DISTRIBUTOR ELEKTRIKAL
BIAYA OPERASIONAL
NO.
KETERANGAN
VOLUME
UNIT
1 Tenaga Kerja
Pemilik (Biaya hidup)
Karyawan
Office Boy
7
1
5
1
Orang
Orang
Orang
Orang
Sub-Total
0.00%
0.00%
0.00%
0.00%
%
%
%
%
Sub-Total
0.00%
0.00%
0.00%
0.00%
%
%
%
%
Sub-Total
4 Biaya Operasional:
Listrik
Telpon
Suplai
Lain-lain
1
1
1
1
HARGA
PER-UNIT
3,000
1,500
500
Link
50,000
6,000
0
11,000
link
50,000
6,000
0
11,000
100
Lump Sum
1,000
Lump Sum
200
Lump Sum
100
Lump Sum
Sub-Total
GRAND TOTAL
Rp 000
TOTAL
HARGA
3,000
7,500
500
11,000
0
0
0
0
0
0
0
0
0
0
100
1,000
200
100
1,400
12,400
FORMULIR A
DISTRIBUTOR ELEKTRIKAL
PERKIRAAN INVESTASI
NO.
KETERANGAN
I
Tanah
1 Biaya Pembelian Tanah
2 Biaya Pematengan Tanah
VOLUME
UNIT
Umur Ekonomis
(bulan)
Rp 000
TOTAL
HARGA
HARGA
PER-UNIT
0
0
m2
m2
Sub-Total
---
II Bangunan
1 Kontrak Ruko
2
1.00
0.00
Unit
Lump Sum
Sub-Total
12
36
50,000
2.00
2.00
1.00
1.00
Unit
Unit
Unit
Unit
Sub-Total
36
36
36
36
500
IV Kendaraan
1. Mobil (kijang)
2. Motor bebek
0.00
0.00
Unit
Unit
Sub-Total
60
60
V Legalitas
1. Biaya Perizinan
2. Royalty Fee
0.00
0.00
Lump Sum
Lump Sum
Sub-Total
12
12
TOTAL
250
4,000
500
0
0
0
50,000
0
50,000
1,000
500
4,000
500
6,000
0
0
0
0
0
0
56,000
FORMULIR C
DISTRIBUTOR ELEKTRIKAL
KELOMPOK DAN PORSI PENJUALAN BARANG
NO.
KETERANGAN
Rp 000
UNIT
1 Harga Jual (Rp)
Omset
Porsi
100.00%
HPP
75.00%
Total
PENJUALAN
Per-bulan
PORSI
PENJUALAN
Per-bulan
%
300,000
Total Penjualan perbulan
300,000
300,000
%
300,000
Total Harga Pokok Barang
HPP
225,000
225,000
Nama Proyek
Nama File Komputer
ASUMSI
Keterangan
Kenaikan Harga Jual
Kenaikan Harga Pokok
Kenaikan Biaya Operasina
DISTRIBUTOR ELEKTRIKAL
0.00% per-bulan
0.00% per-bulan
0.00% per-bulan
BULAN-1
BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
105.00%
110.00%
115.00%
120.00%
125.00%
125.00%
125.00%
125.00%
125.00%
300,000
315,000
330,000
345,000
360,000
375,000
375,000
375,000
375,000
375,000
225,000
236,250
247,500
258,750
270,000
281,250
281,250
281,250
281,250
281,250
Rp 000
BULAN-11 BULAN-12
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
125.00%
125.00%
375,000
375,000
281,250
281,250
\0 {paneloff}
/wgpe/wgrn/wgrm
LAMPIRAN-01
DISTRIBUTOR ELEKTRIKAL
PROYEKSI NERACA
KETERANGAN
Harta:
Harta Lancar:
Kas & Bank
Masa
Investasi
228,094
233,287
242,723
256,402
274,324
296,489
337,898
379,799
422,194
Persediaan
225,000
236,250
247,500
258,750
270,000
281,250
281,250
281,250
281,250
Piutang
TOTAL
150,000
603,094
157,500
627,037
165,000
655,223
172,500
687,652
180,000
724,324
187,500
765,239
187,500
806,648
187,500
848,549
187,500
890,944
56,000
56,000
(4,333)
51,667
56,000
(8,667)
47,333
56,000
(13,000)
43,000
56,000
(17,333)
38,667
56,000
(21,667)
34,333
56,000
(26,000)
30,000
56,000
(30,333)
25,667
56,000
(34,667)
21,333
56,000
(39,000)
17,000
56,000
654,761
674,370
698,223
726,319
758,657
795,239
832,314
869,882
907,944
39,200
39,200
0
406,817
406,817
0
369,834
369,834
0
332,851
332,851
0
295,868
295,868
0
258,885
258,885
0
221,902
221,902
0
184,919
184,919
0
147,936
147,936
0
110,953
110,953
16,800
0
16,800
190,200
57,744
247,944
190,200
114,336
304,536
190,200
175,172
365,372
190,200
240,251
430,451
190,200
309,572
499,772
190,200
383,137
573,337
190,200
457,195
647,395
190,200
531,746
721,946
190,200
606,791
796,991
56,000
0
654,761
0
674,370
0
698,223
0
726,319
0
758,657
0
795,239
0
832,314
0
869,882
0
907,944
0
Harta Tetap:
Investasi
Akumulasi Penyusutan
Harta Bersih
Total Harta
Hutang & Modal
Hutang lancar:
- Hutang Dagang
- Pinjaman Bank
Modal:
Setoran Modal
Laba ditahan
Total Modal & Akumu. Keuntungan
Total Hutang dan Modal
56,000
LAMPIRAN-02
DISTRIBUTOR ELEKTRIKAL
PROYEKSI ALIRAN DANA
Masa
Investasi
KETERANGAN
PENDAPATAN
A/R Collection
307,500
322,500
337,500
352,500
367,500
375,000
375,000
375,000
(450,000)
(11,000)
0
0
(1,400)
0
(462,400)
(247,500)
0
(11,000)
0
0
(1,400)
0
(259,900)
(258,750)
0
(11,000)
0
0
(1,400)
0
(271,150)
(270,000)
0
(11,000)
0
0
(1,400)
0
(282,400)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(292,500)
0
(11,000)
0
0
(1,400)
0
(304,900)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(312,400)
47,600
51,350
55,100
58,850
62,600
81,350
81,350
81,350
0
(50,000)
(6,000)
0
0
(56,000)
(36,983)
(36,983)
(36,983)
(36,983)
(36,983)
(36,983)
(36,983)
(36,983)
(36,983)
56,000
(523)
540,494
(5,424)
(42,407)
(4,931)
(41,914)
(4,438)
(41,421)
(3,945)
(40,928)
(3,452)
(40,435)
(2,959)
(39,942)
(2,466)
(39,449)
(1,972)
(38,955)
228,094
5,193
9,436
13,679
17,922
22,165
41,408
41,901
42,395
228,094
233,287
242,723
256,402
274,324
296,489
337,898
379,799
AKTIVITAS OPERASIONAL:
Pembelian Barang
- Tunai
- Kredit
Tenaga Kerja
Asuransi & Kesehatan:
Perbaikan & Pemeliharaan:
Biaya Operasional:
Pajak PPh
190,200
16,800
173,400
KREDIT BANK
443,800
39,200
404,600
(443,800)
KAS AKHIR
228,094
233,287
242,723
256,402
274,324
296,489
337,898
379,799
422,194
LAMPIRAN-03
DISTRIBUTOR ELEKTRIKAL
PROYEKSI LABA / RUGI
Masa
Investasi
KETERANGAN
Penjualan
Harga Pokok Penjualan
Keuntungan Kotor
Biaya Operasional:
Tenaga Kerja
Asuransi & Kesehatan:
Perbaikan & Pemeliharaan:
Biaya Operasional:
Biaya Penyusutan:
Bangunan
8.33%
Mesin & Perlengkapan
2.78%
Kendaraan
1.67%
Legalitas
8.33%
TOTAL BIAYA OPERASIONAL
Pendapatan Operasional
Biaya Bunga
TOTAL
Pendapatan Sebelum Pajak
Pajak PPh
Laba (Rugi Bersih)
Dividen
Akumulasi Keuntungan
perbulan
1.33%
0.00%
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
58,267
62,017
65,767
69,517
73,267
77,017
77,017
77,017
77,017
(523)
(523)
(5,424)
(5,424)
(4,931)
(4,931)
(4,438)
(4,438)
(3,945)
(3,945)
(3,452)
(3,452)
(2,959)
(2,959)
(2,466)
(2,466)
(1,972)
(1,972)
57,744
0
57,744
0
56,592
0
56,592
0
60,836
0
60,836
0
65,079
0
65,079
0
69,322
0
69,322
0
73,565
0
73,565
0
74,058
0
74,058
0
74,551
0
74,551
0
75,044
0
75,044
0
57,744
114,336
175,172
240,251
309,572
383,137
457,195
531,746
606,791
LAMPIRAN-04
DISTRIBUTOR ELEKTRIKAL
PROYEKSI HARGA POKOK & PENJUALAN
KETERANGAN
Persediaan (Rp):
Persediaan Awal
Pembelian
Persediaan Akhir:
Harga Pokok Barang
Masa
Investasi
BULAN-1
BULAN-2
BULAN-3
BULAN-4
BULAN-5
BULAN-6
BULAN-7
BULAN-8
BULAN-9
0
450,000
(225,000)
225,000
225,000
247,500
(236,250)
236,250
236,250
258,750
(247,500)
247,500
247,500
270,000
(258,750)
258,750
258,750
281,250
(270,000)
270,000
270,000
292,500
(281,250)
281,250
281,250
281,250
(281,250)
281,250
281,250
281,250
(281,250)
281,250
281,250
281,250
(281,250)
281,250
300,000
315,000
330,000
345,000
360,000
375,000
375,000
375,000
375,000
(150,000)
150,000
150,000
(157,500)
307,500
157,500
(165,000)
322,500
165,000
(172,500)
337,500
172,500
(180,000)
352,500
180,000
(187,500)
367,500
187,500
(187,500)
375,000
187,500
(187,500)
375,000
187,500
(187,500)
375,000
BULAN-1
BULAN-2
BULAN-3
BULAN-4
BULAN-5
BULAN-6
BULAN-7
BULAN-8
BULAN-9
(56,000)
0
(578,000)
(312,400)
0
0
47,600
0
0
51,350
0
0
55,100
0
0
58,850
0
0
62,600
0
0
81,350
0
0
81,350
0
0
81,350
(56,000)
(890,400)
47,600
51,350
55,100
58,850
62,600
81,350
81,350
81,350
Penjualan:
Total Penjualan
Piutang (Credit Card)
- Awal
- Akhir
A/R Collection
LAMPIRAN-05
DISTRIBUTOR ELEKTRIKAL
ANALISA INVESTASI & RASIO KEUANGAN
KETERANGAN
INTERNAL RATE OF RETURN (IRR)
Investasi
Modal Kerja
Kas Bersih Operasi
Nilai Sisa:
- Aset Bersih
- Persediaan
- Piutang
IRR 3.34%
Masa
Investasi
Payback Period
Bagiandaribuku"Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
Total Investasi
Kas Bersih Operasi
(56,000)
Total
Akumulasi
12
(578,000)
(312,400)
(890,400)
(946,400)
1
0
47,600
47,600
(898,800)
1
0
51,350
51,350
(847,450)
1
0
55,100
55,100
(792,350)
1
0
58,850
58,850
(733,500)
1
0
62,600
62,600
(670,900)
1
0
81,350
81,350
(589,550)
1
0
81,350
81,350
(508,200)
1
0
81,350
81,350
(426,850)
1
0
39,200
0.00%
603,094
406,817
148.25%
627,037
369,834
169.55%
655,223
332,851
196.85%
687,652
295,868
232.42%
724,324
258,885
279.79%
765,239
221,902
344.85%
806,648
184,919
436.22%
848,549
147,936
573.59%
890,944
110,953
802.99%
(56,000)
(56,000)
14
bulan
Rasio Keuangan:
Likuiditas - Harta Lancar (A)
- Hutang Lancar (B)
A/B x 100%
R. O. I.
0
56,000
0.00%
58,267
597,017
9.76%
62,017
560,034
11.07%
65,767
523,051
12.57%
69,517
486,068
14.30%
73,267
449,085
16.31%
77,017
412,102
18.69%
77,017
375,119
20.53%
77,017
338,136
22.78%
77,017
301,153
25.57%
R. O. E.
0
16,800
0.00%
57,744
190,200
30.36%
56,592
190,200
29.75%
60,836
190,200
31.99%
65,079
190,200
34.22%
69,322
190,200
36.45%
73,565
190,200
38.68%
74,058
190,200
38.94%
74,551
190,200
39.20%
75,044
190,200
39.46%
Rp 000
BULAN-10 BULAN-11 BULAN-12
465,081
508,462
552,332
281,250
281,250
281,250
187,500
933,831
187,500
977,212
187,500
1,021,082
56,000
(43,333)
12,667
56,000
(47,667)
8,333
56,000
(52,000)
4,000
946,498
985,545
1,025,082
0
73,970
73,970
0
36,987
36,987
0
0
0
190,200
682,328
872,528
190,200
758,358
948,558
190,200
834,882
1,025,082
946,498
0
985,545
0
1,025,082
0
Rp 000
BULAN-10 BULAN-11 BULAN-12
375,000
375,000
375,000
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
(281,250)
0
(11,000)
0
0
(1,400)
0
(293,650)
81,350
81,350
81,350
36983
(36,983)
(36,983)
(1,479)
(38,462)
(986)
(37,969)
42,888
43,381
43,870
422,194
465,081
508,462
Bagiandaribuku"Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
465,081
508,462
Rp 000
BULAN-10 BULAN-11 BULAN-12
375,000
375,000
375,000
(281,250) (281,250)
(281,250)
93,750
93,750
93,750
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(11,000)
0
0
(1,400)
(4,167)
(167)
0
0
(16,733)
(4,167)
(167)
0
0
(16,733)
77,017
77,017
(4,167)
(167)
0
0
(16,733)
0
77,017
(1,479)
(1,479)
(986)
(986)
(493)
(493)
75,537
0
75,537
0
76,030
0
76,030
0
682,328
758,358
76,524
0 << % pajak dihitung rata-rata, dan dapat dirubah
76,524 sesuaikan dengan jenis legalitas Usaha (PT, CV, Perorangan)
0 << Diisi jika ada pembagian keuntungan
834,882
Rp 000
BULAN-10 BULAN-11 BULAN-12
281,250
281,250
(281,250)
281,250
281,250
281,250
(281,250)
281,250
281,250
281,250
(281,250)
281,250
375,000
375,000
375,000
187,500
(187,500)
375,000
187,500
(187,500)
375,000
187,500
(187,500)
375,000
Rp 000
BULAN-10 BULAN-11 BULAN-12
0
0
81,350
0
0
81,350
0
0
81,350
4,000
281,250
187500
81,350
81,350
554,100
0
81,350
81,350
(345,500)
1
0
81,350
81,350
(264,150)
1
0
81,350
81,350
(182,800)
1
933,831
73,970
1262.45%
977,212
36,987
2642.04%
1,021,082
0
#DIV/0!
77,017
264,170
29.15%
77,017
227,187
33.90%
77,017
190,200
40.49%
75,537
190,200
39.71%
76,030
190,200
39.97%
76,524
190,200
40.23%
LAMPIRAN-0
DISTRIBUTOR ELEKTRIKAL
RINGKASAN & ASUMSI
Rp 000
Suku Bunga Kredit
16,800
173,400
39,200
404,600
634,000
Hutang Dagang
16.00% per-tahun
Porsi
30.00%
Persediaan Barang
Kenaikan Harga Jual
1.00
30.00%
Bulan
0.00%
0.00%
0.00%
70.00%
per-bulan
- Tunai
- Kredit
100.00%
0.00%
(1 bulan)
per-bulan Piutang
per-bulan - Tunai
- Kredit
50.00%
50.00%
(1 bulan)
70.00%
BULAN-1 BULAN-2 BULAN-3 BULAN-4
36,983
36,983
36,983
36,983
523
5,424
4,931
4,438
37,506
300,000
42,407
315,000
41,914
330,000
41,421
345,000
40,928
360,000
40,435
375,000
39,942
375,000
39,449
375,000
38,955
375,000
38,462
375,000
37,969
375,000
37,480
375,000
225,000
57,744
228,094
236,250
56,592
233,287
247,500
60,836
242,723
258,750
65,079
256,402
270,000
69,322
274,324
281,250
73,565
296,489
281,250
74,058
337,898
281,250
74,551
379,799
281,250
75,044
422,194
281,250
75,537
465,081
281,250
76,030
508,462
281,250
76,524
552,332
Rasio Keuangan:
Likuiditas
148.25%
169.55%
196.85%
232.42%
279.79%
344.85%
436.22%
573.59%
#DIV/0!
9.76%
30.36%
bulan
11.07%
29.75%
12.57%
31.99%
14.30%
34.22%
16.31%
36.45%
18.69%
38.68%
20.53%
38.94%
22.78%
39.20%
R. O. I.
R. O. E.
Payback Period
IRR 1 tahun
IRR 5 tahun
14
3.34%
16.68%
25.57%
39.46%
29.15%
39.71%
33.90%
39.97%
Per-tahun (seharusnya dihitung seumur ekonomis mesin usaha ini, coba dikalikan 5 tahun, ini merupakan nilai IRR minimal)
40.49%
40.23%