Anda di halaman 1dari 150

CONSUMER CREDIT OUTSTANDING 1

Seasonally adjusted
2004
Percent change at annual rate 2
Total
Revolving
Nonrevolving 3

5.5
3.8
6.4

2005
4.3
3.1
4.9

2006
4.5
6.1
3.6

2007
5.5
7.4
4.4

Amount: billions of dollars


Total
2191.6
2285.2
2387.7
2519.0
Revolving
799.8
824.5
874.6
939.5
Nonrevolving 3
1391.8
1460.7
1513.1
1579.5
TERMS OF CREDIT AT COMMERCIAL BANKS AND FINANCE COMPANIES 4
Percent except as noted: not seasonally adjusted
Institution, terms, and type of loan
Commercial banks
Interest rates
48-mo. new car
6.60
7.08
7.72
7.77
24-mo. personal
11.89
12.05
12.41
12.39
Credit card plan
All accounts
12.72
12.51
13.21
13.38
Accounts assessed interest
13.22
14.55
14.73
14.67
New car loans at auto finance companies
Interest rates
4.92
Maturity (months)
60.7
Loan-to-value ratio
89
Amount financed (dollars)
24,888

6.02
60.0
88
24,133

4.99
63.0
94
26,620

4.87
62.0
95
28,287

2008 r

2007
Q4

1.8
2.3
1.4

4.1
7.7
2.0

2563.3
961.6
1601.7

2519.0
939.5
1579.5

7.02
11.37

7.59
12.16

12.07
13.57

13.08
14.34

5.52
63.4
91
26,178

4.55
62.9
95
29,512

This release is issued around the fifth business day of each month. The exact date and time may be obtained by calling (202) 4
Footnotes appear on reverse.

1
CONSUMER CREDIT OUTSTANDING
(Billions of dollars)
Not seasonally adjusted

Total

2004
2219.4

2005
2313.9

2006
2418.3

2007
2551.9

2008 r
2596.9

2007
Q4
2551.9

Major holders
Total
Commercial banks
Finance companies
Credit unions

2219.4
704.3
492.3
215.4

2313.9
707.0
516.5
228.6

2418.3
741.2
534.4
234.5

2551.9
804.1
584.1
235.7

2596.9
878.5
575.8
235.0

2551.9
804.1
584.1
235.7

Federal government and Sallie Mae


Savings institutions
Nonfinancial business
Pools of securitized assets 5

86.1
91.3
58.6
571.5

89.8
109.1
58.8
604.0

91.7
95.5
56.8
664.2

98.4
90.8
55.2
683.7

111.0
86.3
55.6
654.7

98.4
90.8
55.2
683.7

Major types of credit


Revolving
Commercial banks
Finance companies
Credit unions
Federal government and Sallie Mae
Savings institutions
Nonfinancial business
Pools of securitized assets 5

823.7
314.6
50.4
23.2
n.a.
27.9
12.4
395.2

850.0
311.2
66.3
24.7
n.a.
40.8
11.6
395.4

902.3
327.3
79.9
27.4
n.a.
42.5
7.8
417.5

969.6
353.4
86.0
31.1
n.a.
44.8
4.2
450.0

992.3
390.6
74.4
33.4
n.a.
39.5
4.2
450.2

969.6
353.4
86.0
31.1
n.a.
44.8
4.2
450.0

Nonrevolving
1395.7
Commercial banks
389.6
Finance companies
442.0
Credit unions
192.1
Federal government and Sallie Mae
86.1
Savings institutions
63.4
Nonfinancial business
46.2
Pools of securitized assets 5
176.3

1463.9
395.8
450.2
203.9
89.8
68.3
47.2
208.6

1515.9
413.9
454.5
207.1
91.7
53.1
49.0
246.7

1582.3
450.7
498.0
204.6
98.4
46.0
50.9
233.6

1604.6
487.9
501.3
201.6
111.0
46.8
51.4
204.5

1582.3
450.7
498.0
204.6
98.4
46.0
50.9
233.6

1. Covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate.
2. The series for consumer credit outstanding and its components may contain breaks that result from discontinuities in source
Percent changes are adjusted to exclude the effect of such breaks. In addition percent changes are at a simple annual rate and
calculated from unrounded data.
3. Includes automobile loans and all other loans not included in revolving credit, such as loans for mobile homes, education, bo
trailers, or vacations. These loans may be secured or unsecured.
4. Interest rates are annual percentage rates (APR) as specified by the Federal Reserve's Regulation Z. Interest rates for newand personal loans at commercial banks are simple unweighted averages of each bank's most common rate charged during th
week of the middle month of each quarter. For credit card accounts, the rate for all accounts is the stated APR averaged across
credit card accounts at all reporting banks. The rate for accounts assessed interest is the annualized ratio of total finance charg
at all reporting banks to the total average daily balances against which the finance charges were assessed (excludes accounts
which no finance charges were assessed). Finance company data are from the subsidiaries of the three major U.S. automobile
and are volume-weighted averages covering all loans of each type purchased during the month.
5. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance
of the loan originators.
r=revised. p=preliminary.

Q1

Q2

2008
Q3 r

2009
Q4 r

Dec r

Jan r

Feb p

4.8
7.6
3.1

3.9
3.5
4.2

1.3
4.6
-0.6

-3.0
-6.2
-1.1

-2.6
-8.2
0.8

3.8
2.4
4.6

-3.5
-9.7
0.2

2549.0
957.3
1591.7

2574.1
965.8
1608.3

2582.8
976.8
1606.0

2563.3
961.6
1601.7

2563.3
961.6
1601.7

2571.4
963.5
1607.9

2564.0
955.7
1608.2

7.27
11.43

6.84
11.14

6.92
11.48

7.06
11.44

n.a.
n.a.

n.a.
n.a.

6.92
11.02

12.46
13.77

11.87
13.51

11.94
13.64

12.03
13.36

n.a.
n.a.

n.a.
n.a.

13.08
13.54

4.85
62.6
94
28,174

5.28
63.5
93
25,493

4.87
65.4
89
26,643

7.09
62.3
86
24,400

8.42
59.8
85
22,769

8.23
59.3
86
22,922

3.17
59.0
86
26,268

ay be obtained by calling (202) 452 - 3206.

Q1
2529.8

Q2
2555.9

2008
Q3 r
2591.6

Q4 r
2596.9

Dec r
2596.9

2009
Jan r
Feb p
2595.6
2560.9

2529.8
796.3
580.7
230.1

2555.9
813.0
581.8
231.1

2591.6
844.1
596.3
236.1

2596.9
878.5
575.8
235.0

2596.9
878.5
575.8
235.0

2595.6
895.1
555.5
238.1

2560.9
882.0
546.9
236.8

103.5
87.5
51.2
680.4

104.6
90.0
51.3
684.1

106.9
79.3
51.9
677.0

111.0
86.3
55.6
654.7

111.0
86.3
55.6
654.7

117.9
86.2
54.0
648.8

119.7
86.1
52.4
637.1

943.2
322.5
82.1
30.3
n.a.
42.8
3.6
462.0

959.4
328.9
84.0
31.3
n.a.
45.9
3.7
465.6

975.8
356.3
83.3
32.2
n.a.
36.1
3.8
464.1

992.3
390.6
74.4
33.4
n.a.
39.5
4.2
450.2

992.3
390.6
74.4
33.4
n.a.
39.5
4.2
450.2

975.9
390.0
61.4
33.0
n.a.
39.3
4.0
448.1

953.1
382.0
55.8
32.2
n.a.
39.0
3.8
440.3

1586.6
473.9
498.7
199.9
103.5
44.7
47.6
218.4

1596.5
484.1
497.7
199.8
104.6
44.1
47.6
218.5

1615.7
487.8
512.9
203.9
106.9
43.2
48.1
212.9

1604.6
487.9
501.3
201.6
111.0
46.8
51.4
204.5

1604.6
487.9
501.3
201.6
111.0
46.8
51.4
204.5

1619.8
505.1
494.1
205.1
117.9
46.9
50.0
200.7

1607.9
500.0
491.1
204.6
119.7
47.1
48.6
196.8

cured by real estate.


ult from discontinuities in source data.
s are at a simple annual rate and are

for mobile homes, education, boats,

ulation Z. Interest rates for new-car loans


common rate charged during the first calendar
the stated APR averaged across all
alized ratio of total finance charges
e assessed (excludes accounts for
the three major U.S. automobile manufacturers

no longer carried on the balance sheets

A Data Set for Consumer Credit Outstanding


(Billions of dollars)
Not seasonally adjusted
Major holders
Feb-09
Financial Institutions
Total Credit Revolving Credit
Non Revolving Credit
Commercial banks
882.0
382.0
500.0
Finance companies
546.9
55.8
491.1
Credit unions
236.8
32.2
204.6
Federal government and Sallie Mae
119.7
n.a.
119.7
Savings institutions
86.1
39.0
47.1
Nonfinancial business
52.4
3.8
48.6
Pools of securitized assets 5
637.1
440.3
196.8
Total
2561.0
953.1
1607.9

31-Mar-08
Company Name
A C C Ltd.
G T L Ltd.
Himachal Futuristic Communications Ltd.
Hindustan Unilever Ltd.
I T C Ltd.
Infosys Technologies Ltd.
Larsen & Toubro Ltd.
Pentamedia Graphics Ltd.
Reliance Capital Ltd.
Reliance Industries Ltd.
Rolta India Ltd.
Satyam Computer Services Ltd.
State Bank Of India
Tata Steel Ltd.
Zee Entertainment Enterprises Ltd.
Mean
Median

Rs. Crore
Rs. Crore
(%)
Rs.
Sales
Profit after tax
ROCE Equity Closing Price
7932.9
1427.4
27.4
826.1
1771.3
266.9
8.4
251.0
605.7
-338.9
-26.2
19.0
15138.5
1918.9
82.9
228.7
22420.9
3178.2
26.5
206.4
16692.0
4659.0
34.3
1430.2
29135.0
2271.4
14.7
3024.8
39.6
6.1
3.4
11.0
2111.9
1006.8
15.7
1229.5
143005.0
19554.7
18.0
2264.5
711.4
172.6
13.3
262.2
8473.5
1687.9
25.8
394.6
5611.2
9017.5
7.0
1598.9
134132.0
12321.8
10.5
693.2
1835.4
416.0
14.3
244.7
25974.4
7932.9

3837.7
1687.9

18.4
14.7

Times
P/E

Beta
0.8
0.7
1.6
0.6
0.6
0.5
1.1
1.3
1.6
1.0
1.2
0.6
1.1
1.4
0.9

12.6
22.3
-5.9
28.4
25.2
18.8
40.7
142.5
29.5
22.4
8.1
15.4
15.0
11.9
35.6

Rs.
EPS
65.3
11.3
-3.2
8.1
8.2
76.0
74.4
0.1
41.8
101.3
32.5
25.6
106.6
58.0
6.9

Rs. Crore
Market Cap
15500.5
2373.3
839.1
49810.5
77765.3
81804.0
88423.2
269.2
30200.6
329178.7
2107.6
26453.8
100962.6
50640.5
10607.2

Industry Type
Non-Financial
Non-Financial
Non-Financial
Non-Financial
Non-Financial
Non-Financial
Non-Financial
Non-Financial
Financial
Non-Financial
Non-Financial
Non-Financial
Financial
Non-Financial
Non-Financial

Rating
AAA
ANA
AAA
AAA
AAA
AAA
NA
AAA
AAA
A+
NA
AAA
AA
AA

Industry Type
Class
Non-Financial
Financial
Total

Credit Rating
Class
AAA
AA
A+
A
ANA
Total

Bar Graph of Company Sector

Frequency

Frequency Relative Frequency Percentage Frequency


13
0.87
86.67
2
0.13
13.33
15
1
100

14
12
10
8
6
4
2
0
Non-Financial
Sector

Pie Chart of Company Credit Rati


Frequency Relative Frequency Percentage Frequency
8
0.53
53
2
0.13
13
1
0.07
7
0
0.00
0
1
0.07
7
3
0.20
20
15
1
100

NA
20%
AA
7%
A+
0%
7%
AA
13%

Scatter Plot of PAT and EP


120.0
100.0

60.0
40.0
20.0

6500.0

5500.0

4500.0

3500.0

2500.0

1500.0

-20.0

500.0

0.0
-500.0

EPS

80.0

Scatter Plot of ROCE and B

Scatter Plot of ROCE and B


1.8
1.6
1.4

Beta

1.2
1.0
0.8
0.6
0.4
0.2
0.0
-40.0

-20.0

0.0

raph of Company Sector

Financial
Sector

hart of Company Credit Ratings

NA
20%
AAA
53%

A+
7%
AA
13%

PAT

Scatter Plot of ROCE and Beta

19500.0

18500.0

17500.0

16500.0

15500.0

14500.0

13500.0

12500.0

11500.0

10500.0

9500.0

8500.0

7500.0

6500.0

Scatter Plot of PAT and EPS

Scatter Plot of ROCE and Beta

20.0

40.0

ROCE (%)

60.0

80.0

100.0

Customer
3
4
7
11
14
15
16
17
20
21
22
24
26
29
30
34
35
40
41
48
53
54
55
57
58
60
63
64
65
67
69
70
71
72
79
80
81
82
83
84
87
88
89
92
93
97
100
101
102
103
105

Sex
F
M
M
M
M
F
F
M
M
F
M
M
M
M
M
M
M
M
M
M
F
F
F
F
M
M
M
F
M
F
M
F
M
F
M
M
M
F
F
M
F
M
M
M
M
M
M
M
F
F
M

Age
Time_at_address Res_status
52.83
15 owner
22.67
2.54 rent
23.17
11.125 owner
34.5
4.04 rent
41
0.04 owner
24.75
3 owner
38.25
6 owner
28
2 owner
56.42
28 rent
22.42
5.665 owner
23.25
1.5 owner
29.92
1.835 owner
34.25
3 owner
55.92
11.5 owner
34.42
4.25 owner
39.17
1.71 owner
48.08
6.04 owner
19.17
0 rent
36.25
5 owner
39.58
13.915 owner
18.92
9 owner
28.67
1.04 owner
25
12.33 owner
20.83
3 owner
37.5
1.125 rent
36.33
2.125 rent
48.58
6.5 owner
60.92
5 owner
33.17
1 owner
47.75
8 owner
26.67
1.75 rent
17.58
9 owner
36.67
4.415 rent
68.67
15 owner
25.75
0.5 owner
27.83
1.5 owner
40.58
5 owner
28.42
3.5 owner
65.17
14 owner
26.17
0.25 owner
30.67
12 owner
19.42
6.5 owner
27
0.75 owner
32
1.75 rent
23.17
0 owner
44
2 owner
33.5
1.75 owner
39.25
9.5 owner
30.5
6.5 owner
41.33
1 owner
21.33
10.5 owner

Telephone
given
not_given
given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
not_given
given
not_given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
given

Occupation
creative_
creative_
professio
guard_etc
executive
office_st
labourer
labourer
creative_
office_st
office_st
creative_
semi-pro
unemploye
guard_etc
professio
labourer
manager
creative_
productio
sales
creative_
semi-pro
sales
driver
productio
office_st
sales
professio
creative_
creative_
sales
labourer
executive
creative_
productio
creative_
productio
unemploye
guard_etc
creative_
productio
creative_
executive
semi-pro
manager
professio
manager
creative_
guard_etc
creative_

Job_status
private_s
governmen
governmen
self_empl
private_s
governmen
private_s
governmen
private_s
private_s
private_s
governmen
governmen
unemploye
self_empl
private_s
private_s
self_empl
self_empl
private_s
private_s
private_s
governmen
private_s
private_s
private_s
governmen
private_s
private_s
private_s
private_s
private_s
private_s
retired
private_s
private_s
private_s
private_s
unemploye
self_empl
private_s
governmen
governmen
governmen
private_s
private_s
governmen
private_s
self_empl
self_empl
private_s

106
107
112
115
119
122
125
126
129
130
131
133
135
136
138
141
142
143
144
150
152
154
157
162
163
164
165
166
169
175
176
177
178
179
183
184
185
187
190
192
197
198
199
200
202
205
206
207
210
211
217
221

F
M
M
M
M
M
F
F
F
M
M
M
F
F
M
M
F
M
F
M
M
M
M
M
F
F
F
M
M
M
M
M
M
M
F
F
F
F
M
F
M
F
M
M
F
F
F
F
M
M
F
F

24.08
26.67
16.08
24.33
20.5
30.17
46.67
26.08
25.17
27
22.67
34.17
28.5
17.83
24.17
39
19.67
33.58
50.08
40
29.58
42
27.58
42.5
36
20.67
18.08
21.33
34.17
20.25
25.08
28.25
28.25
53.92
41.17
18.42
47.42
35.42
56
24.75
31.92
32.33
19.17
35.17
15.83
46.08
33.08
47.42
22.83
34.17
23.25
28.08

0.5
4.25
0.75
6.625
2.415
0.5
0.46
8.665
2.875
1.5
0.165
1.54
3.04
11
0.875
5
0.21
2.75
12.54
6.5
4.5
9.79
2.04
4.915
1
3
0.375
7.5
5.25
9.96
1.71
5.125
5.04
9.625
6.5
9.25
8
12
12.5
12.5
4.46
0.54
9.5
2.5
0.585
3
4.625
3
3
9.17
5.875
15

owner
owner
owner
rent
owner
owner
owner
owner
owner
rent
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
liv_w_par
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent

given
given
given
not_given
given
given
given
given
given
not_given
given
given
not_given
given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
unl_or_ot
given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given

office_st
semi-pro
creative_
driver
creative_
creative_
semi-pro
sales
professio
productio
creative_
semi-pro
professio
professio
office_st
semi-pro
office_st
manager
sales
sales
productio
professio
sales
productio
creative_
office_st
semi-pro
sales
productio
executive
professio
professio
creative_
executive
office_st
office_st
executive
office_st
labourer
sales
semi-pro
semi-pro
productio
labourer
creative_
creative_
office_st
professio
manager
creative_
office_st
executive

governmen
private_s
private_s
private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
governmen
governmen
private_s
private_s
governmen
private_s
private_s
self_empl
private_s
governmen
private_s
private_s
private_s
private_s
unemploye
private_s
private_s
student
private_s
private_s
self_empl
private_s
private_s
private_s
self_empl
governmen
governmen
private_s
governmen
private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
private_s
retired

223
227
229
231
233
235
236
237
238
239
240
242
244
248
249
250
254
255
256
257
258
259
260
263
268
271
272
277
279
281
283
285
286
290
291
293
294
295
296
300
301
309
310
314
316
319
321
322
323
325
329
332

M
M
F
M
M
M
F
M
M
F
M
M
M
F
M
M
F
F
M
M
M
M
M
M
M
M
M
M
F
M
M
M
M
F
M
F
M
M
F
M
M
M
M
F
F
F
M
M
M
M
F
M

57.83
43.08
18.92
26
42
25
25
22.67
32.08
21.5
76.75
41.33
25.33
29.5
32.83
22.75
22.5
22.83
22.67
39.17
48.33
26.67
37.42
20.17
41.75
48.5
47.67
19.33
41
23.25
48.25
34.92
39.92
45.83
18.5
23.42
65.42
29.67
28.75
23.08
60.08
23.25
31.67
60.58
44.17
64.08
27.75
25.67
31.67
33.17
57.08
25.17

7.04
0.375
9.25
1
0.205
11.25
0.875
1.585
4
6
22.29
0
0.58
0.46
2.5
11
8.46
2.29
10.5
1.625
12
2.71
2.04
9.25
0.96
4.25
0.29
9.5
2.04
4
25.085
2.5
6.21
10.5
2
0.79
11
1.415
3.75
2.5
14.5
1
16.165
16.5
6.665
0.165
0.585
12.5
0.83
3.165
19.5
6

owner
rent
rent
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
owner
owner

given
not_given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
not_given
given
given

manager
creative_
creative_
office_st
guard_etc
creative_
professio
productio
manager
sales
executive
creative_
creative_
labourer
semi-pro
office_st
professio
office_st
office_st
creative_
manager
semi-pro
productio
creative_
professio
manager
creative_
office_st
office_st
creative_
productio
productio
office_st
office_st
guard_etc
office_st
executive
productio
creative_
creative_
unemploye
creative_
driver
office_st
office_st
unemploye
semi-pro
semi-pro
professio
professio
creative_
creative_

private_s
private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
retired
self_empl
private_s
private_s
governmen
private_s
private_s
governmen
governmen
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
governmen
self_empl
private_s
private_s
private_s
private_s
private_s
private_s
retired
governmen
private_s
private_s
unemploye
private_s
private_s
private_s
private_s
unemploye
private_s
private_s
private_s
private_s
private_s
private_s

334
336
339
343
348
349
350
352
355
357
358
359
360
361
362
365
366
367
371
374
376
380
381
385
386
387
388
389
398
399
400
405
407
410
411
413
414
417
418
432
433
435
436
437
438
442
443
444
445
446
447
448

M
M
F
F
M
M
M
M
M
M
F
M
F
M
M
M
M
F
F
M
M
F
M
M
F
F
F
F
F
M
M
M
M
F
F
M
M
M
M
M
M
M
F
M
M
M
F
F
M
M
F
F

32.67
48.17
47.25
49.83
23.92
41.92
28.33
20.5
54.42
28.67
18.83
59.5
24.5
44.33
47.67
27.25
34.92
58.67
32.17
40.25
67.75
26.92
48.75
34.75
23.5
30
20.33
46
20.75
18.08
37.33
43
21.83
33.67
21.67
23.33
31.33
25.75
49.5
23.33
21
31.08
20.08
32
23.17
44
39.08
30.42
33.5
39.25
30.5
41.33

9
7.625
0.75
13.585
0.665
0.42
5
10
0.5
9.335
9.54
2.75
0.5
0.5
2.5
1.585
5
4.46
1.46
21.5
5.5
13.5
8.5
15
9
5.29
10
4
10.25
5.5
6.5
0.29
0.25
0.375
11.5
11.625
19.5
0.75
7.585
1.5
4.79
1.5
1.25
1.75
0
2
4
1.375
1.75
9.5
6.5
1

rent
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
rent
owner
owner
owner
owner
rent
rent
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner

not_given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
not_given
not_given
given
given
given
given
not_given
not_given
given
not_given
given
given
given
given
given
given
given
given

productio
productio
office_st
labourer
creative_
creative_
productio
creative_
labourer
office_st
sales
productio
office_st
guard_etc
manager
semi-pro
professio
office_st
productio
executive
executive
office_st
creative_
officer_o
office_st
executive
creative_
labourer
office_st
labourer
manager
semi-pro
driver
semi-pro
labourer
productio
creative_
creative_
guard_etc
creative_
productio
productio
creative_
executive
semi-pro
manager
creative_
productio
professio
manager
creative_
guard_etc

governmen
governmen
governmen
governmen
private_s
governmen
private_s
private_s
governmen
governmen
private_s
private_s
governmen
governmen
self_empl
governmen
governmen
governmen
private_s
retired
retired
governmen
governmen
military
private_s
student
governmen
private_s
private_s
private_s
governmen
governmen
governmen
private_s
private_s
private_s
private_s
self_empl
self_empl
governmen
private_s
private_s
private_s
governmen
private_s
private_s
private_s
governmen
governmen
private_s
self_empl
self_empl

450
451
452
453
455
457
460
464
467
470
471
474
475
476
478
480
481
483
487
497
499
502
507
508
509
510
511
514
520
521
523
524
528
530
532
537
538
539
540
542
543
544
545
547
550
551
552
555
556
562
566
568

M
F
M
M
M
M
M
M
M
F
F
F
M
M
M
F
F
M
F
M
M
M
M
F
F
F
M
M
M
M
M
M
F
F
F
F
M
M
F
M
F
M
M
F
F
F
F
M
M
F
F
M

21.33
24.08
26.67
69.17
29.58
16.08
24.33
20.5
30.17
46.67
26.08
25.17
27
22.67
34.17
28.5
17.83
24.17
19.67
29.58
42
27.58
42.5
36
20.67
18.08
21.33
34.17
20.25
25.08
28.25
53.92
41.17
47.42
35.42
24.75
19.58
48.08
19.75
31.92
32.33
19.17
35.17
15.83
46.08
33.08
47.42
22.83
34.17
23.25
28.08
57.83

10.5
0.5
4.25
9
4.75
0.75
6.625
2.415
0.5
0.46
8.665
2.875
1.5
0.165
1.54
3.04
11
0.875
0.21
4.5
9.79
2.04
4.915
1
3
0.375
7.5
5.25
9.96
1.71
5.04
9.625
6.5
8
12
12.5
0.585
3.75
0.75
4.46
0.54
9.5
2.5
0.585
3
4.625
3
3
9.17
5.875
15
7.04

owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
rent
owner
owner
rent
owner
owner
owner
owner
owner
rent
rent
owner
owner
liv_w_par
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner

given
given
given
given
given
given
not_given
given
given
given
given
given
not_given
given
given
not_given
given
given
given
given
given
not_given
not_given
given
given
unl_or_ot
given
given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
given

creative_
office_st
semi-pro
unemploye
manager
creative_
driver
creative_
creative_
semi-pro
sales
professio
productio
creative_
semi-pro
professio
professio
office_st
office_st
productio
professio
sales
productio
creative_
office_st
semi-pro
sales
productio
executive
professio
creative_
executive
office_st
executive
office_st
sales
unemploye
guard_etc
creative_
semi-pro
semi-pro
productio
labourer
creative_
creative_
office_st
professio
manager
creative_
office_st
executive
manager

private_s
governmen
private_s
unemploye
private_s
private_s
private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
governmen
governmen
private_s
governmen
private_s
governmen
private_s
private_s
private_s
private_s
unemploye
private_s
private_s
student
private_s
self_empl
private_s
private_s
self_empl
governmen
private_s
unemploye
self_empl
private_s
governmen
private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
private_s
retired
private_s

572
574
576
578
580
581
582
583
584
585
587
589
593
594
595
599
600
601
602
603
604
605
608
613
616
617
622
624
626
628
630
631
635
636
638
639
640
641
645
646
654
655
659
661
664
666
667
668
670
674
677
679

M
F
M
M
M
F
M
M
F
M
M
M
F
M
M
F
F
M
M
M
M
M
M
M
M
M
M
F
M
M
M
M
F
M
F
M
M
F
M
M
M
M
F
F
F
M
M
M
M
F
M
M

43.08
18.92
26
42
25
25
22.67
32.08
21.5
76.75
41.33
25.33
29.5
32.83
22.75
22.5
22.83
22.67
39.17
48.33
26.67
37.42
20.17
41.75
48.5
47.67
19.33
41
23.25
48.25
34.92
39.92
45.83
18.5
23.42
65.42
29.67
28.75
23.08
60.08
23.25
31.67
60.58
44.17
64.08
27.75
25.67
31.67
33.17
57.08
25.17
32.67

0.375
9.25
1
0.205
11.25
0.875
1.585
4
6
22.29
0
0.58
0.46
2.5
11
8.46
2.29
10.5
1.625
12
2.71
2.04
9.25
0.96
4.25
0.29
9.5
2.04
4
25.085
2.5
6.21
10.5
2
0.79
11
1.415
3.75
2.5
14.5
1
16.165
16.5
6.665
0.165
0.585
12.5
0.83
3.165
19.5
6
9

rent
rent
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
owner
owner
rent

not_given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
not_given
given
given
not_given

creative_
creative_
office_st
guard_etc
creative_
professio
productio
manager
sales
executive
creative_
creative_
labourer
semi-pro
office_st
professio
office_st
office_st
creative_
manager
semi-pro
productio
creative_
professio
manager
creative_
office_st
office_st
creative_
productio
productio
office_st
office_st
guard_etc
office_st
executive
productio
creative_
creative_
unemploye
creative_
driver
office_st
office_st
unemploye
semi-pro
semi-pro
professio
professio
creative_
creative_
productio

private_s
private_s
private_s
governmen
private_s
governmen
private_s
private_s
private_s
retired
self_empl
private_s
private_s
governmen
private_s
private_s
governmen
governmen
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
governmen
self_empl
private_s
private_s
private_s
private_s
private_s
private_s
retired
governmen
private_s
private_s
unemploye
private_s
private_s
private_s
private_s
unemploye
private_s
private_s
private_s
private_s
private_s
private_s
governmen

681
684
688
693
694
695
697
700
702
703
704
705
706
707
710
711
712
716
719
721
725
726
730
731
732
733
734
743
744
745
750
752
755
756
758
759
762
763
777
778
1
2
5
6
8
9
10
12
13
18
19
23

M
F
F
M
M
M
M
M
M
F
M
F
M
M
M
M
F
F
M
M
F
M
M
F
F
F
F
F
M
M
M
M
F
F
M
M
M
M
M
M
M
M
M
F
F
F
F
M
M
F
F
M

48.17
47.25
49.83
23.92
41.92
28.33
20.5
54.42
28.67
18.83
59.5
24.5
44.33
47.67
27.25
34.92
58.67
32.17
40.25
67.75
26.92
48.75
34.75
23.5
30
20.33
46
20.75
18.08
37.33
43
21.83
33.67
21.67
23.33
31.33
25.75
49.5
23.33
21
50.75
19.67
29.25
16.08
27.58
19.17
27.25
20
34.42
27.67
22.5
16.92

7.625
0.75
13.585
0.665
0.42
5
10
0.5
9.335
9.54
2.75
0.5
0.5
2.5
1.585
5
4.46
1.46
21.5
5.5
13.5
8.5
15
9
5.29
10
4
10.25
5.5
6.5
0.29
0.25
0.375
11.5
11.625
19.5
0.75
7.585
1.5
4.79
0.585
10
13
0.335
3
5.415
0.29
1.25
1.335
2.04
0.415
0.335

owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
rent
owner
owner
owner
owner
rent
owner
rent
owner
owner
owner
owner
owner
rent
owner
owner
owner
rent

given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
not_given
not_given
given
given
given
given
not_given
given
not_given
given
given
given
given
given
not_given
given
given
given
not_given

productio
office_st
labourer
creative_
creative_
productio
creative_
labourer
office_st
sales
productio
office_st
guard_etc
manager
semi-pro
professio
office_st
productio
executive
executive
office_st
creative_
officer_o
office_st
executive
creative_
labourer
office_st
labourer
manager
semi-pro
driver
semi-pro
labourer
productio
creative_
creative_
guard_etc
creative_
productio
unemploye
labourer
driver
unemploye
manager
guard_etc
manager
labourer
guard_etc
productio
guard_etc
labourer

governmen
governmen
governmen
private_s
governmen
private_s
private_s
governmen
governmen
private_s
private_s
governmen
governmen
self_empl
governmen
governmen
governmen
private_s
retired
retired
governmen
governmen
military
private_s
student
governmen
private_s
private_s
private_s
governmen
governmen
governmen
private_s
private_s
private_s
private_s
self_empl
self_empl
governmen
private_s
unemploye
governmen
governmen
unemploye
private_s
governmen
governmen
private_s
self_empl
private_s
private_s
private_s

25
27
28
31
32
33
36
37
38
39
42
43
44
45
46
47
49
50
51
52
56
59
61
62
66
68
73
74
75
76
77
78
85
86
90
91
94
95
96
98
99
104
108
109
110
111
113
114
116
117
118
120

M
M
M
F
M
M
F
M
M
F
M
F
M
M
M
M
F
M
M
M
M
F
F
M
M
F
M
M
M
F
M
M
M
M
M
F
F
M
M
F
F
F
M
F
M
M
M
M
M
M
M
M

27.83
33
28.75
51.92
38.25
47.17
24.75
27.83
36.17
16.5
18.58
49
23.25
26.83
18.83
24.58
25.25
28.58
20.08
62.5
41.58
56.83
22.67
39.58
23.08
28.58
22.92
18.42
24.08
17.92
18.83
27.58
32.42
31.42
31.08
20.08
36.75
28.92
22.17
39.08
30.42
57.08
69.17
21.92
29.58
26.92
31.83
16.25
15.17
21.08
51.83
37.5

1
2.5
1.165
6.5
10.125
5.835
13.665
1.5
18.125
1.25
5.71
1.5
12.625
0.54
3.54
1.25
12.5
3.625
0.25
12.75
1.75
4.25
0.335
5
2.5
3.75
3.165
10.415
0.875
10.21
0.415
3.25
3
15.5
1.5
1.25
4.71
0.375
12.125
4
1.375
0.335
9
11.665
4.75
2.25
0.04
0.835
7
4.125
2.04
0.835

rent
rent
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
owner
rent
owner
rent
owner
owner
owner
owner
rent
rent
owner
owner
rent
rent
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
rent
owner

not_given
not_given
given
given
not_given
given
given
given
given
given
given
given
given
given
not_given
given
given
given
given
not_given
given
not_given
given
given
given
given
not_given
not_given
given
given
not_given
not_given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
given
not_given
given
given
not_given
not_given
given

driver
productio
labourer
guard_etc
labourer
productio
office_st
productio
productio
office_st
driver
labourer
creative_
labourer
unemploye
creative_
driver
sales
office_st
creative_
labourer
unemploye
office_st
unemploye
unemploye
creative_
creative_
sales
manager
unemploye
creative_
office_st
driver
creative_
productio
creative_
unemploye
creative_
creative_
creative_
productio
guard_etc
unemploye
labourer
manager
guard_etc
manager
manager
executive
guard_etc
unemploye
executive

governmen
private_s
private_s
self_empl
private_s
private_s
governmen
private_s
private_s
private_s
private_s
private_s
private_s
unemploye
unemploye
private_s
private_s
private_s
private_s
governmen
private_s
unemploye
private_s
unemploye
unemploye
private_s
private_s
private_s
private_s
unemploye
private_s
governmen
private_s
private_s
private_s
private_s
unemploye
private_s
private_s
private_s
governmen
self_empl
unemploye
governmen
private_s
self_empl
private_s
private_s
private_s
governmen
unemploye
private_s

121
123
124
127
128
132
134
137
139
140
145
146
147
148
149
151
153
155
156
158
159
160
161
167
168
170
171
172
173
174
180
181
182
186
188
189
191
193
194
195
196
201
203
204
208
209
212
213
214
215
216
218

M
M
F
M
M
M
M
F
F
M
M
M
M
M
F
M
M
M
M
F
M
M
F
M
M
F
F
M
F
M
F
M
F
F
F
M
M
M
M
F
F
M
F
M
M
F
M
M
M
F
M
F

16.5
34
41.58
22.5
19.42
18.83
20.67
37.33
35.17
35.58
22.25
22.67
23.5
23.58
16.92
36.42
31.25
20.67
43.25
23.58
34.08
34.08
22.67
22
29.83
23.58
33.75
39.42
30.25
40.92
33.08
22.08
22.92
21.75
24.83
41.17
18.33
19.58
48.08
19.75
20.75
28
23.5
29.5
40.58
38.75
19.5
27.25
20
29.5
23.75
50.25

0.125
5.085
1.04
11.5
1.5
0
0.835
2.5
3.75
0.75
9
0.75
3.165
1.79
0.5
0.75
2.835
5.29
25.21
0.83
2.5
6.5
0.79
0.79
1.25
11.5
0.75
1.71
5.5
2.25
1.625
2.335
1.25
1.75
4.5
1.25
1.21
0.585
3.75
0.75
9.54
3
1.5
0.58
1.5
1.5
9.585
0.625
11.045
1.085
0.415
0.835

owner
rent
owner
rent
rent
owner
rent
owner
owner
owner
owner
owner
rent
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
rent
owner
rent
owner
owner
owner
rent
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner

given
not_given
given
not_given
not_given
given
not_given
given
given
given
given
given
not_given
given
given
not_given
given
given
given
given
given
given
given
given
not_given
not_given
given
not_given
given
not_given
given
given
given
not_given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
not_given
given

creative_
guard_etc
sales
manager
semi-pro
office_st
creative_
guard_etc
unemploye
labourer
sales
guard_etc
labourer
creative_
guard_etc
driver
unemploye
office_st
office_st
office_st
creative_
sales
guard_etc
productio
labourer
labourer
labourer
manager
labourer
professio
driver
labourer
office_st
labourer
productio
productio
executive
unemploye
guard_etc
creative_
guard_etc
productio
productio
productio
guard_etc
unemploye
sales
sales
creative_
professio
creative_
sales

private_s
self_empl
private_s
private_s
private_s
private_s
private_s
governmen
unemploye
private_s
private_s
private_s
private_s
private_s
private_s
private_s
unemploye
private_s
governmen
private_s
private_s
private_s
private_s
private_s
private_s
governmen
self_empl
private_s
private_s
governmen
private_s
private_s
private_s
private_s
private_s
private_s
student
unemploye
self_empl
private_s
private_s
private_s
private_s
private_s
self_empl
unemploye
private_s
private_s
private_s
private_s
private_s
private_s

219
220
222
224
225
226
228
230
232
234
241
243
245
246
247
251
252
253
261
262
264
265
266
267
269
270
273
274
275
276
278
280
282
284
287
288
289
292
297
298
299
302
303
304
305
306
307
308
311
312
313
315

F
F
M
M
F
M
M
M
M
M
M
M
M
M
M
M
M
M
M
F
M
M
M
F
M
M
M
M
F
M
M
M
M
M
M
M
M
M
M
M
F
M
M
F
F
F
M
M
F
M
F
M

23
19.58
25.67
37.5
15.75
24.58
21.5
36.67
29.83
42.83
39.83
32.33
26.75
30.17
19.33
47.33
35.25
37.75
29.17
52.17
26.67
36.08
28.67
24.58
22.17
32.33
26.33
54.83
48.17
21.5
23
17.42
33.67
33.75
63.33
17.25
42.75
21.17
18.08
74.83
23.75
43.17
43.17
30.58
16.33
31.92
34.75
30.75
15.92
16.33
19.5
40.92

1.835
0.665
2.21
1.75
0.375
12.5
9.75
2
3.5
1.25
0.5
3.5
4.5
1.085
10.915
6.5
16.5
7
3.5
0
14.585
2.54
14.5
0.67
2.25
7.5
13
15.5
1.335
11.5
0.75
6.5
1.25
2.75
0.54
3
4.085
0
6.75
19
0.71
5
2.25
10.665
0.21
3.125
2.5
1.585
2.875
2.75
0.165
0.5

owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
rent
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent

given
given
not_given
not_given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
not_given
given
given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
not_given

labourer
productio
sales
creative_
creative_
productio
creative_
guard_etc
creative_
manager
manager
labourer
creative_
creative_
creative_
creative_
creative_
office_st
productio
unemploye
guard_etc
unemploye
driver
sales
guard_etc
executive
executive
executive
guard_etc
guard_etc
manager
guard_etc
productio
guard_etc
creative_
labourer
sales
creative_
manager
unemploye
productio
guard_etc
guard_etc
office_st
sales
unemploye
semi-pro
driver
office_st
sales
office_st
manager

private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
self_empl
private_s
private_s
governmen
private_s
unemploye
self_empl
unemploye
private_s
governmen
private_s
self_empl
student
retired
misc
private_s
private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
private_s
unemploye
private_s
self_empl
self_empl
governmen
private_s
unemploye
self_empl
private_s
private_s
private_s
private_s
private_s

317
318
320
324
326
327
328
330
331
333
335
337
338
340
341
342
344
345
346
347
351
353
354
356
363
364
368
369
370
372
373
375
377
378
379
382
383
384
390
391
392
393
394
395
396
397
401
402
403
404
406
408

M
F
F
M
M
M
M
M
F
M
M
M
M
M
M
M
F
F
F
F
F
M
F
M
M
M
M
M
M
M
M
M
M
F
M
F
M
F
M
F
F
F
M
F
M
M
F
M
M
M
M
M

32.08
18.58
52.5
26.25
18.67
31.08
23.42
21.92
16
49.58
44.25
30.33
17.58
40.92
25.58
22.08
38.92
20.42
20.83
25.25
26.17
22.58
28.5
19.42
18.17
20.75
20.67
25.67
36.17
21.17
20.42
20.67
31
26.58
30.08
24.5
21.67
24.33
34.67
24.5
29.58
25.33
29.83
18.25
25.83
25.17
53.33
31.25
36.5
22.17
52.33
25.67

4
10
7
1.54
5
3.085
0.585
0.5
0.165
19
0.5
0.5
10
0.835
0.335
11.46
1.665
10.5
0.5
13.5
2
1.5
1
7.25
2.46
5.085
1.25
0.29
0.42
0.25
1.085
0.415
2.085
2.54
1.04
1.75
1.165
2.5
1.08
2.415
1.75
2.085
2.04
10
12.835
3
0.165
1.125
4.25
0.585
1.375
3.25

rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
rent
owner
rent
owner
owner
owner
rent
rent
rent
rent
rent
owner
owner
owner
rent
rent
rent
rent
rent
owner
rent
rent
owner
rent
owner
owner
owner
owner
owner
owner
rent
rent
owner

not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
not_given
not_given
given
not_given
given
given
given
not_given
not_given
not_given
not_given
not_given
given
given
given
not_given
not_given
not_given
not_given
not_given
given
not_given
not_given
given
not_given
given
given
given
given
given
given
not_given
not_given
given

semi-pro
driver
sales
productio
office_st
creative_
creative_
creative_
sales
unemploye
manager
driver
productio
unemploye
labourer
labourer
sales
professio
executive
unemploye
labourer
sales
office_st
manager
creative_
labourer
creative_
creative_
productio
creative_
office_st
creative_
creative_
unemploye
guard_etc
creative_
labourer
guard_etc
manager
creative_
labourer
creative_
professio
productio
semi-pro
creative_
unemploye
unemploye
office_st
unemploye
creative_
creative_

private_s
private_s
governmen
private_s
private_s
private_s
governmen
private_s
private_s
unemploye
private_s
governmen
governmen
unemploye
governmen
private_s
private_s
governmen
student
unemploye
private_s
private_s
private_s
private_s
military
private_s
governmen
private_s
private_s
governmen
private_s
private_s
private_s
unemploye
self_empl
private_s
private_s
self_empl
private_s
private_s
private_s
governmen
governmen
private_s
private_s
private_s
unemploye
unemploye
private_s
unemploye
governmen
governmen

409
412
415
416
419
420
421
422
423
424
425
426
427
428
429
430
431
434
439
440
441
449
454
456
458
459
461
462
463
465
466
468
469
472
473
477
479
482
484
485
486
488
489
490
491
492
493
494
495
496
498
500

F
M
M
M
M
F
M
M
M
M
M
M
M
M
M
M
F
M
F
M
M
F
F
M
M
M
M
M
M
M
M
M
F
M
M
M
M
F
F
M
M
M
F
M
M
M
M
F
M
M
M
M

22.67
62.75
25
40.58
18.25
38.33
44.83
31.58
25.92
42.75
17.08
28.17
17.92
25.42
30.67
34.17
22.25
27.75
36.75
28.92
22.17
57.08
21.92
26.92
31.83
16.25
15.17
21.08
51.83
37.5
16.5
34
41.58
22.5
19.42
18.83
20.67
37.33
35.17
35.58
39
33.58
50.08
22.25
22.67
23.5
23.58
16.92
40
36.42
31.25
20.67

0.75
7
12
3.29
0.165
4.415
7
0.75
0.875
3
0.085
0.125
0.205
0.54
2.5
2.75
1.25
1.29
4.71
0.375
12.125
0.335
11.665
2.25
0.04
0.835
7
4.125
2.04
0.835
0.125
5.085
1.04
11.5
1.5
0
0.835
2.5
3.75
0.75
5
2.75
12.54
9
0.75
3.165
1.79
0.5
6.5
0.75
2.835
5.29

owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
rent
rent
owner
owner
owner
owner
rent
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
rent
rent
owner
owner
rent
owner
rent
rent
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
owner
owner
owner
rent
owner
owner

given
given
given
given
given
given
not_given
not_given
given
given
not_given
not_given
given
given
given
given
not_given
given
given
given
given
given
given
given
not_given
given
given
not_given
not_given
given
given
not_given
given
not_given
not_given
given
not_given
given
given
given
given
given
given
given
given
not_given
given
given
given
not_given
given
given

creative_
executive
labourer
manager
driver
creative_
creative_
sales
labourer
guard_etc
creative_
labourer
sales
productio
semi-pro
guard_etc
unemploye
labourer
unemploye
creative_
creative_
guard_etc
labourer
guard_etc
manager
manager
executive
guard_etc
unemploye
executive
creative_
guard_etc
sales
manager
semi-pro
office_st
creative_
guard_etc
unemploye
labourer
semi-pro
manager
sales
sales
guard_etc
labourer
creative_
guard_etc
sales
driver
unemploye
office_st

private_s
retired
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
governmen
self_empl
unemploye
governmen
unemploye
private_s
private_s
self_empl
governmen
self_empl
private_s
private_s
private_s
governmen
unemploye
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
private_s
governmen
unemploye
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
unemploye
private_s

501
503
504
505
506
512
513
515
516
517
518
519
522
525
526
527
529
531
533
534
535
536
541
546
548
549
553
554
557
558
559
560
561
563
564
565
567
569
570
571
573
575
577
579
586
588
590
591
592
596
597
598

M
F
M
M
F
M
M
F
F
M
F
M
M
F
M
F
F
F
F
M
M
M
F
M
F
M
M
F
M
M
M
F
M
F
F
F
M
M
F
M
M
M
M
M
M
M
M
M
M
M
M
M

43.25
23.58
34.08
34.08
22.67
22
29.83
23.58
33.75
39.42
30.25
40.92
28.25
33.08
22.08
22.92
18.42
21.75
24.83
41.17
56
18.33
20.75
28
23.5
29.5
40.58
38.75
19.5
27.25
20
29.5
23.75
50.25
23
19.58
25.67
37.5
15.75
24.58
21.5
36.67
29.83
42.83
39.83
32.33
26.75
30.17
19.33
47.33
35.25
37.75

25.21
0.83
2.5
6.5
0.79
0.79
1.25
11.5
0.75
1.71
5.5
2.25
5.125
1.625
2.335
1.25
9.25
1.75
4.5
1.25
12.5
1.21
9.54
3
1.5
0.58
1.5
1.5
9.585
0.625
11.045
1.085
0.415
0.835
1.835
0.665
2.21
1.75
0.375
12.5
9.75
2
3.5
1.25
0.5
3.5
4.5
1.085
10.915
6.5
16.5
7

owner
owner
owner
owner
owner
owner
rent
rent
owner
rent
owner
rent
owner
owner
owner
owner
owner
rent
owner
rent
owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
rent
owner

given
given
given
given
given
given
not_given
not_given
given
not_given
given
not_given
given
given
given
given
given
not_given
given
not_given
given
not_given
given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
not_given
given

office_st
office_st
creative_
sales
guard_etc
productio
labourer
labourer
labourer
manager
labourer
professio
professio
driver
labourer
office_st
office_st
labourer
productio
productio
labourer
executive
guard_etc
productio
productio
productio
guard_etc
unemploye
sales
sales
creative_
professio
creative_
sales
labourer
productio
sales
creative_
creative_
productio
creative_
guard_etc
creative_
manager
manager
labourer
creative_
creative_
creative_
creative_
creative_
office_st

governmen
private_s
private_s
private_s
private_s
private_s
private_s
governmen
self_empl
private_s
private_s
governmen
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
governmen
student
private_s
private_s
private_s
private_s
self_empl
unemploye
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
self_empl
private_s
private_s
governmen

606
607
609
610
611
612
614
615
618
619
620
621
623
625
627
629
632
633
634
637
642
643
644
647
648
649
650
651
652
653
656
657
658
660
662
663
665
669
671
672
673
675
676
678
680
682
683
685
686
687
689
690

M
F
M
M
M
F
M
M
M
M
F
M
M
M
M
M
M
M
M
M
M
M
F
M
M
F
F
F
M
M
F
M
F
M
M
F
F
M
M
M
M
M
F
M
M
M
M
M
M
M
F
F

29.17
52.17
26.67
36.08
28.67
24.58
22.17
32.33
26.33
54.83
48.17
21.5
23
17.42
33.67
33.75
63.33
17.25
42.75
21.17
18.08
74.83
23.75
43.17
43.17
30.58
16.33
31.92
34.75
30.75
15.92
16.33
19.5
40.92
32.08
18.58
52.5
26.25
18.67
31.08
23.42
21.92
16
49.58
44.25
30.33
17.58
40.92
25.58
22.08
38.92
20.42

3.5
0
14.585
2.54
14.5
0.67
2.25
7.5
13
15.5
1.335
11.5
0.75
6.5
1.25
2.75
0.54
3
4.085
0
6.75
19
0.71
5
2.25
10.665
0.21
3.125
2.5
1.585
2.875
2.75
0.165
0.5
4
10
7
1.54
5
3.085
0.585
0.5
0.165
19
0.5
0.5
10
0.835
0.335
11.46
1.665
10.5

owner
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
owner
rent

given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
not_given

productio
unemploye
guard_etc
unemploye
driver
sales
guard_etc
executive
executive
executive
guard_etc
guard_etc
manager
guard_etc
productio
guard_etc
creative_
labourer
sales
creative_
manager
unemploye
productio
guard_etc
guard_etc
office_st
sales
unemploye
semi-pro
driver
office_st
sales
office_st
manager
semi-pro
driver
sales
productio
office_st
creative_
creative_
creative_
sales
unemploye
manager
driver
productio
unemploye
labourer
labourer
sales
professio

private_s
unemploye
self_empl
unemploye
private_s
governmen
private_s
self_empl
student
retired
misc
private_s
private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
private_s
unemploye
private_s
self_empl
self_empl
governmen
private_s
unemploye
self_empl
private_s
private_s
private_s
private_s
private_s
private_s
private_s
governmen
private_s
private_s
private_s
governmen
private_s
private_s
unemploye
private_s
governmen
governmen
unemploye
governmen
private_s
private_s
governmen

691
692
696
698
699
701
708
709
713
714
715
717
718
720
722
723
724
727
728
729
735
736
737
738
739
740
741
742
746
747
748
749
751
753
754
757
760
761
764
765
766
767
768
769
770
771
772
773
774
775
776
779

F
F
F
M
F
M
M
M
M
M
M
M
M
M
M
F
M
F
M
F
M
F
F
F
M
F
M
M
F
M
M
M
M
M
F
M
M
M
M
F
M
M
M
M
M
M
M
M
M
M
F
M

20.83
25.25
26.17
22.58
28.5
19.42
18.17
20.75
20.67
25.67
36.17
21.17
20.42
20.67
31
26.58
30.08
24.5
21.67
24.33
34.67
24.5
29.58
25.33
29.83
18.25
25.83
25.17
53.33
31.25
36.5
22.17
52.33
25.67
22.67
62.75
25
40.58
18.25
38.33
44.83
31.58
25.92
42.75
17.08
28.17
17.92
25.42
30.67
34.17
22.25
27.75

0.5
13.5
2
1.5
1
7.25
2.46
5.085
1.25
0.29
0.42
0.25
1.085
0.415
2.085
2.54
1.04
1.75
1.165
2.5
1.08
2.415
1.75
2.085
2.04
10
12.835
3
0.165
1.125
4.25
0.585
1.375
3.25
0.75
7
12
3.29
0.165
4.415
7
0.75
0.875
3
0.085
0.125
0.205
0.54
2.5
2.75
1.25
1.29

rent
rent
owner
rent
owner
owner
owner
rent
rent
rent
rent
rent
owner
owner
owner
rent
rent
rent
rent
rent
owner
rent
rent
owner
rent
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
owner
owner
owner
owner
owner
rent
rent
owner
owner
rent
rent
owner
owner
owner
owner
rent
owner

not_given
not_given
given
not_given
given
given
given
not_given
not_given
not_given
not_given
not_given
given
given
given
not_given
not_given
not_given
not_given
not_given
given
not_given
not_given
given
not_given
given
given
given
given
given
given
not_given
not_given
given
given
given
given
given
given
given
not_given
not_given
given
given
not_given
not_given
given
given
given
given
not_given
given

executive
unemploye
labourer
sales
office_st
manager
creative_
labourer
creative_
creative_
productio
creative_
office_st
creative_
creative_
unemploye
guard_etc
creative_
labourer
guard_etc
manager
creative_
labourer
creative_
professio
productio
semi-pro
creative_
unemploye
unemploye
office_st
unemploye
creative_
creative_
creative_
executive
labourer
manager
driver
creative_
creative_
sales
labourer
guard_etc
creative_
labourer
sales
productio
semi-pro
guard_etc
unemploye
labourer

student
unemploye
private_s
private_s
private_s
private_s
military
private_s
governmen
private_s
private_s
governmen
private_s
private_s
private_s
unemploye
self_empl
private_s
private_s
self_empl
private_s
private_s
private_s
governmen
governmen
private_s
private_s
private_s
unemploye
unemploye
private_s
unemploye
governmen
governmen
private_s
retired
private_s
private_s
private_s
private_s
private_s
private_s
private_s
self_empl
private_s
private_s
private_s
private_s
governmen
self_empl
unemploye
governmen

Time_employed Time_bank Liab_ref


5
14 f
2
0f
0
1f
8
7t
0
1f
1
19 f
1
0t
4
2t
28
40 f
2
7f
2
3t
4
0f
7
0t
5
5f
3
2f
0
5t
0
0f
0
0t
2
6f
8
6t
0
2f
2
5t
3
6f
0
0f
1
0t
0
1f
6
0t
4
4f
0
7t
7
6t
1
5t
1
0t
0
10 t
0
14 f
1
5t
2
11 t
5
7f
0
0f
0
11 t
0
0t
2
1f
1
7f
4
3t
0
0t
0
0f
1
2t
4
4t
6
14 f
4
7t
2
0t
3
0t

Acc_ref Home_Expn Balance Decision


given
0
2200 accept
given
0
0 accept
given
100
0 accept
given
195
0 accept
oth_inst_
560
0 accept
given
0
500 accept
given
0
0 accept
given
181
0 accept
given
0
15 accept
given
129
3257 accept
given
0
582 accept
given
260
200 accept
given
0
0 accept
given
0
8851 accept
given
274
610 accept
given
480
0 accept
given
0
2690 accept
oth_inst_
500
1 accept
given
0
367 accept
given
70
0 accept
given
88
591 accept
given
300
1430 accept
given
400
458 accept
given
100
0 accept
given
431
0 accept
given
50
1187 accept
given
350
0 accept
given
0
99 accept
given
340
4071 accept
given
0
1260 accept
given
160
5777 accept
given
0
0 accept
given
320
0 accept
given
0
3376 accept
given
312
0 accept
given
434
35 accept
given
0
3065 accept
oth_inst_
280
0 accept
given
0
1400 accept
given
0
0 accept
given
220
19 accept
given
80
2954 accept
given
312
150 accept
given
393
0 accept
given
0
0 accept
given
0
15 accept
given
253
857 accept
given
240
4607 accept
given
0
3065 accept
given
0
300 accept
given
0
0 accept

1
4
1
5
2
1
0
1
0
0
2
1
2
1
4
3
0
4
2
3
7
7
2
3
2
0
10
1
0
0
1
4
1
8
0
1
6
14
8
1
6
0
1
4
1
2
1
13
1
4
3
0

1
1
5
0
11
11
11
0
0
0
0
1
1
11
2
10
11
6
3
1
2
8
3
0
11
3
0
1
0
0
1
2
8
5
3
4
6
8
0
12
3
0
0
7
2
8
2
2
1
12
10
0

f
t
t
t
t
f
t
f
f
t
t
t
f
f
t
t
f
f
t
f
t
f
t
t
f
f
t
f
t
f
t
f
t
f
t
f
f
f
t
t
f
f
f
f
f
t
f
t
f
t
f
f

given
given
given
oth_inst_
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given

0
120
352
100
200
32
440
160
360
260
0
520
70
0
520
0
80
204
156
0
330
0
370
52
0
100
300
80
290
0
395
420
144
0
145
60
375
0
24
120
311
440
120
150
100
396
0
519
260
0
120
0

678
0
690
0
3000
540
6
150
0
1065
0
50000
0
3000
2000
0
99
0
0
500
0
0
560
1442
456
6
0
9800
6
0
20
7
7
0
0
540
51100
6590
2028
567
300
11177
2206
1270
0
4159
0
1704
800
221
245
13212

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept

14
0
1
1
5
2
1
3
2
2
12
15
0
0
2
2
2
2
1
1
16
5
0
1
2
0
15
1
0
0
1
0
0
5
1
1
20
0
1
1
18
0
3
11
7
0
0
1
1
3
5
1

6
8
4
0
0
17
0
6
0
3
1
0
7
4
6
7
0
7
0
10
0
1
0
3
0
0
20
0
23
0
3
0
1
7
2
2
7
1
1
11
15
0
9
0
3
1
2
67
8
3
7
3

t
t
t
t
f
f
t
f
t
f
t
f
t
f
f
t
f
t
f
f
f
f
t
t
f
t
f
t
t
t
f
t
f
t
f
t
t
f
t
t
t
f
f
t
t
f
f
t
t
t
f
f

given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given

360
300
80
280
400
200
160
80
360
80
0
0
96
380
160
100
164
140
100
186
110
211
400
40
510
225
0
60
455
160
120
239
200
0
120
80
22
240
371
60
0
300
250
21
0
232
260
140
303
380
0
0

1332
162
500
0
0
1208
5860
0
0
918
109
0
5124
500
2072
809
0
2384
0
4700
0
0
5800
28
600
0
15000
400
1236
0
14
200
300
0
300
400
0
100
0
2184
1000
0
730
10561
0
100
500
258
3290
0
3000
0

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept

5
15
2
8
0
0
11
2
3
5
0
1
1
5
2
1
7
3
1
20
13
5
12
5
8
2
1
0
0
0
4
1
0
0
0
0
7
0
7
1
2
0
0
0
0
1
3
0
4
6
4
2

0
12
1
0
0
6
0
0
0
6
0
5
0
0
12
12
6
6
16
11
1
2
9
9
5
5
4
0
2
0
12
8
0
0
11
0
16
0
15
0
1
0
0
0
0
2
0
3
4
14
7
0

t
f
f
t
f
f
t
f
f
f
f
t
f
t
t
t
t
f
f
f
t
f
f
t
t
t
f
f
t
f
t
f
t
f
t
t
f
f
t
f
t
f
f
t
f
t
f
f
t
f
t
t

given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given

154
0
333
0
100
220
70
40
180
381
100
60
280
320
410
583
0
43
120
0
0
0
181
0
120
99
50
100
49
80
93
100
0
300
0
160
0
349
0
422
80
160
0
393
0
0
480
0
253
240
0
0

0
790
892
0
0
948
0
0
314
168
0
58
824
0
2510
713
1000
560
2079
1200
0
5000
1655
134
0
500
1465
960
0
0
0
375
0
44
0
300
5000
23
5000
200
300
0
0
0
0
15
0
33
857
4607
3065
300

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept

3
1
4
4
2
1
5
2
1
0
1
0
0
2
1
2
1
4
0
7
7
2
3
2
0
10
1
0
0
1
1
8
0
6
14
1
0
1
0
6
0
1
4
1
2
1
13
1
4
3
0
14

0
1
1
1
1
5
0
11
11
11
0
0
0
0
1
1
11
2
11
2
8
3
0
11
3
0
1
0
0
1
8
5
3
6
8
12
3
0
5
3
0
0
7
2
8
2
2
1
12
10
0
6

t
f
t
f
t
t
t
t
f
t
f
f
t
t
t
f
f
t
f
t
f
t
t
f
f
t
f
t
f
t
t
f
t
f
f
t
f
f
t
f
f
f
f
f
t
f
t
f
t
f
f
t

given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given

0
0
120
70
460
352
100
200
32
440
160
360
260
0
520
70
0
520
80
330
0
370
52
0
100
300
80
290
0
395
144
0
145
375
0
120
350
100
140
311
440
120
150
100
396
0
519
260
0
120
0
360

0
678
0
6
68
690
0
3000
540
6
150
0
1065
0
50000
0
3000
2000
99
0
0
560
1442
456
6
0
9800
6
0
20
7
0
0
51100
6590
567
769
2
5
300
11177
2206
1270
0
4159
0
1704
800
221
245
13212
1332

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept

0
1
1
5
2
1
3
2
2
12
15
0
0
2
2
2
2
1
1
16
5
0
1
2
0
15
1
0
0
1
0
0
5
1
1
20
0
1
1
18
0
3
11
7
0
0
1
1
3
5
1
5

8
4
0
0
17
0
6
0
3
1
0
7
4
6
7
0
7
0
10
0
1
0
3
0
0
20
0
23
0
3
0
1
7
2
2
7
1
1
11
15
0
9
0
3
1
2
67
8
3
7
3
0

t
t
t
f
f
t
f
t
f
t
f
t
f
f
t
f
t
f
f
f
f
t
t
f
t
f
t
t
t
f
t
f
t
f
t
t
f
t
t
t
f
f
t
t
f
f
t
t
t
f
f
t

given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given

300
80
280
400
200
160
80
360
80
0
0
96
380
160
100
164
140
100
186
110
211
400
40
510
225
0
60
455
160
120
239
200
0
120
80
22
240
371
60
0
300
250
21
0
232
260
140
303
380
0
0
154

162
500
0
0
1208
5860
0
0
918
109
0
5124
500
2072
809
0
2384
0
4700
0
0
5800
28
600
0
15000
400
1236
0
14
200
300
0
300
400
0
100
0
2184
1000
0
730
10561
0
100
500
258
3290
0
3000
0
0

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept

15
2
8
0
0
11
2
3
5
0
1
1
5
2
1
7
3
1
20
13
5
12
5
8
2
1
0
0
0
4
1
0
0
0
0
7
0
7
1
2
0
0
0
0
2
0
0
0
0
0
0
0

12
1
0
0
6
0
0
0
6
0
5
0
0
12
12
6
6
16
11
1
2
9
9
5
5
4
0
2
0
12
8
0
0
11
0
16
0
15
0
1
0
0
0
1
1
0
1
0
0
0
0
0

f
f
t
f
f
t
f
f
f
f
t
f
t
t
t
t
f
f
f
t
f
f
t
t
t
f
f
t
f
t
f
t
f
t
t
f
f
t
f
t
f
t
f
f
t
f
t
f
t
t
t
f

given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_

0
333
0
100
220
70
40
180
381
100
60
280
320
410
583
0
43
120
0
0
0
181
0
120
99
50
100
49
80
93
100
0
300
0
160
0
349
0
422
80
145
140
228
160
280
80
272
140
440
180
144
200

790
892
0
0
948
0
0
314
168
0
58
824
0
2510
713
1000
560
2079
1200
0
5000
1655
134
0
500
1465
960
0
0
0
375
0
44
0
300
5000
23
5000
200
300
0
0
0
126
10
484
108
4
4500
50
0
0

accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
accept
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

3
7
0
3
0
5
1
2
0
0
0
0
0
0
0
0
1
0
0
5
0
5
0
0
0
0
0
0
0
0
0
5
0
0
0
0
0
0
3
3
0
1
4
0
2
0
0
0
1
0
1
0

0
0
0
0
0
0
0
1
0
1
0
0
2
0
0
0
0
0
0
0
0
0
0
2
0
1
0
0
4
0
1
2
0
0
0
0
0
0
2
0
3
0
1
0
1
0
0
0
0
0
0
0

f
t
f
t
f
f
f
t
f
f
f
t
f
f
t
f
t
t
f
f
f
t
f
f
t
t
f
f
f
f
f
t
t
f
f
f
f
f
t
f
f
t
f
f
t
t
f
f
f
f
f
f

given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given

176
280
280
73
160
465
280
100
320
108
120
100
0
100
180
110
180
100
200
112
160
0
160
17
100
40
160
120
254
0
200
369
120
120
160
0
160
220
180
480
0
252
70
320
460
640
0
200
600
140
120
120

537
0
0
0
0
150
1
3
3552
98
0
27
5552
0
1
0
1062
0
0
0
0
4
0
1
4208
154
1058
375
1950
50
1
1
0
0
0
0
0
140
173
0
33
2197
6
5
68
4000
0
0
0
100
1
5

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

0
1
0
1
2
0
2
0
0
1
0
1
0
0
0
0
0
0
0
0
1
0
0
0
0
3
1
0
5
10
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
0
0
0
2
1
0
0

0
0
0
0
0
0
0
0
6
0
0
1
1
0
6
0
5
1
1
1
0
0
0
1
0
0
3
0
0
0
0
0
0
0
0
0
0
3
0
5
0
0
0
1
0
0
0
0
0
0
2
0

f
t
f
t
t
f
t
f
f
t
f
t
t
t
t
f
f
f
f
t
f
t
f
f
f
t
t
f
t
t
t
f
t
f
t
f
f
f
f
t
f
t
t
f
f
f
f
t
t
f
f
t

given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given

132
480
240
0
100
160
240
260
0
231
0
400
280
136
240
240
176
160
760
200
460
443
144
420
224
20
212
400
100
176
0
180
120
160
360
0
100
350
100
140
200
300
160
340
300
76
80
200
136
280
128
240

0
0
237
4000
20
1
0
246
200
0
0
9
80
1
35
3
146
0
90
11
16
0
0
283
0
16
0
0
0
0
0
0
809
0
6
195
0
769
2
5
1000
67
0
2803
0
0
350
0
0
13
6
117

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

0
1
4
0
1
0
0
0
0
13
0
0
2
0
0
1
4
11
3
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
2
0
0
0
3
0
0
0
0
0
0

1
0
0
0
0
0
0
0
0
1
0
0
0
0
2
0
0
7
3
0
0
0
0
0
0
0
0
20
0
0
0
0
0
0
3
0
0
0
0
2
1
0
0
12
0
2
0
0
0
1
0
0

f
f
f
t
f
t
f
t
f
t
f
t
f
f
t
t
f
t
t
f
t
f
f
f
f
t
t
f
f
t
t
f
f
f
t
t
f
t
f
f
t
t
f
t
f
t
f
t
f
f
t
t

given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
oth_inst_
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given

200
220
188
164
120
260
140
221
216
352
288
232
200
170
200
0
80
300
329
0
178
0
0
400
160
420
140
152
0
100
320
60
120
180
180
160
108
0
140
0
240
141
560
129
200
200
348
0
120
80
380
130

53
5
0
400
18
0
0
0
0
112
0
0
1210
179
7
228
0
5
0
0
0
1000
286
0
10
0
1110
130
120
68
0
100
0
0
0
40
100
0
0
351
4
0
0
3
1
4
0
0
0
21
0
0

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

1
0
3
0
0
2
0
0
1
0
10
0
0
0
3
1
0
0
1
2
0
0
1
0
0
0
1
1
0
0
1
0
0
0
0
0
2
4
1
0
1
2
0
1
0
1
0
0
3
0
9
2

0
0
0
0
2
2
0
0
2
1
0
0
1
0
0
0
0
0
0
1
0
0
2
1
2
0
3
0
0
0
0
0
0
0
10
0
1
0
0
0
0
0
0
1
0
1
0
1
0
0
0
1

t
f
f
f
f
t
f
f
t
f
f
t
f
f
t
t
f
t
f
t
t
t
t
f
t
f
t
t
t
f
f
f
f
t
t
f
f
f
f
f
t
t
f
f
f
f
t
f
f
f
t
t

given
given
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given

120
80
0
100
0
160
180
360
320
94
400
252
120
130
340
100
0
154
260
200
276
120
167
100
160
140
140
160
309
280
108
0
300
180
132
132
180
200
28
120
280
360
128
120
0
0
62
96
454
100
200
416

0
42
0
0
38
41
0
0
1
0
0
0
1
1
0
1212
390
32
0
1
1
67
500
1
587
184
210
0
2
204
7
44
0
60
28
0
20
456
0
0
0
1
1
1
2
22
27
19
50
0
100
21

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

2
0
2
3
0
0
1
3
0
1
0
0
0
0
2
2
3
0
0
0
3
1
0
0
0
0
1
0
1
0
0
1
0
1
2
0
2
0
0
1
3
4
2
0
1
0
0
0
3
0
0
0

2
0
2
0
0
0
0
0
2
0
0
0
0
1
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6
0
10
6
3
0
1
1
0
6
1
0
5
1

t
f
t
t
t
f
f
t
t
f
f
f
f
f
t
t
f
t
f
f
t
t
f
t
f
f
f
f
f
f
f
t
f
t
t
f
t
f
f
t
t
f
t
f
t
t
t
t
f
f
f
f

given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
oth_inst_
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given

200
0
120
400
280
160
160
320
174
0
140
216
280
272
340
232
280
140
160
220
180
252
320
640
0
200
600
140
120
120
132
480
240
0
100
160
240
260
0
231
0
204
156
0
400
280
136
240
0
240
176
160

394
12
5
0
0
0
2
0
3
200
722
2100
750
444
0
200
0
0
0
140
173
2197
5
4000
0
0
0
100
1
5
0
0
237
4000
20
1
0
246
200
0
0
0
0
0
9
80
1
35
500
3
146
0

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

0
0
1
0
0
0
0
3
1
0
5
10
4
0
0
0
1
0
1
0
8
0
0
0
0
0
0
0
0
0
2
1
0
0
0
1
4
0
1
0
0
0
0
13
0
0
2
0
0
1
4
11

1
1
0
0
0
1
0
0
3
0
0
0
2
0
0
0
4
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
2
0
1
0
0
0
0
0
0
0
0
1
0
0
0
0
2
0
0
7

f
t
f
t
f
f
f
t
t
f
t
t
f
t
f
t
f
f
t
f
t
f
f
t
t
f
f
f
f
t
t
f
f
t
f
f
f
t
f
t
f
t
f
t
f
t
f
f
t
t
f
t

given
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given

760
200
460
443
144
420
224
20
212
400
100
176
420
0
180
120
60
160
360
0
24
100
200
300
160
340
300
76
80
200
136
280
128
240
200
220
188
164
120
260
140
221
216
352
288
232
200
170
200
0
80
300

90
11
16
0
0
283
0
16
0
0
0
0
7
0
0
809
540
0
6
195
2028
0
1000
67
0
2803
0
0
350
0
0
13
6
117
53
5
0
400
18
0
0
0
0
112
0
0
1210
179
7
228
0
5

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

3
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
2
0
0
0
3
0
0
0
0
0
0
1
0
3
0
0
2
0
0
1
0
10
0
0
0
3
1
0
0

3
0
0
0
0
0
0
0
0
20
0
0
0
0
0
0
3
0
0
0
0
2
1
0
0
12
0
2
0
0
0
1
0
0
0
0
0
0
2
2
0
0
2
1
0
0
1
0
0
0
0
0

t
f
t
f
f
f
f
t
t
f
f
t
t
f
f
f
t
t
f
t
f
f
t
t
f
t
f
t
f
t
f
f
t
t
t
f
f
f
f
t
f
f
t
f
f
t
f
f
t
t
f
t

given
given
given
given
given
given
given
oth_inst_
given
given
given
given
oth_inst_
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given

329
0
178
0
0
400
160
420
140
152
0
100
320
60
120
180
180
160
108
0
140
0
240
141
560
129
200
200
348
0
120
80
380
130
120
80
0
100
0
160
180
360
320
94
400
252
120
130
340
100
0
154

0
0
0
1000
286
0
10
0
1110
130
120
68
0
100
0
0
0
40
100
0
0
351
4
0
0
3
1
4
0
0
0
21
0
0
0
42
0
0
38
41
0
0
1
0
0
0
1
1
0
1212
390
32

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

1
2
0
0
1
0
0
0
1
1
0
0
1
0
0
0
0
0
2
4
1
0
1
2
0
1
0
1
0
0
3
0
9
2
2
0
2
3
0
0
1
3
0
1
0
0
0
0
2
2
3
0

0
1
0
0
2
1
2
0
3
0
0
0
0
0
0
0
10
0
1
0
0
0
0
0
0
1
0
1
0
1
0
0
0
1
2
0
2
0
0
0
0
0
2
0
0
0
0
1
0
0
0
0

f
t
t
t
t
f
t
f
t
t
t
f
f
f
f
t
t
f
f
f
f
f
t
t
f
f
f
f
t
f
f
f
t
t
t
f
t
t
t
f
f
t
t
f
f
f
f
f
t
t
f
t

given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
oth_inst_
given
given
given
given
given
given
given
given
oth_inst_
oth_inst_
given
given
given
given
given
given
given
given
given
oth_inst_
given
given
oth_inst_

260
200
276
120
167
100
160
140
140
160
309
280
108
0
300
180
132
132
180
200
28
120
280
360
128
120
0
0
62
96
454
100
200
416
200
0
120
400
280
160
160
320
174
0
140
216
280
272
340
232
280
140

0
1
1
67
500
1
587
184
210
0
2
204
7
44
0
60
28
0
20
456
0
0
0
1
1
1
2
22
27
19
50
0
100
21
394
12
5
0
0
0
2
0
3
200
722
2100
750
444
0
200
0
0

reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject
reject

Index Date
Index Closing
B S E Sensex B S E Sensex Sensex Daily % Returns
Sensex Daily Log Returns
2007.06.15
14162.71
2007.06.18
14080.14
-0.58%
-0.58%
2007.06.19
14295.5
1.53%
1.52%
2007.06.20
14411.95
0.81%
0.81%
2007.06.21
14499.24
0.61%
0.60%
2007.06.22
14467.36
-0.22%
-0.22%
2007.06.25
14487.72
0.14%
0.14%
2007.06.26
14501.08
0.09%
0.09%
2007.06.27
14431.06
-0.48%
-0.48%
2007.06.28
14504.57
0.51%
0.51%
2007.06.29
14650.51
1.01%
1.00%
2007.07.02
14664.26
0.09%
0.09%
2007.07.03
14806.51
0.97%
0.97%
2007.07.04
14880.24
0.50%
0.50%
2007.07.05
14861.89
-0.12%
-0.12%
2007.07.06
14964.12
0.69%
0.69%
2007.07.09
15045.73
0.55%
0.54%
2007.07.10
15009.88
-0.24%
-0.24%
2007.07.11
14910.62
-0.66%
-0.66%
2007.07.12
15092.04
1.22%
1.21%
2007.07.13
15272.72
1.20%
1.19%
2007.07.16
15311.22
0.25%
0.25%
2007.07.17
15289.82
-0.14%
-0.14%
2007.07.18
15301.17
0.07%
0.07%
2007.07.19
15550.13
1.63%
1.61%
2007.07.20
15565.55
0.10%
0.10%
2007.07.23
15732.2
1.07%
1.06%
2007.07.24
15794.92
0.40%
0.40%
2007.07.25
15699.33
-0.61%
-0.61%
2007.07.26
15776.31
0.49%
0.49%
2007.07.27
15234.57
-3.43%
-3.49%
2007.07.30
15260.91
0.17%
0.17%
2007.07.31
15550.99
1.90%
1.88%
2007.08.01
14935.77
-3.96%
-4.04%
2007.08.02
14985.7
0.33%
0.33%
2007.08.03
15138.4
1.02%
1.01%
2007.08.06
14903.03
-1.55%
-1.57%
2007.08.07
14932.77
0.20%
0.20%
2007.08.08
15307.98
2.51%
2.48%
2007.08.09
15100.15
-1.36%
-1.37%
2007.08.10
14868.25
-1.54%
-1.55%
2007.08.13
15017.21
1.00%
1.00%
2007.08.14
15000.91
-0.11%
-0.11%
2007.08.16
14358.21
-4.28%
-4.38%
2007.08.17
14141.52
-1.51%
-1.52%
2007.08.20
14427.55
2.02%
2.00%
2007.08.21
13989.11
-3.04%
-3.09%
2007.08.22
14248.66
1.86%
1.84%
2007.08.23
14163.98
-0.59%
-0.60%
2007.08.24
14424.87
1.84%
1.83%

2007.08.27
2007.08.28
2007.08.29
2007.08.30
2007.08.31
2007.09.03
2007.09.04
2007.09.05
2007.09.06
2007.09.07
2007.09.10
2007.09.11
2007.09.12
2007.09.13
2007.09.14
2007.09.17
2007.09.18
2007.09.19
2007.09.20
2007.09.21
2007.09.24
2007.09.25
2007.09.26
2007.09.27
2007.09.28
2007.10.01
2007.10.03
2007.10.04
2007.10.05
2007.10.08
2007.10.09
2007.10.10
2007.10.11
2007.10.12
2007.10.15
2007.10.16
2007.10.17
2007.10.18
2007.10.19
2007.10.22
2007.10.23
2007.10.24
2007.10.25
2007.10.26
2007.10.29
2007.10.30
2007.10.31
2007.11.01
2007.11.02
2007.11.05
2007.11.06
2007.11.07

14842.38
14919.19
14993.04
15121.74
15318.6
15422.05
15465.4
15446.15
15616.31
15590.42
15596.83
15542.77
15505.36
15614.44
15603.8
15504.43
15669.12
16322.75
16347.95
16564.23
16845.83
16899.54
16921.39
17150.56
17291.1
17328.62
17847.04
17777.14
17773.36
17491.39
18280.24
18658.25
18814.07
18419.04
19058.67
19051.86
18715.82
17998.39
17559.98
17613.99
18492.84
18512.91
18770.89
19243.17
19977.67
19783.51
19837.99
19724.35
19976.23
19590.78
19400.67
19289.83

2.89%
0.52%
0.50%
0.86%
1.30%
0.68%
0.28%
-0.12%
1.10%
-0.17%
0.04%
-0.35%
-0.24%
0.70%
-0.07%
-0.64%
1.06%
4.17%
0.15%
1.32%
1.70%
0.32%
0.13%
1.35%
0.82%
0.22%
2.99%
-0.39%
-0.02%
-1.59%
4.51%
2.07%
0.84%
-2.10%
3.47%
-0.04%
-1.76%
-3.83%
-2.44%
0.31%
4.99%
0.11%
1.39%
2.52%
3.82%
-0.97%
0.28%
-0.57%
1.28%
-1.93%
-0.97%
-0.57%

2.85%
0.52%
0.49%
0.85%
1.29%
0.67%
0.28%
-0.12%
1.10%
-0.17%
0.04%
-0.35%
-0.24%
0.70%
-0.07%
-0.64%
1.06%
4.09%
0.15%
1.31%
1.69%
0.32%
0.13%
1.35%
0.82%
0.22%
2.95%
-0.39%
-0.02%
-1.60%
4.41%
2.05%
0.83%
-2.12%
3.41%
-0.04%
-1.78%
-3.91%
-2.47%
0.31%
4.87%
0.11%
1.38%
2.48%
3.75%
-0.98%
0.28%
-0.57%
1.27%
-1.95%
-0.98%
-0.57%

2007.11.08
2007.11.09
2007.11.12
2007.11.13
2007.11.14
2007.11.15
2007.11.16
2007.11.19
2007.11.20
2007.11.21
2007.11.22
2007.11.23
2007.11.26
2007.11.27
2007.11.28
2007.11.29
2007.11.30
2007.12.03
2007.12.04
2007.12.05
2007.12.06
2007.12.07
2007.12.10
2007.12.11
2007.12.12
2007.12.13
2007.12.14
2007.12.17
2007.12.18
2007.12.19
2007.12.20
2007.12.24
2007.12.26
2007.12.27
2007.12.28
2007.12.31
2008.01.01
2008.01.02
2008.01.03
2008.01.04
2008.01.07
2008.01.08
2008.01.09
2008.01.10
2008.01.11
2008.01.14
2008.01.15
2008.01.16
2008.01.17
2008.01.18
2008.01.21
2008.01.22

19058.93
18907.6
18737.27
19035.48
19929.06
19784.89
19698.36
19633.36
19280.8
18602.62
18526.32
18852.87
19247.54
19127.73
18938.87
19003.26
19363.19
19603.41
19529.5
19738.07
19795.87
19966
19930.68
20290.89
20375.87
20104.39
20030.83
19261.35
19079.64
19091.96
19162.57
19854.12
20192.52
20216.72
20206.95
20286.99
20300.71
20465.3
20345.2
20686.89
20812.65
20873.33
20869.78
20582.08
20827.45
20728.05
20251.09
19868.11
19700.82
19013.7
17605.35
16729.94

-1.20%
-0.79%
-0.90%
1.59%
4.69%
-0.72%
-0.44%
-0.33%
-1.80%
-3.52%
-0.41%
1.76%
2.09%
-0.62%
-0.99%
0.34%
1.89%
1.24%
-0.38%
1.07%
0.29%
0.86%
-0.18%
1.81%
0.42%
-1.33%
-0.37%
-3.84%
-0.94%
0.06%
0.37%
3.61%
1.70%
0.12%
-0.05%
0.40%
0.07%
0.81%
-0.59%
1.68%
0.61%
0.29%
-0.02%
-1.38%
1.19%
-0.48%
-2.30%
-1.89%
-0.84%
-3.49%
-7.41%
-4.97%

-1.20%
-0.80%
-0.90%
1.58%
4.59%
-0.73%
-0.44%
-0.33%
-1.81%
-3.58%
-0.41%
1.75%
2.07%
-0.62%
-0.99%
0.34%
1.88%
1.23%
-0.38%
1.06%
0.29%
0.86%
-0.18%
1.79%
0.42%
-1.34%
-0.37%
-3.92%
-0.95%
0.06%
0.37%
3.55%
1.69%
0.12%
-0.05%
0.40%
0.07%
0.81%
-0.59%
1.67%
0.61%
0.29%
-0.02%
-1.39%
1.19%
-0.48%
-2.33%
-1.91%
-0.85%
-3.55%
-7.70%
-5.10%

2008.01.23
2008.01.24
2008.01.25
2008.01.28
2008.01.29
2008.01.30
2008.01.31
2008.02.01
2008.02.04
2008.02.05
2008.02.06
2008.02.07
2008.02.08
2008.02.11
2008.02.12
2008.02.13
2008.02.14
2008.02.15
2008.02.18
2008.02.19
2008.02.20
2008.02.21
2008.02.22
2008.02.25
2008.02.26
2008.02.27
2008.02.28
2008.02.29
2008.03.03
2008.03.04
2008.03.05
2008.03.07
2008.03.10
2008.03.11
2008.03.12
2008.03.13
2008.03.14
2008.03.17
2008.03.18
2008.03.19
2008.03.24
2008.03.25
2008.03.26
2008.03.27
2008.03.28
2008.03.31
2008.04.01
2008.04.02
2008.04.03
2008.04.04
2008.04.07
2008.04.08

17594.07
17221.74
18361.66
18152.78
18091.94
17758.64
17648.71
18242.58
18660.32
18663.16
18139.49
17526.93
17464.89
16630.91
16608.01
16949.14
17766.63
18115.25
18048.05
18075.66
17617.6
17734.68
17349.07
17650.57
17806.19
17825.99
17824.48
17578.72
16677.88
16339.89
16542.08
15975.52
15923.72
16123.15
16127.98
15357.35
15760.52
14809.49
14833.46
14994.83
15289.4
16217.49
16086.83
16015.56
16371.29
15644.44
15626.62
15750.4
15832.55
15343.12
15757.08
15587.62

5.17%
-2.12%
6.62%
-1.14%
-0.34%
-1.84%
-0.62%
3.36%
2.29%
0.02%
-2.81%
-3.38%
-0.35%
-4.78%
-0.14%
2.05%
4.82%
1.96%
-0.37%
0.15%
-2.53%
0.66%
-2.17%
1.74%
0.88%
0.11%
-0.01%
-1.38%
-5.12%
-2.03%
1.24%
-3.42%
-0.32%
1.25%
0.03%
-4.78%
2.63%
-6.03%
0.16%
1.09%
1.96%
6.07%
-0.81%
-0.44%
2.22%
-4.44%
-0.11%
0.79%
0.52%
-3.09%
2.70%
-1.08%

5.04%
-2.14%
6.41%
-1.14%
-0.34%
-1.86%
-0.62%
3.31%
2.26%
0.02%
-2.85%
-3.44%
-0.35%
-4.89%
-0.14%
2.03%
4.71%
1.94%
-0.37%
0.15%
-2.57%
0.66%
-2.20%
1.72%
0.88%
0.11%
-0.01%
-1.39%
-5.26%
-2.05%
1.23%
-3.48%
-0.32%
1.24%
0.03%
-4.90%
2.59%
-6.22%
0.16%
1.08%
1.95%
5.89%
-0.81%
-0.44%
2.20%
-4.54%
-0.11%
0.79%
0.52%
-3.14%
2.66%
-1.08%

2008.04.09
2008.04.10
2008.04.11
2008.04.15
2008.04.16
2008.04.17
2008.04.21
2008.04.22
2008.04.23
2008.04.24
2008.04.25
2008.04.28
2008.04.29
2008.04.30
2008.05.02
2008.05.05
2008.05.06
2008.05.07
2008.05.08
2008.05.09
2008.05.12
2008.05.13
2008.05.14
2008.05.15
2008.05.16
2008.05.20
2008.05.21
2008.05.22
2008.05.23
2008.05.26
2008.05.27
2008.05.28
2008.05.29
2008.05.30
2008.06.02
2008.06.03
2008.06.04
2008.06.05
2008.06.06
2008.06.09
2008.06.10
2008.06.11
2008.06.12
2008.06.13
2008.06.16
2008.06.17
2008.06.18
2008.06.19
2008.06.20
2008.06.23
2008.06.24
2008.06.25

15790.51
15695.1
15807.64
16153.66
16244.19
16481.2
16739.33
16783.87
16698.04
16721.08
17125.98
17015.96
17378.46
17287.31
17600.12
17490.9
17373.01
17339.31
17080.65
16737.07
16860.9
16752.86
16978.35
17353.54
17434.94
17230.18
17243.16
16907.11
16649.64
16348.5
16275.59
16525.37
16316.26
16415.57
16063.18
15962.56
15514.79
15769.72
15572.18
15066.1
14889.25
15185.32
15250.2
15189.62
15395.82
15696.9
15422.31
15087.99
14571.29
14293.32
14106.58
14220.07

1.30%
-0.60%
0.72%
2.19%
0.56%
1.46%
1.57%
0.27%
-0.51%
0.14%
2.42%
-0.64%
2.13%
-0.52%
1.81%
-0.62%
-0.67%
-0.19%
-1.49%
-2.01%
0.74%
-0.64%
1.35%
2.21%
0.47%
-1.17%
0.08%
-1.95%
-1.52%
-1.81%
-0.45%
1.53%
-1.27%
0.61%
-2.15%
-0.63%
-2.81%
1.64%
-1.25%
-3.25%
-1.17%
1.99%
0.43%
-0.40%
1.36%
1.96%
-1.75%
-2.17%
-3.42%
-1.91%
-1.31%
0.80%

1.29%
-0.61%
0.71%
2.17%
0.56%
1.45%
1.55%
0.27%
-0.51%
0.14%
2.39%
-0.64%
2.11%
-0.53%
1.79%
-0.62%
-0.68%
-0.19%
-1.50%
-2.03%
0.74%
-0.64%
1.34%
2.19%
0.47%
-1.18%
0.08%
-1.97%
-1.53%
-1.83%
-0.45%
1.52%
-1.27%
0.61%
-2.17%
-0.63%
-2.85%
1.63%
-1.26%
-3.30%
-1.18%
1.97%
0.43%
-0.40%
1.35%
1.94%
-1.76%
-2.19%
-3.48%
-1.93%
-1.32%
0.80%

2008.06.26
2008.06.27
2008.06.30
2008.07.01
2008.07.02
2008.07.03
2008.07.04
2008.07.07
2008.07.08
2008.07.09
2008.07.10
2008.07.11
2008.07.14
2008.07.15
2008.07.16
2008.07.17
2008.07.18
2008.07.21
2008.07.22
2008.07.23
2008.07.24
2008.07.25
2008.07.28
2008.07.29
2008.07.30
2008.07.31
2008.08.01
2008.08.04
2008.08.05
2008.08.06
2008.08.07
2008.08.08
2008.08.11
2008.08.12
2008.08.13
2008.08.14
2008.08.18
2008.08.19
2008.08.20
2008.08.21
2008.08.22
2008.08.25
2008.08.26
2008.08.27
2008.08.28
2008.08.29
2008.09.01
2008.09.02
2008.09.04
2008.09.05
2008.09.08
2008.09.09

14421.82
13802.22
13461.6
12961.68
13664.62
13094.11
13454
13525.99
13349.65
13964.26
13926.24
13469.85
13330.51
12676.19
12575.8
13111.85
13635.4
13850.04
14104.2
14942.28
14777.01
14274.94
14349.11
13791.54
14287.21
14355.75
14656.69
14577.87
14961.07
15073.54
15117.25
15167.82
15503.92
15212.13
15093.12
14724.18
14645.66
14543.73
14678.23
14243.73
14401.49
14450.35
14482.22
14296.79
14048.34
14564.53
14498.51
15049.86
14899.1
14483.83
14944.97
14900.76

1.42%
-4.30%
-2.47%
-3.71%
5.42%
-4.18%
2.75%
0.54%
-1.30%
4.60%
-0.27%
-3.28%
-1.03%
-4.91%
-0.79%
4.26%
3.99%
1.57%
1.84%
5.94%
-1.11%
-3.40%
0.52%
-3.89%
3.59%
0.48%
2.10%
-0.54%
2.63%
0.75%
0.29%
0.33%
2.22%
-1.88%
-0.78%
-2.44%
-0.53%
-0.70%
0.92%
-2.96%
1.11%
0.34%
0.22%
-1.28%
-1.74%
3.67%
-0.45%
3.80%
-1.00%
-2.79%
3.18%
-0.30%

1.41%
-4.39%
-2.50%
-3.78%
5.28%
-4.26%
2.71%
0.53%
-1.31%
4.50%
-0.27%
-3.33%
-1.04%
-5.03%
-0.80%
4.17%
3.92%
1.56%
1.82%
5.77%
-1.11%
-3.46%
0.52%
-3.96%
3.53%
0.48%
2.07%
-0.54%
2.59%
0.75%
0.29%
0.33%
2.19%
-1.90%
-0.79%
-2.47%
-0.53%
-0.70%
0.92%
-3.00%
1.10%
0.34%
0.22%
-1.29%
-1.75%
3.61%
-0.45%
3.73%
-1.01%
-2.83%
3.13%
-0.30%

2008.09.10
2008.09.11
2008.09.12
2008.09.15
2008.09.16
2008.09.17
2008.09.18
2008.09.19
2008.09.22
2008.09.23
2008.09.24
2008.09.25
2008.09.26
2008.09.29
2008.09.30
2008.10.01
2008.10.03
2008.10.06
2008.10.07
2008.10.08
2008.10.10
2008.10.13
2008.10.14
2008.10.15
2008.10.16
2008.10.17
2008.10.20
2008.10.21
2008.10.22
2008.10.23
2008.10.24
2008.10.27
2008.10.28
2008.10.29
2008.10.31
2008.11.03
2008.11.04
2008.11.05
2008.11.06
2008.11.07
2008.11.10
2008.11.11
2008.11.12
2008.11.14
2008.11.17
2008.11.18
2008.11.19
2008.11.20
2008.11.21
2008.11.24
2008.11.25
2008.11.26

14662.61
14324.29
14000.81
13531.27
13518.8
13262.9
13315.6
14042.32
13994.96
13570.31
13692.52
13547.18
13102.18
12595.75
12860.43
13055.67
12526.32
11801.7
11695.24
11328.36
10527.85
11309.09
11483.4
10809.12
10581.49
9975.35
10223.09
10683.39
10169.9
9771.7
8701.07
8509.56
9008.08
9044.51
9788.06
10337.68
10631.12
10120.01
9734.22
9964.29
10536.16
9839.69
9536.33
9385.42
9291.01
8937.2
8773.78
8451.01
8915.21
8903.12
8695.53
9026.72

-1.60%
-2.31%
-2.26%
-3.35%
-0.09%
-1.89%
0.40%
5.46%
-0.34%
-3.03%
0.90%
-1.06%
-3.28%
-3.87%
2.10%
1.52%
-4.05%
-5.78%
-0.90%
-3.14%
-7.07%
7.42%
1.54%
-5.87%
-2.11%
-5.73%
2.48%
4.50%
-4.81%
-3.92%
-10.96%
-2.20%
5.86%
0.40%
8.22%
5.62%
2.84%
-4.81%
-3.81%
2.36%
5.74%
-6.61%
-3.08%
-1.58%
-1.01%
-3.81%
-1.83%
-3.68%
5.49%
-0.14%
-2.33%
3.81%

-1.61%
-2.33%
-2.28%
-3.41%
-0.09%
-1.91%
0.40%
5.31%
-0.34%
-3.08%
0.90%
-1.07%
-3.34%
-3.94%
2.08%
1.51%
-4.14%
-5.96%
-0.91%
-3.19%
-7.33%
7.16%
1.53%
-6.05%
-2.13%
-5.90%
2.45%
4.40%
-4.93%
-3.99%
-11.60%
-2.23%
5.69%
0.40%
7.90%
5.46%
2.80%
-4.93%
-3.89%
2.34%
5.58%
-6.84%
-3.13%
-1.60%
-1.01%
-3.88%
-1.85%
-3.75%
5.35%
-0.14%
-2.36%
3.74%

2008.11.28
2008.12.01
2008.12.02
2008.12.03
2008.12.04
2008.12.05
2008.12.08
2008.12.10
2008.12.11
2008.12.12
2008.12.15
2008.12.16
2008.12.17
2008.12.18
2008.12.19
2008.12.22
2008.12.23
2008.12.24
2008.12.26
2008.12.29
2008.12.30
2008.12.31
2009.01.01
2009.01.02
2009.01.05
2009.01.06
2009.01.07
2009.01.09
2009.01.12
2009.01.13
2009.01.14
2009.01.15
2009.01.16
2009.01.19
2009.01.20
2009.01.21
2009.01.22
2009.01.23
2009.01.27
2009.01.28
2009.01.29
2009.01.30
2009.02.02
2009.02.03
2009.02.04
2009.02.05
2009.02.06
2009.02.09
2009.02.10
2009.02.11
2009.02.12
2009.02.13

9092.72
8839.87
8739.24
8747.43
9229.75
8965.2
9162.62
9654.9
9645.46
9690.07
9832.39
9976.98
9715.29
10076.43
10099.91
9928.35
9686.75
9568.72
9328.92
9533.52
9716.16
9647.31
9903.46
9958.22
10275.6
10335.93
9586.88
9406.47
9110.05
9071.36
9370.49
9046.74
9323.59
9329.57
9100.55
8779.17
8813.84
8674.35
9004.08
9257.47
9236.28
9424.24
9066.7
9149.3
9201.85
9090.88
9300.86
9583.89
9647.47
9618.54
9465.83
9634.74

0.73%
-2.78%
-1.14%
0.09%
5.51%
-2.87%
2.20%
5.37%
-0.10%
0.46%
1.47%
1.47%
-2.62%
3.72%
0.23%
-1.70%
-2.43%
-1.22%
-2.51%
2.19%
1.92%
-0.71%
2.66%
0.55%
3.19%
0.59%
-7.25%
-1.88%
-3.15%
-0.42%
3.30%
-3.45%
3.06%
0.06%
-2.45%
-3.53%
0.39%
-1.58%
3.80%
2.81%
-0.23%
2.04%
-3.79%
0.91%
0.57%
-1.21%
2.31%
3.04%
0.66%
-0.30%
-1.59%
1.78%

0.73%
-2.82%
-1.14%
0.09%
5.37%
-2.91%
2.18%
5.23%
-0.10%
0.46%
1.46%
1.46%
-2.66%
3.65%
0.23%
-1.71%
-2.46%
-1.23%
-2.54%
2.17%
1.90%
-0.71%
2.62%
0.55%
3.14%
0.59%
-7.52%
-1.90%
-3.20%
-0.43%
3.24%
-3.52%
3.01%
0.06%
-2.49%
-3.60%
0.39%
-1.60%
3.73%
2.78%
-0.23%
2.01%
-3.87%
0.91%
0.57%
-1.21%
2.28%
3.00%
0.66%
-0.30%
-1.60%
1.77%

2009.02.16
2009.02.17
2009.02.18
2009.02.19
2009.02.20
2009.02.24
2009.02.25
2009.02.26
2009.02.27
2009.03.02
2009.03.03
2009.03.04
2009.03.05
2009.03.06
2009.03.09
2009.03.12
2009.03.13
2009.03.16
2009.03.17
2009.03.18
2009.03.19
2009.03.20
2009.03.23
2009.03.24
2009.03.25
2009.03.26
2009.03.27
2009.03.30
2009.03.31
2009.04.01
2009.04.02
2009.04.06
2009.04.08
2009.04.09
2009.04.13
2009.04.15
2009.04.16
2009.04.17
2009.04.20
2009.04.21
2009.04.22
2009.04.23
2009.04.24
2009.04.27
2009.04.28
2009.04.29
2009.05.04
2009.05.05
2009.05.06
2009.05.07
2009.05.08
2009.05.11

9305.45
9035
9015.18
9042.63
8843.21
8822.06
8902.56
8954.86
8891.61
8607.08
8427.29
8446.49
8197.92
8325.82
8160.4
8343.75
8756.61
8943.54
8863.82
8976.68
9001.75
8966.68
9424.02
9471.04
9667.9
10003.1
10048.49
9568.14
9708.5
9901.99
10348.83
10534.87
10742.34
10803.86
10967.22
11284.73
10947.4
11023.09
10979.5
10898.11
10817.54
11134.99
11329.05
11371.85
11001.75
11403.25
12134.75
12131.08
11952.75
12116.94
11876.43
11682.99

-3.42%
-2.91%
-0.22%
0.30%
-2.21%
-0.24%
0.91%
0.59%
-0.71%
-3.20%
-2.09%
0.23%
-2.94%
1.56%
-1.99%
2.25%
4.95%
2.13%
-0.89%
1.27%
0.28%
-0.39%
5.10%
0.50%
2.08%
3.47%
0.45%
-4.78%
1.47%
1.99%
4.51%
1.80%
1.97%
0.57%
1.51%
2.90%
-2.99%
0.69%
-0.40%
-0.74%
-0.74%
2.93%
1.74%
0.38%
-3.25%
3.65%
6.41%
-0.03%
-1.47%
1.37%
-1.98%
-1.63%

-3.48%
-2.95%
-0.22%
0.30%
-2.23%
-0.24%
0.91%
0.59%
-0.71%
-3.25%
-2.11%
0.23%
-2.99%
1.55%
-2.01%
2.22%
4.83%
2.11%
-0.90%
1.27%
0.28%
-0.39%
4.97%
0.50%
2.06%
3.41%
0.45%
-4.90%
1.46%
1.97%
4.41%
1.78%
1.95%
0.57%
1.50%
2.85%
-3.03%
0.69%
-0.40%
-0.74%
-0.74%
2.89%
1.73%
0.38%
-3.31%
3.58%
6.22%
-0.03%
-1.48%
1.36%
-2.00%
-1.64%

2009.05.12
2009.05.13
2009.05.14
2009.05.15
2009.05.18
2009.05.19
2009.05.20
2009.05.21
2009.05.22
2009.05.25
2009.05.26
2009.05.27
2009.05.28
2009.05.29
2009.06.01
2009.06.02
2009.06.03
2009.06.04
2009.06.05
2009.06.08
2009.06.09
2009.06.10
2009.06.11
2009.06.12
2009.06.15
2009.06.16
2009.06.17
2009.06.18
2009.06.19
2009.06.22
2009.06.23
2009.06.24
2009.06.25
2009.06.26
2009.06.29

12158.03
12019.65
11872.91
12173.42
14284.21
14302.03
14060.66
13736.54
13887.15
13913.22
13589.23
14109.64
14296.01
14625.25
14840.63
14874.91
14870.9
15008.68
15103.55
14665.92
15127
15466.81
15411.47
15237.94
14875.52
14957.91
14522.84
14265.53
14521.89
14326.22
14324.01
14422.73
14345.62
14764.64
12540

4.07%
-1.14%
-1.22%
2.53%
17.34%
0.12%
-1.69%
-2.31%
1.10%
0.19%
-2.33%
3.83%
1.32%
2.30%
1.47%
0.23%
-0.03%
0.93%
0.63%
-2.90%
3.14%
2.25%
-0.36%
-1.13%
-2.38%
0.55%
-2.91%
-1.77%
1.80%
-1.35%
-0.02%
0.69%
-0.53%
2.92%
-15.07%

3.99%
-1.14%
-1.23%
2.50%
15.99%
0.12%
-1.70%
-2.33%
1.09%
0.19%
-2.36%
3.76%
1.31%
2.28%
1.46%
0.23%
-0.03%
0.92%
0.63%
-2.94%
3.10%
2.22%
-0.36%
-1.13%
-2.41%
0.55%
-2.95%
-1.79%
1.78%
-1.36%
-0.02%
0.69%
-0.54%
2.88%
-16.33%

Sensex Daily % Returns


Maximum
17.34%
Minimum
-10.96%
Range
28.30%
No. of Classes
20
Class Width
1.41%
Class
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

Lower Class Limit Upper Class Limit Upper Class Limit Frequency Cumulative %
-10.96%
-9.54%
-9.54%
1
0.20%
-9.54%
-8.13%
-8.13%
0
0.20%
-8.13%
-6.71%
-6.71%
3
0.80%
-6.71%
-5.30%
-5.30%
5
1.81%
-5.30%
-3.88%
-3.88%
16
5.02%
-3.88%
-2.47%
-2.47%
45
14.06%
-2.47%
-1.05%
-1.05%
76
29.32%
-1.05%
0.36%
0.36%
138
57.03%
0.36%
1.78%
1.78%
110
79.12%
1.78%
3.19%
3.19%
61
91.37%
3.19%
4.61%
4.61%
22
95.78%
4.61%
6.02%
6.02%
15
98.80%
6.02%
7.44%
7.44%
4
99.60%
7.44%
8.85%
8.85%
1
99.80%
8.85%
10.27%
10.27%
0
99.80%
10.27%
11.68%
11.68%
0
99.80%
11.68%
13.09%
13.09%
0
99.80%
13.09%
14.51%
14.51%
0
99.80%
14.51%
15.92%
15.92%
0
99.80%
15.92%
17.34%
17.34%
1
100.00%
More
0
100.00%

Sensex Daily Log Returns


Maximum
15.99%
Minimum
-11.60%
Range
27.59%
No. of Classes
20
Class Width
1.38%
Class
1
2
3
4
5
6
7
8
9
10
11
12
13

Lower Class Limit Upper Class Limit


-11.60%
-10.22%
-10.22%
-8.85%
-8.85%
-7.47%
-7.47%
-6.09%
-6.09%
-4.71%
-4.71%
-3.33%
-3.33%
-1.95%
-1.95%
-0.57%
-0.57%
0.81%
0.81%
2.19%
2.19%
3.57%
3.57%
4.95%
4.95%
6.33%

Bin
Frequency Cumulative %
-10.22%
1
0.20%
-8.85%
0
0.20%
-7.47%
2
0.60%
-6.09%
3
1.20%
-4.71%
11
3.41%
-3.33%
29
9.22%
-1.95%
50
19.24%
-0.57%
87
36.67%
0.81%
151
66.93%
2.19%
93
85.57%
3.57%
35
92.59%
4.95%
20
96.59%
6.33%
13
99.20%

14
15
16
17
18
19
20

6.33%
7.71%
9.09%
10.47%
11.85%
13.23%
14.61%

7.71%
9.09%
10.47%
11.85%
13.23%
14.61%
15.99%

7.71%
9.09%
10.47%
11.85%
13.23%
14.61%
15.99%
More

Measures of Central Tendency

Mean
Median

Sensex Daily % Returns


Sensex Daily Log Returns
0.04%
0.01%
0.09%
0.09%

Impact of Extreme Returns on Mean and Median


Sensex Daily % Returns
Sensex Daily Log Returns
Mean
0.01%
-0.02%
Median
0.09%
0.09%

Percentiles
Sensex Daily % Returns
Sensex Daily Log Returns
25th Percentile (First Quartile)
-1.37%
-1.38%
50th Percentile (Median)
0.09%
0.09%
75th Percentile (Third Quartile)
1.46%
1.45%

2
1
0
0
0
0
0
1

99.60%
99.80%
99.80%
99.80%
99.80%
99.80%
99.80%
100.00%

Frequency

160

140

120

100

80

60

Sensex Daily Log Returns


17.34%

15.92%

14.51%

13.09%

11.68%

10.27%

8.85%

7.44%

6.02%

4.61%

3.19%

1.78%

0.36%

-1.05%

-2.47%

-3.88%

-5.30%

-6.71%

-8.13%

-9.54%

Frequency

Sensex Daily % Returns

160

140

120

100

80

60

40

20

14.61%

13.23%

11.85%

10.47%

9.09%

7.71%

6.33%

4.95%

3.57%

2.19%

0.81%

-0.57%

-1.95%

-3.33%

-4.71%

-6.09%

-7.47%

-8.85%

-10.22%

60

40

20
0

Sensex Daily % Returns


0.2
0.15

100.00%
80.00%
60.00%

Daily % Returns

120.00%

0.1
0.05
0
1

23

45

67

89 111 133 155 177 199 221 243 265 287 309

-0.05
-0.1

40.00%
-0.15

More

17.34%

20.00%
0.00%

120.00%
100.00%
80.00%
60.00%
40.00%

Time

40.00%
20.00%

More

15.99%

14.61%

0.00%

309 331 353 375 397 419 441 463 485

USDINR
54.9611
54.4915
54.5976
54.0261
53.7823
53.6489
53.8226
53.2565
53.2331
53.4735
53.7052
53.6129
53.396
53.3144
52.4479
52.4098
52.5551
52.6417
52.219
52.0263
51.4563
51.7078
51.8453
52.0948
52.4817
52.4114
53.0937
52.9715
52.968
53.0333
52.7788
52.3636
51.7928
52.0243
52.4605
52.5303
52.2724
52.4018
51.9828
52.233
51.8775
51.9758
51.7017
51.706
51.1552
51.085
50.9338
50.0528
49.9512
49.8468

GBPINR

USDINR Returns GBPINR Returns


78.5971
78.2412
78.2302
77.4357
77.6162
77.5503
78.052
77.4555
76.8043
76.9146
77.2294
77.3655
77.4744
77.3355
76.4353
75.7324
75.8764
75.6268
75.3447
74.502
73.2748
73.6515
73.8163
73.5328
74.0191
73.8721
74.285
74.6124
74.7452
74.9775
74.8941
74.5651
74.2532
74.3428
74.4145
74.5037
74.2163
74.5372
73.7282
73.8898
73.6686
73.8313
73.5395
73.2624
73.0146
72.8154
73.0815
72.357
72.2236
72.0192

-0.85%
0.19%
-1.05%
-0.45%
-0.25%
0.32%
-1.05%
-0.04%
0.45%
0.43%
-0.17%
-0.40%
-0.15%
-1.63%
-0.07%
0.28%
0.16%
-0.80%
-0.37%
-1.10%
0.49%
0.27%
0.48%
0.74%
-0.13%
1.30%
-0.23%
-0.01%
0.12%
-0.48%
-0.79%
-1.09%
0.45%
0.84%
0.13%
-0.49%
0.25%
-0.80%
0.48%
-0.68%
0.19%
-0.53%
0.01%
-1.07%
-0.14%
-0.30%
-1.73%
-0.20%
-0.21%

-0.45%
-0.01%
-1.02%
0.23%
-0.08%
0.65%
-0.76%
-0.84%
0.14%
0.41%
0.18%
0.14%
-0.18%
-1.16%
-0.92%
0.19%
-0.33%
-0.37%
-1.12%
-1.65%
0.51%
0.22%
-0.38%
0.66%
-0.20%
0.56%
0.44%
0.18%
0.31%
-0.11%
-0.44%
-0.42%
0.12%
0.10%
0.12%
-0.39%
0.43%
-1.09%
0.22%
-0.30%
0.22%
-0.40%
-0.38%
-0.34%
-0.27%
0.37%
-0.99%
-0.18%
-0.28%

x - xbar
y - ybar
(x - xbar)^2
-0.80%
-0.42%
0.01%
0.25%
0.02%
0.00%
-0.99%
-0.98%
0.01%
-0.39%
0.27%
0.00%
-0.19%
-0.05%
0.00%
0.38%
0.68%
0.00%
-0.99%
-0.73%
0.01%
0.01%
-0.80%
0.00%
0.51%
0.18%
0.00%
0.49%
0.45%
0.00%
-0.11%
0.21%
0.00%
-0.35%
0.18%
0.00%
-0.10%
-0.14%
0.00%
-1.57%
-1.13%
0.02%
-0.02%
-0.88%
0.00%
0.33%
0.23%
0.00%
0.22%
-0.29%
0.00%
-0.75%
-0.34%
0.01%
-0.31%
-1.08%
0.00%
-1.04%
-1.61%
0.01%
0.55%
0.55%
0.00%
0.32%
0.26%
0.00%
0.54%
-0.35%
0.00%
0.80%
0.70%
0.01%
-0.08%
-0.16%
0.00%
1.36%
0.60%
0.02%
-0.17%
0.48%
0.00%
0.05%
0.22%
0.00%
0.18%
0.35%
0.00%
-0.42%
-0.07%
0.00%
-0.73%
-0.40%
0.01%
-1.03%
-0.38%
0.01%
0.50%
0.16%
0.00%
0.90%
0.13%
0.01%
0.19%
0.16%
0.00%
-0.43%
-0.35%
0.00%
0.30%
0.47%
0.00%
-0.74%
-1.05%
0.01%
0.54%
0.26%
0.00%
-0.62%
-0.26%
0.00%
0.25%
0.26%
0.00%
-0.47%
-0.36%
0.00%
0.07%
-0.34%
0.00%
-1.01%
-0.30%
0.01%
-0.08%
-0.24%
0.00%
-0.24%
0.40%
0.00%
-1.67%
-0.95%
0.03%
-0.15%
-0.15%
0.00%
-0.15%
-0.25%
0.00%

49.8014
49.9249
49.8848
50.3502
50.3075
49.5517
49.7544
50.2376
50.9823
50.769
51.4589
51.3793
51.3009
51.608
51.6321
51.1522
51.7223
51.6931
52.3824
52.6352
52.4112
52.5968
52.6443
52.5914
53.1681
53.4671
53.7018
53.3932
52.8772
53.2249
53.4139
53.5627
53.2598
53.4774
53.0949
53.1006
52.9039
52.9166
53.1453
52.7762
52.9098
53.4776
53.4752
53.4455
53.2416
52.9264
52.9118
52.6892
52.5192
51.9012
52.0879
51.8585

71.9287
72.0893
72.3284
72.3048
72.0395
71.8247
72.0356
72.623
72.9368
72.6182
72.9035
72.955
72.9974
73.2568
73.2789
72.6246
73.7784
74.2732
75.3184
75.7739
75.6186
75.9188
76.0067
76.034
76.3965
76.1956
76.4961
76.2564
75.987
75.9057
75.488
75.3842
75.502
75.4159
75.586
75.8684
75.9747
76.3838
76.1162
75.7801
75.9431
76.6316
76.8344
76.8455
76.8047
76.936
77.0241
76.811
76.8602
75.9239
76.1334
75.9016

-0.09%
0.25%
-0.08%
0.93%
-0.08%
-1.50%
0.41%
0.97%
1.48%
-0.42%
1.36%
-0.15%
-0.15%
0.60%
0.05%
-0.93%
1.11%
-0.06%
1.33%
0.48%
-0.43%
0.35%
0.09%
-0.10%
1.10%
0.56%
0.44%
-0.57%
-0.97%
0.66%
0.36%
0.28%
-0.57%
0.41%
-0.72%
0.01%
-0.37%
0.02%
0.43%
-0.69%
0.25%
1.07%
0.00%
-0.06%
-0.38%
-0.59%
-0.03%
-0.42%
-0.32%
-1.18%
0.36%
-0.44%

-0.13%
0.22%
0.33%
-0.03%
-0.37%
-0.30%
0.29%
0.82%
0.43%
-0.44%
0.39%
0.07%
0.06%
0.36%
0.03%
-0.89%
1.59%
0.67%
1.41%
0.60%
-0.20%
0.40%
0.12%
0.04%
0.48%
-0.26%
0.39%
-0.31%
-0.35%
-0.11%
-0.55%
-0.14%
0.16%
-0.11%
0.23%
0.37%
0.14%
0.54%
-0.35%
-0.44%
0.22%
0.91%
0.26%
0.01%
-0.05%
0.17%
0.11%
-0.28%
0.06%
-1.22%
0.28%
-0.30%

-0.03%
0.31%
-0.02%
0.99%
-0.03%
-1.45%
0.47%
1.03%
1.54%
-0.36%
1.42%
-0.10%
-0.10%
0.66%
0.10%
-0.87%
1.17%
0.00%
1.39%
0.54%
-0.37%
0.41%
0.15%
-0.04%
1.15%
0.62%
0.50%
-0.52%
-0.91%
0.71%
0.41%
0.34%
-0.51%
0.47%
-0.66%
0.07%
-0.31%
0.08%
0.49%
-0.64%
0.31%
1.13%
0.05%
0.00%
-0.32%
-0.53%
0.03%
-0.36%
-0.27%
-1.12%
0.42%
-0.38%

-0.09%
0.26%
0.37%
0.00%
-0.33%
-0.26%
0.33%
0.85%
0.47%
-0.40%
0.43%
0.11%
0.10%
0.39%
0.07%
-0.86%
1.63%
0.71%
1.44%
0.64%
-0.17%
0.43%
0.15%
0.07%
0.51%
-0.23%
0.43%
-0.28%
-0.32%
-0.07%
-0.51%
-0.10%
0.19%
-0.08%
0.26%
0.41%
0.18%
0.58%
-0.31%
-0.40%
0.25%
0.94%
0.30%
0.05%
-0.02%
0.21%
0.15%
-0.24%
0.10%
-1.18%
0.31%
-0.27%

0.00%
0.00%
0.00%
0.01%
0.00%
0.02%
0.00%
0.01%
0.02%
0.00%
0.02%
0.00%
0.00%
0.00%
0.00%
0.01%
0.01%
0.00%
0.02%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.01%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%

51.7361

75.5673

-0.24%

-0.44%

-0.18%
0.00%

-0.40%
0.00%

0.00%
0.43%

(y - ybar)^2
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.01%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.01%
0.00%
0.00%
0.00%
0.01%
0.03%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%

USDINR Returns
No. of Observations
Mean
Median
Mode
Min
Max
Q1
Q3
Range
Variance (Population)
Variance (Sample)
Std Deviation (Pop)
Std Deviation (Samp)
InterQuartile Range
Skew
Kurtosis

102
-0.06%
-0.06%

GBPINR Returns
102
-0.04%
0.03%

-1.73%
1.48%
-0.44%
0.36%
3.21%
0.0042%
0.0043%
0.649%
0.653%
0.80%
-0.03
0.12

-1.65%
1.59%
-0.35%
0.27%
3.24%
0.0027%
0.0028%
0.523%
0.526%
0.62%
-0.19
1.20

20

0.001659207
-1.73%
-1.56%
-1.40%
-1.23%
-1.07%
-0.90%
-0.73%
-0.57%
-0.40%
-0.24%
-0.07%
0.10%
0.26%
0.43%
0.59%
0.76%
0.93%
1.09%
1.26%
1.42%
1.59%

#N/A

Class
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.03%
0.01%
0.02%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%

0.00%
0.28%

USDINR Returns
16
14
12
Frequency

10
8
6
4
2

25

Frequency

15
10
5
0

1.42%

1.09%

0.76%

0.43%

0.10%

-0.24%

-0.57%

-0.90%

GBPINR Returns

20

Bin
Frequency
-1.56%
1
-1.40%
0
-1.23%
0
-1.07%
4
-0.90%
3
-0.73%
3
-0.57%
0
-0.40%
7
-0.24%
18
-0.07%
10
0.10%
9
0.26%
20
0.43%
12
0.59%
7
0.76%
4
0.93%
2
1.09%
0
1.26%
0
1.42%
1
1.59%
1
More
0

-1.23%

0
-1.56%

Bin
Frequency
-1.56%
2
-1.40%
1
-1.23%
0
-1.07%
3
-0.90%
5
-0.73%
4
-0.57%
5
-0.40%
10
-0.24%
6
-0.07%
15
0.10%
11
0.26%
8
0.43%
9
0.59%
10
0.76%
3
0.93%
1
1.09%
3
1.26%
2
1.42%
3
1.59%
1
More
0

More

1.42%

FREQUENCY DISTRIBUTION OF QUALITATIVE VARIABLES


Sex
M
F
Total

Frequency Relative Frequency Percentage Frequency


529
0.68
67.91
250
0.32
32.09
779
1
100

Residential Status Frequency Relative Frequency Percentage Frequency


owner
602
0.773
77.3
rent
175
0.225
22.5
liv_w_par
2
0.003
0.3
Total
779
1
100

Frequency Relative Frequency Percentage Frequency


146
0.187
18.7
481
0.617
61.7
67
0.086
8.6
4
0.005
0.5
2
0.003
0.3
15
0.019
1.9
10
0.013
1.3
54
0.069
6.9
779
1
100

600
500
Frequency

Job Status
governmen
private_s
self_empl
military
misc
retired
student
unemploye
Total

400
300
200
100
0

Pie Chart for Gender

F
32%

M
68%

BAR CHART FOR JOB STATUS

Job Status Type

Age
Maximum
Minimum
Range
No. of Classes
Width of Class
Class
1
2
3
4
5
6
7
8
9
10
11

76.75
15.17
61.58
11
5.60
Class Lower Limit (>) Class Upper Limit (<=) Frequency
15.17
20.77
20.77
26.37
26.37
31.96
31.96
37.56
37.56
43.16
43.16
48.76
48.76
54.36
54.36
59.96
59.96
65.55
65.55
71.15
71.15
76.75

15.17
20.77
26.37
31.96
37.56
43.16
48.76
54.36
59.96
65.55
71.15
More

Age
Maximum
Minimum
Range
No. of Classes
Width of Class
Class
1
2
3
4
5
6

76.75
15.17
61.58
6
10.26
Class Lower Limit (>) Class Upper Limit (<=) Frequency
15.17
25.43
25.43
35.70
35.70
45.96
45.96
56.22
56.22
66.49
66.49
76.75

Home Expenses
Maximum
Minimum
Range
No. of Classes
Width of Class
Class

760
0
760
10
76
Class Lower Limit (>)

1
2
3

Class Upper Limit (<=)


0
76
76
152
152
228

Class Upper Limit (<=)


76
152
228

4
5
6
7
8
9
10

228
304
380
456
532
608
684

304
380
456
532
608
684
760

304
380
456
532
608
684
760
More

Time at Address
Maximum
Minimum
Range
No. of Classes
Width of Class
Class

28
0
28
7
4

Class Lower Limit (>)


1
2
3
4
5
6
7

0
4
8
12
16
20
24

Class Upper Limit (<=)


4
8
12
16
20
24
28

Class Upper Limit (<=)


4
8
12
16
20
24
28
More

Age Histogram
250

120.00%

200

91.26%

94.47%

96.92%

98.84%

99.49%

84.32%

150

60.00%

60.93%

100

100.00%

100.00%

80.00%

74.55%

43.19%

40.00%

50

20.00%

17.22%

More

71.15

65.55

59.96

54.36

48.76

43.16

37.56

31.96

0.00%
26.37

0
20.77

Frequency

Frequency Cumulative %
134
17.22%
202
43.19%
138
60.93%
106
74.55%
76
84.32%
54
91.26%
25
94.47%
19
96.92%
15
98.84%
5
99.49%
4
100.00%

Age Classes

0.7852802

Home Expenses Histogram


Frequency Cumulative %
191
24.55%
191
49.10%
151
68.51%

250

120.00%
100.00%

81.36%
89.97%
96.14%
98.59%
99.49%
99.74%
100.00%
100.00%

100.00%

200

Frequency

100
67
48
19
7
2
2
0

80.00%
150
60.00%
100
40.00%
50

20.00%

0.00%
76

152

228

304

380

456

532

608

684

760

More

Time at Address Histogram


500

120.00%

450
100.00%

400

Frequency

Frequency Cumulative %
470
60.41%
132
77.38%
107
91.13%
45
96.92%
15
98.84%
4
99.36%
5
100.00%
0
100.00%

350

80.00%

300
250

60.00%

200
40.00%

150
100

20.00%

50
0

0.00%
4

12

16

20

24

28

More

Sample Age Histogram

Age Classes

120.00%
100.00%

More

76.75

71.15

65.55

59.96

54.36

20.77

0.00%

48.76

20.00%

43.16

40.00%

37.56

60.00%

31.96

80.00%

26.37

100.00%

100.00%

Bin
FrequencyCumulative %
20.77
21
21.00%
25
26.37
25
46.00%
31.96
16
62.00%
20
37.56
17
79.00%
43.16
11
90.00%
15
48.76
4
94.00%
54.36
3
97.00%
10
59.96
2
99.00%
65.55
0
99.00%
71.155
1 100.00%
76.75
0 100.00%
More
0 100.00%
0

Frequency

120.00%

100.00%
80.00%
60.00%
40.00%
20.00%
0.00%

120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%

120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%

Joint Frequencies
Decision
Age
accept
reject
11-22
57
22-33
142
33-44
77
44-55
48
55-66
21
66-77
6
Grand Total
351

110
184
92
30
9
3
428

Grand Total
167
326
169
78
30
9
779

Joint Frequencies
Decision
Age
accept
reject
Grand Total
11-22
7.3%
14.1%
21.4%
22-33
18.2%
23.6%
41.8%
33-44
9.9%
11.8%
21.7%
44-55
6.2%
3.9%
10.0%
55-66
2.7%
1.2%
3.9%
66-77
0.8%
0.4%
1.2%
Grand Total
45.1%
54.9%
100.0%

Joint Frequencies Decision


Job_status
accept
governmen
military
misc
private_s
retired
self_empl
student
unemploye
Grand Total

Job_status
governmen
military
misc
private_s
retired
self_empl
student
unemploye
Grand Total

90
2
207
11
27
4
10
351

Decision
accept
0.116
0.003
0.000
0.266
0.014
0.035
0.005
0.013
0.451

reject

Grand Total
56
2
2
274
4
40
6
44
428

146
4
2
481
15
67
10
54
779

0.072
0.003
0.003
0.352
0.005
0.051
0.008
0.056
0.549

Grand Total
0.187
0.005
0.003
0.617
0.019
0.086
0.013
0.069
1.000

Decision
reject

BSE

Scatter Plot of Sensex and

2004.06.30
2004.07.30
2004.08.31
2004.09.30
2004.10.29
2004.11.30
2004.12.31
2005.01.31
2005.02.28
2005.03.31
2005.04.29
2005.05.31
2005.06.30
2005.07.29
2005.08.31
2005.09.30
2005.10.31
2005.11.30
2005.12.30
2006.01.31
2006.02.28
2006.03.31
2006.04.29
2006.05.31
2006.06.30
2006.07.31
2006.08.31
2006.09.29
2006.10.31
2006.11.30
2006.12.29
2007.01.31
2007.02.28
2007.03.30
2007.04.30
2007.05.31
2007.06.29
2007.07.31
2007.08.31
2007.09.28
2007.10.31
2007.11.30
2007.12.31
2008.01.31
2008.02.29
2008.03.31

Returns Sensex
Returns A Bank
7.53%
12.70%
0.42%
-2.33%
7.27%
17.40%
1.58%
7.19%
9.45%
23.22%
5.74%
26.04%
-0.71%
-4.75%
2.38%
1.04%
-3.35%
28.22%
-5.35%
-21.05%
8.72%
8.47%
6.89%
-4.82%
5.96%
14.94%
2.20%
-6.14%
10.09%
3.50%
-8.99%
-14.93%
10.76%
-0.76%
6.70%
6.13%
5.41%
0.78%
4.44%
-3.70%
8.41%
-2.38%
6.54%
-3.02%
-14.68%
6.02%
2.01%
-24.14%
1.26%
1.01%
8.52%
12.71%
6.26%
18.62%
3.99%
5.19%
5.51%
-1.14%
0.66%
-3.49%
2.18%
2.06%
-8.54%
-17.50%
1.03%
-4.57%
5.94%
8.82%
4.73%
7.34%
0.73%
-4.12%
5.96%
15.29%
-1.51%
-5.32%
12.11%
17.15%
13.74%
-4.91%
-2.42%
8.87%
4.66%
6.24%
-13.93%
-7.09%
-0.40%
-0.72%
-11.66%
-36.26%

ABank Monthly Stock Returns

yyyymmdd
Trading Date

-40.00%

-30.00%

-20.00%

n
Mean
Standard Deviation
Covariance
Correlation
b
a
RAbank = 0.84% + 0.94 * RSensex

Beta

0.94

Plot of Sensex and ABank Monthly Stock


Returns
40.00%
30.00%
20.00%
10.00%

-10.00%

0.00%
0.00%
-10.00%
-20.00%
-30.00%
-40.00%

Sensex Stock Returns

Sensex
45
2.63%
6.55%
0.004022434
0.48
0.94
-0.56%

Abank
45
1.91%
12.80%

10.00%

20.00%

30.00%

40.00%

Sensex

Mean
SD
Correlation
beta
Intercept

SV Sensex

-7%
6%
9%
-4%
1%
-2%
-1%
0%
-6%
2%
3%
4%
5%
-5%
7%
8%
-3%
10%

-10%
16%
22%
-4%
6%
0%
2%
4%
-8%
8%
10%
12%
14%
-6%
18%
20%
-2%
24%

2%
5.34%
1
2
4%

7%
10.68%

SV X
-1.6
0.8
1.4
-1.0
-0.1
-0.7
-0.5
-0.3
-1.4
0.1
0.3
0.5
0.7
-1.2
1.0
1.2
-0.8
1.6

-2.2
2.7
3.8
-1.0
0.8
-0.3
0.1
0.5
-1.8
1.2
1.6
2.0
2.3
-1.4
3.1
3.5
-0.7
4.2

Sensex Vs. Stock Returns


25%
20%
15%
10%
Stock

5%
-25% -20% -15% -10%

0%
-5%
0%
-5%
-10%

-15%
-20%
-25%
Sensex

5%

10%

15%

20%

25%

25%

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Company Name
A C C Ltd.
G T L Ltd.
Himachal Futuristic Communications Ltd.
Hindustan Unilever Ltd.
I T C Ltd.
Infosys Technologies Ltd.
Larsen & Toubro Ltd.
Pentamedia Graphics Ltd.
Reliance Capital Ltd.
Reliance Industries Ltd.
Rolta India Ltd.
Satyam Computer Services Ltd.
State Bank Of India
Tata Steel Ltd.
Zee Entertainment Enterprises Ltd.
Sum

Rs. Crore
Rs.
Profit after tax (x) EPS (y)
x-mean(x)
1427.4
65.3
-2410.4
266.9
11.3
-3570.9
-338.9
-3.2
-4176.7
1918.9
8.1
-1918.9
3178.2
8.2
-659.6
4659.0
76.0
821.3
2271.4
74.4
-1566.4
6.1
0.1
-3831.6
1006.8
41.8
-2830.9
19554.7
101.3
15717.0
172.6
32.5
-3665.1
1687.9
25.6
-2149.9
9017.5
106.6
5179.7
12321.8
58.0
8484.0
416.0
6.9
-3421.7
57566.2
612.7
0.0

PAT
n
Mean
Standard Deviation
Covariance
Product of Standard Deviation
Correlation (PAT, EPS)
b
a
EPS = 22.928 + 0.005 PAT

EPS
15
3837.7
5615.9
147232.8
208544.4
0.71
0.005
22.928

15
40.8
37.1

0.005
22.928

y-mean(y)
24.5
-29.6
-44.1
-32.8
-32.6
35.2
33.5
-40.8
0.9
60.5
-8.4
-15.3
65.7
17.2
-34.0
0.0

(x-mean(x))2 (y-mean(y))2 (x-mean(x))*(y-mean(y)) Predicted EPS (y-hat) error (e)


5810008.9
599.6
-59021.0
29.6
35.7
12751226.8
874.6
105605.4
24.2
-12.9
17444622.4
1941.6
184041.1
21.3
-24.6
3682085.1
1074.8
62908.4
31.9
-23.8
435040.5
1065.6
21531.2
37.8
-29.6
674458.1
1238.1
28896.6
44.7
31.4
2453471.1
1122.7
-52482.3
33.5
40.8
14681204.5
1661.7
156191.6
23.0
-22.9
8014085.4
0.8
-2564.8
27.6
14.1
247023586.1
3654.9
950186.0
114.2
-12.9
13433002.0
70.3
30728.2
23.7
8.7
4621880.8
232.7
32793.9
30.8
-5.2
26829333.5
4318.6
340389.4
65.0
41.5
71978493.6
295.4
145806.3
80.5
-22.4
11708072.0
1154.2
116249.0
24.9
-18.0
441540570.8
19305.6
2061259.1
612.7
0.0

(e)2

Relationship of PAT to EPS


120.0
100.0
(x6, y6)

EPS (Rs.)

80.0
60.0

(x14, y14)

40.0
20.0
0.0
-500.0

1500.0

3500.0

5500.0

7500.0

9500.0

11500.0 13500.0 15500.0 17500.0

-20.0
PAT (Rs. Crore)

Predicted EPS (y-hat)


120.0
100.0
EPS (Rs.)

1277.2
166.5
603.5
567.7
874.1
983.0
1666.1
523.3
199.4
166.8
76.1
27.2
1725.2
502.7
324.0
9682.9

80.0
60.0
40.0
20.0
0.0
-500.0

1500.0

3500.0

5500.0

7500.0

9500.0

11500.0 13500.0 15500.0 17500.0

PAT (Rs. Crore)

)x10, y10(

17500.0 19500.0

17500.0 19500.0

Customer Data
Variable
Mean
Median
Mode

Age

Time at Address
31.5
28.5
22.7

4.7
2.5
0.5

Home Expenses
177.0
160.0
0.0

Age
Mean
Median
Mode

Accept
33.7
30.5
22.7

Age Histogram
250

120.00%

Frequency

200

94.47%

91.26%

96.92%

98.84%

99.49%

100.00%

100.00%

84.32%

80.00%

74.55%

150

60.00%

60.93%

100

43.19%

40.00%

50

20.00%

17.22%

More

71.15

65.55

59.96

54.36

48.76

43.16

37.56

31.96

26.37

0.00%
20.77

Home Expenses Histogram


250

120.00%
100.00%

Frequency

200

80.00%
150
60.00%
100
40.00%
50

20.00%

0.00%
76

152

228

304

380

456

532

608

684

760

More

Reject
29.7
26.9
20.7

120.00%
100.00%

31.5
28.5
22.7

Count
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51

Sensex Daily Log Returns


-11.6044%
-7.6957%
-7.5231%
-7.3285%
-6.8389%
-6.2240%
-6.0512%
-5.9588%
-5.8989%
-5.2606%
-5.1003%
-5.0330%
-4.9271%
-4.9258%
-4.8984%
-4.8961%
-4.8930%
-4.5414%
-4.3913%
-4.3789%
-4.2647%
-4.1390%
-4.0365%
-3.9942%
-3.9633%
-3.9419%
-3.9172%
-3.9087%
-3.8867%
-3.8825%
-3.8677%
-3.7844%
-3.7482%
-3.5953%
-3.5807%
-3.5500%
-3.5161%
-3.4942%
-3.4850%
-3.4846%
-3.4775%
-3.4567%
-3.4353%
-3.4112%
-3.3400%
-3.3321%
-3.3087%
-3.3039%
-3.2523%
-3.2020%
-3.1873%

No. of Observations
Percentile of Interest
Index
Rounded up value
Percentile Value

n
p
i

499
25
124.75
125
-1.388%
-1.378%

50
249.5
250
0.094%
0.094%

52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103

-3.1401%
-3.1315%
-3.0860%
-3.0813%
-3.0348%
-3.0049%
-2.9871%
-2.9518%
-2.9494%
-2.9403%
-2.9082%
-2.8460%
-2.8452%
-2.8268%
-2.8202%
-2.6580%
-2.5668%
-2.5380%
-2.4988%
-2.4854%
-2.4748%
-2.4660%
-2.4635%
-2.4071%
-2.3593%
-2.3562%
-2.3344%
-2.3321%
-2.3279%
-2.2842%
-2.2300%
-2.2256%
-2.1983%
-2.1916%
-2.1701%
-2.1389%
-2.1284%
-2.1220%
-2.1110%
-2.0474%
-2.0320%
-2.0068%
-2.0049%
-1.9681%
-1.9484%
-1.9261%
-1.9111%
-1.9093%
-1.9000%
-1.8998%
-1.8594%
-1.8455%

104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155

-1.8252%
-1.8120%
-1.7876%
-1.7796%
-1.7648%
-1.7531%
-1.7132%
-1.7021%
-1.6422%
-1.6112%
-1.6004%
-1.5992%
-1.5953%
-1.5951%
-1.5670%
-1.5477%
-1.5346%
-1.5207%
-1.5030%
-1.4809%
-1.3884%
-1.3881%
-1.3670%
-1.3566%
-1.3413%
-1.3151%
-1.3123%
-1.2887%
-1.2735%
-1.2606%
-1.2283%
-1.2260%
-1.2133%
-1.2042%
-1.1814%
-1.1808%
-1.1449%
-1.1447%
-1.1441%
-1.1324%
-1.1122%
-1.0813%
-1.0671%
-1.0398%
-1.0110%
-1.0068%
-0.9923%
-0.9766%
-0.9751%
-0.9479%
-0.9062%
-0.9049%

-0.01378

156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

-0.8954%
-0.8456%
-0.8089%
-0.7972%
-0.7951%
-0.7854%
-0.7441%
-0.7420%
-0.7260%
-0.7111%
-0.7088%
-0.6984%
-0.6763%
-0.6635%
-0.6445%
-0.6428%
-0.6389%
-0.6284%
-0.6244%
-0.6225%
-0.6209%
-0.6070%
-0.6061%
-0.5961%
-0.5886%
-0.5847%
-0.5745%
-0.5730%
-0.5392%
-0.5361%
-0.5347%
-0.5259%
-0.5127%
-0.4840%
-0.4784%
-0.4543%
-0.4470%
-0.4440%
-0.4383%
-0.4256%
-0.4110%
-0.3980%
-0.3962%
-0.3924%
-0.3904%
-0.3777%
-0.3716%
-0.3666%
-0.3584%
-0.3546%
-0.3472%
-0.3378%

208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259

-0.3357%
-0.3305%
-0.3248%
-0.3003%
-0.2963%
-0.2726%
-0.2410%
-0.2395%
-0.2386%
-0.2292%
-0.2201%
-0.2196%
-0.1942%
-0.1771%
-0.1659%
-0.1399%
-0.1378%
-0.1357%
-0.1245%
-0.1234%
-0.1140%
-0.1086%
-0.0978%
-0.0922%
-0.0682%
-0.0483%
-0.0357%
-0.0302%
-0.0270%
-0.0213%
-0.0170%
-0.0154%
-0.0085%
0.0152%
0.0300%
0.0411%
0.0641%
0.0646%
0.0676%
0.0742%
0.0753%
0.0922%
0.0937%
0.0938%
0.0991%
0.1085%
0.1111%
0.1198%
0.1247%
0.1292%
0.1379%
0.1406%

260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311

0.1529%
0.1543%
0.1617%
0.1727%
0.1876%
0.1994%
0.2168%
0.2203%
0.2276%
0.2307%
0.2327%
0.2518%
0.2657%
0.2750%
0.2789%
0.2807%
0.2896%
0.2911%
0.2924%
0.3040%
0.3071%
0.3183%
0.3337%
0.3340%
0.3387%
0.3394%
0.3692%
0.3771%
0.3941%
0.3953%
0.3966%
0.3979%
0.4036%
0.4179%
0.4263%
0.4527%
0.4614%
0.4680%
0.4786%
0.4891%
0.4938%
0.4967%
0.4977%
0.5081%
0.5162%
0.5182%
0.5202%
0.5337%
0.5439%
0.5514%
0.5523%
0.5589%

312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363

0.5711%
0.5727%
0.5854%
0.5858%
0.6039%
0.6061%
0.6068%
0.6301%
0.6612%
0.6624%
0.6731%
0.6855%
0.6868%
0.6890%
0.7010%
0.7145%
0.7285%
0.7371%
0.7489%
0.7890%
0.8013%
0.8075%
0.8113%
0.8161%
0.8317%
0.8547%
0.8557%
0.8778%
0.8965%
0.9069%
0.9083%
0.9205%
0.9222%
0.9654%
0.9969%
1.0011%
1.0138%
1.0566%
1.0623%
1.0649%
1.0820%
1.0905%
1.0956%
1.1015%
1.1851%
1.1901%
1.2094%
1.2298%
1.2330%
1.2446%
1.2652%
1.2689%

364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415

1.2932%
1.2934%
1.3122%
1.3143%
1.3370%
1.3452%
1.3484%
1.3643%
1.3839%
1.4088%
1.4485%
1.4563% 0.014524
1.4580%
1.4598%
1.4619%
1.5007%
1.5067%
1.5180%
1.5230%
1.5296%
1.5481%
1.5541%
1.5619%
1.5790%
1.6140%
1.6298%
1.6655%
1.6858%
1.6901%
1.7229%
1.7278%
1.7473%
1.7687%
1.7811%
1.7817%
1.7912%
1.7933%
1.8185%
1.8252%
1.8384%
1.8763%
1.8830%
1.8976%
1.9367%
1.9432%
1.9454%
1.9502%
1.9690%
1.9734%
2.0024%
2.0146%
2.0332%

416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467

2.0468%
2.0572%
2.0718%
2.0746%
2.0796%
2.1080%
2.1123%
2.1653%
2.1695%
2.1782%
2.1858%
2.1917%
2.1968%
2.2215%
2.2220%
2.2641%
2.2769%
2.2835%
2.3360%
2.3926%
2.4532%
2.4816%
2.4849%
2.4996%
2.5914%
2.5947%
2.6205%
2.6623%
2.7114%
2.7753%
2.7990%
2.8533%
2.8540%
2.8790%
2.8924%
2.9478%
2.9977%
3.0143%
3.0955%
3.1342%
3.1374%
3.2443%
3.3096%
3.4084%
3.4137%
3.5309%
3.5453%
3.5844%
3.6085%
3.6498%
3.7307%
3.7323%

468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499

3.7380%
3.7459%
3.7581%
3.9153%
3.9856%
4.0868%
4.1742%
4.4041% 0.042892
4.4112%
4.4138%
4.5011%
4.5874%
4.7105%
4.8296%
4.8690%
4.9746%
5.0362%
5.2333%
5.2813%
5.3139%
5.3473%
5.3672%
5.4632%
5.5805%
5.6932%
5.7722%
5.8931%
6.2175%
6.4092%
7.1583%
7.9005%
15.9900%

75
374.25
375
1.456%
1.452%

95
474.05
474
4.174%
4.197%

5
24.95
25
-3.963%
-3.944%

Customer Credit Score


1
4
2
3
3
5
4
3
5
4
6
5
7
1
8
2
9
2
10
3
11
3
12
3
13
5
14
4
15
1
16
5
17
4
18
4
19
0
20
2
21
4
22
4
23
3
24
4
25
5
26
1
27
4
28
5
29
3
30
2
31
3
32
1
33
2
34
0
35
1
36
3
37
5
38
1
39
2
40
1
41
2
42
4
43
4
44
2
45
1
46
5
47
1
48
3
49
1
50
5
51
4

Credit Score
0
1
2
3
4
5
Mean Score

No of Customers
80
149
136
176
152
86
2.550706033

52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103

4
3
1
1
4
1
4
3
0
0
5
1
3
2
2
1
4
1
2
2
4
0
3
4
2
3
1
0
4
3
5
1
0
3
0
1
3
3
5
3
3
3
2
0
1
1
3
1
3
5
2
4

104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155

5
4
1
1
1
3
1
3
3
3
5
2
0
3
2
3
1
3
1
5
5
0
2
4
3
1
3
3
1
3
2
3
4
1
0
4
2
0
3
2
5
4
5
3
0
3
5
2
3
2
4
2

156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

2
4
1
2
1
3
3
2
1
1
4
4
0
2
3
1
3
1
3
2
2
1
1
2
4
3
1
2
1
5
3
0
3
1
5
2
4
5
4
2
4
2
1
3
4
5
5
1
2
2
5
3

208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259

3
0
1
3
4
1
1
3
3
4
3
4
0
0
1
1
5
2
5
2
4
5
4
3
2
1
3
4
5
1
5
3
1
5
2
4
1
0
4
1
3
4
2
5
2
3
5
1
2
5
3
1

260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311

3
1
1
0
4
1
5
3
4
4
4
3
4
4
3
1
1
2
1
0
2
0
2
2
1
0
3
4
1
1
2
1
4
3
3
5
0
5
4
2
3
1
2
2
2
3
3
1
1
1
3
2

312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363

5
3
4
2
3
1
2
3
0
5
3
0
4
3
4
3
1
1
5
1
4
0
5
5
3
5
2
0
1
2
3
1
1
1
5
5
0
3
3
4
4
1
0
2
4
1
3
5
1
2
3
1

364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415

1
1
3
2
3
2
2
3
5
3
3
4
4
4
3
3
4
5
2
1
0
1
0
5
4
1
3
1
2
3
3
4
0
3
1
4
1
4
4
4
2
1
4
1
3
2
3
0
4
2
0
2

416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467

2
3
1
3
5
2
2
3
4
2
4
2
4
5
0
1
3
3
1
3
2
3
3
4
1
2
3
5
5
4
5
4
1
2
4
4
2
0
4
2
5
0
1
4
1
2
1
4
4
1
0
1

468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519

2
2
3
4
0
4
4
2
2
0
5
0
4
3
4
3
4
1
4
4
0
3
4
2
4
2
2
3
3
3
1
2
2
3
3
1
2
2
2
4
4
4
3
5
3
3
0
3
5
1
1
0

520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571

3
1
0
4
2
3
4
3
2
3
5
2
2
3
1
4
5
4
5
2
0
1
4
1
4
3
3
0
4
4
2
3
5
0
1
2
0
0
3
3
1
5
0
2
1
4
4
3
3
0
4
4

572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607
608
609
610
611
612
613
614
615
616
617
618
619
620
621
622
623

2
3
4
2
1
0
3
1
3
5
4
3
1
1
2
1
2
0
3
1
2
5
5
3
5
2
3
1
3
2
3
5
4
4
4
2
0
2
2
3
1
4
4
4
2
2
3
2
1
1
4
0

624
625
626
627
628
629
630
631
632
633
634
635
636
637
638
639
640
641
642
643
644
645
646
647
648
649
650
651
652
653
654
655
656
657
658
659
660
661
662
663
664
665
666
667
668
669
670
671
672
673
674
675

2
3
1
4
4
0
4
3
0
4
2
4
2
3
1
4
1
3
3
4
3
4
1
2
4
0
3
2
2
1
2
2
2
2
0
3
5
3
4
3
4
3
1
3
4
2
3
3
2
5
5
0

676
677
678
679
680
681
682
683
684
685
686
687
688
689
690
691
692
693
694
695
696
697
698
699
700
701
702
703
704
705
706
707
708
709
710
711
712
713
714
715
716
717
718
719
720
721
722
723
724
725
726
727

3
0
4
3
4
3
4
1
1
1
5
2
5
3
3
0
2
2
4
3
4
4
0
4
4
3
3
4
1
5
0
0
4
2
4
2
3
5
0
1
0
4
4
3
1
5
2
3
5
3
5
1

728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748
749
750
751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
771
772
773
774
775
776
777
778
779

3
0
1
5
0
5
1
5
3
5
0
0
0
1
0
5
5
1
1
3
3
2
4
2
4
3
5
1
3
1
4
3
0
4
2
4
1
2
2
0
4
3
0
0
4
1
1
4
1
4
1
4

Asset Class
US Large Cap
US Mid Cap
US Small Cap
Foreign (Developed Mkts)
Emerging Markets
Fixed Income
(short/intermediate)
Fixed Income (Long
maturities)
Cash / Money Market

Simple Mean
Weight Mean

Amounts
Mean Annual
Investment (USD
Portfolio
Mean Annual Return (USD
million)
Weight
Return
million)
450
30%
9.60%
43.2
225
15%
11.20%
25.2
150
10%
7.40%
11.1
225
15%
8.80%
19.8
120
8%
14.10%
16.92
180

12%

4.10%

7.38

105
45
1500

7%
3%
100%

6.60%
2.10%

6.93
0.945
131.475

7.99%
8.765%

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