periodos

1
2
3
4
5
6

i nominal anual i periodal

r
3%
1.5%
3%
1.5%
5%
2.5%
5%
2.5%
5%
2.5%
5%
2.5%

1 termino amort.

rj
multiplicatorio
1
1.5
0.67
1.5
0.7
1.5

1
1.5
1.01
1.51
1.06
1.58

14027.62

periodos

i periodal
0
1
2
3
4
5
6

r
1.5%
1.5%
2.5%
2.5%
2.5%
2.5%

a
1
1.5
0.67
1.5
0.7
1.5

I
14,027.62
21,041.43
14,097.76
21,146.64
14,802.65
22,203.97

1,500.00
1,312.09
1,693.58
1,383.47
889.39
541.56

COSTE PRESTATARIO
periodos

flujos de caja
subvencion notario
G.estudio
0 -100,000.00
500.00
1,000.00
1
14,027.62
-750.00
2
21,041.43
-656.04
3
14,097.76
-508.07
4
21,146.64
-415.04
5
14,802.65
-266.82
6
22,203.97
-162.47

(1 + ij)
factor a 0
cociente
101.50%
1.03
1.06
1.08
1.11
1.14

0.99
1.46
0.95
1.39
0.95
1.39
7.13

M
12,527.62
19,729.35
12,404.19
19,763.17
13,913.26
21,662.41

12,527.62
32,256.97
44,661.16
64,424.33
78,337.59
100,000.00

Otros gastos Seguro

950.00

100,000.00
87,472.38
67,743.03
55,338.84
35,575.67
21,662.41
-

flujos prestatario
100
-97,450.00
13,277.62
100
20,485.39
13,589.69
100
20,831.60
14,535.83
22,041.51

tir semestral
tir anual

2.013%
4.067%