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 m (SME)

 

Aamir Ali
Stage III

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Turning Potential Into Profit . . .
© Why SME

© SME In Pakistan

© Obstacles & Solutions

© The Step To Future


WHY SME ?

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POTENTIAL OF SME
© Creates Large Scale, Low Cost Employment
Opportunities

© Uses Locally Available Inputs

© Mobilizes Small & Scattered Savings

© Develops Entrepreneurship
SME IN PAKISTAN
© SME POLICY DEFINES SME AS:

Business Category With :

. EMPLOYMENT SIZE up to º 

. CAPITAL 
º   

. SALES 
º   
SME & EMPLOYMENT
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£

è
è èè
%

7%

6%
9%

%
4. 6

7%
35

08

02
0. 8

01
0. 0

0. 0

0. 0

0. 0
1<5 6 <10 11< 50 51< 100 101 < 150 151 < 200 201 < 250 251 <
MORE
SME: GDP & EXPORTS

6  

   º

BANGLADESH 30 55

GLOBAL 40 - 50 --
OBSTACLES
© FINANCING

© INFLATION

© TARIFF ANOMALIES

© RISK MANAGEMENT

© LOW PRODUCTIVITY
OBSTACLE: FINANCING
© COMMERCIAL BANKS GAVE LESS THAN
 ºOF TOTAL LOANS!!
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MANAGEMENT ACCOUNTANTS:
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OBSTACLE: INFLATION
© SHUT DOWN BUSINESS
 
© DECREASE PROFIT

© INCREASE PRICES
BUT GLOBAL COMPETITION !!!
INFLATION«
MANAGEMENT ACCOUNANTS TECHNIQUES:

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©    Ô   Ô
OBSTACLE: TARIFF ANOMALIES
LACK OF KNOWLEDGE OF:
1. TAXATION LAWS
2. GLOBAL MARKET INFORMATION

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© Ô  
 
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OBSTACLE: RISK MANAGEMENT
©   DON¶T ALLOCATE BUDGET FOR R&D

© PHILOSOPHY: m 

©  
 
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MANAGEMENT ACCOUNTANTS ROLE:


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OBSTACLE: LOW PRODUCTIVITY

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THE STEP TO FUTURE

CHALLENGES CAN BE MET PROFITABLY!!

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m IS GIVEN THE TASK OF POLICY

MAKING AND MANAGING ECONOMIC AFFAIRS« TO

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