Return-Trip Plan
Master Policy No. 0236000001
Polis Induk No. 0236000001
BENEFIT SCHEDULE* / DAFTAR MANFAAT*
Section 1 /
Pasal 1
Section 2 /
Pasal 2
Section 3 /
Pasal 3
Section 4 /
Pasal 4
Section 5 /
Pasal 5
Section 6 /
Pasal 6
Section 7 /
Pasal 7
Section 8 /
Pasal 8
Section 9 /
Pasal 9
Section 10
/ Pasal 10
Section 11
/ Pasal 11
SUM INSURED /
JUMLAH PERTANGGUNGAN
International and Domestic Plans
/ Plan Internasional dan Domestik
Rp300,000,000 / Rp300.000.000
Rp250,000,000 / Rp250.000.000
Rp250,000,000 / Rp250.000.000
Rp150,000,000 / Rp150.000.000
Rp5,500,000 / Rp5.500.000
Rp1,250,000 / Rp1.250.000
Included / Termasuk
Trip Postponement: For the cost of rescheduling Your Citilink flight ticket if
the Trip is postponed due to covered reasons, i.e. Your accidental death,
Serious Injury or Serious Sickness or compulsory quarantine, or of Your Rp3,000,000 for International Trip,
Relative or Travel Companion.
Rp2,000,000 for Domestic Trip /
Section 12
Penundaan Perjalanan: untuk biaya penjadwalan ulang tiket Citilink Rp3.000.000 untuk Perjalanan
/ Pasal 12
penerbangan Anda jika perjalanan itu ditunda karena alasan yang dijamin Internasional, Rp2.000.000 untuk
diantaranya kematian akibat kecelakaan, Cedera Berat atau Sakit Parah atau Perjalanan Domestik
karantina wajib yang dialami oleh Anda atau Kerabat atau Teman Perjalanan
Anda.
*Please refer to the applicable Policy Section for cover details and sub limits or other restrictions that may apply.
*Silakan mengacu pada Pasal Polis yang sesuai untuk mengetahui detil jaminan dan sub-limit atau pembatasan lainnya.
P005/AIG-RT-QG/22022013
Page 1 of 18
Feedback
Umpan Balik
Our aim is to provide high quality services for Our customers. If You have
any feedback please contact Our AIG @ Your Service at 021 5291 4800 or
email customercare.indonesia@aig.com. We value Your input to increase
Our quality of service for Our customers.
This Policy sets out the terms and conditions of a contract of insurance
between PT AIG Insurance Indonesia and You. We have written the Policy in
plain English and Indonesian so that You may better understand it. Please
read the Policy carefully as this is a legal document.
In consideration of the payment of premium to Us specified in the Certificate
of Insurance, and subject to the definitions, limitations, exclusions, terms,
conditions and general provisions contained or endorsed in this Policy,
and on the basis of the truth of the proposal and declaration submitted and
statements made by You, We will insure You and promise to pay
indemnity for loss to the extent provided under this Policy while the Policy is
still in force. The period of insurance is stated in the Certificate of Insurance.
1)
1)
2)
2)
a)
b)
3)
3)
4)
4)
5)
CHECK IN means the date and time You confirm Your flight and are
issued with Your flight boarding pass at the departure airport on Your
schedule date of departure. If You check-in for Your Citilink flight outside
of the departing airport premises, for example, check-in online, then this
shall mean latter of (i) the date and time you check-in or (ii) 2 hours
before the scheduled departure time of the flight to which this insurance
relates.
5)
6)
HOSPITAL means a place that holds a valid license (if required by law);
operates primarily for the care and treatment of sick or injured
persons; has a staff of one or more Medical Practitioner available at all
times; provides 24-hour nursing service and has at least one registered
professional nurse on duty at all times; has organized diagnostic
and surgical facilities, either on premises or in facilities available
to the Hospital on a pre-arranged basis; and is not, except
incidentally, a clinic, nursing home, rest home, or convalescent
home for the aged, or a facility operated as a drug and/or alcohol
treatment centre.
6)
P005/AIG-RT-QG/22022013
Page 2 of 18
7)
7)
8)
INFANT shall mean a person who is between the age of 9 days and 2
years and who is traveling with adult ticket holder under a ticket
issued by Citilink.
8)
9)
INJURY means bodily Injury which You sustain during the Trip
and is caused by an Accident solely and independently of any other
causes within 90 consecutive days from the date of such Accident.
9)
10)
10)
11)
12)
11)
12)
13)
14)
14)
15)
15)
16)
16)
17)
17)
P005/AIG-RT-QG/22022013
Page 3 of 18
18)
and at the expiry of the 12 months period being beyond any hope of
improvement.
PRE-EXISTING MEDICAL CONDITION means any condition for
which You received medical treatment, diagnosis, consultation or
prescribed drugs within the 12 months period preceding the effective
date of the Policy; or for which medical advice or treatment was
recommended by a Medical Practitioner within the 12 months period
preceding the effective date of the Policy. It shall also mean any
condition or symptoms thereof that You were aware of prior to the
effective date of this Policy and for which a reasonable person would
have sought medical treatment or advice.
18)
19)
PUBLIC PLACE means any place to which the general public has
access, for example (but not limited to) airports, shops, restaurants,
hotel foyers, parks, beaches, golf course, driving range, public
buildings and like places.
19)
20)
20)
21)
21)
22)
22)
23)
23)
24)
24)
25)
25)
27)
27)
28)
TRAVELLING
28)
26)
COMPANION
means
the
person
who
is
26)
P005/AIG-RT-QG/22022013
Page 4 of 18
b)
29)
30)
30)
31)
32)
31)
32)
PART II - COVERAGE
BAGIAN II JAMINAN
Sum Insured
Schedule of Compensation
Injury Resulting in:
1. Death
2. Permanent Total Disablement
3. Permanent and incurable
paralysis of all limbs
100%}
100%}
100%}
4.
100%}
5.
100%}
6.
100%}
7.
75%}
15%}
Rp300,000,000
Rp60,000,000
Percentage of
principal sum
insured above
Daftar Kompensasi
Cedera menghasilkan:
1.
Kematian
2.
Cacat Total Tetap
3.
Kelumpuhan semua
anggota badan secara
tetap dan tidak dapat
disembuhkan
4.
Kehilangan penglihatan
pada kedua mata secara
total dan tetap
5.
Kehilangan dua atau lebih
anggota badan
6.
Kehilangan Kemampuan
Berbicara dan
Pendengaran secara total
dan tetap
7.
Kehilangan Pendengaran
secara total dan tetap
pada
a) kedua telinga
b) sebuah telinga
P005/AIG-RT-QG/22022013
100%}
100%}
100%}
100%}
Persentase dari
jumlah
pertanggungan
pokok di atas
100%}
100%}
75%}
15%}
Page 5 of 18
8.
50%}
8.
9.
Loss of limb
50%}
9.
Kehilangan Penglihatan
pada sebuah mata secara
total dan tetap
Kehilangan anggota
badan
50%}
50%}
When as the result of Injury or Sickness commencing while You are on Trip
and if in the opinion of Travel Guard, or an authorized representative of
Travel Guard, it is judged medically appropriate to move You to another
location for medical treatment, or to return You to Indonesia, Travel Guard,
or their authorized representative, will arrange for the evacuation utilizing the
means best suited to do so, based on the medical severity of Your condition.
We will pay Travel Guard directly the covered expenses for such evacuation
up to the sum insured limit specified in Section 2 in the Benefit Schedule for
Your Selected Plan.
Apabila, karena Cedera atau Sakit yang bermula pada saat Anda
melakukan Perjalanan dan apabila menurut pendapat Travel
Guard, atau perwakilan Travel Guard yang berwenang, Anda dinilai
layak secara medis untuk dipindahkan ke lokasi lain untuk
memperoleh penanganan medis, atau dikembalikan ke Indonesia,
maka Travel Guard, atau perwakilannya yang berwenang, akan
mengatur pelaksanaan evakuasi tersebut dengan menggunakan
sarana yang paling sesuai, berdasarkan tingkat parahnya kondisi
medis Anda. Kami akan membayar Travel Guard secara langsung
untuk biaya yang dijamin untuk evakuasi tersebut sampai dengan
batas jumlah pertanggungan yang ditentukan dalam Pasal 2 pada
Daftar Manfaat untuk Program Asuransi yang Anda Pilih.
EXCLUSIONS
We will not pay for:
1) Any expenses incurred for services provided by another party for which
You are not liable to pay, or any expenses already included in the cost
of a scheduled Trip.
PENGECUALIAN
Kami tidak akan membayar:
1) Setiap biaya yang ditimbulkan untuk layanan yang diberikan
oleh pihak lain yang tidak wajib Anda bayar, atau setiap biaya
yang telah tercakup dalam biaya Perjalanan yang telah Anda
jadwalkan sejak awal.
2) Setiap biaya untuk layanan yang tidak disetujui dan diatur
oleh Travel Guard, atau perwakilan Travel Guard yang
berwenang, selalu dengan ketentuan bahwa Kami memiliki
hak untuk mengesampingkan pengecualian ini apabila Anda
atau Teman Perjalanan Anda, karena alasan yang di luar
kendali Anda atau Teman Perjalanan Anda, tidak dapat
memberitahu Travel Guard saat situasi medis darurat sedang
berlangsung.
3) Setiap biaya yang berkaitan dengan Penyakit jika Anda telah
membeli Program Asuransi Perjalanan domestik.
2)
3)
In any event, We reserve the right to reimburse You only for those expenses
incurred for service which Travel Guard would have provided under the same
circumstances and up to the sum insured limit specified in Section 2 for Your
Selected Plan.
If You suffer an Injury as the direct result of an Accident occurring while You
on a Trip and within 30 consecutive days of the Accident date You loss Your
life as a result of such Injury,, Travel Guard or an authorized representative
of Travel Guard will make the necessary arrangements for the return of Your
mortal remains to Your usual place of residence in Indonesia.
We will:
1) pay directly to Travel Guard the covered expenses for such repatriation,
and
2) reimburse Your estate expenses actually incurred, for services and
supplies provided by the mortician or undertaker, including but not limited
to the cost of the casket, the embalming and cremation if so elected.
Kami akan:
1) membayar biaya yang ditanggung untuk repatriasi tersebut
langsung kepada Travel Guard, dan
2) memberikan penggantian kepada ahli waris Anda senilai
biaya aktual yang telah dikeluarkan untuk layanan dan
pasokan yang diberikan oleh pengatur pemakaman, termasuk
tetapi tidak terbatas pada biaya peti jenazah, pembalsaman,
dan kremasi apabila dipilih demikian.
The maximum amount that We will pay for all claims under Section 3 is the
P005/AIG-RT-QG/22022013
Page 6 of 18
sum insured limit specified for Section 3 in the Benefit Schedule for Your
Selected Plan.
EXCLUSIONS
We will not pay:
1) Any expenses incurred for services provided by another party for which
You are not liable to pay, or any expenses already included in the cost
of a scheduled Trip.
PENGECUALIAN
Kami tidak akan membayar:
1) Setiap biaya yang ditimbulkan untuk layanan yang diberikan
oleh pihak lain yang tidak wajib Anda bayar, atau setiap biaya
yang telah tercakup dalam biaya Perjalanan yang telah Anda
jadwalkan sejak awal.
2) Setiap biaya yang timbul untuk pengangkutan jenazah Anda
yang tidak disetujui dan diatur oleh Travel Guard atau oleh
perwakilan Travel Guard yang berwenang.
2)
In no event will the total of the Medical Expenses exceed the sum insured
limit specified in Section 4 in the Benefit Schedule for Your Selected Plan.
Dalam setiap keadaan, total Biaya Medis tidak akan melebihi batas
jumlah pertanggungan yang ditentukan dalam Pasal 4 pada Daftar
Manfaat untuk Program Asuransi yang Anda Pilih.
If You are entitled to receive compensation for all or part of the expenses
from any person or any other source, We will only pay the amount of Medical
Expenses actually incurred over and above the compensation received from
the other person or source up to the applicable Policy sum insured limit.
EXCLUSIONS
We will not pay for:
1)
Any expenses arising from pregnancy or childbirth, and or any injury or
sickness associated with pregnancy or childbirth.
PENGECUALIAN
Kami tidak akan melakukan pembayaran atas:
1) Setiap biaya yang timbul dari atau dikarenakan kehamilan
atau persalinan, dan/atau setiap cedera atau sakit yang terkait
dengan kehamilan atau persalinan.
2) Setiap biaya yang berkaitan dengan Penyakit jika anda telah
membeli Program Asuransi Perjalanan domestik.
2)
We will pay up to the sum insured limit specified in Section 5 in the Benefit
Schedule for Your Selected Plan, hospital income for Hospital Confinement
due to an Injury or Sickness You sustained during the Trip. If You are
hospitalized during the Trip, We will pay You Rp200,000 per day of such
hospitalization. Payment will be made after the period of Hospital
Confinement.
b)
c)
P005/AIG-RT-QG/22022013
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The maximum amount that We will pay under Section 6 is the sum insured
limit specified for Section 6 in Benefit Schedule for Your Selected Plan.
EXCLUSIONS
We will not pay for any claim:
1) caused directly or indirectly by government regulations or control;
2)
3)
4)
5)
6)
7)
If before the Citilink ticket was purchased there had been warning in the
mass media that such covered event(s) giving rise to claim(s) under
Section 6 b) above were likely to occur.
If after You have Checked In, the scheduled Citilink Air Carrier in which You
had arranged to travel is delayed for at least 6 consecutive hours from the
departure date as specified in the itinerary supplied to You due to
strike/industrial
action,
adverse
weather
condition,
mechanical
breakdown/derangement or structural defect of a Citilink Air Carrier, We will
pay a flat fee of Rp450,000 for every full 6 consecutive hours of delay, up to
Rp6,750,000.
EXCLUSIONS
We will not pay for any claim arising from:
1) Your failure to Check In according to the itinerary supplied to You;
PENGECUALIAN
Kami tidak akan membayar klaim yang disebabkan oleh:
1) Kelalaian Anda untuk melakukan Check-In sesuai dengan
rencana perjalanan yang telah diberikan kepada Anda;
2) Kelalaian Anda untuk mendapatkan konfirmasi tertulis dari
Citilink atau agen pelayanannya tentang jumlah jam
penundaan dan alasan penundaan tersebut; atau
3) pemogokan atau tindakan industrial yang terjadi pada tanggal
tiket Citilink bersangkutan dibeli, atau pada saat tiket tersebut
dibeli telah ada peringatan di media massa bahwa
pemogokan atau tindakan industrial tersebut mungkin akan
terjadi.
2)
3)
The maximum amount that We will pay under Section 7 is the sum insured
limit specified for Section 7 in the Benefit Schedule for Your Selected Plan.
P005/AIG-RT-QG/22022013
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We will pay for the cost of a return flight, under Section 8 of Your Selected
Plan up to the total original flight cost, incurred as a result of the above
events.
The maximum amount that We will pay under Section 8 is the sum insured
limit specified for Section 8 in the Benefit Schedule for Your Selected Plan.
We will pay You, up to the sum insured limit specified in Section 9 in the
Benefit Schedule for Your Selected Plan, for loss of or damage sustained
during the Trip to personal baggage taken or purchased which occurs:
(i)
(ii)
You must take every possible step and reasonable precaution to ensure:
a) that Your baggage or personal effects are not left unattended in a Public
Place; and
b) the safety of all personal property and baggage.
In the event any of Your personal baggage items is proven to be beyond
economical repair, a claim under this Policy will be treated as if the item had
been lost.
We will not be liable for more than Rp2,000,000 in respect of any one item or
pair or set of items.
We will pay for the repair cost or loss in cash of any baggage items You lose
or stolen or damaged after following for depreciation that We believe is
reasonable. At our sole discretion, We also have the option to repair or
replace the baggage items.
Depreciation may not be applied to electronic items that are purchased less
than 1 year from the date of the Accident if You produce supporting
documents (i.e. original receipts or original warranty cards) for claims.
A pair or set of items is treated as one item (e.g. a pair of shoes, a camera
and its standard accompanying lens and accessories).
EXCLUSIONS
We will not pay for:
1)
The following classes of property are excluded from coverage: animals,
snow skis, fruits, perishables and consumables, household effects,
antiques, artifacts, paintings, objects of art, computers, tablets,
(including handheld computers, software and accessories and Laptop
P005/AIG-RT-QG/22022013
Page 9 of 18
2)
2)
3)
3)
4)
4)
a.
b.
c.
d.
5)
5)
6)
6)
7)
7)
8)
Loss or damage arising as a result of Your failure to take due care and
precaution for the safeguard and security of such property.
8)
9)
11) Loss of or damage to cash and bank notes, cash card, bonds,
coupons, stamps, negotiable instruments, title deeds, manuscripts,
securities of any kind, loss of credit cards or replacement of credit
cards, identity cards and driving licenses or travel documents except as
provided for in Section 9.
11)
12)
9)
10)
13)
14)
15)
We will pay You up to the sum insured limit specified in Section 10 in the
Benefit Schedule for Your Selected Plan for the cost of obtaining
replacement passports, visa, or Citilink flight tickets lost due to robbery,
burglary, theft or natural disasters (typhoon, earthquake and other natural
disasters) during the Trip. The cost of replacing your lost documents includes
the necessary and reasonable costs, including additional transportation
costs, you pay and which are directly associated with getting a replacement
document to allow you to either continue with the Trip or return back to Your
home in Indonesia.
P005/AIG-RT-QG/22022013
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You have already departed for the Trip and have not returned to Your
home in Indonesia.
such loss is reported to the police having jurisdiction at the place of the
loss no later than 24 hours after the incident. Any claim must be
accompanied by written documentation from the police.
EXCLUSIONS
We will not pay for:
1)
any loss that is not reported to the police within 24 hours of the loss
and a written report is not obtained.
2)
This Policy provides 24-hour emergency medical assistance whilst You are
traveling.
b)
c)
2.
the new flight must be in the same flight class as original flight. For the
purpose of clarity, if Your original flight class was economy class, You
must purchase an economy class ticket for the new flight.
3.
If the same flight class is not available on Your intended departure date
and You upgrade the flight class, We will only reimburse You what You
would have been paid based on an equivalent fare to Your original
flight class, determined by us at time of claim based on current pricing
for a similar booking;
If you also submit a claim under Trip Cancellation benefit of this Policy, the
P005/AIG-RT-QG/22022013
Page 11 of 18
maximum claim amount we will pay You for both Trip Cancellation and Trip
Postponement benefits is the sum insured limit specified in Section 6 Trip
Cancellation of Your Selected Plan.
Perjalanan pada polis ini, maksimum nilai klaim yang akan kami
bayar untuk manfaat Pembatalan Perjalanan dan Penundaan
Perjalanan adalah sebesar total jumlah pertanggungan yang
ditentukan dalam Pasal 6 Pembatalan Perjalanan dari Program
Asuransi yang Anda Pilih.
EXCLUSIONS
We will not pay for any loss:
1.
caused directly or indirectly by government or government authoritys
regulations or control;
2.
caused by cancellation by Citilink;
3.
that is covered by any other existing insurance scheme or government
program;
4.
which will be paid or refunded by any other party;
PENGECUALIAN
Kami tidak akan memberikan pembayaran untuk setiap kerugian:
1. yang disebabkan secara langsung atau tidak langsung oleh
peraturan atau pengendalian pemerintah;
2. yang disebabkan pembatalan oleh Citilink;
3. yang ditanggung oleh setiap skema asuransi lainnya yang
sudah ada atau program pemerintah;
4. yang akan dibayarkan atau dibayarkan kembali oleh setiap
pihak lainnya;
5. apabila asuransi ini dibeli kurang dari 7 hari berturut turut
sebelum tanggal keberangkatan. Pengecualian ini tidak
berlaku untuk penyebab pembatalan perjalanan yang
dijelaskan di section 12 poin a diatas; atau
6. yang timbul dari atau dikarenakan kehamilan atau persalinan,
dan/atau setiap Cedera atau Sakit yang terkait dengan
kehamilan atau persalinan.
7. apabila sebelum tiket Citilink dibeli telah ada peringatan di
media massa bahwa peristiwa (peristiwa) yang dijamin di
poin b) diatas mungkin akan terjadi.
5.
6.
7.
if before the Citilink ticket was purchased there had been warning in
the mass media that such covered event(s) giving rise to claim(s)
under b) above were likely to occur.
(A)
1)
1)
2)
2)
3)
a)
3)
b)
4)
4)
5)
6)
5)
6)
7)
7)
8)
9)
hunting;
mountain climbing requiring rope and guides;
trekking above an altitude of 3,000 meters (unless part of an
organized tour, provided and supervised by a recognized
commercial operator, such activity is available to the general
public, does not require mountain climbing equipment and is at an
altitude of less than 5,500 meters);
d.
e.
f.
g.
rock climbing;
potholing;
polo;
big wave surfing;
8)
9)
P005/AIG-RT-QG/22022013
Page 12 of 18
10)
kite surfing;
parachuting, skydiving, hot air ballooning;
scuba diving unless with a qualified diving instructor and not
diving being 30metres; or
k. travelling in international waters in a private sail vessel or privately
registered sail vessel.
Riding or driving in any kind of race, participating in any professional
sports or in any sport in which You would or could earn or receive
remuneration, donation, sponsorship, award or certificate of any kind
and air travel (other than Air Travel to which this insurance relates);
h.
i.
j.
h.
i.
j.
10)
11)
11)
12)
13)
12)
13)
14)
15)
14)
15)
16)
When You are not fit to travel or are traveling against the advice of a
Medical Practitioner;
16)
17)
When one of the reasons of the Trip is to obtain medical care, advice
or treatment of any kind, even if this is not the sole purpose of the Trip;
or
17)
18)
18)
(B) THIS POLICY WILL NOT COVER ANY LOSS, INJURY, DAMAGE, OR
LEGAL LIABILITY SUFFERED OR SUSTAINED DIRECTLY OR
INDIRECTLY BY YOU IF YOU ARE:
(B)
1)
2)
3)
4)
1)
2)
3)
4)
a terrorist;
a member of a terrorist organization;
a narcotics trafficker; or
a purveyor of nuclear, chemical or biological weapons.
1)
2)
2)
4)
4)
5)
5)
6)
6)
1)
3)
kite surfing;
terjun payung, terjun bebas, balon udara;
scuba diving kecuali dengan instruktur menyelam yang
memenuhi syarat dan tidak menyelam 30 meter; atau
k. perjalanan di perairan internasional di kapal layar
pribadi atau kapal layar terdaftar.
Berkendara atau mengemudi dalam setiap jenis balapan, ikut
serta dalam suatu olah raga profesional atau suatu olah raga
di mana Anda akan atau dapat memperoleh atau menerima
imbalan, donasi, dukungan sponsor, hadiah atau sertifikat
apa pun, dan perjalanan udara (selain Perjalanan Udara
yang terkait dengan asuransi ini);
Bunuh diri atau upaya bunuh diri atau cedera yang disengaja
oleh diri sendiri, dalam keadaan waras maupun tidak, mabuk,
atau menggunakan obat-obatan atau pengobatan yang tidak
diresepkan;
Setiap Kondisi Medis yang Sudah Ada Sebelumnya;
Penyakit menular seksual, AIDS, infeksi HIV, dan infeksi
terkait AIDS;
Gangguan mental dan gangguan saraf atau gangguan tidur,
termasuk tetapi tidak terbatas pada ketidakwarasan;
Keterlibatan Anda dalam dinas atau operasi angkatan laut,
militer, atau angkatan udara, atau pengujian setiap jenis
kendaraan, dipekerjakan sebagai pekerja fisik, selama
terlibat dalam pertambangan lepas pantai atau darat,
fotografi udara, atau penanganan bahan peledak atau
amunisi, senjata api, atau tugas penerbangan (kecuali
sebagai penumpang);
Apabila Anda tidak dalam keadaan sehat untuk melakukan
perjalanan atau melakukan perjalanan bertentangan dengan
saran Praktisi Medis;
Apabila salah satu alasan Perjalanan adalah memperoleh
pelayanan, saran, atau penanganan medis apa pun, bahkan
apabila hal tersebut bukanlah satu-satunya tujuan Anda
melakukan Perjalanan; atau
Melakukan perjalanan di, ke, atau melalui Afganistan, Kuba,
Republik Demokratik Kongo, Iran, Irak, Liberia, Sudan, atau
Suriah.
3)
P005/AIG-RT-QG/22022013
Page 13 of 18
7)
8)
9)
7)
In any event, the Policy terminates on the 32nd calendar day of the first
departure date even if the return flight has not begun, and this Citilink
Shield Policy will terminate absolutely, effective from the 32nd day of
the first departure date stated in the flight itinerary.
11) LENGTH OF TRIP: In no event will a Return Trip Citilink Shield
Policy exceed 31 consecutive days for any one covered Trip.
11)
12)
13)
14)
15)
16)
P005/AIG-RT-QG/22022013
Page 14 of 18
2.
3.
A.
Arbitration
It is hereby declared and agreed that You and We shall
settle the dispute Arbitration Ad Hoc as follows:
A.
(i)
(i)
(ii)
(v)
P005/AIG-RT-QG/22022013
Arbitrase
Dengan ini dinyatakan dan disepakati bahwa
Anda dan Kami akan melakukan penyelesaian
perselisihan melalui Majelis Ad Hoc sebagai
berikut:
Page 15 of 18
B.
4.
18)
berlaku ketentuan yang diatur dalam undangundang tentang arbitrase, yang untuk saat ini
adalah Undang-Undang Republik Indonesia No.
30 Tahun 1999 tertanggal 12 Agustus 1999
tentang Arbitrase dan Alternatif Penyelesaian
Sengketa.
Court
It is hereby declared and agreed that You and We shall settle
the dispute through the District Court (Pengadilan Negeri)
within the territory of the Republic of Indonesia.
B.
4.
18)
For any loss or claim arising in, or where You or Your beneficiary under
the Policy is a citizen or instrumentality of the government of any
country(ies), against which any laws and/or regulations governing this
Policy and/or Us, its parent company or ultimate controlling entity have
established an embargo or other form of economic sanction which
have the effect of prohibiting Us to provide insurance coverage,
transacting business with or otherwise offering economic benefits to
You or Your beneficiary under this Policy.
19)
19)
20)
RULE OF REFUND: We will not allow any refund of premium once the
Policy is issued. Once the insurance is activated, it is nonchangeable, non-cancellable and non-refundable.
20)
21)
21)
22)
22)
P005/AIG-RT-QG/22022013
Pengadilan
Dengan dinyatakan dan disepakati bahwa Anda
dan Kami akan melakukan penyelesaian
sengketa melalui Pengadilan Negeri di wilayah
Republik Indonesia.
Page 16 of 18
23)
24)
24)
25)
GOVERNING LAW:
This Policy will be governed by and
interpreted in accordance with Indonesian law.
PREVAILING LANGUAGE: The text of this Policy shall be in the
English and Indonesian language versions and in the event of
different interpretation between the texts, the Indonesian language
text will prevail.
PAYMENT BEFORE COVER WARRANTY
25)
26)
27)
26)
27)
In the event that the total premium due is not paid and actually
received in full by Us (or the intermediary through whom this
Policy was effected) on or before the effective date, then the
Policy will be deemed to be cancelled immediately and no
benefits whatsoever will be payable by Us as cover never
attach. Any payment received thereafter will be of no effect on the
cancellation of the Policy.
28)
28)
29)
29)
OTHER LIMITATIONS:
The Return Trip Plan is only available for Round-trip tickets
i.
only.
ii.
Coverage is for insured persons aged from 2 years to attainment
of 75 years.
iii.
Infants traveling with an insured adult receive cover free of
charge (Rp0 Premium) with 20% of 24-Hour Personal Accident
and 100% of these benefits: Evacuation & Repatriation
Expenses, Medical Expenses, Trip Cancellation, Trip
Interruption, Personal Baggage, Loss of Travel Documents, 24Hour Emergency Medical Assistance and Trip Postponement.
30)
30)
P005/AIG-RT-QG/22022013
Page 17 of 18
iv.
v.
vi.
iv.
31)
DATA USE:
Any information collected or held by Us whether contained in Your
application or otherwise obtained may be used and disclosed to Our
associated individuals/companies or any independent third parties (within
or outside Indonesia) for any matters relating to Your application, any
policy issued and to provide advice or information concerning products
and services which We believe may be of interest to You and to
communicate with You for any purpose.
31)
32)
TRAVEL DATE CHANGE: date changes to Your Policy will only be valid
if there were changes made to airline flight booking.
32)
a.
b.
33) WAIVER:
It is hereby declared that in the event of You or We terminate this
Policy, then both parties agree to waive Articles 1266 and 1267 of the
Indonesia Civil Code and such termination shall be made without
requiring any consent of the district court (pengadilan negeri) within the
territory of the Republic of Indonesia.
33)
34)
P005/AIG-RT-QG/22022013
Page 18 of 18