp. (769,397) Rp. - Rp. (1,486,500) Rp.
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. 300,000 Rp. - Rp. - Rp. - Rp. - Rp. 800,000 Rp. 800,000 Rp. - Rp. 500,000 Rp. - Rp. Rp. - Rp. 300,000 Rp.
TOTAL UNSUR PENAMBAH Rp. (3,364,609) Rp. (1,630,000) Rp. - Rp. - Rp. - Rp. (791,519) Rp. (2,659,933) Rp. - Rp. (417,996) Rp. - Rp. (769,397) Rp. - Rp. (1,186,500) Rp.
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. 108,774 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. 108,774 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp.
D. TOTAL BAD DEBT ( A + B + C ) Rp. 29,724,391 Rp. 10,280,000 Rp. 4,278,000 Rp. - Rp. 71,846,000 Rp. 58,555,255 (2,659,933) - (417,996) - Rp. 39,219,603 Rp. 41,883,000 Rp. 57,048,500 Rp.
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 579,059,500 Rp. 487,851,500 Rp. 75,087,500 Rp. 214,737,000 Rp. 2,415,000 Rp. 537,367,000 Rp. - Rp. 58,093,000 Rp. - Rp. 32,502,000 Rp. 532,122,000 Rp. 269,947,500 Rp. 172,429,500 Rp.
F. PROSENTASE BAD DEBT [ D / E] % 5.1332 % 2.1072 % 5.6974 % 0.0000 % 2974.99 % 10.90 % #DIV/0! % 0.0000 % #DIV/0! % 0.0000 % 7.3704 % 15.5152 % 33.0851 %
Lampiran Bd.13 Kebijakan Operasional Tahun 2013
PT. KRESNA REKSA FINANCE
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BANJARBARU BANJARBARU
ADITYA BAYU EKO SRIYANTO M.IQBAL TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 325,000 Rp. 5,618,000 Rp. 2,372,000 Rp. 7,633,000 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - 15,948,000
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. 325,000 Rp. 5,618,000 Rp. 2,372,000 Rp. 7,633,000 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENAMBAH Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. 325,000 Rp. 5,618,000 Rp. 2,372,000 Rp. 7,633,000 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK 15,948,000
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 641,539,500 Rp. 679,308,000 Rp. 709,493,000 Rp. 18,922,000 Rp. - Rp. 54,923,000 Rp. - Rp. - Rp. - Rp. - Rp. - 2,104,185,500
F. PROSENTASE BAD DEBT [ D / E] % 0.0507 % 0.8270 % 0.3343 % 40.3393 % #DIV/0! % 0.0000 % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! % #DIV/0! OK
PT. KRESNA REKSA FINANCE Lampiran Bd.13 Kebijakan Operasional Tahun 2013
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO BATOLA BATOLA
M.IEHSAN HIDAYATULLAH SAHRUNI AYUDA DAMAIRI MUH.FAUZI TOTAL
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!! M O T O R
KETERANGAN JUBRY HERMIPANI SYAHBANA ROHAZA NAMA AO NAMA AO
KETERANGAN ANDRI SUKMANA NURDIN EDI SUSANTO
DENY HERMAN M.RIZANI INDRA EDY
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O T O R
M O T O R
KETERANGAN KHASBULLAH MIRHADI DERY NOPRIYANDA
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 31,944,500 Rp. 101,872,500 Rp. 4,488,000 Rp. 5,984,500 Rp. 112,973,000 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - 257,262,500
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. 31,944,500 Rp. 101,872,500 Rp. 4,488,000 Rp. 5,984,500 Rp. 112,973,000 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. (6,301,495) Rp. (2,878,366) Rp. - Rp. - Rp. - Rp. (9,199,689) Rp. - Rp. - Rp. - Rp. - Rp. - (18,379,550)
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. - Rp. 1,000,000 Rp. - Rp. - Rp. - Rp. 2,100,000 Rp. - Rp. - Rp. - Rp. - Rp. - 3,100,000
TOTAL UNSUR PENAMBAH Rp. (6,301,495) Rp. (1,878,366) Rp. - Rp. - Rp. - Rp. (7,099,689) Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. 25,643,005 Rp. 99,994,134 Rp. 4,488,000 Rp. 5,984,500 Rp. 112,973,000 Rp. (7,099,689) Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 547,400,000 Rp. 90,664,000 Rp. 119,669,000 Rp. 84,244,000 Rp. 1,659,000 Rp. - Rp. 119,492,000 Rp. 195,569,000 Rp. 81,572,000 Rp. - Rp. - - 1,240,269,000
F. PROSENTASE BAD DEBT [ D / E] % 4.6845 % 110.2909 % 3.7503 % 7.1038 % 6809.7046 % #DIV/0! % 0.0000 % 0.0000 % 0.0000 % #DIV/0! % #DIV/0! OK
Lampiran Bd.13 Kebijakan Operasional Tahun 2013
PT. KRESNA REKSA FINANCE
CABANG BANJARMASIN
REKAPITULASI LAPORAN BAD DEBT BULAN SEPTEMBER 2013 - PER KOLEKTOR
POSKO KAMBOJA KAMBOJA
RAHMAT HIDAYAT HASAN RUDY OKTAVIAN HARIS FADILAH HERIYADI TOTAL
A. BAD DEBT.
A.1 KONS. BAD DEBT Rp. 96,444,000 Rp. 83,645,500 Rp. 34,999,500 Rp. 6,086,000 Rp. 22,766,500 Rp. - Rp. - Rp. - Rp. - Rp. Rp. - 243,941,500
A.2 KLAIM BLM LENGKAP [> 90 HR] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
A.3 KLAIM ASS DITOLAK Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL BAD DEBT Rp. 96,444,000 Rp. 83,645,500 Rp. 34,999,500 Rp. 6,086,000 Rp. 22,766,500 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - OK
B. UNSUR PENAMBAH BAD DEBT
B.1 RUGI JUAL BT ANGS 1 - 6 Rp. - Rp. - Rp. - Rp. - Rp. - Rp. (1,923,309) Rp. - Rp. - Rp. - Rp. - Rp. - (1,923,309)
B.4 BY. TB & BY. APARAT/BANSUS [A/R 1] Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
B.5 INSENTIF TB PROG. RECOVERY [A/R1] Rp. 500,000 Rp. - Rp. - Rp. - Rp. - Rp. 800,000 Rp. - Rp. - Rp. - Rp. - Rp. - 1,300,000
TOTAL UNSUR PENAMBAH Rp. 500,000 Rp. - Rp. - Rp. - Rp. - Rp. (1,123,309) Rp. - Rp. - Rp. - Rp. - Rp. - OK
C. UNSUR PENGURANG BAD DEBT
C.1 [LABA] JUAL BT ANGS 1 - 6 Rp. 1,213,009 Rp. - Rp. - Rp. - Rp. - Rp. 108,774 Rp. - Rp. - Rp. - Rp. - Rp. - 1,321,783
C.6 PENG. BY. TB & BY. APARAT A/R 1 Rp. (500,000) Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - (500,000)
Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - Rp. - -
TOTAL UNSUR PENGURANG Rp. 713,009 Rp. - Rp. - Rp. - Rp. - Rp. 108,774 Rp. - Rp. - Rp. - Rp. - Rp. - OK
D. TOTAL BAD DEBT ( A + B + C ) Rp. 97,657,009 Rp. 83,645,500 Rp. 34,999,500 Rp. 6,086,000 Rp. 22,766,500 Rp. (1,014,535) Rp. - Rp. - Rp. - Rp. - Rp. - OK
E. TOTAL A/R 1-LANCAR AWAL BULAN Rp. 1,129,903,500 Rp. 668,878,000 Rp. 758,945,500 Rp. 274,069,500 Rp. - Rp. - Rp. 211,271,000 Rp. 226,199,000 Rp. - Rp. 76,146,000 Rp. - 3,345,412,500
F. PROSENTASE BAD DEBT [ D / E] % 8.6430 % 12.5053 % 4.6116 % 2.2206 % #DIV/0! % #DIV/0! % 0.0000 % 0.0000 % #DIV/0! % 0.00 % #DIV/0! OK
KOLOM INI
JANGAN DIHAPUS
!!!!!!!!!!
M O T O R
KETERANGAN M.WAHYU MUHJIDIN NIYO ANTONY RUDY OKTAVIAN S.EFRI NAMA AO
TOTAL
5,880,000 326,348,000 OK
- - OK
- - OK
5,880,000 OK
- (12,719,954) OK
- - OK
- 2,700,000 OK
- OK
- 108,774
- -
- -
-
5,880,000
68,082,000 3,029,693,500
8.6366
M.RIZANI