MASTER NAVIGATION - innovateur.co.

uk financial modelling freeware

Company / Project Name Details Insert Company Name: Insert Sub Title: Inputs XYZ Company Limited Business Plan Outputs Used

Copyright: www.innovateur.co.uk 2003 do not copy - more copies available free to download directly from innovateur.co.uk

XYZ Company Limited Business Plan

Version.0.3.4

INPUT FINANCIAL INFORMATION (click): A B C D STARTING POSITION SALES / COST OF SALES / DISTRIBUTION OPERATING EXPENSES FINANCE / LOANS / INVESTMENTS VIEW ACCOUNTS / PRINT (click): CASH FLOW PROFIT & LOSS ACCOUNT BALANCE SHEET For support e-mail us : freeware@innovateur.co.uk 1. INSERT Company Name 2. Insert Months - or LEAVE 3. Insert Years - or LEAVE 4. INSERT DATA in A, B, C, D GLOSSARY OF TERMS VIEW GRAPHS / PRINT (click): SALES & PROFIT CASH BALANCE KEY RATIOS

Inputs Outputs Used Insert Months (three characters) if Wanted - Or Leave Month 1 (e.g Mar) 1 1 Month Month 2 2 2 Month Month 3 3 3 Month Month 4 4 4 Month Month 5 5 5 Month Month 6 6 6 Month Month 7 7 7 Month Month 8 8 8 Month Month 9 9 9 Month Month 10 10 10 Month Month 11 11 11 Month Month 12 12 12 Month Year 1 (e.g 2003) Year 2 Year 3 Year 1 Year 2 Year 3 Year 1 Year Year 2 Year Year 3 Year

This Freeware is provided in goodfaith - innovateur accepts no liability whatever and by downloading it and using it you agree to this.

(YOU ONY NEED TO FILL WHITE BOXES)

NET ASSESTS SUMMARY & CHECK - must balance NET ASSETS SHAREHOLDERS FUNDS

SUMMARY & CHECK -

BALANCE SHOULD BE NIL= You can adjust the profit to ensure above figures match 1. INSERT DATA for 1. through 4. 2. THE BALANCE IN THE SUMMARY TABLE MUST BE ZERO - IF YOUR ENTRIES DO NOT BALANCE TO ZERO AFTER COMPLETING ALL ENTRIES WE SUGGEST YOU ADJUST THE PROFIT FROM ACTIVITIES SO FAR TO BALANCE THE FIGURES
1. CURRENT ASSETS Bank Cash Balance Opening Stocks [exc VAT] Trade Debtors [Inc VAT] All Excluding VAT IT / Office Equipment Plant & Machines Intangible Assets [Development] Other Fixed Assets FIXED ASSET COST 0 0 0 0 0 0 0 0 0 0 ANY DEPRECIATION -

FIXED ASSET VALUE -

2. FIXED ASSETS

3. CURRENT LIABILITIES Creditors & Accruals [Inc VAT] VAT Creditor (-Debtor) 4. FINANCED BY SAHREHOLDERS FUNDS AND LOANS: SHAREHOLDER INVESTMENT LOANS FROM DIRECTORS LONG TERM LOANS PROFIT / (-LOSS RESERVE) [form activities so far] -

0 0 0 0

<< Back to Master INSERT SALES DATA INSERT COST OF SALES INSERT DISTRIBUTION COST

INPUT SHEET FOR :: SALES / COST OF SALES / S & DISTRIBUTION SUMMARY Year 1 Year 2 Year 3 SALES (exc VAT) Net SALES RECEIPTS DEBTORS (inc VAT) X VAT X VAT Inc VAT

<<Back SUMMARY/MONTH Monthly Sales M.Net Sales Receipts

Next >> Year 1 Year 2 Year 3 Exc VAT Exc VAT

(YOU ONY NEED TO FILL WHITE BOXES)

TO INSERT THE SALES DATA: 1. Insert Sales for first year one month at a time in " Sales / Month " rows (EXCLUDING VAT) OPTION: ANNUAL INCREASE Year 1 Year 2 10% Year 3 25% Input Annual Sales Increase as %

2(A). - EITHER : Insert a PERCENTAGE Increase in Annual Sales for Year 2 and Year 3 in the corresponding % white boxes 2(B). - OR : Insert Total Annual Sales for Year 2 and Year 3 in the corresponding white boxes SALES (Excluding VAT) Year 1 Year 2 Increase by % Year 2 1 0 2 0 3 0 0 10% 4 0 5 0 Year 3 Increase by % Year 3 6 0 0 25% 7 0 8 0 9 0 10 0 11 0 12 0 SALES (Excluding VAT) Year 1 Year 2 -

Year 3 SALES (Excluding VAT)

SALES (Excluding VAT)

Year 1

SALES (Excluding VAT)

- NET Sales / Month

SALES (Excluding VAT) Payment RECEIVED (ExVAT) SALES DEBTORS (inc VAT)

Opening Debtors Net of VAT Payment RECEIVED (ExVAT) - NET Sales Receipts SALES DEBTORS (inc VAT) - Debtors (inc VAT)

this is the ammount you enetered in the opening position -

COST OF SALES & STOCK DATA ASSUMPTIONS INSERT COST OF SALES %

Year 1 40%

Year 2 40%

Year 3 40%

SUMMARY COST OF SALES OPENING STOCK

Year 1 -

Year 2 -

Year 3 -

1. Insert COST OF SALES % to be used for the plan (i.e. direct cost of production as a % of Sales net of VAT) 2. If you had OPENING CREDITORS insert manually when these will be paid (See Note).

PURCHASES CLOSING STOCK

COST OF SALES

Year 1

40%

Year 2

40%

Year 3

40%

COST OF SALES Year 1 Year 2 -

Year 3 COST OF SALES

COST OF SALES

Year 1

1 2 -

Year 2 3 -

4 5

Year 3 6 -

7 8 9 10 11 12

COST OF SALES OPENING STOCK POSITION STOCK PURCHASES (INSERT VALUES)

COST OF SALES OPENING STOCK POSITION STOCK PURCHASES (INSERT VALUES) NET PAYMENTS (Also for any OPENING CREDITORS) INCREASE/(DECREASE) TO NET CREDITORS

NET PAYMENTS (Also for any OPENING CREDITORS) INCREASE/(DECREASE) TO NET CREDITORS

CLOSING STOCK

CLOSING STOCK

SALES & DISTRIBUTION COSTS SALES & DISTRIBUTION %

Year 1 6%

Year 2 6%

Year 3 6%

SUMMARY SALES & DISTRIBUTION PAYMENT OF CHARGES

Year 1 -

Year 2 -

Year 3 SALES & DISTRIBUTION Year 1 Year 2 -

1. Insert SALES & DISTRIBUTION Cost PERCENTAGE (as a % of Sales net of VAT) SALES & DISTRIBUTION Year 1 6% Year 2 6%

BALANCING CREDITOR Year 3 6%

Year 3 SALES & DISTRIBUTION

SALES & DISTRIBUTION

Year 1

1 2 -

Year 2 3 -

4 5

Year 3 6 -

7 8 9 10 11 12

SALES & DISTRIBUTION

SALES & DISTRIBUTION SALES & DISTRIBUTION PAYMENT (Exc VAT) INCREASE / (DECREASE) IN NET CREDITORS

SALES & DISTRIBUTION PAYMENT (Exc VAT) INCREASE / (DECREASE) IN NET CREDITORS

END
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<< Back to Master

INPUT SHEET FOR :: OPERATING EXPENSES SUMMARY Net Expenses Net Payments YearEnd Net Creditor Year 1 Year 2 Year 3 -

<<Back

Next >> SUMMARY/MONTH Monthly Expenses Monthly Payments Year 1 Year 2 Year 3 -

ADMINISTRATIVE EXPENSES

TO INSERT THE EXPENSES DATA

(YOU ONY NEED TO FILL WHITE BOXES)

SUMMARY/MONTH

Year 1

Year 2 0%

Year 3 0%

1. Insert 1st year Total Expense data in the "Year 1" box - OR Individually month by month

Input Annual Cost Increase as %

2(A). - EITHER : Insert a PERCENTAGE Increase in Annual Sales for Year 2 and Year 3 in the corresponding % white boxes 2(B). - OR : Insert Total Annual EXPENSES for Year 2 and Year 3 in the corresponding white boxes 3. Insert VAT (Or GST in USA) Rate - This is currently set at UK level Offices & Rates Year 1 0 Year 2 Increase by % OR 1 Offices & Rates Offices & Rates Offices & Rates Salaries & Employer NI - Expenses / Month - Payments (Exc VAT) - Creditors (Exc VAT) Year 1 0 2 Year 2 Increase by % Year 2 1 Salaries & Employer NI Salaries & Employer NI Salaries & Employer NI Utilities - Expenses / Month - Payments - Creditors Year 1 0 2 Year 2 Increase by % Year 2 1 Utilities Utilities Utilities Telephones - Expenses / Month - Payments (Exc VAT) - Creditors Year 1 0 2 Year 2 Increase by % Year 2 1 Telephones Telephones Telephones Insurance - Expenses / Month - Payments (Exc VAT) - Creditors Year 1 0 2 Year 2 Increase by % Year 2 1 Insurance Insurance Insurance Stationery & Post - Expenses / Month - Payments (Exc VAT) - Creditors Year 1 0 2 Year 2 Increase by % Year 2 1 Stationery & Post Stationery & Post Stationery & Post - Expenses / Month - Payments (Exc VAT) - Creditors 2 3 3 0% 4 5 3 0% 4 5 Year 3 Increase by % Year 3 6 3 0% 4 5 Year 3 Increase by % Year 3 6 0% 7 8 9 10 11 12 3 0% 4 5 Year 3 Increase by % Year 3 6 0% 7 8 9 10 Stationery & Post 11 12 Year 2 3 0% 4 5 Year 3 Increase by % Year 3 6 0% 7 8 9 10 Insurance 11 12 0% 4 5 Year 3 Increase by % Year 3 6 0% 7 8 9 10 Telephones 11 12 (GST in US) VAT Rate on COSTS 17.50% MASTER ENTRY 17.50% Change if Different - or leave the same Offices & Rates Offices & Rates Year 1 Year 2 7 0% 7 8 Utilities 9 10 11 12 Utilities Year 1 8 9 10 11 12 VAT RATE ON SALES Year 3 Increase by % 0% Year 3 6 -

Year 3 -

Offices & Rates

Year 1

Expenses Payments NET Creditors

Salaries & Employer NI

Salaries & Employer NI Year 1 Year 2 -

Year 3 -

Salaries & Employer NI

/ Year

Year 1

Expenses Payments Creditors

Year 2 -

Year 3 -

Utilities

/ Year

Year 1

Telephones Year 1 Year 2 -

Expenses Payments Creditors

Year 3 -

Telephones

/ Year

Year 1

Insurance Year 1 -

Expenses Payments Creditors

Year 2 -

Year 3 -

Insurance

/ Year

Year 1

Stationery & Post Year 1 Year 2 -

Expenses Payments Creditors

Year 3 -

Stationery & Post

/ Year

Year 1

Expenses Payments Creditors

Office Equipment Rental

Year 1

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Office Equipment Rental

Office Equipment Rental Year 1 Year 2 -

Year 3 -

Office Equipment Rental

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Office Equipment Rental Office Equipment Rental Office Equipment Rental Website Costs

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Website Costs

11 -

12 -

Website Costs Year 1 Year 2 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Year 3 -

Website Costs

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Website Costs Website Costs Website Costs Accountancy Costs

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Accountancy Costs

11 -

12 -

Accountancy Costs Year 1 Year 2 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Year 3 -

Accountancy Costs

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Accountancy Costs Accountancy Costs Accountancy Costs Legal & Professional Fees

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 -

11 -

12 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Legal & Professional Fees

Legal & Professional Fees Year 1 Year 2 Year 3 -

Legal & Professional Fees

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Legal & Professional Fees Legal & Professional Fees Legal & Professional Fees Travel & Subsistence

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Travel & Subsistence

11 -

12 -

Travel & Subsistence Year 1 Year 2 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Year 3 -

Travel & Subsistence

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Travel & Subsistence Travel & Subsistence Travel & Subsistence Motor Expenses

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Motor Expenses

11 -

12 -

Motor Expenses Year 1 Year 2 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Year 3 -

Motor Expenses

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Motor Expenses Motor Expenses Motor Expenses Sundry Expenses

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Sundry Expenses

11 -

12 -

Sundry Expenses Year 1 Year 2 -

Expenses Payments Creditors

Year 2 Increase by % Year 2

0% -

Year 3 Increase by % Year 3

0% -

Year 3 -

Sundry Expenses

/ Year

Year 1

1 2 0

3 -

4 -

5 -

6 -

7 -

8 -

Sundry Expenses Sundry Expenses Sundry Expenses Bank Charges

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

10 Bank Charges

11 -

12 -

Bank Charges Year 1 Year 2

Expenses Payments Creditors

Year 2 Increase by %

0%

Year 3 Increase by %

0%

Year 3

Bank Charges

/ Year

Year 1

1 2 0

Year 2 3 Year 2 Increase by % Year 2 1 2 Year 2 Increase by % Year 2 1 2 Year 2 Increase by % Year 2 1 2 Year 2 Increase by % Year 2 1 2 3 3 3 3

4 0% 4 0% 4 0% 4 0% 4 5 5 5 5 5

Year 3 6 Year 3 Increase by % Year 3 6 Year 3 Increase by % Year 3 6 Year 3 Increase by % Year 3 6 Year 3 Increase by % Year 3 6 -

7 0% 7 0% 7 0% 7 0% 7 8 9 10 11 12 8 9 10 Year 1 11 12 8 9 10 Research Costs 11 12 8 9 10 Marketing Costs 11 12 8 9 10 Other Services 11 12 -

Bank Charges Bank Charges Bank Charges Other Services

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

Other Services Year 1 Year 2 -

Expenses Payments Creditors

Year 3 -

Other Services

/ Year

Year 1

Other Services Other Services Other Services Marketing Costs

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

Marketing Costs Year 1 Year 2 -

Expenses Payments Creditors

Year 3 -

Marketing Costs

/ Year

Year 1

Marketing Costs Marketing Costs Marketing Costs Research Costs

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

Research Costs Year 1 Year 2 -

Expenses Payments Creditors

Year 3 -

Research Costs

/ Year

Year 1

Research Costs Research Costs Research Costs

- Expenses / Month - Payments (Exc VAT) - Creditors Year 1

Year 2 -

Expenses Payments Creditors

Year 3 -

/ Year

Year 1

Provision for Bad Debts

- Expenses / Month - Payments (Exc VAT) - Creditors

Expenses Payments Creditors

Year 1 0.0% INSERT A PERCENTAGE OF SALES / Year Year 1 1 2 -

Year 2 0.0% PERCENTAGE OF SALES Year 2 3 4 5

Year 3 0.0% PERCENTAGE OF SALES Year 3 6 7 8 9

Provision for Bad Debts

Provision for Bad Debts Year 1 Year 2 -

Year 3 -

Provision for Bad Debts

Provision for Bad Debts Provision for Bad Debts Provision for Bad Debts

- Expense / Month - 'Payments' (Exc VAT) - Creditors

10 -

11 -

12 -

Expenses Payments Creditors

END
/\ /\ BACK TO TOP /\ /\

<< Back to Master EQUITY RECEIVED LOANS DIRECTOR LOANS FIXED ASSETS EQUITY INVESTMENT

INPUT SHEET FOR :: FINANCE / LOANS / FIXED ASSETS LOAN INTEREST RATE: OVERDRAFT INTEREST RATE: INTEREST RATE ON CASH SURPLUS: 8% 10% 2%

<<Back

BAL SHEET>> FIXED ASSET DEPRECIATION RATE 25%

(YOU ONY NEED TO FILL WHITE BOXES)

OPENING BALANCE NEW EQUITY RECEIVED 0 0 0 0 0 0 0 0 0 0 0 0 0 0 LONG TERM LOANS OPENING BALANCE ADDITIONAL LOANS Month Month Month Month Month Month Month Month Month Month Month Month Year Year Year 1 2 3 4 5 6 7 8 9 10 11 12 Year 1 Year 2 Year 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAPITAL REPAYMENTS LONG TERM LOAN BALANCE INTEREST DUE -

Month Month Month Month Month Month Month Month Month Month Month Month Year Year Year

1 2 3 4 5 6 7 8 9 10 11 12 Year 1 Year 2 Year 3

LOANS FROM DIRECTORS

DIRECTOR LOANS

OPENING BALANCE MORE DIRECTOR LOANS 0 0 0 0 0 0 0 0 0 0 0 0 0 0

REPAYMENT TO DIRECTORS DIRECTOR LOAN BALANCE -

Month Month Month Month Month Month Month Month Month Month Month Month Year Year Year

1 2 3 4 5 6 7 8 9 10 11 12 Year 1 Year 2 Year 3

PURCHASE OF FIXED ASSESTS IT / Office Equipment 1 2 3 4 Navigation around Fixed Assets OFFICE / IT PLANT & MACHINE INTANGIBLES FIXED ASSET SUMMARY OTHER FIXED DEPRECIATION RATE CASH EXPENDED IN FIXED ASSETS Year Year 1 Year Year 2 Year Year 3 CLOSING FIXED ASSETS Year Year 1 Year Year 2 Year Year 3 DEPRECIATION Year 1 Year 2 Year 3 FIXED ASSETS 1. IT / Office Equipment Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3 OPENING BALANCE PLUS NEW PURCHASES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 LESS DEPRECIATION CLOSING BALANCE VAT PURCHASES OPENING BALANCE DEPRECIATION 25% Reducing Balance

25%

Year Year Year

Plant & Machines 1 2 3 4 Navigation around Fixed Assets OFFICE / IT PLANT & MACHINE INTANGIBLES OTHER FIXED FIXED ASSETS 2. Plant & Machines Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3

OPENING BALANCE DEPRECIATION OPENING BALANCE -

25% PLUS NEW PURCHASES 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Reducing Balance LESS DEPRECIATION CLOSING BALANCE VAT PURCHASES -

Intangible Assets [Development] 1 2 3 4 Navigation around Fixed Assets OFFICE / IT PLANT & MACHINE INTANGIBLES OTHER FIXED FIXED ASSETS 3. Intangible Assets [Development] Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3

OPENING BALANCE DEPRECIATION OPENING BALANCE -

25% PLUS NEW PURCHASES 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Reducing Balance LESS DEPRECIATION CLOSING BALANCE VAT PURCHASES -

Other Fixed Assets 1 2 3 4 Navigation around Fixed Assets OFFICE / IT PLANT & MACHINE INTANGIBLES OTHER FIXED FIXED ASSETS 4. Other Fixed Assets Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3

OPENING BALANCE DEPRECIATION OPENING BALANCE -

25% PLUS NEW PURCHASES 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Reducing Balance LESS DEPRECIATION CLOSING BALANCE VAT PURCHASES -

END
/\ /\ BACK TO TOP /\ /\ TOTAL DEPRECIATION - BREAKDOWN BY MONTH & YEAR TOTAL DEPRECIATION SUMMARY Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3 FIXED ASSET PURCHASES & VAT SUMMARY VAT NET GROSS Totals PURCHASESPURCHASES Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Year Year Year Year 1 Year 2 Year 3 -

XYZ Company Limited PROFIT & LOSS ACCOUNT

Business Plan

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Year Year 1

Year Year 2

Year Year 3

Sales Cost of Sales

Gross Profit Administrative Expenses Offices & Rates Salaries & Employer NI Utilities Telephones Insurance Stationery & Post Office Equipment Rental Website Costs Accountancy Costs Legal & Professional Fees Travel & Subsistence Motor Expenses Sundry Expenses Bank Charges Other Services Marketing Costs Research Costs 0 Provision for Bad Debts

Sales & Distribution Costs Depreciation Operating Profit (EBIT) Interest Payable Overdraft Interest (Interest Received) Loan Interest Payable Profit Before Corporation Tax Corporation Tax Net Profit / (Loss) Dividens Payable Profit to Reserves

modelling softwarecopyright innovateur.co.uk 2003

XYZ Company Limited BALANCE SHEET

Business Plan

Opening Balance

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Year Year 1

Year Year 2

Year Year 3

Fixed Assets IT / Office Equipment Plant & Machines Intangible Assets [Development] Other Fixed Assets Current Assets Cash Trade Debtors Stock Current Liabilities Trade Creditors & Accruals VAT Creditor (Debtor) Other Creditors Net Current Assets Total Assets less Current Liabilities Long Term Creditors Long Term Loans Loans from Directors Other Creditors due after 1 year -

NET ASSETS

SHAREHOLDERS FUNDS
Share Capital & Premium Profit & Loss Account

modelling softwarecopyright innovateur.co.uk 2003

XYZ Company Limited CASH FLOW FORECAST

Business Plan

Month 1 CASH INFLOWS Cash from Sales VAT (or GST USA) from Sales Loans from Directors Long Term Loans Share Capital Investment CASH INFLOW IN PERIOD CASH OUTFLOWS Financing & Investment IT / Office Equipment Plant & Machines Intangible Assets [Development] Other Fixed Assets Purchases for Stock Bank Interest Paid / (Received) Loan Interest Paid Loan Capital Repayments Director Loan Repayments Administrative Expenses Offices & Rates Salaries & Employer NI Utilities Telephones Insurance Stationery & Post Office Equipment Rental Website Costs Accountancy Costs Legal & Professional Fees Travel & Subsistence Motor Expenses Sundry Expenses Bank Charges Other Services Marketing Costs Research Costs 0 Provision for Bad Debts Sales & Distribution Costs VAT (or GST USA) VAT in Purchases & Expense Payment 17.50% VAT to Customs & Excise - Payment (Refund) CASH OUTFLOWS IN PERIOD NET CASH FLOWS OPENING CASH CASH BALANCE -

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Year Year 1

Year Year 2

Year Year 3

modelling softwarecopyright innovateur.co.uk 2003

XYZ Company Limited

Business Plan

CASH BALANCE 1

1 2 3 4 5 6 7 8 9 10 11 12 Year 1 Year 2 Year 3 First 12 Months - Then First 3 Years

modelling softwarecopyright innovateur.co.uk 2003

XYZ Company Limited

Business Plan

SALES & PROFIT

1

1 2 3 4 5 6 7 8 9 10 11 12 Year 1 Year 2 Year 3 First 12 Months - Then First 3 Years

modelling softwarecopyright innovateur.co.uk 2003

XYZ Company Limited KEY RATIOS

Business Plan

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Year Year 1

Year Year 2

Year Year 3

OPERATING PERFORMANCE RATIOS GROSS PROFIT MARGIN % COST OF SALES % SALES & DISTRIBUTION % PROFIT BIT ON SALES % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%

RETURN ON ASSETS RATIOS RETURN ON NET ASSESTS RETURN ON EQUITY 0% 0% BREAK EVEN & CASH CONSUMPTION LEVELS SALES BREAK EVEN - Exc VAT(exc.capex) (Assuming COS + Distribution as % of Sales) CASH BURN RATE - BEFORE SALES (Excluding Capital) CASH BURN RATE - BEFORE SALES (Including Capital) CASH BURN RATE - INCLUDING SALES (Including Capital) # 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% -

SOLVENCY RATIOS NET CURRENT ASSETS CURRENT RATIO -

NET LIQUID ASSETS ACID TEST (Liquidity) -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0! -

#DIV/0!

DEPRECIATION POLICY Fixed Assets are Depreciated at 25% per annum, on a reducing balance basis.

modelling softwarecopyright innovateur.co.uk 2003

<< Back to Master Glossary of Accounting Terms Profit & Loss Account

GLOSSARY

OUTPUTS:

<< P&L

<< BS

<<CASH

>>Statement of trading performance (excludes assets and liabilities) Balance Sheet >>Statement of Assets & Liabilities at a particular point in time Cash Flow Statement >>Statement of cash position and the sources and uses of cash during the period Creditors >>Money owed by the company to suppliers and others who they have bought goods from (including VAT or GST) Debtors >>Money owed TO the company by suppliers and others (includes VAT) Assets >>Those things owned by the business >>such as cash, or furniture, or computers or trademarks Fixed Assets >>Those assets that are reasonably fixed >>not stock or cash which are consumed regularly Current Assets >>Those assets that are reasonably quickly able to be converted into cash (or are cash) stock, debtors,etc. Liabilities >>That which is owed by the company to others >>such as overdraft or other debts / commitments Depreciation >>Fixed Assets have a finite life >>as they get older they need to be depreciated (as their asset value reduces) >>This depreciation is charged to the Profit & Loss account and reduced the value of the asset

>>For example, a Computer might have a 3 year life expectancy >>so it is depreciated (reduced in value) over three years to zero Interest >>Interest charged on loans and overdrafts, or paid on cash deposits Equity >>Investment made into the company in exchange for shares (part ownership). Debt >>Loans from the bank and others made to the company Director Loans >>Loans made by directors to the company, or vice-versa NI >>National Insurance or Employment Tax >>paid by companies on top of employee salaries VAT / GST

This carries no interest >>owners benefit by sha

>>Value Added Tax or General Sales Tax >>A tax the company adds to Sales and which it is charge on Supplies. >>The difference between the tax it charges and the tax it is charged by others is then paid to the Tax Office. /\ /\ BACK TO TOP /\ /\ For support e-mail us : freeware@innovateur.co.uk

CHARTS:

CASH>>

PROFIT>>

uding VAT or GST)

ks

debtors,etc.

ents

t value reduces)

d in value) over three years to zero

o interest >>owners benefit by sharing profits

arge on Supplies.

he Tax Office.