Equipment

Rate
aaaa
Gas Liquid Micro Chromatograph
e
As per Quotation attached
Rotary Shakers
75000 e
Forced Air Circulation Oven
49500 e
Deep Freezer
92000 e
Deep Freezer stablizer
7000 e
Analytical Balance
90000 e
Flame photometer
70000 e
Colorimetere with filters
10000 e
UV- Visible spectrometer
650000 e
Digestion Apparatus
150000 e
Water Distillation Unit
20000 e
Rotary Evaporator
190000 e
HPLC Coloumns
440000 e
(As per list attached)
Pesticides Standards
226000 c
(As per list attached)
Glassware
141090 ec
(As per list attached)
Other Gassware & Laboratory Misc. Items 142000 ec
Chemicals & Reagents required
200000 c
Computer With Printer & Accessories
Furnitures
2552590

Vat(%age)VAT

12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
12.50%
4.00%

Total
5300000

9375
84375
6187.5 55687.5
11500 103500
875
7875
11250 101250
8750
78750
1250
11250
81250 731250
18750 168750
2500
22500
23750 213750
55000 495000
9040

235040

12.50% 17636.25

###

12.50%
4.00%

17750
8000

159750
208000
200000
160000
###

Rs. In('000)
5300
84
56
104
10
101
79
11
731
169
23
214
495
235
160
160
208
200
160
8500

96514

GAINS INFINITY
(PROP. SMT ROOPALI JAIN, UKHRI ROAD, BALDEOBAG, JABALPUR)

Depreiciation schedule
Amount
LAND

Rate
0.00%

BUILDING

700 10.00%

70

63

57

51

46

COMPUTERS

235 60.00%

141

56

23

40 15.00%

125 10.00%

13

11

10

PLANT & MACHINERY

FURNITURE

Year I YearII Year IIIYear IVYear V

1100
Accumulated Depreciation

230 136 94 73 61
230 365 459 532 593

GAINS INFINITY
(PROP. SMT ROOPALI JAIN, UKHRI ROAD, BALDEOBAG, JABALPUR)

APPLICATION OF FUNDS
Figures
in ' 000

FIXED ASSETS : LAND

BUILDING
COMPUTERS
Computer With Printer &
Accessories
PLANT & MACHINERY
FURNITURES
Furnitures

0
700
235

40

TOTAL (I)

125
1100

CURRENT ASSETS : Debtors

50

Cash & Bank Balance

TOTAL (II)

50
100

GRAND TOTAL (I + II)

1200

SOURCES OF FUNDS
Figures %age
in ' 000
PROMOTORS CONTRIBUTION
200 17%
GOVERNMENT SUBSIDY
250 21%
FINANCED BY THE BANK ( Cash Credit Limit)
750 63%
(1298-598)

GRAND TOTAL

1200 100%

Year V

GAINS INFINITY
(PROP. SMT ROOPALI JAIN, UKHRI ROAD, BALDEOBAG, JABALPUR)

REPAYMENT SCHEDULE
AMOUNT FINANCED
TERM

Month
1
2
3
4
5
6
7
8
9
10
11
12

###

ROI

60 MONTHS

Princp o/s
EMI
Interest Principle
Princpl o/s
750000.00 15569.00 5625.00
9944.00 740056.00
740056.00 15569.00 5550.42
10018.58 730037.42
730037.42 15569.00 5475.28
10093.72 719943.70
719943.70 15569.00 5399.58
10169.42 709774.28
709774.28 15569.00 5323.31
10245.69 699528.59
699528.59 15569.00 5246.46
10322.54 689206.05
689206.05 15569.00 5169.05
10399.95 678806.10
678806.10 15569.00 5091.05
10477.95 668328.14
668328.14 15569.00 5012.46
10556.54 657771.60
657771.60 15569.00 4933.29
10635.71 647135.89
647135.89 15569.00 4853.52
10715.48 636420.41
636420.41 15569.00 4773.15
10795.85 625624.56

year

interest

principle

62452.56 124375.44

13
14
15
16
17
18
19
20
21
22
23
24

625624.56
614747.75
603789.35
592748.77
581625.39
570418.58
559127.72
547752.18
536291.32
524744.50
513111.09
501390.42

15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00

4692.18
4610.61
4528.42
4445.62
4362.19
4278.14
4193.46
4108.14
4022.18
3935.58
3848.33
3760.43

10876.82
10958.39
11040.58
11123.38
11206.81
11290.86
11375.54
11460.86
11546.82
11633.42
11720.67
11808.57

614747.75
603789.35
592748.77
581625.39
570418.58
559127.72
547752.18
536291.32
524744.50
513111.09
501390.42
489581.85

II

50785.29 136042.71

25
26
27
28
29
30
31
32
33
34
35
36

489581.85
477684.71
465698.35
453622.09
441455.25
429197.17
416847.14
404404.50
391868.53
379238.55
366513.83
353693.69

15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00

3671.86
3582.64
3492.74
3402.17
3310.91
3218.98
3126.35
3033.03
2939.01
2844.29
2748.85
2652.70

11897.14
11986.36
12076.26
12166.83
12258.09
12350.02
12442.65
12535.97
12629.99
12724.71
12820.15
12916.30

477684.71
465698.35
453622.09
441455.25
429197.17
416847.14
404404.50
391868.53
379238.55
366513.83
353693.69
340777.39

III

38023.54 148804.46

37
38
39
40
41
42
43
44
45
46
47
48

340777.39
327764.22
314653.45
301444.35
288136.19
274728.21
261219.67
247609.82
233897.89
220083.12
206164.75
192141.98

15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00

2555.83
2458.23
2359.90
2260.83
2161.02
2060.46
1959.15
1857.07
1754.23
1650.62
1546.24
1441.06

13013.17
13110.77
13209.10
13308.17
13407.98
13508.54
13609.85
13711.93
13814.77
13918.38
14022.76
14127.94

327764.22
314653.45
301444.35
288136.19
274728.21
261219.67
247609.82
233897.89
220083.12
206164.75
192141.98
178014.05

IV

24064.66 162763.34

49
50
51
52
53
54
55
56
57
58

178014.05
163780.15
149439.51
134991.30
120434.74
105769.00
90993.26
76106.71
61108.51
45997.83

15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00
15569.00

1335.11
1228.35
1120.80
1012.43
903.26
793.27
682.45
570.80
458.31
344.98

14233.89
14340.65
14448.20
14556.57
14665.74
14775.73
14886.55
14998.20
15110.69
15224.02

163780.15
149439.51
134991.30
120434.74
105769.00
90993.26
76106.71
61108.51
45997.83
30773.81

59
60

30773.81
15435.62

15569.00
15551.38

230.80
115.77

15338.20
15435.61

15435.62
0.00

8796.33 178014.05

GAINS INFINITY
(PROP. SMT ROOPALI JAIN, UKHRI ROAD, BALDEOBAG, JABALPUR)

PROFIT & LOSS A/C

FOR THE PERIOD
PARTICULARS
GROSS RECEIPTS
INDIRECT EXPENSES
ELECTRICITY
SALARY
OFFICE EXPENSES
STATIONERY
TELEPHONE
INSURANCE
CONVEYANCE
SOFTWARE UPDATION
REPAIRS & MAINTENANCE
OTHER ADMN. EXPENSES
PBDIT
INTEREST ON LOAN
DEPRECIATION
PBT
CUMULATIVE NET PROFIT

YEAR I
1100

YEAR II
1210

12
660
15
24
24
5
36
18
24
24
258
62
230
-34
-34

13
726
17
26
26
5
40
20
26
24
287
51
136
100
66

(Rs. In '000)
YEAR III
YEAR IV
YEAR V
1320
1430
1540

14
792
18
29
29
5
43
22
29
24
315
38
94
184
250

16
858
20
31
31
5
47
23
31
24
344
24
73
247
497

17
924
21
34
34
5
50
25
34
24
373
9
61
303
800

CASH FLOW STATEMENT

GROSS CASH GENERATED

246

236

277

320

364

0
124
72
49
49

25
136
84
-9
40

25
149
96
8
48

25
163
108
24
72

25
178
120
41
113

(DEPRECIATION + NET PROFIT)

INCREASE IN CURRENT ASSETS

REDUCTION IN TERM LOAN

DRAWINGS
NET CASH GENERATED
CUMULATIVE CASH BALANCE

OPENING BALANCE
Add : PROFIT
Less : DRAWINGS
CLOSING BALANCE

PROPRIETORS' CAPITAL ACCOUNT

YEAR I
YEAR II
YEAR III YEAR IV YEAR V
200
94
110
198
337
-34
100
184
247
303
72
84
96
108
120
94
110
198
337
520

GAINS INFINITY
(PROP. SMT ROOPALI JAIN, UKHRI ROAD, BALDEOBAG, JABALPUR)

(Rs. In '000)

BALANCE SHEET
LIABILITIES

AS AT THE END OF THE

YEAR I YEAR II YEAR III YEAR IV YEAR V ASSETS

CAPITAL
94
GOVERNMENT SUBSIDY 250
LOANS & ADVANCES
626

970

110
250
490

850

198
250
341

789

337
250
178

765

520 FIXED ASSETS

250
0 GROSS BLOCK
(-) DEPRECIATION

770

YEAR I YEAR II YEAR III YEAR IV YEAR V

1100
230
871

1100
365
735

1100
459
641

1100
532
568

1100
593
507

CURRENT ASSETS
Debtors

50

75

100

125

150

CASH & BANK

49

40

48

72

113

970

850

789

765

770

Ratio Analysis
Gross profit ratio
Net profit ratio
Return on capital employed
Return on Investment
Current Ratio
Debt service coverage ratio

#VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

-3.09
8.28
13.91
17.29
19.68
#VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
#VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
N.A. Since no Current liabilities
1.38
1.53
1.69
1.84
2