Ques. : 1 In which state the Asian Development Bank-funded 4 MW Kaliganga hydro power project has been commissioned recently?

Uttarakhand Ques. : 2 In which country Chevron Corporation of the US has acquired Reliance Industries interests in Rovi and Sarta oil blocks recently? Iraq Ques. : 3 MP Sachin Tendulkar has recently been nominated by the Rajya Sabha Chairman Hamid Ansari to which of the following Standing Committee of Parliament? Standing Committee on IT Ques. : 4 Who among the following recently became the first Anglo-Indian MP to participate in the Presidential election held recently? Derek O Brien Qu 5 Who has been appointed as the deputy opposition leader of the Rajya Sabha recently? Ravi Shankar Prasad Ques. : 6 Which of the following international treaties was being discussed at Geneva under the aegis of the United Nations, on which India took the stand that it would support the treaty, if it is adopted by consensus, not majority? International Arms Trade Treaty Ques. : 7 Which one of the following bowlers has a world record of 555 dismissals? Mark Boucher Ques. : 8 Which two companies of India have been listed in top 100 of Fortunes World magazine 2012? Indian Oil & Reliance Industries Ques. : 9 Which one of the following has been appointed as the Joint Managing director of Air India? Nasir Ali Ques. : 10 The Prime Ministers Office (PMO) has recently announced the setting up of a Project Clearance Board under the Cabinet Secretary to speed up clearance of which of the following types of projects? Infrastructure & energy sectors Ques. : 11 The Cabinet Committee on Economic Affairs (CCEA) recently approved the disinvestment of which public sector enterprise to mop up Rs 4,000 crore for the exchequer? Steel Authority of India Ltd Ques. : 12 In which country recently an Indian consortium led by the Gas Authority of India Ltd (GAIL) lost to Sinopec of China for a major gas project, besides India losing various infrastructure projects like laying cross-country railway network project to China? Ghana Ques. : 13 PN Dhar, who wrote his autobiography Indira Gandhis Emergency and Indias Democracy, passed away recently. He was: He was the Principal Secretary to Indira Gandhi Ques. : 15 Which state of India has set an example by producing power from rice husk, pioneered by a company called Husk Power Systems? Bihar Ques. : 16 Djingareyber, Sankore and Sidi Yahya mosques are located in which of the following countries where anti-Islamic extremists demolished them? Mali Ques. : 17 Who is Indias Permanent Envoy to the United Nations Security Council? Hardeep Puri Ques. : 18 Which of the following does not fall within the functions of the Reserve Bank of India (RBI)? Accepting deposits and granting loans and advances to public Ques. : 19 For the performance of its duties as the regulator of credit, the Reserve Bank of India (RBI) possesses the usual instruments of general credit control viz 1) Bank rate 2) Open market operator 3) The power to vary the reserve requirements of banks 4) All of the above Ques. : 20 Which of the following form the part of general insurance business? 1) Fire insurance 3) Crop insurance 5) All of the above 2) Cattle insurance 4) Marine insurance

Ques. : 21 The world over most of the supervisory authorities have adopted the following as the basis of assessment of capital adequacy? Risk Assets Ratio System Ques. : 22 Human Development Index (HDI) comprises literacy rates, life expectancy at birth and National Income per head in US dollars Ques. : 23 Commercial Paper may be issued for a period of: ranging from 7 days to one year Ques. : 25 World Development Report is an annual publication of: International Bank of Reconstruction of Development

Ques. : 1 Who among the following has been appointed as the head of the Empowered Group of Ministers (EGoM) on the effective management of issues related to drought? 1) Ajit Singh 3) Anand Sharma 5) Sharad Pawar 2) Gulam Nabi Azad 4) Vilasrao Deshmukh

Ques. : 2 At the plant of which of the following automobile company in Manesar a senior HR executive was burnt to death by the agitating workers? 1) Tata Motors 3) Bajaj Auto Ltd 5) Ashok Leyland 2) Maruti Suzuki 4) TVS Motors

Ques. : 3 Tata Power has signed a long term coal supply agreement with the firm PT Antang Gunung Meratus of which country to secure fuel for its thermal power plant? 1) South Korea 3) Indonesia 5) South Africa 2) Malaysia 4) Sri Lanka

Ques. : 4 The Haryana government has recently approved the extension of the Delhi Metro to which of the following places in the state? 1) Rewari 3) Jajjhar 5) Bhiwani 2) Bahadurgarh 4) Panipat

Ques. : 5 In which country the worlds first industrial plant producing bio-fuels from seaweed is to be built by 2013? 1) Australia 3) Brazil 5) Sri Lanka 2) Mexico 4) Madagascar

Ques. : 6 Which telecom major of India has requested the telecom regulator TRAI to impose inter-connection charges on popular Internet companies such as Google, Yahoo and Facebook for data services just like it is applied for voice calls, so that revenue is shared with telecom companies? 1) Vodafone 3) Airtel 5) IDEA 2) BSNL 4) Tata Telecommunications

Ques. : 7 According to the latest RBI guidelines, foreign banks having more than what number of branches will be brought on par with domestic banks for fulfilling priority sector lending targets over a period of five years starting April 1, 2013? 1) 10 3) 30 5) 50 2) 20 4) 40

Ques. : 8 In which of the following states a Spice Park is coming up to process turmeric and ginger? 1) Kerala 3) Uttarakhand 2) Karnataka 4) Meghalaya

5) Bihar Ques. : 9 The government has revised the selection process of retail outlets for which of the following products, for which now onwards 27 per cent reservation will be given to other backward castes (OBCs) in allotment of retail outlet dealership? 1) Petroleum products 3) Sugar 5) Fertilizers 2) Wheat 4) Railway tickets

Ques. : 10 The Directorate-General of Foreign Trade (DGFT) has made changes in the list of items that can be imported and exported duty-free to China through three land customs routes. These routes pass through three passes. While Nathu La is in Sikkim and Gunji in Uttarakhand, third one Shipkila is located in which of the following states of India? 1) Arunachal Pradesh 3) Himachal Pradesh 5) Uttar Pradesh 2) West Bengal 4) Jammu & Kashmir

Ques. : 11 Which key Taliban leader has been removed from a United Nations list targeting the insurgent organisation, in a move aimed at kick-starting its stalled dialogue process with the United Nations and the Afghan government? 1) Abdul Rahman Zahed 3) Khaksar Akhund 5) Agha Jan Motasin 2) Abdul Razaq 4) Farman Shinwari

Ques. : 12 Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of: 1) Minors 3) Senior citizens 5) Rural residents 2) Married women 4) Government employees

Ques. : 13 Unit Banking System is that system where an individual bank undertakes the banking business: 1) Through a single office 3) Only 1 5) None of the above 2) Through a few branches operating within a limited area 4) Both of the above

Ques. : 14 The Reserve Bank of India (RBI) was set up on the recommendations of the: 1) Narasimham Committee 3) Mahalanobis Commission 5) None of the above 2) Hilton-Young Commission 4) Fazal Ali Commission

Ques. : 15 For how many crops the Commission for Agricultural Costs & Prices (CACP) recommends the Minimum Support Prices (MSPs) every year? 1) 16 3) 22 5) 28 2) 18 4) 24

Ques. : 16 According to the United Nations Conference on Trade and Development, which among the following will the top country attract the foreign direct investment (FDI) in 2012? 1) China 3) Brazil 5) US 2) India 4) Mexico

Ques. : 17 Which of the following is not among the committees which were set up to look into the issues concerning railway safety? 1) Khanna Committee 3) Seekari Committee 5) Kanjaru Committee 2) Rakesh Mohan Committee 4) Wanchoo Committee

Ques. : 18 As per the unemployment survey made by NSSO, which religion shows the highest Work Population Ratio (WPR) among men in rural areas? 1) Hindu 3) Christian 5) Jain 2) Muslim 4) All above religions show equal WPR

Ques. : 19 Regional Rural Banks are classified as: 1) Scheduled commercial banks 3) Subsidiaries of NABARD 5) None of these 2) Subsidiaries of the sponsor banks 4) All of the above

Ques. : 20 Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches? 1) It should not have defaulted in maintenance of SLR and CRR during the last two years. 3) It net worth should show improvement and its net NPA ratio should not exceed 8 per cent. 5) All of the above 2) It should be making operational benefits. 4) Only (1) and (2)

Ques. : 21 Which of the following statements is not correct about non-banking financial corporations (NBFCs)? 1) An NBFC cannot accept demand deposits. 2) These institutions trade in the capital market in a variety of assets and liabilities. 4) Deposit insurance facility of Deposit 3) An NBFC can issue cheques drawn on Insurance and Credit Guarantee Corporation is not available for NBFC itself depositors. 5) NBFCs act as brokers of loan-worthy funds and in this capacity they intermediate between the ultimate saver and the ultimate investor. Ques. : 22 Which of the following is not an objective of SIDBI? 1) To initiate the process of modernisation and technical upgradation of the present units. 3) To give loans both to the private as 2) To facilitate the marketing of the products of the small scale sector in India and abroad. 4) To provide special aid to labour

well as public sector undertakings in the intensive industries to enable them to field of commodity production, mining provide more employment. and services such as hotels and transport. 5) To provide refinancing, factoring, leasing services to the small sector. Ques. : 23 Which one of the following is the reason for the success of mutual funds? 1) Mutual fund scheme offers to every investor security, steady growth, regular income and easy liquidity. 3) It carries tax breaks and this benefit is passed on to the investor. 5) None of the above 2) A small investor gests the professional expertise of the fund managers of the Mutual Fund. 4) All of the above

Ques. : 24 The scheme of mobile branch envisages the extension of banking facilities through a well-protected van with: 1) Arrangement for two or three officials of the bank sitting in it with books, safe containing cash, etc. 3) Police escort in separate jeep 5) None of the above 2) A secure biometric ATM 4) All the above

Ques. : 25 Which of the following instruments of credit control adopted by the Reserve Bank of India (RBI) does not fall within general or quantitative methods of credit control? 1) Stipulation of certain minimum margin with respect to advance against 2) Open market operations specified commodities. 3) Bank rate 4) Variable reserve requirements 5) None of the above

Ques. : 1 Which public sector bank has been celebrating July as Kisan Month? Bank of India 1) Bank of Baroda 3) United Bank of India 5) State Bank of India 2) 4) Punjab National Bank

Ques. : 2 Over the wrongful penal duties imposed on Indian steel by which country, the World Trade Organisations (WTO) dispute settlement body has taken up Indias request for a panel to settle the matter? US 1) China 3) Germany 5) Russia 2) Japan 4)

Ques. : 3 Which public sector bank has planned to roll out Lead Management System (LMS), under which customers can not only access details of products of their bank, but they can also register for further contact by an expert from the bank? State Bank of India 1) Punjab National Bank 3) 5) Corporation Bank 2) Oriental Bank of Commerce 4) Indian Bank

Ques. : 4 With which country India is negotiating a free trade agreement (FTA), which is deadlocked due to that countrys denial to allow easier and more temporary work visas for skilled Indian professionals such as accountants, professionals in the IT sector and IT-enabled services and the like? Israel 1) Australia 3) 5) China 2) New Zealand 4) Japan

Ques. : 5 Which state of India has signed a Memorandum of Understanding (MoU) to provide insurance cover to families engaged in plucking and binding of kendu leaf? Odisha 1) Madhya Pradesh 3) Chhattisgarh 5) Bihar 2) Jharkhand 4)

Ques. : 6 In which city of India is Sulabh International Toilet Museum located, which showcases evolution of toilets from 2,500 BC to modern technologies from around the world? New Delhi 1) Patna 3) 5) Mumbai 2) Lucknow 4) Kolkata

Ques. : 7 JM Lyngdoh Committee report is related to which of the following? Code of conduct for students union elections 1) 3) Electoral reforms 5) Division of Executive and Legislature 2) Centre-State relations 4) Bicameral legislatures in all states

Ques. : 8 Which country is slated to be the member of BRICS (Brazil, Russia, India, China and South Africa) league by 2014, as the country has emerged as the favourite for foreign investors? Indonesia 1) Turkey 3) Malaysia 2) 4) Pakistan

5) Bangladesh Ques. : 9 Who is the writer-director of the film Delhi In a Day, which examines class differences in the context of a nouveau riche family in Indias capital city? Prashant Nair 1) Vidya Bhushan 3) 5) Mathias Duplessy 2) Victor Baneerjee 4) Anjali Patil

Ques. : 10 In which country the National Forces Alliance, a broadly secular party led by a former prime minister, Mahmoud Jibril has recently won the first election held in four decades? Libya 1) Syria 3) Egypt 5) Romania 2) 4) Paraguay

Ques. : 11 What is a stale cheque? A cheque which has completed three months from its date of issue 1) A cheque issued without drawers signature 3) 5) Any one of these 2) A cheque with only signature of the drawer 4) A six months post-dated cheque

Ques. : 12 Which of the following is the most volatile foreign capital? Foreign portfolio investment 1) External Commercial Borrowings 3) Loans from international financial institutions 5) All the above 2) Foreign Direct Investment 4)

Ques. : 13 Recently the Reserve Bank of India (RBI) has announced that it will purchase government securities worth Rs 10,000 crore through open market operation. The RBI move aims to: Ease liquidity 1) 3) Help raise savings from the general public by the way of issue of equity 5) None of the above 2) Have no effect on liquidity 4) Tighten liquidity

Ques. : 14 Global Financial Stability report is published by: International Monetary Fund 1) World Bank 3) World Economic Forum 5) Reserve Bank of India 2) Asian Development Bank 4)

Ques. : 15 Which of the following foreign banks has the highest number of branches in India? Standard Chartered Bank 1) Citibank 3) HSBC Ltd 5) ANZ Grindlays Bank 2) ABN Amro Bank 4)

Ques. : 16 How much percentage of fund allocated to the priority sector lending by the commercial banks in India, as stipulated by the Reserve Bank of India (RBI), goes to agricultural sector? 18%

1) 40% 3) 10% 5) 4.5%

2) 4) 8%

Ques. : 17 Which of the following statements about Cash Credit and Overdrafts is NOT TRUE? 1) In Cash Credit facility an amount of 2) The rate of interest on overdraft loan is given to the borrower/businessman credit is somewhat higher than on cash for his working capital needs. credit. 3) For cash credit, the security offered is 4) Overdraft is a temporary facility. current assets of business. 5) For both cash credit and overdrafts there is an agreed limit. Ques. : 18 Which of the following statements about Demand Loans and Term Loans is NOT TRUE? Banks also use consortium method of financing demand loans. 1) A term loan is a loan with a fixed 2) In both term and demand loans, the maturity, while a demand loan can be whole amount is immediately chargeable recalled on demand. to interest. 3) Generally the duration is term loan is 4) not longer than ten years. 5) Demand loans are mostly taken by security brokers and others whose credit needs fluctuate. Ques. : 19 Which of the following is not one of the criteria fixed by the RBI on the recommendations of the inhouse committee set up for the autonomy of the public sector banks? Net owned funds must be more than 500 crore. 1) 3) Maximum Non-Performing Asset (NPA) limit of 9% 5) All the above are correct criteria 2) Mandatory capital adequacy requirement of 9% 4) Profitability track record of three years

Ques. : 20 Which of the following is not one of the objectives of the nationalisation of banks in India? To create government monopoly over banking sector. 1) To eliminate concentration of economic 2) To diversify flow of credit to agriculture power in a few hands. and allied activities. 3) To extend banking facilities in 4) unbanked areas. 5) To foster a new class of entrepreneurs. Ques. : 21 The book titled The World Beneath His Feet is the biography of which of the following sportsmen? Pulela Gopichand 1) Sunil Gavaskar 3) Nawab Pataudi 5) 2) Vishwanathan Anand 4) Sachin Tendulkar

Ques. : 22 Newly developed Udyami helpline is for: Micro, small and medium enterprises 1) Large capital industries 3) 2) Entrepreneurs in power generation 4) Cutting edge technology

5) Textile industry Ques. : 23 Which of the following statements about Vostro Account is NOT TRUE? 1) It is an account opened by a foreign bank with a bank in India. 3) These accounts are governed by rules and regulations applicable to foreign exchange. 5) All the above statements are true. 2) This account is maintained in rupee. 4) Only public sector banks are allowed to operate Vostro Account.

Ques. : 24 Which of the following banks was first in India to establish merchant banking business? Grindlays Bank 1) ABN Amro Bank 3) HDFC Bank 5) 2) Citibank 4) Standard Chartered

Ques. : 25 According to the guidelines of the Reserve Bank of India (RBI), for cash deposits and withdrawals of how much money commercial banks have to furnish details to the RBI? Over Rs 10 lakh 1) Over Rs 5 lakh 2)