Contact Us
Address National Bank of Pakistan Head Office NBP Building, I.I. Chundrigar Road Karachi, Pakistan. Your Enquires and Feedback Telephone Number Phone: +92 -21- 99220100 (30 lines) Phone: +92 -21- 99062000 (60 lines) NBP Call Center
111-NBP-NBP (111-627-627) Corporate Communication Division For Media and Press Related Queries: Contact : (021) 99220734 Syed Ibne Hassan (VP/Divisional Head(A)):ibne.hassan@nbp.com.pk, For Investors and Share holders
MUSTAF MIAN QADRI, OFFICER GRADE-I, SHARES DEPARTMENT, OFFICE OF THE SECRETARY BOARD OF DIRECTORS, NATIONAL BANK OF PAKISTAN HEAD OFFICE, KARACHI. PH: 021-99220858 PABX: 021-99212100-50(LINES) EXT: 2305
FaX:021-99220239
After the elimination of Pakistan Banking Council, each bank was p u t u n d e r t h e supervision of an independent board of directors. Since the new organizational structureof the bank, National Bank of Pakistan constitutes a board of directors and an executive committee as the governing bodies. The Head office is operationally in charge of centralaffairs
including the delegation of powers and authority to 9 Regional Headquarters allo v e r t h e c o u n t r y. T h e s e R e g i o n a l H e a d q u a r t e r s d i r e c t t h e f u n c t i o n s o f t h e 4 0 Z o n a l Offices and 12 Corporate Branches. The Head Office has 9 divisions that are further divided into wings.Board of Directors nominates the members of the executive committee and executivecommittee nominates divisional Heads.
BOARD OF DIRECTORS
The Board of Directors nominates the executive committee, which nominates divisionalheads. It consists of president, six directors working under president and one Secretary.President is the governing body and other six directors and one Secretary Work with himin a systematic way.The Board of Directors of National Bank of Pakistan NBP has one President and six members as given below: The members of the Board of Directors of National Bank of Pakistan are as follows: 1 . Q a m a r H u s s a i n Chairman & President(on acting charge basis) 2 . M r . T a r i q K i r m a n i (Director) 3 . M r s . H a n i y a S h a h i d N a s e e m (Director) 4 . M s . N a z r a t B a s h i r (Director) 5 . M r . E k h l a q A h m e d (Secretary Board of Directors)
Voting Rights
Upon a show of hands every member present in person shall have one vote upon a pollevery member present or by proxy shall have one vote for every ten shares held by him,s u b j e c t t o a m a x i m u m o f t e n v o t e s . T h e F e d e r a l G o v e r n m e n t a s a s h a r e h o l d e r m a y appoint any person to be present at any General Meeting and to vote on its behalf.Provided that subject to any exemption granted by the federal Government under section9 3 o f t h e B a n k i n g C o m p a n i e s O r d i n a n c e ( B C O ) 1 9 6 2 , t h e v o t i n g r i g h t s o f a n y o n e shareholder shall not exceed 5% of the total voting rights of all shareholders of the bank. The shareholders do not have the right elect or remove Directors of the Bank, being the right ordinarily available to the shareholders of the companies registered u n d e r t h e provisions of the Companies Ordinance, 1984.
EXECUTIVE COMMITTEE
Executive Committee consists of one President and nine members and among these nine members, one member perform functi ons of both mem ber and Secret ary. B oard of Directors nominates executive committee and executive committee n o m i n a t e s t h e divisional heads. NBP has an executive committee with President as its chairman; five SEVPs are its members and presidents advisor as an observer. This body monitors the d a y - t o - d a y a f f a i r s o f t h e e n t i r e b a n k a n d h a s s a n c t i o n i n g a u t h o r i t y f o r f i n a n c i a l a n d business proposals.
C H I E F
E X E C U T I V E
In the administrative hierarchy, President is at the apex. Meetings of Executive Board are presided over by him. So he is responsible for management of the whole of the bank.
1st week
In the fist week I obtained general information regarding bank. I studied about cheques,the general for filling checque and obtain different information about checque. I also b e c a m e t o k n o w a b o u t t h e d o r m a n t a n d i n o p e r a t i v e a c c o u n t . H o w a c c o u n t s b e c o m e dormant or inoperative.I also studied about different vouchers i.e. debt voucher, credit voucher, cash voucher, Transfer voucher etc.
2nd week
In this week I learned about SC (Short Credit), how it is originated.
3rd week
In this week I learned bout SC responding, how it is realized. There are different chargesi.e. PNT charges, FED charges and commission charges. After deduction of these chargesthe remaining money is transferred to the costumer account.
4th week
In this week I work in account opening department. In this department, I g a i n t h e practical knowledge about opening account. This department deals with opening andclosing of accounts for its customers and all matters regarding thereof. I studied differentrules and regulation regarding opening of account. I also learn that, what are the initialrequirements for opening an account in NBP?
5th week
In this week I learned about Draft, how is prepared. I also studied about payment order.
6th week
In this account week I learned about MT (Mail Transfer). I studied about all the rules andwork practically on it
RATIOS ANALYSIS
To evaluate the financial condition and performance of the business entity, the financialanalyst needs to perform "checkups" on various aspects of the business financial health.A tools frequently used during these checkups is a financial ratio analysis, which relatest w o p i e c e o f financial data by dividing one quantity by the other we calculate ratios because in this way we get a comparison that may prove more u s e f u l t h a n t h e r a w number by themselves.
LIQUIDITY RATIO
Current ratio This ratio is obtained by dividing current assets / liabilities Current assets X 100 Current liabilities PROFITABILITY RATIO Gross profit margin This ratio is percentage of sales dollar left after subtracting the cost of good sold from netsale. Gross profit X 100 Sale O p e r a t i n g p r o f i t m a r g i n
This ratio is percentage of sales dollar left after subtracting the cost of good sold from netsale and all operating expenses from net sale. This ratio measures the percentage of saledollars remaining after paying all operating expenses EBIT X 100 Sale
In this case the higher the ratio, it would be better for organization. If there is problem in Net profit margin it means interest and taxes are more, so organization should control it. EBT X 100 Sale Return on asset
This ratio shows the efficiency of organization that how efficiently utilizes their assets.This ratio relates profits to assets. E B T _ _ _ Total assets Return on equity This ratio shows the profit attributable to the amount invested by the o w n e r s o f t h e business. It also shows potential investors into the business what they might hope to receive as a return. ____EBT____ X 100 Equity holder fund LEVERAGED RATIOS Debt to yotal assets: This ratio shows that to which extent the organization assets are financed by debit. It iscalculated as. Total debts__ X 100 Total assets X 1 0 0
This ration shows the amount contributed by creditors and shareholders. It shows to whatextent the firm is using borrowed money Total debts Total equity Proprietor ratio Share holder equity X 100 Total assets Efficiency ratio Current asset turnover:
This ratio measures the efficiency in asset management Sales__ X 100 Current asset Fixed asset turnover Sale_ X 100 Fixed asset Total asset turnover This ratio indicates that how efficiently the total assets are utilized by the business. Sale x100 Total assets
Employees are very much loyal to NBP. Employees turnover is verylow in NBP. Very few employees are leaving the jobs in NBP. So it isvery big strength that your employees are loyal to your organization. Wide area of services: