Sajag Valuers Private Limited

We value your world!

_________________________________________________________________________ After opening up of the economy and onset of globalization, growth in India has been exponential especially in the metros and large cities, thus leading to a phenomenal growth in real estate sector supported by the banking sector. Both of them have complimented each other effectively and successfully. Banks for the purpose of financing / extending credit to borrowers have relied heavily on the valuation of assets and experts to do so.

However practice in the field of valuation has traditionally been a profession dependent on individual knowledge and skills. Lack of formal education, training and hands on experience in this subject has created a dearth of professionals to deal with efficiently. At the same time risks in Banking and Financial services industry (BFSI) have gone up substantially due to ongoing sub prime crisis and effects of the same on entire BFSI. Thus evolved a concept where people with different sets of skills could be incorporated into an effective system through organization which was realized in the form of Sajag Valuers Pvt. Ltd. (Sajag) Sajag is promoted by Umesh Deshpande, Makarand Mandke & Astute Corporate Services. Collectively we bring more than 50 years of experience in Risk Management, Construction, Project management, Project Appraisal and Valuation. The experience and expertise in this profession has helped many banks and financial institutions in assessing correct value of the assets and hence bank could fund appropriately against their assets and contain balance sheet provision in the form of NPA. With all the professionals bringing the expertise and scale together, Sajag is now set to expand the services to top 20 locations of India. Sajag will have offices / associate offices across India, with trained and skilled staff/associates, world class ERP software which will be a backbone of the organization and the complete data base across cities to cater to need of the BFSI sector for valuation of asset portfolio. In short, Sajag would be there to protect your interests!

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Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ We are having offices at Pune, Mumbai, Nashik and from locations mentioned below we can give services as and when required. 1. 3. 5. 7. 9. Ahmadabad Bangalore Bhopal Chennai Dehradun 2. 4. 6. 8. Aurangabad Baroda Chandigarh Delhi / NCR

10. Hyderabad 12. Jaipur 14. Madurai 16. Nagpur 18. Pune 20. Vijayawada

11. Indore 13. Kolkata 15. Mumbai 17. Nashik 19. Surat Profile of Directors:

Umesh Deshpande - BE Civil, FIV, Govt. Registered Valuer (CBDT) Regn No.(CATI/743 of 2009-2010) Firm: Shilp Consultants A leading Valuer based at Pune with 20 years of experience in Valuation, Construction and Project Management. Makarand Mandke - BE Production, MBA Finance Risk Professional. Has 14 years of experience in Banking and Financial services industry in the areas like Risk Management, Credit, Collection & Analytics.

Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

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Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ Chandrashekhar Gokhale Post Graduate in Commerce & Accounting professional Firm: Astute Corporate Services Pvt Ltd 24 years experience in field of Accounting Audit, Risk Containment & Fraud Detection, verification etc. Sarika Kalgaonkar - B.Com., MCM ,Certified Software Quality Testing Analyst of Computer Society of India 9 years experience in developing web solutions and software applications. Qualified trainer in web designing and software applications for corporate sector and government organizations. Head office Address and contact details: Sajag Valuers Private Limited. Address Tel. No. Cell No Mail Web Site : 5th Floor, Sargam, 2 Neelkamal Society, Karvenagar, Pune 411 052. : 020-32408641 : 09822018207 / 09960346640 : info@sajagvaluers.com : http://www.sajagvaluers.com

Mumbai office Address and contact details: Contact Person : Mr. Amit Gadnis Designation : Senior Valuer Address: 88/H, Sharada Mansion, Madhavdas Pasta Road, Dadar (E ) Mumbai 400 014 Tel. No. Cell No Mail : 022-42138212, 022-42138215 : 9822420131, 9960641415 : amitgadnis@sajagvaluers.com

________________________________________________________________________ Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ Current Empanelment of Sajag Valuers Pvt Ltd:

Valuation Services in Banks IDBI Mumbai -

NBFCs & Realty Funds Religare Enterprises Cholamandalam DBS Fullerton India Credit Company Limited

Drive by Valuations Bank IDBI Qty - 5000 nos Pan India Level Internet based ERP Software

Completed 2 assignments for IDBI bank in record time, which has been appreciated by banks senior management

Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ Profile of Shilp Consultants: This firm is primarily into Civil and Infrastructural engineering, Valuation & Consultancy. Shilp Consultants has undertaken number of jobs involving Valuation, Technical audit and executed the responsibilities successfully.

Valuation Services in Banks & NBFCs Bajaj Auto Finance CholamandalamDBS Citi Finance FACT (for VISA requirement) G E Money HDFC Bank ICICI Bank ICICI Home Finance Company Ltd IDBI Bank Indiabulls Group Money Line Credit Reliance Capital Saraswat Co.Op. Bank Ltd. Vidya Sahakari Bank Ltd -

List of Corporate Clients Bishops School Deepak Fertilisers D.Y. Patil Education Trust Katayani Petroleum RSB Transmission Ltd Sudarshan Chemicals Venkateshawara Hatcheries

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Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ Profile of Astute Corporate Services Pvt Ltd: Astute Corporate Services is a company formed by renowned experts in the field of Fraud Control & Risk Containment with proven track record across India. It is a professionally managed company formed to render quality services in the field of Risk Containment, Fraud Detection and Business Process Outsourcing to various Bank, Financial Institution, Software Companies, Insurance Companies and India Corporates.

Banking & NFBC Sector: ABN Amro Centurion Bank of Punjab Limited Cholamandalam DBS Citi Financial Consumer Finance India Limited Deutsche Bank Fullerton India Credit Corporation GE Countrywide Consumer Finance India Limited HDFC Bank ICICI Bank IDBI Bank Limited HSBC Bank IndusInd Bank Limited ING Vysya Bank SBI GE Credit Cards Standard Chartered Bank Sundaram Home Finance Tata Motors Finance Limited Union Bank of India UTI Bank Of India Bharti Cellular Ltd (Airtel) Hutch Essar Limited IDEA Cellular Reliance Infocom Tata Tele-services

Telecom Sector:

Insurance Sector: Bajaj Allianz ICICI Lombard General Insurance Co Limited Kotak Life Insurance

Software Sector: Adventity Software: SakSoft

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Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207

Sajag Valuers Private Limited

We value your world!
_________________________________________________________________________ Key Persons: - Mr. Amit Gadnis D.C.E., B.E. Civil o o Experience of land Surveying 4 years and 6 years as a site engineer for construction projects Experience of 6 Years as a consulting valuer in reputed valuer firm worked in Mumbai, Pune, Nasik.

Handled valuation cases of Immovable properties for various purposes such as Bank Loans, Approved Project Funding, Capital Gains/Wealth Tax, DRT, Court Settlement for disputed properties, Rental, property Taxes Audit with local Municipal Bodies, Visa Purpose etc. The big ticket valuation cases are ranging from 1 crore to 1000 crores. Done valuations of movable properties such as LMV, Commercial Vehicle, Construction Equipments - Mr. Shrikrishna Sathe B.E., D.B.M., M.D.B.A., Brainbench certified Java Professional, FIV, MIE, Approved Valuer, Chartered Engineer Experience of 15 years in Mechanical Engineering, 10 years in Software Development including SAP ERP implementation and customized ERP software products and 5 years in Valuation of Plant & Machinery

_________________________________________________________________________ Address: 2, Sargam, Neelkamal Society, Karvenagar, Pune 411 052. Web: www.sajagvaluers.com Email: info@sajagvaluers.com Cell No: 9822018207