FIGURE1
Medicaidhasmanyvitalrolesinourhealthcaresystem
HealthInsuranceCoverage
31millionchildren&16million adultsinlowincomefamilies; 16millionelderlyandpersons withdisabilities
AssistancetoMedicare Beneficiaries
9.4millionagedanddisabled 20%ofMedicare beneficiaries
LongTermCare Assistance
1.6millioninstitutional residents;2.8million communitybasedresidents
MEDICAID
SupportforHealthCareSystem andSafetynet
17%ofnationalhealthspending; 41%oflongtermcareservices
StateCapacityforHealth Coverage
Federalsharecanrangefrom5083%; ForFFY2012,rangesfrom5074.2%
FIGURE2
TheMedicaidmatchingstructureprovidesfundsonanas neededbasisandmorefederalassistancetopoorerstates.
StatutoryFederalMedicalAssistancePercentages(FMAP),FFY2012
WA MT
OR
VT ND MN ID WY NE IA IL CO KS OK MO TN AZ NM TX AR MS LA FL AL GA IN SD WI NY MI PA OH WV KY VA NC SC
ME NH MA CT NJ DE MD DC RI
NV
CA
UT
AK HI
SOURCE:FederalRegister,Nov,10,2010(Vol.75,No.217),pp.6908269083. http://edocket.access.gpo.gov/2010/pdf/201028319.pdf
FIGURE3
Medicaidhelpstogeneratejobsinstateeconomies.
FederalMedicaidMatching DollarsInjectionofNew Money StateMedicaidDollars
Direct Effects
HealthCareServices
JOBS
Vendors
(ex.MedicalSupplyFirm)
Indirect Effects
EmployeeIncome
Induced Effects ConsumerGoodsand Services Taxes
FIGURE4
ExpandingMedicaidisakeyelementinhealthreform.
UniversalCoverage
EmployerSponsoredCoverage
FIGURE5
TheACAexpandsMedicaideligibilityandsimplifies enrollmentprocesses.
Establishesanationalfloorofeligibilityat138%FPL
Fillslongstandinggapsincoverageforlowincomeadults
Providesadditionalfederalfinancingfornewlyeligible
100%federalfinancingforfirstthreeyears,phasingdownto90% overtime
Simplifieseligibilitycategoriesandstreamlinesenrollment andrenewalprocess
Multipleenrollmentoptions,includingonlineandphone Useofelectronicdataexchangeinsteadofpaper Goalofrealtimedetermination CoordinationbetweenMedicaidandExchangeCoverage
FIGURE6
TheSupremeCourtdecisionmayimpactstatedecisionsto implementtheMedicaidexpansion.
ThedecisionlefttheMedicaidexpansionforadultsintactbutlimitedthe Secretarysauthoritytoenforceit. Stateshavefinancialincentivetocomplywiththeexpansion,butthepenalty fornoncomplianceislimitedtolossofMedicaidexpansionfunds.
SecretarymaynotwithholdexistingfederalMedicaidfundsifastatedoesnotexpand. SecretarysauthoritytowithholdfederalMedicaidfundsifastatedoesnotcomply withotherprogramrequirementsremainsinplace.
OtherMedicaidprovisionsintheACAremaininplaceregardlessofwhether statesexpand.
Enrollmentsimplifications/coordinationwiththeExchanges Newoptionsforlongtermcareandcarecoordination Primarycarephysicianfeeincrease DisproportionateShareHospitalpaymentreductions
FIGURE7
TheMedicaidexpansionwouldincreaseeligibilityfor parentsandchildlessadults.
MedianMedicaid/CHIPEligibilityThresholdasofJanuary2012 250%
185%
63% 37% 0%
Children PregnantWomen WorkingParents JoblessParents ChildlessAdults
SOURCE:BasedontheresultsofanationalsurveyconductedbytheKaiserCommissiononMedicaid andtheUninsuredandtheGeorgetownUniversityCenterforChildrenandFamilies,2012.
FIGURE8
Theexpansionwouldresultinsignificanteligibility increasesforparentsinmanystates.
CurrentMedicaidLimit
138%
ACAMedicaidExpansionFloor
100%
50%
0% AR AL IN LA TX VA KS WV MO ID OR MS UT PA GA NH NC WY SD OK MT NE FL KY ND MI WA AK IA NM NV OH SC HI AZ CA CO MD DE TN
NOTE:Tenstates(CT,IL,ME,MA,MN,NJ,NY,RI,VT,WI)andDCalreadyoffercoveragetoparents>133%FPL. SOURCE:BasedontheresultsofanationalsurveyconductedbytheKaiserCommissiononMedicaidandthe UninsuredandtheGeorgetownUniversityCenterforChildrenandFamilies,2012,withstateupdates.
FIGURE9
Potentialcoveragegainsforchildlessadultsareevenlarger.
MedicaidCoverageofAdults,January2012
WA OR*
(closed)
VT* MT ID WY NE IA IL CO KS OK MO AR MS TX LA FL HI*
(closed)
ME NH MA CT* RI NJ DE MD DC*
ND MN SD WI
(closed)
MI
(closed)
NY PA WV
NV CA
IN
(closed)
OH VA NC SC GA KY
UT*
(closed)
AZ (closed)
(closed)
TN
NM
(closed)
AL
AK
SOURCE:BasedontheresultsofanationalsurveyconductedbytheKaiserCommissiononMedicaidandthe UninsuredandtheGeorgetownUniversityCenterforChildrenandFamilies,2012withstateupdates.
FIGURE10
WithouttheMedicaidexpansion,manypooruninsured adultscouldbeleftoutofcoverage.
400%FPL+ 11% Parents 11% 139399%FPL 39% ChildlessAdults 26% 100 138%FPL 13%
Eligibilityfor InsuranceAffordabilityPrograms
0 40.3million NonelderlyUninsuredAdultsasof2011
100
200
300
400
%FederalPovertyLevel
TheFPLforafamilyofthreein2011was$18,530.Nonelderlyadultsisadultsage1964. SOURCE:KCMU/UrbanInstituteanalysisof2012CPS.
FIGURE11
Statedecisionstoexpandwillhavesignificantimpacts onindividualshealthandwellbeing.
WhenI'msittingonthesideofthebedat3:00 inthemorning[theprescription]saystake twoeverysixhoursforpain,butIdonthave enoughI'mcryinganditshurting,butI'm tryingtomakeitstretchuntilthenexttime. Roosevelt,uninsuredman,Houston. Itsnotfunlivinginfearyoufearthatyouwill getsickandthatyoucantdoanythingabout itbecauseyourenotcoveredandyoudont haveoptions. Christine,uninsuredwoman,Cincinnati. Iwouldwant[healthinsurance]becauseofthe preventionfactorthenIwoulddefinitelygo andgetmymammogram,myPapsmear Valerie,uninsuredwoman,Tampa.
SOURCE:ForthcomingKCMUreportbasedonfocusgroupswithuninsuredlowincomeadults.
FIGURE12
Theimpactofstatedecisionswillvarysignificantlyacross states.
UninsuredRatesAmongNonelderlyAdultsWithIncome138%FPL,byState,20102011
WA MT OR ND MN ID WY NE NV
CA
VT
ME NH MA CT NJ DE MD DC RI
SD IA
WI
NY MI PA OH WV VA NC SC GA KY TN
UT
IL CO KS OK MO AR MS TX LA
IN
AZ
NM
AL
AK HI
FL
SOURCE:KCMU/UrbanInstituteanalysisof2012ASECSupplementtotheCPS.
Stateswillconsideranumberoffactorsinevaluating whethertoimplementtheMedicaidexpansion.
FiscalImpactoftheMedicaidExpansion(i.e.spendingrelativetospendingin theabsenceoftheACAandnewfederalfunds) FiscalOffsetstoMedicaidExpansion(i.e.uncompensatedcarecosts) MacroEffectsoftheMedicaidExpansion(i.e.effectsonthestateeconomy andfinancialsecurityforindividuals) ConsequencesofNotImplementingtheMedicaidExpansion
Manypooradultswillremainuninsured HighuncompensatedcarecostsandcutsinDSH Participationofthoseeligiblebutnotenrolled
FIGURE13
FIGURE14
Morethanhalfofthenonelderlyuninsuredaremembersof communitiesofcolor.
Nonelderlyuninsuredbyrace/ethnicity,2011:
TotalUninsured:47.9Million
Note:OtherincludesAsian/PacificIslander,AmericanIndian/AlaskaNative,andtwoormoreraces. Source:UrbanInstituteandKCMUestimatesbasedontheCensusBureau'sMarch2012Current PopulationSurvey AnnualSocialandEconomicSupplement.
FIGURE15
Communitiesofcolorareathigherriskofbeinguninsured.
Distributionofcoverageamongnonelderlybyrace/ethnicity,2011:
Employer/OtherPrivate White Medicaid/OtherPublic Uninsured
161.6M
15% 15%
14.7M
Asian
33.5M
Black
AmericanIndian
1.9M
Hispanic
49.2M
32%
FIGURE16
Roughly60%ofuninsuredHispanics,Blacks,andAmericanIndians haveincomebelowtheMedicaidexpansionlimit.
Distributionofcoverageamongnonelderlyuninsuredbyrace/ethnicity,2011:
400%FPL+ 139399%FPL(EligibleforSusbsidies) Atorbelow138%FPL(MedicaidExpansionLimit)
15% 41%
13% 41%
5% 38%
6% 31%
9% 27%
44%
46%
57%
62%
63%
White
21.4M
2.6M
Asian
Hispanic
15.5M
Black
7.0M
AmericanIndian
0.5M
FIGURE17
Forsomecommunitiesofcolor,immigrantsaccountfora significantshareoftheuninsured.
Distributionofcoverageamongnonelderlyuninsuredbycitizenshipstatus,2011:
U.S.BornCitizens 4% 3% NaturalizedCitizens NonCitizens
7% 4% 42% 46%
94%
88%
29%
11%
29%
White 21.4M Black 7.0M Asian 2.6M
43%
Hispanic 15.5M
Note:Twoormoreracesexcluded. SOURCE:KCMU/UrbanInstituteanalysisof2012ASECSupplementtotheCPS.
FIGURE18
Noncitizenimmigrantswillfacespecificeligibility restrictionsforMedicaidunderreform.
Medicaid Eligibilityin2014 Expandstonearlyallindividuals withincomesupto133%FPL ExchangeCoverage Individuals withoutaffordableemployer coveragecanbuycoveragethroughexchanges Taxcreditsavailableupto400%FPL Naturalized Citizens SameeligibilityasU.S.borncitizens SameeligibilityasU.S.borncitizens Individualswithoutaffordableemployer coveragecanbuycoveragethroughexchanges Tax creditsavailableupto400%FPL,including thosebelow133%FPLwhocannotenrollin Medicaidduetofiveyearwait Prohibitedfrompurchasingexchange coverageandapplyingfortaxcredits
Lawfully Residing Manyremainsubject tofiveyear Immigrants waitbeforetheymayenroll Statesmaychoose towaivethe fiveyearwaitforchildrenand pregnantwomen Undocumented Immigrants RemainineligibleforMedicaid
FIGURE19
Communitiesofcolorareatriskforbarriersto enrollmentandcare.
EnrollmentBarriers Burdensomeandconfusingapplication processes Languageandliteracyissues Fearsamongimmigrantandmixed immigrantstatusfamilies
Publicchargerelatedfears Fearsamongmixedstatusfamilies
Confusion
ObtainingcarethroughanMCO Identifyingparticipatingproviders PrimaryCareProviderassignment
Documentationrequirements Limitedaccesstotechnology
Challengesaccessingspecialtycare
Findingparticipatingspecialists Lengthyreferralprocesses
10
FIGURE20
LookingAhead
TheMedicaidexpansionhasthepotentialtosignificantlyexpandcoverageandimprove accesstocareforuninsuredadults.
Disproportionatelyimportantforcommunitiesofcolor,whohavehigheruninsuredratesand lowerincomes. Keyforhelpingtoreducelongstandingdisparitiesincoverageandaccesstocare.
Conductingoutreachandaddressingenrollmentandaccessbarrierswillbeimportant forachievingincreasedcoverageandcare.
Usingtrustedcommunityorganizationsandindividuals. Assuringeffortsarelinguisticallyandculturallyappropriate. Providingasimpleandwelcomingapplicationandenrollmentprocesses. Strengtheningandreinforcingmessagestodispelfears.
11