Net Profit

Assumption
Delta
Op Income
Op Expense
Produk
CA
SA
TD
KREDIT
FX
RAK
FSOT
FSOT
SFSO
RM

5,000,000,000
5,046,050,000
46,050,000
7,051,250,000
(2,005,200,000)
Interest
1%
4%
9%
14%
9%
(3,500,000)
(4,000,000)
(5,000,000)
(7,000,000)

NII
Fee Based
Banca
Reksadana
Liabilities
Credit
FX

Absolute
4,903,640,000
2,101,560,000
300,000,000
75,000,000
120,000,000
1,500,000,000
50,000,000

Assumption
Delta
5,287,500,000
383,860,000
1,763,750,000
300,000,000
75,000,000
120,000,000
1,218,750,000
50,000,000

(337,810,000)
(281,250,000)
-

CA
SA
TD
Kredit
OPEX
GAJI
Sewa
Listrik & AIR
ATK
RAK

Balance
COF / Interest Income
20,000,000,000
200,000,000
25,000,000,000
1,000,000,000
20,000,000,000
1,800,000,000
48,750,000,000
6,825,000,000
GAJI
Monthly

Yearly
(139,100,000)
(20,000,000)
(6,000,000)
(2,000,000)

16,250,000,000

(1,669,200,000)
(240,000,000)
(72,000,000)
(24,000,000)
1,462,500,000

Jabatan
FSOT
FSO
SFSO
RM
BM
SPV
Teller
CS
Security
OB
BO
BIC

Target

Count Yearly
Yearly Balance
200,000,000
6
2,400,000,000
14,400,000,000
400,000,000
5
4,800,000,000
24,000,000,000
600,000,000
2
7,200,000,000
14,400,000,000
1,016,666,666.67
1
12,200,000,000
12,200,000,000
(20,000,000)
1
(20,000,000)
65,000,000,000
(5,500,000)
3
(16,500,000)
(3,500,000)
3
(10,500,000)
(3,500,000)
3
(10,500,000)
(3,000,000)
2
(6,000,000)
(2,800,000.00)
2
(5,600,000)
(4,000,000.00)
2
(8,000,000)
(4,000,000.00)
1
(4,000,000)

Net Profit
Assumption
Delta
Op Income
Op Expense
Produk
CA
SA
TD
KREDIT
FX
RAK
FSOT
FSOT
SFSO
RM

2,000,000,000
1,898,400,000
(101,600,000)
2,580,000,000
(681,600,000)
Interest
1%
4%
9%
14%
9%
(3,500,000)
(4,000,000)
(5,000,000)
(7,000,000)

NII
Fee Based
Banca
Reksadana
Liabilities
Credit
FX

Absolute
2,145,280,000
536,320,000
250,000,000
30,000,000
50,000,000
5,000,000

Assumption
Delta
2,200,000,000
380,000,000
250,000,000
75,000,000
50,000,000
5,000,000

54,720,000
(156,320,000)
45,000,000
-

CA
SA
TD
Kredit
OPEX
GAJI
Sewa
Listrik & AIR
ATK
RAK

Balance
COF / Interest Income
15,000,000,000
150,000,000
20,000,000,000
800,000,000
10,000,000,000
900,000,000
GAJI
Monthly

Yearly
(41,800,000)
(10,000,000)
(4,000,000)
(1,000,000)

45,000,000,000

(501,600,000)
(120,000,000)
(48,000,000)
(12,000,000)
4,050,000,000

Jabatan
FSOT
FSO
SFSO
RM
BM
SPV
Teller
CS
Security
OB
BO
BIC

Target

Count Yearly
Yearly Balance
200,000,000
2
2,400,000,000
4,800,000,000
400,000,000
2
4,800,000,000
9,600,000,000
600,000,000
1
7,200,000,000
7,200,000,000
1,950,000,000.00
0
23,400,000,000
23,400,000,000
(20,000,000)
45,000,000,000
(5,500,000)
1
(5,500,000)
(3,500,000)
2
(7,000,000)
(3,500,000)
1
(3,500,000)
(3,000,000)
1
(3,000,000)
(2,800,000.00)
1
(2,800,000)
(4,000,000.00)
0
(4,000,000.00)
0
-

Net Profit
Assumption
Delta
Op Income
Op Expense
Produk
CA
SA
TD
KREDIT
FX
RAK
FSOT
FSOT
SFSO
RM

2,000,000,000
287,400,000
(1,712,600,000)
1,125,000,000
(837,600,000)
Interest
1%
4%
9%
14%
9%
(3,500,000)
(4,000,000)
(5,000,000)
(7,000,000)

NII
Fee Based
Banca
Reksadana
Liabilities
Credit
FX

Absolute
2,553,840,000
283,760,000
150,000,000
30,000,000
40,000,000
5,000,000

Assumption
Delta
900,000,000
(1,653,840,000)
225,000,000
150,000,000
30,000,000
40,000,000
5,000,000

(58,760,000)
-

CA
SA
TD
Kredit
OPEX
GAJI
Sewa
Listrik & AIR
ATK
RAK

Balance
COF / Interest Income
5,000,000,000
50,000,000
10,000,000,000
400,000,000
5,000,000,000
450,000,000
GAJI
Monthly

Yearly
(41,800,000)
(20,000,000)
(7,000,000)
(1,000,000)

20,000,000,000

(501,600,000)
(240,000,000)
(84,000,000)
(12,000,000)
1,800,000,000

Jabatan
FSOT
FSO
SFSO
RM
BM
SPV
Teller
CS
Security
OB
BO
BIC

Target

Count Yearly
Yearly Balance
200,000,000
2
2,400,000,000
4,800,000,000
400,000,000
2
4,800,000,000
9,600,000,000
600,000,000
1
7,200,000,000
7,200,000,000
(133,333,333.33)
0
(1,600,000,000)
(1,600,000,000)
(20,000,000)
20,000,000,000
(5,500,000)
1
(5,500,000)
(3,500,000)
2
(7,000,000)
(3,500,000)
1
(3,500,000)
(3,000,000)
1
(3,000,000)
(2,800,000.00)
1
(2,800,000)
(4,000,000.00)
0
(4,000,000.00)
0
-

Admin
Asset
Banca
BG
Channelling
Corporate_AR_financing
Corporate_demand_loan
Corporate_Factoring
Corporate_fixed_loan
Corporate_PRK
Corporate_term_loan
Current Account (CA)
Fee Income from Secured MSME
Financial Institution
Forex
Letter of Credit (LC)
Mikro 200
Mikro 200
Mikro 50
Mikro 50
Mikro 500
Mikro 500
MSME Total Loan
MSME_Credit_Card
MSME_KTA
MSME_Plantation
MSME_secured_msme
MSME_secured_msme_200
MSME_secured_msme_50
MSME_secured_msme_500
MSME_Simas_UMK
MSME_unsecured_msme
NII from Channelling
NII from Corporate AR_financing
NII from Corporate demand_loan
NII from Corporate Factoring
NII from Corporate fixed_loan
NII from Corporate PRK
NII from Corporate term_loan
NII from Current Account (CA)
NII from Deposits
NII from MSME credit_card
NII from MSME KTA
NII from MSME Plantation
NII from MSME secured_msme - Mikro 200

NII from MSME secured_msme - Mikro 50

NII from MSME secured_msme - Mikro 500
NII from MSME simas_umk
NII from Retail AR_financing
NII from Retail demand_loan
NII from Retail KPM
NII from Retail KPR
NII from Retail PRK
NII from Retail showroom_financing
NII from Retail term_loan
NII from Saving Account (SA)
NII from Time Deposit (TD)
NII from unsecured_msme
NPL
Opex
Opex
Other Credit
Other Liability
OtherLiability (Not Include Reksadana)
Profit After Tax (PAT)
Reksadana
Retail_AR_financing
Retail_demand_loan
Retail_KPM
Retail_KPR
Retail_PRK
Retail_Showroom Financing
Retail_term_loan
Saving Account (SA)
TAX
Time Deposit (TD)
Total
Total
Total Deposits
Total Fee Income
Total Loan
Total NII
Total NII from Corporate Loan
Total NII from Loan
Total NII from MSME Loan
Total NII from MSME secured_msme
Total NII from Retail Loan
Total Operating Expense
Total Operating Income
Total Profit Before Tax (PBT)

Total Retail Loan

Total_Corporate_Loan
Trade Finance
Treasury