Appendix II: Verified Microfinance Institutions

This is the twelfth year that the Microcredit Summit Campaign conducted the verification process in order to confirm the data reported by our largest members.1 Practitioner MFIs that submitted a 2012 Institutional Action Plan reporting more than 2,500 poorest clients were asked to provide the Campaign with the names of donor agencies, research institutions, networks and/or other institutions that could corroborate their data. Verifiers were asked to confirm the following data points: 1) total number of active clients; 2) percent of total active clients who are female; 3) total number of active clients who were among the poorest when they receive their first loan; and 4) percent of poorest clients who are female. As in past years, the Campaigns greatest challenge is bridging the gap between its commitment to reaching the poorest and the lack of effective poverty measurement tools. Therefore, every use of the term poorest in these appendices should be read within the context of this dilemma.2 The data from 296 practitioner MFIs was corroborated by at least one external organization. These 296 institutions reported reaching 97 million poorest clients by the end of 2011, or 77 percent of the total number of poorest clients reported.
Poorest Clients as of 31 Dec. 2011 % Poorest Clients that are Women Total Active Clients as of 31 Dec. 2011 % Total Women

Institution

Country

Verified by

ASIA and the PACIFIC

National Bank for Agriculture and Rural Development Grameen Bank Association of Asian Confederation of Credit Unions Bangladesh Rural Development Board ASA Bangladesh Vietnam Bank for Social Policies BRAC Sri Kshetra Dharmasthala Rural Development Project Share Microfin Limited Equitas Micro Finance India Private Limited Asmitha Microfin Limited Mahila Arthik Vikas Mahamandal Ltd. Central People's Credit Fund of Vietnam India Bangladesh Thailand Bangladesh Bangladesh Vietnam Bangladesh India India India India India Vietnam 45,286,197 8,370,000 8,235,000 5,400,000 3,705,335 3,434,262 2,930,000 1,588,512 1,550,690 1,355,044 865,838 788,965 716,000 84 96 58 70 99 51 99 80 100 100 100 100 45 56,607,746 8,370,000 8,295,691 5,540,000 4,359,218 6,900,000 4,959,133 1,805,303 1,938,363 1,355,044 1,082,297 788,965 1,490,000 84 96 60 70 90 60 92 76 100 100 100 100 46 113 65, 109 30 6 13 138 13 75 124 110 86 72 138

1 By verification, the Campaign means that the verifier has visited the program, met the senior officials, been provided with numbers, and believes that the institution and the numbers listed are reliable and credible. 2 Poorest in developing countries refers to any of the 1.4 billion who live on less than $1.25 a day adjusted for purchasing power parity, or families whose income is in the bottom 50 percent of all those living below their countrys poverty line, when they started with their respective programs. (Based on the 2011 World Development Indicators, http://data.worldbank.org/data-catalog/worlddevelopment-indicators/wdi-2011)

1 VULNERABILITY

Institution Ananya Finance for Inclusive Growth Pvt. Ltd. BURO Bangladesh Dana Sejahtera Mandiri (Damandiri) Foundation Khushhali Bank Limited ASA Philippines Foundation, Inc. Islami Bank Bangladesh Limited Thengamara Mohila Sabuj Sangha PADAKHEP Manabik Unnayan Kendra Jagorani Chakra Foundation Sonali Bank Kashf Foundation United Nations Development Program Microfinance Project Executed by Pact Institute in Myanmar Bangladesh Krishi Bank RDRS Bangladesh Palli Daridro Bimochon Foundation Professional Assistance for Development Action Caritas Bangladesh Mitra Bisnis Keluarga Ventura Karnataka Regional Organisation for Social Service Angkor Mikroheranhvatho (Kampuchea) Co., Ltd. BSS Microfinance Private Limited RGVN (North East) Microfinance Limited Amanah Ikhtiar Malaysia Madura Micro Finance, Ltd. CARD MRI Chhimek Laghubitta Bikas Bank Ltd. Nirdhan Utthan Bank Ltd. Grameen Financial Services Pvt. Ltd. Bangladesh Extension Education Services National Bank of Cambodia Integrated Development Foundation Centre for Development Innovation and Practices Resource Integration Centre

Country India Bangladesh Indonesia Pakistan Philippines Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh Pakistan Myanmar Bangladesh Bangladesh Bangladesh India Bangladesh Indonesia India Cambodia India India Malaysia India Philippines Nepal Nepal India Bangladesh Cambodia Bangladesh Bangladesh Bangladesh

Poorest Clients as of 31 Dec. 2011 635,709 417,416 355,717 352,962 346,816 343,304 325,606 307,160 302,472 280,683 265,825 243,297 240,565 205,306 198,644 196,800 181,050 175,798 150,000 149,815 149,368 132,234 129,433 121,234 105,900 105,452 104,873 104,516 95,358 91,353 85,145 85,000 84,055

% Poorest Clients that are Women 100 100 80 25 100 94 98 80 95 55 100 99 50 89 95 100 79 100 100 85 100 99 100 100 99 100 99 100 92 80 100 92 79

Total Active Clients as of 31 Dec. 2011 847,612 897,209 443,396 352,962 417,850 382,319 542,676 341,289 309,672 291,389 265,825 337,368 481,131 240,398 464,270 207,200 213,179 270,458 150,000 275,251 149,368 144,188 274,775 242,467 1,433,346 107,604 105,327 298,616 98,119 1,141,913 86,952 85,943 93,394

% Total Women 100 100 82 25 100 84 98 81 90 53 100 99 40 89 98 100 81 100 100 87 100 99 100 100 99 100 99 99 92 83 100 92 81

Verified by 127 13, 152 135 2 22 13 13 13 13 13 11 73 13 78, 143 13 57 13 44, 107 134 142 148 126 87 111 71 128 125, 128 89 13 129 13, 65 13 13

THE STATE OF THE MICROCREDIT SUMMIT CAMPAIGN REPORT, 2013 2

Institution Manabik Shahajya Sangstha Asomi Finance Private Limited People's Oriented Program Implementation Swabalamban Laghubitta Bikas Bank Ltd. Credit Union Coordination Chapter of NTT East part Sarvodaya Economic Enterprise Development Services (Gte.) Ltd People's Multipurpose Development Society Ad-din Welfare Centre - Jessore HEED Bangladesh BRAC Sri Lanka Jeevan Bikas Samaj Mitra Dhu'afa Foundation (Koperasi Mitra Dhuafa) Muslim Aid UK - Bangladesh Field Office (Muslim Aid Bangladesh) Samurdhi Authority of Sri Lanka Eco-Social Development Organisation Coastal Association for Social Transformation Trust Rural Reconstruction Foundation Tulay Sa Pag-unlad, Inc. Christian Service Society Development Project Service Centre, Nepal Assistance for Social Organization and Development Village Financial Services Private Limited SKS Foundation HOPE Microcredit Finance Pvt. Ltd. ASPADA Paribesh Unnayan Foundation Sajida Foundation Society Development Committee Ansar - VDP Unnayan Bank Small Farmers Development Foundation ASHRAI Nerude Laghubitta Bikas Bank Ltd. National Development Society VisionFund (Cambodia)

Country Bangladesh India Bangladesh Nepal Indonesia Sri Lanka India Bangladesh Bangladesh Sri Lanka Nepal Indonesia Bangladesh Sri Lanka Bangladesh Bangladesh Bangladesh Philippines Bangladesh Nepal Bangladesh India Bangladesh India Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh Nepal Bangladesh Cambodia

Poorest Clients as of 31 Dec. 2011 81,354 80,205 79,693 77,184 76,160 72,970 69,000 68,595 66,979 66,662 64,536 62,441 62,250 60,000 59,903 59,626 57,592 57,409 54,175 51,622 50,772 49,754 46,155 45,000 44,342 43,587 43,350 41,400 40,150 40,133 38,182 37,900 37,842

% Poorest Clients that are Women 100 100 100 100 52 72 100 99 96 100 100 100 100 40 98 100 98 100 95 100 100 100 98 100 93 91 95 70 64 100 100 92 92

Total Active Clients as of 31 Dec. 2011 120,596 80,205 168,098 110,263 108,800 149,146 69,000 97,444 72,804 74,069 64,536 71,648 70,500 800,000 95,084 64,613 189,738 287,045 115,133 51,622 50,772 165,847 100,152 98,087 54,608 108,968 68,768 100,878 70,105 45,644 44,920 39,500 132,036

% Total Women 100 100 99 100 52 63 100 99 96 100 100 100 99 68 96 96 98 91 96 100 100 100 98 100 93 91 94 72 73 100 100 92 92

Verified by 13, 65 17 13 128 53 36 149 13 13 46 128 105 13 10 13 13 13 34 13 99 13 118, 124 4 104 13 13 13 13 13 13 128 13 136

3 VULNERABILITY

Institution Bangladesh Association for Social Advancement Development Promotion Group Liberation Movement for Women Holy Cross Social Service Centre Al-Falah Aam Unnayan Sangstha Akhuwat PAGE Development Centre People's Education and Development Organisation ESAF Micro Finance and Investments (P) Ltd Uttara Development Program Society Bandhu Kallyan Foundation Sindh Rural Support Organization MAMATA Jakas Foundation Society for Social Service ATMABISWAS People's Bank of Caraga, Inc. Shishu Niloy Foundation Star MicroFin Service Society Palli Mongal Karmosuchi Society for Model Gram Bikash Kendra Gram Unnayan Karma Pact Global Microfinance Fund (SAHEEA) Adhikar Village Education Resource Center GHASHFUL Shariatpur Development Society Shri Mahila Sewa Sahakari Bank Ltd. Resource Development Foundation Social Advancement Through Unity Prodipan Grameen Manobik Unnayan Sagstha National Educational and Social Development Organization Centre for Mass Education in Science

Country Bangladesh India India India Bangladesh Pakistan Bangladesh India India Bangladesh Bangladesh Pakistan Bangladesh Bangladesh Bangladesh Bangladesh Philippines Bangladesh India Bangladesh Bangladesh Bangladesh Myanmar India Bangladesh Bangladesh Bangladesh India Bangladesh Bangladesh Bangladesh Bangladesh Nepal Bangladesh

Poorest Clients as of 31 Dec. 2011 34,780 34,100 34,000 32,500 32,445 31,500 30,557 30,226 30,089 30,000 29,994 28,434 26,791 25,906 25,900 25,090 25,000 24,599 24,546 23,761 22,750 22,407 20,662 20,539 20,500 19,857 18,343 18,176 18,010 17,448 17,047 16,644 16,500 15,683

% Poorest Clients that are Women 99 85 100 100 99 33 100 100 100 95 90 72 98 88 100 96 90 100 100 100 99 95 96 100 98 99 100 100 96 100 96 96 100 73

Total Active Clients as of 31 Dec. 2011 86,754 62,000 34,000 32,500 38,564 35,000 65,015 30,226 300,885 50,932 33,327 38,218 28,501 56,547 315,888 35,844 42,419 25,101 25,436 109,462 40,951 85,628 45,429 41,287 50,073 47,294 47,035 30,293 29,526 49,488 17,047 25,987 22,460 19,604

% Total Women 90 85 100 100 99 45 99 100 100 99 83 98 89 87 96 97 90 100 100 100 99 95 96 100 99 97 100 100 96 91 96 86 100 76

Verified by 13 5 12 47, 132 13 62 13 131 56, 100 13 13 76 65 13 13 13 15 13 124 13 13 13 73 74 13 13 13 97 13 143 150 13 128 13

THE STATE OF THE MICROCREDIT SUMMIT CAMPAIGN REPORT, 2013 4

Institution Noakhali Rural Development Society Gono Kallayan Trust M7 Microfinance Network Peermade Development Society Pally Bikash Kendra OPP-Orangi Charitable Trust Nowabenki Gonomukhi Foundation Swanirvar Bangladesh Bangladesh Environment Development Organisation PROGRESS (Akti Samaj Unnayan Mulak Sangstha) Centre for Advanced Research and Social Action Koinonia Microfinance Insitution Bina Swadaya Bambang Ismawan National Development Programme Shrijana Community Development Center Annesha Foundation Development Action for Mobilization and Emancipation Village Enterprise Development Foundation SETU BASTOB-Initiative for People's SelfDevelopment Centre for Rehabilitation Education Earning Development Samadhan Prottyashi Grameen Development Services Jinnah Welfare Society Fund for the Encouragement of SelfReliance Hilful Fuzul Samaj Kallyan Sangstha Sheva Nari O Shishu Kallyan Kendra Ruhunu UNESCO Association Palli Progoti Shahayak Samity Proyas Manobik Unnayan Society World Concern Bangladesh Social Upliftment Society

Country Bangladesh Bangladesh Vietnam India Bangladesh Pakistan Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh Indonesia Bangladesh Nepal Bangladesh Pakistan Philippines Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh India Pakistan Vietnam Bangladesh Bangladesh Sri Lanka Bangladesh Bangladesh Bangladesh Bangladesh

Poorest Clients as of 31 Dec. 2011 15,598 15,010 14,670 14,500 14,242 14,000 13,031 12,853 12,432 12,000 11,374 10,906 10,710 10,439 10,414 10,230 10,210 10,154 9,835 9,213 9,053 9,053 9,028 8,800 8,784 8,327 8,227 8,000 7,986 7,900 7,850 7,526 7,100

% Poorest Clients that are Women 100 96 100 85 100 20 98 90 90 92 98 100 100 99 100 97 100 92 98 86 85 90 89 100 98 90 71 100 98 98 100 95 100

Total Active Clients as of 31 Dec. 2011 18,351 22,201 36,669 34,500 29,826 39,379 37,941 245,353 14,626 27,636 12,529 27,266 28,173 34,350 11,572 15,054 31,036 16,924 42,893 10,765 2,719 13,566 55,201 11,000 15,825 15,585 14,210 14,174 8,070 48,273 14,672 15,266 23,664

% Total Women 100 97 98 85 97 20 92 87 90 96 98 98 100 99 100 97 100 87 98 88 85 90 88 100 93 88 65 100 98 98 100 94 100

Verified by 13 13 140 8 13 3 13 13 13 13 13 79 135 13 69 13 41 90 13 13 13 13 143 57 80 85 13 13 117 13 13 13 13

5 VULNERABILITY

Institution Nav Bharat Jagriti Kendra Sabalamby Unnayan Samity Dhaka Ahsania Mission SPBD Microfinance (Samoa) Ltd Young Power in Social Action PESADA (Sada Ahmo Association) Serviamus Foundation Incorporated Guidance Society for Labour Orphans and Women Sangkalpa Trust Council for Socio Economic Benevolent Action Poribar Unnayon Songstha Community Development Society Daridra Bimochon Shangstha Naria Unnayan Samity The Institute of Rural Development Association for Community Development Ensure Development Activities for Vulnerable Underprivileged Rural People

Country India Bangladesh Bangladesh Western Samoa Bangladesh Indonesia Philippines India Bangladesh India Bangladesh India Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh

Poorest Clients as of 31 Dec. 2011 7,000 6,512 6,392 5,961 5,867 5,600 5,500 5,296 5,162 5,000 4,010 3,900 3,784 1,998 1,729 860 837

% Poorest Clients that are Women 87 98 98 99 96 100 98 100 97 70 96 95 100 87 89 96 90

Total Active Clients as of 31 Dec. 2011 8,861 21,764 45,658 5,961 13,038 8,500 10,860 10,140 15,248 5,000 13,902 5,900 19,869 22,605 5,405 5,077 7,896

% Total Women 80 94 94 99 89 100 98 100 73 70 86 90 100 84 96 91 90

Verified by 59 13 13 45 13 23 92 124 13 63 143 122 143 143 13 143 143

EASTERN EUROPE and CENTRAL ASIA

Microcredit Foundation EKI Vision Fund AzerCredit LLC Micro Credit Company "MIKROFIN" Bosnia and Herzegovina Azerbaijan Bosnia and Herzegovina 20,874 16,530 15,000 40 41 60 35,342 47,232 36,477 40 40 30 55 50 26

LATIN AMERICA and the CARIBBEAN

AgroAmigo - Banco do Nordeste do Brasil S/A Banco do Nordeste do Brasil S/ACrediamigo Crdito con Educacin Rural Caja de Compensacin Familiar de Antioquia Banco de las Microfinanzas Bancama S.A. Banco de Ahorro y Crdito ADOPEM, S.A. Banrural Grameen Microfinanzas Fonkoz - Fondasyon Kole Zepl Brazil Brazil Bolivia Colombia Colombia Dominican Republic Guatemala Haiti 735,809 131,684 108,165 103,933 101,758 95,000 41,608 32,454 47 74 90 39 55 80 100 99 735,809 1,046,062 120,183 120,269 453,315 145,995 41,608 60,100 47 66 88 48 60 73 100 99 119 84 27 151 21 123 65 112

THE STATE OF THE MICROCREDIT SUMMIT CAMPAIGN REPORT, 2013 6

Institution Fondo de Desarrollo Local Fundacin delamujer Trabajo con Servicios Financieros Enlace, S.A. de C.V. Organizacin de Desarrollo Empresarial Femenino Fundacin Mundo Mujer - Popayn Fundacin para el Desarrollo Socioeconmico Rural Fundacin para el Desarrollo Empresarial y Agrcola Grameen Carso S.A. De C.V. Sofom E.R. Asociacin de Familia y Medio Ambiente Pro Mujer - Mxico Fondo de Desarrollo Microempresarial Pro Mujer - Nicaragua Fundacin Crysol Banco FIE S.A. Asociacin Costa Rica Grameen Cooperativa de Ahorro y Crdito de Santander Ltda FINCA Per Movimiento Manuela Ramos Pro Mujer - Argentina Microcrdito Para el Desarrollo Instituto de Investigaciones SocioEconmicas y Tecnolgicas Catholic Relief Services El Salvador Catholic Relief Services Haiti Catholic Relief Services Guatemala Catholic Relief Services Honduras Catholic Relief Services Nicaragua Catholic Relief Services Dominican Republic Catholic Relief Services Mexico

Country Nicaragua Colombia El Salvador Honduras Colombia Nicaragua Guatemala Mexico Honduras Mexico Ecuador Nicaragua Guatemala Bolivia Costa Rica Colombia Peru Peru Argentina Peru Ecuador El Salvador Haiti Guatemala Honduras Nicaragua Dominican Republic Mexico

Poorest Clients as of 31 Dec. 2011 26,211 21,053 18,000 16,000 16,000 15,500 14,586 13,186 13,161 11,700 11,630 11,200 9,752 8,059 7,913 7,585 6,594 5,592 4,700 4,231 2,778 2,707 1,436 1,226 663 644 301 209

% Poorest Clients that are Women 57 76 50 65 68 50 40 100 84 100 67 100 74 54 100 58 87 100 100 0 48 80 80 80 80 80 80 80

Total Active Clients as of 31 Dec. 2011 58,104 226,273 35,185 28,953 417,479 25,438 24,315 13,474 18,802 39,045 35,787 37,545 11,133 175,579 11,529 33,519 17,083 18,641 15,868 7,068 9,749 4,511 2,393 2,044 1,105 1,074 501 349

% Total Women 56 69 82 55 66 50 45 100 64 96 71 96 65 54 100 55 87 100 99 97 40 80 80 80 80 80 80 80

Verified by 103 48 28 70, 120 115 114 121 65 120 68 33 68 77 88 52 147 20 25 68 139 141 146 146 146 146 146 146 146

MIDDLE EAST and NORTH AFRICA

Alexandria Business Association - Small and Micro Enterprise Fondation Banque Populaire pour le Micro Crdit Egypt Morocco 161,406 131,441 54 57 187,955 212,002 54 58 153 16

7 VULNERABILITY

Institution LEAD Foundation Al Amana Microfinance Microfund For Women Institution Marocaine d'Appui la Microentreprise BRAC Southern Sudan Catholic Relief Services Sudan Catholic Relief Services South Sudan CARE International in Egypt

Country Egypt Morocco Jordan Morocco South Sudan Sudan South Sudan Egypt

Poorest Clients as of 31 Dec. 2011 123,000 101,711 12,688 3,500 2,688 2,245 801 698

% Poorest Clients that are Women 100 54 100 40 100 99 84 83

Total Active Clients as of 31 Dec. 2011 141,389 296,000 63,651 7,350 5,602 3,742 1,334 1,663

% Total Women 85 41 97 40 100 99 84 83

Verified by 153 64 106 64 67 146 146 32

NORTH AMERICA and WESTERN EUROPE

Adelante Foundation United States 5,000 99 6,250 99 101

SUB-SAHARAN AFRICA
Amhara Credit and Savings Institution Oromia Credit & Saving Share Company Dedebit Credit and Saving Institution Share Company LAPO Microfinance Bank Limited Kafo Jiginew Self Reliance Economic Advancement Programme Equity Bank Limited Crdit Rural de Guine S. A. Oxfam America in Mali Farmers Development Union BRAC Tanzania Fonds d'Appui aux Activits Rmunratrices des Femmes CARE International in Rwanda CARE International in Uganda CARE International Au Niger The Small Enterprise Foundation Centre for Grassroots Economic Empowerment (formerly Justice Development and Peace Commission) CARE International in Kenya Catholic Relief Services Kenya Malawi Union of Savings and Credit Cooperatives Ethiopia Ethiopia Ethiopia Nigeria Mali Nigeria Kenya Guinea Mali Nigeria Tanzania Burkina Faso Rwanda Uganda Niger South Africa Nigeria Kenya Kenya Malawi 687,516 502,540 341,751 322,878 287,942 266,967 257,943 179,605 156,090 130,576 113,126 107,103 99,156 72,013 70,325 67,559 67,447 60,283 58,730 53,990 61 33 52 67 30 91 54 43 100 88 100 75 79 66 97 100 100 79 84 60 694,802 502,540 381,920 421,126 306,321 266,967 630,088 239,474 260,150 158,730 116,749 142,805 157,391 313,100 118,193 82,785 67,447 150,706 97,883 105,751 61 33 52 93 28 91 53 44 100 87 98 100 79 66 97 99 100 79 84 35 102 54 66 133 145 38 58 31 7 51 61 94 32 32 32 130 39 32 146 14

THE STATE OF THE MICROCREDIT SUMMIT CAMPAIGN REPORT, 2013 8

Institution Fatire des Units Coopratives dEpargne et de Crdit du Togo Catholic Relief Services Uganda Wisdom Microfinance Institution (S.C.) CARE International in Tanzania Catholic Relief Services Tanzania CUMO Microfinance Limited Fdration Nationale des COOPEC du Burundi Fdration des Caisses Populaires du Burkina Caisse Cooprative d'Epargne et de Crdit Mutuel CARE International in Zimbabwe CARE International in Mali CAURIE-Micro Finance Grassroots Health Organization of Nigeria ASA Ghana Asha Microfinance Bank Ltd CARE International in Malawi CARE International in Mozambique Catholic Relief Services Rwanda Fonds de Solidarit des Travailleurs de l'Enseignement Catholic Relief Services Malawi BRAC Microfinance Limited Sierra Leone CARE International in Ethiopia CARE International in Burundi Association des Caisses de Financement la Base Union des Baor Tradition d'Epargne et de Crdit Women and Associations for Gain both Economic and Social Catholic Relief Services Benin Catholic Relief Services Burundi COOPEC Soutien aux Initiatives de Femmes pour Autopromotion Kraban Support Foundation Catholic Relief Services Ethiopia CARE International in Sierra Leone Catholic Relief Services Zimbabwe

Country Togo Uganda Ethiopia Tanzania Tanzania Malawi Burundi Burkina Faso Burundi Zimbabwe Mali Senegal Nigeria Ghana Nigeria Malawi Mozambique Rwanda Burundi Malawi Sierra Leone Ethiopia Burundi Benin Burkina Faso Togo Benin Burundi Togo Ghana Ethiopia Sierra Leone Zimbabwe

Poorest Clients as of 31 Dec. 2011 50,015 47,981 46,875 46,423 40,692 40,130 40,129 40,113 39,788 34,804 31,740 27,403 27,200 27,041 25,833 25,469 25,142 22,622 21,723 21,626 16,248 15,252 14,567 13,750 13,700 13,620 13,383 9,640 9,400 8,017 7,610 7,075 7,049

% Poorest Clients that are Women 91 70 64 76 61 85 8 100 75 84 94 70 62 100 100 80 79 68 60 79 100 73 83 96 50 78 74 62 100 98 68 55 75

Total Active Clients as of 31 Dec. 2011 104,763 79,969 48,738 160,079 67,819 50,798 222,939 151,232 49,735 48,339 49,593 46,685 28,900 67,604 25,833 82,158 45,714 37,704 27,154 36,043 20,310 34,664 21,774 46,266 15,500 27,556 22,306 16,066 9,584 9,606 12,683 10,107 11,749

% Total Women 67 70 64 76 61 80 18 44 75 84 94 95 96 98 100 80 79 68 60 79 100 73 83 89 49 75 74 62 99 75 68 55 75

Verified by 37 146 116 32 146 29 18 93 81 32 32 83 1 49 42 32 32 146 82 146 24 32 32 19, 144 40 60 146 146 98 9 146 32 146

9 VULNERABILITY

Institution Catholic Relief Services Mali Catholic Relief Services Ghana Catholic Relief Services Burkina Faso CARE International in Ghana A Self-Help Assistance Program [Malawi] OMAKONSULTS Microfinance Institution Catholic Relief Services Senegal CARE International in Lesotho Catholic Relief Services Sierra Leone KixiCrdito S.A. Fortune Grassroots Development Initiative MFI Aidez Small Project International Catholic Relief Services Madagascar CARE International in Democratic Republic of Congo Catholic Relief Services Democratic Republic of Congo Catholic Relief Services Cameroon Catholic Relief Services Zambia Catholic Relief Services Lesotho Catholic Relief Services Niger CARE International in Liberia CARE International in Madagascar Catholic Relief Services Nigeria Catholic Relief Services Chad Catholic Relief Services Central African Republic Catholic Relief Services Liberia Catholic Relief Services Eritrea

Country Mali Ghana Burkina Faso Ghana Malawi Nigeria Senegal Lesotho Sierra Leone Angola Nigeria Ghana Madagascar Democratic Republic of Congo Democratic Republic of Congo Cameroon Zambia Lesotho Niger Liberia Madagascar Nigeria Chad Central African Republic Liberia Eritrea

Poorest Clients as of 31 Dec. 2011 6,779 6,184 4,541 4,479 4,438 4,250 4,216 3,646 3,421 3,271 2,850 2,816 2,752 2,498

% Poorest Clients that are Women 91 86 80 87 80 98 80 79 63 60 75 86 55 76

Total Active Clients as of 31 Dec. 2011 11,298 10,306 7,568 13,174 4,931 5,176 7,026 6,510 5,702 12,686 3,800 3,612 4,586 3,504

% Total Women 91 86 80 87 71 98 80 79 63 60 95 94 55 76

Verified by 146 146 146 32 29 137 146 32 146 35 96 91, 95 146 32

2,299 2,100 1,630 986 862 606 523 437 395 379 280 49

73 79 85 76 54 74 54 79 82 75 55 100

3,832 3,500 2,716 1,643 1,436 758 757 728 658 632 467 81

73 79 85 76 54 74 54 79 82 75 55 100

146 146 146 146 146 32 32 146 146 146 146 146

THE STATE OF THE MICROCREDIT SUMMIT CAMPAIGN REPORT, 2013 10