INTEREST RATES

INTEREST RATES ON ADVANCES

As at 26 May 2014 15:22 h
Description Minimum Rate Maximum Rate
INTEREST RATES ON ADVANCES
Export Bill Finance - Rupee Facilities 14.50%
Import Loans - Rupee Facilities 13.00%
Lease Facility (Motor vehicles) 12.50% 15.00%
Higher Purchase 15.00%
Factoring 16.00%
Residential Housing 12.50% 13.00%
Pawning 18.00%
Foreign currency Credit facilities 6.00%
Overdrafts
Permanent 14.00%
Casual 26.00%
Personal Loans-professional 14.00%
Vehicle Loans-professional 14.00%
Credit Cards 24.00%
Term Loans 14.00%
Advances against TB AERTB+3.00%
Rupee Advances against Foreign Currency deposits 12.00%
REFINANCE SCHEMES
i. Agriculture & Animal Husbandry
Kapruka Ayojana 10.00% 10.00%
Commercial scale dairy development loan scheme 8.00% 8.00%
(CSDDLS)
ii. Small & Medium Enterprises Sector
Small & Micro Industries leader Enterprenur promotion project
(SMILE 111-Rev) 9% 9%
Small & Medium Enterprenur development facility PH 11 6M AWDR+2.5% 6M AWDR+2.5%
Southern province Revolving PH11 10.5%% 10.5%%
Saubagya Loan Scheme 9.00% 9.00%
Self-Employment initiative Loan Scheme
Any other (SPEnDP) 9.00% 9.00%
iii. Micro Finance Sector
Awakening North 9.00% 9.00%
Resumption of economic activities in Eastern Province 9.00% 9.00%
Sampath Saviya 17.00% 17.00%
FEES AND COMMISSIONS
Facility Arrangement Fees - Overdrafts
Security Backed Rs.2000.00 0.25% per annum
Non Security Backed
Early Settlement Fees
Residential Housing
Vehicle Loans
Bank Gurantees Rs.1000.00 0.5% per quarter
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