When you have something interesting to talk about or write, and if you say nothing at the beginning it would be the opposite. Meaning you have nothing interesting to talk about or to write. Something or someone very safe.
When youre doing something, for example a performance, and it was a big succes.
You can this to someone that is your friend and you want him or her to feel comfortable in your house.
Ex. Marys car accident really hit home for her, and after that she decided she had to start driving more carefully in the future.
When you think that someone is taking advantage of you, maybe youre washing the dishes all the time and he does nothing, so you tell him or her some home truths.