Saving Account

COMPARISON
SAVING ACCOUNT

SAVING ACCOUNTS FOR EVERYONE
HDFC BANK HAS THE RIGHT SAVINGS ACCOUNT FOR EVERYONE! CHOOSE FROM A WIDE ARRAY OF SAVINGS
ACCOUNTS TO FIND ONE THAT MATCHES YOUR NEEDS.

YOUR BANK ACCOUNT IS ALWAYS AT YOUR FINGERTIPS WITH MOBILE BANKING AND NET BANKING. WITH OVER
11,000 ATMS, ACCESSING CASH HAS NEVER BEEN EASIER. AND OF COURSE, YOU CAN ALWAYS TALK TO A
PHONE BANKER IF YOU PREFER.

WHAT'S MORE, AVAIL OF GREAT SMART BUY OFFERS ON YOUR DEBIT CARD. GET STARTED BY BROWSING
THROUGH THE COMPREHENSIVE RANGE OF SAVINGS ACCOUNTS FROM A REGULAR SAVINGS ACCOUNT TO A
PREMIUM OPTION THAT PROVIDES SUBSTANTIAL SAVINGS.

HDFC BANK SAVING ACCOUNTS
Regular Savings Account Savings Plus Accounts
Savings Max Account No Frill Account
Institutional Saving Account Payroll Account
Classic Salary Account Regular Salary Account
Premium Salary Account Defence Salary Account
No Frills Salary Account Kid's Advantage Account
Pension Saving Bank Account Family Savings Account
Kisan NoFrills Savings Account Kisan Club Savings Account
Women's Savings Account Senior Citizens Account
Basic Savings Bank Deposit Account Limited KYC Account
Savings Max Account
REGULAR SAVINGS ACCOUNT
MAIN FEATURES
WIDE NETWORK OF BRANCHES AND OVER THOUSAND ATMS TO MEET ALL YOUR BANKING NEEDS NO MATTER WHERE YOU
ARE LOCATED.
BANK CONVENIENTLY WITH FACILITIES LIKE NET BANKING AND MOBILE BANKING- CHECK YOUR ACCOUNT BALANCE, PAY
UTILITY BILLS OR STOP CHEQUE PAYMENT, THROUGH SMS.
NEVER OVERSPEND- SHOP USING YOUR INTERNATIONAL DEBIT CARD THAT REFLECTS THE ACTUAL BALANCE IN YOUR
SAVINGS ACCOUNT.
PERSONALISED CHEQUES WITH YOUR NAME PRINTED ON EACH CHEQUE LEAF FOR ENHANCED SECURITY.
TAKE ADVANTAGE OF BILL PAY, AN INSTANT SOLUTION TO ALL YOUR FREQUENT UTILITY BILL PAYMENTS. INSTRUCT FOR
PAYMENT OVER THE PHONE OR THROUGH THE INTERNET.
AVAIL OF FACILITIES LIKE SAFE DEPOSIT LOCKER, SWEEP-IN AND SUPER SAVER FACILITY ON YOUR ACCOUNT.
3 FREE TRANSACTIONS ON SBI/ANDHRA BANK ATMS PER MONTH.
FREE PAYABLE-AT-PAR CHEQUEBOOK, WITHOUT ANY USAGE CHARGES UP TO A LIMIT OF RS.50,000/- PER MONTH.
FREE INSTA ALERTS FOR ALL ACCOUNT HOLDERS FOR LIFETIME OF THE ACCOUNT.
FREE PASSBOOK FACILITY AVAILABLE AT HOME BRANCH FOR ACCOUNT HOLDERS (INDIVIDUALS).
FREE EMAIL STATEMENT FACILITY.
SAVINGS PLUS ACCOUNTS
MAIN FEATURES
WIDE NETWORK OF BRANCHES AND OVER THOUSAND ATMS TO MEET ALL YOUR BANKING NEEDS NO MATTER WHERE YOU
ARE LOCATED.
2 FREE TRANSACTIONS ON SBI/ANDHRA BANK ATMS PER MONTH.
3 FREE TRANSACTIONS ON ANY OTHER BANK'S ATM PER MONTH.
FREE INTERNATIONAL DEBIT CARD FOR ALL ACCOUNT HOLDERS FOR LIFE TIME OF THE ACCOUNT.
FREE PAYABLE AT PAR (PAP) CHEQUEBOOK WITHOUT ANY USAGE CHARGES UP TO A LIMIT OF 50,000 PER MONTH.
FREE DEMAND DRAFTS ON HDFC BANK LOCATIONS, UP TO A LIMIT OF 25,000/- PER DAY.
FREE BILL PAY & INSTA ALERTS FOR ALL ACCOUNT HOLDERS FOR LIFETIME OF THE ACCOUNT.
FREE ELECTRONIC FUNDS TRANSFER FACILITY, NET BANKING, PHONE BANKING & MOBILE BANKING.
SPECIAL RELATIONSHIP DISCOUNT ON PURCHASE OF GOLD BARS.
25%-OFF ON THE LOCKER RENTAL FOR THE 1ST YEAR (ONLY).
INTERCITY BANKING / MULTI-CITY BANKING.
FREE EMAIL STATEMENT FACILITY .
SAVINGS MAX ACCOUNT
MAIN FEATURES
FREE UNLIMITED TRANSACTIONS: CASH WITHDRAWAL AND BALANCE ENQUIRY, AT ALL HDFC BANK ATMS & ON ANY
OTHER BANK'S ATM USING YOUR HDFC BANK DEBIT CARD.
FREE GOLD DEBIT CARD FOR PRIMARY ACCOUNT HOLDER FOR LIFETIME OF THE ACCOUNT. GOLD DEBIT CARD FOR
OTHER ACCOUNT HOLDERS AT RS 250/- P.A.
FREE WOMAN'S ADVANTAGE/INTERNATIONAL DEBIT CARD FOR ALL ACCOUNT HOLDERS FOR LIFETIME OF THE ACCOUNT.
FREE PAYABLE-AT-PAR (PAP) CHEQUEBOOK, WITHOUT ANY USAGE CHARGES UP TO A LIMIT OF 1 LAC PER MONTH.
FREE DEMAND DRAFTS ON HDFC BANK LOCATIONS, UP TO A LIMIT OF 50,000/- PER DAY AT HOME BRANCH.
SELF/THIRD PARTY CASH DEPOSIT/WITHDRAWAL AT NON-HOME BRANCHES, UP TO RS 50,000/- PER DAY FREE. ABOVE RS
50,000 A CHARGE OF RS 2.90 PER THOUSAND ON THE FULL AMOUNT WOULD BE APPLICABLE.
OPTIONAL SWEEP OUT FACILITY TO TRANSFER EXTRA SAVINGS TO A FIXED DEPOSIT, AT THE THRESHOLD OF RS.50,000/-.
FREE BILL PAY & INSTAALERTS FOR ALL ACCOUNT HOLDERS FOR LIFETIME OF THE ACCOUNT.
FREE MONTHLY STATEMENT OF ACCOUNT.
50% OFF ON THE LOCKER RENTAL FOR THE 1ST YEAR ONLY.
FOLIO MAINTENANCE CHARGES ON DEMAT ACCOUNT FREE FOR FIRST YEAR.
FREE NATIONAL ELECTRONIC FUNDS TRANSFER FACILITY, NET BANKING, PHONE BANKING & MOBILE BANKING.
FREE EMAIL STATEMENT FACILITY .
NO FRILL ACCOUNT
MAIN FEATURES
ACCESS A WIDE NETWORK OF BRANCHES AND OVER A THOUSAND ATMS ACROSS THE COUNTRY TO MEET ALL YOUR BANKING
NEEDS.
BANK CONVENIENTLY WITH FACILITIES LIKE FREE NET BANKING AND MOBILE BANKING.
USE THE FREE ELECTRONIC FUNDS TRANSFER (EFT) FACILITY TO TRANSFER FUNDS FROM YOUR HDFC BANK ACCOUNT TO AN
ACCOUNT IN ANOTHER BANK AT THE LOCATIONS AS SPECIFIED BY RBI.
ENJOY FREE IVR BASED PHONE BANKING.
GET FREE QUARTERLY ACCOUNT STATEMENTS.
ACCESS YOUR ACCOUNT THROUGH A FREE ATM CARD.
ENJOY FREE CASH DEPOSITS AT BRANCH/ATM.
9 FREE CASH WITHDRAWALS PER QUARTER AT BRANCH AND HDFC BANK ATMS.
INTERNATIONAL DEBIT CARD AVAILABLE ONLY ON REQUEST AT THE BRANCH @ RS. 100/- P.A. FOR EACH APPLICANT.
FIRST CHEQUEBOOK CONSISTING OF 25 LEAVES FREE AND SUBSEQUENT CHEQUE BOOKS TO BE CHARGED AT THE RATE OF RS 5/-
PER CHEQUE LEAF.
TAKE ADVANTAGE OF BILL PAY, AN INSTANT SOLUTION TO ALL YOUR FREQUENT UTILITY BILL PAYMENTS. INSTRUCT FOR PAYMENT
OVER THE PHONE OR THROUGH THE INTERNET.
ENJOY INSTAALERTS VIA E-MAILS OR SMS AT NOMINAL CHARGES.
AVAIL FACILITIES LIKE SAFE DEPOSIT LOCKER, SWEEP-IN AND SUPER SAVER ON YOUR ACCOUNT.

INSTITUTIONAL SAVING ACCOUNT
MAIN FEATURES
ZERO BALANCE ACCOUNT.
PAYABLE AT PAR CHEQUEBOOK FACILITY FREE: YOU CAN NOW USE YOUR PAP CHEQUEBOOK AT ANY OF HDFC BANK
LOCATIONS (THROUGH CLEARING ONLY) WITHOUT ANY CHARGE.
AVAIL OF FREE OUTSTATION CHEQUE COLLECTION AT HDFC BANK LOCATIONS ACROSS THE COUNTRY.
YOU CAN ALSO AVAIL OF SPECIAL RATES FOR OUTSTATION CHEQUE COLLECTION AT NON-HDFC BANK LOCATIONS.
ENJOY UNLIMITED DDS ON HDFC BANK LOCATIONS FREE.
CARRY OUT CASH TRANSACTIONS AT ANY HDFC BANK BRANCH. THIRD PARTY CASH TRANSACTIONS UP TO RS.50,000/ -
PER DAY FREE.
GET MONTHLY ACCOUNT STATEMENTS FREE.
AVAIL SPECIAL DISCOUNTS ON FOREIGN EXCHANGE TRANSACTIONS.
BANK FROM HOME USING OUR 24-HOUR NETBANKING & PHONEBANKING SERVICE.
COLLECT FEES, DONATIONS ONLINE USING OUR PAYMENT GATEWAY FACILITY.
INVEST YOUR SURPLUS FUNDS SMARTLY! GET VALUABLE INVESTMENT ADVICE FROM OUR MONTHLY NEWSLETTER ABSOLUTELY
FREE.
PAYROLL ACCOUNT
MAIN FEATURES
NIL INTEREST PAYOUT ON ACCOUNT BALANCE
PERSONAL ACCIDENT INSURANCE COVER OF RS. 2,00,000/-
FREE PAYROLL DEBIT CARD - (MAX CASH WITHDRAWAL AT ATMS- RS 15,000/- AND RS 25,000 AT SHOPPING AVENUES)
BRANCH TRANSACTIONS AT RS. 60/- PER TRANSACTION.
FREE NET BANKING, PHONE BANKING, MOBILE BANKING.
BILLPAY FACILITY AT RS 25/- (PLUS TAXES) PER QTR. PER CUSTOMER ID.
INSTAALERT FACILITY AT RS 25/- (PLUS TAXES) PER QTR. PER ACCOUNT.
UP TO 6 FREE ATM CASH WITHDRAWAL TRANSACTIONS; THEREAFTER RS. 30/- PER TRANSACTION.
SIX-MONTHLY ACCOUNT STATEMENTS.
FREE MONTHLY EMAIL STATEMENTS (OPTIONAL).
CHEQUE BOOK ISSUANCE @ CHARGE OF RS.5 PER LEAF (ONLY ON REQUEST AND THIS IS NOT A STANDARD OFFERING )
FREE PASSBOOK FACILITY AVAILABLE AT HOME BRANCH FOR ACCOUNT HOLDERS (INDIVIDUALS)
CLASSIC SALARY ACCOUNT
MAIN FEATURES
FREE PERSONALISED CHEQUE BOOKS.
FREE ATM CARD WITH A WITHDRAWAL LIMIT OF UP TO RS. 10,000/- PER DAY.
FREE FACILITIES LIKE NET BANKING, PHONE BANKING AND MOBILE BANKING.
FREE INTER-CITY AND INTER-BRANCH BANKING.
HALF YEARLY STATEMENTS.
BILLPAY FACILITY.

REGULAR SALARY ACCOUNT
MAIN FEATURES
NO MINIMUM BALANCE REQUIRED
INTEREST AT THE APPLICABLE SAVINGS ACCOUNT RATE.
FREE INTERNATIONAL DEBIT CARD WITH ATM CASH WITHDRAWAL LIMIT OF UP TO RS. 15,000 AND RS. 25,000 (NON-CASH) AT
SHOPPING AVENUES.
FREE ISSUANCE OF DEMAND DRAFTS UP TO RS. 25,000 PER INSTRUMENT, PAYABLE AT BRANCHES WITHIN THE HDFC BANKING
NETWORK.
FREE NET BANKING, PHONE BANKING, MOBILE BANKING.
FREE SWEEP-IN FACILITY.
FREE INTER-CITY/BRANCH BANKING.
SAFE DEPOSIT LOCKERS (SUBJECT TO AVAILABILITY).
QUARTERLY STATEMENTS.
FREE MONTHLY EMAIL STATEMENTS (OPTIONAL)
FREE PAYABLE AT PAR CHEQUEBOOK.
PREFERENTIAL RATES ON LOAN PRODUCTS OFFERED BY THE BANK.
PREFERENTIAL RATES ON FOREX TRANSACTIONS.
BILL PAY FACILITY.
FREE INSTA ALERT FACILITY.
PREMIUM SALARY ACCOUNT
MAIN FEATURES
FREE INTERNATIONAL DEBIT CARD AND ADD-ON DEBIT CARD FOR LIFE.
FREE PERSONAL INSURANCE ACCIDENT COVER UP TO RS. 2,00,000/- ON THE DEBIT CARD.
FREE DEBIT CARD WITHDRAWALS - MAX CASH WITHDRAWAL AT ATMS- RS 25,000/- AND RS 50,000 (NON-CASH) AT
SHOPPING AVENUES.
PREFERENTIAL RATES FOR GOLD AND SILVER CREDIT CARDS.
FREE DEMAND DRAFTS UP TO RS. 25,000 PER INSTRUMENT, PER INSTRUMENT PAYABLE AT BRANCHES WITHIN THE HDFC
BANKING NETWORK.
FREE BILLPAY AND INSTA ALERT FACILITY.
FREE MONTHLY ACCOUNT STATEMENTS.
FREE ATM TRANSACTIONS ON NON-HDFC BANK VISA/CIRRUS NETWORK ATM'S.
FREE PASSBOOK FACILITY AVAILABLE AT HOME BRANCH FOR ACCOUNT HOLDERS (INDIVIDUALS)
DEFENCE SALARY ACCOUNT
MAIN FEATURES
THE DEFENCE SALARY ACCOUNT IS A ZERO BALANCE ACCOUNT.
FREE FOR LIFE INTERNATIONAL DEBIT CARD AND ONE ADD-ON DEBIT CARD WITH NO ANNUAL FEES FOR THE FIRST YEAR.
ENJOY FACILITIES LIKE NET BANKING, PHONE BANKING, MOBILE BANKING, BILL PAY, ATM FACILITY, INTER-CITY AND
INTER-BRANCH BANKING.
FREE FUNDS TRANSFER TO ANY OTHER HDFC BANK ACCOUNT IN ANY CITY/BRANCH AND FREE DEMAND DRAFTS UP TO
RS. 25,000/-.
ENJOY PREFERENTIAL RATES ON LOANS AGAINST SHARES, NEW CAR LOANS AND USED CAR LOANS, CONSUMER LOANS
AND PERSONAL LOANS.
ENJOY FREE INSTA ALERT FACILITY.
FREE MONTHLY ACCOUNTS STATEMENTS - FREE MONTHLY EMAIL STATEMENTS (OPTIONAL).
NO FRILLS SALARY ACCOUNT
MAIN FEATURES
ACCESS A WIDE NETWORK OF BRANCHES AND OVER A THOUSAND ATMS ACROSS THE COUNTRY TO MEET ALL YOUR BANKING NEEDS.
BANK CONVENIENTLY WITH FACILITIES LIKE FREE NET BANKING AND MOBILE BANKING.
USE THE FREE ELECTRONIC FUNDS TRANSFER (EFT) FACILITY TO TRANSFER FUNDS FROM YOUR HDFC BANK ACCOUNT TO AN ACCOUNT
IN ANOTHER BANK AT THE LOCATIONS AS SPECIFIED BY RBI.
ENJOY FREE IVR BASED PHONE BANKING. (AGENT ASSISTED CALLS WILL BE CHARGED*).
ACCESS YOUR ACCOUNT THROUGH A FREE ATM CARD.
ENJOY FREE CASH DEPOSITS AT BRANCH/ATM.
FREE CASH WITHDRAWALS PER MONTH AT BRANCH AND HDFC BANK ATMS.
FREE ATM CARD FOR LIFE.
INTERNATIONAL DEBIT CARD AVAILABLE ONLY ON REQUEST AT THE BRANCH @ RS. 100/- P.A. FOR EACH APPLICANT.
FIRST CHEQUEBOOK CONSISTING OF 25 LEAVES FREE AND SUBSEQUENT CHEQUE BOOKS TO BE CHARGED AT THE RATE OF RS 5/- PER
CHEQUE LEAF.
TAKE ADVANTAGE OF BILL PAY, AN INSTANT SOLUTION TO ALL YOUR FREQUENT UTILITY BILL PAYMENTS. INSTRUCT FOR PAYMENT OVER THE
PHONE OR THROUGH THE INTERNET.
ENJOY INSTAALERTS VIA E-MAILS OR SMS AT NOMINAL CHARGES.
AVAIL FACILITIES LIKE SAFE DEPOSIT LOCKER, SWEEP-IN AND SUPER SAVER ON YOUR ACCOUNT.
FREE PASSBOOK FACILITY AVAILABLE AT HOME BRANCH FOR ACCOUNT HOLDERS (INDIVIDUALS) .

KID'S ADVANTAGE ACCOUNT
MAIN FEATURES
BUILDS UP SAVINGS FOR YOUR CHILD'S FUTURE.
AUTOMATICALLY INCREASES THE BALANCE IN YOUR KIDS ADVANTAGE.
ACCOUNT BY TRANSFERRING A FIXED SUM FROM YOUR SAVINGS ACCOUNT EVERY MONTH.
AMOUNTS IN EXCESS OF RS. 5,000/- OVER AND ABOVE A BALANCE OF RS. 10,000/- GETS CONVERTED INTO FIXED
DEPOSITS FOR A SPECIFIED PERIOD IN YOUR CHILD'S NAME.
FREE INTERNATIONAL DEBIT CARD FOR YOUR CHILD (ABOVE 7 YEARS OF AGE) WITH A MAXIMUM DRAWING CAPABILITY OF
RS. 2,500/- PER DAY.
FREE EDUCATION INSURANCE COVER OF UP TO RS. 1,00,000/- FOR YOUR CHILD WITH EVERY KIDS ADVANTAGE
ACCOUNT.
NET BANKING FACILITY TO MONITOR BOTH, YOUR SAVINGS ACCOUNT AS WELL AS YOUR KIDS ADVANTAGE ACCOUNT.
FREE FUNDS TRANSFER BETWEEN YOUR SAVINGS ACCOUNT AND YOUR KIDS ADVANTAGE ACCOUNT.
OPT FOR SYSTEMATIC INVESTMENT IN MUTUAL FUNDS TO PLAN FOR YOUR CHILDS FUTURE.
FREE INSTAALERTS FOR ALL ACCOUNT HOLDERS FOR LIFETIME OF THE ACCOUNT.
PENSION SAVING BANK ACCOUNT
MAIN FEATURES
THE PENSION SAVING ACCOUNT IS A ZERO BALANCE ACCOUNT.
TIMELY CREDIT OF RECEIVABLES.
FREE INTERNATIONAL DEBIT CARD.
ENJOY FACILITIES SUCH AS NETBANKING, PHONEBANKING, BILLPAY, ATM FACILITY, INTER-CITY AND INTER-BRANCH
BANKING.
PENSION ACCOUNTS ARE TRANSFERABLE FROM ONE BRANCH/BANK TO ANOTHER.
THE HDFC BANK ADVANTAGE
PENSION ACCOUNTS ARE OPENED IMMEDIATELY AFTER ADVICE, AND DELIVERABLES REACH IN TIME- WITHIN THE 1ST AND 5TH OF THE
NEW MONTH (IN CASE OF EPFO) AND LAST DAY OF THE MONTH (IN CASE OF CENTRAL GOVT. CIVIL PENSIONS).
TIMELY COMMUNICATION TO THE CUSTOMER ON RECEIPT OF THE PPO.
NO DELAYS IN COMMENCEMENT OF PENSION DISBURSALS (SUBJECT TO ALL THE STIPULATED TERMS/CONDITIONS ARE FULFILLED BY THE
PENSIONER).
DISPATCH OF CREDIT ADVICE CONTAINING DETAILED CALCULATIONS OF THE AMOUNT CREDITED EACH MONTH WITHIN 10 DAYS OF
THE PAYMENT.
TIMELY ISSUE OF FORM- 16A (BY APRIL 15TH) FOR TAX DEDUCTED AT SOURCE IN THE IMMEDIATELY PREVIOUS FINANCIAL YEAR.
TIMELY INTIMATION OF REVISIONS DUE TO CHANGES IN RATES OF PENSION OR DEARNESS ALLOWANCE.
IMMEDIATE ACTION IN CASE FAMILY PENSION DEVOLVES TO THE SPOUSE.

FAMILY SAVINGS ACCOUNT
MAIN FEATURES
ALL ACCOUNT HOLDERS CAN OPERATE THEIR ACCOUNT FREELY WITHOUT WORRYING ABOUT THEIR MINIMUM BALANCE.
FAMILY MEMBERS WITH NRI STATUS CAN ALSO BE PART OF THE GROUP.
GET 5 FREE CASH WITHDRAWAL TRANSACTIONS ON SBI ATMS PER GROUP PER MONTH.
UP TO 2 FREE DD'S/ MC'S ON HDFC BANK LOCATIONS PER ACCOUNT PER MONTH (MAX. UP TO RS. 25,000/- PER
INSTRUMENT PER DAY).
FREE INTERNATIONAL DEBIT CARD FOR ALL ACCOUNT HOLDERS TILL THE ACCOUNT IS PART OF THE FAMILY GROUP. (NRO
ACCOUNTS WILL BE ISSUED ONLY ATM CARDS).
FREE BILL PAY & INSTAALERTS FACILITY FOR ALL ACCOUNT HOLDERS TILL THE ACCOUNT IS PART OF THE FAMILY GROUP.
FREE STANDING INSTRUCTIONS FOR INVESTMENT INTO MUTUAL FUNDS.
FREE ONE VIEW TO ACCESS ALL YOUR ACCOUNTS.
FREE MOBILE BANKING, NET BANKING & PHONE BANKING.
ENJOY A SAVINGS ACCOUNT TO SAVINGS ACCOUNT SWEEP-IN TO A NOMINATED ACCOUNT (SWEEP-IN TO NRE
ACCOUNTS NOT PERMITTED FROM RESIDENT / NRO ACCOUNTS).
PAYABLE-AT-PAR FACILITY AT A NOMINAL COST FOR ALL ACCOUNTS IN THE FAMILY GROUP. (AVAILABLE ONLY ON REQUEST
AT THE BRANCH.)
CASH DELIVERY @ RS. 50/- PER DELIVERY. (AVAILABLE IN SELECT CITIES ONLY).
FREE EMAIL STATEMENTS .
KISAN NOFRILLS SAVINGS ACCOUNT
MAIN FEATURES
INITIAL PAY-IN & AQB REQUIREMENT = NIL.
FREE CASH DEPOSIT AT ATM / BRANCH.
ONE BRANCH CASH WITHDRAWAL TRANSACTION & TWO ATM WITHDRAWAL TRANSACTIONS FREE PER MONTH.
FREE BALANCE ENQUIRY / CHEQUE DEPOSIT / MINI STATEMENT TRANSACTIONS ON HDFC BANK ATMS.
ONE CHEQUE BOOK OF 25 LEAVES FREE.
FREE NET BANKING , MOBILE BANKING AND PHONE BANKING.
FREE MONTHLY EMAIL STATEMENTS .
KISAN CLUB SAVINGS ACCOUNT
MAIN FEATURES
FREE PERSONALISED CHEQUE BOOK.
FREE PAP CHEQUE BOOK (ISSUED ONLY ON REQUEST).
NO CHEQUE BOOK CHARGES (ISSUANCE CHARGES AS PER S&F BROCHURE APPLY).
FREE INTERNATIONAL DEBIT CARD FOR 1ST YEAR.
FREE PERSONAL ACCIDENT INSURANCE COVER OF RS.2.00 LACS ON DEBIT CARD.
INTER BRANCH BANKING.
FREE PHONE BANKING , MOBILE BANKING AND NET BANKING.
FREE MONTHLY EMAIL STATEMENTS .
WOMEN'S SAVINGS ACCOUNT
MAIN FEATURES
FREE CASH WITHDRAWAL AND BALANCE ENQUIRY AT ALL HDFC BANK ATMS AND NON-HDFC BANK DOMESTIC ATMS
EASY SHOP WOMAN'S ADVANTAGE DEBIT CARD WITH A HOST OF BENEFITS LIKE: #RE.1 CASHBACK FOR EVERY RS 200/-
SPENT #PERSONAL ACCIDENT DEATH COVER OF RS 2 LACS #SPECIAL DISCOUNT OF 4% ON PURCHASE OF MUDRA
GOLD BARS AND 5% DISCOUNT ON MUDRA SILVER BARS #TRANSACTION LIMIT OF RS. 25,000 PER DAY FOR CASH
WITHDRAWAL AND SHOPPING LIMIT OF RS. 40,000 PER DAY
MAKE THE MOST OF THE OPTIONAL MONEY MAXIMIZER (SWEEP-OUT) FACILITY TO TRANSFER YOUR SURPLUS FUNDS TO FIXED
DEPOSITS. IF THE BALANCE IN YOUR WOMEN'S SAVINGS ACCOUNT EXCEEDS/REACHES RS 1,00,000, THE AMOUNT IN
EXCESS OF RS 75,000 WILL BE TRANSFERRED TO A FIXED DEPOSIT FOR A ONE YEAR AND ONE DAY PERIOD.
PAYABLE AT PAR CHEQUE BOOK - FREE 25 LEAVES MULTI-CITY CHEQUE BOOK PER QUARTER
FREE LIFETIME BILL PAY & INSTAALERTS FOR ALL ACCOUNT HOLDERS
FREE QUARTERLY PHYSICAL ACCOUNT STATEMENT
FREE FOLIO MAINTENANCE CHARGES ON DEMAT ACCOUNT FOR THE FIRST YEAR
FREE NET BANKING, PHONE BANKING & MOBILE BANKING
FREE PASSBOOK AVAILABLE AT HOME BRANCH FOR ACCOUNT HOLDERS (INDIVIDUALS)
FREE EMAIL STATEMENTS
SENIOR CITIZENS ACCOUNT
MAIN FEATURES
SHOP WITH PRIDE WITH YOUR EASY SHOP INTERNATIONAL DEBIT CARD, OFFERED FREE FOR LIFE TO THE PRIMARY ACCOUNT
HOLDER. YOU CAN SPEND UP TO RS. 40,000 PER DAY AT ANY POINT OF SALE (POS).
ENJOY CASH WITHDRAWALS OF UP TO RS. 25,000 PER DAY ON YOUR DEBIT CARD AT ANY HDFC BANK ATM. IF THE FIRST
APPLICANT IS A WOMAN AND NEW TO THE BANK, OUR SPECIAL FREE WOMANS ADVANTAGE DEBIT CARD WITH CASH
WITHDRAWALS OF UP TO RS. 25,000 PER DAY AND SHOPPING (POINT OF SALE) LIMIT OF RS. 40,000 PER DAY WILL BE
ISSUED BY DEFAULT
WITHDRAW CASH FOR FREE AT ANY BANKS ATM
PAYABLE-AT-PAR (PAP) CHEQUEBOOKS ARE ISSUED FREE. WITH THIS FACILITY, OUTSTATION CHEQUES ISSUED BY YOU (FOR
CLEARING) WILL BE TREATED AS LOCAL CHEQUES, AT ANY HDFC BANK LOCATION. WHAT'S MORE, THERE ARE NO USAGE
CHARGES FOR AVAILING THE PAP FACILITY.
KEEP A CLOSE EYE ON YOUR ACCOUNT WITH THE MONTHLY ACCOUNT STATEMENTS OFFERED FREE OR AVAIL OF FREE
PASSBOOK FACILITY AT YOUR ACCOUNT BRANCH.
USE THIRD PARTY CASH TRANSACTIONS AT NON-ACCOUNT BRANCHES TO HAVE YOUR NEAR AND DEAR ONES
DEPOSIT/WITHDRAW UP TO RS. 50,000 PER DAY ON YOUR BEHALF. WITHDRAWALS ABOVE RS. 50,000 WILL ATTRACT A
CHARGE OF RS. 5/- PER RS. 1,000 ON THE FULL AMOUNT.
USE PHONE BANKING, MOBILE BANKING, NET BANKING AND BILL PAY FACILITY ABSOLUTELY FREE FOR ALL YOUR BANKING
NEEDS
AVAIL FREE SMS ALERTS TO KNOW THE TRANSACTIONS IN YOUR ACCOUNT. GET FREE EMAIL STATEMENTS.
NATIONAL ELECTRONIC FUNDS TRANSFER (NEFT) FACILITY IS AVAILABLE.
BASIC SAVINGS BANK DEPOSIT ACCOUNT
MAIN FEATURES
ACCESS A WIDE NETWORK OF BRANCHES AND ATMS ACROSS THE COUNTRY TO MEET ALL YOUR BANKING NEEDS.
FREE NET BANKING FOR CONVENIENT BANKING.
USE NATIONAL ELECTRONIC FUNDS TRANSFER (NEFT) TO TRANSFER FUNDS FROM YOUR HDFC BANK ACCOUNT TO ANY
ACCOUNT IN ANOTHER BANK AT LOCATIONS SPECIFIED BY THE RBI.
ENJOY FREE IVR BASED PHONE BANKING (AGENT ASSISTED CALLS WILL BE CHARGED*).
ACCESS YOUR ACCOUNT WITH YOUR FREE ATM CARD.
ENJOY FREE CASH AND CHEQUE DEPOSITS AT BRANCHES AND ATMS.
GET FREE CASH WITHDRAWALS AT ANY BANK'S ATM WITH YOUR DEBIT CARD.
USE 4 FREE CASH WITHDRAWALS PER MONTH AT BRANCHES. ADDITIONAL CASH WITHDRAWALS AT BRANCHES IN THE MONTH WILL
BE CHARGED AT RS. 50 PER TRANSACTION.
GET AN INTERNATIONAL DEBIT CARD ON REQUEST AT YOUR BRANCH AT RS. 100 PER ANNUM (PLUS APPLICABLE RATES).
GET YOUR FIRST CHEQUE BOOK FREE AND SUBSEQUENT CHEQUE BOOKS AT RS. 5 PER LEAF.
AVAIL OF OUR FREE INSTA QUERY FACILITY.
USE FREE BILL PAY, YOUR INSTANT SOLUTION TO PAY ALL YOUR FREQUENT UTILITY BILLS. YOU CAN ALSO GIVE INSTRUCTIONS FOR
PAYMENTS OVER THE PHONE OR THROUGH THE INTERNET.
GET FREE INSTAALERTS VIA EMAIL OR SMS.
AVAIL OF SAFE DEPOSIT LOCKER, SWEEP-IN AND SUPER SAVER FACILITIES.
GET FREE EMAIL STATEMENTS.

LIMITED KYC ACCOUNT
MAIN FEATURES
YOU NEED NOT DEPOSIT AN INITIAL AMOUNT AND YOU DONT HAVE TO MAINTAIN AN AVERAGE QUARTERLY MONTHLY BALANCE.
YOU CAN ACCESS A WIDE RANGE OF BRANCHES AND ATMS ACROSS THE COUNTRY TO MAKE YOUR BANKING EXPERIENCE SO MUCH EASIER.
ACCESS A WIDE NETWORK OF BRANCHES AND OVER A THOUSAND ATMS ACROSS THE COUNTRY TO MEET ALL YOUR BANKING NEEDS
USE OUR FREE NET BANKING TO EASILY ACCESS YOUR ACCOUNT ONLINE.
GET HALF-YEARLY PHYSICAL ACCOUNT STATEMENTS FREE.
USE NATIONAL ELECTRONIC FUNDS TRANSFER (NEFT) TO TRANSFER FUNDS FROM YOUR HDFC BANK ACCOUNT TO ANY ACCOUNT IN ANOTHER BANK AT
LOCATIONS SPECIFIED BY THE RBI.
ENJOY FREE IVR BASED PHONE BANKING (AGENT ASSISTED CALLS WILL BE CHARGED*).
ACCESS YOUR ACCOUNT WITH YOUR FREE ATM CARD.
ENJOY FREE CASH AND CHEQUE DEPOSITS AT BRANCHES AND ATMS.
GET FREE CASH WITHDRAWALS AT ANY BANKS ATM WITH YOUR DEBIT CARD.
USE 1 FREE CASH WITHDRAWAL PER MONTH AT YOUR BRANCH. ADDITIONAL CASH WITHDRAWALS AT YOUR BRANCH IN THE MONTH WILL BE CHARGED AT
RS. 50 PER TRANSACTION.
YOU CAN GET AN INTERNATIONAL DEBIT CARD ON REQUEST AT YOUR BRANCH AT RS. 100 PER ANNUM (PLUS APPLICABLE RATES).
GET YOUR FIRST CHEQUE BOOK CONSISTING OF 25 LEAVES FREE AND SUBSEQUENT CHEQUE BOOKS AT RS. 5 PER LEAF.
AVAIL OF OUR FREE MOBILE BANKING FACILITY.
USE BILL PAY TO PAY ALL YOUR FREQUENT UTILITY BILLS. YOU CAN ALSO GIVE INSTRUCTIONS OVER THE PHONE OR THROUGH THE INTERNET TO MAKE
PAYMENTS.
GET FREE INSTAALERTS VIA EMAIL OR SMS.
YOU CAN GET A FREE PASSBOOK FACILITY AT YOUR HOME BRANCH.
OPT FOR A FREE EMAIL STATEMENT OF YOUR ACCOUNT EVERY MONTH.
SAVINGS MAX ACCOUNT
MAIN FEATURES
50% OFF ON LOCKER RENTAL CALCULATED ON A PRO-RATA BASIS AND APPLICABLE ONLY FOR THE YEAR OF ALLOTMENT.
FREE FOLIO MAINTENANCE CHARGES ON DEMAT ACCOUNT FOR THE FIRST YEAR
TRANSACTION LINKED DISCOUNT ON AMC FOR DEMAT ACCOUNTS
SAVING ACCOUNTS
STATE BANK OF TRAVANCORE HAS A JANAPRIYA SPECIAL SB ACCOUNT.
IT IS A NO FRILLS ACCOUNT.
THE ACCOUNT CAN BE OPENED BY INDIVIDUALS IN THEIR OWN NAME OR IN JOINT NAMES.
THERE IS A MINOR ACCOUNT FACILITY AVAILABLE.
THERE NO REQUIREMENT TO MAINTAIN A MINIMUM BALANCE UNDER THIS ACCOUNT.
BANK ISSUES ATM CARD AND THERE IS NO ANNUAL MAINTENANCE FEE OF RS.50 IS CHARGED.
THERE IS SIMPLIFIED KYC NORMS FOR THE OPENING OF THE ACCOUNT.
BANK ALLOWS 4 WITHDRAWALS PER MONTH FROM THE ACCOUNT.

SAVINGS BANKS ACCOUNT
MAIN FEATURES
BEST SUITED FOR ALL CLASSES OF PERSONS.
RUNNING ACCOUNT.
CHEQUES, DRAFTS, INTEREST WARRANTS, DIVIDEND WARRANTS ETC.., IN INDIAN RUPEES AND FOREIGN CURRENCIES IN THE
PERSONAL NAMES OF THE DEPOSITORS CAN BE COLLECTED AND CREDITED TO THESE ACCOUNTS.
LIBERAL WITHDRAWAL FACILITIES.
NO INCOME TAX DEDUCTION AT SOURCE ON INTEREST.
STANDING INSTRUCTIONS FOR REMITTANCES OF INSURANCE PREMIUM, RENT AND SIMILAR PAYMENTS CARRIED OUT.
MINORS ABOVE 10 YEARS CAN OPEN AND OPERATE THE ACCOUNT.
QUARTERLY AVERAGE MINIMUM BALANCE TO BE MAINTAINED IN SB ACCOUNTS IS RS.1000/- WITH CHEQUE BOOK
FACILITY AND RS.500/- WITHOUT CHEQUE BOOK FACILITY
JANAPRIYA SPECIAL SB ACCOUNT OR NO FRILLS ACCOUNT
MAIN FEATURES
SIMPLIFIED KYC NORMS.
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RBL B
ANK

IS

ONE

OF
I
NDIA
S

FASTEST

GROWING

SCHEDULED

COMMERCIAL

BANKS
. I
T

IS

CONTINUOUSLY

EXPANDING

ITS

PRESENCE

ACROSS
I
NDIA

THROUGH

A

GROWING

NETWORK

OF

BRANCHES

AND
ATM
S
.
E
STABLISHED

IN
1943, RBL B
ANK

UNDERTOOK

A

TRANSFORMATIONAL

JOURNEY

UNDER

A

NEW

MANAGEMENT

TEAM

IN
2010. RBL B
ANK

EMBARKED

ON

AN

AGGRESSIVE

GROWTH

PLAN

BASED

ON

A

ROBUST

PLATFORM

OF

STRONG

GOVERNANCE
,
RELATIONSHIPS
,
TECHNOLOGY

INFRASTRUCTURE
,
HIGH

QUALITY

CAPITAL

AND

GEOGRAPHIC

EXPANSION
. O
VER

THE

LAST

TWO

YEARS
,
IT

HAS

INFUSED

CAPITAL

OF

OVER
R
S
.1,100 C
RORE

FROM

SOME

OF

THE

MOST

NOTABLE

GLOBAL

AND

DOMESTIC

NAMES
,
TAKING

THE
TIER 1
CAPITAL

TO
R
S
.1,600 C
RORE

(
APPROX
.)

ADVANTAGE SAVINGS ACCOUNT

M
AIN
F
EATURES

F
REEDOM

TO

CHOOSE

YOUR
A
CCOUNT
N
UMBER

T
AKE

ADVANTAGE

OF
H
IGHER
I
NTEREST
R
ATE

UP

TO
6.1%
ON

YOUR
S
AVINGS
A
CCOUNT
**
F
REE
A
CCIDENTAL
D
EATH
C
OVER

OF
R
S
.5 L
ACS

A
CCESS

TO
P
LATINUM
C
ONCIERGE
S
ERVICES
P
OWERED

BY
V
ISA

F
REE
T
RANSACTION
L
IMITS

AND

UNIFIED

CHARGE

STRUCTURE
*
F
REE
U
NLIMITED
A
CCESS

TO

ALL
ATM
S

IN
I
NDIA

F
REE
P
AYABLE

AT
P
AR
C
HEQUE
B
OOK

AND
D
EMAND
D
RAFTS

F
REE
NEFT & RTGS
F
REE
O
UTSTATION
C
HEQUE
C
OLLECTIONS

F
REE
C
ASH
T
RANSACTION

AT

THE
B
RANCHES

N
O

INCREMENTAL

TRANSACTION

CHARGE
. M
OST

TRANSACTIONS

CHARGED

AT

A

FLAT

CHARGE

OF
R
S
.25.
F
REE
P
LATINUM
V
ISA
D
EBIT
C
ARD

WITH

ENHANCE

LIMITS

D
AILY

CASH

WITHDRAWAL

LIMIT

OF
R
S
.1 L
AC

D
AILY

SHOPPING

LIMIT

OF
R
S
.2 L
ACS

F
REE
U
NLIMITED
A
CCESS

TO
D
OMESTIC
ATM
S

S
PECIAL
P
RIVILEGES

R
ELATIONSHIP
P
RICING
U
P

TO
15%
OFF

ON
S
AFE
D
EPOSIT
L
OCKERS
***
25% D
ISCOUNT

ON
P
ROCESSING
F
EE

FOR
L
OAN
A
GAINST
P
ROPERTY

V
ARIOUS
E
XCITING

OFFERS
&
DISCOUNTS

ON

THE

USAGE

OF
Y
OUR
D
EBIT
C
ARD

PRIME SAVINGS ACCOUNT

MAIN FEATURES
S
MART
B
ANKING

WITH

FREE
ATM C
ARD

E
VERY
S
AVINGS
A
CCOUNT

COMES

WITH

A

FREE
ATM
CARD

THAT

CAN

BE

USED

TO

WITHDRAW

CASH

FROM

OUR

EXTENSIVE

NETWORK

OF
ATM
S

ACROSS

THE

COUNTRY
. RBL B
ANK
L
IMITED

DOES

NOT

CHARGE

ITS

CUSTOMERS

FOR

USING

OTHER
B
ANKS
ATM
S
.
F
LEXI
B
ANKING

WITH

FREE
C
HEQUE
P
AYABLE

AT
P
AR

FACILITY

Y
OU

CAN

ACCESS

YOUR

ACCOUNT

AND

CONDUCT

TRANSACTIONS

THROUGH

SELF
-
CHEQUE

AT

ANY

OF

OUR

BRANCHES

AND

WITHDRAW

CASH

FROM

OVER
100
OF

OUR
ATM
S
. Y
OU

CAN

ALSO

CONDUCT

TRANSACTIONS

AT
ATM
OF

OTHER

BANKS
. Y
OU

CAN

ALSO

TRANSFER

FUNDS

BETWEEN

TWO

ACCOUNTS
,
OR

DEPOSIT

A

LOCAL

CHEQUE

IN

ONE

BRANCH

AND

GET

IT

CREDITED

TO

YOUR

ACCOUNT

IN

ANOTHER

CITY

IN

A

SHORT

SPAN

OF

TIME
.
S
MART
B
ANKING

WITH

FREE
O
NLINE
B
ILL
P
AYMENT
F
ACILITY

T
HE
RBL B
ANK

WEBSITE

NOW

OFFERS

CUSTOMERS

FACILITIES

TO

PAY

A

WIDE

VARIETY

OF

BILLS

INCLUDING

LANDLINE

PHONES
,
MOBILE

PHONE
,
ELECTRICITY
, LIC P
REMIUMS
,
MAKE

DONATIONS

AND

MUCH

MORE
,
AT

THEIR

OWN

CONVENIENCE
.
S
AFE
D
EPOSIT

WITH
L
OCKER
F
ACILITY

RBL B
ANK

OFFERS

MULTIPLE

CHOICES

AND

LOCKER

SIZE

OPTIONS
.
F
REE
F
INANCIAL
P
LANNING

RBL B
ANK
'
S
F
INANCIAL
P
LANNING
E
XPERTS
(FPE
S
)
UNDERSTAND

YOUR

PERSONAL

AND

FINANCIAL

NEEDS

AND

CONCERNS
,
AND

PROVIDE

PERSONALIZED

FINANCIAL

ADVICE

TO

FIT

YOUR

UNIQUE

NEEDS
. O
UR
FPE
S

ALSO

HELP

YOU

TRACK

YOUR

INVESTMENTS

ON

A

REGULAR

BASIS

SO

THAT

YOU

CAN

STAY

ABREAST

OF

HOW

YOUR

INVESTMENTS

ARE

PERFORMING
. FPE
S

CAN

HELP

YOU

INVEST

IN
F
IXED

D
EPOSITS
, R
ECURRING
D
EPOSITS
, E
QUITY
M
UTUAL
F
UND
, D
EBT
M
UTUAL

FUND
, L
IFE
I
NSURANCE
, G
ENERAL
I
NSURANCE
, H
EALTH

I
NSURANCE

AND

MORE
.
F
REE
P
ASSBOOK
F
ACILITY

F
REE

PASSBOOK

WILL

BE

PROVIDED
. P
ASSBOOK

FACILITY

IS

AVAILABLE

AT

HOME

BRANCH
.

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