CERTIFICATECUMPOLICYSCHEDULE
CertificatecumPolicyNo:3001/10220910/00/000
Foranyassistancepleasecall18002666Pleasesavethenumberforyourreference
ForRENEWALS:Visitwww.icicilombard.comorcall18002666
POLICYDETAILS
DETAILSOFTHEPOLICYHOLDER
InsuredName
PolicyIssuingOffice
InsuredAddress
ICICILombardGeneralInsurance
CompanyLTD,ICICILOMBARD
HOUSE,414,VeerSavarkarMarg,
NearSiddhiVinayakTemple,
Prabhadevi,Mumbai400025
From16:09 07/06/2014
06/06/2015midnight
PeriodofInsurance
ContactNo.(s)
EmailAddress
10220910
CoverNoteNo:
BANKOF
INDIA,JALANDHAR
HypothecatedTo
VEHICLEDETAILS
Registrationno&RTOLocation
PB18-BR-6000&PUNJABJALANDHAR
Make&Model
EngineNo.
CHEVROLET/SPARK1.0 49187KC2
ChassisNo.
631019
MFGYear CC
2008
Seatingcapacity Typeofbody
5
Saloon
INSUREDDECLAREDVALUE
VehicleIDV(InRs.)
1,20000
Elec/ElectronicAccessories(inRs.)
0.00
NonElecAccessories(inRs.)
0.00
CNG/LPGunit(inRs.)
0.00
Trailer(inRs.)
0.00
TotalValue(inRs.)
1,20,000
SCHEDULEOFPREMIUM(INRS.)
OwnDamage(A)
BasicOwnDamage
ZeroDepreciation(ZD)
NCB (20%)
Total
SubTotal(Deductions)
Total
Liability(B)
3,676.00 BasicThirdPartyLiability
00.00 PaidDriver(IMT28)
765.00 PACoverForOwnerDriverOfRs.2,00,000
2,910.00Total
00.00
00.00
2,910.00
TotalLiabilityPremium
941.00
50.00
100.00
1,091.00
ServiceTax(InclEdu.CessAndHigherEdu.Cess)
Totalpremium(inRs.)
1,091.00
3,901.00
482.16
4,383.00
GeographicalArea:India
CompulsoryDeductibles:Rs.1000 VoluntaryDeductible:Rs.0
LIMITSOFLIABILITY:(a)UnderSectionII1(i)ofthepolicy>Deathoforbodilyinjury:Suchamountasisnecessarytomeetthererequirementsofthe
MotorVehiclesAct,1988.
(b)UnderSectionII1(ii)ofthepolicy>DamagetoThirdPartyPropertyRs7,50,000.00PACoverforOwnerDriverundersectionIII:CSIRs2,00,000.00
LIMITATIONSASTOUSE:Thepolicycoversuseofthevehicleforanypurposeotherthan:Hireorreward,Carriageofgoods(otherthansamplesor
personalluggage),organisedracing,Pacemaking,reliabilitytrailsorspeedtestinganypurposeinconnectionwithMotorTrade.
DRIVER'SCLAUSES:Anypersonincludingtheinsured:ProvidedthatapersondrivingholdsandeffectiveDrivingLicenseatthetimeoftheaccidentandis
notdisqualifiedfromholdingorobtainingsuchalicense.ProvidedalsothatthepersonholdinganeffectiveLearner'sLicensemayalsodrivethevehicleand
thatsuchapersonsatisfiestherequirementsofRule3oftheCentralMotorVehiclesRules,1989.
IMPORTANTNOTICE:TheInsuredisnotindemnifiedifthevehicleisusedordrivenotherwisethaninaccordancewiththisSchedule.Anypaymentmadeby
theCompanybyreasonofwidertermsappearingintheCertificateinordertocomplywiththeMotorVehicleAct,1988isrecoverablefromtheInsured.See
theclauseheaded"AVOIDANCEOFCERTAINTERMSANDRIGHTOFRECOVERY".Forlegalinterpretation,Englishversionwillholdgood
SubjecttoIMTEndorsementNos.&Memorandumprintedherein/attachedhereto:7,10,22,28
PremiumCollectionDetails:[CollectionNo/Amount/ReceiptDate]1034288162/Rs.20,565.00/25/01/2013
AgencyCode:DB27204AgencyName:SMCINSURANCEBROKERSPVTLTDAgent'smobileno.:+911800266636Agent'slandlineno.:
DISCLAIMER:Pleasevisitwww.icicilombard.comforthepolicywordingsforcompletedetailsontermsandconditionsgoverningthecoverageandNCB.This
documentistobereadwiththepolicywordings.
Policyisvalidsubjecttorealizationofcheque.Weacceptpremiumonlyvialegallyrecognizedmodes.
Incaseofdishonourofpremiumcheque(s)thecompanyshallnotbeliableunderthepolicyandpolicyshallbevoidabinitio(frominception).
Incaseofanydiscrepancywithrespecttothepolicy,pleaserevertwithin15daysfrompolicystartdate.
GrievanceClause:
Forresolutionofanyqueryorgrievance,InsuredmaycontacttherespectivebranchofficeoftheCompanyormaycalltollfreeno.18002666ormay
approachusatthesubsection"GrievanceRedressal"onourwebsitewww.icicilombard.com(CustomerSupportsection).However,iftheresolutionprovided
byusisnotsatisfactoryyoumayapproachInsuranceRegulatoryandDevelopmentAuthority(IRDA)throughtheIntegratedGrievanceManagementSection
(IGMS)orIRDAGrievanceCallCentre(IGCC)attheirtollfreeno.155255.YoumayalsoapproachInsuranceOmbudsman,subjecttovestedjurisdiction,for
theredressalofgrievance.DetailsofInsuranceOmbudsmanofficesareavailableatIRDAwebsite:www.irdaindia.org,orontheCompany'swebsiteat
www.icicilombard.com.
Forinformationonombudsmanyoumayvisitourwebsitewww.icicilombard.com
I/Weherebycertifythatthepolicytowhichthecertificaterelatesaswellasthecertificateofinsuranceare ForICICILombardGeneralInsurance
CompanyLtd
issuedinaccordancewiththeprovisionofchapterX,XIofM.V.Act1988.
ServiceTaxRegistrationNo.:GIS/MUMBAII/1528/2001
ServiceTaxCodeNumber:AAACI7904GST001
Category:GeneralInsuranceBusinessServices00440005.
DulyConstitutedAttorney(s)
InWitnesswhereofthisPolicyhasbeensignedatMumbaithis31d a y o f Januaryof2013inlieuof
CopyOfPolicy
covernoteNo77220910
ThestampdutyofRs.0.5paidincashorbydemanddraftorbypayorder,videreceipt/challanno.
29168dated30/11/2012
MailingAdd.Office:
CorporateOffice:
DearSir/Madam,
WethankyouforplacingyourconfidencewithICICILombardforyourmotorinsuranceneeds.Pleasefindattachedherewithpolicyno.3001/77220910/00/000,whichhas
beenissuedbasedonthedetailsfurnishedbytheapplicant.
Basedonthecoverselected,belowisabriefonthecover
1.Discountforantitheftdevices(IMT10):
ItisherebyagreedandunderstoodthatthediscountforantitheftdeviceRs.285inconsiderationofcertificationbyhasbeengiveninthepolicy3001/77220910/00/000.The
insurediseligibleforadiscountof2.5%ontheODComponentofpremiumsubjecttoamaximumofRs.500/.Henceitisherebyunderstood&agreedthattheinsuredshall
ensureatalltimesthatantitheftdeviceinstalledinthevehicleinsuredismaintainedinefficientconditiontilltheexpiryofthepolicy.Ifatthetimeofclaim,insuredisaskedto
providesupportingdocumentsthenthesamehastobesubmittedmandatorily,failureofwhichwillresultinnonadmissibilityofclaim.