Loan amount $ 100,000.00 Scheduled payment $ 3,819.05 3000 Annual interest rate 22.00 % Scheduled number of payments 36 2000 Loan period in years 3 Actual number of payments 36 Number of payments per year 12 Total early payments $ - Start date of loan 3/1/2008 Total interest $ 37,485.63 Optional extra payments