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HANDBOOK

ON
INDIAN INSURANCE STATISTICS
2011-12

INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY


INDIA

Head Office
3rd Floor, Parishram Bhavan
Basheerbagh, Hyderabad 500 004
INDIA.
Phone : +91-40-2338 1100 / 1300
Fax : +91-40-6682 3334

Website: www.irda.gov.in
E-mail: irda@irda.gov.in

Delhi Office
Gate No. 3, 1st Floor, Jeevan Tara
Parliament Street, New Delhi 110 001
INDIA.
Phone : +91-11-2374 7648
Fax : +91-11-2374 7650

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INSURANCE REGULATORY AND


DEVELOPMENT AUTHORITY

J. Hari Narayan
Chairman

FOREWORD
The Insurance Regulatory and Development Authority (IRDA) is the regulator for the insurance sector in India.
The Authority has been set up with the mandate to protect the interests of the policyholders and to regulate,
promote and ensure orderly growth of the insurance industry. The Authority, as part of the regulatory oversight, has
mandated submission of Reports/Returns to be submitted by its regulated entities, including insurance companies,
intermediaries and Third Party Administrators (TPAs), at periodic intervals. With the stabilization of the Industry
post opening up of the sector to private participation in the year 2000, a wealth of statistical information has been
generated. This information has been captured into different time-series tabulations to provide an insight into the
various aspects of the operations of the industry commencing from the year 2000-01. The initiative which began
in the year 2007-08, with the maiden edition of the Handbook on Indian Insurance Statistics has been alleviated to
consistently improve the datasets which are being published on an annual basis.
The present edition is fifth in the series, and its scope has been enlarged to include additional industry-wide data on
both life and non-life insurance companies and intermediaries. Thus, the fifth edition of the Handbook has widened
the coverage by incorporating additional statistical trends which, amongst others, includes statistics on state-wise
life insurance penetration and density of individual new business, persistency of life insurance policies; average
number of policies; average new business premium and average premium per policy for individual and corporate
agents.
I commend the contribution of Dr. Mamta Suri, Joint Director and her team who have brought out this enlarged
edition of Handbook at an appropriate stage of time to cater to the increasing needs of the industry. I trust all
stakeholders of the insurance industry will find this Handbook useful. My team at IRDA will continue to strive at
improving the coverage and content of the Handbook in its subsequent editions as well. We welcome all readers
and users of this publication to offer their valuable feedback and suggestions. The suggestions and feedback may
be directly sent through e-mail to mamta@irda.gov.in

(J. HARI NARAYAN)


Place: Hyderabad
Date: 27.12.2012
Heefjece YeJeve, leermeje leue, yeMeerj yeeie, nwojeyeeo - 500 004. Yeejle
: +91-40-66820957, Hewkeme : 91-40-66823334
F&-cesue : chairman@irda.gov.in Jesye: www.irdaindia.org

Parishram Bhavan, 3rd Floor, Basheer Bagh, Hyderabad - 500 004. INDIA
Ph.: +91-40-66820957, Fax : 91-40-66823334
E-mail: chairman@irda.gov.in Web.: www.irdaindia.org

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

CONTENTS
SI.
No.

Particulars

Page
No.

SUMMARY
A
B
C
D

Summary of Indian Life Insurance Sector


Summary of Indian Non-Life Insurance Sector
International Comparison of Insurance Penetration
International Comparison of Insurance Density

3-4
5
6-7
8-9

CHARTS
1
2
3
4
5
6
7
8

Life Insurance
Number of Insurers
Region Wise Distribution of Offices
Number of New Policies Issued
Total Life Insurance Premium
Channel Wise New Business Premium (Individual + Group)
Equity Share Capital
Assets Under Management
Profitability of Sector

13
13
14
14
15
15
16
16

9
10
11
12
13
14
15
16

Non-Life Insurance
Number of Insurers
Number of Policies Issued
Gross Direct Premium
Segment Wise Net Premium Income Earned
Equity Share Capital
Share of each fund in Total Assets Under Management
Profitability of Sector
Incurred Claim Ratio

17
17
18
18
19
19
20
20

TABLES
PART - I
LIFE INSURANCE
1
2
3
4
5
6
7

Life Insurance Companies Operating in India


First Year Life Insurance Premium
Total Life Insurance Premium
Individual New Business Performance of Life Insurers - Channel Wise
Group New Business Performance of Life Insurers - Channel Wise
State Wise Individual New Business Underwritten
State Wise Group New Business Underwritten

23
24
25
26
27
28
29

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

SI.
No.

Particulars

Page
No.

8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

State wise Life Insurance Penetration and Density of Individual New Business
Number of New Policies Issued
Individual Business (Within India) - Business in Force (Number of Policies)
Individual Business (Within India) - Business in Force (Sum Assured)
Linked and Non - Linked Premium of Life Insurers
Linked and Non - Linked Commission of Life Insurers
Individual Death Claims
Group Death Claims
Duration Wise Settlement of Death Claims - Individual Category
Duration Wise Settlement of Death Claims - Group Category
Assets Under Management of Life Insurers
Equity Share Capital of Life Insurers
Solvency Ratio of Life Insurers
Life Insurers - Policyholders Account
Life Insurers - Shareholders Account
Life Insurers - Balance Sheet
Life Insurance Corporation of India - Policyholders Account (Non-Participating)
Life Insurance Corporation of India - Shareholders Account (Non-Participating)
Life Insurance Corporation of India - Balance Sheet (Non-Participating)
Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business
Persistency of Life Insurance Policies
Number of Individual Agents of Life Insurers
Number of Corporate Agents of Life Insurers
Average Number of Policies Sold by Individual and Corporate Agents
Average New Business Premium for Individual and Corporate Agents
Average Premium Per Policy for Individual and Corporate Agents
State Wise Distribution of Offices of Life Insurers
Region Wise Distribution of Offices of Life Insurers
State Wise Distribution of Individual Agents
New Business Under Micro Insurance Portfolio
Death Claims Under Micro Insurance Portfolio - Individual Category
Death Claims Under Micro Insurance Portfolio - Group Category
Duration Wise Settlement of Claims- Micro Insurance - Individual Category
Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category
Company Wise Number of Micro-Insurance Agents
Status of Grievances - Life Insurance
Performance of Ombudsmen at Different Centers - Life Insurance

ii

30
31
32-42
43-54
55-57
58-60
61
62
63-69
70-78
79
80
81-82
83-97
98-111
112-123
124
125
126
127
128
129
130
131
132
133
134-139
140
141-150
151-152
153-155
156-157
158-160
161-162
163
164
165-166

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

SI.
No.

Particulars

Page
No.

PART - II
NON-LIFE INSURANCE
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77

Non-Life Insurance Companies Operating in India


Gross Direct Premium of Non-Life Insurance (Within & Outside India)
Segment Wise Gross Direct Premium of Non-Life Insurers (Within India)
Segment Wise Net Premium Income in India (Earned)
Health Insurance (Other than Travel-domestic/overseas & Personal accident):
Gross Premium and Number of Persons Covered
Personal Accident Insurance : Gross Premium and Number of Persons Covered
Channel Wise Gross Direct Premium of Non Life Insurers
State Wise Gross Direct Premium Income
Number of New Policies Issued : Non-Life Insurers
Net Retentions of Non Life Insurers
Incurred Claims Ratio - Public & Private Sector Non-Life Insurers
Underwriting Experience and Profits of Public Sector Companies
Underwriting Experience and Profits of Private Sector Companies
Assets Under Management of Non-Life Insurers
Equity Share Capital of Non-Life Insurers
Solvency Ratio of Non-Life Insurers
Public Sector Non-Life Insurers - Policyholders Account
Public Sector Non Life Insurers - Shareholders Account
Public Sector Non-Life Insurers - Balance Sheet
Private Sector Non-Life Insurers - Policyholders Account
Private Sector Non-Life Insurers - Shareholders Account
Private Sector Non-Life Insurers - Balance Sheet
Health Insurers - Policyholders Account
Health Insurers - Shareholders Account
Health Insurers - Balance Sheet
Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account
Export Credit Guarantee Corporation Ltd.(ECGC) - Shareholder Account
Export Credit Guarantee Corporation Ltd. (ECGC) Balance Sheet
Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account
Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account
Agriculture Insurance Company of India Ltd. (AIC) Balance Sheet
General Insurance Corporation (GIC) - Policyholders Account
General Insurance Corporation (GIC) - Shareholders Account

iii

169
170
171-175
176-180
181-182
183-184
185
186-189
190
191
192-205
206-210
211-219
220
221
222
223-238
239-243
244-248
249-278
279-287
288-296
297-298
299-300
301
302
303
304
305
306
307
308
309

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

SI.
No.

Particulars

Page
No.

78
79
80
81
82
83
84

General Insurance Corporation (GIC) Balance Sheet


State Wise Number of Offices of Non-Life Insurers
State-Wise Number of Registered Brokers
Third Party Administration Number of Claims Received & Duration Wise Settlement of Claims
Status of Grievances - Non-Life Insurers
Performance of Ombudsmen at different centers - Non - Life Insurance
Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined

iv

310
311-314
315
316-320
321-322
323-324
325-326

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

SUMMARY

Calender Year

Insurance density

FY
FY
FY
FY
FY

First year premium (Including


single premium)

Total Premium

Market share of LIC (based on


Total Premium)

Individual Business in Force


(Number of policies)

Individual Business in Force


(Sum Assured)

Nos.

As on 31 March

No of corporate agents
FY

Operating Expenses related to


Insurance Business

FY
FY
FY

Amount Claimed (Individual)

Total Benefit Paid (Net)

FY

No of claims submitted (Group)

Amount Claimed (Group)

FY

No of claims submitted
(Individual)

POLICYHOLDERS' SERVICES

FY

Commission paid

(` Lakh)

(` Crore)

(` Crore)

No of Lives

No. of
policies

(` Lakh)

(` Lakh)

Nos.

st

As on 31st March

(` Crore)

In
Thousands

In Per cent

(` Crore)

(` Crore)

In Lakhs

US $

No of individual agents

INTERMEDIARIES

FY

Number of new policies issued

BUSINESS FIGURES

Calender Year

Insurance penetration

In per cent

Nos.

As on 31 March

No of branch offices
st

Nos.

Unit

As on 31st March

Remarks

No of companies

PROFILE

PARTICULARS

99.98

34898

9707

2199

2000-01

1747952

467417

456691

275

476902

99.46

50094

19857

9.10

2.15

2306

12

2001-02

2054522

545115

515273

757

1038802

97.99

55748

16942

253.71

11.70

2.59

2445

13

2002-03

2399357

642483

615838

2436

1556817

95.32

66654

19788

286.27

12.90

2.26

2612

13

2003-04

2875133

821560

709861

819

481250

90.67

82855

26218

262.11

15.70

2.53

3001

14

2004-05

3520986

961105

863548

216

1423839

1554045

193601

85.75

105876

38786

354.62

18.30

2.53

3865

15

2005-06

5571501

1358584

1226864

656

1993199

3857531

451963

81.90

156076

75649

461.52

33.20

4.10

5373

16

2006-07

6168637

1114.31

4625.95

162837

577322

2030673

1468058

2415

2520492

2396646

257911

74.39

201351

93713

508.74

40.40

4.00

8913

18

2007-08

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Contd.)

5837029

1383.04

5279.02

264138

640620

2583190

1549598

2506

2937435

2913703

291618

70.92

221785

87331

509.23

41.20

4.00

11815

22

2008-09

2118.01

8286.40

436201

851534

3294230

1828029

2165

2639392

3856219

329187

69.78

291605

126381

481.52

55.70

4.40

11546

23

2010-11

2458.45

9157.94

402407

854200

2967459

1848619

882

2358885

4311470

335284

70.68

287072

113942

441.93

49.00

3.40

11167

24

2011-12

9556491 14215045 15267108

1678.77

6541.04

309151

762435

2890628

1803559

2930

3742439

3338541

318927

70.10

265447

109894

532.25

47.70

4.60

12018

23

2009-10

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Remarks

Unit

2000-01

2001-02

FY
FY
FY
FY
FY
FY
FY
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)

4
2481

266
260552
11064
2234

1688
352625
(41456)
3244

307309
43627

3404

1967

0
230369
59398
1669

229649
30638

Nos.

0
194010
29115

230369
0

2003-04

519

(` Crore)
(` Crore)
(` Lakh)
(` Crore)

As on 31st March
As on 31st March
As on 31st March
As on 31st March

194010
0

2002-03

Nos.

(` Crore)
(` Crore)

Nos.
Nos.
Nos.
Nos.
Nos.

As on 31st March
As on 31st March

REDRESSEL OF CONSUMER GRIEVANCES


No of grievances reported
FY
during the year
No. of complaints reported
FY
with the Ombudsmen at
different centres

Assets Under Management


Life Fund
Pension & General Annuity
& Group fund
Unit ULIP Fund
Total Fund
Profit/(Loss) after tax
Equity Capital

Region Wise distribution of Offices


As on 31st March
Metro
Urban
As on 31st March
Semi-Urban
As on 31st March
Others
As on 31st March
Total
As on 31st March

Channel Wise-New Business (No. of Lives Covered)-Individual plus Group


FY
In Lakhs
Individual agents
Corporate agents-Banks
FY
In Lakhs
Corporate agents-Others
FY
In Lakhs
Brokers
FY
In Lakhs
Direct selling
FY
In Lakhs
Total
FY
In Lakhs
Referrals
FY
In Lakhs

Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals

Channel Wise-New Businesss (Amount of Premium)-Individual plus Group

Particulars

4893

1433

7527
428452
(16483)
4353

366220
54705

2004-05

465555
71575

549
1347
2159
1318
5373

423.29
29.06
17.53
7.51
174.97
660.15
7.79

54611
3690
1829
363
13847
75597
1258

2006-07

541630
91262

939
1637
3540
2797
8913

499.89
34.62
32.74
9.48
277.23
853.96
13.52

67611
6822
3503
573
15174
93683
2347

2007-08

629650
113952

1265
2123
4513
3914
11815

462.66
41.43
33.35
9.50
490.92
1037.85
19.57

56884
7307
3511
857
18340
86900
2731

2008-09

4980

2516

5433

861

5565

2057

5753

1794

25888
67050 133077 172763
487151 604180 765969 916365
(45242) (115960) (341281) (488301)
5892
8124
12296
18255

397189
64074

2005-06

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Concld.)

8967

2449

337540
1212458
(98882)
21020

731291
143627

1244
2105
4530
4139
19575

540.33
32.66
103.59
53.66
608.64
1338.88
12.86

66906
9288
3912
1476
28262
109845
2610

2009-10

11017

9565

399116
1430118
265704
23662

841075
189927

1132
1988
4668
3758
11546

450.17
65.88
97.24
51.69
648.40
1313.39
8.68

68094
12391
3277
1685
40886
126333
875

2010-11

12353

309613

369972
1581259
597353
24932

974620
236667

1106
1956
4792
3313
11167

478.06
47.99
27.32
28.47
526.90
1108.74
0.13

53113
12811
2322
1460
44163
113868
35

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

No of grievances reported during the year


No. of complaints reported with the
Ombudsmen at difference centres

REDRESSEL OF CONSUMER GRIEVANCES


FY
FY

Incurred Claims Ratio


FY
Fire
Marine
FY
Motor
FY
Health
FY
Miscellaneous
FY
Total- All Segments
FY
Assets Under Management
As on 31st March
Underwriting Profit/Loss
FY
Equity Share Capital (Including specialised
As on 31st March
insurers but excluding GIC))
Commission expenses
FY
Operating expenses realted to Insurance business
FY
Operating profit/(Loss)
FY
Income from investments
FY
Profit after tax (Industry Total)
FY
Nos.
Nos.

(` Lakh)
(` Lakh)

(` Lakh)
(` Lakh)

In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
(` Crore)
(` Lakh)
(` Crore)

In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent

FY
FY
FY
FY
FY
FY
FY
FY

Net Retentions of Non-Life Insurers


Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total- All Segments

In Lakhs
(` Crore)
In Per cent

Nos.
In percent
US $

Unit

(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)

FY
FY

As on 31st March
Calender Year
Calender Year

Remarks

(5319)
225842
(2554)
1514
(1358)

38442
24462

2969

3898

8634
308449
10696
91224
68064

109.12
78.27
63191
30334
1723

105.15
88.02
(26646)
23400
1517
(2420)
268069
(57594)
78077
(7210)

47.04
67.10

46.52
59.70

295478
121519

436
14870
90.92

15
0.67
3.0

4311

11075
420346
46452
126067
141100

88.95
77.20
142536
34075
2149

30.33
62.19

80.5
89.5
26.7
81.3
99.0
26.0
94.7
87.9

315005
111754

417
16542
86.35

15
0.62
3.5

4534

30384
440489
87824
142246
153811

86.27
77.43
129350
37412
2299

39.54
66.61

76.0
85.1
25.6
75.8
99.6
23.5
88.4
86.5

333092
122810

498
18456
81.00

15
0.64
4.0
511
21339
74.87

15
0.61
4.4
467
25930
66.60

16
0.60
5.2
573
28806
61.48

19
0.60
6.2
671
31428
59.74

21
0.60
6.2

4094

40078
520001
38922
192612
174723

86.88
88.39
147366
42332
2784

64.57
74.41

85.8
91.8
39.8
91.6
100.0
48.5
94.5
92.6

4756

25233
541293
205785
211079
355134

58.52
86.52
84.69
141.02
52.85
81.27
313711
50383
3056

65.7
77.1
18.3
72.9
96.2
21.9
89.6
83.4

75.74
102.93
88.82
105.95
54.17
86.31
39707
58893
4400

77.35
88.59
31.26
71.26
99.99
23.71
96.95
94.45

65.39
79.18
25.06
70.15
98.88
37.50
90.63
88.24

455512
251877
1817272
994393
738594
4257647

793
43842
60.22

25
0.71
8.7

2010-11

75.16
78.86
32.29
73.53
99.02
20.16
94.52
91.84

542971
287459
2423864
1177730
855553
5287577

857
54578
59.11

25
0.70
10

2011-12

79.91
86.07
96.77
78.08
90.18
83.42
84.51
102.54
94.90
111.13
100.08
93.97
56.64
56.13
54.35
85.67
93.30
88.85
120451 (515547) (881684)
66372
82520
99268
5255
6276
7396

73.99
85.35
23.31
68.88
99.99
25.64
91.39
90.30

386927
216759
1504699
731137
622522
3462045

675
35816
59.20

23
0.60
6.7

2009-10

2229
5300

2202
5640

2076
7097

5274
10048

93155
9987

61750 104660
119879 144373 202825
632209 760976 874600 1062048 1117763
135774 (104451) (104774) (368607) (244576)
260384 226494 277048 439478 307745
286300
84212
117061 (101894)
3229

68.69
91.63
92.31
106.99
52.52
87.78
224932
56280
3661

75.7
84.4
20.0
77.5
100.0
24.2
97.1
91.3

377453 413238 345921 338468


128409 162784
32857 195615
873338 1069666 1268525 1333602
222075 331929 489442 608800
675744 772485 973695 1132722 1292158 434697 512929 498604 558698
980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183

12385
96.22

13
0.56
2.4

206436 266739
98515 1105340

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

B. SUMMARY OF INDIAN NON-LIFE INSURANCE SECTOR

Segment Wise Gross Direct Premium (Within India )


FY
Fire
Marine
FY
Motor
FY
Health
FY
Others
FY
Total
FY

BUSINESS FIGURES
Number of new policies issued
Gross Direct Premium (Within & Outside India)
Market share of PSUs (Excluding GIC, AIC &
ECGC)

PROFILE
No of companies (incl reinsurer)
Insurance penetration
Insurance density

PARTICULARS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2.14
8.58
6.59
3.06
17.97
12.71
14.18
8.97

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

6
12.07

South Korea

4.68

1.86

6.03

0.53

8.69

3.4

1.34

0.3

3.38

8.85

2.15

5.13

0.29

4.4

10.73

7.95

15.19

1.55

5.73

0.36

5.7

Life

2001

3.15

1.08

2.59

0.67

3.38

1.18

0.86

0.38

1.8

2.22

0.56

1.21

0.17

4.57

3.45

4.76

2.78

1.51

3.59

2.85

1.78

3.45

Non-Life

8.14

3.24

10.16

1.3

11.61

4.91

2.98

0.62

4.91

10.86

3.26

6.65

0.46

9.58

14.75

13.36

18.78

2.77

6.76

8.58

2.79

8.48

Total

4.76

2.09

7.35

0.55

8.23

3.48

2.03

0.24

2.94

8.64

2.59

5.2

0.29

4.6

10.19

8.14

15.92

0.96

3.06

5.61

1.05

5.02

Life

2002

3.38

1.15

2.81

0.75

3.38

1.43

0.95

0.38

1.97

2.22

0.67

1.45

0.17

4.98

4.56

5.22

2.86

1.81

3.7

2.97

1.74

3.46

Non-Life

8.06

3.45

11.31

1.3

9.63

7.59

3.33

0.62

5.35

10.81

2.88

7.88

0.57

9.61

13.37

12.74

15.88

3.25

6.99

9.15

2.96

7.99

Total

4.59

2.25

8.28

0.55

6.77

6.09

2.3

0.24

3.29

8.61

2.26

6.38

0.37

4.38

8.62

7.72

12.96

1.12

3.17

5.99

1.28

4.42

Life

2003

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes

7.83

4.58

Singapore

World

2.2

PR China

2.94

0.68

Pakistan

Thailand

5.18

Malaysia

8.62

11.07

Japan

Taiwan

2.71

India#

1.2

6.34

Hong Kong

Sri Lanka

0.46

Bangladesh

Asian Countries

9.15

Total

Australia

Countries

3.47

1.2

3.03

0.75

2.86

1.5

1.03

0.38

2.06

2.2

0.62

1.5

0.2

5.23

4.75

5.02

2.92

2.13

3.82

3.16

1.68

3.57

Non-Life

7.99

3.52

14.13

1.37

9.52

7.5

3.26

0.71

5.4

10.51

3.17

9.27

0.57

9.36

12.6

11.75

14.38

2.83

6.97

9.52

2.98

8.02

Total

4.55

1.94

11.06

0.6

6.75

6.02

2.21

0.28

3.52

8.26

2.53

7.88

0.37

4.22

8.92

6.73

11.43

0.61

3.11

6.38

1.36

4.17

Life

2004

3.44

1.58

3.07

0.77

2.77

1.48

1.05

0.43

1.88

2.25

0.64

1.39

0.2

5.14

3.68

5.02

2.95

2.22

3.86

3.14

1.62

3.85

Non-Life

7.52

3.61

14.11

1.46

10.25

7.47

2.70

0.67

5.42

10.54

3.14

9.93

0.61

9.15

12.45

11.19

13.87

2.27

6.79

10.21

3.01

6.60

Total

4.34

1.99

11.17

0.62

7.27

6.00

1.78

0.27

3.60

8.32

2.53

8.63

0.42

4.14

8.90

6.20

10.84

0.12

3.06

7.08

1.33

3.51

Life

2005

3.18

1.62

2.93

0.84

2.98

1.48

0.92

0.40

1.82

2.22

0.61

1.29

0.20

5.01

3.55

4.99

3.03

2.15

3.73

3.13

1.68

3.09

Non-Life

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION*

7.50

3.50

14.50

1.60

11.10

6.50

2.70

0.80

4.90

10.50

4.80

10.50

0.60

8.80

16.50

11.00

16.00

2.30

6.70

11.00

2.80

7.00

Total

4.50

1.90

11.60

0.60

7.90

5.40

1.70

0.30

3.20

8.30

4.10

9.20

0.40

4.00

13.10

6.20

13.00

0.10

3.10

7.90

1.30

3.80

Life

2006

3.00

1.60

2.90

0.90

3.20

1.10

1.00

0.50

1.70

2.20

0.60

1.20

0.20

4.80

3.40

4.90

3.00

2.30

3.60

3.10

1.60

3.20

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

3.00
10.30
6.60
2.40
15.30
10.30
15.70
8.90

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

7
11.80
4.70
9.60
4.60
0.70
2.90
7.60
11.80
1.50
15.70
3.40
7.50

Hong Kong

India#

Japan

Malaysia

Pakistan

PR China

Singapore

South Korea

Sri Lanka

Taiwan

Thailand

World

4.40

1.80

12.90

0.60

8.20

6.20

1.80

0.30

3.10

7.50

4.00

10.60

0.50

4.20

12.60

5.70

12.50

0.10

3.10

7.30

1.40

3.80

Life

3.10

1.50

2.80

0.90

3.60

1.50

1.10

0.40

1.50

2.10

0.60

1.20

0.20

4.70

3.00

4.60

2.80

2.40

3.60

3.00

1.60

3.00

Non-Life

7.10

3.30

16.20

1.40

11.80

7.80

3.30

0.80

4.30

9.80

4.60

11.20

0.90

8.70

15.70

9.90

15.30

2.30

6.60

9.20

3.00

7.30

Total

4.10

1.80

13.30

0.60

8.00

6.30

2.20

0.30

2.80

7.60

4.00

9.90

0.70

4.10

12.80

5.50

12.50

0.00

3.00

6.20

1.40

4.40

Life

2008

2.90

1.50

2.90

0.90

3.70

1.60

1.00

0.40

1.50

2.20

0.60

1.30

0.20

4.60

2.90

4.40

2.90

2.30

3.50

3.00

1.60

2.90

Non-Life

7.00

4.00

16.80

1.40

10.40

6.80

3.40

0.70

4.40

9.90

5.20

11.00

0.90

8.00

12.90

9.80

12.90

2.50

7.00

10.30

3.10

6.40

Total

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes

0.70

Bangladesh

Asian Countries

6.80

Total

Australia

Countries

2007

4.00

2.40

13.80

0.60

6.50

5.10

2.30

0.30

2.90

7.80

4.60

9.60

0.70

3.50

10.00

5.40

10.00

0.00

3.30

7.20

1.60

3.40

Life

2009

3.00

1.60

3.00

0.90

3.90

1.70

1.10

0.40

1.60

2.10

0.60

1.40

0.20

4.50

3.00

4.50

2.90

2.50

3.70

3.10

1.50

3.00

Non-Life

6.90

4.30

18.40

1.40

11.20

6.10

3.80

0.70

4.80

10.10

5.10

11.40

0.90

8.00

12.40

9.90

14.80

2.30

7.20

10.50

3.10

5.90

Total

4.00

2.60

15.40

0.60

7.00

4.60

2.50

0.30

3.20

8.00

4.40

10.10

0.70

3.50

9.50

5.50

12.00

0.00

3.50

7.40

1.60

3.10

Life

2010

2.90

1.70

3.00

0.90

4.20

1.60

1.30

0.30

1.60

2.10

0.70

1.40

0.20

4.50

2.90

4.40

2.80

2.30

3.70

3.10

1.50

2.80

Non-Life

6.60

4.40

17.00

1.20

11.60

5.90

3.00

0.70

5.10

11.00

4.10

11.40

0.90

8.10

11.80

10.00

12.90

2.40

6.80

9.50

3.20

6.00

Total

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)

3.80

2.70

13.90

0.60

7.00

4.30

1.80

0.40

3.30

8.80

3.40

10.10

0.70

3.60

8.70

5.50

10.20

0.10

3.20

6.20

1.70

3.00

Life

2011

2.80

1.70

3.10

0.60

4.60

1.50

1.20

0.30

1.80

2.20

0.70

1.40

0.20

4.50

3.10

4.50

2.70

2.30

3.60

3.30

1.50

3.00

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1898.8
1484.2
65.8
446.3
4342.8
3393.8
3266.0

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

8
198.3
2.7
20.0
959.0
1060.1

Malaysia

Pakistan

PR China

Singapore

South Korea

53.9
393.3

Thailand

World

235.0

34.1

760.9

4.3

763.4

713.2

12.2

1.2

129.5

2806.4

9.1

1249.7

1.0

1602.0

2567.9

2715.7

377.2

33.2

674.3

1268.2

10.8

1040.3

158.3

19.8

327.6

5.4

296.7

245.8

7.8

1.5

68.8

701.1

2.4

295.5

0.6

1664.0

825.9

1627.1

69.1

32.6

809.9

630.6

53.2

628.0

Life Non-Life

2001

422.9

65.2

1279.2

10.6

1159.8

1030.7

28.7

2.7

198.0

3498.6

14.7

1583.0

1.6

3461.6

3879.1

4922.4

425.3

66.6

1627.7

2064.2

72.2

1705.9

Total

247.3

42.1

925.1

4.5

821.9

730.1

19.2

1.0

118.7

2783.9

11.7

1237.9

1.0

1662.6

2679.4

3099.7

360.5

23.1

736.7

1349.5

27.2

1010.4

175.6

23.1

354.1

6.1

337.9

300.6

9.5

1.7

79.3

714.7

3.0

345.1

0.6

1799.0

1199.7

1822.7

64.8

43.5

891.0

714.7

45.0

695.5

Life Non-Life

2002

469.6

79.6

1433.3

12.5

1243.0

1620.5

36.3

2.9

227.0

3770.9

16.4

1832.6

2.1

3637.7

4058.5

5660.3

583.9

98.2

2051.2

2698.3

82.6

2041.4

Total

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes

1088.5

Taiwan

9.7

3507.5

Japan

Sri Lanka

11.5

1545.2

Hong Kong

India#

1.6

Bangladesh

Asian Countries

64.0

1668.3

Total

Brazil

Australia

Countries

267.1

52.0

1050.1

5.3

873.6

1300.2

25.1

1.1

139.8

3002.9

12.9

1483.9

1.4

1657.5

2617.1

3431.8

476.5

33.9

930.4

1767.9

35.8

1129.3

202.5

27.6

383.2

7.2

369.4

320.3

11.2

1.8

87.2

768.0

3.5

348.7

0.7

1980.2

1441.4

2228.5

107.4

64.3

1120.8

930.4

46.8

912.1

Life Non-Life

2003

511.5

92.1

1909.0

14.1

1419.3

1849.3

40.2

3.7

256.5

3874.8

19.7

2217.2

2.3

3755.1

4508.4

5716.4

686.5

114.4

2286.6

3207.9

101.1

2471.4

Total

291.5

50.8

1494.6

6.2

1006.8

1483.9

27.3

1.5

167.3

3044.0

15.7

1884.3

1.5

1692.5

3190.4

3275.1

545.5

24.8

1021.3

2150.2

45.9

1285.1

220.0

41.3

414.4

7.9

412.5

365.4

12.9

2.2

89.2

830.8

4.0

332.9

0.8

2062.6

1318.0

2441.3

141.0

89.6

1265.3

1057.7

55.2

1186.3

Life Non-Life

2004

518.5

99.0

2145.5

16.3

1706.1

1983.4

46.3

4.6

283.3

3746.7

22.7

2544.9

2.5

3875.2

4599.0

5558.4

714.6

122.8

2310.5

3568.5

128.9

2569.9

Total

299.5

54.6

1699.1

6.9

1210.6

1591.4

30.5

1.9

188.0

2956.3

18.3

2213.2

1.7

1753.2

3287.1

3078.1

558.3

6.3

1042.1

2474.6

56.8

1366.7

219.0

44.4

446.4

9.4

495.5

392.0

15.8

2.8

95.3

790.4

4.4

331.7

0.8

2122.0

1311.9

2480.3

156.2

116.5

1268.4

1093.9

72.1

1203.2

Life Non-Life

2005

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY*

554.8

110.1

2250.2

21.3

2071.3

1957.7

53.5

5.9

292.2

3589.6

38.4

2787.6

2.6

3923.7

6466.7

5561.9

855.8

150.9

2436.8

4075.4

160.9

2580.8

Total

330.6

60.0

1800.0

8.5

1480.0

1616.5

34.1

2.3

189.2

2829.3

33.2

2456.0

1.8

1789.5

5139.6

3111.8

695.6

4.0

1136.1

2922.5

72.5

1389.0

224.2

50.0

450.3

12.8

591.2

341.2

19.4

3.6

103.0

760.4

5.2

331.6

0.8

2134.2

1327.1

2450.1

160.2

146.9

1300.7

1152.9

88.4

1191.9

Life Non-Life

2006

(In US Dollar)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

202.2
4147.6
2662.1
209.4
878.5
5740.7
7113.7
4086.5

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

9
358.1

70.8

2165.7

10.2

1656.6

2244.7

44.2

2.6

221.5

2583.9

40.4

3031.9

1.9

1922.0

5730.5

3159.1

719.0

6.1

1234.1

2928.3

95.3

1674.1

Life

2007

249.6

58.9

462.3

14.7

727.3

531.2

25.5

3.9

110.6

736.0

6.2

341.3

0.9

2164.4

1383.2

2581.7

159.5

203.3

1427.9

1219.3

106.9

1326.1

Non-Life

633.9

142.1

2787.6

32.1

1968.7

3179.0

105.4

6.8

345.4

3698.6

47.4

3310.3

4.4

4078.0

6857.8

6379.4

870.6

273.5

2919.2

4131.0

244.5

3386.5

Total

369.7

77.2

2281.1

12.8

1347.7

2549.0

71.7

2.8

225.9

2869.5

41.2

2929.6

3.3

1900.6

5582.1

3551.5

707.0

5.4

1346.5

2791.9

115.4

2038.0

Life

2008

264.2

64.9

499.6

19.3

621.0

630.0

33.7

4.0

119.5

829.2

6.2

380.8

1.1

2177.4

1275.7

2827.9

163.6

268.1

1572.7

1339.2

129.1

1348.6

Non-Life

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes

607.7

World

2384.0

South Korea

129.7

2776.0

Singapore

Thailand

69.9

PR China

2628.0

6.5

Pakistan

Taiwan

332.1

Malaysia

24.9

3319.9

Japan

Sri Lanka

46.6

3373.2

Hong Kong

India#

2.9

Bangladesh

Asian Countries

3000.2

Total

Australia

Countries

595.1

154.4

2752.1

29.5

1890.3

2557.6

121.2

6.6

321.8

3979.0

54.3

3304.0

5.2

3710.0

4578.8

6257.7

738.1

280.9

2878.4

4269.2

251.7

2832.7

Total

341.2

91.7

2257.3

11.8

1180.6

1912.0

81.1

3.0

206.9

3138.7

47.7

2886.6

3.9

1602.6

3527.6

3405.6

574.2

4.5

1356.7

2979.8

127.9

1524.8

Life

2009

253.9

62.7

494.8

17.7

709.7

645.6

40.0

3.6

115.0

840.4

6.7

417.5

1.3

2107.3

1051.2

2852.1

163.9

276.4

1518.7

1289.4

123.8

1307.9

Non-Life

627.3

199.4

3296.2

34.2

2339.4

2823.4

158.4

6.1

421.1

4390.2

64.4

3635.5

5.8

3758.9

4496.6

6633.7

1054.7

296.8

2903.8

4186.6

327.6

3369.2

Total

364.3

121.9

2756.8

13.7

1454.3

2101.4

105.5

3.2

282.8

3472.8

55.7

3197.3

4.4

1631.8

3436.3

3666.8

854.6

6.4

1402.2

2937.6

169.9

1766.3

Life

2010

263.0

77.5

539.3

20.6

885.1

722.1

52.9

2.9

138.3

917.4

8.7

438.2

1.4

2127.2

1060.2

2966.9

200.1

290.4

1501.6

1249.0

157.7

1603.0

Non-Life

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)

661.0

222.0

3371.0

33.0

2661.0

3106.0

163.0

8.0

502.0

5169.0

59.0

3904.0

7.0

3846.0

4535.0

8012.0

1037.0

303.0

2967.0

4041.0

398.0

4094.0

Total

378.0

134.0

2757.0

15.0

1615.0

2296.0

99.0

4.0

328.0

4138.0

49.0

3442.0

5.0

1716.0

3347.0

4421.0

823.0

8.0

1389.0

2638.0

208.0

2077.0

Life

2011

283.0

88.0

614.0

18.0

1045.0

810.0

64.0

4.0

175.0

1031.0

10.0

462.0

2.0

2130.0

1188.0

3591.0

215.0

295.0

1578.0

1403.0

189.0

2017.0

Non-Life

(In US Dollar)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

CHARTS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

LIFE INSURANCE

13

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

15

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

16

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

NON-LIFE INSURANCE

17

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

18

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

19

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

20

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

PART - I

LIFE INSURANCE

23
--
BNP Paribas Cardif, France
--
Dai-ichi Life Insurance Company Ltd. Japan
American International Assurance Company (Bermuda Ltd.)

Sahara India Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

Shriram Life Insurance Company Ltd.

Star Union Dai-ichi Life Insurance Company Ltd.

TATA AIA Life Insurance Company Ltd.

* as on 30th September, 2012.

Life Insurance Corporation of India

--

Nippon Life Insurance Company Ltd. Japan

Reliance ife Insurance Company Ltd.

PUBLIC SECTOR

Metlife International Holdings Inc, USA

Metlife India Insurance Company Ltd.

Prudential Corporation Holdings Ltd. UK

ICICI Prudential Life Insurance Company Ltd.

Mitsui Sumitomo Insurance Company Ltd. Japan

Standard Life Assurance, UK

HDFC Standard Life Insurance Company Ltd.

MaxLife Insurance Company Ltd.

Participatie Maatschapij Graafsschap Holland NV, Netherlands

Future Generali Life Insurance Company Ltd.

Old Mutual Plc, South Africa

Tokio Marine & Nichido Fire Insurance Company Ltd. Japan

Edelweiss Tokio Life Insurance Company Ltd.

Kotak Mahindra OM Life Insurance Company Ltd.

Prudential International Insurance Holdings Ltd. USA

DLF Pramerica Life Insurance Company Ltd.

ING Insurance International BV Netherlands

HSBC Insurance (Asia Pacific) Holdings Ltd.

Canara HSBC OBC Life Insurance Company Ltd.

ING Vysya Life Insurance Company Ltd.

Sun Life Financial (India) Insurance Investment Inc, Canada

Birla Sunlife Insurance Company Ltd.

Legal & General Middle East Ltd.

AXA India Holdings, France

Bharti AXA Life Insurance Company Ltd.

IndiaFirst Life Insurance Company Ltd.

Allianz, SE Germany

Bajaj Allianz Life Insurance Company Ltd.

Aegis Insurance International NV Netherlands

Aviva International Holdings Ltd. UK

Aviva Life Insurance Company Ltd.

IDBI Federal Life Insurance Company Ltd.

Aegon India Holdings BV, Netherlands

Foreign Partners

Aegon Religare Life Insurance Company Ltd.

PRIVATE SECTOR

Insurers

512

110

142

128

111

127

121

117

104

107

114

143

135

105

101

133

147

140

136

109

130

116

122

138

Regn. No.

01.09.1956

12.02.2001

26.12.2008

17.11.2005

29.03.2001

06.02.2004

03.01.2002

06.08.2001

15.11.2000

10.01.2001

02.08.2001

05.11.2009

19.12.2007

24.11.2000

23.10.2000

04.09.2007

05.10.2011

27.06.2008

08.05.2008

31.01.2001

14.07.2006

03.08.2001

14.05.2002

27.06.2008

Date of
Registration

TABLE 1: DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA*

1956-57

2001-02

2008-09

2005-06

2001-02

2004-05

2001-02

2001-02

2000-01

2001-02

2001-02

2009-10

2007-08

2000-01

2000-01

2007-08

2011-12

2008-09

2008-09

2000-01

2006-07

2001-02

2002-03

2008-09

Year of
Operation

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

-0.32

Bharti AXA

Birla Sunlife

24
--

TATA AIA

9707.43

Industry Total

19588.77
(101.93)
19857.28
(104.56)

268.51
(4061.70)

21.14

--

--

14.69

--

0.28

0.48

38.80

7.58

4.19

--

--

113.33

32.78

--

--

--

--

28.11

--

7.14

---

2001-02

15976.76
(-18.44)
16942.45
(-14.68)

965.69
(259.65)

59.77

--

--

71.88

--

6.32

7.70

67.31

35.21

17.66

--

--

364.11

129.31

--

--

--

--

129.57

--

63.39

-13.47

2002-03

17347.62
(8.58)
19788.32
(16.80)

2440.71
(152.74)

181.59

--

--

207.05

--

27.21

23.41

137.28

125.51

72.10

--

--

750.84

209.33

--

--

--

--

449.86

--

179.55

-76.96

2003-04

20653.06
(19.05)
26217.64
(32.49)

5564.57
(127.99)

297.55

--

--

484.85

1.74

91.33

57.52

233.63

373.99

282.42

--

--

1584.34

486.15

--

--

--

--

621.31

--

857.45

-192.29

2004-05

Note: 1) Figures in the bracket represent the growth over the previous year in per cent.
2) -- represents business not started.

9700.98

LIC

6.45

--

Star Union Dai-ichi

Private Total

---

Sahara

Shriram

--

Reliance Life

SBI Life

---

MetLife

0.16

Kotak Mahindra

Max Life

---

ING Vysya

ICICI Prudential
--

5.97

HDFC Standard

IndiaFirst

0.002

Future Generali

--

--

Edelweiss Tokio

IDBI Federal

---

DLF Pramerica

--

--

Bajaj Allianz

Canara HSBC

---

2000-01

Aegon Religare
Aviva

INSURER

28515.87
(38.07)
38785.54
(47.94)

10269.67
(84.55)

464.53

--

10.33

827.82

26.34

193.56

148.53

471.36

396.06

283.98

--

--

2602.50

1042.65

--

--

--

--

678.12

--

2716.77

-407.12

2005-06

56223.56
(97.17)
75649.21
(94.96)

19425.65
(88.84)

644.82

--

181.17

2563.84

43.00

932.11

340.44

912.11

614.94

467.66

--

--

5162.13

1648.85

--

--

--

--

882.72

7.78

4302.74

-721.35

2006-07

59996.57
(6.71)
93712.52
(23.88)

33715.95
(73.56)

964.51

--

309.99

4792.82

122.12

2751.05

825.35

1597.83

1106.62

704.44

--

11.90

8034.75

2685.37

2.49

--

--

--

1965.01

113.24

6674.48

-1053.98

2007-08

53179.08
(-11.36)
87331.08
(-6.81)

34152.00
(1.29)

1142.67

50.19

314.47

5386.64

134.01

3513.98

1144.70

1842.91

1343.03

688.95

--

316.78

6811.83

2651.11

149.97

--

3.37

296.41

2820.85

292.93

4491.43

31.21
724.56

2008-09

71521.90
(34.49)
109893.91
(25.84)

38372.01
(12.36)

1322.01

519.87

419.50

7040.74

124.83

3920.78

1061.85

1849.08

1333.98

642.43

201.59

400.56

6333.92

3257.51

486.08

--

37.38

622.62

2960.01

437.43

4451.10

150.37
798.37

2009-10

1332.21

758.69

571.99

7589.58

91.83

3034.94

706.22

2061.39

1253.14

660.49

704.77

444.95

7862.14

4059.33

448.61

--

74.15

817.29

2080.30

347.78

3465.82

274.87
745.39

2010-11

87012.35
(21.66)
126398.18
(15.02)

39385.84
(2.64)

TABLE 2: FIRST YEAR (INCLUDING SINGLE PREMIUM) LIFE INSURANCE PREMIUM

81862.25
(-5.92)
113942.17
(-9.85)

32079.92
(-18.55)

939.55

964.77

390.99

6531.32

71.14

1809.29

1076.97

1901.72

1164.27

638.14

982.31

311.01

4441.09

3833.61

345.03

10.88

103.16

687.10

1926.17

224.59

2717.31

207.65
801.86

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

25
-------

Reliance Life

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIA

34898.47

Industry Total

50094.46
(43.54)

49821.91
(42.79)

272.55
(4124.31)

21.14

--

--

14.69

--

0.28

0.48

38.95

7.58

4.19

--

--

116.38

33.46

--

--

--

--

28.26

--

7.14

--

--

2001-02

55747.55
(11.28)

54628.49
(9.65)

1119.06
(310.59)

81.21

--

--

72.39

--

6.47

7.91

96.59

40.32

21.16

--

--

417.62

148.83

--

--

--

--

143.92

--

69.17

13.47

--

2002-03

66653.75
(19.56)

63533.43
(16.30)

3120.33
(178.83)

253.53

--

--

225.67

--

31.06

28.73

215.25

150.72

88.51

--

--

989.28

297.76

--

--

--

--

537.54

--

220.80

81.50

--

2003-04

82854.80
(24.31)

75127.29
(18.25)

7727.51
(147.65)

497.04

--

--

601.18

1.74

106.55

81.53

413.43

466.16

338.86

--

--

2363.82

686.63

--

--

--

--

915.47

--

1001.68

253.42

--

2004-05

Note: 1) Figures in the bracket represent the growth over the previous year in per cent.
2) -- represents business not started.

34892.02

LIC

6.45

--

Private Total

0.16

MetLife

--

Kotak Mahindra

Max Life

--

--

ING Vysya

IndiaFirst

ICICI Prudential
--

5.97

HDFC Standard

IDBI Federal

-0.002

Future Generali

--

Edelweiss Tokio

0.32

Birla Sunlife
--

--

Bharti AXA

--

--

Bajaj Allianz

DLF Pramerica

--

Aviva

Canara HSBC

--

2000-01

Aegon Religare

INSURER

105875.76
(27.78)

90792.22
(20.85)

15083.54
(95.19)

880.19

--

10.33

1075.32

27.66

224.21

205.99

788.13

621.85

425.38

--

--

4261.05

1569.91

--

--

--

--

1259.68

--

3133.58

600.27

--

2005-06

156075.84
(47.41)

127822.84
(40.79)

28253.00
(87.31)

1367.18

--

184.16

2928.49

51.00

1004.66

492.71

1500.28

971.51

707.20

--

--

7912.99

2855.87

--

--

--

--

1776.71

7.78

5345.24

1147.23

--

2006-07

201351.41
(29.01)

149789.99
(17.19)

51561.42
(82.50)

2046.35

--

358.05

5622.14

143.49

3225.44

1159.54

2714.60

1691.14

1158.87

--

11.90

13561.06

4858.56

2.49

--

--

--

3272.19

118.41

9725.31

1891.88

--

2007-08

64497.43
(25.09)

2747.50

50.19

436.17

7212.10

206.47

4932.54

1996.64

3857.26

2343.19

1442.28

--

318.97

15356.22

5564.69

152.60

--

3.37

296.41

4571.80

360.41

10624.52

1992.87

31.21

2008-09

221785.47
(10.15)

157288.04
(5.01)

TABLE 3: TOTAL LIFE INSURANCE PREMIUM

265447.25
(19.69)

186077.31
(18.30)

79369.94
(23.06)

3493.78

530.37

611.27

10104.03

250.59

6604.90

2536.01

4860.54

2868.05

1642.65

201.60

571.12

16528.75

7005.10

541.51

--

38.44

842.45

5505.66

669.73

11419.71

2378.01

165.65

2009-10

291638.64
(9.87)

203473.40
(9.35)

88165.24
(11.08)

3985.22

933.31

821.52

12945.29

243.41

6571.15

2508.17

5812.63

2975.51

1708.95

798.43

811.00

17880.63

9004.17

726.16

--

95.04

1531.86

5677.07

792.02

9609.95

2345.17

388.61

2010-11

287072.11
(-1.57)

202889.28
(-0.29)

84182.83
(-4.52)

3630.30

1271.95

644.16

13133.74

225.95

5497.62

2677.50

6390.53

2937.43

1679.98

1297.93

736.70

14021.58

10202.40

779.58

10.88

167.01

1861.08

5885.36

774.16

7483.80

2415.87

457.32

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

26
1952102
(3.83)

50904871
(100.00)

2442772
(4.80)

306277
(0.60)

2798776
(5.50)

1896457
(3.73)

43460589
(85.38)

2008-09

1232079
(2.32)

53195191
(100.00)

1814558
(3.41)

439396
(0.83)

3819790
(7.18)

2084543
(3.92)

45036904
(86.44)

2009-10

Number of Policies Issued

548772
(1.14)

48106668
(100.00)

1088426
(2.26)

511388
(1.06)

2988481
(6.21)

1936562
(4.03)

41581811
(86.44)

2010-11

12274
(0.03)

44160341
(100.00)

812478
(1.84)

476054
(1.08)

1588650
(3.60)

2180018
(4.94)

39103141
(88.55)

2011-12

1256.51
(2.04)

60361.32
(100.00)

235.33
(0.39)

331.63
(0.55)

1825.89
(3.02)

3363.17
(5.57)

54605.30
(90.46)

2006-07

* Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total individual new business procured through respective channels.

1349398
(2.65)

1573849
(3.10)

139077
(0.31)

Direct Selling

715933
(1.55)

227403
(0.45)

259177
(0.57)

Brokers

Referrals

2599723
(5.11)

1284785
(2.83)

Corporate Agents- Others*

50847196
(100.00)

1693610
(3.33)

1426919
(3.14)

Corporate Agents-Banks

45411865
(100.00)

44752611
(88.01)

42301907
(93.15)

Individual Agents

TOTAL

2007-08

2006-07

Particulars

2345.63
(2.95)

79422.97
(100.00)

2642.71
(3.33)

473.73
(0.60)

3461.89
(4.36)

6329.22
(7.97)

66515.43
(83.75)

2007-08

2714.81
(3.90)

69529.41
(100.00)

3310.33
(4.76)

773.62
(1.11)

3380.54
(4.86)

6737.38
(9.69)

55327.54
(79.57)

2008-09

2567.61
(3.13)

82007.05
(100.00)

3389.85
(4.13)

1128.50
(1.38)

3510.76
(4.28)

8688.68
(10.60)

65289.25
(79.61)

2009-10

Amount of Premium

835.91
(1.01)

83174.03
(100.00)

2016.32
(2.42)

1471.80
(1.77)

2957.75
(3.56)

11062.63
(13.30)

65665.52
(78.95)

2010-11

34.90
(0.05)

64772.24
(100.00)

1222.61
(1.89)

1134.64
(1.75)

1749.78
(2.7)

9692.90
(14.96)

50972.32
(78.69)

2011-12

(Premium in ` Crore)

TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS - CHANNEL WISE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Number of Lives Covered

Amount of Premium

27

2
(0.01)

2
(0.01)

13
(0.05)

21612
(75.42)

3
(0.01)

21713
(70.97)

720816
(2.09)

643499 4926933 4657417 2370781


(1.22)
(6.11)
(5.60)
(3.55)

31.01
(0.21)

3.17
(0.02)
99.55
(0.70)

40.83
(0.29)

83.72
(0.48)

130.74
(0.75)

347.90
(1.25)

401.73
(1.44)

213.54
(0.49)

318.92
(0.74)

325.57
(0.66)

572.45
(1.17)

62913
(0.31)

2183
(0.01)

4771 53746.00
(0.01)
(0.07)

319262
(0.38)

841
0.00

1.50
(0.01)

1.64
(0.01)

15.83
(0.09)

42.29
(0.15)

39.23
(0.09)

0.26
0.00

21286 17358013 26149338 46649328 59049732 63752022 51877235 13611.19 12531.47 15029.91 24872.06 38869.75 42939.92
(67.51) (87.36) (75.69) (88.22) (73.18) (76.60) (77.76) (97.39) (87.88) (86.53) (89.34) (76.60) (87.46)

492044
(2.46)

*Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total group new business procured through respective channels.

Referrals

23102
24858
24764
28655
30596
31529 19824304 34548616 52880550 80693285 83232045 66713271 13979.49 14259.83 17370.32 27838.37 43159.21 49096.06
(100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) (100.00)

TOTAL

18851
(76.12)

1519
(4.82)

536188 6539250 6735374 1143544


(1.01)
(8.10)
(8.09)
(1.71)

3117.71
(6.35)

19271
(77.52)

1266
(4.14)

674212
(1.95)

1328.61
(3.08)

22507
(97.50)

1072
(3.74)

467838
(2.34)

599.57
(2.15)

2140.40
(4.36)

Direct Selling

541
(2.18)

666
(2.11)

569.19
(3.28)

2428.39
(5.63)

462
(1.86)

671
(2.19)

492.69
(3.46)

1617.12
(5.81)

261
(1.09)

1891
(6.60)

326.98
(2.33)

1556.76
(8.96)

Brokers

132
(0.53)

936 1479025 1767953 2246435 1181334 4651600 2618616


(2.97)
(7.40)
(5.12)
(4.25)
(1.46)
(5.59)
(3.93)

1095.28
(7.68)

278
(1.12)

1834
(5.99)

5.63
(0.04)

8
(0.03)

444
(1.55)

27384 5236297 2805100 8996036 3435632 8703095


(0.13) (15.16)
(5.30) (11.15)
(4.13) (13.05)

Corporate
Agents- Others*

1358
(5.48)

7122
(22.59)

765
(3.08)

5112
(16.71)

275
(1.19)

3636
(12.69)

Corporate
Agents-Banks

3882
(15.68)

4082
(16.42)

49
(0.18)

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Number of Schemes

Individual
Agents

Particulars

(Premium in ` Crore)

TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS - CHANNEL WISE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

28
46127798

ALL INDIA

61617.83

5150.05
16.67
970.26
1795.18
1010.89
194.58
3493.73
1555.91
810.59
495.92
995.87
3703.85
3913.36
2346.94
7189.75
53.36
45.35
50.98
45.41
1302.23
2340.48
3237.61
51.73
5614.57
141.07
5922.41
611.54
3716.55
48.76
853.61
0.64
6.07
3876.06
0.07
55.79

Premium

50847196

4705896
13682
986682
2333424
495942
153612
2703402
830714
436029
271996
984865
3554507
2667048
1784882
6643175
55048
28561
11296
23498
1630089
1193593
2077792
21987
4754322
123237
5395340
523911
4465811
28420
120840
932
6689
1749006
252
70716

Policies

79422.97

5707.75
32.44
1152.23
2267.62
711.6
324.12
4398.88
1675.68
977.46
620.85
1285.94
5007.13
6347.4
2609.67
11257.38
96.72
84.09
53.42
43.22
1917.2
3119.18
3397.49
58.81
8294.8
194.85
6853.05
679.18
5315.71
48.87
864.99
1.52
10.23
3903.92
3.47
106.12

Premium

2007-08

* New Business Premium includes first year premium and single premium.

4590505
11778
940729
2015894
910886
120666
2399812
864779
332171
223881
905158
3240376
2038410
2006889
5482681
40891
22661
8316
23932
1348973
940184
2112791
23544
3827785
127669
5021447
507404
3831294
31474
316003
313
4944
1810466
245
42846

Policies

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
UttraKhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

50904871

4661915
14774
1068332
2551196
746858
152811
2938482
802335
418696
202105
1014194
3374040
2513726
2029821
6034206
83361
32044
10905
30064
1607331
1304873
2121980
21198
3896649
108267
5301049
510583
5404180
23104
118764
1157
6641
1748045
525
50660

Policies

69529.41

4912.54
26.30
1090.30
2235.68
585.12
366.76
4686.39
1285.51
690.05
436.57
1227.13
4238.31
4073.22
2552.70
10929.95
69.75
76.62
60.21
47.55
1653.33
2351.72
2694.09
35.53
5315.17
161.15
5981.39
612.69
5730.76
49.21
756.65
8.69
262.37
4214.90
1.07
110.03

Premium

2008-09

53195191

5033973
21475
1147104
2874562
735256
121306
2508343
964886
571106
312365
1046319
3385546
2435371
2044796
5471792
82840
27639
9418
33066
1826498
1404191
2612195
19893
3892855
133017
6176057
678103
5697386
23331
134611
1393
3086
1705367
257
59788

Policies

82007.05

5572.37
40.74
1392.92
2768.78
718.33
431.96
5286.79
1485.97
959.56
592.89
1454.22
4714.64
4635.06
3172.47
12476.44
108.12
84.53
48.14
72.56
2061.39
2543.22
3371.59
38.58
6032.66
224.08
7601.30
885.38
7655.61
70.42
723.26
3.98
112.22
4572.54
0.96
93.38

Premium

2009-10

48106668

4134985
14250
1013067
2541171
728889
143937
2464183
802421
419388
246749
872659
3185958
2193836
1966708
5628117
92004
27011
6620
19707
1611715
1138228
2251502
17618
3429971
132017
5132460
576776
5467384
17466
198953
2156
4897
1565792
247
57825

Policies

83174.03

5935.93
39.51
1379.42
2459.16
749.54
433.4
5623.17
1634.8
879.75
620.93
1486.4
4818.71
4645.81
3200.27
12570.95
109.66
89.36
37.74
54.85
2021.38
2447.18
3295.1
48.43
6568.47
238.88
7685.31
963.77
7662.28
31.9
723.72
4.94
28.03
4561.31
0.56
123.41

Premium

2010-11

44160341

3812609
15396
1084455
2672631
853299
138714
2068362
791654
473955
258124
903514
2979307
2231036
1936102
5168419
98341
19597
7420
23881
1389530
1055030
1942597
15346
3390971
144018
4641360
555740
3935705
13705
122637
2266
6105
1364415
282
43818

Policies

64772.24

5041.86
57.48
1209.20
2225.93
600.61
315.33
4737.12
1241.07
503.74
449.94
1201.79
3989.54
2785.15
2557.96
10740.39
73.04
63.33
26.94
104.11
1499.49
1538.78
2356.50
37.77
4877.55
114.54
5790.82
714.87
5889.81
28.51
477.75
3.51
9.51
3432.15
0.35
75.81

Premium

2011-12

(Policies in Numbers) (Premium in ` Crore)

TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS* UNDERWRITTEN


(LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

TABLE 7: STATE WISE GROUP NEW BUSINESS UNDERWRITTEN*


(LIFE INSURANCE)
(Premium in ` Crore)
State/Union Territory

2010-11
No. of
schemes

Andhra Pradesh
Arunachal Pradesh
Assam

2011-12

Premium

No. of Lives
Covered

No. of
schemes

Premium

No. of Lives
Covered

2291

2775.71

39851287

2330

2734.48

14647540

0.90

3932

2.11

2463

1056

263.17

290465

1551

317.37

327802

Bihar

618

83.86

1120171

572

93.69

308412

Chattisgarh

538

415.19

239414

599

616.79

2669085

Goa

107

78.70

61044

107

134.85

44201

1192

1130.69

1459407

909

1363.44

1539679

Haryana

423

195.50

429299

430

304.34

633038

Himachal Pradesh

612

39.43

54577

546

39.82

61817

Jammu & Kashmir

115

183.05

55751

123

92.92

66597

Jharkhand

343

338.79

91669

450

620.36

230068

Karnataka

2486

6211.63

7796648

2672

5380.67

7844354

Kerala

1238

862.58

919667

1249

946.81

1071791

Madhya Pradesh

2174

258.98

1891592

1965

695.46

2866024

Maharashtra

3568

13484.27

8945201

3928

17430.31

10823683

12

1.25

4371

24

2.71

13614

Meghalaya

4.55

7506

16

21.59

21083

Mizoram

1.87

2550

16

5.85

5249

Gujarat

Manipur

Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh

1.87

4259

3.18

10961

846

379.05

264643

801

404.12

514004

422

103.95

322545

336

167.43

287777

1108

343.79

2263847

1783

506.45

1836321

1.11

1496

4.24

1102

3972

2416.60

6208804

3437

3606.10

6601960

67

13.06

36389

80

20.38

40540

2612

552.01

1715693

2171

799.14

2322713

UttraKhand

322

98.12

162081

450

250.00

138467

West Bengal

3050

2623.99

6126242

3492

5341.94

8950189

0.59

598

1.42

602

Andaman & Nicobar Island


Chandigarh

255

219.78

130909

267

219.92

170517

Dadra & Nagrahaveli

0.17

308

0.42

181

Daman & Diu

0.55

1074

0.60

1848

1131

10064.14

2721588

1133

6964.10

2615424

0.00

0.01

Puducherry

26

10.31

47013

54

3.01

44157

ALL INDIA

30596

43159.21

83232045

31529

49096.06

66713271

Delhi
Lakshadweep

* New Business Premium includes first year premium and single premium.

29

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

TABLE 8: STATE WISE LIFE INSURANCE PENETRATION AND DENSITY OF


INDIVIDUAL NEW BUSINESS
State/Union Territory

INSURANCE PENETRATION (IN PER CENT)

INSURANCE DENSITY (IN ` )

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
Andhra Pradesh

1.71

1.56

1.15

1.14

1.01

0.75

641.1

703.1

598.8

672.2

708.5

595.5

Arunachal Pradesh

0.41

0.67

0.46

0.57

0.48

0.61

135.3

257.3

203.9

308.5

292.4

415.7

Assam

1.50

1.62

1.34

1.50

1.33

1.05

336.6

393.5

366.6

461.1

449.5

387.9

Bihar

1.73

1.91

1.47

1.56

1.13

0.85

193.4

238.9

230.3

278.9

242.3

214.4

Chattisgarh

1.51

0.89

0.60

0.72

0.64

0.44

438.2

302.3

243.5

292.9

299.5

235.2

Goa

1.18

1.96

1.87

1.46

1.21

0.71

1388.3

2294.4

2575.9

3010.2

2996.6

2163.2

Gujarat

1.23

1.34

1.27

1.24

1.10

NA

631.6

781.4

818.0

906.8

947.7

784.5

Haryana

1.21

1.11

0.70

0.67

0.62

0.40

672.0

710.7

535.4

607.8

656.6

489.5

Himachal Pradesh

2.68

2.88

1.66

2.04

1.61

0.80

1255.7

1496.0

1043.5

1433.6

1298.6

734.7

Jammu & Kashmir

1.49

1.67

1.03

1.23

1.13

0.72

439.6

538.7

370.8

493.0

505.4

358.5

Jharkhand

1.49

1.53

1.40

1.51

1.39

1.01

334.1

422.8

395.5

459.3

460.1

364.6

Karnataka

1.63

1.85

1.37

1.37

1.19

0.86

651.6

868.2

724.3

794.0

799.8

652.6

Kerala

2.54

3.62

2.01

1.99

1.68

0.85

1200.2

1937.5

1237.5

1401.5

1398.1

834.2

Madhya Pradesh

1.62

1.62

1.30

1.40

1.23

NA

354.6

387.1

371.7

453.4

449.0

352.3

Maharashtra

1.24

1.66

1.45

1.38

1.22

NA

689.1

1063.0

1016.9

1143.7

1135.4

955.8

Manipur

0.87

1.43

0.94

1.30

1.19

0.72

219.7

389.3

274.4

415.8

412.2

268.4

Meghalaya

0.53

0.86

0.66

0.64

0.59

0.36

173.0

313.0

278.3

299.5

309.0

213.6

Mizoram

1.55

1.40

1.32

0.91

0.62

NA

517.8

531.5

586.9

459.8

353.1

246.9

Nagaland

0.63

0.54

0.50

0.71

0.49

0.86

228.7

217.8

239.8

366.0

276.8

525.6

Orissa

1.28

1.48

1.11

1.26

1.04

0.66

331.4

481.6

409.9

504.4

488.2

357.5

Punjab

1.84

2.05

1.35

1.27

1.07

0.59

901.0

1185.4

882.3

941.9

894.8

555.4

Rajasthan

1.89

1.74

1.17

1.28

1.02

NA

519.9

535.1

416.2

510.8

489.6

343.4

Sikkim

2.39

2.35

1.10

0.81

0.86

NA

902.3

1013.9

605.4

649.9

806.3

621.5

Tamil Nadu

1.81

2.36

1.32

1.27

1.20

0.77

836.8

1218.5

769.5

860.9

923.8

676.1

Tripura

1.29

1.65

1.19

1.46

1.37

0.58

411.6

560.8

457.5

627.4

659.7

312.0

Uttar Pradesh

1.76

1.79

1.35

1.46

1.29

0.86

325.2

369.5

316.6

395.1

392.2

290.1

UttraKhand

1.66

1.48

1.09

1.33

1.28

0.82

659.9

720.1

638.3

906.4

969.5

706.6

West Bengal

1.42

1.77

1.68

1.89

1.62

1.07

434.3

613.1

652.4

860.2

849.8

644.8

Andaman & Nicobar

1.92

1.63

1.41

1.80

0.78

0.67

1325.5

1319.9

1320.5

1877.5

845.0

750.3

Chandigarh

6.95

6.33

4.93

4.07

3.50

NA

8758.4

8736.1

7522.2

7077.6

6971.2

4529.8

Delhi

2.86

2.47

2.22

2.04

1.72

1.09

2544.5

2514.5

2663.7

2835.2

2774.9

2048.6

Puducherry

0.67

1.15

1.09

0.82

0.95

0.55

506.7

940.4

951.5

788.0

1016.2

609.2

ALL INDIA

1.56

1.73

1.31

1.34

1.16

0.78

552.6

700.7

601.3

699.5

698.7

535.4

Note: 1. The premium data pertains only to the individual business of life insurers. It does not cover any renewal premium of life and also any non-life
insurance business.
2. State-wise data on Gross Domestic Product (at current prices) has been taken from Ministry of Statistics and Programme Implementation., GoI.
3. State-wise population data has been estimated from Census 2001 and Census 2011 using simple interpolations for intermediate years.
4. NA: As data on GDP is not available, penetration values could not be estimated.

30

245.46
(96.75)
8.25
(3.25)
253.71

LIC

Private Sector

Total

286.27
(12.83)

16.59
(101.05)

269.68
(9.87)

2003-04

262.11
( 8.44)

22.33
(34.62)

239.78
(-11.09)

2004-05

354.62
(35.29)

38.71
(73.37)

315.91
(31.75)

2005-06

Note: Figure in bracket indicates the growth over the previous year in per cent.

2002-03

INSURERS

461.52
(30.14)

79.22
(104.64)

382.29
(21.01)

2006-07

508.74
(10.23)

132.62
(67.40)

376.13
(-1.61)

2007-08

509.23
(0.10)

150.11
(13.19)

359.13
(-4.52)

2008-09

532.25
(4.52)

143.62
(-4.32)

388.63
(8.21)

2009-10

TABLE 9: LIFE INSURERS: NUMBER OF INDIVIDUAL NEW POLICIES ISSUED

481.52
(-9.53)

111.14
(-22.61)

370.38
(-4.70)

2010-11

(-8.22)

441.93

84.42
(-24.04)

357.51
(-3.47)

2011-12

(In Lakhs)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

31

Aegon Religare

32

6
0
6

Additions during the year*

Deletions during the year**

Business in force at end of


the financial year

0
0

Deletions during the year**

Business in force at end of


the financial year

23

59

139

72.21

11.85

0.37

0.37

54

42

15

182

77.15

0.00

8.58

0.54

0.16

0.33

0.47

96

15

56

54

259

226

34

19

29

23

587

438

51

24

41

34

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of


the financial year

Grand Total

Business in force at end of


the financial year

Linked Health Business

Business in force at end of


the financial year

Linked Business #

Business in force at end of


the financial year
44.34

Additions during the year*

16.96

15

12

Business in force at start of


the financial year

General Annuity and Pension Business

Non linked Health Business

Aviva

Bajaj Allianz

732

684

48

40

37

51

886

824

0.1

0.0

0.1

62

33

46

48

983

922

0.3

0.1

0.3

0.1

62

38

37

62

864

711

1.0

0.0

0.7

0.3

152

34

124

62

848

590.01

3.90

0.04

2.96

0.98

255

59

161

152

1112

710

6.4

0.7

0.6

6.5

395

68

215

248

3653

2458

6.0

0.0

0.0

6.0

511

80

196

395

6184

5608

30

6.6

0.2

0.4

6.5

540

92

122

511

7542

6721

93

6.6

0.5

0.5

6.6

721

78

259

540

8277

7248

82

6.9

0.5

0.7

6.7

941

114

334

721

8587

6690

69

7.8

0.4

1.3

6.9

1820

157

1036

941

8307

59.56

58.54

8.68

0.40

1.31

7.78

2283

442

905

1820

2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of


the financial year

Life Business

Particulars

(Policies in '000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Bharati AXA

33
188

257

71

226

308

393

266

8.28

391

235

15.66

0.53

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of


the financial year

Grand Total

Business in force at end of


the financial year

Linked Health Business

Business in force at end of


the financial year

Linked Business #

Business in force at end of


the financial year

Non linked Health Business

0.31

0.03

Deletions during the year**

0.37

0.59

140

63

85

118

0.34

118

21

94

45

Additions during the year*

61

45

19

25

39

0.31

39

14

42

10

Business in force at start of


the financial year

General Annuity and Pension Business

10

Business in force at end of


the financial year

Deletions during the year**

13

Additions during the year*

Business in force at end of


the financial year

Birla Sun Life

Canara HSBC

607

448

159

16

73

102

1249

713

234

34

109

159

1401

1076

325

66

158

234

2423

1737

10

0.0

0.0

0.0

676

107

458

325

3312

2305

0.1

0.0

0.2

0.0

993

421

739

676

2997

2130

1.0

0.1

0.9

0.1

852

790

649

993

2943

10.76

1982

5.78

1.48

0.65

1.13

1.00

942

622

712

852

36

35

130

129

215

200

15

15

249

218

30

20

15

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Business in force at start of


the financial year

Life Business

Particulars

(Policies in '000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

DLF Pramerica

Edelweiss Tokio

34

1
0
1

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

2.86

21.24

53.94

105.44

0.80

* Includes New Policies issued.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

98.23

39.70

2.14

379.37

196.95

3.95

0.08

Business in force at end of the


financial year

178

45

167

0.13

56

62

56

Deletions during the year**

1.89

33.38

2.27

33.11

72

16

67

21

Additions during the year*

19.84

21

22

2.14

2.17

Business in force at start of the


financial year

General Annuity and Pension Business

Non linked Health Business

HDFC Standard

550.76

178.75

5.50

0.15

1.70

3.95

367

69

257

178

508.35

157.73

6.27

0.18

0.96

5.50

344

179

157

367

74.0

72.6

896

2249

520

3.0

233

4.0

3.4

752

590

3.5

36

42

73.0

198

222

72.6

590

410

2098

1028

74.5

6.3

7.1

73.6

996

73

317

752

2744

1404

17

79.1

15.4

20.0

74.5

1244

120

368

996

3244

1667

79.9

12.3

13.1

79.1

1497

174

427

1244

3588

1894

15

81.2

8.0

9.2

79.9

1598

214

314

1497

3833

1975

6.57

88.48

10.56

17.86

81.18

1761

400

565

1598

2008-09 2009-10 2010-11 2011-12 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

237
138
473

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

35

1.3
50.3

Deletions during the year**

Business in force at end of the


financial year

1764

1238

4408

2407

93

53.0

2.0

5.0

50.0

734

165

426

473

2006-07

5355

4036

227

54.9

2.6

4.6

52.9

1037

403

706

734

2007-08

6449

37

4826

217

56.8

2.2

4.1

54.9

1313

637

913

1037

2008-09

6321

88

5089

115

57.3

2.1

2.6

56.8

972

863

523

1312

2009-10

ICICI Prudential

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year
2

1.1

Additions during the year*

Non linked Health Business

50.5

Business in force at start of the


financial year

General Annuity and Pension Business

374

2005-06

Business in force at start of the


financial year

Life Business

Particulars

6251

92

4945

66

58.8

1.8

3.3

57.3

1090

502

620

972

2010-11

6068

108.51

4561

45.61

59.42

2.93

3.51

58.84

1293

519

722

1090

2011-12

2007-08

81

70

10

10

2008-09

162

114

47

37

10

2009-10

IDBI Federal

250

129

0.57

0.47

0.47

120

77

47

2010-11

298

117

0.71

0.92

0.14

0.58

0.47

179

16

76

120

2011-12

169

169

2010-11

256

7.90

241

2011-12

IndiaFirst

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

36

83
42
193

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

3.7
0.1
31.5

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

274

847

169

38.0

6.0

31.0

253

48

108

193

731

399

43.5

1.5

7.4

37.6

289

58

93

253

1014

581

70.7

3.0

30.2

43.5

363

65

139

289

1185

664

89.2

5.6

24.1

70.7

432

96

165

363

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

49

27.9

Business in force at start of the


financial year

General Annuity and Pension Business

152

Non linked Health Business

ING Vysya

Kotak Mahindra

1314

631

108.4

5.0

24.3

89.2

575

83

226

432

1349

0.00

552

5.98

131.33

5.92

28.82

108.42

660

122

210

572

189

74

6.5

0.4

0.2

6.7

108

27

39

97

189

74

6.5

0.4

0.2

6.7

108

27

39

97

494

189

6.0

6.0

123

22

37

108

571

415

5.9

0.4

0.2

6.1

149

27

53

123

951

788

6.0

0.4

0.2

6.1

157

35

42

149

1081

913

5.9

0.4

0.4

6.0

163

28

34

157

1150

878

6.5

0.4

1.0

5.9

265

32

135

163

1173

0.00

781

0.00

6.63

0.60

0.73

6.51

384

62

181

265

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

316
107
562

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

1.4

Deletions during the year**

37
689

119

2122

351

8.0

1.0

8.0

713

164

315

562

2006-07

1711

794

14

7.1

0.9

0.3

7.7

896

163

346

713

2007-08

2575

1359

73

6.8

0.6

0.4

7.1

1135

202

441

896

2008-09

Max Life

2977

1587

42

6.5

0.7

0.4

6.8

1342

266

473

1135

2009-10

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

8.2

0.9

Additions during the year*

Business in force at end of the


financial year

8.7

Business in force at start of the


financial year

General Annuity and Pension Business

353

2005-06

Business in force at start of the


financial year

Life Business

Particulars

3359

1614

24

6.1

0.7

0.2

6.5

1715

211

584

1342

2010-11

3511

1460

19.30

5.68

0.66

0.23

6.11

2027

260

571

1715

2011-12

129

22

0.7

0.2

0.2

0.7

106

32

76

62

2005-06

397

95

1.0

1.0

112

38

44

106

2006-07

388

273

0.6

0.1

0.0

0.7

115

28

31

112

2007-08

645

469

0.7

0.1

0.2

0.6

176

29

90

115

2008-09

Metlife

804

563

10

0.8

0.1

0.1

0.7

230

49

104

176

2009-10

853

578

0.8

0.1

0.1

0.8

270

78

118

230

2010-11

895

578

1.76

0.90

0.14

0.21

0.83

316

94

140

270

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

18
77

Deletions during the year**

Business in force at end of the


financial year

38
125

803

1454

1203

3313

63

52

4633

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at end of the


financial year

5279

46

3262

18

13.9

5158

38

2919

38.03

7.71

6.20

0.7

2155

790

1006

1939

2011-12

Deletions during the year**

1939

208

1547

600

2010-11

0.04

3981

600

84

450

234

2009-10

14.6

3015

234

92

106

220

2008-09

Additions during the year*

32

220

46

77

189

2007-08

13.88

326

189

49

162

77

2006-07

Reliance

Business in force at start of the


financial year

48

47

Additions during the year*

General Annuity and Pension Business

48

2005-06

Business in force at start of the


financial year

Life Business

Particulars

28

0.3

0.1

0.2

0.2

22

17

10

2005-06

118

20

42

26

22

2006-07

156

79

0.3

0.3

76

14

49

42

2007-08

238

136

0.3

0.3

101

20

44

76

2008-09

Sahara

283

166

0.3

0.3

116

23

38

101

2009-10

318

167

0.4

0.0

0.1

0.3

150

21

55

116

2010-11

354

157

0.39

0.01

0.05

0.35

197

25

72

150

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

186
35
352

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

39

0.1
64.5

Deletions during the year**

Business in force at end of the


financial year

508

1657

499

77.0

2.0

14.0

64.0

411

89

148

352

2006-07

1809

1297

91.8

8.4

23.2

76.9

420

85

94

411

2007-08

2642

2030

122.5

11.2

41.9

91.8

489

53

122

420

2008-09

SBI Life

3879

3167

133.2

8.7

19.4

122.5

579

57

147

489

2009-10

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

92

10.7

Additions during the year*

Non linked Health Business

54.0

Business in force at start of the


financial year

General Annuity and Pension Business

200

2005-06

Business in force at start of the


financial year

Life Business

Particulars

4477

3549

138.8

9.8

15.4

133.2

789

79

289

579

2010-11

4758

3356

36

161.18

12.18

34.57

138.79

1205

143

559

789

2011-12

21

21

21

2005-06

179

54

53

42

21

2006-07

184

144

39

25

12

53

2007-08

266

227

39

16

15

40

2008-09

Shriram

325

285

40

16

18

38

2009-10

321

248

72

42

40

2010-11

351

183

0.02

0.02

168

13

109

72

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

40
13

13

118

106

188

151

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

302

215

0.00

0.26

0.11

Business in force at end of the


financial year

0.01

0.01

0.16

0.11

86.89

14.66

64.56

36.99

2011-12

Deletions during the year**

0.10

Additions during the year*

0.01

0.01

36.99

4.55

29.30

12.23

2010-11

Business in force at start of the


financial year

General Annuity and Pension Business

12.23

0.69

Business in force at end of the


financial year

11.94
0.33

0.62

Additions during the year*

0.62

2009-10

Star Union Dai-ichi

Deletions during the year**

0.07

2008-09

Business in force at start of the


financial year

Life Business

Particulars

600

86

39

22.3

2.8

7.4

17.7

453

81

205

329

2005-06

1709

195

72

22.0

3.0

3.0

22.0

567

129

243

453

2006-07

1122

432

90

21.0

2.4

1.5

21.8

579

196

208

567

2007-08

1627

10

781

106

19.9

1.7

0.7

21.0

710

132

264

579

2008-09

Tata AIA

1809

16

933

101

19.3

1.1

0.5

19.9

740

258

288

710

2009-10

1933

17

1000

79

19.7

0.7

1.1

19.3

819

235

314

740

2010-11

1845

14

956

33

19.4

0.6

0.3

19.7

822

212

215

819

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1768
631
3545

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

10

Deletions during the year**

41
7200

3352

40

20479

8439

165

285

11

32

261

4746

894

2096

3545

2006-07

23970

17532

392

306

23

45

284

5740

1321

2316

4745

2007-08

33795

110

25264

516

372

35

100

306

7533

1638

3431

5741

2008-09

Private Total

40363

161

30428

363

404

32

64

372

9007

2555

4031

7531

2009-10

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

263

28

Additions during the year*

Business in force at end of the


financial year

245

Business in force at start of the


financial year

General Annuity and Pension Business

2408

2005-06

Business in force at start of the


financial year

Life Business

Particulars

43251

162

29496

302

451

28

75

404

12839

2757

6589

9007

43693

257

27225

276

504

42

94

451

15431

4072

6660

12843

2010-11 2011-12

186401

3914

2923

239

293

2868

179564

14334

30947

162951

2005-06

431484

20240

2909

190

176

2923

189419

13104

22959

179564

2006-07

233941

38582

102

2829

300

220

2909

192428

17487

20496

189419

2007-08

257823

198

44682

2789

241

201

2829

210154

14291

32017

192428

2008-09

LIC

278563

291

49434

2780

265

256

2789

226058

17003

32907

210154

2009-10

285936

344

42462

2749

286

256

2780

240381

21069

35392

226058

2010-11

291591

319

32793

183

2450

647

348

2749

255845

22559

38023

240381

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

32715
14965
183109

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

249
3186

Deletions during the year**

Business in force at end of the financial year

42
193601

7266

451963

28679

165

3194

201

208

3184

194165

13998

25055

183109

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

40

322

Additions during the year*

Non linked Health Business

3114

Business in force at start of the financial year

General Annuity and Pension Business

165359

2005-06

Business in force at start of the financial year

Life Business

Particulars

257911

56114

494

3135

323

265

3193

198168

18808

22812

194164

2007-08

291618

308

69946

516

3161

276

302

3135

217687

15930

35448

198169

2008-09

Industry Total

318927

453

79862

363

3184

296

319

3161

235065

19558

36939

217685

2009-10

329187

506

71958

302

3200

314

331

3184

253221

23825

41981

235065

2010-11

335284

576

60018

460

2954

688

442

3200

271276

26630

44683

253224

2011-12

(Policies in 000)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

96
903

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

43
1261

358

4492

1193

12

12

3287

439

2823

903

2009-10

13363

2965

492

9896

664

7274

3287

2010-11

Aegon Religare

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

999

2008-09

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

23242

3763

399

15

19065

1954

11122

9896

2011-12

7855

7655

201

49

137

113

2005-06

15120

14282

415

218

201

2006-07

21659

21365

294

320

199

415

2007-08

24889

24058

828

168

703

294

2008-09

Aviva

30055

26907

3146

433

2751

828

2009-10

36672

26459

16

14

10198

1280

8332

3146

2010-11

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED)

64071

25242

72

57

16

38757

3320

31879

10198

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

5033
2455
10619

Additions during the year*

Deletions during the year**

Business in force at end of the financial


year

44

26
288

Deletions during the year**

Business in force at end of the financial


year

29805

18898

95793

64816

239

68

20

288

12554

2627

4562

10619

2006-07

168501

154938

339

226

24

10

239

12998

2983

3427

12554

2007-08

198477

180727

2329

226

17

17

226

15195

2407

4604

12998

2008-09

Bajaj Allianz

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial


year

Grand Total

Business in force at end of the financial


year

Linked Health Business

Business in force at end of the financial


year

Linked Business #

Business in force at end of the financial


year

97

Additions during the year*

Non linked Health Business

217

Business in force at start of the


financial year

General Annuity and Pension Business

8041

2005-06

Business in force at start of the


financial year

Life Business

Particulars

200912

178770

2825

219

20

13

226

19098

3593

7496

15195

2009-10

205253

164151

2822

225

17

23

219

38055

4600

23556

19098

2010-11

195687

146534

2894

258

17

29

245

46001

11912

19858

38055

2011-12

312

175

65

68

2006-07

1164

582

582

165

682

65

2007-08

5462

4148

1314

687

1419

582

2008-09

7025

5487

126

1412

1112

1210

1314

2009-10

Bharti AXA

10058

6071

147

26

28

3814

1164

3566

1412

2010-11

10937

5982

386

45

53

72

26

4525

2570

3281

3814

2011-12

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1381
399
3933

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

45
22437

18505

41869

30297

5113

673

1853

3933

2006-07

54199

49545

4654

1153

694

5113

2007-08

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2951

2005-06

Business in force at start of the financial year

Life Business

Particulars

84551

78955

766

4830

879

1055

4654

2008-09

Birla Sun Life

116924

578

109029

773

6544

1106

2819

4830

2009-10

130095

742

113594

704

15054

2333

10843

6544

2010-11

143815

1076

109068

703

32966

7636

25548

15054

2011-12

2521

2462

59

59

2008-09

7152

6786

366

34

341

59

2009-10

13404

12374

1030

59

723

366

2010-11

Canara HSBC

17771

15923

1848

244

1062

1030

2011-12

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

55
6
49

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

46
78

666

552

114

58

123

49

2009-10

1773

1250

522

164

572

114

2010-11

DLF Pramerica

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

29

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2008-09

Business in force at start of the financial year

Life Business

Particulars

2980

1200

1781

501

1759

522

2011-12

1179

40

1139

15

1154

2011-12

Edelweiss
Tokio

33

33

33

2007-08

2933

891

2041

288

2297

33

2008-09

9223

5043

4179

1707

3845

2041

2009-10

Future Generali

20204

4708

15495

1627

12943

4179

2010-11

17171

3982

13187

8681

6373

15495

2011-12

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

4552
904

Additions during the year*

Deletions during the year**

79

Deletions during the year**

47
23636

10358

55144

21487

1485

98

105

1478

14253

992

3444

11801

55885

37478

1434

146

95

1485

16973

1347

4067

14253

69640

45479

408

1502

191

258

1434

22251

2233

7510

16973

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

1478

109

Additions during the year*

Business in force at end of the financial year

1448

Business in force at start of the financial year

General Annuity and Pension Business

11801

8153

Business in force at end of the financial year

HDFC Standard

ICICI Prudential

89016

57892

1580

237

315

1502

29544

3232

10525

22252

84217

213

2683

445

1297

1831

48128

15241

27994

35376

110822 135241

73239

377

1830

183

434

1580

35376

3212

9024

29563

42740

27686

55

1560

76

79

1557

13438

1655

4063

11030

84912

27245

1538

89

67

1559

21644

3000

9242

15403

32

95995

35085

1569

71

102

1538

28914

6163

13433

21644

11585

1565

84

97

1552

36278

7282

16214

27347

8066

1562

95

92

1565

58660

6978

29360

36278

112

176

246

89388 127584 122854

19586

1552

78

62

1568

27347

10798

9027

29118

98306 135339 161595 137984 177188 191389

56319

4043

1559

85

83

1560

15403

1925

3890

13438

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

11

11

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

Additions during the year*

Deletions during the year**

48
74

64

2682

1655

1026

1017

11

7810

2747

5063

24

4060

1026

14370

3249

11121

252

6310

5063

17667

3084

14584

1039

4502

11121

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year

General Annuity and Pension Business

Business in force at end of the


financial year

IDBI Federal

IndiaFirst

ING Vysya

566

566

2833

2722

111

111

6468

136

5684

649

27

565

111

5744

1351

4393

893

1706

3580

16605

4804

5036

865

1508

4393

15099

9499

5600

877

1441

5036

18380

11127

7253

1164

2818

5600

20035

11477

360

22

169

213

8198

1845

2790

7253

22991

11253

599

22

261

360

11139

1494

4435

8198

25001

10138

216

850

74

325

599

13796

2358

5193

10962

2007-08 2008-09 2009-10 2010-11 2011-12 2009-10 2011-12 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1132
6083

Deletions during the year**

Business in force at end of the


financial year

49

262

Business in force at end of the


financial year

12016

5671

25556

9268

260

262

7159

716

1792

6083

24678

16868

248

19

260

7561

1403

1806

7159

33874

25160

236

20

248

8479

1423

2340

7561

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

19

Deletions during the year**

Non linked Health Business

Additions during the year*

275

1863

Additions during the year*

General Annuity and Pension Business

5351

Business in force at start of the


financial year

Kotak Mahindra

Max Life

37992

29030

224

17

236

8738

1707

1967

8479

47286

27295

259

17

53

224

19732

2257

13250

8738

57765

25152

266

28

34

259

32347

4347

16963

19732

24533

5174

167

26

18

176

19191

2858

7917

14132

69757

14906

157

19

167

24525

2724

8057

19191

58240

27989

218

145

17

157

29887

4392

9755

24525

82914

40593

1268

139

13

145

40914

6490

17517

29887

90299

47876

735

133

14

139

41554

11656

12296

40914

98623

48743

460

125

13

133

49295

8737

16478

41554

106310

45386

379

115

14

125

60430

8771

19823

49378

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2633
2908
1049
4491

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

4
16

Deletions during the year**

Business in force at end of the financial year

50
5747

1240

19198

6706

15

16

5018

1211

1737

4491

25086

19550

15

15

5522

892

1396

5018

36768

29555

15

15

7198

978

2654

5522

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

16

Business in force at start of the financial year

General Annuity and Pension Business

Metlife

Reliance

41314

31918

44

15

15

9336

1568

3707

7198

47056

35064

23

19

15

11949

2191

4803

9336

49168

34449

17

39

25

20

14663

3671

6385

11949

2253

486

1767

275

1050

992

15116

6201

3339

1118

2691

1767

21962

17337

524

4102

793

1555

3339

39431

1199

32163

6069

814

2782

4102

50401

1086

40592

8723

1831

4485

6069

61640

970

38236

385

22050

2748

16075

8723

66594

723

34773

827

30272

8563

16786

22050

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

51

214
61
289

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

4
1
8

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

380

84

1699

392

568

77

356

289

2696

1604

1085

176

694

568

4013

2551

1454

275

644

1085

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Business in force at start of the


financial year

General Annuity and Pension Business

137

Non linked Health Business

Sahara

SBI Life

4583

2875

1700

345

592

1454

4878

2712

10

2156

399

855

1700

5160

2347

11

10

2801

501

1146

2156

9557

2054

249

77

172

7254

551

4092

3713

31616

10734

331

89

249

9155

948

2849

7254

37801

26278

526

196

331

10997

1314

3156

9155

55441

40010

976

17

467

526

14455

1576

5035

10997

74754

55777

142

816

336

177

976

18018

2080

5642

14455

87349

56779

840

19

43

816

29725

3208

14914

18018

115255

61484

1150

375

629

164

840

52246

5185

27706

29725

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Deletions during the year**

Business in force at end of the financial year

52
443

4230

1164

1380

153

1090

443

2006-07

4556

3552

1004

580

204

1380

6710

5794

916

372

283

1004

8533

7544

989

254

327

916

2008-09 2009-10

Shriram
2007-08

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

443

Deletions during the year**

Business in force at end of the financial year

443

2005-06

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

7906

6020

1886

294

1191

989

9662

4209

5452

432

3998

1886

2010-11 2011-12

343

328

15

15

2008-09

2804

1854

669

669

280

273

15

2009-10

3673

2931

733

79

582

230

2010-11

Star Union Dai-ichi

6861

4913

21

13

1927

224

1418

733

2011-12

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

4382
1295
10303

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

54
94

Additions during the year*

Deletions during the year**

53
15507

3886

833

42046

8504

3233

475

58

48

486

12428

2193

4318

10303

36345

18787

4548

460

42

26

475

12550

3346

3469

12428

44209

215

25751

4281

444

30

14

460

13518

1710

2678

12550

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

486

525

Business in force at start of the


financial year

General Annuity and Pension Business

7216

Business in force at end of the


financial year

Tata AIA

Private Total

(` Crore)

54062

2380

31035

5367

434

20

444

14846

1831

3158

13518

60813

2940

33626

5143

448

14

29

434

18657

2097

5908

14846

58828

2219

32682

1641

449

12

13

448

21837

3128

6308

18657

202653

103046

888

4513

326

448

4391

94205

13577

39741

68041

532367

250055

7276

4529

348

364

4514

116411

16230

38433

94206

663317

490348

32874

4599

339

408

4530

135496

22743

41831

116408

876172

1447

647791

44136

5117

361

879

4599

177682

27731

69917

135496

4827

801025

22143

5984

373

1012

5345

344271

46141

177960

212452

8163

779343

16891

6766

1376

2138

6004

517060

97297

269027

345330

996603 1178249 1328223

4157

744339

29599

6026

749

1445

5330

212483

45661

80256

177887

2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Business in force at start of the


financial year

Life Business

Particulars

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

54

96344

Deletions during the year**

8858
8715
63912

Additions during the year*

Deletions during the year**

Business in force at end of the


financial year

2008-09

122551

239860
127339

215251
111705

411205

2009-10

2010-11

2011-12

2005-06

2006-07

2007-08

2008-09

2009-10

2010-11

2011-12

178613

454767
192221

566583
212830

565166
109921

351149
138781

278293
150082

257081
139436

481122

224274

535023

238362

744543

310127

834193

106381

196936

3744

47269

51029

11270

87027

7217

198470

46964

233178

232873

47269

10852

223125

46927

6318

6281

46964

12498

178479

51597

6525

11196

46927

12343

137067

3609

42494

18140

9037

51597

110367

888

68425

9041

9306

68160

356436

7276

91556

2693

25824

68426

687284

36618

51867

51368

11678

91557

8664

846261

44136

52081

233539

233753

51867

15008

967464

29599

52952

7067

7726

52294

17325

979504

22143

57581

6899

12208

52271

20506

916411

20501

49260

19516

11175

57601

1351392 3325164 1733328 2037531 2341937 2677970 2983247 1554045 3857531 2396646 2913703 3338541 3856219 4311470

7321

87027

2345

25460

63912

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

63769

Business in force at start of the


financial year

General Annuity and Pension Business

Non linked Health Business

2007-08

Industry Total

1280159 1397468 1485380 1784880 2061034 2435396 2787732 1374364 1513879 1620876 1962562 2273517 2779667 3304792

311408

Business in force at end of the


financial year

2006-07

LIC

1065095 1280159 1397468 1485380 1784880 2061034 2435396 1133136 1374365 1513876 1620876 1962767 2273486 2780726

2005-06

Additions during the year*

Business in force at start of the


financial year

Life Business

Particulars

(` Crore)

TABLE 11: INDIVIDUAL BUSINESS (WITHIN INDIA) - BUSINESS IN FORCE (SUM ASSURED) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

55

183.49

1224.75

1296.16

985.20

2893.05

54.70

2736.21

172.72

30.10

919.91

Kotak Mahindra

Max Life

Metlife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

Tata AIA

113.22

31327.85 33761.61 21783.06

Industry Total

3103.62

4459.22

LIC

4840.47

26868.63 28921.13 18679.43

712.79

189.58

113.05

2502.60

18.34

1012.40

339.62

763.33

605.42

126.29

405.34

Private Total

1093.95

233.20

261.80

3820.70

41.95

3323.31

757.86

1208.31

1014.41

311.88

504.10

ING Vysya

233.72
162.74

IndiaFirst

4178.18

2669.11

38.91

14.65

135.32

494.49

51.63

548.14

42.67

150.04

18.71

22.36

103.85

232.82

269.97

4.72

7.58

40.67

1.65

465.77

24.53

0.62

2008-09

2918.06

19.42

237.67

112.82

535.30

42.29

265.57

30.48

81.54

187.63

6.87

38.85

109.98

113.15

216.00

8.74

1.38

11.91

40.92

3.82

796.19

54.04

3.50

2009-10

8361.02

162.54

353.50

322.91

1963.38

43.52

719.62

139.58

94.55

277.44

19.06

261.57

173.44

1904.66

556.22

79.47

5.00

5.28

23.29

4.61

1141.26

88.32

21.79

2010-11

b. Single

9139.35 13332.46 26163.84 31759.59

464.95 10663.35 23245.78 23398.56

8674.40

256.37

175.14

10.19

1027.17

2.20

372.39

181.54

190.88

258.42

28.74

173.49

17.93

2062.60

1856.13

IDBI Federal

5960.48

2937.32

6162.70

16.01

ICICI Prudential

2476.44

91.07

46.28

386.48

1099.71

1996.62

306.67

35.62

644.82

1726.41

HDFC Standard

DLF Pramerica

602.87

2887.42

92.70

32.56

3.24

Canara HSBC

250.81

180.55
171.94

102.90

288.57

Birla Sunlife

398.96

431.54
1295.01

78.80

2011-12

Future Generali

2658.89

Bharti AXA

698.14
2952.65

176.01

2010-11

2.46

228.01

Bajaj Allianz

138.06

2009-10

a. Regular

Edelweiss Tokio

669.42

3731.30

Aviva

26.59

2008-09

Aegon Religare

Insurer

958.82

44.75

308.05

3230.69

106.33

3441.19

1027.86

1446.21

1243.46

526.47

287.34

6395.52

2266.58

107.62

3.24

296.15

2699.56

229.66

4197.07

693.95

27.20

2008-09

1113.37

470.87

374.62

4356.00

84.24

3588.88

788.34

1289.86

1202.03

318.74

201.59

343.70

6073.63

2692.44

315.41

37.00

614.78

2928.34

402.77

3748.84

752.18

141.57

2009-10

875.34

543.09

435.96

4465.98

61.86

1732.02

479.20

857.88

882.87

145.35

666.91

286.66

6082.84

3493.54

170.54

51.28

650.10

1749.70

255.42

2436.27

519.86

197.80

2010-11

381.58

530.15

171.32

2283.89

28.46

708.28

497.98

260.96

629.26

60.02

380.72

101.61

2300.77

2027.26

78.22

2.46

25.79

386.55

1163.69

93.79

841.38

221.35

99.08

2011-12

927.57

100.49

1287.58

39.18

1319.32

701.47

1230.29

876.66

524.61

1.28

8107.79

2462.86

1723.32

61.60

5789.33

1258.88

2008-09

1543.58

10.12

168.88

2444.60

77.44

2567.85

1282.61

2107.71

1416.02

732.00

0.01

120.70

9746.75

3081.19

35.43

1.04

219.65

2514.84

228.36

6536.42

1570.66

13.73

2009-10

1985.75

160.26

223.58

4583.52

90.13

3326.71

1446.71

2662.68

1603.25

702.12

93.66

283.52

9564.93

3898.47

200.36

20.75

713.36

3550.68

437.95

5543.65

1567.21

105.58

2010-11

d. Renewal

2322.84

155.30

2009-10

4729.45

107.62

3.24

296.15

4422.89

291.26

5773.63

350.84

38.05

834.42

5443.18

631.13

9986.40 10285.27

1952.83

27.20

2008-09

1,748.58

266.26

206.77

5403.39

74.44

2713.24

1148.92

2713.17

1535.54

503.24

315.18

306.47

1886.39

44.75

408.54

4518.27

145.51

4760.51

1729.33

2676.49

2120.12

1051.08

288.62

2656.95

480.99

543.51

6800.60

161.68

6156.72

2070.95

3397.56

2618.06

1050.75

201.60

464.40

8662.29 14503.31 15820.38

5092.49

225.29

50.85

1142.33

3747.70

508.63

3452.02

1459.32

198.06

2011-12

4107.39 19574.53 19175.90 12694.60 10793.76 34697.10 47262.15

297.15

602.42

303.51

2.46

76.65

563.26

695.90

408.08

102.90

796.41

378.09

39196.78 14901.15

69805.28 54748.76

2861.09 2130.16

703.35

659.53

9049.49 7687.28

151.99

5058.73 3421.52

1925.91 1646.89

3520.56 2974.13

2486.11 2164.80

847.47

760.57

570.18

15647.77 10963.06

7392.01 7119.76

370.90

72.03

1363.46 1528.88

5300.38 4911.39

693.37

7979.93 4293.41

2087.07 1680.66

303.38

2010-11 2011-12

8242.62 44660.31 59925.45 53542.64 17381.97 45986.75 55595.51 55459.42 52267.94 90647.06 115520.96 109002.07 69649.91

3642.44 15122.57 28086.26 26502.19

(Premium in ` Crore)

e. Total (c+d)

4600.18 29537.74 31839.19 27040.46 13274.58 26412.22 36419.61 42764.83 41474.19 55949.96 68258.80

125.21

355.01

161.13

1256.72

26.26

335.89

316.44

70.08

370.85

31.28

207.23

83.68

238.16

171.13

45.66

9.78

0.07

63.99

1.09

669.44

40.80

20.29

2011-12

c. First Year (a+b)

A. LINKED PREMIUM

TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

56

179.08

27.68

1828.69

6.03

1.59

Metlife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

77.36

296.65

743.75

69.36

924.28

28.97

26.96

37.68

223.63

25.06

44.06

118.72

3343.43

61.96

61.39

89.65

2234.83

30.70

12.82

191.85

5438.96

81.98

198.09

79.29

3081.79

2.81

37.01

22.39

280.34

132.67

2.77

33.04

12.27

384.53

4614.26

183.85

5.44

6.42

2155.95

27.68

72.79

116.84

396.70

99.56

162.49

29.43

416.31

456.87

215.60

136.03

3106.41

29.97

1302.92

227.02

1203.51

370.27

515.13

37.86

158.28

1779.30

565.79

278.06

22.87

167.19

330.60

92.36

1029.55

225.53

77.07

2010-11

557.97

434.62

219.68

4247.43

42.68

1101.02

578.99

1640.76

535.01

578.12

601.59

209.40

2140.32

1806.34

266.80

8.42

77.36

300.55

762.47

130.80

1875.92

580.51

108.57

2011-12

6532.82 12328.19 18805.34

208.64

49.00

44.88

2684.75

40.59

331.90

273.51

559.22

131.95

323.69

56.85

260.29

565.06

170.67

0.38

7.84

31.67

34.66

702.26

46.20

8.80

2009-10

3933.21

677.26

21.21

537.88

33.27

99.24

150.48

784.06

123.51

228.72

0.92

436.60

450.72

2.64

27.63

5.88

343.76

9.43

2008-09

4578.32

628.19

0.38

22.89

618.68

48.33

116.27

191.55

903.76

118.04

268.21

49.87

448.08

666.41

20.01

0.02

0.19

30.80

3.94

432.19

8.98

1.55

2009-10

942.17

40.91

46.40

1199.03

80.37

975.08

451.61

1775.65

237.62

538.60

0.44

119.23

918.20

1276.30

209.27

13.00

31.65

211.49

40.93

1314.47

154.70

51.61

2011-12

5998.12 10628.72

667.26

14.36

25.96

755.74

61.45

209.50

355.24

1088.56

119.12

346.34

82.53

453.56

1046.37

77.20

0.14

1.21

46.08

6.28

600.48

32.57

8.16

2010-11

8547.47

861.11

5.44

27.64

2693.83

60.95

172.03

267.32

1180.77

223.07

391.21

30.35

852.91

835.24

44.99

0.13

0.26

148.92

69.15

638.12

40.04

4.01

2008-09

1124.13

229.96

161.99

3862.15

91.42

1512.42

582.26

2292.07

489.40

861.47

37.86

240.82

2232.86

1612.16

355.26

23.01

168.40

376.68

98.65

1630.02

258.10

85.23

2010-11

1500.14

475.53

266.07

5446.46

123.06

2076.10

1030.60

3416.41

772.63

1116.73

602.03

328.62

3058.52

3082.65

476.07

8.42

90.37

332.20

973.97

171.73

3190.39

735.20

160.18

2011-12

11111.14 18326.31 29434.07

836.83

49.38

67.76

3303.43

88.91

448.17

465.06

1462.98

249.99

591.90

106.72

708.37

1231.47

190.68

0.40

8.03

62.47

38.60

1134.45

55.18

10.36

2009-10

18475.80 26952.54 42146.49 53095.97 24194.97 23015.92 30691.86 43464.23 42670.77 49968.46 72838.36 96560.20 88467.64 99957.83 109764.57 120862.00 131138.41 149926.29 182602.93 217422.20

819.86

33.54

3.86

0.39

327.26

-106.29

35.62

62.59
120.06

7.29

14.98

7.93

660.56
558.00

42.35

0.13

0.26

121.29

63.27

294.36

30.61

4.01

2008-09

Industry Total

8984.76 13366.38

475.99

236.53

140.38

1165.63

39.87

1064.01

556.60

36.92
99.15

8.90

5.04

164.05
264.79

3.54

0.34

3.90

18.72

27.38

196.22

4.78

1.07

2011-12

e. Total (c+d)

3794.41

394.92

154.21

46.38

871.59

29.97

1272.22

214.20

402.34
1360.42

13.41

28.71

57.61
162.34

2.28

15.29

27.75

21.42

12.47

1.33

1.93

2010-11

d. Renewal

14681.40 21344.01 33161.73 39729.58 23375.11 22091.64 27348.43 38025.27 38056.51 43435.65 60510.16 77754.85 84534.43 95379.51 103766.45 110233.27 122590.94 138815.16 164276.61 187988.13

5608.54

251.55
1011.66

575.36

568.56

197.13

44.78
233.69

0.41

6.54

1.82

28.53

83.56

0.06

0.45

2009-10

c. First Year (a+b)

LIC

179.67

22.04

7.20

2461.12

40.59

306.84

229.45

439.16

1145.79
1582.32

0.61

16.22

15.60

13.28

21.42

1.69

2008-09

b. Single

B.NON-LINKED PREMIUM

(Premium in ` Crore)

Private Total

150.31

81.22

Max Life

Tata AIA

62.65

297.55

Kotak Mahindra

507.84

314.79

150.35

149.07

51.81

401.73
1514.51

ING Vysya

IDBI Federal

97.95

507.45

22.87

0.72

ICICI Prudential

275.79

22.87

IndiaFirst

339.74

182.62

HDFC Standard

170.26

0.38

151.89

302.86

263.26

0.13

DLF Pramerica

1.30

29.85

103.43

41.73

0.26

Canara HSBC

70.95

1679.70

575.72

107.50

2011-12

Future Generali

105.07

Birla Sunlife

6.13

1017.08

224.20

75.14

2010-11

8.09

47.67

Bharti AXA

618.70

46.14

8.36

2009-10

a. Regular

Edelweiss Tokio

281.08

9.19

Aviva

Bajaj Allianz

2.32

2008-09

Aegon Religare

Insurer

TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

288.83

3.37

Canara HSBC

DLF Pramerica

57

1287.39

1593.72

1066.42

3072.13

82.38

4564.89

178.76

31.69

Kotak Mahindra

Max Life

Metlife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

93.38

683.13

1843.46

1142.67

1322.01

519.87

419.50

7040.74

124.83

3920.78

1061.85

1849.08

1333.98

642.43

201.59

400.56

4059.33

1332.21

758.69

571.99

7572.39

91.83

3034.94

706.22

2061.39

1253.14

660.49

704.77

444.95

7862.14

939.55

964.77

390.99

6531.32

71.14

1809.29

1076.97

1901.72

1164.27

638.14

982.31

311.01

4441.09

3833.61

345.03

10.88

103.16

687.10

1926.17

224.59

3747.60

55.44

1.07

219.83

2545.65

232.30

6968.61

1579.64

15.28

2009-10

4944.85

277.55

20.89

714.57

3596.76

444.23

6144.13

1599.79

113.74

2010-11

1604.83

121.70

1825.46

72.45

1418.56

851.94

2014.35

1000.17

753.33

2.20

2653.01

174.62

249.54

5339.25

151.58

3536.21

1801.95

3751.24

1722.37

1048.46

93.66

366.05

1992.87

31.21

2008-09

5564.69

152.60

3.37

296.41

4571.80

360.41

2690.75

307.18

253.17

6602.42

154.81

3688.33

1600.53

4488.82

1773.16

1041.84

315.62

425.69

2747.50

50.19

436.17

7212.10

206.47

4932.54

1996.64

3857.26

2343.19

1442.28

318.97

9580.48 15356.22

6368.80

434.55

63.86

1173.98

3959.19

549.56

4766.49 10624.52

1614.01

249.67

2011-12

30345.43 40997.93 48762.94 52102.91 64497.44

2171.76

10.50

191.77

3063.28

125.77

2684.12

1474.16

3011.46

1534.07

1000.22

0.01

170.56

8544.39 10194.83 10018.49

2913.58

2.64

1750.95

67.48

6133.09

1268.31

2008-09

779.58

10.88

167.01

1861.08

5885.36

774.16

7483.80

2415.87

457.32

2011-12

9004.17 10202.40

726.16

95.04

1531.86

5677.07

792.02

9609.95

2345.17

388.61

2010-11

243.41

6571.15

2508.17

5812.63

2975.51

1708.95

798.43

811.00

225.95

5497.62

2677.50

6390.53

2937.43

1679.98

1297.93

736.70

3985.22

933.31

821.52

3630.30

1271.95

644.16

79369.94 88131.60 84182.83

3493.78

530.37

611.27

10104.03 12911.64 13133.74

250.59

6604.90

2536.01

4860.54

2868.05

1642.65

201.60

571.12

16528.75 17880.63 14021.58

7005.10

541.51

38.44

842.45

5505.66

669.73

11419.71

2378.01

165.65

2009-10

49803.65 60714.15 63929.55 62235.32 37527.43 49179.76 62451.45 51706.85 87331.09 109893.91 126381.00 113942.17 134454.39 155553.34 165223.99 173129.94 221785.47 265447.25 291604.99 287072.11

207.19

50.19

314.47

5386.64

134.01

3513.98

1144.70

1842.91

1343.03

688.95

316.78

3257.51
6333.92

448.61

74.15

817.29

2080.30

347.78

2717.31

801.86

207.65

2011-12

Industry Total

224.50

553.09

240.42

4338.52

29.07

372.89

338.83

350.42

503.52

34.04

240.27

95.95

2651.11
6811.83

486.08

37.38

622.62

2960.01

437.43

3465.82

745.39

274.87

2010-11

3842.34 11704.46 10039.14 34152.01 38372.01 39368.65 32079.92

48.39

414.90

412.55

4198.21

43.52

750.31

152.40

286.40

396.16

26.35

276.56

181.37

831.69
796.17

149.97

3.37

296.41

2820.85

292.93

4451.10

798.37

150.37

2009-10

19140.61 26184.48 36265.36 40194.54 34038.47 45337.42 50746.99 41667.71 53179.08 71521.90 87012.35 81862.25 104108.96 114555.41 116461.05 121027.03 157288.04 186077.31 203473.40 202889.28

3488.97

72.45

264.63

150.50

758.93

42.29

290.62

74.54

201.60

250.22

15.77

38.85

115.02

720.28
2169.45

49.21

0.34

9.78

3.97

82.71

28.46

4491.43

724.56

31.21

2008-09

LIC

732.36

18.51

135.71

821.75

51.63

441.85

78.28

249.19

55.63

35.78

132.57

273.62
275.49

81.75

5.00

20.57

51.04

26.03

865.67

45.58

21.36

2011-12

e. Total (c+d)

30663.04 34529.67 27664.19 22040.78

1107.71

411.68

150.57

2192.80

42.07

1436.40

738.14

1551.29

660.75

604.10

742.05

215.06

314.75
466.51

9.15

1.38

18.45

42.75

32.35

1153.73

89.65

23.73

2010-11

d. Renewal

Private Total

1273.62

3001.91
3644.92

5.33

7.58

56.89

17.25

879.75

54.10

3.95

2009-10

c. First Year (a+b)

1070.22

343.79

159.43

3374.19

48.30

2284.63

553.81

1774.99

856.98

634.13

428.21

263.58

5692.69

3339.05

366.86

69.15

796.71

2029.27

196.13

479.04

45.95

2.30

2008-09

b. Single

C.TOTAL OF LINKED AND NON-LINKED PREMIUM

(Premium in ` Crore)

Tata AIA

255.24

269.00

6281.82

82.53

3630.15

987.31

1647.47

1083.77

162.74
626.66

285.53

653.18

IDBI Federal

2983.89
6058.43

ING Vysya

184.21

ICICI Prudential

IndiaFirst

2336.36

6345.32

HDFC Standard

476.93

36.00

604.17

2917.26

321.76

1851.64

195.82

2763.96

Birla Sunlife

405.09

2312.09

756.28

144.63

275.68

Bharti AXA

3571.35

655.74

186.29

2011-12

Future Generali

4012.39

Bajaj Allianz

744.28

251.14

2010-11

10.55

678.61

Aviva

146.42

2009-10

a. Regular

Edelweiss Tokio

28.91

2008-09

Aegon Religare

Insurer

TABLE 12: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

58

561.91
22.73
14.56
57.46

ICICI Prudential

IDBI Federal

IndiaFirst

ING Vysya

12.83
534.39
62.35
33.82
230.69
4895.41
1481.14
6376.55

Sahara

SBI Life

Shriram

Star Union Dai-ichi

Tata AIA

Private Total

LIC

Grand Total

542.50

337.33

HDFC Standard

Reliance

72.02

Future Generali

231.96

--

Edelweiss Tokio

Metlife

4.24

DLF Pramerica

160.83

203.10

Canara HSBC

273.42

510.61

Birla Sunlife

Max Life

62.12

Bharti AXA

Kotak Mahindra

151.38
803.43

Bajaj Allianz

11.73

2009-10

Aviva

Aegon Religare

Insurer

3747.96

1017.55

2730.42

138.77

29.27

28.41

402.87

8.25

141.31

44.11

205.70

83.71

19.56

26.23

16.51

411.24

327.33

11.67

--

4.93

141.63

299.62

29.83

284.50

63.49

11.46

2010-11

Commission

1732.93

360.81

1372.12

37.07

30.49

8.72

237.31

4.43

67.01

44.41

73.25

37.68

10.66

23.75

7.39

246.34

226.09

5.82

0.14

1.50

62.42

179.03

7.60

34.50

22.81

3.67

2011-12

5.52

3.13

7.17

8.68

7.03

11.47

7.86

7.93

8.81

11.20

8.05

6.14

5.47

7.22

4.89

3.55

5.84

20.53

--

11.14

24.34

9.38

9.84

7.81

6.52

7.55

2009-10

3.44

2.60

3.91

4.85

4.16

4.31

4.45

5.43

2.79

2.29

5.84

3.37

2.31

3.45

2.90

2.63

4.43

3.18

--

6.84

10.39

5.65

4.30

3.57

3.04

3.78

2010-11

% to ULIP Premium

Unit Linked Plans

2.49

2.42

2.51

1.74

3.83

2.31

3.09

4.31

1.96

2.70

2.46

1.74

1.89

3.41

1.81

2.25

3.18

1.92

5.71

1.96

4.08

3.65

1.26

0.80

1.36

1.24

2011-12

35.32

12.23

82.36

82.14

86.09

93.78

80.22

54.16

86.41

79.30

64.91

95.78

47.58

100.00

51.43

93.19

64.19

55.63

--

98.86

99.87

98.92

98.20

83.47

95.63

94.87

2009-10

20.50

7.65

54.92

56.35

72.84

68.52

60.03

37.37

27.45

50.52

38.10

64.31

14.98

97.45

24.78

73.35

68.65

12.18

--

50.70

93.30

78.73

75.64

46.15

62.84

52.32

2010-11

9.37

2.57

30.83

26.11

59.35

17.58

45.78

19.98

16.84

37.49

12.63

33.61

8.05

86.77

11.57

40.59

39.14

6.65

8.84

8.31

75.15

55.02

27.15

8.89

24.37

14.81

2011-12

(Commission in ` Crore)

% to Total Commission

TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

59
0.00
63.30
7.09

IndiaFirst

ING Vysya

Kotak Mahindra

11677.48

Grand Total

Tata AIA
10629.17

50.16

Star Union Dai-ichi

LIC

5.46

Shriram

1048.31

4.14

SBI Life

Private Total

10.86
131.78

Sahara

85.36

21.46

IDBI Federal

Reliance

41.06

ICICI Prudential

60.55

188.17

HDFC Standard

Metlife

57.44

Future Generali

147.79

--

Edelweiss Tokio

Max Life

0.26
0.05

DLF Pramerica

5.59

Birla Sunlife

Canara HSBC

1.14

Bharti AXA

6.91
159.13

Aviva

Bajaj Allianz

0.63

2009-10

Aegon Religare

Insurer

14532.33

12291.13

2241.20

107.51

10.92

13.05

268.19

13.83

373.49

43.21

334.20

46.45

111.01

0.69

50.12

149.44

149.48

84.11

--

4.79

10.17

80.96

9.61

331.98

37.55

10.44

2010-11

Commission

16751.81

13674.82

3078.44

104.91

20.88

40.88

281.05

17.77

331.02

74.04

506.60

74.44

121.80

3.62

56.53

360.59

351.54

81.67

1.45

16.59

20.64

146.37

20.40

353.77

70.78

21.12

2011-12

7.79

7.66

9.43

5.99

11.06

6.11

3.99

12.21

19.05

13.02

10.10

2.84

10.69

0.00

20.11

5.77

15.28

30.12

--

12.28

3.27

8.94

2.95

14.03

12.53

6.12

2009-10

7.97

7.48

12.23

9.56

4.75

8.06

6.94

15.13

24.69

7.42

14.58

9.49

12.86

1.81

20.81

6.69

9.27

23.68

--

20.83

6.04

21.49

9.74

20.37

14.55

12.25

2010-11

% to Traditional Premium

Traditional Plans

7.70

7.27

10.45

6.99

4.39

15.36

5.16

14.44

15.94

7.18

14.83

9.63

10.91

0.60

17.20

11.79

11.40

17.15

17.20

18.36

6.21

15.03

11.88

11.09

9.63

13.18

2011-12

64.68

87.77

17.64

17.86

13.91

6.22

19.78

45.84

13.59

20.70

35.09

4.22

52.42

0.00

48.57

6.81

35.81

44.37

--

1.14

0.13

1.08

1.80

16.53

4.37

5.13

2009-10

79.50

92.35

45.08

43.65

27.16

31.48

39.97

62.63

72.55

49.48

61.90

35.69

85.02

2.55

75.22

26.65

31.35

87.82

--

49.30

6.70

21.27

24.36

53.85

37.16

47.68

2010-11

90.62

97.43

69.14

73.89

40.65

82.42

54.22

80.02

83.16

62.51

87.37

66.39

91.95

13.23

88.43

59.41

60.86

93.35

91.16

91.69

24.85

44.98

72.85

91.11

75.63

85.19

2011-12

(Commission in ` Crore)

% to Total Commission

TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

60

Reliance

18054.03

627.85

Metlife

Grand Total

292.51

Max Life

12110.31

421.21

Kotak Mahindra

LIC

167.92

ING Vysya

5943.72

120.76

IndiaFirst

Private Total

14.56

IDBI Federal

280.85

44.19

ICICI Prudential

Tata AIA

602.97

HDFC Standard

39.28

525.50

Future Generali

Star Union Dai-ichi

129.45

Edelweiss Tokio

66.49

--

DLF Pramerica

Shriram

4.29

Canara HSBC

23.68

203.37

Birla Sunlife

666.17

516.20

Bharti AXA

SBI Life

63.26

Bajaj Allianz

Sahara

158.29
962.57

Aviva

12.36

18280.29

13308.68

4971.61

246.28

40.19

41.46

671.05

22.08

514.80

87.32

539.90

130.17

130.58

26.92

66.63

560.68

476.81

95.78

--

9.72

151.80

380.58

39.43

616.47

101.04

21.91

18486.19

14035.63

4450.56

141.98

51.37

49.60

518.36

22.20

398.03

118.44

579.86

112.12

132.46

27.37

63.92

606.93

577.64

87.49

1.59

18.09

83.06

325.40

28.00

388.27

93.58

24.79

6.80

6.51

7.49

8.04

7.41

10.88

6.59

9.45

9.51

11.53

8.67

5.85

7.35

7.22

7.74

3.65

7.50

23.91

--

11.15

24.14

9.38

9.45

8.43

6.66

7.46

6.27

6.54

5.64

6.18

4.31

5.05

5.20

9.07

7.83

3.48

9.29

4.37

7.95

3.37

8.22

3.14

5.30

13.19

--

10.23

9.91

6.70

4.98

6.41

4.31

5.64

2010-11

2009-10

2011-12

2009-10

2010-11

% of Total Commission to Total Premium

Total (ULIP+Traditional)

6.44

6.92

5.29

3.91

4.04

7.70

3.95

9.83

7.24

4.42

9.07

3.82

7.88

2.11

8.68

4.33

5.66

11.22

14.60

10.83

4.46

5.53

3.62

5.19

3.87

5.42

2011-12

(Commission in ` Crore)

Total Commission (ULIP+Traditional)

Aegon Religare

Insurer

TABLE 13: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Claims repudiated (E)

Claims written back (F)

61
4833.20
4444.74
138.39
0.00

Total Claims (C=A+B)

Claims paid (D)

Claims repudiated (E)

Claims written back (F)


250.07

4611.02

Claims intimated/booked (B)

Claims pending at end of year (G=C-D-E-F)

222.19

2006-07

Claims pending at start of year (A)

Particulars

11985

10869

Claims paid (D)

Claims pending at end of year (G=C-D-E-F)

627032
604178

Total Claims (C=A+B)

615564

11468

2006-07

Claims intimated/booked (B)

Claims pending at start of year (A)

Particulars

206.66

31.64

152.66

4235.00

4625.95

4375.88

250.07

2007-08

14548

339

9027

553408

577322

565337

11985

2007-08

15892

242.84

58.36

179.59

4798.22

5279.02

5072.36

206.66

2008-09

5741

14693

726109

762435

745520

16915

2009-10

286.31

51.83

244.77

5958.13

6541.04

6298.20

242.84

2009-10

AMOUNT OF BENEFIT PAID

16915

5796

12781

605128

640620

626072

14548

2008-09

NUMBER OF POLICIES

TABLE 14: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS

12316

485

19133

822266

854200

837785

16415

2011-12

306.40

48.52

336.24

7595.24

8286.40

8000.08

286.32

2010-11

292.91

5.40

450.90

8408.74

9157.94

8851.53

306.41

2011-12

(Benefit Amount in ` Crore)

16415

3837

17350

813932

851534

835642

15892

2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

62
0.58
41.57

Claims written back (F)

Claims pending at end of year (G=C-D-E-F)

1053.86

Claims paid (D)


18.29

1114.31

Total Claims (C=A+B)

Claims repudiated (E)

1081.24

33.07

2007-08

2229

Claims intimated/booked (B)

Claims pending at start of year (A)

Particulars

Claims pending at end of year (G=C-D-E-F)

34

Claims written back (F)

Claims paid (D)


1241

162837
159333

Total Claims (C=A+B)

Claims repudiated (E)

160486

2351

2007-08

Claims intimated/booked (B)

Claims pending at start of year (A)

Particulars

1872

20

1520

305739

309151

307003

2148

2009-10

29.49

2.00

24.08

1327.48

1383.04

1341.50

41.54

2008-09

22.58

0.89

20.92

1634.37

1678.77

1649.27

29.50

2009-10

AMOUNT OF BENEFIT PAID

2148

71

1412

260507

264138

261909

2229

2008-09

NUMBER OF POLICIES

TABLE 15: GROUP DEATH CLAIMS OF LIFE INSURERS

13640

24

2989

385754

402407

390806

11601

2011-12

37.71

0.61

19.87

2059.82

2118.01

2095.45

22.56

2010-11

38.73

0.33

37.64

2381.75

2458.45

2420.73

37.71

2011-12

(Benefit Amount in ` Crore)

11601

266

2404

421930

436201

434329

1872

2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

AVIVA

BAJAJ ALLIANZ

BHARTI AXA

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

68

24

32

AEGON RELIGARE

24

10

11

181

34

146

1032

23

41

102

185

681

AVIVA

1635

10

13

23

115

1474

2006

56

13

33

235

1669

10484

55

127

889

3863

5550

46

215

2964

9524

7567

20316

23980

61

345

1388

6717

15469

BAJAJ ALLIANZ

BENEFIT AMOUNT PAID

1906

25

16

32

219

1614

24658

36

43

840

6083

17656

108

28

55

24

820

99

244

470

( Amount in ` crore)

686

19

101

218

348

BHARTI AXA

382

69

147

156

63

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

1.07

0.05

0.30

0.20

0.53

4.05

0.16

1.17

0.76

1.96

9.65

0.08

1.38

8.19

22.38

0.33

0.99

2.54

4.43

14.09

25.37

0.37

0.24

0.43

2.5

21.83

36.08

0.87

0.25

0.95

5.76

28.25

53.41

1.46

0.40

2.26

17.22

32.07

174.42

0.76

2.14

17.07

73.84

80.61

294.92

1.10

5.88

50.87

143.85

93.22

326.84

1.02

7.65

26.52

103.56

188.09

355.67

0.77

1.19

24.72

100.90

228.09

3.11

0.02

0.96

1.68

0.46

7.57

0.01

0.31

1.94

3.73

1.59

11.52

0.55

2.67

4.79

3.51

16.76

0.18

3.35

7.35

5.88

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Particulars

AEGON RELIGARE

NUMBER OF POLICIES

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

640
65
10
6

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

64

CANARA HSBC OBC

DLF PRAMERICA

EDELWEISS TOKIO

9307

15

204

9086

BIRLA SUNLIFE

5275

16

577

4676

9925

12

16

61

737

9099

36

19

10

361

135

121

96

42

18

16

DLF PRAMERICA

BENEFIT AMOUNT PAID

201

18

49

77

54

CANARA HSBC OBC

57

32

13

( Amount in ` crore)

EDELWEISS TOKIO

34.28
22.01
1.69
0.78
0.34
59.11

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

102.76

0.01

0.14

1.62

29.25

71.75

185.96

0.05

0.03

0.48

17.31

168.09

225.66

0.49

1.09

5.17

41.11

177.81

0.20

0.06

0.14

1.15

0.00

0.05

0.17

0.72

0.22

9.07

0.12

1.74

2.04

2.92

2.26

14.68

0.01

0.24

4.60

6.39

3.43

0.48

0.00

0.00

0.00

0.47

0.00

0.49

0.00

0.02

0.10

0.18

0.20

0.05

0.05

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

2457

1736

Total Claims Settled

BIRLA SUNLIFE

NUMBER OF POLICIES

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

65

17

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

0.62

More than 1 Year

0.2

91 to 180 Days

0.35

31 to 90 Days

181 Days to 1 Year

0.07

Within 30 Days of Intimation

Total Claims Settled

HDFC STANDARD LIFE

ICICI PRUDENTIAL

IDBI FEDERAL

73

629

101

210

238

FUTURE GENERALI

176

54

78

38

1366

13

104

197

640

412

3497

29

115

314

1062

1977

4952

13

345

4588

9298

10

178

573

1263

7274

14479

30

462

1016

2231

10740

15160

308

280

765

1637

12170

ICICI PRUDENTIAL

BENEFIT AMOUNT PAID

4369

15

39

211

720

3384

HDFC STANDARD LIFE

2549

40

190

352

753

1214

14314

74

32

292

2646

11270

12

423

423

( Amount in ` crore)

272

270

IDBI FEDERAL

104

17

28

59

3.6121

0.21

1.08

1.85

0.4721

10.92

0.47

2.48

3.53

3.61

0.83

28.72

0.31

2.2

9.56

10.35

6.3

37.83

1.17

5.10

8.15

14.53

8.88

66.58

1.33

3.28

14.43

20.59

26.95

80.58

1.95

1.16

8.17

20.38

48.92

96.97

0.12

0.10

0.77

14.88

81.10

101.69

0.20

3.10

12.79

22.30

63.30

218.04

0.87

8.34

15.56

28.01

165.25

201.68

8.43

19.63

23.81

31.96

117.85

212.85

1.63

0.84

8.58

42.75

159.05

0.19

0.05

0.08

0.06

2.70

0.38

0.88

1.44

5.59

0.08

5.51

19.27

19.27

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

2
11

31 to 90 Days

Particulars

FUTURE GENERALI

NUMBER OF POLICIES

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

ING VYSYA

KOTAK MAHINDRA

MAX LIFE

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

155

155

INDIAFIRST

449

12

435

1180

39

168

344

420

209

2510

203

353

1939

1002

15

35

247

319

386

1983

465

431

1078

2411

10

443

596

1357

KOTAK MAHINDRA

BENEFIT AMOUNT PAID

2075

27

177

525

1344

ING VYSYA

1720

72

234

543

862

3545

43

11
2716

280

793

2097

332

194

443

2062

8113

173

29

160

2613

5138

( Amount in ` crore)

7033

52

68

235

2585

4093

MAX LIFE

3943

75

943

1632

1293

66

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

0.07

0.07

2.23

2.23

7.15

0.03

0.42

6.69

17.18

0.08

1.52

5.64

7.29

2.66

24.91

0.11

1.48

4.07

9.25

10.01

28.41

0.06

1.07

3.66

7.08

16.53

34.95

0.07

0.14

4.15

6.28

24.31

16.21

0.23

0.43

4.08

5.87

5.60

55.91

0.09

0.05

13.25

10.30

32.23

57.49

0.67

0.89

13.08

19.77

23.09

60.55

0.27

0.13

6.56

15.86

37.74

66.74

0.68

4.20

14.37

39.01

8.48

78.07

0.00

2.48

20.84

35.55

19.19

148.04

1.25

1.73

6.03

61.94

77.09

181.33

4.21

0.69

8.12

72.66

95.65

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Particulars

INDIAFIRST

NUMBER OF POLICIES

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

RELIANCE LIFE

SAHARA

SBI LIFE

132
79
22
7
422

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

14

148

446

956

1565

METLIFE

1111

52

220

444

393

1769

63

325

651

729

3204

15

13

30

73

3073

17367

10

387

6387

10574

198

67

88

30

12

BENEFIT AMOUNT PAID

13254

229

2685

10326

RELIANCE LIFE

7797

58

72

681

6979

12

SAHARA

461

29

103

171

146

35

503

69

79

165

155

52

814

32

147

309

274

3262

20

108

404

965

1765

11328

10

20

839

10450

( Amount in ` crore)

8249

139

1528

6572

SBI LIFE

6022

35

45

294

1443

4205

6.50
5.21
3.35
1.81
0.25
17.13

Within 30 Days of Intimation

31 to 90 Days

67

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

40.50

0.04

2.26

8.12

20.42

9.66

54.51

0.02

0.25

12.57

15.59

26.08

58.50

0.04

3.50

11.53

23.47

19.96

35.06

0.21

0.28

0.59

1.74

32.24

79.61

0.15

1.56

2.37

12.85

62.68

119.46

0.20

0.24

6.15

33.97

78.9

180.54

0.48

0.27

15.34

84.27

80.18

1.78

0.62

0.73

0.23

0.19

0.01

4.73

0.33

1.23

1.78

1.31

0.08

4.49

0.61

0.78

1.37

1.31

0.42

7.64

0.28

1.57

2.84

2.48

0.47

46.99

0.31

2.03

7.61

16.04

21.00

92.44

1.02

1.41

7.05

28.51

54.45

138.84

0.29

0.27

4.58

38.80

94.90

176.95

0.27

0.21

0.69

24.94

150.83

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

182

31 to 90 Days

Particulars

METLIFE

NUMBER OF POLICIES

2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Within 30 Days of Intimation

Particulars

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Particulars

31 to 90 Days

2008-09

Within 30 Days of Intimation

Particulars

68
0.61

0.00

0.01

0.16

0.43

0.02

2009-10

2.86

0.00

0.08

0.88

1.47

0.44

2010-11

234

48

122

58

2010-11

STAR UNION

35

15

18

2009-10

STAR UNION

6.01

0.20

0.67

1.03

2.18

1.94

2011-12

411

49

80

147

131

2011-12

4.12

0.09

0.60

0.90

1.74

0.78

2008-09

312

25

76

138

70

2008-09

876

10

66

240

365

195

2010-11

5.47

0.14

0.17

1.85

1.99

1.32

2009-10

11.63

0.27

0.94

3.51

5.06

1.86

2010-11

SHRIRAM

BENEFIT AMOUNT PAID

461

18

143

168

123

2009-10

SHRIRAM

NUMBER OF POLICIES

17.67

0.57

2.10

2.41

4.68

7.92

2011-12

937

20

75

118

211

513

2011-12

28.36

0.07

0.07

3.48

14.96

9.78

2008-09

1652

12

89

744

803

2008-09

52

0.00

0.00

6.04

19.87

26.09

2009-10

4287

13

63

116

4093

2011-12

61.36

0.04

0.40

5.06

15.37

40.49

2010-11

82.78

0.27

0.71

2.36

3.37

76.07

2011-12

( Amount in ` crore)

3428

106

674

2639

2010-11

TATA AIA

2732

92

935

1705

2009-10

TATA AIA

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

4107
1290
355
40739

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

288.94
231.33
83.69
23.81
5.35
633.12

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

11679

Particulars

23308

31 to 90 Days

2008-09

Within 30 Days of Intimation

Particulars

96403

572

1117

4715

19753

70246

2010-11

69
1158.58

5.57

29.14

152.31

372.52

599.04

2009-10

1502.10

16.30

40.40

126.32

391.60

927.48

2010-11

PRIVATE TOTAL

72200

214

1254

7130

20234

43368

2009-10

PRIVATE TOTAL

1849.23

11.44

16.40

114.98

483.38

1223.03

2011-12

109765

464

644

3564

23144

81949

2011-12

4165.1

41.72

291.49

504.84

828.03

2499.02

2008-09

564389

4840

39502

69544

111874

338629

2008-09

717529

8025

26954

45041

84312

553197

2010-11

4799.55

40.07

260.93

445.83

707.6

3345.12

2009-10

LIC

6093.14

68.50

228.67

378.43

709.46

4708.08

2010-11

BENEFIT AMOUNT PAID

653909

5440

35203

60148

95463

457655

2009-10

LIC

NUMBER OF POLICIES

6559.51

72.32

150.69

360.50

606.99

5369.01

2011-12

712501

5664

14417

32160

55957

604303

2011-12

4798.22

47.07

315.30

588.53

1059.36

2787.96

2008-09

605128

5195

40792

73651

123553

361937

2008-09

5958.13

45.64

290.07

598.14

1080.12

3944.16

2009-10

822266

6128

15061

35724

79101

686252

2011-12

7595.24

84.80

269.07

504.75

1101.06

5635.56

2010-11

8408.74

83.76

167.09

475.48

1090.37

6592.04

2011-12

( Amount in ` crore)

813932

8597

28071

49756

104065

623443

2010-11

INDUSTRY TOTAL

726109

5654

36457

67278

115697

501023

2009-10

INDUSTRY TOTAL

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS - INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Particulars

31 to 90 Days

2008-09

Within 30 Days of Intimation

Particulars

70

2009-10

0.05

0.03

2010-11

2010-11

AEGON RELIGARE

2009-10

AEGON RELIGARE

0.03

0.03

2011-12

2011-12

6.49

0.02

0.02

0.06

0.69

5.70

2008-09

2759

30

67

2654

2008-09

10502

10

46

10435

2010-11

11.53

0.01

0.03

0.02

0.37

11.10

2009-10

AVIVA

25.79

0.02

0.01

0.02

0.10

25.64

2010-11

BENEFIT AMOUNT PAID

4550

12

62

4466

2009-10

AVIVA

NUMBER OF LIVES

20.67

0.05

0.00

0.44

0.66

19.52

2011-12

6479

54

6415

2011-12

43.64

0.18

0.50

1.00

4.67

37.29

2008-09

13300

42

109

230

1628

11291

2008-09

66.05

0.21

0.71

2.02

11.47

51.65

2009-10

66067

32

208

1540

64281

2011-12

150.73

0.16

0.45

2.75

14.66

132.71

2010-11

158.29

0.02

0.13

2.50

17.10

138.54

2011-12

( Amount in ` crore)

98040

43

75

1767

7882

88273

2010-11

BAJAJ ALLIANZ

38988

80

212

633

4545

33518

2009-10

BAJAJ ALLIANZ

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

71

181 Days to 1 Year

More than 1 Year


0.04

91 to 180 Days

Total Claims Settled

0.03

31 to 90 Days

Within 30 Days of Intimation

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

0.53

0.41

0.12

2009-10

0.51

0.02

0.26

0.18

0.05

2010-11

59

26

21

2010-11

BHARTI AXA

19

10

2009-10

BHARTI AXA

1.25

0.02

0.92

0.32

2011-12

38

19

17

2011-12

7.72

0.02

2.29

5.41

2008-09

540

44

492

2008-09

1247

12

1234

2010-11

11.07

0.01

0.61

10.45

2009-10

15.87

0.01

0.07

15.80

2010-11

BIRLA SUNLIFE

BENEFIT AMOUNT PAID

900

34

865

2009-10

BIRLA SUNLIFE

NUMBER OF LIVES

31.65

0.01

0.76

30.89

2011-12

1066

27

1038

2011-12

2008-09

2008-09

2009-10

111

11

94

2011-12

0.18

0.01

0.14

0.02

2010-11

0.97

0.15

0.53

0.12

0.17

2011-12

( Amount in ` crore)

18

10

2010-11

CANARA HSBC OBC

2009-10

CANARA HSBC OBC

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

72

2009-10

2010-11

2010-11

DLF PRAMERICA

2009-10

DLF PRAMERICA

2011-12

2011-12

2008-09

2008-09

2010-11

2009-10

2010-11

EDELWEISS TOKIO

BENEFIT AMOUNT PAID

2009-10

EDELWEISS TOKIO

NUMBER OF LIVES

2011-12

2011-12

1.96

0.14

0.33

1.45

0.04

2008-09

96

20

41

29

2008-09

17.20

2.39

2.46

4.08

3.39

4.88

2009-10

695

346

250

44

48

2011-12

16.72

0.01

0.10

1.06

1.10

14.45

2010-11

12.94

0.09

0.75

2.68

4.66

4.76

2011-12

( Amount in ` crore)

7618

11

17

23

7565

2010-11

FUTURE GENERALI

2236

36

82

357

1028

733

2009-10

FUTURE GENERALI

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2
1
212

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2.22
0.20
0.13
0.12
0.04
2.71

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

91 to 180 Days

Particulars

199

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

283

73
2.36

2.36

2009-10

279

2010-11

2.78

0.02

2.77

2010-11

HDFC STANDARD

286

286

2009-10

HDFC STANDARD

6.44

6.44

2011-12

930

930

2011-12

22.34

0.34

1.37

2.91

17.72

2008-09

1104

36

64

998

2008-09

3976

11

125

943

2896

2010-11

33.34

0.30

0.55

2.40

3.58

26.51

2009-10

45.06

0.95

1.88

11.90

30.34

2010-11

ICICI PRUDENTIAL

BENEFIT AMOUNT PAID

1863

13

54

99

1693

2009-10

ICICI PRUDENTIAL

NUMBER OF LIVES

59.96

0.09

0.08

0.89

16.40

42.50

2011-12

5279

43

1131

4095

2011-12

0.00

2008-09

2008-09

0.04

0.04

2009-10

2121

2121

2011-12

0.79

0.79

2010-11

2.77

2.77

2011-12

( Amount in ` crore)

918

918

2010-11

IDBI FEDERAL

49

49

2009-10

IDBI FEDERAL

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

74

2009-10

1.73

0.00

0.00

0.00

0.07

1.67

2010-11

307

302

2010-11

INDIA FIRST

2009-10

INDIA FIRST

19.82

0.00

0.00

0.02

0.68

19.12

2011-12

3944

33

3909

2011-12

1.65

0.15

0.64

0.86

2008-09

97

13

30

54

2008-09

166

27

70

67

2010-11

3.46

0.01

0.01

0.32

1.13

2.00

2009-10

1.52

0.01

0.16

0.48

0.87

2010-11

ING VYSYA

BENEFIT AMOUNT PAID

230

22

75

130

2009-10

ING VYSYA

NUMBER OF LIVES

2.72

0.14

0.48

0.25

1.85

2011-12

250

19

218

2011-12

18.68

0.36

0.88

3.35

5.54

8.54

2008-09

729

23

36

139

207

324

2008-09

35.62

0.65

0.17

2.75

7.00

25.05

2009-10

4806

140

365

4295

2011-12

44.88

0.07

0.03

2.28

10.63

31.87

2010-11

59.97

0.09

0.34

3.79

11.26

44.49

2011-12

( Amount in ` crore)

2426

118

270

2031

2010-11

KOTAK MAHINDRA

1157

34

122

265

728

2009-10

KOTAK MAHINDRA

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

128
65
12
434

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

0.65
2.76
1.87
0.81
0.07
6.16

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

198

31 to 90 Days

Particulars

31

2008-09

Within 30 Days of Intimation

Particulars

75
19.87

0.20

1.85

17.82

2009-10

73.42

0.04

0.47

1.57

5.22

66.12

2010-11

45084

25

352

1127

2411

41169

2010-11

MAX LIFE

10421

112

945

9362

2009-10

MAX LIFE

58.55

0.04

0.17

0.66

4.72

52.97

2011-12

27723

28

83

123

404

27085

2011-12

17.83

0.28

0.52

1.21

3.49

12.33

2008-09

617

21

28

42

91

435

2008-09

2551

111

40

2392

2010-11

25.82

0.02

0.11

0.50

1.91

23.28

2009-10

46.28

0.05

0.29

0.66

45.28

2010-11

METLIFE

BENEFIT AMOUNT PAID

954

33

110

801

2009-10

METLIFE

NUMBER OF LIVES

55.54

0.01

2.87

8.46

44.21

2011-12

2024

58

271

1693

2011-12

20.61

0.03

0.16

0.27

0.56

19.59

2008-09

995

37

942

2008-09

25.59

0.01

0.01

0.18

1.61

23.76

2009-10

2237

2.00

12

2220

2011-12

26.36

0.01

1.71

24.65

2010-11

25.62

0.01

0.51

0.03

0.45

24.63

2011-12

( Amount in ` crore)

1145

42

1102

2010-11

RELIANCE LIFE

1869

36

1820

2009-10

RELIANCE LIFE

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

76

91 to 180 Days

181 Days to 1 Year

More than 1 Year


0.03

0.02

31 to 90 Days

Total Claims Settled

0.01

Within 30 Days of Intimation

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

0.03

0.02

2009-10

0.05

0.05

2010-11

17

14

2010-11

SAHARA

2009-10

SAHARA

0.06

0.06

2011-12

9.00

2011-12

151.63

3.87

3.60

6.31

26.23

111.62

2008-09

16387

172

169

402

1292

14352

2008-09

11936

86

906

10928

2010-11

170.32

5.98

1.35

3.72

23.52

135.74

2009-10

178.54

1.41

0.46

3.53

24.49

148.65

2010-11

SBI LIFE

BENEFIT AMOUNT PAID

25817

201

75

163

989

24389

2009-10

SBI LIFE

NUMBER OF LIVES

204.66

0.91

0.61

3.23

28.43

171.48

2011-12

11995

60

969

10956

2011-12

0.08

0.08

2008-09

2008-09

1.89

0.33

1.56

2009-10

2939

496

2443

2011-12

20.03

0.25

19.79

2010-11

47.17

1.50

45.67

2011-12

( Amount in ` crore)

1232

82

1150

2010-11

SHRIRAM

82

15

66

2009-10

SHRIRAM

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

77

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

634.71

31 to 90 Days

Within 30 Days of Intimation

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

0.41

0.04

0.20

0.13

0.04

2009-10

1.79

0.33

0.66

0.20

0.60

2010-11

202

16

19

158

2010-11

STAR UNION

16

2009-10

STAR UNION

3.99

0.42

1.14

2.44

2011-12

419

10

63

346

2011-12

20.76

2.57

2.15

4.15

6.40

5.48

2008-09

912

222

97

113

184

296

2008-09

1069

20

59

95

895

2010-11

13.96

0.05

0.08

2.32

6.58

4.94

2009-10

13.20

0.44

0.82

3.03

8.91

2010-11

TATA AIG

BENEFIT AMOUNT PAID

809

122

269

406

2009-10

TATA AIA

NUMBER OF LIVES

21.92

0.07

0.41

1.99

4.07

15.38

2011-12

3192

11

18

105

548

2510

2011-12

322.33

7.43

9.23

20.22

57.86

227.59

2008-09

38200

502

525

1170

3892

32111

2008-09

439.08

9.63

5.52

18.72

63.92

341.29

2009-10

142325

65

508

1029

5999

134724

2011-12

666.31

1.74

3.30

15.30

74.94

571.04

2010-11

794.99

1.38

3.29

20.53

101.58

668.22

2011-12

( Amount in ` crore)

188798

95

504

3477

12882

171840

2010-11

PRIVATE TOTAL

90254

368

419

1650

8489

79328

2009-10

PRIVATE TOTAL

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

78
0.07
0.07

181 Days to 1 Year

More than 1 Year


1005.15

5.77

91 to 180 Days

Total Claims Settled

29.11

970.13

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

222307

More than 1 Year

Total Claims Settled

801

91 to 180 Days

181 Days to 1 Year

1769

219726

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

1195.28

0.23

2.23

0.93

1.99

1189.90

2009-10

LIC

215485

12

142

85

202

215044

2009-10

LIC

1393.51

0.30

3.31

5.59

19.84

1364.47

2010-11

233132

48

601

1445

2909

228129

2010-11

260507

508

530

1971

5661

251837

2008-09

1586.75

0.12

0.60

10.04

44.87

1531.13

2011-12

1327.48

7.50

9.30

25.99

86.97

1197.72

2008-09

BENEFIT AMOUNT PAID

243429

10

62

6535

2617

234205

2011-12

NUMBER OF LIVES

1634.36

9.86

7.75

19.65

65.91

1531.19

2009-10

385754

75

570

7564

8616

368929

2011-12

2059.82

2.04

6.61

20.89

94.78

1935.51

2010-11

2381.75

1.50

3.89

30.57

146.44

2199.35

2011-12

( Amount in ` crore)

421930

143

1105

4922

15791

399969

2010-11

INDUSTRY TOTAL

305739

380

561

1735

8691

294372

2009-10

INDUSTRY TOTAL

TABLE 17: DURATION WISE SETTLEMENT OF DEATH CLAIMS - GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

79

2001

0.00
0.00

State Govt & Other Approved Securities

Approved Investments

2004

2005

2006

2007

2008

0.00

0.00

0.00

0.00

0.00

0.00

0.00

265.91

5.55

260.36

30638.05

9291.53

5112.19

16234.34

1577.38
(505.83)
110.93
(1900.27)
1688.31
(534.82)

24546.62
(51.20)
8567.91
(67.60)
10512.76
(13.14)
43627.30
(42.40)
6731.78
(326.77)
795.66
(617.24)
7527.45
(345.86)

31116.51
(26.76)
11712.11
(36.70)
11876.01
(12.97)
54704.63
(25.39)
23401.01
(247.62)
2487.12
(212.58)
25888.13
(243.92)

36410.66
(17.01)
14488.56
(23.71)
13174.69
(10.94)
64073.91
(17.13)

2009

45894.15 46918.58
(10.76)
(2.23)
18152.7 18434.55
(25.68)
(1.55)
27215.01 48598.49
(73.38)
(78.57)
91261.86 113951.62
(27.51)
(24.86)
57587.24 111629.43 151489.89
(146.09)
(93.84)
(35.71)
9462.56 21448.05 21272.87
(280.460 (126.66)
(-0.82)
67049.80 133077.48 172762.76
(159.00)
(98.48)
(29.82)

41434.52
(13.80)
14443.79
(-0.31)
15696.40
(19.14)
71574.70
(11.71)

100.00

Life Fund
Pension & Group Fund
ULIP Fund

TOTAL

100.00

2002
100.00
0.00
0.00

2001
100.00
0.00
0.00

100.00

88.14
11.76
0.10

2003

100.00

87.15
12.37
0.48

2004

100.00

85.48
12.77
1.76

2005

100.00

81.53
13.15
5.31

2006

100.00

77.06
11.85
11.10

2007

100.00

70.71
11.91
17.37

2008

SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT


(As on 31st March)

Note: Figure in the bracket indicates the growth over the previous year in per cent.

Particulars

2003

2010

311668.71
(105.73)
25871.42
(21.61)
337540.14
(95.37)

53351.21
(13.71)
23591.16
(27.97)
66684.57
(37.21)
143626.93
(26.04)

307095.57
(14.12)
113644.46
(28.02)
85674.54
(28.49)
190398.99
(23.73)
34477.3
(-32.74)
731290.86
(16.14)

2011

371898.63
(19.32)
27217.13
(5.20)
399115.76
(18.24)

67575.74
(26.66)
32375.68
(37.23)
89975.83
(34.92)
189927.26
(32.23)

353376.05
(15.07)
141357.66
(24.38)
89180.75
(4.09)
215000.98
(12.92)
42159.12
(22.28)
841074.55
(15.09)

346340.05
(6.87)
23631.74
(13.17)
369971.79
(7.30)

73302.35
(8.47)
36581.92
(12.99)
126782.51
(40.91)
236666.78
(24.61)

394780
(11.72)
177933.28
25.87
97319.92
9.13
258324.79
20.15
46262.23
9.73
974620.33
(15.88)

2012

(` Crore)

2009

100.00

68.71
12.44
18.85

2010

100.00

60.79
11.69
27.52

2011

100.00

58.81
13.28
27.91

100.00

61.64
14.97
23.40

2012

(Per Cent)

194009.60 230368.74 260552.48 352624.52 428451.93 487150.69 604179.80 765969.33 916364.78 1212457.93 1430117.56 1581258.90
(18.74)
(13.10)
(35.34)
(21.50)
(13.70)
(24.02)
(26.78)
(19.63)
(32.31)
(17.95)
(10.57)

0.00

Total (ULIP Funds)

GRAND TOTAL

0.00

Other than Approved Investments (OTAI)

0.00

0.00

0.00

Total (Pension & General Annuity & Group Fund) Investments

2002

47512.68 128813.10 123704.98 144665.52 170433.39 201678.32 233664.31 250793.31 269091.17


(171.11)
(-3.97)
(16.94)
(17.81)
(18.33)
(15.86)
(7.33)
(7.30)
52523.95
3364.38 23380.50 30028.12 39474.78 43799.61 45644.64 67045.41 88755.04
(-93.59) (594.54)
(28.43)
(31.46)
(10.96)
(4.21)
(46.89)
(32.38)
24886.86 20740.87 32962.63 38636.84 45521.01 49638.45 69836.78 63262.13 66673.33
(-16.66)
(58.93)
(17.21)
(17.82)
(9.05)
(40.69)
(-9.41)
(5.39)
50502.28 60928.74 42703.36 77132.81 84412.93 75373.71 86360.96 118338.7 153870.47
(20.65)
(-29.91)
(80.62)
(9.44)
(-10.71)
(14.58)
(37.03)
(30.02)
18583.83 16521.65
6897.04 16845.63 26377.73 26698.56 30048.61 42190.44 51260.39
(-11.10)
(-58.25) (144.24)
(56.59)
(1.22)
(12.55)
(40.41)
(21.50)
194009.60 230368.74 229648.52 307308.91 366219.85 397188.65 465555.30 541629.99 629650.4
(18.74)
(-0.31)
(33.82)
(19.17)
(8.46)
(17.21)
(16.34)
(16.25)

Central Govt - Securities

Total (Life Fund)

Other than Approved Investments (OTAI)

Approved Investments

Infrastructure Investments

State Govt & Other Approved Securities

Central Govt - Securities

ULIP Funds Approved Investments

Pension
& General
Annuity
Fund

Life Fund

Particulars

TABLE 18: ASSETS UNDER MANAGEMENT OF LIFE INSURERS


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

80
1669.00

2234.13

5.00

2229.13

185.00

125.00

125.00

110.00

255.00

131.30

170.00

425.00

218.00

180.00

150.03

154.80

2003

231.00

175.00

157.00

160.00

160.00

346.08

151.26

245.00

675.00

255.50

290.00

150.07

242.80

2004

3243.71

5.00

3238.71

Note: "" indicates the company has not started its operation.

Industry Total

5.00

1664.00

LIC

Private Total

Star Union Dai-ichi


185.00

Shriram

TATA AIA

125.00

125.00

Reliance

SBI Life

110.00

MetLife

250.00

Max Life

Sahara

101.00

110.00

Kotak Mahindra

IndiaFirst

ING Vysya

190.00

ICICI Prudential

IDBI Federal

168.00

Edelweiss Tokio

HDFC Standard

DLF Pramerica

Future Generali

Canara HSBC OBC

150.00

Bharti AXA

Birla Sun Life

150.00

Bajaj Allianz

Aegon Religare

2002

Aviva

Insurer

4352.81

5.00

4347.81

321.00

350.00

157.00

217.10

235.00

466.08

211.76

325.00

925.00

320.00

350.00

150.07

319.80

2005

5892.05

5.00

5887.05

447.00

125.00

425.00

157.00

331.00

235.00

557.43

244.58

490.00

1185.00

620.00

460.00

1.10

150.23

458.70

2006

8124.41

5.00

8119.41

547.00

125.00

500.00

157.00

664.00

530.00

732.43

330.35

690.00

1312.30

801.26

671.50

150.00

150.37

758.20

2007

12296.42

5.00

12291.42

870.00

125.00

1000.00

232.00

1147.70

761.08

1032.43

480.27

790.00

200.00

1401.11

1271.00

185.00

1274.50

366.11

150.71

1004.50

2008

18254.77

5.00

18249.77

1519.50

150.00

125.00

1000.00

232.00

1162.33

1580.00

1782.43

510.29

1019.15

450.00

1427.26

1795.82

468.50

137.05

400.00

1879.50

668.43

150.71

1491.80

300.00

2009

TABLE 19: EQUITY SHARE CAPITAL OF LIFE INSURERS


(As on 31st March)

21020.00

5.00

21015.00

1920.50

250.00

125.00

1000.00

232.00

1164.65

1774.79

1838.82

510.29

200.00

1019.15

450.00

1428.14

1968.00

702.00

221.30

500.00

1969.50

1131.35

150.71

1888.80

570.00

2010

23661.85

5.00

23656.85

1953.50

250.00

175.00

1000.00

232.00

1165.84

1969.57

1841.00

510.29

325.00

1464.88

700.00

1428.46

1994.88

1052.00

293.96

700.00

1969.50

1525.35

150.71

2004.90

950.00

2011

24931.92

100.00

24831.92

1953.50

250.00

175.00

1000.00

232.00

1196.32

1969.57

1944.69

510.29

475.00

1464.88

800.00

1428.85

1994.88

1203.00

150.00

305.17

800.00

1969.50

1718.65

150.71

2004.90

1135.00

2012

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Bharti AXA

ICICI Prudential

81
2.70
2.90
2.20

Sahara

SBI Life

Shriram

1.30

2.70
1.50

2.59

2.74

1.78

2.68

1.62

1.64

1.73

2.08

2.87

1.53

2.05

1.80

1.96

2.45

6.31

March
2007

Note: indicates that the company has not started its operation.
Source: Actuarial Report and Abstract of various years.

LIC

Public Insurer

TATA AIA

2.00

Reliance

Star Union Dai-ichi

1.70
1.80

Kotak Mahindra

2.00

Max Life

Metlife

2.30

ING Vysya

1.60

HDFC Standard

2.90

Future Generali

IndiaFirst

Edelwiess Tokio

IDBI Federal

DLF Pramerica

Canara HSBC

2.00

2.80

Bajaj Allianz

Birla Sun

2.80

March
2006

Aviva

Aegon Religare

Private Insurers

Insurer

1.52

2.50

2.85

3.30

4.32

1.65

2.41

1.70

2.25

2.36

3.45

1.74

2.38

2.94

2.37

2.73

2.34

4.29

March
2008

2.02

2.93

2.74

1.99

4.23

2.57

1.85

2.06

2.66

1.74

3.13

2.04

2.85

2.47

5.48

2.00

2.50

2.16

2.67

June
2008

1.79

2.64

2.98

2.71

4.21

2.83

2.31

1.73

2.02

1.66

2.63

1.99

3.09

2.62

1.77

4.44

2.10

2.42

1.99

5.45

2.65

September
2008

2.27

3.23

3.25

2.91

4.04

3.96

2.61

2.55

3.58

2.18

2.10

2.77

3.18

2.47

1.56

7.37

2.58

2.54

2.58

3.78

1.94

December
2008

TABLE 20: SOLVENCY RATIO OF LIFE INSURERS


(At the end of the Quarter)

1.54

2.51

2.53

3.05

2.92

3.60

2.50

2.69

2.27

3.04

2.26

6.11

2.31

2.58

3.17

1.71

5.74

2.44

2.07

2.62

5.91

1.93

March
2009

1.74

1.91

7.89

2.91

2.73

4.04

2.25

3.02

1.76

2.43

2.96

5.67

2.54

2.32

1.99

1.53

4.45

1.94

2.16

2.35

3.61

2.14

June
2009

1.72

2.05

7.66

2.63

2.64

4.33

2.22

3.07

1.82

2.22

2.32

5.33

2.57

2.14

2.25

1.59

3.26

1.96

2.58

2.53

5.23

1.93

September
2009

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2.32
1.95
2.89

Future Generali

HDFC Standard

ICICI Prudential

82
4.51
2.52
2.61
7.77
1.80

Reliance

Sahara India

SBI Life

Shriram

Star Union Dai-ichi

TATA AIA
1.54

2.11

7.46

2.69

2.17

4.50

1.86

2.79

1.65

3.22

1.79

5.27

4.05

2.90

1.80

2.34

1.67

2.58

2.11

1.68

2.68

5.12

2.66

March
2010

Note: indicates that the company has not started its operation.
Source: Actuarial Report and Abstract of various years.

LIC

1.66

1.91

Kotak Mahindra

Public Insurer

1.65
3.05

Metlife

1.90

Edelwiess Tokio

Max Life

1.74

DLF Pramerica

1.82

3.89

Canara HSBC

ING Vysya

1.75

Birla Sun

4.91

1.86

Bharti AXA

7.77

2.59

Bajaj Allianz

IndiaFirst

5.59

Aviva

IDBI Federal

2.07

December
2009

Aegon Religare

Private Insurers

Insurer

1.62

1.97

7.36

2.38

2.25

4.70

1.58

2.75

1.69

3.04

3.11

5.01

3.64

3.09

2.02

1.80

1.92

3.38

2.23

3.78

2.86

4.26

3.55

June
2010

1.66

1.79

7.47

2.52

2.22

4.87

1.55

2.69

1.67

2.82

3.37

7.43

3.04

3.05

1.92

2.76

1.88

2.62

2.24

4.39

2.99

3.44

4.18

September
2010

1.58

1.87

7.07

3.63

2.16

5.06

1.59

2.61

1.63

3.06

3.26

6.90

2.45

3.24

1.80

2.19

1.63

4.00

2.50

2.91

3.37

4.13

2.74

December
2010

1.54

2.16

6.70

3.96

2.04

4.82

1.66

2.67

1.69

3.65

3.00

6.36

6.60

3.27

1.72

2.21

2.53

3.07

2.89

2.14

3.66

5.40

3.22

March
2011

1.57

2.28

6.02

4.09

2.20

5.07

2.14

2.85

1.73

4.08

2.71

6.34

8.32

3.76

1.85

1.73

2.26

2.01

2.26

3.20

2.27

4.04

5.15

2.97

June
2011

1.59

2.37

6.45

4.30

2.14

5.08

2.38

3.04

1.76

4.56

2.48

8.86

7.77

3.90

1.83

2.35

2.26

2.08

4.05

3.43

2.81

4.51

4.71

3.22

September
2011

TABLE 20: SOLVENCY RATIO OF LIFE INSURERS (Concld.)


(At the end of the Quarter)

1.56

2.52

5.53

4.70

2.13

5.16

3.74

3.04

1.78

5.39

2.25

8.58

7.34

3.75

1.80

2.18

2.50

2.34

3.85

3.46

2.51

5.03

4.41

2.17

December
2011

1.54

2.84

5.67

4.99

5.34

5.28

3.53

3.06

1.65

5.34

2.16

7.71

6.61

3.71

1.88

3.86

2.41

2.31

2.60

2.99

2.34

5.15

5.15

2.62

March
2012

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

83

350218

1215687

TOTAL (D)

Note: Figure in bracket represents negative value.

48810

43325
822144

48810

48810

4010200

6084875
48810

3403227

5170429
1215687

35533

12464

8098781
499861
462109
26541

125862

26077
824646
1965097
2053039
21635

2507983
128251
(33223)

2286190
112377
(13618)

7378007
451791
426040
17987

86817

8397
859
991891
1747664
19538

5462849
(2794)
182

2002-03

4982191
(1676)
79

2001-02

Surplus available for appropriations


APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet

TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL ( C )
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries

Particulars

54813

54813

54813

4838442

7254178
54813

9308890
573384
504233
50849

150628
720805

1999899
2392375
23362

11250

2721569
349699
(86694)

6316760
(3831)
137

2003-04

69660

69660

69660

6016358

378623
9258555
69660

11239274
624517
598718
109937

561925
16480

(518)
1911059
2844045
19529

99382

3297750
430727
(96922)

7512729
(4295)
(97)

2004-05

62177

62177

62177

6926623

1062908
11411965
62177

13214688
709492
604156
20976

396775
4036

5110
1740546
3392711
29724

134128

3547864
610719
(153943)

9079222
(3454)
151

2005-06

75781

75781

75781

7394339

2364517
15227074
75781

17442476
916907
708584
41167

466582
12233

(5851)
2139622
5328646
139571

96011

4057240
767174
(145943)
(110232)

12782284
(4167)
109

2006-07

LIC

82959

82959

82959

8955640

3663043
18381025
82959

20636298
956810
830932
13568

351046
15791

4167
2172314
5655033
107309

113522

4799879
1108636
(163831)
(107288)

14978999
(8795)
355

2007-08

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT

92912

92912

92912

10771117

1472001
17568156
92912

20028065
1003324
906429
27311

334848
93177

1909
2366998
5247814
77223

31838

5658279
508993
(190329)
(1699371)

15728804
(10091)
(57)

2008-09

103092

103092

103092

11722395

7276923
27012738
103092

29872155
1211031
1224582
(104530)

362529
50455

12256
2756324
7913066
100354

34053

6719788
1017242
(192374)
3694853

18607731
(9492)
352

2009-10

113762

113762

113762

14595689

572611
26402951
113762

29927263
1330868
1698028
(44141)

397318
35345

(6868)
3410550
11124119
110533

7766669
1842358
(234862)
209195

8098

20347340
(11936)
401

2010-11

128123

128123

128123

(2801699)
25150077
128123

16078400

(180)
3453339
11747214
126162

442478
93318

28731538
1403563
1491440
22720

18220

9026687
1660633
(145849)
(2108443)

20288928
(8513)
(125)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

84

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

AVIVA

(` Lakh)

136
864
(191)
490
39
29

17846
1236
27825

29118
50

15
13
(39)
35
4

3135
219
16213

60

5
121
194
181

(15432) (23787) (29843) (14936)


(15427) (23666) (29649) (14755)

11886
77

16324
1936
9950

7678

116
248
(4)
177

8150
(40)

4368
(7)

4437

36749
1612

5050
6

5892
210
4841

4480

49
31
(6)

1347
(8)

839
(3)

842

42834
199

51257
2479
34279
51

7070

2974
44073
2191
40631
12

1595
2298
(3615)
(1288)
564
(98)

45732
(1001)

615
1394
(774)
1181
116
69

38861
(363)

2096 12633 31468 26703


(41)
(289)
(779)
948

2071 12394 30888 29263


(15427) (23666) (29649) (14755)

(15427) (23666) (29649) (14755)

16492
15

16565
(86)

3121
(13)

16829
(186)

17164

18950
522

36114
4593
14357

9637

498
183
(85)
843

25342
(305)

1707

1733

26

45193
(89)

46864
1733

1733

36087
1755
5

272

84684
10317
25498

15095

1916
576
(17)
7421

60027
(334)

583

622

39

68796
(177)

75738
622

622

61052
7092
27

417

137412
17886
42749

14916

4733
554
(239)
3442

114723
(717)

199287
(1580)

2548

2595

48

115514
(239)

133337
2595

2595

89977
18031
32

579

225909
21797
67601

22615

6243

6296

53

91519
(391)

111296
6296

6296

93174
20116
52

588

210766
15196
77390

51984

9913 15240
4041
2242
(525) (3249)
1297 (53158)

189815
(1247)

2752

2803

51

258208
(397)

320967
2803

2803

86848
63094
62

410618
15829
71019

237801
(1651)

18282
10085
(5027)
114670

456

36002

241587
(2618)

20659

22528

(6190)
20659

2033
22528

26849

153874
20659

208574
22528

20495

8155
(305)

68831
145980
44

243363
9358
59472

24749

202

89610
(86)

66977
118976
74

298080
10104
56873

20129

(658)

24740 29580
27862 24404
(4922) (17041)
(1748) (57500)

234517
(1839)

2008-09 2009-10 2010-11 2011-12 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

AEGON RELIGARE

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

85

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

6917
(56)

117
32

83
4000

11095
1242
6672

7914
36

2749

2785
395

395

(16)
411
395

703
235
2511

2746

341

341
(2384)

2400

16
16

2002-03

714
(11)

2001-02

904

904

7459

7738
493

411

904

18281
278
1

318
134

135
4000

26512
5044
13237

22080
(155)

2003-04

640

640

64169

69823
(265)

904

640

36130
5651
3

856
24
(37)

530
4512

105688
14584
21439
107

100168
(364)

2004-05

5645

6822

1177

19123

155761
240244
6182

640

6822

410

83278
65348
12

2111
1066
(53)

2902
10855

329704
34187
48681

313358
(536)

2005-06

6709

19433

313
12411

26699

261752
358324
13788

5645

19433

731

202701
69854
20

11533
37146
(10550)
(10366)

3728
9724

574812
94668
107302

534524
(926)

2006-07

BAJAJ

9494

(6849)

(327)
(16016)

39161

576733
701062
19803

6709
(675)
25837

933

351053
85140
27

19586
90009
(15526)
(30084)

7211
29518

1071918
149686
200434

972531
(1327)

2007-08

10720

21044

415
9908

73692

311113
460461
11550

9494

21044

1577

294311
75651
5

41288
45921
(217401)
(191895)

11910
16391

766322
105155
187579

1062452
(2345)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

10237

62684

52448

122952

1434932
1821007
40961

10720
11004
62685

6531

279951
263020
104

64538
334710
(49701)
643474

2816
6945

2141918
96257
177163

1141971
(2835)

2009-10

11837
8974
121341

10237
11056
105388

14428
121341

11837
105388

106913

(288471)
442034
100530

446956
1027151
84095

93551

180920

81533

198017
549460
125

241544
498467
196

740581
38827

1352790
61647
160658

18562

879
285

869
3167

19239

110657
164481
(69796)
(209288)

748380
(5018)

2011-12

93783
349772
(38265)
(14053)

960995
(3477)

2010-11

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

86

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

36852
1264
29494

93

30851
60

5980 15385 61979 57268


(39)
(126)
(277)
(121)

6001 15520 62595 61541


(41515) (47729) (28343)

(41515) (47729) (28343)


(41515) (47729) (28343)

(41515) (47729) (28343)

8690

624

624

60766
262

34771
3873
56587

306

72397
893

87263
6326
66071

244
695

77416
(571)

64094
4394

97292
3943
60151

1388
6661

165

(5268)

(5268)

(5268)

43566
(5268)

31847
(62)

47981
11781

86280
2800
45085
97

528
14746

(401)

2182
3969
11204
7097
(2999) (11912)
(49) (4592)

9314
56
8607

27

547
1215

789
6546
(639)
12648

236

246
25080

252
55
(304)
(2941)

73
8467

79202
(463)

46
45
(20)
(359)

66973
(229)

3
1

(5)

36041
(93)

11841
(27)

778
(2)

1943
(56)

1917

5256
30

7174
440
4816

61
26
(1)
4406

2826
(146)

9782
(665)

9219

11859
102

21079
2951
8907
1

15
6770

287
22
(6)

14392
(403)

690
6762

4501
511
(243)

1610
7019

317
15473

8880 15771
8395 22877
(2314) (5541)
17660 (13550)
(75)
(63)

91547 125566 176617


(1388) (2184) (3101)

40377
(633)

40516

22226
772

40571
7379

57961
12484

69100 117714 139681


(688) (1107) (1326)

71714 123986 150838

30666
3303

62743 102380 164557 208800


7779 12922 15964 20138
14446 17744 24393 37587
1

214
237

193
8216

1312
128
(91)

53754
(770)

457180
(5517)

2008-09

2585

5192

2607

275170
(2893)

315245
5192

101011
42968

421448
33555
67073

383

1002
49410

10308

13169

2862

212457
(1235)

275865
13169

13169

173670
64644

462705
48179
124876

615

1709
76399

25045
38845
63154
32790
(10228) (111613)
(29177) (27083)
(65)
(6)

325713
(3406)

2007-08

BIRLA SUN LIFE

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07

BHARTI AXA

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

16947

18438

1491

683250
(7599)

789529
18438

18438

184295
113878

992261
51620
132675

1435
47975

52157
241291
(34109)
141402
(426)

550566
(8029)

2009-10

588536
(13759)

2011-12

48762

15855

32907

48762

510108
48762

316927
(321)
64

158347
193437

(59)

717217
38058
120348

2368
6198

64968

(6109)

71077

64968

375285
64968

108744
(8237)
4315

154052
270462

594305
32540
121512

2981
32873

77156
95676
159965
58220
(38949) (134586)
(47785) (34858)
(1194)
(780)

567707
(8250)

2010-11

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

87

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

92818
(23)

93229

113

113

141690 154822
(59)
(85)

142240 157181

113

113

32256
2444

24507

24571

10287

41225
609

19760

(498)

39571
433

26114

21086

268

25599
64

230

5205 11664
10907
9277
(2633) (15683)
(2608) (10582)

183465 189549
15180
8306
26045 23950

1873
4207
(258)
16645

197
144
(129)
(742)

153186 186108
(621) (1024)

50170 132800
10565 20337
14893 19235

141

84245
(254)

29641
(27)

2008-09 2009-10 2010-11 2011-12

CANARA HSBC

DLF PRAMERICA

FUTURE GENERALI

(` Lakh)

577

1579
(1003)

6231
1

6808
159
6072

0
5711

6
18
(4)
5

1088
(16)

259

259

4097

4356
8
4055

34

4015

4
1
(2)
3

337
(0)

2921

2896

11000
(25)

13896
429
10571

9794

44
43
(19)
186

3844
(4)

5491

5584

15761
93

21345
972
14788

11450

176
156
(31)
105
(0)
14

9504
(30)

37

37

37

7644
37

7258

22432
386

30113
1809
20622

1
13649

462
163
(221)
(548)
3
(23)

16701
(76)

134
(54)

119

3325
39

3444
4
3309

12

11
3372

249
(192)

11867
(258)

11829

29522
220

41351
2204
27186

132

11
26341

120
53
(52)
80

15260
(463)

146
32778

3214
4160
(543)
(1858)

72616
(1013)

37223

38621

58813

54968
(159)

95712 109499
11044
9578
46047 41108

57091 50686
1398
4005

207
36837

1325
1100
(131)
2890

54151
(667)

48610

42804
(133)

44305
5939

92916
8749
35557

323
13981

6931
2566
(4297)
(3135)

77958
(1411)

2011-12 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12

EDELWEISS
TOKIO

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

88

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

14882
(477)

528
46

(64)
5355
20270
1977
6973

8950
55

12291
(706)

11641
(321)

(321)

(321)
(321)

3346
(139)

107
5

4461
7780
662
4126

4788
3

3070
(379)

2694
298

25

273

298

21644
(999)

20916

13688
270
2

2327
13970

6897
9449
(150)
21590
(602)

2330
14504

3247
32482

52150
4483
4

79025 137049
17454 50146
3
39

255

255

339

339

1875

7038

5163

50465 152476 226253 378072


(2527) (1192) (1411)
1029

49512 155772 242299 429286


255
339
7038

255
339
7038

30384
1572
2

556469
(4632)

2008-09

3028
35594

62142.2
94552
(16419)
428328
(458)
4136.49

700510
(4947)

2009-10

203454
133789
37

2850
5864

16664

7950

5329
9036

19094

4729

134542 952640
6028
(2546)

208745 1083920
16664
19094

16664
19094

219159
68127

INDIAFIRST

(` Lakh)

1730
20057

1076
2591

92041 126053
187150 123510
(13780) (53432)
(57712) (172876)
905
1934
(3021)
(1115)

900417 1020240
(4946)
(5253)

(6661)
10926
37292

(16939)
6698

25053
7974
4271

4463
14903

820719
37292

918942
6698

6698

37292

532539
(8087)

184718
295353
914
639045
(3246)

197202
283091
51

17472

17488
2

25769
1456
6822

8278
17

33
55
(4)
413

18
5095

20160

522

522

522

76520
522

76131

15782
388

92825
2692
13090

72
8923

1065
1593
(99)
1141
349

79843
(62)

4458

2602

4458

118557
4458

115950

21693
2607

144708
2737
18956

(75)
13042

4665
1083
(983)
(4000)
1537

129793
(355)

2010-11 2011-12 2009-10 2010-11 2011-12

444568 1306468 1122841 1042728


42489
52549
47681
57764
176007 150904 149521 126954

663

3555
61490

15895 27694
44518
10434 34152
20341
(4119) (11230) (54725)
1014
5835 (182065)
(658)
(569)
(383)

79896 208176 321662 573373


7309 12033 20993 35126
23075 39849 57674 101298

268
358
626

96
9547

(83)
2864
34604
3871
9817

2671
1087
(1139)
340

68663 156991 285587 485856


(1371) (2296) (3324) (4095)

1424
1428
(11)

29776
(794)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08

HDFC STANDARD

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

89

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

IDBI FEDERAL

(` Lakh)

41762
(28)

1863
626

17
15838
60078
3776
17383

21159
316

18723

19881
38920

11637
(3)

170
117

18

11939
1447
8485

(965)

8967
65

12825

725
13615
(10643)

(12417)
1774

(10643)

24843

63734
89393

39546
816

128939
9562
28728

1257

2656
2315
(20)
(115)

1690
23677

98928
(191)

3175

3175

201373

211492
3176

3176

63947
10120

278614
17796
46151

9579
2251
(283)
7722

10
23335

236382
(382)

248

1006

759

467452

488398
1006

1006

101450
20947

590854
28339
72500

610

20293
23161
(6271)
105135

47
23067

426105
(684)

63572 114414 136165 190214 262623


190333 157903 393183 1338224 362236
(26177) (329367) (63470) (695719) (188191)
63249

1341
160 (2702) (1648)
(243)
(557821) 1294821 (207918) (450606)
313
381
735
1028
1391
160635 94857 52550 13590 34980

375987
201487
6

10141

13602

3461

32300

32512

212

671979 1196952

744729 1398444
13601 32512

13601 32512

206073
72750

316907 284026
720999 1059117
5
56

265787
845438
298

17948
53785

75078

3344

51508
71733

201503

78262

(26021)
123242

184002

86782

230417

(21299)
97220

154495

424219 2291183 1015510 170258

644880 3012187 2074682 1015995


21293 129770 60760 133196

53785 71733 123242 97220

75078 201503 184002 230417

346172
220656
5

964403 1806942 1012345 3458864 2419469 1414978


52551 81097 69999 60297 56068 60693
152296 291994 274059 256915 218739 200738

1226
2896
2114
(305)
9219
4356

38054
54231
(13857)
17386

3092

16
75800

791299 1356106 1535622 1652875 1788063 1402158


(1617) (2430) (3803) (5292) (6365) (9370)

1164
(1)

1164

1045

2209
37
1004

1019

1190

29245
(117)

29204

13529
76

42733
1545
11915

69

703
862
(2392)
89
7

11611

31897
(43)

61166
(278)

61239

73670
(554)

13
13511

59113
2863

2863

75858

2863

2863

50819
(192)

75506
(413)

25243
8487

87219
6392
18850

2
12242

5977 10061
6483
5246
(1641) (11844)
(1876) (2288)
303
910
99
(226)

81100
(452)

80508 103517
4419
6663
14850 20997

19269 27660
351
765

2995
6256
(1140)
3011
59
127

12299

57112
(210)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12

ICICI PRUDENTIAL

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

90

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

35

5
4752
6904
645
5775

6420
29

458
(3)

484

417
135
2312

1417
3864

354
(1)

353
(3800)

(3800)

(3800)

2116
(4)

2002-03

419
(2)

2001-02

4487
(3)

4589

11883
96
11

16472
1993
9891

39
7503

102

8851
(22)

2003-04

25090
(40)

25311

18755
260
1

44067
4107
14649

56
9822

522
76

(175)

33886
(121)

2004-05

28507
(41)

31501

28238
3034

242

59739
6913
21083

39
12624

2012
481
(83)
2380

42538
(251)

2005-06

50463
(4)

55514

40042
5051
3

271

95555
9417
30353

50
18867

4019
3878
(1069)
(592)

70720
(318)

2006-07

ING VYSYA

2049

2113

86993
(57)

95898
2113

64

51357
8958
3

433

149369
10555
40370

208
20707

7011
14526
(4983)
(3428)

115887
(559)

2007-08

(1388)
2049

1008

65026
(89)

78314
(1041)

2049

1008

347

57652
13371
7

223

134926
11038
46392

2249
20840

10244
6432
(34378)
(13933)

144228
(758)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1991
661

2653

196597
104

221251
1991

661

2653

58803
24544
7

282045
12076
46727

1499
14630

15559
39112
(6751)
54139

164265
(409)

2009-10

(303)
2653

4744

2653

4744

2395

96866
21

155525
2092

62499
58627
11

220116
13058
49441

179
11496

22618
22252
(7157)
199

170895
(366)

2010-11

5754

(698)
1990

4462

5754

1990

120637
3764

44791
(70)

61394
75888
27

185795
13246
48148

(189)
11166

28137
19338
(14468)
(25493)

167998
(695)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

91

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

SHRIRAM

(` Lakh)

4032
(60)

41

4014
761
6138

6898
21

2320

2341
(5226)

(5226)

(993)

(4233)
(5226)

758
(21)

737
181
3698

1
3880

347

347
(3490)

1146

74

4330
4404

4404

77
10981
408

4389

5031
9829
4404

25213
1920
8984

7
9758

448
255
(3)
74

15072
(398)

244

(4967)
(4967)

(2256)

(4967)

243
15266
456

8541

28404
37400
(2711)

49956
3890
11133

26
2173

1239
369
(273)
484

46616
(678)

70
11799

108
10888

286
3013

6158 10137 17108


10336 32018 13704
(2779) (5748) (57479)
(1776) (10306) (7855)

290
1770

415
882

169

26006 36933 46964


35815 48481 35051
(8651) (17295) (41140)
52223 (2752) (15215)

97151 169114 234319 286805 297551 293743


(2018) (2843) (3545) (1820) (3455) (4451)

147

(4848)
(4702)

(4967)

(4702)

107

19427
4197

12468

42217
58882
265

1146

363
1653

143

(4848)

1653

4018

370
6327

1939

363

6327

5541

380
7942

2021

370

7942

9663

528
17276

7085

380

17276

(176)

422
9197

8951

528

9197

1238
12381

(5958)

17101

12381

422

189
282
268

712
5 (717)

32239 58991 83583 73458 71022 66672


17317 26255 24304 49668 103615 143494

25

12081 12979 17497 21659 23347 28380

50803 99180 66594 230754 154108 64590


80201 138414 108395 302082 281070 236490
6501
5963
7572 16896 8669 11959

78574 118941 203369 199551 392437 360761 315121


5912 8020 15511 22543 16792 13017 11212
13408 24031 42487 60767 57384 58006 55460

24
4998

3514
2000
(446)
7415

62185
(1115)

(12)

(12)

(74)

(49)

25

1169

11120
12465
(38)

(12)

(50)

27

27
(12)

(12)

1017

137

18580
3604
2448

101

6153
176

42

18417
(14)

1032
358
659

1033
(1)

23

66

43

1803

25780
27967
140

(74)

66

1165
610

37677
4478
5090

9570
382
2

114

35805
(17)

192

256

65

1421

17269
20123
233

23

256

2175

(674)

(11623)
29
516
(1193)
32798
5599
6782

62

12442
1430
3

43617
(49)

181

324

143

4181

63852
74631
132

192

324

24269
80
3324
(1566)
93812
6649
12399

19048
6595
3

3276
4344
(975)

61127
(67)

64416
(105)

919

919

11

4681

4670

8788 7782

46199 (13539)
78525 36835
738 4681

181

919 4681

5877 7471
4766 2645
(14) (2958)

(6)
6
4046 (10999)
85
264
474
498
(666) (791)
96669 60447
4146 4960
13116 13052

144
920

17406 18931
23529 42577
8
14

82152
(47)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

KOTAK

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

92

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gain/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

406

12

9923
1849
11194

13043
249

4546
(25)

4770
(7890)
(7823)
(15713)

(15713)
(15713)

77

3938
1186
8488

9674
67

2037
(16)

2088
(7824)

(7824)

(7824)

9659
(154)

2002-03

3895
(35)

2001-02

(15713)

9558
(139)

10584
15713

20301
1164

(38)
24501

46598
4028
16273

929

21525
(318)

2003-04

21068
(240)

22070

31171
1242

(78)
10267

53241
6509
24641
17

2131
9

40

41343
(471)

2004-05

560

499
55

560

38605
(212)

42646
560

47650
4254

5
256

123
6516

90856
13447
33932
9

3852
331
(47)
2260
(152)

78813
(841)

2005-06

560

499
55

560

38605
(212)

42646
560

47650
4254

5
256

123
6516

90856
13447
33932
9

3852
331
(47)
2260
(152)

78813
(841)

2005-06

153

127
14

12

153

82385
(100)

90623
153

74593
8337

0
311

99
7419

165368
22852
51370
58

7028
1974
(460)
842
(76)

150028
(1486)

2006-07

MAX LIFE

4431

3640

791

4431

166557
(523)

179634
4431

125549
13601

1
469

36
17913

309615
38446
86533
100

12008
11452
(2816)
1736
30

271460
(2205)

2007-08

2796

1695

1101

2796

4335

176276
(480)

197878
(1539)

200986
22082

6
794

95
37158

397324
39158
160896
132

21178
12000
(41177)
(14411)
577

385726
(3823)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

16564

6229

10335

16564

1695

419620
(1050)

477487
14869

192602
58917

20

46
5862

684959
42121
150439
22

32384
72233
(9806)
102913
1241

486054
(5968)

2009-10

48122

15136

32986

48122

6229

310190
10

433879
41892

198356
123679

243
1183

674128
53990
144044
315

45051
71058
(13582)
(3685)
(195)
434

581263
(7642)

2010-11

83558

42441

41117

83558

15136

411461
68422

239286
(655)

183657
172830

663540
57986
125476

181
939

62230
44525
(37985)
(36948)
101
(1586)

639053
(6969)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

93

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gain/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

791
(11)

783
167
3044

3212
18

523

541
(2970)

(2790)

(2790)
(2790)

47
16
653

669

9
(631)

(631)

(631)

2002-03

48
(1)

2001-02

(4721)
(4721)

1488
(42)

1500
(1751)

(2970)

(4721)

5138
54

77

1976

4887
673
4465

2873
(39)

2003-04

(5957)
(5957)

3814
(112)

4052
(1236)

(4721)

(5957)

10987
350

231

5
5629

13803
1449
9538

8153
(214)

2004-05

(7724)
(7724)

13361
(161)

13797
(3601)
1834
(5957)

(7724)

20407
597

201

643
98

797

1
8658

30603
4050
16157

20599
(194)

2005-06

(244)

(30079)
(30323)

40236
(74)

42240
(22111)

7724

(29835)

33867
2077

165

1656
252

908

69
2279

53996
10505
23197

49271
(439)

2006-07

MET LIFE

(1362)

(1362)
(2723)

97354
(378)

100441
(48878)

(30079)

(78956)

69569
3465

280

3613
2320

257

93

121133
26629
42661

115954
(1105)

2007-08

2167

(136394)
(134162)

65

110326
(663)

117334
(53844)

(80318)

(134162)

98602
7669
2

356

7547

(4107)

(39367)
191

162092
34956
63290

199664
(1837)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

4301

(166383)
(162007)

74

97450
18573
6

297274
(568)

315284
(25613)

(136394)

(162007)

11934
9763
(3305)

114181
622

387121
29251
68199

253601
(2980)

2009-10

(293)

(165375)
(165556)

112

(159990)

(165556)

(157333)
(159990)

(2849)

192

173951
5385

93222
(158)

(165375)

67261
80864
23

246597
11844
55417

(53742)
368

28747
40015
(31323)

267750
(5217)

2011-12

65093
47792
9

193886
(1326)

240361
827

(166383)

19858
19144
(12413)

32634
234

306280
8732
56360

250817
(3993)

2010-11

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

94

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

SAHARA

(` Lakh)

609
167
3398

3565
9

157

166
(3122)

(1114)
(4236)

(4236)

28
7
1123

1130

11

11
(1113)

(1113)

(1113)

647
(46)

28

1647

1697
4236

(4236)

5766
50

11699
547
5219

9
8638

48
14

(4)
(15)

3106
(96)

7557
(102)

8150

8466
695

16616
787
7680

12
5742

269
111
(16)
(10)

10655
(147)

131
32922

2024
78276

240
110618

864
30534

1390
5411 12204 24497
7499 31688
6418 67713
(3034) (15269) (79813) (18375)
(2562) (29244) (40188) 270262
(9)
562
4035
1316

660490
(1656)

20797

24077

13152
3279
1

126

907

791

1587

1587

75552 246968 235123

83446 263213 250681

1587

1587

52942 131560 252778


7891 16242 15553
3
3
5

161

19886

10264

8677
1587

10264

9216
10264

19886

405

10264

1587

207750
201159
9

827313
51480
156270

5205
16581

408773

609942
9621

549762
(2737)

57325

2445
19481

35400

57325

19481

300372
37845

24731

167928
275597
45

506145
39803
128125

10257
2961

40119 43578
94777 201056
(29397) (138386)
40737 (178209)
4506 17863

657115
(2329)

731162

800509
8677

226459
69342
5

37229 136389 394773 505047 1035645


1433
9877 27578 59691 62785
11593 42904 103076 192297 163673

73
10494

731
937
(140)
3014
(100)

22421 100466 322544 493254


(200)
(414) (1218) (1720)

1084

1084

243

1327
66
177

1
1152

174

29

29

502

1739
2263
29

29

1500
22

3791
379
1121

16
922

87

2766

1232
(1)

2942
4331
4

2215
157

6550
668
1542

5
1054

266
130
(1)
(4)

5100
(1)

(5)

(5)

3025
(1)

8894
12444
(5)

(5)

4439
527

16879
2055
2373

7
1478

488
764

(207)

14349
(3)

19

19

4303
(2)

6821
11740
19

19

140

6542
618

13

18301
2415
3973

27
1670

1263
379

(5678)

(0)

20647
(7)

770

770

6241
1483

6421
(3)

26978
34879
770

770

172

1791
680

14331

34

41890
2368
3700

25059
(7)

1821

475

1347

1889

137

1757

1889

(2288)
13230
1889

11026
20687
1821

1821

6500

6540
9017

95

317

21658
2220
3907

294

3681
861
(149)
(5612)

22595
(12)

4883

5808
4777

302

28316
2208
3298

74

(2)

325

2761
827

24341
(9)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

RELIANCE

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

95

Note: Figure in bracket represents negative value

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

7239

358
144

2080

9821
187
2330

2517
274

7029

7304

21

1489
19
1127

1146

1435

1435
(1092)

1092

2002-03

1468

2001-02

17634
(20)

19759

2699

26439
945
5735

6679
2145

1041
159
(12)

22567
(14)

2003-04

47981
(1178)

51439

227
2170

66235
2339
12456

14796
4636

2776
1133
(2)

60118
(189)

2004-05

90754
(111)

98885

87
4559

125030
6969
18996

180

26145
8243

5760
5124
(76)
2266

107532
(223)

2005-06

253083
(296)

266794
1

173
4375

318858
19597
32238

228

52063
14006

12603
8928
(1894)
2330

292849
(505)

2006-07

SBI LIFE

77

8156

8079

484087
(713)

518459
8156

8156

253
9975

621672
40538
44694

2303

7523

95057
35085

2009-10 2010-11

2011-12

132845 212145
244623 129737
(63953) (143851)
(13026) (136966)

(1536)
(2753)

812

10923

10111

2462

20237

17775

4022

37574

33552

62566

2873

59694

402380 1371721 1108539 692734


(566)
(90) (1344)
(961)

441488 1456775 1399783 1169332


10845
19426
35112
58545

77
812
2462
4022

10923
20237
37574
62566

403
635
2706
5889
15820

3542
14199

566996 1605438 1592753 1386484


46788
66617
67105
51836
62050
75298
88299 102393

(1184)
(21)

4
10
374
1022
2449
4846

6634 (13679)

(478)

114663 129237 157857 158608


39675
85138 292577 477531

12
28

77248
254992
(42428)
302655

4288

721210 1010403 1291164 1313374


(971)
(2355) (3612)
(5290)

2008-09

24175
52745
48219
36747
(6759) (196338)
(15310) (62619)

562214
(1093)

2007-08

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(1972)

(1972)

3911

3911
(1972)

(1972)

1
1

31

5052
676
2436

3113

5019

2008-09

(3405)

(3405)

48905
(28)

45026
49009
(3405)

(3405)

721
1056
(183)

87
1476

56166
3928
6635

10563
132

53037
(28)

2009-10

(270)
(4661)

(4391)

21333
(281)

68895
90655
(4661)

(4661)

3197
2692
(1554)

98
2409
455

100553
4019
10541

14559
709

93331
(75)

2010-11

(2610)
(6647)

(4037)

(6647)

69703
116110
(6647)

45142
(361)

20544
1626

130006
5137
15407

(5530)
314

8123
4413
(4367)

127195
(142)

2011-12

STAR UNION DAI-ICHI

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

96

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

8121
(87)

216

2
4355
12607
1480
6353

7832
367

4409

4776

2108
572
4038

4610
123

451

574
(3076)

3076

2002-03

2114
(6)

2001-02

13424

2107
16383

15662
852

32045
4158
11504

21
6307

754
26

25353
(416)

2003-04

3418

400
3018

14951
(259)

7718
24691
3418

3418

28801
2282

56911
8994
19802
5

565
5764

1727

(0)

49704
(849)

2004-05

1327
1678

351

28188
(102)

29716
62541
1254

424
1678

43171
4738

106966
13755
29078
27

310

379
7608

3735
1506
(12)
7036

88019
(1305)

2005-06

6453
7924

1471

38962
(96)

52159
99234
7104

820
7924

55173
8209

161511
19124
35702
73

274

441
10434

7664
6400
(63)
1040

136718
(1123)

2006-07

TATA AIA

6289
6521

232

46441
(157)

109818
167320
6403

117
6521

93640
11218

267363
22892
70252
(92)
96
491

1000
35629

12796
15225
(28)
(538)

204635
(1356)

2007-08

(3459)
321

3780

62805
(151)

56695
134031
40

281
321

131795
14683

265866
23978
107119
214

484

2728
62420

21253
6459
(28193)
(72256)

274750

(1294)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1731

5135

3403

64403
(141)

377556
474276
1268

3867
5135

131357
32458

606901
28085
102631
641

3196
44339

29607
20203
(12567)
173968

349378

(1222)

2009-10

4001

8990

4989

66982
(140)

238657
376419
4996

3994
8990

118784
70920

500200
24628
93877
279

(342)
1752

42473
41990
(8946)
25987

398522
(1235)

2010-11

26791

3746

23045

2719
26791

67856
247271
24073

79011
(113)

90600
100518

361944
14198
76019
383

(3496)
725

56062
27338
(24514)
(55996)

363030
(1206)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

97

Note: Figure in bracket represents negative value.

Premiums earned - net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Adjustment related to previous year
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Funds for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

5574754
(4127)
182
2511894
129153
(33234)

35604
47631

8261855
515273
545115

26542
125862

26077
824646
2063515
2054522
21636
4074027
(1402)
19881
6168664
29677

(8937)

20740
47817

(2986)
(4142)
20740

2286626
112525
(13619)

21352

7414367
456691
467417

17987

85852

8397
2277
1038621
1747952
19538
3426050
(452)
725
5193813
1181932

7714

34216
823918

350507

1200927

2002-03

5009444
(2040)
79

2001-02

904
(391)
55400

54813
74

70872
7481520
77908

(22508)

55400

4989759
(1843)

2730795
354404
(86839)
121

13222
107817

9741366
615838
642483

50849
1
151885

720805
77
2181938
2399357
23375

6628793
(7085)
137

2003-04

3815
(10924)
65969

70060
3018

414744
9852458
72042

(6072)

65970

6548377
(5331)

3324751
436483
(99000)
9244

101522
96513

12144122
709861
821560

110062
3
561929

16480
(275)
2219620
2875133
19536

8285480
(10774)
(97)

2004-05

8517
55
(11245)
61823

63293
1203

1292341
12801847
69848
1834
(10284)
424
61822

7961790
(3017)

3608296
663843
(163552)
176974
(929)

141756
126385

15126483
863548
961105

21012
5
399971
4036

5110
2254787
3520986
29746

10587174
(13616)
151

2005-06

18731
14
(23262)
89138

81205
12450

2743293
17534472
95746

(6939)
820
89626

9083534
(3483)

4184055
931814
(189550)
(112125)
(806)
3092

103650
228030

20734628
1226864
1358584

41298

471282
12233

(5851)
3104410
5571501
139627

15606531
(20172)
109

2006-07

2007-08

53602
3640
5297
1483333

101762
(15968)

4483448
22869473
128423

(23080)
(558)
99594

12113993
(4027)

5021491
1646584
(263139)
(153567)
(42)
1342

45267
499606

26900243
1468058
2030673
13576

97
360813
16725
8237
4167
3902346
6168637
107422

20134262
(31918)
355

INDUSTRY TOTAL

58254
55834
(151447)
56939

81539
12759

1930493
20716753
66842

(10185)
281
56939

12869974
1907

6059594
851457
(1351762)
(2373988)
4233
160
(608780)
56198
617443
(1193)
25389242
1549598
2583190
27657
(1184)
6
344515
93177
6779
1909
4605647
5837029
77350

22178547
(42610)
(57)

2008-09

TABLE 21: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

126607
73982
(189641)
244032

227754
5331

9456020
38534671
277777

(48615)
14870
244032

19434755
(13185)

26544725
(50208)
352

7283288
2619346
(466521)
6029502
1771
6897
1434747
48431
370356
(1566)
43821032
1803559
2890628
(103867)
(21)
20
369950
50455
(14396)
12256
5008584
9556491
100589

2009-10

40247
136158
(212006)
384705

29160499
(62580)
401

8614767
4491836
(1189526)
131719
4789
(5723)
(168828)
24967
195107
(666)
41196764
1828029
3294230
(43535)

12
428613
35345

(6868)
5535826
14215045
110958

19424423
(8244)
64
1538451
35280696
380242

(10587)
15050
384705

404881
15425

2010-11

16481
118702
(162715)
678555

696219
9867

(15268)
11692
678555

18772375
(19474)
4315
(2903848)
31248182
682131

10
471479
93318
383
180
5403767
15267108
127705

10187768
2926211
(1096595)
(3058218)
22134
(6735)
(526489)
39377
216695
(791)
37334080
1848619
2967459
23445

28707211
(76363)
(125)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

(e) Amortization of Premium/Discount on Investments

Other Income

(d) Transfer/gain on revaluation/Change in Fair value

98

Provisions (Other than taxation)

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account

TOTAL (B)

82179

Profit carried to the Balance Sheet

Note: Figure in bracket represents negative value

10788

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

43325

(b) Interim dividends paid during the year

(c) Proposed final dividend

28066

82179

(a) Balance at the beginning of the year

APPROPRIATIONS

Prior Period Items

Profit/(Loss) after tax

Provision for Taxation

82179

Bad debts written off

Profit/(Loss) before tax

Expenses other than those directly related to the insurance business

82179

(c) (Loss on sale/redemption of investments)

788

81391

TOTAL (A)

LIC

(` Lakh)

887

48810

49697

49697

49697

887

48810

368

54813

55181

55181

644

644

55825

1012

54813

1176

69660

70837

70837

(91)

(91)

70746

22

1063

69660

981

62177

63158

63158

14

14

63172

995

62177

1581

75781

77362

77362

77362

(4)

1585

75781

1504

82959

84463

84463

49

49

84511

(9)

1562

82959

2823

92912

95735

95735

(16)

(16)

95719

(9)

2816

92912

2979

103092

106072

106072

106071

(9)

65

2923

103092

3419

113762

117180

117180

(2)

(2)

117178

40

(16)

69

3323

113762

3211

128123

131334

131334

131334

14

(9)

3207

128123

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

(b) Profit on sale/redemption of investments

(a) Interest, Dividends & Rent - Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

(6)

144

(c) (Loss on sale/redemption of investments)

(d) Transfer/gain on revaluation/Change in Fair value

(e) Amortization of Premium/Discount on Investments

99

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

Note: Figure in bracket represents negative value

(2379)

Profit carried to the Balance Sheet

(c) Proposed final dividend

(2787)

(b) Interim dividends paid during the year

(a) Balance at the beginning of the year

APPROPRIATIONS

408

Prior Period Items

Profit/(Loss) after tax

(1997)

(2379)

382

20

Provision for Taxation

Profit/(Loss) before tax

Contribution to Policyholders Account

382

(c) Others
133

(b) Provision for doubtful debts

428

(a) For diminution in the value of investments (Net)

274

TOTAL (B)

Provisions (Other than taxation)

274

Expenses other than those directly related to the insurance business

Bad debts written off

515

702

TOTAL (A)
133

Other Income

81

53
(2)

119

(b) Profit on sale/redemption of investments

382

2009-10

446

2008-09

(4369)

(1997)

(2373)

(2373)

3541

2974

567

1168

461

(1)

99

609

2010-11

AEGON RELIGARE

(a) Interest, Dividends & Rent - Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(10073)

(4369)

(5704)

(5704)

7115

7070

46

1412

535

(1)

189

689

2011-12

(18939)

(9842)

(9097)

(9097)

9743

9637

105

646

(55)

36

664

2004-05

(33325)

(18939)

(14387)

(14387)

15256

15095

162

870

36

809

26

2005-06

(46501)

(33325)

(13175)

(13175)

15111

14916

195

1935

(5)

70

1831

39

2006-07

(34472)

(34472)

36893

36002

892

2422

312

2059

51

2009-10

2875

2875

20924

20129

794

23799

(16)

161

3159

20495

2010-11

7357

7357

25512

24749

763

32869

(20)

319

5721

26849

2011-12

(66749) (116255) (150726) (147851)

(49505)

(49505)

52507

51984

523

3002

(21)

75

2895

53

2008-09

(` Lakh)

(66749) (116255) (150726) (147851) (140494)

(46501)

(20249)

(20249)

22790

22615

176

2542

(10)

91

2412

48

2007-08

AVIVA

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

100

BAJAJ ALLIANZ

BHARTI AXA

(` Lakh)

1385
32

(1360)
204

(1565)

(4220)

(1565)

8
4000
4040
(2655)

(2655)

204
(1564)
1
(1565)

(15)

970
415

846
209

(2400)

10855
10923
(9854)

(9854)

1069
67

(139)

1136
72

8277
147

(230)

7640
540

327

9724 29518
10254 29666
(7170) (21388)

1
(7170) (21389)

3084
531

(198)

2731
238

313

16391
16550
(7067)
1
(7068)

9483
159

(195)

8463
800

415

(314)

17591
961

(256)

27323
2014

93551 106913

(1830) 103874 234994

(1830) 103874

6945
3167
285
7592
3623
1046
55699 108166 134958
1471
2463
3838
54229 105704 131120

11
63291 111789 136004
647
455
761

(54)

9834
1063

52448

(6901) (10577) (20431) (27601) (48990) (56058)

4512
4558
(3675)

(3675)

883
46

(26)

782
127

(6901) (10576) (20431) (27601) (48990) (56058)

(4220)

4000
4040
(2681)
1
(2681)

1359
40

(1)

1008
352

(8043)

8467
8623
(8043)

(8043)

580
156

(9)

565
25

(32244)

(8043)

25080
25297
(24201)

(24201)

1095
217

(14)

997
112

14746
15080
(18984)
(18984)

(34039)

(3904)
335

(31)

1136
259

(5268)

6661
6801
(34039)

(27237)
141

(22)

951
177

(28343)

(73990) (121807) (155846)

695
847
(47817)

(47817)

(46969)
152

(48)

621
187

(47729)

(73990) (121807) (155846) (174830)

(32244)

1215
1329
(41746)

(41746)

(40417)
114

(26)

1033
91

(41515)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Note: Figure in bracket represents negative value

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

101

BIRLA SUNLIFE

195
(3569)
41

51
(832)

(832)

8216
8235
(7774)

(7774)

(81)
461
19

(33)

564
12

6762
6797
(6061)

(6061)

(213)
736
36

(14)

937
26

1538
39

(107)

(8)

1571
83

4909
26

140

(7)

2001
168

2607

7019 15473 49410


7049 15512 49437
(6113) (13974) (44528)

(6113) (13974) (44528)

(156)
936
29

(16)

1073
36

(4442) (10538) (18312) (24373) (30486) (44460)

6771
6890
(6096)

(6096)

45
794
119

(2)

576
175

47975
48055
(43550)

(43550)

4504
80

(203)

3039
177

1491

2009-10

6198
6246
30500

30500

36745
48

(156)

(3)

3663
334

32907

2010-11

2370
1483

(40)

2186
224

2
1621
122

(35)

1124
530

1
979
356

(73)

893
158

1598

9848

(8907)

10287
10346
(8907)

24
1439
58

(83)

1194
190

113

(2880) (23087) (47703) (66841)

32873 21171 26114 19760


33040 22654 26236 20117
46073 (20199) (24616) (19138)

46073 (20207) (24616) (19138)

79113
167

(64)

(3)

7857
247

71077

2011-12 2008-09 2009-10 2010-11 2011-12

(88987) (159201) (202750) (172251)

76399
76499
(70214)

(70214)

6286
100

164

(1)

3018
243

2862

2008-09

CANARA HSBC

(` Lakh)

(4442) (10538) (18312) (24373) (30486) (44460) (88987) (159201) (202750) (172251) (137623) (23087) (47703) (66841) (75748)

(832)

41
(3610)

(3610)

(832)

(832)

598
44

94
11

(4406)

(988)

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08

Note: Figure in bracket represents negative value

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

102

12

12

1270
8

2
257
2

269
993
1270

12

257

12

1015
256

1409
(8)

253

(9230)

9758
9762
(9242)

(9242)

12

(225)
520
4

(2)

615
132

(10875)

2173
2180
(1645)

(1645)

(9230)

535
7

(30)

545
20

(15541)

4998
5002
(4360)
83
(4442)

(11099)

643
4

(39)

656
25

(26681)

11799
11823
(10964)
83
(11047)

(15634)

860
24

(408)

964
160

143

(33868)

10888
10914
(7271)
(83)
(7187)

(26681)

2
3644
26

(692)

1606
788

1939

(32434)

3013
3217
1434

1434

(33868)

4651
204

(642)

2096
1176

2021

(25512)

1770
2205
6922

6922

(32434)

9127
435

1761
282

7085

(15264)

882
965
10247

10247

(25512)

11212
83

(1)

2186
76

8951

5061

41
20325

20325

(15264)

20366
41

(4)

3230
38

17101

(4446)

4015
5277
(4446)

(4446)

1
831
1262

(17)

(5)

508
344

(13775)

(4446)

9794
9965
(9329)

(9329)

636
171

(70)

615
91

(24731)

(13775)

11450
11681
(10956)

(10956)

725
231

(51)

697
79

(37556)

(24731)

13649
13869
(12825)

(12825)

1044
220

81

(2)

878
88

2008-09 2009-10 2010-11 2011-12

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
(1146)

DLF PRAMERICA

(` Lakh)
KOTAK MAHINDRA

Note: Figure in bracket represents negative value

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

103

FUTURE GENERALI

HDFC STANDARD

(` Lakh)

(801)

(2923)

26341

36837

1291
139

(18)

544

765

32778

915
150

(29)

200

744

13981

2
1141
125

(67)

278

928

(3362) (28955) (64642) (96654) (109620)

(356)

(1807)
(1116)

3372

1281
534

(169)

343

1107

3524 26875 36976 32928 14106


(3005) (25594) (35685) (32012) (12965)

(3005) (25594) (35686) (32012) (12965)

(357) (3362) (28955) (64642) (96654)

362
(356)

(356)

520
152

65

6
362

6033
(1807)

5711

1
4226
322

1570

455

3456

(135)

205
(135)

(135)

70
205

(1)

271

(200)

(2645)

(134)

557
(2511)

(2511)

69
(1952)
557

(2)

936

1504

(4461)

(7465)

(2645)

6014
(4820)

(4820)

5355

(74)
1194
659

315

952

13970

37
1277
183

(89)

(66)

(69)

80

1385

14504

8
2030
83

(24)

(239)

(125)

1142

1268

32482

5
8257
126

(214)

(111)

987

2421

5163

61490

3
11246
53

(30)

519

(359)

139

3024

7950

35594

35
8116
40

(26)

(5)

492

2891

4729

20151
(9900)

(9900)

20057

0
10250
94

(30)

(17)

1835

3999

4463

27102

2611
27102

2591

0
29712
19

(2)

(2)

699

3964

25053

(270)

(9808) (18782) (31657) (44213) (68835) (119131) (146650) (156550)

9652 14153 14586 32608 61543 35634


(8973) (12875) (12556) (24351) (50296) (27518)

(8973) (12875) (12556) (24351) (50296) (27518)

9547

(36)
679
105

(40)

102

653

(9809) (18782) (31657) (44213) (68834) (119131) (146650) (156550) (129448)

(7465)

3877
(2344)

(2344)

2864

(49)
1534
1013

(51)

704

929

2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

EDELWEISS
TOKIO

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
Expenses other than those
directly related to the insurance
business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of
the year
(b) Interim dividends paid during
the year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

104

11

10

23

Profit carried to the Balance Sheet

Note: Figure in bracket represents negative value

(10531)

23

(45)

111
(10321)
(188)
(10509)

647
23

23

(10210)
111

670
647

1073
1123

(12417)

2001-02

613
46

2000-01

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other accounts

TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Bad debts written off


Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account

TOTAL (A)
Expenses other than those directly related
to the insurance business

Income From Investments:


(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/Change
in Fair value
(e) Amortization of Premium/Discount on
Investments
Other Income

Amounts transferred from the


Policyholders Account (Technical Account)

Particulars

(25249)

(10531)

15924
(14718)

(14718)

15838

1206
86

14

620
572

2002-03

(47407)

(25249)

23836
(22391)
(233)
(22158)

23677

1445
159

11

(18)

975
477

2003-04

(68570)

(47407)

23376
(22241)
(1079)
(21162)

23335

1135
41

15

(156)

963
313

2004-05

160635

6437
116

(299)

1171
5353

212

2007-08

94942
(88070)
10100
(77970)

94857

6872
85

(251)

2569
1209

3344

2008-09

783
28053
2256
25797

28836
783

(49)

2233
940

25712

2009-10

528
83250
2488
80762

83778
528

(54)

9288
1353

73192

2010-11

(95279) (160170) (299676) (377646) (351849)

75946 160751
(69167) (154314)
4276
14808
(64891) (139506)

75800

6779
146

(359)

2671
1007

3461

2006-07

(95279) (160170) (299676) (377646) (351849) (271087)

(68570)

(7922)

23125
(20333)
1545
(18788)

23067

2792
59

23

(16)

1658
369

759

2005-06

ICICI PRUDENTIAL

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(194670)

(271087)
31428
10009
6722
13842

172
141372
2955
138417

141544
172

56

(4265)

20658
5580

119515

2011-12

(5204)

(725)

5096
(4479)

(4479)

5095

703
2

(50)

511
241

2009-10

(11679)

(5204)

9015
(6475)

(6475)

8923

2540
92

890

(114)

1095
669

2010-11

INDIAFIRST

(18937)

(11679)

13132
(7258)

(7258)

13043

5874
89

1856

(258)

1324
351

2602

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

105

988
22

(3027)
67

(3094)

(6880)

(3094)

4752
4774
(3786)

(3786)

67
(3094)

(3094)

645
343

515
258

2002-03

(3800)

2001-02

Note: Figure in bracket represents negative value

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(13179)

(6880)

7503
7578
(6299)

(6299)

1279
75

548
731

2003-04

(22555)

(13179)

9822
9904
(9374)
2
(9376)

530
82

(81)

503
108

2004-05

(34956)

(22555)

12624
13506
(12398)
2
(12400)

5
1108
883

(25)

1092
36

2005-06

(52713)

(34956)

18867
18888
(17754)
3
(17757)

1
1133
21

(29)

1083
79

2006-07

ING VYSYA

(71766)

(52713)

20707
20709
(19046)
7
(19053)

1663
3

1425
174

64

2007-08

11496
11829
(7006)
2
(7008)

4823
333

1427
655

2741

2010-11

11166
11363
(3115)
0
(3115)

8248
197

2551
859

4839

2011-12

(91215) (104892) (111899)

14630
14832
(13671)
5
(13676)

1161
202

984
177

2009-10

(91215) (104892) (111899) (115014)

(71765)

20840
21180
(19441)
9
(19450)

1739
339

(36)

1245
182

347

2008-09

(2553)

9
1019
3218
(2550)
(3)
(2553)

668
2191

665

2007-08

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(13576)

(2553)

1
11611
11886
(11023)

(11023)

863
275

14

(416)

1147
118

2008-09

(24071)

(13576)

1
12299
12453
(10495)

(10495)

1958
154

(3)

(159)

1810
310

2009-10

(36249)

(24071)

13511
13649
(12178)

(12178)

4
1470
137

215

(121)

1184
188

2010-11

IDBI FEDERAL

(43235)

(36249)

1
12242
12396
(6986)

(6986)

23
5410
153

1270

(607)

1704
157

2863

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1307

(1454)

(d) Transfer/gain on revaluation/Change in Fair value

(e) Amortization of Premium/Discount on Investments

Other Income

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

106

Contribution to Policyholders Account

(1606)

Provision for Taxation

Profit/(Loss) after tax

(467)

(1606)

(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

Note: Figure in bracket represents negative value

Profit carried to the Balance Sheet

(b) Interim dividends paid during the year

(1605)

1138

(a) Balance at the beginning of the year

APPROPRIATIONS

Prior Period Items

Profit/(Loss) before tax

169
1138

152

TOTAL (B)
(1606)

Provisions (Other than taxation)

169

Bad debts written off

Expenses other than those directly related to the insurance business


148

(c) (Loss on sale/redemption of investments)

TOTAL (A)

42

14

(b) Profit on sale/redemption of investments

1263

2001-02

331

(1799)

2000-01

(a) Interest, Dividends & Rent - Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

15

(467)

482

482

631

565

67

1113

19

1094

2002-03

(23261)

15

(23276)

(23276)

24660

24501

159

1384

525

58

800

2003-04

(33228)

(23261)

(9966)

(9966)

10438

10267

171

472

10

106

356

2004-05

(39234)

(33228)

(6006)

(6006)

6787

6516

271

781

45

90

640

2005-06

(45281)

(39234)

(6047)

(6047)

7878

7419

459

1831

407

32

(22)

270

1131

12

2006-07

MAX LIFE

(2091)

(2091)

16411

5862

242

(474)

10781

14319

129

(99)

710

3241

10335

2009-10

19406

19406

22137

1183

20954

41543

354

(2)

752

7453

32986

2010-11

(82961)

(60974) (100275) (102367)

(39302)

(39302)

43788

37158

422

6208

4487

655

(550)

654

2624

1101

2008-09

(60974) (100275) (102367)

(45281)

(15693)

(15693)

18652

17913

51

688

2959

27

(78)

635

1582

791

2007-08

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(36978)

(82961)

45983

45983

11578

939

10640

57562

1442

657

(24)

1506

12865

41117

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

107

(c) Others

Contribution to Policyholders Account

(284)

Profit/(Loss) before tax

Provision for Taxation

Profit/(Loss) after tax

(b) Interim dividends paid during the year

(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

Note: Figure in bracket represents negative value

(284)

(a) Balance at the beginning of the year

Profit carried to the Balance Sheet

APPROPRIATIONS

520

(284)

Prior Period Items

804

11
804

248

11

(284)

TOTAL (B)

(b) Provision for doubtful debts

Expenses other than those directly related to the insurance business

248

TOTAL (A)

(a) For diminution in the value of investments (Net)

(36)

Other Income

(e) Amortization of Premium/Discount on Investments

(d) Transfer/gain on revaluation/Change in Fair value

Provisions (Other than taxation)

815

(c) (Loss on sale/redemption of investments)

Bad debts written off

(44)

(12)

(b) Profit on sale/redemption of investments

858

2002-03

607

(631)

2001-02

(a) Interest, Dividends & Rent - Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(693)

520

(1213)

(1213)

1976

1976

763

(33)

65

732

2003-04

(5574)

(693)

(4881)

(4881)

5629

5629

748

13

11

725

2004-05

(15348)

(5574)

(1834)

(7940)

(7940)

8658

8658

719

63

30

626

2005-06

(16545)

(15348)

(1197)

(1197)

2279

2279

1082

176

106

800

2006-07

MET LIFE

(14420)

(16545)

2125

2125

2125

232

1893

2007-08

(12968)

(14420)

1452

1452

1452

(860)

2247

65

2008-09

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(10462)

(12968)

2506

2506

2506

465

1967

74

2009-10

(7934)

(10462)

2528

2528

24

24

2552

(9)

244

2205

112

2010-11

(4617)

(7934)

3317

3317

24

24

3341

(33)

294

2888

192

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

108

RELIANCE

139
616

616

206

822

206

(203)
756
31

206

206

206

108

934
25

206

32922

1503
92

(58)

(165)

1338
388

10598 33013
(9840) (31511)

(9840) (31511)

10494

(189)
758
104

(20)

834
133

(6958) (12360) (22200)

5857
(5401)

(5401)

5742

(253)
455
115

(71)

702
77

110618

2153
26

752

(635)

1852
184

30953
(28379)

(28379)

30534

2574
419

136

(476)

1993
922

(248620)

4785
776

(280316)

37257

(12929)

2961

41440
1222

306

(137)

3289
2582

35400

4183
37257

SAHARA

(` Lakh)

(747)

1608
(747)

(747)

1152

(262)
861
455

(70)

1154
39

(784)

1503
(791)
7
(784)

922

711
580

(164)

813
62

(1596)

(1545)

1079
(51)

(51)

1054

1
1028
26

(22)

788
261

(1058)

205

(1597)

1512
334

334

1478

6
1847
34

1167
673

(2873)

(1058)

3295
(1815)

(1815)

1670

1583

2
1480
41

(33)

1231
280

747

(2874)

35
3880
259
3621

4
3915
35

1379

(6)

1432
1106

3542

747

75
2983
188
2795

5
3058
75

(74)

(3)

1696
87

1347

6490

3542

298
3146
198
2948

3
3444
90

(170)

(105)

1800
160

1757

2011-12 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

16715
(12929)

16581

3786
134

234

(241)

2658
729

405

(53710) (130517) (239008) (267387)

78355 110644
(76807) (108491)

(76807) (108491)

78276

1548
79

303

(259)

952
553

(6959) (12360) (22199) (53711) (130517) (239008) (267387) (280316)

822

8780
(7889)
(108)
(7780)

8638

(273)
891
142

(9)

764
409

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during
the year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts
Profit carried to the Balance Sheet

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

109

SBI LIFE

SHRIRAM

(` Lakh)

15

2170

1152
132

1025
124

(11)

Profit carried to the Balance Sheet

4599
203

203

4559

4802
40

(2)

1950
2855

4423
384
1
383

4375

4807
49

(103)

3074
1836

6787
1284

10111

6065
2697

17775

22989
39

15820

2990 (4799)

16195
49

473 (2158)

25487

473 (2158)

11977 18859 (4761)


3475 (2664) 27749
37
33
103
3438 (2631) 27646

9975

1910

15453
93

(729) (1987) (3548)

4208
3892

8079

(760) (2400) (3550) (3550) (3349) (2966)

4599
203

203

4559

4802
40

(2)

1950
2855

(760) (2400) (3550) (3347) (3347) (2966)

(11)

18

Note: Figure in bracket represents negative value

2699

1075
17

811
259

2164 2716 2302


(749) (1641) (1150)

(749) (1641) (1150)

2080

197
(29)

(29)

1416
84

168
197

1079
322

1105
155

(1092)

5000
811

62122

55582

14360
55582

14199

(72)

69942
233

649

(145)

8912
833

59694

62122 111893

25487

3815
37045
411
36634

3542

(29)

40860
302

408

(251)

5469
1683

33552

218

114
250
32
218
218

363
114

347
14

1168

218

28
1089
139
950

1117
28

12

1001
79

25

1726

1168

869
723
165
558

610

237

1592
21

41

1048
460

43

2536

1726

890
1019
208
811

516

349

1909
25

119

1130
595

65

730

2536

3358
(1806)

(1806)

3324

1551
34

133

1078
198

143

2461

730

502
1731

1731

474

2233
27

273

(91)

1019
112

919

8079

2461

577
5844
226
5618

498

6421
78

399

(5)

1357
1

4670

2001-02 2002-03 2003-04 2004-05 2005-06 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other accounts

TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account

Income From Investments:


(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income

Amounts transferred from the


Policyholders Account (Technical
Account)

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

110

STAR UNION DAI-ICHI

TATA AIG

(4106)

(1965)

(1965)

(107)

1173
(2006)

134
(2140)

198
(1858)

(1858)

(833)
1173

(125)

(14)

(1660)
198

2000
697

(3405)

304
22

(1972)

(6935)

(4106)

1365
(2794)

35
(2829)

(1429)
1365

54

(72)

2603
377

(4391)

(9495)

(6935)

1062
(2537)

23
(2560)

(1475)
1062

13

(116)

2464
202

(4037)

(2882)

(358)

549
(2524)

(2524)

(1975)
549

828
273

(3076)

(7171)

(2882)

5161
(4289)

(4289)

14
4355

872
792

11

(2)

862
2

(12981)

(7172)

6428
(5809)

(5809)

6307

619
121

(3)

613
9

(17540)

(12981)

5627
(4559)

(4559)

5364

1068
263

(12)

657
22

400

(23331)

(17940)

7674
(5391)

(5391)

7608

2283
66

(30)

1194
767

351

(30567)

(23331)

10484
(7236)

(7236)

10434

3248
51

(6)

1783

1471

44582
(40001)

(40001)

44339

4581
243

1163
15

3403

2212
5179

5179

1752

7391
460

(25)

2422
4

4989

2010-11

1186
26031

26031

725

27217
460

(6)

4162
16

23045

2011-12

(64461) (120985) (160986) (155807)

62674
(56524)

(56524)

62420

6150
254

(44)

2325
89

3780

2009-10

(` Lakh)

(64461) (120985) (160986) (155807) (129776)

37

(30567)

36296
(33930)

(33930)

35629

2365
667

2131
3

232

2008-09 2009-10 2010-11 2011-12 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

Note: Figure in bracket represents negative value

Profit carried to the Balance Sheet

APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/other
accounts

TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account

Income From Investments:


(a) Interest, Dividends & Rent - Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income

Amounts transferred from the


Policyholders Account (Technical
Account)

Particulars

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

(17)

279
61986

61
30119
1000

(c) (Loss on sale/redemption of investments)

(d) Transfer/gain on revaluation/Change in Fair value

(e) Amortization of Premium/Discount on Investments

Other Income

TOTAL (A)

Expenses other than those directly related to the insurance business

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

Provisions (Other than taxation)

111

Profit/(Loss) after tax

56476

(2550)

(e) Transfer to reserves/other accounts

Note: Figure in bracket represents negative value

Profit carried to the Balance Sheet

9911

(d) Dividend distribution tax

43325

26022

(c) Proposed final dividend

31665

59398

(b) Interim dividends paid during the year

(a) Balance at the beginning of the year

APPROPRIATIONS

29115

Provision for Taxation

Prior Period Items

Profit/(Loss) before tax


(188)

2400
59586

1004
29115

Contribution to Policyholders Account

TOTAL (B)

(c) Others

253

Bad debts written off

2145

3020

71

10742

47962

2001-02

(1)

1309

28679

2000-01

(b) Profit on sale/redemption of investments

(a) Interest, Dividends & Rent - Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(64336)

887

48810

(25703)

11064

11064

51518

964

1929

62582

(235)

(5)

2833

11179

48810

2002-03

(160974)

368

54813

(64337)

(108)

(41456)

(233)

(41797)

110354

107817

2537

68558

(118)

(118)

4000

9981

54813

2003-04

(248293)

1176

69660

(160974)

(16483)

(1077)

(17560)

98204

96738

1466

80644

(461)

(555)

1134

10467

70060

2004-05

(349860)

(6941)

62177

(247547)

(1834)

(45242)

1670

(46676)

128960

126385

2575

82284

67

(326)

(66)

(522)

4605

15207

63319

2005-06

(559879)

1581

75781

(366557)

(115960)

4502

(126115)

230290

228030

2260

104174

428

19

(239)

(1462)

24184

81245

2006-07

INDUSTRY TOTAL

134

(98882)

4096

(94562)

329537

317806

242

(5273)

16677

234886

177

(5)

1379

(4634)

12275

50490

175204

2009-10

35

265704

5552

271291

208837

181517

(29)

27349

480129

787

1915

(74)

(1473)

11002

76334

391637

2010-11

597353

7217

604593

199130

181922

(70)

17276

803723

2636

4639

(170)

(6983)

18431

123555

661616

2011-12

2823

92912

2979

103092

3419

113762

17053

9907

147917

41275

(992036) (1576796) (1781750) (1634341)

(488301)

10380

(498188)

634981

617443

5345

12192

136878

128

1683

519

(6297)

8169

51052

81539

2008-09

(` Lakh)

(985951) (1576071) (1781750) (1633226) (1253140)

1270

82959

(560236)

(341281)

14931

(356211)

506624

499606

2198

4811

150412

58

480

(214)

(2438)

14726

35336

102464

2007-08

TABLE 22: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2001

112

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
500
Share Application Money Pending Allotment

Employees Stock Option Outstanding

Reserves and Surplus

Credit/[Debit] Fair Value Change Account

Sub-Total
500
Borrowings

POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
17061
Revaluation ReserveInvestment Property
Policy Liabilities
18752237
Insurance Reserves
42
Provision For Linked Liabilities
219
Sub-Total
18769559
Deferred Tax Liability

Funds For Future Appropriations

TOTAL
18770059
APPLICATION OF FUNDS
Investments
Shareholders

Policyholders
14249243
Assets Held To Cover Linked Liabilities

Loans
3169685
Fixed Assets
89777
Incidental Expenses Pending Capitalisation

Deferred Tax Asset

A. CURRENT ASSETS
Cash and Bank Balances
478706
Advances and Other Assets
1264053
Sub-Total (A)
1742759
B. CURRENT LIABILITIES
315397
Provisions
166008
Sub-Total (B)
481405
NET CURRENT ASSETS (C) = (A - B)
1261354
MISCELLANEOUS EXPENDITURE

(To The Extent Not Written off or Adjusted)


Debit Balance In Profit & Loss Account

(Shareholders Account)
Debit Balance In Policyholders A/C

TOTAL
18770059

Particulars

500
11675

12175

154382

27299386
248980
590
27703338

520
27716034
10753
22637442
565
3707474
106319

981697
1609746
2591443
473072
864890
1337962
1253481

27716034

304142

22939514
239429
362
23483447

350218
23844953
10500
18641460

3426790
94450

716962
1375798
2092760
377682
43325
421007
1671753

23844953

2003

500

10788

11288

2002

34602254

1007389
1365278
2372667
499802
1469444
1969247
403421

11613
29696518
20987
4355818
113897

2167263

32135683
247095
37173
34587214

2498
34602254

500
12043

12543

2004

41691036

800156
1619705
2419861
489025
1563966
2052991
366870

12063
35568558
422510
5199193
121843

2815572

38102276
282624
474879
41675351

1966
41691036

500
13219

13719

2005

53139035

1280202
1824126
3104328
574273
1556483
2130756
973572

16640
45278642
1231528
5512438
126214

6522245

44960307
284328
1351731
53118612

2724
53139035

500

17200

17700

2006

LIC

62595699

1329807
2101767
3431574
456585
1570086
2026671
1404902

27945
51111283
3603060
6308152
140356

6205110

52480868
280675
3599764
62566418

62595699

500

28781

29281

2007

77690494

1773977
2505526
4279503
631520
1577265
2208785
2070718

29320
60539701
7517630
7321356
211770

8590252

61445776
360874
7262808
77659709

77690494

500

30285

30785

2008

TABLE 23: LIFE INSURERS: BALANCE SHEET


(As on 31st March)

500

36087

36587

2010

500

39506
368
40374

2011

10000

42723
334
53057

2012

84127287

1729264
3142203
4871467
371805
1587217
1959022
2912445

31950
63896170
9041029
7947712
297980

2327286
3807208
6134493
39711
1608067
1647778
4486715

4603316
5324360
9927675
1593401
1622429
3215830
6711846

38257
33005
97016710 107018081
17998971 15295922
8388265
8666418
283941
286391

11741618 128212858 138011662

1415893
3531917
4947809
592822
1597398
2190220
2757590

35376
83304127
17032518
8299709
312299

2776896 11386815 12447396


8930729

72217682 83940026 98535715 114616429


364292
366457
605030
628804
8728878 16003617 16580852 13780692
84087748 111696915 128168993 137956654

5931
8116
3491
1952
84127287 111741618 128212858 138011662

500

33108

33608

2009

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

113

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

18931
4235
41240
2160

10357
1364
13202
4521

2526
4871
7397
6172
359
6531
866

1997
39220
71526

5315
450
1658

5768

959
3401
4361
2541
762
3303
1058

2379
15432
32060

69063
140408

4369

4848
7715
12563
11917
235
12152
411

40918

4168

45086

322
140408

13076

1323

14399

126
71526

1653

402

2055

5
32060

95000

95000

2011

57000

1
57001

2010

AEGON RELIGARE

30000

30000

2009

83999
186740

10073

3310
8824
12135
9557
231
9787
2347

866

15917
8542
64996

8244

71494

1745
186740

63251

113500

0
113500

2012

16317

3422

531
577
1108
1257
36
1293
(185)

29539

9842

2128
870
2998
2197
55
2252
746

12656
187
5066

1042

5009
5254

29539

830
836

16317
10984
21
1438

637

57

187

24280

5
24285

2004

15480

2
15482

2003

53941

18939

5202
1591
6792
5308
156
5465
1328

10614
813
21070

1177

21026
21961

53941

122

813

31980

31980

2005

114520

33325

7762
1418
9180
15871
458
16329
(7149)

18458
1542
67111

1232

65406
66943

1707
114520

1537

45870

45870

2006

213672

46501

15183
5405
20588
19058
1007
20065
523

26249
5460
132557

2383

131861
135562

2290
213672

3701

75820

75820

2007

AVIVA
2008

356124

66749

17567
14573
32140
29762
1376
31138
1002

25348
9621
247963

5441

246493
250837

4837
356124

4343

100450

100450

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

502225

116255

2553
12248
14801
20517
1128
21645
(6844)

35162
15450
336925

5277

335028
341965

11080
502225

6937

149180

149180

2009

802488

150726

16621
11441
28061
32710
2062
34772
(6711)

40674
9121
603856

4822

590024
599776

13832
802488

188880

188880

9752

2010

905655

147851

5024
15375
20399
29835
1704
31540
(11141)

3506

58556
24967
681917

666052
689301

15865
905655

200490

200490

23248

2011

907314

140494

12005
15285
27289
43503
1796
45299
(18010)

2408

76155
77919
628348

618705
697150

9674
907314

200490

200490

78445

2012

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

114

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

14908
4933

19841

3090

3090

411
23342
12879
3501

1
2448

1473
1551
3024
2729
0
2729
295

4220

23342

341

341

16
15229
10985
357

1939

737
1295
2032
1647
1
1648
384

1564

15229

2003

14872

14872

2002

36256

6901

4400
2329
6729
5895
119
6014
715

14076
8591
2856
5
3112

2856
10543

904
36256

7687

14943
9867

(1)
24809

2004

104110

10577

8473
4008
12481
15611
155
15766
(3285)

16370
22018
55350
10
3071

55350
76727

641
104110

70

21308

14976

11766

26742

2005

354299

20431

29585
7629
37214
38905
524
39429
(2215)

27809
47661
256932
34
3646

256932
297492

6823
354299

130

40430

15023

34953
7
49984

2006

354299

20431

29585
7629
37214
38905
524
39429
(2215)

27809
47661
256932
34
3646

256932
297492

6823
354299

130

40430

15023

34953
7
49984

2006

2008

48990

676319 1362868

27601

41980 37309
8545 13679
50525 50988
80930 102447
977
2755
81908 105202
(31383) (54214)

65365 114589
90508 146870
518684 1095417
186
309
5357 10907

518684 1095417
585968 1202702

20297 39098
676319 1362868

154
995

67129 106290

15037 15071

55016 105996
1
1
70054 121067

2007

BAJAJ ALLIANZ

1830

21869
31116
52985
105187
6602
111789
(58804)

43851 43824
38325 53646
82176 97470
95009 106549
10682 13688
105691 120237
(23515) (22767)

1757881 3304492 3927490 3944860

56058

35530
17831
53360
80138
4267
84405
(31045)

978

140
371
511
540

540
(29)

349
658

110
868

0
978

2006

76952 154538 235208 360056


232171 346223 409372 583294
1406530 2841462 3288417 2999946
770
1303
1471
1707
16444 17940 16537 22624

565386

384467

356061

224941
558

340990

209870

375

15071

2012

15071

2011

978

284

302934

15071

105996

121066

2010

1406530 2841462 3288417 2999946


1586582 3144680 3673259 3565891

50233 38746 29290 22908


1757881 3304492 3927490 3944860

70

179982

15071

105996

121066

2009

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

19416

8043

139
1790
1930
3749
43
3792
(1863)

11544
81
543

1069

543
624

19416

81

15000
3800

(7)
18793

2007

53945

32244

1445
3389
4834
10262
348
10610
(5776)

17371
581
5986

3540

5986
6564

53945

578

36611
3000

7689
81
47381

41515
107453

32475

2928
9694
12621
14637
348
14985
(2363)

9589
1924
19900

4413

19900
21823

107453

1923

66843
10000

8957
(170)
85630

2009

BHARTI AXA
2008

32563
214213

89244

4521
9280
13801
16033
386
16419
(2618)

311344

155846

3432
10226
13658
12473
613
13086
571

871

2052

362901

174830

2515
10506
13021
15660
628
16288
(3267)

1074

17455
12498
160310

1285
362901

8
311344

13867
6266
133922

159026
171150

12147

(22)

171865

18599
2
190466

2012

133914
140677

6750

13

152535

17929
194
170659

2011

9444
4298
79230

79230
83527

214213

4295

113135

17399
152
130687

2010

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

115

74

287

1616
1977

3
16888

9578
290
1616

2074

693
905
1598
2675
35
2710
(1112)

4442

16888

16
16

3
11927

9960
4
15

1380

445
363
808
1072

1072
(264)

832

11927

2002

14908

14908

2001

11908

11908

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

29017

10538

2173
1161
3334
4537
472
5009
(1675)

6456
1183
9777

2738

1237

9777
11014

3
29017

18000

18000

2003

82910

18312

5107
1666
6773
8050
1216
9266
(2493)

10738
2412
50840
10
3091

3067

50840
53907

3
82910

29000

29000

2004

156230

24373

5478
2046
7524
10334
1759
12093
(4569)

12351
4627
116327
35
3086

4901

116327
121228

3
156230

35000

35000

2005

283841

30486

8269
3777
12046
16071
2209
18281
(6235)

18170
7199
230114
202
3904

7720

230114
237837

3
283841

46000

1
46001

2006

443351

44460

18381
5802
24183
30899
2902
33800
(9618)

27444
10141
364420
816
5688

11769

364420
376195

3
443351

67150

3
67153

2007

BIRLA SUNLIFE

778507

88987

41259
7014
48273
53860
2771
56631
(8358)

42228
17464
629582
1499
7104

18884

629582
648467

2588
778507

127450

1
127451

2008

196950

48000
3
244953

2010

196950
48000
0
244950

48000
0
244950

2012

196950

2011

202750

56980
12154
69133
81135
3231
84367
(15233)

172251

137623

58852 64047
13717 23805
72570 87852
80083 96176
4695
5412
84778 101588
(12208) (13736)

1072536 1810140 2142656 2241354

159201

51897
10443
62340
73996
2524
76519
(14179)

46701
50440 69727 101533
50442 105817 160335 195831
819694 1456730 1745922 1813642
2235
2655
2631
2502
8443
6982
3998
3959

1
7
1
(16)

39994
78608 106086 143188

819694 1456730 1745922 1813642


859688 1535344 1852008 1956814

12896
29842 45697 39589
1072536 1810140 2142656 2241354

187950

12000
2
199952

2009

62500

52500

82500

70000

12500

2011

80000

12500
0
92500

2012

47703

4954
3878
8832
14138
117
14255
(5423)

66841

8576
7834
16410
18598
191
18789
(2379)

75748

7687
11152
18839
19585
30
19616
(776)

77007 179803 341410 506172

23087

2306
2800
5106
8723
120
8843
(3737)

27737 14502 13523 20695


3277
9534 27782 53725
21388 107644 232648 354674

5254
5843
2994 2105

(24)
1

3119
9659 26286 58996

21388 107644 232648 354674


24507 117303 258910 413672

77007 179803 341410 506172

50000

12500

2010

CANARA HSBC

40000

12500

2009

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

13969

4446

464
790
1254
1156
76
1232
22

7824
16
255

1406

255
259

13969

13705

5
13710

2009

25311

13775

743
1741
2485
3034
118
3152
(668)

8354
165
3081

604

99

3081
3180

25311

22131

22130

2010

46193

24731

65136

37556

1717
3900
5617
7328
254
7582
(1965)

190

374

1051
2645
3696
4746
177
4922
(1226)

13585
1949
13821

37
65136

49170

2108

13821
15929

30517

18652

2012

13737
491
8087

584

8087
8671

46193

29396

8126
1
37522

2011

DLF PRAMERICA

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

116

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

80

18580

605

3362

18580

357

605

2923
55581

1139
1003
2142
1361
37
1398
744

55
243
297
701
0
701
(404)

12959
201

1315

80

652

18500

18500

2008

600

605

2007

61947

28955

2224
4088
6312
7885
178
8063
(1751)

15279
3079
8471

7914

3217

8471
11690

61947

46850

3404

3
50257

2009

125363

64642

5254
6437
11691
10694
278
10972
719

10202
19019
30028

753

18884

27838
46721

2190
125363

70200

6258

(6)
76452

2010

FUTURE GENERALI

414
2230
2644
410
855
1266
1379

1821

48390
835
235

2
55581

235
574

40000
6
55005

339

15000

2012

EDELWEISS
TOKIO

213868

96654

3769
8919
12688
9217
412
9629
3060

11104
38047
64610

393

9354
213868

55349
94366

39017

105200

5000

(52)
110148

2011

279054

109620

5359
10441
15800
11016
340
11357
4444

438

20063
59403
85087

774
279054

84312
145617

61304

120300

12410

(47)
132663

2012

16765

135

4460
711
5171
941

941
4230

11980
141

279

99

99

48
16765

16618

16618

2001

19753

2644

1452
993
2445
1495
23
1518
927

9731
3016

67
3368

2789

2789

321
19753

16618

25

16643

2002

35995

7465

3726
1639
5365
2946
92
3038
2327

8800
13104

65
4234

14375

14375

26
35995

21673

(78)
21594

2003

31909

36
31945

2005

18782

7335
4095
11430
10696
207
10904
527

9843
60879
19183
120
7318

60833 116651

9808

5826
2344
8170
4094
183
4277
3893

6395
33995
1655
58
5028

344
1750

33364 63774

1655 19183
35363 84707

60833 116651

25441

29
25469

2004

299909

31658

28796
9901
38697
26586
287
26873
11824

13809
116950
119361
294
6013

2096

114880

119361
236337

255
299909

61927

659
731
63317

2006

2008

196800

5529
1844
204173

2010

2012

199488 199488

22068 22014
(4)
(522)
221552 220980

2011

68835

44932
40825
85757
61291
1220
62512
23246

119131

41087
54287
95374
88202
2088
90290
5083

146650

54756
74336
129092
150027
1368
151394
(22302)
156550 129448

30302 38373
49178 67703
79479 106076
124854 130376
1876
1501
126732 131877
(47251) (25801)

42916 63048 69997 58942


301527 434154 533498 799026
687829 1552178 2052313 2360980
302
404
3312
3176
14513 11438 23957 27955

16939
6013
544195 975222 1171303 2160620 2830767 3363238

44214

33636
19620
53255
38747
308
39055
14200

179582

5529
(776)
184335

2009

(` Lakh)

1937 (2969)
2051
(154) (3408)

243667 290924 376669 512333 738651

0
594516 687829 1552178 2052313 2360980
840121 975785 1930898 2564492 3096223

2470 11184 25548 44723 46035


975222 1171303 2160620 2830767 3363238
15297 42131
177829 232990
285168 594516
126
186
7361 13318

912

173915

285168
459995

595
544195

80071 127064
2874

659
5529
39
83604 132631

2007

HDFC STANDARD

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2001

2002

2003

2004

117

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
15000 19000 42500 67500
Share Capital
Advance Against Share Capital

Share Application Money Pending Allotment

Employees Stock Option Outstanding

Reserves and Surplus


22

Credit/[Debit] Fair Value Change Account

-107
5
Sub-Total
15022 19000 42393 67505
Borrowings

POLICYHOLDERS FUNDS:

1333
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property

Policy Liabilities
494 13320 32044 56886
Insurance Reserves
(2065)

Provision For Linked Liabilities

754 20817 86500


Sub-Total
(1571) 14074 52861 144720
Deferred Tax Liability

Funds For Future Appropriations

TOTAL
13451 33074 95254 212224
APPLICATION OF FUNDS
Investments
Shareholders
12154 5159 12814 21853
Policyholders
13258 32994 57449
Assets Held To Cover Linked Liabilities

754 20817 86500


Loans

216
Fixed Assets
1418 2819 4142
5481
Incidental Expenses Pending Capitalisation

Deferred Tax Asset


1024 1024

A. CURRENT ASSETS
Cash and Bank Balances
341 1071 3204
5032
Advances and Other Assets
638 1196 2101
4664
Sub-Total (A)
979 2267 5304
9697
B. CURRENT LIABILITIES
1100 2740 6968 16184
Provisions

123
195
Sub-Total (B)
1100 2740 7091 16379
NET CURRENT ASSETS (C) = (A - B)
(121) (473) (1787) (6683)
MISCELLANEOUS EXPENDITURE

(To The Extent Not Written off or Adjusted)


Debit Balance In Profit & Loss Account
10532 25249 47407
(Shareholders Account)
Debit Balance In Policyholders A/C

13451 33074 95254 212224


TOTAL

Particulars
2006

377646

442509 956849 1729261 3133384 3660499

299676

271087

194670

6030029 7018693 7182507

351849

160170

95279

28406
67002
95408
164640
12960
177600
(82192)

68570

33032
33473
66505
158967
491
159458
(92953)

30540
29660
60200
157170
2988
160158
(99358)

61651 35588
45466 36155
107117 71743
160819 113037
20099 11979
180917 125017
(73801) (53274)

48238
23593
71831
99478
7625
107103
(35272)

350237
2076
495198

142885

2012

19959 24590
7144 11211
27102 35800
37909 59349
842
1631
38750 60980
(11648) (25180)

336069
656
479577

142846

2011

128503 197647 347701


445657 721719 911076
5146926 5882653 5781737
1160
869
957
26340
19826 18023

29552
17844 10534

142814

11
9
335884
(96)
478622

2010

32095 44847
15672
21102 66201
80454 125146 234211 344930 341641
265406 707885 1325232 2486615 2861395
252
142
404
379
1960
6301
6105
21944
32774 33121

1079
2624
6900
21708 31808

142726

23
85
335292
(15)
478111

2009

24934
23154 22031
6689
6689
7045
358933 588755 833800

5037610 5823298 5748511


5428166 6441896 6611387

123242
97220 75922
6030029 7018693 7182507

140111

11
192
237131
98
377543

2008

12467
10150
17752
2132

3163
3163
3163
112248 176562 235459 299871

699963 1307627 2445682 2805489


824678 1497502 2702056 3110655

11344
21485
53785 71733
956849 1729260 3133384 3660499

2074

79353

265406
346833

3175
442509

131230

194
75938
2910
210273

2007

ICICI PRUDENTIAL

92500 118500

524

1
1803
92501 120827

2005

21048

2553

2352
1672
4024
2226
38
2264
1750

14996
3
1137

599

27

1137
1164

21048

19891

(7)
19884

2008

44924

7
44930

69935

(135)
69799

2011

79946

2
79948

2012

24071

10853
8451
19304
19123
136
19259
45

36249

7810
11570
19380
18709
174
18882
498

43235

7953
20088
28041
22248
179
22427
5614

19492 32187 30268


9381 25037 49609
81402 140009 166354

1721 1703
1728

75155 136111 235683 296810

13576

6180
5311
11492
11043
170
11212
280

29120
2516
27766

1897

1 (389)
(37)

2526
9778 26263 50544

27766 81402 140009 166354


30292 91181 165883 216862

75155 136111 235683 296810

44891

(28)
44863

2010

IDBI FEDERAL
2009

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

59754

13000
18
60518

13000
6
45506

3549

47500

2012

32500

2011

11679

23134
3871
27005
28436
10
28446
(1440)

18937

40775
3242
44017
10615
89
10703
33313

30860 42775
4644 22677
90577 152194
68
3313
2488

50518 139633 272454

5204

1533
666
2199
10104
29
10133
(7934)

32866
125
17349

2908

17347 90054 149799


17472 93603 209555

2
524
2381
50518 139633 272454

125

20000

13000
44
33044

2010

INDIAFIRST

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

118

16939

16939
133

809

942

17882

7580
809

11
1789

1870
1166
3036
2151
71
2222
814

6880

17882

353

430

11351

7501
354

11
1037

165
781
946
1558
34
1592
(646)

3094

11351

2003

10921

10921
77

2002

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

29951

13179

6351
1534
7885
3169
121
3290
4595

3942
3097
2124
11
3003

2124
5305

29951

12

3169

24458

4
24461
185

2004

1073

30478

49000

2
49002
111
1120

48429

69000

4
69004
41

2007

ING VYSYA
2006

2009

2010

2011

2012

1027

67456

(447)
79
16
(515)

91368 129994 184365 262418

79000 101915 101915 146488 146488

9500
6459 18235

1
6
64
191
54
88501 108380 120214 146679 146542
10
1

2008

349
(2344)

10058

5216

15274

2002

34956

8664
6291
14955
17386
563
17949
(2994)

16704
27265
28331
42
4690

52713

8128
6945
15074
23283
726
24009
(8935)

71765

14018
8938
22956
25761
348
26109
(3153)

9868
13463
23330
27978
96
28074
(4744)

9465
18928
28393
28921
114
29035
(641)

8869
20260
29129
26705
198
26903
2226
91215 104892 111899 115014

11760
18905
30665
31303
106
31409
(744)

24787 19229 23386 18359 41169 38051


45909 67560 83721 131922 178843 251610
60839 129055 169014 327729 369776 336450
102
223
464
823
1341
2027
4018
3112
2634
1732
964
952

69552 108994 179432 287791 369692 580712 703351 746330

22555

18458
6131
24589
20162
292
20454
4135

13516
12084
13326
9
3927

13279

2059
829
2888
1000
32
1032
1856

10031
349

40
1003

18807 28331 60839 128748 169728 327772 370302 337201


30388 59882 110388 197232 260650 457845 554682 599103 (1995)

2049
661
2653
1990
685

69552 108994 179432 287791 369692 580712 703351 746330 13279

46

11535

32476

6500

3
38979
185

2005

14385

1567
1588
3155
1329
76
1405
1750

7908
2679

48
2001

2679

(6576)
(3897)

14385

13066

5216

18282

2003

2256
32471

9230

2942
1704
4645
3895
108
4002
643

5718
7271
5031
26
2296

22

7142

5031
12195

10
32471

15062

5204
20265

2004

24437

5204
29641

2006

33035

5204

38238

2007

KOTAK

48027

5204

53231

2008

51029

5204

56233

2009

51029

5204

56233

2010

10264
61293

5204
56233

15541

5710
3432
9142
8189
267
8457
685

26681

12486
4442
16928
15517
710
16227
701

33868

15356
6765
22122
22825
1106
23931
(1809)

32434

12827
9392
22219
23204
1398
24603
(2383)

25512

8695
10628
19757
26432
1714
28416
(8388)

15264

10473 14263
9923 13933
20396 28196
26318 40111
1906
2074
28224 42184
(7828) (13989)

6570
8538 13130 28231 24918 32226 43039
29752 40269 57044 62777 101474 128367 173286
75798 127747 230944 303080 544585 698635 756062
72
232
333
583
522
577
637
1836
2428
4256 5690
5599
4385
3657

20383 15882
871628 962691

115715 144095
422
1238
678262 740180
795012 885517

613

51029

2012

51029

2011

(` Lakh)

4967

75616 130256 206596 337766 430411 694222 871628 962691

11099

5270
2051
7320
5165
228
5392
1928

5882
15717
33692
23
2307

151
1505
5

498

15683 28151 40232 53211 70708 92368


(4849)
363
370
380
528
33434 75652 126454 225634 292228 524026
49269 100458 167055 279215 363316 617420

10
157
1303
5320 10862 20569
75616 130255 206596 337766 430411 694222

21133

5204
26337

2005

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

119

24963

24963

2036
(7822)

(5786)

19177

14125
2053

2292

958
1309
2267
2024
2
2026
241

466

19177

16

16

10469

7516

1186

36
796
832
670

670
162

1605

10469

2002

10453

10453

2001

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

15712
32611

503
1761
2264
3957
3
3960
(1696)

8646
6558

3391

7122

7122

32611

25474

15

25489

2003

50624

23262

1694
2719
4413
7096
34
7130
(2717)

8520
16012

5548

16012

16012

50624

34608

4
34612

2004

55743

570
8
56321

2006

39234

2212
8226
10438
14676
185
14861
(4423)
371

14083
57399
17796

6839

83337 131299

33228

1601
4381
5982
10295
33
10328
(4347)
527

11379
34390
2533
2
5625

33498 56628

2533 17796
36031 74424

554
83337 131299

46608

690
7
47305

2005

2008

2010

2011

2012

259314

657794
917115

6229
1128944

144

15136 42441
1448623 1728998

886956 986566
1227330 1466085

340353 479374

21

45281

60974 100275 102367

82961

36978

3969 1937 2165 18404 19249 26040


15164 27912 44500 44536 48405 56867
19132 29849 46665 62940 67654 82907
26431 46768 56502 83780 108350 132407
189
95
270
28
26
599
26620 46863 56772 83809 108376 133006
(7488) (17014) (10107) (20869) (40722) (50099)
498
374
254 7580 7559 7033

27097 41673 52291 83013 131989 218821


91936 144343 200183 270750 364698 516118
65460 185883 303488 657794 886956 986566

483
861
1162 1587
9011 15761 32487 27448 14020 11994

195050

303488
498539

1695
679354

83337 231794 431994 679354 1128944 1448623 1728998

33228

1601
4381
5982
10295
33
10328
(4347)
527

11379
34390
2533
2
5625

2009

73243 103243 178243 183882 184100 194469

799 7900 7995 7581


800
748
13414 13518 18227
347
925
78
404
544
195
74390 104916 179121 205599 206157 220472

2007

33498 91250 136860

2533 65460 185883


36031 156709 322743

695 4335
83337 231794 431994

46608

690
7
47305

2005

MAX LIFE

11068

284

574
533
1107
262

262
845

9833

106

11000

59

68

11068

11000

2002

2970
12197

1054
648
1702
1139
30
1169
534

5029
2970

695

539

669

12197

11000

520

9
11528
130

2003

4721
18220

693

1396
853
2249
1568
74
1642
607

9231
1985

984

1985

1985

18220

16000

3
16003
232

2004

5957
29668

5574

1785
2000
3785
3298
125
3423
362

9850
5473
215

2238

(3)

5473

215
5685

29668

23500

31
23531
452

2005

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

7724
52139

15348

2090
2793
4882
6350
319
6669
(1786)

9583
11731
7424
7
2108

11463

7424
18887

52139

23500
9000

48
32548
704

2006

2008

2009

2010

2012

16545

14420

4154 13463
4701 9065
8855 22528
17373 35172
495
928
17869 36100
(9014) (13573)

12968

10462

7934

4617

11495 9336 9248 27044


13714 12745 12746 15499
25209 22080 21993 42544
33070 39311 31975 52724
1804
2011 1838
2251
34874 41322 33812 54976
(9665) (19242) (11819) (12432)

21961 26078 25762 27434 28821 37737


24049 36095 56586 82387 117633 200028
36896 122893 210583 485242 638692 647157
50
170
414
977 1123
1273
1704 5409 11464 10645 7372
3826

7781
4932
955131 1039540

636574 649424
748042 837649

109859 187426

7724 30079 80318 136394 166383 165375 157333


52139 122270 271810 444506 764288 955131 1039540

15348

2090
2793
4882
6350
319
6669
(1786)

9583
11731
7424
7
2108

2011

(` Lakh)

53000 76108 158000 177479 196957 196957


9100 34449 15342 18487

2351

48
13
14
2
1
62148 110570 173356 195968 199308 196958
820 3595 3947 3278 1609
799

2007

11463 21905 33917 54541 75008

7424 37152 122122 208889 481961


18887 59057 156039 267377 560247

244 1605 3773 8074


52139 122270 271809 444506 764288

23500
9000

48
32548
704

2006

METLIFE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

120

254
(4236)
23
(3595)

9649

8440
254
23

730

645
429
1075
841
33
873
201

9649

694

12013
129
12142
919
4
923
11219

11913

11
(1114)

(730)

11913

2003

12436

822

(15)
13244
364

2002

12436

207

12643
373

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

18166

6959

690
686
1376
1378
14
1392
(16)

8617
819
983

805

832

983
1816

18166

16000

6
16006
343

2004

31419

12360

1032
991
2022
2129
32
2161
(139)

8679
1790
7482

1247

1790

7480
9279

31419

21710

11
21721
419

2005

63460

22199

5101
1799
6900
7390
72
7462
(562)

9864
6826
23500
188
1445

102

6568

23500
30169

63460

33100

190
33290
1

2006

172069

53710

14672
5621
20292
19771
8993
28764
(8471)

14640
14212
92119
123
5736

36

13500

92119
105655

172069

66400

14
66414

2007

503585

130517

41342
16799
58141
69931

69931
(11790)

22223
25293
330159
140
7044

(200)

22428

330159
352387

503585

114770

36630
(202)
151198

2008

RELIANCE LIFE

116464

180970
207
297641

2010

119632

219803
(227)
339208

192850
180
309615

2012

116584

2011

267387

49878
13452
63330
73514
243
73757
(10427)

280316

27220
20566
47786
60132

60132
(12346)

248620

19955
29455
49410
60402
5617
66019
(16609)

861962 1627456 2057389 2112537

239008

41025
14293
55318
68634
111
68745
(13427)

39470
36931
37775
99756
34266
52645
99112 185125
555238 1276505 1648640 1591779
2991
3018
3080
3170
4415
1397
813
696

(942)
677
648
(973)

32472
48758
93096 177572

555238 1270115 1634550 1574804


586769 1319550 1728294 1751403

1587
10264
19481
21926
861962 1627456 2057389 2112537

116233

158101
(729)
273605

2009

16733

562

350
674
1024
200
1
201
824
503

12994
1086

764

1084

16733

1084

15649

15649

2005

19125

1360

354
734
1088
412
1
413
674

12926
1823
1539

801

1585

1827
3412

29
19125

15662

22
15683

2006

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

23385

1412

289
779
1068
827
6
833
235

13301
2987
4769

681

2817

4769
7589

33
23385

15675

88
15763

2007

43115

1058

407
1281
1688
1484
30
1514
174

21565
5934
13663

722

5841

13663
19504

29
43115

23187

354
41
23583

2008

54232

2874

1565
2112
3676
1741
56
1797
1879

17967
10208
20487
2
815

10143

20487
30630

48
54232

23200

354

23554

2009

SAHARA

6869
30069

27120

23200

2012

3920

23200

2011

2783
3405
6188
3334
67
3401
2788

22791
23756
58491
23
530

6138
3511
9649
5054
84
5138
4511

24089
30271
56203
41
525

89241 108379 115640

2248
2456
4704
2735
40
2775
1929

22355
16809
47465
10
673

95
31

16561 21444 27944

47462 58491 56203


64118 79966 84148

821 1293 1424


89241 108379 115640

23200

1102

24302

2010

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

121

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

8466

8466

20955

10851
7230

412

844
2067
2911
1205
5
1209
1701

760

20955

1436

1436

13936

10934
462

141

652
2301
2953
564
1
565
2388

11

13936

12500

12500

(11)
12489

2003

12500

2002

43893

2400

5072
2580
7653
4766
6
4772
2881

14806
23116

690

239

26079

26318

43893

17500

75
17575

2004

108341

3550

5588
5304
10892
11934
13
11947
(1055)

33837
70219
210

1580

299

72673

210
73181

108341

35000

160
35160

2005

209875

3349

9768
11950
21718
22587
95
22683
(965)

44075
136133
24398

2885

3146

139128

24398
166671

209875

42500

704
43204

2006

209875

3349

9768
11950
21718
22587
95
22683
(965)

44075
136133
24398

2885

3146

139128

24398
166671

209875

42500

704
43204

2006

100000

473
205
100677

2008

11690
16743
28433
44286
2514
46801
(18368)

100586
385751
528530

4488

463297 1000988

2966

15042
14836
29878
39097
150
39247
(9369)

59152
231806
174954

3789

(2079)
547

241359 371157

174954 528530
414234 900233

77
463298 1000988

50000

(936)
49064

2007

SBI LIFE

100000

25487
1036
126523

2010

100000

62122
848
162970

2011

100000

111893
3672
215565

2012

32189
32197
64387
143039
617
143657
(79270)

26566
53254
79821
170652
1189
171841
(92020)

230340
89416
319756
125364
7030
132394
187362

1402472 2814312 3952581 4691646

2158

12806
27728
40534
100712
975
101687
(61153)

93537
72830
96508 136081
682835 1088751 1466870 1694866
678096 1708731 2452908 2646815

6998
23270
28316
26522

160
12197
5264
1111

624216 966862 1331439 1828155

677284 1706268 2448886 2643943


1301659 2685327 3785589 4473208

812
2462
4022
2873
1402472 2814312 3952581 4691646

0
100000

100000

2009

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

12
12745

903
300
1202
1586
92
1678
(476)

12603
338

265

27

27

12745

12500

218
0
12718

2006

74
25923

1489
2655
4144
4364
46
4410
(266)

13630
923
11003

559

1196

11003
12199

25923

12500

1168
39
13707

2007

2009

12500

730
50
13280

2010

2461
5
19965

17500

2011

25579

8079

17500

2012

(` Lakh)

6408
1651
8059
8503
89
8593
(533)

5102
2173
7275
10797
133
10929
(3654)

8406
2160
10565
9783
253
10035
530

14495
5763
20258
13565
429
13994
6264

54234 74208 140474 201965 202247

5137
2087
7225
7277
89
7366
(141)

14707 15410 15412 17345 18833


2260 4182
8334 17523 23884
36987 54560 118412 164611 151072

12
22
30
423
589
1959 1934 2163

2999 4420
8601 17389 25585

36987 54560 118412 164611 151072


39986 58980 127012 182000 176657

23
192
181
11
54234 74208 140474 201965 202247

12500 12500

1726 2536
0
1
14226 15037

2008

SHRIRAM

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

122

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

94841

35369
3605
48474

2062

11649
3418
15067
13660
182
13842
1225

4106

94841

12500
11
3449

2155

4348
630
4978
6107
24
6131
(1153)

1965

18928

4318

48474
52792

462

3449
3911
18928

25000

17000
48
42048

2010

270
184762

6935

1767

13224
5543
18768
17642
12
17654
1114

34394
22913
117370

2880
299173

9495

25848
65216
187073
2
2750

13976
9867
23843
17896
38
17933
5910

299173

187072
257262

117369
142769
184762

70190

25000

17000
(89)
41912

2012

25400

25000

17000
(7)
41993

2011

STAR UNION DAI-ICHI

15000

17
15017

2009

18903

2882

10276
451
117

1543

3203
1478
4681
1284

1284
3397
237

451

117
568

18903

18335

18335

2002

7172
23337

108

9257
4518

1534

1598
2179
3777
3009
20
3029
748

5029

5029

23337

18335

(28)

18308

2003

43548

12981

7342
18051
1812
22
1662

3251
4197
7449
5683
88
5771
1678

18460

1812
20272

43548

22935

341
23276

2004

77194

17940

12151
34880
8342
50
3945

5239
6516
11755
11487
383
11870
(115)

33152

8342
41505

3018
77194

10

572
32672

32100

2005

148885

23331

16771
67174
37308
147
4116

7266
8309
15575
15473
62
15536
39

1152

61239

37449
99840

4345
148885

44700

44700

2006

253266

30567

23747
112057
86813
465
3567

8270
11246
19516
23084
382
23466
(3950)

436

100105

87227
187768

10798
253266

54700

54700

2007

TATA AIA

TABLE 23: LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

446451

64461

27889
163743
194202
1207
9785

7493
17426
24919
38890
865
39755
(14836)

1041

146388

194935
342364

17087
446451

87000

87000

2008

192050

192050

2010

195350

3
195353

2011

195350

(33)
195317

2012

160986

39835
286568
619149
4534
10828

13569
20569
34138
54604
748
55352
(21214)

155807

13974
25487
39461
57586
636
58222
(18761)

44833
361962
859016
6251
5115

129776

9234
31489
40723
57077
363
57440
(16717)

57815
460076
930871
9052
2739

618708 1100685 1414223 1573612

120985

23910
221325
245819
2897
15579

19550
20563
40114
50971
949
51920
(11807)

(2043)
4476
6010
4760

209042 273246 340059 418985

246132 615554 853441 931444


453131 893276 1199509 1355189

13628
15359
19360
23105
618708 1100685 1414223 1573612

151950

151950

2009

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

123

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

166111

16236

182347
509
304216

22960896
228149
2849
23496619

350558
24029524
108653
18662050
2487
3426908
111466

1024
740539
1387547
2128086
393846
43461
437307
1690779
237
25920

24029524

17061
18752747
(1924)
235
18768119

51
18822671
41610
14249388
15
3169685
94040

483988
1266561
1750549
319180
166008
485188
1265361

2572

18822671

2002

54479

22

54501

2001

18682
28046974

68675

1000886
1626612
2627497
505138
865852
1370990
1256507
108

120398
22713263
32621
3707598
131069

1024

154383

27375035
238168
32038
27800251

960
28046974

222811

23153

(198)
245763
628

2003

6977
35260818

160974

1051284
1555928
2607212
647166
1552802
2199968
407244

135458
29869372
177985
4356168
146638

2169259

32310352
247095
194112
34921578

3415
35260815

308225

27113

484
335822
760

2004

10924
43056337

248108

885925
1666634
2552560
633553
1568191
2201744
350816
1030

201624
35912989
965646
5199693
164430

1079

2820100

38447312
282624
1023193
42573229

8812
43056337

435041

19719

12456
6024
473240
1055

2005

7736
56026207

366497

1421411
1902266
3323677
825644
1563249
2388894
934783
371

282912
45915582
2829025
5513567
172450
658
2626

6543917

45572388
279479
2939883
55335668

27941
56026207

589073
9000
868
524
53600
8719
661783
815

2006

30153
67900550

561218

1555918
2233152
3789070
899895
1594646
2494540
1294530
498

396371
52193660
6890261
6310656
216304

6900

6215855
3163
53474819
281038
6868044
66842919
18
57743
67900550

812366
11974
4400
194
167565
2511
999010
861

2007

INDUSTRY TOTAL

80318
87767904

988459

2092488
2740162
4832650
1345966
1611884
2957850
1874800
374

607131
62180383
14351161
7325803
337766

21708

8613352
3163
62895362
361243
14048281
85921401

133303
87767904

1229484
34449
12511
192
431763
1196
1709594
3605

2008

TABLE 23: LIFE INSURERS: BALANCE SHEET (Concld.)


(As on 31st March)

193342
97613794

1537093

2034927
3452740
5487667
1174427
1616639
2791066
2696601
254

727211
66204758
17776656
7960813
485259

31808

2774512
3163
74339003
364672
17392713
94878010

196318
97613794

1825369
15342
19886
884
679577
(1591)
2539466
3948

2009

205602
135687405

1808714

1763961
3856425
5620836
1649027
1621394
3270421
2349965
7580

954251
86732230
34799690
8315986
483834

29552

11445200
6689
86986116
366985
33595999
132404265

308257
135687405

2101923
18487
24503
7908
818302
3759
2974883
3278

2010

251648
158364690

1805225

2699647
4228997
6928645
1152769
1634991
2787760
4140885
7559

1291451
101754780
40256381
8410128
428790

17844

250225
171148196

1619657

5246439
5904877
11151317
2782020
1678940
4460960
6690357
7033

1886610
113394947
38168296
8692647
427892

10534

315582
171148196

8954369
7045
120851081
693292
36508608
167015195

12410
7581
1298848
5443
3817420
799

7356
7995
1004143
2798
3388412
1609
12523892
6689
102836340
605452
38666368
158364690

335939
158364765

2493138

2012

2366119

2011

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

174

Others

1063

(11)

21

970

802

941

(26.64)

778

2009-10
(26.64)

781

2010-11

124

Note: Figures in brackets indicate the negative value.

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

312

312

(211)

(211)

(211)

(773)

(773)

(773)

(2993)

(2993)

(2993)

(946)

(946)

(346)

(346)

(218)

(218)

(261)

(261)

(26.67)

737.03

2011-12

(` Lakh)

826

16

91

19

700

680

1076

835

59

14

762

751

1283

60

13

717

850

1416

(146)

(146)

(84)

(84)

38

38

38

38

603

18

48

12

513

641

1541

(1291) (1283.18) (1325.46) (1614.56)

(26.64)

921

2008-09

312

608

15

70

26

497

390

871

(1166)

(26)

1053

2007-08

Operating Profit/(Loss) C = (A - B)

515

60

22

433

169

722

(1805)

(20)

1344

2006-07

812

532

62

26

444

(414)

533

(1793)

(27)

1266

2005-06

537

584

11

109

41

423

(2409)

328

(5091)

2912

1231

2004-05

TOTAL (B)

449

(116)

69

47

450

(324)

281

(4042)

(2)

1306

2003-04

17
550

177

16

355

339

471

(1818)

89

1122

2002-03

Provision for Taxation

Provision for Bad & Doubtful Debts

7
27

329

Claims Incurred (Net)

Operating Expenses related to Insurance Business

849

TOTAL (A)

Commission

484

16

Interest, Dividend & Rent - (Gross)

Interest on premium

Others

(12)
(214)

93

Change in Policy Liabilities

349

2001-02

Profit/Loss on sale/redemption of Investments

Premiums earned (Net)

2000-01

TABLE 24: LIFE INSURANCE CORPORATION OF INDIA - POLICYHOLDER ACCOUNT


( NON - PARTICIPATING)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

125
(312)

(312)

Profit after Tax

APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
(d) Transfer to any Reserves or Other Accounts
(e) Transfer to General Reserve
(f) Balance of profit/loss brought forward from last year
(g) Balance carried forward to Balance Sheet

(312)

(312)

(312)

Note: Figures in brackets indicate the negative values.

(` Lakh)

(211)

(211)

(211)

(211)

(211)

(773)

(773)

(773)

(773)

(773)

(2993)

(2993)

(2993)

(2993)

(2993)

(946)

(946)

(946)

(946)

(946)

(346)

(346)

(346)

(346)

(346)

(218)

(218)

(218)

(218)

(218)

(261)

(261)

(261)

(261)

(261)

(146)

(146)

(146)

(146)

(146)

(84)

(84)

(84)

(84)

(84)

38

38

38

38

38

38

38

38

38

38

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Profit Before Tax


Provision for Taxation

TOTAL (B)

OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(b) Bad debts written off
(c) Others

PROVISIONS (Other than taxation)


(a) For diminution in the value of investments
(b) For doubtful debts
(C) Others

TOTAL (A)

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance

Particulars

TABLE 25: LIFE INSURANCE CORPORATION OF INDIA - SHAREHOLDER ACCOUNT


( NON - PARTICIPATING)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

126

4846
5

16
555
569
56
288
344
225

5076

APPLICATION OF FUNDS
Investments
Loans

Fixed Assets
Current Assets:
Cash and Bank Balances
Advances and Other Assets

Total Current Assets (A)


Current Liabilities
Provisions

Total Current Liabilities (B)

Net Current Assets (C) = (A - B)


Miscellaneous Expenditure
(to the extent not written off)
Debit balance in Profit and Loss A/c

TOTAL

Note: Figures in brackets indicate the negative values.

5076

5035
34
7

2001

TOTAL

SOURCES OF FUNDS
Share Capital
Policy Liabilities
Reserves and Surplus
Fair value change account
Borrowings

Particulars

5601

529

63

592
63

10
582

5072

5601

4725
36
840

2002

6671

2807

86

2893
86

2487
406

3864

6671

5770
36
865

2003

9626

1240

74

1314
74

15
1299

8386

9626

6819
36
2772

2004

11006

509

79

587
79

16
571

10497

11006

10963
36
7

2005

12453

2000

427

2427
427

1566
860

10453

12453

12411
36
7

2006

14040

829

68

897
68

4
893

13211

14040

13997
36
7

2007

14945

1763

79

1842
79

1827
16

13182

14945

14903
36
7

2008

16090

(1049)

1616

567
1616

398
169

17140

16090

16048
36
7

2009

2010

17311

346

453

800
453
0

209
591

16964

17311

17247
36
28

TABLE 26: LIFE INSURANCE CORPORATION OF INDIA - BALANCE SHEET


( NON - PARTICIPATING)
(As on 31st March)

18629

504

254

758
199
55

186
572

18125

18629

18573
36
21

2011

20224

216

385

601
312
73

52
549

20007

20224

20187
36
1

2012

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

40.55
136.54

Canara HSBC

DLF Pramerica

Edelweiss Tokio

Future Generali

HDFC Standard

ICICI Prudential

127
31.12
17.58

Max Life

Met Life

Reliance

Star Union Dai-ichi


237.72

7773.00 11008.50

150.93

25.20

78.84

14.38

43.46

27.59

142.22

24.56

53.62

439.24

36.47

16.11

2.57

105.91

39.71

2007-08

7372.61

198.54

0.00

16.11

47.89

19.39

90.91

26.56

197.77

30.86

60.53

0.003

776.76

76.07

5.28

0.01

0.003

45.04

11.24

96.14

32.47

0.74

2008-09

297.01

4.42

8.68

54.37

20.66

202.12

79.12

209.28

25.63

76.73

4.70

547.89

80.54

68.33

2.16

0.22

666.16

26.81

156.33

33.28

3.52

2010-11

253.48

14.51

10.34

109.02

24.03

793.65

88.35

240.09

52.94

108.86

0.18

16.14

525.42

73.80

176.72

0.26

14.24

5.44

461.37

51.04

454.58

57.11

7.88

2011-12

1615.67

459.43

61.83

259.80

1008.37

2657.78

520.55

855.40

1377.46

793.56

359.97

2417.74

48.99

2005-06

3041.64

139.30

772.89

77.71

691.90

1157.45

2666.28

546.37

788.14

2460.90

787.29

596.62

2364.27

3.23

2006-07

377.58

432.40

2009-10

1524.00

215.55

0.47

0.44

808.06

596.11

2716.23

1678.78

55.14

0.00

1577.90

1043.32

1723.27 10852.05

165.63

95.93

2008-09

2777.51

1594.34

137.90

58.99

2647.13

939.37

4944.94

1290.80

671.16

2010-11

3217.56

8578.75

10.30

353.13

241.15

7205.80

2208.42

11943.75

3142.86

297.39

2011-12

5043.85

568.69

1108.38

174.47

662.53

879.78

3393.83

1103.98

762.27

7677.97

1614.21

1195.07

196.81

6.88

593.49

5903.89

340.19

1531.28

5363.50

70.29

154.20

2035.08

296.17

2362.68

6689.13 15825.79

11369.81

4812.82

4706.44

20.94

4728.56 12971.58

0.44

365.76

1355.59

257.11

678.68

738.50

5914.84

1179.97

997.51

0.44

6400.60

220.17

205.47

3991.71

350.54

8200.19

2787.82

7365.45

3629.14

2002.84

19.71

919.25

6853.82 25269.40 32353.92 16581.87 10109.19

908.73

1017.02

108.59

2392.49

124.86

2007-08

Sum Assured
(` Crore)

9744.37 11483.44 12512.52 61640.00 63206.46 73685.88 52926.09 114767.41 89860.47 109789.55

329.19

0.28

16.04

46.49

22.49

80.96

44.99

286.84

22.91

89.11

0.05

968.89

114.09

44.39

0.81

0.00

323.43

17.20

160.62

37.36

2.45

2009-10

Number of policies in '000

26

24

19

21

35

34

25

17

17

26

17

57

2006-07

35

55

16

24

21

24

17

17

17

40

45

19

80

2007-08

26

41

22

40

18

19

19

16

53

18

46

14

59

23

2008-09

42

41

21

31

25

23

14

19

81

37

80

39

38

17

24

24

2009-10

33

18

15

15

16

31

13

12

14

46

25

19

72

19

11

31

2010-11

28

23

14

38

30

13

16

12

11

42

49

31

24

51

36

21

28

17

2011-12

Lapse Ratio (Based on number of policies)


(In per cent)

* Includes Non-Linked Health Business, if any. NA: Not Applicable.


A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
Source of Data: Actuarial Report and Abstract of various years

LIC

9568.88

92.49

Shriram

TATA AIA

SBI Life
8.98

6.74
85.29

5.24
31.52

Sahara

47.13

36.87

21.31
163.09

27.07
104.02

45.04

179.97

29.32

7.82

Kotak Mahindra

40.73

ING Vysya

Birla Sun Life

IndiaFirst

5.26

Bharti AXA

Bajaj Allianz

IDBI Federal

77.42

24.19

66.47

2006-07

18.60

2005-06

AVIVA Life

Aegon Religare

Insurers

TABLE 27: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/


LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS*

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

NA
35.33

DLF Pramerica

Edelweiss Tokio

Future Generali

128
68.00
67.29
51.23
71.92
57.83
54.26

Max Life

Met Life

Reliance

Sahara

SBI Life *

Shriram
34.50

19.90

NA

45.48

48.49

60.96

52.29

60.09

67.00

61.86

50.75

NA

NA

87.19

52.42

NA

NA

NA

NA

63.55

47.00

81.00

45.00

NA

64.00

25*

23.30

NA

25.52

26.89

49.53

23.21

56.16

50.00

33.70

34.91

NA

NA

37.29

34.05

NA

NA

NA

NA

61.70

54.00

14.00

40.00

NA

62.00

37*

2009-10

33.30

NA

25.77

38.14

52.41

39.72

52.98

45.00

33.45

21.58

NA

NA

55.46

30.00

NA

NA

NA

NA

59.86

NA

51.00

31.00

NA

58.00

49*

NA

NA

35.80

NA

NA

46.71

63.09

46.57

50.03

60.00

36.15

42.86

NA

NA

72.37

40.13

NA

NA

NA

NA

58.64

NA

63.00

28.00

61*

36.87

65.00

51.20

68.81

73.55

52.70

66.18

70.00

70.00

67.70

71.49

71.65

75.80

71.97

55.46

NA

48.35

85.00

83.00

60.00

56.31

53.00

62.00

64.00

13*

17.00

36.00

45.90

49.69

63.13

81.50

59.66

60.00

60.00

51.00

NA

88.57

88.70

88.17

50.19

NA

31.85

91.00

77.00

49.00

80.96

42.00

42.00

58.00

25*

18.32

NA

23.70

21.30

44.06

34.40

55.04

49.00

49.00

26.60

NA

NA

30.10

52.35

NA

NA

NA

NA

72.00

55.00

18.91

31.00

NA

47.00

37*

2010-11

20.45

NA

26.00

24.19

45.80

74.50

51.16

40.00

40.00

23.00

NA

NA

46.30

71.73

NA

NA

NA

NA

64.00

29.00

61.61

27.00

NA

53.00

49*

26.56

NA

26.30

40.73

49.23

85.80

47.92

39.00

39.00

16.10

NA

NA

65.20

84.56

NA

NA

NA

NA

55.00

NA

72.58

24.00

NA

49.00

61*

44.71

65.00

51.40

71.77

73.73

55.90

63.56

75.00

70.00

65.00

72.43

66.38

77.00

75.35

47.95

NA

48.94

79.60

82.00

58.20

54.57

58.00

57.00

67.00

13*

18.10

56.00

82.30

60.52

65.14

78.10

56.84

62.00

61.00

55.00

71.56

85.91

86.70

88.11

48.38

NA

40.96

88.90

77.00

51.60

85.76

47.00

54.00

61.00

25*

17.32

49.00

39.10

20.54

43.04

29.10

50.32

42.00

50.00

38.00

NA

83.55

31.80

63.50

51.54

NA

33.16

64.70

72.00

46.80

19.03

25.00

30.00

53.00

37*

2011-12

16.13

NA

80.30

16.27

39.92

70.30

47.44

39.00

40.00

36.00

NA

NA

50.60

66.38

NA

NA

NA

NA

62.00

52.20

51.85

24.00

NA

46.00

49*

Note The Analysis is based on persisitency on number of policies. It is felt the persistency on premium gets skewed if one policy with large premium gets lapsed.
The above data is extracted from the public disclosures made by life insurers in accordance to IRDA Circular No. IRDA/F&I/CIR/F&A/012/01/2010 dated 28th January, 2010.

* Persisitency ratio for 13th, 25th, 37th, 49th and 61st months.
NA: Not Available.

Tata AIA

NA

69.11

Star Union Diachi

57.31

Kotak Mahindra

NA

ING Vysysa

IndiaFirst

66.74

39.00

Canara HSBC

IDBI Fortis

88.50

Birla Sunlife

57.26

70.18

Bharti AXA

72.74

46.90

Bajaj Allianz

ICICI Prudential

52.00

Aviva

HDFC Standard

54.00
48.00

Aegon Religare

69.00

13*

LIC of India

Insurer

TABLE 28: PERSISTENCY OF LIFE INSURANCE POLICIES


(BASED ON NUMBER OF POLICIES)

14.03

NA

84.70

23.35

41.74

76.70

44.82

31.00

40.00

38.00

NA

NA

65.30

78.40

NA

NA

NA

NA

53.00

39.60

43.50

19.00

NA

51.00

61*

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HDFC Standard

ICICI Prudential

129
34012
792112
826124

Private Total

LIC

Industry Total

1068441

988358

80083

15451

1486

1599

1454

3379

3730

2291

18344

10145

1265183

1098910

166273

32890

2181

6381

3155

5608

6511

5714

32706

17178

12696

* the number of Individual agents was Nil as on 31st March, 2012.


Note: indicates that the company has not started its operations.

7038

Star Union Dai-ichi

TATA AIA

Shriram

Reliance Life

484

MetLife

733

417

Max Life

SBI Life

1912

Kotak Mahindra

Sahara

1185
1348

ING Vysya

3062
11447

Future Generali

IndiaFirst

Edelweiss Tokio

DLF Pramerica

IDBI Federal

Canara HSBC*

6179

1212679

1041737

170942

17737

2080

5005

3336

7567

2900

10379

56600

23679

5288

1420235

1052283

367952

35336

5759

5046

78

19956

9985

12510

12523

21544

72481

34881

17738

109141

10974

2006

216191

29052

2007

1976934

1103047

873887

28105

10384

18019

9797

95622

20848

21700

24484

33944

234000

74016

56490

2009

32565

3806

2005

Birla Sunlife

36251

5002

2004

1235

14157

1868

2003

Bharti AXA

4377

Aviva

Bajaj Allianz

2002

Aegon Religare

Insurer

2485980

1193744

1292236

52544

17659

22360

12839

184194

36798

33717

34723

52760

279

290993

144734

11

109034

14045

250239

35307

2008

2883214

1344856

1538358

107670

19759

43534

13515

149613

60727

78287

42083

76058

6509

276929

207741

24437

113

164363

28932

204941

30838

2309

2009

151557

69

21554

23753

13856

195565

63300

64645

35897

53273

7737

211169

199522

42613

2115

168124

33011

167741

32728

7617

2010

2898653

1402807

1495846

TABLE 29: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS


(As on 31st March)

2581840

1337064

1244776

87223

128

10139

33353

14180

189433

28840

40065

38269

34957

296

7882

176076

142238

52666

5199

144573

15512

189667

23219

10861

2011

2294762

1278234

1016528

46948

550

6380

30514

14578

150590

29418

35368

31297

29396

1658

7400

131220

106259

41281

825

7122

131297

14842

173146

19126

7313

2012

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

130
275

Industry Total

757

160

597

108

10

55

136

75

139

45

2003

Note: "" indicates that the company has not started its operations.

20

Shriram

255

SBI Life

LIC

Sahara

Private Total

Reliance

MetLife

68

Max Life

TATA AIA

12

Kotak Mahindra

Star Union Dai-ichi

IndiaFirst

ING Vysya

IDBI Federal

Edelweiss Tokio

80

DLF Pramerica

ICICI Prudential

Canara HSBC

33

Birla Sunlife

35

Bharti AXA

HDFC Standard

18

Bajaj Allianz

Future Generali

Aviva

2002

Aegon Religare

Insurer

2436

602

1834

186

172

43

41

12

225

161

179

171

511

91

42

2004

819

139

680

42

10

38

76

98

40

51

187

115

13

2005

216

74

142

20

12

11

15

34

26

2006

656

226

430

29

27

12

21

21

53

22

17

33

93

87

2007

2415

345

2070

63

23

39

35

29

235

41

46

848

161

520

21

2008

2506

415

2091

83

94

126

37

84

100

53

41

47

371

317

12

682

17

2009

TABLE 30: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS


(As on 31st March)

2930

510

2420

72

127

225

29

81

95

58

22

374

11

380

13

864

15

10

2010

2165

295

1870

18

100

67

12

55

25

1027

15

12

164

13

289

11

2011

882

240

642

13

73

45

10

23

24

14

10

90

246

11

2012

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

131

6
5
16
4
4
10
17
5

8
7
32
20

IDBI Federal

IndiaFirst

INGVysya

Kotak Mahindra

Max Life

MetLife

Reliance

Sahara

SBI Life

Shriram Life

Star Union Dai-Ichi

TATA AIA

Private Average

LIC

Industry Average

16

28

11

13

10

2008-09

15

28

13

2009-10

INDIVIDUAL AGENT

' indicates that no business was procured during the financial year

ICICI Prudential

DLF Pramerica

Canara HSBC

HDFC Standard

Birla Sunlife

Bharti AXA

85

Bajaj Allianz

Future Generali

Aviva

Edelweiss Tokio

2007-08

Aegon Religare

Insurer

15

26

2010-11

16

27

12

12

2011-12

1815

1905

1798

1538

1636

16154

112

2443

2691

12420

599

1266

1954

7478

260

379

669

3701

1332

2007-08

1908

2190

1857

1166

13245

2314

5659

235

7448

4740

6518

1523

804

2061

7723

428

26

23819

585

2535

1824

1211

223

2008-09

2172

1606

2289

1155

54096

2642

4405

518

5840

4213

4060

686

1178

70756

2226

7413

704

27040

675

24964

2471

1371

1286

1667

359

2009-10

CORPORATE AGENT

1933

1708

1976

1945

17719

1506

3118

325

6412

2800

5031

970

116

27792

7951

13195

1751

17432

630

18549

1465

560

1247

3870

973

2010-11

Table 31: AVERAGE NUMBER OF POLICIES SOLD BY INDIVIDUAL AND CORPORATE AGENTS

2474

2194

2533

2823

16333

4286

3820

121

6072

9489

7460

2221

84

14468

10292

16328

47211

6203

1839

10233

2597

74

1717

7067

1125

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

132
1.08
0.93
1.07
6.50
1.56

Max Life

MetLife

Reliance

Sahara

SBI Life

Shriram Life

2.95

LIC

Industry Average

0.66

2.03

3.10

1.10

0.89

1.10

3.93

0.99

0.74

0.81

1.99

1.23

0.73

1.70

1.00

0.67

0.85

1.94

1.17

0.72

1.13

0.95

2.21

3.59

1.01

0.66

1.10

3.65

0.75

0.91

0.57

1.56

1.24

0.56

1.31

0.98

0.62

0.61

1.73

0.84

0.77

1.16

0.96

1.10

2009-10

INDIVIDUAL AGENT
2008-09

indicates no business procured during the financial year.

1.62
4.22

Private Average

1.11

TATA AIA

3.19

Kotak Mahindra

Star Union Dai-Ichi

1.20
1.61

INGVysya

1.83

IDBI Federal

IndiaFirst

1.15
1.67

3.19

Future Generali

ICICI Prudential

Edelweiss Tokio

HDFC Standard

1.36

Birla Sunlife

0.94

Bharti AXA

DLF Pramerica

1.78

Bajaj Allianz

Canara HSBC

0.96

2007-08

Aviva

Aegon Religare

Insurer

2.34

3.75

0.99

0.67

0.37

1.49

3.55

0.64

0.81

0.82

1.79

1.06

0.91

3.69

1.32

1.07

0.64

0.40

1.23

0.71

0.70

0.80

1.05

1.02

2010-11

2.03

3.14

0.81

0.70

1.73

1.76

2.08

0.49

0.53

1.25

1.62

0.76

1.30

2.26

0.82

0.84

0.48

0.30

1.70

0.90

0.58

0.81

0.66

1.13

1.05

2011-12

414.00

207.81

453.10

434.52

417.94

7067.36

64.04

462.76

1094.94

1893.07

171.94

226.02

934.00

2710.01

116.81

320.70

94.19

467.74

471.11

2007-08

411.21

232.84

443.79

288.29

4584.65

448.32

2024.16

17.40

706.10

1868.75

905.88

349.95

214.56

1114.00

3509.27

196.79

1.66

19759.10

285.36

445.46

196.24

310.89

37.65

2008-09

448.84

235.62

492.56

232.57

24520.00

532.92

1792.47

58.42

446.56

1630.28

550.11

407.71

383.04

20159.00

1149.23

4821.60

389.06

3094.71

101.68

15399.50

180.23

384.20

110.39

469.00

116.00

2009-10

CORPORATE AGENT

550.36

313.42

594.82

342.55

10723.71

335.25

1861.58

26.16

447.69

1037.59

1195.16

603.76

34.13

12703.38

4283.57

12953.60

1166.84

1557.25

109.12

11631.39

143.56

228.31

124.02

1295.60

552.51

2010-11

TABLE 32: AVERAGE NEW BUSINESS PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS

751.08

444.90

816.29

602.02

7944.56

879.28

1769.24

7.05

540.85

3866.76

2348.71

1638.20

37.90

4833.48

4597.35

8884.11

25717.58

736.50

202.45

6695.57

251.58

26.08

198.33

2260.40

504.77

2011-12

(In ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

133
26469
23002
11147
38323
29233

Max Life

MetLife

Reliance

Sahara

SBI Life

Shriram Life

14863

LIC

Industry Average

12731

11227

18977

12608

26528

35976

11840

17112

25490

15417

27961

16643

17658

22855

18190

12822

34213

13625

12151

19089

13578

10217

2008-09

14497

12940

23027

16783

29913

29013

12779

18931

26275

21183

32471

18256

32199

30768

18924

16189

24749

19748

22939

23176

30143

26564

2009-10

INDIVIDUAL AGENT

The blank cells indicate no business procured during the financial year.

22739
13170

Private Average

13119

TATA AIA

19437

Kotak Mahindra

Star Union Dai-Ichi

19325
34083

INGVysya

21250

IDBI Federal

IndiaFirst

19327
26632

3745

Future Generali

ICICI Prudential

Edelweiss Tokio

HDFC Standard

19147

Birla Sunlife

15178

Bharti AXA

DLF Pramerica

20479

Bajaj Allianz

Canara HSBC

15075

2007-08

Aviva

Aegon Religare

Insurer

15792

14159

27002

21669

13022

52354

46088

13417

21077

30379

24089

32337

21547

82490

30459

37525

23819

20026

25029

20986

17136

20535

37138

26311

2010-11

12966

11698

23912

28344

14911

32043

32699

10094

14692

39833

26226

29562

22970

41601

26732

36621

17411

16971

13688

19379

17443

20247

21557

37827

29138

2011-12

22805

10908

25196

28260

25546

43749

57179

18944

40688

15242

28724

17856

47799

36238

44927

84581

14079

12640

35377

2007-08

21549

10634

23900

24722

34614

19376

35770

7414

9481

39425

13897

22970

26693

54045

45439

46025

6374

82954

48821

17574

10757

25666

16894

2008-09

20662

14676

21523

20128

45327

20172

40695

11277

7647

38697

13550

59391

32512

28491

51620

65046

55255

11445

15069

61687

7295

28014

8584

28134

32276

2009-10

CORPORATE AGENT

28468

18350

30109

17608

60522

22261

59699

8041

6982

37052

23754

62258

29321

45709

53875

98174

66657

8934

17311

62707

9799

40758

9949

33475

56801

2010-11

TABLE 33: AVERAGE PER POLICY PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS

30363

20280

32222

21329

48642

20513

46315

5819

8907

40751

31484

73762

44952

33407

44671

54411

54473

11873

11006

65432

9686

35057

11548

31987

44861

2011-12

(In `)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

134

Aviva

Bajaj Allianz

Bharti AXA

1
1
6
4

2
5
4
3
9

1
5
3

5
1
3

66

4
3

2
5
3
3
9

1
5
2

5
1
3

58

128

1
1
2
2
9
4
1
1
2
9
7
6
20

3
8
6
1
10

13
1
7

125

1
1
2
1
9
4
1
1
2
9
7
6
19

3
7
6
1
10

12
1
7

1
140

4
2
1
1
11
8

1
3
8
12
7
12

6
7
6
1
10
1
15
1
10

1
213

1
4
9
17
10
26

9
12
8
1
11
1
18
4
18

7
1
9
5
2
1
17
11

1
224

9
1
9
6
2
1
17
11
2
1
4
9
17
10
26

9
12
9
1
13
1
18
4
21

9
9

1

186
142

8
5
1
1
8
6
6
3
2
2
1
1
13
8
9
9
1
1
1
4
4
8
7
12
8
8
6
20
17

1
1

8
6
11
9
9
6
1

10
6
1
1
13
10
2
1
17
14

1
1

135

6
3
2
1
8
8

1
3
7
7
6
17

6
9
7

6
1
10
1
13

14

3
877

69
1
25
41
8
1
55
17
11
13
30
48
79
55
76

3
1

34
50
45
3
46
2
80
11
55

16

5
1007

81
1
26
53
16
1
64
21
12
14
37
55
86
64
94

3
1

40
50
47
3
48
2
95
11
58

21

6
1164

97
1
27
55
17
3
66
25
12
18
40
65
98
66
108

3
1

56
53
59
3
62
2
115
17
65

21

6
1151

97
1
27
55
17
2
62
25
12
18
41
64
93
66
105

3
1

56
53
59
3
61
2
115
17
66

20

5
1092

91
1
26
55
16
2
56
23
12
18
40
63
76
64
103

3
1

53
50
58
3
60
2
107
17
64

17

1
1044

86
1
26
53
17
2
55
23
14
16
38
55
76
60
96
1
3
1

47
43
55
3
63
2
104
17
65

16

1
1
1
4

1
2

1
77

10
2

2
4
9
2
10

3
8
1

1
200

14

2
2
2
1
19
8
2
1
6
16
14
5
25

5
11
9
1
18

16
3
12

1
203

1
181

14
14

2
2
2
2
2
2
1
1
19
15
8
8
2
1
1
1
6
5
16
14
14
11
5
5
27
23

5
5
11
9
9
9
1 1
19
16

16
16
3 3
12
10

1
1

128

2
2
2
1
10
6
1
1
4
7
9
5
18

4
6
4

13
3
7

2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Aegon Religare

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union
Territory

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

135

32
1
18
26
7
5
38
22
3
1
15
38
25
19
74
1
3
1
2
16
33
20
1
26
1
53
4
33

1
18

538

148

2007-08

10

4
7
2
1
11
7

5
10
7
6
21

1
3
5
8

10

12
1
7

2006-07

660

49
1
18
27
8
5
41
22
5
3
15
39
43
20
79
1
3
1
2
20
52
29
1
44
1
57
4
49

1
19

2008-09

652

48
1
18
27
8
4
38
21
5
3
14
37
44
19
77
1
3
1
2
20
53
27
1
42
1
61
4
52

1
18

2009-10

Birla Sunlife

617

43
1
17
31
8
3
36
20
5
3
15
32
42
21
80
1
3
1
2
19
53
27
1
36
1
60
4
36

14

2010-11

711

55
1
18
35
11
3
41
21
5
3
18
38
43
29
89
1
3
1
2
24
55
29
1
47
1
73
5
42
0
1
0
0
15
0
1

2011-12

32

1
1

1
4

4
2
1
3

1
3
1

2008-09

33

1
1

1
4

4
2
1
3

1
3
1

2009-10

33

1
1

1
4

4
2
1
3

1
3
1

2010-11

Canara HSBC

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

32

2
0
1
1
0
0
1
4
0
0
0
4
2
1
3
0
0
0
0
1
3
1
0
3
0
3
0
1
0
0
0
0
1
0
0

2011-12

15

2008-09

32

3
7

17

2009-10

41

4
8
1

17
1

2010-11

DLF Pramerica

40

0
0
0
0
0
0
4
8
1
0
0
1
0
0
1
0
0
0
0
0
16
1
0
0
0
3
0
1
0
1
0
0
3
0
0

2011-12

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

31

0
0
0
0
0
1
5
3
0
0
0
0
0
0
13
0
0
0
0
0
3
0
0
0
0
2
0
0
0
1
0
0
3
0
0

2011-12

1044

86
1
26
53
17
2
55
23
14
16
38
55
76
60
96
1
3
1
0
47
43
55
3
63
2
104
17
65
0
4
0
0
17
0
1

2011-12

Edelweiss Tokio

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

136

HDFC Standard

ICICI Prudential

IDBI Federal

93

1
1

1
1
1
1
6
5
1
1
2
5
6
4
17

2
5
6

10
1
5

90

1
1
1
1
5
5
1
1
2
4
6
4
16

2
5
6

10
1
5

185

15

1
17
1
1
7
11
2
1
11
5
8
8
19

6
7
6

37
3
8

184

13

1
17
1
1
8
11
2
1
12
5
8
7
19

6
6
6

37
3
9

448

41

8
1
11
1
23
12
4
3
4
27
61
27
58

14
23
24
1
29
2
43
5
15

1
569

56

9
2
11
2
37
13
7
3
5
39
63
32
70

18
27
30
1
46
2
51
7
23

12

1
609

57

9
4
8
2
39
16
7
3
5
42
63
35
79

12
32
30
1
50
2
52
8
29

21

1
568

50

8
4
8
1
34
15
7
2
5
41
62
34
68

14
26
28
1
50
2
50
7
28

20

1
498

44
1
9
4
8
1
28
14
6
2
5
34
56
28
56
1
2
1
1
13
25
26
1
38
1
43
7
25

16

1
481

40
1
9
7
8
2
28
13
5
2
6
34
56
28
49
1
2
1
1
11
20
25
1
38
1
43
7
24

15

1
584

42

9
15
2
2
50
15
3
4
9
32
48
28
76

20
33
18
1
37
1
57
3
45

1
28

1
1958

361

13
24
8
3
229
39
6
15
18
60
189
34
150

3
1

24
173
227
1
99
1
120
11
100
1
3

1
43

1
2102

426

13
24
8
3
235
42
6
15
19
68
202
34
162

3
1

25
175
239
1
104
1
130
11
105
1
3

1
44

1
1921

408

13
24
8
3
204
36
6
15
18
61
192
31
136

3
1

25
159
231
1
90
1
123
10
88
1
2

30

1
1402

253

12
24
7
3
154
34
6
15
15
46
106
28
108

3
1

23
110
157
1
71
1
110
8
74
1
2

28

1
990

149

12
21
9
2
80
31
11
11
16
32
79
27
87
1
2
1

22
75
83
1
56
1
84
9
63
1
2
1

20

1
2

33

1
3
1

2
3
1
7

1
2

3
1
1

37

1
1

1
3
1

1
2
3
1
7

1
2

3
1
2

60

1
2
1
2
4
2

2
3
5
1
10

2
3

6
1
4

62

1
2
1
2
4
2

2
3
5
2
10

1
2
3

6
1
4

2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12

Future Generali

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

137

1
1
1
4

13

2010-11

2009-10

IndiaFirst

15

1
1
1
3

2011-12

183

35

1
1
1
1
10
5
1
1
1
21
21
5
11

4
9
8

26

11
1
3

2006-07

265

29
30
10
15

7
15
14

46

16
1
3

1
2
1
1
12
9
1
2

44

2007-08

265

44

1
2
1
1
12
9
1
2

29
30
10
16

7
15
14

47

15
1
2

2008-09

254

44

1
2
1
1
12
9
1
2

29
25
10
16

5
15
14

44

15
1
2

2009-10

ING Vysya

247

44

1
1
1
1
12
8
1
2
1
28
21
10
16

5
15
15

42

15
1
2

2010-11

216

43

1
1
7
8
1
2
1
28
16
6
13

5
11
13

36

15
1
2

2011-12

75

20
4

1
3
2
2
14

5
2

2006-07

151

8
2
6

9
5

3
9
7
5
25

3
1
1
1
31
13

2007-08

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

198

3
1
1
1
38
19

1
3
10
11
7
31

1
13
7

10

12
2
6

11

2008-09

215

10

3
1
2
1
39
19

1
3
10
11
7
34

1
16
8

12

16
2
6

11

2009-10

Kotak Mahindra

203

10

3
1
2
1
37
16

1
3
10
11
7
32

1
14
8

11

16
2
6

2010-11

205

10

3
1
2
1
37
16

1
3
10
11
7
34

1
14
8

11

16
2
6

2011-12

118

1
1
1
1
10
4
1

2
6

4
17

1
32
3

6
1
5

1
1

2006-07

194

16
1
6

2
1

2
33
7

14

1
1
1
1
17
14
2
1
3
8
7
6
32

2007-08

705

35

4
5
5
4
70
86
6
3
6
23
25
17
108

10
122
23

36
1
61
5
18

2
1

27

2008-09

705

33

4
5
5
4
70
87
6
4
6
23
25
17
108

10
122
23

36
1
61
5
19

2
1

26

2009-10

Max Life

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

504

30

3
4
4
4
64
55
6
4
4
19
24
14
89

9
35
20

29
1
42
5
14

1
1

21

2010-11

464

28

3
4
4
4
62
56
6
3
4
14
21
13
77

9
35
17

27
1
39
6
12

16

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

138

Star Union Dai-ichi

Tata AIA

State Total (Private)

2
1
2
3

53

12

1
1

2
1
1
1

41

77

1
2

2
4
5
3

98

77

6
5

3
2
5
6
7

4
2

29

6
2
1

162
162

77

6
4

3
2
5
6
7

4
2

29

6
2
1

208

83
0
0
2
2
0
8
5
1
0
5
3
11
9
7
0
0
0
0
3
4
7
0
36
0
10
2
1
0
1
0
0
6
0
2
2

22

1
2

1
1
1
1
4

1
1
1

30

1
0
3
5
0
0
1
0
0
0
1
1
1
1
5
0
1
0
0
1
1
1
0
1
0
3
0
1
0
1
0
0
1
0
0
89

4
2
1

6
2

4
6
8
1
15

2
3
8

1
283

15
1
18
1
34

10

11
10
17

15

9
6
2
1
29
8
2

9
15
23
6
39

454

24

13
14
7
2
41
11
4

14
25
37
11
60

1
1

18
20
25
1
29
1
28
2
46

17

2
439

26

13
20
6
2
36
15
5

12
20
34
10
52

1
1

18
16
24

24
2
33
1
52

14

2
363

18

19
16
4
1
29
14
4

10
18
25
7
39

1
1

16
13
19

20
2
26
1
48

11

1
298

17
0
17
14
4
1
22
12
4
0
8
12
18
6
24
0
1
1
0
13
9
16
0
19
2
23
2
44
0
1
0
0
7
0
1
3072

269
1
63
80
33
10
218
82
22
25
68
195
276
146
348
0
8
1
1
95
181
136
7
228
6
262
23
173
0
12
1
1
91
0
10
6391

752
4
107
161
60
20
570
174
38
40
120
330
534
248
665
1
16
4
3
157
438
417
9
425
9
518
44
340
1
17
1
2
152

14
8785

17

1045
6
148
206
85
32
730
315
61
53
156
461
677
329
917
1
18
6
4
221
626
538
11
591
12
723
81
467
1
20
2
2
223

8768

1033
6
151
222
85
31
688
329
61
70
160
446
656
325
882
1
18
6
4
230
630
541
11
607
14
749
83
476
1
21
2
1
212

16
8175

879
8
159
258
88
34
613
314
78
74
168
432
534
321
834
3
18
7
5
233
474
475
11
574
14
774
91
462
2
21
2

201

14

7712

776
9
161
264
99
34
534
312
87
70
174
399
501
324
785
5
20
7
7
231
412
389
10
561
14
758
95
444
2
27
2
1
186
0
12

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Shriram

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

139
3

3
2522

72

67

2301

219
2
61
77
42
14
160
50
28
20
45
175
112
152
299
4
1
1
4
69
75
127
1
208
5
266
38
182
1
9

2007-08

198
2
56
68
35
14
157
44
27
20
41
154
95
130
291
4
1
1
4
62
69
120
1
193
4
240
36
154
1
9

2006-07

3030

74

249
3
75
109
51
14
170
61
32
20
55
206
162
187
325
4
1
1
4
94
91
148
2
277
16
329
42
210
1
9
1

2008-09

LIC

3250

264
3
79
119
51
14
177
65
35
25
62
218
175
199
344
4
1
1
4
103
100
168
2
297
16
347
44
230
1
17
1

77

2009-10

3371

274
3
80
127
62
16
185
69
37
28
63
226
180
203
359
4
1
1
4
106
101
176
2
308
16
358
46
235
2
10
1

81

2010-11
280
4
81
134
63
16
190
71
39
27
64
229
188
204
364
4
1
1
4
114
104
186
2
314
16
365
46
243
2
10
1
0
81
0
7
3455

2011-12

* Offices opened after seeking approval of the Authority


**Does not includes two offices which are located outside India.
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Company Total

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

5373

467
3
119
148
68
24
375
126
49
45
109
349
371
276
639
4
9
2
5
157
250
256
8
421
10
502
59
327
1
21
1
1
158
0
13

2006-07

8913

971
6
168
238
102
34
730
224
66
60
165
505
646
400
964
5
17
5
7
226
513
544
10
633
14
784
82
522
2
26
1
2
224

17

2007-08

11815

1294
9
223
315
136
46
900
376
93
73
211
667
839
516
1242
5
19
7
8
315
717
686
13
868
28
1052
123
677
2
29
3
2
297
0
24

2008-09

12018

1297
9
230
341
136
45
865
394
96
95
222
664
831
524
1226
5
19
7
8
333
730
709
13
904
30
1096
127
706
2
38
3
1
289

23

2009-10

State Total (Industry)

TABLE 34: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

11546

1153
11
239
385
150
50
798
383
115
102
231
658
714
524
1193
7
19
8
9
339
575
651
13
882
30
1132
137
697
4
31
3

282

21

2010-11

1056
13
242
398
162
50
724
383
126
97
238
628
689
528
1149
9
21
8
11
345
516
575
12
875
30
1123
141
687
4
37
3
1
267
0
19
11167

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Metro

Urban

Semi-urban

Others

Company Total

140
19
4
14

MetLife

Reliance

Sahara

SBI Life

233

549

Private total

LIC

Industry total

338

927

80

11

48

88

41

106

39

23

142

84

14

73

32

66

19

347

897

72

25

48

90

40

102

41

23

10

104

81

12

10

71

33

65

34

32

363

769

55

25

34

90

30

72

38

22

12

79

59

12

10

54

26

64

28

32

365

741

39

29

65

83

27

49

39

21

12

65

52

12

10

66

21

57

27

88

18

73

22

101

38

73

57

63

193

103

91

36

143

66

34

143

24

116

27

118

66

139

67

61

17

200

114

49

17

100

66

164

68

38

123

49

119

27

119

73

137

70

58

20

151

104

48

17

100

66

164

62

66

87

14

49

124

35

120

61

99

64

57

30

114

83

49

11

17

89

60

149

45

65

71

17

61

129

36

117

60

83

65

53

32

91

83

50

12

11

17

101

52

135

44

20

43

80

13

38

19

91

305

251

60

375

61

116

24

83

443

27

70

54

158

553

320

318

25

403

91

184

61

251

15

551

73

233

84

161

569

326

30

396

92

455

95

185

85

251

15

570

121

235

95

159

526

298

30

19

383

93

452

69

27

168

85

334

73

570

145

227

92

153

17

494

285

66

23

370

86

438

56

25

149

107

386

77

568

115

226

92

131

17

462

288

103

23

435

51

495

53

499

468

529

550

560

563

797

848

910

923

953

970

848 1169 1594 1555 1428 1393 1362 2692 3603 3607 3715 3822

46

68

24

54

25

49

36

63

140

84

60

11

124

55

89

66

415

27

85

91

10

479

27

85

98

11

470

21

28

21

139

20

47

74

388

10

227

20

59

76

468

21

231

14

53

137

21

468

34

106

15

715

71

58

104

441

13

39

11

134

24

462

24

106

11

372

58

19

109

357

11

213

58
224

66
186

128
142

125
135

77

569

538

200

609

93

15

32

660

203

568

90

32

33

652

181

498

185

41

33

617

89

12

138

33

159

53

118

75

183

190

705

198

265

33

255

705

215

254

37

270

504

203

247

13

60

226

464

205

216

15

62

990

481

184

31

40

32

711

128

283

53

200

33

454

98

489

49

439

162

494

49

363

22

162

629

135

298

30

208

714

143

745 1145 1247 1248 1230

94

194

151

265

583 1958 2102 1921 1402

448

148

16

877 1007 1164 1151 1092 1044

140

772

895 1253 1430 1495 1557 2301 2522 3030 3250 3371 3455

546 1902 2661 2709 2262 1756 3072 6391 8785 8768 8175 7712

13

15

61 1080 1191 1140

79

348

11

939 1265 1244 1132 1106 1347 1637 2123 2105 1988 1956 2159 3540 4513 4530 4668 4792 1318 2797 3914 4139 3758 3313 5373 8913 11815 12018 11546 11167

311

628

51

11

23

62

27

43

34

24

17
34

* Offices opened after seeking approval of the Authority.


Note: 1) Data collected from life insurers through a special return.
2) Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Semi-urban: C class cities of the HRA classification.
Others: Places not listed in the HRA classification.

20

316

Tata AIA

14

Max Life

25

Kotak Mahindra

Star Union Dai-ichi

18

ING Vysya

Shriram

14

IndiaFirst

132

77

IDBI Federal

Edelweiss Tokio

ICICI Prudential

DLF Pramerica

57

Canara HSBC

63

34

27

Birla Sunlife

15

46

HDFC Standard

Bharti AXA

30

Bajaj Allianz

29

Future Generali

13

Aviva

2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012

Aegon Religare

Insurer

TABLE 35: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS *


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Aegon Religare

Aviva

Bajaj Allianz

558

64
33
178
112
866
515
73
52
286
693
633
576
1195
4
7

119
298
895
338
30
1108
_
1000
110
537

43

538

10861

Company Total

141
32728

2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108
7617

373

125
2
90
87
623
402
12

205
556
393
449
742
1
6

23
277
563
220

701

670
140
444

81

432

2309

151

51

30

194
97
7

30
145
165
132
232

124
139
74

166

242
38
121

39

132

23219

1101
154
1256
1365
313
156
1191
1250
239
85
358
855
813
1377
1915
19
62
28
16
2366
667
1040
93
661
428
2146
89
1442
5
73
2
1
1608

45
32728

2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108
32728

2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108
30838

2450
110
960
1386
374
105
1597
1510
159
138
425
1204
1299
2167
2732
15
9
14
2
2340
1207
1350
81
1747
287
3334
257
1574

25

1
1874

105
35307

2964
55
1018
1791
374
104
1884
1514
39
147
752
1390
2108
2180
3201

85

2
2042
1348
984
70
2019
215
3308
76
2727

167

1
2679

63
29052

1900

767
1051
237
84
1755
1424
11
91
657
1057
1603
1144
3332

65

1
1261
1159
801
59
1698
157
3074
70
2301

193

1
3056

43
189667

15934
135
9421
17963
3917
91
8436
2377
2114
2598
8484
7642
9043
9104
11944
145
345
220
123
15456
7545
5356
356
9220
1125
21174
504
14789

563
116
6
3303

118
167741

15083
95
8247
15817
3251
74
7604
2069
1956
2283
7488
7279
8440
8210
10467
131
278
101
103
12367
7072
4646
227
8686
983
18431
283
12538

372
98
6
2977

79
32728

2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108
204941

20891
8
8948
16910
3042
174
8314
2196
1889
2460
8172
9116
9994
12365
12366
60
185
27
6
15711
8081
6137
182
10286
1069
26593
940
14554

119
16
5
3600

525
250239

25502

9965
17754
3553
332
11022
3558
2737
3280
9113
11596
14618
16604
16282
67
283
8

16242
9927
8775
235
12756
1184
33745
1857
13752

39
11
2
4845

595

216191

18165

9970
13505
2705
316
10241
3088
1590
2921
7561
9564
14254
13720
14336

370

14148
9872
7882
205
11038
741
29849
1679
13592

25

11
4412

431

2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Bharti AXA

Birla Sunlife

Canara HSBC #

142
1266

Company Total

11749

589

230

1
1025

191
527
935
351
1372

698
953
427

997

1452

1071

259

662

28495

2001

294
846
292
87
1862
235
206
197
713
1490
1242
1043
3172

132

882
1647
1110
16
1637
155
3580
467
3172

546

1471

32661

1939

389
743
259
114
2263
284
184
239
911
1860
1501
1103
3706

143

978
1856
1477
-14
2356
155
3936
509
3303

636

1831

15210

904

118
299
213
42
1223
253
142
119
582
888
628
357
1717

380
790
693
49
1126
_
1830
259
1397

342

859

14842

1054

115
300
224
54
1360
304
92
108
661
920
617
308
1748

432
653
577
40
1058

1779
197
1174

279

788

# The Number of individual agents for Canara HSBC was Nil as on 31st March, 2012

123

183

20

71

297

125
27

99

133

188

56490

593
1257
2677
3092
4
3296

7067
755
3368

721

3496

318

3856

1921
2892
641
274
3026
1314

1396
2883
1814
2386
6986

457

109034

10459
1
4469
5051
939
372
4931
4066
119

2489
6151
2563
3984
9949
268
601
92
1113
2095
7245
6098
45
4893
1
16656
1525
5753

963

5535

608
164363

18361
1
7810
9978
1908
579
7955
5484
731
242
3216
8397
4437
5326
14010
433
883
68
1263
5938
10224
8030
748
7983
1
21535
1851
10311

791

5100

769
168124

19483

8874
11408
2389
693
7594
4755
1121
323
3665
9095
4914
5308
15208
450
1033
90
1125
7532
8318
7725
784
8573
1
17522
1470
13237

563

4389

482
144573

16545
262
8759
10045
2426
725
6433
4781
791
397
3241
7933
5387
5250
14245
587
874
209
1060
6631
5304
6861
200
7460
173
13387
348
9866
79
481
42
5
3502

284
131297

14299
227
7725
9634
2399
659
5721
4855
569
251
3144
7246
4656
5173
13718
521
793
179
980
5655
4345
6424
209
5878
162
12910
168
8407
79
421
43
4
3540

303

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

19

46

13

35

113

Company Total

2008-09

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

143
2115

202
379

1024

27

221

262

2009-10

DLF Pramerica

5199

603
831
30

_
2459

114
5
4

521

628

2010-11

7122

1032
1143
75

17

14

2993
45

179
58
54

649

863

2011-12

825

33
207
82
4
1

1
301

80

18

14

81

2011-12

Edelweiss

24437

3273

302
372

156
1755
1449
344
619
1293
564
588
1074
2899

903
1009
1010

1087

2818
275
1248

380

1019

2008-09

42613

5282

528
s
171
250
2426
2446
655
822
1999
1109
1782
1657
5072

2041
1512
2142

2550

4765
409
2256

495

1723

2009-10

Future Generali

52666

2773
1697
2763
_
3157
_
6436
440
2972

557

1964

6119

700
847
246
266
2722
3015
797
896
2264
1283
2388
2228
6136

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

41281

3803

462
1381
172
119
1361
2168
630
434
1672
1111
2756
1603
4605

2219
1221
2490

2772

6205
260
2419

222

1196

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

ICICI Prudential

IDBI Federal

18891

3762
2660
2382
345
11456
5385
797
979
2035
12245
13682
9627
30263

327

5724
7596
9454
268
11475
1041
20340
1282
14200

1567

10812

284

9986

2982
2147
1467
297
7491
4248
693
866
1451
7574
10745
6141
24296
_
238
_

4098
4611
4919
150
7887
1149
12401
1128
8732

1131

9009

172

7423
14
2062
1428
983
320
6207
2967
548
731
1081
3969
9644
4169
20317

326
110
93
2933
4440
3445
171
6231
1017
10435
251
6815

949

7165

14159

5208
5976
1111
405
23098
3959
742
2613
4017
11193
17107
8941
25032

327

9227
14839
10605
365
11725

26286
1051
15980

2835

17207

452

36804

5643
9311
1918
455
24096
3789
1561
3637
5180
10414
22461
8504
29229
386
400
88

11851
18509
17430
460
18333
1201
33562
2268
17423
238
1590

87
18933

593

37781

7016
12690
1830
448
25294
4282
2610
3798
6576
8477
20212
7596
24839
390
294
124

11926
21719
18525
374
14107
1278
26562
2236
21900
294
1255

4
15007

435

26125

7789
12824
1869
333
17969
4682
2858
3120
5803
7036
16303
7055
21233

213
140

11999
15313
16565
411
9803
1161
20858
1387
16326
282
983

11148

242

13538

6282
10877
1699
265
12219
3828
2550
2128
4500
6049
15518
6016
19857
12
135
196

9720
11101
11374
173
9069
910
17402
1071
11865
171
878

10786

218

7793

2652
7923
1250
182
9432
2642
1699
1499
3453
4858
12521
3943
16317
758
95
145

5863
7787
7258
81
7508
556
12991
894
8330
72
992

9169

220

79109 144714 207626 198879 136009 106244 234460 306354 299879 241830 190407 138883

22954

4277
2431
3461
449
12118
5116
708
939
2098
11649
15585
11364
27608

375

5971
7704
10250
324
12425
900
21765
1228
14872

1542

9152

361

Company Total

16222

3292
1466
3374
368
7771
3488
552
1254
2038
6834
10806
9123
17579

330

3469
7514
7098
906
8794
530
15119
909
8665

665

6413

135

5734

1826
716
1611
339
3956
2447
225
732
1286
2922
8598
4576
10558

354

1518
5816
3449
873
4895

8077
527
3758

4316

144

279

22

6
65
8
1

20
1
15
35

10
2

12

22
25

26

6509

663
4
174
42
5
111
669
167
19

90
352
362
252
839
26

13
10
398
425

209

914
178
144
8
56

378

1
7737

917
8
324
94
6
122
583
180
19
1
159
454
575
298
832
62
1
4
30
21
345
519

396
2
943
147
241
18
55

379

2
7882

821
21
343
197
5
116
499
218
25
3
270
404
698
221
820
34
1
7
33
20
286
746
1
424
2
828
98
329
17
54

338

7400

735
19
257
268
20
97
461
228
42
3
270
364
671
191
795
23
2
6
24
62
255
751
1
400
1
719
74
323

57

280

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2007-08 2008-09 2009-10 2010-11 2011-12

HDFC Standard

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

6988

312

121
1337
616
288
272

3201
1875
2072
1980

846
922
1608

4403

2232
421
1198

974

2278

33944

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

145
52760

11171

325

207
1421
1350
369
609
209
5365
3374
2151
2528

1392
2885
2639
1
8023

4118
487
1127

487

2320

202

2007-08

76058

15901

471

262
1861
1665
337
1057
360
7359
5355
3339
3508

2606
4179
4343

12643

5403
499
1679

453

2456

322

2008-09

53273

10165

312

193
1311
1088
273
703
150
6362
3819
2330
2994

2116
2346
3247

9477

2925
253
1097

316

1667

129

2009-10

ING Vysya

34957

6293

238

138
1071
550
126
296
229
4522
2491
1161
1975

1310
1171
2231

6638

1929
153
880

195

1252

108

2010-11

29396

5252

225

111
866
257
121
192
139
4204
1911
748
1717

970
1057
1836

5592

1843
142
873

154

1112

74

2011-12

296

2
8
5
_
3
23
27
15
34

2
1
52

10

52

40

2010-11

1658

159

44
56
4
1
64
37
32

19
103
75
154
140

39
31
162

83
1
184
27
60
10
1

167

2011-12

India First

24484

1168

537

3920

1106
734

1213

1000

855

1150

4854
1628

169
788
451
804
4107

2006-07

34723

910

974

3
4
7230
3086

454
1061
996
750
5278

2168
988

1789

1691

1391

565

5385

2007-08

42083

1023

1334
25
10
1
8575
4168

392
1359
974
858
7178

106
2924
1245

1883

2361
42
1402

446
78

5698

2008-09

35897

953

1235
33
15
4
7209
3396

1
366
1444
736
651
6669

92
2439
1130

1476

2068
23
1177

493
101

4173

13

2009-10

Kotak Mahindra

38269

1035

946
33
19

8049
3636

5
288
1739
820
861
7409

84
2654
1167

1518

1912
16
1418

570
124

3950

16

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

31297

1318

764
11
27
1
6254
2791

8
256
1824
589
899
6339

15
1819
686

1066

1432
15
1296

525
114

3229

19

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1417

175
158
152
130
3749
709
17
32
264
801
612
1159
4597

285
3220
998

1225

1433
304
770

420

2417

25044

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

146
36901

2127

311
266
182
259
5061
1687
231
189
379
890
764
1412
6615

671
3863
1577

1616

3087
592
1184

551

3368

19

2007-08

84651

5598
2
590
747
601
735
9170
4257
966
494
679
2510
2598
2911
15992
14
87
9

2328
6372
3539
11
4295
53
8440
1262
2440
6
723
3
3
7128

88

2008-09

Max Life

72828

4704
5
417
649
596
737
7684
4508
844
520
594
2358
2473
2389
13241
14
22
9
2
1810
5533
3352
15
3637
63
6997
1073
2073
5
513
3
4
5967

17

2009-10

43542

2751
_
82
395
371
429
4569
2916
433
312
561
1384
1705
1296
7840

24

813
2908
1918

1936
42
4066
960
1280

486

3999

66

2010-11

35368

2610

126
307
368
493
3795
1479
381
262
597
1210
1235
913
7186

523
1291
1813

1799

3272
783
1063

469

3330

63

2011-12

20848

2835

253
17
1
2
759
295
6
2
34
3389
3111
145
2158

1
482
1000
363
10
2322
1
562
159
1516

162

1259

2006-07

36798

5069
15
506
594
65
148
1712
538
16
247
1027
4101
5571
416
3982
49
9

13
1052
1868
537
13
2953
35
1192
384
2496
1
282

1901

2007-08

60727

7843
18
1229
847
474
246
3348
1265
33
1578
1356
5402
7841
650
6298
109
10

13
1752
4478
1328
12
3339
36
3007
593
3622
7
441

2
3537

13

2008-09

MetLife

63300

7692
10
1412
659
624
194
3115
1520
44
2686
939
5238
8461
637
6205
70
5
1
18
2326
4335
1515
5
3496
44
3757
481
3538
6
466
2
5
3771
1
22

2009-10

28840

2749
40
722
320
520
76
1409
833
82
1263
443
1977
3847
426
2298
7
1

23
922
1572
627
1
1962
80
2361
262
2000
15
169
2
3
1792

36

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

29418

2568
62
680
339
542
73
1361
935
122
1287
433
2039
3350
527
2345
3
1

18
1009
1452
536

2378
59
2510
303
2190
14
189
2
6
2048

37

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

9748

1568
3182
163

7397
2372
605

2048
5377
6055
2837
6297

435

5213
4806
4865

11240

12802

3399

1677

3536

95622

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

147
184194

19022

3921
7541
709
13
10775
6219
1090
10
4271
8625
11371
7578
9782

473
43
56
10517
6744
9199
83
18809
258
28725
559
5630

2445

9685

41

2007-08

149613

19138
312
5883
9665
883
245
9357
3272
693
671
2345
7100
5546
8472
9042

580
168
168
5834
5216
4672
134
12614
670
19093
760
8223

829

7799

229

2008-09

Reliance

195565

25484
572
10053
11231
1818
329
10371
5890
1606
1739
5349
8090
6298
10719
11823

596
216
243
10145
5144
7087
116
14512
1008
23146
3071
10827

490

7136

456

2009-10

189433

22229
599
10478
11295
1926
386
10191
4891
1589
1891
5659
6822
5476
10406
12350

769
189
189
10678
4895
7340
107
12306
1534
25152
3211
10740

258

5653

224

2010-11

150590

12735
259
7117
10157
1883
332
8803
4454
1342
1550
4745
4696
4372
8741
11125

459
138
2
7312
3795
6603
48
8753
1129
24092
2561
7568

211

5414

194

2011-12

9797

178

334
1557

550
88

660
107

634
262

319
32
1438

62

2790
145
249

25

367

2006-07

12839

712

371
1981
64

571
109

739
168

672
284

506
32
1660

106

3688
144
563

44

425

2007-08

13515

730

358
2045
116

583
136

799
166

582
310

559
41
1585

45

4037
214
805

86

318

2008-09

Sahara

13856

770

342
2364
100

587
144

806
159

577
308

548
39
1591

47

4058
181
832

76

327

2009-10

14180

790

347
2344
101

593
154

819
175

588
272

539
41
1645

44

4281
182
844

77

344

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

14578

793

346
2405
101

604
160

838
176

593
272

539
41
1675

46

4508
192
849

78

362

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2652
2
118
1262
1084

1508
613
86
89
831
875
2266
1553
2335

95

4
1931
683
1347
6
2471
3
1376
22
1386

160

595

3
25356

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

148
40643

4542
5
318
1754
1423
59
1594
1110
186
177
915
2770
4323
1980
3012
87
73

6
2206
1119
2034
12
6020
27
1976
45
2103

196

557

14

2007-08

68993

8332
19
716
2757
2022
155
1962
2058
543
298
1410
5108
6313
3359
5886
64
30
84
6
3652
1730
3103
15
9306
21
4795
433
3787
1
285

727

16

2008-09

65532

7247
79
850
2389
1726
284
2422
1691
594
261
1582
5180
5776
3904
6574
55
71
32
60
3374
1217
2713
20
8097
57
4453
434
3312

170
1

710

197

2009-10

SBI Life

79628

8269
144
1285
2808
2600
369
3193
2227
851
316
1909
5121
6819
4834
8651
97
74
111
110
4333
1501
3284
50
8663
86
6005
786
3698
16
167

1045

206

2010-11

86989

8569
191
1440
3536
2314
466
3421
2774
1257
422
2272
4854
6984
5024
9766
58
98
113
131
4115
1944
3285
54
9705
156
7096
994
4108
33
200
1

1391

217

2011-12

69

2
1

2
1

21
13

2
1
1

12

2009-10

128

14
45
1
_
2
1

22
12

_
2
1
1

14

2010-11

Star Union

550

176
255
1

2
1

19

22
17

13

2
2
1

34

2011-12

10384

8113
4

7
1

488
116
328
149

1153

19

2006-07

17659

13777
5

2
15
1
109

45
662
135
791
308

10

1753

16
1

27

2007-08

19759

15092
5

2
113
1
114

45
690
144
1215
421

10

1848

16
1

37

2008-09

21554

16101

29
286
1
116

212
771
149
1336
562

13

1899

14
3
13

36

2009-10

Shriram

10139

6602

22
192
1
20
4

145
490
100
957
413

_
49
1
7

1072

17
6

15

25

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

6380

4058

22
141
1
9
5

129
310
101
433
282

51
1
5

746

36
8

23

18

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

561

1723
841
194

2032
255
161

976
582
2787
162
2745

16

1839
120
2517
13
1338
37
841
13
4542

1522

2275

13
28105

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

149
52544

1880
14
2441
2096
455
29
4440
2590
382
2
1915
1092
4368
1007
4808
11
36
3
4
3055
448
2975
116
3055
225
4983
379
7352
5
806
8

1512
2
50

2007-08

107670

4577
29
6558
4529
1027
85
8802
5412
854
5
3451
2861
7659
2202
9069
114
145
138
42
5946
2095
5911
142
6133
733
8911
585
15911
5
208
20
21
3330
4
156

2008-09

Tata AIA

151557

7834
56
11964
6532
1543
146
11067
6598
1301
7
4916
3724
9352
3270
13791
348
292
336
173
8794
2963
8551
171
7782
1595
10854
730
22317
5
257
23
19
4039
4
203

2009-10

87223

3715
35
7096
4000
880
86
6823
4043
768
5
2552
1725
5898
1921
7679
189
67
151
321
5434
1703
4647
29
5712
1236
5929
390
11958
4
134
11
12
1844
2
224

2010-11

46948

1888
13
3252
2490
470
65
3487
2617
381
2
1378
969
3240
811
3945
56
42
43
143
2527
721
2177
1
4820
710
2983
187
6276
1
68
8
3
949
1
224

2011-12

890152

77344
6
25325
31157
7906
1672
64282
18808
3731
6752
19899
43298
60649
40461
85171

2121

599
38457
46279
39699
1535
58178
939
97522
5146
53415

9251

12
49257

1281

2006-07

1326748

151772
95
33554
49837
13074
2358
83707
33112
7292
9552
29717
61666
84394
57518
114244
868
2290
234
1194
55806
64633
62424
1941
91928
3676
153325
9250
71253
245
9068
19
90
64257
2
2353

2007-08

1592579

186759
508
46971
65272
16188
3839
103530
42788
10099
12496
33450
73949
90314
64907
146401
1225
2730
632
1513
66598
79209
72639
2039
101753
5203
163393
11858
105781
322
8237
117
36
68761
4
3058

2008-09

1575476

230128
1787
84921
97650
30707
4773
122932
67379
17034
12392
56370
89717
129241
83925
198032
2059
3497
1966
2720
107389
65449
97209
1813
146446
10785
185098
14133
161992
345
10676
360
79
69917
14
2972

2009-10

Private Total

1302328

119943
1390
51133
65042
17074
3555
77605
40579
11308
11232
34052
57303
73036
53757
131058
1094
2598
1111
1994
65908
51803
57009
1239
79974
6765
128436
10018
84763
307
6700
297
27
52470
2
1746

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

1080651

89597
1101
34743
60941
14311
3538
64444
33820
9332
9078
29938
46038
59173
47636
111031
1535
2068
972
1463
53120
40081
45212
1182
65623
4960
116397
9029
70503
214
5957
180
24
45844
2
1564

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

100314
383
38215
58983
17725
3379
53800
16724
8290
6506
24387
67749
49478
45954
124471
1446
603
291
663
33377
18953
51071
612
81331
1446
132832
14966
103163
485
8683
2
125
35450
2
1188
1103047

Company Total

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

150
1193744

114430
407
36280
60787
14384
3620
58528
17942
9929
6633
24868
76719
55705
54404
131795
1724
600
358
799
35631
29461
54043
656
93718
3730
142942
16750
106346
747
2450
2
92
35891
2
1371

2007-08

1344856

123772
507
38192
66372
15952
3900
62765
18046
11392
6870
27111
92303
69094
55858
154632
1954
643
384
833
44598
33184
61629
706
113258
3943
158026
19299
116344
1003
2667
2
109
37756
2
1749

2008-09

LIC

1402807

129364
577
37858
74947
14663
3937
67062
19917
13400
7154
27286
95249
73766
58209
160844
1782
584
390
859
48171
35601
67386
633
116634
3859
160697
19397
118062
634
2967
2
138
38988
2
1788

2009-10

1337064

111629
623
34600
68912
17167
3906
61431
21194
11900
6660
24063
85659
69416
55517
169012
1603
588
336
810
44916
36920
69486
581
109362
3736
150878
14228
115929
758
3638
5
98
39652
2
1849

2010-11

1278234

96454
530
29298
56538
13937
4590
65820
21876
11817
5659
18429
74021
64725
52593
188505
1203
370
347
897
37717
39964
71621
748
101178
3501
140728
14208
115252
744
4192
58
176
38925
2
1611

2011-12

1993199

177658
389
63540
90140
25631
5051
118082
35532
12021
13258
44286
111047
110127
86415
209642
1446
2724
291
1262
71834
65232
90770
2147
139509
2385
230354
20112
156578
485
17934
2
137
84707
2
2469

2006-07

2520492

266202
502
69834
110624
27458
5978
142235
51054
17221
16185
54585
138385
140099
111922
246039
2592
2890
592
1993
91437
94094
116467
2597
185646
7406
296267
26000
177599
992
11518
21
182
100148
4
3724

2007-08

2937435

310531
1015
85163
131644
32140
7739
166295
60834
21491
19366
60561
166252
159408
120765
301033
3179
3373
1016
2346
111196
112393
134268
2745
215011
9146
321419
31157
222125
1325
10904
119
145
106517
6
4807

2008-09

2978283

331886
2396
123948
192937
51966
10840
192836
78497
31498
24398
82502
210711
191930
155228
424541
4143
3789
1738
3467
144201
107676
177566
2432
270667
11947
412146
39212
303855
1550
19021
304
250
127572
6
4783

2009-10

Industry Total (State-wise)

2639392

231572
2013
85733
133954
34241
7461
139036
61773
23208
17892
58115
142962
142452
109274
300070
2697
3186
1447
2804
110824
88723
126495
1820
189336
10501
279314
24246
200692
1065
10338
302
125
92122
4
3595

2010-11

TABLE 36: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.)

2358885

186051
1631
64041
117479
28248
8128
130264
55696
21149
14737
48367
120059
123898
100229
299536
2738
2438
1319
2360
90837
80045
116833
1930
166801
8461
257125
23237
185755
958
10149
238
200
84769
4
3175

2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

151

734

Max Life

MetLife

1541218
2152069

LIC

Industry Total

2983954

1985145

998809

80903

324

125

344926

568647

127

3757

2009-10

No. of Policies

3650968

2951235

699733

68243

1483

3501

324889

290395

11222

2010-11

Note: New business premium includes first year premium and single premium.

610851

Star Union Dai-ichi

Private Total

Shriram
84019

SBI Life

Tata AIA

604

Sahara

Kotak Mahindra

Reliance Life

234299

ICICI Prudential

ING Vysya

HDFC Standard

Future Generali

IndiaFirst

Edelweiss Tokio

DLF Pramerica

IDBI Federal

280659

10226

310

2008-09

Canara HSBC

Birla Sunlife

Bharti Axa

Bajaj Allianz

Aviva

Aegon Religare

Insurer

4620443

3826783

793660

18114

6282

9243

321009

176464

256226

6322

2011-12

Individual Category

3656.55

3118.74

537.81

154.17

8.21

18.69

122.05

147.69

85.47

1.52

2008-09

15822.29

14982.51

839.78

255.20

4.90

7.19

288.18

263.72

2.42

18.17

2009-10

Premium

13040.85

12305.76

735.09

217.69

12.24

4.21

256.08

186.00

58.87

2010-11

11567.71

10603.49

964.22

75.25

39.43

10.63

281.44

352.93

168.14

36.40

2011-12

(Premium in ` lakh)

TABLE 37: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

152

14

Star Union Dai-ichi

Tata AIA

Private Total
5207

5190

17

13

2009-10

5469

5446

23

12

2010-11

No. of Schemes

5573

5461

112

39

63

2011-12

Note: New business premium includes first year premium and single premium.

6897

Shriram

Industry Total

SBI Life

6883

Sahara

LIC

ING Vysya

Reliance Life

IndiaFirst

IDBI Federal

MetLife

ICICI Prudential

HDFC Standard

Future Generali

Max Life

Edelweiss Tokio

Kotak Mahindra

Birla Sunlife
1

Bharti Axa

DLF Pramerica

Bajaj Allianz

Canara HSBC

Aviva

2008-09

Aegon Religare

Insurer

12551809

11052815

1498994

558910

50

40000

22602

2602

2586

872244

2008-09

16842070

14946927

1895143

15525

281856

41442

7500

1548820

2009-10

15259001

13275464

1983537

357563

70683

69

648835

10010

896377

2010-11

No. of Lives covered

Group Category

10194904

9444349

750555

137429

108829

315400

15125

63357

110415

2011-12

20595.34

17268.54

3326.80

3303.85

0.10

0.78

2.97

0.01

2.34

16.75

2008-09

24341.81

22869.72

1472.09

4.10

622.17

11.02

0.01

834.79

2009-10

Premium

9831.63

1150.67

219.88

246.44

116.34

0.03

20.17

547.82

2011-12

15522.81 10982.30

13803.67

1719.14

343.20

78.23

178.41

1.00

1118.30

2010-11

(Premium in ` lakh)

TABLE 37: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

0.00
0.00

Claims written back

Claims pending at end of year

153

0
0
0
0
0
0

Claims intimated/booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

0
0
0

Within 3-6 months

Within 6-12 months

More than 12 months

13

14

14

0.00

0.00

0.20

2.60

2.80

2.80

0.00

2011-12

Note: No death claims has been paid by the rest of the companies during these two years.

Within 3 months

10

11

11

0.00

0.00

0.20

2.10

2.30

2.30

0.00

2010-11

Aviva

Break up of claims pending -- duration wise (Number of Policies)

Claims pending at start of year

Number of Policies

0.00
0.00

0.00

Total Claims

Claims repudiated

0.00

Claims intimated/booked

Claims paid

0.00

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

16

16

16

0.00

0.00

0.00

2.02

2.02

2.02

0.00

2009-10

20

21

21

0.20

0.00

0.00

2.98

3.18

3.18

0.00

2010-11

Bajaj Allianz

16

16

15

0.00

0.00

0.00

1.84

1.84

1.64

0.20

2011-12

915

919

919

0.00

0.00

0.43

86.91

87.34

87.34

0.00

2009-10

2209

2210

2210

0.00

0.00

0.07

316.44

316.51

316.51

0.00

2010-11

Birla Sunlife

1579

1583

1583

0.00

0.00

0.55

297.54

298.09

298.09

0.00

2011-12

1787

1787

1787

0.00

0.00

0.00

51.51

51.51

51.51

0.00

2011-12

HDFC Standard

(Benefit Amount in ` Lakh)

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

0.00

Claims pending at end of year

154
0

Claims pending at end of year

1429

1433

1433

0.15

0.00

0.10

141.01

141.26

141.26

0.00

2010-11

0
0
0

Within 3-6 months

Within 6-12 months

More than 12 months

1288

1288

1286

0.00

0.00

0.00

162.15

162.15

162.00

0.15

2011-12

29

29

29

0.00

0.00

0.00

0.36

0.36

0.36

0.00

2009-10

Note: No death claims has been paid by the rest of the companies during these two years.

Within 3 months

Break up of claims pending -- duration wise (Number of Policies)

Claims written back

2077

Claims paid
0

2077

Total Claims

Claims repudiated

2057

Claims intimated/booked

Claims pending at start of year

20

0.00

Claims written back

Number of Policies

1.65
0.00

1.65

Total Claims

Claims repudiated

1.64

Claims intimated/booked

Claims paid

0.01

2009-10

ICICI Prudential

Claims pending at start of year

Amount of Benefit Paid

Particulars

16

16

16

0.00

0.00

0.00

0.24

0.24

0.24

0.00

2010-11

ING Vysya

44

45

45

0.01

0.00

0.00

0.44

0.45

0.45

0.00

2011-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2009-10

0.00

0.00

0.00

0.00

0.01

0.01

0.00

2010-11

MetLife

0.00

0.00

0.00

0.20

0.20

0.20

0.00

2011-12

0.20

0.00

0.00

0.90

1.10

0.65

0.45

2009-10

0.00

0.00

0.00

0.55

0.55

0.35

0.20

2010-11

Sahara

0.14

0.00

0.10

0.50

0.74

0.74

0.00

2011-12

(Benefit Amount in ` Lakh)

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

95.84
90.21
4.55
0.00
1.08

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

155
393
364
24
0
5

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

24

350

374

369

0.00

0.00

8.64

41.91

50.55

49.47

1.08

2010-11

Tata AIG

1
0
0

Within 3-6 months

Within 6-12 months

More than 12 months

14

276

290

290

0.00

11.11

51.94

63.05

63.05

2011-12

28

3406

3441

3413

28

1.28

0.00

4.98

182.05

188.31

144.90

43.41

2009-10

Note: No death claims has been paid by the rest of the companies during these two years.

Within 3 months

Break up of claims pending -- duration wise (Number of Policies)

387

Claims intimated/booked

Claims pending at start of year

52.89

Claims intimated/booked

Number of Policies

42.95

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

28

4039

4071

4064

0.35

0.00

9.01

505.23

514.59

513.31

1.28

2010-11

Private Total

20

5010

5033

5029

0.15

0.00

11.96

568.72

580.83

580.48

0.35

2011-12

25

4102

4133

4115

18

1.12

0.27

4.36

637.17

642.92

639.65

3.27

2009-10

16

16

60

7244

7320

7315

2.64

0.00

13.41

1174.12

1190.17

1189.05

1.12

2010-11

LIC

16

17

99

9499

9615

9599

16

3.18

0.00

14.50

1540.38

1558.06

1555.42

2.64

2011-12

11

12

53

7508

7574

7528

46

2.40

0.27

9.34

819.22

831.23

784.55

46.68

2009-10

19

20

88

11283

11391

11379

12

2.99

0.00

22.42

1679.35

1704.76

1702.36

2.40

2010-11

Industry Total

19

20

119

14509

14648

14628

20

3.33

0.00

26.46

2109.10

2138.89

2135.90

2.99

2011-12

(Benefit Amount in ` Lakh)

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

156
0
0

Claims written back

Claims pending at end of year

1553

1556

1556

0.00

0.00

0.56

307.34

307.89

307.89

0.00

2010-11

Aviva

0
0
0
0

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

1378

1378

1378

0.00

0.00

0.00

281.95

281.95

281.95

0.00

2011-12

Break up of claims pending -- duration wise (Number of Policies)

Claims repudiated

1092
1091

Claims paid

1091

Total Claims

Claims intimated/booked

Claims pending at start of year

0.00

Claims pending at end of year

Number of Lives

0.00

Claims written back

Claims paid
0.12

175.94
175.82

Total Claims

Claims repudiated

175.79

0.15

2009-10

Claims intimated/booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

49

49

49

0.00

0.00

0.00

3.59

3.59

3.59

0.00

2009-10

50

50

19

918

987

987

20.41

0.00

1.71

79.13

101.25

101.25

0.00

2010-11

IDBI Federal

39

2094

2133

2083

50

0.00

0.00

2.51

128.82

131.34

110.93

20.41

2011-12

136

142

125

17

0.26

0.00

0.25

10.58

11.09

9.39

1.70

2009-10

22

32

144

177

174

4.33

0.00

0.10

16.45

20.88

20.62

0.26

2010-11

ING Vysya

10

12

17

10

211

250

218

32

1.34

2.47

1.42

13.25

18.48

14.15

4.33

2011-12

58

1011

1070

1069

0.51

0.00

22.89

389.38

412.78

412.53

0.25

2009-10

105

1275

1384

1383

1.55

0.00

40.53

506.65

548.73

548.22

0.51

2010-11

SBI Life

1093

1095

1091

1.00

0.00

0.00

421.51

422.51

420.96

1.55

2011-12

(Benefit Amount in ` Lakh)

TABLE 39: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

0.00
0.00
0.00

Claims repudiated

Claims written back

Claims pending at end of year

157
0
0
0
0

Claims repudiated

Claims written back

Claims pending at end of year

395

395

395

0.00

0.00

0.00

118.50

118.50

118.50

0.00

2010-11

Shriram

0
0
0
0

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

1064

1064

1064

319.6

319.6

319.6

2011-12

Break up of claims pending -- duration wise (Number of Policies)

Claims paid

Claims intimated/booked

Total Claims

Claims pending at start of year

Number of Lives

0.00
0.00

Claims paid

0.00

Claims intimated/booked

Total Claims

0.00

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

62

2288

2354

2335

19

0.77

0.00

23.26

579.57

603.60

601.50

2.10

2009-10

76

86

128

4285

4499

4495

26.29

0.00

42.90

1028.07

1097.25

1096.48

0.77

2010-11

Private Total

12

14

17

49

5840

5920

5834

86

2.34

2.47

3.93

1165.14

1173.88

1147.59

26.29

2011-12

487

487

41175

41662

41546

116

139.64

0.00

0.00

17188.61

17328.25

17294.27

33.98

2009-10

341

341

45965

46306

45819

487

138.57

0.00

0.00

19607.62

19746.19

19606.55

139.64

2010-11

LIC

469

469

124421

124890

124549

341

142.57

0.00

0.00

40432.13

40574.70

40436.13

138.57

2011-12

491

491

62

43463

44016

43881

135

140.41

0.00

23.26

17768.18

17931.85

17895.77

36.08

2009-10

417

427

128

50250

50805

50314

491

164.86

0.00

42.90

20635.69

20843.44

20703.03

140.41

2010-11

Industry Total

481

483

17

49

130261

130810

130383

427

144.91

2.47

3.93

41597.27

41748.58

41583.72

164.86

2011-12

(Benefit Amount in ` Lakh)

TABLE 39: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2010-11

0.00
0.00
0.00
0.00
2.10

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

10
0
0
0
0
10

Within 1 month

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

Settlement of claims- Number of Policies

2.10

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

158
13

2.60

0.00

0.20

0.20

0.60

1.60

2011-12

16

2.02

0.00

0.00

0.25

0.93

0.84

2009-10

20

18

2.98

0.00

0.00

0.00

0.58

2.40

2010-11

Bajaj Allianz

16

15

1.84

0.00

0.00

0.00

0.21

1.63

2011-12

915

915

86.91

0.00

0.00

0.00

0.00

86.91

2009-10

2209

2208

316.44

0.00

0.00

0.00

0.06

316.38

2010-11

Birla Sunlife

1579

1579

297.54

0.00

0.00

0.00

0.00

297.54

2011-12

1787

1787

51.51

0.00

0.00

0.00

0.00

51.51

2011-12

HDFC
Standard

2077

16

13

27

2021

1.65

0.00

0.01

0.04

0.02

1.58

1429

12

28

1388

141.10

0.00

0.00

0.01

0.03

1.36

2010-11

1288

355

924

162.15

0.00

0.00

1.05

46.63

114.47

2011-12

(Benefit Amount in ` Lakh)


ICICI Prudential
2009-10

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

0.05
0.00
0.00
0.00
0.36

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

27
2
0
0
0
29

Within 1 month

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

Settlement of claims- Number of Policies

0.31

2009-10

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

159
16

11

0.24

0.00

0.00

0.00

0.11

0.13

2010-11

44

44

0.44

0.00

0.00

0.00

0.00

0.44

2011-12

ING Vysya

0.20

0.00

0.00

0.00

0.00

0.20

2011-12

0.50

0.00

0.00

0.00

0.40

0.10

2011-12

Reliance

0.90

0.00

0.00

0.45

0.35

0.10

2009-10

0.55

0.00

0.00

0.10

0.45

0.00

2010-11

Sahara

0.50

0.00

0.00

0.00

0.40

0.10

2011-12

364

11

353

90.21

0.00

0.00

0.00

2.33

87.88

350

342

41.91

0.00

0.00

0.00

0.96

40.95

2010-11

Tata AIA

276

272

51.94

0.00

0.00

0.52

1.30

50.12

2011-12

(Benefit Amount in ` Lakh)

2009-10

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

182.04

More than 12 months

Total Claims Settled

160
16
0

Within 6-12 months

More than 12 months


4039

13

53

3972

365.63

0.00

0.00

0.11

2.20

363.32

2010-11

Private Total

Note: No death claims has been paid by the rest of the companies during these three years.

3406

17

Within 3-6 months

Total Claims Settled

49

Within 1-3 months

Within 1 month

3324

0.00

Within 6-12 months

Settlement of claims- Number of Policies

0.74
0.01

Within 3-6 months

3.68

177.62

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

5014

11

369

4633

569.22

0.00

0.20

1.77

49.54

517.71

2011-12

4102

4097

637.17

0.00

0.00

1.03

0.00

636.14

2009-10

7244

7242

1174.12

0.00

0.00

0.00

0.50

1173.62

2010-11

LIC

9499

9499

1540.38

0.00

0.00

0.00

0.00

1540.38

2011-12

7508

16

22

49

7421

819.21

0.00

0.01

1.77

3.68

813.76

2009-10

11283

13

55

11214

1539.75

0.00

0.00

0.11

2.70

1536.94

2010-11

14513

11

369

14132

2109.60

0.00

0.20

1.77

49.54

2058.09

2011-12

(Benefit Amount in ` Lakh)


Industry Total

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2009-10

0.26
0.80
0.37
175.82

Within 6-12 months

More than 12 months

Total Claims Settled

161
4
2

Within 6-12 months

More than 12 months


1091

Total Claims Settled

Within 3-6 months

1074

Within 1-3 months

Within 1 month

Settlement of claims- Number of Lives

1.47

Within 3-6 months

172.92

Within 1-3 months

Within 1 month

1553

1549

307.34

0.00

0.15

0.00

0.48

306.71

2010-11

Aviva

Settlement of claims- Benefit Amount Paid

Particulars

1378

1376

281.95

0.00

0.15

0.00

0.23

281.58

2011-12

49

49

3.59

0.00

0.00

0.00

0.00

3.59

2009-10

918

918

79.13

0.00

0.00

0.00

0.00

79.13

2010-11

IDBI Federal

2094

2094

128.82

0.00

0.00

0.00

0.00

128.82

2011-12

136

12

45

79

10.58

0.00

0.00

0.92

2.41

7.25

2009-10

144

24

63

56

16.45

0.00

0.12

2.99

6.86

6.48

2010-11

ING Vysya

211

14

193

13.25

0.05

0.00

0.29

0.34

12.58

2011-12

1011

29

974

389.38

0.00

0.25

2.30

11.41

375.42

2009-10

1275

24

1244

506.65

0.00

0.00

2.86

10.20

493.59

2010-11

SBI Life

1093

32

1059

421.51

0.00

0.00

1.30

10.95

409.26

2011-12

(Benefit Amount in ` Lakh)

TABLE 41: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2010-11

24.60
0.00
0.00
0.00
118.50

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

162

82
0
0
0
395

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

1064

491

573

319.60

0.00

0.00

0.00

147.50

172.10

2011-12

2288

22

83

2176

579.57

0.37

1.05

3.68

15.29

559.18

2009-10

4285

31

172

4080

1028.07

0.00

0.27

5.85

42.14

979.81

2010-11

Private Total

Note: No death claim has been paid by the rest of the companies during these three years.

313

Within 1 month

Settlement of claims- Number of Lives

93.90

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

5840

538

5295

1165.14

0.05

0.15

1.59

159.01

1004.34

2011-12

41175

116

41059

17188.61

0.00

0.00

0.00

33.98

17154.63

2009-10

45965

599

45366

19607.62

0.00

0.00

0.00

185.34

19422.28

2010-11

LIC

124421

5734

118687

40432.13

0.00

0.00

0.00

681.88

39750.25

2011-12

43463

22

199

43235

17768.18

0.37

1.05

3.68

49.27

17713.81

2009-10

50250

31

771

49446

20635.69

0.00

0.27

5.85

227.48

20402.09

2010-11

Industry Total

130261

6272

123982

41597.27

0.05

0.15

1.59

840.89

40754.59

2011-12

(Benefit Amount in ` Lakh)

TABLE 41: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

0
0
0
0
0
8
0
1
0
164
418
4166
4584

Max Life

Met Life

Reliance

Sahara

SBI Life

Shriram

Star Union

TATA AIA

Private Total

LIC

Industry Total

IndiaFirst

Kotak Mahindra

IDBI Federal

ING Vysya

0
0

Future Generali

ICICI Prudential

Edelweiss Tokio

HDFC Standard

0
0

DLF Pramerica

77

Birla Sunlife

Canara HSBC

Bharti AXA

0
168

Aviva

Bajaj Allianz

2008

Aegon Religare

Insurer

163
7250

6647

603

277

13

14

104

193

2009

8676

7906

770

400

15

14

129

210

2010

9724

758

443

15

47

33

210

2011

10482

TABLE 42: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS


(As on 31st March)

12797

11546

1251

443

421

15

12

58

90

210

2012

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2007-08

2008-09

2009-10

2010-11

2011-12 #

164
0
3
6
7
3
6
0
23
0
0
8

IndiaFirst

ING Vysya

Kotak Mahindra

Max Life

Met Life

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIA

2057

651

1406

66

101

89

49

84

51

26

233

106

67

403

127

1339

163

1176

50

108

76

23

58

40

23

226

50

56

345

120

1017

685

332

24

16

19

29

33

17

20

57

13

78

17

1794

481

1313

65

62

79

46

112

95

35

196

94

109

211

193

2353

980

1373

73

59

75

66

105

102

20

202

95

113

251

197

458

186

272

16

19

23

40

10

21

14

56

38

13

2449

606

1843

79

16

80

184

75

187

151

29

330

154

24

153

38

173

152

2512

642

1870

83

16

94

192

79

227

132

40

296

171

24

141

21

195

142

395

150

245

12

15

29

10

48

39

21

17

16

23

54

9656

2588

7068

279

16

28

293

12

540

246

525

779

99

25

1294

528

72

22

26

533

267

799

631

# data pertains to the entire life insurance industry. Whereas, for previous years, data pertains to complaints registered/processed by the Authority.

299

IDBI Federal

GRAND TOTAL

13

ICICI Prudential

102

HDFC Standard

197

Future Generali

LIC

Edelweiss Tokio

PRIVATE TOTAL

Birla Sun Life


0

Bharti Axa

DLF Pramerica

20

Bajaj Allianz

Canara HSBC

0
10

Aviva

9797

2672

7125

276

16

21

284

12

541

247

523

757

106

27

1342

562

63

17

24

515

277

811

654

50

66

66

188

15

14

14

51

11

39

52300

52300

257313

16307

284

149

18490

29

50807

2940

10362

8850

10498

738

502

22016

35218

15667

621

5258

11911

7310

22390

13520

3440

52135

52135

256196

16291

283

142

18482

29

50802

2940

10360

8844

10497

738

500

22016

35205

15640

619

5256

11632

7285

22388

13467

2774

O/S at Reported Resolved


O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
of the the year the year
of the the year the year
of the the year the year
of the the year the year
of the the year the year
year
year
year
year
year

Aegon Religare

PRIVATE SECTOR

Insurer

TABLE 43: STATUS OF GRIEVANCES - LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

165
674

TOTAL

O/S: Outstanding; NA: Not Available.

21
102
46
37
7
118
10
57
7
77
113
79

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

O/S at the
start of the
year

NA

TOTAL

Name of Centre

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

O/S at the
start of the
year

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

4893

84
337
135
463
604
439
83
564
100
770
1008
306

Reported
during the
year

2004-05

1967

57
230
76
48
183
473
53
77
52
249
321
148

Reported
during the
year

2001-02

5020

66
419
121
427
592
389
78
599
99
809
1083
338

Resolved
during the
year

1506

27
209
62
37
181
274
41
59
46
154
316
100

Resolved
during the
year

547

39
20
60
73
19
168
15
22
8
38
38
47

O/S at the
start of the
year

NA

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

O/S at the
start of the
year

4980

132
470
256
441
640
283
109
543
128
904
852
222

Reported
during the
ear

2005-06

2481

68
235
105
131
288
340
88
137
62
443
312
270

Reported
during the
ear

2002-03

4926

148
486
165
440
646
305
90
554
130
878
861
223

Resolved
during the
year

1917

51
154
84
101
262
214
81
102
57
308
253
248

Resolved
during the
year

588

23
4
151
61
12
147
34
11
6
64
29
46

O/S at the
start of the
year

564

17
81
21
30
26
126
7
35
5
135
59
22

O/S at the
start of the
year

5433

159
513
189
472
682
195
177
556
166
916
896
512

Reported
during the
year

2006-07

3404

60
171
112
208
378
293
91
504
111
622
574
280

Reported
during the
year

2003-04

TABLE 44: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE)

5418

156
515
200
487
687
215
188
554
144
893
873
506

Resolved
during the
year

3289

55
151
87
201
397
296
88
482
109
680
520
223

Resolved
during the
year

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

166
888

TOTAL

O/S: Outstanding; NA: Not Available.

7
38
33
284
2
244
8
13
36
195
0
28

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

O/S at the
start of the
year

603

TOTAL

Name of Centre

26
2
140
46
7
127
23
13
28
87
52
52

O/S at the
start of the
year

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

11017

485
210
238
1268
933
1445
280
1388
515
1392
1448
1415

Reported
during the
year

2010-11

5565

131
555
201
515
705
108
155
524
235
726
970
740

Reported
during the
year

2007-08

9551

210
121
227
626
928
1378
223
1324
441
1484
1188
1401

Resolved
during the
year

5778

146
544
204
500
707
212
162
530
247
749
1006
771

Resolved
during the
year

2343

282
127
44
926
7
311
65
77
110
103
249
42

O/S at the
start of the
year

390

11
13
137
61
5
23
16
7
16
64
16
21

O/S at the
start of the
year

12353

506
123
139
1782
886
2339
180
1067
510
1491
1735
1595

Reported
during the
ear

2011-12

5753

155
376
166
620
777
163
197
614
284
798
852
751

Reported
during the
ear

2008-09

11850

737
19
128
1367
880
2154
226
1082
396
1457
1848
1556

Resolved
during the
year

5586

158
323
204
561
766
87
196
601
265
807
868
750

Resolved
during the
year

557

8
66
99
120
16
99
17
20
35
55
0
22

O/S at the
start of the
year

8967

301
379
220
931
941
1471
308
815
370
1111
1004
1116

Reported
during the
year

2009-10

8636

302
407
286
767
955
1326
317
822
369
971
1004
1110

Resolved
during the
year

TABLE 44: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

PART - II

NON-LIFE INSURANCE

169
--
--
--
--

Munich Health Holding AG, Germany


BUPA Singapore Holdings Pte Ltd.
--
Individual Promoters and Oman Insurance PSC, UAE

--
--

--

PUBLIC SECTOR
National Insurance Company Ltd.
The New India Assurance Company Ltd.
The Oriental Insurance Company Ltd.
United India Insurance Company Ltd.

STANDALONE HEALTH PRIVATE


Apollo Munich Health Insurance Company Ltd.
Max BUPA Health Insurance Company Ltd.
Religare Health Insurance Company Ltd.
Star Health & Allied Insurance Company Ltd.

SPECIALISED INSURERS
Agriculture Insurance Company of India Ltd.
Export Credit Guarantee Corporation of India Ltd.

REINSURER
General Insurance Corporation of India

th

* as on 30 September, 2012.

Allianz, SE Germany
M/s. Societe Beaujon, France
Mitsui Sumitomo, Japan
Participatie Maatschapij Graafsschap Holland NV, Netherlands (Generali)
ERGO International AG, Germany
FAL Corporation, Canada
Tokio Marine Asia Pte. Ltd. Japan
--
Liberty City State Holdings Pte Ltd.
HDI-Gerling International Holding AG, Germany
QBE Holdings (AAP) Pty.Ltd. Australia
--
Royal & Sun Alliance Insurance Plc, UK
IAG International Pty Ltd. Australia
--
Chartis Memsa Holdings Inc. USA
Sompo, Japan

Foreign Partners

PRIVATE SECTOR
Bajaj Allianz General Insurance Company Ltd.
Bharti AXA General Insurance Company Ltd.
Cholamandalam MS General Insurance Company Ltd.
Future Generali India Insurance Company Ltd.
HDFC ERGO General Insurance Company Ltd.
ICICI Lombard General Insurance Company Ltd.
IFFCO Tokio General Insurance Company Ltd.
L & T General Insurance Company Ltd.
Liberty Videocon General Insurance Company Ltd.
Magma HDI General Insurance Company Ltd.
Raheja QBE General Insurance Company Ltd.
Reliance General Insurance Company Ltd.
Royal Sundaram Alliance Insurance Company Ltd.
SBI General Insurance Company Ltd.
Shriram General Insurance Company Ltd.
TATA AIG General Insurance Company Ltd.
Universal Sompo General Insurance Company Ltd.

Insurers

112

126
124

131
145
148
129

58
190
556
545

113
139
123
132
125
115
106
146
150
149
141
103
102
144
137
108
134

Regn. No.

2001

2003
1957

03.08.2007
15.02.2010
26.04.2012
16.03.2006

1906
1919
1947
1919

02.05.2001
27.06.2008
15.07.2002
04.09.2007
27.09.2000
03.08.2001
04.12.2000
09.07.2010
22.05.2012
22.05.2012
11.12.2008
23.10.2000
23.10.2000
15.12.2009
08.05.2008
22.01.2001
16.11.2007

Date of
Registration

TABLE 45: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA*

2001-02

2003-04
1957-58

2007-08
2009-10
2012-13
2006-07

1906-07
1919-20
1947-48
1919-20

2001-02
2008-09
2002-03
2007-08
2002-03
2001-02
2000-01
2010-11
2012-13
2012-13
2008-09
2000-01
2000-01
2009-10
2008-09
2000-01
2007-08

Year of
Operation

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

170

---

TATA AIG

Universal Sompo

---

Max Bupa

Star Health

--

--

--

338.52

--

12385.24
(17.97)

11917.59
(13.59)

2781.48

2498.64

4198.06

2439.41

467.65
(6453.98)

--

78.46

--

--

71.13

77.46

--

--

70.51

28.13

--

--

--

--

141.96

2001-02

--

--

--

374.78

--

14870.25
(20.06)

13520.44
(13.45)

2969.63

2868.15

4812.79

2869.87

1349.80
(188.64)

--

233.93

--

--

184.44

185.68

--

--

213.33

211.66

9.49

--

14.79

--

296.48

2002-03

--

--

--

445.48

369.21

16542.49
(11.25)

14284.65
(5.65)

3063.47

2899.74

4921.47

3399.97

2257.83
(67.27)

--

343.52

--

--

257.76

161.06

--

--

322.24

486.73

112.95

--

97.05

--

476.53

2003-04

2944.46

3090.55

5103.16

3810.65

3507.62
(55.35)

--

448.24

--

--

330.70

161.68

--

--

496.64

873.86

175.63

--

169.25

--

851.62

2004-05

--

--

--

515.55

549.72

18456.45
(11.57)

14948.82
(4.65)

Note: Figures in the bracket represent the growth over the previous year in per cent.

--

Apollo Munich

TOTAL

--

10499.02
--

PUBLIC SECTOR

--

10491.88
--

United

ECGC

2524.00

Oriental

AIC

3493.05
2247.10

New India

2227.73

National

7.14

--

Shriram

PRIVATE SECTOR

--

0.24

Royal Sundaram

SBI General

1.07

Reliance

--

--

ICICI Lombard
--

--

HDFC ERGO

Raheja QBE

--

Future Generali

L&T General

--

Cholamandalam

5.83

--

IFFCO Tokio

--

Bharti AXA

2000-01

Bajaj Allianz

INSURER

22.51

--

--

617.66

564.67

25930.02
(21.51)

17283.45
(8.18)

3498.77

4020.78

5936.78

3827.12

8646.57
(61.24)

--

710.55

--

--

598.20

912.23

--

--

1144.47

2989.07

194.00

--

311.73

--

1786.34

2006-07

168.19

--

2.97

668.37

835.11

28805.60
(11.09)

17813.71
(3.07)

3739.56

3900.22

6151.97

4021.97

10991.89
(27.12)

0.48

782.64

--

--

694.41

1946.42

--

--

1128.15

3307.12

220.60

9.81

522.34

--

2379.92

2007-08

-- represents business not started.

--

--

--

577.33

555.83

21339.10
(15.62)

15976.44
(6.87)

3154.78

3609.77

5675.54

3536.34

5362.66
(52.89)

--

572.70

--

--

458.64

162.33

--

--

892.72

1582.86

200.94

--

220.18

--

1272.29

2005-06

509.86

--

48.14

744.68

833.44

31428.40
(9.11)

19107.31
(7.26)

4277.77

4077.89

6455.79

4295.85

12321.09
(12.09)

30.14

823.92

113.76

--

803.36

1914.88

--

--

1374.06

3402.04

339.21

186.49

685.44

28.50

2619.29

2008-09

961.65

0.13

114.66

813.00

1520.40

35815.85
(13.96)

21838.85
(14.30)

5239.05

4854.67

7099.14

4645.99

13977.00
(13.44)

189.28

853.80

416.93

--

913.11

1979.65

1.32

--

1457.84

3295.06

915.40

376.61

784.85

310.82

2482.33

2009-10

1227.55

25.53

282.69

885.47

1950.05

43841.84
(22.41)

26417.21
(20.96)

6376.66

5569.88

8225.51

6245.17

17424.63
(24.67)

299.10

1173.09

780.89

43.02

1143.99

1655.43

4.90

17.24

1783.18

4251.87

1279.91

600.16

967.99

553.90

2869.96

2010-11

TABLE 46: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (WITHIN & OUTSIDE INDIA)

1085.06

99.08

475.64

1004.83

2576.85

54578.49
(24.49)

32263.46
(22.13)

8179.29

6194.60

10073.88

7815.69

22315.03
(28.07)

404.58

1641.57

1266.44

250.14

1479.79

1712.55

14.79

143.40

1975.24

5150.14

1839.46

919.76

1346.54

884.00

3286.62

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

253.06

2008-09

171
2064.36

526.11

United

Grand Total

471.28

Oriental

2059.72

654.24

New India

Public Total

408.09

4.64

National

Private Total

Universal Sompo

2667.39

2509.28

635.89

521.67

859.89

491.83

158.11

2949.85

2512.13

604.18

532.64

867.46

507.85

437.72

49.91

3150.05

2446.29

631.32

524.00

775.20

515.77

703.76

78.44

3330.92

2411.38

590.91

493.95

788.88

537.64

919.54

83.71

3774.53

2515.94

645.48

546.89

839.63

483.94

1258.59

116.27

4132.38

2606.91

664.34

540.07

909.98

492.52

1525.47

136.95

98.39

3459.21

2126.65

524.30

478.20

743.43

380.72

1332.55

0.48

129.77

68.87

48.84

136.84

3384.68

2180.36

572.79

440.65

773.33

393.59

1204.32

10.76

3869.27

2575.98

652.25

573.42

923.78

426.53

1293.29

42.54

143.40

1.74

40.81

139.57

45.83

106.27

4555.12

3087.42

805.33

662.05

1049.26

570.79

1467.70

55.85

159.29

144.76

19.36

91.74

143.27

TATA AIG

63.01

145.88

4.42

50.53

47.76

188.05

0.22

39.16

53.58

0.13

171.62

Shriram

17.90

46.36

195.28

23.10

0.00

Royal Sundaram

55.42

215.17

SBI General

0.94

Reliance

45.84

291.02

283.46

0.25

263.29

270.06

180.17

59.12

Raheja QBE

172.78

283.02

132.97

34.29

56.81

38.81

263.81

2010-11

2.46

142.88

417.35

58.79

16.09

47.77

28.33

240.06

2009-10

L&T General

103.52

393.83

36.15

308.47

IFFCO Tokio

277.45

239.46

123.75

10.98

11.10

ICICI Lombard

6.81

12.83

1.81

68.30

273.49

2007-08

0.36

77.98

370.31

2006-07

HDFC ERGO

72.83

351.40

2005-06

3.03

47.78

219.42

2004-05

Future Generali

25.44

120.29

2003-04

53.84

5.32

60.64

2002-03

Cholamandalam

27.88

2001-02

2.80

3.70

2000-01

Fire

Bharti AXA

Bajaj Allianz

Insurer

5429.71

3577.68

972.47

774.38

1150.81

680.02

1852.02

77.28

190.26

7.76

158.03

51.07

116.33

0.54

13.31

175.20

308.36

267.54

84.07

71.63

43.38

287.28

2011-12

(` Crore)

TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

88.17

2008-09

172
0.05
203.80
313.84
187.90
279.56
985.10
985.15

National

New India

Oriental

United

Public Total

Grand Total

Private Total

Universal Sompo

1053.40

1007.32

255.21

205.65

339.30

207.16

46.08

1214.82

1130.67

339.14

228.07

344.40

219.06

84.15

27.33

1117.54

965.46

300.14

218.93

259.21

187.18

152.08

30.89

1228.10

982.99

243.80

235.41

252.49

251.29

245.11

40.85

1284.09

1002.29

203.97

325.11

299.78

173.43

281.80

47.88

1627.84

1137.69

263.95

347.83

321.02

204.89

490.15

70.15

1798.82

1252.16

300.83

339.06

437.28

174.98

546.66

97.86

19.55

1956.15

1316.39

336.93

332.59

446.10

200.78

639.76

0.54

111.82

19.97

23.02

29.61

25.20

23.00

2167.59

1554.96

453.56

388.12

474.30

238.97

612.63

3.85

2518.77

1802.03

501.53

446.38

549.56

304.57

716.74

5.97

153.63

115.11

9.18

18.44

37.00

TATA AIG

18.29

34.24

0.93

16.80

17.85

0.04

13.38

10.74

127.98

Shriram

13.02

12.70

0.02

132.41

0.17

2.78

Royal Sundaram

13.19

113.70

SBI General

1.74

Reliance

8.91

66.43

0.03

128.26

166.37

48.42

30.72

Raheja QBE

46.13

146.57

24.89

15.36

43.68

11.22

78.98

2010-11

0.43

30.87

216.47

8.29

6.63

42.39

5.44

73.94

2009-10

L&T General

24.49

216.72

18.42

31.02

155.24

IFFCO Tokio

85.71

82.53

43.59

9.27

ICICI Lombard

2.41

3.29

1.72

32.66

75.18

2007-08

0.50

26.56

71.25

2006-07

HDFC ERGO

17.00

54.33

2005-06

0.72

15.90

44.96

2004-05

Future Generali

5.82

20.72

2003-04

36.56

0.16

7.41

2002-03

Cholamandalam

1.36

2001-02

0.61

0.05

2000-01

Marine

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA) (Contd.)

2874.59

2007.45

568.11

483.32

606.42

349.59

867.14

8.90

189.01

1.90

1.84

31.52

40.49

0.03

6.03

130.62

198.91

60.90

39.53

50.45

17.11

89.91

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

378.08

IFFCO Tokio

173
2078.94
1846.41
2174.50
1495.36
1138.16
6654.44
8733.38

Private Total

National

New India

Oriental

United

Public Total

Grand Total

Universal Sompo

10696.66

6993.88

1233.18

1739.39

2034.73

1986.58

3702.78

12685.25

7223.88

1434.90

1608.38

2034.30

2146.31

5461.36

13336.02

7201.37

1563.48

1491.30

2000.29

2146.29

6134.65

3.92

224.79

529.91

TATA AIG

253.25

409.56

1164.82

112.72
273.09

303.39

1267.37

Shriram
239.82

233.09

Royal Sundaram

SBI General

26.52

Reliance

455.51

961.11

15046.99

7691.37

1826.64

1611.06

2070.94

2182.73

7355.62

78.90

229.75

411.48

626.91

1318.71

18180.52

8948.33

2124.00

1745.95

2303.38

2775.00

9232.19

163.44

421.47

768.30

0.07

793.03

1074.87

0.24

0.17

730.67

1544.96

420.70

319.33

Raheja QBE

683.24

1379.16

289.92

209.78

623.59

416.06

1714.07

2010-11

10.95

499.19

1321.29

158.78

94.88

450.10

184.51

1445.55

2009-10

L&T General

448.90

1279.07

454.44

ICICI Lombard

1142.55

140.38

158.03

HDFC ERGO

138.32

1.77

224.41

Future Generali

97.16

1503.39

2008-09

319.53

52.35

1386.37

2007-08

Cholamandalam

843.87

2006-07

17.39

536.61

2005-06

Motor

Bharti AXA

Bajaj Allianz

Insurer

24238.64

11765.30

2955.83

2150.79

3040.39

3618.29

12473.35

215.40

760.44

1247.47

34.84

1066.96

1135.00

0.34

94.00

1112.35

2138.84

671.04

534.86

880.88

629.79

1951.13

2011-12

2220.75

1724.56

359.26

359.72

591.57

414.02

496.19

37.19

50.55

8.61

51.84

224.65

4.55

--

21.11

0.00

97.69

2005-06

3319.29

2158.65

465.25

448.54

765.29

479.57

1160.64

53.36

96.12

67.18

71.89

664.97

10.27

38.60

158.26

2006-07

4894.42

3127.37

694.96

532.63

1209.42

690.36

1767.05

68.30

108.78

275.62

114.02

815.89

28.23

3.43

109.38

243.40

2007-08

6088.00

3863.46

900.72

709.85

1355.67

897.22

2224.53

3.08

73.89

114.31

310.82

140.99

973.80

56.01

50.81

165.89

1.51

333.43

2008-09

Health

7311.37

4981.16

1265.41

1084.54

1552.47

1078.74

2330.21

17.41

82.30

125.47

238.75

164.22

856.76

268.74

82.31

149.51

49.19

295.55

2009-10

8148.06

2231.81

1487.47

2349.17

2079.60

3629.24

35.74

137.69

3.74

231.14

225.28

8.28

162.44

1435.84

411.50

175.99

228.90

145.43

427.29

2011-12

(` Crore)

9944.03 11777.30

6912.55

1711.76

1516.03

2003.37

1681.40

3031.48

23.49

110.71

179.10

254.28

179.21

1281.30

328.73

133.31

148.14

52.78

339.70

2010-11

TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

174
1505.99
2073.09
1540.49
1635.42
6754.99
6757.44

New India

Oriental

United

Public Total

Grand Total

2.45

National

Private Total

Universal Sompo

7724.85

7462.45

1763.68

1719.16

2313.14

1666.47

262.40

9733.22

8913.49

2024.74

2042.70

2709.38

2136.67

819.73

156.69

11327.22

9925.33

2136.73

2089.18

3011.27

2688.15

1401.89

234.17

12921.58

10578.59

2109.75

2288.42

3169.44

3010.98

2342.99

323.68

4346.97

3099.82

807.91

800.03

886.01

605.87

1247.15

131.53

5129.29

3361.77

872.04

852.69

986.18

650.85

1767.53

177.00

81.85

4986.04

3101.79

784.56

849.86

852.49

614.87

1884.26

233.46

87.65

90.34

265.41

5586.98

3469.15

903.85

989.83

933.44

642.02

2117.83

11.84

6225.22

3839.97

1041.19

1079.57

1021.02

698.20

2385.25

46.59

283.24

3.66

96.89

253.01

100.82

197.01

7378.01

4401.49

1234.05

1086.93

1191.57

888.95

2976.52

50.35

327.99

268.66

49.91

64.96

225.91

TATA AIG

250.89

225.81

7.23

193.85

68.71

326.82

0.82

132.26

95.41

1.00

258.93

Shriram

50.44

101.49

0.00

240.86

975.78

19.56

0.24

Royal Sundaram

121.34

233.34

642.52

SBI General

0.13

Reliance

29.87

204.40

607.44

4.37

153.38

578.09

301.90

57.68

95.77

35.03

473.40

2010-11

Raheja QBE

292.99

632.48

198.89

34.88

95.08

43.34

427.24

2009-10

2.81

154.86

509.59

57.35

18.08

109.62

6.18

441.23

2008-09

L&T General

91.39

513.89

3.34

203.68

IFFCO Tokio

87.58

401.49

2007-08

70.82

31.90

71.43

342.66

2006-07

16.13

29.83

56.89

232.26

2005-06

ICICI Lombard

173.32

105.57

587.24

2004-05

35.88

112.57

65.77

335.50

2003-04

9.49

9.31

228.43

2002-03

HDFC ERGO

112.71

2001-02

0.86

2.09

2000-01

Others

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA) (Contd.)

8555.53

5062.26

1451.07

1151.93

1396.07

1063.19

3493.27

67.27

364.17

9.30

51.69

99.11

195.45

13.88

21.78

394.63

1068.19

428.49

85.31

114.68

48.29

531.02

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2619.29

2008-09

175
2117.88
3041.17
2199.67
2441.09
9799.81
9806.95

New India

Oriental

United

Public Total

Grand Total

7.14

National

Private Total

Universal Sompo

11445.82

10979.23

2654.96

2446.48

3512.33

2365.46

466.59

13898.26

12556.29

2968.06

2803.41

3921.24

2863.58

1341.97

233.93

15594.81

13337.08

3068.19

2832.11

4045.68

3391.10

2257.73

343.50

17480.60

13972.96

2944.46

3017.78

4210.81

3799.91

3507.64

448.24

20359.72

14997.06

3154.78

3527.11

4791.50

3523.67

5362.66

572.70

24905.49

16258.90

3498.77

3928.52

5017.20

3814.42

8646.59

710.55

598.20

27823.74

16831.85

3739.56

3808.14

5276.92

4007.23

10991.89

0.48

782.64

694.41

803.36

1914.88

30351.83

18030.74

4277.77

3964.23

5508.83

4279.90

12321.09

30.14

34620.45

20643.45

5239.05

4736.71

6042.51

4625.17

13977.00

189.28

853.80

416.93

913.11

1979.65

1143.99

1655.43

42576.45

25151.83

6376.66

5457.33

7097.14

6220.70

17424.63

299.10

1173.09

823.92

78.45

458.64

1946.42

TATA AIG

330.70

912.23

780.89

257.76

162.33

1783.18

113.76

184.44

161.69

1.32

1457.84

Shriram

71.12

161.04

1374.06

43.02

0.24

Royal Sundaram

185.67

1128.15

4251.87

SBI General

1.07

Reliance

77.45

1144.47

3295.06

4.90

892.72

3402.04

1279.91

600.16

Raheja QBE

496.64

3307.12

915.40

376.61

967.99

553.90

2869.96

2010-11

17.24

322.23

2989.07

339.21

186.49

784.85

310.82

2482.33

2009-10

L&T General

213.33

1582.86

70.51

873.87

IFFCO Tokio

486.73

203.84

194.00

27.11

200.94

ICICI Lombard

175.63

220.60

112.93

522.34

2379.92

2007-08

9.49

311.73

1786.34

2006-07

HDFC ERGO

220.18

1272.29

2005-06

9.81

169.25

851.62

2004-05

Future Generali

97.03

476.51

2003-04

685.44

14.79

296.48

2002-03

Cholamandalam

141.95

2001-02

28.50

5.83

2000-01

TOTAL

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA) (Concld.)

52875.77

30560.74

8179.29

6047.89

8542.87

7790.69

22315.03

404.58

1641.57

1266.44

250.14

1479.79

1712.55

14.79

143.40

1975.24

5150.14

1839.46

919.76

1346.54

884.00

3286.62

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

115.88

2008-09

176
8.23

13.40

8.10

19.09

10.85

23.40

14.89

29.20

23.94

16.62

21.44

38.45

14.95

41.51

599.64
393.43
412.33
1770.91
1771.01

New India

Oriental

United

Public Total

Grand Total

1887.32

1884.91

446.30

392.82

679.24

366.55

Note: Figures in brackets indicate the negative values.

365.51

National

2005.22

1963.47

452.80

360.30

790.27

360.10

2001.40

1892.78

421.17

329.14

794.19

348.28

108.62

2089.57

1913.81

425.48

336.90

798.84

352.59

175.76

2150.18

1933.86

408.08

337.63

830.88

357.27

216.32

2360.27

2040.40

418.67

341.53

941.84

338.36

319.86

2424.18

2020.46

434.56

324.42

970.31

291.17

403.71

41.75

Private Total

2.41

(0.43)

Universal Sompo

2354.07

1980.88

408.61

314.93

962.92

294.42

373.19

(2.67)

20.64

3.46

8.64

13.57

TATA AIG

(0.46)

0.67

16.25

(0.40)

0.10

0.00

9.00

Shriram

SBI General

Royal Sundaram

2.68

46.84

50.35

2562.41

2196.12

410.45

364.73

1067.58

353.35

366.29

12.63

20.11

0.75

12.93

2954.86

2540.47

452.91

448.27

1212.47

426.81

414.40

22.44

20.04

2.18

(1.51)

15.81

30.75

40.74

0.39

60.49

Reliance General

63.64

(0.94)

54.81

112.87

(0.74)

43.68

89.93

14.01

9.67

Raheja QBE

31.58

101.04

3.32

3.01

19.49

6.32

113.14

2010-11

(0.22)

24.32

108.65

0.88

0.92

15.97

2.34

118.47

2009-10

L&T General

9.67

69.82

0.94

34.80

IFFCO Tokio

23.88

36.16

7.44

0.21

ICICI Lombard

1.57

1.61

1.58

32.66

122.56

2007-08

1.09

31.80

93.82

2006-07

HDFC ERGO

14.44

73.99

2005-06

(1.48)

10.85

52.64

2004-05

Future Generali

3.38

26.41

2003-04

20.32

0.12

9.74

2002-03

Cholamandalam

0.68

2001-02

(0.37)

0.10

2000-01

Fire

Bharti AXA

Bajaj Allianz

Insurer

TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED)

3475.59

3003.76

584.41

514.32

1378.97

526.06

471.83

29.14

18.58

2.41

6.80

11.88

30.23

0.49

1.43

51.31

114.59

27.08

13.55

28.93

5.21

130.21

2011-12

(` crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

54.76

2008-09

177
0.00

18.02

8.38

24.84

11.01

30.99

8.23

6.21

44.26

4.53

10.94

7.54

15.11

188.12
121.71
142.78
601.73
601.73

New India

Oriental

United

Public Total

Grand Total

661.67

659.20

142.77

179.20

188.12

149.11

Note: Figures in brackets indicate the negative values.

149.12

National

674.02

652.31

180.49

128.92

210.09

132.81

708.14

659.08

131.70

128.79

200.43

198.16

49.06

598.55

517.10

113.29

117.84

172.97

113.00

81.45

629.20

530.24

106.56

136.32

168.60

118.76

98.96

654.28

531.48

105.31

159.44

164.38

102.35

122.80

765.65

595.50

129.37

169.39

188.57

108.17

170.15

945.83

727.03

186.23

185.00

231.77

124.03

218.80

21.71

Private Total

2.47

(0.22)

Universal Sompo

55.63

15.19

6.92

4.27

TATA AIG

7.99

4.36

3.30

(0.05)
1.84

0.18

1.81

Shriram

SBI General

Royal Sundaram

0.92

39.69

38.82

1006.72

768.96

211.70

189.37

237.66

130.22

237.77

0.13

61.69

0.02

10.45

1127.64

843.51

245.21

226.97

228.99

142.34

284.14

0.81

91.93

0.90

(0.18)

11.44

12.56

18.00

0.14

44.60

Reliance General

42.07

(0.26)

30.35

42.48

(0.05)

19.28

32.28

7.77

5.25

Raheja QBE

16.02

27.28

3.01

2.51

12.23

3.34

57.28

2010-11

(0.24)

10.19

18.30

1.92

1.07

12.16

1.45

56.43

2009-10

L&T General

3.66

12.24

0.02

11.64

IFFCO Tokio

6.49

15.91

1.68

0.15

ICICI Lombard

0.96

1.42

0.50

9.81

38.97

2007-08

0.16

7.09

26.74

2006-07

HDFC ERGO

5.46

21.96

2005-06

(0.15)

3.80

15.86

2004-05

Future Generali

1.50

6.96

2003-04

11.45

0.94

2.16

2002-03

Cholamandalam

0.15

2001-02

(0.28)

0.00

2000-01

Marine

Bharti AXA

Bajaj Allianz

Insurer

TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

1359.68

995.36

261.73

254.55

302.53

176.55

364.32

1.97

138.38

0.21

(0.19)

12.44

9.87

0.06

1.72

40.10

53.89

15.02

11.08

14.18

4.30

61.28

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

178
1545.46
1874.07
1166.83
904.37
5490.72
6761.84

National

New India

Oriental

United

Public Total

Grand Total

7937.50

5792.74

944.41

1328.46

1985.59

1534.28

2144.76

9751.64

6050.11

1060.80

1370.12

1940.78

1678.41

3701.54

248.09

Note: Figures in brackets indicate the negative values.

1271.12

Private Total

Universal Sompo

228.88

11372.37

6446.31

1247.57

1324.52

2022.40

1851.83

4926.06

0.33

12758.41

7030.75

1483.16

1407.06

2173.01

1967.53

5727.56

27.90

274.42

15270.63

7890.24

1755.42

1550.12

2311.93

2272.77

7380.39

122.45

340.86

281.72

170.73

632.64

TATA AIG

134.28

537.13

994.36

325.52

427.23

1050.72

18.39

297.49

990.23

Shriram

206.73

716.60

(0.78)

156.72

149.18

784.03

SBI General

Royal Sundaram

Reliance General

(0.57)

612.45

0.10

523.82

1430.04

352.25

230.53

Raheja QBE

379.45

1112.43

202.05

135.27

435.02

256.09

1476.36

2010-11

0.91

346.13

974.62

128.19

36.13

324.89

61.31

1255.27

2009-10

L&T General

17.91

205.05

IFFCO Tokio

873.33

222.53

ICICI Lombard

551.05

120.17

119.88

HDFC ERGO

118.30

0.02

140.73

Future Generali

51.95

1295.82

2008-09

251.28

42.08

925.66

2007-08

Cholamandalam

492.54

2006-07

(1.70)

336.23

2005-06

Motor

Bharti AXA

Bajaj Allianz

Insurer

19658.56

10024.77

2255.62

1847.89

2940.35

2980.92

9633.78

153.59

638.51

537.02

21.73

845.45

880.21

1.13

36.87

980.12

1901.85

535.92

357.79

590.31

450.30

1702.98

2011-12

1486.05

1168.79

261.27

254.08

335.36

318.08

317.26

27.32

28.44

7.47

30.37

138.73

3.01

11.03

70.89

2005-06

1904.70

1317.20

329.81

323.71

306.12

357.56

587.51

29.74

54.87

30.17

46.56

305.93

5.00

8.84

106.39

2006-07

3135.52

2175.68

481.46

406.05

820.12

468.06

959.83

37.08

83.05

136.17

72.23

406.62

16.92

0.25

29.67

178.08

2007-08

4694.38

3094.87

700.11

545.77

1169.00

679.99

1599.51

0.44

87.92

97.99

276.92

110.55

684.75

36.35

18.02

55.18

0.18

231.21

2008-09

Health

5753.40

3937.98

972.02

807.69

1269.00

889.27

1815.42

10.56

65.31

104.29

221.76

123.50

751.66

164.01

38.79

61.96

15.04

258.54

2009-10

TABLE 48: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

7738.29

5457.25

1334.53

1179.15

1612.42

1331.15

2281.03

19.12

92.70

0.01

163.13

206.96

0.16

146.38

994.15

154.74

65.18

108.06

38.47

291.99

2010-11

9463.44

6803.84

1923.61

1299.14

1974.65

1606.44

2659.60

25.54

98.39

2.43

185.15

194.37

4.02

126.13

1099.15

196.21

105.54

172.97

93.45

356.26

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

193.60

2008-09

179
120.20

111.91

201.48

145.81

51.82

29.87

77.14

34.54

34.76

107.79

39.33

57.88

50.35

1883.72
1210.21
1329.27
5713.12
5713.45

New India

Oriental

United

Public Total

Grand Total

6292.70

6255.50

1383.72

1248.69

1991.51

1301.13

37.20

Note: Figures in brackets indicate the negative values.

1289.92

National

Private Total

Universal Sompo

6940.03

6612.48

1476.08

1366.56

2296.79

1473.05

327.55

8152.65

7534.50

1583.77

1514.53

2594.83

1841.37

618.15

9430.08

8286.21

1623.87

1668.43

2795.36

2198.55

1143.87

2682.82

2310.73

514.05

460.98

912.08

423.61

372.09

3189.77

2684.87

575.04

537.63

1137.19

435.01

504.90

3210.50

2566.52

595.90

606.26

891.64

472.72

643.98

3478.31

2788.47

656.58

696.59

863.20

472.10

789.85

1.24

141.56

71.44

63.49

10.75

TATA AIG

11.29

12.23

28.47

(0.79)

0.33

0.19

15.51

Shriram

SBI General

Royal Sundaram

5.71

3919.35

3021.86

760.86

821.97

963.61

475.42

897.49

24.02

168.20

1.00

50.06

68.03

(1.95)

99.74

115.52

4543.31

3468.33

859.56

910.38

1107.51

590.88

1074.98

27.93

181.16

1.43

(0.07)

53.17

49.17

65.09

0.69

93.47

Reliance General

82.28

276.63

(0.65)

69.75

206.51

0.00

47.61

185.97

77.59

18.49

Raheja QBE

127.77

160.28

27.66

7.90

52.57

11.48

210.88

2010-11

(0.33)

65.72

127.61

12.13

0.67

47.30

3.51

195.49

2009-10

L&T General

26.16

119.99

2.79

163.53

IFFCO Tokio

48.72

18.10

14.45

1.21

13.38

ICICI Lombard

118.01

9.93

39.86

35.99

150.17

2007-08

0.41

27.60

119.04

2006-07

HDFC ERGO

15.37

83.30

2005-06

0.08

56.39

302.41

2004-05

Future Generali

18.95

197.28

2003-04

47.14

0.04

142.20

2002-03

Cholamandalam

8.99

2001-02

(0.60)

0.14

2000-01

Others

Bharti AXA

Bajaj Allianz

Insurer

TABLE 48: SEGMENT WISE NET PREMIUM INCOME (EARNED) (Contd.)

5430.33

4100.68

1061.86

977.17

1278.09

783.56

1329.65

36.29

190.45

3.22

3.84

50.12

48.41

6.25

4.85

135.01

379.52

140.25

33.37

62.74

11.36

223.96

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1891.27

2008-09

180
2671.48
1725.35
1884.38
8085.76
8086.20

New India

Oriental

United

Public Total

Grand Total

8511.24

8469.16

1972.79

1820.71

2858.87

1816.79

42.08

Note: Figures in brackets indicate the negative values.

1804.55

0.44

National

Private Total

Universal Sompo

9619.27

9228.26

2109.37

1855.78

3297.15

1965.96

391.01

82.89

10862.19

10086.36

2136.64

1972.46

3589.45

2387.81

775.83

143.62

12118.20

10717.12

2162.64

2123.17

3767.17

2664.14

1401.08

227.60

13710.09

11434.33

2194.33

2355.84

4120.99

2763.17

2275.75

285.56

16046.52

12366.69

2373.24

2690.77

4535.11

2767.57

3679.83

381.65

333.58

19287.48

13408.28

2702.09

2876.23

4811.43

3018.53

5879.20

(0.43)

453.85

445.83

598.06

1388.86

22944.97

15037.56

3199.10

3066.80

5249.30

3522.36

7907.41

(0.87)

26000.20

16955.66

3838.19

3590.83

5710.86

3815.79

9044.53

75.24

589.73

136.05

714.86

1399.25

876.19

1293.80

31634.73

20199.80

4647.63

4314.90

6473.32

4763.95

11434.93

192.75

726.69

587.48

12.67

249.44

960.03

TATA AIG

173.28

244.26

330.03

132.23

53.97

1135.10

17.15

76.49

48.02

(3.31)

922.22

Shriram

13.08

26.32

832.93

(2.53)

0.19

9.31

639.67

2856.16

SBI General

Royal Sundaram

Reliance General

1.21

547.60

2192.82

(1.75)

345.98

1973.65

606.36

329.12

Raheja QBE

175.37

1567.18

400.06

187.48

627.37

315.70

2149.65

2010-11

0.28

100.23

1066.65

179.47

56.82

462.29

83.64

1884.20

2009-10

L&T General

39.49

527.68

3.74

215.60

IFFCO Tokio

79.09

27.22

140.29

1.56

138.35

ICICI Lombard

119.26

150.05

39.86

248.86

1415.44

2007-08

0.41

127.28

838.53

2006-07

HDFC ERGO

88.40

586.37

2005-06

(1.29)

71.04

370.91

2004-05

Future Generali

23.83

230.65

2003-04

385.36

1.10

154.10

2002-03

Cholamandalam

9.82

2001-02

(2.78)

0.25

2000-01

TOTAL

Bharti AXA

Bajaj Allianz

Insurer

TABLE 48: SEGMENT WISE NET PREMIUM INCOME (EARNED) (Concld.)

39387.60

24928.42

6087.24

4893.06

7874.59

6073.53

14459.19

246.54

1084.32

542.86

34.61

1105.03

1163.09

7.94

48.89

1332.68

3549.00

914.47

521.33

869.13

564.63

2474.68

2011-12

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

181
15
0

TATA AIG

Universal Sompo

1
69057

United India

Public Total

14
70000

Star Health

Grand Total

* Not recorded due to coinsurance

Max Bupa

662

Oriental

6341

Shriram

New India

SBI

943
62712

Royal Sundaram

Private Total
National

Reliance

Iffco Tokio
0

71
134

ICICI Lombard

Raheja QBE

HDFC Ergo

Future Generalii

L&T

32

Cholamandalam MS

Bharti AXA

Private Health Insurers


Apollo Munich

Group Insurance Schemes


excluding Govt Sponsered
Schemes

Family/Floater Insurance
excluding Individual Policies

Individual Insurance
excluding Family/
Floater Policies

Total

165565

75327

1971

45498

15018

12231

2752

120067
15496

3151

4080

1078

427

23839

10194

2,197.17

582.66

0.00

29.64

790.78

344.00

175.00

39.55

1,406.39
232.23

0.00

40.57

0.00

0.00

59.08

10.46

0.00

0.00

31.54

471.74

11.01

0.00

161.07

8.62

0.00

55552

4121

216

344

39603

14220

6628

5275

15949
13480

165

505

658

31

726

2002

422

529

1311

2447

2463

32150

242

69

621

21589

7000

1394

4937

10561
8258

150

1737

1660

195

1099

2289

634

202

482

494

683

53323

21164

47959

93798

200

6695

110403

108624

7487

5832

4426

51185

582515

42152

91

940027

108482

375099

68355

5,987.28 2075881

41.21

22.00

202.36

4,176.38

1,252.00

753.00

1,113.50

1,810.91 1135854
1,057.88 388091

19.37

0.00

0.00

0.66

47.82

112.75

0.00

7.87

135.53

627.45

102.46

111.39

48.86

130.75

200.42

21719

1977

113

284

2444

334

800

238

19274
1072

130

76

92

340

15398

300

251

25

170

13

105

2500

60920

214143

17739

190

3073

271079

327925

11473

25477

7537

273442

678978

423273

34064

146

1,397.76 6048466

273.15

53.00

137.58

620.37 4375485

129.00 1156004

270.00

55.01 1450661

777.39 1672981
166.36 1089842

15.74

0.40

0.00

0.00

20.16

58.39

0.00

0.26

6.69

113.17

60.32

4.04

9.22

3.32

21.96

18961

526

33

244

13390

3025

3299

4337

5571
2729

61

365

48

3073

286

276

18

41

588

55988

82099

262614

112203

421

10628

383555

436971

19489

32652

14410

327090

1242
76432
3,458.81 8249898

158.26 1009923

24.00

84.54

2,433.21 5424172

295.00 1060708
507.00 1278707

1,025.60 2825726
615.60 1554125
1,015.61 1530632

0.63

9.22

0.00

0.00

104.08

7.74

0.00

0.15

17.55

235.70

221.99

4.41

9.78

2.74

144.82

2,072.07

1,055.28

99.00

454.12

8,020.73

2,232.00

1,493.00

238395 13,041.02

78073

215

3119

82921

25377

17725

2,223.66

27555
12264

5,020.29

35.74

50.19

0.00

0.66

231.14

189.34

0.00

8.28

191.31

1,448.06

395.78

119.84

228.93

145.43

367.19

155474

285

3288

6274

3126

196

19997

26713

1162

245

10887

515

1376

No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered

Government Sponsered
Schemes

Bajaj Allianz

Insurer

(No. of persons in '000) (Premium in ` crore)

TABLE 49: HEALTH INSURANCE OTHER THAN TRAVEL-DOMESTIC/OVERSEAS & PERSONAL ACCIDENT:
GROSS PREMIUM AND NUMBER OF PERSONS COVERED (2011-12)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

182

39
0
0
0
31
0
0
6
0

Iffco Tokio

L&T

Raheja QBE

Reliance

Royal Sundaram

SBI

Shriram

TATA AIG

Universal Sompo

3
93920

United India

Public Total

5
94241

Star Health

Grand Total

* Not recorded due to coinsurance

Max Bupa

164

Oriental

2397

46

ICICI Lombard

New India

HDFC Ergo

321
91517

Future Generalii

Private Total
National

24

Cholamandalam MS

Bharti AXA

Private Health Insurers


Apollo Munich

Group Insurance Schemes


excluding Govt Sponsered
Schemes

Family/Floater Insurance
excluding Individual Policies

Individual Insurance
excluding Family/
Floater Policies

Total

189067

126933

159

35352

14520

5389

1030

153715
14413

641

2774

16403

179

6626

2198.01

888.68

0.00

5.87

584.51

174.95

176.88

32.22

1613.50
200.46

0.00

14.16

0.00

0.00

27.38

0.00

0.00

0.00

60.17

473.53

46.61

0.00

85.71

11.38

0.00

56231

3436

12

235

38661

11246

5888

3976

17570
17551

92

409

814

898

2178

235

762

4437

1321

2741

22618

140

407

17511

5429

2736

3213

5107
6133

81

112

908

1424

934

312

125

264

399

449136

10560

47

774681

70821

333229

53266

962293
317365

41478

16007

58498

115389

8101

122561

70027

4101

2927

3918

59543

4,952.12 1736974

31.35

0.28

132.28

3,591.47

985.00

815.28

1,008.01

1,360.65
783.18

13.20

0.00

0.00

0.00

38.47

149.10

0.00

0.00

94.17

511.68

88.75

91.58

39.54

36.10

134.15

16348

1524

27

147

2005

189

746

168

14343
902

103

72

61

19

321

165

16

11795

86

1425

91321

280342

20442

1725

162717

263718

8140

10555

9144

252347

904015

603188

354501

19794

119

993.87 5022729

172.77

13.02

78.18

468.57 3546439

85.00

185.00

47.16 1054995

525.30 1476290
151.41 984241

9.85

0.18

0.00

0.00

14.36

59.56

0.00

0.00

4.36

116.86

34.55

2.23

2.54

2.32

14.53

25508

441

19

184

12395

3052

3075

3753

13113
2515

91

519

1725

173

238

18

22

9144

536

42995

107334

339280

136645

10763

287502

333986

13003

17943

14383

314631

986085

942308

565
807078

30366
2886.50 6910175

106.89

12.16

49.88

2044.45 4453701

466.81

115.42

842.05 2456474
546.24 1410674
915.98 1114634

0.40

40.33

0.00

0.00

98.89

8.56

0.00

0.00

18.04

179.23

150.41

2.93

20.35

2.98

150.99

1,199.69

25.46

266.21

6,689.00

1,711.76

1,292.58

253541 11,030.50

129038

47

897

67263

23190

11945

2,003.37

1,681.29

23963
8164

4,341.50

23.45

54.67

179.10

217.22

176.74

1,281.30

320.33

96.74

148.14

52.78

299.67

186278

187

804

3466

908

1744

18320

1516

346

6781

21203

1022

No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered

Government Sponsered
Schemes

Bajaj Allianz

Insurer

(No. of persons in '000) (Premium in ` crore)

TABLE 49: HEALTH INSURANCE OTHER THAN TRAVEL-DOMESTIC/OVERSEAS & PERSONAL ACCIDENT:
GROSS PREMIUM AND NUMBER OF PERSONS COVERED (2011-12) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Group Insurance Schemes


excluding Govt Sponsered
Schemes

Family/Floater Insurance
excluding Individual Policies

Individual Insurance
excluding Family/
Floater Policies

Total

0
515
16
1
532
0
0
0
0
0
0
2
0
6
0
0
0
0
0
0
0
0
0
8
540

New India

Oriental

United India

Public Total
Star Health

Max Bupa

Apollo Munich

Bajaj Allianz

Bharti AXA

CHOLA MS

183

Future Genarli

HDFC ERGo

ICICI Lombard

IFFCO Tokio
L&T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram General
Tata AIG

Universal

Private Total

Grand Total

7729

6018

0
0
0
0
0
0
0
0

1123

4895

1712
0

613

640

459

52.70

7.78

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.93

0.00

6.85

0.00

0.00

0.00

0.00

0.00

44.92
0.00

3.06

30.34

11.52

0.00

415328

149183

516

10746
18
172
2776
22948
0
185
50559

2757

34880

1548

5482

2719

4304

200

266145
9372

203363

331

2538

59913

111110

27833

629

25
303
24
*
1550
0
64
9934

3487

4661

1410

1681

3254

201

83277
600

78498

551

984

3245

759.25

334.37

2.54

26.25
1.79
0.50
24.27
19.75
0.00
2.32
46.05

51.57

26.58

31.81

45.69

20.84

20.63

3.88

0.00

424.88
9.88

163.38

111.71

19.05

130.74

705168

454318

0
0
0
0
0
0
16
11966

442336

250850
0

250850

1556

1004

0
0
0
0
0
0
0
57

947

552
0

552

644904

13436

292070

546682

8612

32962
7174
11
20277
86522
0
7178
34244

653979

663861

56495

14462

6428

511582

774

146.88 3819093

80.82 2322001

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
22.29

0.00

58.53

0.00

0.00

0.00

0.00

0.00

0.00

66.06 1497092
0.00 217440

0.00

66.06

0.00

5138

3140

76
12
0
0
95
0
7
34

654

640

58

18

512

783

1997
236

806

39

292

860

848268

13783

545973

606595

974

19944

9147

515886

9128

96769

43708
7192
183
23053
109470
0
7379

447.78 4940129

326.68 2925510

2.09

1.36
0.12
0.00
1.34
17.87
0.00
0.31
46.63

58045
102.13 1141077
86.48 656742

7.63

1.46

0.98

37.85

13.02

121.10 2014619
7.40 226812
0.00
0

21.79

27.48

45.35

26.48

984

125534

37996

637

10025

5264
101
315
24
0
1645
0
72

6248

6363

1699

3261

521

1406.61

749.65

4.63

114.97

138.99
27.61
1.91
0.50
25.61
37.62
0.00
2.64

187.24

46.30

47.15

21.82

58.48

16.90

0.00

17.28
0

656.96
837

188.23

169.53

141.98

157.22

87538

79917

1230

2286

4105

No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered

Government Sponsered
Schemes

National

Insurer

(No. of persons in '000) (Premium in ` crore)

TABLE 50: PERSONAL ACCIDENT INSURANCE PREMIUM AND NUMBER OF


PERSONS COVERED (2011-12)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

Group Insurance Schemes


excluding Govt Sponsered
Schemes

Family/Floater Insurance
excluding Individual Policies

Individual Insurance
excluding Family/
Floater Policies

Total

0
515
16
1
532
0
0
0
0
0
0
2
0
6
0
0
0
0
0
0
0
0
0
8
540

New India

Oriental

United India

Public Total
Star Health

Max Bupa

Apollo Munich

Bajaj Allianz

Bharti AXA

184

CHOLA MS

Future Genarli

HDFC ERGo

ICICI Lombard

IFFCO Tokio
L&T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram General
Tata AIG

Universal

Private Total

Grand Total

7729

6018

0
0
0
0
0
0
0
0

1123

4895

1712
0

613

640

459

52.70

7.78

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.93

0.00

6.85

0.00

0.00

0.00

0.00

0.00

44.92
0.00

3.06

30.34

11.52

0.00

415328

149183

516

10746
18
172
2776
22948
0
185
50559

2757

34880

1548

5482

2719

4304

200

266145
9372

203363

331

2538

59913

111110

27833

629

25
303
24
*
1550
0
64
9934

3487

4661

1410

1681

3254

201

83277
600

78498

551

984

3245

759.25

334.37

2.54

26.25
1.79
0.50
24.27
19.75
0.00
2.32
46.05

51.57

26.58

31.81

45.69

20.84

20.63

3.88

0.00

424.88
9.88

163.38

111.71

19.05

130.74

705168

454318

0
0
0
0
0
0
16
11966

442336

250850
0

250850

1556

1004

0
0
0
0
0
0
0
57

947

552
0

552

644904

13436

292070

546682

8612

32962
7174
11
20277
86522
0
7178
34244

653979

663861

56495

14462

6428

511582

774

146.88 3819093

80.82 2322001

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
22.29

0.00

58.53

0.00

0.00

0.00

0.00

0.00

0.00

66.06 1497092
0.00 217440

0.00

66.06

0.00

5138

3140

76
12
0
0
95
0
7
34

654

640

58

18

512

783

1997
236

806

39

292

860

606595

848268

13783

545973

19944

9147

515886

974

9128

96769

43708
7192
183
23053
109470
0
7379

447.78 4940129

326.68 2925510

2.09

1.36
0.12
0.00
1.34
17.87
0.00
0.31
46.63

58045
102.13 1141077
86.48 656742

7.63

1.46

0.98

37.85

13.02

121.10 2014619
7.40 226812
0.00
0

21.79

27.48

45.35

26.48

157.22

125534

37996

637

10025

5264
101
315
24
0
1645
0
72

6248

6363

1699

3261

521

984

1406.61

749.65

4.63

114.97

138.99
27.61
1.91
0.50
25.61
37.62
0.00
2.64

187.24

46.30

47.15

21.82

58.48

16.90

0.00

17.28
0

656.96
837

188.23

169.53

141.98

87538

79917

1230

2286

4105

No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium No. of
No. of Premium
policies Persons
policies Persons
policies Persons
policies Persons
policies Persons
Covered
Covered
Covered
Covered
Covered

Government Sponsered
Schemes

National

Insurer

(No. of persons in '000) (Premium in ` crore)

TABLE 50: PERSONAL ACCIDENT INSURANCE PREMIUM AND NUMBER OF


PERSONS COVERED (2011-12) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

1075
465
51

Marine (Cargo)

Marine (Hull)

185

294
2851
78

Personal Accident

Medical Insurance

Overseas Medical
Insurance

82

4098

347

287

2819

74

27

369

80

15

518

1578

25

42

86

Note: Figures in brackets indicate negative values.

13729 14733 20917

Grand Total

1221

1040

Miscellaneous

1042

75

3211

301

250

5411

233

Liability Insurance

2863

6727

Credit Insurance

3018

Motor Third Party

4694

566

105

588

1420

52

4203

Motor Own Damage

494

56

504

1242

Crop Insurance

419

Engineering

Aviation

Corporate
Agents - Others

Corporate
Agents - Banks

Brokers

Referral
Arrangements

Direct Business

Others

Total

(` Crore)

2849

149

34

725

182

34

342

1069

73

16

61

164

1239

102

19

271

92

198

417

18

10

93

3219

336

1457

166

144

181

447

24

443

4184

372

1931

217

145

225

746

32

10

494

3273

398

13

693

311

18

367

640

42

46

732

5665

496

14

18

1335

155

323

546

931

478

106

417

847

9331

676

10

28

2275

229

395

969

1821

1258

112

531

1029

9921

409

53

24

35

2778

250

466

1080

1884

773

150

128

615

1276

526

77

74

14

76

238

26

602

46

51

10

122

273

17

54

1486

31

149

2981

344

216

1354

2044

680

777

518

1370

2214

188

4034

288

228

1557

3380

(117)

757

409

1477

1171

1020

75

171

4783

346

236

2383

4038

846

316

732

568

1871

192 11949 14418 18556

20

35

89

29

561

47

11

134

165

45

39

21

13

73

903

84

17

345

20

12

61

54

60

51

22

176

1816

999

1544

4637

2284

487

999

1850

5480

1175

930

6139

1366

1024

9729

3558

1514

290

4583

1960

335

3423

1089

2867

324

7911 10858 12963

1036

801

5857

9486 12036 14078

1669

963

1465

3919

3865 38469 47012 57964

101

2710

332

17

255

283

36

25

20

59

2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12 2009-10 2010-11 2011-12

Individual
Agents

Fire

Type of Channel

TABLE 51: CHANNEL WISE GROSS DIRECT PREMIUM INCOME

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

186
389627.90

ALL INDIA

Note: TP- Third Party; OD- Own Damage.

27228.80
90.43
53.63
2914.87
1617.41
2903.16
2687.41
153.17
175.00
40800.26
1386.06
34836.08
16259.74
1619.11
1798.92
1153.43
18799.26
7818.31
0.00
5448.58
129432.63
33.02
218.84
127.54
51.58
3607.16
389.37
10607.21
6679.51
33.13
33850.54
163.68
13642.69
2162.69
20884.67

2009-10

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

States/Union Territory

463746.53

33819.95
198.34
72.94
3302.29
1769.75
3259.65
3149.03
171.30
238.15
47771.85
1814.35
42842.86
19779.19
3206.47
1986.86
1498.93
22999.85
8433.36
0.00
7360.15
148751.41
31.89
256.92
60.19
57.00
5535.44
780.50
12912.44
8790.25
92.02
37550.95
166.41
16385.52
3568.28
25132.06

2010-11

Fire

547626.43

37087.86
1521.58
4251.32
2946.86
3414.12
4370.84
56117.48
22399.74
4244.11
5716.51
2635.68
27672.16
13070.80
9798.30
166012.93
133.29
2288.50
426.11
133.25
7788.79
19021.76
13402.04
140.51
42873.49
193.23
21000.63
3765.05
23675.16
589.72
1556.33
1882.69
337.73
43786.68
480.31
2890.87

2011-12

125521.05

5864.20
17.84
10.63
567.72
216.43
1036.71
697.07
23.86
54.90
27652.74
611.02
8507.62
5270.25
145.57
250.46
294.97
6799.05
1045.58
0.00
2728.10
34353.56
4.49
14.13
1.16
11.54
716.23
105.68
1940.63
2666.68
11.48
11579.74
18.41
4586.12
443.90
7272.60

2009-10

154427.49

9142.97
20.16
13.12
634.03
248.97
1209.92
753.69
38.91
77.86
26894.71
777.24
11138.17
6355.57
197.50
275.46
292.06
7780.28
1182.70
0.02
4198.18
43564.39
5.94
24.95
0.65
10.90
953.51
904.03
2598.84
3272.96
17.51
16300.34
22.88
5714.84
748.39
9055.84

2010-11

Marine Cargo

184522.56

9616.99
770.50
759.63
412.93
1258.86
2612.41
13354.30
8329.72
374.86
1100.49
362.20
9546.03
1721.70
3753.46
54464.30
12.92
386.94
57.85
12.01
1278.53
4162.15
4169.25
33.46
16464.46
21.38
7639.81
679.80
9484.03
171.83
587.55
440.47
254.34
29053.15
37.04
1137.20

2011-12

96426.03

1308.13
74.06
0.00
22.47
3.06
1.00
8.79
0.00
0.34
949.60
1216.56
4880.49
2003.41
0.10
0.16
0.00
836.61
459.44
0.00
0.81
77810.65
0.00
0.85
0.00
0.00
34.75
2.82
389.89
6.90
0.00
5482.63
0.00
502.63
2.87
426.99

2009-10

99895.82

2796.76
69.94
0.00
107.95
3.64
3.29
0.00
0.00
0.00
2123.76
1319.64
6135.26
2901.24
0.38
0.11
0.21
847.19
790.10
0.00
1.37
75929.63
0.00
0.00
0.00
0.00
75.79
2.12
788.48
6.27
0.00
5034.78
17.00
306.47
5.15
629.29

2010-11

Marine Hull

TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME

100015.37

1950.57
145.67
214.64
18.48
7.96
4397.53
5883.21
4458.68
0.43
72.39
32.92
2499.63
1962.82
-5.72
67017.60
0.19
92.22
3.24
0.00
100.32
1772.53
15.43
0.00
5109.59
13.27
291.63
41.86
1139.79
57.05
5.89
348.43
0.00
2213.50
131.33
22.30

2011-12

44566.33

897.55
36.09
0.00
2285.61
18.46
237.60
1620.76
166.54

38.24
29406.31
0.00
109.72
0.00
0.00
134.15

1978.71
143.02
2490.86
40.01
167.49
72.31
3654.27
467.42

6.92

0.00
0.00
27.39

566.90

2011-12

Aviation

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

187
165686.31

ALL INDIA

191201.61

24931.03
6.04
10.62
1738.57
587.24
986.65
2009.47
20.12
103.84
26180.12
420.92
11095.25
6824.20
218.29
538.08
1018.23
7680.88
1418.02
0.00
2233.63
55149.03
21.08
104.41
17.61
9.57
3316.97
324.01
3700.51
1913.03
54.47
19312.72
87.49
6390.10
627.65
12151.77

2010-11

Engineering

Note: TP- Third Party; OD- Own Damage.

24308.82
7.72
5.84
1532.63
514.24
1071.08
1467.81
25.50
40.88
22799.96
362.12
9441.70
4956.84
254.64
436.28
774.54
7296.06
1374.58
0.00
1785.50
49675.01
2.46
62.45
3.68
6.91
2294.87
52.51
3127.77
1458.09
105.87
14755.19
70.44
4193.64
436.35
10984.37

2009-10

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

States/Union Territory

227983.14

27490.05
1258.80
2986.13
2640.99
3906.76
1196.75
13091.60
7911.07
2189.95
3071.78
2244.62
11048.45
2699.24
4030.64
57273.25
105.20
1044.99
218.54
150.36
5722.67
7408.07
3224.93
420.26
19383.93
61.21
10620.83
1203.64
12946.17
239.32
324.44
636.05
236.72
20202.69
133.76
659.29

2011-12

934482.58

65922.97
199.21
508.71
13988.64
15352.80
12941.02
13817.16
139.66
142.58
76030.09
7387.75
61792.52
42930.09
5263.72
7969.07
10426.96
68105.98
52761.91
0.19
32578.64
140754.46
424.88
1068.41
480.61
531.59
18057.92
2302.65
34124.76
44900.66
476.63
89408.40
1515.61
65333.62
8235.24
38607.45

2009-10

1194184.11

80965.51
341.69
448.12
16514.68
19915.74
17626.01
18073.82
186.90
127.11
88835.27
8546.63
89614.85
50687.74
7577.63
8964.77
14178.02
85808.82
64109.94
0.31
43276.84
188253.20
532.52
1463.70
539.60
647.64
24584.50
2819.92
42417.18
55985.81
672.99
110474.89
1357.97
82955.13
10562.26
55116.39

2010-11

Motor OD

1403802.11

92361.39
3286.94
16843.46
24136.74
22249.59
10205.02
110342.58
50047.63
7821.48
13379.17
15201.54
104907.85
72509.93
49841.55
229419.77
1868.55
6319.87
4749.63
944.71
29246.63
51757.87
60987.61
847.09
127713.31
1623.07
94883.63
10449.01
57698.77
3651.58
15898.46
4407.54
641.10
99593.81
695.57
7269.70

2011-12

561331.61

39117.93
185.75
208.15
8710.14
9078.56
6501.80
8025.11
136.24
123.78
28114.50
4350.12
38210.81
28882.76
3988.16
5633.28
5723.17
41944.12
40530.43
1.20
22020.41
73778.06
207.01
775.17
336.79
291.93
11449.65
1215.08
17603.34
29403.83
301.10
64001.66
1025.53
39283.43
5670.08
24502.52

2009-10

623060.30

43454.36
318.37
174.68
9726.15
10266.68
6548.74
9228.60
146.37
92.51
29062.18
4684.79
41705.24
18005.59
4779.70
6113.34
6574.20
47094.76
43938.87
1.95
26221.14
88139.40
262.02
905.56
367.44
262.53
14220.73
1601.63
20347.98
32835.30
478.03
72387.24
1197.39
45016.25
6969.79
29930.78

2010-11

Motor TP

980452.47

66718.83
2041.77
14124.17
18042.37
15315.78
7216.11
66609.40
28506.58
7774.32
10737.41
10769.13
73936.08
62712.26
41573.55
144207.70
1059.37
4678.05
3888.73
768.76
24323.97
31888.22
50770.39
799.15
106739.77
1996.48
68544.60
8854.02
43688.07
3216.86
5857.48
4211.48
365.05
42237.83
525.74
5753.00

2011-12

TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Contd.)

77721.59

3953.29
1.21
2.46
234.20
201.70
234.42
567.17
56.26
33.67
8772.08
183.54
4929.76
1941.22
144.05
130.65
151.86
9394.56
1031.46
0.00
687.23
32980.44
15.42
10.04
5.17
9.59
321.99
31.97
471.89
746.16
11.57
6145.58
23.58
1502.98
231.58
2562.86

2009-10

92969.70

5150.67
1.76
3.47
284.79
204.21
358.03
757.57
85.67
32.87
12778.79
223.64
6111.54
2289.59
188.75
140.34
241.57
10458.69
1151.76
0.00
841.45
35882.31
15.60
11.82
4.46
8.73
459.88
148.35
567.48
924.43
12.83
7016.22
26.16
1897.35
287.28
4401.64

2010-11

4810.05
225.80
259.38
257.57
665.82
614.11
7274.66
2779.85
176.80
314.26
316.24
10384.64
1079.05
929.05
39863.25
28.63
977.30
56.33
18.94
556.70
1951.64
1047.27
22.40
7242.71
20.55
2587.77
207.92
4271.41
4.50
129.15
295.84
60.16
12768.03
1.35
68.49

2011-12

102267.61

Liability Insurance

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

188
100442.98

ALL INDIA

Note: TP- Third Party; OD- Own Damage.

6458.49
1.91
5.16
367.15
568.38
497.71
857.84
9.93
17.41
9823.64
273.27
7956.86
3313.47
143.97
479.74
905.17
5999.21
2580.78
2.40
1093.27
35857.24
1.74
27.58
5.24
0.39
917.25
82.06
1381.70
3716.78
6.60
9506.66
98.99
4582.23
289.83
2612.93

2009-10

117473.72

8337.07
3.54
4.24
651.46
617.13
629.61
1051.29
16.28
18.16
13768.57
300.59
9784.76
4066.33
174.80
467.51
938.68
7992.24
3160.90
3.00
1592.05
36211.85
3.07
21.49
4.61
2.64
1338.58
101.77
1527.51
2859.49
12.48
12624.50
98.12
4675.67
423.03
3990.70

2010-11

Personal Accident

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

States/Union Territory

136592.24

10266.00
468.22
690.59
1364.26
977.83
731.42
10576.15
5652.82
249.34
2268.90
1158.68
9415.43
3798.49
1865.59
37827.42
58.71
710.15
350.93
9.32
1557.77
4249.65
3103.56
24.06
15758.64
88.07
4988.22
472.75
3986.14
172.10
455.42
620.01
56.17
12271.09
21.42
326.90

2011-12

797949.81

80114.34
3.48
4.13
1348.02
753.17
6467.05
1079.46
94.62
182.19
86777.93
1463.31
52428.08
17916.48
663.19
310.38
5570.95
71818.08
18360.45
0.22
7267.99
248118.50
18.52
48.16
0.24
246.33
1565.81
432.55
5534.47
6202.14
26.86
116148.00
458.01
24462.50
1426.18
40638.00

2009-10

1086029.90

105002.58
16.63
3.62
2399.98
11680.79
6246.82
1397.57
137.92
228.53
113477.48
1861.69
69325.21
43325.56
1859.40
467.17
2580.25
94636.13
24018.49
0.23
9493.17
326795.70
7.05
66.22
285.84
236.80
4645.95
648.00
8135.14
9525.56
38.16
138391.73
765.44
49743.55
2366.75
56218.81

2010-11

Health

1296282.04

106121.93
2037.83
5873.34
26048.74
1659.36
11279.70
79763.01
60447.05
1936.65
6067.04
3876.30
117786.47
45128.38
11319.68
368207.91
367.42
7309.50
2509.10
467.77
5178.76
27425.21
11029.39
76.45
121017.49
2658.44
42504.72
2411.94
78556.81
1372.70
6149.79
5514.22
205.48
127147.15
84.66
6741.63

2011-12

28974.08

2311.96
0.01
0.00
16.77
18.20
377.17
29.66
1.07
0.00
2957.53
95.04
2050.74
376.55
13.36
22.14
74.88
2666.96
735.68
0.00
202.75
12069.10
0.05
1.78
0.00
0.00
27.39
20.39
475.45
261.29
1.25
2833.01
0.08
406.85
39.71
887.30

2009-10

33527.50

2472.01
0.00
0.03
23.73
19.03
465.01
29.53
0.39
0.00
3655.60
102.60
2013.82
368.95
14.09
22.38
59.60
3235.64
772.07
0.00
209.16
14697.22
0.14
2.40
0.00
0.16
56.80
33.88
589.16
277.06
1.11
2947.28
1.42
415.38
44.67
997.19

2010-11

Overseas Mediclaim

TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Contd.)

32420.56

2628.99
20.81
31.06
35.24
35.05
119.08
2012.65
534.15
18.20
46.50
77.61
3728.68
835.23
215.27
12047.43
2.75
55.34
7.91
0.31
66.08
875.98
296.29
0.95
2844.73
1.00
503.42
55.42
1032.93
3.92
425.94
54.23
0.24
3764.21
0.38
42.56

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

189
151390.01

ALL INDIA

Note: TP- Third Party; OD- Own Damage.

24010.09
0.53
0.00
232.12
24762.00
0.00
3010.94
0.00
0.00
0.00
0.09
11230.19
625.51
355.94
12.04
2833.16
5365.27
434.63
0.00
14676.21
11389.52
74.79
34.06
0.60
0.00
5828.57
20.32
45.63
21978.18
0.77
6952.43
16.23
8683.83
426.62
8389.74

2009-10

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

States/Union Territory

196042.87

25909.61
0.63
0.00
296.37
26769.58
0.00
3146.12
0.00
0.00
0.00
3.40
12501.96
816.00
1042.34
11.18
1163.59
4187.99
624.32
0.00
23525.62
14490.05
3.40
48.33
0.00
0.00
6602.61
15.71
0.00
44448.79
0.03
9617.62
5.08
9775.20
929.06
10108.28

2010-11

Crop Insurance

286715.55

53250.45
1.23
813.55
40766.43
5953.43
1.01
16144.82
1599.30
1447.26
98.78
1291.16
10344.97
494.01
23179.17
20766.50
24.99
21.60
6.51
5.14
22388.47
309.71
56760.62
2.76
7782.28
19.81
8573.83
1142.35
12840.18
4.04
35.94
0.00
0.01
543.81
0.00
101.43

2011-12

108917.22

4415.51
0.00
0.00
0.00
0.05
0.00
5925.13
2971.35
0.00
0.00
0.00
6253.27
2403.98
1270.59
38518.11
0.00
0.00
0.00
0.00
496.12
3582.15
1736.53
0.00
15013.36
0.00
5373.76
0.00
5430.67
0.00
1251.12
0.00
0.00
14275.52
0.00
0.00

2011-12

Credit Insurance

351700.58

19820.21
21.07
39.93
1951.22
7456.50
2199.17
4491.98
24.00
29.58
31571.83
458.37
20994.32
12393.35
1261.88
2512.89
1862.48
20759.44
10602.85
0.00
8103.22
104927.18
83.00
157.31
102.25
109.04
4309.52
206.40
9193.13
14066.34
49.10
28773.14
206.17
26237.86
2386.64
14339.21

2009-10

457524.43

22290.71
31.30
67.38
2107.61
19392.01
4374.58
6939.98
30.44
27.25
40649.67
494.04
27942.22
15991.05
1375.96
2707.78
4667.59
23742.14
13149.72
0.04
13326.46
127541.20
69.43
250.68
57.55
86.88
4661.57
274.31
9754.53
27625.78
99.18
34344.52
314.67
25760.42
10759.91
16615.90

2010-11

Miscellaneous

341574.75

15429.47
1129.62
2100.39
7526.66
7016.44
2939.00
19534.15
17745.83
1630.38
4764.49
2464.44
18690.05
11803.30
14659.99
72117.10
230.85
1075.43
478.28
103.86
7175.07
8349.69
32293.24
84.45
22376.50
193.79
25023.13
2051.57
11349.45
585.70
2172.91
799.20
115.59
26407.04
161.55
996.13

2011-12

3781254.52

300419.22
603.22
838.63
31885.96
60542.45
34230.29
36740.41
664.31
800.32
336250.15
17787.25
257259.17
136869.67
13853.70
19556.01
29771.56
259784.61
137736.09
4.01
96592.70
951146.34
865.38
2418.79
1063.28
1258.89
49131.11
4861.78
84895.87
132086.55
1024.35
389436.98
3596.74
193418.39
21751.71
172108.62

2009-10

TABLE 52: STATE-WISE GROSS DIRECT PREMIUM INCOME (Concld.)

4710083.98

364273.22
1008.40
798.21
37787.59
91474.78
41708.31
46536.67
834.29
946.28
405197.99
20549.53
330211.14
171411.02
20635.32
21694.98
33212.92
316464.60
162750.24
5.56
132279.22
1155405.39
952.14
3156.48
1337.94
1322.86
66452.32
7654.23
103339.25
188464.74
1478.82
466002.78
4060.04
249035.87
37292.21
224348.64

2010-11

Total

5797534.67

432714.97
12908.75
48947.65
124224.63
62467.97
47661.69
406772.16
215874.62
27903.78
47805.21
40502.82
409867.98
220686.61
162469.37
1337149.60
3892.86
25069.61
12753.13
2614.43
106014.03
163652.20
238872.65
2451.54
512605.88
6908.76
292773.58
32956.10
266266.12
10071.46
34880.82
19216.01
2272.61
438022.41
2273.10
26009.52

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

497.79
(19.30)

(-4.21)

(16.15)

446.34

(55.96)

51.45

2004-05

417.26

(-8.26)

435.62

384.27

418.85

(96.72)

(3.85)

(96.15)

32.99

2003-04

16.77

2002-03

(2.74)

511.41

(-5.47)

421.93

(73.92)

89.48

2005-06

Note: Figures in brackets indicate the growth over the previous years in per cent.

TOTAL

Public Sector

Private Sector

Insurer

(8.75)

466.64

(-19.48)

339.72

(41.85)

126.92

2006-07

(22.69)

572.50

(13.47)

385.47

(47.36)

187.03

2007-08

(17.13)

670.60

(17.09)

451.37

(17.21)

219.23

2008-09

(0.64)

674.88

(-3.84)

434.04

(9.86)

240.84

2009-10

TABLE 53: NON-LIFE INSURERS: NUMBER OF POLICIES ISSUED

(17.56)

793.41

(16.52)

505.76

(19.44)

287.652

2010-11

(8.07)

857.44

(4.43)

528.14

(14.48)

329.30

2011-12

(In Lakhs)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

190

25.98
81.29
80.46
89.46
26.68
99.02
94.70
87.90

Aviation

Engineering

Fire

Marine Cargo

Marine Hull

Motor

Miscellaneous

Industry

* Within the country.

2003-04

Segment

86.45

88.35

99.64

25.55

85.07

76.00

75.78

23.53

2004-05

92.58

94.47

100.00

39.76

91.77

85.76

91.55

48.53

2005-06

83.41

89.63

96.15

18.30

77.10

65.72

72.89

21.93

2006-07

91.26

97.11

100.00

20.01

84.43

75.65

77.52

24.21

2007-08

94.45

96.95

99.99

31.26

88.59

77.35

71.26

23.71

2008-09

TABLE 54: NET RETENTIONS* OF NON-LIFE INSURERS

90.30

91.39

99.99

23.31

85.35

73.99

68.88

25.64

2009-10

88.24

90.63

98.88

25.06

79.18

65.39

70.15

37.50

2010-11

91.84

94.52

99.02

32.29

78.86

75.16

73.53

20.16

2011-12

(In per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

191

11588

2008-09

192
804

1095

1489

3845

1662

2144

4151
1495

75884
39222
48028
199894
201033

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

200521

192747

42532

32839

82170

35206

Note: Figure in brackets indicate negative values

36760

National

PUBLIC

201447

185756

41702

32989

76669

34396

15691

218425

197009

43395

34392

83100

36122

21416

215715

190489

38947

33134

83076

35332

25226

236025

204040

41867

34153

94184

33836

31985

236053

202046

43456

32442

97031

29117

34007

7774

PRIVATE-TOTAL

1139

(43)

Universal Sompo

235404

198088

40861

31493

96292

29442

37316

(267)

2064

1025

2394
2920

Tata AIG

643

2792

(40)
49

2393

Shriram

SBI General

1713

256241

219611

41045

36473

106758

35335

36630

1263

2011

75

1293

295753

254046

45291

44827

121247

347560

300376

58441

51432

137897

52606

47184

42681

2914

2244

1858

241

680

1188

3023

49

143

5131

11459

2708

1355

2893

521

13021

2011-12

(` Lakh)

41707

2004

218

(151)

1581

3075

4074

1306

76
333

5035

11287

Royal Sundaram

955

8993
4684

Reliance

6049

10104

(94)

6364

10865

(74)
1843

6982
5481

1401

967

Raheja QBE
1338

3567
5240

332

301

1949

632

11314

2010-11

(22)
675

4272
3428

88

89

1597

234

11847

2009-10

L&T General

3178

3802

1633
1686

130
207

IFFCO Tokio

157

ICICI Lombard

144

161

208

10

3266

12256

2007-08

HDFC ERGO

3180

9382

2006-07

(148)

2317

9116

2005-06

Future Generali

1576

6892

2004-05

(37)
737

3888

2003-04

2032

45

1786

2002-03

Cholamandalam

344

2001-02

NET EARNED PREMIUM

Bharti AXA

Bajaj Allianz

PRIVATE

INSURER

TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

193
37183
19258
17578
93255
93521

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

94317

92644

20029

12552

46737

13326

Note: Figure in brackets indicate negative values

19236

National

PUBLIC

1673

61106

56841

11082

10616

26134

9009

4265

86365

78244

15246

15885

32702

14411

8121

139277

125978

18079

23090

60151

24658

13299

138126

124076

31486

15939

56006

20645

14050

635

166510

146045

30400

31038

60160

24447

20465

657

178313

150267

29593

36245

60668

23761

28046

266

797

PRIVATE-TOTAL

321

39

271

763

2889

Universal Sompo

122

929

2674

204765

178101

19807

31128

106878

20288

26664

879

1022

63

494

3172

490

1761

254358

223211

31138

40670

127227

24176

31147

1037

1315

1166

23

542

Tata AIG

929

31

971

404

4853

11221

Shriram

287

1786

6581
4383

84

63

Royal Sundaram

1299

9698
4414

SBI General

29

Reliance

785

5794
4226

672

2474
2592

1370

838

1217

714

6195

2010-11

Raheja QBE

1195

1701

522

549

1215

906

6877

2009-10

14
544

1445
1245

19

172

1609

10

7263

2008-09

L&T General

1183

936

293

12
36

1172

4976

2007-08

IFFCO Tokio

118

894

5009

2006-07

ICICI Lombard

252

1357

5769

2005-06

34

52

756

2546

2004-05

10

183

606

2003-04

HDFC ERGO
151

276

2002-03

103

2001-02

CLAIMS INCURRED (NET)

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURER

TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)

336320

304680

44188

51582

165735

43175

31640

1384

1109

163

1230

563

2643

32

134

3859

9049

1620

1573

1573

443

6265

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

194
39.93

72.79

42.65

39.53

51.04

49.00
49.10
36.60
46.65
46.52

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

47.04

48.07

47.09

38.22

56.88

37.85

Note: Figure in brackets indicate negative values

52.33

National

PUBLIC

30.33

30.60

26.57

32.18

34.09

26.19

27.18

39.54

39.72

35.13

46.19

39.35

39.90

37.92

64.57

66.13

46.42

69.69

72.40

69.79

52.72

58.52

60.81

75.20

46.67

59.46

61.01

43.93

70.54

72.28

69.96

95.67

62.00

83.96

60.18

21.52

PRIVATE-TOTAL

23.35

0.00

Universal Sompo

75.75

75.86

72.42

115.09

63.00

80.70

75.16

-14.61

56.49

26.44

43.33

Tata AIG

18.97

18.56

-10.00
46.94

33.27

Shriram

SBI General

40.58

79.91

81.10

48.26

85.35

100.11

57.42

72.79

69.60

50.82

84.00

38.21

86.00

87.86

68.75

90.73

104.93

56.64

74.68

46.21

65.62

14.22

(55.63)

30.99

57.27

77.86

23.58

18.92

21.98

38.16

69.60

99.42
96.39

Royal Sundaram

69.54

73.18
93.57

Reliance

74.60

95.98
72.97

(7.45)

136.02

53.33
66.40

(1.35)
42.59

35.43
47.29

97.79

86.66

62.44

112.97

54.76

2010-11

Raheja QBE
50.22

47.69
22.81

157.23

182.39

76.08

387.18

58.05

2009-10

(63.64)
80.59

33.82
36.32

21.59

193.26

79.18

(27.03)

62.68

2008-09

L&T General

37.22

24.62

9.25
17.38

9.23
17.39

35.88

40.60

2007-08

IFFCO Tokio

75.16

28.11

53.39

2006-07

ICICI Lombard

175.00

58.57

63.28

2005-06

21.12

25.00

47.97

36.94

2004-05

100.00

24.83

15.59

2003-04

HDFC ERGO

0.00

15.45

2002-03

-2.03

29.94

2001-02

INCURRED CLAIMS RATIO

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURER

TABLE 55: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)

96.77

101.43

75.61

100.29

120.19

82.07

67.06

47.49

59.69

67.63

180.88

47.39

87.43

65.31

93.71

75.21

78.97

59.82

116.09

54.37

85.03

48.11

2011-12

(Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

5476

2008-09

195
2582

1247

3099

823

4426

453

1094

754

1511

21009
13911
12661
60862
61643

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

64213

60526

13587

12408

20043

14488

Note: Figures in brackets indicate negative values

13281

National

PUBLIC

58749

52303

11467

12004

17297

11535

6446

61719

52339

11126

12035

16860

12318

9380

63756

53029

10367

15910

16438

10314

10727

65429

53148

10531

15944

16438

10235

12281

76566

59550.3

12937

16939

18857

10817

17015

3687

PRIVATE-TOTAL

781

Universal Sompo

94584

72703

18623

18500

23177

12403

21881

(22)

5563

2093

955

TATA AIG

1668

722

(5)
1318

661

621

2728
4460

Shriram
417

Royal Sundaram

SBI General

27
123

Reliance

394

1830
4207

3228

100672

76895

21170

18937

23766

13022

23777

13

6169

1045

1800

(5)

3969

4248
3882

112764

84351

24521

22697

22899

14234

28413

81

9193

90

(18)

1144

1256

(26)

460

1224
3035

777

525

Raheja QBE
202

796
2645

301

251

1223

334

5728

2010-11

(24)
159

1663
1585

192

107

1216

145

5643

2009-10

L&T General

1414

1056

347
852

0.3
153

IFFCO Tokio

96

ICICI Lombard

75

142

29

981

3897

2007-08

HDFC ERGO

709

2674

2006-07

(15)

629

2359

2005-06

Future Generali

459

2136

2004-05

(28)
302

1081

2003-04

1145

341

2002-03

Cholamandalam

61

2001-02

NET EARNED PREMIUM

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)

135968

99536.5

26173

25455

30253

17655

36432

197

13838

21

(19)

1244

987

172

4010

5389

1502

1108

1418

430

6128

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

196
7428
8166
36536
36804

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

43085

40654

9970

8431

11690

10563

Note: Figures in brackets indicate negative values

7809
13133

National

PUBLIC

2431

36536

31258

7170

6749

8194

9145

5278

41113

32875

7822

7959

9850

7244

8238

47437

35884

7268

8531

11525

8560

11553

2156

56609

42785

10886

15584

6230

10085

13824

2552

66302

49234

12397

11007

15824

10006

17068

3612

5320

638

1849

97359

73468

15071

17226

27711

13460

23891

268

1301

367

PRIVATE-TOTAL

1194

619

1101

1041

Universal Sompo

TATA AIG

122

545

78602

58058

21852

12379

19075

4752

20544

88

4724

682

1781

731

791

101686

78354

21712

19612

25764

11266

23332

189

7677

440

4722
3841

Shriram

403

1288

2668
4085

49

Royal Sundaram

581

5502
4448

SBI General

44

Reliance

766

3220
4301

250

1156
4222

633

520

739

241

3231

2010-11

Raheja QBE
133

2019
2452

465

301

993

178

4577

2009-10

6
140

2107
1797

108

132

788

5098

2008-09

L&T General

1175

1275

36

451

0.1

978

3166

2007-08

IFFCO Tokio

75

892

3727

2006-07

ICICI Lombard

37

602

2480

2005-06

132

340

1890

2004-05

138

922

2003-04

HDFC ERGO
190

146

2002-03

17

2001-02

CLAIMS INCURRED (NET)

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE

113420

83521

21669

20447

27764

13641

29899

222

11219

35

24

279

1029

12

240

3815

5157

2458

839

1102

244

3223

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

197
62.51
53.40
64.50
60.03
59.70

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

67.10

67.17

73.38

67.95

58.32

72.91

Note: Figures in brackets indicate negative values

58.80

National

PUBLIC

65.93

62.19

59.76

62.53

56.22

47.37

79.28

81.88

66.61

62.81

70.30

66.13

58.42

58.81

87.83

74.40

67.67

70.11

53.62

70.11

82.99

107.70

86.52

80.50

103.37

97.74

37.90

98.53

112.56

82.35

86.59

82.68

95.83

64.98

83.91

92.50

100.31

81.61

95.63

102.93

101.05

80.93

93.11

119.56

108.52

109.19

34.31

83.50

PRIVATE-TOTAL

62.16

(22.73)

71.58

Universal Sompo

83.54

78.08

75.50

103.22

65.37

80.26

36.49

86.40

676.92

90.18

92.89

88.54

86.41

112.51

79.15

82.12

233.33

83.51

76.58

29.26

63.90

62.98

TATA AIG

65.26

8.89

84.62

122.37

50.00

81.02

117.73

Shriram

75.21

93.56

0.00

83.48

194.42

SBI General

57.07

98.94

60.94

39.84

60.97

162.96

98.94

111.16

Royal Sundaram

54.35

82.65
102.92

Reliance

99.73

201.69

(11.54)

65.84

175.91
102.23

-20.00
88.05

94.44
139.11

81.47

99.05

60.43

72.16

56.41

2010-11

Raheja QBE

92.70

253.64

154.49

119.92

81.66

122.76

81.11

2009-10

(25.00)

113.38

126.70

56.25

123.36

68.82

(10.71)

93.10

2008-09

L&T General

83.10

120.74

52.93

33.33
23.53

99.69

81.24

2007-08

IFFCO Tokio

78.13

125.81

139.38

2006-07

ICICI Lombard

49.33

95.71

105.13

2005-06

92.96

27.59

74.07

88.48

2004-05

100.00

45.70

85.29

2003-04

HDFC ERGO
54.76

42.82

2002-03

-26.67

27.87

2001-02

INCURRED CLAIMS RATIO

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)

83.42

83.91

82.79

80.33

91.77

77.26

82.07

112.36

81.08

171.08

(126.60)

22.39

104.30

195.25

139.56

95.15

95.69

163.65

75.75

77.72

56.64

52.60

2011-12

(Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

129582

20673

Royal Sundaram

198

198559

132846
94441

579274

793750

New India

Oriental

United

SUB-TOTAL

TOTAL

78403

644632

124757

132452

202240

185183

703076

148316

140706

217301

196753

225562

184789

294035

298092

963378

15359

63851

53702

2173

84545

88021

789024 1002477

175542

155012

231193

227277

738038

12245

34086

32552

(78)

63264

99436

113

3687

98012

190185

53592

35779

59031

45030

170298

975165 1137406 1275831 1527062 1965856

605011

106080

137012

194078

167841

572755

2790

27442

13428

53713

105072

Note: Figures in brackets indicate negative values.

153428

National

PUBLIC

492774

370154

PRIVATE-TOTAL

214476

33

28172

Universal Sompo

TATA AIG

42723

99023

1839
12017

92566

14073

Shriram
22888

14918

Reliance

(57)

61245

35225
143004
91

52382

20205
111243

23053

10

97462

12819

13527

43502

25609

147636

Raheja QBE

IFFCO Tokio

87333

3613

32489

6131

125527

L&T General

34613

ICICI Lombard

29749

11830
55105

HDFC ERGO

24809

Future Generali

(1.70)
71660

37945
25128

5195

49254

Cholamandalam

SBI General

CLAIMS INCURRED (NET)


(` Lakh)

672242

534372

90049

130377

180653

133293

137870

13695

15280

9149

22395

33463

6995

3883

33010

637526

92854

141045

205064

198563

372749

138

19659

1191

33260

71889

40296

81946

10429

3158

17045

223

93515

617575

126182

126844

194409

170140

460634

2244

21407

9497

42544

83414

14

45428

102816

17408

11522

21535

5175

97630

876628

191646

163732

261297

259953

691523

9695

34629

25396

178

54618

101467

49

168

68805

149367

35756

19775

37314

23061

131245

925751

228084

191730

247928

258009

939890

16191

64365

37486

3171

74259

101579

173

4091

97682

224565

53111

28020

48192

39034

147970

900127 1010275 1078209 1568151 1865641

633811

116943

136423

209996

170449

266316

15305

22856

53013

28976

66505

8491

9353

61817

76.15

28.54

13.05

162.91

2007-08

84.69

92.25

95.35

98.14

90.98

86.88

64.28

59.83

73.91

61.33

92.31

104.76

110.24

99.57

108.20

101.55

71.95

127.36

24.69

376.71

88.82

98.90

74.43

106.49

101.40

107.23

75.64

418.18

69.78

64.76

77.85

72.60

76.93

84.08

81.36

87.41

67.83

(13117.65)

72.17

84.51

87.84

85.08

90.15

89.47

86.47

80.42

80.43

78.01

70.73

79.21

79.39

(24.56)

74.17

92.42

86.16

85.18

66.28

84.41

77.78

102.69

111.10

109.17

105.63

113.02

114.38

93.70

79.18

101.59

78.02

(228.21)

86.33

102.04

490.00

184.62

87.76

104.45

101.51

85.78

85.78

90.05

88.90

94.90

92.35

101.12

103.76

84.32

86.55

97.56

105.42

100.81

69.80

145.93

87.83

115.40

152.55

110.96

99.66

118.08

99.10

78.32

81.64

86.68

86.89

2008-09 2009-10 2010-11 2011-12

INCURRED CLAIMS RATIO


(Per cent)

64.70 1583387.98

60.73

59.13

74.74

67.02

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07

NET EARNED PREMIUM


(` Lakh)

Bharti AXA

Bajaj Allianz

PRIVATE

PARTICULARS

TABLE 55: INCURRED CLAIMS RATIO-MOTOR INSURANCE (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

2967

17808

199
30612
32371
32981

131720

190470

New India

Oriental

United

SUB-TOTAL

GRAND TOTAL

313576

217569

48146

40605

82012

46806

469371

309487

70011

54577

116900

67999

159884

44

8792
1056

6531

575340

393798

97202

80769

126900

88927

181542

Note: Figures in brackets indicate negative values.

35756

National

PUBLIC

96007

58750

PRIVATE-TOTAL

3708
0

2974

Universal Sompo

TATA AIG

10429

22176
16313

20696

773830

545725

133453

117915

161242

133115

228105

1912

9270

9799

27692

Shriram

8305

13617

14638

5487

12350

15474
99415

SBI General

Royal Sundaram

3017

11055

16401
75166

7223

3635
68475

6518

10806

3847

29199

Raheja QBE

IFFCO Tokio

40662

3879

6196

1504

25854

16

4656

ICICI Lombard

1735

5518

18

23121

L&T General

500
30593

HDFC ERGO

1692

884

10639

25

Reliance

CLAIMS INCURRED (NET)


(` Lakh)

INCURRED CLAIMS RATIO


(Per cent)

946344

680383

192361

129914

197465

160644

265960

2554

9839

243

18515

19437

402

12613

109915

19621

10554

17297

9345

35626

268599

207838

52787

42895

65146

47010

60761

1835

2578

3410

7119

36313

436

703

8367

335494

244465

65170

50256

73801

55238

91029

2778

3719

15269

8750

40170

2411

2761

15171

497299

360870

84901

74746

125559

75664

136429

24

4107

4269

25406

13512

58939

3654

2448

6014

17

18039

639403

471982

127884

104119

143468

96511

167421

1445

3859

5099

25687

13499

67693

19362

4033

7277

1536

17931

774417

580183

153287

121096

165335

140465

194234

2243

4923

8395

25591

21

15065

91871

11057

5710

7375

2810

19172

889241

682321

187902

133585

192018

168816

206920

2620

4885

298

9417

16672

737

10821

94739

13250

9032

13234

7517

23697

141.02

157.79

160.05

132.51

212.81

131.47

103.42

61.70

46.98

113.03

152.90

118.70

87.20

79.52

78.64

106.99

112.36

135.36

123.77

89.99

118.01

94.81

0.00

74.92

44.78

112.13

121.14

98.79

142.49

0.00

93.06

85.19

105.95

116.60

121.27

136.96

107.41

111.27

85.33

54.55

46.71

43.57

91.74

122.23

86.07

100.52

141.10

108.99

94.44

78.02

111.13

119.85

131.57

128.91

113.06

108.53

92.22

136.84

59.09

48.89

115.83

109.30

90.06

118.05

103.97

117.45

102.13

69.35

100.08

106.31

114.86

102.70

102.54

105.52

85.15

117.31

53.11

100.00

51.46

123.65

131.25

102.92

92.41

71.46

87.60

68.25

73.04

65.66

93.97

100.28

97.68

102.83

97.24

105.09

77.80

102.59

49.65

122.82

50.86

85.77

183.40

85.79

86.19

67.53

85.58

76.51

80.44

66.52

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

NET EARNED PREMIUM


(` Lakh)

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

PARTICULARS

TABLE 55: INCURRED CLAIMS RATIO-HEALTH INSURANCE (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

19360

2008-09

200
143818
613736
630146

Oriential

United

PUBLIC-TOTAL

GRAND TOTAL

602087

563480

153122

144595

249429

16334

Note: Figures in brackets indicate negative values.

209930
128717

New India

131271

National

PUBLIC

38607

879212

794742

161968

158311

269529

204934

84470

1009853

862448

162745

175375

289551

234777

147405

1179950

931677

173270

201002

334752

222653

248273

318976

268487

57504

53763

113719

43501

50489

7714

321023

256652

59590

60626

89164

47272

64371

993

347896

268843

65658

69659

86320

47206

79053

16410

29999

PRIVATE-TOTAL

23081

124

16171

Universal Sompo

10707

391933

302186

76086

82197

96361

47542

89747

2402

16820

100

5006

5317

454330

346833

85956

91038

110751

59088

107497

2793

18116

14156

3141

5035

TATA AIG

15017

(7)

3454

4917

143

25649

6509

(79)

16814

3599

Shriram

13196

3476

SBI General

895

4206

3218

3893

Royal Sundaram

1915

11552

6803

1093

9974

132

9347

Reliance

27663
(33)

6975

20651

(65)

39945

18597

1849
7759

(195)

18462

16028

790
2766

5257

1148

21088

2010-11

Raheja QBE

8742

12761

137
1213

4730

351

19549

2009-10

L&T General

4465

69024

952

26153

IFFCO Tokio

8123

4452

966

1445

ICICI Lombard

14147

3933

13189

5788
10779

8856

2760

8228

2007-08

652

6909

11904

2006-07

HDFC ERGO

6912

58394

2005-06

Future Generali

3795

38901

2004-05

4714

394

23672

2003-04

Cholamandalam

15949

2002-03

(60)

8001

2001-02

NET EARNED PREMIUM

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)

543033

410068

106186

97717

127809

78356

132965

3629

19045

322

384

5012

4841

625

485

13501

37952

14025

3337

6274

1136

22396

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

201
152303
658933
662620

Oriential

United

PUBLIC-TOTAL

GRAND TOTAL

656971

635816

160545

125671

211523

138077

Note: Figures in brackets indicate negative values.

205102
156080

New India

145448

National

PUBLIC

21155

782024

737230

165965

141399

237030

192836

44794

871237

796421

176785

166994

247946

204696

74816

1025095

895124

178930

174854

291525

249815

129971

13061

168592

144806

28998

31091

56327

28390

23786

1994

168603

138927

25718

31499

57967

23743

29676

2344

5314

2305

188496

141646

29086

36457

48184

27919

46850

3687

10928

1944

5332

PRIVATE-TOTAL

6993

1355

2824

35

4783

14196

2392

Universal Sompo

TATA AIG

875

9855

1379

6483

221998

171009

37200

51548

49415

32846

50989

1094

8626

38

2089

4514

1787

3528

255034

201538

40781

61426

72864

26467

53496

1052

5767

73

8116

2801

30

5872

301

517

1569

6832

Shriram

1051

1917

4221

15884

SBI General

Royal Sundaram

Reliance

87

3531

10504

36

20761

12368

4414

1059

1935

769

10284

2010-11

124

8881

7143

1830

511

3414

826

11641

2009-10

Raheja QBE

4928

7979

280

144

2123

36

12076

2008-09

L&T General

2106

35205

355

11925

IFFCO Tokio

4795

1435

1302

9439

2007-08

166

379

705

5451

2006-07

ICICI Lombard

7684

4935

32750

2005-06

50
7853

4376

18197

2004-05

409

3092

1768

13533

2003-04

90

62

10245

2002-03

HDFC ERGO

1153

2001-02

CLAIMS INCURRED (NET)

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS

295162

227933

56850

48009

75308

47766

67229

1459

4805

152

268

2042

4664

200

534

7189

26580

6203

1508

1716

270

9639

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

202
43.54

55.35

25.85

39.23

68.81

236.10

12.95

78.46

45.78

81.92

105.90
107.36
105.15

Oriential

United

PUBLIC-TOTAL

GRAND TOTAL

109.12

112.84

104.85

86.91

84.80

845.33

Note: Figures in brackets indicate negative values.

97.70
121.26

New India

110.80

National

PUBLIC

88.95

92.76

102.47

89.32

87.94

94.10

53.03

86.27

92.34

108.63

95.22

85.63

87.19

50.76

86.88

96.08

103.27

86.99

87.09

112.20

52.35

52.85

53.93

50.43

57.83

49.53

65.26

47.11

52.52

54.13

43.16

51.96

65.01

50.23

46.10

54.18

52.69

44.30

52.34

55.82

59.14

59.26

54.80

PRIVATE-TOTAL

22.47

28.23

Universal Sompo

37.54

47.35

58.61

32.79

TATA AIG

43.24

61.50

71.95

73.09

(6.33)
44.67

57.77

81.93

54464.52

Shriram
27.86

32.66

Royal Sundaram

SBI General

65.91

Reliance

175.39

50.62

56.64

56.59

48.89

62.71

51.28

69.09

56.81

45.55

51.28

38.00

41.73

66.35

(15.38)

58.87

50.86

56.12

57.42

56.13

58.11

47.44

67.47

65.79

44.79

49.77

37.67

31.83

51.05

(4300.00)

33.61

71.75

(109.09)

51.97

66.51

56.89

57.27

36.81

66.99

48.77

2010-11

(190.77)

48.10

44.57

66.16

64.68

72.18

235.33

59.55

2009-10

L&T General

56.37

62.53

23.08

105.11

45.04

(60.00)

62.38

2008-09

Raheja QBE

47.17

51.00

37.29

45.60

IFFCO Tokio

59.03

32.23

22.49

114.72

2007-08

17.18

26.23

25.54

45.79

2006-07

ICICI Lombard

54.32

71.43

56.08

2005-06

0.46
59.54

63.31

46.78

2004-05

10.40

34.91

46.59

57.17

2003-04

13.80

15.74

64.24

2002-03

HDFC ERGO

14.41

2001-02

INCURRED CLAIMS RATIO

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-MISCELLANEOUS

54.35

55.58

53.54

49.13

58.92

60.96

50.56

40.20

25.23

47.20

69.85

40.73

96.35

31.99

110.13

53.24

70.04

44.23

45.21

27.36

23.74

43.04

2011-12

(Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

189127

2007-08

203
38164

33357

22806

118485

36228

58747

59806

138886

71486

139925

209241
816753
866169

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

1139408

1032801

215137

203304

363495

250865

Note: Figures in brackets indicate negative values

351642
189842

New India

66028

National

PUBLIC

1289997

1111796

217266

221802

389511

283217

178201

1459421

1175195

222584

250046

434266

268299

284226

1604650

1236669

237324

269077

453512

276756

367981

1928748

1340828

270209

287624

481142

301853

587920

106607

PRIVATE-TOTAL

49416

(43)

Universal Sompo

2282946

1493753

319910

306681

524929

342233

789193

(88)

2600017

1695566

383819

359082

571086

381579

904451

7524

58973

33676

29688

24426

TATA AIG

25978

20162

5555

(331)

92222

13605
18864

15631

6196

83293

Shriram
12668

2862

Royal Sundaram

SBI General

1927

Reliance

3455

17804

113510

285617

3163472

2019979

464763

431489

647332

476395

1143493

19275

72669

33003

-253

87619

129380

28

54760

219281

32912
60636

(175)

47830

197366

18748
40005

62737

31570

214965

2009-10

Raheja QBE

23475

156718

5681
17947

46228

8365

188420

2008-09

L&T General

13334

106665

7003

73387

IFFCO Tokio

32088

12981

6432

ICICI Lombard

14028

35450
14366

84662
35677

13426

12728

8867

9855

80133

2006-07

HDFC ERGO

8947

83853

2005-06

Future Generali

4834

69869

2004-05

38537

448

47929

2003-04

Cholamandalam

28641

2002-03

(109)

18076

2001-02

NET EARNED PREMIUM

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-TOTAL (Contd.)

3938761

2492841

608723

489306

787459

607353

1445920

24654

108431

54286

3461

110504

116309

794

4889

133268

354900

91448

52133

86913

56463

247468

2010-11

3938760

2492842

608724

489306

787459

607353

1445919

24654

108432

54286

3461

110503

116309

794

4889

133268

354900

91447

52133

86913

56463

247468

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

204

3836

3444

16014

16166

17318

20711

20374

75068

24696

29815.28

41235

107365

255418
182766
178047
788724
792945

New India

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

794283

769114

190544

146654

269950

161966

Note: Figure in bracket indicates negative values

172493

National

PUBLIC

879666

825329

184217

158764

271358

210990

54337

998715

907540

199853

190838

290498

226351

91175

1211809

1056986

204277

206475

363201

283033

154823

1304168

1053877

214206

235886

364362

239423

250291

1637037

1212482

250628

260223

417748

283884

424554

1971742

1363777

251505

305719

467186

339367

607965

25169

PRIVATE-TOTAL

4221

241

Universal Sompo

35566

12550

11371

TATA AIG

8458

8960

1200
6006

1207

2374

69502

168453

14490

6054

27579

289

135991

2008-09

Shriram
1020

Royal Sundaram

SBI General

160
1163

Reliance

2601

50474

122832

11477

57

15566

94569

2007-08

2222977

1496725

332925

326018

513245

324537

726252

5750

39638

9599

50908

118568

46

73267

190262

39587

16916

34434

8621

138656

2009-10

99047

273065

53230

27902

48580

27595

170127

2010-11

2953646

1959914

438564

406536

652487

462327

993732

14216

54311

25508

564

66021

133138

183

39859

81385

8003

7077

55564

2006-07

Raheja QBE

24408

38925

7973

6894

40999

2005-06

245

11923

15477

7913

5472

22633

2004-05

CLAIMS INCURRED (NET)

L&T General

7286

7006

2850

178
427

IFFCO Tokio

2089

15061

2003-04

ICICI Lombard

1776

62

10667

2002-03

3103

1273

2001-02

HDFC ERGO

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-TOTAL

3499784

2224206

538694

445352

708753

531407

1275578

21875.94

86382.98

37835.8

4992.27

86559.23

126586.78

417.12

5736.23

123366.25

360090.07

76642.68

40972.8

65817.92

47507.19

190794.76

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

205
47.55

54.45

54.27

61.08

70.90

108.29

25.16

207.21

60.54

68.95

77.30

71.21

84.74

87.06
90.19
88.81

Oriental

United

PUBLIC-TOTAL

GRAND TOTAL

91.70

94.17

91.06

77.25

76.77

245.30

Note: Figure in bracket indicates negative values

83.25
100.50

New India

95.14

National

PUBLIC

77.20

79.91

85.63

78.09

74.65

84.10

50.97

77.42

81.63

91.99

86.04

74.58

79.92

51.16

83.03

89.94

91.78

82.57

83.64

105.49

54.47

81.27

85.22

90.26

87.66

80.34

86.51

68.02

84.88

90.43

92.75

90.47

86.82

94.05

72.21

86.37

91.30

78.62

99.69

89.00

99.16

77.04

50.93

PRIVATE-TOTAL

23.03

(273.86)

Universal Sompo

85.50

88.27

86.74

90.79

89.87

85.05

80.30

76.42

67.21

48.31

56.40

62.00

(13.90)

79.45

TATA AIG

44.84

57.32

61.91

83.44

70.55
47.41

42.17

68.71

283.50

Shriram
28.28

31.65

Royal Sundaram

SBI General

68.09

Reliance

134.98

72.79

87.26

95.61

93.37

97.03

94.36

94.22

100.80

97.05

86.90

73.75

74.74

77.29

(222.92)

75.35

102.90

875.00

51.03

86.77

87.79

84.78

77.43

87.41

79.14

2010-11

(104.57)

50.79

85.35

98.96

90.23

74.49

103.06

73.59

2009-10

Raheja QBE

54.64

78.38

80.74

106.57

71.56

(265.87)

71.90

2008-09

L&T General

40.70

76.30

32.55

53.04

IFFCO Tokio

48.23

53.97

27.61

18.39

118.01

2007-08

16.25

57.05

55.60

66.26

2006-07

ICICI Lombard

55.50

69.95

58.68

2005-06

0.16
58.94

61.16

47.22

2004-05

32.17

43.21

52.59

2003-04

34.99

13.84

59.01

2002-03

HDFC ERGO

15.14

2001-02

INCURRED CLAIMS RATIO

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

PRIVATE

INSURERS

TABLE 55: INCURRED CLAIMS RATIO-TOTAL

88.85

89.22

88.50

91.02

90.01

87.50

88.22

88.73

79.67

69.70

144.23

78.33

108.84

52.53

117.34

92.57

101.46

83.81

78.59

75.73

84.14

77.10

2011-12

(Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

206
10259

Note: Figures in brackets represent negative value.

Net Profit after Tax

830

11089

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

(4451)

Other Income Less other Outgo

(9045)

(350)

(9395)

(7121)

43978

(25.51%)

(13.74%)
40329

(46252)

(0.21%)

5.53%
(24789)

(387)

9984

30.59%

27.21%

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

55458

49097

95.14%

81.00%

Commission, Expenses of Management

172493

146163

Claims incurred (Net)

181312

2001-02

180455

2000-01

Net Premium

Particulars

13492

451

13943

(4489)

48587

(14.15%)

(30155)

7.74%

16492

30.40%

64785

76.01%

161966

213088

2002-03

7122

178

7300

(6285)

66268

(21.00%)

(52683)

4.82%

12084

32.08%

80474

84.10%

210990

250865

2003-04

13113

1009

14122

(690)

68517

(18.96%)

(53705)

5.93%

16802

33.11%

93769

79.92%

226350

283216

2004-05

(10625)

4661

(5964)

2092

100976

(41.89%)

(109032)

(2.99%)

(8017)

38.14%

102316

105.49%

283033

268300

2005-06

42128

3455

45583

(5280)

105480

(19.73%)

(54617)

3.07%

8780

32.20%

91952

83.85%

239422

285536

2006-07

NATIONAL

16343

863

17206

(8696)

118092

(30.54%)

(92190)

5.32%

16945

34.55%

110159

89.05%

283884

318798

2007-08

(14921)

(1567)

(13354)

(3731)

103962

(33.19%)

(113585)

6.33%

23127

31.87%

116454

92.88%

339367

365363

2008-09

22486

(4373)

26859

(20010)

134845

(23.06%)

(87976)

4.07%

16187

36.46%

145019

81.59%

324536

397765

2009-10

7489

(51)

7540

(18381)

182142

(32.79%)

(156222)

11.61%

62576

31.60%

170289

85.78%

462328

538971

2010-11

TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS

32521

(585)

33106

(20229)

171387

(19.44%)

(118052)

12.65%

87932

27.90%

193999

76.43%

531406

695285

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

207
28866
6500

22366

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

Net Profit after Tax

Note: Figures in brackets represent negative value.

(5394)

Other Income Less other Outgo

14098

6620

20718

(9606)

85716

(19.30%)

(16.97%)
79585

(55392)

6.80%

3.56%
(45325)

20935

9502

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

85762
29.20%

74997
28.07%

83.30%

85.34%

Commission, Expenses of Management

255518

227974

Claims incurred (Net)

306823

2001-02

267148

2000-01

Net Premium

Particulars

25582

5701

31283

(524)

88106

(16.01%)

(56299)

6.24%

21925

33.01%

116064

76.77%

269951

351641

2002-03

59022

5768

64790

7021

126679

(18.96%)

(68910)

1.25%

4549

43.05%

156498

74.65%

271358

363495

2003-04

40223

39565

79788

(1040)

149253

(17.57%)

(68425)

4.31%

12794

39.70%

154644

74.58%

290498

389511

2004-05

71638

13919

85557

(3318)

208294

(28.98%)

(119419)

5.10%

22166

38.76%

168317

83.64%

363201

434265

2005-06

145995

15398

161393

1084

225507

(14.38%)

(65198)

4.56%

21666

32.48%

154348

76.68%

364361

475177

2006-07

NEW INDIA

140113

12033

152146

1966

234619

(17.55%)

(84439)

2.09%

10285

30.08%

147834

85.01%

417748

491428

2007-08

22415

(7308)

29723

5876

167686

(27.40%)

(143840)

4.56%

25101

36.65%

201583

84.94%

467187

550031

2008-09

40467

4540

35927

(6249)

214082

(30.10%)

(171905)

4.86%

29180

38.27%

229743

85.50%

513245

600263

2009-10

(42156)

(1019)

(41137)

(11943)

235151

(40.84%)

(264344)

10.00%

71891

36.04%

259190

90.72%

652487

719223

2010-11

17932

2315

15617

(382)

233475

(27.62%)

(217476)

10.22%

89662

33.77%

296182

80.80%

708753

877121

2011-12

(` Lakh)

TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

208
7418

Note: Figures in brackets represent negative value.

Net Profit after Tax

42

7460

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

(4511)

Other Income Less other Outgo

(23573)

63

(23510)

(7956)

43762

(32.60%)

(16.00%)
39571

(59316)

(0.10%)

2.40%
(27600)

(222)

4148

32.20%

26.53%

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

58596

45781

100.50%

87.06%

Commission, Expenses of Management

182792

150206

Claims incurred (Net)

181850

2001-02

172535

2000-01

Net Premium

Particulars

6399

11190

17589

(862)

48734

(15.95%)

(30283)

2.25%

4265

36.45%

64205

77.25%

146655

189842

2002-03

31644

13786

45430

(2595)

94313

(22.77%)

(46288)

2.98%

6058

41.70%

84769

78.09%

158765

203304

2003-04

33053

14118

47171

91

108219

(27.56%)

(61139)

4.28%

9485

37.25%

82618

86.04%

190838

221802

2004-05

28392

5027

33419

(12026)

111751

(28.15%)

(66306)

5.78%

14463

38.16%

95416

82.57%

206474

250047

2005-06

49727

13237

62964

(853)

116010

(19.40%)

(52194)

6.56%

18897

29.65%

85385

81.91%

235886

287973

2006-07

ORIENTAL

930

43305

44235

(1986)

114315

(23.67%)

(68095)

0.08%

244

33.17%

95496

90.40%

260222

287868

2007-08

(5266)

3576

(8842)

2182

99562

(36.06%)

(110586)

5.20%

16830

34.48%

111546

94.50%

305719

323510

2008-09

(4425)

(13249)

8823

(1983)

116944

(29.56%)

(106138)

9.38%

37170

35.13%

139202

82.28%

326018

396253

2009-10

5462

(12579)

18041

(725)

179656

(37.29%)

(160891)

6.43%

29668

40.30%

185844

88.16%

406536

461158

2010-11

26116

(11652)

37768

748

160963

(25.33%)

(123943)

6.56%

34359%

32.06%

167897%

85.05%

445353

523665

2011-12

(` Lakh)

TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

209
(225)

Net Profit after Tax

Note: Figures in brackets represent negative value.

(1042)

817

Income Tax Deducted at Source and


Provision for Tax

Profit Before Tax

(5623)

Other Income Less other Outgo

15339

330

15669

(1454)

62431

(70.20%)

(22.35%)

48564

(45308)

3.53%

3.31%

(42124)

7226

6233

31.56%

24.75%

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

64542

46636

87.06%

94.30%

Commission, Expenses of Management

178047

177693

Claims incurred (Net)

204507

2001-02

188438

2000-01

Net Premium

Particulars

17100

4317

21417

(1114)

67100

(21.30%)

(44569)

(0.81%)

(1695)

31.05%

64961

91.06%

190546

209243

2002-03

38044

1295

39339

(1254)

94560

(25.09%)

(53967)

0.68%

1473

38.77%

83413

85.63%

184217

215136

2003-04

30771

1059

31830

(530)

107029

(34.37%)

(74669)

0.46%

1001

41.92%

91081

91.99%

199853

217266

2004-05

42523

2751

45274

(5860)

140042

(40.52%)

(88907)

1.42%

3152

46.75%

104063

91.78%

204277

222585

2005-06

52886

(852)

52034

(6288)

131426

(30.80%)

(73104)

6.18%

15629

38.04%

96222

84.68%

214206

252953

2006-07

UNITED

63162

2651

65814

(6576)

157725

(31.58%)

(85335)

6.20%

17857

36.42%

104916

87.00%

250628

288066

2007-08

47605

(2686)

50291

(3797)

108767

(17.09%)

(54679)

8.87%

31131

35.06%

123084

71.65%

251505

351041

2008-09

70779

(11505)

82284

1526

168857

(22.95%)

(88099)

8.40%

35196

33.17%

138994

79.45%

332924

419016

2009-10

13054

(28)

13083

(695)

187271

(37.33%)

(173493)

9.17%

46931

39.03%

199692

85.71%

438564

511694

2010-11

38679

(8249)

46928

(7405)

176601

(20.09%)

(122268)

10.21%

69229

28.36%

192298

79.46%

538694

677952

2011-12

(` Lakh)

TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

210
6330

39818

Income Tax Deducted at Source and


Provision for Tax

Net Profit after Tax

Note: Figures in brackets represent negative value.

48232

Profit Before Tax

(19979)

Other Income Less other Outgo

(20470)

7015

(13455)

(31173)

218848

(23.00%)

(17.29%)
208049

(201130)

3.15%

3.69%
(139838)

27555

29.64%

26.78%
29867

259167

216511

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

Commission, Expenses of Management

788900
90.21%

702036
86.82%

Claims incurred (Net)

874492

2001-02

808576

2000-01

Net Premium

Particulars

62516

21660

84176

(24088)

251988

(14.91%)

(143724)

4.25%

40962

30.86%

297461

79.80%

769114

963813

2002-03

135832

21027

156859

(3113)

381820

(21.48%)

(221848)

2.34%

24164

39.23%

405154

79.91%

825330

1032800

2003-04

117160

55751

172911

(2169)

433018

(23.20%)

(257938)

3.61%

40082

37.97%

422112

81.63%

907539

1111795

2004-05

131928

26358

158286

(19112)

561063

(33.55%)

(383664)

2.70%

31763

40.00%

470113

89.94%

1056985

1175197

2005-06

290736

31238

321974

(11337)

578423

(19.82%)

(245112)

4.99%

64971

32.87%

427906

80.97%

1053875

1301640

2006-07

ALL COMPANIES

220548

58851

279400

(15292)

624751

(24.62%)

(330059)

3.27%

45331

33.07%

458406

87.47%

1212481

1386159

2007-08

49833

(7985)

57818

529

479978

(28.30%)

(422690)

6.05%

96189

34.76%

552667

85.78%

1363779

1589946

2008-09

129307

(24587)

153894

(26715)

634727

(26.78%)

(454118)

6.49%

117733

36.01%

652958

82.54%

1496723

1813297

2009-10

(16151)

(13678)

(2473)

(31744)

784220

(37.37%)

(754950)

9.46%

211066

36.53%

815015

87.85%

1959914

2231046

2010-11

115248

(18171)

133419

(27268)

742426

(23.34%)

(581739)

10.14%

281182

30.65%

850375

80.18%

2224206

2774023

2011-12

(` Lakh)

TABLE 56: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

211
(127)

Note: Figures in brackets represent negative value.

Net Profit after Tax

(127)

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

(127)

Gross Investment Income

Other Income Less other Outgo

Profit/Loss

(961)

(365)

(1326)

(30)

1429

(32.42%)

(2725)

88.32%

7424

28.94%

Underwriting

Increase in Reserve for Unexpired Risk

2433

15.16%

Commission, Expenses of Management

1274

Claims Incurred (Net)

8406

2001-02

2000-01

Net Premium

Particulars

960

750

1710

12

2073

(2.07%)

(375)

14.75%

2666

28.31%

5118

59.01%

10667

18076

2002-03

2170

1008

3178

3060

0.39%)

111

19.47%

5577

27.55%

7892

52.59%

15061

28641

2003-04

4709

2987

7696

67

3888

7.81%)

3741

22.61%

10837

22.36%

10718

47.22%

22633

47929

2004-05

5157

3026

8183

682

5204

3.92%)

2297

16.08%

11232

21.96%

15341

58.68%

40999

69869

2005-06

7537

4166

11703

1198

8890

1.93%)

1615

19.35%

20123

25.66%

26676

53.44%

55563

103976

2006-07

BAJAJ ALLIANZ

10562

6228

16790

1240

18648

(2.19%)

(3098)

19.24%

33711

28.57%

50072

53.96%

94570

175255

2007-08

9516

(5461)

14977

2628

21475

(4.83%)

(9126)

5.75%

11532

31.03%

62261

67.77%

135992

200658

2008-09

12083

(5898)

17980

2909

23336

(4.39%)

(8265)

4.44%

8747

29.43%

58028

70.32%

138657

197167

2009-10

4327

(1864)

6191

1984

28017

(11.08%)

(23810)

6.96%

16085

29.71%

68648

73.63%

170127

231050

2010-11

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS

12365

(7034)

19399

1995

35425

(7.28%)

(18021)

8.20%

22099

27.71%

74694

70.78%

190795

269567

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

212
(14230)

(5775)

Note: Figures in brackets represent negative value.

(4)

(14226)

(317)

909

(44)

(5732)

765

Profit Before Tax

Net Profit after Tax

(1070)

75.11%

338

(2172)

50.68%

2449

(1421)

20.60%

1843

34.12%

3053

61.16%

5472

8947

2004-05

10.31%

1016

35.93%

3541

69.94%

6893

9856

2005-06

20.08%

3198

36.63%

5834

44.43%

7077

15926

2006-07

(17035)

(5)

(17030)

759

2328

(13945)

(13950)

2318

4163

(311)

(311)

759

(615)

(615)

1554

(334)

(334)

11

1076

(312)

62

(250)

44

1300

1249

130

1379

(12)

1574

(1.43%)

(20431)

21.28%

15265

51.03%

2466

43.23%

2089

4832

2003-04

2123.20% (177.17%) (36.33%) (23.49%) (237.78%) (44.95%) (15.88%) (18.04%)

(597)

Income Tax Deducted at Source and


Provision for Tax

1120

13.78%

62

450

2002-03

40.97% 248.89%

29386

66.23%

47507

71728

2011-12

(183)

(20117)

27.37%

11897

55.42%

24091

63.49%

27596

43468

2010-11

724

330

1054

37

2643

(6.53%)

(1626)

22.51%

7227

34.09%

10946

48.47%

15565

32113

2007-08

CHOLAMANDALAM

(1594)

(14819)

55.20%

122.38%
(5899)

10305

1520

78.01%

429.48%

Other Income Less other Outgo

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

14564

5333

46.17%

23.26%

Commission, Expenses of Management

8619

289

Claims Incurred (Net)

18669

2009-10

1242

2008-09

BHARTI AXA

Net Premium

Particulars

(5455)

10.17%

5235

33.52%

17250

66.91%

34434

51463

2009-10

(8974)

13.69%

9949

31.83%

23132

66.83%

48578

72686

2010-11

699

(486)

1185

(30)

3851

236

51

185

314

5326

(2293)

(34)

(2259)

93

6622

(6.84%) (11.80%) (14.30%)

(2636)

11.23%

4877

31.31%

13595

63.52%

27578

43414

2008-09

1912

363

1549

9857

(9.57%)

(8314)

12.28%

12164

29.68%

29409

66.43%

65818

99077

2011-12

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

213

Note: Figures in brackets represent negative value.

(8533)

(1709)

(8496)
(37)

(1701)

Profit Before Tax

(410)

1174

(123)

Other Income Less other Outgo

Net Profit after Tax

(12272)

19.56%

12674

(961)

93.56%

610

(3383)

55.06%

4882

48.10%

4265

34.99%

3103

8867

11.17%

1500

42.30%

5679

58.94%

7913

13425

3.69%

530

45.58%

6547

55.50%

7973

14365

(8970)

(8970)

(118)

1863

(8952)

(8952)

54

3977

(5145)

(5145)

(37)

7164

(633)

(633)

48

280

(2219)

(2219)

(82)

1246

(799)

(799)

(271)

1139

441

39

480

(179)

1344

(4.77%)

542

Income Tax Deducted at Source and


Provision for Tax

916

13.34%

87

652

36.16% 140.49%

23433

63.22%

40973

64807

1647.72% (157.35%) (57.16%) (39.45%) (23.54%) (147.39%) (38.15%) (12.42%)

(12983)

18.53%

7484

44.54%

17992

69.07%

27902

40395

(685)

(10176)

23.94%

5900

50.91%

12548

68.63%

16915

24647

(1667)

(9260)

53.83%

170.04%
(2121)

6861

312

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

9142
71.73%

1934

47.70%

31.41%

1052.68%

6003

58

Claims Incurred (Net)

12745

184

Commission, Expenses of Management

HDFC ERGO

(3430)

10.46%

1753

41.52%

6958

68.49%

11477

16758

(5259)

7.85%

1529

44.75%

8717

74.39%

14489

19477

(14116)

32.04%

18863

24.69%

14535

67.25%

39586

58868

200

50

250

(359)

1463

(1700)

23

(1677)

313

1440

(2575)

(53)

(2521)

42

2695

(9430)

16

(9446)

(117)

4787

(6.77%) (18.53%) (25.03%) (18.16%)

(853)

(5.39%)

(718)

51.68%

6879

60.12%

8003

13311

(3643)

(3643)

(2438)

8204

(9.97%)

(9408)

21.77%

16878

24.58%

19056

65.78%

50988

77514

(3970)

(3970)

(8006)

13857

(6.95%)

(9820)

21.43%

24941

21.16%

24625

65.85%

76643

116388

2007-08 2008-09 2009-10 2010-11 2011-12 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

FUTURE GENERALI

Net Premium

Particulars

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

214
(1111)
(265)

(848)

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

Net Profit after Tax

Note: Figures in brackets represent negative value.

(332)

341

89

430

457

1489

(34.05%)

(122.88%)
569

(1516)

38.61%

87.06%
(1348)

1719

955

55.55%

119.51%

Other Income Less other Outgo

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

2473

1311

39.89%

16.32%

Commission, Expenses of Management

1776

179

Claims Incurred (Net)

4452

2002-03

1097

2001-02

Net Premium

Particulars

3178

1046

4224

(127)

2547

13.90%)

1804

39.08%

5073

(6.94%)

(901)

53.96%

7005

12981

2003-04

4834

553

5387

(21)

5138

0.84%

270

32.81%

10528

18.12%

5815

48.23%

15476

32089

2004-05

5031

422

5453

(27)

8892

(4.65%)

(3411)

28.10%

20619

23.51%

17254

53.04%

38925

73387

2005-06

6836

1176

8012

(33)

13590

(5.20%)

(5545)

26.48%

38413

21.25%

30826

56.10%

81384

145077

2006-07

ICICI-LOMBARD

10287

2735

13022

(852)

22448

(5.47%)

(8573)

11.94%

21258

23.86%

42460

69.02%

122832

177977

2007-08

2362

2335

27

(5159)

36574

(15.90%)

(31388)

6.75%

14282

28.49%

60300

79.52%

168454

211648

2008-09

14393

(1438)

15831

2552

46454

(15.13%)

(33175)

5.24%

12126

24.90%

57619

84.20%

194838

231409

2009-10

(8034)

200

(8234)

1753

40009

(17.50%)

(49997)

5.84%

17702

20.62%

62549

90.03%

273064

303318

2010-11

(41633)

(2111)

(39521)

(4855)

51677

(24.33%)

(86344)

13.62%

55974

19.75%

81154

87.64%

360091

410874

2011-12

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

215

71.52%

167

152

Net Profit after Tax

Note: Figures in brackets represent negative value.

95

Income Tax Deducted at Source and


Provision for Tax

171

(17)

247

1070

636

301

937

(21)

1278

(4.57%)

(476.00%) (67.17%)
366

(320)

43.60%

3053

20.28%

1420

40.70%

2850

7003

2002-03

(882)

(119)

939

Profit Before Tax

Other Income Less other Outgo

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

828
63.06%

120
480.00%

32.60%

Commission, Expenses of Management

428

Claims Incurred (Net)

1313

2001-02

25

2000-01

Net Premium

Particulars

958

462

1420

1502

0.61%

(82)

24.83%

3311

21.15%

2820

54.63%

7285

13334

2003-04

1472

892

2364

62

1881

1.79%

421

25.30%

5939

22.12%

5193

50.79%

11923

23476

2004-05

1462

948

2410

(115)

3583

(3.06%)

(1059)

27.67%

13232

23.52%

11250

51.03%

24407

47830

2005-06

2713

1533

4246

(76)

5708

(2.53%)

(1387)

5.68%

3297

28.05%

16287

68.66%

39859

58057

2006-07

IFFCO TOKIO

(9849)

5.96%

5275

26.69%

23639

78.47%

69502

88568

2008-09

716

470

1186

50

7354

250

(442)

692

0.36

10541

(9.72%) (11.82%)

(6219)

13.29%

9808

26.72%

19711

68.42%

50474

73775

2007-08

(18911)

9.36%

11719

26.65%

33375

79.09%

99046

125229

(24156)

6.37%

9062

23.93%

34058

86.68%

123367

142330

9723

61.10%

5736

9388

2011-12

(6290)

96.89%

878

(10570)

47.92%

4499

670.55% 103.56%

6073

27.01%

245

906

2010-11

2538

(1323)

3861

360

11991

(3270)

1667

(4937)

99

13875

(3180)

1483

(4663)

100

19393

(5932)

(5932)

(74)

432

(10596)

(1)

(10595)

(1006)

980

(9.21%) (16.66%) (18.13%) (22335.16%) (216.20%)

(8490)

6.92%

6861

27.70%

27446

73.94%

73267

99083

2009-10 2010-11 2011-12

L&T

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

216
580

(727)

577

(579)

Note: Figures in brackets represent negative value.

Net Profit after Tax

(727)

(29)

1611

(579)

Profit Before Tax

(141)

1237

1040.02% (126.67%)

(1005)

(13)

Other Income Less other Outgo

Income Tax Deducted at Source and


Provision for Tax

1006

474.56%

(1823)

46.38%

(17.32%) (3583.13%)
(1571)

686

171

49

1382
93.37%

1465

(423.36%) (30774.37%)

1195

28.16%

(16.09%) (3847.90%)

1480

2011-12

417

(5)

2010-11

183

45

(282)

2009-10

RAHEJA QBE

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

Commission, Expenses of Management

Claims Incurred (Net)

Net Premium

Particulars

637

68.09%

160

235

2001-02

(193)

99.48%

1917

1927

2002-03

(677)

48.94%

115

(792)

51.63%

995

(540)

23.80%

822

23.10%

798

68.73%

2374

3454

2003-04

45

45

(43)

508

677

60

737

(35)

1449

1433

101

1534

(21)

2347

900

149

1049

(35)

1624

(288.09%) (41.10%) (15.63%)

(420)

271.06% (10.02%)

367

2000-01

1436

671

2107

(1)

1503

11.17%

603

2.82%

157

24.31%

1350

62.01%

3444

5554

2005-06

(3062)

51.57%

26006

20.16%

10169

34.34%

17318

50431

2006-07

(27406)

28.22%

37741

36.14%

48341

56.13%

75068

133745

2007-08

(19468)

0.76%

1070

36.43%

50989

76.71%

107366

139956

2008-09

133138

115480

2010-11

126587

118394

2011-12

42480

(13900)

36.79%

(23228)

(46193)

2.06% (12.04%)

2947

31.21%

44583

(52812)

1.76%

2085

35.93%

42534

82.99% 115.29% 106.92%

118569

142872

2009-10

1436

671

2107

(1)

1503

163

61

224

91

3195

(16555)

271

(16284)

711

10411

(5232)

(215)

(5017)

(199)

14650

(5043)

4012

(9055)

(1140)

15313

(31160)

(184)

(30976)

(1901)

17118

(34320)

(160)

(34160)

(1958)

20610

11.17% (12.53%) (28.55%) (14.02%) (16.60%) (35.74%) (45.41%)

603

2.82%

157

24.31%

1350

62.01%

3444

5554

2005-06

RELIANCE

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

217

4188

5238

6759

9862

16166

13543

20374

38955

19060

29815

53306

25161

41235

66831

26474

50907

75460

32553

66022

96250 124909

1137

37542

6965

(1475)

(3441)

(2357)

(976)

(802)

2834

(1084)

4745

(559)

5597

(4291)

8723

(6591)

8630

14406

8.97% 11.53%

(5894) (10955) (13597)

3974

2407
5.27%

3226

7026

2367

64.41% 29.55% 15.40% 14.06% 15.98% 14.37% 16.36% 10.51%

1390

(7783)

122.26%

1200

6117

(1088)

(1088)

402

(2453)

(2452)

(22)

1011

(459)

(459)

(10)

1908

802

802

(12)

1790

501

34

535

(8)

1345

864

151

1015

(10)

2109

2119

600

2718

(11)

3287

471

477

(34)

4802

566

(407)

973

7557

3097

(304)

3401

18

9278

(2014)

(526)

(1488)

18

9450

22

68

(46)

87

13465

(2682)

(2682)

(5)

5105

9500

22420

25508

44688

37836

64906

1869

3461

9335

14184

4402

8815

11685

10621

(15058)

(1354)

(9535)

11

(9546)

124

5388

(390)

139

(529)

(78)

902

(1840)

1587

(887)

2474

248

1582

1255

(571)

1826

172

3493

2.06% (5.58%)

644

6153

(3079)

9231

(185)

7151

4.17%

2265

78.46% 71.96% 39.32% 26.15% 16.36%

12605

84.19% 30.56% 15.44% 20.89% 21.85%

13526

31.08% 19.62% 42.37% 57.08% 58.29%

4993

16066

(7763.16%) (93.63%) (21.59%) (6.24%) (3.98%) (4.35%) (1.67%) (9.62%) (11.02%) (8.25%) (12.50%) (12.30%) 3075.00% (435.09%) (12.87%)

Note: Figures in brackets represent negative value.

Net Profit after Tax

Income Tax Deducted at Source and


Provision for Tax

Profit Before Tax

Other Income Less other Outgo

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

3586

11371

29689

7815.79% 97.58% 38.36% 33.51% 33.52% 33.22% 34.77% 35.75% 37.65% 35.08% 33.82% 30.06% 61264.00%

1485

8961

20162
564

5860

15630

49.63%

1163

10917
86559

Claims Incurred (Net)

3675

SHRIRAM

2010-11 2011-12 2008-09 2009-10 2010-11 2011-12

SBI GENERAL

10.53% 31.65% 53.68% 57.33% 56.40% 54.45% 52.30% 55.93% 61.70% 67.46% 68.59% 69.30%

19

Commission, Expenses of Management

ROYAL SUNDARAM
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Net Premium

Particulars

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

218

4380

(2441)

34.58%
(1135)

23.87%

4502

37.31%

7039

44.84%

8458

18864

(358)

(358)

182

(2758)

(2758)

(294)

1219

(1292)

(1292)

(411)

1560

1530

(804)

726

(248)

2109

(93.72%) (19.27%) (6.02%)

(3683)

(520)

2340
64.87%

Note: Figures in brackets represent negative value.

Net Profit after Tax

Income Tax Deducted at Source and


Provision for Tax

Profit Before Tax

Other Income Less other Outgo

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

4723
37.28%

3930

47.41%

6006

12668

108.95%

520

1020
28.28%

Claims incurred (Net)

3607

Commission, Expenses of Management

TATA AIG

(52)

15.20%

5121

37.39%

12593

47.56%

16015

33677

(669)

8.22%

3418

43.58%

18122

49.81%

20711

41582

(2357)

14.05%

7417

43.50%

22971

46.91%

24771

52801

(973)

46.97%

27244

68.34%

39637

58000

(5686)

(7908)

0.00% (1.68%)

49.14%

28867

60.54%

35567

58749

(12963)

17.00%

14884

35.77%

31321

62.03%

54311

87553

1224

1216

2440

(341)

2576

1361

1326

2687

(273)

3012

2157

1148

3305

177

3797

1617

1075

2692

14

5035

424

(526)

950

(536)

7172

670

191

478

(1133)

9520

(458)

1647

(2105)

(583)

11441

725.88

(0.26%)

0.11

(42.57)

2007-08

(18397)

17.22%

22560

(2858)

1647

(4505)

(693)

14584

(3171)

104.84%

1882

158.37%

2843

13.42%

241

1795

(30)

(9)

(39)

(151)

881

(1439)

(20)

(1419)

(11)

1763

(5207)

146

(5353)

(163)

2064

(96.41%)

(7254)

49.22%

7293

60.93%

9029

38.80%

5749

14817

2008-09 2 0 0 9 - 1 0

(5125)

(73.00)

(5051)

(351)

2656

(38.17%)

(7357)

14.58%

3291

55.02%

12416

63.00%

14216

22566

(7866)

736

(8602)

(229)

3040

(46.29%)

(11413)

18.29%

5518

47.03%

14190

72.51%

21876

30172

2010-11 2 0 1 1 - 1 2

UNIVERSAL SOMPO

1776.26% 3624.64%

(769.3

(1.74%)

0.74

30.88% (1705.14%)

40446

65.95%

86383

130991

0.79%) (0.18%) (1.75%) (5.19%) (9.68%) (13.41%) (17.84%) (16.97%)

205

12.39%

3217

38.52%

10006

48.31%

12549

25977

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12

Net Premium

Particulars

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

219
(1376)

Note: Figures in brackets represent negative value.

Net Profit after Tax

95

(1281)

Profit Before Tax

Income Tax Deducted at Source and


Provision for Tax

(170)

Other Income Less other Outgo

(6176)

(564)

(6739)

(730)

6747

675

1241

1916

54

11694

(17.51%)

(5759.09%) (69.58%)
1458

(9832)

30.26%

16987

35.20%

19765

52.05%

29225

56145

2002-03

(12756)

77.13%

(2534)

14140

69.41%

5663.64%

Gross Investment Income

Underwriting Profit/Loss

Increase in Reserve for Unexpired Risk

12725

2492

23.04%

4.55%

Commission, Expenses of Management

4224

Claims Incurred (Net)

18333

2001-02

44

2000-01

Net Premium

Particulars

6704

1861

8565

(494)

15432

(5.98%)

(6373)

27.23%

29023

27.78%

29617

50.97%

54336

106603

2003-04

12190

5820

18010

(682)

18442

0.14%

250

21.38%

38092

27.32%

48687

51.16%

91173

178202

2004-05

15438

6645

22085

123

26947

(2.19%)

(4987)

19.93%

56651

27.35%

77740

54.47%

154822

284226

2005-06

22974

8863

31837

975

41504

(2.89%)

(10642)

21.26%

99333

27.46%

128337

53.56%

250289

467316

2006-07

ALL COMPANIES

4383

11136

15519

1204

74205

(10.19%)

(59890)

17.87%

127951

31.18%

223178

59.32%

424631

715871

2007-08

(10126)

(5216)

(4910)

(4343)

109120

(13.87%)

(109687)

7.08%

60256

34.39%

292715

71.42%

607916

851199

2008-09

(8856)

(5436)

(3420)

3399

133429

(15.51%)

(140248)

9.06%

90141

31.57%

313976

73.47%

730725

994594

2009-10

(85743)

256

(85999)

(560.00)

153963

(20.94%)

(239403)

9.41%

118742

31.03%

391406

78.55%

991490

1262235

2010-11

(112015)

(8069)

(103946)

(12367)

208365

(20.74%)

(299945)

13.47%

225159

28.14%

470285

76.33%

1275579

1671077

2011-12

(` Lakh)

TABLE 57: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

23400.43
(-4.34)

24462.03
(24.33)

TOTAL

220
(29.63)

30334.30

3723.80
(25.29)

10734.51
(144.70)

2739.21
(-46.77)

2087.20
(10.26)

2362.49
(12.79)

8687.09
(25.76)

2003

(12.33)

34074.90

4193.67
(12.62)

10578.32
(-1.46)

3600.36
(31.44)

2347.32
(12.46)

3368.01
(42.56)

9987.22
(14.97)

2004

(9.79)

37411.97

4025.04
(-4.02)

11385.60
(7.63)

4389.70
(21.92)

2647.38
(12.78)

4598.05
(36.52)

10366.19
(3.79)

2005

(13.15)

42332.39

4079.50
(1.35)

13417.92
(17.85)

4981.88
(13.49)

3107.78
(17.39)

5069.97
(10.26)

11675.34
(12.63)

2006

(19.02)

50382.81

3884.30
(-4.78)

17787.25
(32.56)

6102.33
(22.49)

3742.06
(20.41)

5635.29
(11.15)

13231.57
(13.33)

2007

(11.70)

56280.10

4342.37
(11.79)

20200.89
(13.57)

7659.80
(25.52)

3890.53
(3.97)

6132.78
(8.83)

14053.74
(6.21)

2008

(4.64)

58893.27

3970.65
(-8.56)

21030.50
(4.11)

8979.82
(17.23)

4244.15
(9.09)

6076.92
(-0.91)

14591.22
(3.82)

2009

(12.70)

66371.92

3943.74
(-0.68)

24256.10
(15.34)

10373.01
(15.51)

4789.74
(12.86)

6971.21
(14.72)

16038.12
(9.92)

2010

(24.33)

82520.18

3506.08
(-11.09)

31768.76
(30.97)

12215.89
(17.76)

6973.44
(45.59)

8191.11
(17.49)

19864.90
(23.86)

2011

22.68
8.81
6.71
3.56
42.86
15.38
100.00

Central Govt. Securities

State Govt & Other Approved Securities

Housing & Loans to Housing and FFE*

Infrastructure Investments

Approved Investments

Other than Approved Investments

TOTAL

* FFE: Fire Fighting Equipment

2001

Particulars

100.00

12.70

18.75

21.99

8.09

8.95

29.52

2002

100.00

12.28

35.39

9.03

6.88

7.79

28.64

2003

100.00

12.31

31.04

10.57

6.89

9.88

29.31

2004

100.00

10.76

30.43

11.73

7.08

12.29

27.71

2005

100.00

9.64

31.70

11.77

7.34

11.98

27.58

2006

100.00

7.71

35.30

12.11

7.43

11.18

26.26

2007

100.00

7.72

35.89

13.61

6.91

10.90

24.97

2008

100.00

6.74

35.71

15.25

7.21

10.32

24.78

2009

100.00

5.94

36.55

15.63

7.22

10.50

24.16

2010

100.00

4.25

38.50

14.80

8.45

9.93

24.07

2011

SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS


(As on 31st March)

* Housing and Fire Fighting Equipments.


Note: Figures in the brackets indicate the growth over the previous year in per cent.

2972.10
(-20.98)

4386.87
(-58.16)

5145.93
(491.09)

3761.24

870.58

Infrastructure Investments

1892.97
(15.33)

Other than Approved Investments

1641.38

Housing & Loans to Housing and FFE*

2094.64
(-2.77)

10485.57

2154.29

State Govt & Other Approved Securities

6907.92
(24.49)

2002

Approved Investments

5548.97

2001

Central Govt. Securities

Particulars

TABLE 58: ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS


(As on 31st March)

100.00

3.78

38.85

15.31

8.24

9.41

24.42

2012

(Per cent)

20.29

99268.48

3749.13
(6.93)

38562.68
(21.38)

15198.17
(24.41)

8178.67
(17.28)

9338.75
(14.01)

24241.07
(22.02)

2012

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

221
400.00
1126.50

Public Total

Total

215.00
1731.50

Re-insurer
GIC

GRAND TOTAL (NON-LIFE)

"" indicates the company has not started its operation.

390.00

Specialised insurers
AIC
ECGC

726.50
100.00
100.00
100.00
100.00

Private Total
National
New India
Oriental
United India

Stand-alone Health insurance


companies
Apollo Munich
Max Bupa
Star Health & Allied

110.00

49.50

110.00
100.00

102.00
130.00

125.00

2002

Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC ERGO
ICICI Lombard
IFFCO Tokio
L & T General
Raheja QBE
Reliance
Royal Sundaram
SBI General
Shriram
TATA AIG
Universal Sompo

Insurer

1938.00

215.00

440.00

1283.00

400.00

883.00
100.00
100.00
100.00
100.00

110.00

105.00

101.00
110.00
100.00

102.00
130.00

125.00

2003

2363.96

215.00

200.00
500.00

1448.96

400.00

1048.96
100.00
100.00
100.00
100.00

110.00

141.96

120.00
220.00
100.00

102.00
130.00

125.00

2004

2513.96

215.00

200.00
600.00

1498.96

450.00

1048.96
100.00
150.00
100.00
100.00

110.00

141.96

120.00
220.00
100.00

102.00
130.00

125.00

2005

3214.01

430.00

200.00
700.00

105.00

1779.01

500.00

1279.01
100.00
200.00
100.00
100.00

110.05

141.96

125.00
245.00
220.00

102.00
140.00

195.00

2006

3485.87

430.00

200.00
800.00

105.00

1950.87

550.00

1400.87
100.00
200.00
100.00
150.00

110.13

141.96

125.00
335.71
220.00

103.07
140.00

225.00

2007

4090.85

430.00

200.00
900.00

100.55

108.60

2351.70

550.00

1801.70
100.00
200.00
100.00
150.00

110.23

141.96
150.00
150.00
377.36
220.00

107.15
170.00

225.00
150.00

2008

4829.90

430.00

200.00
900.00

107.37

109.30

3083.23

550.00

2533.23
100.00
200.00
100.00
150.00

110.23
162.58
141.96
190.25
200.00
403.14
247.00

200.00
113.08
210.00

105.00
300.00
150.00

2009

TABLE 59: EQUITY SHARE CAPITAL OF NON-LIFE INSURERS


(As on 31st March)

5684.67

430.00

200.00
900.00

129.30
151.00
164.33

3710.04

550.00

3160.04
100.00
200.00
100.00
150.00

110.23
200.00
266.96
280.00
415.00
403.63
247.00

207.00
115.22
210.00
150.00
105.00
300.00
150.00

2010

6705.89

430.00

200.00
900.00

196.20
271.00
202.99

4505.70

550.00

3955.70
100.00
200.00
100.00
150.00

110.23
422.27
266.96
475.00
486.00
404.57
247.00
200.00
207.00
116.67
250.00
150.00
105.00
365.00
150.00

2011

7826.10

430.00

200.00
900.00

254.65
352.00
278.77

5410.68

550.00

4860.68
100.00
200.00
100.00
150.00

110.23
703.49
283.65
520.00
523.00
436.58
269.32
350.00
207.00
121.19
290.00
150.00
121.22
450.00
350.00

2012

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

222
--

L & T General

3.09
1.97
2.23

New India

Oriental

United India

---

Max BUPA

Star Health

GIC

3.41

9.39

ECGC

RE-INSURER

2.16

AIC

SPECIALISED
INSURERS

--

Apollo Munich

STANDALONE
HEALTH PRIVATE

1.08

National

PUBLIC INSURERS

--

Universal Sompo

1.68

--

Shriram

TATA AIG

--

SBI General

3.04

Reliance

--

Raheja QBE
1.66

IFFCO Tokio

Royal Sundaram

1.29
1.95

ICICI Lombard

1.78

--

HDFC ERGO

2.51

Future Generali

--

Bharti AXA

Cholamandalam

1.22

Mar
2006

Bajaj Allianz

PRIVATE INSURERS

Insurer

4.1

11.41

2.05

1.91

--

--

3.00

2.17

3.57

1.76

--

--

1.85

--

--

1.95

1.64

--

1.70

2.08

1.69

--

2.63

--

1.56

Mar
2007

3.36

18.90

3.27

1.97

--

1.39

3.24

1.91

4.00

2.22

--

4.68

1.91

--

--

1.64

1.59

--

1.51

2.03

2.02

2.61

2.00

--

1.55

Mar
2008

NA

45.95

41.55

1.96

--

1.15

3.50

2.01

NA

NA

--

4.63

1.76

1.97

--

3.77

1.89

--

1.98

1.54

1.62

2.44

1.87

2.23

2.48

June
2008

6.96

39.87

9.22

1.78

--

2.13

3.53

2.11

3.79

2.00

--

4.60

1.65

1.97

--

2.96

1.59

--

1.91

2.49

2.32

2.13

1.72

2.01

2.30

Sept
2008

3.76

25.95

11.52

1.56

--

1.74

3.61

1.75

3.15

1.67

--

4.49

1.88

1.98

--

1.88

1.51

--

2.30

2.24

2.19

1.76

1.60

2.91

1.85

Dec
2008

3.67

16.42

4.58

1.38

--

1.82

3.32

1.66

3.41

1.56

--

4.23

1.97

1.94

--

1.59

1.64

--

1.77

2.03

2.48

1.83

1.02

2.11

1.62

Mar
2009

3.49

27.71

31.37

2.55

--

1.52

2.55

1.67

3.34

1.60

--

4.09

1.92

1.99

--

2.60

2.51

3.93

2.37

1.98

1.52

1.80

2.14

1.78

2.18

June
2009

3.04

26.23

4.54

1.97

--

1.58

3.79

1.56

3.45

1.75

--

3.86

1.85

2.06

--

2.37

2.10

3.84

2.33

2.08

2.72

1.85

1.65

1.78

2.18

Sept
2009

3.89

24.50

2.61

1.62

--

1.68

3.91

1.51

2.83

1.63

--

3.57

1.83

2.18

12.97

1.91

2.07

3.81

2.22

2.08

1.91

1.83

1.56

1.71

2.18

Dec
2009

3.71

14.17

2.07

1.68

2.07

1.64

3.41

1.56

3.55

1.60

--

3.15

1.88

1.75

12.84

1.70

1.39

3.79

1.76

2.07

1.49

1.54

1.76

2.38

1.54

Mar
2010

3.99

13.66

2.46

2.38

2.05

1.93

3.46

1.54

3.50

1.61

--

2.72

1.77

2.16

12.87

1.68

1.51

3.79

1.63

1.78

1.75

1.68

1.78

2.43

1.92

June
2010

3.87

14.41

2.68

1.96

2.14

1.72

3.77

1.26

3.22

1.52

--

2.58

2.00

1.86

12.79

2.18

1.53

3.78

1.61

1.66

1.71

2.05

1.75

1.62

1.96

Sept
2010

4.11

6.63

3.13

1.74

1.92

1.94

3.46

1.41

3.22

1.53

2.02

2.49

1.82

1.71

12.54

1.95

1.51

3.74

1.53

1.63

1.95

2.12

1.64

1.69

2.02

Dec
2010

TABLE 60: SOLVENCY RATIOS OF NON-LIFE INSURERS

3.35

9.05

3.71

1.50

2.03

1.89

2.89

1.34

2.90

1.34

2.30

2.14

1.68

1.32

12.00

1.15

1.56

3.65

1.23

1.56

1.71

2.06

1.61

1.70

1.73

Mar
2011

3.37

10.49

4.29

1.66

1.94

2.20

3.63

1.32

2.59

1.41

1.55

1.56

1.55

1.33

11.42

1.35

1.43

3.67

1.33

1.64

1.65

1.90

1.55

1.81

1.64

June
2011

3.23

12.02

4.06

1.55

2.11

2.01

2.87

1.49

2.27

1.39

2.10

1.32

1.56

1.41

11.13

1.40

1.40

3.69

1.40

1.56

1.66

1.90

1.72

1.80

1.73

Sept
2011

2.32

12.42

4.12

1.54

2.02

2.09

2.82

1.31

1.95

1.29

2.25

1.05

1.60

1.11

10.65

1.42

1.38

3.73

1.41

1.60

1.74

1.88

1.57

1.35

1.84

Dec
2011

1.59

10.10

3.18

1.66

1.91

1.59

2.71

1.38

2.03

1.37

2.41

2.95

1.40

0.92

10.23

1.39

1.36

3.77

1.22

1.36

1.57

1.69

1.33

2.18

1.56

Mar
2012

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

223
9208

10956

Figures in brackets represent negative values.

TOTAL (C)

10956

10956

30155

37

12647

(1765)

19236

41111

4256

200

36655

2001-02

9208

9208

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

28843

Foreign Taxes

TOTAL (B)

35

Others - Amortizations, Write


offs & Provisions

12103

(1198)

Commission

Operating Expenses related to


Insurance Business

17903

Claims Incurred (Net)

Interest, Dividend & Rent Gross


38051

Others

TOTAL (A)

38051

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

17805

17805

17805

22772

11531

(2085)

13326

40577

3606

32

929

36010

2002-03

19743

19743

19743

20046

11

11833

(807)

9009

39789

3362

1599

34828

2003-04

13869

13869

13869

25491

13150

(2069)

14411

39360

2598

56

1447

35259

2004-05

2722

2722

2722

39153

27

13145

1323

24658

41875

2896

3252

35727

2005-06

12332

12332

12332

29050

2.00

11076

(2672)

20645

41383

3654

3892

33836

2006-07

NATIONAL

2128

2128

2128

34354

90

8881

936

24447

36482

3383

3982

29117

2007-08

1884

1884

1884

34586

81

9660

1085

23761

36470

3665

3359

29442

2008-09

11646

11646

11646

33825

134

12183

1220

20288

45471

4199

5937

35335

2009-10

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT


FIRE INSURANCE

15723

15723

15723

40126

106

14424

1421

24176

55850

4854

8314

42681

2010-11

2836

2836

2836

60797

14152

3470

43175

63633

5724

11

5292

52606

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

70014
39269
(126)

TOTAL (A)

Claims Incurred (Net)

Commission

224
10686

15795

Figures in brackets represent negative values.

TOTAL (C)

15795

15795

60507

56

1027

21397

850

37177

76302

7827

551

67924

2001-02

10686

10686

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

59327

56

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

20128

7535

Interest, Dividend & Rent Gross

Operating Expenses related to


Insurance Business

(793)

503

62768

2000-01

Others

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

11538

11538

11538

75852

83

1129

24561

3341

46737

87390

6837

1525

79027

2002-03

29477

29477

29477

62813

59

174

32508

3937

26134

92290

8737

4133

79419

2003-04

23083

23083

23083

69246

366

29058

7119

32702

92329

7328

5117

79884

2004-05

1957

1957

1957

98630

139

606

30556

7178

60151

100588

7935

9564

83088

2005-06

23302

23302

23302

92436

30

36

28432

7933

56006

115738

10514

11040

94184

2006-07

NEW INDIA

28336

28336

28336

89804

19611

10023

60160

118140

10619

10490

97031

2007-08

5954

5954

5954

103636

(79)

29340

13705

60668

109590

9681

3616

96292

2008-09

(30572)

(30572)

(30572)

155684

10

35967

12827

106878

125112

10506

7847

106758

2009-10

(38728)

(38728)

(38728)

185667

235

40425

17780

127227

146939

14823

10869

121247

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


FIRE

(67183)

(67183)

(67183)

225326

96

(130)

40323

19301

165735

158143

21359

(11004)

9892

137897

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

225
2285

12529

Figures in brackets represent negative values

TOTAL (C)

12529

12529

31921

14541

(1895)

19275

44450

4862

(30)

336

39282

2001-02

2285

2285

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

38022

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

13349

(1958)

Commission

Operating Expenses related to


Insurance Business

26628

Claims Incurred (Net)

Interest, Dividend & Rent Gross


40307

Others

TOTAL (A)

40307

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

17568

17568

17568

24134

710

13445

(2573)

12552

41702

4617

61

993

36030

2002-03

16163

16163

16163

25340

414

15806

(1496)

10616

41503

3980

15

4594

32914

2003-04

12585

12585

12585

28542

104

13094

(543)

15885

41126

4235

98

3103

33690

2004-05

5161

5161

5161

36361

143

14160

(1032)

23090

41522

3243

(71)

4586

33763

2005-06

14498

14498

14498

26070

106

11340

(1315)

15939

40568

3083

29

3303

34153

2006-07

ORIENTAL

(1677)

(1677)

(1677)

41087

12

10688

(651)

31038

39410

3470

28

3469

32442

2007-08

(8727)

(8727)

(8727)

47154

26

10582

301

36245

38427

4284

(79)

2729

31493

2008-09

345

345

345

45380

(17)

14415

(146)

31128

45725

4852

(88)

4488

36473

2009-10

(2158)

(2158)

(2158)

62568

77

19872

1949

40670

60410

6355

(4)

9233

44827

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


FIRE

(6395)

(6395)

(6395)

72127

(85)

17693

2937

51582

65733

7611

30

6660

51432

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

226
6351

21186

Figures in brackets represent negative values

TOTAL (C)

21186

21186

29830

1141

14874

(3745)

17560

51016

5515

(7)

878

44630

2001-02

6351

6351

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

38519

TOTAL (B)

13534

Operating Expenses related to


Insurance Business

Foreign Taxes

(3834)

Commission

28819

Claims Incurred (Net)

Others - Amortizations, Write


offs & Provisions

44870

(129)

44999

2000-01

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

20538

20538

20538

31449

608

14262

(3451)

20030

51988

4982

72

1654

45280

2002-03

23346

23346

23346

27069

330

17986

-2329

11082

50415

5131

14

3152

42117

2003-04

18477

18477

18477

31502

269

19075

(3088)

15246

49979

4177

67

3186

42548

2004-05

11574

11574

11574

38089

422

20988

(1401)

18079

49663

3932

(10)

4933

40808

2005-06

283

283

283

48785

331

18041

(1073)

31486

49069

3568

(1)

3634

41867

2006-07

UNITED

9713

9713

9713

44095

429

13012

253

30400

53807

4223

316

5812

43456

2007-08

4417

4417

4417

43751

246

13858

54

29593

48168

4724

2580

40861

2008-09

19975

19975

19975

33729

268

14095

(441)

19807

53704

5582

585

6491

41045

2009-10

2341

2341

2341

53253

66

21809

240

31138

55594

4772

(8)

5539

45291

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


FIRE

3910

3910

3910

63695

413

18029

1065

44188

67604

5710

3451

58441

2011--12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

227

Foreign Taxes

6973

5626

6973

6973

10987

3829

(651)

7809

17960

2905

136

14912

2001-02

5626

Figures in brackets represent negative values

TOTAL (C)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

5626

13

Others - Amortizations, Write


offs & Provisions

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

3505

Operating Expenses related to


Insurance Business

8301

(911)

Commission

TOTAL (B)

5694

Claims Incurred (Net)

Interest, Dividend & Rent Gross


13927

Others

TOTAL (A)

13927

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

2662

2662

2662

13474

11

3599

(700)

10563

16136

2270

585

13281

2002-03

11213

11213

11213

12447

10

3101

191

9145

23660

2605

1239

19816

2003-04

2325

2325

2325

11323

81

4514

(515)

7244

13648

1508

840

11300

2004-05

2493

2493

2493

12433

3369

501

8560

14926

1437

1613

11876

2005-06

(1103)

(1103)

(1103)

14058

3406

566

10085

12955

1317

1402

10235

2006-07

NATIONAL

(387)

(387)

(387)

14056

65

2982

1003

10006

13669

1310

1542

10817

2007-08

(2782)

(2782)

(2782)

18187

76

3538

1112

13460

15405

1559

13

1429

12403

2008-09

7101

7101

7101

10434

82

4504

1096

4752

17535

1870

2643

13022

2009-10

1747

1747

1747

17672

61

5154

1190

11266

19419

1912

3274

14234

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MARINE

2947

2947

2947

19698

4815

1242

13641

22645

2589

2394

17655

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

228

22931
14175
(1722)

TOTAL (A)

Claims Incurred (Net)

Commission

5081

5089

Figures in brackets represent negative values

TOTAL (C)

5089

5089

17739

492

5138

(1034)

13134

22828

3751

264

18812

2001-02

5081

5081

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

17850

12

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

5385

3839

Interest, Dividend & Rent Gross

Operating Expenses related to


Insurance Business

(376)

256

19212

2000-01

Others

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

8537

8537

8537

16528

547

5322

(1040)

11691

25065

3316

740

21009

2002-03

10969

10969

10969

14862

78

6299

286

8194

25831

3929

1859

20043

2003-04

5500

5500

5500

16964

146

5389

1579

9850

22465

3043

2125

17297

2004-05

5016

5016

5016

18478

230

5899

822

11525

23494

3008

3626

16860

2005-06

10199

10199

10199

12896

11

5231

1423

6230

23094

3247

3410

16438

2006-07

NEW INDIA

766

766

766

24160

5663

2669

15824

24926

3053

3016

18857

2007-08

(9009)

(9009)

(9009)

36919

(28)

7780

1455

27711

27910

3446

1287

23177

2008-09

1189

1189

1189

(8900)

(8900)

(8900)

38722

29645

63

9672

3223

25764

29822

3994

2929

22899

2010-11

8658

1907

19075

30834

4046

3022

23766

2009-10

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MARINE

(1889)

(1889)

(1889)

40291

(34)

10317

2243

27764

38402

5569

2579

30253

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

229
1420

9429

Figures in brackets represent negative values

TOTAL (C)

9429

9429

11080

4118

(465)

7427

20509

2421

167

17921

2001-02

1420

1420

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

11794

TOTAL (B)

Foreign Taxes

3348

Operating Expenses related to


Insurance Business

(689)

Commission

Others - Amortizations, Write


offs & Provisions

9135

Claims Incurred (Net)

Interest, Dividend & Rent Gross


13214

Others

TOTAL (A)

13208

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

2794

2794

2794

12418

288

4414

(715)

8432

15212

1872

46

403

12892

2002-03

5964

5964

5964

11085

201

4748

(614)

6749

17049

1936

(1)

2235

12879

2003-04

2569

2569

2569

13222

57

4581

626

7959

15791

2292

36

1680

11784

2004-05

1753

1753

1753

15491

66

6189

706

8531

17244

1496

2115

13632

2005-06

(1558)

(1558)

(1558)

21326

63

5255

424

15584

19769

1832

30

1963

15944

2006-07

ORIENTAL

3027

3027

3027

17594

5560

1020

11007

20621

1852

(21)

1851

16939

2007-08

(2281)

(2281)

(2281)

24018

12

5613

1167

17226

21737

2029

(83)

1292

18500

2008-09

1953

1953

1953

21007

(8)

7099

1536

12379

22960

2253

(315)

2084

18937

2009-10

(2109)

(2109)

(2109)

31169

32

9298

2227

19612

29061

2667

(179)

3875

22697

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MARINE

1344

1344

1344

30334

(37)

7544

2380

20447

31677

3351

(61)

2932

25455

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

230
6784

484

6784

6784

11474

703

4136

(1529)

484

484

Figures in brackets represent negative values

TOTAL (C)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

14430

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

4445

(1898)

Commission

Operating Expenses related to


Insurance Business

11885

Claims Incurred (Net)

8164

18258

14916

TOTAL (A)

47

540

14278

2001-02

3393

(34)

14950

2000-01

Interest, Dividend & Rent Gross

Others

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

7080

7080

7080

14301

302

5491

(1462)

9970

21380

2473

36

821

18050

2002-03

4601

4601

4601

12350

150

5995

(966)

7170

16951

2343

(1)

1439

13170

2003-04

1920

1920

1920

12861

125

5503

(590)

7822

14781

1949

16

1487

11329

2004-05

2503

2503

2503

12594

194

4913

220

7268

15097

1808

365

2268

10656

2005-06

(1535)

(1535)

(1535)

15864

175

5161

(358)

10886

14329

1888

(13)

1923

10531

2006-07

UNITED

(2406)

(2406)

(2406)

19225

160

5399

1269

12397

16819

1571

148

2163

12937

2007-08

(596)

(596)

(596)

22154

99

5613

1371

15071

21558

1905

(10)

1040

18623

2008-09

(5381)

(5381)

(5381)

31355

100

7122

2282

21852

25974

2085

296

2424

21170

2009-10

(2523)

(2523)

(2523)

32699

36

9604

1347

21712

30176

2617

3037

24521

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MARINE

1110

1110

1110

30190

231

7440

850

21669

31300

3193

1930

26173

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

231
(39371)

(39371)

Figures in brackets represent negative values

TOTAL (C)

APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

158116
(39371)

Operating Profit/(Loss) from Fire/


Marine/Miscellaneous Business
C= (A - B)

Foreign Taxes

TOTAL (B)

33622

Others - Amortizations, Write offs &


Provisions

Operating Expenses related to


Insurance Business

1928

122566

Claims Incurred (Net)

Commission

154894

118745

TOTAL (A)

(31932)

(31932)

(31932)

186826

39958

1403

145465

23399

Interest, Dividend & Rent - Gross

263

252

Others

130131

2001-02

1101

118493

2000-01

Profit/Loss on sale/redemption of
Investments

Premiums earned (Net)

PARTICULARS

(13520)

(13520)

(13520)

190506

140

44969

7319

138077

176986

23601

6080

147305

2002-03

(33272)

(33272)

(33272)

258970

246

58100

7789

192836

225698

28166

13395

184137

2003-04

(16435)

(16435)

(16435)

283305

68276

10334

204696

266870

30127

109

16779

219855

2004-05

(35732)

(35732)

(35732)

333793

71747

12231

249815

298061

32632

75

36639

228715

2005-06

13393

13393

13393

294470

6203

66065

13510

208692

307863

36403

38774

232685

2006-07

NATIONAL

(12153)

(12153)

(12153)

354780

8993

77907

18450

249431

342627

37068

43640

261919

2007-08

(39500)

(39500)

(39500)

410962

7757

81439

19620

302146

371462

36566

995

33510

300391

2008-09

(6658)

(6658)

(6658)

434190

596

8081

105190

20825

299497

427532

39070

55241

333221

2009-10

(44561)

(44561)

(44561)

590637

166

15486

125167

22933

426885

546077

46668

79929

419480

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MISCELLANEOUS

(1917)

(1917)

(1917)

665434

20524

138893

31426

474591

663517

65455

449

60521

537092

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

232
(19019)

Figures in brackets represent negative values

TOTAL (C)

(19019)

(19019)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

225793

TOTAL (B)

(29732)

(29732)

(29732)

267238

261

Foreign Taxes

389

4705

48902

8167

205203

237506

35834

2521

199151

2001-02

Others - Amortizations, Write


offs & Provisions

48548

174529

Claims Incurred (Net)

Operating Expenses related to


Insurance Business

206775

TOTAL (A)

2327

32125

Interest, Dividend & Rent Gross

Commission

(3163)

2146

175666

2000-01

Others

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

(22483)

(22483)

(22483)

293636

323

5598

59179

17013

211523

271153

33909

7564

229680

2002-03

(29592)

(29592)

(29592)

350181

181

826

95004

17140

237030

320589

41482

19623

259483

2003-04

(5305)

(5305)

(5305)

358932

2126

84371

24490

247946

353627

43626

30465

279536

2004-05

(3371)

(3371)

(3371)

419356

373

3596

94234

29628

291525

415985

47083

56750

312151

2005-06

40172

40172

40172

413736

99

183

81596

29733

302125

453908

54155

56864

342890

2006-07

NEW INDIA

21835

21835

21835

451738

66

40

76636

33231

341764

473574

54493

53827

365254

2007-08

(47232)

(47232)

(47232)

527806

141

(446)

108381

40923

378807

480574

54685

20429

405460

2008-09

(20974)

(20974)

(20974)

557796

70

51

128981

41402

387292

536822

55102

41158

440562

2009-10

(79513)

(79513)

(79513)

688555

969

144225

43865

499496

609042

61075

44781

503186

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MISCELLANEOUS

(8886)

(8886)

(8886)

738845

52

(459)

155791

68206

515254

729958

75625

35024

619309

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

233
33601

Operating Expenses related to


Insurance Business

(31266)

Figures in brackets represent negative values

TOTAL (C)

(31266)

(31266)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

146171

TOTAL (B)

Foreign Taxes

(1873)

Commission

Others - Amortizations, Write


offs & Provisions

114443

Claims Incurred (Net)

Interest, Dividend & Rent Gross


114905

Others

TOTAL (A)

33

114872

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

(47632)

(47632)

(47632)

198357

42244

24

156089

150725

24185

1671

124869

2001-02

(9690)

(9690)

(9690)

179308

4160

47400

2077

125671

169619

27066

74

5822

136656

2002-03

7629

7629

7629

207109

3053

57657

5001

141399

214738

29349

60

33877

151453

2003-04

6185

6185

6185

231692

1011

55313

8374

166994

237878

41013

(27)

30048

166843

2004-05

7524

7524

7524

251538

1292

64727

10666

174854

259062

29385

(61)

41550

188189

2005-06

16893

16893

16893

275265

1221

58828

10853

204362

292158

35362

(67)

37883

218980

2006-07

ORIENTAL

10543

10543

10543

297174

118

66112

12766

218177

307717

34730

30

34715

238242

2007-08

(28643)

(28643)

(28643)

346354

223

75249

18634

252248

317711

37313

(55)

23765

256687

2008-09

(21742)

(21742)

(21742)

398673

(135)

93562

22736

282510

376931

38123

(125)

35261

303672

2009-10

(19952)

(19952)

(19952)

499320

569

128084

24414

346254

479369

47132

(206)

68477

363966

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MISCELLANEOUS

7791

7791

7791

510038

(628)

110207

27136

373323

517829

56276

(110)

49244

412419

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

234
(24809)

(48869)

Figures in brackets represent negative values

TOTAL (C)

(24809)

(24809)

201319

6664

38777

3521

152357

176510

32205

804

5129

138372

2001-02

(48869)

(48869)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

171378

34275

114

TOTAL (B)

Foreign Taxes

Others - Amortizations, Write


offs & Provisions

Operating Expenses related to


Insurance Business

Commission

136989

Claims Incurred (Net)

226

Interest, Dividend & Rent Gross


122509

28

Others

TOTAL (A)

122255

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

PARTICULARS

(21070)

(21070)

(21070)

209756

3741

42488

2982

160546

188687

30652

249

10178

147608

2002-03

(11414)

(11414)

(11414)

228212

2337

55729

4181

165965

216798

36392

(329)

22358

158377

2003-04

(18175)

(18175)

(18175)

246571

2404

61706

5676

176785

228396

37373

133

28504

162387

2004-05

(9022)

(9022)

(9022)

262333

4059

71765

7579

178930

253310

37827

56

47458

167969

2005-06

12746

12746

12746

249851

3567

66243

8207

171834

262597

38446

64

39161

184926

2006-07

UNITED

5781

5781

5781

296519

3706

72843

12140

207830

302301

36491

1775

50218

213817

2007-08

3477

3477

7455

3477

409132

1931

94483

21454

291265

412609

40215

4027

46763

321604

2009-10

7455

7455

310976

1948

83668

18519

206841

318431

37472

71

20463

260426

2008-09

(61522)

(61522)

(61522)

553007

601

141126

25567

385714

491485

45965

105

50465

394951

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


MISCELLANEOUS

(26435)

(26435)

(26435)

641861

4110

131137

33778

472837

615425

56850

107

34358

524110

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

235
(24537)

(14003)

Note: Figures in brackets represent negative values

TOTAL (C)

(14003)

(14003)

227968

37

56434

(1013)

172510

213965

(24537)

(24537)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

195260

Foreign Taxes

TOTAL (B)

48

49230

Others - Amortizations, Write


offs & Provisions

Operating Expenses related to


Insurance Business

(181)

146163

Claims Incurred (Net)

Commission

170723

TOTAL (A)

270
30560

252

Others
Interest, Dividend & Rent Gross

181698

2001-02

1437

170471

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

Particulars

6947

6947

6947

226751

152

60100

4534

161966

233699

32
29476

7594

196596

2002-03

(2317)

(2317)

(2317)

291464

267

73034

7173

210990

289147

34133

16232

238781

2003-04

(240)

(240)

(240)

320119

81

85939

7749

226350

319879

165
34234

19066

266414

2004-05

(30517)

(30517)

(30517)

385379

29

88261

14055

283033

354862

75
36965

41505

276317

2005-06

24622

24622

24622

337578

6205

80547

11405

239422

362200

41374

44069

276757

2006-07

NATIONAL

(10411)

(10411)

(10411)

403190

9148

89770

20389

283884

392779

41761

49165

301853

2007-08

(40398)

(40398)

(40398)

463735

7914

94636

21818

339367

423338

1013
41790

38298

342236

2008-09

12090

12090

12090

478449

596

8298

121878

23141

324536

490538

45138

63821

381579

2009-10

(27090)

(27090)

(27090)

648435

166

15653

144745

25544

462328

621346

53433

91517

476395

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


TOTAL (FIRE+MARINE+MISCELLANEOUS)

3866

3866

3866

745929

20524

157861

36138

531406

749795

466
73768

68207

607353

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

299719
227973

TOTAL (A)

Claims Incurred (Net)

236
(3252)

TOTAL (C)

Note: Figures in brackets represent negative values

(3252)

(3252)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

302970

457

74060

TOTAL (B)

Foreign Taxes

Others - Amortizations, Write offs


& Provisions

Operating Expenses related to


Insurance Business

480

(4332)
43499

Others
Interest, Dividend & Rent - Gross

Commission

2906

257646

2000-01

Profit/Loss on sale/redemption of
Investments

Premiums earned (Net)

Particulars

(8848)

(8848)

(8848)

345484

327

6224

75437

7982

255514

336636

47413

3336

285887

2001-02

(2409)

(2409)

(2409)

386015

414

7274

89062

19314

269951

383607

44061

9829

329716

2002-03

10854

10854

10854

427856

246

1078

133812

21362

271358

438710

54148

25615

358946

2003-04

23278

23278

23278

445142

2638

118819

33188

290498

468420

53996

37707

376717

2004-05

3602

3602

3602

536464

514

4432

130689

37628

363201

540066

58027

69940

412099

2005-06

73673

73673

73673

519068

129

230

115259

39089

364361

592741

67916

71313

453511

2006-07

NEW INDIA

50938

50938

50938

565702

70

50

101910

45924

417748

616640

68165

67332

481143

2007-08

(50288)

(50288)

(50288)

668362

144

(553)

145501

56083

467187

618074

67812

25333

524930

2008-09

(50358)

(50358)

(50358)

743125

73

65

173606

56137

513245

692768

69654

52028

571086

2009-10

(127141)

(127141)

(127141)

912945

1267

194323

64867

652487

785803

79892

58579

647332

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


TOTAL (FIRE+MARINE+MISCELLANEOUS)

(77958)

(77958)

(77958)

1004462

149

(622)

206432

89750

708753

926503

(11004)
102553

47495

787459

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

(4520)

Commission

237
(27561)

(25674)

Note: Figures in brackets represent negative values

TOTAL (C)

(25674)

(25674)

241358

60903

(2337)

182791

215684

(30)
31468

2174

182072

2001-02

(27561)

(27561)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

195987

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

50298

150206

Claims Incurred (Net)

Operating Expenses related to


Insurance Business

168426

39

Others
Interest, Dividend & Rent Gross

TOTAL (A)

168387

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

Particulars

10673

10673

10673

215860

5157

65259

(1211)

146655

226533

182
33555

7218

185577

2002-03

29756

29756

29756

243534

3668

78211

2890

158765

273291

74
35265

40706

197246

2003-04

21339

21339

21339

273456

1172

72989

8457

190838

294795

107
47540

34831

212317

2004-05

14438

14438

14438

303390

1500

85076

10340

206474

317828

(131)
34124

48251

235584

2005-06

29834

29834

29834

322661

1391

75423

9962

235886

352495

(8)
40277

43148

269077

2006-07

ORIENTAL

11893

11893

11893

355855

136

82361

13135

260222

367747

37
40052

40035

287623

2007-08

(39651)

(39651)

(39651)

417526

260

91444

20102

305719

377875

(216)
43626

27786

306680

2008-09

(19443)

(19443)

(19443)

465060

(161)

115076

24127

326018

445616

(528)
45228

41834

359083

2009-10

(24218)

(24218)

(24218)

593058

677

157254

28590

406536

568840

(389)
56154

81585

431490

2010-11

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)


TOTAL (FIRE+MARINE+MISCELLANEOUS)

2740

2740

2740

612499

(750)

135443

32453

445353

615239

(141)
67238

58837

489306

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

(5618)

Commission

238
(42034)

3161

Note: Figures in brackets represent negative values

TOTAL (C)

3161

3161

242623

8508

57787

(1753)

178081

245784

(42034)

(42034)

Operating Profit/(Loss) from


Fire/Marine/Miscellaneous
Business C= (A - B)

APPROPRIATIONS
Transfer to Shareholders'
Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves

224329

Foreign Taxes

TOTAL (B)

Others - Amortizations, Write


offs & Provisions

52254

177693

Claims Incurred (Net)

Operating Expenses related to


Insurance Business

182295

TOTAL (A)

844
41113

(135)
226

Others
Interest, Dividend & Rent Gross

197280

2001-02

6547

182204

2000-01

Profit/Loss on sale/redemption
of Investments

Premiums earned (Net)

Particulars

6548

6548

6548

255507

4651

62240

(1931)

190546

262055

357
38107

12654

210938

2002-03

16533

16533

16533

267630

2817

79711

885

184217

284164

(316)
43866

26950

213663

2003-04

2222

2222

2222

290934

2798

86284

1999

199853

293156

215
43499

33177

216265

2004-05

5055

5055

5055

313015

4675

97666

6398

204277

318071

412
43567

54659

219433

2005-06

11495

11495

11495

314500

4073

89445

6776

214206

325995

50
43902

44718

237324

2006-07

UNITED

13088

13088

13088

359839

4294

91255

13661

250628

372927

2239
42285

58193

270209

2007-08

11276

11276

11276

376882

2292

103140

19944

251505

388157

63
44101

24083

319910

2008-09

18071

18071

18071

474217

2299

115699

23294

332924

492288

4908
47882

55678

383819

2009-10

TABLE 61: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT


TOTAL (FIRE+MARINE+MISCELLANEOUS)

(61704)

(61704)

(61704)

638959

703

172538

27154

438564

577255

97
53354

59041

464763

2010-11

(21415)

(21415)

(21415)

735745

4753

156606

35692

538694

714329

114
65753

39739

608724

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

239

Figures in brackets represent negative values

Balance C/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
Transfer from General Reserves for UK
Equilization Reserve
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d) Transfer to any Reserves or Other
Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year

PARTICULARS

2005
5420
13943
451
13492

2500
320

10671

3738
8042
(9395)
(350)
(9045)

(9045)

2791
559

3171
599

65

9158
2369
(9)
897
19363

11448
549
(16)
669
(1353)

534

17805
2662
(13520)
6947

2002-03

10956
6973
(31932)
(14003)

2001-02

4303

2500
320

1083
7040
7301
178
7123

74

5757
126

10777
5126
(1)
755
14341

19743
11213
(33272)
(2317)

2003-04

10262

2500
351

1075
1910
14121
1009
13112

88

196
551

9774
5445
(2)
1055
16031

13869
2325
(16435)
(241)

2004-05

(10625)

1196
(953)
(5964)
4661
(10625)

151

(3029)
729

10602
11918
(14)
1095
(6917)

2722
2493
(35732)
(30517)

2005-06

32345

8361
1421

1027
408
45583
3455
42128

181

(751)
(49)

9702
10334

1332
45991

12332
(1103)
13393
24622

2006-07

NATIONAL

12522

3266
555

604
1161
17206
863
16343

257

(212)
512

12477
14797
(109)
1612
18366

2128
(387)
(12153)
(10411)

2007-08

(14921)

985
(1807)
(13354)
(1567)
(14921)

208

(3907)
907

12458
11717
(301)
1363
15160

1884
(2782)
(39500)
(40398)

2008-09

17341

4398
747

1313
12888
26859
(4373)
22486

275

(198)
11498

10723
15162

1772
39747

11646
7101
(6658)
12090

2009-10

TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT

7489

579
3150
7540
(51)
7489

318

(420)
2673

13663
23529
(128)
716
10690

15723
1747
(44561)
(27090)

2010-11

32521

21229
8746
33106
(585)
32521

318

(1349)
(11451)

15168
14244
(219)
8794
41853

2836
2947
(1917)
3866

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

240

Figures in brackets represent negative values.

Balance C/f to Balance Sheet

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
Transfer from General Reserves for UK
Equilization Reserve
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d) Transfer to any Reserves or Other
Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
sub-total

PARTICULARS

(1904)
2714
31282
5701
25581

4000
513

21069

1926
6215
20820
6620
14200

2000

12200

1618
2363
637

2114
1596
579

27975
6241

2190
33997

11538
8537
(22483)
(2409)

2002-03

32669
2298

916
27035

15795
5089
(29732)
(8848)

2001-02

53944

4500
577

(5688)
(5054)
64789
5768
59021

323
541
(230)

31849
15285
(218)
1967
59735

29477
10969
(29592)
10854

2003-04

31120

2000
6000
1103

729
2341
79788
39565
40223

825
507
280

33886
23887
(224)
1301
82129

23083
5500
(5305)
23278

2004-05

56815

13000
1823

(546)
2236
85557
13919
71638

108
172
2502

36424
43909
(6)
3864
87793

1957
5016
(3371)
3602

2005-06

111832

29200
4963

(76)
66
161393
15398
145995

321
(313)
135

42086
44265
(74)
1509
161459

23302
10199
40172
73673

2006-07

NEW INDIA

107003

28300
4810

(21)
16
152146
12033
140113

493
(426)
(30)

49866
49256

2102
152162

28336
766
21835
50938

2007-08

12655

4500
765
4495

(47)
(490)
29723
(7308)
22415

476
(744)
(175)

54269
20273

4978
29233

5954
(9009)
(47232)
(50288)

2008-09

30523

8500
1445

(93)
7708
35927
4540
40467

455
7379
(34)

52893
39508

1592
43635

(30572)
1189
(20974)
(50358)

2009-10

(42123)

(33)

185
10376
(41137)
(1019)
(42156)

355
9123
713

55780
40899

(300)
(30761)

(38728)
(8900)
(79513)
(127141)

2010-11

TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

13283
(5083)

4000
649

266
(10047)
15617
(2315)
17932
5083

389
(11119)
417

57019
26407

101
5569

(67183)
(1889)
(8886)
(77958)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

241

Figures in brackets represent negative values

Balance C/f to Balance Sheet

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
Transfer from General Reserves for UK
Equilization Reserve
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d) Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
sub-total

PARTICULARS

795
1413
17589
11190
6399

2000
256

4143

2
8456
(23486)
(1958)
(25444)

(811)

(24633)

121
403
94

1186
2739
4529

6552
1409

368
19002

17568
2794
(9690)
10673

2002-03

9465
654

525
(15030)

12529
9429
(47632)
(25674)

2001-02

28827

2500
320

985
2654
45433
13786
31647

(257)
1766
160

8514
9828

(11)
48087

16163
5964
7629
29756

2003-04

29644

1250
1750
409

(103)
81
701
47170
14118
33052

179
308
236

14918
10930

685
47871

12585
2569
6185
21339

2004-05

22690

5000
701

4
467
11066
33419
5028
28392

(216)
10527
283

12169
17207

671
44485

5161
1753
7524
14438

2005-06

38027

10000
1700

2
226
108
62964
13237
49727

12
(437)
305

15732
16874
(21)
653
63071

14498
(1558)
16893
29834

2006-07

ORIENTAL

53

750
127

1
(310)
1683
44235
43305
930

5
961
1027

17118
17110

(203)
45918

(1677)
3027
10543
11893

2007-08

(5266)

1
(272)
271
(8842)
3576
(5266)

66
168
309

17197
10953

2929
(8571)

(8727)
(2281)
(28643)
(39651)

2008-09

(4425)

(345)
1195
8823
(13249)
(4425)

3083

2379

(54)
1015
18041
(12579)
5462

(4)
804
268

1357
19056

(420)
10018

(2158)
(2109)
(19952)
(22061)
17089
24828

(5)
1250
295

(` Lakh)

26116

(479)
2455
37768
(11652)
26116

49
2660
225

2594
40223

18607
16282

(6395)
1344
7791
2740

2010-11 2011-12

15523
14358

345
1953
(21742)
(19443)

2009-10

TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

242

Figures in brackets represent negative values

Balance C/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
Transfer from General Reserves for UK
Equilization Reserve
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d) Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year

PARTICULARS

1497
21416
4317
17099

2500
320

14279

3000

12339

(46)
568

433
877

1299
2637
15669
330
15339

22913

18306

975

12266
4173
(100)
26

12742
2118
(89)
374

28

20538
7080
(21070)
6548

2002-03

21186
6784
(24809)
3161

2001-02

34660

3000
384

945
39339
1295
38044

876

(156)
225

40284

14708
9039
(3)
7

23346
4601
(11414)
16533

2003-04

23694

6200
877

1110
1108
31830
1059
30771

39

(90)
49

32938

17220
13136
(3)
363

18477
1920
(18175)
2222

2004-05

32717

8600
1206

1170
1990
45274
2751
42523

50

(19)
789

47264

18547
23278
(9)
393

11574
2503
(9022)
5055

2005-06

40511

10577
1798

1312
1967
52034
(852)
52886

64

23
569

54001

21206
21600

(299)

283
(1535)
12746
11495

2006-07

UNITED

48383

12633
2147

1446
2355
65814
2651
63162

78

244
587

68169

23192
31918
(1)
(28)

9713
(2406)
5781
13088

2007-08

36375

9600
1630

1723
1362
50291
(2686)
47605

59

(114)
(307)

51653

26202
14308

(133)

4417
(596)
7455
11276

2008-09

54167

14200
2412

2125
1449
82284
(11505)
70779

91

36
(803)

83734

30190
35107

366

19975
(5381)
3477
18071

2009-10

9569

3000
486

1866
479
13083
(28)
13054

98

(306)
(1178)

13562

34655
40221

390

2341
(2523)
(61522)
(61704)

2010-11

TABLE 62: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

14411

7800
1264
15204

1542
2765
46928
(8249)
38679

77

903
244

49694

38254
23119

9736

3910
1110
(26435)
(21415)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2011-12

243

Figures in brackets represent negative values

Balance C/f to Balance Sheet

APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
Contingency reserves for Unexpired Risks (Schedule 16B)
(d) Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Transfer to UK Equalization Reserve
Balance of Profit/Loss B/f from last year
11944
1530

49818
3

4144

(811)
15494

24633

11044
91820
24386
67434

5000

25350
3609
4642
(1033)

562
3738
3227

OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(b) Bad debts written off
(c) Others

TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
Transfer from General Reserves for UK Equilization Reserve

4485
3893
730

6904
5811
5108
1040

896

102864

28959

69139
14193
(110)
3586

16057

(45363)
66324
5619
(105)
2484

67449
21072
(72465)

2002-03

60466
28275
(134104)

2001-02

TOTAL (A)
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent - Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
sub-total

PARTICULARS

28827

92907

12500
1602

5585
156862
21026
135835

950

(3620)

5667
2658
(69)

162447

65848
39277
(222)
2718

54827

88729
32748
(66650)

2003-04

29644

65076

3250
16450
2740

6059
172910
55751
117159

127
(103)
2995

1109
1415
516

178969

75798
53398
(228)
3403

46598

68013
12315
(33730)

2004-05

101597

26600
3731

14339
158286
26359
131927

201
4
2287

(3156)
12218
2785

172626

77742
96312
(29)
6023

(7422)

21414
11765
(40601)

2005-06

222716

58139
9881

2549
321974
31238
290736

245
2
2489

(396)
(231)
440

324523

88726
93073
(95)
3196

139623

50415
6003
83204

2006-07

167961

44949
7639

5215
279400
58851
220548

335
1
1719

528
1635
997

284615

102652
113082
(109)
3483

65507

38501
1000
26007

2007-08

ALL COMPANIES

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