Gift Guide 2012

How to establish a
holiday shopping budget

Gift ideas for the family globe-trotter
SEASON FOR SAVINGS
Great gifts that won't break the bank
On-the-Go-Gifts
Budgeting
Your Buying
Go Online
to view this
section!
www.yourbg.com
Buyers Guide
NOVEMBER 2012
A SPECIAL SUPPLEMENT TO
November 21, 2012 Buyers Guide 2
A Little Something
For Everyone!
The Gift That Makes
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McDonalds

Gift Certificates and Gift Cards
I-81/Apple Harvest Drive - Martinsburg
Eagle School Road - Martinsburg
Now Celebrating Our 26th Anniversary!
With a very special thanks to all our customers this holiday we are
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MERRY CHRISTMAS
From your Loyal Auto Friends at
201 Wilson St.
Martinsburg, WV
OPEN 8 am - 6pm Mon. -Fri.
8 am - 4pm Sat.
For Your Convenience
304.267.2280
Car Wont Start
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$
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261-2696
Call
304-267-2811
Official WV
State
Inspection
Center
Proper etiquette for gift giving
Has gift wrapping become a lost art?
Do good by donating older gifts
Safety should be a holiday tradition, too
Prevent lost children while holiday shopping
Did you know?
8 Ways to create new Holiday Traditions
4
18
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22
22
27
SAVING & SHOPPING
Save when shopping this holiday season
How to establish a holiday shopping budget
Save up all year to enjoy a debt-free holiday season
Did you know?
The many benefits of layaway
Shipping costs a deciding factor when shopping online
5
6
7
7
8
9
GIFT IDEAS
Great gifts that won't break the bank
Gifts no sports fan should go without
Gift ideas for the family globe-trotter
Great gift ideas for seniors
Gifting magnetic cooking power
Things to consider before buying big ticket items
Help college students this holiday season
The right age to gift children mobile phones
Gifts to make foodies say MMMMMM
Gift Ideas for the Music Lover on your list
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PLUS...
7 12 19
Buyers Guide November 21, 2012 3
5029 Williamsport Pike, Martinsburg, WV 25401
304-274-5014
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OPEN: Tues 9am-3pm; Wed. 9am-5pm; Th. 9am-8pm; Fri. 9am-6pm; Sat 9am-2pm
Formerly Sandys Magic Mirror Hair Salon
Pictured from left to right: Donna Reddick,
Vicky Jones, Tina Placino, Michael Smith
Gift
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The rules of etiquette have
loosened a bit from centuries
past. No longer are people held
accountable for the slightest misstep, and
sometimes the rule-breakers are revered.
However, when it comes to holiday gifting,
erring on the side of caution and following
proper etiquette can make exchanging
gifts go more smoothly.
Being considerate when gifting helps
make the holidays enjoyable and as
stress-free as possible. Some may find it
unfortunate that so much pressure is
placed on giving gifts this time of year.
When exchanging, heed these
suggestions.
Gift-giving is about the recipient and
not you as the giver. The idea is to
create that warm and fuzzy feeling for the
person on the receiving end of the gift.
Think about the persons interests and find
a gift that pertains to these interests. It
may not be the easiest to find a rare book
or those collectible golf clubs, but putting
forth the effort will mean more to the
person getting the gift.
Dont up the ante. When exchanging
gifts with a person, do not try to anticipate
what he or she will spend and then go
above that price. This may come off as
petty and make the other person feel
uncomfortable. Instead, choose a price
that you can readily afford and find the
nicest thing within that range. If a person
with whom you hadnt anticipated
exchanging gifts gives you something,
simply offer thanks and dont feel
uncomfortable that you do not have
something to offer in return.
Gift receipts are very thoughtful.
Including a gift receipt with your gift tells
the recipient that you tried to find
something that he or she will enjoy, but
that youre comfortable with them
returning the gift if its not just right. Again,
this conveys your feelings for the recipient.
Do not, however, use gift receipts as a
get out of jail free pass. That means,
dont simply grab anything off the rack,
attach a gift receipt and attempt to pass it
off as a meaningful gift.
Do not e-mail thank you notes. If you
are not able to thank a person in person
for a gift, it is in better taste to send a
hand-written note than to fire off a quick e-
mail. While writing letters has become a
lost art, a hand-written thank you note
stands out and shows how much you
appreciate the gift.
Its unnecessary to give your boss a
gift. Gifting your boss may come across
like you are trying to win favor. It also may
create a competition within the office. Stick
to gifting colleagues, but leave the boss
out of the holiday pool.
Gift cards do not break etiquette
rules. Although gift cards may seem like
the easy way out of gifting, theyve
become more acceptable and popular. If
you want to personalize a gift card, try
using a photo or special memory that
correlates to the gift card. Otherwise,
package the gift card with a few
inexpensive items to create a gift basket.
When in doubt, stick with non-
intimate gifts. Perfume, cologne, intimate
apparel and similar items say that you
know a person on a deeper level and are
extremely personal. For friends and
acquaintances, stick with safer gifts that
do not give off intimate undertones.
Dont regift. Whenever possible,
graciously accept gifts and do not try to
pass them off as your own to other people.
If caught, you will be more embarrassed
than if you had not given a gift at all.
Following a few guidelines on gift-giving
etiquette can help to make the holidays
even happier.
GIFT GIVING
Proper etiquette for
27 Lee Street Martinsburg, WV (304) 263-3001
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3485 Winchester Ave.
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WHERE THE FUN BEGINS.
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SAVE WHEN SHOPPING
this holiday season
The holiday season is filled with
tradition. Many families have
their own unique customs, and
those traditions create lasting
memories for adults and children
alike.
One such holiday tradition is shopping for
gifts for family and friends. Many people
enjoy holiday shopping, anxiously
anticipating the look on their loved ones
faces when they open their presents. But
holiday shopping is even more enjoyable
for shoppers who can save a little extra
money. The following are a few tips for
shoppers who still want to give the perfect
gifts but dont want to break the bank.
Stop paying for shipping. Many
people now do their holiday shopping
online. Online shopping can be more
convenient and give consumers more
options. But some shoppers still shy away
from online retailers for fear of high
shipping costs. However, some retailers
offer free shipping to consumers who
spend a certain amount of money. In
addition, savvy shoppers can scour the
Internet for free shipping codes they can
use at checkout. Some retailers even offer
free shipping during the holiday season
(last minute purchases might not be
eligible) to entice customers.
Empty your wallet of gift cards. Gift
cards are popular gifts come the holidays,
but many gift card recipients fail to use
their cards prior to their expiration dates.
Many cards expire 12 months after their
initial purchase date. If your wallet is filled
with gift cards you received last holiday
season, use them to buy gifts for friends
and family now before they expire.
Make a list. Santa Claus is renowned for
making a list come the holiday season,
and holiday shoppers should follow his
lead. Prior to your first holiday shopping
trip, make a list that includes the names of
friends and family to buy for and what you
want to buy for each one of them. Doing
so decreases the chances youll forget
someone and be forced to drive back to
the mall. Reducing the number of
shopping trips you have to make will
conserve fuel and save you a substantial
amount of money and time.
Pay in cash. If youre not a fan of online
shopping, then use only cash when
shopping at brick-and-mortar stores.
Paying with cash eliminates the risk of
overspending with credit cards, which will
come back to haunt you in January when
the bills are due. Take a predetermined
amount of cash with you when shopping,
and once that money is gone, then its
time to go home.
Dont be tempted by retailer credit
cards. Retailer credit cards can be very
tempting, especially when the cashier
offers an immediate 20 percent discount if
you sign up for the card at the register. But
that discount comes at a steep price down
the road. Not only will you be receiving a
bill after the holiday season, but that
retailer credit card will most definitely
feature a high interest rate that can negate
the initial discount at the register unless
you pay off the balance in full.
Create spending parameters with
your immediate family. The economy
has yet to fully recover from the downturn
that began nearly half a decade ago. As a
result, many people still approach the
holiday shopping season with a degree of
trepidation. Get together with your
immediate family and establish spending
parameters so no person feels like he or
she has to spend too much money on
holiday shopping. Agree that no gift should
cost more than $25. Everyone will still
enjoy the holiday season and one
anothers company, and they wont be
forced to deal with the stress of
overspending.
Holiday shopping
doesnt have to
break the bank.
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TheWoods.com

How to establish a holiday
In 2010, holiday spending
forecasts were bleak. Groups like
that National Retail Federation
were predicting that 2011 holiday
spending would increase only by
roughly 2.5 percent from the
previous year. Such a forecast
unnecessarily worried retailers, who
ultimately had prosperous sales that
exceeded expectations significantly
increasing somewhere between 5 and 6
percent.
Many of the shoppers who ventured out
that holiday year may have overspent
despite poor economic predictions simply
because they didnt want to do without
during the holidays. A2011 study from
Cardhub.com found that consumers
accumulated $16.8 billion in credit card
debt in the third quarter alone. Holiday debt
is a condition that can be prevented.
In order to avoid joining the growing
number of people accumulating massive
amounts of credit card debt, holiday
shoppers must establish a shopping
budget. Abudget helps shoppers control
their spending, and the following are a few
tips shoppers can employ to establish a
budget that ensures this holiday season is
as debt-free as it is festive.
Remember the Alamo. While the Battle
of the Alamo may have nothing to do with
holiday spending, shoppers who have
found themselves with a mountain of post-
holiday debt in the past should learn from
their history so they arent doomed to
repeat it. Look back on the previous years
spending habits to determine where you
could have saved money. Keep this years
receipts so they can be examined next
year. Gaining an understanding of your
spending habits is a great way to discover
which of those habits are unhealthy and
which you can build on to become a more
responsible shopper.
Take shopping year by year. Just
because you spent thousands of dollars
last year doesnt mean you should it do so
again this year. Let the past year dictate
how much you can spend on holiday
shopping this year. Shoppers who
purchased a new home since last year, for
instance, should not feel obligated to spend
as much as they did last year, and neither
should men and women who lost their jobs
or took a pay cut since last years holiday
season. When establishing your budget,
take all of the events of the last year into
consideration. If youve had an especially
successful year financially, perhaps this
year you can spend more than last year.
Just remember a holiday shopping budget
should always be fluid and you should not
feel pressured to exceed or equal the
spending of previous years.
Dont set a spending minimum. Many
shoppers feel guilty if they dont spend X
amount of money each year on gifts for
friends and family members. But shoppers
should not feel guilty if they come in well
under budget, nor should they keep
spending if they have purchased gifts for
everyone on their list and spent less than
they anticipated. Do not enter the holiday
shopping season feeling you have to
spend a minimum amount of money to
show your loved ones how much you value
them.
Do set a spending maximum. Shoppers
should, however, establish a maximum
amount of money they can spend during
the holiday season. Ahost of factors should
be considered when determining how
much you can safely spend. Those factors
include your current financial situation and
your job security. If you presently have a
substantial amount of debt, eradicating that
debt should take priority over holiday
shopping. And if your working part-time or
on contract or have reason to believe your
job is in jeopardy, then you should, as
much as possible, avoid holiday spending
entirely. Once you have established a
maximum amount you can spend for the
holidays, do not exceed that limit and do
your best to come in under budget.
Establishing and adhering to
a holiday shopping budget is
essential to making it through
the season debt-free.
SHOPPING BUDGET
ENJOY A DEBT-FREE
HOLIDAY SEASON
Save up all year to
Using savings
clubs to budget
for the holidays
eliminates high
bills come
January.
The holiday season is
synonymous with
many things,
including spending.
Opening a Christmas
Club account is one
way shoppers
exercise some
financial savvy during
the holiday season.
According to survey from
the American Research
Group, the average family
spends between $700 and
$900 on Christmas gifts in a
given year. Roughly 1.5
percent of the family budget
is devoted to holiday giving.
This doesnt factor in the
additional expenses of food
and entertaining, as well as
travel and miscellaneous
holiday necessities. The
American Consumer Credit
Council indicates that the
average American carries
credit card debt of roughly
$8,562, and holiday
spending can add to that
already heavy burden.
Setting aside funds for
Christmas can help cut
down on any additional debt
from holiday giving. It helps
to budget for the added
gifts, decorations and food
that make the holidays
festive. Savings clubs have
been offered through banks
and other organizations for
decades. Its never too early
to establish a Christmas
savings account, and most
people like to get started
right at the beginning of the
new year.
Although Christmas clubs
have traditionally been
offered through credit
unions and savings banks,
third-party organizations,
including retailers, also offer
these types of savings
accounts. Such accounts
may accrue a small amount
of interest, and unlike
accounts established with
banks, the money saved
must be spent with the
particular retailer holding
the account.
The Better Business
Bureau advises that
Christmas clubs are good
ways to budget and help
avoid holiday debt. Here are
their suggestions when
establishing an account.
Build a budget. Consider
how much you spent in the
previous holiday season to
help determine how much
you want to set aside every
month.
Start saving now. The sooner
you start setting aside money
every month, the better. By
setting up a club account in
January or February, youll benefit
more from the interest rate and
start the year off on the right foot.
Shop around. While the interest
rates on these accounts are
typically not very high, they can
vary, so shop around for the best
deal.
Read the fine print. Christmas
clubs are essentially short-term
savings accounts, but there are a
few details that make them
different. In some cases, there
might be a minimum required
deposit to open the account or a
minimum amount you must
deposit every month. In addition,
there is often a financial penalty
for withdrawing the funds before
the holiday shopping season
arrives.
According to survey
from the American
Research Group,
the average family
spends between
$700 and $900 on
Christmas gifts in
a given year.
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Making a list when holiday shopping can help you avoid spending more
than your budget allows. Rather than be caught off guard, carefully
make your shopping list and include everyone you intend to gift.
Purchase one or two extra generic gifts just in case something
comes up. It is much easier to afford holiday giving when you can
divide your budget by the number of gift recipients rather than having
to add on gifts after the fact. Also, in the event you are left with extra
gifts that were unnecessary, you can return them after the holidays
and use the money to treat yourself to something nice or donate the
gift or the returned funds to someone in need.
Did you know?
~ Thousands of stock designs to choose from ~ Custom Designs Available
It Not Too Late
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68 Reliance Road, Martinsburg, WV 25403 fax: 304.267.8411
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Eagle Plaza 3790 Hedgesville Rd., Hedgesville WV
304-754-6123
Great Stocking Stuffer!
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Only
Business prognosticators
once said that layaway
would go the way of the
dinosaur. The concept
would be archaic and
essentially extinct, as
credit cards overtook
layaway plans. Although
many stores dropped their
layaway policies for much
of the late 20th and early
21st centuries when
business was booming
and credit was easy to
secure, layaway has since
made a comeback.
Many stores have resuscitated
their layaway programs in recent
years. Spurred on by the poor
economic climate and consumer
desire to avoid post-holiday debt,
layaway is gaining in popularity.
Polling through Frugal Living
indicates that of the nearly 5,000
respondents, 87 percent plan to
use layaway this year. The
growing number of stores that are
offering layaway serves as an
indicator of how popular layaway
has made a comeback.
Babies R Us, Toys R Us,
WalMart, Kmart, Burlington Coat
Factory, Hallmark, Marshalls, TJ
Maxx and Sears are some of
well-known retailers now offering
layaway. In addition, some
antique stores, jewelry stores and
other merchants may offer their
own layaway programs. It doesnt
hurt to ask, especially because
layaway can be beneficial to
merchants and consumers alike.
Better-quality
merchandise
Paying incrementally enables
many shoppers to afford higher-
quality items. Furniture,
appliances or jewely can be put
on layaway and shoppers wont
have to accrue any debt.
While buyers are able to enter
stores and shop for exactly what
they want without having to
settle for lower-priced gifts
retailers benefit by increased
profits on higher-end
merchandise. Because there are
penalties in place if a person
defaults on their layaway order,
and since merchandise is not
leaving the store before it is paid
for, there is a very low risk
assumed by stores who offer
layaway.
Disappearing
layaway fees
Increased competition for
layaway shoppers has led many
retailers to remove traditional
layaway fees. Stores may waive
deposits on layaway accounts,
making layaway an even more
attractive option to shoppers.
No risk for
credit card debt
Once the balance on a layaway
account is paid in full, the
merchandise can be taken out of
the store. Unlike shoppers who
pay for items with a credit card
and get stuck paying down that
holiday debt for months and
years to come, consumers who
choose layaway are debt-free
once the account has been paid
in full. Although layaway isnt risk-
free, any fees tacked on to the
account for failure to pay are
likely to be less expensive than
fees and penalties implemented
by credit card companies.
Layaway
attracts shoppers
Stores looking to increase foot
traffic may want to consider
instituting a layaway option.
Layaway requires a shopper
make several trips to a store, iand
each of these trips presents the
opportunity for a retailer to offer
new merchandise or deals for
shoppers, who may be inclined to
increase their layaway tally.
Layaway gets shoppers into the
store, increasing the likelihood
they will spend more and more
money.
Layaway can teach
adults and children alike
In a world where buy now/pay
later has become the norm
instead of the exception, layaway
reinforces the fiscally responsible
trend of only getting what you can
pay for, a valuable lesson for kids
and adults alike. Taking children
along to make layaway payments
can teach them the concepts of
budgeting and living within your
financial means.
Layaway has reemerged as a
sensible way to pay for holiday
gifts and other big-ticket items
without being racked with post-
holiday debt.
Many merchants, including jewelers,
have once again instituted layaway
programs to entice consumers.
LAYAWAY
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304-262-9602
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7437 Sharpsburg Pike
Boonsboro, MD 21713
301-302-0740
Fax 240-582-9147
Holiday Fruit
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SHIPPING GIFTS More Than Just Timing
When shipping holiday gifts,
much of the focus is on getting
those gifts in the mail on time.
While its important to avoid
procrastinating when shipping
holiday gifts, theres more to
shipping gifts than just getting
them sent out promptly. When
shipping holiday gifts this
season, consider the following
tips.
Ship and pack your gifts with
professional packing services
offered by many local shipping
stores. They have the expertise
to ensure your items are properly
protected from damage in
shipping, by having enough
packing materials to protect your
gifts, but not excessive amounts
that will increase your
dimensional weight and shipping
costs.
Protect the gift. For those who
will be packing their own gifts for
shipment, be sure to protect the
gift, especially if its fragile. Use
bubble cushioning and packing
peanuts when sending fragile
items thru the mail. If sending
multiple items, wrap each item
tightly in bubble cushioning but
leave some space between the
items for peanuts.
Carefully pack perishables.
When sending perishable items,
always send them via next-day
delivery and never ship them
near the end of the week, such
as a Friday or Saturday. Items
shipped on Friday and Saturday
should be able to withstand a
few days of being in transit.
When sending cheeses, fruits or
any other perishable items, its
best to do so early in the week
and choose next day delivery.
Insure more expensive gifts.
Dont skimp on insurance when
sending expensive gifts such as
jewelry through the mail.
Shipping companies only insure
up to a certain base amount in
their standard rates. So ask for
additional insurance coverage so
the gifts full value is covered.
Having just one package lost or
damaged can be very expensive
if it is not insured properly.
Comparison shop when
shipping. Comparison shopping
not only applies to holiday gifts,
but shipping as well. Shipping
companies including the post
office compete for business
during the holidays and you can
likely find a good deal to reduce
the cost of shipping holiday gifts.
GREAT GIFTS
that wont break the bank
Giving is synonymous with the holiday season. But in a holiday
season where people are still dealing with a sagging and
unpredictable economy, giving in a way that wont break the
bank is imperative for many thoughtful holiday shoppers.
In response to the economy, many families have set limits on
how much family members can spend on holiday gifts. Such
budgets are a great idea and can even make holiday shopping
more fun as shoppers hunt down the perfect gift without having
to worry about how theyre going to pay for it. Low-cost holiday
gifts come in many shapes and sizes, and the following are a
few ideas to help you get started.
Food & Beverage
If you need to find an inexpensive gift for the
family foodie, then youre in luck. Plenty of
culinary gifts can be had for less than $25.
Early risers might appreciate some gourmet
coffee beans accompanied by a new coffee
mug, while those who prefer tea instead of
coffee would no doubt appreciate a variety
pack of herbal teas and a new teacup or
teapot.
Men and women who embrace mealtime as an
opportunity to experience various styles of
cuisine would likely love a cookbook filled with
recipes from all over the world or a particular
country whose cuisine inspires them.
Another great gift for foodies is a membership
to a club such as Pastry of the Month or
Coffee of the Month. Such gifts cost a little
more than thrifty shoppers would care to
spend, but there are some deals to be had on
such memberships come the holiday season.
Photography
The dawn of the digital age has
made photography more popular
than ever before. Amateur
photographers can now take
photos with a digital camera or
even their cellular phones and
post their pictures to the Internet
in a matter of seconds. Though
online photo albums are popular,
a traditional photo album is a
thoughtful and inexpensive gift
for a loved one who cant take
enough pictures. New parents
might also consider giving their
youngsters grandparents a
photo album filled with photos of
the familys newest addition.
Film Fans
Movie buffs are passionate about their favorite films, and feeding that passion can be easy and
inexpensive. Many film fans have a favorite director or actor, so why not gift a collection of that
director or actors work? Perhaps thanks to the growing popularity of streaming movies online,
DVDs are now more affordable than ever.
Many film fanatics are also interested in the history of the film industry, so a book detailing that
history might appeal to your loved ones.
Of course, all film fans generally appreciate a gift certificate to their local multiplex.

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Few things make holiday shoppers
happier than giving a gift that instantly
lights up a loved ones eyes. All the work that
goes into finding and securing the perfect gift becomes
worth it and then some when the recipients smile
stretches from ear to ear.
Agreat holiday gift often involves someones favorite
hobby. When gifting the family sports fan, the options
are endless. Sports fans tend to wear their hearts on
their sleeves, and theyre liable to be just as vocal with
appreciation if any of these gifts are waiting under the
tree for them this holiday season.
Magazine subscription: Many sports fans feel they
can never get enough information on their favorite
teams and sports. Amagazine subscription to Sports
Illustrated or another periodical focusing on a particular
sport can provide insider access for a year or longer.
Magazine subscriptions are typically inexpensive, but
they provide lots of bang for your gifting buck,
especially weekly publications. In addition, many
magazines now give print subscribers access to
exclusive content online, playing to your favorite sports
fans ever-growing desire for more knowledge.
Sports apparel: According to IBISWorld, a California-
based market research firm, online sporting apparel
sales were expected to approach $5 billion in 2012.
Driving those sales are sports fans who cant wait to
don the gear of their favorite teams. Apparel makes a
great holiday gift, whether its an authentic player
jersey, a team logo hoodie or a personalized T-shirt
that directly connects fans to their teams.
Memorabilia: Sports memorabilia can be costly, but
shoppers can still find great deals on everything from
autographed items to relics of a franchises fledgling
days. When shopping for memorabilia, be wary of
auctions, where shill bidding can drive up the price of
coveted items. Shill bidding occurs when owners bid
on their own items at auction in an attempt to drive up
the sale price. And authentication can be an issue with
regard to sports memorabilia. The Federal Bureau of
Investigation has been cracking down on fraudulent
memorabilia. Shoppers without knowledge of the
memorabilia industry might want to focus on less
expensive items that will be a hit under the tree but
wont be a hit to their bank accounts.
Video games: Many sports fans indulge in their love
of a favorite sport by playing video games. Like most
technology, video games are consistently reinvented,
so last years game might already be outdated, making
video games an ideal holiday gift. Those who want to
go the extra mile can include a new gaming console
along with the latest video game.
Tickets: Of course, sports fans might like nothing
more than tickets to see their favorite teams play.
Buying directly from a sports team is a safe bet, but it
can also be expensive. Savvy shoppers can explore
the legal secondary market, which includes online
retailers like StubHub.com or even league-affiliated
programs like NFL Ticket Exchange, where they might
find more affordable tickets. When gifting tickets, do so
far enough in advance of the game so fans have time
to plan their trip and, if need be, take a day off from
work.
Gifts
Sports fans enjoy indulging
in their love of a particular
sport with video games,
making a new game an ideal
gift for the family sports fan.
IDEAS FOR THE FAMILY
GLOBE-TROTTER
Gift
The perfect holiday gift isnt always easy
to find. Shoppers may scour the malls
looking for ideas or spend countless hours
online in the hopes of landing the gift that is
sure to make their loved ones holiday
unforgettable.
When shopping for the holidays, shoppers
often discover that the best gifts are the ones
that speak to a persons passion. Asports
fan, for instance, might want nothing more
than tickets to watch his favorite team play.
When catering to a persons interests,
shoppers should find out what that passion is
and then the process of finding the perfect gift
becomes a lot easier.
Of course, passions can vary. For those with
an on-the-go loved one whos seemingly
always planning his or her next globe-trotting
adventure, the following gift ideas are sure to
please.
The Backpacker
Travelers come in many shapes and sizes.
Those who prefer backpacking through the
woods instead of jetting off to the nearest
island resort may love a new backpack.
When shopping, dont look for backpacks
tailor-made for students. Instead, visit your
nearest outdoor store and look for a bag
thats sturdy and capable of storing a variety
of items needed for camping. Daypacks are
smaller and made for campers who
frequently take day trips or shorter overnight
trips. These packs are lightweight and boast
enough room for a small amount of supplies.
Medium-duty packs typically provide more
storage and support than smaller daypacks.
They often feature internal frames and can be
used when backpacking through a variety of
trails. An expedition pack will be larger and is
ideal for campers who need to carry a lot of
weight because they tend to go on longer
camping or hiking trips.
The Road Tripper
Despite the high cost of fuel, some people still
feel road trips are the best way to travel.
Travelers who cant get enough of the open
road would benefit from a gift card to a filling
station, which can drastically reduce the cost
of their next adventure. When going this
route, shoppers should be sure to buy a gift
card to a filling station their loved one is
bound to encounter on the road. The card
wont do much good if drivers wont be able to
use it. Before purchasing a card, call the
company or visit their Web site to ensure they
have locations along your loveds one route.
Another thoughtful gift for the family road
tripper is a membership to a roadside
assistance service like AAA. Such
memberships can prove invaluable if or when
your loved ones car breaks down.
Travel makes
a great
stocking
stuffer!
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IDEAS FOR SENIORS
Great Gift
Exchanging gifts has become
synonymous with the holiday
season. Family members exchange
gifts with one another, men and women
trade gifts and greeting cards with their
coworkers and students participate in
grab bag gift exchanges in the classroom.
Giving gifts is such a big part of the
holiday season that shoppers may run out
of gift ideas before they have crossed
everyone off their lists. For example, it
might not be easy to find the perfect gift
for the senior citizen on your holiday
shopping list. Seniors might not be up-to-
date on the latest gadgets or might have
downgraded from a home to a more
manageable living arrangement, so
knickknacks or decorative items for the
home may not be too practical, either.
The following are a few tips for gifting
seniors this holiday season.
Warm things up. As men and women
age, many develop medical conditions
that require medication. Medications like
blood thinners can make seniors feel the
cold more than others, so a gift that can
keep seniors warm through the winter can
make a great gift. Athick wool sweater or
a fleece blanket is both practical and
thoughtful.
Open a seniors eyes to e-readers.
Many seniors find that maintaining a
household is simply too much work once
all the kids have grown up and moved
out. As a result, many move from private
homes into apartment complexes geared
to the senior set or even into assisted
living facilities that make it easier to deal
with the daily demands of life. When
seniors make such a move, they sacrifice
space for convenience. Personal libraries
may no longer be possible or practical,
but an e-reader such as Amazons Kindle
or the Nook
from Barnes and Noble

allows seniors to store their favorite books
in one small and convenient place.
Give the lap of luxury. Many seniors
are on fixed incomes, which greatly limit
how much disposable income they have
to treat themselves to something nice. But
seniors still love a trip to the spa or a
round of golf just as much as their
younger counterparts. Savvy shoppers
know that deals can be had on such
luxuries, and it just takes a little patience
and research. Sign up for a service like
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Go healthy. Many men and women
embrace a healthier lifestyle as they age.
Seniors who might have been too busy
raising a family to focus on their own health
are typically encouraged by their physicians
to exercise and embrace healthier eating
habits. Gift-givers can help seniors on their
quests to become healthier by buying them
a membership to a local fitness club, many
of which provide classes designed
specifically for seniors. Fitness clubs
typically offer discounted memberships to
seniors, who might even be eligible for
rebates from their health insurance
providers if they meet established
attendance requirements. Seniors who
suffer from arthritis might benefit from a
membership at a nearby yoga center.
Give the gift of communication.
Sometimes the best gift is the simplest gift.
Seniors love to speak with their children
and grandchildren, so why not give the gift
of communication? If you havent already,
alter your cellular phone plan to a family
plan that gives seniors unlimited minutes
when calling family members so they can
speak to their grandkids as often as
possible. You can even go the extra mile
and upgrade a seniors computer so he or
she has access to instant messaging and
videoconferencing services such Skype
TM
,
allowing seniors to see just how fast their
grandchildren are growing even if those
youngsters are on the other side of
the country.
MAGNETIC
COOKING POWER
Gifting
A room renovation is a gift
the entire family can enjoy.
Research indicates that
kitchen and bath
improvements reap the
highest rewards in
home value.
There are many changes that can
take place in a kitchen, but none that
impact functionality of the space as
well as upgrading appliances.
Manufacturers include new features
on kitchen appliances every year, and
those upgrades are aimed at making
food preparation and storage easier.
An induction stove is a relatively new
innovation that uses magnetic energy
to induce a current and eventually
heat food. It works by way of a copper
wire that is underneath where youd
place the cooking pot. An alternative
electric current then goes through the
copper wire, creating a magnetic
field. This creates an electric current
in a ferromagnetic metal pot (one that
a magnet would stick to). The current
flowing through the pot generates the
heat in the pot and the pot alone. The
food cooks, but the actual heating
element of the stove remains cool to
the touch.
Many home cooks prefer cooking with
gas instead of electricity. However,
the safety, speed and cooking
provided by induction cooking
methods may make induction stoves
more popular.
Fast cooking: Heat is transferred
directly within the pans metal when
using an induction stove. That means
that little energy is lost between the
pan and the heating element as
would be the case with other stoves.
Pans heated on an induction stove
heat up quickly and can cook meals
much faster.
Safety: Safety is another
consideration with induction cooktops.
There is no open flame or hot electric
element. This reduces the propensity
for burns and there is no chance that
an errant towel or other item will catch
fire when it is too close to the stove.
Also, even if a piece of paper were
between the pot and the cooking
element, heat would only be
generated in the pot and not cause
the paper to ignite. Should a child
touch the heating surface, there
would be no risk of burns.
Environmentally friendly: Because of
the concentrated heat delivery,
induction stoves waste less energy
than their electric and gas
counterparts. In addition, they will not
heat up the kitchen while cooking,
which means homeowners or
professional chefs do not have to
factor cooling systems into their
kitchens to combat excessive heating.
Almost no ambient heat is generated
through induction cooking.
Furthermore, you are using less
energy, which means lower electric
and gas bills.
Easy clean-up: With heat generated
inside of the pan or pot, you will not
have to worry about spilled-over food
burning and sticking to hot cooking
elements. Also, there are no grates or
grease traps to contend with while
cooking. This means that cleaning up
after a meal may only require a damp
cloth to clean the cooktop surface.
It is important to note that induction
stoves can be three to four times
more expensive than gas and electric
models. That said, homeowners will
recoup some of those costs thanks to
lower energy bills. You also will need
to purchase ferrous metal pots in
order to cook with the stove.
Otherwise, a special ferrous disk will
have to be placed between a
nonferrous metal pot and the
induction cooktop in order to generate
the heat.
Homeowners looking to give the gift
of a kitchen renovation and outfit the
room with the latest in appliance
technology probably wont want to
pass up on an induction stove. With
fast cooking times, improved safety
features and the novelty factor of
cooking through magnetic energy,
these cooktops have quickly become
prized possessions.
THINGS TO
CONSIDER
BEFORE BUYING
BIG TICKET ITEMS
The holiday season is a popular time for
consumers to purchase big-ticket items such
as televisions and home appliances. Year-end
sales and holiday discounts have made November and
December a buyers market.
But just because a consumer can find great deals during
the holiday season does not mean he or she should jump
at the first deal that comes his or her way. In fact,
consumers should consider a host of factors before
buying a big-ticket item during the holiday season.
Rebates: Rebates can turn a good deal into a great
deal, and many electronics manufacturers offer rebates
even if the merchants are unaware. Inexpensive items
are not often associated with rebates, but costly items
like televisions, computers and cameras may be eligible
for manufacturer rebates. If you find an item on sale but
the merchant knows nothing about potential rebates,
contact the manufacturer prior to purchase. You might
save money by purchasing a slightly more expensive
item that offers a rebate instead of a heavily discounted
item that does not come with a rebate.
Returns: Merchants compete for business during the
holiday season, and such competition benefits the
Induction
stoves
upgrade
kitchens
with new
technology
and can be
welcomed
holiday
gifts.
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Consumers
can often
find great
deals on
big-ticket
items,
including
washing
machines,
during the
holiday
season.
consumer. Before purchasing a big-ticket
item, talk to a merchant about the
companys return policy. Some merchants
will offer a full refund if an item is returned
within a certain time period, while others
may only offer a partial refund. But some
merchants might be willing to work with you
if you purchase an item only to find it is
being sold for less money by another
retailer. Some will match the lower price
and refund you the difference.
Warranties: When purchasing a big-ticket
item, a store representative will likely try to
sell you an extended warranty for the item.
On the surface, such a precaution seems
like a worthy investment because, in theory,
its offering added protection for an item
thats costing you a lot of money. However,
most electronics and appliances already
come with a standard manufacturer
warranty, and the extended warranty, which
can cost several hundred dollars, might just
be duplicating coverage you already have.
If youre leaning toward purchasing an
extended warranty, know exactly what it
does and does not cover before buying it.
Many of todays appliances are built to last
years, and the extended warranty might not
cover problems that result from normal
wear and tear. Research the product,
including consumer reviews, so you know
what problems to expect from it. If the
problems are minor, then the extended
warranty is probably not worth the
investment.
Price: The price of an item is the
determining factor for many buyers. If the
price is right, consumers will buy an item. If
not, theyre likely to move on. But even if
the in-store price for a big-ticket item seems
like a great deal, its still in a consumers
best interest to shop around. Many retailers
offer better deals online than they do inside
their brick-and-mortar stores, and you might
even be able to pick the item up just as you
would if you bought it in-store. In-store
pickup can save you the cost of shipping,
which can amount to considerable savings.
Dont be too quick to purchase a big-ticket
item no matter how deep the discount. Be
patient and comparison shop. Doing so
might save you hundreds of dollars.
Reputation: Agood deal is only a good
deal if youre getting an item thats worth
buying. Do your homework before buying a
big-ticket item, researching its pros and
cons. Consumer reviews can be an
especially valuable resource, as consumers
like you have no incentive to embellish or
mislead others about a product. The
products reputation among industry
professionals and fellow consumers should
bear considerable weight in your decision-
making process. Aheavily discounted piece
of junk is still a piece of junk.
The holiday season is a great time to find
bargains on big-ticket items. Educated
consumers can come away with a great
deal and a great product.
Many area shopping malls offer some method of transportation between tourist sites or
transportation hubs. For shoppers looking to avoid the hassles of finding a parking space at
malls and shopping centers, shuttle buses may be the answer. For example, the Mall of America
in Minneapolis offers free shuttle service between the stores and around 50 hotels in the vicinity.
To investigate the possibilities of transportation to a mall near you, visit the malls information
kiosk during your next visit and inquire as to whether a shuttle van or bus is available. Also, you
may contact local bus companies to find out whether there is a free or paid shuttle available.
Typically, these will be stationed at park-and-rides or in large parking lots. The bus will pick up
and deliver you to the same location. Seniors may be entitled to complementary busing to the
mall courtesy of municipal senior busing systems or accessible ride programs.
Did you know?
HELP COLLEGE STUDENTS
College is a time when many students
form friendships and make memories
that last a lifetime. College is also a
time when students learn to stretch a
dollar, and the right gift come the
holiday season can have a big impact
on a college students life. The following
are a few gift ideas that may help make your
favorite students second semester a success.
Books and supplies: Textbooks and supplies
remain one of the biggest expenses for todays
college students. According to the College
Board, a not-for-profit organization aimed at
helping college students be successful, the
average cost for books and supplies during the
2011-2012 school year was roughly $1,200.
Such an expense can be daunting for college
students, and relatives can help them out come
the holidays by paying for a portion or all of their
second semester textbooks and supplies. Such
a gesture might not make the most sentimental
holiday gift, but its a practical present that will go
a long way toward helping a financially
struggling student pay his or her bills.
Travel: College students who want to study
abroad or travel for spring break must bankroll
those travels themselves. In addition, some
students struggle to pay for their travel back
home during the holiday season or during other
breaks from class. Adults who want to lend a
college student a helping hand this holiday
season can offer to help pay those travel costs.
Men and women who travel a lot for work might
be able to use their airline miles to secure a free
or low-cost ticket for the college student in their
life.
Computer accessories and programs: Of
course, not all gifts need to be financially
oriented. Practical gifts like computer
accessories can also make a great gift for
college students. Nowadays, many colleges and
universities require incoming students to have
their own desktop or laptop computers. Students
with their own laptops might appreciate new
laptop bags that make it easier to transport their
computers to and from classes and the library. In
addition, some majors, such as graphic design,
require that students use ever-evolving and
expensive computer software. These programs
are often installed on computers in the
universitys labs, but students may perform
better in school if they install such programs on
their own computers. Upgrading students
computer software can save them money and
help them do better in school.
Gaming consoles: Another great gift for
college students is the latest video gaming
console. Though such a gift might not be as
virtuous as new textbooks or computer
programs, a gaming console can help students
unwind from the stresses of schoolwork. Todays
college students grew up with gaming consoles
and many are avid gamers, so a new gaming
console can also be a great way for them to
make new friends who share similar interests.
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Gadgets often top the list of
desired gifts for the holiday
season. Adults and children alike
fawn over the latest technology,
and giving a loved one a new
phone, portable video game
console, tablet or e-reader for the
holidays is sure to please.
When gifting children with the latest tech
gifts, parents typically ask themselves if a
child is mature enough to handle the
responsibility of having his or her own
mobile phone. There is no clear-cut
answer to this question, and it is up to
the gift-giver to assess the maturity levels
of the gift recipient as well as his or her
behavior when considering giving the gift
of a mobile phone.
Todays cellular phones are much
different from the ones that flooded the
market 10 to 20 years ago. Although the
concept of a mobile phone has been in
place since the late 1940s, it wasnt until
1983 that mobile phones became
commercially available in North America.
Phones once did little more than just dial
a call, and even then service was spotty.
Now phones are mini-computers, able to
make and receive calls, take photos,
access the Internet, download photos
and text, provide GPS positioning, give
directions, check e-mail, and so
much more.
Such cell phones can be invaluable, but
their accessibility often makes parents
and guardians think twice about gifting
children with a mobile phone. Those who
are carefully considering purchasing a
phone as a holiday gift for a tween may
want to consider the following.
Reliability: How well does the child take
care of his or her belongings? Are keys
constantly being lost? Are you often
replacing items that were just purchased?
If so, the child may not be ready for a cell
phone. Although many mobile phone
companies offer promotional prices on
phones this time of year, buying a phone
can still be a considerable expense.
Adding insurance to that phone will cost
even more. Cell phones may only be for
children who have a good track record of
caring for and keeping important
belongings.
Maturity level: Some children seem to
be born wise beyond their years. Others
are eternal Peter Pans. It is unwise to
base a cell phone purchase simply on
age alone. Parents typically have a grasp
of their childs maturity level, so it should
be easy to determine if they are mature
enough to handle the responsibility of a
cell phone.
Features: Mobile phones, particularly
smartphones, offer a bevy of different
features. From social networking to
mapping physical locations, these phones
can make children widely accessible from
a communications standpoint. It can be
quite easy for a child to take and share a
photo with someone inappropriate, and
vice-versa. Find out the reasons behind
why your son or daughter wants the
phone. Is it simply for texting, or is it to
have emergency contact with home?
Knowing the reasons why a child wants
the phone may make the decision easier.
Safety: Cell phones make it easier for
parents to monitor their children when
they are away from home, providing
some peace of mind.
School rules: In many institutions, cell
phone use is prohibited during school
hours or phones may not even be
allowed on school property. This is
something to keep in mind before
purchasing.
Accessibility: Achild does not need a
smartphone, so parents should buy a
phone that doesnt offer all of the bells
and whistles. Not only will this cut down
on the cost, it could help prevent
irresponsible behavior as well.
Many children want their own cell phone,
in part because they see their parents
and others on the phone. But its wise to
consider the pros and cons of giving
children cell phones before telling
children they can have one.
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HAS GIFT WRAPPING
BECOME A LOST ART?
Have we become a society
that is too busy for gift wrap?
When a birthday arrives or the
holidays come around in full force,
where do most people turn? To the
ultra-convenient gift bag, thats where.
Gift bags have largely taken over the
party aisles at most stores, where
rows and rows of gift bags in all
shapes and sizes are not uncommon.
If youre trying to find a roll of
wrapping paper, good luck. For
birthdays, anniversaries and even
baby showers, paper designs have
essentially become obsolete.
Its true that wrapping paper seems to
make a rebound come the holiday
season, when stores begin to devote
aisles of space to holiday supplies.
But even when shiny foils and smiling
Santas beckon customers from the
tightly packed rolls, many people still
choose gift bags.
Gift bags do have many advantages.
They are easily portable, generally
inexpensive and come in some very
clever designs. Theyre also touted as
a green product because they can
be reused.
But there are plenty of people who
feel that the elimination of intricately
wrapped presents takes some of the
magic out of the holidays. Carefully
wrapped gifts show that a person put
in time and effort to present a gift in a
way that is sentimental and personal.
Although it may take mere minutes to
pry away the paper and find a
treasure inside, theres something to
be said for paper-wrapped gifts. It
means the gift-giver sat down,
pondered the paper design and
carefully chose the bow or ribbon with
the recipient in mind.
Before you eschew wrapping paper
for a gift bag this holiday season,
think about all of the advantages to
spending some time and
reacquainting yourself with the art of
gift wrapping. Here are some reasons
to save the gift bag for another time.
Wrapping can be green, too.
Wrapping paper can be reused if it is
carefully removed from a gift. You
also can create your own wrapping
paper by decorating brown postal
paper with a rubber stamp or having
children color their own special
murals. Dont overlook newsprint as
wrapping as well.
Paper is more cost-effective. You
are bound to get more bang for your
wrapping buck by choosing wrapping
paper. Although there are scores of
discount stores that sell low-priced gift
bags, often the quality isnt the same,
and the handles could tear after one
or two uses. Wrapping paper per inch
is definitely more affordable than gift
bags, particularly when purchased on
sale.
Wrapping paper lets you be
creative. Cover a box with a
patchwork of different paper scraps,
choose to stagger colors of paper with
boxes towered one on top of another
or tie on the biggest bow you can find.
Paper is traditional. Look back to
the classic stories of yuletide and you
are bound to find images of Santa
Claus pulling wrapped boxes out of
his enormous gift sack. Also think
about how department stores used to
(and some still do) offer
complimentary gift wrapping.
Wrapped gifts travel better. When
carrying your bounty of gifts to friends
and family, carefully wrapped boxes
tend to stand up to travel better than
gift bags. No one wants to receive a
gift bag that has been wrinkled and
crushed into some amorphous shape.
Plus, wilted tissue paper can be off-
putting.
Theres something magical about
wrapping paper. The anticipation,
the drama, the build-up to peeling
aside wrapping paper and revealing
the gift has brought smiles to
childrens (and adults) faces for
generations. It is hard to improve on
something that has been successful
for years and years.
Although the public may be swept up
in rushing from here to there, there
are traditionalists who appreciate
sitting down and spending time
creating holiday magic by way of
beautifully wrapped gifts.
Many people have turned their backs on
wrapped gifts in favor of gift bags.
However, theres something to be said for
intricately wrapped presents under the tree.
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The holiday season is one firmly
ensconced in the tradition of
exchanging gifts. To address
storage issues, some families
choose to make charitable
donations of some of their past
holiday finery in preparation for
the arrival of new gifts and
goodies.
The average person has many belongings
he or she may not need. According to the
Self Storage Association, there are 2.3
billion square feet designated to self-
storage space in the United States, and
one out of every 10 households in the
country rents a unit. Many financial
analysts say that the self-storage industry
is essentially recession-proof. Thats
because once a person moves items into
storage, theyre not likely to move it out
anytime soon.
Many of the items relegated to self-
storage units across the nation could be
holiday gifts from years past. But rather
than store items that will never see the
light of day, why not help a good cause
and donate such items to charity?
Make it a tradition
Families can make donating items prior to
the holidays a tradition so that it is
something that everyone anticipates and
looks forward to.
Much as you would decorate the home or
shop for fancy holiday clothing, you can
set aside a day for sorting through
infrequently used items and preparing
them for donation. Doing so can teach
children the benefits of generosity, which
often goes hand-in-hand with the season.
Work with an organization
There are certain organizations that gather
used or new toys and other items to give
to the less fortunate. Begin with churches
and synagogues and inquire if they
sponsor or host a collection program.
Schools also may hold item swaps to help
raise money for parent-teacher
associations or to donate to charities.
If you cannot find an organization that
serves as the middleman for donations,
take it upon yourself to solicit safe houses,
hospitals, veteran groups and more to see
if they will accept your items.
Set limits on new gifts
Encourage family members to give back
while gifting as well. While one or two new
items will be appreciated, you may want to
specify that donations to charities that you
support, or helping to fund extracurricular
activities, is your preference.
Organize storage spaces
Once clutter has been removed, use this
opportunity to install new closet
organizers, storage bins, shelving, and
any other methods of organization that
you prefer. Sort and categorize existing
toys and items so that new ones can be
added neatly.
Involve children
in the donation process
When donating items, bring the kids along
so they can see how their former toys and
books will be put to use by other children
who may not have the same advantages.
It will serve as a good lesson and may
help children walk away with a
heartwarming experience.
DONATING OLDER GIFTS
Do good by
SAFETY
SHOULD BE A HOLIDAY
TRADITION, TOO
Celebrants and shoppers
annually spend billions of
dollars during the holiday
season. With so much money
exchanging hands, it is
imperative for shoppers and
revelers to use caution to avoid
incidents that can put a damper
on such a festive time of year.
Though many people who look forward to
the holiday season for all the right
reasons, there are some who see this
time of year as a prime opportunity to
prey on the generosity or distraction
Christmas brings. Thieves know that the
holidays can be hectic, and they use this
to their advantage, knowing full well
people tend to store high-priced items in
their homes during this time of the year.
Heeding certain safety tips during the
holidays can help keep you and your
loved ones safe.
Stagger shopping times
Being a creature of habit may not be
advantageous come the holidays.
Oftentimes, potential burglars monitor
neighborhoods to see when residents
come and go. It can take mere minutes
for a thief to get into a home and then
abscond with valuables.
Creating a situation where there is always
someone home or at least the
appearance that someone is home might
dissuade a thief from targeting your
home. When you venture out to shop, do
so at different times so youre not
establishing a recognizable pattern that
gives a thief a sense of security and a
perfect window of time to break in.
Triple-check your home
Security experts warn that most
burglaries occur during daytime hours
when homes are empty. The main point of
entry is on the ground floor via a rear or a
side door. Access through a garage door
is another common way thieves gain
access to a home.
Before leaving the house, make sure that
all doors and windows are locked and that
the garage door cannot be opened. Many
times thieves are able to simply enter a
home through an unlocked window. The
key is to make it as difficult as possible for
a burglar to get inside your home.
Running out of the home for parties,
shopping and other social events could
derail safety precautions. If need be,
leave a checklist by the front door to
remind you to safeguard the home before
exiting.
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Park in well-lit areas
Cars are prime targets for burglaries.
Many times shoppers visit the car
frequently during shopping excursions and
store gifts in the trunk, only to return for
more shopping. Thieves recognize there
may be a bounty of merchandise inside.
First and foremost, all items in the car
should be stored out of sight to deter
interest in your vehicle. Secondly, make
sure that the car is locked and that the
security system (if there is one) is
engaged, as merchandise in a car is not
often covered by standard auto insurance
policies. In addition, park as close as you
can to the store entrance or beneath a
bright light. Poor visibility encourages
thieves.
Watch your wallet
Cash is a very attractive prospect for
thieves because it is largely untraceable
and easily spent. While shoppers who
want to curb high credit card bills might
favor cash, it is important not to carry too
much around. Spread out purchases over
a few days so that you do not have to
carry large quantities of cash.
When using an ATM at the mall or at the
bank, always be aware of your
surroundings, including fellow customers.
It may be worth paying multiple service
fees to withdraw small amounts of cash
rather than withdrawing a large amount of
money that thieves can target.
Remove extraneous credit cards when
shopping. Should your wallet be stolen or
go missing, this will eliminate the number
of accounts that thieves can use and also
cuts down on the number of accounts that
need to be closed out. You should never
carry your social security card in your
wallet because this increases your risk of
being victimized by identity theft.
Request to sign for packages
Many shipping carriers have eliminated
the need for package recipients to sign for
merchandise. Recipients can now choose
to have boxes and bags left outside the
front door. To decrease the risk of theft,
always choose to sign for packages,
regardless of how safe your neighborhood
may be.
Bake Cookies Like a Pro
Few things are more delicious than a plate of warm cookies with a glass of milk. The holiday sea-
son is a prime time of year to make fresh-baked cookies to share and enjoy. Ensuring these cookies
come out the best they can takes a little work and know-how.
Here are a few tips for cookie-baking success.
1. Measure all ingredients accurately. Successful baking is often about careful measuring of ingre-
dients to ensure the right ratio.
2. Use large-sized eggs and unsalted products, such as butter, unless directed otherwise.
3. Line baking sheets with parchment paper so cookies don't stick and cleanup of pans will be sim-
ple.
4. Use high-quality ingredients as much as possible.
5. Chill cookie dough if using cookie cutters. It will ensure better detail on the cuts.
PREVENT LOST
CHILDREN WHILE
HOLIDAY SHOPPING
The only thing scarier during
the holidays than the tally on
a credit card bill come
January is the idea of a child
getting lost or abducted while
out shopping. Safety tips can
keep children by your side or
help caregivers find kids fast
should they wander off.
These are a busy few months at the
mall, with many people packed into
stores in search of the perfect gifts.
Confusion and the sheer volume of
shoppers can increase the chance
that a child will get lost.
Alost child can create panic parents
and caregivers. However, keeping a
level head is more beneficial than
running off to find the child. Although
preventing a child from wandering off
is the best method of protection,
being prepared for what to do should
the child go missing is equally
important.
Talk about what to do. Sit children
who are old enough down to help
them understand and set up a plan of
action if they become separated from
you. In familiar stores, you can
establish a meeting spot to go to,
such as near the cash register.
Instruct children to seek a security
guard or store employee and ask for
help.
Dress boldly. Part of the problem
when holiday shopping is being
swarmed by different people all
dressed similarly. Designate brightly
colored clothes that both you and
your children can wear to be more
visible. Most small children only have
the vantage point of seeing from the
waist down. Consider wearing flashy
shoes or a bandana tied to belt loops
to help you stand out. Children can
wear a bright shirt or hat so you can
see them at all times.
Dress-up strollers, too. Many
strollers are identical in appearance.
Set yours apart by tying a ribbon or
balloon to it. This way you will be able
to notice if someone is wandering off
with your stroller and your child!
Carry a recent photo. Take a picture
of your children with your mobile
phone before leaving the house so
that you will know exactly what he or
she was wearing and will have the
most recent photo available for
identification. In addition to taking a
head shot, take a photo of the childs
shoes, too. In events of child
abduction, kidnappers may have a
change of clothes ready for children,
but rarely will they be able to change
kids shoes because of sizing issues.
Those shoes can prove an invaluable
method of identification.
Give children identification. You can
create a personal ID card with basic
information to help reunite you with
your child. This may include only the
childs first name and an Im Lost
message with a phone number to
Call Mom. Because even an ID card
can go missing, some inventive
parents are using methods like
temporary tattoo IDs like those from
SafetyTat.
Hold hands and stay connected.
Keep your children within reach and
do not let them stay in one aisle while
you shop in another. Holding hands
keeps children within reach. Although
many parents frown on the use of a
child leash, if it means the difference
between a child running off or staying
put, it might be a good idea.
Reinforce positive behavior: Should
a child wander off and follow safety
tips, reward that behavior with praise
when you are reunited. Wait until
another time to talk about why he or
she got lost and how to make sure it
doesnt happen again.
Children tend to wander off out of
curiosity or by following the wrong
person. During the busy holiday
season this can happen more
frequently. By heeding tips, children
can be kept safe whenever the family
is in a crowd.
In a sea of legs,
it can be easy
for a child to
follow the wrong
person and
become lost.
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Sports fans are a unique breed of peo-
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casual observers. Come the holiday
season, perhaps no gift is more appro-
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searching for the right gift for their
sports-crazed love ones might consider
the following gift ideas.
Take tailgating to new heights
Though the games themselves are
important, sports fans will admit the
camaraderie they feel with their fellow
fans is a big part of their love of sports.
And nowhere makes a better place to
build those bonds with fellow fans than
the pregame tailgate. This holiday sea-
son, make that tailgate even more
enjoyable for your favorite sports fan
with a new grill or deep fryer. Deep fry-
ers come in many shapes and sizes, be
it ones best suited to side dishes and
smaller meals, or larger fryers that
enable tailgaters to cook up some fried
chicken or even a popular staple like
deep fried turkey the whole parking lot
can enjoy.
For those who tailgate and have all the
tools and gadgets they need, dont
overlook food for your favorite tailgater.
A box of gourmet steaks can go a long
way on a cold afternoon before the big
game, and any veteran tailgater knows
theres no such thing as too much food.
Tickets to the big game
For those sports nuts routinely relegat-
ed to the couch during their favorite
teams games, perhaps no gift is more
appropriate than tickets to a sports
arena. Even if money is tight and tick-
ets seem costly, shoppers can take
advantage of a host of ways to pur-
chase tickets at below-market costs.
For example, many professional teams
now allow their season ticket holders to
sell their tickets to games right through
the teams Web site. Tickets might be
discounted as ticket holders attempt to
recoup some of their money for games
they simply cant attend.
Another option when looking for afford-
able tickets is to peruse the Internet for
Web sites like www.StubHub.com,
where ticket seekers can often find dis-
counted tickets to some of their favorite
sporting events. In addition, peruse the
local newspaper classifieds to see if
anyone in your area is selling tickets.
Its often not as difficult as it might
seem to find discounted tickets to even
the most popular sporting events.
Get personal
Sports apparel has never been more
popular, and no true fan can do without
some gear that professes his or her
love for a favorite team. This holiday
season go the extra mile by personaliz-
ing a jersey for the sports
fan in your life. His or her first or last
name embroidered across the back
of a favorite teams jersey is the ulti-
mate way for sports fans to show
just how connected they are to their
favorite team.
For those who want to go even further,
contact a loved ones favorite team to
see if theres any way to make the con-
nection even more personal. For exam-
ple, some teams sell bricks on walk-
ways outside their home stadium and
fans can engrave a personal message
on the bricks, forever connecting them
with their favorite teams.
Bring it home
Nowadays, many sports fans find them-
selves living far away from their favorite
teams. New York natives living in
California might have no way to watch
their favorite Big Apple teams do battle
and might be relegated to reading
about their favorite players exploits in
the morning newspaper. For shoppers
who truly want to please their favorite
sports fans this holiday season, consid-
er purchasing them a subscription
package that enables them to see their
favorite team play regardless of where
they live. MLB Extra Innings and NFL
Sunday Ticket
TM
are just two of the
more
popular options that allow sports fans
to see every game their favorite sport
has to offer.
This holiday season, make your favorite
sports fan that much more enthusiastic
with a gift that further strengthens his or
her bond with a favorite team.
Gift Ideas
FOR THE FAMILY
SPORTS FAN
Cooking is a rewarding hobby and
meals, when shared with friends and
family, are a great opportunity to sit down
and stay abreast of all the goings-on in
the lives of your loved ones. For some,
however, food is more than just a hobby,
its a passion.
Those especially passionate about their
food are affectionately known as food-
ies. Foodies can be meat lovers, vege-
tarians or even vegans. All it really takes
is a love of food. This holiday season, gift
the foodie in your life with any of the fol-
lowing food-oriented gift ideas.
Cooking class
Know a foodie who is just beginning a
love affair with food? Or one who has
recently discovered a particular type of
cuisine, such as Thai or Indian? Help cul-
tivate this newfound love by treating
them to a cooking class that helps them
learn all about the cuisine and how to
make certain dishes for themselves.
Such classes are not too difficult to find,
and you might even be treated to a deli-
cious, homecooked meal once your
loved one has completed the class.
Club membership
Monthly clubs, such as pastry-of-the-
month or coffee-of-the-month, are wildly
popular among foodies. Memberships
are relatively inexpensive, and each
month your loved one will receive a new
item, whether its an old favorite or a new
one they have never tried before. This is
a great way for foodies to try new things,
and it truly is the gift that keeps on giv-
ing, as most memberships last a full
year.
Gadgets
Not all foodies love to cook, but those
who do may love to unwrap some gadg-
ets that can help around the kitchen. A
digital kitchen scale makes measuring
ingredients a snap, while an electric wine
opener makes it easier than ever before
to uncork a bottle of wine to serve with
dinner. Whatever a foodies taste or per-
sonal preference, chances are theres a
corresponding gadget that can make a
meal that much easier to prepare.
A night out
Of course, some foodies love to eat but
arent so enamored with cooking. For
those who prefer the restaurant route,
peruse the local Sunday newspaper to
learn about the newest culinary hotspots.
Then purchase a gift certificate for two so
your loved one can indulge his or her
love of food without having to worry
about whos washing the dishes.
Get your hands dirty
Perhaps nothing will delight a foodie
more than a homecooked meal, espe-
cially after the hectic holiday season
when most people want nothing more
than to kick their heels up and spend a
night in. Once the holiday season has
come and gone, invite your favorite food-
ie over for a homecooked meal of his or
her choosing. Unless he or she insists,
dont let the nights guest of honor do any
of the work.
Gifts to make
foodies say,
mmmmm
Start the
year off with
a new career
as a Cosmetologist,
Esthetician, or Nail
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Cuts . . . . . . . . . . . . . . . . . . . . . . . . . . . . $7.00
We Also Offer:
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All Services Performed Under The Supervision
Of A Licensed Instructor
Taste in music is a topic of eternal debate.
Whether a persons interests lean toward
the Beatles or the Beastie Boys, theres no
denying most people love listening to music.
Music can lift our moods and help us
through difficult times, and it can also make
the good times that much more enjoyable.
Come the holiday season, many people look
to music when gifting friends and family.
Though its wise to avoid getting too specific
with a musical gift for fear of offending per-
sonal taste, there are more general gifts
shoppers can give that are sure to please.
Gift certificate to an online music store:
Most of todays music fans purchase their
music digitally via a handful of online music
retailers, be it iTunes, Amazon, etc. Find out
which digital music retailer your loved one
prefers and purchase a gift certificate to that
retailer. This ensures loved ones will get the
music they like, and all but guarantees the
gift wont be returned.
Protective headphones: The popularity of
digital music has increased the popularity of
personal digital music players that are often
listened to via headphones. One significant
disadvantage to such players is the longterm
side effects they can have on hearing. Over
time, if music lovers spend lots of time lis-
tening to players with poorly designed head-
phones, they can do substantial and possi-
bly irreparable damage to their ears. Protect
your loved ones hearing with headphones
that promise great sound quality without put-
ting a persons hearing at risk. Protective
headphones can reduce the risk of hearing
loss and often provide superior sound quali-
ty than the headphones that come standard
with some of the most popular digital music
players.
Music lessons: Younger music fans might
want to try their hand at a favorite musical
instrument or join a choir. For such young-
sters, music lessons might be the ideal gift
to encourage a hobby thats both healthy
and educational. Those considering such
lessons for nieces or nephews should con-
sult the youngsters parents first, as Mom
and Dad will ultimately have to deal with the
consequences of having a young rocker
around the house. For especially young
kids, consider musical toys that are fun and
educational.
Concert tickets: Music lovers almost uni-
versally agree seeing a favorite band or per-
former live in concert is even better than lis-
tening in the car or at home. This holiday
season, consider going the extra mile and
buying a loved one concert tickets to see a
favorite performer. When doing so, include a
little extra money so they can purchase a T-
shirt to commemorate the night.
These gifts are
music to
music lovers ears
CANDLELIGHT
REMEMBRANCE SERVICE
HEDGESVILLE HIGH SCHOOL BAND HEDGESVILLE HIGH SCHOOL BAND HEDGESVILLE HIGH SCHOOL BAND
and and and
ROSEDALE FUNERAL HOME & CEMETERY ROSEDALE FUNERAL HOME & CEMETERY ROSEDALE FUNERAL HOME & CEMETERY
I would like to make a donation:
In memory of or in tribute to:_________________________
General donation Donation Amount_________
Name:_____________________ Phone #:______________________
Address:_____________City:_____________ State:____ Zip:______
Garden and space, if known:_________________________________
Donations must be received by December 5, 2012 in time to prepare for the service
Invite you to join your neighbors, family and friends for our Invite you to join your neighbors, family and friends for our
Seventh Annual Christmas Luminary Service Saturday, Dec.8, 2012 Seventh Annual Christmas Luminary Service Saturday, Dec.8, 2012
at 5:30 P.M. (Rain date: Saturday, Dec. 15, 2012) at 5:30 P.M. (Rain date: Saturday, Dec. 15, 2012)
Several thousand candles will be placed throughout the Cemetery
at all entrances, features and drives. The candles will be lit at dusk and the
Hedgesville High School Band will bring us the sounds of the season as we all enjoy
their performances of delightful Christmas Carols. All are invited to witness the beautiful
transformation of our Cemetery into a warm and glowing tribute to those who cannot be
with us, and to those who are serving in our military.
If you would like a luminary placed on your loved ones grave, please stop in at
our funeral home office and make a donation. If you do not have a loved one at
Rosedale, you may make a donation to have a candle provided in their memory
in an area dedicated for them. We will have a special tribute section for
families that have loved ones in military or overseas. Donations received will
be given to the Hedgesville High School Band for their hard work. Please come
in and make a donation to have the candle placed on your loved ones grave on
December 8, 2012. Please make your checks payable to Hedgesville High
School Band. Only graves marked with a donation flag will have a candle
placed on them. Help us spread the joyful word of this service by sharing this
information with your family, friends and neighbors.
All applications will be submitted for a $100 gift card drawing!
Help us spread the joyful word of this service by sharing this information
with your family, friends and neighbors. Please mail or bring this
information with your donation to:
Rosedale Funeral Home & Cemetery
917 Cemetery Road, Martinsburg, WV 25404
(304) 263-4922
Joseph R. Spewock, Licensee-in-Charge
Much of what makes the holiday season so special is the
traditions that people hold dear. While families have tradi-
tions that stretch back decades, there is plenty of opportunity
to embrace new means of celebration to breathe new life
into Christmas, Chanukkah or the seasons other holidays.
Chances are youre already hanging stockings or going car-
oling this year. You can add some of these and modify as
they fit for your family.
1. Feed the wildlife. During the cold days of winter, birds and
small animals that dont hibernate may find it difficult to for-
age for food. By trimming an outdoor pine tree in edible
snacks youll have a beautiful tree and one that benefits the
wildlife as well. String peanuts and other nuts for the squir-
rels. Make little ornaments out of suet and string for the
birds. Berries and corn can be enjoyed by all. Be sure to
choose a tree that is far enough away from the home, so
you dont have too many scavengers hunting and pecking
around the house.
2. Create a photo Advent calendar. Make your own Advent
calendar that has small doors that open up to photos of dif-
ferent family members. Or use a collection of childrens pic-
tures that showcase how theyve changed as theyve grown
older.
3. Adopt a child for holiday gifts. Each year you can bring a
smile to a child in need by purchasing a present for an
underprivileged kid. Some post offices sponsor Letters from
Santa events where participants can respond to one of the
thousands of letters mailed to The North Pole. Or work with
a local charity that organizes events to bring gifts to children
in hospitals or in foster care.
4. Holiday story countdown. Every night in December watch
a movie or read a story that tells an uplifting holiday tale.
Use this as a method of counting down until Christmas. On
the night prior, reading Twas the Night Before Christmas
should suffice.
5. Remember someone who has passed on. The holiday
season is one made beautiful by lit candles and twinkling
lights. Remember a loved one or a friend who has passed
away by lighting a remembrance candle in his or her honor.
Its a way this person can still be part of the festivities.
6. Have a holiday sing-a-long. Sure it may be tradition to go
around the neighborhood singing carols, but its just as fun
indoors. Have a singing party where guests are given lyrics
to popular tunes they can sing around the piano or karaoke
machine.
7. Bring some joy to a public servant. Police officers, fire-
fighters, military personnel ... many of these workers do not
get off for the holidays. There are a certain number of public
servants who must remain on call in the event of an emer-
gency. Treat these people to something enjoyable when they
may be missing their own festivities. Cook or cater a meal
for a fire house, deliver cookies to the police station or put
together care packages for people living on a military base.
8. Banish the holiday blues. When the holidays are set to go
for another year, many people find they become a little
down. After all, a home that was once filled with merry trin-
kets may now go back to the bare essentials. Create a tradi-
tion where everyone in the family receives one more gift
a personalized ornament that can be packed away for use
next year thats given in January before the decorations
are packed away. Its another opportunity to open a present,
and it symbolizes looking forward to the joy of next year.
8
ways to create new
holiday traditions
Holiday traditions are fun. This year it may
be time to begin some new ones to add
even more enjoyment.
Friday & Saturday
Nov. 30 & Dec. 1 from 10AM-6PM
WE ARE OPEN ON BLACK FRIDAY, 11/23 and SATURDAY 11/24
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Tastings 12-6pm
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