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METROBANK INVESTMENT FUNDS (UITF) These days, getting your money to go further is a challenge. Thats why its high time you consider the METROBANK Unit Investment Trust Funds. Here, the money of many investors is pooled into one big fund, giving it more earning power. Now, you dont need to invest more just to get better yields. Plus, youll have access to varied financial securities and attain diversification that will limit investment risks. These are benefits not usually available to individual investors. On top of these, you have the distinct advantage of having your funds managed by Metrobank Trust Banking a leader in the industry. With our experience and expertise, you are assured of professional management services of your money. With your money in good hands, you can trust the attainment of your financial goal.

Formerly Metrofund Starter The Fund is a peso-denominated money market fund suited for clients who have an investment horizon of at least one month, a moderate risk profile, are focused on preserving their principal at all times, and looking for a non-volatile investment fund. The Fund aims to achieve for its participants income and liquidity by investing in a portfolio of short-term peso-denominated deposits, BSP-SDA, repurchase agreements secured by government securities, and money market instruments with a maximum weighted average duration of one year.

Fund Classification Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee* Applicable Tax* Dealing Day Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Money Market Fund - Php 50,000 - Php 25,000 - Php 50,000 - 30 Days - 7 days - 50% of income on redeemed amount - 0.50% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Withholding Tax - Daily up to 12:00NN - Next banking day from date of redemption - Philippine 30-Day Special Savings Rate Gen. Ave (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market

Formerly Metrofund Elite The Fund is a peso-denominated intermediate-term bond fund suited for clients who have an investment horizon of at least one year and can tolerate a moderate degree of risk. The Fund aims to achieve for its participants income and potential returns that are higher than regular traditional deposit products by investing in a diversified portfolio of peso-denominated fixed income securities and instruments with a maximum weighted average duration of three years.

Fund Classification Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee Applicable Tax* Dealing Day Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Intermediate-Term Bond Fund - Php 50,000 - Php 25,000 - Php 50,000 - 1 Year - 30 days - 50% of income on redeemed amount - 1.0% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Withholding Tax - Daily up to 12:00NN - Next banking day from date of redemption - 80% HSBC Local Currency Bond Index (HSLI) 1 3 years (net) & 20% Philippine 30-Day Special Savings Rate Gen. Ave (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market

Formerly Metrofund Peak Earner The Fund is a peso-denominated medium-term bond fund suited for clients who have an investment horizon of at least three years and can tolerate a moderate degree of risk. The Fund aims to achieve for its participants high income and potential returns that are higher than regular traditional deposit products by investing in a diversified portfolio of peso-denominated fixed income securities and instruments with a maximum weighted average duration of five years.

Fund Classification Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee Applicable Tax* Dealing Day Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Medium-Term Bond Fund - Php 50,000 - Php 25,000 - Php 50,000 - 3 Years - 30 days - 50% of income on redeemed amount - 1.5% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Withholding Tax - Daily up to 12:00NN - Next banking day from date of redemption - 80% HSBC Local Currency Bond Index (HSLI) 1 5 years (net) & 20% Philippine 30-Day Special Savings Rate Gen. Ave (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market

formerly METRO INVEST PLUS The Fund is peso-denominated intermediate term build-up fund suited for clients who would like to invest their money every month over a period of at least two years, can tolerate a moderate degree of risk, and are focused on saving up for medium- to long-term future needs. The Fund aims to achieve its participants income and potential returns that are higher than regular traditional deposit products from a diversified portfolio of peso-denominated fixed-income securities and instruments with a maximum weighted average duration of three years.

Fund Classification Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee Applicable Tax* Dealing Day Insurance Benefits

- Intermediate-Term Bond - Php 5,000 - Php 1,500 monthly - Php 5,000 - 2 Years - 90 days - 50% of income on redeemed amount - 2.50% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Withholding Tax - Daily up to 12:00NN - Life, Accidental Death and Dismemberment, and Total & Permanent Disability Income - Equivalent to Initial Participation + (Fixed Monthly Contribution x 12)

Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Next banking day from date of redemption - 80% HSBC Local Currency Bond Index (HSLI) 1 3 years (net) & 20% Philippine 30-Day Special Savings Rate Gen. Ave (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market

Formerly Metro Capital Growth Fund

The Fund is a peso-denominated balanced fund suited for clients who have an investment horizon of at least five years and can tolerate a high degree of risk for superior total investment returns. The Fund aims to achieve for its participants growth and high income from a portfolio of diversified blue-chip and fundamentally sound equities listed at the Philippine Stock Exchange (PSE) and peso-denominated fixed income instruments and securities.

Fund Classification Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee Applicable Tax* Dealing Day Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Balanced Fund - Php 25,000 - Php 25,000 - Php 25,000 - 5 Years - 90 days - 50% of income on redeemed amount - 2.0% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Tax on FI Investments - Daily up to 12:00NN - Next banking day from date of redemption - 50% Philippine Stock Exchange index (PSEi), 40% HSBC Local Currency Bond Index (HSLI) 1 5 years (net), and 10% Philippine 30-day Special Savings Rate Gen. Average (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market

METRO EQUITY FUND

The Fund is a peso-denominated equity fund suited for clients who have an investment horizon of at least five years and can tolerate a high degree of risk for superior capital growth. The Fund aims to achieve for its participants maximum growth from a portfolio of diversified, blue-chip and fundamentally sound equities listed at the Philippine Stock Exchange (PSE).

Fund Classification

- Equity Fund

Min. Initial Participation Min. Additional Participation Maintaining Balance Min. Investment Horizon Holding Period Early Redemption Charge Trust Fee* Custodian Fee Applicable Tax* Dealing Day Redemption Settlement Date Benchmark Fund Manager Custodian Valuation *Imputed in Net Asset Value per Unit

- Php 25,000 - Php 25,000 - Php 25,000 - 5 Years - 90 days - 50% of income on redeemed amount - 2.0% p.a. based on NAV of the Fund - 0.015% p.a. - 20% Final Tax on FI Investments - Daily up to 12:00NN - 3 Banking Days after Date of Redemption - 90% Philippine Stock Exchange index (PSEi) and 10% Philippine 30-day Special Savings Rate Gen. Average (net) - Metrobank - Trust Banking Group - Standard Chartered Bank - Marked-to-Market