PPENDIX C

....
Interest and Annuity Tables
Discrete Compounding

For various values of i from 1/4% to 25%

i = effective interest rate per period (usually one year)
N = number of compounding periods
(FIP, i%, N) = (1 + i)N

"0

(P I F ,z Yo, N) =
(F IA, i%, N)

(1

(AIF, i%,N) =
(AlP i% N) =

"N

+ z)

(1

"

")N

+ z"

(PIA i% N) = (1 + i)N - 1
"

i(l+i)N

I,

"N

(1 + z)

- 1

")N

"(I

z +1
(1 + i)N - 1

(PIG i% N) = ~ [(1
"

z"

(AIG, i%,N)

= ~z

+ i)N

- 1_ ~

z"(I +z ")N
~N

(1 + z)

(1"
.+1)

- 1

]
\

Single Payment

Uniform Series

Uniform Gradient

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
G~ve~ P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
mveA--R

To Find P
Given G

To Find A
Given G

PjF

FjA

PjA

AjF

AjP

PjG

AjG

(FjP
1:'0025-/
1.0050
1.0075
1.0100
1.0126

0.9975
0.9950
0.9925
0.9901
0.9876

1.0000
2.0025
3.0075
4.0150
5.0251

0.9975
1.9925
2.9851
3.9751
4.9627

1.0000
0.4994
0.3325
0.2491
0.1990

':0 5
0.5019
0.3350
0.2516
0.2015

6
7
8
9
10

1.0151
1.0176
1.0202
1.0227
1.0253

0.9851
0.9827
0.9802
0.9778
0.9753

6.0376
7.0527
8.0704
9.0905
10.1133

5.9478
6.9305
7.9107
8.8885
9.8639

0.1656
0.1418
0.1239
0.1100
0.0989

11
12
13
14
15

1.0278
1.0304
1.0330
1ll.35i,
(l.038j

0.9729
0.9705
0.9681
0.9656
0.9632

11.1385
12.1664
13.1968
14.2298
15.2654

10.8368
11.8073
12.7753
13.7410
14.7042

1
2
3
4
5

0.000
0.995
2.980
5.950
9.901

0.0000
0.4994
0.9983
1.4969
1.9950

1
2
3
4
5

0.1681
0.1443
0.1264
0.1125
0.1014

14.826
20.722
27.584
35.406
44.184

2.4927
2.9900
3.4869
3.9834
4.4794

6
7
8
9
10

0.0898
0.0822
0.0758
0.0703
0.0655

0.0923
0.0847
0.0783
0.0728
0.0680

53.913
64.589
76.205
88.759
102.244

4.9750
5.4702
5.9650
6.4594
6.9534

11
12
13
14
15

~.

16
17
18
19
20

1.0408
1.0434
1.0460
1.0486
1.0512

0.9608
0.9584
0.9561
0.9537
0.9513

16.3035
17.3443
18.3876
19.4336
20.4822

15.6650
16.6235
17.5795
18.5332
19.4845

0.0613
0.0577
0.0544
0.0515
0.0488

0.0638
0.0602
0.0569
0.0540
0.0513

116.657
131.992
148.245
165.411
183.485

7.4469
7.9401
8.4328
8.9251
9.4170

16
17
18
19
20

21
22
23
24
25

1.0538
1.0565
1.0591
1.0618
1.0644

0.9489
0.9466
0.9442
0.9418
0.9395

21.5334
22.5872
23.6437
24.7028
25.7646

20.4334
21.3800
22.3241
23.2660
24.2055

0.0464
0.0443
0.0423
0.0405
0.0388

0.0489
0.0468
0.0448
0.0430
0.0413

202.463
222.341
243.113
264.775
287.323

9.9085
10.3995
10.8901
11.3804
11.8702

21
22
23
24
25

413.185
592.499
728.740
1040.055
1600.085

14.3130
17.2306
19.1673
23.0209
28.7514

30
36
40
48
60

2265.557
3029.759
4191.242

34.4221
40.0331
47.4216

72
84
100

30
36
40
48

1.0778

lJ2~iL._
1.1050
1.1273
1.1616

1.1.969

t2,134
~. 2:"').6.

0.9278
.__ 0.9140.- ..------0.9050
0.8871
0.8609
0.8355
0.8108

o.z=o

31.1133
28.8679
3 7.~62G6--.--34.3g60--
42.0132
38.0199
50.9312
45.1787
64.6467
55.6524
78.7794
93.341.9
113.4500
.~
~.

65.8169
75.6813
88.3825
400.0000

0.0321
0.0346
-0,&266-..- _____:.0.::02'9.1]
0.0238
0.0263
0.0196
0.0221
0.0155
0.0180
0.0127
0.0107
0.0088

0.0152
0.0132
0.0113
0.0025

00

rJ;',"./i.,-~;~:;,l

Uniform

Single Payment
Compound
Amount
Factor

1
2
3
4
5

1.0050
1.0100
1.0151
1.0202
1.0253

To Find P
Given F
PI C._.
0.9950
0.9901
0.9851
0.9802
09754

6
7
8
9
10

1.0304
1.0355
1.0407
1.0459
1.0511

0.9705
0.9657
0.9609
0.9561
0.9513

11
12
13
14
15
------16
17
18
19
20

1.0564
1.0617
1.0670
1.0723
1.0777

0.9466
0.9419
0.9372
0:9326
. 0.9279

1.0831
1.0885
1.0939
1.0994
1.1049

0.9233
0.9187
0.9141
0.9096
0.9051

. iy

To Find F
Given P

FI P

._.

Compound
Amount
Factor

Present
Worth
Factor

.-

__ .--_.

..

To Find F
Given A
.

F/~

__

Series

Uniform

Gradient

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

AIF

AlP

PIG

AIG

0.0000
0.4988
0.9967
1.4938
1.9900
2.4855
2.9801
3.4738
3.9668
4~.4=5~89~
4.9501
5.4406
5.9302
6.4190
6.9069
---------7.3940
7.8803
8.3658
8.8504
9.3342

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

-.!!IA

1.0000
2.0050
3.0150
4.0301
5.0503

0.9950
1.9851
2.9702
3.9505
4.9259

1.0000
0.4988
0.3317
0.2481
0.1980

1.0050
0.5038
0.3367
0.2531
0.2030

6.0755
7.1059
8.1414
9.1821
10.2280

5.8964
6.8621
7.8230
8.7791
9.7304

0.1646
0.1407
0.1228
0.1089
0.0978

0.1696
0.1457
0.1278
0.1139
0.1028

0.0887
0.0811
0.0746
0.0691
0.0644

0.0937
0.0861
0.0796
0.0741
0.0694

0.0602
0.0565
0.0532
0.0503
0.0477

0.0652
0.0615
0.0582
0.0553
0.0527

14.655
20.449
27.176
34.824
43.387 ______
52.853
63.214
74.460
86.584
99.574
-----.--~---113.424
128.123
143.663
160.036
177.232

0.0453
0.0431
0.0411
0.0393
0.0377

0.0503
0.0481
0.0461
0.0443
0.0427

195.243
214.061
233.677
254.082
275.269

0.0310
0.0254
0.0226
0;0185
0.0143

0.0360
0.0304
0.0276
0.0235
0.0193

392.632
557.560
681.335
959.919
1448.646

11.2792
10.6770
12.3356
11.6189
13.3972
12.5562
14.4642
13.4887
15.5365
14.4166
----_._ ..._--------16.6142
15.3399
17.6973
16.2586
18.7858
17.1728
19.8797
18.0824
20.9791
18.9874

22.0840
1.1104
0.9006
23.1944
1.1160
0.8961
24.3104
1.1216
0.8916
25.4320
1.1272
0.8872
26.5591
2]
1.1328
0.8828
._---.- ..--..--.----.------32.2800
:'0
1.1614
0.8610
39.3361
\h
1.1967
0.8356
44.1588
\111.2208
0.8191
54.0978
b
1.27()~
0.7871
I)..fi"q
0.7414
__'"77nn
__
';Q
_.- - -"-" -----_._ .._----86.4089
:.-" T2i
0.6983
. ;;,.
\1.6577
104.0739
129.3337
.:"
11.6C)73

21
22
23
24

.-----"

19.8880
20.7841
21.6757
22.5629
23.4456 ----_.
27.7941
32.8710
36.1722
42.5803
-_
')1 ..7256
--,._----60.3395
68.4530
78.5426
200.0000

0.0116
0.0096
0.0077

0.000
0.990
2.960
5.901
9.803

.,_._----,----------_.-

0.0166
0.0146
0.0127
0.0050

2012.348
2640.66-:1
3562.79?-

9.8172
10.2993
10.7806
11.2611
11.7407
------ --14.1265
16.9621
18.8359
22.5437
28.006-l
33,331)~
J}),:;ih.~

-t=;. ~h)

16
17
18
19
20
21
22
23
24
25
:W
:'11
-li)

l~
t-

Uniform Gradient

Uniform Series
Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
GivenF

To Find A
Given P

To Find P
Given G

To Find A
Given G

FjP

PjF

FjA

PjA

AjF

AjP

PjG

AjG

1
2
3
4
5

1.0075
1.0151
1.0227
1.0303
1.0381

0.9926
0.9852
0.9778
0.9706
0.9633

1.0000
2.0075
3.0226
4.0452
5.0756

0.9926
1.9777
2.9556
3.9261
4.8894

1.0000
0.4981
0.3308
0.2472
0.1970

1.0075
0.5056
0.3383
0.2547
0.2045

0.000
0.985
2.941
5.853
9.706

0.0000
0.4981
0.9950
1.4907
1.9851

6
7
8
9
10

1.0459
1.0537
1.0616
1.0696
1.0776

0.9562
0.9490
0.9420
0.9350
0.9280

6.1136
7.1595
8.2132
9.2748
10.3443

5.8456
6.7946
7.7366
8.6716
9.5996

0.1636
0.1397
0.1218
0.1078
0.0967

0.1711
0.1472
0.1293
0.1153
0.1042

14.487
20.181
26.775
34.254
42.606

2.4782
2.9701
3.4608
3.9502
4.4384

11
12
13
14
15

1.0857
1.0938
1.1020
1.1103
1.1186

0.9211
0.9142
0.9074
0.9007
0.8940

11.4219
12.5076
13.6014
14.7034
15.8137

10.5207
11.4349
12.3423
13.2430
14.1370

0.0876
0.0800
0.0735
0.0680
0.0632

0.0951
0.0875
0.0810
0.0755
0.0707

51.817
61.874
72.763
84.472
96.988

4.9253
5.4110
5.8954
6.3786
6.8606

16
17
18
19
20

1.1270
1.1354
1.1440
1.1525
1.1612

0.8873
0.8807
0.8742
0.8676
0.8612

16.9323
18.0593
19.1947
20.3387
21.4912

15.0243
15.9050
16.7792
17.6468
18.5080

0.0591
0.0554
0.0521
0.0492
0.0465

0.0666
0.0629
0.0596
0.0567
0.0540

110.297
124.389
139.249
154.867
171.230

7.3413
7.8207
8.2989
8.7759
9.2516

21
22
23
24
25

1.1699
1.1787
1.1875
1.1964
1.2054

0.8548
0.8484
0.8421
0.8358
0.8296

22.6524
23.8223
25.0010
26.1885
27.3849

19.3628
20.2112
21.0533
21.8891
22.7188

0.0441
0.0420
0.0400
0.0382
0.0365

0.0516
0.0495
0.0475
0.0457
0.0440

188.325
206.142
224.668
243.892
263.803

9.7261
10.1994
10.6714
11.1422
11.6117

30
36

1.2513
1.3086
1.3483
1.4314

0.7992
0.7641
0.7416
0.6986
0.6387

33.5029
41.1527
46.4464
57.5207
75.4241

26.7751
34.4468
34.4469
40.1848
48.1734

0.0298
0.0243
0.0215
0.0174
0.0133

0.0373
0.0318
0.0290
0.0249
0.0208

373.263
524.992
637.469
886.840
1313.519

13.9407
16.6946
18.5058
22.0691
27.2665

O.SS:N

95.0070
H6.4269

55.4768
62.1540

0.0105
0.0086
0.0068

0.0180
0.0161
0.0143
0.0075

1791.246
2308.128
3040.745

32.2882
37.1357
43.3311

40
48
6H .....
-''\'

..

'15657
--4 :-l~(i

~.~-'i.2
,."i1'~,~~.~;".

O:::,,~J;,~

-~.~~.:1l*-~s.

70.17-16
1',13,.;3'';;

"""_

..."'-----_ ..
;;.:;

'.'

........,~ ....~~

1
2
3
4
5

6
7
8
9
10

11
12

13
14
15

16
17
18
19
20

21
22
23
24
25

30
36
40
48
60

72

84
100

00

r~if~~~$~~

b"l$~(!i$i'",,)JDJ"i'tdff;l4C2!U\lt4!#Ri%.*!\44hiMMIiA@,S9,16;;SMf ,2!ii%
i

Compound
Amount
Factor

. Present
Worth\
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series'
Factor

To Find F
Given P
FIP

To Find P
Given F
PIF

To Find F
Given A
FIA

To Find P
Given A
PIA

To Find A
Given F
A/F

To Find A
Given P
AlP

To Find P
Given G
PIG

To Find A
Given G
AIG

1
2
3
4
5

1.0100
1.0201
1.0303
1.0406
1.0510

0.9901
0.9803
0.9706
0.9610
0.9515

1.0000
2.0100
3.0301
4.0604
5.1010

0.9901
1.9704
2.9410
3.9020
4.8534

1.0000
0.4975
0.3300
0.2463
0.1960

1.0100
0.5075
0.3400
0.2563
0.2060

0.000
0.980
2.922
5.804
9.610

0.0000
0.4975
0.9934
1.4876
1.9801

1
2
3
4
5

6
7
8
9
10

1.0615
1.0721
1.0829
1.0937
1.1046

0.9420
0.9327
0.9235
0.9143
0.9053

6.1520
7.2135
8.2857
9.3685
10.4622

5.7955
6.7282
7.6517
8.5660
9.4713

0.1625
0.1386
0.1207
0.1067
0.0956

0.1725
0.1486
0.1307
0.1167
0.1056

14.321
19.917
26.381
33.696
41.844

2.4710
2.9602
3.4478
3.9337
4.4179

6
7
8
9
10

11
12
13
14
15

1.1157
1.1268
1.1381
1.)495
i.1610;)

0.8963
0.8874
0.8787
0.8700
0.8613

11.5668
12.6825
13.8093
14.9474
16.0969

10.3676
11.2551
12.1337
13.0037
13.8651

0.0865
0.0788
0.0724
0.0669
0.0621

0.0965
0.0888
0.0824
0.0769
0.0721

50.807
60.569
71.113
82.422
94.481

4.9005
5.3815
5.8607
6.3384
6.8143

11
12
13
14
15

16
17
18
19
20

1.1726
1.1843
1.1961
1.2081
1.2202

0.8528
0.8444
0.8360
0.8277
0.8195

17.2579
18.4304
19.6147
20.8109
22.0190

14.7179
15.5623
16.3983
17.2260
18.0456

0.0579
0.0543
0.0510
0.0481
0.0454

0.0679
0.0643
0.0610
0.0581
0.0554

107.273
120.783
134.996
149.895
165.466

7.2886
7.7613
8.2323
8.7017
9.1694

16
17
18
19
20

21
22
23
24
25

1.2324
1.2447
1.2572
1.2697
1.2824

0.8114
0.8034
0.7954
0.7876
0.7798

23.2392
24.4716
25.7163
26.9734
28.2432

18.8570
19.6604
20.4558
21.2434
22.0232

0.0430
0.0409
0.0389
0.0371
0.0354

0.0530
0.0509
0.0489
0.0471
0.0454

181.695
198.566
216.066
234.180
252.895

9.6354
10.0998
10.5626
11.0237
11.4831

21
22
23
24
25

30
36
40
48
60

1.3478
1.4308
1.4889
1.6122
1.8167

0.7419
0.6989
0.6717
0.6203
0.5504

34.7849
43.0769
48.8863
61.2226
81.6697

25.8077
30.1075
32.8346
37.9740
44.9550

0.0287
0.0232
0.0205
0.0163
0.0122

0.0387
0.0332
0.0305
0.0263
0.0222

355.002
494.621
596.856
820.146
1192.806

13.7557
16.4285
18.1776
21.5976
26.5333

30
36
40

72

2.0471
2.3067
2.7048

0.4885
0.4335
0.3697

104.7099
130.6723
170.4814

51.1504
56.6485
63.0289
100.0000

0.0096
0.0077
0.0059

0.0196
0.0177
0.0159
0.0100

1597.867
2023.315
2605.776

31.2386
35.7170
41.J,l26

8,*
100
"'v
....

-. -.----.--

~--~

-i8

60
-'}

I~

S
lOll

---

..

."",-

Sin'glcePayment

Uniform Gradient

Uniform Series

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Pr~?ent
Worth
Factor

Sinking
Fund
Factor

Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series

To FindF
Given P
FIP

ToFit:ldP
GiVefr F
PIF

To Find F
Given A
FIA

To Find P
Given.A
PIA

To Find A
Given F
AIF

To Find A
Given P
AlP

To.Find P
Given G
PIG

To.Find A
.GivenG
AIG

1
2
3
4
5

1.0200
1.0404
1.0612
1.0824
1.1041

0.9804
0.9612
0.9423
0.9238
0.9057

1.0000
2.0200
3.0604
4.1216
5.2040

0.9804
1.9416
2.8839
3.8077
4.7135

1.0000
0.4950
0.3268
0.2426
0.1922

1.0200
0.5150
0.3468
0.2626
0.2122

0.000
0.961
2.846
5.617
9.240

6
7
8
9
10

1.1262
1.1487
1.1717
1.1951
1.2190

0.8880
0.8706
0.8535
0.8368
0.8203

6.3081
7.4343
8.5830
9.7546
10.9497

5.6014
6.4720
7.3255
8.1622
8.9826

0.1585
0.1345
0.1165
0.1025
0.0913

0.1785
0.1545
0.1365
0.1225
0.1113

11
12
13
14
15

1.2434
1.2682
1.2936
1.3195
1.3459

0.8043
0.7885
0.7730
0.7579
0.7430

12.1687
13.4121
14.6803
15.9739
17.2934

9.7868
10.5753
11.3484
12.1062
12.8493

0.0822
0.0746
0.0681
0.0626
0.0578

16
17
18
19
20

1.3728
1.4002
1.4282
1.4568
1.4859

0.7284
0.7142
0.7002
0.6864
0.6730

18.6393
20.0121
21.4123
22.8406
24.2974

13.5777
14.2919
14.9920
15.6785
16.3514

21
22
23
24
25

1.5157
1.5460
1.5769
1.6084
1.6406

0.6598
0.6468
0.6342
0.6217
0.6095

25.7833
27.2990
28.8450
30.4219
32.0303

30
36
40
48
60

1.8114
2.0399
2.2080
2.5871
3.2810

0.5521
0.4902
0.4529
0.3865
0.3048
0.2403

-----_.

.-,-~

Capital

0.0000
0.4950
0.9868
1.4752
1.9604

1
2
3
4
5

13.680
18.904
24.878
31.572
38.955

2.4423
2.9208
3.3961
3.8681
4.3367

6
7
8
9
10

0.1022
0.0946
0.0881
0.0826
0.0778

46.998
55.671
64.948
74.800
85.202

4.8021
5.2642
5.7231
6.1786
6.6309

11
12
13
14
15

0.0537
0.0500
0.0467
0.0438
0.0412

0.0737
0.0700
0.0667
0.0638
0.0612

96.129
107.555
119.458
131.814
144.600

7.0799
7.5256
7.9681
8.4073
8.8433

16
17
18
19
20

17.0112
17.6580
18.2922
18.9139
19.5235

0.0388
0.0366
0.0347
0.0329
0.0312

0.0588
0.0566
0.0547
0.0529
0.0512

157.796
171.380
185.331
199.631
214.259

9.2760
9.7055
10.1317
10.5547
10.9745

21
22
23
24
25

40.5681
51.9944
60.4020
79.3535
114.0515

22.3965
25.4888
27.3555
30.6731
34.7609

0.0246
0.0192
0.0166
0.0126
0.0088

0.0446
0.0392
0.0366
0.0326
0.0288

291.716
392.041
461.993
605.966
823.698

13.0251
15.3809
16.8885
)_9.7556
- 23.6961

30
36
40
48
60

158.0570
213.8666
312.232:3

37.9841
40.5255
43.0984

0.0063
0.0047
0.0032

0.0263
0.0247
0.0232
0.0200

1034.056
1230.419
1464.753

27.2234
30.3616
33.9863

72
84
100

..

'-'

--.
4.1611

Factor

5ollO!J(X1

-_.

-_ ..

00

~.....,.,....;w~...
''4-_~

, ....,~~"'.,..,..,;i
.....

~~~~~'Oo;l;,.~~~~::i~;~l..;;.;.',;.~"""""'.J''"';~~;>~

...,~,:.li~".n.'''.

--Single Payment

_~

Uniform Series

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

.Lf.

1
1.0300
2
1.0609
3
1.0927
4
1.1255
5
1.1593
._--------_.
6
1.1941
7
1.2299
8
1.2668
9
1.3048
10
1.3439

.!:.L~.
0.9709
0.9426
0.9151
0.8885
0.8626

FIA
1.0000
2.0300
3.0909
4.1836
5.3091

PIA
0.9709
1.9135
2.8286
3.7171
4.5797

AIF
1.0000
0.4926
0.3235
0.2390
0.1884

AlP
1.0300
0.5226
0.3535
0.2690
0.2184

PIG
0.000
0.943
2.773
5.438
8.889

AIG
0.0000
0.4926
0.9803
1.4631
1.9409

N
1
2
3
4
5

0.8375
0.8131
0.7894
0.7664
0.7441

6.4684
7.6625
8.8923
10.1591
11.4639

5.4172
6.2303
7.0197
7.7861
8.5302

0.1546
0.1305
0.1125
0.0984
0.0872

0.1846
0.1605
0.1425
0.1284
0.1172

13.076
17.955
23.481
29.612
36.309

2.4138
2.8819
3.3450
3.8032
4.2565

6
7
8
9
10

12.8078
14.1920
15.6178
17.0863
18.5989

9.2526
9.9540
10.6350
11.2961
11.9379

0.0781
0.0705
0.0640
0.0585
0.0538

0.1081
0.1005
0.0940
0.0885
0.0838

43.533
51.248
59.420
68.014
77.000

4.7049
5.1485
5.5872
6:0210
6.4500

11
12
13
14
15

20.1569
21.7616
23.4144
25.1169
26.8704

12.5611
13.1661
13.7535
14.3238
14.8775

0.0496
0.0460
0.0427
0.0398
0.0372

0.0796
0.0760
0.0727
0.0698
0.0672

86.348
96.028
106.014
116.279
126.799

6.8742
7.2936
7.7081
8.1179
8.5229

16
17
18
19
20

137.550
148.509
159.657
170.971
182.434

8.9231
7.3186
9.7093
10.0954
10.4768

241.361
301.627
361.750
420.633
477.480

12.3141
14.0375
15.6502
17.1556
18.5575

583.053
756.087
879.854

21.0674
25.0353
27.8444

--------.--.--~.------.---11
121.4258
13
14
15

1.38-12

] ..+685
1.5126
1.5580

0.7224
0.7014
0.6810
0.6611
0.6-JJ9

16
17
18
19
20

1.6047
1.6528
1.7024
1.7535
1.8061

0.6232
0.6050
0.5874
0.5703
0.5~_7

21
22
23
24
2S

1.8603
1.9161
1.9736
2.0328
2.0938

05375
0.5219
0.5067
0.-1919
0.4776

-.---- --".-'--~---"-------"'---'

--_.

28.6765
15.4150
0.0349
0.0649
30.5368
15.9369
0.0327
0.0627
32.4529
16.4436
0.0308
0.0608
34.4265
16.9355
0.0290
0.0590
36.4593
17.4131
0.0274
0.0574
----_ ..
.._----_..
---30
2.4273
0.412~
D.5754
19.6004
0.0210
0.0510
35
2.8139
0.3554
60.4621
21.4872
0.0165
0.0465
40
3.2620
0.3066
7:;..+012
23.1148
0.0133
0.0433
45
3.7816
0.2644
92.7199
24.5187
0.0108
0.G408
50
4.3839
0.2281
112.7969
25.7298
0.0089
0.0389
._--_._----_._--_._--------"---------_._--_._
..,,--.-_.--_._--------"----_.
60
5.8916
0.1697
163.053-i
27.6756
0.0061
0.0361
80
10.6409
0.0940
321.3630
30.2008
0.0031
0.0331
100
19.2186
0.0520
607.2877
31.5989
0.0016
0.0316
00
33.3333
0.0300
_ .._-------------.------

__

21
22
23
24
2S
--30
35
-i0
-is
50

------.-.---.~.-

6()

so
!O,)

'-

---~~'m'mrrrr1l'm::::::~Jl'ia~~~~~{{~ir'~

Single Payment

Uniform Gradient

Uniform Series

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

FIA

PIG

AIG

FIP

P/F

AIF

AlP

1
2
3
4
5

1.0400
1.0816
1.1249
1.1699
1.2167

0.9615
0.9246
0.8890
0.8548
0.8219

1.0000
2.0400
3.1216
4.2465
5.4163

0.9615
1.8861
2.7751
3.6299
4.4518

1.0000
0.4902
0.3203
0.2355
0.1846

1.0400
0.5302
0.3603
0.2755
0.2246

0.000
0.925
2.703
5.267
8.555

0.0000
0.4902
0.9739
1.4510
1.9216

1
2
3
4
5

6
7
8
9
10

1.2653
1.3159
1.3686
1.4233
1.4802

0.7903
0.7599
0.7307
0.7026
0.6756

6.6330
7.8983.
9.2142
10.5828
12.0061

5.2421
6.0021
6.7327
7.4353
8.1109

0.1508
0.1266
0.1085
0.0945
0.0833

0.1908
0.1666
0.1485
0.1345
0.1233

12.506
17.066
22.181
27.801
33.881

2.3857
2.8433
3.2944
3.7391
4.1773

6
7
8
9
10

11
12
13
14
15

1.5395
1.6010
1.6651
1.7317
1.8009

0.6496
0.6246
0.6006
0.5775
0.5553

13.4864
15.0258
16.6268
18.2919
20.0236

8.7605
9.3851
9.9856
10.5631
11.1184

0.0741
0.0666
0.0601
0.0547
0.0499

0.1141
0.1066
0.1001
0.0947
0.0899

40.377
47.248
54.455
61.962
69.736

4.6090
5.0343
5.4533
5.8659
6.2721

11
12
13
14
15

16
17
18
19
20

1.8730
1.9479
2.0258
2.1068
2.1911

0.5339
0.5134
0.4936
0.4746
0.4564

21.8245
23.6975
25.6454
27.6712
29.7781

11.6523
12.1657
12.6593
13.1339
13.5903

0.0458
0.0422
0.0390
0.0361
0.0336

0.0858
0.0822
0.0790
0.0761
0.0736

77.744
85.958
94.350
102.893
111.565

6.6720
7.0656
7.4530
7.8342
8.2091

16
17
18
19
20

21
22
23
24
25

2.2788
2.3699
2.4647
2.5633
2.6658

0.4388
0.4220
0.4057
0.3901
0.3751

31.9692
34.2480
36.6179
39.0826
41.6459

14.0292
14.4511
14.8568
15.2470
15.6221

0.0313
0.0292
0.0273
0.0256
0.0240

0.0713
0.0692
0.0673
0.0656
0.0640

120.341
129.202
138.128
147.101
156.104

8.5779
8.9407
9.2973
9.6479
9.9925

21
22
23
24
25

30
35
40
4S

3.2434
3.9461
4.8010
5.8412
7.1067

0.3083
0.2534
0.2083
0.1712
0.1407

56.0849
73.6522
95.0255
121.0294
152.6671

17.2920
18.6646
19.7928
20.7200
21.4822

0.0178
0.0136
0.0105
0.0083
0.0066

0.0578
0.0536
0.0505
0.0483
0.0466

201.062
244.877
286.530
325.403
361.164

11.6274
13.1198
14.4765
15.7047
16.8122

30
35
40
45
50

1~'},,5196
'.fs

OJ)951
I'U,r)4

237.9907
551.2450
12.11&1137

22.6235
23.9154
24.50S0

0.0042
0.0018
0.0008

0.0442
0.0418
0.Q408
0.0400

422.997
511.116
563.125

18.6~
21.371
22.9800

60
80
100

50

,~ ::-~, .'w~

,00

1"',~'~

PIA

..~'~~,~-':'
r

~-

~" '\.x)O

.....

00

.......",,-~

~'i;,:.,~tl,
,
~~u~ki;.:Ji;...~""'.,..:.i...,~_:~";~,~,

...;."._,
.~~,,.

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

PIF

PIG

FIA

PIA

AIF

AlP

1
2
3
4
5

1.0500
1.1025
1.1576
1.2155
1.2763

0.9524
0.9070
0.8638
0.8227
0.7835

1.0000
2.0500
3.1525
4.3101
5.5256

0.9524
1.8594
2.7232
3.5460
4.3295

1.0000
0.4878
0.3172
0.2320
0.1810

1.0500
0.5378
0.3672
0.2820
0.2310

0.000
0.907
2.635
5.103
8.237

0.0000
0.4878
0.9675
1.4391
1.9025

1
2
3
4
5

6
7
8
9
10

1.3401
1.4071
1.4775
1.5513
1.6289

0.7462
0.7107
0.6768
0.6446
0.6139

6.8019
8.1420
9.5491
11.0266
12.5779

5.0757
5.7864
6.4632
7.1078
7.7217

0.1470
0.1228
0.1047
0.0907
0.0795

0.1970
0.1728
0.1547
0.1407
0.1295

11.968
16.232
20.970
26.127
31.652

2.3579
2.8052
3.2445
3.6758
4.0991

6
7
8
9
10

11
12
13
14
15

1.7103
1.7959
1.8856
1.9799
2.0789

0.5847
0.5568
0.5303
0.5051
0.4810

14.2068
15.9171
17.7130
19.5986
21.5786

8.3064
8.8633
9.3936
9.8986
10.3797

0.0704
0.0628
0.0565
0.0510
0.0463

0.1204
0.1128
0.1065
0.1010
0.0963

37.499
43.624
49.988
56.554
63.288

4.5144
4.9219
5.3215
5.7133
6.0973

11
12
13
14
15

16
17
18
19
20

2.1829
2.2920
2.4066
2.5270
2.6533

0.4581
0.4363
0.4155
0.3957
0.3769

23.6575
25.8404
28.1324
30.5390
33.0660

10.8378
11.2741
11.6896
12.0853
12.4622

0.0423
0.0387
0.0355
0.0327
0.0302

0.0923
0.0887
0.0855
0.0827
0.0802

70.160
77.141
84.204
91.328
98.488

6.4736
6.8423
7.2034
7.5569
7.9030

16
17
18
19
20

21
22
23
24
25

2.7860
2.9253
3.0715
3.2251
3.3864

0.3589
0.3418
0.3256
0.3101
0.2953

35.7193
38.5052
41.4305
44.5020
47.7271

12.8212
13.1630
13.4886
13.7986
14.0939

0.0280
0.0260
0.0241
0.0225
0.0210

0.0780
0.0760
0.0741
0.0725
0.0710

105.667
112.846
120.009
127.140
134.228

8.2416
8.5730
8.8971
9.2140
9.5238

21
22
23
24

30
35
40
45
50

4.3219
5.5160
7.0400
8.9850
11.4674

0.2314
0.1813
0.1420
0.1113
0.0872

66.4388
90.3203
120.7998
159.7002
209.3480

15.3725
16.3742
17.1591
17.7741
18.2559

0.0151
0.0111
0.0083
0.0063
0.0048

0.0651
0.0611
0.0583
0.0563
0.0548

168.623
200.581
229.545
255.315
277.915

10.9691
12.2498
13.3775
14.36H
15.2233

60
80
100

18.6792
49.5614
131.5013

0.0535
0.0202
0.0076

353.5837
971.2288
2610.0252

18.9293
19.5965
19.8479
20.0000

0.0028
0.0010
0.0004

0.0528
0.0510
0.0504
0.0500

314.343
359.646
381.7-49

16.6062
18.3526

'"

FIP

AIG

19.2337

25
30

35
.f0

"5
50
60
1'0
11,,1

.,:,-,

"-'-'--;"""-"''''''''~--

Single Payment
Compound
Amount
Factor

Present
Worth
Factor

To Find F

To Find P
Given F

Given P
N

JIP

PIF

Compound
Amount

Sinking
Fund
Factor

Capital
Recovery
"Factor

To Find P
Given A

To Find A
Given F

To Find A,
GivenP

To FindP
Given G

To Find A
Given G

FIA

PIA

AIF.

AlP

PIG

AIG

Factor
" To Find Fe
Giv~n A

Gradient
.-.Present Worth
Factor

Gradient
Uniform Series
Factor

Present
Worth
Factor

1
2
3
4
5

1.0600
1.1236
1.1910
1.2625
1.3382

0.9434
0.8900
0.8396
0.7921
0.7473

1.0000
2.0600
3.1836
4.3746
5.6371

0.9434
1.8334
2.6730
3.4651
4.2124

1.0000
0.4854
0.3141
0.2286
0.1774

1.0600
0.5454
0.3741
0.2886
0.2374

0.000
0.890
2.569
4.946
7.935

0.0000
0.4854
0.9612
1.4272
1.8836

1
2
3
4
5

6
7
8
9
10

1.4185
1.5036
1.5938
1.6895
1.7908

0.7050
0.6651
0.6274
0.5919
0.5584

6.9753
8.3938
9.8975
11.4913
13.1808

4,9173
5.5824
6.2098
6.8017
7.3601

0.1434
0,1191
0,1010
0.0870
0.0759

0.2034
0.1791
0.1610
0.1470
0.1359

11.459
15.450
19.842
24.577
29.602

2.3304
2.7676
3.1952
3.6133
4.0220

6
7
8
9
10

11
12
13
14
15

1.8983
2.0122
2.1329
2.2609
2.3966

0.5268
0.4970
0.4688
0.4423
0.4173

14.9716
16.8699
18.8821
21.0151
23.2760

7.8869
8.3838
8.8527
9.2950
9.7122

0.0668
0.0593
0.0530
0.0476
0.0430

0.1268
0.1193
0.1130
0.1076
0.1030

34.870
40.337
45.963
51.713
57.555

4.4213
4.8113
5.1920
5.5635
5.9260

11
12
13
14
15

16
17
18
19
20

2,5404
2.6928
2.8543
3.0256
3.2071

0.3936
0.3714
0.3503
0.3305
0.3118

25.6725
28.2129
30.9057
33.7600
36.7856

10,1059
10.4773
10.8276
11.1581
11.4699

0.0390
0.0354
0.0324
0.0296
0.0272

0.0990
0.0954
0.0924
0.0896
0.0872

63.459
69.401
75.357
81.306
87.230

6.2794
6.6240
6.9597
7.2867
7.6051

16
17
18
19
20

21
22
23

3.3996
3.6035
3.8197
4.0489
4.2919

0.2942
0.2775
0.2618
0.2470
0.2330

39.9927
43.3923
46.9958
50.8156
54.8645

11,7641
12.0416
12.3034
12.5504
12.7834

0.0250
0.0230
0.0213
0.0197
0.0182

0.0850
0.0830
0.0813
0.0797
0.0782

93.114
98.941
104.701
110.381
115.973

7.9151
8.2166
8.5099
8.7951
9.0722

21
22
23
24
25

0.1741
0.1301

79.0582
111.4348
154.7620

13.7648
14.4982
15.0463
15.4558
15.7619

0.0126
0.0090
0.0065
0.0047
0.0034

0.0726
0.0690
0.0665
0.0647
0.0634

142.359
165.743
185.957
203.110
217.457

10.3422
11.4319
12.3590
13.1413
13.7964

30
35
40
45
50

115<. f614

0.0019

OJ.lOO6

0.0619
0.0606

!I'.~.lif!2
.
',~..

0.060'2

239.043
262.549
272.047

14.7909
15.9033
16.3711

60
80
100

24

25
30
5.7435
1.~61
3~
l(t:2c551'
~
~f . ~,', ,xt"(),;;~i$

0.0972
OJ.l;,i'"l -

~;".::'?~,,'\'
~.,>, .'.,,, ""'..."
.,.~.,;',
..,,,'.."h 1.I;;:L""""
, 9 i.;~~

2127435

~'!:"'

",~,j""t1~'1:~"':'IfI'\""f,,~;.,;!i'''''I!''_'1fi'''~'!'.!~'''''''''!~,. ~ ..
~.~

2:903..159
:;;\;:t1,i.2'R~

t;~:~)~
..~1

~b~.

00

-"

....

~'.

,~-,~

'-"':';""""'-

L_ ...
.,'

....

!u'"~'!';;'jliil.!I!I(kll!\Il!.'i;!ri
'"
",,,

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
'Factor

To Find F
Given P
FIP

To Find P
Given F
PIF

To Find F
Given A
FIA

To Find P
Given A
PIA

To Find A
Given F
AIF

To Find A
Given P
AlP

To Find P
Given G
PIG

To Find A
GivenG
AIG

1
2
3
4
5

1.0700
1.1449
1.2250
1.3108
1.4026

0.9346
0.8734
0.8163
0.7629
0.7130

1.0000
2.0700
3.2149
4.4399
5.7507

0.9346
1.8080
2.6243
3.3872
4.1002

1.0000
0.4831
0.3111
0.2252
0.1739

1.0700
0.5531
0.3811
0.2952
0.2439

0.000
0.873
2.506
4.795
7.647

0.0000
0.4831
0.9549
1.4155
1.8650

1
2
3
4
5

6
7
8
9
10

1.5007
1.6058
1.7182
1.8385
1.9672

0.6663
0.6227
0.5820
0.5439
0.5083

7.1533
8.6540
10.2598
11.9780
13.8164

4.7665
5.3893
5.9713
6.5152
7.0236

0.1398
0.1156
0.0975
0.0835
0.0724

0.2098
0.1856
0.1675
0.1535
0.1424

10.978
14.715
18.789
23.140
27.716

2.3032
2.7304
3.1465
3.5517
3.9461

6
7
8
9
10

11
12
13
14
15

2.1049
2.2522
2.4098
2.5785
2.7590

0.4751
0.4440
0.4150
0.3878
0.3624

15.7836
17.8885
20.1406
22.5505
25.1290

7.4987
7.9427
8.3577
8.7455
9.1079

0.0634
0.0559
0.0497
0.0443
0.0398

0.1334
0.1259
0.1197
0.1143
0.1098

32.467
37.351
42.330
47.372
52.446

4.3296
4.7025
5.0648
5.4167
5.7583

11
12
13
14
15

16
17
18
19
20

2.9522
3.1588
3.3799
3.6165
3.8697

0.3387
0.3166
0.2959
0.2765
0.2584

27.8881
30.8402
33.9990
37.3790
40.9955

9.4466
9.7632
10.0591
10.3356
10.5940

0.0359
0.0324
0.0294
0.0268
0.0244

0.1059
0.1024
0.0994
0.0968
0.0944

57.527
62.592
67.622
72.599
77.509

6.0897
6.4110
6.7225
7.0242
7.3163

16
17
18
19
20

21
22
23
24
25

4.1406
4.4304
4.7405
5.0724
5.4274

0.2415
0.2257
0.2109
0.1971
0.1842

44.8652
49.0057
53.4361
58.1767
63.2490

10.8355
11.0612
11.2722
11.4693
11.6536

0.0223
0.0204
0.0187
0.0172
0.0158

0.0923
0.0904
0.0887
0.0872
0.0858

82.339
87.079
91.720
96.255
100.677

7.5990
7.8725
8.1369
8.3923
8.6391

21
22
23
24
25

30
35
40
45
50

7.6123
10.6766
14.9745
21.0023
29.4570

0.1314
0.0937
0.0668
0.0476
0.0339

94.4608
138.2369
199.6351
285.7495
406.5289

12.4090
12.9477
13.3317
13.6055
13.8007

0.0106
0.0072
0.0050
0.0035
0.0025

0.0806
0.0772
0.0750
0.0735
0.0725

120.972
138.135
152.293
163.756
172.905

9.7487
10.6687
11.4233
12.0360
12.5287

30
35
40
45
50

60
80
100
ex;

57.9464
224.2344
867.7163

0.0173
0.0045
0.0012

813.5204
3189.0627
12381.6618

14.0392
14.2220
14.2693
14.2857

0.0012
0.0003
0.0001

0.0712
0.0703
0.0701
0.0700

185.768
198.075
202.200

13.2321
13.9273
14.1703

60
80
100
'"

Uniform Series

Single Payment

Uniform Gradient

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P

ToFind P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

PjF

FjA

PjG

AjG

FjP

AjP

1.0800
1.1664
1.2597
1.3605
1.4693

0.9259
0.8573
0.7938
0.7350
0.6806

1.0000
2.0800
3.2464
4.5061
5.8666

0.9259
1.7833
2.5771
3.3121
3.9927

1.0000
0.4808
0.3080
0.2219
0.1705

1.0800
0.5608
0.3880
0.3019
0.2505

0.000
0.857
2.445
4.650
7.372

0.0000
0.4808
0.9487
1.4040
1.8465

1
2
3
4
5

6
7
8
9
10

1.5869
1.7138
1.8509
1.9990
2.1589

0.6302
0.5835
0.5403
0.5002
0.4632

7.3359
8.9228
10.6366
12.4876
14.4866

4.6229
5.2064
5.7466
6.2469
6.7101

0.1363
0.1121
0.0940
0.0801
0.0690

0.2163
0.1921
0.1740
0.1601
0.1490

10.523
14.024
17.806
21.808
25.977

2.2763
2.6937
3.0985
3.4910
3.8713

6
7
8
9
10

11
12
13
14
15

2.3316
2.5182
2.7196
2.9372
3.1722

0.4289
0.3971
0.3677
0.3405
0.3152

16.6455
18.9771
21.4953
24.2149
27.1521

7.1390
7.5361
7.9038
8.2442
8.5595

0.0601
0.0527
0.0465
0.0413
0.0368

0.1401
0.1327
0.1265
0.1213
0.1168

30.266
34.634
39.046
43.472
47.886

4.2395
4.5957
4.9402
5.2731
5.5945

11
12
13
14
15

16
17
18
19
20

3.4259
3.7000
3.9960
4.3157
4.6610

0.2919
0.2703
0.2502
0.2317
0.2145

30.3243
33.7502
37.4502
41.4463
45.7620

8.8514
9.1216
9.3719
9.6036
9:8181

0.0330
0.0296
0.0267
0.0241
0.0219

0.1130
0.1096
0.1067
0.1041
0.1019

52.264
56.588
60.843
65.013
69.090

5.9046
6.2037
6.4920
6.7697
7.0369

16
17
18
19
20

21
22
23
24
25

5.0338
5.4365
5.8715
6.3412
6.8485

0.1987
0.1839
0.1703
0.1577
0.1460

50.4229
55.4568
60.8933
66.7648
73.1059

10.0168
10.2007
10.3711
10.5288
10.6748

0.0198
0.0180
0.0164
0.0150
0.0137

0.0998
0.0980
0.0964
0.0950
0.0937

73.063
76.926
80.673
84.300
87.804

7.2940
7.5412
7.7786
8.0066
8.2254

21
22
23
24
25

30
35
40

10.0627
14.7853
21.7245
31.9204

0.0994
0.0676
0.0460
0.0313
0.0213

113.2832
172.3168
259.0565
386.5056
573.7702

11.2578
11.6546
11.9246
12.1084
12.2335

0.0088
0.0058
0.0039
0.0026
0.0017

0.0888
0.0858
0.0839
0.0826
0.0817

103.456
116.092
126.Q42
133.733
139.593

9.1897
9.9611
10.5699
11.0447
11.4107

30
35
40
45
50

0.0099
() 'Xt!l

1253.2133
5886.9354

12.3766
12.4735
12.4943
1~

0.0008
0.0002
a

0.0808
0.0802
0.0800
0.0800

147.300
153.800
155.611

11.9015
12.3301
12.4545

60
80
100

45

':-,;0

46.9016
".--..-...

,t,,;~,~~,-;

274R..,!5157

PjA

AjF

1
2
3
4
5

=eo

00

/
.. ..,..,.' ....
,

'"

~'",'''''

"""""~"""""""""'"""'"'''''~'''''''''''-::~--,
~

;('
,L,,~,.<j,_!sc.,'

Unitorm

Single Payment
Compound
Amount
Factor
To Find F
Given P
FIP

To Find P
Given F
PIF

To Find F
Given A
FIA

Series

Present
Worth
Factor

Sinking
Fund
Factor

To Find P
Given A
PIA

Compound
Amount
Factor

r;'::..:.:.~. ::" .'.:,L~:~

Un~forn'l ~raijt'i1~
,
,d ,

Capital

.~"'''''MII

Recovery
Factor

Gradient
Present Worth
Factor

Gradien.t
Uniform Series
Factor

To Find A
Given F
AIF

To Find A
Given P
AlP

To Find P
Given G
PIG

To Find A
Given G
AIG

0.9174
.1.753lJ
2.5313
3.2397
3.8897

1.0000
0.4785
0.3051
0.2187
0.1671

1.0900
05685
0.3951
0.3087
0.2571

0.000
0.842
2.386
4.511
7.111

0.0000
0.4785
0.9426
1.3925
1.8282

1
2
3
4
5

1.0900
1.1881
1.2950
1.4116
1.5386

0.9174
0.8417
0.7722
0.7084
0.6499

1.0000
2.0900
3.2781
4.5731
5.9847

9
10

1.6771
1.8280
1.9926
2.1719
2.3674

0.5963
0.5470
0.5019
0.4604
0.4224

7.5233
9.2004
11.0285
13.0210
15.1929

4.4859
5.0330
5.5348
5.9952
6.4177

0.1329
0.1087
0.0907
0.0768
0.0658

0.2229
0.1987
0.1807
0.1668
0.1558

10.092
13.375
16.888
20.571
24.373

2.2498
2.6574
3.0512
3.4312
3.7978

6
7
8
9
10

11
12
13
14
15

2.5804
2.8127
3.0658
3.3417
3.6425

0.3875
0.3555
0.3262
0.2992
0.2745

17.5603
20.1407
22.9534
26.0192
29.3609

6.8052
7.1607
7.4869
7.7862
8.0607

0.0569
0.0497
0.0436
0.0384
0.0341

0.1469
0.1397
0.1336
0.1284
0.1241

28.248
32.159
36.073
39.963
43.807

4.1510
4.4910
4.8182
5.1326
5.4346

11
12
13
14
15

16
17
18
19
20

3.9703
4.3276
4.7171
5.1417
5.6044

0.2519
0.2311
0.2120
0.1945
0.1784

33.0034
36.9737
41.3013
46.0185
51.1601

8.3126
85436
8.7556
8.9501
9.1285

0.0303
0.0270
0.0242
0.0217
0.0195

0.1203
0.1170
0.1142
0.1117
0.1095

47.585
51.282
54.886
58.387
61.777

5.7245
6.0024
6.2687
6.5236
6.7674

16
17
18
19
20.

21
22
23
24
25

6.1088
6.6586
7.2579
7.9111
8.6231

0.1637
0.1502
0.1378
0.1264
0.1160

56.7645
62.8733
69.5319
76.7898
84.7009

9.2922
9.4424
9.5802
9.7066
9.8226

0.0176
0.0159
0.0144
0.0130
0.0118

0.1076
0.1059
0.1044
0.1030
0.1018

65.051
68.205
71.236
74.143
76.927

7.0006
7.2232
7.4357
7.6384
7.8316

21
22
23
24
25

30
35
40
45
50

13.2677
20.4140
31.4094
48.3273
74.3575

0.0754
0.0490
0.0318
0.0207
0.0134

136.3075
215.7108
337.8824
525.8587
815.0836

10.2737
10.5668
10.7574
10.8812
10.9617

0.0073
0.0046
0.0030
0.0019
0.0012

0.0973
0.0946
0.0930
0.0919
0.0912

89.028
98.359
105.376
110.556
114.325

8.6657
9.3083
9.7957
10.1603
10.4295

30
35

176.0313
9865517
5529.0408

0.0057
0.0010
0.0002

1944.7921
109505741
61422.6755

11.0480
11.0998
11.1091
11.1111

0.0005
0.0001
a

0.0905
0.0901
0.0900
0.0900

118.968
122.431
123.234

10.7683
11.0299
11.0930

1
2

3
4
5
6

7
8

0
100

--

Present
Worth
Factor

'- .',"'::;~".,.

x,

, L.,~ than

o.nom.

'i

40
45

50
60

80
](10
7)00,

Single Payment

Uniform Gradient

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To FindF
Given P

To Find P
Given F

To Find F
Given A

To Find P

To Find A
Given F

To Find A
GivenP

To Find P
Given G

To Find A
Given G

P/F

FIA

Given A
PIA

AIF

'AlP

PIG

1
2
3
4
5

1.1000
1.2100
1.3310
1.4641
1.6105

0.9091
0.8264
0.7513
0.6830
0.6209

1.0000
2.1000
3.3100
4.6410
6.1051

0.9091
1.73?5
2.4869
3.1699
3.7?08

1.0000
0.4762
0.3021
0.2155
0.1638

1.1000
0.5762
0.4021
0.3155
0.2638

0.000
0.826
2.329
4.378
6.862

0.0000
0.4762
0.9366
1.3812
1.8101

1
2
3
4
5

6
7
8
9

1.7716
1.9487
2.1436
2.3579

0.5645
0.5132
0.4665

7.7156
9.4872
11.4359
13.5795
. 15-:4:}374

4.3553
4.8684
5.3349
5.7590
163"446.)

0.1296
0.1054
0.0874
0.0736
0.0627

0.2296
0.2054
0.1874
,0.1730
' 0.1627.1

9.684
12.763
16.029
19.422
22.891

2.2236
2.6216
3.0045
3.3724
3.7255

6
7
8
9
10

6.4951
6.8137
7.1034
7.3667
7.6061

0.0540
0.0468
0.Q408
0.0357
0.0315

0.1540
0.1468
0.1408
0.1357
0.1315

26.396
29.901
33.377
36.801
40.152

4.0641
4.3884
4.6988
4.9955
5.2789

11
12
13
14
15

FIP

10 -/--2.593T--

O.42'4~
-~tJ:-3.3~:./
.

-- .. -.

. __

..

-,',

AIG

11
12
13
14
15

2.8531
3.1384
3.4523
3.7975
4.1772

0.3505
0.3186
0.2897
0.2633
0.2394

18.5312
21.3843
24.5227
27.9750
31.7725

16
17
18
19
20

4.5950
5.0545
5.5599
6.1159
6.7275

0.2176
0.1978
0.1799
0.1635
0.1486

35.9497
40.5447
45.5992
51.1591
57.2750

7.8237
8.0216
8.2014
8.3649
$.5136

0.0278
0.0247
0.0219
0.0195
0.0175

0.1278
0.1247
0.1219
0.1195
0.1175

43.416
46.582
49.640
52.583
55.407

5.5493
5.8071
6.0526
6.2861
6.5081

16
17
18
19
20

21
22
23
24
25

7.4002
8.1403
8.9543
9.8497
10.8347

0.1351
0.1228
0.1117
0.1015
0.0923

64.0025
71.4027
79.5430
88.4973
98.3471

8.6487
8.7715
8.8832
8.9847
9.0770

0.0156
0.0140
0.0126
0.0113
0.0102

0.1156
0.1140
0.1126
0.1113
0.1102

58.110
60.689
63.146
65.481
67.696

6.7189
6.9189
7.1085
7.2881
7.4580

21
22
23
24
25

30
35

17.4494
28.1024
45.2593
72.8905

0.0573
0.0356
0.0221
0.0137
0.0085

164.4940
271.0244
442.5926
718.9048
1163.9085

9.4269
9.6442
9.7791
9.8628
9.9148

0.0061
0.0037
0.0023
0.0014
0.0009

0.1061
0.1037
0.1023
0.1014
0.1009

77.077
83.987
88.953
92.454
94.889

8.1762
8.7086
9.0962
9.3740
9.5704

30
35
40
45
50

ttOOJ3

3034.8164
21147LOO21
1 ,:"~n;::.,.i1.-;;

9.9672
9.9951
9.9993

0.0003
a
n

0.1003
0.1000
0.1000
0.1000

97.701
99.561
99.920

9.8023
9.9609
9.9927

60
80
100

40
..""

Uniform Series

45
50
"".

~
.

H7.~909

~\(~j,

",t't\\~

--

}t) ~~'J<.(~l
I''"';~''':''''';'''''''--~

00

,'.
<'1i

--;::,- '---;<"'>"'~""""-'!"!'<I"'If:"i-.,.>,~,-I>!!,\~''1!it!$.I'lit
*,-mhii\!liL,,,,,,,.,,,._
,/ ~'"~~"~-~~~~7r"---'-----~":~9"~:''''~~~~V~~S~;''~~~
~~~.,~,i0:~~~~~

Single Payment

Uniform Series
Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

PIF

FIA

Present
Worth
Factor

To Find F
Given P
FIP

N
1
2
3
4
5

1.1200
1.2544
1.4049
1.5735
1.7623

0,8929
0.7972
0.7118
0,6355
05674

6
7
8
9
10

1.9738
2.2107
2,4760
2.7731
3.1058

05066
0.4523
0,4039
0.3606
0.3220

11
12
13
14
15

3.4785
3,8960\
4.3635
4.8871
5.4736

0.2875
0.2567
0.2292
0.2046
0.1827

20,6546
24,1331
28,0291
32,3926
37.2797

5.9377
6,1944
6.4235
6,6282
6,8109

0,0484
0.0414
0.0357
0.0309
0,0268

0.1684
0.1614
0.1557
0,1509
0.1468

23,129
25,952
28,702
31.362
33,920

3.8953
4,1897
4.4683
4,7317
4,9803

11
12
13
14
15

6,1304
6,8660
7,6900
8,6128
9,6463

0.1631
0,1456
0,1300
0,1161
0,1037

42.7533
48.8837
55.7497
63.4397
72,0524

6.9740
7,1196
7.2497
7.3658
7.4694

0.0234
0.Q205
0.0179
0.0158
0,0139

0.1434
0.1405
0.1379
0.1358
0,1339

36.367
38.697
40.908
42.998
44.968

5.2147
5.4353
5.6427
5.8375
6,0202

16
17
18
19
20

10.8038
12,1003
13,5523
15,1786
17,0001

0,0926
0.0826
0.0738
0,0659
0,0588

81.6987
92.5026
104.6029
118.1552
133,3339

7.5620
7,6446
7.7184
7.7843
7,8431

0,0122
0,0108
0,0096
0,0085
0.0075

0.1322
0.1308
0,1296
0,1285
0.1275

46.819
48.554
50.178
51.693
53,105

6.1913
6,3514
6.5010
6,6406
6,7708

21
22
23
24
25

29,9599
52.7996
93,1l5JO
Ih3,9~7o

0,0334
0.0189
0.0107
0,0061
0,0035

241.3327
431,6635
767,0914
1358.2300
2400,0182

8,0552
8,1755
8.2438
8.2825
8,3045

0.0041
0,0023
0,0013
0,0007
0.0004

0,1241
0,1223
0,1213
0.1207
0.1204

58,782
62.605
65.116
66.734
67.762

7.2974
7,6577
7,8988
8,0572
8.1597

30

0.0001
a
n

0,1201
0.1200
0.1200
0,1200

68.810
69,359
69.434

2:::;

------,

2,,\lll)()22
__

------

'-,d-. ;'1h'J
"""";",,~""'l

'..
-"

[10m]
!

- ..... -.. -~~ _

~,r'1""'\

o.noo:
,1

' ___

'_'

__

'_H __

'_'

0,8929
i 1.6901

____

____

__________

---------.-----------.-------.-----.----

..-- ..

7471.6411
72145,6925
6960'1 05477

8,3240
8.3324
8.3332
8.3333

1
2
3
4
5
6
7
8
9
10

23
2-l

0.0000
0.4717
0,9246
1,3589
1,7746
2.1720
2.5515
2,9131
3.2574
3.5847

22

\.

0.000
0.797
2.221
4.127
6.397

8.930
11.644
14.471
17.356
20.254

'\
'".

AIG

0,2432
0.2191
0.2013
0,1877
0.1770

21

~;l

PIG

0,1232
0,0991
0,0813
0.0677
0.0570

16
17
18
19
20

.~
:;

AlP
1.1200
05917
0,4163
0.3292
0,2774

4,1114
4.5638
4,9676
5.3282
5,6502

~ __

---'---,------------

.J ,}

AI! __

8.1152
10.0890
12.2997
14.7757
17.5487

'"

____

' 2,4018
3,0373
3.6048

'~-------.--..--.--.-,-.-.--

"-

_iPIA

1.0000
2.1200
3.3744
4,7793
6.3528

.....

1.0000
0.4717
0.2963
0.2092
0.1574

--

.ill

----.-~~

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

~:'.r~~~tKf#~:'i:"I%~_!~fAl,~fN:t:~;;;<1I~,,!~t'
__
',riJ;i),"'"

____

------

-,~)J
-to
-t5

._-----_._-_ .....:"\1
_-..
R.266.f
832-+1
SJ321

----_. __ .__ .-. -_._..

ptl
')11

i,

'-

.;-i--~-;:';~i:~

'Olsct

<!:,~!,

Uniform Series

Single Payment
Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series'
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

FIA

PIA

AjF

AlP

PIG

0.8696
1.6257
2.2832
2.8550
3.3522

1.0000
0.4651
0.2880
0.2003
0,1483

1.1500
0.6151
0,4380
0.3503
0.2983

0.000
0.756
2.071
3.786
5,775

0.0000
0.4651
0.9071
1.3263
l.7228

3,7845
4.1604
4.4873
4.7716
5.0188 '

0.1142
0.0904
0,0729
0,0596
0.0493

0.2642
0.2404
0,2229
0.2096
0.1993

7.937
10.192
12.481
14.755
16.980

2,0972
2.4498
2.7813
3.0922
3.3832

10
11
12
13
14
15

--.fJ!'

_N

Uniform Gradient

~(~_,__

__AIG

1
2
3
4
5

1,1500
13225
1.5209
1.7490
2,0114

0,8696
0,7561
0,6575
0.5718
0,4972

6
7
8
9
10

2,3131
2,6600
3,0590
3.5179
4.0456

0,4323
0,3759
0,3269
0,2843
0.2472

11
12
13
14
15

4.6524
5.3503
6.1528
7,0757
8.1371

0,2149
0,1869
0,1625
0.1413
0.1229

24.3493
29,0017
34.3519
._-40.5047
\ 47.5804

5.2337
5.4206
5,5831
5.7245
5,8474

0.0411
0.0345
0,0291
0.0247
0.0210

0.1911
0.1845
0.1791
0,1747
0.1710

19.129
21.185
23,135
24.973
26.693

3.6549
3.9082
4.1438
4.3624
4.5650

16
17
18
19
20

9.3576
10.7613
12.3755
14.2318
16,3665

0.1069
0.0929
0.0808
0.0703
0.0611

55.7175
65,0751
75.8364
88.2118
102.4436

5.9542
6.0472
6,1280
6.1982
6.2593

0,0179
0.0154
0.0132
0.0113
0.0098

0.1679
0.1654
0.1632
0.1613
0,1598

28.296
29.783
31.157
32.421
33.582

4,7522
4.9251
5.0843
5.2307
5.3651

21
22
23
24
25

18.8215
21.6447
24.8915
28.6252
32.9190

0.0531
0.0462
0,0402
0.0349
0.0304

118.8101
137,6316
159,2764
184.1678
212.7930

6,3125
6,3587
6.3988
6.4338
6.4641

0.0084
0.0073
0,0063
0,0054
0.0047

0.1584
0,1573
0,1563
0.1554
0,1547

5.4883
5,6010
5.7040
5.7979
5.8834

30
35
40
45
50

66.2118
133.1755
267.8635
538.7693
1083,6574
.[ j'{,\()987

0.0151
0,0075
0.0037
0.0019
0.0009
0.0002

434,7451
881.1702
1779.0903
3585,1285
7217.7163

6.5660
6.6166
6.6418
6.6543
6.6605

0.0023
0.0011
0.0006
0,0003
0.0001

0.1523
0,1511
0.1506
0.1503
0.1501

34.645
35,615
36.499
37.302
38.031
40.753
42.359
43,283
43.805
44,096

6.6651
6,6666
6,(';667

a
a

0.1500
0,1500
0,1500
0.1500

44,343
44,436
44,444

6.6530
6.6656
6.6666

hi

:-:;,'
~:

---

1,0000
2.1500
3,4725
4.9934
6.7424
8.7537
11.0668
13,7268
16.7858
20.3037

---------_.

29219,9916
-1-78332.5293
;-,<>,;- -i'1r.71l

"';:-0";

~~:;", -

t;r-hh;-

__N

--_.

---,

.--'

1
2

3
4
5

6
7

8
9

6.2066
6.4019
6.5168
6.5830
6.6205

00

/
iQ~~Ji.}9';fr-.idiPe!.W1~"!H<J..'J-j?iWmttifutt'_;'iM;:'j_h tit 'U;"~*'t;g*

'rtf' 'tot..

tiU ti'i})b)t..;i;,t,i. '<r~,"tttb;'&-r'-.l~4kkN4.*\p':AA0fki

"'~~"'~';;~""':-:Si-""~~~r~~0~;~_.~~

Compound
Amount
Factor

Present
Worth
Factor

To Fin.d F
Given P
F/P

To Find P
Given F
P/F

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Uniform Series
Facto',.

To Find P
Gjven,A
( PIA

To Find A
GivenF
A/F

To Find A
Given P
A/P

To Find P
Given G
PIG

To Find AGiven G
A/G

Gradieht

4
5

1.1800
1.3924
l.6430
1.9388
2.2878

0.8475
0.7182
0.6086
0.5158
0.4371

1.0000
2.1800
3.5724
5.2154
7.1542

0.8475
l.5656
2.1743
,2.6901
3.1272

l.0000
0.4587
0.2799
0.1917
0.1398

1.1800
0.6387
0.4599
0.3717
0.3198

0.000
0.718
l.935
3.483
5.231

0.0000
0.4587
0.8902
1.2947
1.6728

1
2
3
4
5

6
7
8
9
10

2.6996
3.1855
3.7589
4.4355
5.2338

0.3704
0.3139
0.2660
0.2255
0.1911

9.4420
12.1415
15.3270
19.0859
23.5213

3.4976
3.8115
4.0776
4.3030
4.4941

0.1059
0.0824
0.0652
0.0524
0.0425

0.2859
0.2624
0.2452
0.2324
0.2225

7.083
8.967
10.829
12.633
14.353

2.0252
2.3526
2.6558
2.9358
3.1936

6
7
8
9
10

11
12
13
14
15

6.1759
7.2876
8.5994
10.1472
11.9737

0.1619
0.1372
0.1163
0.0985
0.0835

28.7551
34.9311
42.2187
50.8180
60.9653

4.6560
4.7932
4.9095
5.0081
5.0916

0.0348
0.0286
0.0237
0.0197
0.0164

0.2148
0.2086
0.2037
0.1997
0.1964

15.972
17.481
18.877
20.158
2l.327

3.4303
3.6470
3.8449
4.0250
4.1887

11
12
13
14
15

16
17
18
19
20

14.1290
16.6722
19.6733
23.2144
27.3930

0.0708
0.0600
0.0508
0.0431
0.0365

72.9390
87.0680
103.7403
123.4135
146.6280

5.1624
5.2223
5.27321
5.3162
5.3527

0.0137
0.0115
0.0096
0.0081
0.0068

0.1937
0.l915
0.1896
0.1881
0.1868

22.389
23.348
24.212
24.988
25.681

4.3369
4.4708
4.5916
4.7003
4.7978

16
17
18
19
20

21
22
23
24
25

32.3238
38.1421
45.0076
53.1090
62.6686

0.0309
0.0262
0.0222
0.0188
0.0160

174.0210
206.3448
244.4868
289.4945
342.6035

5.3837
5.4099
5.4321
5.4509
5.4669

0.0057
0.0048
0.0041
0.0035
0.0029

0.1857
0.1848
0.1841
0.1835
0.1829

26.300
26.851
27.339
27.773
28.l56

4.8851
4.9632
5.0329
5.0950
5.1502

21
22
23
24
25

30
35
40
45
50

143.3706
327.9973
750.3783
1716.6839
3927.3569

790.9480
1816.6516
4163.2130
9531.5771
21813.0937

5.5168
5.5386
5.5482
5.5523
5.5541

0.0013
0.0006
0.0002
0.0001
a

0.1813
0.1806
0.1802
0.l801
0.1800

29.486
30.177
30.527
30.701
30.786

5.3448
5.4485
5.5022
5.5293
5.5428

60
80

20555.1400
563067.6604

0.0070
0.0030
0.0013
0.0006
0.0003
a
a

114189.6665
3128148.1133

5.5553
5.5555
5.5556

a
a

0.1800
0.1800
0.1800

30.847
30.863

5.5526

1
2
3

--- ..
tx:

---/I

Compound
Amount
Factor
To.Find F
Given A
F/A

Less than D.OOOl.

--

30

35
40
45

50
..-~.-...

5.555-1.

~..-

80
"\.
.
_.~.,

__

.h'.

"" t.

Single Payment

Uniform Gradient

Uniform Series

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth
Factor

Gradient
Uniform Series
Factor

To Find F
Given P
F/P

To Find P
GivenF
P/F

To Find F
Given A
F/A

To Find P
Given A
PIA

To Find A
Given F
A/F

To Find A
Given P
A/P

To Find P
Given G
PIG

To Find A
Given G
A/G

1
2
3
4
5

1.2000
1.4400
1.7280
2.0736
2.4883

0.8333
0.6944
0.5787
0.4823
0.4019

1.0000
2.2000
3.6400
5.3680
7.4416

0.8333
1.5278
2.1065
2.5887
2.9906

1.0000
0.4545
0.2747
0.1863
0.1344

1.2000
0.6545
0.4747
0.3863
0.3344

0.000
0.694
1.852
3.299
4.906

0.0000
0.4545
0.8791
1.2742
1.6405

1
2
3
4
5

6
7
8
9
10

2.9860
3.5832
4.2998
5.1598
6.1917

0.3349
0.2791
0.2326
0.1938
0.1615

9.9299
12.9159
16.4991
20.7989
25.9587

3.3255
3.6046
3.8372
4.0310
4.1925

0.1007
0.0774
0.0606
0.0481
0.0385

0.3007
0.2774
0.2606
0.2481
0.2385

6.581
8.255
9.883
11.434
12.887

1.9788
2.2902
2.5756
2.8364
3.0739

6
7
8
9
10

11
12
13
14
15

7.4301
8.9161
10.6993
12.8392
15.4070

0.1346
0.1122
0.0935
0.0779
0.0649

32.1504
39.5805
48.4966
59.1959
72.0351

4.3271
4.4392
4.5327
4.6106
4.6755

0.0311
0.0253
0.0206
0.0169
0.0139

0.2311
0.2253
0.2206 '
0.2169
0.2139

14.233
15.467
16.588
17.601
18.510

3.2893
3.4841"
3.6597
3.8175
3.9588

11
12
13
14
15

16
17
18
19
20

18.4884
22.1861
26.6233
31.9480
38.3376

0.0541
0.0451
0.0376
0.0313
0.0261

87.4421
105.9306
128.1167
154.7400
186.6880

4.7296
4.7746
4.8122
4.8435
4.8696

0.0114
0.0094
0.0078
0.0065
0.0054

0.2114
0.2094
0.2078
0.2065
0.2054

19.321
20.042
20.681
21.244
21.740

4.0851
4.1976
4.2975
4.3861
4.4643

16
17
18
19
20

21
22
23
24
25

46.0051
55.2061
66.2474
79.4968
95.3962

0.0217
0.0181
0.0151
0.0126
0.Q105

225.0256
271.0307
326.2369
392.4842
471.9811

4.8913
4.9094
4.9245
4.9371
4.9476

0.0044
0.0037
0.0031
0.0025
0.0021

0.2044
0.2037
0.2031
0.2025
0.2021

22.174
22.555
22.887
23.176
23.428

4.5334
4.5941
4.6475
4.6943
4.7352

21
22
23
24
25

30
35
40
45
50

237.3763
590.6682
1469.7716
3657.2620
9100.4382

1181.8816
2948.3411
7343.8578
18281.3099
45497.1908

4.9789
4.9915
4.9966
4.9986
4.9995

0.0008
0.0003
0.0001
0.0001
a

0.2008
0.2003
0.2001
0.2001
0.2000

24.263
24.661
24.847
24.932
24.970

4.8731
4.9406
4.9728
4.9877
4.9945

30
35
40
45
50

60
80

56347.5144
2160228.4620

0.0042
0.0017
0.0007
0.0003
0.0001
a
a

281732.5718
10801137.3101

4.9999
5.0000
5.0000

a
a

0.2000
0.2000
0.2000

24.994
25.000

4.9989
5.0000

60
80

--,-~-,--.-'t.",,~th.'n'O,~XH.

00

.,q~.?'~O"*~~~-~~i*~:1I;~~~~~~\~~~fili~~~:.Jii

~""'~"""!"~~~,

Uniform Series

Compound
Amount
Factor

Present
Worth
Factor

Compound
Amount
Factor

Present
Worth
Factor

Sinking
Fund
Factor

Capital
Recovery
Factor

Gradient
Present Worth

Factor

Gradient
Uniform Series
Factor

To Find F
Given P

To Find P
Given F

To Find F
Given A

To Find P
Given A

To Find A
Given F

To Find A
Given P

To Find P
Given G

To Find A
Given G

PIF

FIA

PIA

AIF

AlP

PIG

AIG

1
2
3
4
5

1.2500
1.5625
1.9531
2.4414
3.0518

0.8000
0.6400
0.5120
0.4096
0.3277

1.0000
2.2500
3.8125
5.7656
8.2070

0.8000
1.4400
1.9520
2.3616
2.6893

1.0000
0.4444
0.2623
0.1734
0.1218

1.2500
0.6944
0.5123
0.4234
0.3718

0.000
0.640
1.664
2.893
4.204

0.0000
0.4444
0.8525
1.2249
1.5631

1
2
3
4
5

6
7
8
9
10

3.8147
4.7684
5.9605
7.4506
9.3132

0.2621
0.2097
0.1678
0.1342
0.1074

11.2588
15.0735
19.8419
25.8023
33.2529

2.9514
3.1611
3.3289
3.4631
3.5705

0.0888
0.0663
0.0504
0.0388
0.0301

0.3388
0.3163
0.3004
0.2888
0.2801

5.514
6.773
7.947
9.021
9.987

1.8683
2.1424
2.3872
2.6048
2.7971

6
7
8
9
10

11
12
13
14
15

11.6415
14.5519
18.1899
22.7374
28.4217

0.0859
0.0687
0.0550
0.0440
0.0352

42.5661
54.2077
68.7596
86.9495
109.6868

3.6564
3.7251
3.7801
3.8241
3.8593

0.0235
0.0184
0.0145
0.0115
0.0091

10.846
11.602
12.262
12.833
13.326

2.9663
3.1145
3.2437
3.3559
3.4530

11
12
13
14
15

16
17
18
19
20

35.5271
44.4089
55.5112
69.3889
86.7362

0.0281
0.0225
0.0180
0.0144
0.0115

138.1085
173.6357
218.0446
273.5558
342.9447

3.8874
3.9099
3.9279
3.9424
3.9539

0.0072
0.0058
0.0046
0.0037
0.0029

0.2572
0.2558
0.2546
0.2537
0.2529

13.748
14.109
14.415
14.674
14.893

3.5366
3.6084
3.6698
3.7222
3.7667

16
17
18
19
20

21
22
23
24
25

108.4202
135.5253
169.4066
211.7582
264.6978

0.0092
0.0074
0.0059
0.0047
0.0038

429.6809
538.1011
673.6264
843.0329
1054.7912

3.9631
3.9705
3.9764
3.9811
3.9849

0.0023
0.0019
0.0015
0.0012
0.0009

0.2523
0.2519
0.2515
0.2512
0.2509

15.078
15.233
15.363
15.471
15.562

3.8045
3.8365
3.8634
3.8861
3.9052

21
22
23
24
25

30
35
40
45
50

807.7936
2465.1903
7523.1638
22958.8740
70064.9232

0.0012
0.0004
0.0001
a
a

3227.1743
9856.7613
30088.6554
91831.4962
280255.6929

3.9950
3.9984
3.9995
3.9998
3.9999

0.0003
0.0001
a
a
a

0.2503
0.2501
0.2500
0.2500
0.2500

15.832
15.937
15.977
15.992
15.997

3.9628
3.9858
3.9947
3.9980
3.9993

30

60

652530.4468

2610117.7872

4.0000
4.0000

0.2500
0.2500

16.000

3.9999

FIP

ex;

0.2735
0.2684
. 0.2645 .,
0.2615
0.2591

35

40
45
50
fill

.---- ...-.- .....

~,

II

Less than 0.0001.

0-.
.,.,