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L I C's JEEVAN ANURAAG PLAN

L I C's Jeevan Anuraag plan is exclusively designed to take care of your child's future needs, partic
the start of his higher education and subsequent settlement in life. The uniqueness of this plan
benefits given below as returns are guaranteed. Your life is covered for risk and your child's future
needs are secured. Thus an easy way to start planning. Assumed herein are: Father's Age: 37 /
Assured: 14lacs // Prem: 108429// IT slab: 30% // Bonus: 40/'000
Risk Cover Annual Tax Nett Returns
Year Age Normal Accident Premium Saved Premium From L.I.C.

2010 37 1400000 2800000 108429 33990 74439 0


2011 38 1400000 2800000 108429 33990 74439 0

2012 39 1400000 2800000 108429 33990 74439 0


2013 40 1400000 2800000 108429 33990 74439 0
2014 41 1400000 2800000 108429 33990 74439 0
2015 42 1400000 2800000 108429 33990 74439 0
2016 43 1400000 2800000 108429 33990 74439 0
2017 44 1400000 2800000 108429 33990 74439 0
2018 45 1400000 2800000 108429 33990 74439 0

2019 46 1400000 2800000 108429 33990 74439 0


2020 47 1400000 2800000 108429 33990 74439 0
2021 48 1400000 2800000 108429 33990 74439 0
2022 49 1400000 2800000 108429 33990 74439 280000
2023 50 1400000 2800000 108429 33990 74439 280000
2024 51 1400000 2800000 108429 33990 74439 280000
2025 52 0 0 0 0 0 1456000

Total : 1626435 509850 1116585 2296000

Graphical presentation
Premium Paying Period

20% SA 20% SA
Loan from 3 year onwards
rd

12 13
Start 3 year
rd D = SA No premium if 'D' occurs

Premium payment for only 19 years


ga
12th yr 280000
t h avin
BENEFITS

en
13th yr 280000 a par years
for six
14th yr 280000
s uited round
lly ea
15th yr 1456000 Idea d of ag
Total 2296000 chil
d's future needs, particularly at
uniqueness of this plan is the
and your child's future financail
are: Father's Age: 37 // Sum
s: 40/'000
New Loan Total Loan

Available Available
0 0
0 0

94000 94000
81500 175500
72000 247500
82000 329500
87000 416500
98000 514500
111000 625500

126750 752250
145250 897500
175250 1072750
284750 1077500
277500 1075000
316250 1111250
0 0

40% SA
+Bonus
+FAB
20% SA

14 15