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Republic of the Philippines

NAVAL STATE UNIVERSITY


Naval, Biliran

COLLEGE OF ARTS AND SCIENCES

Course Syllabus in

FINANCE 222
(Money, Credit and Banking)
Summer 2010

Course No.: FIN 222


Course Title: Money, Credit and Banking
Credit Units: 3 Units
Time Allotment: 54 hours
Course: BSBA

Prepared by:

JEREMY D. BALONDO
Part-Time Instructor

Reviewed by:

RICARDO P. MEJIA
Chairman, BSBA Department
Date: _________

APPROVED BY:

JOHN ANTHONY D. ROMAGOS, D.M.


Dean, College of Arts and Sciences
Date: _________
COURSE TITLE: MONEY, CREDIT AND BANKING

COURSE CODE: FIN 222

COURSE DESCRIPTION:

The course provides a background on the three major areas of finance:


the Philippine Money, the Philippine Credit System, and the Philippine
Banking System. It allows understanding on the local setting to better
appreciate international financial environment. The thrust is to
understand micro-finances and macro environment of finance. The
emphasis on credit and banking for business students is to have a
comprehensive overview of our local financial system.

COURSE OBJECTIVES:

Upon the successful completion of this course, students are expected


to:

1. further enhance comprehension on the financial system of the


Philippines;
2. understand how micro and macro financing operates;
3. understand how the financial sector was and is continuously
transformed by innovation, changes in regulation and international
policies;
4. identify relevance of money, credit and banking, its concepts,
principles, policies, and programs to existing social and economic
conditions;
5. understand the background of the major areas of finance; and,
6. be familiar with business and financial terms.

COURSE OUTLINE:

TOPICS TIME
Part I. INTRODUCTION
• NSU History, Vision and Mission
• Philosophy, Goals and Objectives of the College
• The Course Syllabus 3 hrs
• Course Requirements
• Course Overview
Part II. PHILIPPINE MONEY
• History of Money
• Concept of Money 3 hrs
• Functions of Money
• Importance of Money
• Classification of Money 3 hrs
• Monetary Systems
• Monetary Standards
• Monetary Policy 3 hrs
• Characteristics of Philippine Currency
• Theories about Value of Money
• Current Measures of Money 3 hrs
• Functions of Finance
• Exchange Rate
• The Monetary Board 3 hrs
• Euro, Dollar and other Currencies
Part III. PHILIPPINE CREDIT SYSTEM
• Nature of Credit
3 hrs
• Foundations of Credit
• Characteristics of Credit
3 hrs
• C’s of Credit
• Classifications of Credit
3 hrs
• Sources of Credit
MID-TERM EXAM
• Loans and Discounts
3 hrs
• Letter of Credit Financing
• Credit risk management
3 hrs
• Truth in Lending Act (Republic Act No. 3765)
• The Philippine Money Market
3 hrs
• The Philippine Bond Market
PART IV. PHILIPPINE BANKING SYSTEM
• Banks and Banking Perspective
3 hrs
• Philippine Banking History
• Philippine Banking Today
3 hrs
• Perspective on Bank and Banking
• Nature of Banking Business
• Principles of Banking Business 3 hrs
• Types of Banks
• Economic Significance of Banks
3 hrs
• Bank Instruments
• Deposit Functions
3 hrs
• Philippine Deposit Insurance Corporation
• Bank Reserves
3 hrs
• Philippine Financial System.
FINAL EXAM
TOTAL 54 hours

COURSE REQUIREMENTS:

1. Attendance and Class Participation

This course will meet thrice a week for 6 weeks. Each session
will be 3 hours. The accelerated pace requires students to take a
responsibility for their learning outcomes. Students are expected all
class sessions.
Students are expected to actively participate in class
discussions. Active participation may include asking course-related
questions, sharing new ideas or thoughts that could contribute to the
topic being discussed, and having a cooperative attitude and sense of
humor in making the class discussions lively. Consideration of other
students should also be noted to avoid dominating class discussions.
Class participation will be graded accordingly and will be given as
much weight as quizzes.

2. Quizzes and Formal Examinations


Every week, there will be a 20-item quiz that will be given to the
class which will cover the topics discussed during the week.
There will be two major examinations to be given during the
course. The Mid-Term Exam will be given at the end of the third week
or an equivalent of 27 hours completed. The Final Exam will be given
at the end of the sixth week.

3. Team Work and Report Presentations


Students will be formed into teams with members to be
assigned for group activities or group report presentations. The team
will be given a case or a topic to report in class. Involvement by each
member in the preparation and actual reporting of assigned work is
important. Presentation will be graded accordingly.
GRADING CRITERIA

Students will be graded according to the following basis:

1. Class Standing 30%


• Quizzes – 50%
• Recitation – 50%
2. Major Examinations 40%
• Mid-Term Exam – 50%
• Final Exam – 50%
3. Project 20%
• Group Work – 50%
• Team Report – 50%
4. Character 10%
• Classroom Discipline – 50%
• Cooperation – 50%
TOTAL 100%

MATERIAL REFERENCES:

1. Textbooks:

Alminar-Mutya, Ruby F., DBA, Introduction to Philippine Money,


Credit, Banking, 2nd Edition, Philippine Copyright 2002 – 2007

Fajardo, Feliciano R., Manansala, Manuel M., Money Credit and


Banking, 4th Edition, National Bookstore, Inc. 2006

Apolo, Jose, T., Practical Guidelines on Credit & Business


Transactions, 1st Edition National Bookstore, Inc., 2007

Kent, Reymond R., Money and Banking, Holt, Reniehart and


Winston Inc.., New York 2004

Whittesy, Charles R., Principles and Practices of Money and


Banking, Revised Edition MacMillan C. New York, 2000

Miranda, Gregorio S., Essentials of Money, Credit and Banking,


Manila L&G, Business House, 2004

2. Web References
http://www.bsp.gov.ph The website contains information on the
Philippine money and the role of the
central bank in the Philippine financial
system
http://business.inquirer.net Provides information about current news
and updates on Philippine businesses. It
also includes currency converter.
http://www.businessweek.com A weekly magazine focusing on the
private and public financial sectors as well
as the current financial market situation.
http://www.bonds-online.com Contains information on bonds, treasures,
corporate bonds and municipal bonds.
http://www.euromoney.com Up-to-date topics in the global money and
capital markets
http://www.econofinance.com Extensive directory of financial and
economics site from around the world.
http://en.wikipedia.org/wiki/Main_ Provides definition, history and current
Page information on businesses, famous
entrepreneurs and financial terms.