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lEiknd%& Mk0 elw n vgen Hkkjr ljdkj ls jftLVMZ] RNI No. U.P.H.I.N. 2003 / 12256, Postal Reg. No.

U.P.H.I.N. 2003 / 12256, Postal Reg. No. ALG/14/2007-09


milEiknd%& egrkc elw n ikf{kd
lykes o ru
SALAMEVATAN
vkWfQl % 6/795, ljk; jgeku] th-Vh- jksM] vyhx<+ –202001 : 0571-2406797 (O), 2406414(R), 09319428861
Email: salamevatan@yahoo.co.in, Website: http://in.geocities.com/salamevatan
o"kZ 4 vad 96 vyhx<+ ] cq / kokj] 1 vxLr] 2007 ew Y ; # 4-00] okÆ"kd # 100@&¼e; Mkd [k+ p Z ½

jk’Vªifr dh gSfl;r ls dyke dk ns”kokfl;ksa dks vkf[k+jh iSxk+ e vHkh vkjke ugha] vUuk ;wuholZVh esa
eqYd Hkz’Vkpkj ls ikd vkSj [k+q”kgky gks] lsgreUn egQ+wt+] iqjveu] vkSj eqlyly rjD+d+h Mk0 dyke i<k,axs
djus okyk fgUnqLrku dk [+okc ns[kus dk bt+gkj 24 tqykbZ dks jk’Vªifr dk dk;Zdky iwjk djus ds ckn
^^turk ds jk’Vªifr^^ ls e”kgwj Mk0 vcqy Q+kfdj ik;kA Mk0 dyke us dgk ds gesa viuh vkfFkZd rjD+d+h dks vkxs fgUnqLrku ds gj oxZ ds pghrs] fnyks dh /kM+du] 75 lky ds e”kgwj
t+Suqyvkfcnhu vCnqy dyke us vius fonkbZ lans”k esa 5 lky ls c<+krs gq, vius ld+kQ+rh [k+t+kus dh lqj{kk ds fy, Hkh cgqr dqN eht+kby oSKkfud Mk0 ,ihts vCnqy dyke vHkh vkjke ds ewM esa
,d fnu igys ns”kokfl;ksa dks lacksf/kr djrs gq, Q+jek;k fd esjh djuk gksxkA eqLrd+fcy dh ulyksa ds fy, ,Slk fd;k tkuk cgqr ugha gSa cfYd og vUuk ;wuholZVh ds ih,pMh djus okys ryck ds
[+okfg”k gS fd Hkkjr ,d ft+Eesnkj] bZekunkj] ikjn”khZ] Hkz’Vkpkj t+:jh gSA lqijokbt+j cuus vkSj rkfycs bYeksa dks ,svjLisl VsDukyksth]
ls eqDr “kklu iz”kklu okyk gks] tgka vkSjrksa vkSj cPpksa ds lkFk 5 lky ds eqlyg vQ+okt ¼Fkylsuk] tylsuk] ok;wlsuk½ ck;ksVDs ukyksth] ukVksVDs ukyksth i<k+,x
a As ;kn jgs fd dyke lkgc
fdlh rjg dk t+qYe u gksA vkius [k+q”kgky] lsgreUn egQ+wt+] ds dekUMj jgs dyke us rhuksa Q+kStksa ds tokuksa vkSj vQ+ljksa ds us bl ;wuholZVh esa 5 lky igys IkzkQ s ls+ j ,ehjsVl ds rkSj ij lsok,a
iqjveu] vkSj eqlyly rjD+d+h djus okyk fgUnqLrku dk [+okc lkFk viuh eqykd+krksa vkSj fMLd”kuksa ds iyksa dks ;kn fd;kA nh FkhaA Mk0 dyke us ukyank ;wuholZVh esa Hkh i<kus dh [+okfg”k t+kfgj
ns[kus dk bt+gkj fd;kA tgka x+jhch iwjh rjg ls feV tk,A ftuesa 70]000 fQ+V dh Å¡pkbZ ij nqfu;k ds lcls Å¡ph taxh dh gSA
tkgfy;r dk [k+kRek gksA Økbe ls vkt+kn lekt esa dksbZ Hkh fl;kfpu XySf”k;j dk lQ+j] xgjs leqUnj ds uhps vkbZ,u,ldh tcfd muds cM+s HkkbZ dh [+okfg”k gS fd vc og jkes”oje
“k[+l [k+qn dks vyxFkyx eglwl u dj ldsA gesa vius eqYd lokjh vkSj lqij lqbax lIykbZ 30 yM+kdw foeku esa lokj gksdj esa vius vkckbZ edku esa vkdj gekjs ikl jgsAa gj txg mudh
dh rkehj esa viuk fgLlk vnk djuk pkfg,A tgka tks nkfu”kojksa] vkleku ls lQ+j “kkfey gSaA vken ds fy, t+kjs “kksj ls rS;kfj;ka py jgh gSAa
lkbalnkuksa] vkSj ljek;dkjksa dks viuh rjQ+ jkfx+c dj lds] Mk0 dyke us t+ksj nsdj dgk fd eqLrd+fcy ds fgUnqLrku iwjh nqfu;k esa dyke dh rkjhQ+ gks jgh gS fd vkjke djus
tgka lcds fy, lsgr dh f[k+nekr eqg¸;k gks ldsA mUgksaus 15 esa nsgh o x+jhch dks ck¡Vus okyh ydhj feV tkuh pkfg,A vkius dh mez esa Hkh og cPpks dks i<+kus ;kfu vc Hkh og dqN nsuk pkgrs
lky ds vUnj fgUnqLrku dks rjD+d+h ;k¶+rk ¼fodflr½ ns”k cukus 25 lky ls de mez ds eqYd ds 54 djksM+ ukstokuksa ds fnydks gSAa jk’Vª dks fodflr cukuk pkgrs gSA
ds vius [+okc dks iwjk djrs gq, dgk fd I;kjs georuksa ! eSa eqrkfLlj djus dk ft+Ø fd;k vkSj dgk fd eSa mUgs /kjrh ij nwljh rjQ+ ns[ksa fd lksfu;k xk¡/kh vkSj ys¶V us Hkksys Hkkys
fgUnqLrku dks 2020 ls igys fcdflr ns”k cukus ds fe”ku esa /kjrh ds uhps vkSj /kjrh ds Åij dk lc ls rkd+roj olhyk dyke ds lkFk dSlk cqjk lqyd w fd;kA turk dks vkus okys lalnh;
ges”kk vkids lkFk jgqaxkA eSaus bu 5 lkyksa esa ns”kokfl;ksa esa d+kSeh ekurk gw¡A ge vius v[+ykd+h bD+nkj ij eqcuh rkyhe vkSj bySD”ku esa bldk cnyk ysuk pkfg, vkSj lksfu;k dks lcd+ fl[kkuk
;dtgrh] vusdrk esa ,drk] vkfgilh HkkbZpkjk] I;kj eqgCcr D+;knr ls gesa ukstokuksa dks rkd+roj cukus dk vT+e djuk gksxkA pkfg,A ;kn jgs fd fgUnqLrku dh voke dyke ds nksckjk jk’Vªifr
u cuus nsus ij lksfu;k ls ukjkt+ vkSj cgqr nq[kh gSA
jk’Vªifr Hkou esa nks lwVdslksa ds lkFk vk;k Fkk] nks lwVdslksa ds lkFk #[+lrslQ+j ck¡/kqaxk& dyke
fgUnqLrku dks 2020 esa rjDdh ilan eqYd ¼fodflr ns”k½ ds fy, oksV Mkys tk jgs gSaA muds bl c;ku ls lsfeukj esa cSBs ;wusLdks us oYMZ gsfjVst fyLV esa “kkfey fd;k
cukus dk [+kokc ltk, eqYd ds lc ls gj fnyvt+ht+ lnjs
tEgwfj;k Mk0 vcnqy dyke us fugk;r tT+ckrh vankt+ esa dgk
yksx Hkh tt+ckrh gks x,A Mk0 dyke us et+hn dgk fd vxj
lwVdsl ds vykok vkSj dksbZ vlklk gS rks oks esjh fdrkcsa gSa ftUgsa
yky fdyk vc fo”o /kjksgj
fd esa vius nks NksVs ls lwVdsl ds lkFk jk’Vªifr Hkou ls #[+klrs esa ogka ugh NksM+ ldrkA ;g esjh viuh fdrkcsa gSaA Mk0 dyke Hkkjrh; bfrgkl esa eqxy dky dh egRoiw.kZ bekjr
lQj cka/kqaxkA bafM;u bLykfed dYpjy lsaVj esa ,d lsfeukj dk rfeyukMw ds vkuk ;wfuolZVh esa i<+kus dk bjknk gSA 75 lkyk fnYyh ds yky fdys dks la;qDr jk’Vª dh laLFkk la;qDr jk’Vª
dks f[krkc djrs gq, Mk0 dyke us dgk fd esa 25 tqykbZ dks lkbUlnka lnj us dgk fd mu ds okfyn us mUgsa fl[kk;k Fkk fd “kSf{kd] oSKkfud ,oa lkaLd`frd laxBu ¼;wuLs dks½ us c`gLifrokj
vius nks lwVdslksa ds lkFk pyk tkÅaxk tks esa us jk’Vªifr Hkou fdlh ls dksbZ rksgQk d+qcwy er djuk] dy eq>s ,d “k[l us dks oYMZ gsfjVSt lwph esa yky fdys dks Hkh tksM+ fy;k gSA yky
esa vkus ls d+cy rS;kj fd;s FksA esa tks ysdj vk;k ogh ysdj nks d+ye rqgQs esa fn;s Fks ftls eSaus cgqr vQ+lqjnxh ds lkFk fdyk ds vykok bl lwph esa fo”o ds rhu vkSj Lekjdkssa dks
tkÅaxkA mUgksaus ;g ckr ml oD+r dgh tc lnjkjrh bysD”ku okil dj fn;sA “kkfey fd;k x;k gSA ;g gSa tkiku dh bokeh fxatk pkanh dh
izk0s eksfeu vkSj Mk0 elwn us [knkua]s rqdeZ fs uLrku dk ikfFkZ;u dky dk uhlk dk fdyk vkSj
d+qjvkuh rkyhe vkWLVªfs y;k ds flMuh dk vkWijs k gkmlA bu Lekjdksas us fo”o Hkj
,lhbZ,e dk baLisD”ku fd;k mu ls dg nks ^^og jgeku gSA mlh ij ge
ds 45 Lekjdkssa dks ihNs NksM+dj bl lwph esa LFkku ik;k gSA
bZeku yk, gS mlh ij ge us Hkjkslk fd;k^^A lwjs
vyhx<+ dkWfyt vkWQ bathfu;fjxa ,.M eSustesaV ds eqxy ckn”kkg “kkgtgka }kjk 17oha “krkCnh esa yky iRFkjksa ls
vyeqYd % 29
chVsd dk ,Xt+kfeus”ku ds fy, vkWCT+kjoj dh gSfl;r ls jktLFkku cuok;k ;g fdyk eqxy LFkkiR; ds Lof.kZe dky dk çrhd gSA
fo|kihB ds lkbal ,aM Vsdukyksth ds gSM vkWQ fMikVZesaV gesa gjfxt+ dksbZ cqjkbZ ;k HkykbZ ugha igqaprh
“kkgtgka ds dky esa LFkkiR; ,oa vU; dykvksa dks ,d u;k Lrj
çksQ+slj ekSfeu us bathfu;fjxa dkWfyt] d+kfleiqj frjkgk vyhx<+ exj og tks vYykg us gekjs fy, fy[k nh gSA
feyk FkkA fdyk blyke LFkkiR; ij vk/kkfjr gS] exj blesa
vkSj us”kuy ifCyd dkWfyt ckbZikl jksM vyhx<+ ds lsaVjksa dk vYykg gh gekjk ekSyk gS vkSj vgys bZeku dks mlh
eqxy] bjkuh] frewfjn vkSj fganw LFkkiR; dk vn~Hkqr feJ.k
eqvk;uk fd;k vkSj crk;k fd lc dqN Bhd feyk fQj Hkh dqN ij Hkjkslk djuk pkfg, ¼lwjs rkSck½
cPpksa dks ek;wl ns[kdj esjk muls ;gh dguk gS fd ,Dlhysal ns[kus dks feyrk gSA
iSnk djus ds fy, LVwMsaVl dks vkSj vPNh rjg rS;kjh djuk
vkf[k+j D;k otg gS fd ckj ckj fyczkgu leku bjkns ij lcdk geykoj
pkfg,A mUgksaus dgk fd ;wuholZVh VsfDudy dkslsZt+ pyk jgh
gS bldk ed+ln csjksT+kxkjh dh ykbZu dks de djuk gSA deh”ku dh eqír c<+kbZ tk jgh gS\ gksuk t+:jh ugha
bathfu;fjxa dkWfyt ds lsaVj lwijokbZT+kj fljkt vkSj us”kuy ubZ fnYyh! tfLVl vfjftr ilk;r vkSj tfLVl Mh-
ifCyd dkWfyt ds jkexksiky us vius&vius QjkbZt+ Bhd rkSj v;ks/;k esa ckcjh efLtn “kghn ds ekeys esa bUDokjh
djus okys fyczkgu deh”ku dh eqír nks ekg vkSj c<+k dj mls ds-tSu dh [kaMihB us ;g O;oLFkk nsrs gq, Ng lkfF;ksa ds lkFk
ij vatke fn, gSaA bl ekSds ij ØhlsaV pSfjVsfcy VªLV tks nksgjh gR;k ¼/kkjk 302 vkSj 34½ ds fy, nks’kh ykykjke dh vihy
baftfufjxa dkWfyt eSust djrh gS ds esfMdy vkWfQlj Mk0 vxLr 2007 dj fn;k x;k gSA 6 fnlEcj 1992 dks ckcjh
efLtn dks t+cjnLrh rksM+ fn;k x;k FkkA nqfu;k us Vhoh ij ns[kk [k+kfjt dj nhA ;fn nks ;k T+;knk O;fDr la;qDr :Ik ls dksbZ
elwn vgen us Hkh ,XT+kke gkWy dk ekSfeu lkgc ds lkFk eqvk;uk
fd d+nheh efLtn rksM+h tk jgh gS vkSj dkSu rksM+ jgk gS vkSj d‘R; djrs gSa rks d+kuwuu gj ,d us O;fDrxr :Ik ls okjnkr
fd;k vkSj mls Bhd ik;kA ekSfeu lkgc us “kke dks xsLV gkml
fdl ds b”kkjs ij rksM+h tk jgh gSA exj rkTtqc gS fd mldh dh gSA dksVZ us dgk fd /kkjk 34 vfHk;qDr ij ml fLFkfr esa Hkh
vyhx<+ eqfLye ;wfuolZVh esa Mk- elwn vgen dks bathfu;fjax
dkWfyt esa vkSj csgrjh ds fy, lq>ko fn;s vkSj LVwMsaVl ds fy, bUDokjh esa bruk oD+r yx jgk gS fd dbZ ckj vk;ksx dh eqír yxk;h tk ldrh gS tc mlus ihfM+r dks pksV u igqapkbZ gksA
eSlst fn;k fd LVwMsaVl c<+kbZ tk jgh gSA gj ukxfjd dh t+qcku ij loky gS fd nsf[k, mldk okjnkr ds le; geykojksa ds lkFk gksuk vkSj mudh
Dykl ysDpjksa dks 100% vVsaM djus fd dksf”k”k djsaA vc oD+r vkSj c<+sxk ;k fjiksVZ vktk;xhA ;kstuk dk fgLlk gksuk /kkjk 34 fl) djus ds fy, dkQ+h gSA
Dykl esa ekbaM dks dlalsaVªsV dj fny tebZ ds lkFk i<+saA
jkst+kuk ds Dykl ysDplZ igys ls rS;kj djds vk,a vkSj bZjku dk bafXy”k lSVy
s kbV Vhoh pSuy “kq#
mlh jkst+ ;kn Hkh dj ysaA bZjku us vkyeh [k+cjksa esa csyl aS iSnk djus vkSj [k+l
q l
w u tcfd bLyke veu o lykerh dk et+gc gSA bLyke esa tgka
oD+r dk lgh bLrseky djsa] D;ksafd xqT+kjk oD+r fQj dHkh vesfjdk dh [k+cjsa tkuus ds fy, vaxt sz h+ t+cku dk lSVy
s kbV Vhoh ekQ+ djus dk cM+k ntkZ gS ogha t+qYe djuk vkSj t+qYe lguk
okil ugha vkrkA pSuy “kq# fd;k gSA bZjku ds lnj egewn vgenh ustk+ n tks vDlj nksuks gh xqukg dk ckbl gSA fygkt+k gesa vaxzst+h esa egkjr
ek¡&cki ds ilhus dh dekbZ dks fQ+twy esa [kpZ u djsa] ex+jch ut+fj;kr dh eq[k+kyQ+r djrs jgs gSa mUgksua s dgk fd vkyeh gkfly dj nqfu;k dks le>uk vkSj le>kuk pkfg, vkSj
fdQk;r”kkjh ls dke ysaA [k+cjksa ds dojst ij ex+fjc dk d+Ct+k gS vkSj og [k+cjksa dks vius bLyke dh nkor nsuh pkfg,A
tks Hkh gkfly djsa viuh esgur] yxu vkSj fn;kurnkjh uqDr+ k&,&ut+j ls nqfu;k ds lkeus is”k djrk gSA
ls gkfly djsa vkSj fdlh dk lgkjk u ysaA D;ksadh ud+y ;k ;kn jgs fd 1857 esa vyhx<+ eqfLye ;wuholZVh ds ckuh mQ ;s xehZ!
flQkfj”k ls vxj dqN gkfly dj Hkh fy;k rks vki ft+anxh Hkj lj lS;n jg0 us eqlyekuksa ls vxzsat+h lh[kus dk ewoesaV pyk;k xjfe;ksa esa ftLe ls bruk ilhuk csgrk gS fd fLdu
vius dks eqtfje le> dj “kjfeank gksrs jgsaxsA rks mysek us mUgsa dkfQ+j dgk Fkk exj lj lS;n us voke ls ds lwjk[k+ cUn gks tkrs gSa vkSj ?kekSfj;ka iSnk gks tkrh gSaA ,slh
;g nkSj dEiVh”ku dk gS fygkt+k nwljs ls rjD+d+h esa vkxs viuh rd+jhjksa esa dgk Fkk fd vxj vxzZst+ eq> ls d+qjvku ds ckjs dUMh”ku esa <hys diM+s iguuk pkfg,A bl ckr dk /;ku
fudyus ds fy, T+;knk ls T+;knk esgur djsa ojuk vki ihNs jg esa ekywe djs rks eSa vxzsat+h esa gh rks dqjvku mUgsa le>k ldrk j[kuk pkfg, fd tc bu nkuksa esa bUQ+SD”ku gksus yxs ;k ftLe
tk,axsA gw¡A vxj vxzsat+h esa u le>k ldk rks vYykg ds ;gka D;k tokc ij rhu&pkj fnu ls T+;knk cus jgsa rks Q+kSju MkDVj ls jkfcrk
gekjs jk’Vªifr ,ihts vCnqy dyke ds [+okc] Hkkjr dks nqaxkA vesfjdk us bLyke dk vly psgjk cnyus esa dksbZ dlj d+k;e djuk pkfg,A lqcg “kke ugkuk eqQ+hn jgrk gSA ryh
fodflr ns”k cukus ds fy, eqYd o feYyr dks viuk T+;knk ls o xje pht+s [kkus ls cpsaA xehZ ls cpus ds mik; fiNys
ckd+h ugha NksM+h gSA bLykeh vkradokn dk u;k uke fn;k gS
T+;knk ;ksXnku nsus dh dksf”k”k djsaA “kqekjs esa ge ns pqds gSaA
2 vyhx<+] cq/kokj] 1 vxLr] 2007 lykes oru
;g vkt+e [k+k¡ ij okj ugha cfYd reke
eqlyekuksa ij okj gS
okg rkt! oUMjQ+qy] oUMjQ+qy
igys 34 fQj 16 ,dM+ t+ehu ij nqfu;k ds lkr vtwcksa dk ljrkt cuk rktegy
u;k fookn b”d+ vkSj eqgCcr dh lnh rsjs uke
jkeiqjA tkSgj fo”ofo|ky; ds fuekZ.k esa vkus okyh rkt rq>s lyke] rkt rq>s lyke
vM+puksa dh lwph yach gksrh tk jgh gSA “k=q laifÙk dh 34 ,dM+ laxsejej ls rjk”kk ;g “k¶+Q+kQ+ cnu
tehu dk vkoaVu fujLr gksus dk ekeyk Fkk gh fd ,d vkSj fookn yksx bls ^^ rktegy ^^ dgrs gSaA
lkeus vk x;k gSA ;g gS fo”ofo|ky; ds fy, [kjhnh xbZ djhc ,d “kgU”kkg us cuokds galha rktegy
16 ,dM+ t+ehu dkA vyx&vyx LFkkuksa ij [kjhnh xbZ ;g Lkkjh nqfu;k dks eqgCcr dh fu”kkuh nh gSA
t+ehu vuqlfw pr tkfr ds yksxksas ls yh xbZ gSA vkjksi gS fd blds
fy, ftykf/kdkjh ls vuqefr yh tkuh pkfg, Fkh tks ugha yh xbZA
Rkks ,d x+jhc vkf”kd+ us ;g Hkh dgk&
,d “kgU”kkg us cuokds galha rktegy
rykd+”kqnk] csok o meznjkt+ [+okrhu ge x+jhcksa dh eqgCcr dk mM+k;k gS et+kd+A
dk fMiz”s ku% tYnh “kknh dhft, rktegy ds vUnq:uh fgLls esa nQ+u fd;k x;k ckn esa “kkgtgka
lkjk fo”o ftls uk;kc] deky] yrhQ+] vthcksx+jhc]
losZ esa vk;k gS fd rykd+”kqnk] csok o meznjkt+ [+okrhu dks Hkh ;gha nQUkk;k x;kA “kkgtgka dk bjknk ,d dkyk
laxejej esa lkdkj ,d dYiuk] ,d [+okc vkSj eqx+y lyrur
esa fMizs”ku dh chekjh iSnk gks jgh gSaA lekt “kknh ds oD+r rks rktegy Hkh cukus dk Fkk tks og iwjk u dj ldsA 5 lky ckn
dh eqgCcr vkSj [k+wclwjrh dh fu”kkuh gSA fcy fdyaVu gks ;k
cgqr ,fDVo gksrk gSA ckjkr esa vkSj oyhess esa tkrk gS vkSj MV ckx+ rS;kj fd;k x;kA egrkc ckx+ dks ckcj us cuok;k FkkA
fizaflt+ Mk;uk] tujy eq”kjQ+Z gks ;k laxhrdkj ;kUuh ftlus Hkh
dj nkor [kkrk gS exj ukelkbn gkykr esa rykd+”kqnk] csok o ejgwe vgen ykgksjh vkSj bZlk eqgEen uked e”kgwj es;ekjksa ds
ns[kk mlds eqg ls ;gh cjcl fudyk ^^okg rkt^^A vesfjdk ds
meznjkt+ [+okrhu dk fMizs”ku nwj djus ds fy, tYn “kknh djkus ljijLrh esa d+qnjr dk ;g “kkgdkj csgrjhu dkjhxjksa us vius
jk’Vªifr fcy fdfyaVu us rkt dks ns[k dj vius Q+ylQ+kuk
ds fy, [k+kunku vkSj lekt ds yksx dksf”k”k Hkh ugha djrs cfYd gkFkksa ls rkehj dqN bl rjg fd;k gS fd bl nkSj ds cM+s cM+s
vankt+ esa rkt dk d+n vkSj mldk eqd+ke nqfu;k dh ut+j bruk
ml ls csxkj djkus vkSj viuh f[k+ner djkus ds ,ot+ esa f[kykrs vkjdhVSDpj] flfoy bathfu;j nkar rys maxyh nckus dks etcwj
cqyan dj fn;k vkSj dgk fd nqfu;k esa nks rjg ds yksx gS ,d
fiykrs gSaA gks tkrs gSA dqN yksx ;g Hkh crkrs gSa fd ml oD+r csjkst+xkj
oksg [k+q”kulhc] ftUgksaus rkt dk nhnkj fd;k gS vkSj ,d og
3066 vfookfgr yksxksa ij fjlpZ ds urhts ij ik;k x;k csgrjhu dkjhxjksa dks jkst+xkj ¼ekyh en~n½ nsuk Hkh ed+ln Fkk
ftlus vHkh rd rkt dks ugha ns[kk gSA t+kfgj lh ckr gS fd
fd “kknh ls fMizs”ku ds f”kdkj yksxksa dks euksoSKkfud Lrj ij vkSj vkt Hkh gt+kjksa csjkst+xkj rkt ls viuh jkst+h jksVh dek jgs
nqfu;k dk gj enZ ¼”kkSgj½ vkSj vkSjr ¼vgfy;k] ifRu½ rkt dk
cgqr Q+k;nk gqvk gS vkSj ft+Unxh csgrj gqbZ gSA fygkt+k vxj gSaA rktegy dh xqEcn 35 Q+hV Å¡ph gS iwjh fcfYMax flfyUMj
nhnkj dj viuh eqgCcr esa pkj pk¡n yxkuk pkgrk gSA nqfu;k
vki mnkl vkSj fujk”k gSa rksa pV eaxuh vkSj iV C;kg dj MkysaA
ds gj eqYd ds cgqr ls tksM+s gj lky rkt dk nhnkj djus ckj uqek [kEcksa ij flesVªh esa cuh gS tks gj ,safxy ls ,d lh fn[kkbZ
bLyke ds eqrkfcd+ rykd+”kqnk] csok o meznjkt+ [+okrhu dks
ckj vkrs gS vkSj tks vHkh rd vk ugha lds gaS og Hkh vkus dh nsrh gSA ;g ;equk ds fdukjs cuk gqvk gS tks ikuh esa bldk
“kSrku ds “kj ls egQ+wt+ j[kus ds fy, “kknh djkus dh fQ+Ø
reUuk j[krs gSaA fnyd”k vDl ^^ut+kjk^^ fn[kkbZ ns vkSj nwljh fgDers veyh ;g
dqavkjh yM+dh ls T+;knk gksuh pkfg,A ;g Hkh ns[kk x;k gS fd
iqrZxky dh jkt/kkuh fyLcu esa ,d jaxkjax dk;ZØe ds gS fd D;ksa fd blds njks nhokj esa d+qjvku dh vk;rsa fy[kh gqbZ
cPpksa ds gkbyhDokyhfQ+ds”ku gkfly djus ;k vkSj fdlh otg
nkSjku rktegy dks nqfu;k ds lkr vtwcksa dk ljrkt pquus dk gSa rks bldk vDl ikuh ij iM+s rkfd mlij fdlh dk iSj u
ls mez T+;knk gks tkrh gS vkSj mudk fj”rk ugha gks ikrk gS rks
,Syku fd;k x;k ftldk iwjh nqfu;k bart+kj dj jgh FkhA iM+sA rhljs ;g fd t+yt+yksa dh rckgh ls egQ+wt+ jgsA
nwljs ua0 ds cPps ds fj”rs vkus ij Hkh “kknh ugha dh tkrh gS oksg
x+yr gSA tcfd bLyke esa fudkg] uekt+ vkSj eqnZs dks nQ+ukus
fgUnqLrku dk [kq+clwjr] vkyh”kku psgjk tks 7 djksM+ ls T+;knk pyk rkt dk tknw! i;ZVd O;kikj c<+k
esa tYnh djus dks dgk x;k gSA bLyke ds eqrkfcd+ ckfyx+ gksus
oksV ikdj lkr vtqcksa esa lcls VkWi eqd+ke thr dj ,d yksxksa dk ;g dguk Fkk fd vc ge nqfu;k ds ,d
ij gh fudkg dj nsuk pkfg,A
vueksy [kq+”kh dk vglkl djkrk gSA ^^eqgCcr dh ;knxkj vk”p;Z dks ns[ksx a As rkt ds ç”kklu ls tqMs+ Hkkjrh; iqjkrRo
eqfLye rat+heksa] t+dkr Q+.M vkSj lks”ky odZjksa ij Q+TZk+
fu”kkuh^^ rktegy u flQ+Z fgUnqLrkfu;ksa cfYd nqfu;k ds gj ds equT+Tk+e vyh us crk;k fd i;ZVdksa esa vkt T+;knk
[k+klks vke ds fnyks fnekx+ ij Nk;k gqvk gSA 17oha lnh esa eqx+y mRlkg ns[kus dks feykA ;g HkhM+ lsosu oaMlZ dh ?kks’k.kk ds
vk;n gks tkrk gS fd oksg vius ,tsaMs esa vOofy;r ds lkFk vius
ckn”kkg “kkgtgka us viuh “kjhd+&,&g;kr vjtqeu vkjk mQ+Z dkj.k c<+hA “kfuokj dks dgk rkt ij yxHkx lk<+s X;kjkg
bykd+s dh rykd+”kqnk] csok o meznjkt+ [+okrhu vkSj x+jhc
eqErkt+egy dh ;kn esa ;g ed+cjk 1632 ls 1648 esa cuok;k gt+kj i;ZVd Fks] ogha jfookj dks yxHkx ianªg gt+kj i;ZVdksa
yM+fd;ksa dk bfTrekbZ fudkg dk uT+e djsa vkSj lokc dek,a ;g
Fkk tks fd 14osa cPps dh foyknr ds ekSd+a ij bard+ky Q+jek x;ha us rktegy ns[kkA vtwcksa dh ?kks’k.kk ds ckn vkxjk ds
oD+r dh vge t+:jr gS rkfd cPps fQ+rus o Q+lkn ls cpsa vkSj
Fkha A mUgsa cqjgkuiqj ls vkxjk yk;k x;k vkSj ;equk ds fdukjs gksVyksa esa VwfjLVksa ds Qksu vkus “kq: gks x,A
fMizs”ku ds f”kdkj u gksaA

vkf[k+ j eq g Een guhQ+ MkDVj gks d j fdlh dh tku D;ks a ys x k\ ^ikjaifjd dkuwu laoS/kkfud dkuwuksa ls Åij*
vYykg dk “kqØ gS fd guhQ+ eksgEen ckbT+T+kr] cx+Sj fdlh pktZ ds fgUnqLrku okil vk x, ubZ fnYyhA ikfjokfjd dkuwu dh lhek dks pqukSrh nsus
okys ,d ekeys esa lqçhe dksVZ us egRoiw.kZ O;oLFkk nsrs gq, dgk
a fjlpZ esa lkfcr gks pqdk gS fd 1993 ls 2005 ds chp mYQk vkSj nwljs mxzoknh laxBuksa us ns”k ds iwoksZÙkj esa
fd fo”ks’k ifjfLFkfr;ksa esa ikjaifjd dkuwu laoS/kkfud dkuwuksa ls
gq, ikap cM+s vkradoknh geys ekWMuZ ;wuholZfV;ksa esa i<+s fy[ks rckgh epk j[kh gSA ns”k Hkj esa lkaçnkf;d Vdjkoksa esa cM+h la[;k
Åij ekuk tk,xkA tfLVl ,l-ch- flUgk vkSj tfLVl ekdZaMs;
ukstokuksa us fd, gS u fd enjlksa ds cPpksa usA rst+h ls rkyhe esa tkusa tkrh jgh gSaA
dkVtw dh [kaMihB us ;g fu.kZ; nsrs gq, dgk fd laoS/kkfud
ds eSnku] [k+kldj esfMflu] izks|ksfxdh] baQ+ksjes”ku VsDukyksth esa xqtjkr dk ujlagkj ge dSls Hkwy ldrs gSa\
dkuwu ikjaifjd dkuwu dh ekU;rk dks lekIr ugha dj ldrkA
Åij mBrs e/;oxZ ds ukStoku dQ+hy] lchy] guhQ+ vkradokn bl lky Hkh le>kSrk ,Dlçsl] gSnjkckn esa eDdk elftn
ikjaifjd dkuwu laoS/kkfud dkuwu ls Åij Hkh gks ldrk gSA
dh fxj¶+r esa dSls vk x,\ eqacbZ ds nkÅn bczkghe dks MkWu fdl vkSj xksj[kiqj lesr vusd txgksa ij vkradoknh geys gq, gSaA
mPpre U;k;ky; us ;g QSlyk ,s”k dkSj us iatkc ,oa gfj;k.kk
us cuk;k vkSj MkWu cuus ls nkÅn dks D;k Q+k;nk gqvk\ bl ds vc [kcjsa vk jgh gSa fd NÙkhlx<+ esa ekvksokfn;ksa us
gkbZdksVZ ds QSlys dks pqukSrh nsrs gq, lqçhe dksVZ esa ;kfpdk nk;j
dkj.kksa vkSj mldk gy ryk”kus ds fy, ljdkj] iqfyl foHkkx] lqj{kk cyksa ds 24 tokuksa dks ekSr ds ?kkV mrkj fn;k gSA
dhAgkbZdksVZ us mls mlds firk dh tk;nkn ls csn[ky dj fn;k
cqf)thfo;ksa] lektlsoh laLFkvksa vkSj cPpksa ds vfHkHkkodksa dks lj bu lcdh ;kn fnykus dh t+:jr flQZ bl rF; ij
FkkA gkbZdksVZ us fl)q tkVksa ds ijaijkxr dkuwu ^t+ehnkjksa* ds
tksM+ dj lkspuk gksxkA ge ;g Hkh dSls Hkwy ldrs gSa fd t+ksj nsus ds fy, iM+h gS fd ns”k esa Hkkafr&Hkkafr ds vkradoknh xzqi
vk/kkj ij ;g QSlyk fn;k Fkk fd mlds firk dh tk;nkn ij
♦ gekjs jk’Vªfirk ds çk.k ,d fganw vfroknh dh xksfy;ksa us fy, Fks iy jgs gSa vkSj bl eqxkyrs esa jgus ls u dksbZ jkgr feysxh vkSj
mldh lkSrsyh eka dk gd gSA
♦ ns”k dh ,d ç/kkuea=h fl[k vkradoknh ds gkFkksa ekjh xbZ Fkha u rlYyh dh tk ldrh gS fd ns”k esa flQ+Z eqlyeku gh enjlksa
tc lq f iz e dks V Z ^ikja i fjd dkuw u la o S / kkfud
♦ rks ,d iwoZ ç/kkuea=h dh gR;k fyês us dh Fkh\ vkSj vyd+k;nk ls tqMsk O;fDr gh vkradokn ls tqM+s gq, gSA
dkuw u ks a ls Åij ekurh gS rks d+ q j vku o gnhl ds
tEew&d”ehj esa mxzokn ds pyrs gt+kjksa yksxksa dh tkusa okLro esa vkradokn dks fdlh [kkl /keZ ;k fu’Bk ds lkFk
eq r kfcd+ “kfj;r ds vk/kkj ij ^^nk#yd+ t + k ^^ ds t+ f j;s
xbZ gSa vkSj nwljs yk[kksa yksx fujarj vlqj{kk ds okrkoj.k esa thus tksM+us dh LokFkZçsfjr dksf”k”ksa vkradokn&fojks/kh eqfge dks vkSj
fn, x, ba l kQ+ dks Hkh lq f iz e dks V Z dks u flQ+ Z ekuuk
ij etcwj gSaA Hkh eqf”dy cukrh gSaA ;s xfrfof/k;ka fdlh /keZ ;k ns”k dh lhekvksa
pkfg, cfYd mles a lg;ks x Hkh ns u k pkfg,A
ls ca/kh ugha gSaA
Hkktik lkaln dh lnL;rk jn
dgka x, Hkktik ds og vkn”kZ\
jk’Vªifr ,ihts vCnqy dyke us Hkktik ds lkaln d‘’.kk
eqjkjh eks?ks dh lnL;rk jn djus dh flQ+kfj”k ij viuh eqgj
yxkknh gSA jk’Vªifr dk;kZy; ls bl ckcr pquko vk;ksx dks
lwpuk Hkst nh x;h gSA
reke fgUnqLrku esa Hkktik dh fdjfdjh gks jgh gS fd vc
rd lcls T+;knk lkaln Hkktik ds gh lLisM a gq, gSa tcfd og
vius vkidks mlwyksa o fMflfIyu okyh ikVhZ dgrs ugha Fkdrh gSA
Hkkjroa”kh oSKkfud dks iq#Ldkj
Hkkjrh;ewy ds vesfjdh oSKkfud fgeka”kq tSu dks “kh”kk
foKku ds {ks= esa] ^^”kh”ks esa ijek.kw dh xfr dh rqyuk ikuh esa
tSyfQ+”k ds ?kweus ls dh Fkh^^ ij “kks/k ds fy, “kh’kZ iq#Ldkj
fn;k x;k gSA
3 vyhx<+] cq/kokj] 1 vxLr] 2007 lykes oru
fiNM+s eqfLyeksa dks gh vkj{k.k rkyhe ;k¶rk choh enZ dk lgkjk
dksVk& eq[;ea=h] jsÏh ftl rjg ,d [kks[kyk nj[+r vk¡/kh ;k rwQ+ku ls fxj gSA ,d yM+dh ls gh iwjh uly rkyhe ;k¶+rk vkSj nhunkj curh
vka/kz izns”k ljdkj ds lwpuk ea=h ,-jkekukjk;.k jsÏh vkSj Hkh ldrk gSA ysfdu tc mlds d+jhc gh ,d vkSj rukvkoj gSA ,d nhunkj choh gh ?kj dks x‘gea=h dh rjg pykrh gS rHkh
vYila[;d dY;k.k ea=h eqgEen vyh “kCchj us laoknnkrkvksa dks nj[+r gksrk gS rks og mldk lgkjk fy, d+k;e jgrk gSA bl tkdj ?kj x‘gLFkh pyrh gSA
crk;k fd eq[;ea=h okbZ ,l jkt”ks[kj jsÏh dh lnkjr esa dSfcusV rjg ,d rkyhe ;k¶+rk vkSj ckfod+kj vkSjr vius “kkSgj dk eSaus [+qk+lwlu vyhx<+ vkSj meweu reke “kgjksa dh
cSBd gqbAZ ml vf/kfu;e dks eqtjw+ h ns nh x;h ftlesa eqlyekuksa lgkjk curh gSA ;g lp gS fd ,d enZ dh dke;kch ds ihNs yM+fd;ksa vkSj muds okynsu dks veyu ns[kk gS fd og “kknh
ds 15 ls T+;knk /kM+kas dks ljdkjh ukSdfj;ksa vkSj f”k{kk ds {ks= esa ,d vkSjr dk gkFk gksrk gSA og bl rjg fd tc vkSjr ek¡ dgha Hkh gks “kkSgj dks ysdj vyhx<+ gh jguk ilan djrh gSa
4 Q+hlnh vkj{k.k feysxkA blh l= ls vkj{k.k gkfly djus okys gksrh gS rks og vius cPps dh ftLekuh ijofj”k ds lkFk lkFk
vkSj viuh lqljky ls T+;knk ihgj dks eku lEeku nsrh gSaA
eqfLye leqnk; ds ;g rcd+s lkekftd] vkfFkZd vkSj “kSf{kd :Ik mldh :gkuh ijofj”k Hkh djrh gSA mls vPNs vkSj cqjs dh
muds ikl cPpksa dks vyhx<+ esa vPNh rkyhe fnykus dk tokt+
ls fiNM+s gq, gSAa reht+ fl[kkrh gSA vkSj tc vkSjr choh ds :i esa gksrh gS rks
gksrk gSA tc vyhx<+ f”k¶+V gks tkrh gSa rks fQ+j “kke dks jkstk+ uk
“kCchj us crk;k fd vka/kz izn”s k ljdkj us ;g Q+lS yk lqfize vius “kkSgj dks viuk etkt+h [k+qnk le> dj mldh f[k+ner
;k de ls de tqes dks rks ihgj gkft+jh nsuk dEiyljh gks
dksVZ ds fn”kk funs”Z kksa dks /;ku esa j[krs gq, fd;k gSA rkfd dqy djrh gSA mldh gj [k+q”kh vkSj x+e esa “kjhd gksrh gSA tcfd
vkSjr ds gqd+wd+ cgqr de yksx gh nsuk pkgrs gSaA tkrk gSA tks “kkSgj dguk ugha ekurk ogha >xM+s “kq: gks tkrs
vkj{k.k ipkl Q+hlnh ls T+;knk u gksA fygkt+k eqfLyeksa dks fn,
x, ikap Q+hlnh vkj{k.k esa ,d Q+hlnh dh deh djnh x;h gSA ,d lkgc [k+wc dekdj viuh Q+sfeyh galh [k+q”kh pyk gSaA yM+fd;ksa dk dguk gS fd ge vius “kkSgj cPpksa vkSj
pw¡fd jkT; esa igys gh ls vkj{k.k 46 Q+hlnh Fkk blfy, vc lHkh jgs Fks fd vpkud mudh rfc;r ,Slh [k+jkc gqbZ fd og lkllqlj dh gh f[+kner djsaxs] nqfu;k dk D;k ge us Bsdk
Jsf.k;ksa esa dqy vkj{k.k Bhd ipkl Q+hlnh gh gks x;k gSA buesa d+tZnkj gks x,A mudh csxe ch,llh] ch,M FkhaA EkSaus mudh fy;k gSA gekjk fudkg “kkSgj ls gqvk gS u fd reke [k+kUknku
fgUnqvksa esa fiNM+s rcd+kas dks 25 Q+hlnh vkj{k.k fey jgk gSA csxe dks e”kojk fn;k vkSj mUgksaus ,d Ldwy esa i<+kuk “kq: lsA [k+kunku ds yksx vk,a nwljs fnu vius ?kj tk,a D;ksafd
rkfeyukMw dh d#ukfuf/k ljdkj us Hkh vka/kzinz ”s k ljdkj fd;k vkSj Q+Sfeyh dh Q+kbusUl dh ft+Eesnkjh [k+q”kh [k+q”kh laHkky muds T+;knk Bgjus ls gekjs cPpksa dk gkseodZ Hkh ugha gks ikrk
dh rtZ+ ij eqlyekuksa dks fjt+o”Zs ku nsus dk ,Syku fd;k gS vkSj yhA vc og lkgc Hkh lsgr;kc gks x, gSa vkSj ba”kkvYykg gS vkSj cPpksa dh ikst+h”ku Mkmu gks tkrh gS D;ksafd vc Dykl
dgk gS fd ge d+kuwu ds ,DLiVZ gt+jkr ls e”kojk dj jgs gSa og Hkh dekuk “kq: dj nsaxsA bl rjg ukelkbn gkykr esa Hkh esa iksbaV ekdZ ds fglkc ls ikst+h”ku feyrh gSA
rkfd fo/ks;d ykus ds oD+r dksbZ vM+pu u iM+As mudh Q+Sfeyh esa rwQ+ku ugha vk;kA ;g gS nhuh vkSj nqfu;koh bl oDRk Hkh esjs ikl ,slk gh ,d dSl gS ftldk Eksa
fgUnqLrku ds eqlyekuksa us vka/kz izn”s k vkSj rfeyukMw dh rkyhe vks rjfc;r vkSj nkfu”kojh dk dekyA Q+Slyk djkus dh dksf”k”k dj jgk gw¡A esjh csfV;ksa vkSj muds
ljdkjksa ds t+fj;s bZekunkjh ls eqlyekuksa dkss cqfu;knh t+:jrsa iwjh vc eSa ,d ekynkj] cnnhu exj rkyhe;k¶+rk gksrs gq, okynsu ls vihy gS fd esgekuuokt+h gekjs gqt+wj eqgEen
djus ds fy, fjt+o”Zs ku fnykus ds fy, [k+”q kh dk bt+gkj fd;k gS Hkh tkfgy;r j[kus okyh Q+Sfeyh dh felky Hkh ns jgk gw¡A ,d eqLrQ+k l0 dh lqUur gSA vkidks vius lqljky o ihgj nksuksa
vkSj eq[;ea=h okbZ ,l jkt”ks[kj jsÏh vkSj d#ukfu/kh dks eqckjdckn rkyhe;k¶+rk “kkSgj cgqr ekynkj Fks vkSj vius Hkkb;ksa o ek¡ dh rjQ+ ls fj”rsnkjks]a d+jkcrnkjksa ds lkFk viuh xqt a kb”k ds nk;jsa
is”k dh gSAa nkSyr ij ,s”k dj jgs FksA gj oD+r lwfVMcwfVM jgrs] dcwrjckt+h esa eqfEdu] T+;knk ls T+;knk [k+q”k v[+ykd+h] esgekuuokt+h] flyk
;wih ds eqlyekuksa us eq[;ea=h cgu ek;korh ls Hkh vihy vkSj iraxckt+h Hkh dj fy;k djrs Fks D;ksafd ek¡ ds ykMys tks jgeh] bZlkjks d+qjckuh vkSj vPNs rkYywd+kr fuHkkdj usfd;ka
dh gS fd eqyk;e flag ;kno eqlyekuksa dks fjt+o”Zs ku u ns ik,] BgjsA ek¡ dk bard+ky gks x;k tks HkkbZ dek jgs Fks og lc viuk dekuh pkfg,aA ;kn jgs fd cn lqywdh vkSj [k+jkc ekeykr esa
fiNM+s eqlyekuksa ds fy, vki vius dk;Zdky esa fjt+o”Z ku nsus dh viuk lkeku vkSj dkj[k+kuk ysdj vyx vyx gks x,A jg x, gh vkneh viuh d+qcwy dh gqbZ usfd;ka xaokdj iNrk,xkA
esgjckuh Q+jek,a rkfd vkt+e [k+k¡ tks eqyk;e dks eqlyekuksa dk ;g gjEek igys rks viuk dqN lkeku cspk tc rd dekus dh vkneh vkt ds oD+r esa bcknkr ij gh t+ksj ns jgk gS vkSj
elhgk dgrs gS mUgsa irk pys fd cgu ek;korh eqlyekuksa dh lksprs rkyhe;k¶+rk choh yM+dj mUgsa NksM+dj pyh x;ha D;ksa
ekeykr ij rcTtsg ugha nsrkA
muls csgrj rjhd+s ls x+jhch dh js[kk ls Åij mBk ldrh gSAa fd og flQ+Z [k+qf”k;kas esa “ks;j djus ds gd+ esa Fkha u fd ukelkbn
esjh uUnksa vkSj [k+kUnku ds nwljs fj”rsnlkjksa ls Hkh vihy
gkykr esa Hkh rkvoqu djus dsA vkSj ;g gjEek choh ds tkus ds
gS fd fdlh ds ?kj ds fut+ke esa csotg dh n[k+yvankt+h u djsa
D;k vki tkurs gS x+e esa “kjkc ihus yxs vkSj bl rjg ekynkj fn[kkbZ nsus okyh
Q+sfeyh gekjh vka[kksa ds lkeus cjckn gks x;hA fygkt+k gekjh
vkSj rhljs fnu Bgjdj og esgeku ugha jg tkrk gS cfYd fnu
gt+jr vkne l0 dks vius ek¡&cki dh f[k+ner ugha djuh voke ls nj[+okLr gS fd yM+ds ls T+;knk yM+dh dks t+:j cfnu [k+kfrj roktksa [k+re gks tkrh gSA vxj ?kj fMLVcZ gks
iM+h] mlh otg ls mu dh vksykn Hkh bl Qt+Z ls x+kfQy gSA i<+k,aA D;ksafd ,d ek¡ dh xksn esa gh cPps dh igyh nlZxkg gksrh x;k rks esgeku vk¡[k dh fdjfdjh cu tkrk gSA
isV ls T+;knk ckd+k;nk ?kM+h nqfu;k esa dksbZ vkSj ugh gSA
dksbZ “kh”kk balku dh bruh gd+hd+h rlohj is”k ugha dj
ldrk ftruk fd mldh ckrphrA Grant Me The Serenity to accept the things which Hkz’Vkpkj esa Mwcs cM+s ckcqvksa dk
I can not change
balku dk cgrjhu eqrkvyk] balku dk eqrkvyk gSA
xqLlk FkksMh+ nsj dh vkSj x+:
q j ges”kk ges”kk dh fnokaxh gSA
& The courage to change the things which I can vc LVsVl o lsyjh c<+h
& The wisdom to know the diffrece between them ;g lqudj dksbZ [k+q”kh ugha gqbZ fd cM+s ckcqvksa dk LVsVl
o lsyjh c<+k;h tk jgh gSA cpiu ls ns[krs vk, gSa fd cM+s ckcw
FINANCIAL PLANNING IS WEALTH ?kk?k] pkykd] eDdkj] ckrwu] csbZeku] ok;nkf[k+ykQ+ vkSj fj”or[k+ksj
gksrk gSA Q+kby dks ns[kdj mls cM+s gh ykijokgh ls ?kqek dj
Creation of wealth is quite easy in changing Funds. General perception is that investing in Mutual nj[+okLr nsus okys dks fgd+kjr dh ut+j ls mpVrh fuxkkg ls
scenario of investment now a day. Investment through Funds is risky as they all invest in shares. While reality ns[kdj dgsxk fd vkidk dke ugha gks ldrkA fQ+j tc rd ,d
Mutual Funds is better option and safe side for a lay is quite contrary to it as Mutual Funds are less fyQ+kQ+k uksVksa ls Hkjk mldks ut+jsdje u dj nks rcrd Q+kby
man. Stock Markets (Share Markets) have witnessed expensive and more safe as their investments are dks gkFk u yxk;xkA isV Hkjus ij gh lkjs d+k;ns d+kuwu rkd+ ij
tremendous growth in recent years and as per some diversified and many Mutual Funds offer systematic
share market pundits growth chances in share market j[kdj dke djoknsxk vkSj vius ;gka cSBus dks dgsxkA ;gh ugha
investment plan and trigger facility to safe guard the fd mudk joS;k turk ds lkFk gh gS cfYd cM+s cM+s vkQhlj]
are brighter in the years to come. Investment through
investment. An investor can invest even Rs. 500/- MkDVj] bathfu;j muds lkeus lc ikuh Hkjrs gSa vkSj tc rd
Mutual Funds is quite better option. Although there
p.m. or Rs. 5000/- in lump sum. In other words even fj”or ugha ns nsrs mudk VªkaLQj] tksbfuax vkSj fjyhfoax rd ugha
are good opportunities in equity participate by
small investor can enter share market through Mutual gksrhA izksxzsl fjiksVZ o lfoZl cqd dEiyhV rd ugha gksrhA vius
investors in growing Indian economy yet it is very
Funds to take advantages of share market to earn vQ+lj dks lgh tkudkjh rd ugha nsrs] mudh pkiykslh djrs
difficult for a common man to generate wealth by
share trading. There is a greater risk of loosing capital attractive return. Mutual Funds avail of the services gSa] vkSj CySdesy dj fj”or ds u;s u;s xqj crkrs gSaA ogh vius
if not taken care prudently and professionally while of experienced and skilled professionals (Fund cM+s vkQ+hlj ds fy, fj”or r;dj ysunsu djus dk ek/;e gksrs
dealing in share trading. Since a lay man lacks Managers) who are backed by a dedicated gSaA vkSj dHkh dHkh ekSd+k feys rks cM+s vkQ+hlj dks dqN u nsdj
professional insight hence the risks is always investment research team which analyses the lc dqN [k+qn gh gM+idj tkrs gSaA vc dqN cM+s vkQ+hlj us [k+qn
greater than gain in buying and selling of shares. performance or prospects of the companies and gh fyQ+kQ+k ysuk “kq# dj fn;k gSA oukZ cM+s ckcw dh pkykdh ls
On the other hand parking money in fixed deposits select suitable investment to achieve the objectives dke yVd ldrk gSA
was felt safe. But due to taxable interest and of the fund. All Mutual Funds are registered with ckcqvksa us nj[+okLr dk et+ewu] ,Iyhds”ku Mªkf¶Vax
decreased interest on fixed term investment and tax- Securities and Exchange Board of lndia, and they dksUQ+hMsfU”k;y dksM oMZ cuk j[ks gSaA vki fdruk Hkh vPNk
free dividend from Mutual Funds have created a need function within the provision of strict regulations fy[kdj ys tkb, mls ,d gh >Vds esa dSafly dj nsaxsA fj”or
to look at Alternative Avenue of investment in share designed to protect the interests of investor of Mutual ysdj viuh Mªkf¶Vax ij gh dkjZokbZ djsaxs ftls reke DydZ
market or mutual funds schemes. Hence Mutual Funds. The operations of Mutual Funds are regularly ekuasxsA esjs fygkt+ ls izkbosV lsDVj dh rjg vkfQ+l odZ de
Funds are the best option for a lay man to create monitored by SEBI. For more details about different dj nhft,A vc rks lsYQ+ lfoZl dk t+ekuk gSA tek vkSj lSyjh
wealth out of his hard-earned money. Mutual Mutual Funds their schemes, of UTIMF, ICICI MF, cSad ds t+fj;s equkflc gSA reke vkWfQ+l odZ dEI;wVjkbt+ gksus
Funds are less expensive and more safe for RELIANCE MF, SBIMF, STD. CHARTERED ls ckcwvks ls futkr fey ldrh gSaA
general public in relation to share trading. A lay MF, TATAMF and Others. vc eq[;ea=h th ls nj[+okLr gS fd lSyjh vkSj LVSVl
man without prior knowledge of stock market can Please Contact: rks c<+k fn;k exj fj”or Hkh #dokb,A dke dh tokcnsgh vkSj
enter the share market through Mutual Funds to reap Tahir Hashmi le; lhek r; dj nhft, rc tkdj turk dk Hkyk gksxkA
good crop of his investment with smile and Regd. Financial Advisor
satisfaction. He can achieve short-term as well long- It is amazing what you can accomplish, if you
Mutual Funds
term financial objectives such as higher education of do not care who gets the credit?
Dar-Us-Saba, Behind Akbar
Strategy without tactics is the slowest route
children, start in life of children, funds for marriage Market, Shaukat Manzil Road,
to victory, Tactics witout Strategy is the noise
of children or for self carefree retired life by investing Dodhpur,Aligarh-202002
before defeat
lump sum or regular small amount through Mutual Mobile: 09412176624
4 vyhx<+] cq/kokj] 1 vxLr] 2007 lykes oru

lsok eas]
la;qDr Kkiu ckfj”k ds ekSle esa ikuh ls gksus okyh chekfj;ka
ckfj”k ds ekSle esa ^^okVj cksuZ fMt+ht+^^ dk [k+rjk cuk gksxhA D;ksafd cPpksa o cat+qxksaZ esa chekjh ls yM+us dh rkd+r
1& ekuuh; iz/kkuea=h egksn;] Hkkjr ljdkj ubZ fnYyhA jgrk gS ftlesa mYVh nLr] xsLVªks&,UVsjsVkbfVl] isfPk”k ¼fMlsUVªh½] ¼bEe;wfuVh½ de gksrh gSa fygkt+k oksg T+;knk chekj iM+rs gSaA
2& ekuuh; jsyea=h egksn;] Hkkjr ljdkj ubZ fnYyhA Vk;Q+kbM] okbjy Q+hoj] ihfy;k ¼fgisVkbfVl dh otg okbjl&, cpko& ,d yhVj ikuh esa iqVSf”k;e ijesaxusV dh ,d
}kjk o bZ½] QksM+s QqUlh] fLdu fMt+ht+] lkal dh chekjh] isV esa dhM+s pqVdh Mkydj ¼;kfu fd dq,sa esa Mkyus okyh yky nok½ cus yky
Jheku miftykeftLVsªV vuwi”kgj tuin&cqyUn”kgjA¼m0 oX+SkjkA gksrk ;g gS fd xkaoksa] nsgkr] “kgj dh >qXxh >ksaifM+;ksa vkSj ikuh ls Qyksa o lfCt+;ksa dks /kksdj [kk,aA xUus o nwljs twl dh
iz0½ efyu cfLr;ksa esa yksx [k+qlwlu cPps o eghyk,a “kkspky; u gksus Bsfy;ksa esa bLrseky gksus okys fxykl] ckt+kj esa pkV idkSM+h o
fo’k;%& jkt?kkV&ujkSjk jsyos LVs”ku ls ok;k vuwi”kgj dh otg ls [kqys esa ik[k+kuk o fi”kkc djrh gSaA ckfj”k ds fnuksa gksVyksa o “kkfn;ksa esa bLrseky gksus okyh IySVksa dks Hkh vxj bl
lh/kk fnYyh js y ls o k “kq H kkjEHk gs r q KkiuA esa ;g eyeq= “kgj esa Vadh ds dVs gq, ikbi] t+ehu dh Åijh ?kksy ls /kksdj bLrseky djsa rks baQ+SD”ku ls egQ+wt+ jgsaxsA “kknh
lrg ij d+jhc esa cus “kkSpkyksa] xanh ukfy;ksa ds vklikl uyksa esa yk[kksa #0 [k+pZ djrk gS vxj 2 #0 dk ¼KMNO4½ ,d Vc ikuh
egksn;] dk gksuk] o xkaoksa esa unh&ukyksa] rkykcksa tgka tkuoj Hkh ugkrs esa Mkydj bLrseky djysa rks fdruk lqdwu jgsxkA ikuh dks 10
gSa esa xans ikuh ls ihus dk ikuh baQ+SfDVM gks tkrk gSA vkSj feuV mckydj fi,aA 20 yhVj ikuh esa Dyksjhu dh ,d xksyh
if”peh mRrj izns”k ds d‘f’k iz/ku tuin cqyUn”kgj
chekfj;ka iSnk gkstkrh gSaA Mkydj ,d ?kUVk ckn DyksjhusfVM ikuh fi,A ckt+kj esa ,DokxkMZ
eas xaxk unh ds nf{k.korhZ rV ij fLFkr NksVh dk”kh ds uke bLrseky djrs gS]a vYVªk ok;ysV jSt+ ds t+fj, vkWDlhftus”ku
ls lqfo[;kr rhFkZ LFku ,oa i;ZVu dh vikj laHkkoikvks ls nwljs xkaoksa o “kgjksa esa Hkh esa ftuds ?kj fÝt ugha gS og
vkSj cSDVsfj;k dks ekj dj [k+re dj nsrs gSA ysfdu ;kn jgs fd
ifjiw.kZ ikSjkf.kd o ,sfrgkfld xkSjo izkIr mituin eq[;ky; xank cjQ+ bLrseky djrs gSa o mldh pqfLd;ka] yky gjs jax ds
;g vYVªk ok;ysV jSt cSDVhfj;k dks ,d fyehfVM oD+r rd gh
ds :I eas vuqie uxjh vuwi”kgj lqLFkkfir gSA vuwi”kgj [kk/ “kjcr] Bsfy;ksa esa ?kM+s esa j[kh fcdrh fldatchu ls baQ+SD”ku gks
ekjrk gS ges”kk ughaA tks oD+r fn;k gS] MsV ,DLik;j gksus ds ckn
tkrk gSA ,d otg dVs QVs Qyksa o ukys ds ikl ckM+ksa esa xans mlds ckn pSd djkrs jguk pkfg,A ckfj”k ds ekSle esa T+;knk
kkUu] Qy] lCtk ds lkFk&lkFk nqX/k mRiknu eas lEiw.kZ Hkkjro’kZ
ikuh ls mith lfCt+;ka [kkus ls Hkh chekfj;ka gksrh gSaA xans ikuh ,DLikst+ u gksa vius ?kj ij gh T+;knk jgsa Q+kyrw u ?kwesaA vxj
eas mPp LFkku j[krk gSaA Hkkjr dk vfr egRoiw.kZ ijek.kq ÅtkZ
esa ugkus ls fLdu esa vkSj vxj vk¡[kksa esa pyk tk,] dku esa pyk ckfj”k esa ukyh lM+d ij ikuh cgus esa vki ds iSj Hkhx tk,a rks
dsUæ ujkSjk Hkh vuwi”kgj ds lfUudV 20 fd +eh iwjc eas gSA
tk, rks vk¡[k o dku dh chekfj;ka iSnk gks tkrh gSaA “kq# dh ?kj vkdj lkcqu ls [k+wc ?kka, oukZ iSj dh maxfy;ksa ds chp
;g fd vuwi”kgj lnSo ls jsy lsok ls oafpr o ckfj”k esa vkleku dh dnwjr ls t+gjhys ikuh ls chekjh gks
misf{kr jgk gSA ifj.kkeLok:i bl {ks= esa fodkl dh vuU; baQ+SD”ku tYnh gks tkus dh mEehn gksrh gSA VsVeklksy] fMVksy]
ldrh gS fygkt+k FkksM+h ckfj”k ds ckn ugk,a rks dksbZ ckr ugha lSoyksu tSls ,aVhlsfIVd lkcqu bLrseky djsaA
laHkkouko;sa Hkh mis{kk dk f”kdkj jgh gSaA ,slh fLFkfr esa bl
{ks= ds lEiw.kZ ,os lE;d fodkl gsrq rFkk bl {ks= esa fodkl glhc flíhd+h] ikfydk/;{k] nsocUn ds f[k+ykQ
,oa i;ZVu dh vlhfer laHkkoukvks ls Hkkjro’kZ dks Hkh ykHkfUor clik usrk ds }kjk >wBs eqdnes dh fuUnk
djus garw vuwi”kgj dks jsyos ykbZu la tkMk tkuk furkUr gh
vifjgk;Z ,oa le;kuqdwy gSaA
¼eksgEen ulhe vUlkjh ,MoksdsV dh fjiksVZ½
çLrkfor jsyos ykbZu eqjknkckn jsyos e.My ds vUrZxr nsocan! Tkfe;krqy vUlkj dh cSBd esa ikfydk v/;{k Jh Lkfpo eks0 ulhe vUlkjh ,MoksdsV us ;g dh dgk fd
glhc flíhdh ds fo:) clik fo/kk;d çfrfuf/k }kjk >wBk eqdnek eksfeu vUlkj ¼vUlkjh fcjknjh cqudj½ tkfr dh vkfFkZd] “kSf{kd
tuin cwyUn”kgj esa fLFkr jkt?kkV&ujkSjk jsyos LVs”ku ls
ntZ djk, tkus dh fuUnk dh xbZ rFkk eksfeu vUlkj ¼vUlkjh vkSj lkekftd fLFkfr xqtZj tkfr ls Hkh derj gS vkSj fgUnw
ok;k vuwi”kgj lh/kk fnYyh dks jsy ykbZu LFkkfir fd;k
fcjknjh½ dks vuqlfw pr tkfr esa “kkfey djus dh ekax dh xbZA cqudj ¼vUlkjh fcjknjh cqudj½ tkfr ls Hkh derj gS vkSj fgUnw
tkuk gj çdkj ls rdZlaxr o ;qfDrlaxr gSaA Tkfe;krqy vUlkj nsocUn ¼lkekftd laxBu½ dh ,d cSBd cqudj ¼dchj iaFkh tqykgk dksjh½ igys ls gh vuqlwfpr tkrh eas
vr% egkefge }; dh laok esa mDr tukdka{kk Kkfir desVh ds v/;{k ulhj vgen vUlkjh dh v/;{krk esa eksgYyk cM “kkfey gSA blfy, eqlyeku eksfeu vUlkj ¼vUlkjh fcjknjh
gS] fd tufgr o jk’Vªfgr dks n`f’Vxr j[krs gq, eqjknkckn jsy f+ T+k;k mYkgd+ esa bnjhl vUlkjh diM+s okys ds edku ij vk;sftr cwudj½ tkfr dks Hkh vuqlwfpr tkrh es “kkfey dh tk,A bl
e.My ds tuin cqyUn”kgj fLFkr jky?kkV&ujkSjk jsyos gqbZ ftldk lapkyu desVh ds lfpo ekS0 uQ+hl vUlkjh ,MoksdVs ehfVax eas gkth ekS0 ;kehu valkjh] bnjhl valkjh] vCnqYykg
LVs”ku ls ok;k vuwi”kgj lh/kk fnYyh jsy ykbZu LFkkfir dj us fd;kA bl ehfVax esa loZ lEefr ls ikfydk v/;{k Hkh glhc bdjke valkjh] lykgmnnhu valkjh] uQhl valkjh] Hkwjk Bsdsnkj]
jsy laok “kqHkkjEHk djus dh d`ik djsaA vkidh egku d`ik flíhd+h ds fo:) clik çfefuf/k ds }kjk >wBk eqdnek ntZ fd;s edlwl valkjh] oghn Bsdsnkj] “ke”ksj] lkfcj] ekSyoh lbZn
gksxhA tkus dh fuUnk dh xbZ vkSj ekax dh xbZ fd ;g >wBk ednek ntZ Bsdsnkj] gEt+k] nkÅn “kkgost+] Mk0 “kCchj djheh] bejku efyd]
fnuka d & 18-05-07 Hkonh;& djkus okys ds fo:) l[+r dkuwuh dk;Zokgh dh tk,A iwoZ lHkkln badcky valkjh] lbZn glu vkfn yksx “kkfey gq,A
pkS0 xaxkçlkn ¼fdlku usrk½
ck/kk Mkyus okys lkalnksa dks lcd+
“ks[k+ jbZl vgen ¼tuoknh usrk½
dWq0 nsosUnªflag yks/kh ,MoksdsV
lc~j fl[kk;k tk;&pVthZ
d+qjku ikd vkSj lqUur jlwy l0 ds eqrkfcd
¼tuoknh fopkjd ,os lektlsoh½ ftanxh xqt+kjuk cgqr cM+k lc~j gSA laln dh dk;Zokgh esa #dkoV igqapkus okys usrkvksa dks
MkW0 lq/khj vxzoky ¼ikfydk v/;{k vuwi”kgj½ lc~j dh ulcr csdj+ kjh T+;knk rdyhQnsg gSA lcd+ fl[kkus dh lkseukFk pVthZ dh rkt+k dksf”k”k dk Lokxr
vf”ouh dqekj Hkkj}kt ¼i=dkj½ Hkksd lc~j ds lkFk ,slk ckny gS ftl ls djuk pkfg, fd og Å/ke epkus okys lkalnksa dk jkst+kuk dk
;”oUr dqekj ckYehfd ¼lektlsoh½ cjkusjger ds flok dqN cjlrkA 1000 #0 feyus okyk HkÙkk [k+re dj fn;k tk,A ,sls yksxksa dk
ih0 ds0 caly ¼deZpkjh usrk½ nqfu;k esa lc ls cgrj lc~j gS vkSj bl dh nks psgjk Vsyhoht+u ij ns[kdj ernkrk cqjkHkyk dgrs gSa vkSj mUgsa
gjh”kpUn tkVo ¼lfpo ckj ,lksfl,”ku vuwi”kgj½ fdlesa gSAa lcd+ fl[kkus dh vihy djrs gSaA lkalnksa dks ekywe gksuk pkfg,
,oa leLr uxjoklhx.k ,oa {ks=oklhx.k vuwi”kgj tuin& cqyUn”kgjA ed+lwn feyus ij lc~j vkSj ukilanhng dke fd 14oha yksdlHkk dk 26 Q+hlnh le; u’V gks pqdk gS vkSj 13oha
gks tkus ij lc~jA yksdlHkk esa blh otg ls 22-4 Q+hlnh oD+r t+k;k gqvk FkkA lnu
dYiuk pkoyk ,ulhbZvkjVh ds flyscl esa-- lc~j ,d ,lh lokjh gS tks dHkh Bksdj ugha ds ,d feuV dk [k+pZ 26]035 #0 cSBrk gSA v/;{k dks vf/kdkj
[kkrhA gS fd og lalnh; dk;Zokgh esa ck/kk Mkyus okys lkalnksa dks
Hkkjrh; ewy dh vesfjdh varjf{k ;k=h dYiuk pkoyk dh
rRdky lnu ls ckgj fudky ns vkSj v/;{k dh vklanh ij dwnus
ekSr ds pkj lky ckn mudh thouh dks ,ulhbZvkjVh us lkroha
okys lnL; dks rRdky izHkko ls fuyafcr dj fn;k tk;A A
dh iqLrd esa “kkfey fd;k gSA iqLrd esa dYiuk dh thouh dks
“kkfey djus dk mn~n”S ; Hkkjr dh yM+fd;ksa esa foKku dh f”k{kk dkjokus balkQ+ ds nkSjku geus vkids cPpksa dh dksfpax vkSj nkf[k+yksa ds flyflys esa tks xq¶+rxw dh Fkh] mlds eísut+j
ds çfr vkd’kZ.k iSnk djuk gSA lkroh d{kk ds foKku ds fo’k; vyhx<+ eqfLye ;wfuoflZVh esa nkf[kyk ysus ds [okfg'kean Nk=&Nk=kvksa
ds rktk laLdj.k esa ,d iwjk i`’B dYiuk dks lefiZr gSA
vkSj muds vfHkHkkodksa dk ^^lykesoru** bLrdcky djrk gS A
fQ+Yeksa ls vPNk lans”k tkuk pkfg,& vkids ukSfugky eqYd dh nkSyr vkSj ,sReknh u gksus dk QdZ gSA
fnyhi dqekj dkSe dh vekur gSA ;s gh ns'k dh rjDdh ds
d.kZ/kkj gSAa ge eka&cki dk QtZ gS fd rkyheh
lEikndh;%& ¼4½ okYnsu dh rkyhe dh rjQ csroTtsgh vkSj
VªSftMh fdax ds uke ls e”kgwj okyhcqM vfHkusrk ;wlqQ+ cPpksa dks oDr vkSj rkyhe dks vgfe;r us nsuk
[k+ku mQZ+ fnyhi dqekj jaxhu ^^u;k nkSj^^ ds u;s E;wft+d fjyht+ rjDdh vkfFkZd [kq'kgkyh] lekth csgrjh] lsgr o fgQ+t+kus Hkh ,d otg gSA
gksus ds ekSd+s ij Hkkoqd gks mBsA mUgksaus dgk fd u;k nkSj e”khu lsgr] bLykgs eqvk'kjkg o eqYd dh lykerh] veu o HkkbZpkjs [kq'k[kcjh bu lc ijs'kkfu;ksa dks nwj djus ds
vkSj ekuo dh yM+kbZ ij dsfUnzr Fkh tks 1957 esa fjyht+ gqbZ FkhA ds fy;s eqdkcyk tkrh vkSj es;kjh rkyhe budks fnyk;h tk;sA
D;k gh vPNk gks fd gekjs bu ryck o rkfyckr dks nqfu;k dh fy;s ge us jsyos LVs'ku vkSj jksMost cl LVsaV ds
[k+q”kh dh ckr gS fd 50 lky ckn u;k nkSj dk jaxhu fizaV fjyht+ okfdax fMLVsal ij vkids Bgjus] [kkus vkSj dksfpax
fd;k tk jgk gSA mugksasus dgk fd lkekftd cqjkb;ksa dks nwj e'kgwj] ckfodkj eqdke j[kus okyh vyhx<+ eqfLye ;wuhoflZVh
esa nkf[kyk fnyk;k tk;s tgka flQZ rkyhe gh ugha cfYd fnykus vkS j vkidh gj ijs ' kkuh es a dne o dne
djus tSls lans”k okyh fQ+Ye cuuh pkfg,aA jgcjh djus dk bUrtke fd;k gSA dksfpax ^^lqYrku
bLykeh rjfc;r Hkh feyrh gSaA ^^gnhl “kjhQ+ es vk;k gS
fo”o vfgalk fnol ds :Ik esa eukbZ tk;sxh fd bYe gkfly djus ds fy, vxj phu Hkh tkuk iM+s
tgka eafty] dksfpax ,.M xkbMsal lsaVj] ,,e;w] M~;wVh
xka/kh t;arh rks ogk¡ Hkh tk,sa rks vki vius cPps dks phu ¼nwj½ ugha
lkslk;Vh] “kkfdj Dykflt+] vioMZ ckmaM dksfpax] ;wih
jk’Vªfirk egkRek xka/kh dh t;arh] 2 vDrwcj bl lky ls jkfcrk desVh tks vyhx<+ eqfLye ;wfuoflZVh esa ekfgjs
rks vyhx<+ rks Hkst gh ldrs gSA^^ rkyhe izksQsljksa ds tfj;s gh dksfpax ls 'kq: gks jgh gS
fo”o vfgalk fnol ds :Ik esa eukbZ tk;sxhA xka/khth ds HkkbZpkjs vkSj
lykes oru ds lEiknd o ,-,e-;w- vksYM cks; o vkSj QkeZ fey jgs gSaA vki tYn ls tYn r'kjhQ yk;sa
“kkafr ds mlwyksa dks f[k+jkts vd+hnr is”k djrs gq, la;Dq r jk’Vª
lks'ky odZj Mk- elwn vgen us ;g rtqckZ fd;k gS fd cPpksa vkS j f[kner dk ekS d k ns a A cPpks a ds Lis ' ky Vs L V]
vkelHkk us nks vDrwcj dks varjZk’Vªh; vfgalk fnol ?kksf’kr fd;k gSA ds ,,e;w esa nkf[kyk u feyus ij vfHkHkkod cPpksa dks] uks V ~ l xkbMl fiNy lkyks a ds Question Paper
thal&VkWi ij jksd] Lokxr ;ksX; eqfLye dE;wfuVh dks vkSj ,,e;w ij 'kd o 'kqcgk djrs gSaA oxS j kg lc nlfr;kc gS A uks V & is b a x xS L V cfu;s
fldUnzkckn] ft+yk cqyUn”kgj ds ,llhds xYlZ ihth bYtke yxkrs gSa dkslrs gSaA tcfd ,slk gjfxt ugha gS D;k Bgjus] jgus] [kkus dk de ls de equkflc pktZ fy;k
dkWfyt ds esustesaV us ,d vge Q+Slyk ysrs gq, dkWfyt esa vkidk cPpk detksj vkSj ukdkfcy gS\ dEiVh'ku esa dke;kc tk;s x kA HELPING HANDS
Nk=kvksa ij thal&VkWi ij iguus ij jksd yxk nh gSA bruk gh ugha gks ldrk gSA
fQj D;k otg gS\ otg flQZ ;g gS fd%& Mk0 elwn vgen] laiknd]
ugha vc dkWfyt esa Nk=k,a eksckby ij ckrsa Hkh ugha djsaxhA
bl Q+Slys dk vfHkHkkodksa o cqf)thfo;ksa us u flQ+Z ¼1½ fgUnh ehfM;e vkSj bafXy'k ehfM;e dk QdZ gSA lykes o ru] 6/795 ljk; jgeku] th-
Lokxr fd;k gS cfYd esustesaV dh rkjhQ+ Hkh dh gS vkSj ¼2½ ,Meh'ku ds fy;s dEiVh'ku dh rS;kjh djkus esa QdZ gSA Vh- jks M ] vyhx<+ : 2406797, 2406414,
vHkhHkkodks ls lg;ksx djus dh vihy Hkh dh gSA ¼3½ dM+h esgur] oDr dk lnmi;ksx lcz o lqdwu o [kqn 9319428861

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