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Budget Planner - Overview / Help

Instructions

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Month
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Quick

Month
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You may move from worksheet to worksheet by clicking on the dark blue buttons

By
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located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!
Benefits to you
Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead their
family or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have a
Big "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a
Disciplined Life.
 Quick

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Budget Chart: Monthly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 9246.82 110961.84
Salary/Wages Monthly 2419.45 2419.45 29033.40
5593
Salary/Wages (Spouse) Monthly 1500.00 1500.00 18000.00
Other Quarterly 0.00 0.00
Other Monthly 1093.97 1093.97 13127.64
9247
Other Monthly 4233.40 4233.40 50800.80

Spending Total: 3653.85 43846.24

3654
Transportation 1089.48 13073.80
Auto Loan/Lease Monthly 650.00 650.00 7800.00
Insurance Monthly 0.00 0.00 $0 $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Petrol,Gas,Oil & Lub. Monthly 240.00 240.00 2880.00
$3,654 $9,247 $5,593
Maintenance Semi-Annually 250.00 41.67 500.00
Registration/Inspection Yearly 1293.80 107.82 1293.80
Train/Bus tickets Monthly 0.00 0.00
Spending Summary
Taxis Monthly 0.00 0.00
Other Monthly 50.00 50.00 600.00
663

Home 866.67 10400.00 1089

Home Loan EMI Monthly 0.00 0.00

Rent Monthly 0.00 0.00
Maintenance Monthly 0.00 0.00 483
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
Household Supplies Monthly 0.00 0.00
Groceries Weekly 200.00 866.67 10400.00
116
Real Estate Tax Semi-Annually 0.00 0.00
Other Monthly 0.00 0.00
435 867
Other Monthly 0.00 0.00

Transportatio Home Utilities

Utilities 435.00 5220.00
n
Phone - Home Monthly 30.00 30.00 360.00
Health Entertainment Miscellaneou
Phone - Cell Monthly 100.00 100.00 1200.00 s
Cable TV Monthly 99.00 99.00 1188.00
Cooking Gas Monthly 0.00 0.00
Water Monthly 30.00 30.00 360.00
Electricity Monthly 110.00 110.00 1320.00
Internet Monthly 66.00 66.00 792.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 116.37 1396.44

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medicines Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 116.37 116.37 1396.44
Yoga/Fitness Club Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 483.33 5800.00

Memberships Monthly 0.00 0.00
Dining out Weekly 100.00 433.33 5200.00
Events Monthly 0.00 0.00
Subscriptions,Newspaper Monthly 50.00 50.00 600.00
Movies Monthly 0.00 0.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 663.00 7956.00

Laundry,Dry Cleaning Monthly 0.00 0.00
New Clothes Quarterly 0.00 0.00
Donations/Charity Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00
Gifts Monthly 0.00 0.00
Credit Card Monthly 0.00 0.00
Other Monthly 663.00 663.00 7956.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 Budget By

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Month -8
Chart: March
Income Aug Sep Oct Nov Dec 0 Months Budget Summary
Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00

0
0

Salary/Wages 0.00 0

Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other 0.00 0
0
Other 0.00 0

Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00 0

0

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

Auto Loan/Lease 0.00 0

Insurance 0.00 0
0 0 0 0 0 0 1 1 1 1 1
Gas 0.00 0
$- $- $-
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other 0.00 0

Transportatio Home Utilities

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0

n
Phone - Home 0.00 0

Health Entertainmen Miscellaneou

Phone - Cell 0.00 0
t s
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 0

Internet 0.00 0
1
Other 0.00 0
1
Other 0.00
1
0

Health 0.00 0.00 0.00 0.00 0.00 0.00 1

0

Dental 0.00 0
1
Medical 0.00 0
0
Medication 0.00
0
0

Vision/contacts 0.00 0

Life Insurance 0.00 0

0

Other 0.00 0
0
Other 0.00 0

0
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 Row 16 Row 8
Aug Sep Oct Nov Dec
0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
 Trackin
g Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other 0.00
Other 0.00 0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 0 1 1 1 1 1
Insurance 0.00
$- $- $-
Petrol,Gas,Oil & Lub. 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Train/Bus tickets 0.00
Taxis 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

Home Loan EMI 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Oct Row
Nov 17 Row
Dec 8 Jan
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable TV 0.00
Cooking Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medicines 0.00
Vision/contacts 0.00
Life Insurance 0.00
Yoga/Fitness Club 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions,Newspaper 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Laundry,Dry Cleaning 0.00
New Clothes 0.00
Donations/Charity 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
 Compariso Compare October to Budget October
n
Income Budget Oct Actual Vs Budget Tracking vs Budget Summary
5592.97
Total Income (net) 9,247 0 -9,247
Salary/Wages 2419.45 -2,419.45 9247
Salary/Wages (Spouse) 1500 -1,500.00
Other 0 0.00 3654
Other 1093.97 -1,093.97
Other 4233.4 -4,233.40
0

Spending 0

Total Spending: 3,654 0 -3,654

0
Transportation 1,089 0 -1,089
Auto Loan/Lease 650.00 -650.00 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
Insurance 0.00 0.00
Petrol,Gas,Oil & Lub. 240.00 -240.00 Expense Income Balance
Maintenance 41.67 -41.67 (Savings)
Registration/Inspection 107.82 -107.82
Train/Bus tickets 0.00 0.00
Taxis 0.00 0.00 Spending Comparison
Other 50.00 -50.00
1,089

Home 867 0 -867

867
Home Loan EMI 0.00 0.00
Rent 0.00 0.00
663
Maintenance 0.00 0.00
Insurance 0.00 0.00
483
Furniture 0.00 0.00 435
Household Supplies 0.00 0.00
Groceries 866.67 -866.67
Real Estate Tax 0.00 0.00 116.37
Other 0.00 0.00
Other 0.00 0.00
0 0 0 0 0 0
Transportati
Budget
Home Utilities
Tracking
Utilities 435 0 -435 on
Phone - Home 30.00 -30.00 Health Entertainme Miscellaneou
Phone - Cell 100.00 -100.00 nt s
Cable TV 99.00 -99.00
Cooking Gas 0.00 0.00
Water 30.00 -30.00
Electricity 110.00 -110.00
Internet 66.00 -66.00
Other 0.00 0.00
Other 0.00 0.00

Health 116 0 -116

Dental 0.00 0.00
Medical 0.00 0.00
Medicines 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 116.37 -116.37
Yoga/Fitness Club 0.00 0.00
Other 0.00 0.00

Entertainment 483 0 -483

Memberships 0.00 0.00
Dining out 433.33 -433.33
Events 0.00 0.00
Subscriptions,Newspaper 50.00 -50.00
Movies 0.00 0.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 663 0 -663

Laundry,Dry Cleaning 0.00 0.00
New Clothes 0.00 0.00
Donations/Charity 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 0.00 0.00
Credit Card 0.00 0.00
Other 663.00 -663.00
Other 0.00 0.00
Other 0.00 0.00
 Daily Spending
Record
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Petrol,Gas,Oil & Lub. 0.00
Maintenance 0.00
Registration/Inspection 0.00
Train/Bus tickets 0.00
Taxis 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Home Loan EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable TV 0.00
Cooking Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medicines 0.00
Vision/contacts 0.00
Life Insurance 0.00
Yoga/Fitness Club 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions,Newspaper 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Laundry,Dry Cleaning 0.00
New Clothes 0.00
Donations/Charity 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00