GROUP & INDIVIDUAL FUNERAL COVER

Remembered with love

INTRODUCTION Cell Funeral Assurance Company is a subsidiary of Cell Holdings. It is the only Funeral Assurance Company offering Rent-a-Captive products in addition to the conventional products. We offer cover to corporates, organised groups and individuals. STANDARD FUNERAL SERVICES OFFERED Undertakers' Services Body Removal Services Mortuary Services Washing and Dressing Services Partial Embalming Lowering devices and Tents Shrouding Gravesite tent Overnight Services Documentation (Burial Order, Grave Bookings)

I-DEAL PLAN comprising of:

IMPERIAL This is an executive package that offers the following in addition to the standard services listed above; ? Executive Hearse Transport within Zimbabwe ? Mourners transport in form of a 30 seater bus within Zimbabwe ? Wooden Dome casket or 3 Tier casket MODEST This a middle of the range package that offers the following in addition to the standard services listed above; ? Ordinary Hearse Transport within Zimbabwe ? Mourners transport in the form of a 30 seater bus within Zimbabwe ? Casket or 3 Tier coffin 2 Tier COMFORT This is cost effective package that offers the following in addition to the standard services listed above; ? Ordinary Hearse Transport within Zimbabwe ? Coffin or Open face Coffin 2 Tier

U-NIQUE PLAN Offered to corporates and organized groups Provides a credit facility on funeral services Cell Funeral Assurance is the official service provider Services are extended to members as defined in the contract Services are immediately provided on notification of death Payment is made on agreed terms upon presentation of invoice

MAZDA BT50 HEARSE

FORD XLT DOUBLE CAB TRI-AXLE HEARSE

30 SEATER NISSAN MINI-BUS

EX-CELL PLAN This is a plan for the corporates and organized groups based on a rent-a-cell concept. 1. Information needed to self assure through Cell Funeral a) Total number of employees/members to benefit from the fund b ) Details of other beneficiaries to include , i.e spouses , children et c) Loss experience in the past three years ( if available) 2 Cell Funeral Assurance Company establishes the maximum possible loss by analyzing the past losses and anticipated future losses as basis for setting up the Cell 3 In case of a catastrophic event where more people die than expected, the fund will be protected by reassurance which pays for such events. 4 .An additional Reassurance premium will pay for the extra c over/losses. ADVANTAGES OF THE EX-CELL PLAN ?insuring through a captive cell thereby retaining both risk Self and benefits from own premiums. ? No need to chip in on funeral costs or providing funeral loans to employees. ? Guarantees both assurance and services provision. ? growth depended on cost of services provided and Fund investment return to client. ? full control of program through self funded basis. Allows ? Flexible and customized packages. ? Security of Funds. ? Transparent Fund Administration (monthly statements and annual Audit). ? Tax Relief : The premium paid to Cell Funeral Assurance is Treated as an expense, which is allowable against income thus reducing profits liable to tax. ? Investments :The Cell rented by the client is regarded as an assurance company in its own right, in terms of investments and is not charged withholding tax. ? Income : At the end of the insurance period, the cell Taxable will be taxed, just like any other company.

ww.cellfuneral.co.zw
Harare | The Precious House | 118 Herbert Chitepo Avenue|Harare Buzzlines | 794220,797255,797257 The Precious Corner |13 Nuffied Road, Workington |Harare Buzzlines | 779556,779550,779553| Zvishavane |The Precious House, 782 Goddard Road| Eastlea Buzzlines|0774 608 543, 0712 589 593 Hot Line |0779 731 650 E-mail |preciousmoments@cellholdings.com

Remembered with love