Menghitung Sisa Pinjaman Setelah Beberapa Kali Pemb

Suku bunga (per tahun

Lama cicilan (bulan)
Pokok Pinjaman
Total Bunga Pinjaman
Total Hutang

10.50%
120
500,000,000
309,609,981
809,609,981

Silahkan diisi sel warna kuning u

398,400,000

Bulan Pokok dibayar Bunga dibayarCicilan Bulanan

1
2
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5
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41
42

1
2
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5
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12
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21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

2,371,750
2,392,503
2,413,437
2,434,555
2,455,857
2,477,346
2,499,022
2,520,889
2,542,947
2,565,198
2,587,643
2,610,285
2,633,125
2,656,165
2,679,406
2,702,851
2,726,501
2,750,358
2,774,423
2,798,700
2,823,188
2,847,891
2,872,810
2,897,947
2,923,304
2,948,883
2,974,686
3,000,714
3,026,971
3,053,457
3,080,174
3,107,126
3,134,313
3,161,739
3,189,404
3,217,311
3,245,463
3,273,860
3,302,507
3,331,404
3,360,553
3,389,958

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

4,375,000
4,354,247
4,333,313
4,312,195
4,290,893
4,269,404
4,247,727
4,225,861
4,203,803
4,181,552
4,159,107
4,136,465
4,113,625
4,090,585
4,067,344
4,043,899
4,020,249
3,996,392
3,972,326
3,948,050
3,923,562
3,898,859
3,873,940
3,848,803
3,823,446
3,797,867
3,772,064
3,746,035
3,719,779
3,693,293
3,666,575
3,639,624
3,612,437
3,585,011
3,557,346
3,529,439
3,501,287
3,472,890
3,444,243
3,415,346
3,386,197
3,356,792

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750

Bunga Pinjaman
sudah dibayar
Rp 4,375,000
Rp 8,729,247
Rp 13,062,560
Rp 17,374,755
Rp 21,665,648
Rp 25,935,052
Rp 30,182,780
Rp 34,408,640
Rp 38,612,444
Rp 42,793,996
Rp 46,953,103
Rp 51,089,568
Rp 55,203,193
Rp 59,293,778
Rp 63,361,122
Rp 67,405,020
Rp 71,425,269
Rp 75,421,661
Rp 79,393,988
Rp 83,342,038
Rp 87,265,600
Rp 91,164,458
Rp 95,038,398
Rp 98,887,201
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43
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91
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95
96

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76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

3,419,620
3,449,542
3,479,725
3,510,173
3,540,887
3,571,870
3,603,124
3,634,651
3,666,454
3,698,536
3,730,898
3,763,543
3,796,474
3,829,693
3,863,203
3,897,006
3,931,105
3,965,502
4,000,200
4,035,202
4,070,510
4,106,127
4,142,056
4,178,299
4,214,859
4,251,739
4,288,942
4,326,470
4,364,326
4,402,514
4,441,036
4,479,895
4,519,094
4,558,636
4,598,525
4,638,762
4,679,351
4,720,295
4,761,598
4,803,262
4,845,290
4,887,686
4,930,454
4,973,595
5,017,114
5,061,014
5,105,298
5,149,969
5,195,031
5,240,488
5,286,342
5,332,598
5,379,258
5,426,326

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

3,327,130
3,297,208
3,267,024
3,236,577
3,205,863
3,174,880
3,143,626
3,112,099
3,080,296
3,048,214
3,015,852
2,983,207
2,950,276
2,917,056
2,883,547
2,849,744
2,815,645
2,781,248
2,746,549
2,711,548
2,676,240
2,640,623
2,604,694
2,568,451
2,531,891
2,495,011
2,457,808
2,420,280
2,382,423
2,344,236
2,305,714
2,266,855
2,227,655
2,188,113
2,148,225
2,107,988
2,067,399
2,026,455
1,985,152
1,943,488
1,901,460
1,859,063
1,816,296
1,773,155
1,729,636
1,685,736
1,641,452
1,596,781
1,551,718
1,506,262
1,460,408
1,414,152
1,367,492
1,320,423

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750

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97
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115
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120
-

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100
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102
103
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105
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110
111
112
113
114
115
116
117
118
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120
121
122
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129
130
131
132
133
134
135
136
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138
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141
142
143
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146
147
148
149
150

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

5,473,807
5,521,703
5,570,017
5,618,755
5,667,919
5,717,514
5,767,542
5,818,008
5,868,915
5,920,268
5,972,071
6,024,326
6,077,039
6,130,213
6,183,853
6,237,961
6,292,543
6,347,603
6,403,145
6,459,172
6,515,690
6,572,702
6,630,213
6,688,228

Rp 1,272,943
Rp 1,225,047
Rp 1,176,732
Rp 1,127,995
Rp 1,078,831
Rp 1,029,236
Rp 979,208
Rp 928,742
Rp 877,835
Rp 826,482
Rp 774,679
Rp 722,424
Rp 669,711
Rp 616,537
Rp 562,897
Rp 508,789
Rp 454,206
Rp 399,147
Rp 343,605
Rp 287,578
Rp 231,060
Rp 174,048
Rp 116,536
Rp 58,522

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750
6,746,750

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151
152
153
154
155
156
157
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159
160
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166
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235
236
237
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239
240

Beberapa Kali Pembayaran Cicilan

kan diisi sel warna kuning untuk merubah nilai sesuai keinginan..

Bunga Pinjaman
Sisa
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Pokok Pinjaman
sudah dibayar
Sisa
Rp 2,371,750
Rp 4,764,252
Rp 7,177,690
Rp 9,612,244
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###
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Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

###
###
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99,360,256
96,510,513
93,694,868
90,913,620
88,167,071
85,455,523
82,779,283
80,138,661
77,533,966
74,965,515
72,433,624
69,938,613
67,480,805
65,060,525
62,678,101
60,333,866
58,028,152
55,761,298
53,533,642
51,345,529
49,197,303
47,089,315
45,021,916
42,995,461
41,010,309
39,066,821
37,165,361
35,306,298
33,490,002
31,716,847
29,987,212
28,301,476
26,660,024
25,063,243
23,511,525
22,005,263
20,544,855
19,130,703
17,763,211
16,442,787

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###
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###

Rp 15,169,844
Rp 13,944,797
Rp 12,768,065
Rp 11,640,070
Rp 10,561,239
Rp 9,532,003
Rp 8,552,795
Rp 7,624,053
Rp 6,746,218
Rp 5,919,737
Rp 5,145,058
Rp 4,422,634
Rp 3,752,924
Rp 3,136,387
Rp 2,573,490
Rp 2,064,701
Rp 1,610,495
Rp 1,211,348
Rp 867,743
Rp 580,166
Rp 349,106
Rp 175,058
Rp 58,522
Rp 0

###
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Rp 6,688,228
Rp 0

FACTOR RATE
Perhitungan Manual
Th Factor Rate
1
88.849
2
47.073
3
33.214
4
26.334
5
22.244
6
19.550
7
17.653
8
16.253
9
15.184
10
14.347
11
13.678
12
13.134
13
12.687
14
12.314
15
12.002
16
11.737
17
11.512
18
11.320
19
11.154
20
11.011

Perhitungan manual
Hasil langsung dapat diketahui
Nilai Cicilan =

Nilai Pinjaman
X FR
1000

Suku Bunga
12.00%
Isi Sel warna Kuning
Sesuai Rate yg berlaku

Nilai Pokok Pinjaman

500,000,000
Tahun Cicilan
5
Nilai Cicilan
11,122,224
Isi Sel warna Kuning
Sesuai keinginan

#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!
#REF!

Err:502
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Err:502