www.oducreditunion.

org

K EE P I N G A N E Y E O N Y O U R M O N E Y

MEMBER UPDATE
second Quarter 2 0 1 3

Enjoy Summer Fun for Less

Get Your Discount Tickets Here!
Are you planning a trip to Busch Gardens or Ocean Breeze? Be sure to stop by ODU CU before you go! We have discount tickets, so you can head to the parks with savings in your pocket.

to a Credit Union Credit Card

Upgrade

ODU CU Fun Cards:

$65.00
Dates Valid: March 22nd to September 2nd (During regular operating hours)

A VISA credit card from ODU CU is convenient for more than just everyday purchases. With worldwide acceptance, its the perfect travel companion! Use your credit union VISA for anything from gas and groceries to booking flights and souvenir shopping.

ODU CU Prices:
Single Day Admission

With an ODU CU VISA, youll enjoy:

No balance transfer fee Same low rate for purchases and cash advances 25-day grace period on purchases Money-saving benefits with a low interest rate The option to make payments online
For friendly, personal assistance, contact a member service rep and apply today!

Adults - $26.00 Kids - $20.00 (3-9 yrs.)

Remember, You Are Invited to our

55TH Annual Meeting

Date!
th
Sunday, April 28, 2013 4:45 p.m. Place: Norfolk Yacht Club Cost: $23.00 for adults $18.00 for children (12 & under)
Time: Date:

Board of Directors
William (Cliff) Rice Chairman Robert Wojtowicz Vice Chairman Sylvia Hudgins Treasurer Chuck Thomas Secretary Ronald Johnson Marcha Schriver Michael McShane Brenda Whitehurst Jim Duffy

Savee

If youd like to join us, please fill out this form and return it to the Credit Union no later than April 25, 2013.

R E S E R VATI O N

F O R M

Name of Member

Name of Member

Name of Guest

Name of Guest OR Please deduct from my: Shares Drafts

$
Amount enclosed

Account #

Supervisory

Committee
Signature After completing, please return this form to:

Judy Smith Chairperson Vanessa Walker Lynda Shirk Charity Brown

Old Dominion University Credit Union 2701 Hampton Blvd. | Norfolk, VA 23517

Meet the Staff

Diane Parker Chief Executive Officer Helen Estes Assistant Manager Francine Chase Webb Center Branch Manager Bonny Tarkington Member Services Representative Rebecca Hall Member Services Representative Courtney Brown Member Services Representative Kylee Parker Member Services Representative Jennifer Caravello Member Services Representative Lisa Winn Member Services Representative Earl ONeal Maintenance Technician

College Scholarships
If you could use a little extra help covering tuition and other college-related expenses, be sure to stop by Old Dominion University Credit Union to apply for our college scholarship. The applicant must be a member of ODU Credit Union or the dependent of a member of ODU Credit Union. The applicant must be an admitted student of Old Dominion University in good academic standing, or a candidate for admission to Old Dominion University with worthy credentials.

ODU Credit Union Scholarships

Two scholarships of at least $2,500 are available for undergraduate and graduate students attending Old Dominion University. The scholarships will be awarded based on the following criteria: Applications are due June 1, 2013, in the ODU Credit Union offices, where they will be reviewed by the ODU Board President and two designated Board members. Scholarships will be awarded August 15, 2013. Scholarships may be renewed up to two times, but the scholarship holder must re-apply each academic year. Applications must include the following material: A cover sheet (provided by ODU Credit Union) A personal statement, which outlines academic goals and objectives, not to exceed 250 words.

Check out our great trade-in offer!

C urr e nt Account Rates*

TYPE OF ACCOUNT Share Savings Christmas Club Vacation Club Investment Club IRA APR 0.20 0.20 0.20 0.20 0.40 APY 0.20 0.20 0.20 0.20 0.40

Old Dominion University Credit Union Members:

Get Rates As Low As

And, well offer you Kelley Blue Book Trade-In 2 Value on your vehicle PLUS UP TO $

% 4.50
APR
1

CERTIFICATE RATES ($1,000 Minimum) 6 Months 0.40 0.40 12 Months 0.50 0.50 24 Months 0.70 0.70

Fee Schedule*
Statement Copy $5.00 Draft Copy $5.00 Transaction Printout (per page) $2.00 Excessive Auto Transfers (paid in-house) $4.00 Membership Fee (New Account) $1.00 Wire Transfer Fee $10.00 Foreign Wire Transfer Fee $25.00 Return Check, EFT or Debit Card Fee $25.00 Plastic Replacement Card Fee VISA, ATM, Debit $5.00 Pin Mailer Request $1.00 ATM Withdrawal $1.00 ATM Balance Inquiry $1.00 Stop Payment Fee $10.00 Stop Payment Fee for Cashier Checks $20.00 Dormant Account Fee (per month) $5.00 SAFE DEPOSIT BOXES Small (3 x 5) Medium (3 x 10) Semi-Large (5 x 10) Large (10 x 10) PER YEAR $25.00 $35.00 $55.00 $75.00

1,000!

Upon used vehicle purchase from Enterprise Car Sales.

April 1 30, 2013

Call 757-533-9308 to get pre-approved by Old Dominion University Credit Union today!

Norfolk
7436 N. Military Hwy.

Contact Irvin Roberts at 757 583-7653 for details

1

APR=Annual Percentage Rate. Rates as low as 4.50% APR for 60 months. 100% Financing available including Tax, Title and License. Financing for qualified Old Dominion University Credit Union members. Not all buyers will qualify. Actual rate may vary based on credit worthiness. Offer valid only on Enterprise Car Sales vehicles. Offer valid from 4/1/13 - 4/30/13. 2Kelley Blue Book Trade-In Values used by Enterprise are obtained from 2013 Kelley Blue Book Co.s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. If a Kelley Blue Book Trade-In value is not available for customers vehicle Enterprise will provide a fair and competitive value for customers vehicle. Additional trade-in value of up to $1,000 is available only on passenger vehicles and light duty trucks, with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager. Offer valid in MD, NM, OR and VA. Offer valid from 4/1/13 - 4/30/13. No cash advances. Used vehicles previously part of Enterprise short-term rental and lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental,lease or other. THE VALUE OF USED MOTOR VEHICLES VARIES WITH MILEAGE, USAGE, INCLUDED ACCESSORIES AND CONDITION. BOOK VALUES SHOULD BE CONSIDERED ESTIMATES ONLY. Prices valid 4/1/13 - 4/30/13 and do not include tax, title, tags, governmental fees, electronic filing charge any emissions testing charges, and any finance charges if applicable. Unless otherwisestated separately in the vehicle details, price does not include processing, administrative, closing or similar fees of $149 or less. $149 document processing fee applies in Virginia. This offer cannot be combined with any other offer.

The e logo, Enterprise, and Haggle-free buying. Worry-free ownership. are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. 2013 Enterprise Car Sales. D05751 PS 03/13 KD

Preview our great selection of quality used vehicles at cuautodeals.com

Clear the Clutter with

eStatements

By making the switch from paper statements to eStatements, you not only reduce paper clutter in your home, you also help the environment by reducing paper waste. But thats not all! eStatements arrive days before paper ones They wont get lost in the mail Theyre more secure You can save them online instead of in a drawer Youll receive an email notification when a new statement is ready

* Rates and fees are subject to change without notice. APR = Annual Percentage Rate. APY = Annual Percentage Yield.

Wondering If Were Open?

In the event of inclement weather, please check your local TVs websites to find out if the Credit Union will be closed.

Plus, eStatements are free! Give us a call or stop by the Credit Union to enroll today.

ODU Credit Union Webb Center

Summer Hours

Closed May 27, 2013 to August 16, 2013

For account information, including account balances and transaction history, please take advantage of Web Banking and ART (Audio Response Teller), our online and telephone banking services. As always, the friendly staff at our main branch is available to assist you as well.

2701 Hampton Blvd. Norfolk, VA 23517 phone (757) 533-9308 | fax (757) 625-1979 WeBB CENTER CAMPUS (North Mall) Norfolk, VA 23529 phone (757) 683-0530 | fax (757) 683-0538 Hours Monday - Friday 9 am - 4 pm Drive-Thru open until 5 pm on Friday

CU 24 Network
VISA Gift Cards for Every Occasion
Perfect for graduation day, Mothers Day, birthdays and baby showers, VISA gift cards are fit for everyone on your list. Visit ODU Credit Union, where you can stock up on VISA gift cards in one convenient stop. ODU Credit Union will be joining the CU 24 Network, which will give members access to surcharge-free ATMs. For more information, please visit our website at www.oducreditunion.org. To locate CU 24 Network ATM, please visit www.cu24.com/ATMLocator or download the Credit Union 24 App to your Apple or Android smartphone.

ART (Audio Response Teller) (757) 622-1669 To report a lost or stolen Check / Debit Card (800) 264-5578 To report a lost or stolen VISA Credit Card (800) 808-7230 www.oducreditunion.org

Holiday Closings
Memorial Day Monday, May 27 Independence Day Thursday, July 4

Federally insured by NCUA.

CUAdvantage.com 877.799.0784

A P u b l i c a t i o n o f OL D D O M INION UNI V E R S IT y Cred i t U n i o n

second Quarter 2 0 1 3