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THE EASY WAY TO INVEST IN THE STOCK MARKET Learn more or register for the 1-hour briefing.

CitisecOnline makes stock market investing EASY


Leading Online Stock Brokerage Firm
CitisecOnline is the leading online stock brokerage firm in the Philippines, committed to its mission to educate, equip and empower Filipinos to reach their financial goals by investing in the stock market A member of the Philippine Stock Exchange and the Hong Kong Exchange COL listed in the Philippine Stock Exchange in 2006 as is capitalized at over half a billion Pesos

COL Easy Investment Program


Investing in the stock market is one of the best opportunities to build your personal wealth COL EIP endorses the utilization of Peso Cost Averaging in gradually accumulating or purchasing shares of quality companies The methodology reduces volatility risks and allows you to participate in the potential share value returns of fast growing and dynamic corporations

Open a COL account today!

THE EASY WAY TO INVEST IN THE STOCK MARKET Learn more or register for the 1-hour briefing. The advantages of the COL Easy Investment Program
Designed by experts, its an investment strategy proven to minimize risks and maximize your earning potential in the stock market.

Minimal Regular Investments


You start investing for as low as Php5,000

Minimal Investment Risk


You reduce the risk of investing in the stock market over time

Maximum Earning Potential


You can earn superior returns compared to other investment products

PLUS! You enjoy these added features: You never miss a scheduled investment. The auto-reminder feature will send you e-mail prompts before your investments dates. You choose from COLs list of Premium Growth Stocks carefully selected by our team of seasoned financial analysts. You can monitor the performance of your stocks anytime, anywhere with the COL Portfolio Tracker.

Open a COL account today!

The COL EASY INVESTMENT PROGRAM: The full potential of Peso Cost Averaging
Peso Cost Averaging is a personal wealthbuilding strategy that involves investing a fixed amount of money at regular intervals over a long period. Peso Cost Averaging is designed to reduce market risk by stretching out the purchase of stocks over time, effectively keeping your average cost down.

Month 1
Buy Php5,000 worth of stock ABC at market price

You buy fewer shares when prices are high

5 Month 2
Buy Php5,000 worth of stock ABC at market price

Month 3
Buy Php5,000 worth of stock ABC at market price

You buy more shares when prices are low

Open a COL account today!

The COL EASY INVESTMENT PROGRAM: The full potential of Peso Cost Averaging
A sample of how cost averaging works by purchasing P5,000 worth every month is shown below:
Date of Stock Amount of Price per Purchase Stock Purchase Share (Php) # of Shares* Ave Cost per share

Sample cost averaging programs: 1) monthly investments of P5k over a 5-yr period 2) quarterly investments of P15K over 17-yrs
Bank of the Philippine Islands (Monthly investments of P5,000)

1-Jun-08 1-Jul-08 1-Aug-08 1-Sep-08 1-Oct-08 1-Nov-08 1-Dec-08 1-Jan-09 1-Feb-09 1-Mar-09 1-Apr-09 1-May-09

5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000

10 11.75 11.5 11 10 9 7.5 8 9 9.1 9.5 10

500 426 435 455 500 556 667 625 556 549 526 500

10.00 10.80 11.03 11.02 10.80 10.45 9.90 9.61 9.54 9.49 9.49 9.53

Bank of the Philippine Islands (Quarterly investments of P15,000)

You end up buying less when prices are high and more when prices are low

Your average cost remains low

* Number of shares is subject to minimum board lots of the PSE

Open a COL account today!

The COL EASY INVESTMENT PROGRAM: How well Peso Cost Averaging has worked
Participate in Fast Growing Companies
Look to invest into successful business that can grow your investments over the years! Stock/ Indicator Effective Annual Yield Time Frame

Move your investments forward today with COLs Easy Investment Program

Retire with an Extra 10 Million!


Invest Monthly # Years Php5,046 21 16.9% 1,271,609

TEL BPI

18.88% 16.92%

18 yrs 18 yrs

Return Rate Total Investment (P) Will result in a

AC
JFC Inflation

11.16%
10.7% 5.7%

18 yrs
14 yrs 18 yrs

Future Value (P) Investment Gain

10,000,000 686%

Share price history from 1990 to 2007

Open a COL account today!

THE BEST TIME TO START: Today.


To get started on the COL Easy Investment Program 1
Sign up and Open a COL Account today

4
Start investing for personal wealthbuilding

2
Decide on the amount and schedule your investments

To know more, attend our 1-hour briefings held weekly


Come visit us: CitisecOnline.com Inc. Business Center 2403-B East Tower PSE Centre, Exchange Road, Ortigas Center, Pasig City, Philippines Customer Service hotline: 6-333-777 Email: helpdesk@citiseconline.com

3
You can choose among COLs list of premium growth stocks

Open a COL account today!

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