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- -- 21 ----J 2015

General Awareness
1. On 15 January 2015, RBI permitted banks...
1) to set up insurance joint ventures on risk
participation basis.
2) to set up insurance joint ventures on partial-risk participation basis.
3) to set up insurance joint ventures on 60%
risk participation basis.
4) to set up insurance joint ventures on
50 : 50 risk participation basis.
5) None of above
2. RBI allowed banks to undertake insurance
business as agents of insurance companies...
1) on fee basis with any risk participation by
banks and their subsidiaries.
2) on no fee basis without any risk participation by banks and their subsidiaries.
3) on fee basis without any risk participation
by banks and their subsidiaries.
4) on free basis services without any risk
participation by banks and their subsidiaries.
5) None of above
3. As per government of India order, Insurance
is a permissible business under Section
6(1)(o) of .....
1) Banking Regulation Act 1949
2) RBI Act 1934
3) Banking Regulation Act 1959
4) FEMA 1999
5) None of above
4. If the Banks want to set up a subsidiary/ JV
for undertaking insurance business with risk
participation, net worth of the bank should
not be less than ..........
1) Rs.100 crores
2) Rs.500 crores
3) Rs.10 crores
4) Rs.1000 crores
5) None
5. Level of net non-performing assets should
be not more than ..... if the Banks want to set
up a subsidiary/ JV for undertaking insurance business with risk participation as per
RBI.
1) 10% 2) 3 % 3) 4%
4) 5% 5) 1%
6. Banks undertaking insurance broking/ corporate agency through a subsidiary/ JV need
RBI approval. Then those banks CRAR must
not be less than .......
1) 9% 2) 10% 3) 11.5% 4) 8% 5) None
7. CRAR stands for .....
1) Capital to Risk (Weighted) Average Ratio
2) Core to Risk (Weighted) Assets Ratio
3) Capital to Risk (Weighted) Assets Ratio
4) Capital to Roll (Weighted) Assets Ratio
5) None
8. Who is the regulator of insurance business in
India?
1) SEBI
2) CCI
3) IRDAI
4) PFRDA 5) All of above
9. Insurance Regulatory and Development
Authority (IRDA) has been renamed as...
1) BRDA
2) IRRDA
3) IDA
4) IRDAI
5) None
10. IRDAI stands for ......
1) Insurance Rules Development Authority
of India
2) Insurance Regulatory Donor Authority of
India
3) Insurance
Register
Development
Authority of India
4) Insurance Regulatory and Development
Authority of India
5) None
11. IRDAI
(Insurance
Regulatory
and
Development Authority of India) earmarked
.... as Insurance day , on which day it came
into existence in the year 2000.
1) 8 Jan
2) 15 Apr
3) 20 May

- j---

17

Governor of Jammu and Kashmir is ......


1) Krishan Kant Paul
2) N.N.Vohra
3) Urmila Singh
4) Kaptan Singh Solanki
5) Najeeb Jung
Ans: 2
Winter capital of Jammu and Kashmir is ....
1) Srinagar
2) Ladakh 3) Jammu
Ans: 3
4) Anantnag
5) Leh

'Jifi Saver' account launched by..


4) 19 Apr
5) None
22. EVM stands for ........
12. IRDAI headed by ......
1) Electric Voting Machine
1) Hemant Contractor
2) U.K.Sinha
2) Electronic Voting Module
3) Rahul Khullar
4) T.S.Vijayan
3) Electronic Voting Memory
5) Ashok Chawla
4) Election Voting Machine
13. Aam Aadmi Bima Yojana (AABY) covering
5) Electronic Voting Machine
death and disability insurance for the bene23. NOTA button in EVM stands for ........
fit of rural landless households in the coun1) Notice Of The Above
try. The scheme implemented through ......
2) None Of The Area
1) LIC
2) SBI Life
3) Nine Of The Above
3) Edelweiss Tokio Life
4) Exide Life
4) None Of The Above
5) Future Generali
5) Nice Of The Above
14. On 13 January 2015, which bank
24. Maithripala Sirisena became
declared to set up another 50 ethe president of .....
connect outlets by 31 March 2015?
1)
Bhutan
2) Afghanistan
1) SBI
2) Corporation bank
3) Sri Lanka
4) Myanmar
3) SBM
4) SBT
5) SBH
5) Bangladesh
15. Jifi Saver, a savings account man25. Which of the following nation
aged via Twitter and Facebook
has Rupee as currency?
launched on 13 Jan 2015 by....
A. Veera Swamy 1) Bhutan
2) Afghanistan
1) ICICI
2) HDFC
3) Sri Lanka
4) Myanmar
3) Yes Bank
4) TMB
5) Bangladesh
5) Kotak Mahindra bank
26. The new Chairman of ISRO (Indian Space
16. For optimum utilization of Sports Authority
Research Organisation) is .......
of India's sports facilities in Delhi and
across the country, which scheme was
1) R.K. Srivastva
2) B. Prasad Rao
introduced?
3) Sutirtha Bhattacharya
1) come and play
2) go and play
4) P. Sudha Kumar
5) AS Kiran Kumar
3) try and win
4) see and goal
27. Which of the following is wrongly matched?
5) ball and bat
1) Kaziranga National Park - Assam
17. Gram Santhosh Rural Postal Life Insurance
2) Khangchendzonga National Park - Sikkim
Scheme introduced by .....
3) Murlen National Park - Meghalaya
1) LIC
2) India Post
4) Dibang Wildlife Sanctuary National Park 3) Bajaj Allianz
4) Reliance Insurance
Arunachal Pradesh
5) None
5) Hemis National Park - Jammu and
18. To provide separate, specialized and comKashmir
prehensive health care to the senior citi28. ''Youth for Clean, Green and Progressive
zens, NPHCE was introduced. NPHCE
India'' is the theme of 19th National Youth
means.....
Festival concluded in .......
1) National Promotion for Health Care of the
1) Belur
2) Raipur
3) Chicago
Elderly
4) Mylapore
5) Guwahati
2) National Programme for Health Code of
29. Which state has fixed minimum educational
the Elderly
qualifications for contesting polls for local
3) Nodal Programme for Health Care of the
elections on 22 December 2014?
Elderly
1) Goa
2) Bihar
3) Rajasthan
4) National Programme for Hospital Care of
4) Gujarat 5) AP
the Elderly
30. 7th Vibrant Gujarat summit held in .....
5) National Programme for Health Care of
1) Ahmedabad
2) Gandhi Nagar
the Elderly
3) Vadodara
4) Somnath
19. Kishori Shakti Yojana (KSY) introduced to
5) Porbandar
empower .......... so as to enable them to
31. 11 countries have participated in first
take charge of their lives.
Buddha Heritage Walk concluded in....
1) adolescent girls
2) women
1) Bihar
2) UP
3) Rajasthan
3) widows
4) employee women
4) Delhi
5) Telangana
5) aged women
32. On the eve of 13th edition of Pravasi
20. PFDF scheme introduced by central govBhartiya Divas and 7th edition of Vibrant
ernment to provide credit enhancement to
Gujarat, P.M has inaugurated the Dandi
Urban Local Bodies (ULBs) to access marKutir Museum in.......
ket borrowings based on their credit worthi1) New Delhi
2) Ahmedabad
ness. PFDF stands for ........
3) Dandi
4) Porbandar
1) Pooled Finance Development Fund
5) Gandhi Nagar
2) Power Finance Development Fund
33. Dandi Satyagraha also called Salt
3) Pooled Fund Development Fund
Satyagraha conducted by Gandhi to protest
4) Pooled Finance Dearness Fund
the tax regime of British India. The Dandi
march held in ......
5) None
1) 1942
2) 1915
3) 1920
21. 19th Chief Election Commissioner (CEC) of
India is ......
4) 1930
5) 1947
1) H.S.Brahma
34. India's first district with 100% rural broadband connectivity is ......
2) Syed Nasim Ahmad Zaidi
1) Kancheepuram (Tamilnadu)
3) V.S. Sampath
2) Thane (Maharashtra)
4) J.M. Lyngdoh
5) None of above

3) Krishna (AP)
4) Idukki (Kerala)
5) Medak (Telangana)
35. On 5 January 2015, PM Modi launched
'Prakash Path'. It is a ......
1) Urban Housing Mission
2) Digital India Project
3) Primary Education Initiative
4) Clean India Programme
5) National energy conservation movement
36. International Exchange in Gujarat's GIFT
city (Gujarat International Finance Tec-City)
to be established by .....
1) KSE
2) MSE
3) NSE
4) BSE
5) None
37. Army day observed on....
1) 15 January
2) 4 Dec
3) 8 Oct
4) 15 August
5) 26 January
38. Bezbaruah Committee had given recommendations on .....
1) to examine the constitution of SIT on
1984 anti-Sikh riots.
2) to look into the concerns of the people of
North East living in the other parts of the
country.
3) to interact with trade and industry on taxrelated issues on a regular basis.
4) government advertisements
5) giving the recognition to deemed universities on regular basis.
39. Who has been conferred with the Sardar
Vallabhbhai Patel Vishwa Pratibha Award,
for his contribution to society as a Gujarati?
1) Arun Jaitley
2) Arvind Panagariya
3) Meghnad Desai
4) Amartya Sen
5) None
40. On 4 January which neighbouring nation of
India celebrates Independence day every
year?
1) Sri Lanka
2) Bangladesh
3) Maldives
4) Pakistan
5) Myanmar
41. Singapore-bound Flight QZ8501, which
crashed into Java Sea on 28 Dec 2014
after taking off from Surabaya, Indonesia,
belongs to ......
1) Cathay Pacific
2) Lufthansa
3) Air India
4) Air Asia
5) Garuda
42. As the no party/parties unable to form the
new government in Jammu and Kashmir,
the president rule was imposed under....
1) Article 356
2) Article 352
3) Article 360
4) Article 19
5) Article 21
Key
1-1
2-3
3-1
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5-2
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7-3
8-3
9-4

10-4
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12-4
13-1
14-5
15-5
16-1
17-2
18-5

19-1
20-1
21-1
22-5
23-4
24-3
25-3
26-5
27-3

28-5
29-3
30-2
31-1
32-5
33-4
34-4
35-5
36-4

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pratibhadesk@eenadu.net

37-1
38-2
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40-5
41-4
42-1.