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Bank of America, N.A. Page 1 of 8

P.O. Box 25118 Statement Period
Tampa, FL 33622-5118 10-17-09 through 11-13-09
B 10 E I E PI 10 0008957

Account Number: 0006 8344 9350

14001 E01 SCM999 I 34 0

TIFFANIE C JONES
10123 GLENCREST DR
HUNTERSVILLE NC 28078-5259

Our free Online Banking service allows you to check balances, track account activity, pay bills and more.
With Online Banking you can also view up to 18 months of this statement
online and even turn off delivery of your paper statement.
Enroll at www.bankofamerica.com.

Customer Service Information

www.bankofamerica.com
For additional information or service, you may call: Or you may write to:
1.800.432.1000 Customer Service Bank of America, N.A.
1.800.288.4408 TDD/TTY Users Only P.O. Box 25118
1.800.688.6086 En Español Tampa, FL 33622-5118

We recently made changes to our $35 Overdraft Item Fee. Effective as of 10/19/09, when we determine
your account is overdrawn by a total amount less than $10 for a day, we do not charge overdraft item
fees on the account that day. We also lowered the combined number of overdraft & returned item fees
that we may charge an account to no more than 4 per day. Please note other fees may still apply, such
as the Extended Overdrawn Balance Charge. For more info, visit bankofamerica.com/factsaboutfees

Effective November 4, 2009, Bank of America will discontinue the sale of US Dollar Traveler's Cheques at
banking centers. Please contact an associate at your nearest Bank of America location to discuss other
products that may meet your needs.
d1d2i3 i4
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Page 2 of 8
Statement Period
TIFFANIE C JONES 10-17-09 through 11-13-09
B 10 E I E PI 10

Account Number: 0006 8344 9350

Deposit Accounts

MyAccess Checking
TIFFANIE C JONES

Your Account at a Glance

Account Number 0006 8344 9350
Beginning Balance on 10-17-09 $ 1,050.84
Deposits and Other Additions + 8,953.28
Checks Posted - 438.00
ATM and Debit Card Subtractions - 2,156.56
Other Subtractions - 6,337.30
Ending Balance on 11-13-09 $ 1,072.26

MyAccess Checking Additions and Subtractions

Date Resulting
Posted Amount($) Balances($) Transactions
10-19 92.03- 958.81 Lowe's Foods # 10/19 #000865683 Purchase
Lowe's Foods #213 Huntersville NC
10-19 43.47- 915.34 Wadesboro Vale 10/17 #000797042 Purchase
Wadesboro Valero Wadesboro NC
10-19 32.30- 883.04 Shoe Show 1671 10/17 #000808423 Purchase
Shoe Show 1671 5 Southport NC
10-19 22.00- 861.04 Capital One Des:Crcardpmt ID:929230180007364
Indn:2207775324Foster Richa Co ID:9541719018 Ppd
10-19 20.55- 840.49 CheckCard 1017 Upstairs At The BEACH
Oak Island NC 24071059291987111221426
10-19 15.04- 825.45 CheckCard 1017 Oak Island Pier
Oak Island NC 24071059291987108979101
10-19 13.80- 811.65 Lowe's Foods # 10/17 #000571958 Purchase
Lowe's Foods #201 South Port NC
10-19 9.03- 802.62 CheckCard 1017 Wendy's #8114 Q25 Q25
Whiteville NC 24445009291960079482250
10-19 8.12- 794.50 85298510 10/18 #000560020 Purchase
Rod's Convenience Wadesboro NC
10-19 7.83- 786.67 CheckCard 1017 Mcdonald's F7702
Southport NC 24427339290720039138192
10-19 4.65- 782.02 Wadesboro Vale 10/17 #000695814 Purchase
Wadesboro Valero Wadesboro NC
10-20 47.11- 734.91 CheckCard 1018 Rod's Convenience
Wadesboro NC 24122549292739291290228
10-20 20.95- 713.96 Harris Teeter 10/20 #000055266 Purchase
Harris Teeter #34 Huntersville NC
10-21 80.00- 633.96 BkofAmerica ATM 10/21 #000008310 Withdrwl
Northcross Hunterville NC
10-21 39.73- 594.23 Rose Cleaners 10/21 #000309928 Purchase
Rose Cleaners &/2 Hickory NC
10-21 5.00- 589.23 Check 7108
10-22 2,050.00+ 2,639.23 Deposit
10-22 57.00- 2,582.23 The Shrunk155 10/22 #000754715 Purchase
The Shrunk155 E F Chapel Hill NC







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Page 3 of 8
Statement Period
TIFFANIE C JONES 10-17-09 through 11-13-09
B 10 E I E PI 10 0008959

Account Number: 0006 8344 9350

MyAccess Checking Additions and Subtractions

Date Resulting
Posted Amount($) Balances($) Transactions
10-22 21.50- 2,560.73 The Shrunk155 10/22 #000755465 Purchase
The Shrunk155 E F Chapel Hill NC
10-22 16.00- 2,544.73 Check 7107
10-22 13.00- 2,531.73 CheckCard 1020 Ihop #3139
Huntersville NC 24231689294206988000484
10-22 6.64- 2,525.09 CheckCard 1021 Wendy's #43 Q25
Huntersville NC 24445009295964601053130
10-23 459.00- 2,066.09 NC Child Support Central Collect Bill Payment
10-23 399.87- 1,666.22 Chrysler Financial (2007 Jeep) Bill Payment
10-23 177.00- 1,489.22 Piedmont Natural Gas Company Bill Payment
10-23 157.26- 1,331.96 Capital One Bank Healthcare Bill Payment
10-23 100.00- 1,231.96 Bank Of America (Credit Line) Bill Payment
10-23 100.00- 1,131.96 Bank Of America Credit Card Bill Payment
10-23 50.00- 1,081.96 Credit One Bank Bill Payment
10-23 9.86- 1,072.10 CheckCard 1022 Mcdonald's M7035 Of NC
Concord NC 24427339295720017886502
10-26 75.81+ 1,147.91 NC Cse-Acts Des:NC37000000 ID:0003570827
Indn:Jones Tiffa Co ID:1561376506 Ppd
10-26 225.00- 922.91 Check 7102
10-26 69.32- 853.59 Harris Teeter 10/26 #000882073 Purchase
Harris Teeter #34 Huntersville NC
10-26 48.10- 805.49 Lowe's Foods # 10/26 #000472525 Purchase
Lowe's Foods #176 Cornelius NC
10-26 40.02- 765.47 Shell Service 10/26 #000353202 Purchase
Shell Service Sta Huntersville NC
10-26 26.82- 738.65 Harris Teeter 10/26 #000482025 Purchase
Harris Teeter #27 Huntersville NC
10-26 5.00- 733.65 CheckCard 1022 Huntersville Nutrition
Huntersville NC 24755429298152986879599
10-27 35.72- 697.93 Target T0966 H 10/27 #000176560 Purchase
Target T0966 Hunt Huntersville NC
10-27 24.89- 673.04 Hobby Lobby St 10/27 #000856510 Purchase
Hobby Lobby Stor Charlotte NC
10-28 70.34- 602.70 CheckCard 1027 Party City #74
Charlotte NC 24246519300207000000423
10-28 59.00- 543.70 CheckCard 1026 Massage Envy 0409
704-8468881 NC 24632699300300176561203
10-28 13.50- 530.20 Harris Teeter 10/28 #000865139 Purchase
Harris Teeter #34 Huntersville NC
10-29 2,100.00+ 2,630.20 Deposit
10-29 2.92- 2,627.28 Shell Service 10/29 #000357555 Purchase
Shell Service Sta Huntersville NC
10-30 675.00+ 3,302.28 Online Banking transfer from Sav 3073
Confirmation# 4990555713
10-30 600.00- 2,702.28 American Express Des:Web Remit ID:091030062341430
Indn:Tiffanie C Jones Co ID:1133133497 Web
10-30 291.56- 2,410.72 Citimortgage Bill Payment
10-30 250.00- 2,160.72 Bank Of America Loans (1) Bill Payment
10-30 187.15- 1,973.57 Time Warner Cable Bill Payment
10-30 147.68- 1,825.89 Citi Cards Bill Payment
10-30 125.00- 1,700.89 US Airways Card Services Bill Payment
10-30 125.00- 1,575.89 Ge Money Bank Bill Payment
10-30 100.00- 1,475.89 Citi Cards Bill Payment
10-30 100.00- 1,375.89 Chase Bill Payment
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Page 4 of 8
Statement Period
TIFFANIE C JONES 10-17-09 through 11-13-09
B 10 E I E PI 10

Account Number: 0006 8344 9350

MyAccess Checking Additions and Subtractions

Date Resulting
Posted Amount($) Balances($) Transactions
10-30 55.00- 1,320.89 Bailey Road Storage II Bill Payment
10-30 50.00- 1,270.89 Juniper Bank Bill Payment
10-30 50.00- 1,220.89 Accessone Medcard Bill Payment
10-30 25.00- 1,195.89 Kohls Bill Payment
10-30 13.83- 1,182.06 CheckCard 1029 Wendy's #53 Q25
Charlotte NC 24445009303974876724752
10-30 6.00- 1,176.06 CheckCard 1029 Mcdonald's F19282
Cornelius NC 24427339302720029720153
11-02 76.54+ 1,252.60 Deposit
11-02 55.38- 1,197.22 CheckCard 1029 Texaco 00308851
Charlotte NC 24625129303492694657250
11-02 48.97- 1,148.25 Lowe's Foods # 11/02 #000061768 Purchase
Lowe's Foods #213 Huntersville NC
11-02 47.55- 1,100.70 Harris Teeter 11/02 #000492477 Purchase
Harris Teeter #34 Huntersville NC
11-02 39.28- 1,061.42 Harris Teeter 11/01 #000886122 Purchase
Harris Teeter #34 Huntersville NC
11-02 36.16- 1,025.26 Harris Teeter 10/31 #000454634 Purchase
Harris Teeter #34 Huntersville NC
11-02 35.39- 989.87 Lowe's Foods # 10/31 #000472249 Purchase
Lowe's Foods #225 Davidson NC
11-02 20.00- 969.87 Check 7104
11-02 17.97- 951.90 CheckCard 1030 Chick-Fil-A #0698
Huntersville NC 24427339304710014010403
11-02 5.34- 946.56 Target T0966 H 11/02 #000284784 Purchase
Target T0966 Hunt Huntersville NC
11-03 29.22- 917.34 CheckCard 1102 Ann Crittenden Hmk #20
Huntersville NC 24412959307207088700430
11-04 100.00- 817.34 Check 7110
11-04 42.00- 775.34 Check 7103
11-04 30.02- 745.32 96444850 11/04 #000527782 Purchase
Kim's Amoco Huntersville NC
11-04 26.54- 718.78 Rose Cleaners 11/04 #000330380 Purchase
Rose Cleaners &/2 Hickory NC
11-04 10.00- 708.78 Check 7101
11-04 9.05- 699.73 Bloom #2748 11/04 #000553123 Purchase
Bloom #2748 Charlotte NC
11-05 2,600.00+ 3,299.73 Deposit
11-05 78.70- 3,221.03 Wal-Mart #1156 11/05 #000385737 Purchase
Wal-Mart #1156 Mooresville NC
11-05 69.45- 3,151.58 At & T Bill Payment
11-05 14.93- 3,136.65 CheckCard 1104 Wendy's #46 Q25
Charlotte NC 24445009309005529306129
11-05 11.37- 3,125.28 CheckCard 1104 Mcdonald's F5762
Charlotte NC 24427339308720025986588
11-06 1,150.65- 1,974.63 Chase Home Finance Bill Payment
11-06 336.70- 1,637.93 Chrysler Financial (Durango) Bill Payment
11-06 124.13- 1,513.80 City Of Charlotte Billing Center Bill Payment
11-06 120.00- 1,393.80 {z} Recwarehouse Bill Payment
11-06 110.86- 1,282.94 State Farm Insurance Bill Payment
11-06 100.00- 1,182.94 National City Bill Payment
11-06 100.00- 1,082.94 Rooms Togo - Citifinancial Bill Payment
11-06 75.00- 1,007.94 Ge Money Bank Bill Payment







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Page 5 of 8
Statement Period
TIFFANIE C JONES 10-17-09 through 11-13-09
B 10 E I E PI 10 0008961

Account Number: 0006 8344 9350

MyAccess Checking Additions and Subtractions

Date Resulting
Posted Amount($) Balances($) Transactions
11-09 56.67- 951.27 CheckCard 1107 Fox & Hound #65071
Huntersville NC 24153389312286999901416
11-09 54.00- 897.27 CheckCard 1106 Regal Birkdale 16
Huntersville NC 24717059311153117449083
11-09 47.11- 850.16 Harris Teeter 11/09 #000280037 Purchase
Harris Teeter #27 Huntersville NC
11-09 40.00- 810.16 CheckCard 1107 Regal Birkdale 16
Huntersville NC 24717059312733129163571
11-09 26.25- 783.91 CheckCard 1106 Regal Birkdale 16
Huntersville NC 24717059311153117446477
11-09 21.13- 762.78 Harris Teeter 11/09 #000293352 Purchase
Harris Teeter #34 Huntersville NC
11-09 20.98- 741.80 CheckCard 1107 Chick-Fil-A #0698
Huntersville NC 24427339312710013281468
11-09 20.00- 721.80 Check 7111
11-09 17.63- 704.17 CheckCard 1107 Mcdonald's F19282
Cornelius NC 24427339311720029223660
11-09 11.50- 692.67 CheckCard 1107 Regal Birkdale 16
Huntersville NC 24717059312733129160007
11-09 7.08- 685.59 CheckCard 1108 Mcdonald's F13052
Charlotte NC 24427339312720027263642
11-09 4.32- 681.27 CheckCard 1106 Starbucks USA 00141127
Huntersville NC 24164079311355462785773
11-10 75.93+ 757.20 NC Cse-Acts Des:NC37000000 ID:0003570827
Indn:Jones Tiffa Co ID:1561376506 Ppd
11-10 77.90- 679.30 Ac Moore Str # 11/10 #000135345 Purchase
Ac Moore Str #43 Concord NC
11-10 43.02- 636.28 Harris Teeter 11/10 #000850844 Purchase
Harris Teeter #34 Huntersville NC
11-10 18.81- 617.47 CheckCard 1109 Rose Cleaners & Alterat
Hickory NC 24498139313980005735758
11-10 15.70- 601.77 Cns Victoria's 11/10 #000380760 Purchase
Cns Victoria's SE Huntersville NC
11-10 10.28- 591.49 Cns Bath & Bod 11/10 #000382180 Purchase
Cns Bath & Body W Huntersville NC
11-12 1,300.00+ 1,891.49 Deposit
11-12 100.00- 1,791.49 Chase Bill Payment
11-12 99.39- 1,692.10 Harris Teeter 11/12 #000463075 Purchase
Harris Teeter #34 Huntersville NC
11-12 38.00- 1,654.10 Vh Nail Spa 11/12 #000983574 Purchase
Vh Nail Spa Huntersville NC
11-12 20.28- 1,633.82 CheckCard 1110 Longhorn Steak00050922
Huntersville NC 24399009315397000177600
11-12 14.62- 1,619.20 CheckCard 1111 Mcdonald's F14547
Cornelius NC 24427339315720030665483
11-12 6.48- 1,612.72 Sou Blockbuste 11/11 #000196237 Purchase
Sou Blockbuster V Huntersville NC
11-13 236.00- 1,376.72 Energy United Bill Payment
11-13 133.03- 1,243.69 Capital One Bank Bill Payment
11-13 109.96- 1,133.73 Sallie Mae Servicing Bill Payment
11-13 61.47- 1,072.26 Target T0966 H 11/13 #000472333 Purchase
Target T0966 Hunt Huntersville NC
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Page 6 of 8
Statement Period
TIFFANIE C JONES 10-17-09 through 11-13-09
B 10 E I E PI 10

Account Number: 0006 8344 9350

Checks Posted in Numerical Order

Check # Posting Date Amount($) Check # Posting Date Amount($) Check # Posting Date Amount($)
7101 11-04 10.00 7104 11-02 20.00 7110* 11-04 100.00
7102 10-26 225.00 7107* 10-22 16.00 7111 11-09 20.00
7103 11-04 42.00 7108 10-21 5.00

Total Checks Posted $438.00

* Gap in sequential check numbers.

Daily Balance Summary

Date Balance($) Date Balance($) Date Balance($)
Beginning 1,050.84 10-27 673.04 11-05 3,125.28
10-19 782.02 10-28 530.20 11-06 1,007.94
10-20 713.96 10-29 2,627.28 11-09 681.27
10-21 589.23 10-30 1,176.06 11-10 591.49
10-22 2,525.09 11-02 946.56 11-12 1,612.72
10-23 1,072.10 11-03 917.34 11-13 1,072.26
10-26 733.65 11-04 699.73







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Page 7 of 8

0008963

How To Balance Your Bank of America Account

FIRST, start with your Account Register/Checkbook:
1. List your Account Register/Checkbook Balance here $
2. Subtract any service charges or other deductions not previously recorded that are listed on this statement $
3. Add any credits not previously recorded that are listed on this statement (for example interest) $
4. This is your NEW ACCOUNT REGISTER BALANCE $
NOW, with your Account Statement:
1. List your Statement Ending Balance here $
2. Add any deposits not shown on this statement $

SUBTOTAL $
3. List and total all outstanding checks, ATM, Check Card and other electronic withdrawals
Checks, ATM, Check Card, Checks, ATM, Check Card, Checks, ATM, Check Card,
Electronic Withdrawals Electronic Withdrawals Electronic Withdrawals
Date/Check # Amount Date/Check # Amount Date/Check # Amount

4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other electronic withdrawals $
5. Subtract total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal
This Balance should match your new Account Register Balance $
Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and in accordance with provisions in your deposit
agreement.
IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS
Change of Address. Please call us at the telephone number listed on the front of this statement to tell us about a change of address.
Deposit Agreement. When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be
governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account
and govern all transactions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule,
which contain the current version of the terms and conditions of your account relationship, may be obtained at our banking centers.
Electronic Transfers: In case of errors or questions about your electronic transfers
If you think your statement or receipt is wrong or if you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or
withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement
as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
* Tell us your name and account number.
* Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more
information.
* Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will correct any error
promptly. If we take more than 10 business days (10 calender days if you are a Massachusetts customer) (20 business days if you are a new customer,
for electronic transfers occurring during the first 30 days after the first deposit is made to your account) to do this, we will recredit your account for the
amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation.
Reporting Other Problems. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized
transactions on your account. If you fail to notify us in writing of suspected problems or unauthorized transactions within the time periods specified in
the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we
are not liable to you for, and you agree not to make a claim against us for the problems or unauthorized transactions.
Direct Deposits. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you
may call us at the telephone number listed on the front of this statement to find out if the deposit was made as scheduled.

Bank of America, N.A. Member FDIC and Equal Housing Lender

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Page 8 of 8

Check Image

Account Number: 0006 8344 9350

Ref. No.: 813006292465977 Amount: 10.00 Ref. No.: 813006200325671 Amount: 16.00

Ref. No.: 813006792215432 Amount: 225.00 Ref. No.: 813005992496202 Amount: 5.00

Ref. No.: 813006292465983 Amount: 42.00 Ref. No.: 813006200992931 Amount: 100.00

Ref. No.: 813006992249358 Amount: 20.00 Ref. No.: 813008892203120 Amount: 20.00

END OF CHECK IMAGE