Overview ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank, a premier financial powerhouse, and

Prudential plc, a leading international financial services group headquartered in the United Kingdom. ICICI Prudential was amongst the first private sector insurance companies to begin operations in December 2000 after receiving approval from Insurance Regulatory Development Authority (IRDA). ICICI Prudential Life's capital stands at Rs. 4,793 crores (as of June 30, 2012) with ICICI Bank and Prudential plc holding 74% and 26% stake respectively. For the period April 1, 2012 to June 30, 2012, the company has garnered total premium of Rs 2,385 crores and has underwritten over 13 million policies since inception. The company has assets held over Rs. 70,000 crores as on June 30, 2012. ICICI Prudential Life Insurance has maintained its focus on offering a wide range of flexible products that meet the needs of the Indian customer at every step in life.

Vision & Values

Our vision: To be the dominant Life, Health and Pensions player built on trust by worldclass people and service. This we hope to achieve by:

Understanding the needs of customers and offering them superior products and service Leveraging technology to service customers quickly, efficiently and conveniently Developing and implementing superior risk management and investment strategies to offer sustainable and stable returns to our policyholders Providing an enabling environment to foster growth and learning for our employees And above all, building transparency in all our dealings The success of the company will be founded in its unflinching commitment to 5 core values -- Integrity, Customer First, Boundaryless, Ownership and Passion. Each of the values describe what the company stands for, the

qualities of our people and the way we work. We do believe that we are on the threshold of an exciting new opportunity, where we can play a significant role in redefining and reshaping the sector. Given the quality of our parentage and the commitment of our team, there are no limits to our growth.

Our values :

Every member of the ICICI Prudential team is committed to 5 core values: Integrity, Customer First, Boundaryless, Humility, and Passion. These values shine forth in all we do, and have become the keystones of our success.

Promoters

ICICI Bank (taken from the press release of ICICI Bank) ICICI Bank Limited (NYSE:IBN) is India's largest private sector bank and the second largest bank in the country, with consolidated total assets of US$ 111 billion at June 30, 2012. ICICI Banks subsidiaries include Indias leading private sector insurance companies and among its largest securities brokerage firms, mutual funds and private equity firms. ICICI Banks presence currently spans 19 countries, including India. About Prudential Plc (taken from the press release of Prudential Plc) Prudential plc is incorporated in England and Wales, and its affiliated companies constitute one of the world's leading financial services groups. It provides insurance and financial services through its subsidiaries and affiliates throughout the world. It has been in existence for over 160 years and has 363 billion in assets under management (as at 30 June 2012).

Fact Sheet

Our Offering Commitment to customers is at the core of every aspect of the companys initiatives, be it product development, distribution, the sales process or servicing and claims settlement. Product development is undertaken basis thorough research and understanding of the needs of customers. For over a decade, ICICI Prudential Life Insurance has maintained its focus on offering a wide range of flexible products that meet the needs of the Indian customer at every stage in life. This has ensured that the various products offered by the company strategically fit into the financial plan of the customers and helps them achieve their various long term financial goals. In addition, ICICI Prudential Life also has a comprehensive multichannel distribution network spanning various geographic and income segments to ensure that its products and services are accessible to customers. ICICI Prudential Life Insurance has been helping customers meet their long term financial goals by adopting an investment philosophy that aims to achieve risk adjusted returns over the long term. The customer centric approach and focus on innovation has enabled the company to garner the unstinted support of its customers and there creating a trusted brand in the Indian life insurance sector.

Products Insurance Solutions for Individuals ICICI Prudential Life Insurance offers a range of innovative, customercentric products that meet the needs of customers at every life stage. Its products can be enhanced with up to 4 riders, to create a customized solution for each policyholder. Savings & Wealth Creation Solutions

ICICI Pru LifeStage Wealth II is a unit linked insurance plan that offers multiple choices to decide how your savings would be invested based on your risk appetite. UIN - 105L118V02 ICICI Pru LifeTime Premier is a comprehensive savings plan that offers you a choice of portfolio strategies for your savings and at the same time secures you against uncertainties of life. UIN - 105L112V02 ICICI Pru Pinnacle Super is a unit linked insurance plan that gives you the advantage of varying exposure to equities with downside protection, so that your investments are protected in financially volatile times. UIN 105L121V03 ICICI Pru Elite Life is a unit linked insurance plan that offers you multiple choices on how to invest your savings along with an insurance cover.UIN -

105L125V02

ICICI Pru Elite Wealth is a unit linked insurance plan that offers you the greatest value for your hard earned savings. Also, you get rewarded with Loyalty Additions from the sixth year onwards to maximize the return on your investments. UIN - 105L126V02 ICICI Pru iAssure Single Premium a conventional non-participating single premium product that provides you Guaranteed Maturity Benefit and also offers a life cover to take care of your loved ones in your absence.UIN 105N123V01 ICICI Pru Guaranteed Savings Insurance Plan is a limited pay endowment product that allows you to enjoy the benefits of a long term savings plan ensuring that you and your family are free of any financial worries. UIN - 105N114V02 ICICI Pru Future Secure is a participating endowment life insurance plan that helps you save for specific goals in the future, while providing protection for your family from financial distress in case of your untimely demise. Thus the dual benefit of savings and protection it helps you ensure a secure future for your loved ones. UIN - 105N117V01 ICICI Pru Whole Life provides you with a unique double advantage of savings and protection that not only allows you to meet your goals but also seeks to ensure that your dear ones will continue to live their lives in comfort without financial worries in case of unforeseen eventuality. UIN 105N116V01 ICICI Pru Save 'n' Protect is plan for those who want to accumulate funds on a regular basis while enjoying insurance protection. UIN - 105N004V02 ICICI Pru CashBak is a single policy that combines the triple benefit of protection, savings & periodic liquidity. UIN - 105N005V02 Protection Solutions

ICICI Pru iCare is a term insurance plan that you can buy online at your convenience at their home in a simple manner. UIN - 105N122V01 ICICI Pru Pure Protect is a flexible and affordable term product, with which you can ensure your life and provide total security for your family in case of an unfortunate event. UIN - 105N084V01 ICICI Pru LifeGuard is a protection plan, which offers life cover at low cost. It is available in 2 options level term assurance with return of premium & single premium. UIN - 105N006V02 Child Plans

ICICI Pru SmartKid Regular Premium is an endowment regular premium

life insurance plan which comes with a unique Payer Waiver Benefit (PWB). This benefit ensures that in case of death of the parent, the company pays all future premiums on behalf of the parent. This means that the child gets money at important stages of his/her student life and education never suffers due to lack of funds.UIN No - 105N014V02

ICICI Pru SmartKid Premier is a ULIP plan which ensures your childs education continues even if you are not around. In this Plan you need to invest premiums regularly over a period of time and the returns that you get will depend on the performance of the underlying fund performance. UIN 105L120V01 Retirement Solutions

ICICI Pru Immediate Annuity is a single premium annuity product that guarantees income for life at the time of retirement. It offers the benefit of 5 payout options. UIN - 105N009V06 Health Solutions

ICICI Pru Hospital Care II is a family floater plan covering your spouse and children. This fixed benefit hospitalisation and surgical plan complements your existing coverage by offering payouts over and above any health plan you have, thus availing best possible medical treatment, without having to bother about the cost of the treatment or quality of care. UIN - 105N108V01 ICICI Pru Crisis Cover is a product that will provide long-term coverage against 35 critical illnesses, total and permanent disability, and death. UIN 105N072V01 ICICI Pru Health Saver is a whole of life comprehensive health insurance policy which provides a hospitalisation cover for you and your family and reimburses all other medical expenses not covered in the hospitalisation benefit by building a health fund for you and your family. UIN - 105L087V01 Group Insurance Solutions ICICI Prudential also offers Group Insurance Solutions for companies seeking to enhance benefits to their employees.

Group Gratuity Plan: ICICI Prudential Life's group gratuity plan helps employers fund their statutory gratuity obligation in a scientific manner and also avail of tax benefits as applicable to approved gratuity funds. Group Leave encashment Plan: ICICI Prudential Lifes Group offers a market linked and traditional leave encashment plan designed to aid the employer to build a fund to meet their future leave encashment liability. The contributions made will be invested as per the chosen investment plans and will be available for payment of the benefit when it falls due. Additionally, the product also provides for term cover for all the employees covered

under the policy. UIN - 105L079V01

Group Term Insurance Plan: ICICI Prudential Life's flexible group term is a one-year renewable life insurance policy that enables you to provide every member of your team with an affordable life cover. Group Term in lieu of EDLI Scheme: ICICI Prudential's Group Insurance Scheme in lieu of EDLI has been certified by the Employee Provident Fund Organization (EPFO) as a superior product that provides greater insurance benefits than the cover offered by EPFO. Credit Assure With Credit Assure, we offer an innovative and affordable term life insurance plan that covers loans against the unfortunate event of death, with complete convenience in application. The scheme is simple and hassle-free. In other words, peace of mind guaranteed. Flexible Rider Options ICICI Prudential Life offers flexible riders, which can be added to the basic policy at a marginal cost, depending on the specific needs of the customer.

Accident & disability benefit: If death occurs as the result of an accident during the term of the policy, the beneficiary receives an additional amount equal to the rider sum assured under the policy. If an accident results in total and permanent disability, 10% of rider sum assured will be paid each year, from the end of the 1st year after the disability date for the remainder of the base policy term or 10 years, whichever is lesser. Critical illness benefit: Critical Illness Benefit Rider provides protection against 9 critical illnesses to the policyholder when attached to the basic plan. Income Benefit Rider: In case of death of the life assured during the term of the policy, 10% of the rider sum assured is paid annually to the beneficiary, on each policy anniversary till maturity of the rider. Income Benefit rider is available with SmartKid Child Plans. Premiums paid under this rider are eligible for tax benefits under Section 80C. Waiver of Premium Rider (WOP): On total and permanent disability due to an accident, all future premiums for both the base policy and rider(s) will be waived till the end of the term of the rider or death of the life assured, if earlier. Waiver of Premium Rider on Critical Illness Rider: This rider waives all your future premiums of your base policy on occurrence of specified 20 Critical Illnesses. This ensures that your policy benefits continue as planned.

About the Promoters

ICICI Bank ICICI Bank Limited (NYSE:IBN) is India's largest private sector bank and the second largest bank in the country, with consolidated total assets of US$ 111 billion at June 30, 2012. ICICI Banks subsidiaries include Indias leading private sector insurance companies and among its largest securities brokerage firms, mutual funds and private equity firms. ICICI Banks presence currently spans 19 countries, including India. About Prudential Plc Prudential plc is incorporated in England and Wales, and its affiliated companies constitute one of the world's leading financial services groups. It provides insurance and financial services through its subsidiaries and affiliates throughout the world. It has been in existence for over 160 years and has 363 billion in assets under management (as at 30 June 2012).

Awards & Recognitions

Awards 2011

ICICI Prudential Life Insurance has been conferred the Insurance Company of the Year Award 2011 and Company of the Year Award 2011 Life Insurance at The Indian Insurance Awards 2011 instituted by the reputed insurance journal of India Insurance Review, in association with Celent, a research and consulting firm.

ICICI Prudential Life Insurance has been awarded the prestigious award for the Best Leading Private Player Life Insurance 2011 at the CNBC TV18 Best Bank and Financial Institution Awards for FY11.

ICICI Prudential Life Insurance was awarded the ICWAI National Award for Excellence in Cost Management 2010 under the Private sector-Service (Large) category at ICWAI annual event.

Awards 2010

India's Most Customer Responsive Insurance Company. AGC Networks Economic Times, Customer Responsiveness Awards, 2010.

Awards 2009

ICICI Pru Life ranked as the Most Trusted Pvt Life Insurance brand in the Brand Equity "Most Trusted Brands 2009" survey

The International Council of Customer Service Organizations (ICCSO) recently awarded ICICI Prudential Life, the International Service Excellence Awards 2009 in the categories of Customer Charter Winner, Service Excellence in Large Business Highly Commended and Customer Service Leader awarded to Ms. Priya Nayak, VP-Service Quality.

ICICI Prudential Life Insurance has won the first runner up award for the Best Defect Elimination in Service & Transaction category at Asian Six Sigma Excellence Summit 2009.

Awards 2008

ICICI Prudential Life won a Gold award for AboutULIPS.com and Health Saver campaign,innovation award for www.taxguru08-09.com and a silver award for its Insurance yoga campaign at the ICICI Group Marketing Excellence award. Confederation of Indian Industry (CII) - Western Region recently awarded ICICI Prudential Life a 'Commendation for Strong Commitment to HR Excellence 2008' at the CII HR Summit 2008

ICICI Prudential Life Insurance was awarded with the coveted 'ICAI Award for Excellence in Financial Reporting' by the Institute of Chartered Accountants of India (ICAI) for the financial year ended March 31, 2008

ICICI Prudential Life was awarded the Life Insurance Company of the Year at the12th Asia Insurance Industry Awards 2008.

ICICI Prudential Life was awarded with two Bronze Effies in the sevices category for its Corporate campaign and Retirement Number campaign ICICI Prudential Life Insurance won the award for the Best Life InsurerRunner up at the Outlook Money & NDTV Profit Awards 2008 ICICI Prudential Life was awarded the SAP ACE 2008 Best Business Objects Award for its IT practices

ICICI Prudential Life won the Award for Brand Excellence in the Banking and Financial services category at the Asia Brand Congress 2008.

ICICI Prudential Life won the UK Trade & Investment India Business Awards 2008 in the Business Partnership Award-Large Company category

ICICI Prudential Life won the ICICI Group Marketing Excellence Award 2008 in three key categories for its marketing initiatives

ICICI Prudential Life was awarded the INDYs Award for Excellence in Mass Communication in the category of Most Creative Advertisement-Television.

Awards 2007

India's Most Customer Responsive Insurance Company . Avaya Global Connect - Economic Times. Customer Responsiveness Awards, 2007

ICICI Prudential Life Insurance won the award for the Best Life InsurerRunner up at the Outlook Money & NDTV Profit Awards 2007

ICICI Prudential Lifes, retirement solutions campaign for the year 2006-07 was awarded the Bronze Effie trophy in the services category.It also won

the Brand Equity Bravery Award 2007, instituted by Ad Club. ICICI Prudential Lifes website, www.iciciprulife.com was awarded the best website among private life insurers at the Web 18 and Frost & Sullivan Genius of the Web Awards 2007 for commendable work in the online medium.

Awards 2006

Innovation Award for launching Diabetes Care Prudence Award 2006. People Award for excellence in training and people development Prudence Award 2006

Awards 2005

India's Most Customer Responsive Insurance Company. Avaya GlobalConnect - Economic Times. Customer Responsiveness Awards Most Trusted Private Life Insurer. The Economic Times - A C Nielsen Survey of Most Trusted Brands 2003, 2004 and 2005

Prudence Customer Centricity Award 2004 & 2005. Prudential Corporation Asia

Awards 2004 Awards 2003

India's Most Customer Responsive Insurance Company. Avaya GlobalConnect - Economic Times. Customer Responsiveness Awards Most Trusted Private Life Insurer. The Economic Times - A C Nielsen Survey of Most Trusted Brands 2003, 2004 and 2005

Best Life Insurer 2003. Outlook Money Awards 2003 & 2004 IMM Award for Excellence. Institute of Marketing & Management Organisation with Innovative HR Practices Indira Group of Institutes

Superbrand 2003-04 Organisation with Innovative HR Practices Asia-Pacific H R Congress Awards for HR Excellence

Silver Effie for Effectiveness of the Retire from Work not life advertising campaign Effies 2003 Range of Products At ICICI Prudential Life, we understand that different individuals have different needs. The ideal insurance plan is one that addresses the exact insurance needs of the individual which depends on the age and life stage of the individual apart from a host of other factors. ICICI Prudential Life offers plans under the following major need categories:
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Term plans Why term plans?

Term insurance is the simplest and most fundamental insurance product.Term insurance plans are designed to ensure that in the event of the policyholders

death, the family gets the sum assured (the cover amount).
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Wealth plans Why wealth plans?

As an individual who doesnt desire the best from life? You would undoubtedly want to plan your finances such that you can achieve all your goals - a car, a beautiful home and of course, the comfort and contentment of your family. All of these goals are long term in nature. Wealth insurance plans have been designed to ensure that you can save for these long term goals along with the benefit of life cover and provide protection to your family.
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Child plans Why child plans?

As a parent, you would not like to compromise your child's bright career, regardless of the rising cost of education. All you need is a savings plan that is designed to provide money at key educational milestones and take care of your loved ones future even if you are not around. ICICI Pru child plan comes with a unique Payer Waiver Benefit (PWB). This benefit ensures that in case of death of the parent, the company pays all future premiums on behalf of the parent. This means that the child gets money at important stages of his/her student life and education never suffers due to lack of funds.
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Health plans Why health plans?

Designed to ensure that you and your family get the medical treatment whenever you need it. Secure your family now with our health plans.
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Retirement plans Why retirement plans?

Our pension plans are designed to ensure that your retirement years truly become your golden years. They will provide you the financial security to pursue your unfulfilled dreams.
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Group plans Why Group plans?

One Sure Shot Way For An Employer To Retain His Team Employees these days are constantly on the prowl for "better opportunities". How then do you get them to focus on your job and stay committed for long tenures? Human Resource experts agree that employees work with utmost dedication when they believe their organization truly cares about their wellbeing. One way of showing your concern for your employees is to shoulder the two responsibilities they worry about most: Security of and Savings for their families. Group Insurance Plans from ICICI Prudential enable you to effortlessly provide your employees with both, savings and security, so they can pass on the benefits to their loved ones. Your kind gesture to safeguard their family's future will undoubtedly serve as great encouragement for your employees, and they will gladly offer you their whole-hearted commitment. Top 3 Reasons Why You Should Invest In ICICI Prudential's Group Insurance Plans With ICICI Prudential's Group Insurance Plans your employees get:

Incomparable financial benefits that guarantee their safety and financial stability. Sound financial planning that empowers them to meet their changing financial objectives. Quality service initiatives and transparency across all operations.

What is the ICICI Prudential Group Solution's Advantage?

ICICI Prudential offers a suite of group insurance plans that provides both you and your employees with a host of benefits:

Group Gratuity Plan : This hassle-free plan enables you to effortlessly fund your statutory gratuity obligation. Read more

Annuity Solutions : This suite of retirement plans enables you to provide your employees with a steady income all through their retired lives. Read more Group Term Insurance Plan : This insurance plan provides affordable cover to all your employees. Read more Group Term Insurance in lieu of EDLI : This plan is certified by Employee Provident Fund Organistion (EPFO) as a superior alternative to Employee's Deposit Linked Insurance Scheme. Read more

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Rural plans Preamble on ICICI Pru Rural Business Initiative

ICICI Prudentials rural business initiative has played a very important role in reaching the underserved segment through its rural insurance plans. ICICI Prudential has covered more than 2.5 million lives across as many as 16 states in India. Both our rural plans Sarva Jana Suraksha and Anmol Nivesh are tailored to meet the unique requirements of rural investors. The plans offer Life cover, low and affordable premiums and hassle free procedure.

Choosing the right provider We at ICICI Prudential Life Insurance understand the needs you as a customer may have. It changes at various stages in your life, from your childs education to saving up for your comfortable life post retirement. it is our constant endeavor to innovate products that best suits any requirements you may have. ICICI Prudential Life has been ranked as India's Most Trusted Private Life Insurer, by The Economic Times - AC Nielsen ORG Marg survey of 'Most Trusted Brands'.

Thats not all; our commitment lies in constantly innovating and delivering worldclass products and services to all our customers across the country. The unstinted support of our customers has helped us create a strong trusted brand and a wide product portfolio over the last 9 years in the Indian private life insurance sector

The ICICI Prudential Edge

The ICICI Prudential edge comes from our commitment to our customers, in all that we do - be it product development, distribution, the sales process or servicing. Here's a peek into what makes us leaders.
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Our products have been developed after a clear and thorough understanding of customers' needs. It is this research that helps us develop Education plans that offer the ideal way to truly guarantee your child's education, Retirement solutions that are a hedge against inflation and yet promise a fixed income after you retire, or Health insurance that arms you with the funds you might need to recover from a dreaded disease. Having the right products is the first step, but it's equally important to ensure that our customers can access them easily and quickly. To this end, ICICI Prudential has an advisor base across the length and breadth of the country, and also partners with leading banks, corporate agents and brokers to distribute our products . Robust risk management and underwriting practices form the core of our business. With clear guidelines in place, we ensure equitable costing of risks, and thereby ensure a smooth and hassle-free claims process. Entrusted with helping our customers meet their long-term goals, we adopt an investment philosophy that aims to achieve risk adjusted returns over the long-term. Last but definitely not the least, our team is given the opportunity to learn and grow, every day in a multitude of ways. We believe this keeps them engaged and enthusiastic, so that they can deliver on our promise to cover you, at every step in life.

Board of Directors

The ICICI Prudential Life Insurance Company Limited Board comprises reputed people from the finance industry both from India and abroad. Ms. Chanda D. Kochhar, Chairperson Mr. N. S. Kannan, Director Mr. K. Ramkumar, Director Mr. Rajiv Sabharwal, Director Mr. Barry Stowe, Director Mr. Adrian OConnor, Director Mr. Keki Dadiseth, Independent Director Prof. Marti G. Subrahmanyam, Independent Director Ms. Rama Bijapurkar, Independent Director Mr. Vinod Kumar Dhall, Independent Director Mr. Sridar Iyengar, Independent Director Mr. Sandeep Bakhshi, Managing Director & CEO Mr. Puneet Nanda, Executive Director

ICICI Prulife promise of seamless online experience We are always dedicated to offer you to the best, and with our new website; we have taken our commitment to the next level to ensure that your online experience is better than ever. The new ICICI Prulife website, which has been awarded Gold in the best financial website category in the recently held Campaign India Digital Media Awards, promises to simply your online life insurance information, buying & servicing experience. The Promise: The new ICICI Prulife website has been simplified to offer information, tools & features based on your requirements & level of interaction with us. We understand that every customer is unique & has different expectations from their interaction with us. The new website addresses these needs uniquely. Whats new? 1. Video guides: These guides will help you understand the basic categories of life insurance & their significance (click here) 2. Single click access to your policy needs: Just enter your login details

& the site will directly open the required page. Be it E-switch, tracking your funds, managing your existing policies & more, you can now access all of it quicker then before. (click here ) 3. Buy Online: Buy life insurance plans online with a simple application process. (click here ) 4. Search: Now find exactly what you are looking for, right from the homepage. Just enter your search term and hit go; navigating through the website has never been simpler (click here ) 5. Pay Online: You can pay your insurance premiums online; without logging in to your account. Just validate your details, select the policy you want to pay premium for and pay online using your credit card, debit card or net banking. (click here ) Media Contact If you represent any media house and require any information about our company, please send an e-mail to corporatecommunications@iciciprulife.com

Various Types of Insurance Plans Life Insurance Plan-(Protection Plan, Premium Guarantee plan, Education Plan & Wealth Creation Plan) Protection Plans: 1) ICICI Pru iCare: It is protect your familys future and ensure that they lead their lives comfortably without any financial worries, even in your absence. 2) ICICI Pru Home Assure: It is a policy where you can cover your home loan which is a term assurance plan.. 3) ICICI Pru Life Guard: It is a cover which is available at a low cost. This plan comes with 2 options level term assurance with return of premium & single premium. 4) ICICI Pru Pure Protect - It is important to ensure that your family has a term insurance cover, should something unfortunate happen to you. Child Plans: 1) ICICI Pru SmartKid Regular Premium: It is a traditional plan where funds are provided for the needs of the child in the future. 2) ICICI Pru SmartKid Premier: A ULIP plan which ensures your childs education continues even if you are not around.

Wealth Creation Plan: ULIP Wealth Plans: 1) ICICI Pru Elite Life It is a unit linked insurance plan, planned exclusively for preferred customers like you. This plan offers you multiple choices on how to invest your savings along with an insurance cover. 2) ICICI Pru Elite Wealth - you get rewarded with Loyalty Additions from the sixth year onwards to maximize the return on your investments. 3) ICICI Pru Pinnacle Super: It is a unit linked insurance plan that offers you multiple choices on how to invest your savings. 4) ICICI Pru Life Time premier: Its a complete savings plan that offers you a choice of collection strategies for your savings and at the same time secures you against worries of life. 5) ICICI Pru Life Stage Wealth II: It is a unit linked insurance plan that offers various choices to decide how your savings would be invested based on your risk appetite. Traditional Wealth Plans: 6) ICICI Pru Cashbak: Its a policy with a combination of three benefits periodic liquidity, protection & savings. 7) ICICI Pru Save 'n' Protect: Its a perfect plan to collect funds as savings and be protected by the insurance policy. 8) ICICI Pru Guaranteed SIP: Its a limited pay endowment product that allows you to enjoy the advantage of a long term savings plan ensuring that you and your family are free of any financial uncertainties. 9) ICICI Pru Whole Life: It provides you with an exclusive twice advantage of savings and protection which not only allows you to get together your goals but also seeks to ensure that your dear ones will continue to live their lives in comfort without financial doubts in case of unexpected eventuality. 10) ICICI Pru iAssure Single Premium: A conventional non-participating single premium product that provides you Guaranteed Maturity Benefit and also offers a life cover to take care of your loved ones in your absence. 11) ICICI Pru Future Secure: A participating endowment life insurance plan that helps you save for specific goals in the future, while providing protection for your

family from financial distress in case of your untimely demise. Retirement Plans: 1) ICICI Pru Immediate Annuity: A single premium annuity product that assures an income for life at the time of your retirement. It has the benefit of 5 payout options. Health Insurance Plans: 1) ICICI Pru Health Saver: It is a comprehensive whole of life health insurance plan that takes care of hospitalization costs as well as all your health care needs. 2) ICICI Pru Hospital Care II : It is a family floater plan covering your spouse and children. 3) ICICI Pru Crisis Cover: It is a comprehensive critical illness insurance policy that provides coverage against 35 critical illnesses, total and permanent disability, and also death. Group Plans: 1) Group Term Insurance Plan: Its a flexible group term plan which provides an inexpensive cover to members of a group. The cover is either given based on uniform or based on designation/rank or a multiple of salary. The benefit under the policy is paid to the beneficiary nominated by the member on his/her death. 2) Group Gratuity Plan: The plan helps employers fund their statutory gratuity obligation in a scientific manner and also avail of tax benefits as applicable to approved gratuity funds. 3) Group Leave Encashment Plan: Group Leave Encashment Plan enables you to fund your Leave encashment liability payable to your employees and offers market linked policy. ICICI Prudential Life Insurance now offers a market linked Group Leave Encashment Policy designed to fund for such benefits. The contributions that you pay to fund your scheme will be invested in our unit-linked funds and will be available for payment of the benefit when it falls due. Additionally, the product also provides for term cover for all the employees covered under the policy. 4) Annuity Solutions: This plan has annuity products which give you income and help you realize your needs. In addition to the annuities offered to existing superannuation customers, the plan also offers immediate annuities to superannuation funds managed by the team.

5) Credit Assure Utility: With Credit Assure, ICICI offer an innovative and affordable term life insurance plan that covers loans against the unfortunate event of death, with complete convenience in application. The scheme is simple and hassle-free. In other words, peace of mind guaranteed. Rural Plans 1) ICICI Pru Anmol Nivesh: ICICI Prudential Life Insurance presents ICICI Pru Anmol Nivesh a regular premium unit-linked endowment policy guaranteeing the premiums paid less the partial withdrawals made on maturity and death. This plan is aimed at providing security cum savings to you and your family, at an affordable cost. 2) Micro Insurance Sarv Jana Suraksha: Sarv Jana Suraksha is a plan to provide protection and security to rural population at a very affordable cost. The family members are protected in this plan in case of death of the policyholder. The New Product Launched by ICICI Prudential is as follows

Anmol Nivesh for tea tribes in Assam in January 2009 Health Saver in January 2009 Wealth Advantage a unique single premium whole life ULIP in February 2009 Registered Office : ICICI Prudential Life Insurance Company Limited , ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg Prabhadevi, Mumbai 400025 Disclaimer: Please note that the information provided is collected from sources publicly available & we believe to be reliable. The website doesnt warrant the accuracy, reliability & absolute information available on the website. Participation by site visitors or registered customers is on a voluntary basis. The policies are offered by various life Insurance & non-life insurance offering companies and Bimadeals does not seek to, either directly or indirectly, advise, offer, solicit or recommend that any person who is or proposes to become its member should purchase the Policy.