Number of Interest Loan

Payments Rate Amount

Payment
Key
FV and
Amortization
Key

Input
Key

Shift Key

1
 Shift Key

DISP

Set Decimal Places:

3 Decimal Places
Keystrokes:

Shift Key
DISP Key
3 Key

2
 Shift Key

Clear

To Clear All Inputs:

Keystrokes

Shift Key C

3
 Payment
Key

Shift Key

Set Number of Payments per Year:

12 Payments a Year
Keystrokes:

12 Shift Key PMT

4
 Number of Interest Loan
Payments Rate Amount

Payment
Key
FV and
Amortization
Key

Input
Key

Shift Key

To Calculate a Payment: Keystrokes:

100000 PV
Notice that the PMT is a
$100,000 Mortgage 6.5 I/YR
6.5% Interest 30 Shift Key N negative number.
30 Years Where the mortgage
Press PMT amount is a positive
-632.07 number the PMT will be
a negative and vice
versa

5
 To make the displayed
number a + or -change
the sign.

To Change sign:

Keystrokes

+/-

6
 Number of Interest Loan
Payments Rate Amount

Payment
Key
FV and
Amortization
Key

Input
Key

Shift Key

To Calculate Interest: Keystrokes: Be Sure to Change the

100000 PV
PMT to a - number
$100,000 Mortgage -632.07 PMT
$632.07 Payment 30 Shift Key N
30 Years
Press I/YR
6.5

7
 Number of Interest Loan
Payments Rate Amount

Payment
Key
FV and
Amortization
Key

Input
Key

Shift Key

To Figure Amortization For a Single Payment: (Make Sure You Have Mortgage
Information Imputed)

$100,000 Mortgage Keystrokes:

6.5% Interest 240 Input Key
30 Years 240 Shift Key FV Amort
$632.07 Payment Press = Key
Figure for Payment Number 240 Interest -303.30
Principal -328.77
Balance 55,664.31

8
 Number of Interest Loan
Payments Rate Amount

Payment
Key
FV and
Amortization
Key

Input
Key

Shift Key

(Make Sure You Have Mortgage Information Imputed)

For a Series of Payments 1 to 240
$100,000 Mortgage Keystrokes:
6.5% Interest 1 Input Key
30 Years 240 Shift Key FV Amort
$632.07 Payment Press = Key
Figure for Payment Numbers 1 to 240 Interest -107,361.11
Principal -44,335.69
Balance 55,664.31

9
 RCL

To Recall An Input:

Keystrokes

RCL and any Finance Key

10