Schemes of Backward Classes, Most Backward Classes and Minorities Welfare Department

7 SCHOLARSHIPS SCHEME Sl. No 1. Name of Scheme Pre Matric Scholarships Standard and course In the Budget 2008-09 it has been announced that the special fee is exempted for the students studying in 6th to 12th std. Examination fee is exempted for the students studying in Tamil Medium from the year 2007-08. Examination fees From 2007-08 academic year onwards Tamil Medium students are exempted from payment of examination fees. For 10th std and 12th std (BC/MBC/DNC) Free Text Books From 1st to 12th std (BC/MBC/DNC) From 6th to 8th std From 9th to 10th std Examination fees are reimbursed to the Director of Government Examination for the students studying in English Medium. 10th std Rs.115/12th std (Practical) Rs.225/12th std (Non practical) Rs.175/Text Books are supplied free of cost without any conditions. Rs.200/- per annum (Rs.(20X10) Rs.250/- per annum (Rs.25X10) This amount is paid to BCs with the conditions that the parental annual income should not exceed Rs.1 Lakh and there should be no graduate in the family and MBC and DNC students without any conditions. Special fees Book Money are paid as prescribed in the scholarship notification and examination fees in full with the condition that the parental annual income should not exceed Rs. 1 lakh. Details of concessions and conditions No fees are collected from the Tamil Medium students studying in Government and Government aided schools from 6th std to 12th std.

2.

Tuition Fees for English Medium Students

3.

Post Matric Scholarship

Students studying Govt. / Govt. aided Arts & Science Colleges Under Graduate Courses Backward Classes

8 Most Backward Classes and Denotified Communities Special fees Book Money are paid as prescribed in the scholarship notification and examination fees in full without any condition. Payment of tuition fees has been waived upto degree courses. Special fees Book Money are paid as prescribed in the scholarship notification and examination fees in full with the condition that the parental annual income should not exceed Rs. 1 lakh. Rs.713/- to Rs.2145/-. Rs.500/- per annum (Rs.50 x10) This assistance is paid to BCs with the condition that the parental annual income should not exceed Rs.1 lakh and there should be no graduate in the family and to MBCs / DNC students without any condition. Special fees and other fees and other non refundable compulsory fees are paid for three year degree course in Govt. / Govt. aided Arts and Science Colleges as prescribed by Govt. and examination fees in full with the condition that the parental annual income should not exceed Rs.1 lakh and he /she should be the first graduate in the family. Special fees and other fees and other non refundable compulsory fees are paid for three year degree course in Govt. / Govt. aided Arts and Science Colleges as prescribed by Govt. and examination fees in full without any condition. Rs.1200 to Rs.1720

Post Graduate Courses Diploma Courses Professional Courses and Research studies. Backward Classes, Most Backwards Classes and Denotified Communities Tuition Fees for English Medium Students For 11th and 12th std

4.

Free Education (Degree)

Backward Classes

Most Backward Classes/ Denotified Communities

9 5. Free Education Polytechnic Backward Classes/ Most Backward Classes/Denotified Communities Special fees and other fees and other non refundable compulsory fees are paid for three year. Diploma course in Government aided Polytechnic as prescribed by Govt. and examination fees in full with the condition that the parental annual income should not exceed Rs.1 lakh and there should be no graduate in the family. Rs.3,410/-

6.

Free Education Professional Courses

Backward Classes/Most Backward Classes/Denotified Communities

Special fees and other non refundable compulsory fees are paid for Four/Five year Professional degree course in Govt. / Govt. aided Colleges as prescribed by Govt. and examination fees in full with the condition that the parental annual income should not exceed Rs.1 lakh and there should be no graduate in the family. Rs.5,935 to Rs.7,300/-

Prize Schemes Prize Scheme for BC, MBC and DNC students (Boys and Girls) Name of Scheme 12th Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3rd Prize (1 Boy & 1 Girl) Details of Prize Scheme to be awarded from 2008-09 onwards Class Number Amount Rs. Total Rs. State Level Prize BC 2 10,000/20,000/MBC / DNC BC MBC/ DNC BC MBC /DNC 2 2 2 2 2 10,000/8,000/8,000/6,000/6,000/20,000/16,000/16,000/12,000/12,000/-

10 District Level Prize 2 2 2 2 2 2

12 Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3rd Prize (1 Boy & 1 Girl)

th

BC MBC / DNC BC MBC/ DNC BC MBC /DNC

3,000/3,000/2,000/2,000/1,000/1,000/-

6,000/6,000/4,000/4,000/2,000/2.000/

10 Public Examination 1st Prize (1Boy & 1 Girl)

th

State Level Prize BC MBC / DNC 2 2 2 2 2 2 1,500/1,500/1,000/1,000/500/500/3,000/3,000/2,000/2,000/1,000/1,000/-

2nd Prize (1 Boy & 1 Girl)

BC MBC/ DNC

3rd Prize (1 Boy & 1 Girl)

BC MBC /DNC

10th Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3rd Prize 1 Boy & 1 Girl)

District Level Prize BC MBC / DNC BC MBC/ DNC BC MBC /DNC 2 2 2 2 2 2 1,500/1500/1,000/1,000/500/500/3,000/3,000/2,000/2,000/1,000/1,000/-

11

Perignar Anna Award (each district)

BC (2 Boys + 2 Girls) MBC (2 Boys + 2 Girls)

5,000/-

20,000/-

5,000/-

20,000/-

Thanthai Periyar Award (each district)

BC (2 Boys + 2 Girls) MBC/ DNC (2 Boys + 2 Girls)

5,000/-

20,000/-

5,000/-

20,000/-

Perignar Anna and Thanthai Periyar awards will be given for the entire course (four or five years) Minorities included in the BC / MBC list of communities are also eligible to get the award under this category.

Prize Scheme for Urdu Students

10th Public Examination (State Level) Details of Prize Scheme Sl. No 1. 2. 3. Name of the Scheme First Prize (1Boy & 1 Girl) Second Prize (1Boy & 1 Girl) Third Prize (1Boy & 1 Girl) Total
Number Amount Rs. Total Rs.

2 2 2 6

2,000 1,500 1,000

4,500

4,000 3,000 2,000 9,000

12

Prize Scheme for Urdu Students

12th Public Examination (State Level) Details of Prize Scheme Sl. No 1. 2. 3. Name of the Scheme First Prize (1Boy & 1 Girl) Second Prize (1Boy & 1 Girl) Third Prize (1Boy & 1 Girl) Total
Number Amount Rs. Total Rs.

2 2 2 6

3,000 2,000 1,000 6,000

6,000 4,000 2,000 12,000

Prize Scheme for Minorities Name of Scheme 12th Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) Details of Prize Scheme to be awarded from 2008-09 onwards Class Number Amount Rs. Total Rs. State Level Prize BC MBC / DNC BC MBC/ DNC BC MBC /DNC 2 2 2 2 2 2 10,000/10,000/8,000/8,000/6,000/6,000/20,000/20,000/16,000/16,000/12,000/12,000/-

3rd Prize (1 Boy & 1 Girl)

13 District Level Prize BC MBC / DNC BC MBC/ DNC BC MBC /DNC 10th Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3 Prize (1 Boy & 1 Girl)
rd

12 Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3 Prize (1 Boy & 1 Girl)
rd

th

2 2 2 2 2 2 State Level Prize 2 2 2 2 2 2

3,000/3,000/2,000/2,000/1,000/1,000/-

6,000/6,000/4,000/4,000/2,000/2,000/-

BC MBC / DNC BC MBC/ DNC BC MBC /DNC

1,500/1500/1,000/1,000/500/500/-

3,000/3,000/2,000/2,000/1,000/1,000/-

10th Public Examination 1st Prize (1Boy & 1 Girl) 2nd Prize (1 Boy & 1 Girl) 3rd Prize (1 Boy & 1 Girl)

District Level Prize BC MBC / DNC BC MBC/ DNC BC MBC /DNC 2 2 2 2 2 2 1,500/1500/1,000/1,000/500/500/3,000/3,000/2,000/2,000/1,000/1,000/-

14 Scheme for Meritorious students to pursue studies in best schools of their choice Details of the Scheme:3 Boys and 3 Girls of Backward Classes/Denotified Communities students and 2 Boys and 2 Girls of Most Backward Classes students (totally 10 students) in each District will be selected. A sum upto Rs.28,000 per year per student (Tuition fee Rs.8000/-, maintenance fee Rs.3500/-, Hostel fee Rs.15,000/- and Special fee Rs.1500/-) will be paid for two years to continue higher secondary classes in the best private school of their choice in Tamilnadu. Eligibility:[i] Backward Classes, Most Backward Classes and Denotified Communities students should have studied X std in Government School and have secured highest marks in X std in the District and intend to pursue +1 in reputed private school of their choice. [ii] Parental income should not exceed Rs.1,00,000/-. Contact officer:Food Grant The private hostels recognized by the Government in which the students BC,MBC & DNC are staying are given food grant of Rs.2000 at the rate of Rs.200 per month for 10 months. Eligibility:Annual parental income should not exceed Rs.50,000. The students need not send separate application. Contact officer:- Concerned warden of the private hostels. District Backward Classes & Minorities Welfare officers of the District.

15 Incentives scheme for rural girl students (MBC /DNC only) Rural girls students belonging to MBC & DNC, studying in 3rd to 5th std and 6th std are given rural incentives of Rs.500 and Rs.1000 respectively. Eligibility:Parental annual income should not exceed be Rs.25,000 in Chennai district this scheme is not in operation. The students studying in Government / Government aided schools situated in the rural areas. Girls students of widows/deserted women will be given preference. Contact officer:- Concerned school Headmasters. Supply of Free Bicycles Eligibility:All students (Boys and Girls) who are studying in +1 standard in Government/Government aided /Partly aided schools are eligible to get free bicycle. Free bus pass holders are also eligible for the benefit under this scheme. The students staying in hostels located within the campus of School and residential Schools are not eligible. Contact officer:Head masters of the Schools.

Educational Loan Scheme for Minorities:Eligibility:Minority students in the age group of 16-32 years Parental annual income: Below double the poverty line. Loan amount: Rs. 50,000 per year Maximum of Rs.2,50,000 for 5 years Rate of interest : 3% per annum

16 Repayment : 60 monthly instalments commencing from 6 months of the completion of the course or getting employment whichever is earlier. Course: Technical and Professional courses which have immediate job potential Agency to issue loan: TAMCO through any co-operative or

Nationalised Banks. Merit-cum-Means Scholarships to minority students:Eligibility:(i) (ii) Parental annual income should not exceed Rs.2.5 lakhs per annum. Should have obtained not less than 50% of marks in +2 and Diploma

Scholarship Amount:Hostellers : Tuition whichever fees is Rs.20,000 less and or actuals

Maintenance

Allowance of Rs.10,000/Day scholars : Tuition fees is Rs.20,000 less or and actual fees

whichever

Maintenance

Allowance of Rs.5,000 The entire course fee is reimbursable to the students pursuing studies in institutions notified by GOI. Applications should be sent to the Commissioner of Minority Welfare, Chennai through the Head of the Institution. Post matric scholarships to minority students:Eligibility:(i) (ii) Annual parental income should not exceed Rs.2 lakhs Secured not less than 50% marks in the final examinations

17 [iii] Scholarship amount:XI and XII students : Rs. 7,000 per annum Rs. 10,000 per annum Rs. 3,000 per annum

Technical & Vocational Courses : Under Graduate/Post Graduate students:

Application will be send to the Commissioner of Minorities Welfare through the Head of Institutions. Further details of the scholarship can be had from the

website:www.minorityaffairs.gov.in IAS/IPS CIVIL SERVICE EXAMINATION TRAINING :Eligibility :(i) (ii) Candidate should be a Graduate; No income limit; For Hostel students, parental annual income should not exceed Rs.50,000/- per annum Advertisement will be issued in newspapers. The training is conducted through the Anna Institute of Management.

3.Economic Development :For the economic upliftment of the socially backward people belonging to Backward Classes, Most Backward Classes and Denotified Communities, schemes like distribution of free Sewing Machines, free Iron Boxes and Job Oriented Training Schemes are provided by this Department. on account of these schemes. Loans through TABCEDCO and TAMCO are also given. The economic standard of these people has been improving

18 1.Supply of Sewing Machines Eligibility:The parental income should not exceed Rs.16000 in rural areas and Rs.24000/- in urban areas should belong to BC/MBC/DNC. Should have Tailoring Knowledge. Contact Officer:- District Backward Classes Welfare Officer 2. Supply of Iron Box Eligibility:For Salavaithozhilalars belonging to BC/MBC/DNCs are eligible. The family annual income should not exceed Rs.16000 in areas and Rs.24000 in urban areas. Contact officer:- District Backward Classes Welfare Officer 3. Job Oriented Training Eligibility:The parental income should not exceed Rs.50000/- per annum. Types of Training Various types of job oriented training courses ie, Hotel Management and Catering Technology courses, Computer training course, Footwear & Leather goods manufacturing, Plastic processing machine operator course, Heavy Vehicle Training courses are implemented by this Department. Contact officer:1. Director of Backward Classes Welfare, Chennai-5. 2. Director of Most Backward Classes and Denotified Communities, Chennai-5. rural

19 3. Commissioner of Minorities Welfare, Chennai 4. District Backward Classes and Minorities Welfare Officers in districts concerned 4. Distribution of Free House Site Patta Eligibility:People not in possession of residential house or house site are eligible. The annual income should not exceed Rs.16000 in rural areas and Rs.24,000 in Urban areas. Contact officer:- District Backward Classes and Minorities Welfare Officer 5. Grant-cum-loan scheme for small and medium farmers :For the upliftment of small and medium farmers of BC, MBC / DNC Communities the Government have introduced a grant cum loan create irrigation facilities. Eligibility Amount : : Small and medium farmers Loan upto Rs.1 lakh with a subsidy of 50% scheme to

subject to a maximum of Rs.50,000/Contact Officer:District Collector / District Backward Classes and

Minorities Welfare Officer of the concerned district. 6. Grants to perform Funeral Rites:Eligibility:The annual income should not exceed Rs.24,000; Should belong to MBC/DNC. A sum of Rs.500 will be given to the poor MBC/DNC family. Contact officer:- Local Body officials.

20

TAMIL NADU BACKWARD CLASSES ECONOMIC DEVELOPMENT LTD. (TABCEDCO)

1. Procedure for availing loan assistance by the BC, MBC & DNCs The above Corporation is extending term loan to the BCs, MBCs / DNCs for their socio-economic development, through various schemes. 2. Financial Activities Various schemes of financial assistance implemented are as follows. 1. 2. 3. 4. Eligibility:(a) Beneficiaries should belong to i) BCs, ii) MBCs, iii) DNCs (b) i) Persons with family income not exceeding Rs.40,000/- p.a. in rural areas and Rs.55,000/- p.a. in urban areas. ii] Beneficiaries age should be above 18 years. iii) Loan assistance will be sanctioned for one person in a family. 4. Mode of Application Loan Application forms can be had free of cost from the Registered Office of the TABCEDCO situated in Chennai. or From the DBC & MWOs & Regional Manager, of TABCEDCO in the districts. or Co-operative Banks. Traders and Small Business Transport Agriculture Handicrafts and Traditional occupations. (Artisan)

21 5. Documents to be produced The applicants should submit the Loan Applications to the DBC & MWOs in the districts / Office of the Joint Registrar of Co-operative Societies / Co-operative Banks along with a copy of the following documents. i) Community, income and nativity certificates. ii) Ration Card. iii) Quotation from a leading company. iv) Project Report (for big projects only). v) Driving License (for transport vehicle loans only). vi) Documents for Hypothecation / Mortgage. 6. Method of Loan Sanction (1) The following institutions are authorised to act as Sub-Channelising Agencies for the disbursement and recovery of loan. 1. Tamil Nadu Industrial Co-operative Bank. 2. Tamil Nadu Handloom Development Corporation. 3. Co-operative Bank. 4. Private & Nationalised Bank. 5. Aavin. (2) In respect of loan applications received for sanction of loan through Cooperative Banks, the applications will be processed by the respective Co-operative Banks and the concerned Bank will scrutinize the application and after ensuring the viability of the scheme and repaying capacity of the applicant etc, the application will be placed before the District level Screening Committee headed by the Joint Registrar of Co-operative Societies and the Committee will recommend for sanction of loan. (3) In respect of Milch Animal Scheme implemented through Aavin, Aavin will select the beneficiaries among the members of the Milk Producers Union in their jurisdiction and recommend for sanction of loan to them for purchase of Milch Animals with project cost of Rs.15,000/- each.

22 7. Securities for Loan Amount As per banking norms. 8. Method of Financial Assistance The term loan amounts are sanctioned to the eligible persons by the corporation adopting the following patterns:Term Loan Amounts 1. General Loan Scheme Quantum Beneficiary Share TABCEDCO Share : : 5% 10% 85% Rate of Interest 6% 6%

National Corporation Share :

(Maximum Rs.5.00 lakhs depending upon the Trade etc.) Upto Rs.1 lakh will be sanctioned by TABCEDCO. Above Rs.1 lakh, loan will be sanctioned with the prior permission of National Corporation. Repayment 3/5 years. 3. Loan Scheme for Women i) Micro Credit Scheme (Mahila Samridhi Yojana) Minimum Rs.2000/- Maximum given.

Rs.10000/-

per

beneficiary

will

be

ii) Repayment Period Minimum 12 Months, Maximum 3 Years (Loans will be disbursed to the members of the SHG through SHG). iii) Pattern of Assistance TABCEDCO Share : 5% National Corporation Share : 95% Rate of Interest to SHG through Co-op. Banks : 4%

23 3. New Swarnima Scheme Maximum Rs. 50,000/- per beneficiary will be given Pattern of Assistance TABCEDCO Share National Corporation Share Annual Income 5% 95% Rs.20,000/- (for rural) Rs.27,000/- (for urban) 4. Loan to Entrepreneurship Development Programme Trained Women Entrepreneurship Development Programme Trained Women will be eligible to get loan upto Rs.10,000 through Co-op. Banks under General Loan Schemes. 5. Other items - Transport 1. Car/Van/Mini Van 2. Agricultural purchase of 3. Tractor/Trailer 6. Repayment of loan The repayment of the loan amount should commence with 2 months moratorium period after the sanction of loans and should be repaid in full within a reasonable period of not exceeding 12 months / 3 years / 5 years depending on the project. The loan amounts should be repaid in monthly / quarterly basis. 7. Defaulters Penal interest is charged at 5% by the TABCEDCO from the defaulters for non-payment of dues on due dates for the defaulted period. 8. Loan sanction card After the sanction of loans, each and every beneficiary is given a loan sanction card. This card should be preserved carefully and should be produced for making necessary entries while repaying the instalments. Maximum Loan Amount Rs3.13 lakhs Interest at 10% (Repayable in 5 years) Rate of Interest 4% 4%

24

TAMIL NADU MINORITIES ECONOMIC DEVELOPMENT CORPORATION LTD., CHENNAI -600 002
Concessions / Benefits I. Conditions

Individual Term Loan Minorities are eligible Scheme: The loan amount upto Rs.1,00,000/- Muslims, Christians, Sikks, Buddhists, is sanctioned for business / project or and Parsians, are eligible to apply. for improvements in the business/Project. The loan amount above Annual income of the applicant should be Rs.1,00,000/- and upto Rs.5,00,000/- within Rs.39,500/- in rural areas and is sanctioned after getting approval of Rs.54,500/- in urban areas. NMDFC, New Delhi. Age limit above 18 years. II. Milch animal loan schemes. The loan amount of Rs.30000/- is sanctioned for two animals Loan will be sanctioned for 1 person in a family. The loan should be repaid within through Aavin five years. III. Loan is sanctioned for the Documents to be produced: purchase of Auto by forming 1. Community Certificate, Annual Income Individual Co-op. Societies. Certificate 1.LPG Auto : Rs.121000 2. Ration Card/ Residence Certificate 2. Career Auto : Rs.128000 3.Project Report for loans above 3. Other Auto : Rs.100000 Rs.50000/4. Driving License( for transport sector) All the above loan schemes are 5. Any other Document required by cosanctioned at 6% rate of interest per operative Banks. annum Pattern of the above loans: NMDFC : 85% TAMCO : 10% Beneficiary : 5% IV. Micro-Finance. The Maximum loan amount of Rs.10,000 is sanctioned per individual member of Minority Self Help Group

25 The Maximum and Minimum numbers in the SHG is as follows: The Maximum: 20 Nos. The Minimum :10 Nos. The Minority Self Help Group must have a minimum of 60% Minorities and balance numbers may be BC/SC, etc, All the beneficiaries are eligible for this loan. The rate of interest is 4% The SHG to be eligible for the loan should be practicing thrift and credit for at least 6 months. The pattern of the above loan is: NMDFC : 90% TAMCO : 10% V. Loans for Transport Sector: The loan for the purchase of Transport vehicles upto Rs.3.13 lakhs will be sanctioned at the rate of 10% per annum Contact Officer District Backward Classes & Minorities Welfare Officer/ Superintendent, Minorities of the District concerned (or) Regional Joint Registrar of Co-operative Societies or concerned Co-operative Banks.

30 iii. Should be above 60 years. iv. Monthly Income should not be above Rs.1,000/-. i. Chief Executive Officer, Tamil Nadu Wakf Board, Chennai - 1. ii. District Collectors (Through) Superintendent of Wakfs / Wakf Inspectors.

5.

To whom should be applied

2. SCHEME FOR MINOR RENOVATION GRANT FOR MOSQUE, DARGHAS. (1) Maximum Amount Sanctioned (2) Allotment (3) Number of Benefited Institutions (4) Application to be sent to Rs.25,000/-for Each Wakf Rs.5,00,000/- Each Year. 20 Wakf Institutions Chief Executive Officer Tamil Nadu Wakf Board, Chennai - 1. (Through) Superintendent of Wakf / Wakf Inspectors. CONSTRUCTION OF

3. SCHEME FOR BARBED WIRE FENCING OR COMPOUND WALL FOR MUSLIM BURIAL GROUND (1) Maximum Amount Sanctioned (2) Allotment (3) Number of Benefited Institutions (4) Application to be sent to

Rs.25,000/-for Each Wakf Rs.5,00,000/- Each Year. 20 Wakf Institutions Chief Executive Officer Tamil Nadu Wakf Board, Chennai -1. (Through) Superintendent of Wakf / Wakf Inspectors.

4. LOAN FOR DEVELOPMENT OF URBAN WAKF PROPERTIES (1) Loan Disbursing Institution (2) Maximum Amount Eligible (3) Repayment period (4) Rate of Interest (5) Application to be sent to Central Wakf Council, New Delhi. 75% of the Estimated Amount subject to a maximum of Rs.10 lakhs 25 yearly instalments Donation not exceeding 6% per annum of the loan outstanding The Central Wakf Council, New Delhi through the Chief Executive Officer Tamil Nadu Wakf Board, Chennai -1.