Corporate Governance
94
OCBC NISP
Roadmap GCG
GCG Roadmap
95
Governance Structure
96
OCBC NISP
RUPS
mempunyai
wewenang
untuk
meminta
pertanggungjawaban Dewan Komisaris dan Direksi
terkait dengan pengelolaan perusahaan, mengubah
anggaran dasar, mengangkat dan memberhentikan
Dewan Komisaris dan Direksi, memutuskan pembagian
tugas dan wewenang Direktur dan lainnya. Melalui RUPS,
para pemegang saham dapat melakukan evaluasi kinerja
Direksi dan Dewan Komisaris dengan melihat capaian
Bank atas target-target kinerja di bidang ekonomi, sosial,
lingkungan, dan indikator-indikator lainnya mencakup
pelayanan kepada pelanggan, persepsi pasar terhadap
Bank, kepatuhan terhadap peraturan perundangan dan
sebagainya. [4.4] [4.10]
2. DEWAN KOMISARIS
2. BOARD OF COMMISSIONERS
97
Dewan Komisaris
Presiden Komisaris
Nama/Name
Pramukti Surjaudaja
Komisaris
Chairman
Commissioner
Jusuf Halim
Commissioner
Commissioner
98
Board of Commissioners
OCBC NISP
Pengawasan Stratejik
Melakukan pengawasan dengan mengarahkan,
memantau dan mengevaluasi implementasi kebijakan
stratejik.
Strategic Supervision
To carry out supervision by directing, monitoring and
evaluating implementation of strategic policies.
Risks Supervision
To oversee and ascertain that risk appetite and risk
management activities are in line with the strategic
purpose, operational environment, effective internal
control, capital adequacy and Bank Indonesia
regulations.
99
Orang
Person
18,430
581
TOTAL
19,011
TOTAL
100
Dewan Komisaris
Board of Commissioners
Jumlah Komisaris
Number of Commissioners
>Rp 2 Miliar
> Rp 2 Billion
Rp 1 Billion up to Rp 2 billion
OCBC NISP
A. Komite Audit
A. Audit Committee
101
102
OCBC NISP
3. DIREKSI
3. BOARD OF DIRECTORS
Komposisi Direksi
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
*
**
Jabatan
Presiden Direktur & CEO
Parwati Surjaudaja
Na Wu Beng
Direktur
Direktur
Yogadharma Ratnapalasari
Position
President Director & CEO
Managing Director
Direktur
Emilya Tjahjadi
Managing Director
Direktur
Thomas Arifin
Managing Director
Andrae Krishnawan W. *
Managing Director
Direktur
Hartati
Direktur
Martin Widjaja
Direktur
Johannes Husin *
Direktur
Direktur
Managing Director
Managing Director
Managing Director
Managing Director
* Serving as Director effective since July 29, 2013
** Serving as Director effective since August 30, 2013
103
104
OCBC NISP
Financial Statements
Human Capital Issues.
Employee Engagement Survey 2013.
Corporate Culture ONe PIC.
Issuance of 2013 Medium Term Notes and Rights Issue.
Review on Realization of Products/Activities 2013
Business Plan.
New Product Approval Process (NPAP).
Code of Conduct.
Competitor Update.
105
Orang *)
Person
Jumlah
(Rp Juta)
Amount
(in Rp Million)
11
81,132
11
962
TOTAL
11
82,094
TOTAL
Jumlah Direktur *)
Number of Director
>Rp 2 Miliar
11
> Rp 2 Billion
Rp 1 Billion up to Rp 2 billion
106
OCBC NISP
F. Komite Fraud
F. Fraud Committee
107
I. Komite Network
I. Network Committee
J. Komite Harga
J. Price Committee
Komite
Network
dibentuk
untuk
mendukung
pengembangan jaringan kantor/network agar optimal
dan efektif. Wewenang Komite Network Bank OCBC
NISP diantaranya adalah: a) memutuskan investasi atas
jaringan/network yang bersifat strategis. b) memastikan
optimalisasi distribusi jaringan/network cabang dan ATM,
c) memberi persetujuan atas lokasi untuk kantor dan ATM
baru, dan d) menyusun kebijakan jaringan distribusi agar
tercapai tujuan optimalisasi jaringan/network, termasuk
di dalamnya menentukan kewenangan batas pembagian
wilayah dan struktur organisasi di jaringan/network.
Komite Network diketuai oleh Presiden Direktur.
Komite Harga bertugas mengevaluasi dan menetapkan
harga yang wajar atas pembelian barang dan/atau jasa
oleh Unit Kerja di Kantor Pusat. Komite menerima laporan
sampling test terhadap mutu pekerjaan kontraktor di
lapangan dan kualitas produksi barang-barang yang dibeli
dan dikendalikan Unit Kerja tertentu pada Bank OCBC NISP.
108
OCBC NISP
109
Socialization in 2013
110
OCBC NISP
2. Compliance Awareness
Compliance
Awareness
merupakan
sosialisasi
pentingnya fungsi dan peranan kepatuhan dalam
program Premier Banking dan Wealth Management
(PBWM)
3. Compliance Forum
Compliance Forum adalah media sosialisasi pada unit
Operation. Selama tahun 2013.
Departemen
Departement
Forum
Awareness
Roadshow
Pelatihan
Training
Total
Regulatory
13
10
12
35
AML-CFT
10
12
39
64
Sanksi Administratif
Administrative Sanctions
111
112
OCBC NISP
Pelaporan
Reporting
Aktivitas
Periode/Period
25,509 Transaksi/Transactions
42 Laporan/Reports
Activities
Reported on Cash Financial Transactions
Reported Suspicious Financial Transactions
113
114
AUDIT INTERNAL
INTERNAL AUDIT
OCBC NISP
115
Pelatihan Anti-Fraud
Anti-Fraud Training
WHISTLEBLOWING SYSTEM
WHISTLEBLOWING SYSTEM
Pengelolaan Pengaduan
Feedback Processing
116
OCBC NISP
Pelapor/Whistleblower
LAPORAN
Pelapor/Whitleblower membuat laporan baik lisan maupun tertulis kepada atasnnya.
Untuk laporan secara lisan, atasan wajib mendokumentasikannya dan kemudian
mengkorfimasikannnya kepada pelapor.
REPORT
Whitleblower submits oral or written report to his/her supervisor. For oral reports, supervisor shall
file the documentation and ask confirmation from whistleblower.
Atasan/Supervisor
Division Head/Regional
Coordinator
Internal Audit Div. Head atau
Presiden Direktur atau Presiden
Komisaris/
Head of Internal Audit Division
or President Director or
President Commissioner
PEMBERITAHUAN
Pada saat atasan/Division Head/Regional Coordinator menerima laporan, mereka wajib segera
memberitahukan Internal Audit Division Head
NOTIFICATION
on receipt of report, Supervisor/Division Head/Regional Coordinator shall notify the Internal Audit
Division Head
PEMBERITAHUAN
Presiden Direktur wajib diberitahu sesegera mungkin (paling lambat 1x24 jam) atas segala hal
kejadian yang dilaporkan kepada Internal Audit Divison
NOTIFICATION
The President Director shall be informed as soon as possible (1x24 hour at the latest) of issues
reported to the Internal Audit Divison
PENUGASAN/ASSIGNMENT
Whistleblowing
Investigation Officer
Memberitahu kasus
yang dilaporkan melalui
whistleblowing, sehingga
dengan demikian
whistleblowing Protection
Program dimulai
The Whistleblowing
Protection program starts
with acknowledment of
cases reported through the
whistleblowing system
Whistleblowing
Protection Program
117
Total Fraud
Total Fraud Case
Telah diselesaikan
Resolved
Dewan Komisaris/Direksi
BOD/BOC
Tahun
Sebelumnya
Previous Year
Tahun
Sebelumnya
Previous Year
Tahun
Berjalan
Current Year
Tahun
Sebelumnya
Previous Year
Tahun
Berjalan
Current Year
OCBC NISP
Tahun
Berjalan
Current Year
118
Pegawai Tetap
Permanent Employees
Protection of
Employees
Whistleblower
and
Investigator
Policy on Sanctions
119
BUDAYA PERUSAHAAN
CORPORATE CULTURE
Budaya Bank OCBC NISP yang diberi nama ONe PIC (OCBC
NISP One, Professionalism, Integrity, Customer Focus),
secara umum berarti sebagai berikut:
ONe =
P
=
I
=
C
=
120
OCBC NISP
121
Pada tahun 2013 Bank OCBC NISP telah melakukan GCG self
assessment mengacu kepada ketentuan Bank Indonesia
tentang Pelaksanaan Tata Kelola Perusahaan (GCG) bagi
Bank Umum sebagaimana yang diatur dalam PBI No. 8/4/
PBI/2006, PBI No. 8/14/PBI/2006 dan SEBI No. 15/15/DPNP.
PERMASALAHAN HUKUM
LEGAL ISSUES
By the end of 2013, there were some legal issues that were
being faced by Bank OCBC NISP consisting of 41 civil cases.
Three cases had been resolved with firm legal basis and 38
cases were still in completion process. In addition to civil
cases, the Bank was also facing three criminal cases as
follows:
122
OCBC NISP
Pelapor/Reporter: Bank
Terlapor/Reported: VV & PC
Polres Cimahi
Pelapor/Reporter: TT
Terlapor/Reported: KR
Pelapor/Reporter: FRN
Terlapor/Reported: MND
LPB/184/III/2012/Jabar
123
124
OCBC NISP
Metode Pelibatan
Methods of Engagement
Karyawan
Employees
RUPS Tahunan
AGMS
RUPS Luar Biasa
EGMS
Laporan keuangan
Financial Statements
Pengungkapan informasi dan peristiwa
penting
Disclosure of important information and
events
Laporan tahunan
Annual Report
Paparan publik
Public expose
Pertemuan analis dan lembaga
pemeringkat
Analyst and rating agency meeting
Frekuensi Pertemuan
Frequency of Engagement
Tahunan
Annually
Sesuai kebutuhan
As required
Sesuai kebutuhan
As required
Sesuai kebutuhan
As required
Sesuai kebutuhan
As required
Dua bulanan
Bimonthly
Sesuai kebutuhan
As required
Setahun sekali
Once a year
Bulanan
Monthly
Rutin
Routine
Topik Utama
Key Topics
Peningkatan nilai investasi melalui
peningkatan kinerja Bank
Increased investment value through
increased the Banks performance
Perolehan dividen setiap akhir tahun
buku
Obtaining dividends each financial year
end
Akuntabilitas dan akurasi laporan
keuangan
Accountability and accuracy of financial
statements
Transparansi laporan kondisi operasional
Transparency on operational conditions
report
Penghargaan atas hak-hak pemegang
saham sesuai aturan perundangundangan yang berlaku
Respecting the shareholder rights under
prevailing laws and regulations
Perkembangan kinerja Bank dan
sosialisasi kebijakan baru yang
dikomunikasikan lewat e-mail, edaran
dan media lainnya.
Well informed regarding Banks
performance progress and new policies
communicated through e-mails,
newsletters and other media.
Jaminan kesejahteraan karyawan
Employee welfare security
Praktik non-diskriminasi
No discriminatory practice
Suasana kerja yang kondusif, aman dan
nyaman
Conducive, safe and comfortable working
atmosphere
Penghargaan atas hak-hak karyawan
sesuai aturan perundang-undangan
yang berlaku
Respecting employees rights under
prevailing laws and regulations
125
126
Metode Pelibatan
Methods of Engagement
Frekuensi Pertemuan
Frequency of Engagement
Topik Utama
Key Topics
Sesuai kebutuhan
As required
Mitra Kerja
Business partners
(vendor, supplier,
contractor)
Sesuai kebutuhan
As required
Masyarakat
Community
OCBC NISP
Sekali setahun
Once a year
24 jam 7 hari seminggu
24 hours 7 days a week
1. PEMEGANG SAHAM
1. SHAREHOLDERS
a. Composition of Shareholders
Jumlah Saham
Number of
Shares
Shareholders
%
9,760,695,612
85.1%
7,273,245,613
85.1%
113,439
48,560
0.0%
0.0%
113,439
48,560
0.0%
0.0%
Board of Commissioners:
Pramukti Surjaudaja
Hardi Juganda
1,483,210
0.0%
1,105,224
0.0%
Board of Directors:
Parwati Surjaudaja
1,710,307,665
14.9%
1,274,405,559
14.9%
Other shareholders
(ownership interest each below 5%)
11,472,648,486
100.0%
8,548,918,395
100.0%
Total
127
Pemegang Saham
Shareholders
No.
1
9,760,695,612
85.1%
290,205,792
2.5%
161,254,212
1.4%
BP2S LONDON S/A ABERDEEN ASIAN SMALLER COMPANIES INVESMENT TRUST PLC
158,473,583
1.4%
SURYASONO SENTOSA, PT
153,889,900
1.3%
143,143,133
1.2%
116,233,583
1.0%
109,330,884
1.0%
UDAYAWIRA UTAMA, PT
102,220,067
0.9%
10
BP2S LUXEMBOURG S/A ABERDEEN GLOBAL EMERGING MARKETS SMALLER COMPANIES FUND
100,722,543
0.9%
128
Jumlah Saham
Number of Shares
OCBC NISP
c. Investor Relations
129
e. Rights of Shareholders
130
OCBC NISP
2. KARYAWAN
2. EMPLOYEES
a. Web internal
Merupakan portal berbasis internet sebagai media
komunikasi internal yang dapat diakses oleh seluruh
karyawan yang diberi fasilitas akses ke sistem. Web
internal menyajikan informasi perusahaan, informasi
seputar kegiatan karyawan baik dalam lingkup unit
kerja maupun komunitas karyawan, juga sebagai media
survei, serta informasi kegiatan yang bersifat korporat
yang berlangsung di seluruh kantor dan lain-lain. Web
internal dikelola oleh Divisi Information Technology
sedangkan materi informasinya dapat dilakukan oleh
semua unit kerja yang berkepentingan.
a. Internal Web
An internet-based portal as an internal communication
medium that can be accessed by all employees who
are given access to the system. Internal web presents
corporate information, information on activities
of employees both in work unit and employees
community, serves as survey media, as well as
information on corporate activities taking place at the
entire offices and so forth. Internal web is managed by
Information Technology Division and the information
materials can be contributed by all concerned units.
c. Email Blast
Fasilitas ini dimanfaatkan untuk penyebaran informasi
secara merata bagi seluruh karyawan (email to
everyone) atau penyebaran informasi kepada seluruh
leaders (email to all Leaders/Info Leader) terkait
berbagai informasi seperti target dan pencapaian,
kinerja maupun program dan informasi korporat yang
bersifat nasional.
c. Email Blast
This facility is utilized for dissemination of information
to all employees equally (email to everyone) or all
leaders (email to all Leaders/Info Leader) related
to a wide range of information such as target and
achievement, performance as well as corporate
programs and information nationwide.
Human resources are key assets for Bank OCBC NISP. The
entire accomplishments and performance of the Bank are
created and achieved through dedication and hard work
of all employees. On the other hand, employees have
expectations such as conducive working atmosphere, clear
career path and performance assessment, performancebased remuneration and ensured welfare.
To align expectations of employees and the Company with
effective two-way communication, we establish various
means of internal communication between management
and employees, or with labor unions as representative of
employees. Internal communication is also a key to building
teamwork solidity. Available internal communication
media are:
131
132
e. Video Conference
Fasilitas video converence dimanfaatkan untuk
memudahkan diskusi langsung antar daerah. Fasilitas
ini tersedia di Kantor Pusat dan Cabang di Jakarta,
Bandung, Surabaya, Medan dan Makassar sehingga
jarak tidak lagi menjadi kendala dan komunitas lebih
efisien dan efektif.
e. Video Conference
Video converence is utilized to facilitate direct
discussions between regions. This facility is available
at the Head Office and Branches in Jakarta, Bandung,
Surabaya, Medan and Makassar so that distance is
no longer a constraint and communication is more
efficient and effective.
f. Tele Conference
Selain video conference, diskusi juga dapat dilakukan
melalui tele conference. Melalui tele conference,
pelaporan dan monitoring terhadap pelaksanaan
beberapa program dan kegiatan dapat dilakukan.
f. Tele Conference
In addition to video conference, discussion can also take
place via conference call. Via tele conference, reporting
and monitoring of implementation of several programs
and activities can be done.
h. Majalah Internal ON Us
Majalah internal ON Us atau Majalah Internal OCBC NISP
Us (OCBC NISP Kita) diterbitkan setiap bulan sebagai
media komunikasi dari karyawan dan untuk karyawan.
Berbagai informasi dapat disampaikan melalui
berbagai rubrik majalah ini, baik yang bersifat korporat
maupun informasi umum lainnya. Melalui Majalah ON
Us, diharapkan karyawan dapat memperoleh berbagai
informasi penting baik yang bersifat korporat, seperti
kegiatan perusahaan dan karyawan, maupun informasi
umum lainnya yang menambah pengetahuan,
seperti artikel keluarga dan penyuluhan kesehatan
termasuk informasi penyakit-penyakit berbahaya,
profil karyawan yang berprestasi, bedah buku dan film
sampai artikel mengenai kuliner dari berbagai kota.
Dengan keberadaan majalah internal ini diharapkan
seluruh karyawan mendapat jangkauan informasi yang
sama sehingga tercipta keterikatan dan rasa memiliki
dengan perusahaan (engagement). [LA8]
h. ON Us Internal Magazine
ON Us internal magazine or Internal Magazine OCBC
NISP Us is published monthly as communication media
from employees and for employees. A wide range
of information can be conveyed on various sections
of this magazine, both corporate and other general
information. Through ON Us internal magazine,
the employees are expected to obtain important
information both corporate informaion, such as
activities of the Company and employees, as well as
other general information that adds to knowledge,
such as family and health education articles including
information regarding dangerous diseases, profiles
of outstanding employees, reviews of books and
movies and articles on culinary from various cities. The
presence of internal magazine is expected to enable all
employees to obtain equal information so as to create
engagement and sense of belonging to the Company.
[LA8]
OCBC NISP
Komunitas Karyawan
Employees Communities
a. Sports Community
Sports community at Bank OCBC NISP consists of softball,
baseball, indoor soccer, basketball, volley ball, gowes
(cycling) and athletics. The Bank supports employees sports
activities by covering expenses of training, competition
and tournaments at local, national and international levels.
Until 2013, sports activities and achievements of Bank
OCBC NISPs employees are:
133
134
b. Komunitas Seni
Komunitas seni yang dikembangkan di Bank OCBC NISP
meliputi komunitas fotografi, paduan suara, dan seni
musik.
b. Arts Community
Arts community developed in Bank OCBC NISP includes
photography, choir and music communities.
OCBC NISP
3. NASABAH
3. CUSTOMERS
Responsibility to Customers
135
b. SMS Push
Sejak tahun 2005, Bank OCBC NISP menyediakan Layanan
SMS Push sebagai saluran komunikasi bagi Bank untuk
menyampaikan informasi kepada nasabah. Melalui layanan
ini, Bank dapat mengirimkan informasi yang sesuai dengan
kebutuhan nasabah. Jumlah SMS Push yang dikirimkan
pada tahun 2013 sebanyak 4.514.267 SMS.
b. SMS Push
Since 2005, Bank OCBC NISP provides SMS Push Service
as communication channel for the Bank to deliver
information to customers. With this service, the Bank can
send information to suit customers needs. The number of
SMS Push sent in 2013 was 4,514,267 SMS.
c. Website Bank
Untuk mempermudah nasabah mendapatkan informasi
perusahaan, baik produk dan layanan yang tersedia maupun
promo yang sedang berlaku, Bank OCBC NISP menyediakan
website Perusahaan (www.ocbcnisp.com) yang berfungsi
sebagai portal layanan dan juga menyediakan informasi
terkini. Website Bank berisi informasi korporat (termasuk
informasi keuangan), produk, promo, dan kegiatan
perusahaan. Jumlah pengunjung website pada tahun 2013
tercatat 1.796.371 pengunjung yang mengakses 3.072.215
halaman informasi.
136
OCBC NISP
d. Media Sosial
Bank memanfaatkan media sosial Facebook dan Twitter
untuk menjangkau komunitas yang lebih luas dalam
menyebarkan informasi produk. Akun media Facebook
fan page Bank OCBC NISP dan Twitter @Bank OCBC NISP
secara resmi diluncurkan pada tanggal 1 Desember 2011.
Kedua akun ini menjadi media baru bagi publik untuk
mendapatkan berbagai informasi, menyampaikan keluhan
dan saran, serta menjalin keterikatan (engagement) baik
antara Bank dengan publik maupun antar sesama anggota
(fans dan follower). Keluhan, pertanyaan, atau masukan
baik di Twitter maupun Facebook akan direspon oleh Tim
d. Social Media
The Bank utilizes social media such as Facebook and Twitter
to reach out to the wider community in disseminating
product information. Media accounts of Facebook fan
page Bank OCBC NISP and Twitter @Bank OCBC NISP were
officially launched on December 1, 2011. Both of these
accounts are new meda for the public to obtain a wide
range of information, submit complaints and suggestions
and establish engagement both between the Bank and
the public and among fans and followers. Complaints,
questions, or feedback both on Twitter and Facebook will
be responded by Corporate Social Media Team during office
137
138
e. Temu Nasabah
Sejalan dengan keinginan kami untuk fokus pada nasabah
(customer focus), strategi komunikasi pemasaran yang kami
lakukan lebih diarahkan kepada interaksi langsung dengan
nasabah. Dengan pendekatan dan memperkenalkan
produk secara personal, maka nasabah akan memperoleh
gambaran yang lebih jelas sebelum memilih produk yang
sesuai kebutuhannya. Untuk produk-produk yang memiliki
tingkat kompleksitas dan risiko tinggi, Bank secara rutin
mengadakan berbagai kegiatan untuk memberikan
edukasi kepada nasabah dalam bentuk sosialisasi,
customer gathering, market outlook dan workshop bedah
portofolio di kota-kota dimana Bank OCBC NISP berada
seperti: Jakarta, Medan, Batam, Palembang, Jogjakarta,
Makassar, Manado, Pontianak, dan Samarinda.
e. Customers Gathering
In line with our desire for customer focus, marketing
communication strategy that we are doing is more to direct
interaction with customers. With personal approach and
product introduction, then the customers will get clearer
picture before choosing products according to their needs.
For products with high complexity and high risk, the Bank
regularly holds various events to educate the customers in
form of socialization, customers gathering, market outlook
and workshop for portfolio review in the cities where
Bank OCBC NISP operates such as: Jakarta, Medan, Batam,
Palembang, Yogyakarta, Makassar, Manado, Pontianak and
Samarinda.
OCBC NISP
Customer Experience
Customer Experience
139
140
OCBC NISP
141
4. MITRA KERJA
4. BUSINESS PARTNERS
142
OCBC NISP
Komite Harga
Price Committee
143
Indikator Kepatuhan
Compliance Indicators
Pemenuhan Bank
Bank Fulfillment
Acuan
Reference
19.28%
9% - 10%
Tidak ada
None
Tidak
Diperkenankan
Not allowed
(Ketentuan)
(Provision)
0.35%
< 5%
8.14%
> 8%
26.93%
> 4,0%
144
Compliance Aspect
8.44%
> 8%
0.40%
< 20%
OCBC NISP
6. MASYARAKAT
6. THE COMMUNITY
145
146
OCBC NISP
Nama
Name
Jabatan
Position
Organisasi
Organization
Posisi di Organisasi
Position in Organization
Pramukti Surjaudaja
Presiden Komisaris
President Commissioner
Kadin Indonesia
Indonesian Chamber of Commerce and
Industry
Komisaris Independen
Independent Commissioner
Konsultan
Consultant
Jusuf Halim
Komisaris Independen
Independent Commissioner
Anggota
Member
Anggota
Member
Anggota
Member
Anggota
Member
Parwati Surjaudaja
Komisaris
Commissioner
147
Wholesale Banking
Enterprise Banking
Commercial Banking
Transaction Banking
Wholesale Banking A
Enterprise
Banking
National Commercial
Business
Head of Transaction
Banking
Financial Institution
Treasury Trading
Sani Effendy
Rusli Hidayat
Robby
Wholesale Banking B
Enterprise Banking
Jakarta & Kalimantan
National Emerging
Business
Trade Product
Management
Asset Liability
Management
Suwano
Sianny Purnamawati
Jeffrey C. Tjoeng
Heriyanto
Mellia Liman
Wholesale Banking
Credit
Management
Enterprise Banking
Medan, Palembang, dan
Sumatera
Danny Suhermanto
Trade Sales
Treasury Advisory
Gianto Kusno
Novelina Luciana
Enterprise
Banking Bandung
Cash Management
Product
Suwardi Chandra
Amran Setiawan
Enterprise Banking
Credit Management
Cash Management
Sales
Franki
Cindy Siauw
Value Chain
-
148
OCBC NISP
Treasury Group
Board of
Commissioners
Compliance Division
Imelda Widjaja
President Director
Corporate Communication
Tina R. Tjintawati
Internal Audit
Rudy Dekriadi
Network Group
Senior Corporate
Executive - Product
Development
Metropolitan Secured
Loan Distribution
Senior
Corporate Executive
Ka Jit
Paulus A. Tjarman
Faisal Firdaus
Metropolitan
Liabilities & Wealth
Distribution
Yenny Susilo
Secured Loan
Heintje Mogi
Unsecured Loan
Irwan S. Tisnabudi
Consumer Portfolio
Management
Hengky Kurniawan ZR
Consumer Marketing
Strategy
Andreas Kurniawan
Consumer Planning &
Quality Assurance
Ivonne P Chandra
Unit Usaha Syariah
Koko Tjatur Rachmadi
Region A
Julizar
Region B
Julizar
Corporate Secretary
Angeline Nangoi
Customer Experience
Boyke I. Aveanto
Risk Management
Group
Operation & IT
Corporate Credit
Risk Management
HC Services
Financial Control
Business Solutions
Technology
Henry Sawali
Irawan Linko
Monalisa
David Formula
HC Planning &
Development
Enterprise Integration
Technology
Lily Johan
Corporate Planning
& Performance
Management
HC Business Partner
Central Operations
Technology
Irene Widjajanti
MG Puspowati T.
Hannar Yogia
Gregorius Henry
Filipus Haidiman S.
Operations Services
Region C
Iwan Dharmawan
Lisda Lionardo
Cynthia V. The
Asset Liability
Risk Management
Operations Network
Region D
Budi Gunawan
Andyani Pusparini
Thomas Purnawarman
Operations Risk
Management
Region E
Ricko Irwanto
Hengky Tanring
Operations
Development
Joyce
Asset Recovery
Management
Operations Process
Linda Adam
Joyce
Operations
Monitoring
C. Zilvia Suzanna
Iswahyudi Raharjo
Corporate Legal
Lili S. Budiana
149
PROFIL ORGANISASI
Organization Profile
[2.1]
Bank Umum, Bank Devisa dan Bank yang melakukan kegiatan berdasarkan prinsip syariah
Commercial Bank, Foreign Exchange Bank, and Sharia Bank
[2.4]
[2.5]
Indonesia
[2.6]
[2.7]
[2.8]
Skala organisasi
Organization scale
Jumlah Karyawan
Employees
6,735
Liabilitas
Liablilities
Ekuitas
Equity
Total Aset
Total Asset
150
OCBC NISP
PROFIL
1
1.1
1.2
PROFIL ORGANISASI
PROFILE
Halaman
Page
12-15, 16-21
16-21
Description
Keterbukaan
Profile Disclosure
2.1
Nama Organisasi.
150
2.2
AR
2.3
AR, 148-149
2.4
AR, 150
2.5
AR, 150
2.6
2.7
AR, 150
2.8
2.9
2.10
PARAMETER LAPORAN
AR, 11
Profile Laporan
Report Profile
3.1
3.2
3.3
Siklus pelaporan
3.4
3.5
3, 125
3.6
3.7
3.8
3.9
3.10
151
PROFIL
PROFILE
3.11
3.12
5, 151
3.13
Tata Kelola
Governance
4.1
4.2
AR, 92
4.3
n.a.
4.4
4.5
4.6
4.7
4.8
4.9
4.10
AR, 99
AR, 8, 10
4.11
4.12
35
4.13
146
4.14
4.15
4.16
4.17
152
OCBC NISP
Stakeholder Engagement
51, 64, 125,
126
125
125
Key topics and concerns that have been raised through stakeholder
engagement, and how the organization has responded to those key
topics and concerns, including through its reporting.
PROFIL
PROFILE
Kinerja Ekonomi
EC1
EC2
EC3
EC4
Economic Performance
AR, 30
35
AR, 85
31
Keberadaan Pasar
Market Presence
EC5
84
EC6
143
EC7
78
EC8
EC9
32, 50
Material
Materials
EN1
37
EN2
37
EN3
38
EN4
39
Energi
EN5
EN6
EN7
Energy
38
39, 40
39
Air
Water
EN8
41
EN9
41
EN10
41
Biodiversity
EN11
42
EN12
n.a.
EN13
n.a.
EN14
n.a.
153
PROFIL
EN15
PROFILE
42
EN16
Jumlah emisi gas rumah kaca yang sifatnya langsung maupun tidak
langsung dirinci berdasarkan berat
n.a.
EN17
n.a.
EN18
38, 40, 42
EN19
n.a.
EN20
n.a.
NOx, SOx, and other significant air emissions by type and weight.
EN21
41
EN22
41
EN23
n.a.
EN24
n.a.
EN25
41
EN26
EN27
EN28
EN30
36
Monetary value of significant fines and total number of nonmonetary sanctions for non-compliance with environmental laws
and regulations.
n.a.
44
Compliance
Transport
Keseluruhan
Overall
Pekerjaan
Employment
LA1
77
LA2
AR, 87
LA3
86
LA4
90
LA5
n.r.
LA6
OCBC NISP
Labor/Management Relations
154
n.a.
Transportasi
Dampak lingkungan yang signifikan akibat pemindahan produk
dan barang-barang lain serta material yang digunakan untuk
operasi perusahaan, dan tenaga kerja yang memindahkan.
37, 38, 40
Kepatuhan
EN29
PROFIL
PROFILE
LA7
92
LA8
LA9
92
LA10
81
LA11
87
LA12
83
LA13
LA14
85
HR1
143
HR2
76, 143
HR3
82
77
Non-Diskriminasi
HR4
Non-Discrimination
76
91
82
Pekerja Anak
HR6
HR7
HR8
Child Labor
Praktek Keamanan
Security Practices
Indigenous Rights
146
155
PROFIL
PROFILE
MASYARAKAT
Komunitas
SO1
SO2
SO3
SO4
Local Communities
44, 49
112, 115
Anti Korupsi
Corruption
Kebijakan Publik
Public Policy
SO5
n.a.
SO6
AR, 123
SO7
SO8
111
Total number of legal actions for anti-competitive behavior, antitrust, and monopoly practices and their outcomes.
111
Monetary value of significant fines and total number of nonmonetary sanctions for non-compliance with laws and regulations.
Kepatuhan
Compliance
PR1
n.a.
PR2
n.a.
PR3
135
PR4
136
PR5
AR, 140
Komunikasi Pemasaran
Marketing Communications
PR6
AR, 136
PR7
136
PR8
141
PR9
111, 143
Kepatuhan
156
OCBC NISP
Compliance
PROFIL
PROFILE
Portfolio Produk
Product Portfolio
FS1
FS2
FS3
FS4
FS5
FS6
FS7
72
FS8
n.a.
n.a.
36, 42
42
36, 44
42,44,49
AR hal 366370
Audit
FS9
Audit
Kepemilikan Aktif
Active Ownership
FS10
145
FS11
n.a.
FS12
n.a.
157
LEMBAR TANGGAPAN
ATAS LAPORAN KEBERLANJUTAN BANK OCBC NISP 2013
Response Sheet on Bank OCBC NISP Sustainability Report 2013
Laporan Keberlanjutan Bank OCBC NISP 2013
Penilaian Anda
Your Comment
No
Area
Area
1.
2.
3.
4.
5.
6.
Profil Pembaca
Readers Profile
Jenis Kelamin
Gender
Umur
Age
Pendidikan terakhir
Highest Education
Pekerjaan
Occupation
Nama Institusi
Name of Institution
Bidang Usaha/Organisasi
Field of Work/Organization
Kami menghargai tanggapan dan saran yang Anda berikan kepada kami.
We value your comments and suggestions.
Kirimkan lembar ini ke:
Send this page to:
PT Bank OCBC NISP Tbk
Corporate Communication Division
Up. Tina Tjintawati
OCBC NISP Tower
Jl. Prof. Dr. Satrio Kav. 25
Jakarta 12940 - Indonesia
Tel. (62-21) 255 33 888
Fax. (62-21) 579 44 000
158
OCBC NISP
Daftar Isi
Contents
27-32
1-11
74-93
Kinerja Ekonomi
Economic Performance
Budaya Perusahaan
Corporate Culture
10
Penghargaan
Accolades
11
33-47
Kinerja Lingkungan
Environmental Performance
Memberi Kontribusi Untuk
Lingkungan yang Lestari
Providing Contributions to
Sustainable Environment
33
48-73
12-26
16
22
Saluran Distribusi
Distribution Channel
24
74
94-123
94
124-147
Kinerja Sosial
Social Performance
48
Pelibatan Pemangku
Kepentingan
Stakeholder Engagement
Membangun Komunikasi Yang Efektif 124
Building Effective Communication
148-158
Informasi Lainnya
Other Information
Struktur Organisasi
Organization Structure
148
Profil Organisasi
Organization Profile
150
151
Lembar Tanggapan
atas Laporan Keberlanjutan Bank
OCBC NISP 2013
Response Sheet on Bank OCBC NISP
Sustainability Report 2013
158
2013
Providing Values to Customer, Community and Environment
Head Office
OCBC NISP Tower
Jl. Prof. Dr. Satrio Kav.25
Jakarta 12940 - Indonesia
Tel. (62-21) 255 33 888
Fax. (62-21) 579 44 000
www.ocbcnisp.com
2013
Sustainability Report